insurance Crossword Puzzles
Liability Insurance 2019-02-10
Across
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- A person who has permission to enter premises for his or her own purposes.
- Failure to use the degree of care expected from a reasonable or prudent person
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- Quebec system of civil law.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- A person who enters onto premises under a contract with the occupier.
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- A law set down in a government act and passed by legislation
Down
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- The act of holding possession of a property or premises.
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- Responsible for Police, fire, water.
- It's subject of liability insurance
- A legal wrong arising from a duty fixed by law.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
CA Insurance 2022-05-18
Across
- This form is needed if an accident on CLUE shows blank, AF, or UN.
- This calculates a home's replacement cost.
- If the homeowner has a prior water loss in the last five years, this is their required deductible.
- This is the insured's out of pocket expense with a claim.
- This system is used for Auto/Home new business.
- This system is used to view policies.
- This many thousand is the minimum required on underlying policies to qualify for a PUP.
- CAC and PUP are these; we do not bind coverage.
- Homes need to clear 350 ft of this to qualify.
- Category 6 is only for these citations that occurred out of state.
- Driving record, years of driving experience, and this are the 3 primary auto rating factors.
- This discount is a good alternative to parents excluding kids that at college without a car.
- This is only offered with the Your Home Advantage; our competitors don't offer it (use the acronym).
Down
- The HO-35 offers coverage for this; it should be added to each HO-6 policy and HO-3s when applicable.
- To qualify a pre-1950 home, it must be rewired, replumbed, reroofed, and this.
- These coverages protect your assets.
- We chare for tickets based on this date from the MVR.
- This system is used for Home amendment orders.
- For a CNP (cancel for non-pay), we give this many days mailing notice.
- This coverage may be considered for a car that isn't worth much; it will offer some coverage for your car when you're hit by an uninsured motorist.
- This percent is required for the HO-31 on a condo.
- There are this many excluded dog breeds.
- In order to qualify, an applicant must have this many months of driving experience.
- UM/UIM covers only this for the insured.
- This must be offered on every home policy.
- This system can be used to verify household residents for any address in our database.
- Without a VIN report, this is the first route we'd try to calculate annual mileage.
- This is the system used for Auto amendment orders.
28 Clues: These coverages protect your assets. • This system is used to view policies. • There are this many excluded dog breeds. • UM/UIM covers only this for the insured. • This calculates a home's replacement cost. • This must be offered on every home policy. • This system is used for Home amendment orders. • Homes need to clear 350 ft of this to qualify. • ...
Health Insurance 2023-11-08
Across
- Cough, Fever, Pain
- Hypertension and Congestive Heart Failure Support
- Acoustic Check
- Quartz program for healthy choices
- Penicillin
- Prescription
- Technology for 24/7 on-demand care
- Video chat with usual PCP
Down
- Blood Work
- Annual Physical
- $1,000 or $1,500 for Single
- 10%
- Oz
- $20 care visit
- Covers Cuts
- $40 care visit
- Everything medical organized online
- 95% or 91.5%
- Set dollar amount you pay at the time of service
- Mental wellbeing on your time
- $150 copay
- $10 Prescription
22 Clues: Oz • 10% • Blood Work • $150 copay • Penicillin • Covers Cuts • 95% or 91.5% • Prescription • $20 care visit • $40 care visit • Acoustic Check • Annual Physical • $10 Prescription • Cough, Fever, Pain • Video chat with usual PCP • $1,000 or $1,500 for Single • Mental wellbeing on your time • Quartz program for healthy choices • Technology for 24/7 on-demand care • Everything medical organized online • ...
Auto Insurance 2025-11-17
Across
- pays part of cost of a rented car
- coverage that pays for damage to another's property
- responsible for damages
- same as personal injury protection
- the amount paid for an insurance policy
- possibility an event will occur
- a request for payment by a policy holder
- at fault for damages caused
- a type of insurance covers a person from damages
- pictorial display of circles and a rectangle
Down
- part driver must pay before company pays
- extra fee for dividing annual premium
- covers repair or replacement of parts of car
- the outcome of an experiment
- a contract between a driver and a company
- coverage pays for uninsured and underinsured
- covers car damaged in a collision
- added type of insurance pays for any physical injury
- statistician who assists in setting rates
- covers a personal injury if driver is at fault
20 Clues: responsible for damages • at fault for damages caused • the outcome of an experiment • possibility an event will occur • pays part of cost of a rented car • covers car damaged in a collision • same as personal injury protection • extra fee for dividing annual premium • the amount paid for an insurance policy • part driver must pay before company pays • ...
Life Skills 2024-01-30
Across
- Insurance that helps pay for doctor and hospital bills for illnesses and medical emergencies
- This class
- This insurance protects your personal property in a rented apartment, condo or home from unexpected circumstances such as theft, a fire or sewer backup damage
- Type of coverage that protects against damage to your vehicle caused by non-collision events that are outside of your control.
- The chance of suffering a loss.
- A special insurance policy that provides protection against damage caused by floods
- Government health insurance for people over 65 years old
- Fund the retirement and help people with disabilities
- The portion of a claim you pay out of pocket.
- When you get a job you'll fill out this tax form so that your employer withholds the correct amount from your pay.
- Insurance that pays cash when your spouse or a loved one dies
- Payment before taxes
- The company or agency that writes a insurance policy
- Payment after taxes
Down
- A type of scam when you get a call from someone who sounds like a grandchild or relative asking you to wire or transfer money or send gift cards to help them out of trouble
- A person who owns the insurance policy
- A type of online scam that targets consumers by sending them an e-mail that appears to be from a well-known source
- The price of an insurance policy
- A tool that provides information about you to a potential employer.
- Numbers of week in a year
- Hours worked in excess of 40 hours in a given work week
- Type of coverage that pays for damage to an insured vehicle when it hits or is hit by another car or object.
- Goals that are Specific, Measurable, Attainable, Relevant, and Time bound.
- Spending plan based on income and expenses
- A formal meeting between an employer and a job applicant
25 Clues: This class • Payment after taxes • Payment before taxes • Numbers of week in a year • The chance of suffering a loss. • The price of an insurance policy • A person who owns the insurance policy • Spending plan based on income and expenses • The portion of a claim you pay out of pocket. • The company or agency that writes a insurance policy • ...
Car Insurance 2020-04-17
Across
- the total amount you pay for insurance policy
- Amount of money you will have to pay back in addition to the money you borrowed.
- The score that evaluates your credit-worthiness and determines the rate of interest you are eligible to receive. It is also called a FICO or Beacon score, and less frequently an Empirica score.
- The true cost of the vehicle to the dealer after subtracting holdbacks and rebates from the invoice price.
- insurance that covers if someone is injured you or damages your car and they do not have insurance
- insurance that covers the cost to repair YOUR car if YOU are at fault in an accident or if damage occurs to your car as a result of a natural disaster,
- The steady decline in the resale value of any vehicle that you buy.
- Amount of your own money paid upfront for a vehicle.
- when you owe more than your car is worth
- or fire
- The price posted on the "window sticker." This is set by the factory and is, in most cases, the high end of negotiations.
Down
- A set amount of money that you, the insured, must pay before an insurance company will pay for a loss.
- a car that has to be returned four times to dealer for the same problem
- The cost of the car without options, but includes standard equipment and factory warranty.
- A car that has passed through the dealer's mechanical and physical inspection.
- A plan for spending and saving money during a particular period.
- vehicle Identification number
- type of warranty that covers bumper-to-bumper damages after the original factory warranty expires.
- insurance that covers if your car is stolen, the insurance covers the loan value instead of the loan value
- The practice of advertising a car at an unrealistically low price, then switching a customer to a different vehicle at a higher price.
20 Clues: or fire • vehicle Identification number • when you owe more than your car is worth • the total amount you pay for insurance policy • Amount of your own money paid upfront for a vehicle. • A plan for spending and saving money during a particular period. • The steady decline in the resale value of any vehicle that you buy. • ...
COMMERCIAL INSURANCE 2018-02-05
Across
- - A property insurance provision granting special protection for the interest of a mortgagee (e.g., financial institution that has an interest in the property)
- - Covers increased costs incurred due to enforcement of laws regulating construction, use or repair of property.
- - An insurance policy issued to replace an expiring policy
- - filing of values by the insured with the company. The values must be the full actual cash values (or replacement cost values if the Replacement Cost Optional Coverage applies) and must be filed annually by the insured.
- - Rates based on loss costs provided by ISO for particular risks. They are based on a property survey and on the application of rating schedules.
- - Provides case management service and expense reimbursement if there has been an identity theft of a named insured
- - The most paid for loss or damage in any one occurrence is the applicable Limit Of Insurance shown in the Declarations.
- - A property insurance term that refers to one of the two primary valuation methods for establishing the value of insured property for purposes of determining the amount the insurer will pay in the event of loss. It is usually defined in the policy as the cost to replace the damaged property with materials of like kind and quality, without any deduction for depreciation
- - A risk management technique that seeks to reduce the possibility that a loss will occur and/or reduce the severity of those that do occur. Also known as risk control or safety.
- - An amount the insurer will deduct from the loss before paying up to its policy limits
- - specifies that the rates used in the development of the commercial property premium are tentative and the premium will be adjusted once the applicable rates are available
- - Provides coverage to perishable stock with the option to have it covered at “selling price”
- - We will not pay the full amount of any loss if the value of Covered Property at the time of loss times the percentage shown for it in the Declarations is greater than the Limit of Insurance for the property.
- - Cause of loss—for example, fire, windstorm, collision.
Down
- - A commercial property insurance provision that suspends the coinsurance clause until a specified expiration date. Insurers usually require a statement of property values signed by the insured as a condition of activating or including an agreed value provision in a commercial property policy. Previously referred to as an agreed amount clause.
- - typically calculated one of three ways: (1) the cost to repair or replace the damaged property, minus depreciation; (2) the damaged property's "fair market value"; or (3) using the "broad evidence rule," which calls for considering all relevant evidence of the value of the damaged property
- - Rates which apply to risks that: are eligible for class rating; and share the same classification description.
- - As a condition of this insurance, you are required to maintain the protective devices or services listed in the schedule.
- - Under general liability coverage, a category of insurable offenses that produce harm other than bodily injury (BI).
- - Commercial property insurance covering loss of income suffered by a business when damage to its premises by a covered cause of loss causes a slowdown or suspension of its operations.
- - are improvements to real property. They are of a permanent nature, such as a new store front, decorations, partitions or elevators. The improvements and betterments are either installed or acquired by the tenant but are not legally removable by the tenant.
- - A policy designed to provide protection against catastrophic losses. Provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).
