Across
- 4. Payment to replace earnings during times when workers cannot work due to illness or injury
- 5. Provides money to pay for health care
- 9. Payment to beneficiaries who were named by the insured person
- 10. Out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs
- 11. Chance of loss from an event that cannot be entirely controlled
- 12. Products or services that add extra value for employees beyond earned wages
- 15. Someone who receives money if an insured person dies
- 16. Payment to others if a member of the insured household accidentally causes harm to other people or property
- 17. The risks covered and amount of money paid for losses under an insurance policy
- 18. Payment for damage/loss of property in a rental unit in addition to liability losses
- 19. A contract between the insurance company and the insured that states the exact terms of the policy
- 20. Request to an insurance company asking for a payment when the policyholder has an accident
Down
- 1. Payment for extended nursing care when a person cannot live independently (but doesn’t need to be hospitalized)
- 2. Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- 3. Payment to insured person if his/her property is damaged or destroyed by an accident
- 6. Payment to cover liability losses and damage/loss of home structure and its contents
- 7. Payment for liability and property insurance on a vehicle
- 8. Person who owns the insurance policy
- 13. Six months of expenses set aside to cover costs of unexpected expenses
- 14. Money paid to purchase the insurance