insurance Crossword Puzzles
Mechanicsville History 2024-03-17
26 Clues: Cafe • Hotel • Lawyer • Hatchery • Hardware • Trucking • Hardware • Dry Goods • Insurance • Insurance • Sunderies • Sale Barn • Implement • Feed Store • DX station • Electrician • Funeral Home • Feed Company • Fire Company • Gulf station • Grocery Store • Grocery Store • Service Garage • Car Dealership • Memorial Building • General Merchandise
Superior Home Services Crossword Puzzle 2017-08-31
Across
- These are used in Q&A and contain editable fields related to the associated entity
- Work items in Q&A that is related to a line item on an insurance settlement
- Actual cash value funds available for repairs from insurance settlement
- SHS way to track and locate loans in Q&A made up of six digits code
- Settlement funds that are available once repairs are completed in accordance with settlement
- The proposal number expected to be assigned to an individual work item
- The contractors price to complete the work item(s)
- A search tab that allows you to view/search scopes
- A search tab that allows you to view/search tasks
Down
- Actual cash value funds that have been used towards repairs
- The total unrequested funds from the work items list
- Total of all approved proposal ledger summaries
- Scope funds assigned to bid instruction to be used during the bid process
- Primarily pertinent notes for the loan that will only show notes entered within loan
- The total replacement cost of work items from an insurance estimate
15 Clues: Total of all approved proposal ledger summaries • A search tab that allows you to view/search tasks • The contractors price to complete the work item(s) • A search tab that allows you to view/search scopes • The total unrequested funds from the work items list • Actual cash value funds that have been used towards repairs • ...
Cars go 2024-11-22
Across
- the most an insurance company will oay original cost of the vehicle, but its acual, depreciated cash value at the time of the loss.
- when a covered driver causes injury or damage to other people or their property.
- a person who has been turned down three times for insurance becomes eligible to apply for insurance from the _________________.
- no blame is assigned in the event of an accident
- coverage A covered driver causes injury or damage to other people or their property.
Down
- coverage protects your own vehicle agaisnts risks unrelated to triffic acciedents.
- someone who leaves the accident scene and can't be identified
- Age, normal wear and tear, and the fact that used items are less valuable than new ones all contribute to this.
- the amount of coverage in a deductible
- You need to call your insurance company as soon as possible after an accident and file a __________.
10 Clues: the amount of coverage in a deductible • no blame is assigned in the event of an accident • someone who leaves the accident scene and can't be identified • when a covered driver causes injury or damage to other people or their property. • coverage protects your own vehicle agaisnts risks unrelated to triffic acciedents. • ...
Risk Management 2025-12-18
Across
- Alternative to self-insurance. In this case parties establish a licensed insurance company for their own use and benefit
- Flexible loan from a lender, allowing you to borrow money up to a set limit, repay it, and borrow again, paying interest only on the amount used, not the total
- Probable size of the loss occurring
- An arrangement by which a company undertakes to provide a guarantee of compensation for specified loss
Down
- Uncertainty of loss, because of changes in commodity prices, interest rates or exchange rates
- A highly customized insurance contract, that is specially crafted to meet specific risks
- Acronym of a group captive that can write any type of liability coverage except employers’ liability, workers compensation
- A situation with only two outcomes: a definite loss or no loss
- Completely bypass activities or decisions that might lead to the loss occurring
- Condition that increases the change of the loss occurring
10 Clues: Probable size of the loss occurring • Condition that increases the change of the loss occurring • A situation with only two outcomes: a definite loss or no loss • Completely bypass activities or decisions that might lead to the loss occurring • A highly customized insurance contract, that is specially crafted to meet specific risks • ...
LHE 2025-07-16
Across
- the person or entity whose life is insured
- the person or entity who pays the premium that keeps a life insurance policy in force
- the policy owner who transfers the benefits as collateral, ensuring the payment of a debt
- the individual or entity identified in a life insurance policy as the recipient of the death benefit
Down
- the insurer that evaluates an applicant for life insurance and make or declines to make an offer of insurance
- the individual, business, or trust that controls a life insurance policy
- the individual or entity to whom the title, rights, and benefits under a life insurance policy are assigned and who is also the beneficiary
7 Clues: the person or entity whose life is insured • the individual, business, or trust that controls a life insurance policy • the person or entity who pays the premium that keeps a life insurance policy in force • the policy owner who transfers the benefits as collateral, ensuring the payment of a debt • ...
Auto Insurance 2025-09-07
Across
- Coverage for damage caused by natural disasters or theft
- Insurance that covers injuries to others if you're at fault
- Protection against damages to your own vehicle
Down
- Insurance that pays for medical expenses regardless of fault
- Amount you pay before insurance covers the rest
- Legal responsibility for injuries or damages caused to others
- Time period for which the insurance is valid
- The person insured under the policy
8 Clues: The person insured under the policy • Time period for which the insurance is valid • Protection against damages to your own vehicle • Amount you pay before insurance covers the rest • Coverage for damage caused by natural disasters or theft • Insurance that covers injuries to others if you're at fault • Insurance that pays for medical expenses regardless of fault • ...
Cars 2020-06-09
22 Clues: gaz • kombi • schowek • zderzak • bagażnik • sprzęgło • kabriolet • akumulator • odholodwać • wyprzedzać • wycieraczka • kierunkowskaz • odpiąć (pasy) • przednia szyba • wpaść w poślizg • felgi aluminiowe • światła awaryjne • deska rozdzielcza • lusterko wsteczne • zjechać na pobocze • gwałtownie skręcać • party ubezpieczenie oc (... insurance)
Let's check your vocabulary!! 4th 2016-07-29
21 Clues: 취소 • 보험 • 감소 • 복잡한 • 변호사 • 금지하다 • 확립하다 • 진정하다 • 계약(서) • 용어, 기간 • 품질 보증서 • 소치는 사람 • 피신, 피난 • 공상에 잠기다 • 고맙게 여기다 • 솔직한. 정직한 • 충실한. 성실한 • (가서)가져오다 • 회원권, 회원자격 • 시종일관. 계속해서 • 하찮게 보이게 만들다
Money 2016-03-14
24 Clues: Dar • Úrok • Půjčka • Příjem • Výdaje • Záloha • Úspory • Splátka • Výživné • Provize • Kapesné • Poplatek • Zůstatek • Hypotéka • Pojistné • Dividendy • Příspěvek • Stipendium • Předplatné • Přečerpání účtu • Dětský přídavek • Nákup na splátky • Platba za přesčasy • Podpora v nezaměstnanosti
CROSSWORD PUZZLE 2026-05-02
DRF Crossword 2020-04-01
Across
- Wealth in the form of cash or assets
- Response to specific action or situation
- Potentially disastrous system of rotating winds
- Assistance provided in times of disaster
- Natural calamity that cause damage and loss of life
- Someone who lends a helping hand in a crisis
- Accept liability under an insurance policy
- A serious danger or risk
- World wide outbreak of infectious disease
- Disaster arising from abnormal rainfall
Down
- Money available to manage potential disasters
- Cover to prepare for potential risks
- Demand or request for dues to be paid
- Obtaining goods and services before making the payment
- Regaining a pre-disaster state or situation
- Estimate of income and expenditure
- Joining hands to strengthen disaster preparedness(2 words)
- Small alteration made to achieve a result
18 Clues: A serious danger or risk • Estimate of income and expenditure • Wealth in the form of cash or assets • Cover to prepare for potential risks • Demand or request for dues to be paid • Disaster arising from abnormal rainfall • Response to specific action or situation • Assistance provided in times of disaster • Small alteration made to achieve a result • ...
Unit 6 Review 2026-02-18
Across
- Government health insurance for the elderly
- Separation of races challenged by civil rights activists
- JFK’s last name
- Last name of the civil rights leader who promoted nonviolence
- Location of MLK’s 1963 “I Have a Dream” speech
- War that escalated greatly in the 1960s
- 1964 law ending segregation in public places
Down
- JFK’s domestic program
- 1962 Cold War confrontation between the U.S. and Soviet Union
- LBJ declared a “War on” this
- 1965 law protecting African American voting rights
- JFK’s death in 1963
- LBJ’s domestic reform program
- Protest tactic where people refused to buy goods or services
- JFK program sending American volunteers overseas
- Government health insurance for low-income Americans
- President who created the Great Society
- Protest where activists sat at lunch counters
18 Clues: JFK’s last name • JFK’s death in 1963 • JFK’s domestic program • LBJ declared a “War on” this • LBJ’s domestic reform program • President who created the Great Society • War that escalated greatly in the 1960s • Government health insurance for the elderly • 1964 law ending segregation in public places • Protest where activists sat at lunch counters • ...
Choosing a Health Plan 2012-11-16
Across
- this insurance fills in the coverage gaps from Medicare
- this health insurance gives you more flexibility than group insurance
Down
- this health insurance is less expensive than individual insurance
- an illness you were diagnosed with before switching insurances is a pre-existing _________
- this gives basic insurance to elderly and disable people
- COBRA stands for consolidated omnibus budget reconciliation ______
6 Clues: this insurance fills in the coverage gaps from Medicare • this gives basic insurance to elderly and disable people • this health insurance is less expensive than individual insurance • COBRA stands for consolidated omnibus budget reconciliation ______ • this health insurance gives you more flexibility than group insurance • ...
Car Insurance Terms 2013-05-29
Across
- The cost of your insurance coverage for a year
- This will reduce the cost of insurance
- This coverage provides you with benefits if you are injured in an automobile accident
- This coverage will repair your vehicle in the event of an accident
Down
- This covers losses that the collision will not cover, like cracked windshields
- Someone with no insurance coverage
- The main person driving the vehicle
- Someone who drives the vehicle every so often
- The portion of the loss that you are required to pay
- This coverage protects you if someone is killed or hurt
10 Clues: Someone with no insurance coverage • The main person driving the vehicle • This will reduce the cost of insurance • Someone who drives the vehicle every so often • The cost of your insurance coverage for a year • The portion of the loss that you are required to pay • This coverage protects you if someone is killed or hurt • ...
