Across
- 1. The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
- 4. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 8. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- 10. The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
- 12. Having the financial risk be spread out among numerous contributors, usually held by a third party
- 17. The required amount you have to pay periodically for the insurance; the higher the less deductible, vice versa
- 19. Auto insurance that protects you against costs to repair your own vehicle after a crash
- 22. An employee of an insurance company who calculates risk based on loss percentages and determines insurance rates and premiums
- 24. An property insurance that covers for the renter's personal belongings within the property, and also liability
- 25. The chance/likelihood of an event to happen
- 26. Professionals who evaluate an individual's risk factors and assign the appropriate premium
Down
- 2. part of their salary if they happen to be are injured and unable to work for an extended period of time
- 3. Uncertainty of an event involving exposure to harm, or something unexpected
- 5. Auto insurance that protects you against costs to repair/replace your vehicle after events out of your control such as weather, vandalism, theft, etc
- 6. When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
- 7. An auto insurance in which it protects you from another driver that has an insufficient insurance coverage [limit doesn't meet the damage that has been done]
- 9. Additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
- 11. An insurance that pays an
- 13. The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- 14. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- 15. An estimate of the premium to be paid for a certain insurance plan -- can change depending on how much information you give at the time of consultation
- 16. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- 18. A set dollar amount you agree to pay each time you receive medical treatment, while the insurance company agrees to cover the rest
- 20. A contract in which an individual or entity receives financial protection or reimbursement against losses
- 21. An agreement where you make regular payments to a company and they promise to pay you money if you suffer an injury, illness, loss, etc
- 23. An employee of an insurance company who sells insurance policies and provides customer service