Across
- 3. An insurer or agent's attempts to prevent a policyowner from replacing their policy
- 4. Policies that require a 20-day free look period
- 5. Includes premium, cash value, and surrender benefits for specific policy years
- 7. Must distinguish between guaranteed and projected amounts
- 8. An illustration is not a part of this
- 9. Rule 24 informs consumers about products'_________
- 11. A disclosure that an agent must make is that the subject of the sale is not this
- 14. States that oral presentations by a producer are considered advertising
- 15. Rule 16.1 is considered a _____ rule
- 17. Generic information about insurance policies to aid in decision-making process
- 18. Making misrepresentations during replacement
Down
- 1. Must be submitted by the producer to a replacing insurance company
- 2. Prior to a sale, the producer must provide this to the potential policyholder
- 6. A replacing insurance company must send written communication of proposed replacement within this amount of time
- 8. A Producer cannot imply that they are not receiving this
- 10. The subject of rule 13
- 12. Cannot be guaranteed according to Rule 13
- 13. One type of policy that replacement regulation does not apply to
- 16. Requires a Buyer’s Guide and Policy Summary be provided to the customer during the application process