- - Insurance paying or rendering service on behalf of an insured for loss arising out of legal liability to others
- - Property insurance for property in transit over land, certain types of moveable property
- - Coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment.
- - The “Terrorism Risk Insurance Act" ("TRIA") establishes a program within the Department of the Treasury in which the Federal Government will share the risk of loss from terrorist attacks with the insurance industry.
- - changes by modifying the existing insuring agreement, policy definitions, exclusions, or conditions in the coverage form or adding additional information, such as insured locations
- - Any person, firm, or organization, or any of its members specifically designated by name as an insured(s) in an insurance policy, as distinguished from others that, although unnamed, fall within the policy definition of an "insured."
28 Clues: - An insurance policy issued to replace an expiring policy • - Cause of loss—for example, fire, windstorm, collision. • - Property insurance for property in transit over land, certain types of moveable property • - Coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment. • ...
Liability Insurance 2019-02-10
Across
- The act of holding possession of a property or premises.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- A person who enters onto premises under a contract with the occupier.
- It's subject of liability insurance
- Responsible for Police, fire, water.
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- Failure to use the degree of care expected from a reasonable or prudent person
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- A law set down in a government act and passed by legislation
- In law, a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
Down
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- nuisance, An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- A legal wrong arising from a duty fixed by law.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- A person who has permission to enter premises for his or her own purposes.
- Quebec system of civil law.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
Insurance 101 2019-10-22
Across
- Medicare fee schedule used to price physician services
- Monetary amount that the member must pay before the insurance company will begin paying for their claims
- Paid claim that was reversed for various reasons
- Services performed by a MD/DO that are paid at a 16% reduction
- Individual that provides medical care to a patient
- Modifier 26
- Contracted amount that a provider agrees to when signing a contract with the insurance company
- Claim rejected for payment but has not yet gone through Check Run
Down
- Series of numbers unique to each member
- Billing Provider ID begins with a "G"
- Website used to view DLP
- 2 digit code used to determine facility or non-facility pricing in MPFS
- Name of the process that happens weekly where payment is sent out to the provider
- Percentage that the member is responsible for each of their claims
- Modifier TC
- 5 Digit code that describes a service performed
- CPT Code Range 700010-79999
- Set dollar amount that a member pays alongside the insurance company
- First action that needs to be done prior to processing a claim
- Meaning of the first digit in the TOB 131
- Billing Provider ID begins with an "F"
- Claim held by the system for manual review
- 99213 belongs to this category
23 Clues: Modifier TC • Modifier 26 • Website used to view DLP • CPT Code Range 700010-79999 • 99213 belongs to this category • Billing Provider ID begins with a "G" • Billing Provider ID begins with an "F" • Series of numbers unique to each member • Meaning of the first digit in the TOB 131 • Claim held by the system for manual review • 5 Digit code that describes a service performed • ...
Home Insurance 2013-05-20
Across
- CBA has one of the largest _____ network in Australia
- This is now covered under Portable contents
- CBA's insurance brand name
- Hail storm damage could be covered under this?
- All structures to your home is covered under?
- You lodge this when you sustain damage to your Home.
- Your dog bites a guests leg, this could be covered under?
- Customers who combine their building & contents receive this
- You can pay your premium this way
Down
- You commit an unlawful act
- A customer would cover their rental property under this policy
- A customer's home is broken into it would be claimable under?
- policy holder
- Is payable when you lodge a claim
- Customer receives extra 25% on both contents and building
- Customer pays this to cover them each year?
- If no one is residing in your home the home is this
- Does a customers premium increase next year with CBA if they lodge a claim?
- Have a monitored ______ will decrease your premium
- If a customer's home is destroyed by a tsuinami this is covered under?
- Tree falls on a customers home could be covered under this?
21 Clues: policy holder • You commit an unlawful act • CBA's insurance brand name • Is payable when you lodge a claim • You can pay your premium this way • Customer pays this to cover them each year? • This is now covered under Portable contents • All structures to your home is covered under? • Hail storm damage could be covered under this? • ...
Flood Insurance 2015-05-28
Across
- For a home beginning with an A or V zone, they are required to have a certificate for this.
- Of the two programs, our communities are part of this one
- This policy is the more affordable, ala carte option for coverage.
- The Homeowners Flood Insurance Affordability Act of 2014 did this to rates.
- This can't be waived or removed.
- The Reserve Fund Assessment is placed on this policy only.
- The goal of this policy is to relieve your burden, not do this(4 words)
- Start with this for everyone, and only move to the other if they don't qualify (acronym).
- The flood policy is a _____ policy (2 words).
- Coverage B covers this.
- You do not have this!
- The Agent Responsibility ____ Form is not a required form but rather a tool for pushing the sale.
- The duration of the flood policy (2 words).
Down
- The parent organization for NFS
- Most forms of distaster assistance need this (2 words)
- The insurance company for which the policies go through
- This applies separately to a building loss and a contents loss.
- If the building was built prior to 12-31-1974, it is this.
- A flood policy can be cancelled ____ (2 words).
- The Biggert-Waters Flood Insurance Reform Act did this to rates.
- An exception to the waiting period is this (2 words).
- The number of days in the waiting period for new business.
- We can't write home insurance for this, but it is acceptable for a flood policy (2 words).
- The Elevation Certificate packet required this many photos.
24 Clues: You do not have this! • Coverage B covers this. • The parent organization for NFS • This can't be waived or removed. • The duration of the flood policy (2 words). • The flood policy is a _____ policy (2 words). • A flood policy can be cancelled ____ (2 words). • An exception to the waiting period is this (2 words). • Most forms of distaster assistance need this (2 words) • ...
Insurance 101 2015-07-21
Across
- The patients share of the costs of a covered health care service, calculated as a percentage
- The amount the patient has to pay out-of-pocket for expenses before the insurance company will cover the remaining costs Deductible obligations exclude copayments
- Advantage, Replacement Policy or Medicare Part C: A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits, in addition to RX and dental benefits
- Accounts Receivable
- Third Party Liability (ex: workers compensation)
- Remittance Advice Remark Code; Supplemental to a CARC
- Software as a Service (QSI Dental Web/ QDW)
- State administered health insurance program for low income or disabled patients
- A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction and is eligible for health benefits under the subscribers health insurance policy
- Explanation of Benefits
Down
- Marian Smith is the
- A type of health insurance arrangement that allows plan participants relative freedom to choose the doctors and hospitals they want to visit
- : Park Dental's Clearinghouse
- The process of paying claims submitted or denying them after comparing claims to the benefit or coverage requirements
- Electronic Funds Transfer
- Federally administered health insurance program for adults over 65, patients with disabilities and / or End Stage Renal Disease
- Electronic Remittance Advice
- Coordination of Benefits
- Claim: Formerly called Claim Reversal; A provider initiated electronic void is the cancelation of an entire claim
- The policy owner The person who pays health insurance premiums and / or is eligible for group health insurance benefits
- A request for your health insurer or plan to review a decision or a grievance again
- A request for payment that you or your health care provider submits to your health insurer after services are rendered
- Prepaid Medical Assistance Programs
- Electronic Claim Submission
- : Electronic Data Interchange
25 Clues: Marian Smith is the • Accounts Receivable • Explanation of Benefits • Coordination of Benefits • Electronic Funds Transfer • Electronic Claim Submission • Electronic Remittance Advice • : Park Dental's Clearinghouse • : Electronic Data Interchange • Prepaid Medical Assistance Programs • Software as a Service (QSI Dental Web/ QDW) • Third Party Liability (ex: workers compensation) • ...
INSURANCE 101 2016-02-16
Across
- FINANCIAL INSTITUTION
- IMPACT
- EVERYONE
- PAYMENTS TO OTHERS
- LOSS OF USE
- HO4
- THEFT
- SHAKE
- DP3
- HO6
Down
- DATES START AND END OF COVERAGE
- VEHICLE
- COMPREHENSIVE
- CONDO
- CONTACT
- HEADLIGHTS WHILE DRIVING
- NOT ALLOWED WHILE DRIVING
- DEVICE TO DETECT
- NEED TO BE ON
- personal injury
- PERIL COVERAGE
- ACTUAL CASH VALUE
- HO3
- PERSONAL LIABILITY
24 Clues: HO4 • DP3 • HO3 • HO6 • CONDO • THEFT • SHAKE • IMPACT • VEHICLE • CONTACT • EVERYONE • LOSS OF USE • COMPREHENSIVE • NEED TO BE ON • PERIL COVERAGE • personal injury • DEVICE TO DETECT • ACTUAL CASH VALUE • PAYMENTS TO OTHERS • PERSONAL LIABILITY • FINANCIAL INSTITUTION • HEADLIGHTS WHILE DRIVING • NOT ALLOWED WHILE DRIVING • DATES START AND END OF COVERAGE
Insurance Terms 2023-02-24
Across
- A statistical mechanism that quantifies the variability of a distribution from a mean
- A non-premium bearing coverage that is included within the broader construct of a purchased coverage
- A method of calculating fractional amounts of something equally among all parts of a whole
- The fee paid to an agent or insurance salesperson as a percentage of the policy premium
- Net amount the insured is required to pay for a given transaction. It is the difference between onset and offset premium
- A transaction that will establish the policy term: New Business, Renewal, Rewrite Same or Rewrite New
- The amount needed for a policy or coverage necessary to recover the cost of writing it
- Application that allows the the input of risk characteristics, underwriting answers, product rules and coverages that a premium can be calculated and allows the agent/customer to accept the terms in the form of a policy contract
- The date in which the rates are loaded and available within the rate tables
- Coverage used to protect businesses from internet-based risks
- The date when the policy becomes in force
- A required coverage for a segment/classification of business
- Cancellation of an insurance policy as of its effective date before the insurer has assumed liability. Return of paid premium in full
- Items used by a business for the production of income
- Cancellation of an insurance policy during the term of the policy and prior to the expiration date
- The unity of measure used as the rating bases for determination of premium
- Amount insured is returned for a coverage based on the transaction effective date. It is the prorated amount of the previous transaction's annual premium *-1
Down
- Business Insurance Rating Team
- Amount insured could be charged for a coverage based on the transaction effective date. It is the prorated amount of annual premium
- Liability insurance covering wrongful acts arising from the employment process
- Running total of term premium over the life of the policy term
- A selected coverage commensurate with the insured's particular risk
- Cancellation of an insurance policy during the term of the policy and prior to the expiration date
- Amount insured could be charged for coverage if that coverage were on a policy for a full year
- Defined limits of liability insurance that are in addition to specified other policies and also potentially primary insurance for loss not covered by other policies
- A quantifiable item that contains a threat of damage, injury, liability, loss or any other negative occurrence that may be avoided through preemptive action
- A required coverage for a segment/classification of business
- The date the policy is first rated within the policy writing application for a given policy
- Numeric variable that further classify a particular risk beyond the base rate
- A general classification of insurance industry business
- A premium bearing coverage that has a dollar cost directly associated with a given coverage
- The amount necessary to add to a transaction to bring it up to the policy or coverage minimum
- The price per exposure unity for insurance coverage
33 Clues: Business Insurance Rating Team • The date when the policy becomes in force • The price per exposure unity for insurance coverage • Items used by a business for the production of income • A general classification of insurance industry business • A required coverage for a segment/classification of business • A required coverage for a segment/classification of business • ...
