Across
- 2. The total amount of money currently in an account.
- 4. A plan for spending money that lists income and expenses over a set time.
- 10. When your bank account has a negative balance.
- 12. The money you spend to pay for things like items or services.
- 17. The ability to buy things now with the promise to pay for them later.
- 19. Money the bank pays you for the privilege of using your funds.
- 20. Money that you take out of your account.
- 21. The smallest amount you can pay to keep your account in good standing.
Down
- 1. A written order telling the bank to pay a specific amount of money to a person or company.
- 3. A bank account used for making payments using deposited funds.
- 5. Your total earnings before taxes or other deductions are taken out.
- 6. A card that lets you pay for things or get cash by taking money directly from your bank account.
- 7. The amount of benefit or use you receive from an item.
- 8. Things you would like to have but are not essential for living.
- 9. Money that you put into a bank account.
- 11. The basic items you must have to survive.
- 13. The "take-home" pay you have left after all taxes and deductions.
- 14. The act of setting money aside for future use instead of spending it now.
- 15. A penalty you must pay if you do not make your minimum payment on time.
- 16. A machine used to do basic banking without needing a human teller.
- 18. The lowest amount of money you must keep in an account to avoid fees or earn interest.