insurance Crossword Puzzles

Let's check your vocabulary!! 4th 2016-07-29

Let's check your vocabulary!! 4th crossword puzzle
Across
  1. 시종일관. 계속해서
  2. 복잡한
  3. 용어, 기간
  4. 품질 보증서
  5. 충실한. 성실한
  6. 고맙게 여기다
  7. 감소
  8. 소치는 사람
  9. 피신, 피난
  10. 확립하다
  11. 진정하다
Down
  1. 하찮게 보이게 만들다
  2. 취소
  3. 솔직한. 정직한
  4. 계약(서)
  5. 회원권, 회원자격
  6. 공상에 잠기다
  7. 변호사
  8. 보험
  9. 금지하다
  10. (가서)가져오다

21 Clues: 취소 • 보험 • 감소 • 복잡한 • 변호사 • 금지하다 • 확립하다 • 진정하다 • 계약(서) • 용어, 기간 • 품질 보증서 • 소치는 사람 • 피신, 피난 • 공상에 잠기다 • 고맙게 여기다 • 솔직한. 정직한 • 충실한. 성실한 • (가서)가져오다 • 회원권, 회원자격 • 시종일관. 계속해서 • 하찮게 보이게 만들다

Money 2016-03-14

Money crossword puzzle
Across
  1. Půjčka
  2. Přečerpání účtu
  3. Stipendium
  4. Dětský přídavek
  5. Nákup na splátky
  6. Zůstatek
  7. Příspěvek
  8. Platba za přesčasy
  9. Úrok
  10. Výdaje
  11. Hypotéka
  12. Pojistné
  13. Úspory
Down
  1. Poplatek
  2. Dividendy
  3. Předplatné
  4. Splátka
  5. Podpora v nezaměstnanosti
  6. Výživné
  7. Příjem
  8. Provize
  9. Kapesné
  10. Dar
  11. Záloha

24 Clues: Dar • Úrok • Půjčka • Příjem • Výdaje • Záloha • Úspory • Splátka • Výživné • Provize • Kapesné • Poplatek • Zůstatek • Hypotéka • Pojistné • Dividendy • Příspěvek • Stipendium • Předplatné • Přečerpání účtu • Dětský přídavek • Nákup na splátky • Platba za přesčasy • Podpora v nezaměstnanosti

Choosing a Health Plan 2012-11-16

Choosing a Health Plan crossword puzzle
Across
  1. this insurance fills in the coverage gaps from Medicare
  2. this health insurance gives you more flexibility than group insurance
Down
  1. this health insurance is less expensive than individual insurance
  2. an illness you were diagnosed with before switching insurances is a pre-existing _________
  3. this gives basic insurance to elderly and disable people
  4. COBRA stands for consolidated omnibus budget reconciliation ______

6 Clues: this insurance fills in the coverage gaps from Medicare • this gives basic insurance to elderly and disable people • this health insurance is less expensive than individual insurance • COBRA stands for consolidated omnibus budget reconciliation ______ • this health insurance gives you more flexibility than group insurance • ...

Unit 10 Vocabulary 2023-03-29

Unit 10 Vocabulary crossword puzzle
Across
  1. is insurance against the risk of individuals and families incurring medical expenses.
  2. insures the value of human life against the loss by death, injury, illness, or against expenses incidental to the latter, such as loss of income
  3. insures the value of items, such as homes, cars, furniture, art, and buildings, against the loss by riot, explosion, violence, hurricane, smoke, hail, aircraft, windstorm, fire, theft, flood, and earthquake.
  4. refers to the loss of physical property – home, contents, car, ancillary structures, landscaping, and even food in the freezer and refrigerator.
  5. are insurance personnel who consider each applicant for insurance and decide if they fall within acceptable parameters for coverage.
Down
  1. provides an economic benefit to a beneficiary in the event of death
  2. are a distribution of the company’s profits and are considered a return of premium. Therefore, the dividends are not taxed.
  3. is the amount the insured must pay from a loss before the insurance company begins to pay a claim.
  4. is policy reserves accumulated in an insurance policy and available to the policyholder to provide a “living benefit.”
  5. are the payments made to keep the policies in force. They are paid monthly, quarterly, semi-annually, annually, or as a one-time, single premium.
  6. are paid to purchase insurance.

11 Clues: are paid to purchase insurance. • provides an economic benefit to a beneficiary in the event of death • is insurance against the risk of individuals and families incurring medical expenses. • is the amount the insured must pay from a loss before the insurance company begins to pay a claim. • ...

At the Doctor's Office 2021-10-15

At the Doctor's Office crossword puzzle
Across
  1. Typically a man whose spouse has passed away.
  2. Where do you live?
  3. Male, Female, Other, Decline to State
  4. Not Married!
  5. What is your postal code?
  6. The status of your marriage is also called
  7. Where do you work?
Down
  1. What number can we reach you at?
  2. Have a Husband/Wife/Legally binding partnership.
  3. Typically a female whose spouse has passed away.
  4. Who should we call in an emergency?
  5. The company that provides your insurance.
  6. This card has your insurance information.
  7. The day you were born.
  8. The place you were born.
  9. Had a Husband/Wife/Legally binding partnership that has now ended but we are both alive.

16 Clues: Not Married! • Where do you live? • Where do you work? • The day you were born. • The place you were born. • What is your postal code? • What number can we reach you at? • Who should we call in an emergency? • Male, Female, Other, Decline to State • The company that provides your insurance. • This card has your insurance information. • The status of your marriage is also called • ...

5-3 / 5-4 CW 2024-02-20

5-3 / 5-4 CW crossword puzzle
Across
  1. a government benefit to assist employees that are injured on the job
  2. a benefit to employees that includes health, life, and disability
  3. paid time off for vacation
  4. when people are paid a percentage of sales
  5. compensation received after an employee retires
  6. health care that covers only the employee
  7. employees who get paid by production
  8. paid time off
  9. provides health insurance for all members of family
Down
  1. a government program that provides benefits to eligible unemployed
  2. company provides stock as a benefit
  3. leave provided for taking care of children
  4. same as commission
  5. amount paid for each item completed
  6. a fixed period of time
  7. savings provided by employer for retirement

16 Clues: paid time off • same as commission • a fixed period of time • paid time off for vacation • company provides stock as a benefit • amount paid for each item completed • employees who get paid by production • health care that covers only the employee • leave provided for taking care of children • when people are paid a percentage of sales • ...

Patient Access Pre Registration 2024-03-18

Patient Access Pre Registration crossword puzzle
Across
  1. document to verify who we can speak with
  2. our employer
  3. to view and edit schedules
  4. a person who is financially responsible for the account
  5. system to collect payments
  6. a questionnaire to determine primary payor before Medicare
  7. to collect patient personal information
  8. to create and document purpose of a call
  9. a fixed amount for non covered services
Down
  1. term for approved referral
  2. insurance provided by federal government for person over 65 or with disabilities
  3. person whose name the insurance is under
  4. tool used to find dept information and phone numbers
  5. protected information
  6. protected system to search patient information
  7. payment plan that requires yearly household income of $25,000

16 Clues: our employer • protected information • term for approved referral • to view and edit schedules • system to collect payments • to collect patient personal information • a fixed amount for non covered services • document to verify who we can speak with • person whose name the insurance is under • to create and document purpose of a call • ...

Sports Medicine 2021-02-26

Sports Medicine crossword puzzle
Across
  1. compensation for services provided by third party rather than a person recieving services.
  2. neither the government nor any individual who is employed can be held liable for negligence.
  3. the individual through expressed or implied agreement, assumes that some risk or danger will be involved in the particular undertaking in other words, a person takes his or her own chances.
  4. Advantage plans
  5. part of general insurance system protecting risks of liabillities imposed by lawsuits and claims.
  6. features insurance plans
  7. a requirement that a person act toward others in public with watchfulness
Down
  1. personal injury law concept used to determine proximmate cause after an accident.
  2. provides limited protection to someone who chooses to provide first aid.
  3. being legally responsible for the harm one causes another person.
  4. refers to the liability of any or all parties along the chain of commerce of any prodcuct damage caused by that product.
  5. a specific length of time to sue for damages from negligence.
  6. the failure to use ordinary or reasonable care
  7. contract between the insurance company and policy holder.
  8. a identification number used to identify individuals provider or health entity.

15 Clues: Advantage plans • features insurance plans • the failure to use ordinary or reasonable care • contract between the insurance company and policy holder. • a specific length of time to sue for damages from negligence. • being legally responsible for the harm one causes another person. • provides limited protection to someone who chooses to provide first aid. • ...

SNAHC 2024 Open Enrollment 2023-10-26

SNAHC 2024 Open Enrollment crossword puzzle
Across
  1. A period during which employees can make changes to their benefit elections.
  2. Confidential program dedicated to supporting emotional health and well-being of employees and their families.
  3. The group of doctors, hospitals, and other healthcare providers that a plan has contracted with.
  4. Administered by Wex, this account allows you to set aside pre-tax dollars for eligible medical expenses.
  5. The list of medications covered by your insurance plan
  6. A voluntary benefit that provides payment once Short Term Disability(STD)ends
  7. The date by which you must submit your benefit selections.
  8. The amount you pay for each visit to a healthcare provider.
Down
  1. The coverage that pays for prescription medications.
  2. The document that outlines the details of your benefit options
  3. The money taken out of your paycheck to cover insurance premiums.
  4. A type of account that allows you to save for retirement on a pre-tax basis.
  5. The process of reviewing and choosing your benefit options for the upcoming year.
  6. A benefit paid by SNAHC that covers 25% of your salary in case of disability.
  7. The amount you pay for medical services before insurance kicks in.

15 Clues: The coverage that pays for prescription medications. • The list of medications covered by your insurance plan • The date by which you must submit your benefit selections. • The amount you pay for each visit to a healthcare provider. • The document that outlines the details of your benefit options • The money taken out of your paycheck to cover insurance premiums. • ...

Patient Access Crossword 2024-12-05

Patient Access Crossword crossword puzzle
Across
  1. THIS AND THE PRIMARY CLINIC SHOULD ALWAYS MATCH
  2. IF THE PRIMARY LANGUAGE IS OTHER THAN ENGLISH, YOU NEED TO SELECT THE PATIENTS NEEDS AN "..."
  3. DON'T FORGET THIS NUMBER WHEN COMPLETING THE COVERAGE SECTION FOR BILLING
  4. THIS CARD NEEDS TO BE RESCANNED EVERY YEAR
  5. THE "..." SCREENING QUESTIONS NEED TO BE FILLED OUT EVERY 21 DAYS
  6. IF THE GUARANTOR IS SELF, MAKE SURE "..." DETAILS MATCH BETWEEN GUARANTOR AND PATIENT
  7. YOU SHOULD VERIFY THE PATIENT "..." HAS NOT EXPIRED, AND IF IT HAS, TRY TO OBTAIN A NEW ONE
Down
  1. THIS SHOULD BE ENTERED IN THE DEMORAPHICS IN MIXED CASE
  2. YOU NEED TO USE THE CORRECT "..." ACOUNT FOR BILLING PURPOSES
  3. YOU'LL SEE THIS NUMBER OF COVERAGES THROUGH MN INSURANCE
  4. DON'T FORGET THE "..." DATES WHEN ADDING A PATIENTS PHOTO ID
  5. WHAT FORM NEEDS TO BE FILLED OUT FOR WORK COMP OR TPL APPOINTMENTS?
  6. YOU NEED TO SELECT THIS WHEN NO INSURANCE IS AVAILABLE
  7. THIS SHOULD BE FILLED OUT SO CENTRACARE CAN SEND THE PATIENT SURVEYS
  8. HOW MANY SIGNATURES SHOULD EACH PATIENTS CHART HAVE SIGNED IN THE DOCUMENTS SECTION?

15 Clues: THIS CARD NEEDS TO BE RESCANNED EVERY YEAR • THIS AND THE PRIMARY CLINIC SHOULD ALWAYS MATCH • YOU NEED TO SELECT THIS WHEN NO INSURANCE IS AVAILABLE • THIS SHOULD BE ENTERED IN THE DEMORAPHICS IN MIXED CASE • YOU'LL SEE THIS NUMBER OF COVERAGES THROUGH MN INSURANCE • DON'T FORGET THE "..." DATES WHEN ADDING A PATIENTS PHOTO ID • ...

Car Insurance Terms 2013-05-29

Car Insurance Terms crossword puzzle
Across
  1. The cost of your insurance coverage for a year
  2. This will reduce the cost of insurance
  3. This coverage provides you with benefits if you are injured in an automobile accident
  4. This coverage will repair your vehicle in the event of an accident
Down
  1. This covers losses that the collision will not cover, like cracked windshields
  2. Someone with no insurance coverage
  3. The main person driving the vehicle
  4. Someone who drives the vehicle every so often
  5. The portion of the loss that you are required to pay
  6. This coverage protects you if someone is killed or hurt

10 Clues: Someone with no insurance coverage • The main person driving the vehicle • This will reduce the cost of insurance • Someone who drives the vehicle every so often • The cost of your insurance coverage for a year • The portion of the loss that you are required to pay • This coverage protects you if someone is killed or hurt • ...

Patient Access Week Crosswork 2022-04-04

Patient Access Week Crosswork crossword puzzle
Across
  1. DIRECTOR OF PATIENT ACCESS FOR MUSC
  2. NEW LAW WHERE SELF-PAY AND OUT OF NETWORK PATIENTS MUST BE GIVEN NOTICE, CONSENT AND ESTIMATE PRIOR TO THEIR APPOINTMENT
  3. PERSON WHO IS THE HOLDER OF THE INSURANCE
  4. PERSON RESPONSIBLE FOR THE BILL
  5. MAIN PHYSICIAN OF PATIENT THAT MANAGES GENERAL HEALTH
  6. AUTHORIZATION FROM MANAGED CARE PLANS TO SEE A SPECIALS OR TO HAVE CERTAIN PROCEDURES
Down
  1. CHIEF FINANCIAL OFFICE OF MUSC
  2. QUESTIONNAIRE REQUIRED BY MEDICARE TO BE COMPLETE ON ALL MEDICARE RECIPIENTS
  3. THE PERSON CARRYING THE INSURANCE POLICY
  4. FIXED AMOUNT THAT PATIENT MUST CONTRIBUTE BEFORE INSURANCE BENEFITS BEGIN

10 Clues: CHIEF FINANCIAL OFFICE OF MUSC • PERSON RESPONSIBLE FOR THE BILL • DIRECTOR OF PATIENT ACCESS FOR MUSC • THE PERSON CARRYING THE INSURANCE POLICY • PERSON WHO IS THE HOLDER OF THE INSURANCE • MAIN PHYSICIAN OF PATIENT THAT MANAGES GENERAL HEALTH • FIXED AMOUNT THAT PATIENT MUST CONTRIBUTE BEFORE INSURANCE BENEFITS BEGIN • ...