CAR INSURANCE 2023-04-05
Across
- unpredictable event
- In winter my car...
- The heart of the car
- Traffic is blocked, I’m in a...
- He teaches me how to drive
- They lend me à car
- If my windshield is wet I put the..
- When I turn I put the...
- "Ice break" guarantee, for the?
- The car has 4?
- When I make a mistake i have a?
Down
- My car won’t start, it’s in...
- It allows to steer the car
- I have to get it to drive
- I put it on my head in winter
- The car before me and slow, I...
- The car’s hungry, we put it in?
- He has the rules of conduct
- It can have 3 different colors
- When I ride I have to respect the...
- audible noise
21 Clues: audible noise • The car has 4? • They lend me à car • unpredictable event • In winter my car... • The heart of the car • When I turn I put the... • I have to get it to drive • It allows to steer the car • He teaches me how to drive • He has the rules of conduct • I put it on my head in winter • My car won’t start, it’s in... • It can have 3 different colors • ...
Insurance Terms 2023-04-26
Across
- specific set of benefits from that payor
- the insuring entity
- more than one insurance plan
- percentage of the charge or allowed charge
- Gatekeeper
- annual cycle when the insurance is effective
- termination of insurance coverage
- the policy holder
- date when coverage begins
- financially responsible for patient
- often referred to as insured person
Down
- EOB
- "copay"
- PCP not required for care
- must be met before services are covered at 100%
- cannot go outside of network for care
- can be a spouse or child
- refer to services covered by plan
- public or private
- Authorization to see a specialist
20 Clues: EOB • "copay" • Gatekeeper • public or private • the policy holder • the insuring entity • can be a spouse or child • PCP not required for care • date when coverage begins • more than one insurance plan • refer to services covered by plan • termination of insurance coverage • Authorization to see a specialist • financially responsible for patient • often referred to as insured person • ...
Insurance operations 2024-09-26
Across
- to grow or accumulate over time, especially as something of benefit
- serving as a preventative
- Making people whole again with compensation for damaged caused
- indirect legal responsibility for the acts of another
- the individual who manages a trust
- the amount of risk or liability that is covered by insurance
- A form added to an existing insurance contract that changes the terms coverage, or scope of policy
- a legal claim on a piece of property when the current owner is in default on a debt or obligation.
- a person or group in whose name an insurance policy is held
- To put up with; stand
Down
- the right or authority to interpret and administer the law
- touchable property
- an act or instance of breaking or violating, usually a rule or law; violation or breach
- the individual who establishes a trust
- to become liable for or bring upon oneself (usually some unwanted or harmful consequence)
- A loan lender that has a legal claim to your finance car
- any belief, opinion, doctrine, or the like, that a person or especially an organization holds as being true
- First page of a policy that specifies information from insured to insure
- to pay back for (expenses or losses incurred)
- one who alleges something to be true or demands something as one's right against another person or company
20 Clues: touchable property • To put up with; stand • serving as a preventative • the individual who manages a trust • the individual who establishes a trust • to pay back for (expenses or losses incurred) • indirect legal responsibility for the acts of another • A loan lender that has a legal claim to your finance car • the right or authority to interpret and administer the law • ...
COMMERCIAL INSURANCE 2025-02-27
Across
- - A property insurance provision granting special protection for the interest of a mortgagee (e.g., financial institution that has an interest in the property)
- - Covers increased costs incurred due to enforcement of laws regulating construction, use or repair of property.
- - An insurance policy issued to replace an expiring policy
- - filing of values by the insured with the company. The values must be the full actual cash values (or replacement cost values if the Replacement Cost Optional Coverage applies) and must be filed annually by the insured.
- - Rates based on loss costs provided by ISO for particular risks. They are based on a property survey and on the application of rating schedules.
- - Provides case management service and expense reimbursement if there has been an identity theft of a named insured
- - The most paid for loss or damage in any one occurrence is the applicable Limit Of Insurance shown in the Declarations.
- - A property insurance term that refers to one of the two primary valuation methods for establishing the value of insured property for purposes of determining the amount the insurer will pay in the event of loss. It is usually defined in the policy as the cost to replace the damaged property with materials of like kind and quality, without any deduction for depreciation
- - A risk management technique that seeks to reduce the possibility that a loss will occur and/or reduce the severity of those that do occur. Also known as risk control or safety.
- - An amount the insurer will deduct from the loss before paying up to its policy limits
- - specifies that the rates used in the development of the commercial property premium are tentative and the premium will be adjusted once the applicable rates are available
- - Provides coverage to perishable stock with the option to have it covered at “selling price”
- - We will not pay the full amount of any loss if the value of Covered Property at the time of loss times the percentage shown for it in the Declarations is greater than the Limit of Insurance for the property.
- - Cause of loss—for example, fire, windstorm, collision.
Down
- - A commercial property insurance provision that suspends the coinsurance clause until a specified expiration date. Insurers usually require a statement of property values signed by the insured as a condition of activating or including an agreed value provision in a commercial property policy. Previously referred to as an agreed amount clause.
- - typically calculated one of three ways: (1) the cost to repair or replace the damaged property, minus depreciation; (2) the damaged property's "fair market value"; or (3) using the "broad evidence rule," which calls for considering all relevant evidence of the value of the damaged property
- - Rates which apply to risks that: are eligible for class rating; and share the same classification description.
- - As a condition of this insurance, you are required to maintain the protective devices or services listed in the schedule.
- - Under general liability coverage, a category of insurable offenses that produce harm other than bodily injury (BI).
- - Commercial property insurance covering loss of income suffered by a business when damage to its premises by a covered cause of loss causes a slowdown or suspension of its operations.
- - are improvements to real property. They are of a permanent nature, such as a new store front, decorations, partitions or elevators. The improvements and betterments are either installed or acquired by the tenant but are not legally removable by the tenant.
- - A policy designed to provide protection against catastrophic losses. Provides excess limits when the limits of underlying liability policies are exhausted by the payment of claims; it drops down and picks up where the underlying policy leaves off when the aggregate limit of the underlying policy in question is exhausted by the payment of claims; and it provides protection against some claims not covered by the underlying policies, subject to the assumption by the named insured of a self-insured retention (SIR).
- - Insurance paying or rendering service on behalf of an insured for loss arising out of legal liability to others
- - Property insurance for property in transit over land, certain types of moveable property
- - Coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment.
- - The “Terrorism Risk Insurance Act" ("TRIA") establishes a program within the Department of the Treasury in which the Federal Government will share the risk of loss from terrorist attacks with the insurance industry.
- - changes by modifying the existing insuring agreement, policy definitions, exclusions, or conditions in the coverage form or adding additional information, such as insured locations
- - Any person, firm, or organization, or any of its members specifically designated by name as an insured(s) in an insurance policy, as distinguished from others that, although unnamed, fall within the policy definition of an "insured."
28 Clues: - An insurance policy issued to replace an expiring policy • - Cause of loss—for example, fire, windstorm, collision. • - Property insurance for property in transit over land, certain types of moveable property • - Coverage for loss due to mechanical or electrical breakdown of nearly any type of equipment. • ...
Insurance Vocabulary 2025-05-27
Across
- A provider that specializes in treating illnesses that disrupt the body's normal hormone absorption and balance, such as Diabetes.
- A process including verification of education, experience, competence, and licensure of healthcare providers.
- The process of a health plan and provider/facility negotiating a contract for reimbursement.
- A facility where skilled nursing care and rehabilitation services are provided on a continuous or daily basis for those recovering from trauma, surgery or disability.
- This word describes a medical service that is non-invasive and that the patient is able to leave from following its completion.
- Used to describe a provider that has agreed to accept our payment in full and to coordinate and provide covered services.
- A provider that specializes in treating illnesses that effect the skin.
- Codes that describe medical, surgical and diagnostic services. Also called CPT codes and HCPCS. Includes J-Codes for drugs.
Down
- A facility where exclusively outpatient surgeries are performed.
- A medical provider who has special training for a certain part of the body or type of illness.
- The name of Samaritan Health Plan's Medicaid Coordinated Care Organization.
- An individual or facility that provides healthcare services.
- A medical professional who manages your health. The first person you call.
- A member/patient's socioeconomic information expressed statistically - including address, phone number, name and Date of Birth for example.
- The percentage of the cost of a covered health care service an induvial pay after paying their deductible, billed after the service.
- Used to describe a provider that does not have a contract with our plan to coordinator or provide covered services.
- An organization that enables the exchange of healthcare data between a provider and health insurance companies.
- A fixed amount an individual will pay for a covered healthcare service after their deductible, but before the service.
- Codes that describe diseases, illnesses and injuries.
- This word describes a medical service that is invasive and that requires the patient stay and be monitored at a medical facility for a period of time following its completion.
20 Clues: Codes that describe diseases, illnesses and injuries. • An individual or facility that provides healthcare services. • A facility where exclusively outpatient surgeries are performed. • A provider that specializes in treating illnesses that effect the skin. • A medical professional who manages your health. The first person you call. • ...
Health Insurance Terms 2024-10-17
Across
- Government health insurance for people 65 and older.
- An amount you pay for certain services before your insurance starts to pay.
- The people who receive benefits under a health insurance policy.
- A fixed amount of money you pay at the time you receive certain medical services.
- A place to buy health insurance for people who do not get it through work, Medicare, or Medicaid. Also known as Obama Care.
- Free or low close health insurance for people with low income.
Down
- A list of prescription medicines covered by a health insurance plan.
- A group of doctors or medical providers covered by your health plan.
- Explanation Of Benefits shows the total charges after you see a provider or get a service
- policy.
- A person who sells you a health insurance plan.
- Your share of the costs of a covered service.
- Refers to routine health care services that help people prevent or detect health problems before they become serious.
- Preferred Provider Organization is a type of plan.
14 Clues: policy. • Your share of the costs of a covered service. • A person who sells you a health insurance plan. • Preferred Provider Organization is a type of plan. • Government health insurance for people 65 and older. • Free or low close health insurance for people with low income. • The people who receive benefits under a health insurance policy. • ...