Patient Access Week Crosswork 2022-04-04
Across
- DIRECTOR OF PATIENT ACCESS FOR MUSC
- NEW LAW WHERE SELF-PAY AND OUT OF NETWORK PATIENTS MUST BE GIVEN NOTICE, CONSENT AND ESTIMATE PRIOR TO THEIR APPOINTMENT
- PERSON WHO IS THE HOLDER OF THE INSURANCE
- PERSON RESPONSIBLE FOR THE BILL
- MAIN PHYSICIAN OF PATIENT THAT MANAGES GENERAL HEALTH
- AUTHORIZATION FROM MANAGED CARE PLANS TO SEE A SPECIALS OR TO HAVE CERTAIN PROCEDURES
Down
- CHIEF FINANCIAL OFFICE OF MUSC
- QUESTIONNAIRE REQUIRED BY MEDICARE TO BE COMPLETE ON ALL MEDICARE RECIPIENTS
- THE PERSON CARRYING THE INSURANCE POLICY
- FIXED AMOUNT THAT PATIENT MUST CONTRIBUTE BEFORE INSURANCE BENEFITS BEGIN
10 Clues: CHIEF FINANCIAL OFFICE OF MUSC • PERSON RESPONSIBLE FOR THE BILL • DIRECTOR OF PATIENT ACCESS FOR MUSC • THE PERSON CARRYING THE INSURANCE POLICY • PERSON WHO IS THE HOLDER OF THE INSURANCE • MAIN PHYSICIAN OF PATIENT THAT MANAGES GENERAL HEALTH • FIXED AMOUNT THAT PATIENT MUST CONTRIBUTE BEFORE INSURANCE BENEFITS BEGIN • ...
28.3 Terms 2023-10-18
Across
- , volunteers worked in a variety of capacities
- , extended health insurance to welfare recipients
- , open the door for many non european immigration
- , the justices required criminal courts to provide free legal counsel to those who could not afford it
- , states redraw election districts based on the changing number of people in them.
Down
- , is a place where every child can find knowledge to enrich their mind and to enlarge talents
- , provided funds for youth programs.
- , provided hospital insurance and low cost medicare insurance
- , succeeded to the presidency.
- , banned player in public schools and delcared state required loyalty oaths unconstituional
10 Clues: , succeeded to the presidency. • , provided funds for youth programs. • , volunteers worked in a variety of capacities • , extended health insurance to welfare recipients • , open the door for many non european immigration • , provided hospital insurance and low cost medicare insurance • ...
birthday couple 2014-11-17
18 Clues: epee • magic • green • puzzling • advocate • instruct • ice game • fr. king • make sure • imaginary • adornment • tower in sky • assassination • monster snack • has many wives • cocoon emerger • girl's best friend • better red than dead
Sports Medicine 2021-02-26
Across
- compensation for services provided by third party rather than a person recieving services.
- neither the government nor any individual who is employed can be held liable for negligence.
- the individual through expressed or implied agreement, assumes that some risk or danger will be involved in the particular undertaking in other words, a person takes his or her own chances.
- Advantage plans
- part of general insurance system protecting risks of liabillities imposed by lawsuits and claims.
- features insurance plans
- a requirement that a person act toward others in public with watchfulness
Down
- personal injury law concept used to determine proximmate cause after an accident.
- provides limited protection to someone who chooses to provide first aid.
- being legally responsible for the harm one causes another person.
- refers to the liability of any or all parties along the chain of commerce of any prodcuct damage caused by that product.
- a specific length of time to sue for damages from negligence.
- the failure to use ordinary or reasonable care
- contract between the insurance company and policy holder.
- a identification number used to identify individuals provider or health entity.
15 Clues: Advantage plans • features insurance plans • the failure to use ordinary or reasonable care • contract between the insurance company and policy holder. • a specific length of time to sue for damages from negligence. • being legally responsible for the harm one causes another person. • provides limited protection to someone who chooses to provide first aid. • ...
SNAHC 2024 Open Enrollment 2023-10-26
Across
- A period during which employees can make changes to their benefit elections.
- Confidential program dedicated to supporting emotional health and well-being of employees and their families.
- The group of doctors, hospitals, and other healthcare providers that a plan has contracted with.
- Administered by Wex, this account allows you to set aside pre-tax dollars for eligible medical expenses.
- The list of medications covered by your insurance plan
- A voluntary benefit that provides payment once Short Term Disability(STD)ends
- The date by which you must submit your benefit selections.
- The amount you pay for each visit to a healthcare provider.
Down
- The coverage that pays for prescription medications.
- The document that outlines the details of your benefit options
- The money taken out of your paycheck to cover insurance premiums.
- A type of account that allows you to save for retirement on a pre-tax basis.
- The process of reviewing and choosing your benefit options for the upcoming year.
- A benefit paid by SNAHC that covers 25% of your salary in case of disability.
- The amount you pay for medical services before insurance kicks in.
15 Clues: The coverage that pays for prescription medications. • The list of medications covered by your insurance plan • The date by which you must submit your benefit selections. • The amount you pay for each visit to a healthcare provider. • The document that outlines the details of your benefit options • The money taken out of your paycheck to cover insurance premiums. • ...
Patient Access Crossword 2024-12-05
Across
- THIS AND THE PRIMARY CLINIC SHOULD ALWAYS MATCH
- IF THE PRIMARY LANGUAGE IS OTHER THAN ENGLISH, YOU NEED TO SELECT THE PATIENTS NEEDS AN "..."
- DON'T FORGET THIS NUMBER WHEN COMPLETING THE COVERAGE SECTION FOR BILLING
- THIS CARD NEEDS TO BE RESCANNED EVERY YEAR
- THE "..." SCREENING QUESTIONS NEED TO BE FILLED OUT EVERY 21 DAYS
- IF THE GUARANTOR IS SELF, MAKE SURE "..." DETAILS MATCH BETWEEN GUARANTOR AND PATIENT
- YOU SHOULD VERIFY THE PATIENT "..." HAS NOT EXPIRED, AND IF IT HAS, TRY TO OBTAIN A NEW ONE
Down
- THIS SHOULD BE ENTERED IN THE DEMORAPHICS IN MIXED CASE
- YOU NEED TO USE THE CORRECT "..." ACOUNT FOR BILLING PURPOSES
- YOU'LL SEE THIS NUMBER OF COVERAGES THROUGH MN INSURANCE
- DON'T FORGET THE "..." DATES WHEN ADDING A PATIENTS PHOTO ID
- WHAT FORM NEEDS TO BE FILLED OUT FOR WORK COMP OR TPL APPOINTMENTS?
- YOU NEED TO SELECT THIS WHEN NO INSURANCE IS AVAILABLE
- THIS SHOULD BE FILLED OUT SO CENTRACARE CAN SEND THE PATIENT SURVEYS
- HOW MANY SIGNATURES SHOULD EACH PATIENTS CHART HAVE SIGNED IN THE DOCUMENTS SECTION?
15 Clues: THIS CARD NEEDS TO BE RESCANNED EVERY YEAR • THIS AND THE PRIMARY CLINIC SHOULD ALWAYS MATCH • YOU NEED TO SELECT THIS WHEN NO INSURANCE IS AVAILABLE • THIS SHOULD BE ENTERED IN THE DEMORAPHICS IN MIXED CASE • YOU'LL SEE THIS NUMBER OF COVERAGES THROUGH MN INSURANCE • DON'T FORGET THE "..." DATES WHEN ADDING A PATIENTS PHOTO ID • ...
Patient Access Week 2026-03-18
Across
- 10. The critical, revenue-cycle activities occurring before a patient arrives for care are called.
- 15. We mark a patient for this when a patient is identified in EPIC with 2 different Medical Record Numbers.
- 13. This person carries the insurance coverage for themselves and/or their family.
- 4. The electronic health record used by Upstate.
- 5. This must be completed for those using Medicare A and B to pay for services.
- 7. An automobile accident falls under third party.
- 9. Our health information portal is called.
- 2. The federal law that protects patients' health information.
Down
- 12. This kind of treatment received by a patient in a hospital or clinic when the patient does not require hospitalization.
- 11. The critical process of validating a patient's identity and insurance coverage is called
- 3. Information collected during registration process that includes identifying information.
- The program we use to determine if an insurance is active is called Real Time.
- 6. Who makes medical decisions for the patient if the patient is unable?
- 14. The T in TPL means this.
- 1. The person responsible to pay the bill.
15 Clues: 14. The T in TPL means this. • 1. The person responsible to pay the bill. • 9. Our health information portal is called. • 4. The electronic health record used by Upstate. • 7. An automobile accident falls under third party. • 2. The federal law that protects patients' health information. • 6. Who makes medical decisions for the patient if the patient is unable? • ...
Sparkys Constellations 2026-04-15
Across
- The amount the insured pays before the company covers the rest.
- The core principle of insurance: making someone "whole" again after a loss.
- Physical harm or trauma sustained by a person in the accident.
- The formal, written contract between the customer and the insurance company.
- The "ceiling" or maximum amount the company will pay out for a claim.
- Damage caused to things like other cars, fences, or telephone poles.
- A part of the policy that lists what is specifically not covered.
- The unique 17-character string used to identify the specific vehicle involved.
Down
- The person who will investigate the claim after you've submitted the claim.
- The document written by the authorities that an advocate can use to find the other parties involved.
- When the damage to the car is so bad it's not worth fixing.
- The acronym for the very first phone call or report of a new claim.
- Coverage that pays for a temporary car while the insured's vehicle is being fixed.
- The legal term for who is responsible
- The money the customer pays to keep their insurance policy active.
15 Clues: The legal term for who is responsible • When the damage to the car is so bad it's not worth fixing. • Physical harm or trauma sustained by a person in the accident. • The amount the insured pays before the company covers the rest. • A part of the policy that lists what is specifically not covered. • ...
Insurance 2023-01-04
Across
- provides a cash sum to your loved ones that die during the length of the policy
- used to show the risk of how much money they would have to cover if the insured got into an accident
- the amount you pay for health care services before your health insurance begins to pay
Down
- designed to pay for medical treatment,drugs, and preventative check-ups for you and others covered other plan
- the amount of money an individual or business pays for an insurance policy
- reduces financial uncertainty and makes accidental losses manageable
6 Clues: reduces financial uncertainty and makes accidental losses manageable • the amount of money an individual or business pays for an insurance policy • provides a cash sum to your loved ones that die during the length of the policy • the amount you pay for health care services before your health insurance begins to pay • ...
Insurance 2026-02-11
6 Clues: 30/60/10 • Might be a separate deductible on your home policy • Covers your own injuries on auto to a certain limit • Not covered on the base policy so you must add this • Theft, fire, collision and liability are what types of claims • Paperless, autopay, costco, ring doorbell, impact resistant roofs
Accommodation 2025-02-11
14 Clues: cămin • balcon • vedere • cabană • camping • chiriaș • pensiune • stațiune • încălzire • asigurare • închiriere • proprietar • cazare la gazdă • cazare cu dormitoare comune
Vocab 57 - 59 2026-05-13
14 Clues: Beruf • Ergeiz • männlich • Berater(in) • Anerkennung • Bewerber(in) • Versicherung • freiberuflich • Lohn/Bezahlung • kontaktfreudig • Gastfreundschaft • Erfahrungsbericht • erfüllend/befriedigend • Erholung/Freizeitbeschäftigung
Unit 10 Vocabulary 2023-03-29
Across
- is insurance against the risk of individuals and families incurring medical expenses.