28.3 Terms 2023-10-18

28.3 Terms crossword puzzle
Across
  1. , volunteers worked in a variety of capacities
  2. , extended health insurance to welfare recipients
  3. , open the door for many non european immigration
  4. , the justices required criminal courts to provide free legal counsel to those who could not afford it
  5. , states redraw election districts based on the changing number of people in them.
Down
  1. , is a place where every child can find knowledge to enrich their mind and to enlarge talents
  2. , provided funds for youth programs.
  3. , provided hospital insurance and low cost medicare insurance
  4. , succeeded to the presidency.
  5. , banned player in public schools and delcared state required loyalty oaths unconstituional

10 Clues: , succeeded to the presidency. • , provided funds for youth programs. • , volunteers worked in a variety of capacities • , extended health insurance to welfare recipients • , open the door for many non european immigration • , provided hospital insurance and low cost medicare insurance • ...

2021 Patient Access Week 2021-04-02

2021 Patient Access Week crossword puzzle
Across
  1. Call Center
  2. Parking
  3. Meal
  4. Our Week
  5. Dial 0
  6. Planned stay
  7. Uber Eats
  8. New Hospital
Down
  1. Coverage
  2. Easy Lobby
  3. registration
  4. Unplanned Visit
  5. Lives Here
  6. Our Customers
  7. Therapy
  8. Attire

16 Clues: Meal • Dial 0 • Attire • Parking • Therapy • Coverage • Our Week • Uber Eats • Easy Lobby • Lives Here • Call Center • registration • Planned stay • New Hospital • Our Customers • Unplanned Visit

Unit 1 -Go Ahead 8- what is it in English? 2023-11-10

Unit 1 -Go Ahead 8- what is it in English? crossword puzzle
Across
  1. Verantwortungen
  2. Freiheit
  3. Schaden
  4. Grad
  5. Stadt (Bezirk)
  6. Vorfahr/in
  7. Abhängige
  8. auftreten
  9. Versicherung
Down
  1. Eigentum
  2. Abmessung
  3. Erdbeben
  4. Ausgangsperre

13 Clues: Grad • Schaden • Eigentum • Freiheit • Erdbeben • Abmessung • Abhängige • auftreten • Vorfahr/in • Versicherung • Ausgangsperre • Stadt (Bezirk) • Verantwortungen

Neujahr 2023 2023-12-29

Neujahr 2023 crossword puzzle
Across
  1. happy
  2. wallpaper
  3. to hide
  4. insurance
  5. carpet
  6. tax
  7. pineapple
  8. soon
Down
  1. surprise
  2. to shave
  3. impatience
  4. MOT
  5. month

13 Clues: MOT • tax • soon • happy • month • carpet • to hide • surprise • to shave • wallpaper • insurance • pineapple • impatience

Así se dice#5- El consultorio médico B 2023-04-19

Así se dice#5- El consultorio médico B crossword puzzle
Across
  1. healthy, fit
  2. lungs
  3. injure; hurt
  4. pharmacy, drugstore
  5. insurance policy
  6. emergency room
  7. food poisoning
  8. to insult, offend
  9. apendicitis
Down
  1. to sprain
  2. medical prescription
  3. wound, injury
  4. antibiotic
  5. injection, shot
  6. female nurse
  7. arthritis
  8. appointment

17 Clues: lungs • to sprain • arthritis • antibiotic • apendicitis • appointment • healthy, fit • injure; hurt • female nurse • wound, injury • emergency room • food poisoning • injection, shot • insurance policy • to insult, offend • pharmacy, drugstore • medical prescription

183-1 2024-08-19

183-1 crossword puzzle
Across
  1. The type of degree typically required for a Health Information Technician. Associate
  2. A Medical Office ____ handles administrative tasks in healthcare settings. Assistant
  3. Verification Specialists handle this type of verification for patients. Insurance
  4. The privacy law that Release of Information Specialists must comply with. HIPAA
  5. The primary task of a Medical Biller is preparing and submitting ____ data to insurance companies. Billing
  6. The typical education level required for a Health Data Analyst. Degree
  7. A role that involves managing Electronic Health Records systems and ensuring coding accuracy. Technician
  8. A professional responsible for ensuring patient records are accurate and properly filed. Clerk
  9. Medical Billers need proficiency with billing ____. Software
  10. Professionals who translate medical procedures into standardized codes. Coders
  11. The typical work environment that is not an option for a Medical Records Clerk. Remote
Down
  1. These professionals convert voice recordings into written reports. Transcriptionists
  2. The first friendly face a patient sees in a healthcare facility. Registrar
  3. A professional who analyzes healthcare data to improve patient care. Analyst
  4. A key skill required for Medical Coders, involving systems like ICD-10 and CPT. Coding
  5. A professional who oversees health information systems and ensures compliance. Coordinator
  6. Patient Registrars verify this type of patient information. Insurance
  7. The type of systems managed by Health Information Specialists. EHR
  8. Medical Records Clerks need strong ____ entry skills. Data
  9. The minimum education required for a Medical Records Clerk. GED

20 Clues: Medical Records Clerks need strong ____ entry skills. Data • Medical Billers need proficiency with billing ____. Software • The minimum education required for a Medical Records Clerk. GED • The type of systems managed by Health Information Specialists. EHR • Patient Registrars verify this type of patient information. Insurance • ...

Finance 2024-03-19

Finance crossword puzzle
Across
  1. worth The process of estimating the value of your assets and liabilities to determine your net worth.
  2. The amount of money that you owe to the government when you file your tax return.
  3. A type of IRA that allows you to make tax-deductible contributions and grow your money tax-free until retirement.
  4. The amount of money that you are required to pay out of pocket before insurance starts covering your expenses.
Down
  1. A type of tax that is assessed on the value of real estate or property.
  2. The maximum amount of money that an individual can contribute to their 401(k) plan in 2021.
  3. insurance A type of insurance that covers medical expenses and lost wages if you are injured in a car accident.
  4. insurance A type of insurance that covers losses due to fire, theft, and other types of damage to your home or belongings.
  5. A type of tax that is assessed on the value of assets that are inherited by an individual.
  6. Tax A type of tax credit that allows you to reduce your tax bill dollar-for-dollar for each eligible child under the age of 17.

10 Clues: A type of tax that is assessed on the value of real estate or property. • The amount of money that you owe to the government when you file your tax return. • A type of tax that is assessed on the value of assets that are inherited by an individual. • The maximum amount of money that an individual can contribute to their 401(k) plan in 2021. • ...

New Insights 4 Text 6 2023-08-30

New Insights 4 Text 6 crossword puzzle
Across
  1. lida
  2. kejsarsnitt
  3. försäkring
  4. tacksam
  5. tilläggs
  6. förutsägbar
  7. moderskap
Down
  1. gravid
  2. allmän
  3. konsultera/rådfråga
  4. bekant
  5. (läkar)besök/bestämd tid
  6. återhämta sig
  7. tillåta

14 Clues: lida • gravid • allmän • bekant • tacksam • tillåta • tilläggs • moderskap • försäkring • kejsarsnitt • förutsägbar • återhämta sig • konsultera/rådfråga • (läkar)besök/bestämd tid

Mickali Garrison 6A 2018-05-09

Mickali Garrison 6A crossword puzzle
Across
  1. A financial idea used to forecast a track income and expenses.
  2. Cash earned from a job or other sources
  3. The social science study of people use their limited resources in satisfaction of their limitless wants.
  4. A person that benefits or expected to benefit from someone; the person that receives the insurance money when policy funds are dispersed.
  5. The amount of cash borrowed
  6. A subset of Economics. The science that makes the management, creation and study of cash, banking, credit, investments assets and liilities.
  7. Post-Secondary Institution Examples in UTAH
Down
  1. Position of employment with a specific duties and compensation
  2. Cash spent on good and services.
  3. Costs Real or potential costs associated with missed opportunities based on choices made
  4. Security pledged for payments for a loan.
  5. The amount of money that insureds people to pay before the insurance company makes payments of loss.
  6. D contains some rules providing exemptions from a registration requirements, allowing some companies to offer, sell their securities with out having to register a securities of the SEC
  7. Cash one receives in return for work
  8. The amount paid for a contract of insurance

15 Clues: The amount of cash borrowed • Cash spent on good and services. • Cash one receives in return for work • Cash earned from a job or other sources • Security pledged for payments for a loan. • The amount paid for a contract of insurance • Post-Secondary Institution Examples in UTAH • Position of employment with a specific duties and compensation • ...

Insurance Crossword Puzzle 2021-01-21

Insurance Crossword Puzzle crossword puzzle
Across
  1. covers all physical damage except collision
  2. contract that specifies a sum to be paid upon death
  3. amount paid out of pocket before insurance kicks in
  4. consumer who purchased the policy
  5. uncertainty about an outcome
  6. arrangement between individual and insurer
  7. protects insured from being liable for other's financial losses
Down
  1. protects a home from damage
  2. protects from loss of contents of the dwelling
  3. contract
  4. covers collision with another object
  5. replaces a portion of income if you are unable to work due to illness or injury
  6. fee paid to the insurer
  7. protection against financial loss resulting from injury or illness

14 Clues: contract • fee paid to the insurer • protects a home from damage • uncertainty about an outcome • consumer who purchased the policy • covers collision with another object • arrangement between individual and insurer • covers all physical damage except collision • protects from loss of contents of the dwelling • contract that specifies a sum to be paid upon death • ...

Health Insurance Review 2024-03-11

Health Insurance Review crossword puzzle
Across
  1. Provider Organization PPO
  2. a contract between a company and a consumer
  3. helps pay for medical care but only if it’s from doctors and hospitals within the plan’s network
  4. Maintenance Organization HMO
  5. a U.S. government health insurance program covering primarily people age 65 or older
  6. coverage that reimburses the insured for damage sustained to their personal automobile due to the fault of the insured driver
  7. the variation in the value of a company's net assets from non-owner sources during a specific period
Down
  1. a public health insurance program that provides health care coverage to low-income families and individuals in the United States
  2. an extra cost that is added to the price or value of an asset or service.
  3. to help people before during and after disasters
  4. a type of managed-care health insurance plan that provides different benefits depending on whether the policyholder uses in-network or out-of-network healthcare providers
  5. A liability is something a person or company owes, usually a sum of money
  6. an expense that an individual taxpayer or a business can subtract from adjusted gross income
  7. the percentage of an investor's return that is not subject to taxes

14 Clues: Provider Organization PPO • Maintenance Organization HMO • a contract between a company and a consumer • to help people before during and after disasters • the percentage of an investor's return that is not subject to taxes • an extra cost that is added to the price or value of an asset or service. • ...

Engel’s law. Insurance 2025-02-17

Engel’s law. Insurance crossword puzzle
Across
  1. - to keep someone or something safe from harm.
  2. - a plan that helps pay for costs if something bad happens.
  3. - being responsible for something, especially if it causes problems.
  4. - a large amount of something available.
  5. - areas in a country with their own governments.
  6. - something very nice that is not necessary but makes life more enjoyable.
  7. - to have enough money to buy something.
Down
  1. - even though something happens, it does not change the situation.
  2. - to take out something and put in another thing instead.
  3. - single people or separate persons.
  4. - groups of people living together in one home.
  5. - bags and suitcases that people take when they travel.
  6. - something that is required and must be done.
  7. - a way to say "and other things" when you list items.

14 Clues: - single people or separate persons. • - a large amount of something available. • - to have enough money to buy something. • - to keep someone or something safe from harm. • - something that is required and must be done. • - groups of people living together in one home. • - areas in a country with their own governments. • ...

birthday couple 2014-11-17

birthday couple crossword puzzle
Across
  1. imaginary
  2. assassination
  3. has many wives
  4. tower in sky
  5. adornment
  6. advocate
  7. cocoon emerger
  8. instruct
  9. ice game
  10. epee
  11. fr. king
Down
  1. make sure
  2. girl's best friend
  3. magic
  4. puzzling
  5. green
  6. better red than dead
  7. monster snack

18 Clues: epee • magic • green • puzzling • advocate • instruct • ice game • fr. king • make sure • imaginary • adornment • tower in sky • assassination • monster snack • has many wives • cocoon emerger • girl's best friend • better red than dead

DRF Crossword 2020-04-01

DRF Crossword crossword puzzle
Across
  1. Wealth in the form of cash or assets
  2. Response to specific action or situation
  3. Potentially disastrous system of rotating winds
  4. Assistance provided in times of disaster
  5. Natural calamity that cause damage and loss of life
  6. Someone who lends a helping hand in a crisis
  7. Accept liability under an insurance policy
  8. A serious danger or risk
  9. World wide outbreak of infectious disease
  10. Disaster arising from abnormal rainfall
Down
  1. Money available to manage potential disasters
  2. Cover to prepare for potential risks
  3. Demand or request for dues to be paid
  4. Obtaining goods and services before making the payment
  5. Regaining a pre-disaster state or situation
  6. Estimate of income and expenditure
  7. Joining hands to strengthen disaster preparedness(2 words)
  8. Small alteration made to achieve a result

18 Clues: A serious danger or risk • Estimate of income and expenditure • Wealth in the form of cash or assets • Cover to prepare for potential risks • Demand or request for dues to be paid • Disaster arising from abnormal rainfall • Response to specific action or situation • Assistance provided in times of disaster • Small alteration made to achieve a result • ...

Patient Access Week 2025 2025-03-31

Patient Access Week 2025 crossword puzzle
Across
  1. The sport that Brandon plays
  2. Medicare form that informs hospitalized inpatient beneficiaries of their hospital discharge appeal right
  3. Fixed sum of money that the beneficiary must contribute towards the cost of their healthcare before insurance benefits begin
  4. Federal law requiring employers to permit employees to continue their group health insurance coverage after termination
  5. Federal Law that requires hospital emergency departments to provide an appropriate medical screening examination (MSE) to anyone seeking treatment for a medical condition, regardless of citizenship, legal status, or ability to pay
  6. The person who is financially responsible for the account
Down
  1. Federal health insurance for people 65 or older, some younger people with disabilities and/or people with End-Stage Renal Disease
  2. Federal law that required the creation of national standards to protect sensitive patient health information from being disclosed without the patient’s consent or knowledge
  3. Questionnaire to determine primary payor before Medicare
  4. State insurance program that provides free or low-cost health coverage to some low-income people, families and children, pregnant women, the elderly, and people with disabilities
  5. Medicare form that informs hospitalized outpatient beneficiaries of their hospital discharge appeal right
  6. The sport that Justin plays and coaches

12 Clues: The sport that Brandon plays • The sport that Justin plays and coaches • Questionnaire to determine primary payor before Medicare • The person who is financially responsible for the account • Medicare form that informs hospitalized inpatient beneficiaries of their hospital discharge appeal right • ...