Benefits Crossword! 2025-07-08
Across
- ___ nationwide network of attorneys for legal counsel via ___ services plan
- ___ reimbursement program for personal development
- ___ Health is Aon's healthcare navigation vendor
- Group Personal Umbrella liability insurance acronym
- ___ Illness insurance covers cancer, heart attack, major organ transplant, etc
- Free 2nd opinions
- Subsidized back-up care is through ___.com
- Auto & ____ insurance group rates and discounts are available
- __ insurance covers OOP medical expenses following an accident
- benefits parking/vanpool/mass transit reimbursement account
Down
- Travel ___ Program covers eligible colleagues 100+ miles from home
- __Insurance offsets unexpected veterinary bills
- ____ and surrogacy assistance
- Total Reward Statement
- Family building support
- 24/7/365 EAP support
- Variety of discounts for Aon Colleagues
- Aon offers 2 Global ____ days annually
- __ protection offered via NortonLifeLock
19 Clues: Free 2nd opinions • 24/7/365 EAP support • Total Reward Statement • Family building support • ____ and surrogacy assistance • Aon offers 2 Global ____ days annually • Variety of discounts for Aon Colleagues • __ protection offered via NortonLifeLock • Subsidized back-up care is through ___.com • __Insurance offsets unexpected veterinary bills • ...
Insurance Terminology 2023-08-07
Across
- A temporary agreement to provide insurance coverage until a formal written policy is issued
- the chance of loss from an event that cannot be entirely controlled
- A request made by the insured for insurer remittance of payment due to loss incurred and covered on the policy
- An individual who is licensed to sell, negotiate, or effect inssurance contracts on behalf of an insurer
- Protection against Possible financial loss
- Portion of the insured loss (in dollars) paid by the policy holder
- A change, amendment, or rider to a policy adjusting the coverages and taking precedence over the original agreement
- Termination of a policy because the premium has not been paid by the end of the grace period resulitng in a lapse of coverage
- Homeowners insurance sold to condominium owners occupying the described property known as HO6
- Period for which policy is in effect
- An individual who receives commissions from the sales and services of insurance policies
- Policy statement identifying critical policy information
Down
- Money charged for the insurance coverage reflecting expectation of loss
- Requirements needed to bind, issue, or endorse a policy
- A lender who receives a pledge of property to secure a hole
- A person whose interestes are protected by an insurance policy
- Risk of possible loss
- A written contract ratifying the legality of an insurance agreement
18 Clues: Risk of possible loss • Period for which policy is in effect • Protection against Possible financial loss • Requirements needed to bind, issue, or endorse a policy • Policy statement identifying critical policy information • A lender who receives a pledge of property to secure a hole • A person whose interestes are protected by an insurance policy • ...
EPF Crossword: Week 12 2023-12-18
Across
- covers the healthcare costs related to injuries sustained in an automobile accident; PIP or No-Fault Insurance
- the amount of money you must pay out of pocket each year before your insurance plan benefits kick in
- an insurance product that provides protection against claims resulting from injuries and damage to other people or property
- the maximum amount of your own money you will have to pay for all of your insured healthcare during the year
- a form of property insurance that covers losses and damages to an individual's house and assets in the home
- auto insurance protects you financially from theft, natural accidents, and weather-related damage
- auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver
- covers medical expenses for you and your passengers and damage to your car after an accident with a driver who doesn't have insurance; UM
- the amount of money an individual or business pays for an insurance policy
Down
- an arrangement with an insurance company in which a network of medical professionals and facilities provide services at reduced rates; PPO
- a type of auto insurance. It protects you if you're in an accident caused by someone who doesn't have sufficient insurance of their own; UIM
- helps you pay bills and cover your expenses when you can no longer work due to injury
- guarantees the insurer pays a sum of money to one or more named beneficiaries when the insured person dies in exchange for premiums paid by the policyholder during their lifetime
- a set rate you pay for prescriptions, doctor visits, and other types of care
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
15 Clues: the amount of money an individual or business pays for an insurance policy • a set rate you pay for prescriptions, doctor visits, and other types of care • helps you pay bills and cover your expenses when you can no longer work due to injury • auto insurance protects you financially from theft, natural accidents, and weather-related damage • ...
Risk Management & Strategies 2021-02-25
Across
- Amount you must pay to see the doctor
- Setting money aside in case of injury
- Person who receives money benefits in death
- Type of physical injury, damage to property
- Money you pay before insurance
- insurance Protects renters from loss
Down
- policy Protects home from loss
- insurance Income protection for job loss
- Price for insurance
- policy Provides addition coverage
- Risk resulting in loss
- value Pays the stated sum
- life insurance Policy that provides a death benefit
- Chance of injury
14 Clues: Chance of injury • Price for insurance • Risk resulting in loss • value Pays the stated sum • policy Protects home from loss • Money you pay before insurance • policy Provides addition coverage • insurance Protects renters from loss • Amount you must pay to see the doctor • Setting money aside in case of injury • insurance Income protection for job loss • ...
Insurance 101 2016-01-29
Across
- The health professional who provides basic healthcare services and issues referrals. (Abbr)
- A specified period of time during which people are allowed to change health plans. (2 words)
- Fixed fee that a patient pays for each doctor visit, prescription, or certain services.
- A type of insurance in which the managed care company pays a higher percentage of the costs when a preferred in-network provider is used. (Abbr)
- The US healthcare reform law that expands and improves access to care. (Abbr)
- When a primary care provider authorizes a patient to see a specialist to receive additional care.
- The amount of money you'll have to pay for covered services, up until a maximum is reached in a policy year, before your health insurance starts to pay 100%. (3 words)
Down
- A cost-sharing requirement under some health insurance plans in which the patient pays some of the costs of covered services, usually a percentage.
- A type of insurance that typically requires you to select a PCP and you may need a referral to be covered when you see a specialist. (Abbr)
- Financial protection against the healthcare costs caused by treating disease or accidental injury. (2 words)
- A set amount of money a patient must pay for medical costs before their health insurance company begins to pay, usually per policy year.
- Doctors and health care facilities who are not contracted with your insurance plan, and who your insurance costs would be higher if seen at. (3 words)
- Types of health plans, such as HMOs and PPOs, where the patient must receive care from a defined group of network providers to control use, contain costs, and improve care. (2 words)
- The name of the person at the UML Wellness Center who can assist you with your insurance questions.
- A group of affiliated contracted healthcare providers for an insurance plan.
- A statement sent by a health insurance company to patients explaining what medical treatments and services were paid for on their behalf. (Abbr)
- Amount to be paid for an insurance policy.
17 Clues: Amount to be paid for an insurance policy. • A group of affiliated contracted healthcare providers for an insurance plan. • The US healthcare reform law that expands and improves access to care. (Abbr) • Fixed fee that a patient pays for each doctor visit, prescription, or certain services. • ...
Insurance and insurance services 2025-02-17
Across
- - to need something else to be true or to happen first.
- - having all parts or being finished without anything missing.
- - extra money paid for better service or protection.
- - a lower price on something you want to buy.
- - not required; you can choose to do it or not.
- - doing something in return for what someone else does for you.
- - to ask for something you believe is yours or should be given to you.
Down
- - people who help others buy and sell things, like insurance or stocks.
- - being exactly the same as something else.
- - a company that gives money when something bad happens, like an accident.
- - actions taken to make a problem less serious or harmful.
- - being responsible for something, especially if it causes harm or loss.
- - to stretch out your hand or body to touch or get something.
- - to protect or include something under a plan or agreement.
- - a plan or rule that helps people make decisions.
15 Clues: - being exactly the same as something else. • - a lower price on something you want to buy. • - not required; you can choose to do it or not. • - a plan or rule that helps people make decisions. • - extra money paid for better service or protection. • - to need something else to be true or to happen first. • - actions taken to make a problem less serious or harmful. • ...
Chapter 9 Vocabulary 2022-03-21
Across
- caused by insured's car due to accident
- Pays for medical for driver and passenger
- Money available when life insurance ends
- Guaranteed cash value at end of term
- Pays injuries to others and Property
- Pays for damage to others property
Down
- Physical injury to a person
- Pays for others injuries only
- Life insurance that has cash value
- Change to original policy
- Financial responsibility
- Damage to insured's car not by accident
- Period of time insurance is in effect
13 Clues: Financial responsibility • Change to original policy • Physical injury to a person • Pays for others injuries only • Life insurance that has cash value • Pays for damage to others property • Guaranteed cash value at end of term • Pays injuries to others and Property • Period of time insurance is in effect • caused by insured's car due to accident • ...
CIP,C11-5,2018 2020-10-28
Across
- responsible for overseeing privacy legislation in a province or territory
- oversees provincial licensing
- The Insurance ____________ Act gives power to OSFI
- measure of financial stability for an insurance company
- a type of data breach where personal information is hacked
Down
- a condition formed from legislation
- supervisor of insurance companies
- an insurance company makes money this way
- a federal privacy act
- foreign insurance companies are regulated at this level of government
- files a report with the federal regulator
- the regulator in Quebec
- a type of computer liability insurance
13 Clues: a federal privacy act • the regulator in Quebec • oversees provincial licensing • supervisor of insurance companies • a condition formed from legislation • a type of computer liability insurance • an insurance company makes money this way • files a report with the federal regulator • The Insurance ____________ Act gives power to OSFI • ...
Flood Insurance 2025-11-13
Across
- — U.S. government flood insurance program
- — What you file after flood damage
- — The act of reducing flood damage before it happens
- — Area of land likely to flood
- — The amount you pay before insurance kicks in
- — The financial protection provided by insurance
Down
- — Payment made regularly for insurance
- — When people leave an area before a flood
- — Government agency that manages disaster response
- — Official plan describing what the insurance covers
- — An earthen wall built to prevent flooding
- — Person who inspects damage for insurance
- — The probability that a flood will occur
13 Clues: — Area of land likely to flood • — What you file after flood damage • — Payment made regularly for insurance • — U.S. government flood insurance program • — The probability that a flood will occur • — When people leave an area before a flood • — Person who inspects damage for insurance • — An earthen wall built to prevent flooding • ...
Insurance Terminology 2024-03-06
Across
- written contract of insurance
- the restoring of a lapsed policy to full force and effect
- maximum amount a policy will pay either overall or under a particular coverage
- amendment to the policy used to add or delete coverage
- A policy that will pay a specified sum to beneficiaries upon the death of the insured
- this type of insurance protects for the risks of owning a home
Down
- policyholder/person(s) protected in case of a loss or claim
- to terminate/cancel a life insurance policy before the maturity date
- time outlined in a policy that must pass before some or all coverages begin
- amount of money insurance company charges for coverage
- the insurance company
- coverage on the risks associated with driving or owning an automobile
- incorrect estimate of the insurance premium
- estimate of the cost of insurance
14 Clues: the insurance company • written contract of insurance • estimate of the cost of insurance • incorrect estimate of the insurance premium • amount of money insurance company charges for coverage • amendment to the policy used to add or delete coverage • the restoring of a lapsed policy to full force and effect • policyholder/person(s) protected in case of a loss or claim • ...
