Across
- 4. used to buy goods or services or to get cash from an ATM
- 5. a form to determine eligibility for student financial aid
- 8. Money borrowed
- 12. a form that employers must send to an employee and the IRS every year
- 15. the interest rate for a whole year
- 16. Sum of all wages before deductions
- 19. the interest rate doesn't fluctuate during the fixed rate period of the loan
- 20. you meet at least some of their requirements to be approved for a loan
- 23. criminal way to deceive others in getting financial gain
- 26. the price you pay to borrow money or the return earned on an investment
- 27. not aided or promoted with public money
- 29. a fixed price charged for a specific service
- 31. a payment that is paid upfront for purchasing a high-priced item
- 32. an employer-sponsored, defined-contribution, personal pension account
Down
- 1. used to purchase goods or services or withdraw cash on credit
- 2. something owed
- 3. amount earned after all deductions are subtracted from gross pay
- 6. awarded based on academic merit, financial need, etc
- 7. the issuer owes the holder a debt, and is obliged
- 9. an interest rate that may be changed
- 10. Below what is used or needed
- 11. Calculation plan
- 13. agreement between you and a lender that allows you to borrow money
- 14. spend money with the expectation of achieving a profit by putting it into financial plans or other things
- 17. aided and promoted with public money
- 18. a representation of an persons creditworthiness
- 21. the total income an investor gets from his/her investment every year
- 22. the period of time after payment is due
- 24. Above what is used or needed
- 25. an opinion of value for real property
- 28. putting money aside
- 30. easy access to your money for your daily transactional needs