FRIDAY CROSSWORD 2025-05-23

FRIDAY CROSSWORD crossword puzzle
Across
  1. This is the last name of the lead PA down in Express Care.
  2. Someone might mark a patient as this if they miss their appointment and don't call beforehand.
  3. This type of injection is never covered by medical insurance, and usually costs $600.
  4. We need this form signed in order to see a patient who is under 18 without their parent.
  5. This insurance used to have a $1 copay in Audubon, but doesn't anymore. (Check your emails!)
Down
  1. This is one of our PCC leads who likes to bake treats.
  2. We have two PAs with this last name - Robert works with Jepson and Marie works with Feign.
  3. This is the category for signature pages, spine questionnaires, and insurance cards.
  4. This insurance won't always have the right copay info in ModMed, so we need to refer to the printed copays list.
  5. If a patient comes in needing this type of paperwork filled out, we send them to medical records.
  6. This type of occupational therapy appointment always needs paperwork, unless the notes say otherwise.
  7. When we close, we send two emails: one with the petty cash log and one with the _______.

12 Clues: This is one of our PCC leads who likes to bake treats. • This is the last name of the lead PA down in Express Care. • This is the category for signature pages, spine questionnaires, and insurance cards. • This type of injection is never covered by medical insurance, and usually costs $600. • ...

Let's test your vocabulary 2013-02-07

Let's test your vocabulary crossword puzzle
Across
  1. редактор
  2. свадьба
  3. права (н-р, водительские)
  4. (пре)следовать
  5. страховка
  6. решение
  7. Пасха
  8. брак
  9. вкусный
Down
  1. бензин/топливо
  2. ювелирные изделия
  3. грабитель
  4. центр города
  5. невидимый
  6. серьги

15 Clues: брак • Пасха • серьги • свадьба • решение • вкусный • редактор • грабитель • страховка • невидимый • центр города • бензин/топливо • (пре)следовать • ювелирные изделия • права (н-р, водительские)

Business in International Trade 2024-09-12

Business in International Trade crossword puzzle
Across
  1. The seller is responsible for delivering the goods to the buyer's premises, covering all costs including import duties and taxes.
  2. As response to an inquiry, this document or email should include information such as unit price, total cost, payment terms, shipping terms (e.g., FOB, CIF), and any relevant discounts or promotions.
  3. After reviewing the quotation, the potential buyer may request modifications or negotiate certain terms to better align with their needs or preferences.
  4. The seller delivers goods to a destination port, covering transportation and insurance. Once loaded, risk shifts to buyer. Seller arranges insurance for goods during transit.
  5. The seller delivers goods to an agreed destination. Seller covers transport costs and risks until delivery. Buyer unloads goods and handles further transportation costs and risks.
Down
  1. The seller is responsible for arranging and paying for the transportation of goods to a specified destination, as well as obtaining insurance against the risk of loss or damage to the goods during transit.
  2. The seller delivers goods to a specified terminal. Seller covers transport costs and risks to the terminal. Once unloaded, buyer assumes responsibility for further transport, costs, and risks.
  3. The seller delivers the goods to a specific port. Once loaded onto the ship, risk transfers to the buyer. Seller loads goods, buyer handles transport, insurance, and risks.
  4. A request for information.
  5. An agreeing either expressly or by conduct to the act or offer of another so that a contract is concluded and the parties become legally bound.
  6. The seller delivers goods to an agreed destination. Seller covers transport costs and risks to the named destination. Buyer unloads goods and assumes further transport, costs, and risks.
  7. The seller delivers the goods to a specified carrier or another agreed-upon location. Once the goods are handed over to the carrier, the seller's responsibility ends. From that point forward, the buyer is responsible for transportation, insurance, and risks.
  8. The seller delivers goods to a destination port, covering transportation costs. Once loaded onto the vessel, risk transfers to buyer. Seller pays freight charges to destination port.
  9. the seller's responsibility ends when goods are ready for pickup. Buyer handles transport, loading, and all costs. Buyer assumes full responsibility and risk once goods leave seller's premises.
  10. The seller delivers the goods alongside a vessel at a specified port. Once the goods are placed alongside the ship at the designated port, the seller's responsibility ends. At this point, the buyer takes over responsibility for loading onto the vessel, transportation, insurance, and risks.

15 Clues: A request for information. • The seller is responsible for delivering the goods to the buyer's premises, covering all costs including import duties and taxes. • An agreeing either expressly or by conduct to the act or offer of another so that a contract is concluded and the parties become legally bound. • ...

real estate crossword G-N 2012-07-31

real estate crossword G-N crossword puzzle
Across
  1. After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
  2. A formal written notice to a borrower that a default has occurred and that legal action may be taken.
  3. Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
  4. A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
  5. A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
  6. A cash asset or an asset that is easily converted into cash.
  7. borrower in a mortgage agreement.[Top]
  8. A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
  9. A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
  10. The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
  11. Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
  12. A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
  13. A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
  14. The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
  15. A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
  16. The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
  17. A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
  18. The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
  19. An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
  20. credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
  21. For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
  22. An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
  23. How a lender refers to the process of obtaining new loans.
  24. A sum of borrowed money (principal) that is generally repaid with interest.
  25. Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
  26. units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
  27. A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
Down
  1. A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
  2. Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
  3. generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
  4. A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
  5. A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
  6. The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
  7. The interest rate stated on a mortgage note.
  8. A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
  9. The lender in a mortgage agreement.
  10. The time period during which the lender has guaranteed an interest rate to a borrower.
  11. An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
  12. A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
  13. A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
  14. A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
  15. Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
  16. A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
  17. Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
  18. A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
  19. An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
  20. A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
  21. Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
  22. Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
  23. Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
  24. A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.

51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...

real estate crossword G-N 2012-07-31

real estate crossword G-N crossword puzzle
Across
  1. A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
  2. A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
  3. A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
  4. After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
  5. The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
  6. Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
  7. Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
  8. A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
  9. credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
  10. units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
  11. The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
  12. Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
  13. A cash asset or an asset that is easily converted into cash.
  14. A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
  15. A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
  16. A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
  17. A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
  18. For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
  19. generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
  20. A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
  21. The time period during which the lender has guaranteed an interest rate to a borrower.
  22. A formal written notice to a borrower that a default has occurred and that legal action may be taken.
  23. A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
  24. The lender in a mortgage agreement.
  25. A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
  26. An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
  27. The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
Down
  1. Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
  2. A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
  3. A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
  4. borrower in a mortgage agreement.[Top]
  5. The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
  6. Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
  7. A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
  8. Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
  9. Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
  10. The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
  11. Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
  12. An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
  13. A sum of borrowed money (principal) that is generally repaid with interest.
  14. A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
  15. A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
  16. A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
  17. A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
  18. An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
  19. An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
  20. A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
  21. How a lender refers to the process of obtaining new loans.
  22. A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
  23. The interest rate stated on a mortgage note.
  24. Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage

51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...

real estate crossword G-N 2012-07-31

real estate crossword G-N crossword puzzle
Across
  1. Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
  2. borrower in a mortgage agreement.[Top]
  3. The lender in a mortgage agreement.
  4. A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
  5. Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
  6. credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
  7. A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
  8. The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
  9. The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
  10. A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
  11. A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
  12. A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
  13. A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
  14. An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
  15. A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
  16. A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
  17. A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
  18. An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
  19. A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
  20. A formal written notice to a borrower that a default has occurred and that legal action may be taken.
  21. A cash asset or an asset that is easily converted into cash.
  22. A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
  23. The interest rate stated on a mortgage note.
  24. For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
  25. How a lender refers to the process of obtaining new loans.
  26. A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
  27. A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
  28. Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
Down
  1. Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
  2. An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
  3. Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
  4. Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
  5. A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
  6. A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
  7. A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
  8. A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
  9. The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
  10. A sum of borrowed money (principal) that is generally repaid with interest.
  11. An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
  12. The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
  13. Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
  14. The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
  15. A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
  16. A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
  17. Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
  18. units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
  19. The time period during which the lender has guaranteed an interest rate to a borrower.
  20. After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
  21. generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
  22. Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
  23. A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."

51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...

Chapter 4-2 2016-06-01

Chapter 4-2 crossword puzzle
Across
  1. Worker's Compensation insurance is an example of
  2. An insurance company that is owned by the Insured
  3. Formed by a number of insurance companies joining together to inure high hazard risks
  4. An arrangement whereby an insurer issues a policy on behalf of another insurer
Down
  1. Is a type of insurance company that require policyholders to sign a premium note on which they draw if needed
  2. An insurance company owned by its policyholders
  3. Is a mutual company that places great emphasis on risk prevention

7 Clues: An insurance company owned by its policyholders • Worker's Compensation insurance is an example of • An insurance company that is owned by the Insured • Is a mutual company that places great emphasis on risk prevention • An arrangement whereby an insurer issues a policy on behalf of another insurer • ...

Actuarial Science 2025-05-21

Actuarial Science crossword puzzle
Across
  1. Setting aside a portion of funds to pay for future insurance claims.
  2. The process of evaluating the risk of insuring a home, car, driver, or individual's health or life.
  3. Rate: A measure of the number of deaths in a particular population.
Down
  1. A financial product that pays out a fixed stream of payments to an individual.
  2. Insurance that is purchased by an insurance company from another insurance company.
  3. The amount paid for an insurance policy.
  4. The ability of a company to meet its long-term financial obligations.

7 Clues: The amount paid for an insurance policy. • Rate: A measure of the number of deaths in a particular population. • Setting aside a portion of funds to pay for future insurance claims. • The ability of a company to meet its long-term financial obligations. • A financial product that pays out a fixed stream of payments to an individual. • ...

Caring For the Med-Surg Patient 2024-06-20

Caring For the Med-Surg Patient crossword puzzle
Across
  1. the ability to see things from another's perspective and feel their emotions
  2. a generic oversimplification used to describe all members of s group without exception
  3. the federal health insurance program to finance healthcare for who has paid into the system at least 10 years and reached age 65
  4. the jointly funded state and federal insurance program for eligible families with low incomes to fund health insurance
  5. a set monthly fee charged by the provider of healthcare services for each member of the insurance group for a specific set of services
  6. the yearly amount an insure person must spend out of pocket for health care before the insurance provider will pay for services
Down
  1. transferring to a qualified UAP the responsibility to perform a selected nursing task
  2. once a deductible is met, the percentage of the total bill the insured person must pay
  3. the role in which a nurse functions as the intermediary between patients, families, and the medical establishment to support the client's own well-being

9 Clues: the ability to see things from another's perspective and feel their emotions • transferring to a qualified UAP the responsibility to perform a selected nursing task • a generic oversimplification used to describe all members of s group without exception • once a deductible is met, the percentage of the total bill the insured person must pay • ...

La Technologie 2014-02-17

La Technologie crossword puzzle
Across
  1. Popular
  2. Reliability
  3. Massive Open Online Courses
  4. Availability
  5. To shake
  6. Fad
  7. Field
  8. To design
  9. From
  10. Brokers
  11. To project
  12. To reach
  13. Unemployed people
  14. Receipts
Down
  1. Guarantee
  2. Scalability
  3. Robotics
  4. Insurance
  5. User
  6. Free of charge
  7. Trend
  8. Requirements
  9. Battle
  10. Novelty

24 Clues: Fad • User • From • Trend • Field • Battle • Popular • Brokers • Novelty • Robotics • To shake • To reach • Receipts • Guarantee • Insurance • To design • To project • Scalability • Reliability • Availability • Requirements • Free of charge • Unemployed people • Massive Open Online Courses

Awesom 8 Ticket to the USA Dream or Nightmare? 2023-04-16

Awesom 8 Ticket to the USA Dream or Nightmare? crossword puzzle
Across
  1. skräpmat (två ord)
  2. nackdel
  3. kort, tvär
  4. fälla
  5. entusiastisk
  6. smak
  7. överviktig
  8. livsstil
  9. mindre
  10. oärlig
  11. fruktansvärd
Down
  1. varierad
  2. mardröm
  3. det negativa
  4. yta
  5. korrupt
  6. framfusig
  7. kräva
  8. råna
  9. förstöra
  10. ofta
  11. utstött
  12. stöld (två ord)
  13. försäkring

24 Clues: yta • råna • smak • ofta • fälla • kräva • mindre • oärlig • mardröm • nackdel • korrupt • utstött • varierad • förstöra • livsstil • framfusig • kort, tvär • överviktig • försäkring • det negativa • entusiastisk • fruktansvärd • stöld (två ord) • skräpmat (två ord)

El Viaje 2023-05-23

El Viaje crossword puzzle
Across
  1. passport
  2. double
  3. ecotourism
  4. cancelled
  5. scuba diving
  6. notice; warning
  7. ticket
  8. to cancel
  9. first-rate
  10. campground
  11. lodging
  12. hostel
  13. to land
Down
  1. trip
  2. seatbelt
  3. round trip
  4. traffic jam
  5. itinerary
  6. cruise (ship)
  7. to take off
  8. port
  9. destination
  10. insurance

23 Clues: trip • port • double • ticket • hostel • lodging • to land • seatbelt • passport • cancelled • itinerary • to cancel • insurance • round trip • ecotourism • first-rate • campground • traffic jam • to take off • destination • scuba diving • cruise (ship) • notice; warning

TRQ 2024-09-10

TRQ crossword puzzle
Across
  1. saapuminen
  2. nousta junaan tai laivaan
  3. huviretki
  4. majoitus
  5. nousu (lentokoneen)
  6. vapaa huone esim. hotellissa
  7. määränpää
  8. kotimaan-
  9. vakuutus
  10. tullata, ilmoittaa
  11. varaus
  12. käytävä esim. lentokoneessa
Down
  1. kiitorata
  2. virvokkeet
  3. hygieniatuotteet
  4. ohjaamo
  5. kuulutus
  6. patikointi, vaellus
  7. merimatka
  8. viivästys
  9. matkareitti
  10. takavarikoida
  11. asemalaituri