Medical 2024-04-24
Across
- Prescription is covered under Medicare
- Whaling is a type of ________ attack that targets high-value targets?
- cpt codes are maintained and copyrighted by (Acronym)
- Equipment and supplies ordered by a health care provider for everyday or extended use (Acronym)
- All information produced by the NPI Registry is provided in accordance with (Acronym)
- A movie by John Grisham, starring Matt Damon, an underdog lawyer who takes on fraudulent insurance company. Movie name?
- Application process for a provider to participate with an insurance carrier
- codes are used to report hospital outpatient procedures and physician services (Acronym)
- Service that transmits a batch of claims to individual carriers after checking for errors
- Medicare claims are processed by contractors called (Acronym)
- Type of insurance payers (Aetna, Cigna, United healthcare, etc)
- Athena parking block-B & block-C
- Directing a patient to a specialist for diagnostics or advanced treatment
- Newly joined VP of Shared Services
- Approval from a health plan that may be required before you get a service or fill a prescription in order for the service or prescription to be covered by your plan.
Down
- Team trained in basic life support, basic fire safety and emergency evacuation. (Acronym)
- Federal health insurance for active duty military and their families
- Type of insurance payers (Blue Cross Blue Shield)
- Type of insurance payers (Medicare, Medicaid, TRICARE)
- Healthy snack
- Cost associated with each treatment CPT medical billing codes.
- Civilian Health and Medical Program of the Department of Veterans Affairs (Acronym)
- CMS required all claim submission after October 15 2015 to use _______ diagnosis code
- When claim information is automatically sent from primary to secondary insurance
- Gang responsible for the cyberattack on healthcare giant 'Change Healthcare' in February'24
- Process of objecting to insurance payer decision to deny payment
26 Clues: Healthy snack • Athena parking block-B & block-C • Newly joined VP of Shared Services • Prescription is covered under Medicare • Type of insurance payers (Blue Cross Blue Shield) • cpt codes are maintained and copyrighted by (Acronym) • Type of insurance payers (Medicare, Medicaid, TRICARE) • Medicare claims are processed by contractors called (Acronym) • ...
Protect Yourself! The Insurance Crossword 2013-06-10
Across
- When you ask your insurer to pay for something that is covered in your insurance policy i.e. to repair your car after an accident, or replace a stolen camera.
- The highest level of car insurance, covering damage to your car and damage to other people’s property.
- The type of insurance that covers you for losses associated with travel, such as medical attention, lost or stolen luggage
- The type of insurance that covers you against damage to, or loss of, personal possessions such as clothes, furniture, whitegoods, electrical appliances and computer equipment.
- The chance of an event happening that will cause financial loss for a person.
- The second lowest level of car insurance, covering damage caused by your car to other people’s property, but not damage to your own car(2 words with spaces in-between).
- The amount of money you pay the insurer to receive insurance cover.
Down
- The type of insurance that covers income protection, or total and permanent disability.
- Helps you pay your expenses, or cover your loss when things go wrong.
- Compulsory car insurance, covering injury and death to people in car accidents (3 words with a space in-between).
- Events or items that your insurance policy does not cover.
- The extra amount you have to contribute if you make a claim.
- The type of insurance that protects you against medical costs due to illness, injury or disability.
- It sets out what is being insured (covered), and what it is insured against.
14 Clues: Events or items that your insurance policy does not cover. • The extra amount you have to contribute if you make a claim. • The amount of money you pay the insurer to receive insurance cover. • Helps you pay your expenses, or cover your loss when things go wrong. • It sets out what is being insured (covered), and what it is insured against. • ...
Protect Yourself! The Insurance Crossword 2013-06-10
Across
- The amount of money you pay the insurer to receive insurance cover.
- The chance of an event happening that will cause financial loss for a person.
- Compulsory car insurance, covering injury and death to people in car accidents (3 words with a space in-between).
- The extra amount you have to contribute if you make a claim.
- The type of insurance that covers income protection, or total and permanent disability.
- Events or items that your insurance policy does not cover.
- When you ask your insurer to pay for something that is covered in your insurance policy i.e. to repair your car after an accident, or replace a stolen camera.
Down
- The second lowest level of car insurance, covering damage caused by your car to other people’s property, but not damage to your own car (2 words with spaces in-between).
- The highest level of car insurance, covering damage to your car and damage to other people’s property.
- The type of insurance that covers you against damage to, or loss of, personal possessions such as clothes, furniture, whitegoods, electrical appliances and computer equipment.
- The type of insurance that covers you for losses associated with travel, such as medical attention, lost or stolen luggage
- It sets out what is being insured (covered), and what it is insured against.
- The type of insurance that protects you against medical costs due to illness, injury or disability.
- Helps you pay your expenses, or cover your loss when things go wrong.
14 Clues: Events or items that your insurance policy does not cover. • The extra amount you have to contribute if you make a claim. • The amount of money you pay the insurer to receive insurance cover. • Helps you pay your expenses, or cover your loss when things go wrong. • It sets out what is being insured (covered), and what it is insured against. • ...
insurance 2022-11-10
Across
- n. death, injury, damage etc that is the basis for a claim
- n. the person to whom an insurance policy is issued
- n. 1 chance or possibility of injury, loss etc 2 person or thing causing risk
- n. a person who calculates the value of something [eg: a building, car etc]
- n. an application for payment under an insurance policy - to make a claim v.
- n. a payment, usually monthly, yearly etc, for an insurance policy
- n. agent who arranges insurance; middleman between insurer and policyholder
Down
- n. a person who assesses the amount of compensation arising from a claim
- n. [of an insurance policy] all-inclusive; providing more complete protection
- n. a person who calculates risks for insurance companies
- n. 1 the state of being liable 2 anything for which a person is liable
11 Clues: n. the person to whom an insurance policy is issued • n. a person who calculates risks for insurance companies • n. death, injury, damage etc that is the basis for a claim • n. a payment, usually monthly, yearly etc, for an insurance policy • n. 1 the state of being liable 2 anything for which a person is liable • ...
Insurance 2023-08-12
Across
- An individual or organization that provides insurance coverage.
- The fee paid for insurance coverage
- An estimate of the value of a property for insurance purposes
- An agreement between the insured and the insurer
- A document that outlines the terms and conditions of an insurance policy
- The person or entity covered by an insurance policy
Down
- Protection against financial loss due to unexpected events
- The legal responsibility for causing harm or damage
- Something of value that's protected by insurance
- Coverage for injuries or damage to other people or property.
- An event covered by an insurance policy
11 Clues: The fee paid for insurance coverage • An event covered by an insurance policy • Something of value that's protected by insurance • An agreement between the insured and the insurer • The legal responsibility for causing harm or damage • The person or entity covered by an insurance policy • Protection against financial loss due to unexpected events • ...
INSURANCE 2023-09-07
Across
- violations: If you break the law by speeding, running a stop sign, driving under the influence, etc., you’ll get a ticket.
- Another term for the insurance company or anyone who provides insurance.
- This type of coverage pays for damage to your car if it collides with another object, like a light pole, for instance.
- A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.
- The amount you pay in exchange for insurance coverage.
- A person who sells insurance; your direct contact with an insurance company.
- The amount of money you agree to pay when there is a loss.
Down
- The person receiving insurance coverage under the insurance policy.
- Payments: This covers medical bills and funeral expenses for you, your family and passengers whether you caused the accident or not.
- This covers the physical damage to your car from most other causes, such as fire, theft, vandalism, hail, etc.
- fault: Describes the person who did something to cause an accident.
11 Clues: The amount you pay in exchange for insurance coverage. • The amount of money you agree to pay when there is a loss. • The person receiving insurance coverage under the insurance policy. • fault: Describes the person who did something to cause an accident. • Another term for the insurance company or anyone who provides insurance. • ...
Insurance 2024-03-07
Across
- concerns the potential for undesirable outcomes
- a type of insurance that covers the cost of any medical expenses you face
- this is when you decide to have your insurance company pay for your loss
- this allows you to pay someone else to take on your risk
- a type of insurance that you pay to replace goods you bought beyond the normal warranty
Down
- a type of insurance that covers house
- a type of insurance that covers your death
- the amount you owe the insurance company before they will give you any money to cover your loss and is for one year
- a type of insurance that covers you dropping your phone in the toilet
- your regular monthly fee to an insurance company
- the amount you must pay before you will receive any money for claims related to health
11 Clues: a type of insurance that covers house • a type of insurance that covers your death • concerns the potential for undesirable outcomes • your regular monthly fee to an insurance company • this allows you to pay someone else to take on your risk • a type of insurance that covers you dropping your phone in the toilet • ...
Insurance 2025-09-25
Across
- insurance employee for assesses damage
- coverage for "Acts of God"
- out of pocket cost
- insurance employee who sells insurance
- #1 factor in assessing risk for auto insurance
- request payment from the insurance claim
Down
- a must to protect you from financial ruin
- coverage for their vehicle for a wreck
- insurance employee who determines risk factor
- monthly payment to the insurance company
- coverage for your vehicle for a wreck
11 Clues: out of pocket cost • coverage for "Acts of God" • coverage for your vehicle for a wreck • coverage for their vehicle for a wreck • insurance employee for assesses damage • insurance employee who sells insurance • monthly payment to the insurance company • request payment from the insurance claim • a must to protect you from financial ruin • ...
KEY TERMS GERNERAL INS BY LATASHA JACKSON 2021-07-07
Across
- type of hazard involved in risky behavior
- statement not guaranteed to be true but believed to be true to best knowledge
- restore to status quo before incident occured (reimbursement for loss)
- intentional info given for purpose of insurance scam
- insurance producer representing applicant
- gives rise to peril( certain chance of loss) 3 types
- contract between insured and insurer
- legal representative of ins company
- person applying for insurance
- type of hazard involved with knowing insurance will cover you
Down
- money insured pays to ins company
- intentional withholding of info by applicant may void policy
- type of risk based on gain and not insurable
- absolutely true statement made by applicant
- company issues insurance policy
- person the policy is for
- applicant says something that is not true that can void contract
- person with right to exercise policy powers
- type of hazard that is caused by environment example tornadoes
- uncertainty regarding financial loss
- type of loss based on chance is insurable
- mutual exchange of rights and privileges
22 Clues: person the policy is for • person applying for insurance • company issues insurance policy • money insured pays to ins company • legal representative of ins company • uncertainty regarding financial loss • contract between insured and insurer • mutual exchange of rights and privileges • type of hazard involved in risky behavior • insurance producer representing applicant • ...