- insures the value of human life against the loss by death, injury, illness, or against expenses incidental to the latter, such as loss of income
- insures the value of items, such as homes, cars, furniture, art, and buildings, against the loss by riot, explosion, violence, hurricane, smoke, hail, aircraft, windstorm, fire, theft, flood, and earthquake.
- refers to the loss of physical property – home, contents, car, ancillary structures, landscaping, and even food in the freezer and refrigerator.
- are insurance personnel who consider each applicant for insurance and decide if they fall within acceptable parameters for coverage.
Down
- provides an economic benefit to a beneficiary in the event of death
- are a distribution of the company’s profits and are considered a return of premium. Therefore, the dividends are not taxed.
- is the amount the insured must pay from a loss before the insurance company begins to pay a claim.
- is policy reserves accumulated in an insurance policy and available to the policyholder to provide a “living benefit.”
- are the payments made to keep the policies in force. They are paid monthly, quarterly, semi-annually, annually, or as a one-time, single premium.
- are paid to purchase insurance.
11 Clues: are paid to purchase insurance. • provides an economic benefit to a beneficiary in the event of death • is insurance against the risk of individuals and families incurring medical expenses. • is the amount the insured must pay from a loss before the insurance company begins to pay a claim. • ...
commerce 2021-10-01
Across
- the collection and management of financial resources
- not eligible for insurance cover
- an amount to be paid for contract of insurance
- protection or reimbursement against losses
- have to take a ___ in life to succeed
Down
- evaluates and assumes another party's risk for payment
- money awarded to someone in recognition
- a contract where the insurer covers the insured lost
8 Clues: not eligible for insurance cover • have to take a ___ in life to succeed • money awarded to someone in recognition • protection or reimbursement against losses • an amount to be paid for contract of insurance • the collection and management of financial resources • a contract where the insurer covers the insured lost • ...
Patient Access Week 2026 2026-03-24
Across
- What law protects patients information
- Verification that a patient's insurance is still active
- What form is filled out to determine Medicare filing order
- What does the emergency medical treatment and labor act stand for
Down
- Name, date of birth, address
- Amount patient pays before insurance covers cost
- Process of confirming insurance coverage
- Fixed payment due at visit
8 Clues: Fixed payment due at visit • Name, date of birth, address • What law protects patients information • Process of confirming insurance coverage • Amount patient pays before insurance covers cost • Verification that a patient's insurance is still active • What form is filled out to determine Medicare filing order • ...
FinLit Vocab for Midterm Review 2021-11-22
Across
- the total amount of money outstanding on a loan.
- A required portion of the purchase price paid at the time of purchase.
- Combining several small accounts into one larger account that you may be able to finance at a lower rate at a bank or with another lender.
- a formal report to the IRS that contains all the information relative to a
- Assets that have been pledged against loan repayment.
- Ensures that workers can continue their health insurance coverage even if they switch jobs.
- A period of very high birth rates after World War II that occurred between 1946 and 1964.
- provides health care coverage to older or disabled Americans.
- a taxable gain that occurs when you sell an asset for more than you paid for it.
- The study of human populations.
- a branch of the U.S. Treasury Department that carries out the federal tax system. Often referred to as the IRS.
- The Free Application for Federal Student Aid is a six-page form that requires detailed financial information from you and your parents.
- allows consumers to borrow up to some preset maximum amount. An example would be a credit card.
- the amount of money a person takes home after taxes and deductions. Also referred to as take home pay.
- The world in which economies of all countries interact and depend on each other.
- The interest rate remains the same for the life of the loan.
- Insurance plans that cover a large group of individuals, such as all the employees of a company or local government.
- Organizations that collect credit information about individual consumers.
- Someone other than the borrower who agrees to sign the loan document and repay the loan if the original borrower stops making payments.
- A period in which the economy is shrinking.
- provides payments to eligible retirees and disabled people.
- the difference between the home’s value and the amount owed to a lender.
- Summarizes a person’s credit history, including applications for credit of any kind, payment record for bills, whether you have paid late fees, and any other public information.
- Total income minus allowable amounts such as retirement contributions, alimony, student loan interest, and other expenses allowed by IRS. Abbreviated as AGI.
- Allows a homeowner to borrow against the equity in her or her home.
- a financial product that provides payment for medical services when people suffer a financial loss because of illness or injury
- A lender provides cash advances at a high cost to customers in exchange for one of their checks dated for some time in the future.
- fees charged by a lender on borrowed money.
- Focuses on the study of individual choices or decisions made by smaller units, such as a firm.
- Money collected by a government from its citizens for the purpose of operating the government.
- When a potential creditor accesses your credit report to examine your credit history and determine your ability to repay.
- Upfront money from the buyer that is sued to pay for a portion of the house.
- Alternating periods of shrinking & growth, or contraction & expansion, in the economy.
- Financial institutions, such as banks, that agree to make a certain amount of credit available.
- federal and state taxes withheld from a person’s paycheck and sent directly to the government by the employer.
- The total dollar amount of all final goods and services purchased within the nation’s borders in each year.
- The share of costs for covered insurance services that the insured person is required to pay out of her or her pocket.
- The formal measure of inflation that tells whether things overall are more expensive now than in the past.
- a person’s record of using credit.
Down
- Amount taken home after taxes and deductions. Also referred to as net pay.
- Allows you to continue health insurance coverage for up to 18 months after your employment ends.
- This rate may go up or down over time. Abbreviated as ARM.
- credit extended for a short term, such as 30 days or less.
- Used for specific purchases but allows the borrower more time to repay the money.
- An agreement to allow borrowing as needed up to a certain amount of money.
- Total amount of a person’s income from almost any source.
- Higher interest rate mortgage loans made to people with poor credit scores.
- money a lender makes available to a borrower with the understanding that the borrower will repay the money in the future.
- A sustained increase in the general level of prices.
- The amount of money a policyholder pays prior to the insurance company’s payment.
- A loan that has some asset pledged against the loan so that the lender is assured of ending up with some valuable asset if the borrower fails to pay off the loan.
- Additional insurance coverage to cover things such as jewelry or valuable heirlooms that are often not fully covered by a typical insurance policy.
- The person who buys a health insurance policy or subscribes to it through an employer.
- An insurance pan that pays a specific person or persons when the policyholder dies.
- Regular payments paid to an insurance company in return for insurance coverage.
- A time allowed by credit card companies in which you are not charged interest on purchases.
- The study of choices.
- a process in which the courts provide protection for a person who is unable to pay off his or her debts.
- deals with broad issues that impact the economy as a whole.
- An asset pledged as security for repayment of a loan.
- Covers you against any damage you do to other people or their property.
- The system in which individuals, businesses, governments, and the world as a whole interact.
- Loans that have no collateral pledged against the loan.
- Credit card feature that allows people to exceed their credit limit.
- A long-term rental agreement.
- A type of credit typically started at the time of purchase for a specific asset.
- A severe recession.
- a financial product that, when purchased, provides reimbursement paid to a person in the event of certain types of financial loss.
- income taxes for a specific year.
- The rate that factors in all the financing costs so that borrowers know exactly what they are paying and can make informed decisions. Abbreviated as APR.
- Health conditions that existed before one’s insurance policy was granted.
- The date at which the loan will be completely repaid.
- When someone uses your personal information without your permission for personal gain.
- provides individuals with revolving open-end credit, which can be drawn from repeatedly up to some preset limit.
- the total amount of money earned before deductions.
- a numeric score that uses your credit history to assess your creditworthiness.
- A business that holds an item as collateral in exchange for a short-term loan.
- An extremely low interest rate for a short period of time used as a deal sweetener.
- Type of loan taken out to obtain a home.
79 Clues: A severe recession. • The study of choices. • A long-term rental agreement. • The study of human populations. • income taxes for a specific year. • a person’s record of using credit. • Type of loan taken out to obtain a home. • A period in which the economy is shrinking. • fees charged by a lender on borrowed money. • the total amount of money outstanding on a loan. • ...
183-1 2024-08-19
Across
- The type of degree typically required for a Health Information Technician. Associate
- A Medical Office ____ handles administrative tasks in healthcare settings. Assistant
- Verification Specialists handle this type of verification for patients. Insurance
- The privacy law that Release of Information Specialists must comply with. HIPAA
- The primary task of a Medical Biller is preparing and submitting ____ data to insurance companies. Billing
- The typical education level required for a Health Data Analyst. Degree
- A role that involves managing Electronic Health Records systems and ensuring coding accuracy. Technician
- A professional responsible for ensuring patient records are accurate and properly filed. Clerk
- Medical Billers need proficiency with billing ____. Software
- Professionals who translate medical procedures into standardized codes. Coders
- The typical work environment that is not an option for a Medical Records Clerk. Remote
Down
- These professionals convert voice recordings into written reports. Transcriptionists
- The first friendly face a patient sees in a healthcare facility. Registrar
- A professional who analyzes healthcare data to improve patient care. Analyst
- A key skill required for Medical Coders, involving systems like ICD-10 and CPT. Coding
- A professional who oversees health information systems and ensures compliance. Coordinator
- Patient Registrars verify this type of patient information. Insurance
- The type of systems managed by Health Information Specialists. EHR
- Medical Records Clerks need strong ____ entry skills. Data
- The minimum education required for a Medical Records Clerk. GED
20 Clues: Medical Records Clerks need strong ____ entry skills. Data • Medical Billers need proficiency with billing ____. Software • The minimum education required for a Medical Records Clerk. GED • The type of systems managed by Health Information Specialists. EHR • Patient Registrars verify this type of patient information. Insurance • ...
Mickali Garrison 6A 2018-05-09
Across
- A financial idea used to forecast a track income and expenses.
- Cash earned from a job or other sources
- The social science study of people use their limited resources in satisfaction of their limitless wants.
- A person that benefits or expected to benefit from someone; the person that receives the insurance money when policy funds are dispersed.
- The amount of cash borrowed
- A subset of Economics. The science that makes the management, creation and study of cash, banking, credit, investments assets and liilities.
- Post-Secondary Institution Examples in UTAH
Down
- Position of employment with a specific duties and compensation
- Cash spent on good and services.
- Costs Real or potential costs associated with missed opportunities based on choices made
- Security pledged for payments for a loan.
- The amount of money that insureds people to pay before the insurance company makes payments of loss.
- D contains some rules providing exemptions from a registration requirements, allowing some companies to offer, sell their securities with out having to register a securities of the SEC
- Cash one receives in return for work
- The amount paid for a contract of insurance
15 Clues: The amount of cash borrowed • Cash spent on good and services. • Cash one receives in return for work • Cash earned from a job or other sources • Security pledged for payments for a loan. • The amount paid for a contract of insurance • Post-Secondary Institution Examples in UTAH • Position of employment with a specific duties and compensation • ...