23 Clues: varaus • ohjaamo • majoitus • kuulutus • vakuutus • kiitorata • huviretki • merimatka • määränpää • kotimaan- • viivästys • saapuminen • virvokkeet • matkareitti • asemalaituri • takavarikoida • hygieniatuotteet • tullata, ilmoittaa • nousu (lentokoneen) • patikointi, vaellus • nousta junaan tai laivaan • käytävä esim. lentokoneessa • vapaa huone esim. hotellissa

531 프로젝트 3강 2024-10-06

531 프로젝트 3강 crossword puzzle
Across
  1. 끊임없는,무수한
  2. 경례하다
  3. aid 응급치료, 응급처치
  4. 보험,보증,보험업
  5. 중독시키다,빠지게하다
  6. 물질,성분
  7. 치명적인
  8. 열광자
  9. 청결함
  10. 분명한,명백한
  11. 가치가 없는
Down
  1. 게을리하다,소홀히하다,
  2. 분명하지 않은,애매한
  3. 예외
  4. 양육하다,키우다
  5. 제조하다,만들다
  6. 단점
  7. 전염성의
  8. respiration 인공호흡
  9. 각종 물건,각양각색의 것

20 Clues: 예외 • 단점 • 열광자 • 청결함 • 경례하다 • 전염성의 • 치명적인 • 물질,성분 • 가치가 없는 • 분명한,명백한 • 끊임없는,무수한 • 양육하다,키우다 • 제조하다,만들다 • 보험,보증,보험업 • 분명하지 않은,애매한 • 중독시키다,빠지게하다 • 게을리하다,소홀히하다, • 각종 물건,각양각색의 것 • aid 응급치료, 응급처치 • respiration 인공호흡

New tech 2022-08-25

New tech crossword puzzle
Across
  1. /ˈkəʊˌpeɪm(ə)nt/
  2. /ˌriːəˈʃɔːrɪŋ/
  3. /dɛt/
  4. /dɪsˈtʃɑːdʒ/
  5. /ˈprɛdʒʊdɪs/
  6. /ɪnˈʃʊərəns/
  7. /ˌmalˈpraktɪs/
  8. /ˈweɪs(t)ˌwɔːtə/
  9. /strɛŋ(k)θ/
  10. /ˈs(j)uːɪdʒ/
Down
  1. /krɪˈdɛnʃl/
  2. /ˈɛrə/
  3. /ˈskɪlf(ʊ)l/
  4. /ˈlʌɪvstɒk/
  5. /ˈkɛːrɪŋ/
  6. /dɪˈmiːnə/
  7. /ˈtrʌs(t)ˌwəːði/
  8. /kəʊp/
  9. /bɪˈliːf/
  10. /ˈɡradʒʊət/
  11. /ˈfiːsiːz/
  12. /səˈpɔːtɪv/

22 Clues: /dɛt/ • /ˈɛrə/ • /kəʊp/ • /ˈkɛːrɪŋ/ • /bɪˈliːf/ • /dɪˈmiːnə/ • /ˈfiːsiːz/ • /krɪˈdɛnʃl/ • /ˈlʌɪvstɒk/ • /ˈɡradʒʊət/ • /strɛŋ(k)θ/ • /səˈpɔːtɪv/ • /ˈskɪlf(ʊ)l/ • /dɪsˈtʃɑːdʒ/ • /ˈprɛdʒʊdɪs/ • /ɪnˈʃʊərəns/ • /ˈs(j)uːɪdʒ/ • /ˌriːəˈʃɔːrɪŋ/ • /ˌmalˈpraktɪs/ • /ˈkəʊˌpeɪm(ə)nt/ • /ˈtrʌs(t)ˌwəːði/ • /ˈweɪs(t)ˌwɔːtə/

Chapter 33.1 Key terms created by Morgan Rice 2016-05-16

Chapter 33.1 Key terms created by Morgan Rice crossword puzzle
Across
  1. A likelihood of economic risk.
  2. Unacceptable to insurance because it is too high.
  3. Cannot be controlled.
  4. Risk of harm caused by humans.
  5. the possibility of loss or injury.
  6. The possibility of a catastrophe caused by nature.
Down
  1. Paid protection.
  2. A risk that meets criteria.
  3. When conditions can be controlled.
  4. A systemic process of managing risk.
  5. The threat of a loss with no opportunity to gain.

11 Clues: Paid protection. • Cannot be controlled. • A risk that meets criteria. • A likelihood of economic risk. • Risk of harm caused by humans. • When conditions can be controlled. • the possibility of loss or injury. • A systemic process of managing risk. • Unacceptable to insurance because it is too high. • The threat of a loss with no opportunity to gain. • ...

Insurance and Stock Market 2023-09-22

Insurance and Stock Market crossword puzzle
Across
  1. where your family gets money after death of a person.
  2. which we pay every month.
  3. a type of life insurance.
  4. market price index of BSE.
  5. facing immense loss in market.
Down
  1. legal contract.
  2. an amount you pay for a loss.
  3. middle man for company and public
  4. the risk that is included in your policy.
  5. market price index of NSE
  6. a company which provides insurance.

11 Clues: legal contract. • which we pay every month. • a type of life insurance. • market price index of NSE • market price index of BSE. • an amount you pay for a loss. • facing immense loss in market. • middle man for company and public • a company which provides insurance. • the risk that is included in your policy. • where your family gets money after death of a person.

FinLit Vocab for Midterm Review 2021-11-22

FinLit Vocab for Midterm Review crossword puzzle
Across
  1. the total amount of money outstanding on a loan.
  2. A required portion of the purchase price paid at the time of purchase.
  3. Combining several small accounts into one larger account that you may be able to finance at a lower rate at a bank or with another lender.
  4. a formal report to the IRS that contains all the information relative to a
  5. Assets that have been pledged against loan repayment.
  6. Ensures that workers can continue their health insurance coverage even if they switch jobs.
  7. A period of very high birth rates after World War II that occurred between 1946 and 1964.
  8. provides health care coverage to older or disabled Americans.
  9. a taxable gain that occurs when you sell an asset for more than you paid for it.
  10. The study of human populations.
  11. a branch of the U.S. Treasury Department that carries out the federal tax system. Often referred to as the IRS.
  12. The Free Application for Federal Student Aid is a six-page form that requires detailed financial information from you and your parents.
  13. allows consumers to borrow up to some preset maximum amount. An example would be a credit card.
  14. the amount of money a person takes home after taxes and deductions. Also referred to as take home pay.
  15. The world in which economies of all countries interact and depend on each other.
  16. The interest rate remains the same for the life of the loan.
  17. Insurance plans that cover a large group of individuals, such as all the employees of a company or local government.
  18. Organizations that collect credit information about individual consumers.
  19. Someone other than the borrower who agrees to sign the loan document and repay the loan if the original borrower stops making payments.
  20. A period in which the economy is shrinking.
  21. provides payments to eligible retirees and disabled people.
  22. the difference between the home’s value and the amount owed to a lender.
  23. Summarizes a person’s credit history, including applications for credit of any kind, payment record for bills, whether you have paid late fees, and any other public information.
  24. Total income minus allowable amounts such as retirement contributions, alimony, student loan interest, and other expenses allowed by IRS. Abbreviated as AGI.
  25. Allows a homeowner to borrow against the equity in her or her home.
  26. a financial product that provides payment for medical services when people suffer a financial loss because of illness or injury
  27. A lender provides cash advances at a high cost to customers in exchange for one of their checks dated for some time in the future.
  28. fees charged by a lender on borrowed money.
  29. Focuses on the study of individual choices or decisions made by smaller units, such as a firm.
  30. Money collected by a government from its citizens for the purpose of operating the government.
  31. When a potential creditor accesses your credit report to examine your credit history and determine your ability to repay.
  32. Upfront money from the buyer that is sued to pay for a portion of the house.
  33. Alternating periods of shrinking & growth, or contraction & expansion, in the economy.
  34. Financial institutions, such as banks, that agree to make a certain amount of credit available.
  35. federal and state taxes withheld from a person’s paycheck and sent directly to the government by the employer.
  36. The total dollar amount of all final goods and services purchased within the nation’s borders in each year.
  37. The share of costs for covered insurance services that the insured person is required to pay out of her or her pocket.
  38. The formal measure of inflation that tells whether things overall are more expensive now than in the past.
  39. a person’s record of using credit.
Down
  1. Amount taken home after taxes and deductions. Also referred to as net pay.
  2. Allows you to continue health insurance coverage for up to 18 months after your employment ends.
  3. This rate may go up or down over time. Abbreviated as ARM.
  4. credit extended for a short term, such as 30 days or less.
  5. Used for specific purchases but allows the borrower more time to repay the money.
  6. An agreement to allow borrowing as needed up to a certain amount of money.
  7. Total amount of a person’s income from almost any source.
  8. Higher interest rate mortgage loans made to people with poor credit scores.
  9. money a lender makes available to a borrower with the understanding that the borrower will repay the money in the future.
  10. A sustained increase in the general level of prices.
  11. The amount of money a policyholder pays prior to the insurance company’s payment.
  12. A loan that has some asset pledged against the loan so that the lender is assured of ending up with some valuable asset if the borrower fails to pay off the loan.
  13. Additional insurance coverage to cover things such as jewelry or valuable heirlooms that are often not fully covered by a typical insurance policy.
  14. The person who buys a health insurance policy or subscribes to it through an employer.
  15. An insurance pan that pays a specific person or persons when the policyholder dies.
  16. Regular payments paid to an insurance company in return for insurance coverage.
  17. A time allowed by credit card companies in which you are not charged interest on purchases.
  18. The study of choices.
  19. a process in which the courts provide protection for a person who is unable to pay off his or her debts.
  20. deals with broad issues that impact the economy as a whole.
  21. An asset pledged as security for repayment of a loan.
  22. Covers you against any damage you do to other people or their property.
  23. The system in which individuals, businesses, governments, and the world as a whole interact.
  24. Loans that have no collateral pledged against the loan.
  25. Credit card feature that allows people to exceed their credit limit.
  26. A long-term rental agreement.
  27. A type of credit typically started at the time of purchase for a specific asset.
  28. A severe recession.
  29. a financial product that, when purchased, provides reimbursement paid to a person in the event of certain types of financial loss.
  30. income taxes for a specific year.
  31. The rate that factors in all the financing costs so that borrowers know exactly what they are paying and can make informed decisions. Abbreviated as APR.
  32. Health conditions that existed before one’s insurance policy was granted.
  33. The date at which the loan will be completely repaid.
  34. When someone uses your personal information without your permission for personal gain.
  35. provides individuals with revolving open-end credit, which can be drawn from repeatedly up to some preset limit.
  36. the total amount of money earned before deductions.
  37. a numeric score that uses your credit history to assess your creditworthiness.
  38. A business that holds an item as collateral in exchange for a short-term loan.
  39. An extremely low interest rate for a short period of time used as a deal sweetener.
  40. Type of loan taken out to obtain a home.

79 Clues: A severe recession. • The study of choices. • A long-term rental agreement. • The study of human populations. • income taxes for a specific year. • a person’s record of using credit. • Type of loan taken out to obtain a home. • A period in which the economy is shrinking. • fees charged by a lender on borrowed money. • the total amount of money outstanding on a loan. • ...

Health insurance terms 2020-03-06

Health insurance terms crossword puzzle
Across
  1. a health maintenance organization that gives you the least flexibility in terms of who you can choose as a provider.
  2. clause for payments between insurance company and person.
  3. the amount you or your employer pays each month in exchange for insurance coverage.
  4. amount of money you must pay each year to cover medical expenses before your insurance policy starts paying.
  5. the amount payable by the insurance company to a plan member for medical costs.
Down
  1. a complete menu of services required to meet any health challenge.
  2. a preferred provider organization that pays a portion of your bills if you visit a doctor outside of your network.
  3. a fixed payment for a service.
  4. a point of service plan where you can’t receive care from a specialist without referral from your main doctor.
  5. of pocket maximum, this is the most you will pay each year toward costs including your deductible, copay and coinsurance.

10 Clues: a fixed payment for a service. • clause for payments between insurance company and person. • a complete menu of services required to meet any health challenge. • the amount payable by the insurance company to a plan member for medical costs. • the amount you or your employer pays each month in exchange for insurance coverage. • ...

Definitions 2023-08-08

Definitions crossword puzzle
Across
  1. Current Procedural Terminology Codes—Identifies the medical services or procedures performed. Describes medical, surgical, and diagnostic services.
  2. The process insurance companies take to determine the order of responsibility for paying medical claims. This applies when you have more than one health insurance policy. Medicaid is always the payer of last resort.
  3. Payer evaluation of the claim to determine if the claim is valid and how much of the claim will be reimbursed.
  4. Standard claim form used by non-institutional providers or suppliers. Claims can be ambulance services, clinical social workers, physicians and their assistants, nurses (including clinical nurse specialists and practitioners, psychologists, and so forth.) Also known as a professional claim.
  5. American Dental Association form. Standard claim form used by dental providers.
  6. Code set with descriptive terms developed and updated by the American Dental Association (ADA) for reporting dental services and procedures to dental plans.
  7. Dollar amount that you’re responsible to pay before insurance pays for any medical service in any given policy year.
Down
  1. Document from the insurance company that explains how a claim was processed that was submitted to the insurance company by the medical provider. Also called remittance advice.
  2. Comes into play once you have satisfied your deductible. It’s a percentage of the allowed amount that you’re responsible for paying for a service.
  3. International Classification of Diseases Codes. ICD-10 codes indicate why a billed procedure was performed. Also known as diagnosis codes.
  4. Uniform medical billing form for institutional providers (hospital billing). Claims can be inpatient, outpatient, or mental health. Also known as an institutional claim. Often called a UB.
  5. A fixed fee that you must pay for a medical service
  6. Multiple billing codes that get paid together and are treated as though that they are one code. This often occurs in cases of surgeries.
  7. Codes based on the CPT to provide standardized coding when healthcare is delivered. Generally used for equipment, drugs, and supplies.

14 Clues: A fixed fee that you must pay for a medical service • American Dental Association form. Standard claim form used by dental providers. • Payer evaluation of the claim to determine if the claim is valid and how much of the claim will be reimbursed. • ...