Healthcare Chp. 2 2025-03-07
Across
- people who pay for their health care with their own money
- insurance for low income and disabled people
- a flat fee each time they receive service
- care for older patients 65 or older
- primary care provider
- money a person pays before insurance c=policy provides benefits
- process where an insurer reviews decisions by physicians and other providers about how much care to provide
- providers in the plan
- system that provides medical coverage for active and retired service personell
- monthly amount paid to an insurance company
- for profit health care facility
Down
- community facility that receives tax exemptions
- obtain health insurance through their place of employment
- physician coordinated plan that combines characteristics of both HMO and PPO plans
- response to the rapid escalation in care costs
- how can people best use health care resources
- public health care facility that receives most of its funding from local, state, or federal sources
- providers not in the plan
- commonly paired with high deductible health insurance plan
- care funded by government agency
20 Clues: primary care provider • providers in the plan • providers not in the plan • for profit health care facility • care funded by government agency • care for older patients 65 or older • a flat fee each time they receive service • monthly amount paid to an insurance company • insurance for low income and disabled people • how can people best use health care resources • ...
Insurance Terminology 2014-10-29
Across
- The exercising of a policyholder's right under a policy to be paid by his or her insurance company for certain financial losses suffered.
- Unlawful removal of property from premises involving visible forcible entry.
- Deliberate misrepresentation or misstatement.
- The intentional relinquishment of a known right.
- An event that happens by chance and is not expected in the normal course of events, which results in harm to people, damage to property or equipment, or a loss of process or productivity.
- Reduction in value of property through use, ageing, deterioration and obsolescence.
- To fail to do what a reasonable and prudent person would do (or to do what such a person would not do); this can result in property damage, injury or death.
- Appraisal estimation of the value of an item.
- The wrongful taking of the property of another. It is a broad term and includes larceny, pilfering, hold up, robbery and pick pocketing.
- The person who initiates a lawsuit. Also called a claimant.
- Condition which engenders or increases the chances of a loss.
Down
- The fraudulent use of money or property that has been entrusted to one's care.
- An amendment to an insurance policy. It is used to add or remove coverage.
- Once a company has paid a loss for which someone other than the policyholder is responsible, it may have the right to recover this loss from the guilty party.
- An employee of an insurance company who looks at an insurance application and decides whether or not the insurance company can or should provide the applicant with insurance, based on the risk that person presents.
- To compensate the insured person for a loss, in whole or in part, by payment, repair, or replacement.
- An event that results in an insured loss.
- This implies a standard of honesty greater than that usually required in most ordinary commercial contracts. (2wds)
- The willful and malicious burning of property.
19 Clues: An event that results in an insured loss. • Deliberate misrepresentation or misstatement. • Appraisal estimation of the value of an item. • The willful and malicious burning of property. • The intentional relinquishment of a known right. • The person who initiates a lawsuit. Also called a claimant. • Condition which engenders or increases the chances of a loss. • ...
Insurance Operations 2024-09-26
Across
- An fact or instance of breaking or violation or breach
- The individual who manages a trust
- To put up with; stand
- The condition of or potential for being held legally or financially responsible
- A third party with a interest in an asset who will be paid first in the event loss
- Page Typically the first page(or pages) of a policy that specifies the named insured, address, policy, period, location of premises
- Making people whole again with compensation for damage caused
- The individual who establishes a trust
- Anything that exists objectively and distinctly, weather nonliving or living; thing or being
Down
- Coverage Provides an insured party with financial protection against claims resulting from injuries and damage to others
- Premium The amount of money paid for an insurance policy
- Any belief, opinion, doctrine, or the like, that a person or especially an organization holds as being true
- The portion of the claim that the insured pays
- A form added to an existing insurance contract that changes the terms, coverage, or scope of the policy
- The party that receives a trust's assets when the trustor dies;
- A person or group in whose name an insurance policy is held
- The amount of risk or liability that is covered for an individual or entity by way of insurance services
- Vehicle Weight Rating The maximum weight a vehicle is designed to carry according to vehicle manufacturer
- Symbol An assigned number based on the suggested retail price-new, and claims data
- To identify or describe in a misleading way
20 Clues: To put up with; stand • The individual who manages a trust • The individual who establishes a trust • To identify or describe in a misleading way • The portion of the claim that the insured pays • An fact or instance of breaking or violation or breach • Premium The amount of money paid for an insurance policy • ...
Insurance 101 at PHLY 2025-04-23
Across
- A notice to your insurance company stating that you have experienced a loss.
- The department that receives notices of loss from PHLY's customers.
- A type of insurance that covers vehicles like cars and trucks.
- This states what is protected under your insurance policy.
- The department that sells PHLY's insurance products.
Down
- Something that has the potential to result in a loss.
- Something that has been lost, damaged, stolen, or destroyed.
- The department that writes insurance policies.
- This is who bought the insurance policy (a person or a company/business).
- A type of insurance that covers a building.
- The amount of money that you pay to the insurance company.
- This document states coverages, premium, and other details about your insurance.
12 Clues: A type of insurance that covers a building. • The department that writes insurance policies. • The department that sells PHLY's insurance products. • Something that has the potential to result in a loss. • The amount of money that you pay to the insurance company. • This states what is protected under your insurance policy. • ...
personal finace 2021-10-26
Across
- addition of coverage to a standard insurance policy
- Failure to take ordinary or reasonable care in a situation
- Legal responsibility for the financial cost of another person's losses or injuries
- low-income familes can be provided even more care than medicare
- protection against possible financial loss
- the insurance company's right to recover the amount it pays for the loss from the person responsible for the loss
- The cause of a possible loss
- A factor that increases the likelihood of loss thru some peril
Down
- A document attached to a policy to modify its coverage
- a type of cost-sharing where the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met
- A written contract for insurance
- people who are designated to receive something from the insured
- An insurance company
- a contract that provides a regular income for as long as the person lives
- HIPAA legislates new federal standards for health insurance portability, nondiscrimination in health insurance, and guaranteed renewability.
15 Clues: An insurance company • The cause of a possible loss • A written contract for insurance • protection against possible financial loss • addition of coverage to a standard insurance policy • A document attached to a policy to modify its coverage • Failure to take ordinary or reasonable care in a situation • A factor that increases the likelihood of loss thru some peril • ...
Fin Lit Ch 9 - Vehicle Transportation - VOCAB - Mr Nawn 2020-03-18
Across
- A lease in which you can buy the car at the end of the lease. (2 words)
- Insurance coverage for damage caused from ANYTHING other than a collision.
- The buyers guide on a new vehicle. (2 words)
- The cost of shipping the vehicle from the factory to the dealer, (2 words)
- A way to use a vehicle for a short period of time for a set fee. (Not a lease)
- Insurance coverage for bodily injury and property damage.
- The Manufacturer's Suggested Retail Price. (2 words)
Down
- Costs that could include: Insurance, Registration fees and Loan interest.
- An insurance requirement that makes the insured to pay a small amount before the insurance company covers the rest of the cost.
- The extra equipment for convenience, safety or appearance
- This gives the average prices for used vehicles (3 words)
- The decrease in the value of your vehicle from one year to another.
- Insurance coverage for damage from a crash or collision.
- A lease on a vehicle for a set period of time. (2 words)
- The amount you pay each year for insurance coverage (2 words)
- The invoice price of a vehicle. (2 words)
- Costs that could include: Gas, Oil, Tires and repairs.
- When you make payments on a car you do not own. You are essentially renting it.
18 Clues: The invoice price of a vehicle. (2 words) • The buyers guide on a new vehicle. (2 words) • The Manufacturer's Suggested Retail Price. (2 words) • Costs that could include: Gas, Oil, Tires and repairs. • Insurance coverage for damage from a crash or collision. • A lease on a vehicle for a set period of time. (2 words) • ...
Insurance Terms | 3 November 2017 | RM 2017-11-03
Across
- A request for payment of a loss which may come under the terms of an insurance contract
- Someone who regularly travels between work and home
- legally obliged to pay for damage, injury etc; responsible
- A business activity in which banks sell services and products usually sold by insurance firms
- An amount that a policyholder agrees to pay, per claim or per accident, toward the total amount of an insured loss
- ______ means making compensation payments to one party by the other for the loss incurred
- An advantage or benefit, such as money or goods, given because of your job
- _____ insurance is a type of insurance which lasts for a limited time period
Down
- _____ is an amount paid periodically to the insurer by the insured for coverage
- Condition that creates or increases the chance of loss
- Breaking into another person's property with felonious intent
- The right to transfer pension rights and credits when a worker changes jobs
- Having insufficient financial resources (assets) to meet financial obligations (liabilities)
- A physical or a mental impairment that substantially limits one or more major life activities of an individual
- The person during whose life an annuity is payable
- The _____ date is the date on which the insurance under a policy begins
- A person who calculates risks for insurance companies
- The state of being legally obliged and responsible
- A person who investigates and settles losses for an insurance carrier
19 Clues: The person during whose life an annuity is payable • The state of being legally obliged and responsible • Someone who regularly travels between work and home • A person who calculates risks for insurance companies • Condition that creates or increases the chance of loss • legally obliged to pay for damage, injury etc; responsible • ...
How the Insurance market operates 2013-08-06
Across
- Varun wishes to pursue a career in insurance and wishes to be in a department which calculates the level of premium. In which department should he join?
- Which is the best option to manage risk?
- Selling insurance policies through Banks.
- The client of reinsurer are
- Vinay doesn’t want to take insurance on himself. He feels that his family will survive with the funds available in the bank and monthly rentals received from village. This comes under Risk ______
- E-sales refers to sales of insurance products through
- The business of Insurance is connected with................values of assets
Down
- What is the main objective of taking the life insurance policy?
- If a client wants to compare between all financial products then the best person he can approach is
- Insurance company transfers the insurance which cannot bear by them to
- For How many companies an insurance agent can work for at a time
- What are the ways in which IRDA can be contacted . One is thru toll free number and other is
- Which regulatory body has created a call center for logging a complaints of insurance Customers
13 Clues: The client of reinsurer are • Which is the best option to manage risk? • Selling insurance policies through Banks. • E-sales refers to sales of insurance products through • What is the main objective of taking the life insurance policy? • For How many companies an insurance agent can work for at a time • ...
Insurance and Tax 2023-04-28
Across
- When insuring a house, what is one of the insurances you must have.
- What's the word used to state that you can only insure something that you own.
- The application form for insurance.
