Across
- 1. An IOU issued by a company, municipality, or the federal government in exchange for a loan from an investor that will be repaid with a set rate of return.
- 4. _______ Card: A card authorizing the holder to buy goods and services that can be paid for later.
- 5. The next best alternative given up when making a financial choice.
- 6. Money in the form of bills or coins.
- 8. The ideals that are important to you and your career choice
- 11. ________ Banking: An electronic way to view account activity and pay bills via the Internet and an institution’s website.
- 13. ___________ Institution: A business that provides money related services.
- 14. _____ monthly income (NMI): Amount of monthly income remaining after all deductions have been taken (sometimes referred to as take-home pay).
- 16. The economic condition of limited resources prevents people from having everything they want.
- 18. A standardized measurement of the potential to repay a debt.
- 22. Money received on a regular basis for work or through investments
- 24. A fee received or paid for the use of money.
- 25. A social insurance system that provides benefits to most Americans who are retired, sick, or too disabled to work, and to families of workers who have died
- 28. Making a purchase based on an immediate want or due to the pressure of advertising.
- 30. A record of a person’s financial information, including previous addresses, Social Security number, current and previous employers, estimated income, credit card accounts with amount owed and payment history, and loan information.
Down
- 2. Money paid out of pocket before insurance covers the remaining costs.
- 3. The amount of money originally invested.
- 7. Designed to offer liability protection and property coverage for theft and fire.
- 9. An interest-bearing account where people put money for future use.
- 10. To commit money to gain a profit or earn interest.
- 12. Money that is spent on goods, services, and bills.
- 15. The things you do well
- 17. A social insurance program that extends health coverage to almost all Americans age 65 and over
- 19. Required payments to a government
- 20. ________ Card: A card that looks like a credit card but operates like cash; money is immediately subtracted from the cardholder’s bank account when a purchase is made.
- 21. A financial institution that offers personal loans,mortgages, and other services.
- 23. The amount paid for an insurance policy.
- 26. The possibility of financial loss or physical harm.
- 27. A record of income and spending and a plan for managing money.
- 28. A portion of one’s personal income paid to the government
- 29. _________ monthly income (GMI): Total amount of earnings made over a month before any deductions