Underwriting Terms 2023-02-24

Underwriting Terms crossword puzzle
Across
  1. insurance for insurance companies
  2. mood disorder
  3. (3 words) presence of plaque in coronary arteries
Down
  1. (4 words) another term for March Madness
  2. where we store department information
  3. high blood sugar
  4. system we use to summarize APSs
  5. workflow system
  6. multi-year project to replace current worflow
  7. what is used to apply for coverage

10 Clues: mood disorder • workflow system • high blood sugar • system we use to summarize APSs • insurance for insurance companies • what is used to apply for coverage • where we store department information • (4 words) another term for March Madness • multi-year project to replace current worflow • (3 words) presence of plaque in coronary arteries

real estate crossword O-Z 2012-07-31

real estate crossword O-Z crossword puzzle
Across
  1. A loan that exceeds Fannie Mae's and Freddie Mac's loan limits, currently at $227,150. Also called a nonconforming loan. Freddie Mac and Fannie Mae loans are referred to as conforming loans.
  2. A type of term life insurance often bought by borrowers. The amount of coverage decreases as the principal balance declines. Some policies also cover the borrower in the event of disability. In the event that the borrower dies while the policy is in force, the debt is automatically satisfied by insurance proceeds. In the case of disability insurance, the insurance will make the mortgage payment for a specified amount of time during the disability. Be careful to read the terms of coverage, however, because often the coverage does not start immediately upon the disability, but after a specified period, sometime forty-five days.
  3. A sum of borrowed money (principal) that is generally repaid with interest.
  4. Many lenders offer loans that you can obtain at "no cost." You should inquire whether this means there are no "lender" costs associated with the loan, or if it also covers the other costs you would normally have in a purchase or refinance transactions, such as title insurance, escrow fees, settlement fees, appraisal, recording fees, notary fees, and others. These are fees and costs which may be associated with buying a home or obtaining a loan, but not charged directly by the lender. Keep in mind that, like a "no-point" loan, the interest rate will be higher than if you obtain a loan that has costs associated with it.
  5. A way of holding title to a property wherein the mortgagor does not actually own the property but rather has a recorded long-term lease on it. [Top]
  6. A mortgage company that originates loans, then places those loans with a variety of other lending institutions with whom they usually have pre-established relationships.
  7. The percentage relationship between the amount of the loan and the appraised value or sales price (whichever is lower). loan to value
  8. The time period during which the lender has guaranteed an interest rate to a borrower.
  9. The lender in a mortgage agreement.
  10. Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.
  11. An agreement in which the lender guarantees a specified interest rate for a certain amount of time at a certain cost.
  12. generally assumed to originate and fund their own loans, which are then sold on the secondary market, usually to Fannie Mae, Freddie Mac, or Ginnie Mae. However, firms rather loosely apply this term to themselves, whether they are true mortgage bankers or simply mortgage brokers or correspondents.
  13. Usually referred to as a reverse annuity mortgage, what makes this type of mortgage unique is that instead of making payments to a lender, the lender makes payments to you. It enables older home owners to convert the equity they have in their homes into cash, usually in the form of monthly payments. Unlike traditional home equity loans, a borrower does not qualify on the basis of income but on the value of his or her home. In addition, the loan does not have to be repaid until the borrower no longer occupies the property. Home Equity Conversion Mortgage
  14. The amount paid by a mortgagor for mortgage insurance, either to a government agency such as the Federal Housing Administration (FHA) or to a private mortgage insurance (MI) company.
  15. A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.[Top]
  16. A legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.
  17. A written agreement between the property owner and a tenant that stipulates the payment and conditions under which the tenant may possess the real estate for a specified period of time. [Top]
  18. A formal written notice to a borrower that a default has occurred and that legal action may be taken.
  19. A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."
  20. The date on which the principal balance of a loan, bond, or other financial instrument becomes due and payable.[Top]
  21. A refinance transaction which is not intended to put cash in the hand of the borrower. Instead, the new balance is caculated to cover the balance due on the current loan and any costs associated with obtaining the new mortgage. Often referred to as a "rate and term refinance."
  22. A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.
  23. units Properties that provide separate housing units for more than one family, although they secure only a single mortgage.
  24. The penalty a borrower must pay when a payment is made a stated number of days. On a first trust deed or mortgage, this is usually fifteen days.
  25. A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.
Down
  1. borrower in a mortgage agreement.[Top]
  2. Insurance coverage that in the event of physical damage to a property from fire, wind, vandalism, or other hazards.
  3. Some adjustable rate mortgages allow the interest rate to fluctuate independently of a required minimum payment. If a borrower makes the minimum payment it may not cover all of the interest that would normally be due at the current interest rate. In essence, the borrower is deferring the interest payment, which is why this is called "deferred interest." The deferred interest is added to the balance of the loan and the loan balance grows larger instead of smaller, which is called negative amortization.
  4. An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.
  5. An agreement by a commercial bank or other financial institution to extend credit up to a certain amount for a certain time to a specified borrower.
  6. Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).
  7. A cash asset or an asset that is easily converted into cash.
  8. Insurance that covers the lender against some of the losses incurred as a result of a default on a home loan. Often mistakenly referred to as PMI, which is actually the name of one of the larger mortgage insurers. Mortgage insurance is usually required in one form or another on all loans that have a loan-to-value higher than eighty percent. Mortgages above 80% LTV that call themselves "No MI" are usually a made at a higher interest rate. Instead of the borrower paying the mortgage insurance premiums directly, they pay a higher interest rate to the lender, which then pays the mortgage insurance themselves. Also, FHA loans and certain first-time homebuyer programs require mortgage insurance regardless of the loan-to-value.
  9. A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.
  10. How a lender refers to the process of obtaining new loans.
  11. The difference between the interest rate and the index on an adjustable rate mortgage. The margin remains stable over the life of the loan. It is the index which moves up and down.
  12. For an adjustable-rate mortgage (ARM), a limit on the amount that the enterest rate can increase or decrease over the life of the mortgage.
  13. Also referred to by a variety of other terms, such as lender, loan representative, loan "rep," account executive, and others. The loan officer serves several functions and has various responsibilities: they solicit loans, they are the representative of the lending institution, and they represent the borrower to the lending institution.
  14. A mortgage loan, usually in second position, that allows the borrower to obtain cash drawn against the equity of his home, up to a predetermined amount.
  15. A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."
  16. A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.
  17. A legal document that pledges a property to the lender as security for payment of a debt. Instead of mortgages, some states use First Trust Deeds.
  18. A form of ownership or taking title to property which means each party owns the whole property and that ownership is not separate. In the event of the death of one party, the survivor owns the property in its entirety.
  19. credit report which reports the raw data pulled from two or more of the major credit repositories. Contrast with a Residential Mortgage Credit Report (RMCR) or a standard factual credit report.
  20. After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.
  21. An alternative financing option that allows home buyers to lease a home with an option to buy. Each month's rent payment may consist of not only the rent, but an additional amount which can be applied toward the down payment on an already specified price.
  22. A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.
  23. A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.
  24. A legal document that obligates a borrower to repay a mortgage loan at a stated interest rate during a specified period of time.
  25. Occasionally, a lender will agree to modify the terms of your mortgage without requiring you t refinance. If any changes are made, it is called a modification.
  26. The interest rate stated on a mortgage note.

51 Clues: The lender in a mortgage agreement. • borrower in a mortgage agreement.[Top] • The interest rate stated on a mortgage note. • How a lender refers to the process of obtaining new loans. • A cash asset or an asset that is easily converted into cash. • A sum of borrowed money (principal) that is generally repaid with interest. • ...

Health Insurance Basics 2023-12-06

Health Insurance Basics crossword puzzle
Across
  1. A federal system of health insurance for people over 65 years of age and for certain younger people with disabilities
  2. A physician specialist focuses on a specific area of medicine or a group of patients to diagnose, manage, prevent, or treat certain types of symptoms and conditions
  3. A fixed amount (for example, $15) you pay for a covered health care service, usually when you receive the service. The amount can vary by the type of covered health care service.
  4. The facilities, providers and suppliers your health insurer or plan has contracted with to provide health care services.
  5. A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.
Down
  1. A federal system of health insurance for those requiring financial assistance
  2. Your share of the costs of a covered health care service, calculated as a percent (for example, 20%) of the allowed amount for the service
  3. A complain that you communicate to your health insurer or plan.
  4. The amount you owe for health care services your health insurance or plan covers before your health insurance or plan begins to pay.
  5. The amount that must be paid for your health insurance or plan. You and/or your employer usually pay it monthly, quarterly, or yearly.
  6. A benefit your employer, union or other group sponsor provides to you to pay for your health care services

11 Clues: A complain that you communicate to your health insurer or plan. • A federal system of health insurance for those requiring financial assistance • A benefit your employer, union or other group sponsor provides to you to pay for your health care services • ...

Insuance company accounts- Life insurance 2020-10-07

Insuance company accounts- Life insurance crossword puzzle
Across
  1. which account is prepared before the p/l acc
  2. firm belief in the reliability or truth
  3. which come under benefits paid(schedule 4)
  4. Benefit paid after retirement
Down
  1. a partial refund
  2. Possibility of loss
  3. paid in regular installments
  4. lend a sum of money
  5. Contract in life insurance
  6. Insurance company controlled by

10 Clues: a partial refund • Possibility of loss • lend a sum of money • Contract in life insurance • paid in regular installments • Benefit paid after retirement • Insurance company controlled by • firm belief in the reliability or truth • which come under benefits paid(schedule 4) • which account is prepared before the p/l acc

Vocabulary 2024-09-19

Vocabulary crossword puzzle
Across
  1. , get this when you have a car
  2. , Educate yourself/before investing & start estate planning
  3. , pay bills/debts & get insurance
  4. , anything to determine value
  5. , pay yourself first star Saving now
Down
  1. , 3/6 month liquid Emergeney food
  2. , maintains value in storage
  3. , way to compare value
  4. , putting it aside
  5. , another way to say splitting money

10 Clues: , putting it aside • , way to compare value • , maintains value in storage • , anything to determine value • , get this when you have a car • , 3/6 month liquid Emergeney food • , pay bills/debts & get insurance • , another way to say splitting money • , pay yourself first star Saving now • , Educate yourself/before investing & start estate planning

Insurance Policies 2022-08-30

Insurance Policies crossword puzzle
Across
  1. covers property that is transported over land
  2. protects against claims for injury or property damage caused by the business
  3. coverage when using a commercial vehicle for personal use
  4. when the damages exceed your policy limits
Down
  1. covers loss or damage to the business' physical assets
  2. being legally responsible for damages or injury
  3. protects the business from claims regarding violation of rights
  4. when a company-owned vehicle is involved in a collision, stolen, or damaged
  5. helps employees with injuries or illness caused by the job

9 Clues: when the damages exceed your policy limits • covers property that is transported over land • being legally responsible for damages or injury • covers loss or damage to the business' physical assets • coverage when using a commercial vehicle for personal use • helps employees with injuries or illness caused by the job • ...

Insurance review 2023-02-14

Insurance review crossword puzzle
Across
  1. extra coverage
  2. protects from accidents involving home
  3. protects you from identity theft
  4. pays out on death
  5. protects you from accidents with your car
Down
  1. covers medical accidents and bills
  2. covers medical expenses when in medical facility
  3. protects you and your property
  4. helps when not able to work do to injury

9 Clues: extra coverage • pays out on death • protects you and your property • protects you from identity theft • covers medical accidents and bills • protects from accidents involving home • helps when not able to work do to injury • protects you from accidents with your car • covers medical expenses when in medical facility

Insurance Vocabulary 2023-10-16

Insurance Vocabulary crossword puzzle
Across
  1. Helps repair or replace your car after something other than a collision with another car. Things like theft, fire, hail damage or hitting an animal.
  2. The duration of the policy.
  3. an additional provision purchased separately from an insurance policy to add extra benefits or coverage
  4. Let’s you keep existing policies for a limited time after you leave an employer. WAY MORE EXPENSIVE!
  5. When you cause the accident, this covers the other party’s medical and auto expenses.
Down
  1. Covers damage to your vehicle from an accident. Comprehensive and collision are usually required if the vehicle is financed.
  2. A type of insurance policy that covers personal property that is easily movable and provides additional coverage over what normal insurance policies do not.
  3. The money you pay for the insurance policy. Can be paid all at once or monthly
  4. The money the insured (You) pays toward claims before the insurer(Company) begins payments.

9 Clues: The duration of the policy. • The money you pay for the insurance policy. Can be paid all at once or monthly • When you cause the accident, this covers the other party’s medical and auto expenses. • The money the insured (You) pays toward claims before the insurer(Company) begins payments. • ...

Insurance Essentials 2023-10-31

Insurance Essentials crossword puzzle
Across
  1. How often losses will occur
  2. What is the uncertainty about outcomes?
  3. Insurance that provides medical expenses and lost wages for workers injured on the job.
  4. The part of the insuring agreement that defines what is not covered
Down
  1. provides coverage for owners and drivers against the against the financial consequences of damage to their own automobiles
  2. The policy modifications to meet the needs of an insured.
  3. the financial value of a loss
  4. Individuals who review risks and determine whether to provide insurance coverage for them
  5. when an insured or insurer does not continue coverage at the end of a policy period.

9 Clues: How often losses will occur • the financial value of a loss • What is the uncertainty about outcomes? • The policy modifications to meet the needs of an insured. • The part of the insuring agreement that defines what is not covered • when an insured or insurer does not continue coverage at the end of a policy period. • ...

Three lucky criminals 2020-02-27

Three lucky criminals crossword puzzle
Across
  1. försäkring
  2. fängslad
  3. påsk
  4. bank clerk
  5. despite
  6. omedelbart
  7. shoplifter
Down
  1. at-present
  2. skäl
  3. benådad
  4. stalk
  5. fall
  6. furious

13 Clues: skäl • påsk • fall • stalk • benådad • despite • furious • fängslad • at-present • försäkring • bank clerk • omedelbart • shoplifter

Insurance Terms 2025-04-14

Insurance Terms crossword puzzle
Across
  1. A person or entity covered by an insurance policy
  2. A formal request for payment under an insurance policy
  3. A contract between an insurer and policyholder
  4. The amount you pay for insurance coverage
Down
  1. The process of assessing risk and determining premiums
  2. A type of insurance that covers damage to property
  3. The maximum amount an insurer will pay for a covered loss

7 Clues: The amount you pay for insurance coverage • A contract between an insurer and policyholder • A person or entity covered by an insurance policy • A type of insurance that covers damage to property • The process of assessing risk and determining premiums • A formal request for payment under an insurance policy • ...