Finance 2024-03-19
Across
- worth The process of estimating the value of your assets and liabilities to determine your net worth.
- The amount of money that you owe to the government when you file your tax return.
- A type of IRA that allows you to make tax-deductible contributions and grow your money tax-free until retirement.
- The amount of money that you are required to pay out of pocket before insurance starts covering your expenses.
Down
- A type of tax that is assessed on the value of real estate or property.
- The maximum amount of money that an individual can contribute to their 401(k) plan in 2021.
- insurance A type of insurance that covers medical expenses and lost wages if you are injured in a car accident.
- insurance A type of insurance that covers losses due to fire, theft, and other types of damage to your home or belongings.
- A type of tax that is assessed on the value of assets that are inherited by an individual.
- Tax A type of tax credit that allows you to reduce your tax bill dollar-for-dollar for each eligible child under the age of 17.
10 Clues: A type of tax that is assessed on the value of real estate or property. • The amount of money that you owe to the government when you file your tax return. • A type of tax that is assessed on the value of assets that are inherited by an individual. • The maximum amount of money that an individual can contribute to their 401(k) plan in 2021. • ...
real estate crossword G-N 2012-07-31
Across
- After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
- A formal written notice to a borrower that a default has occurred and that legal action may be taken.
- Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
- A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
- A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
- A cash asset or an asset that is easily converted into cash.
- borrower in a mortgage agreement.[Top]
- A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
- A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
- The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
- Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
- A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
- A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
- The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
- A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
- The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
- A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
- The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
- An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
- credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
- For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
- An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
- How a lender refers to the process of obtaining new loans.
- A sum of borrowed money (principal) that is generally repaid with interest.
- Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
- units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
- A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
Down
- A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
- Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
- generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
- A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
- A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
- The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
- The interest rate stated on a mortgage note.
- A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
- The lender in a mortgage agreement.
- The time period during which the lender has guaranteed an interest rate to a borrower.
- An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
- A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
- A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
- A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
- Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
- A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
- Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
- A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
- An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
- A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
- Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
- Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
- Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
- A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...
real estate crossword G-N 2012-07-31
Across
- A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
- A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
- A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
- After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
- The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
- Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
- Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
- A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
- credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
- units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
- The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
- Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
- A cash asset or an asset that is easily converted into cash.
- A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
- A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
- A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
- A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
- For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
- generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
- A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
- The time period during which the lender has guaranteed an interest rate to a borrower.
- A formal written notice to a borrower that a default has occurred and that legal action may be taken.
- A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
- The lender in a mortgage agreement.
- A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
- An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
- The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
Down
- Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
- A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
- A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
- borrower in a mortgage agreement.[Top]
- The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
- Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
- A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
- Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
- Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
- The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
- Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
- An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
- A sum of borrowed money (principal) that is generally repaid with interest.
- A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
- A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
- A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
- A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
- An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
- An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
- A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
- How a lender refers to the process of obtaining new loans.
- A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
- The interest rate stated on a mortgage note.
- Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...
real estate crossword G-N 2012-07-31
Across
- Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
- borrower in a mortgage agreement.[Top]
- The lender in a mortgage agreement.
- A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
- Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
- credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
- A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
- The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
- The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
- A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
- A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
- A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
- A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
- An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
- A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
- A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
- A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
- An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
- A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
- A formal written notice to a borrower that a default has occurred and that legal action may be taken.
- A cash asset or an asset that is easily converted into cash.
- A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
- The interest rate stated on a mortgage note.
- For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
- How a lender refers to the process of obtaining new loans.
- A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
- A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
- Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
Down
- Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
- An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
- Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
- Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
- A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
- A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
- A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
- A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
- The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
- A sum of borrowed money (principal) that is generally repaid with interest.
- An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
- The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
- Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
- The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
- A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
- A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
- Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
- units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
- The time period during which the lender has guaranteed an interest rate to a borrower.
- After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
- generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
- Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
- A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...
Unit 1 -Go Ahead 8- what is it in English? 2023-11-10
13 Clues: Grad • Schaden • Eigentum • Freiheit • Erdbeben • Abmessung • Abhängige • auftreten • Vorfahr/in • Versicherung • Ausgangsperre • Stadt (Bezirk) • Verantwortungen
Neujahr 2023 2023-12-29
New Insights 4 Text 6 2023-08-30
14 Clues: lida • gravid • allmän • bekant • tacksam • tillåta • tilläggs • moderskap • försäkring • kejsarsnitt • förutsägbar • återhämta sig • konsultera/rådfråga • (läkar)besök/bestämd tid
Así se dice#5- El consultorio médico B 2023-04-19
17 Clues: lungs • to sprain • arthritis • antibiotic • apendicitis • appointment • healthy, fit • injure; hurt • female nurse • wound, injury • emergency room • food poisoning • injection, shot • insurance policy • to insult, offend • pharmacy, drugstore • medical prescription
Let's test your vocabulary 2013-02-07
15 Clues: брак • Пасха • серьги • свадьба • решение • вкусный • редактор • грабитель • страховка • невидимый • центр города • бензин/топливо • (пре)следовать • ювелирные изделия • права (н-р, водительские)
2021 Patient Access Week 2021-04-02
16 Clues: Meal • Dial 0 • Attire • Parking • Therapy • Coverage • Our Week • Uber Eats • Easy Lobby • Lives Here • Call Center • registration • Planned stay • New Hospital • Our Customers • Unplanned Visit
La Technologie 2014-02-17
24 Clues: Fad • User • From • Trend • Field • Battle • Popular • Brokers • Novelty • Robotics • To shake • To reach • Receipts • Guarantee • Insurance • To design • To project • Scalability • Reliability • Availability • Requirements • Free of charge • Unemployed people • Massive Open Online Courses
Awesom 8 Ticket to the USA Dream or Nightmare? 2023-04-16
24 Clues: yta • råna • smak • ofta • fälla • kräva • mindre • oärlig • mardröm • nackdel • korrupt • utstött • varierad • förstöra • livsstil • framfusig • kort, tvär • överviktig • försäkring • det negativa • entusiastisk • fruktansvärd • stöld (två ord) • skräpmat (två ord)
El Viaje 2023-05-23
23 Clues: trip • port • double • ticket • hostel • lodging • to land • seatbelt • passport • cancelled • itinerary • to cancel • insurance • round trip • ecotourism • first-rate • campground • traffic jam • to take off • destination • scuba diving • cruise (ship) • notice; warning
TRQ 2024-09-10
Across
- saapuminen
- nousta junaan tai laivaan
- huviretki
- majoitus
- nousu (lentokoneen)
- vapaa huone esim. hotellissa
- määränpää
- kotimaan-
- vakuutus
- tullata, ilmoittaa
- varaus
- käytävä esim. lentokoneessa
Down
- kiitorata
- virvokkeet
- hygieniatuotteet
- ohjaamo
- kuulutus
- patikointi, vaellus
- merimatka
- viivästys
- matkareitti
- takavarikoida
- asemalaituri
23 Clues: varaus • ohjaamo • majoitus • kuulutus • vakuutus • kiitorata • huviretki • merimatka • määränpää • kotimaan- • viivästys • saapuminen • virvokkeet • matkareitti • asemalaituri • takavarikoida • hygieniatuotteet • tullata, ilmoittaa • nousu (lentokoneen) • patikointi, vaellus • nousta junaan tai laivaan • käytävä esim. lentokoneessa • vapaa huone esim. hotellissa
531 프로젝트 3강 2024-10-06
20 Clues: 예외 • 단점 • 열광자 • 청결함 • 경례하다 • 전염성의 • 치명적인 • 물질,성분 • 가치가 없는 • 분명한,명백한 • 끊임없는,무수한 • 양육하다,키우다 • 제조하다,만들다 • 보험,보증,보험업 • 분명하지 않은,애매한 • 중독시키다,빠지게하다 • 게을리하다,소홀히하다, • 각종 물건,각양각색의 것 • aid 응급치료, 응급처치 • respiration 인공호흡
New tech 2022-08-25
22 Clues: /dɛt/ • /ˈɛrə/ • /kəʊp/ • /ˈkɛːrɪŋ/ • /bɪˈliːf/ • /dɪˈmiːnə/ • /ˈfiːsiːz/ • /krɪˈdɛnʃl/ • /ˈlʌɪvstɒk/ • /ˈɡradʒʊət/ • /strɛŋ(k)θ/ • /səˈpɔːtɪv/ • /ˈskɪlf(ʊ)l/ • /dɪsˈtʃɑːdʒ/ • /ˈprɛdʒʊdɪs/ • /ɪnˈʃʊərəns/ • /ˈs(j)uːɪdʒ/ • /ˌriːəˈʃɔːrɪŋ/ • /ˌmalˈpraktɪs/ • /ˈkəʊˌpeɪm(ə)nt/ • /ˈtrʌs(t)ˌwəːði/ • /ˈweɪs(t)ˌwɔːtə/
los retos 2026-01-16
23 Clues: abuse • gender • racism • divorce • housing • illness • poverty • bullying • addiction • stepfamily • healthcare • well-being • inequality • unemployment • social media • understanding • discrimination • de lack of • health insurance • eating disorders • parenting decisions • niños childcare • alienation and isolation
Underwriting Terms 2023-02-24
Across
- insurance for insurance companies
- mood disorder
- (3 words) presence of plaque in coronary arteries
Down
- (4 words) another term for March Madness
- where we store department information
- high blood sugar
- system we use to summarize APSs
- workflow system
- multi-year project to replace current worflow
- what is used to apply for coverage
10 Clues: mood disorder • workflow system • high blood sugar • system we use to summarize APSs • insurance for insurance companies • what is used to apply for coverage • where we store department information • (4 words) another term for March Madness • multi-year project to replace current worflow • (3 words) presence of plaque in coronary arteries
Health insurance terms 2020-03-06
Across
- a health maintenance organization that gives you the least flexibility in terms of who you can choose as a provider.
- clause for payments between insurance company and person.
- the amount you or your employer pays each month in exchange for insurance coverage.
- amount of money you must pay each year to cover medical expenses before your insurance policy starts paying.
- the amount payable by the insurance company to a plan member for medical costs.
Down
- a complete menu of services required to meet any health challenge.
- a preferred provider organization that pays a portion of your bills if you visit a doctor outside of your network.
- a fixed payment for a service.
- a point of service plan where you can’t receive care from a specialist without referral from your main doctor.
- of pocket maximum, this is the most you will pay each year toward costs including your deductible, copay and coinsurance.