- What does insurance offer from risks?
- This is an extra amount added onto the basic premium to cover increased risks.
Down
- The calculation used to find the fraction of it's compensation.
- The person who inspects the damage and calculates the compensation to be paid.
- What insurance is required by law.
- What's the term used when the insurance company gives you full compensation for an item.
- The fee paid for insurance.
- Name one of the benefits of insurance within a business.
- The person who calculates the insurance premium.
- One of the 5 principles of insurance.
13 Clues: The fee paid for insurance. • What insurance is required by law. • The application form for insurance. • What does insurance offer from risks? • One of the 5 principles of insurance. • The person who calculates the insurance premium. • Name one of the benefits of insurance within a business. • The calculation used to find the fraction of it's compensation. • ...
Insurance terminology- Funeral Insurance 2020-12-09
Across
- The person who receives policy proceeds after the death of a policyholder
- Maximum number of Immediate dependant policies or Extended dependant policies that is allowed per policyholder
- Maximum number of months for claiming for VAP policy benefits
- The main role player who exercises rights in the policy
- A person to whom you are married, and which marriages is accepted under the law of South Africa
- The person who pays premiums
- If a child has had at least 26 weeks of life in uterus but showed no sign of life after complete birth
- The maximum entry age of immediate dependants
Down
- A period of 31 days allowed for the payment of premium that has not been paid
- The policyholder's spouse and children
- The policyholder's blood relatives and those s/he is related to through marriage
- The policyholder may cancel policy within 31 days after receipt of the policy document at inception of the policy
- The maximum entry age of extended dependants
- The person whose life is covered in the policy
- Policy stops covering the insured lives due to premium non payment
15 Clues: The person who pays premiums • The policyholder's spouse and children • The maximum entry age of extended dependants • The maximum entry age of immediate dependants • The person whose life is covered in the policy • The main role player who exercises rights in the policy • Maximum number of months for claiming for VAP policy benefits • ...
Apartments 2024-10-14
17 Clues: gas • rent • cable • pests • water • trash • tenant • sewage • parking • landlord • internet • furnished • utilities • insurance • maintenance • electricity • securitydeposit
Health insurance 2021-12-22
Across
- is a primary doctor who gives general medical care
- is also known as an agent or broker
- a dollar amount that a patient must pay for healthcare services each plan year before the insurance company will begin paying claims
- the list of prescription drugs covered in full or In part by a health care
- is known in Pennsylvania as Medical Assistance
- Group-Health-Plan a group health plan that covers employees of an employer that has 51 or more employees
- the nations medical resource agency
Down
- another term for this is the Affordable-Care-Act
- is a recurring fee a health insurance company charges for your health insurance coverage
- the market for health insurance coverage offered to individuals not in a group health plan
- an amendment to an insurance policy
- is a written order from your primary care doctor for you to see a specialist
- a person or business who can help you apply and enroll you in health insurance.
- a request for payment that you or your health care provider submits to your health insurance
- a person or business who can help enroll you in health insurance
15 Clues: is also known as an agent or broker • an amendment to an insurance policy • the nations medical resource agency • is known in Pennsylvania as Medical Assistance • another term for this is the Affordable-Care-Act • is a primary doctor who gives general medical care • a person or business who can help enroll you in health insurance • ...
Unit 5 Vocab Terms 2024-03-25
Across
- An Act that was a response to the financial crisis in to increase accountability and transparency in the financial system (two words with a - )
- (3 words, no space) This scam inflates the price of stock with false or misleading information then quickly sells their own stock at the inflated price
- A consumer protection law that eliminates abusive practices in the collection of consumer debts and gives guidelines to debt collectors (acronym)
- This scam sends emails or other messages that appear to be legit in order to steal personal information
- The acronym for the government agency that protects investors and maintains fair markets
- This is the portion of money that you are responsible for, usually based on a percentage (two words, no space)
- A consumer protection law that is designed to promote accuracy, fairness, and privacy information in credit reports (acronym)
- The acronym for the government agency that ensures consumer financial markets are not predatory and do not violate the law
- This is the amount of money that you have to pay off before the insurance company starts paying for the bill
- This insurance is a separate property insurance that protects from flooding
- This insurance is required by law and protects drivers
- This insurance guarantees a sum of money is paid to the beneficiaries (usually family) when the insured person dies
- The characteristic of being acceptable for insurance, each company has their own policies
Down
- A consumer protection law that aims to prevent discrimination in the sale, rental and financing of housing
- This scam scans the data off your credit or debit card usually at a gas pump or ATM
- This insurance pays a percentage of your salary in the case of injury or illness
- (two words, no space) This scam promises to send you money first in exchange for a deal, item, or object.
- People by insurance to ______________ something they purchased/or their assets
- This is them amount that you pay monthly in exchange for your insurance plan
- The acronym for the government agency that will pay up to $250,000 (not a credit union)
- This insurance protects from high and unexpected medical costs
- The acronym for the government agency that protects the people from deceptive and unfair business practices
- This is a fraudulent scheme where money taken from later investors is paid to early investors to create an illusion of big profits (investment scam)
- This insurance protects a person's house or rental property from thefts, accidents, fires
- A consumer protection law that was created to promote the informed use of consumer credit by disclosure of the terms and costs associated with borrowing money(acronym)
25 Clues: This insurance is required by law and protects drivers • This insurance protects from high and unexpected medical costs • This insurance is a separate property insurance that protects from flooding • This is them amount that you pay monthly in exchange for your insurance plan • People by insurance to ______________ something they purchased/or their assets • ...
Healthcare Financing 2021-11-08
Across
- policy-determined set amount paid to the provider for each visit
- services the insurance company covers
- predetermined payment (by the insurance company) for care provided by healthcare organizations based on diagnosis at time of admission
- payment the insurance company gives the healthcare provider for services they have determined are necessary & have billed for
- a list of medications the insurance company will cover
- policy-determined amount you need to pay first before the insurance company starts paying
- when people are insured, they tend to use the healthcare system more frequently; it is SUGGESTED they may engage in high-risk behavior more frequently due to better access to healthcare
- the limit on the amount that the healthcare provider and insurance company have negotiated and agreed to charge for services that are provided, regardless of number of office visits
- what you pay the insurance company to have a policy
- a comparison-shopping area for health insurance; private companies list health plans and people comparison shop from available listings
Down
- predetermined/agreed upon amount the insurance company will reimburse to the healthcare provider for specific types of provided services
- payment determined following provision of services
- a provider contracted by an insurance company who provides care to those enrolled in that company's plan(s)
- implementing policy changes slowly/incrementally so people can get used to it
- the percentage of costs of a covered health care service you pay (20%, for example) after you've paid your deductible; the insurance company, however, often has an allowable amount for certain services it is willing to pay, and you are required to pay whatever is leftover
15 Clues: services the insurance company covers • payment determined following provision of services • what you pay the insurance company to have a policy • a list of medications the insurance company will cover • policy-determined set amount paid to the provider for each visit • implementing policy changes slowly/incrementally so people can get used to it • ...
Personal Finance Vocabulary 2013-04-29
Across
- the amount paid by the policy holder for the initial portion of a loss before the insurance coverage begins
- another type of physical damage insurance
- the driver or car owner is held legally responsible for injuries suffered by another person
- one type of physical damage insurance
- uncertainty about a situation's outcome.
- another name for getting hurt but with a "Y" on the end
Down
- different word relating to thief
- an arrangement between an individual and an insurer to protect the individual against risk from automobile accidents.
- type of insurance that starts with an "L"
- a contract between the individual and the insurer specifying the terms of the insurance arrangements.
- type of payment insurance
- part of underinsured motorists insurance
- the fee paid to the insurer to be covered under the specified terms.
- hurting someone's home aggressively, starts with "V"
14 Clues: type of payment insurance • different word relating to thief • one type of physical damage insurance • part of underinsured motorists insurance • uncertainty about a situation's outcome. • type of insurance that starts with an "L" • another type of physical damage insurance • hurting someone's home aggressively, starts with "V" • ...
Independent Living Skills: Insurance Terms and Definitions 2022-04-11
Across
- An individual who may become eligible to receive payment due to will, life insurance policy, retirement plan, annuity, trust, or other contract
- A request made by the insured for insurer remittance of payment due to loss incurred and covered under the policy agreement
- The amount of money an individual pays to the insurance company each month to purchase the insurance coverage
- Services which the insurance doesn't pay for
- A party/parties covered by an insurance policy
- The maximum amount the insurance company will pay out during the insured's lifetime
- The amount of money the insured must pay at each appointment before the health plan will pay out anything for that particular visit or service
- The percentage of the total medical bill the individual must pay; usually figured based on the balance remaining after they have already paid for any required co-pays
- A written contract ratifying the legality of an insurance agreement
Down
- The maximum amount the insured will be required to pay per year; the insurance will pay any remaining costs up to the coverage limit
- A health care provider on a list of providers that is preselected by the insurer; using this provider usually results in lower costs
- Anything related to money
- A written or spoken agreement that is intended to be enforced by law
- A contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company
14 Clues: Anything related to money • Services which the insurance doesn't pay for • A party/parties covered by an insurance policy • A written contract ratifying the legality of an insurance agreement • A written or spoken agreement that is intended to be enforced by law • The maximum amount the insurance company will pay out during the insured's lifetime • ...
Protect Yourself! The Insurance Crossword 2013-06-10
Across
- The highest level of car insurance, covering damage to your car and damage to other people’s property.
- The extra amount you have to contribute if you make a claim.
- The second lowest level of car insurance, covering damage caused by your car to other people’s property, but not damage to your own car (2 words with spaces in-between).
- The amount of money you pay the insurer to receive insurance cover.
- The type of insurance that covers income protection, or total and permanent disability.
- The chance of an event happening that will cause financial loss for a person.
Down
- Helps you pay your expenses, or cover your loss when things go wrong.
- Compulsory car insurance, covering injury and death to people in car accidents (3 words with a space in-between).
- It sets out what is being insured (covered), and what it is insured against.
- The type of insurance that protects you against medical costs due to illness, injury or disability.
- The type of insurance that covers you against damage to, or loss of, personal possessions such as clothes, furniture, whitegoods, electrical appliances and computer equipment.
- Events or items that your insurance policy does not cover.
- When you ask your insurer to pay for something that is covered in your insurance policy i.e. to repair your car after an accident, or replace a stolen camera.
- The type of insurance that covers you for losses associated with travel, such as medical attention, lost or stolen luggage
14 Clues: Events or items that your insurance policy does not cover. • The extra amount you have to contribute if you make a claim. • The amount of money you pay the insurer to receive insurance cover. • Helps you pay your expenses, or cover your loss when things go wrong. • It sets out what is being insured (covered), and what it is insured against. • ...
