Across
- 2. Assets that __________________ over time are considered wealth-creating assets, since they increase in value over time.
- 4. This is income that is earned by a mutual fund during the year from selling securities for a profit.
- 10. This is the date at which the loan made when a bond was issued it due.
- 13. When you "go public" with a stock by allowing investors to purchase it for the first time.
- 14. This type of mutual fund is made up of a collection of stocks only.
- 17. When saving and investing, your expected amount of return (reward) is based on the risk you take. If you have a _________ risk, then you will have a low potential reward.
- 20. This is a payment that you earn from your purchase of shares of bonds.
- 23. This type of retirement plan is employee-sponsored, and you will pay taxes on it immediately.
- 24. This type of retirement plan is individually-sponsored, and tax-deferred.
- 26. Assets that __________________ over time are considered non-wealth-creating assets, since they lose their value once they are purchased.
- 27. The formula for calculating someone's net worth is their ______________ (-) their Liabilities.
- 29. A stock market ____________________ is when the stock market drops less than 20% of its overall value.
Down
- 1. This type of mutual fund is made up of bonds only.
- 3. A _________________ market is what we refer to the stock market as when stock prices are rising.
- 5. This type of investment is the purchase of a digital asset that is a link to the type of media it represents.
- 6. Savings accounts like traditional savings accounts, CDs, and money market accounts are insured by the ______________, meaning you are guaranteed to get your money back.
- 7. This type of mutual fund can be bought and sold like shares in the stock market at any time of the day.
- 8. This is a payment that you earn from your purchase of shares of stocks.
- 9. This is the fixed or variable interest rate earned on a bond.
- 11. This is the dollar amount of the return on your investment. For example, if you invest $1,000 at 5% interest (only 2.5% if adjusted for inflation), at the end of the year your total investment would be $1,025 if it's adjusted for inflation.
- 12. This type of investment is a virtual currency that is secured by cryptography. It can be bought and sold like stocks, and is taxed like an investment in the United States.
- 15. A stock market ___________________ is when the stock market has a sharp, sudden drop in its value (more than 20%). This is usually the result of a major catastrophic event or economic crisis.
- 16. A _________________ market is what we refer to the stock market as when stock prices are falling.
- 18. When saving and investing, your expected amount of return (reward) is based on the risk you take. If you have a _________ risk, then you will have a high potential reward.
- 19. This type of mutual fund is a collection of different securities like stocks, bonds, etc.
- 21. This type of investment is a loan made by an investor (you) to an issuer or borrower (governments or corporations).
- 22. This is a social insurance program that is used to provide income for retirees.
- 25. This type of mutual fund is a collection of securities that correspond to one of the major market indexes such as the S&P 500, the Dow, and the Nasdaq Composite.
- 28. This is the dollar amount of the return on your investment. For example, if you invest $1,000 at 5% interest, at the end of the year your total investment would be $1,050.