Across
- 1. Assessing risks and determining the contribution amount.
- 7. A profit-sharing model where the operator manages funds and shares the profit with participants.
- 8. An individual insured under a Takaful plan.
- 9. A Takaful operator reinsures its risks with a Re-Takaful company.
- 10. Calculating premiums and liabilities for the Takaful operator.
Down
- 2. Donating part of your premium to help other members in need.
- 3. ____________ for natural disasters under a General Takaful plan.
- 4. At the end of the year, ____________ funds are shared with contributors.
- 5. The Takaful operator provides ___________ to cover shortfalls, which is repaid from future surpluses.
- 6. Selling insurance without clear terms about coverage or claims creates _________ and is avoided in Takaful.