Employee Health Plans 2025-04-23

Employee Health Plans crossword puzzle
Across
  1. The amount of money you pay for care before your insurance starts to pay.
  2. clinic A place where people go to get basic medical care.
  3. Money paid before getting a service to hold your place or start treatment.
  4. Care you get from a doctor to help you get better.
  5. A small amount of money you pay when you get medical care.
  6. costs To pay for some or all of the money needed for something.
  7. insurance plans Different types of services and rules that help pay for medical care.
  8. Practitioner Another name for a primary care physician.
  9. care Help and services from doctors, nurses, or clinics to stay healthy or treat sickness.
Down
  1. The money you pay regularly to have health insurance.
  2. A doctor who works with one type of health problem or part of the body.
  3. care physician The main doctor you see for checkups and health problems.
  4. Words that give details or explain what something is like.
  5. A health problem where the body cannot control sugar in the blood.
  6. To say something is a good choice or idea.
  7. To look at two or more things to find similarities and differences.
  8. A group of doctors, hospitals, and clinics that work with your insurance plan.

17 Clues: To say something is a good choice or idea. • Care you get from a doctor to help you get better. • The money you pay regularly to have health insurance. • Practitioner Another name for a primary care physician. • clinic A place where people go to get basic medical care. • Words that give details or explain what something is like. • ...

Denial Management Puzzle 2025-07-11

Denial Management Puzzle crossword puzzle
Across
  1. : Payer's notice of payment and adjustments
  2. : Review of records to ensure billing accuracy
  3. : Payment received is less than expected
  4. : Formal request to review and overturn a denial
  5. : Code added to CPT to provide more detail
  6. : Document showing explanation of benefits from insurer
  7. : Assigning appropriate diagnosis and procedure codes
  8. : Verification of insurance coverage
  9. : Reason code assigned by payer to a denied claim
Down
  1. : Amount modified or written off from a charge
  2. : Entity responsible for paying the claim
  3. : Justification for why a service was required
  4. : Deadline by which a claim must be submitted
  5. : Written document supporting a claim reconsideration
  6. : Request for reimbursement from a health payer
  7. : Approval needed before a service is provided
  8. : Immediate refusal of a claim due to error
  9. : Refusal of payment by an insurance company

18 Clues: : Verification of insurance coverage • : Payment received is less than expected • : Entity responsible for paying the claim • : Code added to CPT to provide more detail • : Payer's notice of payment and adjustments • : Immediate refusal of a claim due to error • : Refusal of payment by an insurance company • : Deadline by which a claim must be submitted • ...

2025.11.19. 2025-11-19

2025.11.19. crossword puzzle
Across
  1. hatalmas
  2. fizetés
  3. egymás (2 szó)
  4. magyaráz
  5. meglepetés, meglep
  6. megoszt, osztozik
Down
  1. ugyanaz
  2. metró
  3. biztosítás
  4. adag
  5. téma
  6. sőt,még
  7. udvarias
  8. tűnik, látszik

14 Clues: adag • téma • metró • ugyanaz • fizetés • sőt,még • hatalmas • magyaráz • udvarias • biztosítás • egymás (2 szó) • tűnik, látszik • megoszt, osztozik • meglepetés, meglep

Un Mots-croises 2025-11-17

Un Mots-croises crossword puzzle
Across
  1. Revaluate
  2. Currently
  3. Insurance
  4. Hobbies
  5. Rent
  6. To admit
  7. To spend
Down
  1. Increase
  2. Taxes
  3. Shared accommodation
  4. Review
  5. Invoices / bills
  6. Student loan
  7. To save

14 Clues: Rent • Taxes • Review • Hobbies • To save • Increase • To admit • To spend • Revaluate • Currently • Insurance • Student loan • Invoices / bills • Shared accommodation

REFUNDS HUDDLE. 2023-11-27

REFUNDS HUDDLE. crossword puzzle
Across
  1. A certain amount that the pt has to pay in a year before the insurance starts to pay.
  2. The action of consuming a liquid foodstuff.
  3. A certain percentage achieved due to good quality of work and meeting daily metrics.
  4. A certain percentage of the billed amount left by the insurance to be paid by the pt as per the agreement.
  5. The process of a payer getting back their money if a refund is not processed.
  6. The process of disputing results as received from the QA team.
  7. The most common governmental insurance in the US.
Down
  1. The process of giving money back to a pt or an ins due to overpayment.
  2. An online resource that you can access to complete client specific missions.
  3. A universal folder used by agents to save documents after refunds.
  4. the action of cancelling an erroneous refund through a portal.
  5. A portal used to review remits or EOBs.
  6. An online refund portal that allows us to void refunds especially when working touchstone.
  7. A device that no one is allowed to have at their desk.
  8. Things we should own and learn from them.
  9. Patient's information that is highly classified and should not be disclosed without authorization.

16 Clues: A portal used to review remits or EOBs. • Things we should own and learn from them. • The action of consuming a liquid foodstuff. • The most common governmental insurance in the US. • A device that no one is allowed to have at their desk. • the action of cancelling an erroneous refund through a portal. • The process of disputing results as received from the QA team. • ...

Paycheck vocabulary 2022-04-12

Paycheck vocabulary crossword puzzle
Across
  1. work hard and you may get this
  2. pays when you retire or become disabled
  3. shows your earnings and deductions
  4. This tax goes to the state of Colorado
  5. how much you earn per hour at you job
  6. ______ insurance pays if you get sick or injured
  7. same as an earnings statement
  8. more than 40 hours per week
  9. total pay amount earned before deductions
  10. 1.5 x your regular hourly rate of pay
Down
  1. How much you make for your work
  2. amount you take home after deductions
  3. this tax is deducted for the US government
  4. taken out of check for taxes, insurance etc
  5. more than 8 hours per day
  6. a 401k plan helps save for __________

16 Clues: more than 8 hours per day • more than 40 hours per week • same as an earnings statement • work hard and you may get this • How much you make for your work • shows your earnings and deductions • amount you take home after deductions • how much you earn per hour at you job • a 401k plan helps save for __________ • 1.5 x your regular hourly rate of pay • ...

u3 2018-10-27

u3 crossword puzzle
Across
  1. detail
  2. stubborn
  3. persuade
  4. fare
  5. prefer
  6. insurance
Down
  1. fond
  2. transport
  3. bend
  4. valley
  5. determined
  6. route

12 Clues: fond • bend • fare • route • detail • valley • prefer • stubborn • persuade • transport • insurance • determined

W&B 2022-07-26

W&B crossword puzzle
Across
  1. legalist
  2. method
  3. coverage
  4. anility
  5. handsome
Down
  1. document
  2. brigade
  3. society
  4. bonus
  5. gift
  6. authority
  7. pageant

12 Clues: gift • bonus • method • brigade • society • anility • pageant • document • legalist • coverage • handsome • authority

Credit, Finance Charges, and Loans 2023-10-31

Credit, Finance Charges, and Loans crossword puzzle
Across
  1. 12
  2. 4
  3. 9
  4. 10
  5. 6
  6. 8
Down
  1. 3
  2. 5
  3. 2
  4. 11
  5. 7
  6. 1

12 Clues: 3 • 5 • 2 • 4 • 7 • 9 • 1 • 6 • 8 • 11 • 12 • 10

Killer Word Search 2024-01-08

Killer Word Search crossword puzzle
Across
  1. PoliceStopped
  2. AmountKilled
  3. BelleGunness
  4. HerDeath
  5. TouristAttraction
Down
  1. Daughter
  2. AxelsDeath
  3. Nickname
  4. TypeOfKiller
  5. LossOfPregnancy
  6. WhatBurned
  7. Insurance

12 Clues: Daughter • Nickname • HerDeath • Insurance • AxelsDeath • WhatBurned • TypeOfKiller • AmountKilled • BelleGunness • PoliceStopped • LossOfPregnancy • TouristAttraction

virtual world 2024-03-15

virtual world crossword puzzle
Across
  1. emploi
  2. offre
  3. entreprise
  4. carrière
  5. employé
  6. formation
  7. assurance
Down
  1. profession
  2. patron
  3. employeur
  4. entretien
  5. industrie

12 Clues: offre • emploi • patron • employé • carrière • employeur • entretien • industrie • formation • assurance • profession • entreprise

Personal Auto Insurance 2019-05-09

Personal Auto Insurance crossword puzzle
Across
  1. The fair market value of the stolen or damaged property at the time of the accident or loss
  2. You’re driving down the road one night and a deer suddenly appears in front of you. You slam on your brakes, but you end up hitting the deer anyway. What coverage will pay out for the damages to your car?
  3. What does 'PIP' stand for?
  4. The period in the first sixty days in which underwriting can review and take action
  5. If you are at fault for an accident, what coverage will pay out for the damage you have caused to another person's vehicle or property?
  6. Bodily Injury and Property Damage are also known as ________ coverages, or third-party coverages
  7. This coverage is selected if an insured uses their vehicle for Uber or Lyft
Down
  1. Any auto you acquire(not a replacement) as long as you ask to insure it within 30 days of owning it
  2. This coverage pays for towing and locksmith services
  3. If your vehicle is totaled and this coverage is purchased, the insurance company will pay the amount necessary to replace the damaged property with other property of like kind and quality
  4. If an at-fault party does not have coverage/ has inadequate coverage to pay for injuries, this coverage can pay out
  5. The person(s) or policyholder shown in the Declarations
  6. This will pay out for damages to your own vehicle if you hit or are hit by another vehicle
  7. Along with PIP coverage, the state of Florida requires vehicle owners to maintain this coverage:

14 Clues: What does 'PIP' stand for? • This coverage pays for towing and locksmith services • The person(s) or policyholder shown in the Declarations • This coverage is selected if an insured uses their vehicle for Uber or Lyft • The period in the first sixty days in which underwriting can review and take action • ...

Insurance and Finance 2023-06-15

Insurance and Finance crossword puzzle
Across
  1. A bridge or elevated structure that allows one road or railway to cross over another.
  2. A type of collision in which the front end of one vehicle collides with the side of another vehicle.
  3. To settle outstanding debt or complete a financial obligation.
  4. A designated area on a road for pedestrians to cross safely, usually marked with painted lines and sometimes a sign.
  5. To relinquish or give up a right or claim, often related to fees or charges.
  6. An indicator on a vehicle that flashes to signal a turn or lane change.
  7. Structured or organized schedule of payments, often agreed upon between a debtor and creditor for a loan or debt repayment.
Down
  1. An emergency stopping lane on the road, wide enough to leave space for other vehicles to pass through.
  2. Indicates that there is no exit or way out from a particular area or location.
  3. Exceeding the balance limit in a bank account, resulting in a negative balance and possible fees or penalties.
  4. A metal ring or fastening, usually part of a pair used to secure a person's wrists or ankles.
  5. Circular metal cap that covers the center of a car wheel.
  6. A room or building with beds for people who are ill.
  7. Borrowed sum of money that is usually repaid with interest over a predetermined period of time.

14 Clues: A room or building with beds for people who are ill. • Circular metal cap that covers the center of a car wheel. • To settle outstanding debt or complete a financial obligation. • An indicator on a vehicle that flashes to signal a turn or lane change. • To relinquish or give up a right or claim, often related to fees or charges. • ...

Insurance and Stock Market 2023-09-22

Insurance and Stock Market crossword puzzle
Across
  1. where your family gets money after death of a person.
  2. which we pay every month.
  3. a type of life insurance.
  4. market price index of BSE.
  5. facing immense loss in market.
Down
  1. legal contract.
  2. an amount you pay for a loss.
  3. middle man for company and public
  4. the risk that is included in your policy.
  5. market price index of NSE
  6. a company which provides insurance.

11 Clues: legal contract. • which we pay every month. • a type of life insurance. • market price index of NSE • market price index of BSE. • an amount you pay for a loss. • facing immense loss in market. • middle man for company and public • a company which provides insurance. • the risk that is included in your policy. • where your family gets money after death of a person.

ZIG Crossword 2013-05-16

ZIG Crossword crossword puzzle
Across
  1. Willful and malicious damage to or destruction of property.
  2. An estimate or the act of assessing of value.
  3. An illegal act against another person's rights or property.
  4. Giving false evidence or information while under oath.
  5. The wrongful taking of the property of another.
  6. Policies that are designed to cover property that moves from location to location.
Down
  1. Sum paid by A to B by way of compensation for a particular loss suffered by B.
  2. The remaining value of property after severe damage.
  3. A person responsible for investigating, evaluating and settling insurance claims.
  4. A Court document commanding the defendant to enter an Appearance within a specified number of days if he wishes to dispute the claimant's claim.
  5. A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
  6. End of the policy period.

12 Clues: End of the policy period. • An estimate or the act of assessing of value. • The wrongful taking of the property of another. • The remaining value of property after severe damage. • Giving false evidence or information while under oath. • Willful and malicious damage to or destruction of property. • An illegal act against another person's rights or property. • ...

commerce 2021-10-01

commerce crossword puzzle
Across
  1. the collection and management of financial resources
  2. not eligible for insurance cover
  3. an amount to be paid for contract of insurance
  4. protection or reimbursement against losses
  5. have to take a ___ in life to succeed
Down
  1. evaluates and assumes another party's risk for payment
  2. money awarded to someone in recognition
  3. a contract where the insurer covers the insured lost

8 Clues: not eligible for insurance cover • have to take a ___ in life to succeed • money awarded to someone in recognition • protection or reimbursement against losses • an amount to be paid for contract of insurance • the collection and management of financial resources • a contract where the insurer covers the insured lost • ...

CFS Team 2017-05-12

CFS Team crossword puzzle
Across
  1. Who invented the light bulb (last name only)
  2. Standardized coding system used to identify products
  3. All pump orders must be reviewed by what team?
  4. Where Chris updates your timecards
  5. The hormone produced by the beta cells in our pancreas
  6. Number in a baker's dozen
  7. Payors may authorize access to this for insurance information
  8. Ounces in a pound
  9. The system in which we log insurance verification notes
  10. The main type of sugar in our body
Down
  1. Name of the Animas Pump
  2. Upload your policies and procedures in here
  3. The DME product we provide
  4. Founding father of the United States (last name only)
  5. This type of puzzle
  6. The statement of our J&J beliefs
  7. The name of the disease we treat
  8. The system that helps us cut checks

18 Clues: Ounces in a pound • This type of puzzle • Name of the Animas Pump • Number in a baker's dozen • The DME product we provide • The statement of our J&J beliefs • The name of the disease we treat • Where Chris updates your timecards • The main type of sugar in our body • The system that helps us cut checks • Upload your policies and procedures in here • ...

