Across
- 7. The reason your savings and investments grow
- 10. When you take money out of your account, thereby reducing your balance
- 13. Account used for regular spending
- 17. Keeping a long history of credit usage will _?_ your credit score
- 18. Applying for several lines of credit in a short period of time will _?_ your credit score
- 19. expenses that help you live more comfortably
- 20. expenses that are essential for a person to live
- 21. Save a portion of every paycheck — ideally a minimum of at least _?_%
Down
- 1. an expense in your budget that you can expect to stay the same, or close to it, over time
- 2. Account where money is held for future use
- 3. It is recommended to keep your credit utilization rate below _?_% of your credit limit
- 4. the money you earn before deductions are taken out
- 5. an expense that may be higher or lower from one month to the next
- 6. calculated using five categories: payment history, amounts owed, new credit, length of credit history and credit mix
- 8. An account that helps an individual set aside money for retirement while minimizing tax burdens
- 9. for-profit financial institutions owned by shareholders
- 11. non-profit financial institutions owned by members
- 12. Adding a sum of money to your account to increase your account balance
- 14. the money you take home after deductions are taken out
- 15. How easily or quickly you can withdraw your money
- 16. a plan you write down to decide how you will spend your money each month