10 Clues: a fixed payment for a service. • clause for payments between insurance company and person. • a complete menu of services required to meet any health challenge. • the amount payable by the insurance company to a plan member for medical costs. • the amount you or your employer pays each month in exchange for insurance coverage. • ...
Patient Access Week 2025 2025-03-31
Across
- The sport that Brandon plays
- Medicare form that informs hospitalized inpatient beneficiaries of their hospital discharge appeal right
- Fixed sum of money that the beneficiary must contribute towards the cost of their healthcare before insurance benefits begin
- Federal law requiring employers to permit employees to continue their group health insurance coverage after termination
- Federal Law that requires hospital emergency departments to provide an appropriate medical screening examination (MSE) to anyone seeking treatment for a medical condition, regardless of citizenship, legal status, or ability to pay
- The person who is financially responsible for the account
Down
- Federal health insurance for people 65 or older, some younger people with disabilities and/or people with End-Stage Renal Disease
- Federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient’s consent or knowledge
- Questionnaire to determine primary payor before Medicare
- State insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities
- Medicare form that informs hospitalized outpatient beneficiaries of their hospital discharge appeal right
- The sport that Justin plays and coaches
12 Clues: The sport that Brandon plays • The sport that Justin plays and coaches • Questionnaire to determine primary payor before Medicare • The person who is financially responsible for the account • Medicare form that informs hospitalized inpatient beneficiaries of their hospital discharge appeal right • ...
FRIDAY CROSSWORD 2025-05-23
Across
- This is the last name of the lead PA down in Express Care.
- Someone might mark a patient as this if they miss their appointment and don't call beforehand.
- This type of injection is never covered by medical insurance, and usually costs $600.
- We need this form signed in order to see a patient who is under 18 without their parent.
- This insurance used to have a $1 copay in Audubon, but doesn't anymore. (Check your emails!)
Down
- This is one of our PCC leads who likes to bake treats.
- We have two PAs with this last name - Robert works with Jepson and Marie works with Feign.
- This is the category for signature pages, spine questionnaires, and insurance cards.
- This insurance won't always have the right copay info in ModMed, so we need to refer to the printed copays list.
- If a patient comes in needing this type of paperwork filled out, we send them to medical records.
- This type of occupational therapy appointment always needs paperwork, unless the notes say otherwise.
- When we close, we send two emails: one with the petty cash log and one with the _______.
12 Clues: This is one of our PCC leads who likes to bake treats. • This is the last name of the lead PA down in Express Care. • This is the category for signature pages, spine questionnaires, and insurance cards. • This type of injection is never covered by medical insurance, and usually costs $600. • ...
Employee Health Plans 2025-04-23
Across
- The amount of money you pay for care before your insurance starts to pay.
- clinic A place where people go to get basic medical care.
- Money paid before getting a service to hold your place or start treatment.
- Care you get from a doctor to help you get better.
- A small amount of money you pay when you get medical care.
- costs To pay for some or all of the money needed for something.
- insurance plans Different types of services and rules that help pay for medical care.
- Practitioner Another name for a primary care physician.
- care Help and services from doctors, nurses, or clinics to stay healthy or treat sickness.
Down
- The money you pay regularly to have health insurance.
- A doctor who works with one type of health problem or part of the body.
- care physician The main doctor you see for checkups and health problems.
- Words that give details or explain what something is like.
- A health problem where the body cannot control sugar in the blood.
- To say something is a good choice or idea.
- To look at two or more things to find similarities and differences.
- A group of doctors, hospitals, and clinics that work with your insurance plan.
17 Clues: To say something is a good choice or idea. • Care you get from a doctor to help you get better. • The money you pay regularly to have health insurance. • Practitioner Another name for a primary care physician. • clinic A place where people go to get basic medical care. • Words that give details or explain what something is like. • ...
real estate crossword O-Z 2012-07-31
Across
- A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
- A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
- A sum of borrowed money (principal) that is generally repaid with interest.
- Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
- A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
- A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
- The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
- The time period during which the lender has guaranteed an interest rate to a borrower.
- The lender in a mortgage agreement.
- Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
- An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
- generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
- Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
- The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
- A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
- A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
- A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
- A formal written notice to a borrower that a default has occurred and that legal action may be taken.
- A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
- The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
- A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
- A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
- units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
- The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
- A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
Down
- borrower in a mortgage agreement.[Top]
- Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
- Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
- An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
- An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
- Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
- A cash asset or an asset that is easily converted into cash.
- Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
- A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
- How a lender refers to the process of obtaining new loans.
- The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
- For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
- Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
- A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
- A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
- A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
- A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
- A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
- credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
- After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
- An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
- A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
- A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
- A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
- Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
- The interest rate stated on a mortgage note.
51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...
Chapter 4-2 2016-06-01
Across
- Worker's Compensation insurance is an example of
- An insurance company that is owned by the Insured
- Formed by a number of insurance companies joining together to inure high hazard risks
- An arrangement whereby an insurer issues a policy on behalf of another insurer
Down
- Is a type of insurance company that require policyholders to sign a premium note on which they draw if needed
- An insurance company owned by its policyholders
- Is a mutual company that places great emphasis on risk prevention
7 Clues: An insurance company owned by its policyholders • Worker's Compensation insurance is an example of • An insurance company that is owned by the Insured • Is a mutual company that places great emphasis on risk prevention • An arrangement whereby an insurer issues a policy on behalf of another insurer • ...
Actuarial Science 2025-05-21
Across
- Setting aside a portion of funds to pay for future insurance claims.
- The process of evaluating the risk of insuring a home, car, driver, or individual's health or life.
- Rate: A measure of the number of deaths in a particular population.
Down
- A financial product that pays out a fixed stream of payments to an individual.
- Insurance that is purchased by an insurance company from another insurance company.
- The amount paid for an insurance policy.
- The ability of a company to meet its long-term financial obligations.
7 Clues: The amount paid for an insurance policy. • Rate: A measure of the number of deaths in a particular population. • Setting aside a portion of funds to pay for future insurance claims. • The ability of a company to meet its long-term financial obligations. • A financial product that pays out a fixed stream of payments to an individual. • ...
Business in International Trade 2024-09-12
Across
- The seller is responsible for delivering the goods to the buyer's premises, covering all costs including import duties and taxes.
- As response to an inquiry, this document or email should include information such as unit price, total cost, payment terms, shipping terms (e.g., FOB, CIF), and any relevant discounts or promotions.
- After reviewing the quotation, the potential buyer may request modifications or negotiate certain terms to better align with their needs or preferences.
- The seller delivers goods to a destination port, covering transportation and insurance. Once loaded, risk shifts to buyer. Seller arranges insurance for goods during transit.
- The seller delivers goods to an agreed destination. Seller covers transport costs and risks until delivery. Buyer unloads goods and handles further transportation costs and risks.
Down
- The seller is responsible for arranging and paying for the transportation of goods to a specified destination, as well as obtaining insurance against the risk of loss or damage to the goods during transit.
- The seller delivers goods to a specified terminal. Seller covers transport costs and risks to the terminal. Once unloaded, buyer assumes responsibility for further transport, costs, and risks.
- The seller delivers the goods to a specific port. Once loaded onto the ship, risk transfers to the buyer. Seller loads goods, buyer handles transport, insurance, and risks.
- A request for information.
- An agreeing either expressly or by conduct to the act or offer of another so that a contract is concluded and the parties become legally bound.
- The seller delivers goods to an agreed destination. Seller covers transport costs and risks to the named destination. Buyer unloads goods and assumes further transport, costs, and risks.
- The seller delivers the goods to a specified carrier or another agreed-upon location. Once the goods are handed over to the carrier, the seller's responsibility ends. From that point forward, the buyer is responsible for transportation, insurance, and risks.
- The seller delivers goods to a destination port, covering transportation costs. Once loaded onto the vessel, risk transfers to buyer. Seller pays freight charges to destination port.
- the seller's responsibility ends when goods are ready for pickup. Buyer handles transport, loading, and all costs. Buyer assumes full responsibility and risk once goods leave seller's premises.
- The seller delivers the goods alongside a vessel at a specified port. Once the goods are placed alongside the ship at the designated port, the seller's responsibility ends. At this point, the buyer takes over responsibility for loading onto the vessel, transportation, insurance, and risks.
15 Clues: A request for information. • The seller is responsible for delivering the goods to the buyer's premises, covering all costs including import duties and taxes. • An agreeing either expressly or by conduct to the act or offer of another so that a contract is concluded and the parties become legally bound. • ...
The Nature of Insurance 2026-02-13
Across
- Restore insured to the same financial position before the loss
- Conditions increasing loss likelihood
- Risk method to decrease loss likelihood/severity
- Focus on homogeneous exposure units
- Risk method to eliminate loss potential
- Hazards that are tangible/observable conditions
- Risk method to spread among multiple parties
Down
- Hazards that involve dishonesty/intentional acts
- Risk method to eliminate risk-causing activity
- Risk that is not insurable, ex. investments
- Risk method to move risk to another party (insurance)
- Unintentional decrease in value
- Risk method to keep risk (deductibles, self-insurance)
- Risk that is insurable/no chance of gain
- Cause of loss
15 Clues: Cause of loss • Unintentional decrease in value • Focus on homogeneous exposure units • Conditions increasing loss likelihood • Risk method to eliminate loss potential • Risk that is insurable/no chance of gain • Risk that is not insurable, ex. investments • Risk method to spread among multiple parties • Risk method to eliminate risk-causing activity • ...
Caring For the Med-Surg Patient 2024-06-20
Across
- the ability to see things from another's perspective and feel their emotions
- a generic oversimplification used to describe all members of s group without exception
- the federal health insurance program to finance healthcare for who has paid into the system at least 10 years and reached age 65
- the jointly funded state and federal insurance program for eligible families with low incomes to fund health insurance
- a set monthly fee charged by the provider of healthcare services for each member of the insurance group for a specific set of services
- the yearly amount an insure person must spend out of pocket for health care before the insurance provider will pay for services
Down
- transferring to a qualified UAP the responsibility to perform a selected nursing task
- once a deductible is met, the percentage of the total bill the insured person must pay
- the role in which a nurse functions as the intermediary between patients, families, and the medical establishment to support the client's own well-being
9 Clues: the ability to see things from another's perspective and feel their emotions • transferring to a qualified UAP the responsibility to perform a selected nursing task • a generic oversimplification used to describe all members of s group without exception • once a deductible is met, the percentage of the total bill the insured person must pay • ...