Cigna Medicare Rx PDP 2012-07-25

Cigna Medicare Rx PDP crossword puzzle
Across
  1. Also known as the Doughnut Hole
  2. Cigna Medicare Rx has how many plans for 2012
  3. Stands for Special Election Period
  4. This is the amount member has to pay prior to paying regular plan copays
  5. A government agency
  6. Part B covers this
  7. Stands for Late Enrollment Penalty
  8. Included is the copays, deductible and co-insurance
Down
  1. Power of Attorney with healthcare decisions
  2. Cigna Medicare Rx has this many tiers as of 2012
  3. Can Cigna Medicare Rx offer the 5-star SEP
  4. Income Related Adjustment Amount
  5. Sent to members each month for monthly premium payment
  6. Long Term Care facility
  7. Is the abbreviation for State Health Insurance Programs

15 Clues: Part B covers this • A government agency • Long Term Care facility • Also known as the Doughnut Hole • Income Related Adjustment Amount • Stands for Special Election Period • Stands for Late Enrollment Penalty • Can Cigna Medicare Rx offer the 5-star SEP • Power of Attorney with healthcare decisions • Cigna Medicare Rx has how many plans for 2012 • ...

Try this puzzle 2020-05-10

Try this puzzle crossword puzzle
Across
  1. Loan that does not require mortgage insurance
  2. Slovenian word for Healthy
  3. Settlement offers on an insurance
  4. financial guarantee paid by the lender
  5. Minimum Escrow balance in terms of monthly amount being paid
  6. Piggy bank where part of monthly payment is stored
  7. Unpaid expenses Recovery
  8. Equity Level when MI coverage can be removed
Down
  1. Lender who receives payment when the loan is sold to Investors
  2. Protection for persons who are in active military service
  3. Use own money to make home loans
  4. Valuation method for commercial real estate and rental properties
  5. Loan against equity
  6. Valuation approach used for schools and hospitals
  7. Combined Loan to Value Ratio

15 Clues: Loan against equity • Unpaid expenses Recovery • Slovenian word for Healthy • Combined Loan to Value Ratio • Use own money to make home loans • Settlement offers on an insurance • financial guarantee paid by the lender • Equity Level when MI coverage can be removed • Loan that does not require mortgage insurance • Valuation approach used for schools and hospitals • ...

The Amish People Crossword 2022-04-26

The Amish People Crossword crossword puzzle
Across
  1. opmuntre
  2. foretage
  3. bejlen
  4. mødes
  5. forsikring
  6. nygifte
  7. betydningsfuld
Down
  1. almindeliggørelse
  2. opstandelse
  3. lovprise
  4. adskillige
  5. indtægt

12 Clues: mødes • bejlen • indtægt • nygifte • lovprise • opmuntre • foretage • adskillige • forsikring • opstandelse • betydningsfuld • almindeliggørelse

Traffic-warden larzq 2023-01-23

Traffic-warden larzq crossword puzzle
Across
  1. ohituskaista
  2. ilmailu
  3. valtatie
  4. ohitustie
  5. hidasta
  6. raitiovaunu
  7. vakuutus
Down
  1. jalankulkija
  2. kaista
  3. luotijuna
  4. pysäköidä
  5. tavarajuna
  6. pyöräiliä
  7. kimppakyyti

14 Clues: kaista • ilmailu • hidasta • valtatie • vakuutus • luotijuna • ohitustie • pysäköidä • pyöräiliä • tavarajuna • raitiovaunu • kimppakyyti • jalankulkija • ohituskaista

Surprise 2022-11-29

Surprise crossword puzzle
Across
  1. Queensland and Northern Territory Aerial Services
  2. One of Australia's largest financial services brands offering home and motor insurance, banking, life insurance, and super
  3. A material used to build houses
  4. The large arena where sports are played
  5. A specially prepared surface which vehicles use to get from one place to another
  6. Enjoyment, amusement, or light-hearted pleasure
  7. The colour of the sun
  8. To go from one place to another
Down
  1. An extended period of leisure and recreation
  2. The first month
  3. Songs are a type of _______
  4. State capital
  5. Barry is a ______
  6. A vehicle that uses jet propulsion to accelerate

14 Clues: State capital • The first month • Barry is a ______ • The colour of the sun • Songs are a type of _______ • A material used to build houses • To go from one place to another • The large arena where sports are played • An extended period of leisure and recreation • Enjoyment, amusement, or light-hearted pleasure • A vehicle that uses jet propulsion to accelerate • ...

Dental Crossword 2024-09-25

Dental Crossword crossword puzzle
Across
  1. Where is the Emergency eyewash station is located?
  2. We take HMO insurance Yes or no?
  3. Something we do for birthday celebrations
  4. What type of dentures do we need to pre-auth?
  5. We stand behind what we say we will do
  6. Patient signs this before treatment
  7. What type of insurance requires pre-auth?
  8. The name of the lab we use
Down
  1. What do we call problem patients?
  2. We are responsive to changes in our industry
  3. How many employees do we have?
  4. Where do we keep our emergency injectables?
  5. Payment financing option
  6. Part of our uniform

14 Clues: Part of our uniform • Payment financing option • The name of the lab we use • How many employees do we have? • We take HMO insurance Yes or no? • What do we call problem patients? • Patient signs this before treatment • We stand behind what we say we will do • Something we do for birthday celebrations • What type of insurance requires pre-auth? • ...

POE Healthcare Crossword 2025-09-04

POE Healthcare Crossword crossword puzzle
Across
  1. Medical care given to manage illness
  2. Monthly cost of a health insurance plan
  3. Identification of a disease or condition
  4. Request for payment to an insurer
  5. Group of doctors and hospitals in a plan
  6. Fixed amount paid by a patient for services
Down
  1. Person receiving medical care
  2. Services included in a health plan
  3. Financial coverage for healthcare services
  4. Review of records for accuracy
  5. Doctor, nurse, or other healthcare professional
  6. Recommendation to see a specialist

12 Clues: Person receiving medical care • Review of records for accuracy • Request for payment to an insurer • Services included in a health plan • Recommendation to see a specialist • Medical care given to manage illness • Monthly cost of a health insurance plan • Identification of a disease or condition • Group of doctors and hospitals in a plan • ...

Intake3 2024-03-01

Intake3 crossword puzzle
Across
  1. Client will cover fees.
  2. Health coverage.
  3. Person or agency referring a client to services.
  4. A short add-on number assigned to an employee.
  5. Incoming call.
  6. Outgoing call.
Down
  1. Patient insurance eligibility.
  2. Person who answers queue to find out who's calling.
  3. Teaching or learning of skills.
  4. Electronic message, usually on a computer.

10 Clues: Incoming call. • Outgoing call. • Health coverage. • Client will cover fees. • Patient insurance eligibility. • Teaching or learning of skills. • Electronic message, usually on a computer. • A short add-on number assigned to an employee. • Person or agency referring a client to services. • Person who answers queue to find out who's calling.

Insurance and Stock Market 2023-09-22

Insurance and Stock Market crossword puzzle
Across
  1. where your family gets money after death of a person.
  2. which we pay every month.
  3. a type of life insurance.
  4. market price index of BSE.
  5. facing immense loss in market.
Down
  1. legal contract.
  2. an amount you pay for a loss.
  3. middle man for company and public
  4. the risk that is included in your policy.
  5. market price index of NSE
  6. a company which provides insurance.

11 Clues: legal contract. • which we pay every month. • a type of life insurance. • market price index of NSE • market price index of BSE. • an amount you pay for a loss. • facing immense loss in market. • middle man for company and public • a company which provides insurance. • the risk that is included in your policy. • where your family gets money after death of a person.

Healthcare management 2025-04-29

Healthcare management crossword puzzle
Across
  1. the form of settlement to be paid by the health insurance fund for the payment of health care and service expenses
  2. a physician specializing in family medicine working in a family, soum, or village health center
  3. things created for the purpose of replacing human tissues and organs or correcting disorders and defects
  4. complex professional activities of a doctor aimed at diagnosing and curing diseases, rehabilitation of patients, and prevention of illness
  5. a medical specialist and other employees working in a health care organization
  6. comprehensive measures to monitor, check, evaluate, and provide advice and assistance by the competent authority on whether the health institutions and medical specialists complying or not with the relevant legislation, mandatory standards, rules, procedures, and instructions
  7. comprehensive activities aimed at monitoring and strengthening the health of the population, forming healthy behavior in the population, and creating a healthy living environment
  8. comprehensive professional activities of nurses aimed at preventing illness, curing illness, and rehabilitating patients
Down
  1. a legal entity with the function of providing specialized medical care and services
  2. activities on providing knowledge and habits to the population in order to protect their health and build healthy habits
  3. an infection transmitted to humans by livestock, animals, insects, rodents, or vectors
  4. a citizen with a right to share the financial risks that may arise due to health from the health insurance fund upon regularly paying premiums to the health insurance fund in advance according to this Law
  5. the activity of detecting risk factors and diseases by subjecting the population to preventive examination, analysis and diagnosis based on age, gender and health risk
  6. the activities creating in advance the health insurance fund upon paying the health insurance premiums by the state, citizens, and legal entities in accordance with the procedures prescribed by law, and purchasing the health care and services

14 Clues: a medical specialist and other employees working in a health care organization • a legal entity with the function of providing specialized medical care and services • an infection transmitted to humans by livestock, animals, insects, rodents, or vectors • a physician specializing in family medicine working in a family, soum, or village health center • ...

synonyms and antonyms 2020-10-01

synonyms and antonyms crossword puzzle
Across
  1. antonym of bad
  2. of messy
  3. antonym of rich
  4. antonym of insecure
  5. antonym of inedible
Down
  1. antonym of insurance
  2. antonym of ugly
  3. antonym of low

8 Clues: of messy • antonym of bad • antonym of low • antonym of rich • antonym of ugly • antonym of insecure • antonym of inedible • antonym of insurance

Workplace 2025-08-21

Workplace crossword puzzle
Across
  1. Patient assistance program
  2. Closest pizza shop
  3. Where you can go to submit documents
  4. Insurance you receive once you hit 65
Down
  1. Where is the track located?
  2. Acronym for federal poverty limit
  3. Adap plus insurance continuation
  4. Who do you check in with in the am
  5. Place of work
  6. What does MA stand for

10 Clues: Place of work • Closest pizza shop • What does MA stand for • Patient assistance program • Where is the track located? • Adap plus insurance continuation • Acronym for federal poverty limit • Who do you check in with in the am • Where you can go to submit documents • Insurance you receive once you hit 65

Basic Insurance 2025-05-08

Basic Insurance crossword puzzle
Across
  1. Maximum payout for a claim as set in the policy.
  2. Provides access to dental programs or other dental costs
  3. Person who owns and manages the policy, and pays premiums.
  4. Initial cost for basic insurance coverage.
  5. A policy term that outlines when coverage is not provided.
  6. Covers injury and damage to others if you're at fault. ($453)
Down
  1. Amount the insured pays before insurance covers costs.
  2. Fraudulent act to deceive an insurer for unearned benefits.
  3. Evaluating risk to decide on insurance coverage and pricing.

9 Clues: Initial cost for basic insurance coverage. • Maximum payout for a claim as set in the policy. • Amount the insured pays before insurance covers costs. • Provides access to dental programs or other dental costs • Person who owns and manages the policy, and pays premiums. • A policy term that outlines when coverage is not provided. • ...

Insurance Quiz 2014-01-29

Insurance Quiz crossword puzzle
Across
  1. The individual who evaluates risks and determine rates and coverages
  2. Restoration to the victim of a loss by payment, repair or replacement.
  3. Liability or loss resulting from an accident
  4. A demand made by the insured or claimant
  5. The amount by which assets exceed liabilities
Down
  1. Insurance salesperson that searches the marketplace in the interest of clients, not insurance companieskangaroo Large marsupial
  2. A insurance you might choose to protect your business
  3. The automatic re-establishment of in-force status effected by the payment of another premium
  4. A contract by an insurer to make periodic payments that continue during the survival of the annuitant(s) or for a specified period.

9 Clues: A demand made by the insured or claimant • Liability or loss resulting from an accident • The amount by which assets exceed liabilities • A insurance you might choose to protect your business • The individual who evaluates risks and determine rates and coverages • Restoration to the victim of a loss by payment, repair or replacement. • ...

Health Insurance 2023-09-18

Health Insurance crossword puzzle
Across
  1. wide range of networks
  2. shared cost after deductible
  3. upfront payment
  4. max you have to pay
Down
  1. cost before coverage kicks in
  2. cost to carry the insurance
  3. best for someone that is sick a lot
  4. cheapest option
  5. stands for Point of Service Plan

9 Clues: upfront payment • cheapest option • max you have to pay • wide range of networks • cost to carry the insurance • shared cost after deductible • cost before coverage kicks in • stands for Point of Service Plan • best for someone that is sick a lot

Insurance Identifiers 2025-06-04

Insurance Identifiers crossword puzzle
Across
  1. Supplement Will indicate “Medigap”, “Supplement”, or “Supplemental”
  2. “NJFamilyCare” verbiage
  3. Horizon BlueCross Logo, "3HZN" in Member ID
  4. CHAMPVA, US Family Health Plan, Tricare, Tricare for Life, Veteran Affairs (VA)
Down
  1. YOU WILL NOT SEE: Horizon BlueCross Logo OR “3HZN” in Member ID. Refer to the suitcase for this plan.
  2. “Medicare Advantage” verbiage, Medicare managed care contract number, Medicare Prescription benefits (Medicare RX)
  3. Will indicate “State of New Jersey Health Benefits Identification Card” and “CCN”
  4. Private Insurance - Offered through an employer or marketplace. Ex: AtlantiCare
  5. Will discuss Part A (Hospital) and/or Part B (Medical)
  6. Will contain the verbiage “Dual” or “D-SNP”

10 Clues: “NJFamilyCare” verbiage • Will contain the verbiage “Dual” or “D-SNP” • Horizon BlueCross Logo, "3HZN" in Member ID • Will discuss Part A (Hospital) and/or Part B (Medical) • Supplement Will indicate “Medigap”, “Supplement”, or “Supplemental” • Private Insurance - Offered through an employer or marketplace. Ex: AtlantiCare • ...

