SPHH Huddle

2. This account establishes membership with the credit union
4. DCCU offers unsecured and secured options for this product
6. Allows a member to purchase a home and pay back the funds borrowed over a specified period of time
7. Dividend options: interest compounds monthly or can be transferred monthly to select accounts
11. members can borrow from $5000 to $350,000 based upon the equity in their homes
12. a custodial account that is created exclusively for the purpose of paying the qualified medical expenses
14. loans that are approved with collateral based on member’s credit worthiness
16. A good option to refer a member to a certified financial planner if they recently lost a loved one and inherited a substantial amount of wealth
18. We offer two types of these insured, dividend-paying accounts: savings-based and CD’S
19. a loan that is also known as a second mortgage
20. members have access to this service 15 days after setting up online banking
21. DCCU offers three options for this product
22. a good option for a member who keeps a lot of money in savings and still wants full access to all of their funds
23. We get a lot of traffic from Newnan to print this product
25. two options: Prudential Life that covers up to 1 million and TruStage Life that covers up to $100,000

1. Visa Platinum, Visa Signature, Personal Line of Credit
3. a good option to offer to a younger member who just got their first job
5. secured installment loan with a fixed rate and terms ranging from 12 months to 84 months
8. a key metric which measures the depth of the relationship within a household and supports Delta Community's vision and several of our corporate goals
9. a benefit of this service is it protects against unauthorized transactions or processing delays
10. Insurance designed to cover losses to a member's property including their home, vehicle, and/or other personal possessions
13. We partner with TruStage to provide a $2000 protection policy to primary members age 18+ at no extra charge
15. must maintain a average monthly balance of $1500 to avoid fees
17. A transactional account with no minimum balance required and no monthly service fee that allows for unlimited withdrawals and deposits
24. if a member has this product, they have access to Roadside Dispatch for $79.95