Across
- 1. Used to analyze the performance and financial health of a company (2 words)
- 5. Cash and equivalents, accounts receivable & Inventory
- 6. Unsecured debt (2 words)
- 9. Debt, wages payable & dividends payable
- 12. Property level report comparing Borrowers current financial information to the preceding 3 periods and underwriting
- 15. Financial Statement w/ Assets, Liabilities & Owners Equity (2 words)
- 18. Listing of personal assets & liabilities (4 words)
- 19. Annual net operating income divided by value of property (2 words)
- 21. Summary document of tenant leases (2 words)
- 23. Failure to repay a debt including interest or principal on a loan or security
- 24. Measures how well a company generates cash (2 words)
- 25. Earned from the sale of products and services
- 26. Risk assessment
- 27. Specified in the CMHC COI and Loan Agreement (2 words)
- 28. Financial Statement w/ Revenue, Expenses & Net Income (2 words)
Down
- 2. Borrower, co-borrower & guarantor (2 words)
- 3. agreement of terms of loan policies between a borrower and lender (2words)
- 4. Sum of money kept aside for some future obligation
- 7. Loans identified for monitoring
- 8. Estimated value of property
- 10. Time over which the mortgage balance would be paid in full
- 11. ? = Real estate revenue - operating expenses
- 13. Reports adjustments made to the Borrower’s actual operating statement to “normalize” or “annualize” the performance data
- 14. Pledged as security for a loan
- 16. A formal pledge or promise to do something
- 17. ? = Net operating income/total debt service
- 20. Returned payment
- 22. Cash required to cover repayment of interest and principle on a debt (3 words)