Stage 18 Vocabulary 2022-02-23

Stage 18 Vocabulary crossword puzzle
Across
  1. Here's to new _______
  2. Come on, fight me! ____ e ____
  3. discard the trash
  4. you're crazy!
  5. The 18-wheeler is blocking your path
  6. You'd be happy to chose that one insurance company
  7. Truth or ____
  8. That one Disney film about that one fish who lost that one fish
  9. Could you direct me to the stage?
Down
  1. the lead city of a state
  2. _______, you might like them!
  3. The Rohirrim stood their ground against the Orcs
  4. it's something the government might guarantee
  5. it's a _____ ritual
  6. Think of deity, but not really "deity"
  7. the drill sergeant will make you walk a bunch of _____
  8. If you _____ something, it'll be in pieces
  9. If you choose that other insurance company, you may be ahead of the game
  10. break apart a vocab word for its grammatical components

19 Clues: you're crazy! • Truth or ____ • discard the trash • it's a _____ ritual • Here's to new _______ • the lead city of a state • _______, you might like them! • Come on, fight me! ____ e ____ • Could you direct me to the stage? • The 18-wheeler is blocking your path • Think of deity, but not really "deity" • If you _____ something, it'll be in pieces • ...

FinLit Vocab Review 2023-03-09

FinLit Vocab Review crossword puzzle
Across
  1. a person’s record of using credit.
  2. When a potential creditor accesses your credit report to examine your credit history and determine your ability to repay.
  3. Type of loan taken out to obtain a home.
  4. allows consumers to borrow up to some preset maximum amount. An example would be a credit card.
  5. When someone uses your personal information without your permission for personal gain.
  6. The interest rate remains the same for the life of the loan.
  7. Amount taken home after taxes and deductions. Also referred to as net pay.
  8. provides health care coverage to older or disabled Americans.
  9. money a lender makes available to a borrower with the understanding that the borrower will repay the money in the future.
  10. a branch of the U.S. Treasury Department that carries out the federal tax system. Often referred to as the IRS.
  11. A period in which the economy is shrinking.
  12. The date at which the loan will be completely repaid.
  13. Combining several small accounts into one larger account that you may be able to finance at a lower rate at a bank or with another lender.
  14. a fixed amount all people are allowed to deduct from their AGI to reduce their tax liability
  15. Money collected by a government from its citizens for the purpose of operating the government.
  16. The study of choices.
  17. fees charged by a lender on borrowed money.
  18. Regular payments paid to an insurance company in return for insurance coverage.
  19. a financial product that provides payment for medical services when people suffer a financial loss because of illness or injury
  20. Loans that have no collateral pledged against the loan.
  21. Focuses on the study of individual choices or decisions made by smaller units, such as a firm.
  22. a formal report to the IRS that contains all the information relative to a person’s income taxes for a specific year.
  23. the amount of money a person takes home after taxes and deductions. Also referred to as take home pay.
  24. Used for specific purchases but allows the borrower more time to repay the money.
  25. Total amount of a person’s income from almost any source.
  26. The Free Application for Federal Student Aid is a six-page form that requires detailed financial information from you and your parents.
  27. Summarizes a person’s credit history, including applications for credit of any kind, payment record for bills, whether you have paid late fees, and any other public information.
  28. A period of very high birth rates after World War II that occurred between 1946 and 1964.
  29. A loan that has some asset pledged against the loan so that the lender is assured of ending up with some valuable asset if the borrower fails to pay off the loan.
  30. Upfront money from the buyer that is sued to pay for a portion of the house.
  31. Additional insurance coverage to cover things such as jewelry or valuable heirlooms that are often not fully covered by a typical insurance policy.
  32. Covers you against any damage you do to other people or their property.
  33. a financial product that, when purchased, provides reimbursement paid to a person in the event of certain types of financial loss.
  34. Higher interest rate mortgage loans made to people with poor credit scores.
  35. Insurance plans that cover a large group of individuals, such as all the employees of a company or local government.
  36. the total amount of money outstanding on a loan.
  37. Total income minus allowable amounts such as retirement contributions, alimony, student loan interest, and other expenses allowed by IRS. Abbreviated as AGI.
  38. Health conditions that existed before one’s insurance policy was granted.
  39. A required portion of the purchase price paid at the time of purchase.
Down
  1. Organizations that collect credit information about individual consumers.
  2. A sustained increase in the general level of prices.
  3. The rate that factors in all the financing costs so that borrowers know exactly what they are paying and can make informed decisions. Abbreviated as APR.
  4. An agreement to allow borrowing as needed up to a certain amount of money.
  5. A time allowed by credit card companies in which you are not charged interest on purchases.
  6. The amount of money a policyholder pays prior to the insurance company’s payment.
  7. This rate may go up or down over time. Abbreviated as ARM.
  8. a taxable gain that occurs when you sell an asset for more than you paid for it.
  9. Someone other than the borrower who agrees to sign the loan document and repay the loan if the original borrower stops making payments.
  10. Credit card feature that allows people to exceed their credit limit.
  11. a numeric score that uses your credit history to assess your creditworthiness.
  12. deals with broad issues that impact the economy as a whole.
  13. Ensures that workers can continue their health insurance coverage even if they switch jobs.
  14. specific expenses that can be deducted from income to reduce the amount of income that will be taxed.
  15. Alternating periods of shrinking & growth, or contraction & expansion, in the economy.
  16. The total dollar amount of all final goods and services purchased within the nation’s borders in each year.
  17. a process in which the courts provide protection for a person who is unable to pay off his or her debts.
  18. A lender provides cash advances at a high cost to customers in exchange for one of their checks dated for some time in the future.
  19. provides individuals with revolving open-end credit, which can be drawn from repeatedly up to some preset limit.
  20. Allows a homeowner to borrow against the equity in her or her home.
  21. A severe recession.
  22. Assets that have been pledged against loan repayment.
  23. The world in which economies of all countries interact and depend on each other.
  24. The study of human populations.
  25. The formal measure of inflation that tells whether things overall are more expensive now than in the past.
  26. Allows you to continue health insurance coverage for up to 18 months after your employment ends.
  27. An extremely low interest rate for a short period of time used as a deal sweetener.
  28. incudes federal taxes and state taxes.
  29. federal and state taxes withheld from a person’s paycheck and sent directly to the government by the employer.
  30. The person who buys a health insurance policy or subscribes to it through an employer.
  31. An insurance pan that pays a specific person or persons when the policyholder dies.
  32. credit extended for a short term, such as 30 days or less.
  33. provides payments to eligible retirees and disabled people.
  34. Financial institutions, such as banks, that agree to make a certain amount of credit available.
  35. A business that holds an item as collateral in exchange for a short-term loan.
  36. An asset pledged as security for repayment of a loan.
  37. the difference between the home’s value and the amount owed to a lender.
  38. A long-term rental agreement.
  39. The system in which individuals, businesses, governments, and the world as a whole interact.
  40. The share of costs for covered insurance services that the insured person is required to pay out of her or her pocket.
  41. A type of credit typically started at the time of purchase for a specific asset.
  42. the total amount of money earned before deductions.

81 Clues: A severe recession. • The study of choices. • A long-term rental agreement. • The study of human populations. • a person’s record of using credit. • incudes federal taxes and state taxes. • Type of loan taken out to obtain a home. • A period in which the economy is shrinking. • fees charged by a lender on borrowed money. • the total amount of money outstanding on a loan. • ...

Car Insurance 2024-10-07

Car Insurance crossword puzzle
Across
  1. What your insurance will help you pay for
  2. What you file to request help from your insurance
  3. Coverage ________ is the maximum your insurance company will pay for
  4. The insurance plan you have
Down
  1. The amount you pay out-of-pocket before the insurance company will help
  2. What you pay your insurance company on a consistent basis

6 Clues: The insurance plan you have • What your insurance will help you pay for • What you file to request help from your insurance • What you pay your insurance company on a consistent basis • Coverage ________ is the maximum your insurance company will pay for • The amount you pay out-of-pocket before the insurance company will help

Car Insurance 2024-10-07

Car Insurance crossword puzzle
Across
  1. What you file to request help from your insurance
  2. The amount you pay out-of-pocket before the insurance company will help
Down
  1. What your insurance will help you pay for
  2. What you pay your insurance company on a consistent basis
  3. Coverage ________ is the maximum your insurance company will pay for
  4. The insurance plan you have

6 Clues: The insurance plan you have • What your insurance will help you pay for • What you file to request help from your insurance • What you pay your insurance company on a consistent basis • Coverage ________ is the maximum your insurance company will pay for • The amount you pay out-of-pocket before the insurance company will help

Chapter 33.1 Key Terms By: McKenzie Bailey 2017-05-10

Chapter 33.1 Key Terms By: McKenzie Bailey crossword puzzle
Across
  1. risk that cannot be controlled
  2. a risk that is unacceptable to insurance carriers because the likelihood of loss is too high
  3. the systematic process of managing risk to achieve your objective
  4. the threat of a loss with no opportunity for gain
  5. the possibility of loss or injury
Down
  1. occurs when conditions can be controlled to minimize the chance of harm
  2. risk that meets an insurance company's criteria for insurances coverage
  3. the risk of harm caused by human mistakes, dishonesty, or another risk that is attributed to people
  4. paid protection against loss due to injury or property damage
  5. the possibility of a catastrophe caused by a flood, tornado, hurricane, fire, lightning, drought, or earthquake
  6. occurs when there is likelihood of economic loss

11 Clues: risk that cannot be controlled • the possibility of loss or injury • occurs when there is likelihood of economic loss • the threat of a loss with no opportunity for gain • paid protection against loss due to injury or property damage • the systematic process of managing risk to achieve your objective • ...

Chapter 33.1 Key Terms Created by: Shawnta Townsend 2013-05-07

Chapter 33.1 Key Terms Created by: Shawnta Townsend crossword puzzle
Across
  1. Paid protection against loss due to injury or property damage.
  2. Occurs when conditios can be controlled to minimize the chance of harm.
  3. Cannot be controlled.
  4. Occurs when there id likelihood of economic loss.
  5. The possibility of loss or injury.
  6. The systemic process of managing risk to achieve your objectives.
Down
  1. A risk that meets an insurance company's criteria for insurance coverage.
  2. Is the risk of harm caused by human mistakes, dishonesty, or another risk that is attributed to people.
  3. A risk that is unacceptable to insurance carriers because the likelihood of loss is to high.
  4. Is the threat of a loss with no opportunity for gain.
  5. Is the possiblity of a catastrophe caused by a flood, tornado, hurricane, fire, lightning, drought, or earthquake.

11 Clues: Cannot be controlled. • The possibility of loss or injury. • Occurs when there id likelihood of economic loss. • Is the threat of a loss with no opportunity for gain. • Paid protection against loss due to injury or property damage. • The systemic process of managing risk to achieve your objectives. • ...

Chapter 33.1 Key Terms Created by: Sam Maxwell 2016-05-11

Chapter 33.1 Key Terms Created by: Sam Maxwell crossword puzzle
Across
  1. the threat of loss with no opportunity for gain
  2. occurs when there is likelihood of economic loss
  3. paid protection against loss duo to injury or property damage
  4. occurs when conditions can be controlled to minimize the chance of harm
  5. the systemic process of managing risk to achieve your objectives
  6. a risk that meets an insurance company's criteria for insurance coverage
Down
  1. the risk of harm caused by human mistakes, dishonesty, or another risk that is attribute by people
  2. risk that is unacceptable to insurance carriers because the likelihood of loss is too high\
  3. cannot be controlled
  4. the possibility of loss or injury
  5. the possibility of a catastrophe caused by a flood, tornado, hurricane, fire, lighting, drought, or earthquake

11 Clues: cannot be controlled • the possibility of loss or injury • the threat of loss with no opportunity for gain • occurs when there is likelihood of economic loss • paid protection against loss duo to injury or property damage • the systemic process of managing risk to achieve your objectives • occurs when conditions can be controlled to minimize the chance of harm • ...

Chapter 33.1 Key Terms Created by Harrison Fleetwood 2019-05-15

Chapter 33.1 Key Terms Created by Harrison Fleetwood crossword puzzle
Across
  1. occurs when there is a likelihood of economic loss
  2. the systemic process of managing risk to achieve your objectives
  3. a risk that is unacceptable to insurance carriers because the likelihood of loss is too high
  4. cannot be controlled
  5. the threat of a loss with no opportunity for gain
  6. the risk of harm caused by human mistakes, dishonesty, or another risk that is attributed to people
  7. the possibility of a catastrophe caused by a flood, tornado, hurricane, fire, lightning, drought, or earthquake
Down
  1. occurs when conditions can be controlled to minimize the chance of harm
  2. paid protection against loss due to injury or property damage
  3. the possibility of loss or injury
  4. a risk that meets an insurance company's criteria for insurance coverage

11 Clues: cannot be controlled • the possibility of loss or injury • the threat of a loss with no opportunity for gain • occurs when there is a likelihood of economic loss • paid protection against loss due to injury or property damage • the systemic process of managing risk to achieve your objectives • occurs when conditions can be controlled to minimize the chance of harm • ...

AINS 22 - Key Terms - Assignments 5 - 8 2021-02-17

AINS 22 - Key Terms - Assignments 5 - 8 crossword puzzle
Across
  1. lists the insured's duties after a property loss.
  2. intentional relinquishment of a known right.
  3. insurance for property specifically listed on a policy, with a limit of liability for each item.
  4. a basic property coverage; personal property.
  5. one of the coverages under Coverage D; acronym.
Down
  1. insure against various types of losses that would not otherwise be covered under Section 1 of the HO3 policy.
  2. examples: fire, lightning, explosion, freezing; apply to Coverage C in HO3.
  3. insurance policy that covers an "all-risks" basis to fill gaps in the insured's commercial property coverage.
  4. provides insurance coverage for the majority of owner-occupied dwellings; special form; acronym.
  5. promise made by an insured that guarantees compliance with the insurer's conditions.
  6. a basic property coverage; dwelling.
  7. provides liability protection to insureds for amounts over the liability limits on existing homeowners, auto, and watercraft policies; personal _____ policy.
  8. a charge by the condo association against the unit owners for the cost of uninsured losses.
  9. an accident, including continuous or repeated exposure to substantially the same general harmful conditions.
  10. similar to HO3 but does not provide theft coverage for personal property nor any liability coverages; acronym.
  11. Unit-Owners Form; acronym

16 Clues: Unit-Owners Form; acronym • a basic property coverage; dwelling. • intentional relinquishment of a known right. • a basic property coverage; personal property. • one of the coverages under Coverage D; acronym. • lists the insured's duties after a property loss. • examples: fire, lightning, explosion, freezing; apply to Coverage C in HO3. • ...