Across
- 1. card used to pay for expenses that uses funds in a checking account
- 2. planning how income can be spent wisely
- 6. the percentage of the amount borrowed that a user of a loan must pay the lender
- 7. expenses that change from month to month
- 9. putting money away with the intention for it to grow over time
- 12. money not used so it can be used in the future
- 14. money that can be earned to help pay for college
- 18. money owed to the government
- 19. financial institution that offers services such as savings, checking, and loan accounts
- 21. things you do not have to have
- 23. loss of other alternatives due to making a choice
- 24. a way to buy a good or service and pay for it later
Down
- 1. the amount of money that must be paid before an insurance company will pay expenses
- 3. responsibility
- 4. the amount of money you make after taxes and all deductions are paid
- 5. the cost of insurance
- 8. things you have to have
- 10. the amount of money you make before any deductions
- 11. payment given to an employee for the hours they have worked
- 13. protection for a person's assets (car, home, health, etc.)
- 15. investment that buys a piece of ownership in a company
- 16. the original amount borrowed before interest is added
- 17. looks at the difference in money owed and assets owned by a person
- 20. the monetary and physical property owned by a person
- 22. expenses that do not change from month to month
- 24. number between 300 and 850 that determines a person's creditworthiness