Paycheck vocabulary 2022-04-12
Across
- work hard and you may get this
- pays when you retire or become disabled
- shows your earnings and deductions
- This tax goes to the state of Colorado
- how much you earn per hour at you job
- ______ insurance pays if you get sick or injured
- same as an earnings statement
- more than 40 hours per week
- total pay amount earned before deductions
- 1.5 x your regular hourly rate of pay
Down
- How much you make for your work
- amount you take home after deductions
- this tax is deducted for the US government
- taken out of check for taxes, insurance etc
- more than 8 hours per day
- a 401k plan helps save for __________
16 Clues: more than 8 hours per day • more than 40 hours per week • same as an earnings statement • work hard and you may get this • How much you make for your work • shows your earnings and deductions • amount you take home after deductions • how much you earn per hour at you job • a 401k plan helps save for __________ • 1.5 x your regular hourly rate of pay • ...
Definitions 2023-08-08
Across
- Current Procedural Terminology Codes—Identifies the medical services or procedures performed. Describes medical, surgical, and diagnostic services.
- The process insurance companies take to determine the order of responsibility for paying medical claims. This applies when you have more than one health insurance policy. Medicaid is always the payer of last resort.
- Payer evaluation of the claim to determine if the claim is valid and how much of the claim will be reimbursed.
- Standard claim form used by non-institutional providers or suppliers. Claims can be ambulance services, clinical social workers, physicians and their assistants, nurses (including clinical nurse specialists and practitioners, psychologists, and so forth.) Also known as a professional claim.
- American Dental Association form. Standard claim form used by dental providers.
- Code set with descriptive terms developed and updated by the American Dental Association (ADA) for reporting dental services and procedures to dental plans.
- Dollar amount that you’re responsible to pay before insurance pays for any medical service in any given policy year.
Down
- Document from the insurance company that explains how a claim was processed that was submitted to the insurance company by the medical provider. Also called remittance advice.
- Comes into play once you have satisfied your deductible. It’s a percentage of the allowed amount that you’re responsible for paying for a service.
- International Classification of Diseases Codes. ICD-10 codes indicate why a billed procedure was performed. Also known as diagnosis codes.
- Uniform medical billing form for institutional providers (hospital billing). Claims can be inpatient, outpatient, or mental health. Also known as an institutional claim. Often called a UB.
- A fixed fee that you must pay for a medical service
- Multiple billing codes that get paid together and are treated as though that they are one code. This often occurs in cases of surgeries.
- Codes based on the CPT to provide standardized coding when healthcare is delivered. Generally used for equipment, drugs, and supplies.
14 Clues: A fixed fee that you must pay for a medical service • American Dental Association form. Standard claim form used by dental providers. • Payer evaluation of the claim to determine if the claim is valid and how much of the claim will be reimbursed. • ...
Health Insurance Basics 2023-12-06
Across
- A federal system of health insurance for people over 65 years of age and for certain younger people with disabilities
- A physician specialist focuses on a specific area of medicine or a group of patients to diagnose, manage, prevent, or treat certain types of symptoms and conditions
- A fixed amount (for example, $15) you pay for a covered health care service, usually when you receive the service. The amount can vary by the type of covered health care service.
- The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
- A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.
Down
- A federal system of health insurance for those requiring financial assistance
- Your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service
- A complain that you communicate to your health insurer or plan.
- The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay.
- The amount that must be paid for your health insurance or plan. You and/or your employer usually pay it monthly, quarterly, or yearly.
- A benefit your employer, union or other group sponsor provides to you to pay for your health care services
11 Clues: A complain that you communicate to your health insurer or plan. • A federal system of health insurance for those requiring financial assistance • A benefit your employer, union or other group sponsor provides to you to pay for your health care services • ...
ZIG Crossword 2013-05-16
Across
- Willful and malicious damage to or destruction of property.
- An estimate or the act of assessing of value.
- An illegal act against another person's rights or property.
- Giving false evidence or information while under oath.
- The wrongful taking of the property of another.
- Policies that are designed to cover property that moves from location to location.
Down
- Sum paid by A to B by way of compensation for a particular loss suffered by B.
- The remaining value of property after severe damage.
- A person responsible for investigating, evaluating and settling insurance claims.
- A Court document commanding the defendant to enter an Appearance within a specified number of days if he wishes to dispute the claimant's claim.
- A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
- End of the policy period.
12 Clues: End of the policy period. • An estimate or the act of assessing of value. • The wrongful taking of the property of another. • The remaining value of property after severe damage. • Giving false evidence or information while under oath. • Willful and malicious damage to or destruction of property. • An illegal act against another person's rights or property. • ...
Un Mots-croises 2025-11-17
14 Clues: Rent • Taxes • Review • Hobbies • To save • Increase • To admit • To spend • Revaluate • Currently • Insurance • Student loan • Invoices / bills • Shared accommodation
2025.11.19. 2025-11-19
14 Clues: adag • téma • metró • ugyanaz • fizetés • sőt,még • hatalmas • magyaráz • udvarias • biztosítás • egymás (2 szó) • tűnik, látszik • megoszt, osztozik • meglepetés, meglep
Denial Management Puzzle 2025-07-11
Across
- : Payer's notice of payment and adjustments
- : Review of records to ensure billing accuracy
- : Payment received is less than expected
- : Formal request to review and overturn a denial
- : Code added to CPT to provide more detail
- : Document showing explanation of benefits from insurer
- : Assigning appropriate diagnosis and procedure codes
- : Verification of insurance coverage
- : Reason code assigned by payer to a denied claim
Down
- : Amount modified or written off from a charge
- : Entity responsible for paying the claim
- : Justification for why a service was required
- : Deadline by which a claim must be submitted
- : Written document supporting a claim reconsideration
- : Request for reimbursement from a health payer
- : Approval needed before a service is provided
- : Immediate refusal of a claim due to error
- : Refusal of payment by an insurance company
18 Clues: : Verification of insurance coverage • : Payment received is less than expected • : Entity responsible for paying the claim • : Code added to CPT to provide more detail • : Payer's notice of payment and adjustments • : Immediate refusal of a claim due to error • : Refusal of payment by an insurance company • : Deadline by which a claim must be submitted • ...
Medical Tourism 2026-01-29
Across
- to have something done to you (a test or treatment).
- a place where a service is provided (hospital, clinic).
- to pay with your own money.
- to look for or ask for something.
- approved for good quality and safety.
- care you receive after treatment or surgery.
- information about a patient’s health and treatments.
- a plan that helps pay medical costs.
- a doctor who operates on patients.
Down
- procedures that are not emergencies.
- documents or training that show someone is qualified.
- when many people get sick at the same time.
- getting better after being sick or hurt.
- the result of something.
- help from doctors or nurses when you are sick or hurt.
- an illness.
- a medical doctor.
- what the insurance pays for.
18 Clues: an illness. • a medical doctor. • the result of something. • to pay with your own money. • what the insurance pays for. • to look for or ask for something. • a doctor who operates on patients. • procedures that are not emergencies. • a plan that helps pay medical costs. • approved for good quality and safety. • getting better after being sick or hurt. • ...
Chapter 33.1 Key terms created by Morgan Rice 2016-05-16
Across
- A likelihood of economic risk.
- Unacceptable to insurance because it is too high.
- Cannot be controlled.
- Risk of harm caused by humans.
- the possibility of loss or injury.
- The possibility of a catastrophe caused by nature.
Down
- Paid protection.
- A risk that meets criteria.
- When conditions can be controlled.
- A systemic process of managing risk.
- The threat of a loss with no opportunity to gain.
11 Clues: Paid protection. • Cannot be controlled. • A risk that meets criteria. • A likelihood of economic risk. • Risk of harm caused by humans. • When conditions can be controlled. • the possibility of loss or injury. • A systemic process of managing risk. • Unacceptable to insurance because it is too high. • The threat of a loss with no opportunity to gain. • ...
Insurance and Stock Market 2023-09-22
Across
- where your family gets money after death of a person.
- which we pay every month.
- a type of life insurance.
- market price index of BSE.
- facing immense loss in market.
Down
- legal contract.
- an amount you pay for a loss.
- middle man for company and public
- the risk that is included in your policy.
- market price index of NSE
- a company which provides insurance.
11 Clues: legal contract. • which we pay every month. • a type of life insurance. • market price index of NSE • market price index of BSE. • an amount you pay for a loss. • facing immense loss in market. • middle man for company and public • a company which provides insurance. • the risk that is included in your policy. • where your family gets money after death of a person.
Insurance Terms 2025-04-14
Across
- A person or entity covered by an insurance policy
- A formal request for payment under an insurance policy
- A contract between an insurer and policyholder
- The amount you pay for insurance coverage
Down
- The process of assessing risk and determining premiums
- A type of insurance that covers damage to property
- The maximum amount an insurer will pay for a covered loss
7 Clues: The amount you pay for insurance coverage • A contract between an insurer and policyholder • A person or entity covered by an insurance policy • A type of insurance that covers damage to property • The process of assessing risk and determining premiums • A formal request for payment under an insurance policy • ...
u3 2018-10-27
W&B 2022-07-26
Credit, Finance Charges, and Loans 2023-10-31
Killer Word Search 2024-01-08
12 Clues: Daughter • Nickname • HerDeath • Insurance • AxelsDeath • WhatBurned • TypeOfKiller • AmountKilled • BelleGunness • PoliceStopped • LossOfPregnancy • TouristAttraction
virtual world 2024-03-15
Insuance company accounts- Life insurance 2020-10-07
Across
- which account is prepared before the p/l acc
- firm belief in the reliability or truth
- which come under benefits paid(schedule 4)
- Benefit paid after retirement
Down
- a partial refund
- Possibility of loss
- paid in regular installments
- lend a sum of money
- Contract in life insurance
- Insurance company controlled by
10 Clues: a partial refund • Possibility of loss • lend a sum of money • Contract in life insurance • paid in regular installments • Benefit paid after retirement • Insurance company controlled by • firm belief in the reliability or truth • which come under benefits paid(schedule 4) • which account is prepared before the p/l acc
Vocabulary 2024-09-19
Across
- , get this when you have a car
- , Educate yourself/before investing & start estate planning
- , pay bills/debts & get insurance
- , anything to determine value
- , pay yourself first star Saving now
Down
- , 3/6 month liquid Emergeney food
- , maintains value in storage
- , way to compare value
- , putting it aside
- , another way to say splitting money
10 Clues: , putting it aside • , way to compare value • , maintains value in storage • , anything to determine value • , get this when you have a car • , 3/6 month liquid Emergeney food • , pay bills/debts & get insurance • , another way to say splitting money • , pay yourself first star Saving now • , Educate yourself/before investing & start estate planning
Traffic-warden larzq 2023-01-23
14 Clues: kaista • ilmailu • hidasta • valtatie • vakuutus • luotijuna • ohitustie • pysäköidä • pyöräiliä • tavarajuna • raitiovaunu • kimppakyyti • jalankulkija • ohituskaista
commerce 2021-10-01
Across
- the collection and management of financial resources
- not eligible for insurance cover
- an amount to be paid for contract of insurance
- protection or reimbursement against losses
- have to take a ___ in life to succeed
Down
- evaluates and assumes another party's risk for payment
- money awarded to someone in recognition
- a contract where the insurer covers the insured lost
8 Clues: not eligible for insurance cover • have to take a ___ in life to succeed • money awarded to someone in recognition • protection or reimbursement against losses • an amount to be paid for contract of insurance • the collection and management of financial resources • a contract where the insurer covers the insured lost • ...
CFS Team 2017-05-12
Across
- Who invented the light bulb (last name only)
- Standardized coding system used to identify products
- All pump orders must be reviewed by what team?
- Where Chris updates your timecards
- The hormone produced by the beta cells in our pancreas
- Number in a baker's dozen
- Payors may authorize access to this for insurance information
- Ounces in a pound
- The system in which we log insurance verification notes
- The main type of sugar in our body
Down
- Name of the Animas Pump
- Upload your policies and procedures in here
- The DME product we provide
- Founding father of the United States (last name only)
- This type of puzzle
- The statement of our J&J beliefs
- The name of the disease we treat
- The system that helps us cut checks
18 Clues: Ounces in a pound • This type of puzzle • Name of the Animas Pump • Number in a baker's dozen • The DME product we provide • The statement of our J&J beliefs • The name of the disease we treat • Where Chris updates your timecards • The main type of sugar in our body • The system that helps us cut checks • Upload your policies and procedures in here • ...
Davina Rhyne 2013-06-25
Across
- rule that determines which parent has primary insurance
- collected at time of service
- number assigned to a HIPPA 270 electronic transaction
- the insured
- patient has not seen a doctor in three years
- procedures that ensure billable services are recorded and reported for payment
- movement of monies into or out of a business
- payment method
- rule for a child insured under both parent's plans
Down
- payment made during checkout based on an estimate
- change made to a patients account
- basic information gathered for new patients
- unique number that identifies a patient
- practice's rules governing payment from patient
- number given to the referred physician
- provider who does not treat a person face to face
- patient with no insurance
- third payer on a claim
- form that list diagnoses, procedures, and charges for a visit
- provider who treats a person face to face
20 Clues: the insured • payment method • third payer on a claim • patient with no insurance • collected at time of service • change made to a patients account • number given to the referred physician • unique number that identifies a patient • provider who treats a person face to face • basic information gathered for new patients • patient has not seen a doctor in three years • ...
Kressa's Crossword Puzzle 2021-10-08
Across
- coverage offered by certain employer groups
- enables business mobility through the secure delivery of apps
- for people who are 65 or older
- Health Maintenance Organization
- group of business under one CID
- 8 digit number assign to a Facet CID
- pairing of health insurance coverage benefits
- reviews group applications to determine if the group meets certain guidelines
- amount of time enrollments and changes can be completed
- financing option offered by BCN
- is an employer or employee organization
- track changes, deletes, and additions to
Down
- numeric value associated with each product
- the most common used application for the GMT role
- anoyone covered under a health insurance plan
- describes the contract benefit plan
- geographic area that an eligible individual may enroll in
- is a part of the group
- new to BCN or a group that left BCN
- a select of group employees
20 Clues: is a part of the group • a select of group employees • for people who are 65 or older • Health Maintenance Organization • group of business under one CID • financing option offered by BCN • describes the contract benefit plan • new to BCN or a group that left BCN • 8 digit number assign to a Facet CID • is an employer or employee organization • ...
Finance Event 2022-07-10
Across
- some one who benefits from a bill or life insurance
- Collection of money
- not paying taxes legally due
- unable to pay loan
- Borrower measures a lender efficiency
- amalgamation of two companies
- reduce or postpone of a loan repayment
- intrest rate that not fixed through out the loan
- flagship index of bombay stock exchange
- Digital currency
- It is a contract of UA
Down
- amount received for cancellation of insurance policy
- a piece of paper that proves Ownership
- Money paid to owner for copyright
- federal government covers intrest on this loan
- converting shares back to paper form
- Chinese currency
- wall street of india
- where sheres are bought and sold
- promise to replace
- total sales of a company
- paying out of funds
- its a place where welth is kept
- proof of payment
- Term used for physical deformity
25 Clues: Chinese currency • proof of payment • Digital currency • promise to replace • unable to pay loan • Collection of money • paying out of funds • wall street of india • It is a contract of UA • total sales of a company • not paying taxes legally due • amalgamation of two companies • its a place where welth is kept • where sheres are bought and sold • Term used for physical deformity • ...
HeavPFI 2022-02-11
Across
- Being paid while not having a job
- Money brought home after deductions
- Money you can spend that belongs to bank
- Total money paid before deductions
- Health insurance for retired people
- To put money from your account to bank
- Money that grows over time
- Money brought in from work
- Paper showing hourly rate and hours worked
- Time worked outside of normal hours
- Tax implemented onto purchases
- Money made off sales
- Money borrowed that must be paid back in time
Down
- A person who relies on another
- Protection from a financial loss
- Amount of time from check to check
- Money owed to something
- Anything that costs money
- Money earned out the customers pocket
- Nations economic security
- To take a risk on stockmarket
- Money used to make purchases
- Paid work
- Money lent to you
- Hourly pay at a set price
25 Clues: Paid work • Money lent to you • Money made off sales • Money owed to something • Anything that costs money • Nations economic security • Hourly pay at a set price • Money that grows over time • Money brought in from work • Money used to make purchases • To take a risk on stockmarket • A person who relies on another • Tax implemented onto purchases • Protection from a financial loss • ...
MCVQTPUFS 2022-11-04
Across
- being late for work and failure to notify the ER
- real, reasonable, and substantial
- not wages for unemployment insurance purposes
- with actual ... of the falsity
- Clmt leaves his most recent work
- state information data exchange system
- ER severed the employment relationship
- just did not work out/work performance
- opiates
- the breach was...
- a gift given without regard for return
- if all the elements are present
- aiding the competitor
Down
- vulgar or profane language with ER
- compensation for an employee's personal services
- a ... period week is considered as benefits not paid
- may or may not be considered wages for UI purposes
- response to a notice of unemployment insurance
- If one or more elements are missing
- who's our supervisor
- Conversion of ER's or other's property
- money for work performed
- as of 11/3/22 it is not needed on Section #7 of the DE2403
23 Clues: opiates • the breach was... • who's our supervisor • aiding the competitor • money for work performed • with actual ... of the falsity • if all the elements are present • Clmt leaves his most recent work • real, reasonable, and substantial • vulgar or profane language with ER • If one or more elements are missing • state information data exchange system • ...
Administrative laws 2023-12-13
Across
- Inattention is the major cause of ___ crashes with 17 yrs-old drivers
- High risk behavior: Inattention and ___
- Vehicle registration: It shows who is ___ for operating the vehicle
- ___ Driving is when the Driver is driving dangerously
- Running ___ signs
- Driving is a ___ not a right
- ___ of Title
- ___ and wanton are key legal terms in reckless driving charges
- Take away drivers license for less than 365 days
- Take away drivers license for a year of more
Down
- Minnesota requires ___ insurance on vehicles
- License ___
- Every state has one for receiving a drivers license
- This driving behavior threatens safety of others and is a moving violation
- BAC can be tested by ___, urine, or blood
- License plates must be renewed every 1-2 ___
- If involved in road rage, change vehicle ___
- Running ___ lights
- Tail___
- Another responsibility of owning a car, Car ___
20 Clues: Tail___ • License ___ • ___ of Title • Running ___ signs • Running ___ lights • Driving is a ___ not a right • High risk behavior: Inattention and ___ • BAC can be tested by ___, urine, or blood • Minnesota requires ___ insurance on vehicles • License plates must be renewed every 1-2 ___ • If involved in road rage, change vehicle ___ • Take away drivers license for a year of more • ...
Laws 2023-12-13
Across
- Inattention is the _____ cause of crashes in teens
- Each state gives a permit, road, and _____ test
- Failing to pay _____ is a factor about half of the crashes
- ____ have the power to take your license from you
- license plate must be renewed every ____ or two years
- _____ is a distraction
- Driving while _____ is high risk behavior
- ___ state has a Implied consent law
- When involved in road rage, stay ____
- speeding is an example of ____ driving
- Legally ____ is .08
Down
- MN requires ___ insurance on vehicles
- ______ is a responsibility of owning a car
- 1 out of 122 drive under the ______
- Take license away for less than a year
- _____ of title
- BAC is tested through breath, urine, and __
- ____ driving is committing an act without regard of others
- Taking license away for mare than a year
- Always drive at a safe ____ limit
20 Clues: _____ of title • Legally ____ is .08 • _____ is a distraction • Always drive at a safe ____ limit • 1 out of 122 drive under the ______ • ___ state has a Implied consent law • MN requires ___ insurance on vehicles • When involved in road rage, stay ____ • Take license away for less than a year • speeding is an example of ____ driving • Taking license away for mare than a year • ...
Laws 2023-12-13
Across
- Driving while _____ is high risk behavior
- ___ state has a Implied consent law
- speeding is an example of ____ driving
- _____ of title
- When involved in road rage, ____
- Failing to pay _____ is a factor about half of the crashes
- BAC is tested through breath, urine, and __
- Take license away for less than a year
- license plate must be renewed every ____ or two years
- Taking license away for mare than a year
Down
- 1 out of 122 drive under the ______
- MN requires ___ insurance on vehicles
- ______ is a responsibility of owning a car
- Each state gives a permit, road, and _____
- ____ have the power to take your license from you
- ____ driving is committing an act without regard of others
- _____ is a distraction
- Inattention is the most _____ cause of crashes in teens
- Always drive at a safe ____ limit
- Legally ____ is .08
20 Clues: _____ of title • Legally ____ is .08 • _____ is a distraction • When involved in road rage, ____ • Always drive at a safe ____ limit • 1 out of 122 drive under the ______ • ___ state has a Implied consent law • MN requires ___ insurance on vehicles • speeding is an example of ____ driving • Take license away for less than a year • Taking license away for mare than a year • ...
CH 3 Fundamental Skills in Health Informatics 2023-09-19
Across
- facts about a specific topic used for analysis
- a person's ability to understand health
- chart that shows the changes in data over time
- the mathematical average of a set of data
- appropriate conduct/etiquette for communication
- chart that arranges data in rows or columns
- science that includes interpretation of data
- response of an audience to a message
- fee for insurance paid at time of service
- insurance which pays provider for service
- describes number exactly in the middle of data
- chart which shows comparisons between categories
- a chart that presents data using images
Down
- sorting patients according to urgency of need
- the number that occurs most frequently in data set
- accurately sharing and receiving a message
- polite behavior among members of a group
- privately owned and managed
- shows parts of data as a whole; pie chart
- process of recording information about patients
20 Clues: privately owned and managed • response of an audience to a message • a person's ability to understand health • a chart that presents data using images • polite behavior among members of a group • the mathematical average of a set of data • shows parts of data as a whole; pie chart • fee for insurance paid at time of service • insurance which pays provider for service • ...
Drivers Education Crossword Puzzle 2024-09-12
Across
- Legally drunk is ________ or less than that.
- This can be a distraction when driving?
- Take away your license for a year or more.
- _______ and wanton are key legal terms in a reckless driving charge.
- Failure to pay _______ causes 50% of crashes
- system Assigned for driving violations.
- Shows who operates the vehicle.
- Must have a license plate and a ________ certificate.
- This behavior threatens safety of others.
Down
- BAC can be tested by breath, urine, or…
- Always drive the designated _______ ________.
- Driver must consciously drive in a ______ manner.
- Man requires what type of insurance?
- Every state has these?
- You must renew your license every? A responsibility of owning a car.
- Driving is a?
- Drivers 41% of car accidents are caused by?
- This proves you own the vehicle.
- MN has a ________ insurance law.
- Take away your license for less then 365 days.
20 Clues: Driving is a? • Every state has these? • Shows who operates the vehicle. • This proves you own the vehicle. • MN has a ________ insurance law. • Man requires what type of insurance? • BAC can be tested by breath, urine, or… • This can be a distraction when driving? • system Assigned for driving violations. • Take away your license for a year or more. • ...
The Daily Dose 2025-10-14
Across
- Insurance process: _____ rejection
- Generic for Lipitor
- A controlled substance log is kept for these drugs
- Abbreviation for "as needed"
- Place where prescriptions are prepared
- Storage for refrigerated medications
- Brand name for albuterol inhaler
- Walgreens pharmacy computer software name
- Common abbreviation for Walgreens used by its employees
- Generic for Norvasc
- A pharmacy team member who assists the pharmacist
- OTC pain reliever brand
- Generic for Zocor
Down
- Brand name for metformin
- Needs insurance approval
- Sig code: "by mouth"
- Brand name for levothyroxine
- National Pharmacy week occurs during this month
- Brand name for omeprazole
- Immunization often given in the fall
- Final check is done by this person
- Brand name for Prozac
- Common med measure for liquid
- Sig code for "twice daily"
- Sig code for "at bedtime"
- Sig code: "right ear"
26 Clues: Generic for Zocor • Generic for Lipitor • Generic for Norvasc • Sig code: "by mouth" • Brand name for Prozac • Sig code: "right ear" • OTC pain reliever brand • Brand name for metformin • Needs insurance approval • Brand name for omeprazole • Sig code for "at bedtime" • Sig code for "twice daily" • Brand name for levothyroxine • Abbreviation for "as needed" • Common med measure for liquid • ...
REFUNDS HUDDLE. 2023-11-27
Across
- A certain amount that the pt has to pay in a year before the insurance starts to pay.
- The action of consuming a liquid foodstuff.
- A certain percentage achieved due to good quality of work and meeting daily metrics.
- A certain percentage of the billed amount left by the insurance to be paid by the pt as per the agreement.
- The process of a payer getting back their money if a refund is not processed.
- The process of disputing results as received from the QA team.
- The most common governmental insurance in the US.
Down
- The process of giving money back to a pt or an ins due to overpayment.
- An online resource that you can access to complete client specific missions.
- A universal folder used by agents to save documents after refunds.
- the action of cancelling an erroneous refund through a portal.
- A portal used to review remits or EOBs.
- An online refund portal that allows us to void refunds especially when working touchstone.
- A device that no one is allowed to have at their desk.
- Things we should own and learn from them.
- Patient's information that is highly classified and should not be disclosed without authorization.
16 Clues: A portal used to review remits or EOBs. • Things we should own and learn from them. • The action of consuming a liquid foodstuff. • The most common governmental insurance in the US. • A device that no one is allowed to have at their desk. • the action of cancelling an erroneous refund through a portal. • The process of disputing results as received from the QA team. • ...
Cigna Medicare Rx PDP 2012-07-25
Across
- Also known as the Doughnut Hole
- Cigna Medicare Rx has how many plans for 2012
- Stands for Special Election Period
- This is the amount member has to pay prior to paying regular plan copays
- A government agency
- Part B covers this
- Stands for Late Enrollment Penalty
- Included is the copays, deductible and co-insurance
Down
- Power of Attorney with healthcare decisions
- Cigna Medicare Rx has this many tiers as of 2012
- Can Cigna Medicare Rx offer the 5-star SEP
- Income Related Adjustment Amount
- Sent to members each month for monthly premium payment
- Long Term Care facility
- Is the abbreviation for State Health Insurance Programs
15 Clues: Part B covers this • A government agency • Long Term Care facility • Also known as the Doughnut Hole • Income Related Adjustment Amount • Stands for Special Election Period • Stands for Late Enrollment Penalty • Can Cigna Medicare Rx offer the 5-star SEP • Power of Attorney with healthcare decisions • Cigna Medicare Rx has how many plans for 2012 • ...
Try this puzzle 2020-05-10
Across
- Loan that does not require mortgage insurance
- Slovenian word for Healthy
- Settlement offers on an insurance
- financial guarantee paid by the lender
- Minimum Escrow balance in terms of monthly amount being paid
- Piggy bank where part of monthly payment is stored
- Unpaid expenses Recovery
- Equity Level when MI coverage can be removed
Down
- Lender who receives payment when the loan is sold to Investors
- Protection for persons who are in active military service
- Use own money to make home loans
- Valuation method for commercial real estate and rental properties
- Loan against equity
- Valuation approach used for schools and hospitals
- Combined Loan to Value Ratio
15 Clues: Loan against equity • Unpaid expenses Recovery • Slovenian word for Healthy • Combined Loan to Value Ratio • Use own money to make home loans • Settlement offers on an insurance • financial guarantee paid by the lender • Equity Level when MI coverage can be removed • Loan that does not require mortgage insurance • Valuation approach used for schools and hospitals • ...
Insurance and Stock Market 2023-09-22
Across
- where your family gets money after death of a person.
- which we pay every month.
- a type of life insurance.
- market price index of BSE.
- facing immense loss in market.
Down
- legal contract.
- an amount you pay for a loss.
- middle man for company and public
- the risk that is included in your policy.
- market price index of NSE
- a company which provides insurance.
11 Clues: legal contract. • which we pay every month. • a type of life insurance. • market price index of NSE • market price index of BSE. • an amount you pay for a loss. • facing immense loss in market. • middle man for company and public • a company which provides insurance. • the risk that is included in your policy. • where your family gets money after death of a person.
Chapter 33.1 Key Terms By: McKenzie Bailey 2017-05-10
Across
- risk that cannot be controlled
- a risk that is unacceptable to insurance carriers because the likelihood of loss is too high
- the systematic process of managing risk to achieve your objective
- the threat of a loss with no opportunity for gain
- the possibility of loss or injury
Down
- occurs when conditions can be controlled to minimize the chance of harm
- risk that meets an insurance company's criteria for insurances coverage
- the risk of harm caused by human mistakes, dishonesty, or another risk that is attributed to people
- paid protection against loss due to injury or property damage
- the possibility of a catastrophe caused by a flood, tornado, hurricane, fire, lightning, drought, or earthquake
- occurs when there is likelihood of economic loss
11 Clues: risk that cannot be controlled • the possibility of loss or injury • occurs when there is likelihood of economic loss • the threat of a loss with no opportunity for gain • paid protection against loss due to injury or property damage • the systematic process of managing risk to achieve your objective • ...
Chapter 33.1 Key Terms Created by: Shawnta Townsend 2013-05-07
Across
- Paid protection against loss due to injury or property damage.
- Occurs when conditios can be controlled to minimize the chance of harm.
- Cannot be controlled.
- Occurs when there id likelihood of economic loss.
- The possibility of loss or injury.
- The systemic process of managing risk to achieve your objectives.
Down
- A risk that meets an insurance company's criteria for insurance coverage.
- Is the risk of harm caused by human mistakes, dishonesty, or another risk that is attributed to people.
- A risk that is unacceptable to insurance carriers because the likelihood of loss is to high.
- Is the threat of a loss with no opportunity for gain.
- Is the possiblity of a catastrophe caused by a flood, tornado, hurricane, fire, lightning, drought, or earthquake.
11 Clues: Cannot be controlled. • The possibility of loss or injury. • Occurs when there id likelihood of economic loss. • Is the threat of a loss with no opportunity for gain. • Paid protection against loss due to injury or property damage. • The systemic process of managing risk to achieve your objectives. • ...
Chapter 33.1 Key Terms Created by: Sam Maxwell 2016-05-11
Across
- the threat of loss with no opportunity for gain
- occurs when there is likelihood of economic loss
- paid protection against loss duo to injury or property damage
- occurs when conditions can be controlled to minimize the chance of harm
- the systemic process of managing risk to achieve your objectives
- a risk that meets an insurance company's criteria for insurance coverage
Down
- the risk of harm caused by human mistakes, dishonesty, or another risk that is attribute by people
- risk that is unacceptable to insurance carriers because the likelihood of loss is too high\
- cannot be controlled
- the possibility of loss or injury
- the possibility of a catastrophe caused by a flood, tornado, hurricane, fire, lighting, drought, or earthquake
11 Clues: cannot be controlled • the possibility of loss or injury • the threat of loss with no opportunity for gain • occurs when there is likelihood of economic loss • paid protection against loss duo to injury or property damage • the systemic process of managing risk to achieve your objectives • occurs when conditions can be controlled to minimize the chance of harm • ...
Chapter 33.1 Key Terms Created by Harrison Fleetwood 2019-05-15
Across
- occurs when there is a likelihood of economic loss
- the systemic process of managing risk to achieve your objectives
- a risk that is unacceptable to insurance carriers because the likelihood of loss is too high
- cannot be controlled
- the threat of a loss with no opportunity for gain
- the risk of harm caused by human mistakes, dishonesty, or another risk that is attributed to people
- the possibility of a catastrophe caused by a flood, tornado, hurricane, fire, lightning, drought, or earthquake
Down
- occurs when conditions can be controlled to minimize the chance of harm
- paid protection against loss due to injury or property damage
- the possibility of loss or injury
- a risk that meets an insurance company's criteria for insurance coverage
11 Clues: cannot be controlled • the possibility of loss or injury • the threat of a loss with no opportunity for gain • occurs when there is a likelihood of economic loss • paid protection against loss due to injury or property damage • the systemic process of managing risk to achieve your objectives • occurs when conditions can be controlled to minimize the chance of harm • ...
