Across
- 1. person who receives the money
- 5. health maintenance organization
- 8. specific amount your policy makes you pay before the insurance company gives any money
- 10. came up with the concept of insurance
- 11. amount you pay for the policy to be in effect
- 13. pooling money to minimize risk
Down
- 2. this document lays out your insurance plan with what's covered and how much you'll be paid in the event of a claim
- 3. probability of an insured situation actually occurring
- 4. maximum amount you can receive in benefits if you do have a claim for a covered event
- 6. add on clause you tack on to a policy to add more than basic package offers
- 7. an official request made to the insurance company to notify them that a covered event has occurred and you want money
- 9. time period that the policy covers
- 11. preferred provider organization
- 12. helps protect people financially from risk