Across
- 2. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- 4. A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- 6. The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- 7. Auto insurance coverage that protects you against costs to repair your own vehicle after a crash
- 9. The second half of Underinsured Coverage; Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- 11. The spreading of financial risk evenly among a large number of contributors to the program
- 13. Limit The maximum amount an insurance company will pay if you file a claim
- 15. A federal and state assistance program that pays for health care services for people who cannot afford them
- 17. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- 18. Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- 19. An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- 21. A type of health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
- 23. A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
Down
- 1. The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- 3. Auto insurance coverage that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- 5. A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- 8. Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- 10. The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- 11. A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- 12. An account where you contribute pre-tax dollars for expected medical expenses
- 14. A health insurance plan in which patients receive health care from designated providers.
- 16. A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- 17. A contract in which an individual or entity receives financial protection or reimbursement against losses
- 20. Insurance paid to named beneficiaries when the insured person dies
- 22. Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident