insurance Crossword Puzzles
Insurance 2024-07-26
Across
- Which insurance company is considered the oldest operating insurance company in India?
- D Which legislation laid the foundation for the modern insurance regulatory framework in India?
- P What is the term for the financial risk that comes from the possibility of loss or damage that can be covered by insurance?
- R What type of risk arises from the potential of loss due to environmental or physical damage?
- J Which insurance product was introduced by LIC in 1956 to provide coverage for rural and social sectors?
Down
- m Which was the first Indian insurance company established in 1870?
- Which of the following is NOT a type of marine insurance?
- P Who founded the first life insurance company in India in 1818?
- A Which was the first multinational insurance company to set up operations in India?
- F Which event led to the establishment of the first insurance company in India?
10 Clues: Which of the following is NOT a type of marine insurance? • m Which was the first Indian insurance company established in 1870? • P Who founded the first life insurance company in India in 1818? • F Which event led to the establishment of the first insurance company in India? • ...
insurance fraud 2019-03-25
Across
- To be covered with water
- Illegal plan to earn money
- A dishonest and illegal claim is considered ...
- Things that you own and can carry with you
- to burn a property intentionally
- To exaggerate a declaration is to ...
Down
- Price of an insurance policy
- A person who estimates damage for an insurance company
- A person who sells insurance
- To take money from a company illegally
- A person who stops fire from burning
- An estimate of a person's life length
- To arrange a fake accident
- A non-written act of agreement
- To provide money for a program
15 Clues: To be covered with water • Illegal plan to earn money • To arrange a fake accident • Price of an insurance policy • A person who sells insurance • A non-written act of agreement • To provide money for a program • to burn a property intentionally • A person who stops fire from burning • An estimate of a person's life length • To exaggerate a declaration is to ... • ...
INSURANCE NE 2023-12-18
Across
- Horizon BCBS PPO NJ
- BCBS Empire PPO NY Downstate & HVRA
- 1199 SEIU
- Metroplus NY HVRA
- BCBS Out of State NY BII
- Clover Health NJ
- UHC Community Plan
- BCBS Out of State NY Downstate & HVRA
Down
- BCBS Highmark Western New York NY BII
- BCBS NY Excellus NY BII
- Emblem Health HIP NY Downstate
- Employee Discount
- BCBS Out of State NJ
- Traditonal Medicare
- UHC Medicare Advantage Plan/Dual
15 Clues: 1199 SEIU • Clover Health NJ • Metroplus NY HVRA • Employee Discount • UHC Community Plan • Horizon BCBS PPO NJ • Traditonal Medicare • BCBS Out of State NJ • BCBS NY Excellus NY BII • BCBS Out of State NY BII • Emblem Health HIP NY Downstate • UHC Medicare Advantage Plan/Dual • BCBS Empire PPO NY Downstate & HVRA • BCBS Highmark Western New York NY BII • ...
Insurance 3 2025-11-25
Across
- Technique of spreading the losses of the few over the entire group so that average loss is substituted for actual loss.
- individual or a business firm retaining part of all of the losses
- condition that creates or increases the frequency or severity of loss
- loss that results directly from the physical damage, destruction, or theft of the property.
- transferring the risk of unfavorable price fluctuations to a speculator
- Cause of Loss
Down
- Uncertainty concerning the occurrence of a loss.
- _ _ _ _ _ _ _ retention happens because of ignorance, indifference, laziness, or failure to identify an important risk.
- loss that results indirectly from the occurrence of direct physical damage or theft loss.
- direct loss is also know as.
- Risk that refers to uncertainty regarding the firm’s financial goals and objectives
- harmless clause where legal contract absolving one party of legal liability for any injuries or damages suffered by another party.
- _ _ _ _ _ retention technique that an individual deliberately plans to retain all or part of it.
- insurance _ _ _ _ _ _ _ _ _ _ _ _ transfer is risk transferred to a party other than an insurance company.
- _ _ _ _ insurance is part or all of a given loss exposure retained by the firm.
15 Clues: Cause of Loss • direct loss is also know as. • Uncertainty concerning the occurrence of a loss. • individual or a business firm retaining part of all of the losses • condition that creates or increases the frequency or severity of loss • transferring the risk of unfavorable price fluctuations to a speculator • ...
Common Words 2022-12-29
Across
- The person that writes and sells insurance
- Flexible product of life insurance
- allows life insurance to be moved from term coverage to permanent without evidence of insurance
- System used for processing of work items
- Canceling and cashing out a life insurance policy
- This is filed when the insured passes so that the beneficiary can be paid the death benefit
- Money can be taken out of the cash value in this form that allows for it to be paid back
- A report that can provide a projection of different scenarios
Down
- What a policy enters when a premium is missed
- The name of the company that can assist in translation of over 170 languages
- Process of asking questions to ensure the person calling is who they say they are
- The money that is paid into a life insurance policy
12 Clues: Flexible product of life insurance • System used for processing of work items • The person that writes and sells insurance • What a policy enters when a premium is missed • Canceling and cashing out a life insurance policy • The money that is paid into a life insurance policy • A report that can provide a projection of different scenarios • ...
health science crossword puzzle 2024-10-02
Across
- A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours
- a medical condition that starts suddenly and need care immediately
- A percentage of providers' fees that managed care companies hold back from providers which is only given to them if the amount of care they provide (or that the entire plan provides) is under a budgeted amount for each quarter or the whole year
- law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage
- A person who is eligible for or receiving benefits under an insurance policy or plan
- A healthcare procedure that is not an emergency and that the patient and doctor plan in advance
- Bills for services. Doctors, hospitals, labs and other providers send billed claims to health insurance plans, and what the plans pay are called paid claims
- An individual or institution who provides medical care, including a physician, hospital, skilled nursing facility, or intensive care facility
- The responsibility for profiting or losing money based on the cost of healthcare services provided
Down
- A private organization, usually an insurance company, that finances healthcare
- large businesses, small businesses, and individuals who form a group for insurance coverage
- on their health plan
- a parsons healthcare costs are paid by their insurance or by the government
- How many times people use particular healthcare services during particular periods of time
- the person enrolled in a healthcare plan
- A health plan that serves the dependents of active duty military personnel and retired military personnel and their dependents
- Medical services that are separated out and contracted for independently from any other benefits
- A service that members are entitled to receive
- a persons ability to obtain healthcare services
- a group of affiliated contracted healthcare providers
20 Clues: on their health plan • the person enrolled in a healthcare plan • A service that members are entitled to receive • a persons ability to obtain healthcare services • a group of affiliated contracted healthcare providers • a medical condition that starts suddenly and need care immediately • a parsons healthcare costs are paid by their insurance or by the government • ...
Test 2013-07-19
Across
- In Key Man Insurance cases, _______________doesn't pay the premiums
- The objective of Key Man Insurance is to _____________ the business concern from the death of the key person
- Our CEO is a __________ person of our organization
- In Key Man Insurance benefit is paid only in case of ___________ of the life insured
- ____________underwriting happens on the documents of the company
Down
- Key Man Insurance is a type of ____________ Insurance
- Only ____________ products can be sold under Key Man Insurance
- ____________ are not allowed
- __________Underwriting happens on the life of the insured, i.e. the Key man.
- In Key Man Insurance, _______________ is the proposer
10 Clues: ____________ are not allowed • Our CEO is a __________ person of our organization • Key Man Insurance is a type of ____________ Insurance • In Key Man Insurance, _______________ is the proposer • Only ____________ products can be sold under Key Man Insurance • ____________underwriting happens on the documents of the company • ...
Insurance Terms 2020-10-14
Across
- the part of the auto policy that provides medical and disability payments to someone injured in an automobile accident
- a professional employed by an insurance company to evaluate losses and settle claims
- the person between the customer and Insurance Co.
- the person who is protected by the insurance policy
Down
- a contact between a customer and Insurance Co.
- insurance purchased by an insurance co. from another insurance co.
- lying to obtain payment from an insurance claim
- a statement made knowing to be false
- an event that happens by chance
9 Clues: an event that happens by chance • a statement made knowing to be false • a contact between a customer and Insurance Co. • lying to obtain payment from an insurance claim • the person between the customer and Insurance Co. • the person who is protected by the insurance policy • insurance purchased by an insurance co. from another insurance co. • ...
Insurance 2022-01-24
Across
- designed to cover some of the costs related to identity theft
- pays out a sum of money upon the death of the insured or after a set period
- provides income for workers unable to perform their work due to disability
- insurance that provides care for adults 65 years or older
Down
- protects your personal property in a rented home
- covers damage to property and liability for any injuries
- provides cover for loss or damage to any vehicle
- covers medical expenses that arise due to sickness or injury
- extra liability insurance coverage that goes beyond the limits of the insured
9 Clues: protects your personal property in a rented home • provides cover for loss or damage to any vehicle • covers damage to property and liability for any injuries • insurance that provides care for adults 65 years or older • covers medical expenses that arise due to sickness or injury • designed to cover some of the costs related to identity theft • ...
Insurance 2022-01-24
Across
- pays out a sum of money upon the death of the insured or after a set period
- designed to cover some of the costs related to identity theft
- covers damage to property and liability for any injuries
Down
- protects your personal property in a rented home
- provides income for workers unable to perform their work due to disability
- extra liability insurance coverage that goes beyond the limits of the insured
- covers medical expenses that arise due to sickness or injury
- insurance that provides care for adults 65 years or older
- provides cover for loss or damage to any vehicle
9 Clues: protects your personal property in a rented home • provides cover for loss or damage to any vehicle • covers damage to property and liability for any injuries • insurance that provides care for adults 65 years or older • covers medical expenses that arise due to sickness or injury • designed to cover some of the costs related to identity theft • ...
Insurance 2023-02-14
Across
- A policy that hat provides financial protection for victims of identity theft.
- A policy that adds extra liability coverage over and above another insurance policy.
- A policy that insures the value of your homes structure, and your items in it.
- A policy that protects you and your belongings if your renting a home, condo, or apartment.
Down
- A policy that provides income in the event that a policyholder is prevented from working and earning an income due to a disability.
- A policy that promises to pay a designated beneficiary a sum of money upon the death of an insured person.
- A policy that protects yourself financially if you get sick or injured, or to prevent major sickness or injuries.
- A policy that can cover your car, damages you cause if you hit someone else, and other events for you.
- A policy that helps cover the costs of care when you have a chronic medical condition, a disability, or a disorder.
9 Clues: A policy that hat provides financial protection for victims of identity theft. • A policy that insures the value of your homes structure, and your items in it. • A policy that adds extra liability coverage over and above another insurance policy. • A policy that protects you and your belongings if your renting a home, condo, or apartment. • ...
Insurance 2023-02-14
Across
- Covers the the cost of that care when you have a chronic medical condition.
- Is in place to protect yourself financially if you get sick or injured.
- Ia an agreement between you and your insurance company that can cover your car damages you cause if you hit someone else, and other events for you.
- The provides financial protection for victims of identity theft.
- To keep your home and personal items covered.
Down
- Covers everything you need when you have a disability
- To add extra liability coverage over other insurances.
- Is a contract between you and a company.
- IS when you need to rent a condo or Apartment
9 Clues: Is a contract between you and a company. • IS when you need to rent a condo or Apartment • To keep your home and personal items covered. • Covers everything you need when you have a disability • To add extra liability coverage over other insurances. • The provides financial protection for victims of identity theft. • ...
Insurance! 2022-10-21
Across
- a demand or request for something considered one's due
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- the state of being responsible for something, especially by law
- the fact or process of losing something
Down
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
- a written statement confirmed by oath or affirmation, for use as evidence in court
- the action of evading something:
- an amount to be paid for an insurance policy.
- restore (someone or something) to their former position or condition:
9 Clues: the action of evading something: • the fact or process of losing something • an amount to be paid for an insurance policy. • a demand or request for something considered one's due • the state of being responsible for something, especially by law • restore (someone or something) to their former position or condition: • ...
Insurance 2022-09-08
Across
- The application form for insurance.
- The amount of principles of insurance.
- extra amount added to the premium because of increased risk.
- A financial payment made to an insured person if they suffer an insured loss.
Down
- The minimum motor insurance you are required to have.
- The form you fill out to get compensation from your insurance company.
- A popular health insurance company in Ireland.
- The amount the insured pays to the insurer.
- The principle of insurance which states that there should be no profit made by the insured.
9 Clues: The application form for insurance. • The amount of principles of insurance. • The amount the insured pays to the insurer. • A popular health insurance company in Ireland. • The minimum motor insurance you are required to have. • extra amount added to the premium because of increased risk. • The form you fill out to get compensation from your insurance company. • ...
Insurance Key Terms Make Quiz: 2013-05-17
Across
- demand for money/property
- intergrated contract, includes all forms associated with the agreement between the insured and insurer
- policy that pays disability benefits as a partial replacement of income loss due to injury or illness
- property insurance designed to protect an individual home against damages
- finanicial costs of obtaining an insurance cover, paid as a lump or sum for the duration of the policy
- protection against the loss income that would result if the insured passsed away
- which provides coverage at a fixed rate of payments for a limited period of time, the relevant term.
- coverage that pays for medical and surgical expenses
- a person entitled to a benefit or a profit
Down
- normally covers an individual until his or her death, unless it lapses due to non-payment of premium or is cancelled
- a clause that states that the insurer will pay a portion of that loss
- policy purchased by vehicle owners to cover them in an accident
- part of an insurance policy that covers costs associated with medical treatment
- a policy in which an individual or entity recieves financial protection or reimbursement against losses from an insurance company
- form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property
15 Clues: demand for money/property • a person entitled to a benefit or a profit • coverage that pays for medical and surgical expenses • policy purchased by vehicle owners to cover them in an accident • a clause that states that the insurer will pay a portion of that loss • property insurance designed to protect an individual home against damages • ...
DEMO 2023-02-01
Across
- an endorsement that must be attached to liability insurance and cargo liability insurance policies required to have a federal filing.
- the time between the expiration of one policy and the inception of another policy.
- a policy provision specifically stating that if a certain listed driver(s) are operating the vehicle coverage will not be afforded.
- acronym for payment option that provides automatic monthly withdrawal from the insured checking account.
- filing that provides proof that the policy has at least minimum liability insurance coverage.
- acronym for a form that provides evidence of insurance listing all coverages, limits, and scheduled autos.
- acronym for an endorsement that eliminates our opportunity to recover losses from a third party.
- acronym for all commercially owned AND/OR operated vehicles.
Down
- an attachment on a policy that keeps renewal quote from issuing.
- the maximum distance traveled by an insured from the point of garaging to the point of delivery.
- a filing that certifies that liability insurance complies with the state's financial responsibility.
- a person who represents the company and sells insurance on a commission basis.
- 10 or more power units on a policy.
- Acronym for federal motor carrier safety administration.
- acronym for the total weight capacity of a fully loaded vehicle.
15 Clues: 10 or more power units on a policy. • Acronym for federal motor carrier safety administration. • acronym for all commercially owned AND/OR operated vehicles. • an attachment on a policy that keeps renewal quote from issuing. • acronym for the total weight capacity of a fully loaded vehicle. • ...
Dental Benefit Crossword 2025-12-09
Across
- filling (amalgam or resin) service category
- scaling and root planing service category
- root canal treatment service category
- A company that offers benefits either by selling directly to an individual or through an employer
- Patient receiving care outside the network of doctors that the insurance company has contracted with to provide care
- The amount of money that you must pay to your dentist out-of-pocket before your insurance company will pay for any services. This amount is set by your employer when purchasing or setting up the plan as a benefit
- The total amount that your insurance company will pay for any services during the plan year. It usually renews every year, typically on January 1, but your employer may have set a different date
- The number of times a service is provided over a given time period
Down
- Offered as a way to lower the fee for service of dental care for patients paying out of pocket. No insurance claim will be filed
- State government sponsored health insurance programs for low income or disabled patients
- denture service category
- extraction service category
- prophylaxis service catergory
- Providers that are part of a health plan’s network of providers that have a negotiated discount
- Federally administered health insurance programs for adults over 65
15 Clues: denture service category • extraction service category • prophylaxis service catergory • root canal treatment service category • scaling and root planing service category • filling (amalgam or resin) service category • The number of times a service is provided over a given time period • Federally administered health insurance programs for adults over 65 • ...
MASS Week 10 Crossword 2026-05-12
Across
- Measure of death rates in a population
- Insurance purchased by insurers to reduce risk
- The memoryless property :)
- Amount paid for insurance coverage
- Mathematical measure of likelihood
- Process of assessing insurance risk
Down
- Series of regular payments over time
- Total Premiums less Total Benefits and Costs
- A probability distribution used a lot in mortality.
- General increase in prices over time
- Measure of risk subject to potential loss
- Funds set aside for future insurance claims
12 Clues: The memoryless property :) • Amount paid for insurance coverage • Mathematical measure of likelihood • Process of assessing insurance risk • Series of regular payments over time • General increase in prices over time • Measure of death rates in a population • Measure of risk subject to potential loss • Funds set aside for future insurance claims • ...
Chapter 19 2024-02-19
Across
- the primary source of social insurance coverage
- type of insurance that pays only for the damaged party
- the money you pay to the insurer
- the recipient of the amount to be paid
- possible loss arising from an injury or death
Down
- certain exceptions to insurance coverage
- written contract of insurance
- a contractual agreement that protects against loss
- process where the insurance company examines the person who is insured
- the act of paying to compensate for the loss of the suffering party
10 Clues: written contract of insurance • the money you pay to the insurer • the recipient of the amount to be paid • certain exceptions to insurance coverage • possible loss arising from an injury or death • the primary source of social insurance coverage • a contractual agreement that protects against loss • type of insurance that pays only for the damaged party • ...
Insurance 2024-04-25
Across
- A factor that can greatly effect the cost of insurance based off location
- Amount of money you pay when you file a claim
- Type of insurance used after you retire and after death
- Type of insurance used for people with health issues that affect daily life
- Insurance companies predicting insurance losses based off past financial history
Down
- Type of insurance used for your residence
- Type of insurance used for land plots and buildings
- Type of insurance used for automobiles
- Type of insurance used for doctor's visits and operations
9 Clues: Type of insurance used for automobiles • Type of insurance used for your residence • Amount of money you pay when you file a claim • Type of insurance used for land plots and buildings • Type of insurance used after you retire and after death • Type of insurance used for doctor's visits and operations • ...
insurance crossword 2023-01-27
Across
- an additional coverage option for auto insurance policies in most states.
- someone who is also covered by the insurance policy you purchased
- overs the cost to repair or replace the policyholder's vehicle or other property if it is damaged in an accident caused by an uninsured or underinsured driver.
- covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have enough or has no auto insurance coverage.
- identifies the kinds and amounts of coverage you have and how much it will cost you.
- The amount you pay for covered health care services before your insurance plan starts to pay.
- the amount of money that covers your insurance term
- high risk insurence
Down
- The amount you pay for your health insurance every month.
- covers medical expenses and lost wages of you and your passengers if you're injured in an accident.
- cars that have been declared a total loss, meaning they're too damaged to be worth repairing and cannot be driven legally.
- pays for the medical costs of the people who are injured (not including yourself).
- various degrees of being insured for some real risks and uninsured for others, at the same time.
- helps pay to repair damage you cause to another person's vehicle or property.
- he identifying code for a specific automobile.
15 Clues: high risk insurence • he identifying code for a specific automobile. • the amount of money that covers your insurance term • The amount you pay for your health insurance every month. • someone who is also covered by the insurance policy you purchased • an additional coverage option for auto insurance policies in most states. • ...
MARINE INSURANCE 2025-09-22
Across
- A principle in marine insurance requiring both parties to disclose all material facts truthfully.
- A marine insurance contract is primarily a contract of __________.
- Loss where repair costs exceed the value of the subject matter, allowing abandonment.
- Premium method based on claim history, rewarding low claims with reduced rates.
- The insured must have a legal right or interest in the subject matter.
- Expenses incurred voluntarily to minimize damage but borne only by the person who incurred them.
- A marine insurance policy covering a specific journey between two ports.
Down
- A structured premium method adjusting a base rate according to favorable or adverse conditions.
- Policy type that provides automatic coverage for shipments within a specified period and limit.
- A premium calculation method where a fixed percentage is charged regardless of risk factors.
- A policy that covers inland transport, sea voyage, and delivery to the final warehouse.
- Loss that affects only a specific part of the cargo, not shared by all parties.
- A type of loss where property is completely destroyed or lost, leaving nothing to recover.
- The right acquired by an insurer to recover compensation from third parties after paying the insured.
- The risk of voluntary sacrifice, such as jettison, where loss is shared by all stakeholders.
15 Clues: A marine insurance contract is primarily a contract of __________. • The insured must have a legal right or interest in the subject matter. • A marine insurance policy covering a specific journey between two ports. • Loss that affects only a specific part of the cargo, not shared by all parties. • ...
Insurance Terms 2026-04-02
Across
- The legal agreement between you and the insurance company is an Insurance __________
- A type of auto coverage that covers damage from weather, theft, vandalism, etc. is called __________ Coverage
- A type of auto coverage that covers damage caused by someone who does not have insurance is called ________ Motorist Coverage
- This term describes how insurance companies ensure that they have enough money available to make payments to policyholders
- The amount you pay out-of-pocket before your insurance kicks in
- The amount you pay regularly to have an insurance policy
- This term describes your exposure to danger or the chance that something bad happens
Down
- A type of auto coverage that covers damage caused if cars crash into each other is called __________ Coverage
- The maximum amount your insurance policy will cover
- A type of auto coverage that covers payments to others when the damage was your fault is called _________ Coverage
- This term describes a shared payment between you and your health insurance company
11 Clues: The maximum amount your insurance policy will cover • The amount you pay regularly to have an insurance policy • The amount you pay out-of-pocket before your insurance kicks in • This term describes a shared payment between you and your health insurance company • The legal agreement between you and the insurance company is an Insurance __________ • ...
Chapter 3 2021-02-22
14 Clues: act • of risk • of harm • immunity • liability • insurance • Samaritan law • of limitations • codes (ICD,CPT) • medical insurance • party reimbursement • Premium, Deductible • Provider Identifiers • PPO, Medicare, Medicaid
Knowledge Check 2017-08-22
Across
- This type of subsidy can only be used on a Silver plan
- The _____ search in METS will use the First and Last name, and DOB to find a consumer
- This type of application is used to receive a subsidy
- MA is a public insurance for Minnesota also known as
- The _____ search in METS will use a reference number to search a consumer
- Form used on MNsure's end for manual enrollment
- The _____ tab in METS will show how much APTC and CSR the consumer is getting
- We do not use this type of co-insurance level
- Open Enrollment begins during this month
- System used to reset a consumers password
- In METS, we always want to use the Insurance ______ tab to pull up an application
- This type of application is used to apply for a full price QHP
- The form 1095-A is used to show _____ that a consumer had health coverage
- This entity is in charge of public insurance
Down
- These individuals can talk on behalf of the consumer
- The _____ tab in METS is used to show all the information the consumer provided to us on an application
- The form 8965 is used for this
- CIC means to report a _____ in Circumstance
- These individuals need to have a consumer on the line before we can talk to them
- This section in METS will show you what the consumer has attested to for annual income
- This type of plan is separate from normal health coverage for adults
- This type of insurance consists of QHP's with or without subsidy
- When an application does this automatically, the consumer does not need to call in to start it again
- Any consumer that has coverage through their _____ cannot qualify for an APTC
- A public insurance plan that follows a QHP start date
- The form 8962 is used for this
- This "type" in METS will determine if the consumer filled out an Assisted or Unassisted application
- This type of insurance consists of MA and MNcare
- This type of subsidy helps to lower your monthly payment
- We have this many carriers that provide QHP coverage
- We always use this transfer type to help save time
31 Clues: The form 8965 is used for this • The form 8962 is used for this • Open Enrollment begins during this month • System used to reset a consumers password • CIC means to report a _____ in Circumstance • This entity is in charge of public insurance • We do not use this type of co-insurance level • Form used on MNsure's end for manual enrollment • ...
Health Economics 2013-01-09
Across
- Is the change in output resulting from a change in the quantity of the input used, other things held constant
- Arise in health care because of uncertainty and imperfect knowledge
- Involves constructing an inventory of all costs and benefits of an alternative, whatever they are and whoever incurs them; this forms a balance sheet in which they are weighed against each other.
- Is fairness in the distribution and finance of health and health care between people
- Measures the responsiveness of changes in one variable, for example the quantity demanded, to changes in another variable, for example price
- The amount of money an individual is prepared to pay for insurance which is their expected loss if uninsured
- Is a source of insurance market failure and arises because of the asymmetry of information between individuals who wish to buy insurance and the insurance provider
- Is a form of economic evaluation in which health benefi ts are usually measured in terms of quality adjusted life years (QALYs)
- Reflects their degree of risk aversion
- Intervene in the market for health care because markets fail to achieve Pareto efficiency and because markets can be inequitable
- Occurs when it is not possible to make someone better off without making someone else worse off
- May be retrospective or prospective
Down
- Is a graphical representation of a production function, showing all the combinations of inputs that will produce a particular output
- Summarises the relationship between the inputs to and outputs from a firm’s productive process
- Measures how substitutable the factors of production are
- Can be addressed via the introduction of health insurance
- Are spillover effects (positive or negative) incurred in the consumption or production of goods and services in the market
- Is a problem of excess use of health care. It arises when it is possible to alter the probability of illness or the size of the payout required by the insurance provider, it may be reduced by co-insurance, deductibles and no-claims bonuses
- Can lead to physician-induced demand.
- Are non-rival, non-excludable goods that are jointly consumed by everyone
- Is simply defined as the allocation of scarce resources that maximises the achievement of aims
21 Clues: May be retrospective or prospective • Can lead to physician-induced demand. • Reflects their degree of risk aversion • Measures how substitutable the factors of production are • Can be addressed via the introduction of health insurance • Arise in health care because of uncertainty and imperfect knowledge • ...
Chapter 2: Accident and Health Insurance Basics 2023-06-16
Across
- Defined as an illness that first manifests itself while the policy is in force
- Acronym for medically necessary services that an insured receives in a nursing home or their own home, but not care received in an acute care unit of a hospital
- Risks that reflect average exposures and may be insured at standard rates and premiums
- Someone relying on the insured for support
- The portion of the loss that is to be paid by the insured before any claim may be paid by the insurer
- Type of underwriting that is a function of the producer and helps to gather credible information from an applicant that would assist the underqriter in screening marginal or unacceptable risks before taking an application for an insurance policy
- Health coverage that provides coverage for most types of medical expenses
- Required by the proposed insured, policyowner, and the agent that solicits the insurance on every application
- First step in the total process of insuring health risks and is used to minimize the problem of adverse selection
- A person enrolled in a health insurance plan, an insured
Down
- An arrangement in which an insured must pay a specified amount for services "up front" and the provider pays the remainder of the cost
- Clauses added to the basic insurance policy to add, modify, or delete policy provisions
- An attempt to persuade a person to but an insurance policy
- Risks that reflect a reduced risk of loss and are covered at a reduced rate
- Report completed by the agent that does not become part of the entire contract
- Acronym for a membership corporation owned by member insurance companies that receives adverse medical information from insurance companies and maintains confidential medical impairment information on individuals
- Risks that reflect an increased risk of loss
- _____________ consumer report that includes information on an applicant's character, general reputation, personal habits, and mode of living that is obtained through investigation
- When expenses are paid directly to the insured and the insured is responsible for paying medical expenses
- Unable to meet financial obligations
- Acronym for the report that is best for accurate information on the applicant's medical history
- Acronym for a type of payment that is submitted electronically
- The _________ contract includes the application and the policy
23 Clues: Unable to meet financial obligations • Someone relying on the insured for support • Risks that reflect an increased risk of loss • A person enrolled in a health insurance plan, an insured • An attempt to persuade a person to but an insurance policy • Acronym for a type of payment that is submitted electronically • ...
UT Chapters 2023-12-12
Across
- ___ is a type of wholesaler that engages in both manufacturing and wholesaling activities.
- ___ is a type of insurance where an insurance policy that protects against the risk of loss caused by dishonesty and embezzlement.
- ___ is a type of motor insurance where the insured vehicles will be compensated by a third-party insurer.
- ___ is a financial protection against loss or harm
- ___ is a type of protection for vehicles against damages and liabilities.
- ___ is a service to producers where a wholesaler serves as a useful intermediary between the producers and retailers.
- ___ is a type of insurance that provides security to the working class.
- ___ is a necessity of a wholesaler where he distributes assembled goods among a large number of retailers scattered at different places.
Down
- ___ is a type of document that provides details about the goods being exported and their value.
- ___ is a type of document issued by the ship officer or a representative of the ship's master upon receiving goods for shipment.
- ___ is an individual or entity covered by an insurance policy.
- ___ is a type of document issued by a buyer to a seller, indicating the types, quantities, and agreed-upon prices of products or services.
- ___ is a type of document detailing the shipment, serving as a contract between the shipper and the carrier.
- ___ is a benefit to the public in which the habit of thrift and savings is encouraged.
- ___ is a contract of insurance in which the insurer is liable only for insured perils and not for expected or uninsured perils.
15 Clues: ___ is a financial protection against loss or harm • ___ is an individual or entity covered by an insurance policy. • ___ is a type of insurance that provides security to the working class. • ___ is a type of protection for vehicles against damages and liabilities. • ___ is a benefit to the public in which the habit of thrift and savings is encouraged. • ...
Social and Medical Insurance 2025-03-17
Across
- – Fixed amount paid for healthcare services
- – U.S. government health program for seniors
- – U.S. healthcare program for low-income individuals
- – Company that provides health insurance
Down
- – A document outlining insurance terms
- – Out-of-pocket amount before insurance pays
- request for insurance payment
- – Monthly payment for an insurance policy
- – A health plan with a network of doctors
- – Percentage of costs paid after deductible
10 Clues: request for insurance payment • – A document outlining insurance terms • – Company that provides health insurance • – Monthly payment for an insurance policy • – A health plan with a network of doctors • – Fixed amount paid for healthcare services • – Percentage of costs paid after deductible • – Out-of-pocket amount before insurance pays • ...
Health Insurance 2021-12-14
Across
- State or federal program that provides healthcare coverage to eligible individuals
- Nations health protection agency
- A request for payment that you submit to your insurer
- A drug sold by a drug company under a specific name
- Facilities, providers and suppliers your health insurer
- network Healthcare provider that is apart of a health plans network
- Year of benefits coverage under a health insurance plan
- Percentage that the patient is responsible for under health insurance plan
Down
- Recurring fee
- Dollar amount that a patient must pay before the health insurance will pay
- money received, especially on a regular basis, for work or through investments
- Healthcare provider that is not apart of a health plans network
- Federal program that provides healthcare coverage for patients age 65or older
- Family member such as spouses, children, or parters
- Flat-dollar amount a patient must pay when visiting a doctor or other healthcare provider
15 Clues: Recurring fee • Nations health protection agency • A drug sold by a drug company under a specific name • Family member such as spouses, children, or parters • A request for payment that you submit to your insurer • Facilities, providers and suppliers your health insurer • Year of benefits coverage under a health insurance plan • ...
Insurance Terms 2020-06-16
Across
- A physician (M.D. – Medical Doctor or D.O. – Doctor of Osteopathic Medicine), health care professional or health care facility licensed, certified or accredited as required by state law.
- The list of prescription drugs covered by a Medicare Part D or Medicare Advantage prescription drug plan. This list does not remain constant and is subject to change each year, although mid-year changes are limited and a beneficiary will be notified.
- Maximum amount on which payment is based for covered health care services.
- The amount payable by the insurance company to a plan member for medical costs.
- The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
- One of the ways you share in your medical costs. You pay a flat fee for certain medical expenses (e.g., $10 for every visit to the doctor), while your insurance company pays the rest.
- Insurance plans can place different drugs on different formulary _____, where the _____ represent the varying levels of cost sharing. The lowest _____ may require no or a small copay. The highest _____ may require higher cost sharing such as coinsurance. Insurers use ____ to steer patients toward lower cost medications.
- A stage in Part D prescription drug coverage that may temporarily limit what your Medicare prescription drug plan will cover. During this stage of coverage, you may start paying more for covered prescription drugs than what you paid earlier in the year.
- A complaint that you communicate to your health insurer or plan
Down
- Some plans, especially HMOs, require beneficiaries to receive a written note from their primary care physician before seeing a specialist.
- The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay.
- The amount that must be paid for your health insurance or plan. You and/or your employer usually pay it monthly, quarterly or yearly.
- A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.
- A cap on the amount of money you have to pay for covered health care services in a plan year
- Your share of the costs of a covered health care service, calculated as a percent For example, if the insurance company pays 80% of the claim, you pay 20%.
15 Clues: A complaint that you communicate to your health insurer or plan • Maximum amount on which payment is based for covered health care services. • The amount payable by the insurance company to a plan member for medical costs. • A cap on the amount of money you have to pay for covered health care services in a plan year • ...
Insurance Terminology 2022-02-16
Across
- fair market value
- 17 digit number assigned to each vehicle
- maximum amount of protection purchased
- binding dispute resolution tactic
- person other than the insured who incurred loss
- protection and benefits provided by insurance
- value recoverable after a loss
- an unexpected event
- termination of a policy
Down
- written estimation of the value of property
- legally enforced obligation or responsibility
- one who submits a claim for a loss
- cost of repair for damage
- appraisal person writing an estimate
- a request made for remittance of payment
15 Clues: fair market value • an unexpected event • termination of a policy • cost of repair for damage • value recoverable after a loss • binding dispute resolution tactic • one who submits a claim for a loss • appraisal person writing an estimate • maximum amount of protection purchased • 17 digit number assigned to each vehicle • a request made for remittance of payment • ...
Insurance Terminology 2022-02-16
Across
- a request made for remittance of payment
- protection and benefits provided by insurance
- an unexpected event
- cost of repair for damage
- legally enforced obligation or responsibility
- 17 digit number assigned to each vehicle
- person other than the insured who incurred loss
Down
- fair market value
- appraisal person writing an estimate
- termination of a policy
- binding dispute resolution tactic
- one who submits a claim for a loss
- value recoverable after a loss
- maximum amount of protection purchased
- written estimation of the value of property
15 Clues: fair market value • an unexpected event • termination of a policy • cost of repair for damage • value recoverable after a loss • binding dispute resolution tactic • one who submits a claim for a loss • appraisal person writing an estimate • maximum amount of protection purchased • a request made for remittance of payment • 17 digit number assigned to each vehicle • ...
Marine Insurance 2024-03-10
Across
- a disagreement between people or organizations that is brought to a court of law for a decisiona decision
- to save goods from damage or destruction
- a professional who acts as an intermediary between shipowners and cargo owners
- a professional who hires a ship
- a legal demand for compensation
- the amount of money to be charged for insurance coverage
- to experience the effects of something bad
- the contract which details the conditions and circumstances of the agreement with an insurance company
Down
- a professional who covers the maritime risk by insuring it
- legally accountable, responsible for something
- a professional who settles a legal dispute after a ship is salvaged
- money awarded to someone in recognition of loss, injury, etc.
- to promise to compensate somebody if they suffer any damage or loss
- a professional who transports their goods by sea
- an amount of money lost by a business or organization
15 Clues: a professional who hires a ship • a legal demand for compensation • to save goods from damage or destruction • to experience the effects of something bad • legally accountable, responsible for something • a professional who transports their goods by sea • an amount of money lost by a business or organization • the amount of money to be charged for insurance coverage • ...
Insurance 3 2025-11-25
Across
- Technique of spreading the losses of the few over the entire group so that average loss is substituted for actual loss.
- individual or a business firm retaining part of all of the losses
- condition that creates or increases the frequency or severity of loss
- loss that results directly from the physical damage, destruction, or theft of the property.
- transferring the risk of unfavorable price fluctuations to a speculator
- Cause of Loss
Down
- Uncertainty concerning the occurrence of a loss.
- _ _ _ _ _ _ _ retention happens because of ignorance, indifference, laziness, or failure to identify an important risk.
- loss that results indirectly from the occurrence of direct physical damage or theft loss.
- direct loss is also know as.
- Risk that refers to uncertainty regarding the firm’s financial goals and objectives
- harmless clause where legal contract absolving one party of legal liability for any injuries or damages suffered by another party.
- _ _ _ _ _ retention technique that an individual deliberately plans to retain all or part of it.
- insurance transfer is risk transferred to a party other than an insurance company.
- _ _ _ _ insurance is part or all of a given loss exposure retained by the firm.
15 Clues: Cause of Loss • direct loss is also know as. • Uncertainty concerning the occurrence of a loss. • individual or a business firm retaining part of all of the losses • condition that creates or increases the frequency or severity of loss • transferring the risk of unfavorable price fluctuations to a speculator • ...
Health 2023-10-10
Insurance Crossword 2023-02-16
Across
- The biggest factor in determining cost of auto insurance
- Type of life insurance that you will have for the rest of your life
- The amount paid by an individual before insurance will pay
- Covers the cost of fixing or replacing a broken product that you purchased
- Type of auto insurance that covers unavoidable accidents
Down
- Health coverage provided to people who make a low income or have health conditions
- The person you buy insurance from
- Type of homeowner's insurance that covers theft and natural disaster
- A fee paid for a service, following the deductible
- The amount charged for an insurance policy
10 Clues: The person you buy insurance from • The amount charged for an insurance policy • A fee paid for a service, following the deductible • The biggest factor in determining cost of auto insurance • Type of auto insurance that covers unavoidable accidents • The amount paid by an individual before insurance will pay • ...
U.S Health System 2023-12-15
Across
- Combines aspects of both HMO and PPO
- a percentage of the covered amount for a visit or procedure
- Medicaid operates as a ________
- fixed dollar amount paid by the beneficiary for each visit
- use of a medical lens to view human processes and behaviors
- ACA expanded access to health care through Medicaid and ________
- The country who has a single payer health care system; low costs, moral hazard, high demand and availability of treatments
- Private Supplemental Insurance plans through medicare
- a cap on beneficiary cost sharing
Down
- One primary care physician, "gate-keeper"
- Higher fees when out of network but more flexibility
- The expansion of medicine as an institution
- What population did the White Hall Study?
- Medicare Advantage; includes Part A & B in a single plan
- How many states have expanded Medicaid under the ACA?
- Public Policy is considered a type of ________ factor
- The amount a beneficiary owes for covered services before the health insurance plan starts to pay
- The part of Medicare that covers hospital insurance
- the amount that is paid for your health insurance plan
19 Clues: Medicaid operates as a ________ • a cap on beneficiary cost sharing • Combines aspects of both HMO and PPO • One primary care physician, "gate-keeper" • What population did the White Hall Study? • The expansion of medicine as an institution • The part of Medicare that covers hospital insurance • Higher fees when out of network but more flexibility • ...
Chapter 33.1 Key terms Created by: Sara Barnthouse 2014-05-09
Across
- cannot controll
- systemic of processing achieve your objectives
- loss or injury
- econimic loss
- caused by human mistakes
Down
- a castastrophe cause by storms
- occurs conditions can be controlled chance of harm
- unacceptable to insurance carriers because likehood loss too high
- paid protection against loss on damage
- meets insurance companies for insurance coverage
- threat of a loss with no oppertunity
11 Clues: econimic loss • loss or injury • cannot controll • caused by human mistakes • a castastrophe cause by storms • threat of a loss with no oppertunity • paid protection against loss on damage • systemic of processing achieve your objectives • meets insurance companies for insurance coverage • occurs conditions can be controlled chance of harm • ...
Health Care Terminology 2023-09-19
Across
- a definite course of rules
- A small few to see a doctor
- what you pay just to have your insurance
- bill sent to your insurance company by your doctor
- protection against sickness
- something that is good
Down
- Amount you pay before your insurance pays
- main doctor
- coverage that helps pay for health care
- a drugstore
- someone you rely on
11 Clues: main doctor • a drugstore • someone you rely on • something that is good • a definite course of rules • A small few to see a doctor • protection against sickness • coverage that helps pay for health care • what you pay just to have your insurance • Amount you pay before your insurance pays • bill sent to your insurance company by your doctor
Health Care Terminology 2023-09-19
Across
- a definite course of rules
- A small few to see a doctor
- what you pay just to have your insurance
- bill sent to your insurance company by your doctor
- protection against sickness
- something that is good
Down
- Amount you pay before your insurance pays
- main doctor
- coverage that helps pay for health care
- a drugstore
- someone you rely on
11 Clues: main doctor • a drugstore • someone you rely on • something that is good • a definite course of rules • A small few to see a doctor • protection against sickness • coverage that helps pay for health care • what you pay just to have your insurance • Amount you pay before your insurance pays • bill sent to your insurance company by your doctor
EPIC Crossword Puzzle 2022-08-01
Across
- An underpayment made on a claim with a remark code.
- 835
- Required to see a specialist for HMO plans.
- Also known as the internal control number.
- RADONC
- A type of coverage that pays for health and medical expenses.
- Date services begin.
- Who we are here for.
- CO-29
- The person who pay for the health insurance premium.
- HOSPITAL ACCOUNT RECORD
- Type of service in our workqueues.
- Clearing house.
- Percentage of charges the patient is responsible for.
Down
- Date services ended.
- The beginning of the revenue cycle.
- Set dollar amount patient is responsible for, usually due to TOS.
- How services are reported on a claim.
- CO-197
- KEYTRUDA
- CMS, VA, TRICARE
- ACTS 2.0
- Overpayment
- Submission of medical records to request the payer review a decision that denies a benefit or payment.
- Identifies what payer is responsible for paying the charges on the claim.
- Services coded on account after original claim has been sent for processing.
- What insurance processes through.
- Wilma 2.0
- Type of claim facility charges are reported on.
- Amount patient is responsible for before insurance will pay.
- BCBS, Cigna, UHC
31 Clues: 835 • CO-29 • CO-197 • RADONC • KEYTRUDA • ACTS 2.0 • Wilma 2.0 • Overpayment • Clearing house. • CMS, VA, TRICARE • BCBS, Cigna, UHC • Date services ended. • Date services begin. • Who we are here for. • HOSPITAL ACCOUNT RECORD • What insurance processes through. • Type of service in our workqueues. • The beginning of the revenue cycle. • How services are reported on a claim. • ...
Intro HMS Final Exam Review 2021-12-16
Across
- monthly payment to have an insurance policy
- communication barrier
- exchange of information ideas and thoughts
- continuing education required to renew license
- inventor of the stethoscope
- law that requires patient confidentiality
- saying the kindest thing fitting the situation
- created the smallpox vaccine
- end of life care for terminally ill patients
- inventor of the modern microscope (last name)
- type of insurance based on income
- type of wellness
- founded the red cross
- type of wellness
- type of insurance based on age
- doing something without being told
- two year degree
Down
- founder of modern nursing (Last name)
- communication barrier
- percentage of the total bill
- hospitals that treat a specific disease
- built hospitals and developed sanitation systems
- believed in treating body, mind & spirit
- gives you the authority to practice
- first to believe illness caused by natural causes
- being able to put yourself in someone else's shoes
- flat fee payment every time you go to the doctor
- doctor who cares for children
- father of medicine
- highest degree y ou can earn
- insurance for the military
- first to record health records
- discovered the shape of DNA (last name)
33 Clues: two year degree • type of wellness • type of wellness • father of medicine • communication barrier • communication barrier • founded the red cross • insurance for the military • inventor of the stethoscope • percentage of the total bill • created the smallpox vaccine • highest degree y ou can earn • doctor who cares for children • type of insurance based on age • ...
VOCAB CROSSWORD 2025-10-31
Across
- Road Service Insurance – Covers towing or roadside assistance.
- Depreciation – Value decreases by the same amount each year.
- Economy Measurement – How efficiently a vehicle uses fuel.
- – Measures total distance a vehicle has traveled.
- – An extra charge added, often for risky driving history.
- – Curved tire mark made when a vehicle rotates while moving forward.
- – The rate of change; how much value decreases per unit of time.
- Time – The time it takes to respond to a situation.
- – A professional who calculates insurance risks and premiums.
Down
- Plot – A graph that organizes data by place value.
- – A line joining two points on a curve.
- – The amount you pay for an insurance policy.
- – A data point much higher or lower than the others.
- Ordinate – The perpendicular distance from the midpoint of a chord to the curve.
- Insurance – Covers losses involving vehicles.
- – The middle value when data are arranged in order.
- Value – The worth of an item in dollars.
- – When data are not symmetric; a longer tail on one side of the distribution.
- Exchange Rate – The value of one country’s currency in terms of another.
- – To decrease in value over time.
- – To increase in value over time.
21 Clues: – To decrease in value over time. • – To increase in value over time. • – A line joining two points on a curve. • Value – The worth of an item in dollars. • – The amount you pay for an insurance policy. • Insurance – Covers losses involving vehicles. • – Measures total distance a vehicle has traveled. • Plot – A graph that organizes data by place value. • ...
EBC1221 Review 2021-10-20
Across
- This company cleans claims for a medical practice
- Patient statements are sent out once per month
- A government payer for those who are over 65
- When a provider leaves a patient without any care
- A claim that is sent to the insurance company without any errors
- A payment schedule that lists the price for each procedure or service
- a rule to determine which parents insurance is primary
Down
- A government program for persons with low income
- The portion the patient has to pay before their insurance will
- a report used to monitor monies due the office
- The amount paid each month for an insurance policy
- Payment before services are rendered PMPM
- the first party in contract law
- Tricare's 'policy holder'
- The threat of harm
15 Clues: The threat of harm • Tricare's 'policy holder' • the first party in contract law • Payment before services are rendered PMPM • A government payer for those who are over 65 • a report used to monitor monies due the office • Patient statements are sent out once per month • A government program for persons with low income • This company cleans claims for a medical practice • ...
CIP,C11-4,2018 2020-10-21
Across
- the insurer in a law of agency contract
- a delivery system that uses multiple insurers
- binding __________ confirms the existence of insurance after an application is submitted
- a type of agent who manages a company's business, appoints other agents, and settles claims
- a profit commission offered by insurers
- a type of receipt or binder
- a type of contract where no expressed statement exists
- a type of general business account for a brokerage
Down
- the agent of an insurer in Quebec
- qualification given by government or approved self-regulating body
- a type of billing offered by insurers
- sells insurance directly to the public
- the physical link between insurers and consumers
- continuing ________ is required in some provinces to maintain insurance designation
- a type of government corporation for auto insurance
15 Clues: a type of receipt or binder • the agent of an insurer in Quebec • a type of billing offered by insurers • sells insurance directly to the public • the insurer in a law of agency contract • a profit commission offered by insurers • a delivery system that uses multiple insurers • the physical link between insurers and consumers • ...
Renters Insurance Crossword 2025-02-21
Across
- The written agreement between you and the insurance company outlining coverage.
- A list of personal belongings with their estimated value, used for insurance claims.
- The monthly or yearly amount you pay for insurance coverage.
- The amount you pay out-of-pocket before insurance covers the rest.
Down
- Coverage that pays for injuries or damage you accidentally cause to others.
- The process of requesting payment from the insurance company after a loss.
- A person renting a home or apartment who may need insurance for their belongings.
- A type of disaster often excluded from standard renters insurance policies.
- An event that causes damage or loss, leading to an insurance claim.
- of Use, Coverage that pays for a temporary place to stay if your rental becomes uninhabitable.
10 Clues: The monthly or yearly amount you pay for insurance coverage. • The amount you pay out-of-pocket before insurance covers the rest. • An event that causes damage or loss, leading to an insurance claim. • The process of requesting payment from the insurance company after a loss. • Coverage that pays for injuries or damage you accidentally cause to others. • ...
Motor Insurance 2012-09-15
Across
- The section of the property policy that pays for damages that you may have unintentionally caused; it also pays for personal damage or injuries to others.
- Being able to pay for the damage that you are legally liable for
- A clause in your insurance policy that states that you will pay for a specific amount of a claim before the company pays.
Down
- Good driver, Good student, Member & Multiple Policies are things that can bring down the cost of insurance.
- A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
- Auto insurance coverage that pays you to fix your car if you are at fault of an accident or the other guy doesn't have insurance.
- Auto, home & apartment insurance policies do not have this, but Life & Health insurance policies are required to have this.
- interest You must be able to suffer a financial loss; basically you have to own something to get insurance on it.
- The chance that you will suffer a financial loss.
- Insurance does this to a car if it is totally damaged
- motorist Your auto insurance pays you for your injuries if the other person is one these
11 Clues: The chance that you will suffer a financial loss. • Insurance does this to a car if it is totally damaged • Being able to pay for the damage that you are legally liable for • motorist Your auto insurance pays you for your injuries if the other person is one these • ...
Health and Disability Income Insurance 2015-10-21
Across
- A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining expenses.
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- Pays part or all of hospital bills for room, board, and other charges.
- Provides payments to replace income when an insured person is unable to work.
- An amount the insured must pay before benefits become payable by the insurance company.
- An independent membership corporation that provides protection against the cost of hospital care.
- Prepaid health plans that provide comprehensive health care to members.
- Hospital expense insurance, surgical expense insurance, and physician expense insurance.
- A network of selected contracted, participating providers; Also called an HMO-PPO hybrid or Open-ended HMO.
Down
- Provides benefits for doctors' fees for nonsurgical car, X-rays, and lab tests.
- A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- Provides day-in, day-out care for long-term illness or disability.
- Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- A provision under which both the insured and the insurer share the covered losses
- An independent membership corporation that provides protection against the cost of surgical and medical care.
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- Pays part or all of the surgeon's fees for an operation.
17 Clues: Pays part or all of the surgeon's fees for an operation. • Provides day-in, day-out care for long-term illness or disability. • Pays part or all of hospital bills for room, board, and other charges. • Prepaid health plans that provide comprehensive health care to members. • Provides payments to replace income when an insured person is unable to work. • ...
Financial Literacy Crossword Puzzle 2017-05-11
Across
- A practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- The amount of money that an individual or business must pay for an insurance policy.
- A document detailing the terms and conditions of a contract of insurance.
- Formal request to an insurance company asking for a payment based on the terms of the insurance policy.
- Any person who gains an advantage and/or profits from something. In terms of insurance, this person is usually specifically named as the person to receive distributions from the life insurance policy.
- Insurance that will typically pay to fix or replace a car that has been damaged in an accident.
Down
- Insurance that will pay for damage to your vehicle from incidents other than collisions.
- The amount you pay for covered health care services before your insurance plan starts to pay.
- An extension of car insurance that covers medical expenses and, in many cases, lost wages. It is often called “no-fault” coverage because its inherent comprehensiveness pays out claims agnostic of who is at fault in the accident.
- The basic insurance coverage that covers injuries or damage to other people or property if you're at fault for an accident.
10 Clues: A document detailing the terms and conditions of a contract of insurance. • The amount of money that an individual or business must pay for an insurance policy. • Insurance that will pay for damage to your vehicle from incidents other than collisions. • The amount you pay for covered health care services before your insurance plan starts to pay. • ...
MASS Week 10 Crossword 2026-05-12
Across
- Measure of death rates in a population
- Insurance purchased by insurers to reduce risk
- The memoryless property :)
- Amount paid for insurance coverage
- Mathematical measure of likelihood
- Process of assessing insurance risk
Down
- Series of regular payments over time
- Total Premiums less Total Benefits and Costs
- A probability distribution used a lot in mortality.
- General increase in prices over time
- Measure of risk subject to potential loss
- Funds set aside for future insurance claims
12 Clues: The memoryless property :) • Amount paid for insurance coverage • Mathematical measure of likelihood • Process of assessing insurance risk • Series of regular payments over time • General increase in prices over time • Measure of death rates in a population • Measure of risk subject to potential loss • Funds set aside for future insurance claims • ...
Chapter 15 Vocab 2021-07-14
Across
- A secure online website that gives contracted providers a single point of access to insurance companies. This allows the provider to determine patient eligibility and deductible status, submit preauthorizations/precertifications, and check the status of claims.
- An identifier assigned by the Centers for Medicare and Medicaid Services (CMS) that classifies the healthcare provider by license and medical specialties.
- A form completed by the patient that authorizes the medical office to release medical records to the insurance company for health insurance reimbursement.
- Nonsurgical procedure that uses an endoscope to view inside the body.
- The standard insurance claim form used for all government and most commercial insurance companies.
- A process completed before claims submission in which claims are examined for accuracy and completeness.
- Software that finds common billing errors before the claim is sent to the insurance company.
- A set dollar amount that the patient must pay for each office visit. There can be one copayment amount for a primary care provider, a different copayment amount (usually higher) to see a specialist or be seen in the emergency department.
- To settle or determine judicially.
Down
- A document sent by the insurance company to the provider and the patient explaining the allowed charge amount, the amount reimbursed for services, and the patient's financial responsibilities.
- An organization that accepts the claim data from the provider, reformats the data to meet the specifications outlined by the insurance plan, and submits the claim.
- A payment arrangement for healthcare providers. The provider is paid a set amount for each enrolled person assigned to him or her, per period of time, whether or not that person has received services.
- The process of determining if a procedure or service is covered by the insurance plan and what the reimbursement is for that procedure or service.
- Services or supplies (CPT and HCPCS codes) used to treat the patient's diagnosis (ICD codes) that meet the accepted standard of medical practice.
- Meeting the stipulated requirements to participate in the healthcare plan.
15 Clues: To settle or determine judicially. • Nonsurgical procedure that uses an endoscope to view inside the body. • Meeting the stipulated requirements to participate in the healthcare plan. • Software that finds common billing errors before the claim is sent to the insurance company. • ...
Health and Accident Insurance 2025-10-14
Across
- compulsory insurance plan administered by a federal or state government agency with the primary emphasis on social adequacy.
- Portion of the insured loss (in dollars) paid by the policy holder
- the cause of property damage or personal injury, origin of desire for insurance. "Cause of Loss"
- health insurance issued to employers, associations, trusts, or other groups covering employees or members and/or their dependents, to whom a certificate of coverage may be provided.
- an amendment to a policy agreement.
- an insurance company selling policies in a state other than the state in which they are incorporated or domiciled.
- situation where an insurer, on behalf of the insured, has a legal right to bring a liability suit against a third party who caused losses to the insured. Insurer maintains the right to seek reimbursement for losses incurred by insurer at the fault of a third party.
- policies issued in association with the Federal/State entitlement program created by Title XIX of the Social Security Act of 1965 that pays for medical assistance for certain individuals and families with low incomes and resources.
Down
- a hospital/surgical/medical expense contract that provides comprehensive benefits as defined in the state in which the contract will be delivered.
- a life insurance and annuity provision limiting the time within which the insurer has the legal right to void the contract on grounds of material misrepresentation in the policy application.
- an individual who may become eligible to receive payment due to will, life insurance policy, retirement plan, annuity, trust, or other contract.
- an individual who sells, services, or negotiates insurance policies either on behalf of a company or independently.
- person who identifies, examines and classifies the degree of risk represented by a proposed insured in order to determine whether or not coverage should be provided and, if so, at what rate.
- a medical group plan that provides physician, hospital, and clinical services to participating members in exchange for a periodic flat fee.
- supplementary private health insurance products to Medicare insurance benefits.
15 Clues: an amendment to a policy agreement. • Portion of the insured loss (in dollars) paid by the policy holder • supplementary private health insurance products to Medicare insurance benefits. • the cause of property damage or personal injury, origin of desire for insurance. "Cause of Loss" • ...
Financial Math Crossword 2026-01-14
Across
- how much protection you have with insurance.
- what you pay that insurance won’t.
- what you file with the insurance company so they will pay for what you lost.
- being responsible for something
- who gets your assets when you die.
Down
- losses or scenarios where you are not covered by insurance.
- monthly cost of insurance.
- what you pay for routine health care, and this doesn’t count towards your deductible.
- what you pay when something happens, and insurance pays for the rest.
- describes the coverage you receive.
10 Clues: monthly cost of insurance. • being responsible for something • what you pay that insurance won’t. • who gets your assets when you die. • describes the coverage you receive. • how much protection you have with insurance. • losses or scenarios where you are not covered by insurance. • what you pay when something happens, and insurance pays for the rest. • ...
CareFirst 2023-10-26
Across
- Any correspondence submitted by the member, member’s authorized representative or provider that indicates that the claimant is addressing/requesting an appeal, reconsideration, denial or adverse decision.
- A legal agreement between an individual subscriber or an employer group and a health plan that describes the benefits and limitations of the coverage.
- Someone the policyholder designates as responsible for making medical decisions for the policyholder
- An insurance company
- Individuals who qualify for the APTC (138 – 400% MD & DC and 100% - 400% VA of FPL) will owe a reduced premium to carriers.
- An official order or commission to do something in which an individual, group or organization must comply.
- A request submitted by an individual or his/her provider to his/her insurance company for payment for services he/she obtained from a health care professional.
- A period of time, other than the annual enrollment, during which individuals are eligible to enroll in with a Private insurance carrier if they experience certain life events.
- Members services agents use this application to assist members with their questions and document the calls
- An insured person's qualification for coverage under his/her contract at the time health care is rendered.
- Application found in associates landing which is used to find applications, notices of changes from members and the Exchange(s).
Down
- The first month’s premium payment that prospective members are required to pay in order to effectuate their coverage.
- The process used by health plans to determine the amount of payment for a claim.
- Required approval for designated medical services and / or hospital admissions.
- is often specified by a percentage.
- The process by insurance carriers work together to make sure members receive the maximum amount of benefits available without them gaining a financial advantage if they have more than one health insurance policy.
- The amount an individual must pay for health care expenses before insurance covers the costs.
- healthcare reform legislation passed and signed into law by President Barack Obama in March 2010
- A predetermined (flat) fee that an individual pays for health care services
- A person who sells health insurance and related products in a state or legal jurisdiction in which they are licensed.
- Past due payment of premiums.
21 Clues: An insurance company • Past due payment of premiums. • is often specified by a percentage. • A predetermined (flat) fee that an individual pays for health care services • Required approval for designated medical services and / or hospital admissions. • The process used by health plans to determine the amount of payment for a claim. • ...
Insurance 2024-04-25
Across
- Amount of money you pay when you file a claim
- Type of insurance used for people with health issues that affect daily life
- Insurance companies predicting insurance losses based off past financial history
- Type of insurance used for your residence
- Type of insurance used for land plots and buildings
Down
- A factor that can greatly effect the cost of insurance based off location
- Type of insurance used after you retire and after death
- Type of insurance used for automobiles
- Type of insurance used for doctor's visits and operations
9 Clues: Type of insurance used for automobiles • Type of insurance used for your residence • Amount of money you pay when you file a claim • Type of insurance used for land plots and buildings • Type of insurance used after you retire and after death • Type of insurance used for doctor's visits and operations • ...
York International UHIP Infosession 2014-01-09
Across
- Covered by supplemental insurance not UHIP
- Additional person on health insurance
- Acronym for Health Insurance
- City where York University is located?
Down
- Print and Present this to the Doctor
- form submitted to Sunlife for reimbursement
- You can receive this if you have a pre-approved health plan
- Name of Insurance Company
- Name of University
- Acronym for Ontario Health insurance
10 Clues: Name of University • Name of Insurance Company • Acronym for Health Insurance • Print and Present this to the Doctor • Acronym for Ontario Health insurance • Additional person on health insurance • City where York University is located? • Covered by supplemental insurance not UHIP • form submitted to Sunlife for reimbursement • ...
Mortgage Campaign 2023 2023-05-10
Across
- what's the switch offer called
- what month does the campaign end
- campaign theme
- northern perk; donation
- basis points; abbr
- creditor mortgage insurance; abbr
Down
- name of NSCU mortgage
- default insurance provider
- what is the campaign giveaway
- life of a mortgage
- process when mortgages mature
- default insurance provider; abbr
12 Clues: campaign theme • life of a mortgage • basis points; abbr • name of NSCU mortgage • northern perk; donation • default insurance provider • what is the campaign giveaway • process when mortgages mature • what's the switch offer called • what month does the campaign end • default insurance provider; abbr • creditor mortgage insurance; abbr
Insurance Revision Crossword 2025-11-11
Across
- will investigate a claim for compensation and decide wether the claim is covered by the insurance policy
- offers protection against possible loss and puts the person back into the same financial position after loss
- sells policies on behalf of only one insurance company
- financial payment made to an insured person if they suffer an insured loss
- amount charged by an insurer in return for providing insurance cover for a particular risk
Down
- Once an insurance company has paid compensation for any insured item the right of ownership of the item passes to the insurance company
- Covers all parties and vehicles that suffer loss or injury in an accident
- is an extra amount added to the basic premium to cover increased risk
- This is an application form that must be completed truthfully for insurance and should be filled out by the person seeking insurance cover.
- The insured person should not profit from insurance
10 Clues: The insured person should not profit from insurance • sells policies on behalf of only one insurance company • is an extra amount added to the basic premium to cover increased risk • Covers all parties and vehicles that suffer loss or injury in an accident • financial payment made to an insured person if they suffer an insured loss • ...
Chapter 33.1 Key terms Created by: Sara Barnthouse 2014-05-09
Across
- cannot controll
- systemic of processing achieve your objectives
- loss or injury
- econimic loss
- caused by human mistakes
Down
- a castastrophe cause by storms
- occurs conditions can be controlled chance of harm
- unacceptable to insurance carriers because likehood loss too high
- paid protection against loss on damage
- meets insurance companies for insurance coverage
- threat of a loss with no oppertunity
11 Clues: econimic loss • loss or injury • cannot controll • caused by human mistakes • a castastrophe cause by storms • threat of a loss with no oppertunity • paid protection against loss on damage • systemic of processing achieve your objectives • meets insurance companies for insurance coverage • occurs conditions can be controlled chance of harm • ...
Health Care Terminology 2023-09-19
Across
- a definite course of rules
- A small few to see a doctor
- what you pay just to have your insurance
- bill sent to your insurance company by your doctor
- protection against sickness
- something that is good
Down
- Amount you pay before your insurance pays
- main doctor
- coverage that helps pay for health care
- a drugstore
- someone you rely on
11 Clues: main doctor • a drugstore • someone you rely on • something that is good • a definite course of rules • A small few to see a doctor • protection against sickness • coverage that helps pay for health care • what you pay just to have your insurance • Amount you pay before your insurance pays • bill sent to your insurance company by your doctor
LESSON 4: RISK RESPONSE 2023-09-20
Across
- Critical zone
- Dominant type of control will be to reduce the likely impact/exposure of risk
- insurance premium that is required from the organization
- Insurance company owned by an organization that is not otherwise involve in insurance
- Strategy seeks to make the opportunity definitely happen
- Appetite line
- exposure may be tolerable without any further action being taken
- Plan of action taken to address a particular risk
- Strategy takes no measures to deal with a hazard risk
- Company is contracted to pay certain amount in the event of defied circumstances arising/occuring
Down
- Dominant type of control will be given risk to another party
- Professional indemnity
- is similar to risk assessment that is undertaken as part of the overall risk management process
- mainly concerned with actions to restore the infrastructure of the organization
- Constrain the risk to an acceptable level
- Entrepreneurial opportunities
- Low likelihood and low impact of risks
- Seeks a partner able to manage & can maximize the chance of it happening
- Usually have limitations, warranties & exclusions
- Is a plan concerned with external stakeholders & actions to manage the associated stakeholder reaction and expectations
20 Clues: Critical zone • Appetite line • Professional indemnity • Entrepreneurial opportunities • Low likelihood and low impact of risks • Constrain the risk to an acceptable level • Plan of action taken to address a particular risk • Usually have limitations, warranties & exclusions • Strategy takes no measures to deal with a hazard risk • ...
Umbrella Insurance 2026-04-08
Across
- Type of insurance that protects you from financial liability relating to vehicles
- The amount of protection given by an insurance company
- An amount of money lost
Down
- A type of insurance designed to add extra liability coverage
- Person who owns a house
- A contract with a company to protect you from financial risk
- Belonings to ones self
- The things that your insurance agreement doesn't cover
- The amount of money you have to pay before your insurance kicks in
- All the people who occupy a home together
10 Clues: Belonings to ones self • Person who owns a house • An amount of money lost • All the people who occupy a home together • The things that your insurance agreement doesn't cover • The amount of protection given by an insurance company • A type of insurance designed to add extra liability coverage • A contract with a company to protect you from financial risk • ...
insurance and credit card 2022-12-08
Across
- Takaful means ____ guarantee.
- one of the insurance property.
- The loss must be accidental, unintentional and randomly occurred by chance in nature. It is ____ losses.
- visa and____ are a well known organization that have license of large payment.
- _____ expenses will be covered in personal accident insurance.
- _____ Balance Method is one of the computation
Down
- You should know and always remember your medical card's _____ limit
- ____ transfer mechanism is a primary function of insurance.
- ______ insurance is one of the motor insurance policies (vroom).
- interest charges on credit cards.(not adjusted)
- ____ concept in medical and health policy.
11 Clues: Takaful means ____ guarantee. • one of the insurance property. • ____ concept in medical and health policy. • _____ Balance Method is one of the computation • interest charges on credit cards.(not adjusted) • ____ transfer mechanism is a primary function of insurance. • _____ expenses will be covered in personal accident insurance. • ...
Healthcare Crisis Crossword Puzzle 2024-10-01
Across
- Flat fees or payments (often $5-10) that a patient pays for each doctor visit or prescription.
- The organization responsible for the costs of healthcare services. A payer may be private insurance, the government, or an employer's self-funded plan.
- The specific services and procedures covered by a health plan or insurer.
- How many times people use particular healthcare services during particular periods of time.
- access The ability to see a doctor or receive a medical service without a referral from your primary care physician.
- Healthcare services received by a woman immediately following the delivery of her child
- An account that lets workers set aside pretax dollars to pay for medical benefits, childcare, and other services.
- Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage.
- Non-profit, tax-exempt insurance service plans that cover hospital care, physician care and related services. Blue Cross and Blue Shield are separate organizations that have different benefits, premiums and policies. These organizations are in all states, and The Blue Cross and Blue Shield Association of America is their national organization.
- A healthcare procedure that is not an emergency and that the patient and doctor plan in advance.
Down
- A person's ability to obtain healthcare services.
- Large businesses, small businesses, and individuals who form a group for insurance coverage.
- A percentage of providers' fees that managed care companies hold back from providers which is only given to them if the amount of care they provide (or that the entire plan provides) is under a budgeted amount for each quarter or the whole year.
- The person enrolled in a health plan.
- A healthcare system that includes the entire range of healthcare services from out-patient to hospital and long-term care.
- A federal program of medical care benefits created in 1965 designed for those over age 65 or permanently disabled. Medicare consists of two separate programs: A and B. Medicare Part A, which is automatic at age 65, covers hospital costs and is financed largely by employer payroll taxes. Medicare Part B covers outpatient care and is financed through taxes and individual payments toward a premium.
- Medical services that are separated out and contracted for independently from any other benefits.
- The responsibility for profiting or losing money based on the cost of healthcare services provided. Traditionally, health insurance companies have carried the risk. Under capitation, healthcare providers bear risk.
- A private organization, usually an insurance company, that finances healthcare.
- A state tax on insurance premiums.
- The maximum amount of money an insurance company can charge for coverage.
21 Clues: A state tax on insurance premiums. • The person enrolled in a health plan. • A person's ability to obtain healthcare services. • The specific services and procedures covered by a health plan or insurer. • The maximum amount of money an insurance company can charge for coverage. • A private organization, usually an insurance company, that finances healthcare. • ...
Member Concierge 2021-12-09
Across
- 30 min classes exp:dance/music/art
- our clubs level
- guest using a member guest pass
- another way to look up member
- a guest paying the daily guest fee
- insurance program we offer
- insurance program we offer
- blend of cardio and strength
- single membership paid through employer
- membership membership through medicare
Down
- a guest that has not spoken to the concierge team
- a guest that has an appointment
- insurance program we offer
- membership with insurance - 16 digit ID
- strength class based on olympic lifting
- infants 3m-12m time limit
- 12m-11yrs old tiem limit
- 3 hrs every saturday for kids to be at child center
- another way to look up member
- membership with insurance - 8 digit ID
20 Clues: our clubs level • 12m-11yrs old tiem limit • infants 3m-12m time limit • insurance program we offer • insurance program we offer • insurance program we offer • blend of cardio and strength • another way to look up member • another way to look up member • a guest that has an appointment • guest using a member guest pass • 30 min classes exp:dance/music/art • ...
28.3 Terms 2023-10-18
Across
- approving nearly $1 billion
- opened the door for
- In a speech at the University of Michigan, Johnson outlined a
- their rivers.
- banned prayer in public schools and declared
- which states redraw election districts based on the changing number of people
- Provided funds for youth programs.
- youth programs, antipoverty measures, small-businessloans and job training.
- his ambition and drive had become legendary.
Down
- provided hospital insurance and low-cost
- insurance for almost every American age 65 or older.
- extended health insurance to welfare recipients.
- non-European immigrants to settle in the United States
- them.
- required states to clean
- or the way
- loyalty oaths unconstitutional.
- program that would end poverty and racial injustice.
- ending quotas based on nationality.
19 Clues: them. • or the way • their rivers. • opened the door for • required states to clean • approving nearly $1 billion • loyalty oaths unconstitutional. • Provided funds for youth programs. • ending quotas based on nationality. • provided hospital insurance and low-cost • banned prayer in public schools and declared • his ambition and drive had become legendary. • ...
Personal Finance 2025-03-18
Across
- the amount paid to an insurance company to protect you and your property
- the person named in life insurance to receive any money you have saved after you die
- associations created to help individuals with large purchases, such as a house
- banks that are owned by their members to create a pool of money for low-interest loans
- using this means you are borrowing money to make purchases
- legal declaration that an individual cannot pay debts owed
- government social insurance system set up to assist those who are elderly, disabled or unemployed
- regulates banks by requiring that they keep a certain amount of money in reserve, also known as The Fed
Down
- health insurance program for those 65 years and older
- people who lend money
- using this allows you to withdraw money from either your savings or checking account
- low risk stock investment since in buying one of these you are actually buying stock in multiple companies
- property used to guarantee payment of a loan
- where shares of stock are bought and sold every working day
- borrowing money from a bank and having to pay interest on that money
- funds that buy short-term bonds which have a stable value
- health insurance program for those with low income
17 Clues: people who lend money • property used to guarantee payment of a loan • health insurance program for those with low income • health insurance program for those 65 years and older • funds that buy short-term bonds which have a stable value • using this means you are borrowing money to make purchases • legal declaration that an individual cannot pay debts owed • ...
Basics of RCM 2024-08-27
Across
- Type of facility that provides medical care, rehabilitation, and assistance with daily activities for people recovering after surgery or illness.
- The period before the insurance coverage becomes active.
- The initial contact in healthcare, often called the “Gatekeeper.”
- A professional involved in diagnosing or treating patients.
- The date on which insurance coverage begins.
- An illness or condition that existed before the insurance policy was purchased.
Down
- The person who buys the policy and pays the premium.
- A law that protects healthcare information and helps manage administrative costs.
- A person visiting a medical facility for the first time or after more than 36 months from the last visit
- The agreement between an individual and an insurer that defines the coverage terms.
- The maximum amount or visit that an insurance policy will cover for a subscriber or dependent..
- This entity helps protect against healthcare risks by taking care of the health care expenses.
- This type of patient requires less than 24 hours of treatment.
- A small payment made by the patient before receiving services on every visit.
- This health service provides comfort and care for terminally ill patients.
- A healthcare professional specialized in a particular field, also known as the rendering provider
- This is paid by the subscriber regularly to maintain insurance coverage.
- Family members covered by the policy but don't pay the premium.
18 Clues: The date on which insurance coverage begins. • The person who buys the policy and pays the premium. • The period before the insurance coverage becomes active. • A professional involved in diagnosing or treating patients. • This type of patient requires less than 24 hours of treatment. • Family members covered by the policy but don't pay the premium. • ...
Car purchasing and auto insurance 2024-03-18
Across
- The ___ Blue Book is a resource to use to determine values of vehicles.
- Vehicle Identification Number
- Insurance___are determined by multiple factors like credit score or driving record.
- There are two types of liability, one is ___ injury
- The legal document that certifies the owner of a vehicle.
- National Highway Traffic Safety Administration
- Uninsured/underinsured ___ is an additional insurance that can be purchased incase the policy holder's car is in an accident with someone who doesn't have insurance.
- Manufacture fixes defects with the vehicle
- There are two types of liability, one is ___ damage
- Unless a car is sold "as is," this is a law that can be used up to 18000 miles or the first year of the vehicle, whichever comes first
Down
- The price for the vehicle before it has upgrades
- An additional insurance that may be purchased to cover any damage to the policy holder's car if there was damage from an accident.
- Legally recording ownership to a vehicle
- The ___ sticker will give information such as MSRP and fuel economy.
- The price the dealer probably bought the vehicle at
- The ___ Used Car Rule requires dealers to clearly disclose the asking price of a used vehicle
- An additional insurance that may be purchased to cover any incidental occuranses, like the policy holder's car got keyed or stolen.
- The page of your insurance policy document that explains all your coverages.
18 Clues: Vehicle Identification Number • Legally recording ownership to a vehicle • Manufacture fixes defects with the vehicle • National Highway Traffic Safety Administration • The price for the vehicle before it has upgrades • There are two types of liability, one is ___ injury • The price the dealer probably bought the vehicle at • ...
2222 2025-01-08
Across
- additional payments made to the beneficiary of a life insurance policy if the insured person dies as a result of an accident, often provided as a rider to a standard life insurance policy.
- a request made by the policyholder to the insurance company for payment of benefits due to an illness or injury that prevents them from working.
- someone whose personal information, such as Social Security number, credit card details, or bank account information, is stolen and used without their permission
- unauthorized use, theft, or manipulation of an individual's DNA information to impersonate them or commit fraudulent acts
- length of time that the policyholder will receive disability benefits, which can range from a few months to several years or until retirement, depending on the policy.
- type of term life insurance that provides coverage for one year at a time, with the option to renew each year without undergoing a new medical exam, though premiums may increase with age.
- the measures, strategies, or tools used to prevent, detect, and respond to the theft or misuse of personal information.
- specific requirements or circumstances outlined in the policy that must be met for a claim to be approved and benefits to be paid, such as the type of disability or the waiting period before benefits begin.
- refers to the interest that accumulates on the cash value of a policy or any loans taken against the policy, but has not yet been paid out or credited to the policyholder.
- sum of money paid to the beneficiary or beneficiaries of a life insurance policy when the insured person dies.
- company or organization that provides and manages the disability insurance policy, assuming the financial risk and responsibility for paying benefits to the policyholder in the event of a qualifying disability.
- unauthorized access or manipulation of computer systems, networks, or devices
- optional add-ons to a life insurance policy that provide additional coverage or benefits, such as accidental death or disability benefits, often for an extra cost.
- personal information, and details that distinguish an individual from others. This includes data such as a person’s name, date of birth, social security number, and other personal identifiers
- physical effort or activity that may cause injury or aggravate an existing condition, potentially affecting the eligibility for benefits if the disability is related to excessive physical strain or activity.
Down
- original death benefit stated in a life insurance policy, which is paid to the beneficiary upon the insured's death, excluding any additional riders or accumulated cash value.
- termination of the policy by either the insurer or the policyholder, which stops coverage and any future benefits from being paid.
- Fraudulent or deceptive scheme designed to trick people into giving up money, personal information, or other valuable items.
- written amendments or additions to an existing policy that modify its terms or coverage, such as adding or changing specific conditions, benefits, or exclusions.
- The act of making, altering, or imitating something with the intent to deceive or defraud others.
- deliberate act of deception or dishonesty aimed at gaining an unfair or unlawful advantage, typically involving financial gain or the manipulation of others
- refer to the payments made to the policyholder when they are unable to work due to a covered illness or injury, typically a percentage of their regular income.
- person or entity designated to receive the death benefit from a life insurance policy when the insured person passes away.
- life: type of life insurance that provides coverage for a specific period, paying a death benefit if the insured dies within that term, but offering no payout if the term expires without death.
- cybercrime in which fraudsters attempt to trick individuals into revealing sensitive information such as passwords, credit card numbers, social security numbers, or other personal data.
- is a payment made to policyholders of participating (mutual) life insurance policies, typically as a share of the insurer’s profits, which can be used to reduce premiums, purchase additional coverage, or be taken as cash.
- life insurance policy offered by an employer or organization that covers a group of people, typically employees, under a single contract, often at lower premiums than individual policies.
- the types of protections or insurance that help individuals manage the risks and consequences of identity theft or fraud
28 Clues: unauthorized access or manipulation of computer systems, networks, or devices • The act of making, altering, or imitating something with the intent to deceive or defraud others. • sum of money paid to the beneficiary or beneficiaries of a life insurance policy when the insured person dies. • ...
Burlington Insurance 2023-12-08
Across
- adds, deletes, excludes or changes insurance coverage
- the identifying code for a specific automobile
- discount with app
- pulls information regarding your driving history
- there are three of them in our meetings
- writes policies
Down
- when it is declared a total loss by an insurance company but can still be repaired and deemed safe to be on the road
- minimum for the state is 25,000
- Handles claims
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- this causes 12 pts on license
- a demand or request for something considered one's due
- lies on application
- the process of extending your existing insurance policy beyond its expiration date
14 Clues: Handles claims • writes policies • discount with app • lies on application • this causes 12 pts on license • minimum for the state is 25,000 • there are three of them in our meetings • the identifying code for a specific automobile • pulls information regarding your driving history • adds, deletes, excludes or changes insurance coverage • ...
Week 3 - 601 - Future 4 2015-11-05
Across
- - not standard, not required
- - a machine that goes or moves
- everything, in car insurance weather, fire, theft
- who is to blame, fault
- - how much you pay before the insurance pays
- two things running into each other
- - will be fixed or replaced if something goes wrong
- - different word expressing choice (often with to)
Down
- - small and efficient
- - drunk
- - how much you pay the insurance company (your bill)
- - get again
- - basic car, 2- or 4- door, 4 wheel
- - always works, you can count on it
- - happens every year
- - word expressing choice (often with than)
16 Clues: - drunk • - get again • - happens every year • - small and efficient • who is to blame, fault • - not standard, not required • - a machine that goes or moves • two things running into each other • - basic car, 2- or 4- door, 4 wheel • - always works, you can count on it • - word expressing choice (often with than) • - how much you pay before the insurance pays • ...
Car insurance 2026-01-15
10 Clues: Insurance payment • Out-of-pocket amount • Demand for something owed • Person who settles claims • Coverage for your own car • Estimate of insurance cost • Person who sells insurance • Written insurance contract • Theft and nature protection • Mandatory coverage for others
FILL IN WITH THE WORDS FROM THIS CHAPTER... 2018-01-12
Across
- THE TYPE OF PAY WHERE YOU GET THE SAME AMOUNT EVERY MONTH
- THE ABBREVIATION FOR CANADA'S PENSION INSURANCE
- THE MONEY THAT YOU PAY YOUR UNION WITH EVERY PAYCHECK
- THIS IS THE WORD FOR HOW MUCH TIME YOU GET TO PAY OFF YOUR LOAN
- YOUR INCOME BEFORE ANY MONEY IS TAKEN OFF
- THE TYPE OF INSURANCE THAT PAYS YOU IF YOU'RE LAID OFF WORK
- WHAT IT'S CALLED WHEN YOU WORK EXTRA HOURS AND GET PAID MORE
- THE SALES TAX THAT GOES TO VICTORIA
- WHAT IT'S CALLED WHEN YOU GET PAID PER HOUR WORKED
- THE INSURANCE THAT COVERS THE COST OF BRACES
Down
- WHEN INTEREST IS CHARGED JUST ONCE, THIS IS CALLED ____ INTEREST
- WHEN INTEREST IS CHARGED EVERY MONTH, THIS IS CALLED ____ INTEREST
- THIS IS THE INCOME THAT'S LEFT AFTER TAXES AND DEDUCTIONS
- WHAT IT'S CALLED WHEN YOU GET PAID A % OF WHAT YOU SELL
- THE NAME FOR HOW MUCH MONEY YOU'RE BORROWING
- THE FANCY WORD FOR "SALE"
- THE INSURANCE THAT WOULD COVER FIXING A BROKEN LEG
- THE SALES TAX THAT GOES TO OTTAWA
- WHEN YOU GET PAID FOR EACH ITEM THAT YOU MAKE
- THIS WORD MEANS "PER HUNDRED"
20 Clues: THE FANCY WORD FOR "SALE" • THIS WORD MEANS "PER HUNDRED" • THE SALES TAX THAT GOES TO OTTAWA • THE SALES TAX THAT GOES TO VICTORIA • YOUR INCOME BEFORE ANY MONEY IS TAKEN OFF • THE NAME FOR HOW MUCH MONEY YOU'RE BORROWING • THE INSURANCE THAT COVERS THE COST OF BRACES • WHEN YOU GET PAID FOR EACH ITEM THAT YOU MAKE • THE ABBREVIATION FOR CANADA'S PENSION INSURANCE • ...
Employee Benefits Crossword 2024-10-02
Across
- Provides financial protection to beneficiaries upon the death of the insured.
- HSP's FSA, HRA, and DCRA provider.
- HSP's Life, STD, LTD Disability, and supplemental life provider.
- Benefits for periods up to 13 weeks
- The amount you must pay out-of-pocket before insurance coverage kicks in.
- HSP's healthcare insurance provider
- HSP's vision provider
- A plan that helps employees save for retirement; A retirement savings plan offered by employers
- Coverage for eye exams, glasses, and contact lenses
Down
- HSP's financial services company maintains your 401k deductions, investment elections, and beneficiary info.
- Individual & Family Plan provides the legal help you need anytime, anywhere.
- A flexible spending account for pre-tax contributions to healthcare or dependent care expenses.
- Employer contributions towards healthcare costs; broad term encompassing medical, dental, vision, and other health-related benefits.
- Disability insurance has an elimination period of at least 90 days.
- Life insurance purchased by employees, separate from employer-sponsored plans.
- Coverage for teeth care, including cleanings and fillings.
- Coverage for income loss due to illness or injury
- A fixed amount paid for a medical service.
- HSP's employer-funded account to help employees pay for healthcare expenses
- Virtual healthcare services
20 Clues: HSP's vision provider • Virtual healthcare services • HSP's FSA, HRA, and DCRA provider. • Benefits for periods up to 13 weeks • HSP's healthcare insurance provider • A fixed amount paid for a medical service. • Coverage for income loss due to illness or injury • Coverage for eye exams, glasses, and contact lenses • ...
German words 2025-06-17
14 Clues: Cat • Puppy • gloves • Czechia • Austria • Squirrel • ice skates • Rubber-duck • homesickness • Phillips Screwdriver • small box of matches • unemployment-insurance • Motor-vehicle-liability-insurance • Danube-steam-shipping-company-captain
Healthcare 2013-06-09
Across
- Insurance for people 65 and older.
- People with _________ conditions can now get healthcare.
- Percent of people with healthcare.
- Healthcare you can get from your employer.
- Healthcare that is very cheap and used by many European countries.
- Ranked last in life expectancy.
- he social insurance for the ill and injured.
- People in the US pay more for healthcare, but are not ________ than other countries that pay less.
- In 2012, additional preventive services were added for _______.
Down
- US ranked last or close to last in this category.
- Type of insurance given by the government.
- Law signed by Pres. Obama improving the access of healthcare.
- The number of people without healthcare.
- US ranked last or close to last in this category (abbreviation).
- Insurance for families with low income.
15 Clues: Ranked last in life expectancy. • Insurance for people 65 and older. • Percent of people with healthcare. • Insurance for families with low income. • The number of people without healthcare. • Type of insurance given by the government. • Healthcare you can get from your employer. • he social insurance for the ill and injured. • ...
Health Economics 2013-01-09
Across
- The amount of money an individual is prepared to pay for insurance which is their expected loss if uninsured
- Is a problem of excess use of health care. It arises when it is possible to alter the probability of illness or the size of the payout required by the insurance provider, it may be reduced by co-insurance, deductibles and no-claims bonuses
- Occurs when it is not possible to make someone better off without making someone else worse off
- Can lead to physician-induced demand.
- Summarises the relationship between the inputs to and outputs from a firm’s productive process
- Measures the responsiveness of changes in one variable, for example the quantity demanded, to changes in another variable, for example price
- Arise in health care because of uncertainty and imperfect knowledge
- Can be addressed via the introduction of health insurance
- Involves constructing an inventory of all costs and benefits of an alternative, whatever they are and whoever incurs them; this forms a balance sheet in which they are weighed against each other.
- Is fairness in the distribution and finance of health and health care between people
- Is a graphical representation of a production function, showing all the combinations of inputs that will produce a particular output
- Intervene in the market for health care because markets fail to achieve Pareto efficiency and because markets can be inequitable
Down
- Reflects their degree of risk aversion
- Is a source of insurance market failure and arises because of the asymmetry of information between individuals who wish to buy insurance and the insurance provider
- Measures how substitutable the factors of production are
- Are non-rival, non-excludable goods that are jointly consumed by everyone
- Is the change in output resulting from a change in the quantity of the input used, other things held constant
- Is a form of economic evaluation in which health benefi ts are usually measured in terms of quality adjusted life years (QALYs)
- Is simply defined as the allocation of scarce resources that maximises the achievement of aims
- May be retrospective or prospective
- Are spillover effects (positive or negative) incurred in the consumption or production of goods and services in the market
21 Clues: May be retrospective or prospective • Can lead to physician-induced demand. • Reflects their degree of risk aversion • Measures how substitutable the factors of production are • Can be addressed via the introduction of health insurance • Arise in health care because of uncertainty and imperfect knowledge • ...
Automobile Ownership 2025-10-15
Across
- a unique 17-digit code used to identify a specific vehicle
- the amount of money an owner must pay out-of-pocket for damages or repairs before their insurance coverage begins
- the interest rate charged on a loan, expressed as a yearly percentage of the loan principal
- the decrease in the value of a vehicle over time due to age and wear and tear
- an automotive technician who has passed testing by the National Institute for Automotive Service Excellence, indicating a certain level of knowledge and experience
- the original amount of money borrowed to finance a vehicle, before interest is applied
- _______ coverage; protection that covers a driver's medical bills and repairs if they are in an accident with a driver who has no insurance or insufficient coverage
- an optional service contract that covers specific repairs for a set period after the standard factory warranty expires
- routine service procedures, such as oil changes and tire rotations, to keep a vehicle in good condition
Down
- _______ coverage; insurance that pays for repairs or replacement of a vehicle damaged in an accident with another vehicle
- _______ insurance; covers damages or injuries a driver causes to other people or their property in an accident
- _______ coverage; insurance that covers damage to a car from events other than a collision, such as theft, vandalism, or natural disasters
- a manufacturer-initiated request for owners to bring their vehicles in for repair due to a newly discovered defect or safety issue
- the amount of money paid to an insurance company for an insurance policy
- a legal document that proves a person or business is the owner of a vehicle
- also known as the sticker price, which is the amount the carmaker suggests the dealer sell the vehicle for
- a contract that allows a person to use a vehicle for a set period in exchange for regular payments, without purchasing it
- a partial refund offered by a manufacturer or dealer as an incentive to buy a vehicle
- the upfront cash portion of a vehicle's purchase price that a buyer pays before taking out a loan for the remainder
- a current vehicle that a buyer offers to a dealership to lower the cost of a new or used vehicle
20 Clues: a unique 17-digit code used to identify a specific vehicle • the amount of money paid to an insurance company for an insurance policy • a legal document that proves a person or business is the owner of a vehicle • the decrease in the value of a vehicle over time due to age and wear and tear • ...
Automobile Ownership 2025-10-15
Across
- the amount of money an owner must pay out-of-pocket for damages or repairs before their insurance coverage begins
- _______ coverage; protection that covers a driver's medical bills and repairs if they are in an accident with a driver who has no insurance or insufficient coverage
- a contract that allows a person to use a vehicle for a set period in exchange for regular payments, without purchasing it
- also known as the sticker price, which is the amount the carmaker suggests the dealer sell the vehicle for
- the interest rate charged on a loan, expressed as a yearly percentage of the loan principal
- _______ insurance; covers damages or injuries a driver causes to other people or their property in an accident
- the amount of money paid to an insurance company for an insurance policy
- a partial refund offered by a manufacturer or dealer as an incentive to buy a vehicle
- an automotive technician who has passed testing by the National Institute for Automotive Service Excellence, indicating a certain level of knowledge and experience
- the original amount of money borrowed to finance a vehicle, before interest is applied
- an optional service contract that covers specific repairs for a set period after the standard factory warranty expires
- a unique 17-digit code used to identify a specific vehicle
- _______ coverage; insurance that pays for repairs or replacement of a vehicle damaged in an accident with another vehicle
Down
- the upfront cash portion of a vehicle's purchase price that a buyer pays before taking out a loan for the remainder
- a current vehicle that a buyer offers to a dealership to lower the cost of a new or used vehicle
- the decrease in the value of a vehicle over time due to age and wear and tear
- _______ coverage; insurance that covers damage to a car from events other than a collision, such as theft, vandalism, or natural disasters
- a manufacturer-initiated request for owners to bring their vehicles in for repair due to a newly discovered defect or safety issue
- routine service procedures, such as oil changes and tire rotations, to keep a vehicle in good condition
- a legal document that proves a person or business is the owner of a vehicle
20 Clues: a unique 17-digit code used to identify a specific vehicle • the amount of money paid to an insurance company for an insurance policy • a legal document that proves a person or business is the owner of a vehicle • the decrease in the value of a vehicle over time due to age and wear and tear • ...
nerve 2022-02-08
Across
- Insurance Prudential Insurance
- Accident Coverage Group Critical Illness
- Transportation Optum Financial Legal
- Legal Services EAP LifeWorks
- Transamerica Retirement Solutions
- Automated Benefit Services (ABS)
- Sedgwick
- SmartHealth
- Likes to chase mice
- Optum Financial
- Man's best friend
- Flying mammal
Down
- SmartHealth Well-being Program
- Cigna
- VSP
- Delta Dental of Missouri
- Large marsupial
- Has a trunk
18 Clues: VSP • Cigna • Sedgwick • SmartHealth • Has a trunk • Flying mammal • Large marsupial • Optum Financial • Man's best friend • Likes to chase mice • Delta Dental of Missouri • Legal Services EAP LifeWorks • SmartHealth Well-being Program • Insurance Prudential Insurance • Automated Benefit Services (ABS) • Transamerica Retirement Solutions • Transportation Optum Financial Legal • ...
INCOTERMS 2022-12-13
Across
- Incoterm ________: Seller delivers to Carrier but is not under obligation to incur Freight and Insurance
- Incoterm_______: Seller is not under obligation for incurring Freight or Insurance but arranges for placing goods on Board a vessel
- Incoterm____ Seller delivers at place in Buyer's country - Unloaded
- Who arranges for clearance of goods for Export in respect of incoterm : FCA
- Incoterm_______ Seller delivers to carrier and incurs carriage but no obligation for insurance
- FOB incoterm can be used only when goods are to be transported through _______________
- Incoterm______:Seller delivers goods ready for unloading at destination in Buyer's Country
- What does letter I in incoterm CIP stand for_______________
- What does letter C in Incoterms CPT and CIP stand for:_________
Down
- Incoterm________:only applicable to transportation by waterways, seller's obligation to incur Freight and Insurance
- What does letter C in Incoterms CIF and CFR stand for ______
- In EXW incoterm export clearance is arranged by _________
- What does letter U in incoterm DPU stand for_____________
- Incoterm ________: Seller has minimum obligation and least risk
- What do letters CA in incoterm FCA stand for___________
- Incoterm ______ : where seller arranges for custom clearance in Buyer's country
16 Clues: What do letters CA in incoterm FCA stand for___________ • In EXW incoterm export clearance is arranged by _________ • What does letter U in incoterm DPU stand for_____________ • What does letter I in incoterm CIP stand for_______________ • What does letter C in Incoterms CIF and CFR stand for ______ • ...
Clone of INCOTERMS 2025-07-28
Across
- Incoterm ________: Seller delivers to Carrier but is not under obligation to incur Freight and Insurance
- Incoterm_______: Seller is not under obligation for incurring Freight or Insurance but arranges for placing goods on Board a vessel
- Incoterm____ Seller delivers at place in Buyer's country - Unloaded
- Who arranges for clearance of goods for Export in respect of incoterm : FCA
- Incoterm_______ Seller delivers to carrier and incurs carriage but no obligation for insurance
- FOB incoterm can be used only when goods are to be transported through _______________
- Incoterm______:Seller delivers goods ready for unloading at destination in Buyer's Country
- What does letter I in incoterm CIP stand for_______________
- What does letter C in Incoterms CPT and CIP stand for:_________
Down
- Incoterm________:only applicable to transportation by waterways, seller's obligation to incur Freight and Insurance
- What does letter C in Incoterms CIF and CFR stand for ______
- In EXW incoterm export clearance is arranged by _________
- What does letter U in incoterm DPU stand for_____________
- Incoterm ________: Seller has minimum obligation and least risk
- What do letters CA in incoterm FCA stand for___________
- Incoterm ______ : where seller arranges for custom clearance in Buyer's country
16 Clues: What do letters CA in incoterm FCA stand for___________ • In EXW incoterm export clearance is arranged by _________ • What does letter U in incoterm DPU stand for_____________ • What does letter I in incoterm CIP stand for_______________ • What does letter C in Incoterms CIF and CFR stand for ______ • ...
Mid-Term B & C (Chelsey) 2013-12-19
Across
- ACCOUNT SOFTWARE USED FOR SCHEDULING APPOINTMENTS, BILL KEEPING, AND FINANCIAL RECORD KEEPING
- A CODING SYSTEM USED TO ENCODE ELEMENTS OF DATA
- GOVERNMENT AGENCY THAT ENFORCES THE HIPPA PRIVACY ACT
- FORM THAT SUMMARIZES TREATMENTS AND SERVICES PATIENCE RECEIVE DURING VISIT.
- MOST POPULAR HEALTH PLAN
- CONTRACTUAL AGREEMENT TO PROVIDE MEDICAL SERVICES.
- HELPS PROVIDERS HANDLE ELECTRONIC TRANSACTIONS, COVERTS NONSTANDARD INTO STANDARD.
- SHARING PROTECTED HEALTH INFORMATION WITHOUT AUTHORIZATION.
- PROTECTION AGAINST LOST
- PROCESS USED TO GENERATE THE AMOUNT OWED BY A PATIENT.
- AUTHORIZATION BY A POLICYHOLDER THAT ALLOWS A PAYER TO PAY BENEFITS DIRECTLY TO A PROVIDER.
- EXPOSING FRAUD AND ABUSE, AND PROTECTING PHI SINCE 1996.
Down
- FIXED PREPAYMENT COVERING PROVIDER'S SERVICES FOR A PLAN MEMBER FOR A SPECIFIED PERIOD.
- ORGANIZATION THAT ESTABLISH LINKS BETWEEN PROVIDER, PATIENT, ORGANIZATION OFFERING A MANAGED HEALTHCARE PLAN.
- INJURY OR HARM RESULTED FROM FAILURE TO USE PROFESSIONAL SKILL.
- CLAUSE IN AN INSURANCE POLICY THAT STATES HOW IT WILL PAY IF MORE THAN ON INSURANCE APPLIES TO CLAIM.
- INSURANCE PLAN THAT HAS A NARROW CHOICE OF PROVIDERS
- PROVIDER NOT JOINED WITH A PARTICULAR HEALTH CARE PLAN.
- WHAT YOU HAVE TO MEET FOR YOUR INSURANCE TO START COVERING THEIR PERCENT.
- PAYMENT MADE DURING CHECKOUT BASED ON ESTIMATE.
20 Clues: PROTECTION AGAINST LOST • MOST POPULAR HEALTH PLAN • A CODING SYSTEM USED TO ENCODE ELEMENTS OF DATA • PAYMENT MADE DURING CHECKOUT BASED ON ESTIMATE. • CONTRACTUAL AGREEMENT TO PROVIDE MEDICAL SERVICES. • INSURANCE PLAN THAT HAS A NARROW CHOICE OF PROVIDERS • GOVERNMENT AGENCY THAT ENFORCES THE HIPPA PRIVACY ACT • PROCESS USED TO GENERATE THE AMOUNT OWED BY A PATIENT. • ...
Medicare 101 2022-11-21
Across
- must have both Medicare and Medicaid
- pays 20% of Medicare services
- may be needed to see a specialist
- authority to act for another person
- limit of out-of-pocket costs for MA plans
- amount paid for health insurance
- the amount you pay before copays begin
- part A coverage
- Income-Related Monthly Adjustment Amount
- plan did not go into effect
- 7 month period to enroll in MA, MAPD or PDP
- helps pay for health and wellness products
- % you pay for a covered health service
- cancelled policy within 90 days
- obtain approval to provide a service
- ability to change MA & PDP plans
Down
- list of drugs covered by insurance
- must have qualifying chronic condition
- part D coverage
- required to try less expensive drug first
- must stay in network for plan to pay
- Federal health insurance
- part B coverage
- State health insurance
- law to protect patient health information
- enrollment accepted by the carrier
- may pay higher to see Dr. out of network
- plan went into effect by carrier
- fixed amount paid for covered health service
- helps with part D premium and copays
30 Clues: part D coverage • part B coverage • part A coverage • State health insurance • Federal health insurance • plan did not go into effect • pays 20% of Medicare services • cancelled policy within 90 days • amount paid for health insurance • plan went into effect by carrier • ability to change MA & PDP plans • may be needed to see a specialist • list of drugs covered by insurance • ...
Car Insurace 2024-07-02
Across
- Formal request to an insurance company for payment.
- Coverage for damage to your vehicle from accidents.
- Coverage for damage to your vehicle from non-collision incidents.
- Person who sells and services insurance policies.
- The amount you must pay out of pocket before insurance kicks in.
Down
- Specific circumstances or risks not covered by the policy.
- Coverage for damage or injury you cause to others.
- Motorist lacking sufficient insurance coverage.
- Person who owns the insurance policy.
- The amount you pay for insurance coverage.
10 Clues: Person who owns the insurance policy. • The amount you pay for insurance coverage. • Motorist lacking sufficient insurance coverage. • Person who sells and services insurance policies. • Coverage for damage or injury you cause to others. • Formal request to an insurance company for payment. • Coverage for damage to your vehicle from accidents. • ...
Welcome to the world of Life Insurance 2024-08-03
Across
- The act that led to the nationalization of the life insurance sector in 1956 (4 letters).
- The year IRDAI was formed (4 letters).
- An important financial instrument providing protection against financial loss from unexpected events (10 letters)
- The regulatory body established in 1999 to oversee the insurance industry in India (5 letters)
- The name of the merged entity formed from LIC of India in 1956 (3 letters).
- The percentage of premium paid by policyholders that is set aside to cover claims and expenses (9 letters).
Down
- The type of insurance that provides a lump sum amount on the death of the insured (10 letters).
- The process of assessing the risk of insuring a person and determining the premium (10 letters).
- The process by which policyholders pay a specified amount at regular intervals to maintain their insurance coverage (8 letters).
- The first Indian life insurance company established in 1870 (10 letters).
- The concept of spreading risk across many policyholders (9 letters).
- The Indian insurance company known for being the largest life insurer in India (3 letters).
12 Clues: The year IRDAI was formed (4 letters). • The concept of spreading risk across many policyholders (9 letters). • The first Indian life insurance company established in 1870 (10 letters). • The name of the merged entity formed from LIC of India in 1956 (3 letters). • The act that led to the nationalization of the life insurance sector in 1956 (4 letters). • ...
2222 2025-01-08
Across
- additional payments made to the beneficiary of a life insurance policy if the insured person dies as a result of an accident, often provided as a rider to a standard life insurance policy.
- a request made by the policyholder to the insurance company for payment of benefits due to an illness or injury that prevents them from working.
- someone whose personal information, such as Social Security number, credit card details, or bank account information, is stolen and used without their permission
- unauthorized use, theft, or manipulation of an individual's DNA information to impersonate them or commit fraudulent acts
- length of time that the policyholder will receive disability benefits, which can range from a few months to several years or until retirement, depending on the policy.
- type of term life insurance that provides coverage for one year at a time, with the option to renew each year without undergoing a new medical exam, though premiums may increase with age.
- the measures, strategies, or tools used to prevent, detect, and respond to the theft or misuse of personal information.
- specific requirements or circumstances outlined in the policy that must be met for a claim to be approved and benefits to be paid, such as the type of disability or the waiting period before benefits begin.
- refers to the interest that accumulates on the cash value of a policy or any loans taken against the policy, but has not yet been paid out or credited to the policyholder.
- sum of money paid to the beneficiary or beneficiaries of a life insurance policy when the insured person dies.
- company or organization that provides and manages the disability insurance policy, assuming the financial risk and responsibility for paying benefits to the policyholder in the event of a qualifying disability.
- unauthorized access or manipulation of computer systems, networks, or devices
- optional add-ons to a life insurance policy that provide additional coverage or benefits, such as accidental death or disability benefits, often for an extra cost.
- personal information, and details that distinguish an individual from others. This includes data such as a person’s name, date of birth, social security number, and other personal identifiers
- physical effort or activity that may cause injury or aggravate an existing condition, potentially affecting the eligibility for benefits if the disability is related to excessive physical strain or activity.
Down
- original death benefit stated in a life insurance policy, which is paid to the beneficiary upon the insured's death, excluding any additional riders or accumulated cash value.
- termination of the policy by either the insurer or the policyholder, which stops coverage and any future benefits from being paid.
- Fraudulent or deceptive scheme designed to trick people into giving up money, personal information, or other valuable items.
- written amendments or additions to an existing policy that modify its terms or coverage, such as adding or changing specific conditions, benefits, or exclusions.
- The act of making, altering, or imitating something with the intent to deceive or defraud others.
- deliberate act of deception or dishonesty aimed at gaining an unfair or unlawful advantage, typically involving financial gain or the manipulation of others
- refer to the payments made to the policyholder when they are unable to work due to a covered illness or injury, typically a percentage of their regular income.
- person or entity designated to receive the death benefit from a life insurance policy when the insured person passes away.
- life: type of life insurance that provides coverage for a specific period, paying a death benefit if the insured dies within that term, but offering no payout if the term expires without death.
- cybercrime in which fraudsters attempt to trick individuals into revealing sensitive information such as passwords, credit card numbers, social security numbers, or other personal data.
- is a payment made to policyholders of participating (mutual) life insurance policies, typically as a share of the insurer’s profits, which can be used to reduce premiums, purchase additional coverage, or be taken as cash.
- life insurance policy offered by an employer or organization that covers a group of people, typically employees, under a single contract, often at lower premiums than individual policies.
- the types of protections or insurance that help individuals manage the risks and consequences of identity theft or fraud
28 Clues: unauthorized access or manipulation of computer systems, networks, or devices • The act of making, altering, or imitating something with the intent to deceive or defraud others. • sum of money paid to the beneficiary or beneficiaries of a life insurance policy when the insured person dies. • ...
Insurance Vocab 2023-04-03
Across
- - This covers fire damage to your vehicle, break-ins, vandalism, or theft, as well as natural disasters such as an earthquake, hail, hurricane, or flood. (everything except an actual collision)
- - The money paid to an insurance company to purchase a policy
- - Someone who receives money if an insured person dies
- - A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- - A financial product purchased by many people facing a similar risk to protect against the risk of larger losses.
- - Someone who relies on someone else for income and care
- - The risks covered and amount of money paid for losses under an insurance policy
Down
- - A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- - failure to take ordinary or reasonable care to prevent accidents from happening
- Insurance - Provides payment to others if a member of the insured household accidently causes harm to other people or property
- - A person who owns the insurance policy
- - The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
12 Clues: - A person who owns the insurance policy • - Someone who receives money if an insured person dies • - Someone who relies on someone else for income and care • - The money paid to an insurance company to purchase a policy • - failure to take ordinary or reasonable care to prevent accidents from happening • ...
Chapter 1 Crossword- Major Characteristics of U.S. Health Care Delivery 2024-08-14
Across
- people with health needs and lacks resources
- health care reform law enacted in 2010
- network of organizations to provide coordinated care
- a theory where enrollees use more services after having insurance
- dominant healthcare delivery system in the U.S.
- health insurance financed by the department of defense
- health insurance for uninsured children
- market or social
- reimbursement mechanism in which providers receive a fixed payment for each enrollee
- a contract between a managed care organization and an enrollee
Down
- health care system for retired veterans who served in the military
- federal health insurance program for the elderly
- a means-tested program for eligibility
- the ability of a person needing health services to obtain care
14 Clues: market or social • health care reform law enacted in 2010 • a means-tested program for eligibility • health insurance for uninsured children • people with health needs and lacks resources • dominant healthcare delivery system in the U.S. • federal health insurance program for the elderly • network of organizations to provide coordinated care • ...
1.03 Vocabulary 2023-02-20
Across
- provides medical expenses, lost wages, and rehabilitation costs to employees who are injured or become ill "in the course and scope" of their job. It also pays death benefits to families of employees who are killed on the job.
- protects you against financial loss if you injure someone else or damage someone else's property in an automobile accident
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- insurance covering business liability to customers who might be injured on or off premises or from the product sold to them
- A type of insurance that protects organizations or sponsors from loss of income due to contest awards
- Cross liability insurance happens when someone who is insured files a claim against another insured person who has the same policy.
- covers all of the potential legal liabilities and defense costs against lawsuits alleging unauthorized use of titles, formats, ideas, characters, plots, plagiarism, unfair competition or privacy, and breach of contract.
- offers financial protection against a loss that may be incurred as a result of adverse, measurable weather conditions
Down
- covers basic liabilities to other parties for bodily injury or property damage caused by the insured.
- insurance that covers off the job injur or sickness and is paid for by deductions from a person's pay check
- Provides coverage for cancellation of an event due to circumstances beyond event coordinator's control
- designed to protect the people who serve as directors or officers of a company from personal losses if they are sued by the organization's employees, vendors, customers or other parties.
- Provides coverage due to an interruption of the radio or television broadcast of an event
- provides partial income so you can pay your bills if you get too sick or injured to work. Disability happens to more people, more often than you may think.
- considered the purist form of accident insurance and is typically sold through group insurance plans
- designed to provide broad coverage for financial losses due to the cancellation, abandonment, postponement, interruption, curtailment or relocation of any insured event as a result of the non-appearance of any key person.
- Insurance that covers loss of valuable animals by (1) death resulting from accident, injury, sickness, or disease or (2) theft, subject to exclusions.
- A provision attached to a bill - to which it may or may not be related - in order to secure its passage or defeat.
- supplementary personal liability coverage; also called a personal catastrophe policy
- Provides coverage for sponsor in event that an athlete's or entertainer's actions result in negative publicity for the company
20 Clues: supplementary personal liability coverage; also called a personal catastrophe policy • Provides coverage due to an interruption of the radio or television broadcast of an event • considered the purist form of accident insurance and is typically sold through group insurance plans • ...
Financial Literacy 2024-05-10
Across
- Another word for Pyramid scheme
- This is the type of economy the U.S. and most of the world uses involving some government involvement in the economy
- Something you are working for. An objective you have set for yourself
- The fee you are charged if you spend more than what is available in your checking account
- Medicare and Social Security combine to make this
- Financial assistance you do not need to pay back. Often in the form of a scholarship
- How you would define salary, commissions, tips, or hourly wages
- The original amount borrowed for a loan
- A period of economic decline when GDP declines for two consecutive quarters
- What type of investment is ownership of a company
- The general rise in the price of goods
- This type of insurance protects your home from floods, fires, or other unexpected events
- Term used for pay after taxes are taken out
- A well mixed group of investments to reduce risk
- When you are unable to pay your bills. This remains on your credit report for 7-10 years
- Something that is essential for your survival.
- This type of insurance protects you when you get sick, go to the hospital, or need a medical procedure
- The loss of a potential gain when an alternative option is chosen. ____ cost
Down
- The extra amount we pay for borrowing the banks money
- Taking a financial risk usually by betting on the outcome of a game
- This type of insurance protects you when you are driving
- This table shows how much principal and interest is applied with each payment
- The process of buying assets that increase in value over time and provide a source of income
- An expense you could live without if needed. Not essential for survival
- Free Application for Federal Student Aid
- The transfer of financial risk to an organization
- This is the type of economy a country would use that has complete control over the economy
- The payment an individual makes after an accident before insurance will pay
- This type of insurance pays the beneficiaries in the event that the insured individual dies
- The condition of having unlimited wants with limited resources
- Term used for pay before taxes are taken out
- The cost to keep an insurance policy active. Usually paid monthly
- This type of insurance pays an individual a portion of their income in the event that they are unable to work
- The account money is withdrawn from when you use a debit card
34 Clues: Another word for Pyramid scheme • The general rise in the price of goods • The original amount borrowed for a loan • Free Application for Federal Student Aid • Term used for pay after taxes are taken out • Term used for pay before taxes are taken out • Something that is essential for your survival. • A well mixed group of investments to reduce risk • ...
Business crossword 2023-02-23
Across
- Fee paid to insurance company
- insurance/Assurance A policy that provides financial protection for your dependants when you die
- works on your behave to get you the money that your insurance policy entitles you to claim
- insurance covers you for your lossthefr or damage to your vehicle .
- protecting yourself from the costs that may arise from damage to your property to health
- claims bonus A discount in return for not claming on an insurance policy
Down
- form a form ye fill out when taking out insurance
- broker Works for many companies and will choose compaines withe the best option
- Calculates the premium to pay to the insurance company
- insured Paying to much for insurance
10 Clues: Fee paid to insurance company • insured Paying to much for insurance • form a form ye fill out when taking out insurance • Calculates the premium to pay to the insurance company • insurance covers you for your lossthefr or damage to your vehicle . • claims bonus A discount in return for not claming on an insurance policy • ...
Personal Finance Crossword 2024-12-17
Across
- Children's Health Insurance Program. A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
- A fixed sum of money paid to someone each year
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- A plan of your expected income and how you will use it to meet your expected expenses over a period of time
- An agreement in which a borrower receives something of value now and agrees to repay the lender in the future, generally with interest
- Something a person or company owes, usually a sum of money
- Coverage Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- To buy an item with credit and pay it back over time with interest
- A company's or a store's written agreement to repair a product or refund your money if the product doesn't function properly
- A set amount you are paid for every hour that you work; also called hourly pay
Down
- Coverage Auto insurance that protects you against costs to repair your own vehicle after a crash
- The amount you owe as the cost of borrowing money
- A government-run insurance program that provides healthcare assistance to low income Americans
- A government-run insurance program that provides healthcare assistance to elderly and disabled Americans
- A sum of money deducted FROM your account
- An agreement where you are credited with a fixed amount of money for a fixed period of time, usually with interest
- Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- A used car that has been inspected, refurbished, certified and warranted by the original manufacturer
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- A fixed amount that you are paid over a period of time, regardless of how many hours you work
- A set amount you are paid for every hour that you work; also called hourly pay
22 Clues: A sum of money deducted FROM your account • A fixed sum of money paid to someone each year • The amount you owe as the cost of borrowing money • Something a person or company owes, usually a sum of money • To buy an item with credit and pay it back over time with interest • A set amount you are paid for every hour that you work; also called hourly pay • ...
Insurance 2021-03-29
Across
- party property Covers damage to someone else's property or vehicle
- catastrophically injured
- Covers personal items in your home
- Replaces your income if you are sick or injured
Down
- Hospital and medical costs not covered by Medicare
- An agreement in which you a company money in case of an accident, injury
- motor injury insurance Compulsory to cover
- Covers the cost of repairing or rebuilding your home
- Covers costs of unexpected expenses while travelling
9 Clues: catastrophically injured • Covers personal items in your home • motor injury insurance Compulsory to cover • Replaces your income if you are sick or injured • Hospital and medical costs not covered by Medicare • Covers the cost of repairing or rebuilding your home • Covers costs of unexpected expenses while travelling • ...
Insurance 2023-03-04
Across
- Possibility of something bad happening
- It’s a way to manage risk by paying money monthly
- A price paid for the above & beyond some basic value
- A person that you legally designate to receive the benefits from your financial products
- Value A financial term used to describe dollar value of a security
- Guidelines that are developed by organizations
Down
- A company that promises to cover your financial losses
- Being covered by insurance
- When you compensate that party for losses that that party has incurred
9 Clues: Being covered by insurance • Possibility of something bad happening • Guidelines that are developed by organizations • It’s a way to manage risk by paying money monthly • A price paid for the above & beyond some basic value • A company that promises to cover your financial losses • Value A financial term used to describe dollar value of a security • ...
insurance 2023-02-14
Across
- a type of insurance policy that provides financial protection for victims of identity theft
- extra insurance that provides protection beyond existing limits and coverages of other policies.
- a packaged policy
- protects your personal property in a rented apartment, condo or home from unexpected circumstances such as theft, a fire or sewer backup damage
Down
- pays some of a person's income when he or she is disabled from an illness or injury and cannot work.
- insurance that pays out a sum of money either on the death of the insured person or after a set period.
- A contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium.
- contract between you and the insurance company that protects you against financial loss in the event of an accident or theft
- provides coverage for the costs of long-term care associated with the activities of daily living
9 Clues: a packaged policy • a type of insurance policy that provides financial protection for victims of identity theft • extra insurance that provides protection beyond existing limits and coverages of other policies. • provides coverage for the costs of long-term care associated with the activities of daily living • ...
Insurance 2024-03-11
Across
- Sells on behalf of one insurance company
- The fee paid for insurance
- The insurance firm with which the insured has taken out their insurance policy
- The document you receive when you buy insurance
- An additional charge on the premium to cover an extra risk
- Sells on behalf of multiple insurance companies
Down
- Calculates the premium to be paid by the insured
- The form you fill out when applying for inusrance
- The household or business that takes out the insurance policy
9 Clues: The fee paid for insurance • Sells on behalf of one insurance company • The document you receive when you buy insurance • Sells on behalf of multiple insurance companies • Calculates the premium to be paid by the insured • The form you fill out when applying for inusrance • An additional charge on the premium to cover an extra risk • ...
INSURANCE 2026-04-23
Across
- type of insurance that protects you from damages caused by the snatching of your name, SSN, or financing information
- covers you in case you ever find yourself in a lawsuit
- pertaining to one's humble abode
- temporary shelter insurance
Down
- this type of insurance is helpful in case you ever become disabled
- this type of insurance is legally required, and you may get into legal trouble for not having it
- this type of insurance is important once your body starts depreciating in value
- this type of insurance may not be viable under the circumstance in which the policy holder commits suicide
- this type of insurance is necessary, in case anything happens to you or you need to have something done
9 Clues: temporary shelter insurance • pertaining to one's humble abode • covers you in case you ever find yourself in a lawsuit • this type of insurance is helpful in case you ever become disabled • this type of insurance is important once your body starts depreciating in value • ...