Protect Yourself! The Insurance Crossword 2013-06-10
Across
- Compulsory car insurance, covering injury and death to people in car accidents.
- The chance of an event happening that will cause financial loss for a person.
- When you ask your insurer to pay for something that is covered in your insurance policy i.e. to repair your car after an accident, or replace a stolen camera.
- The highest level of car insurance, covering damage to your car and damage to other people’s property.
- The type of insurance that covers income protection, or total and permanent disability.
- The type of insurance that protects you against medical costs due to illness, injury or disability.
- It sets out what is being insured (covered), and what it is insured against.
- The extra amount you have to contribute if you make a claim.
Down
- The second lowest level of car insurance, covering damage caused by your car to other people’s property, but not damage to your own car (2 words with spaces in-between).
- The type of insurance that covers you for losses associated with travel, such as medical attention, lost or stolen luggage
- The amount of money you pay the insurer to receive insurance cover.
- The type of insurance that covers you against damage to, or loss of, personal possessions such as clothes, furniture, whitegoods, electrical appliances and computer equipment.
- Events or items that your insurance policy does not cover.
- Helps you pay your expenses, or cover your loss when things go wrong.
14 Clues: Events or items that your insurance policy does not cover. • The extra amount you have to contribute if you make a claim. • The amount of money you pay the insurer to receive insurance cover. • Helps you pay your expenses, or cover your loss when things go wrong. • It sets out what is being insured (covered), and what it is insured against. • ...
insurance vocab 2021-02-17
Across
- No PCP required, you may choose any preferred provider, and usually the most expensive plan.
- decision made by your health insurer determining what services may be covered.
- Provides low-cost health insurance to children in families that earn too much money to qualify for medicaid, but not enough for private insurance.
- A health benefits program to help share the cost for health care services with eligible beneficiaries (veterans)
- A specified amount of money that the insured must be paid before receiving covered care.
- rule, The earliest birthday determines which spouse´s plan is primary and who´s is secondary.
- compensation, If an employee is injured without breaking any work guidelines, the company´s insurance will cover the medical bills
- a type of insurance in which the insured pays a share of the payment made against a claim
- of benefits, Transfers the insurance claims rights/benefits to a third-party, who then has the authority to file a claim, make repair decisions, and collect insurance payments without the involvement of the homeowner.
Down
- and state health insurance for low-income families and individuals
- Requires a PCP, you are required to stay within a specific network, and usually the cheapest plan.
- of benefits, statement sent from your insurance company providing details concerning payment for services rendered.
- The fee paid for providing services for a certain number of people.
- the amount of money you pay a company to cover your medical bills
- a fixed amount you pay for a covered health care service after you have paid your deductible
- designed specifically for Americans 65 years old or older and for the disabled
- condition, Health companies cannot refuse or cover, or charge you more because of this.
17 Clues: the amount of money you pay a company to cover your medical bills • and state health insurance for low-income families and individuals • The fee paid for providing services for a certain number of people. • decision made by your health insurer determining what services may be covered. • ...
Insurance 2021-12-10
Across
- ___ insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.
- the company or agency that writes an insurance policy
- is the amount the insured pays on a claim before the insurer pays the remainder
- coverage that pays for damages to your residence
- ___ insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
- what it would cost to replace a piece of property, or rebuild a structure
Down
- an individual covered by an insurance policy
- ____ insurance, also commonly called homeowner's insurance, is a type of property insurance that covers a private residence
- ___ Insurance often called DI or disability income insurance, or income protection is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions.
- protection against a specific kind of loss
- ___ insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft
11 Clues: protection against a specific kind of loss • an individual covered by an insurance policy • coverage that pays for damages to your residence • the company or agency that writes an insurance policy • what it would cost to replace a piece of property, or rebuild a structure • is the amount the insured pays on a claim before the insurer pays the remainder • ...
Insurance 2023-02-01
Across
- The carrier (if under a self-insured arrangement)
- People with direct relationship with the employer
- Specific dollar amount cost share for office visit
Down
- Terms when an employee can receive benefits
- Cost share arrangement after deductible is met
- Amount paid by member before the insurer starts to pay for covered services
- Review of current providers utilized by covered members
- Former employee that may still be offered benefits
- Generally refers to former-employees who have left the company
- An organization WTW is pursuing work with
- Primary care physician
11 Clues: Primary care physician • An organization WTW is pursuing work with • Terms when an employee can receive benefits • Cost share arrangement after deductible is met • People with direct relationship with the employer • Former employee that may still be offered benefits • The carrier (if under a self-insured arrangement) • ...
Insurance 2019-06-11
Across
- a person who calculates the value of something
- [of an insurance policy] all-inclusive; providing complete protection
- the person to whom an insurance policy is issued
- an application for payment under an insurance policy
- broker: middleman between insurer and policyholder
Down
- the protection given by an insurance policy
- property, merchandise or any goods in the process oif being transported (3 words)
- chance or possibility of injury, loss
- a contract of insurance
- the insuring of risk by one insurance company to another
- legally obliged to pay for damage, injury etc; responsible
11 Clues: a contract of insurance • chance or possibility of injury, loss • the protection given by an insurance policy • a person who calculates the value of something • the person to whom an insurance policy is issued • broker: middleman between insurer and policyholder • an application for payment under an insurance policy • ...
Unidad 1 Leccion 1 2023-11-27
20 Clues: boss • form • degree • 401(k) • résumé • intern • benefit • printing • applicant • reference • experience • position, job • cleaning staff • life insurance • systems analyst • health insurance • maintenance staff • public relations agent • human resources department • academic records, transcripts
CCMA 2024-11-15
Across
- / BP, RR, Temp
- /procedure of drawing blood
- ST elevated MI
- provides medical cost protection
- study of disease diagnosis
- / bacterial or viral illnss
- / electronic health records
- / injection route
- substance that treats a condition
- Electrocardiogram
- / a wave on EKG
Down
- / identification of illness
- Occupational Safety and Health Administration
- / insurance for needy
- / myocardial infarction
- structure of human body
- Observed data
- subjective, objective data, VS,
- moral principles
- numerical code identifying medical procedure
- federal insurance for 65 year olds
- Cardiopulmonary resuscitation
22 Clues: Observed data • / BP, RR, Temp • ST elevated MI • / a wave on EKG • moral principles • / injection route • Electrocardiogram • / insurance for needy • / myocardial infarction • structure of human body • study of disease diagnosis • / identification of illness • /procedure of drawing blood • / bacterial or viral illnss • / electronic health records • Cardiopulmonary resuscitation • ...
9 Business Mega Challenge 2020-06-25
Across
- another name for a company
- this type of business operates in different countries
- a cost of running a business
- another name for trade creditors
- a share of the profits distributed to investors who own shares in a business
- a planning tool for managing finances
- the investment in a business by an owner
- large Australian business with a museum in Longreach
- another name for trade debtors
- a financial institution
Down
- an account used to plan for long term goals
- the difference between the revenues and expenses of a business
- a type of motor vehicle insurance that covers your vehicle and damage to another vehicle
- a loan to purchase land or buildings
- a type of motor vehicle insurance that covers injury to others
- the professional who manages the finances of businesses and individuals
- these are earned by a business
- an item of worth owned by a business
- a product that can be purchased to manage financial risks
- insurance to protect businesses if injury occurs to someone on their property
- an item owed by a business
- insurance for homeowners
22 Clues: a financial institution • insurance for homeowners • another name for a company • an item owed by a business • a cost of running a business • these are earned by a business • another name for trade debtors • another name for trade creditors • a loan to purchase land or buildings • an item of worth owned by a business • a planning tool for managing finances • ...
Reimbursement 2022-02-27
Across
- Children's Health Insurance Program
- Higher reimbursement than deserved.
- Detailing how the payer processed the claim for payment.
- Pre-established percentage policyholder pays after the deductible is met.
- Health Insurance for active duty and retired military and their families.
- cost sharing where policyholder pays a fixed dollar amount.
- Function that allows retrospective reconstruction of events.
- Set amount per month or year policyholder pays to help cover medical expenses.
- Program of All-Inclusive Care for the Elderly
- Helps with medical costs for low income families.
Down
- Unnecessary costs to any healthcare benefit program.
- Assigning codes that represent higher payment than the service provided.
- Health coverage for Americans age 65 and older.
- Natural Language Processing
- Managed Care Organization
- Amount of yearly cost paid by policyholder pays before insurance kicks in.
- Intentionally attempts to obtain money or property from a healthcare benefit program.
- Health Insurance for the spouse or child of veteran who died while serving in military.
- Using multiple codes when a single code is available.
- Determines the primary insurance when patient is covered by more than one company.
20 Clues: Managed Care Organization • Natural Language Processing • Children's Health Insurance Program • Higher reimbursement than deserved. • Program of All-Inclusive Care for the Elderly • Health coverage for Americans age 65 and older. • Helps with medical costs for low income families. • Unnecessary costs to any healthcare benefit program. • ...
Revenue Cycle 2024-09-13
Across
- Medicare Part A covers this type of service?
- Physician
- What does a coder use to determine level of service?
- What electronic medical record software system are we switching to March of 2025?
- The amount patients pay for services before their health insurance begins to pay?
- Type of Claim form submitted to insurance for professional claims
- Centers for Medicare & Medicaid Services
- What is a PLB?
- Assistance Charity Care funded by the state, based off of patient's income.
- Abbreviation for Healthcare Common Procedure Codes
Down
- What does PHI stand for?
- What insurance company is responsible for paying the claim first?
- What age does the patient become their own guarantor?
- Medicare Part B covers this type of service?
- What questions must be asked every visit if a patient has Medicare?
- Coordination of Benefits
- If a patient has no insurance, what plan is loaded?
- What insurance companies are responsible for paying on a claim after primary?
- What is a claim that is submitted without errors or other issues?
- National Provider Identification
20 Clues: Physician • What is a PLB? • What does PHI stand for? • Coordination of Benefits • National Provider Identification • Centers for Medicare & Medicaid Services • Medicare Part A covers this type of service? • Medicare Part B covers this type of service? • Abbreviation for Healthcare Common Procedure Codes • If a patient has no insurance, what plan is loaded? • ...
insurance terms 2021-02-12
Across
- health care program for uniformed service members retirees, and their families around the world.
- maintenance organization a health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization.
- a type of insurance in which the insured pays a share of the payment made against a claim.
- Rule The parents birthday that comes first in the calendar year is the designated primary plan.
- VA health benefits program in which the Department of Veterans Affairs (VA) shares the cost of certain health care services and supplies with eligible beneficiaries.
- compensation type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses.
- provided health coverage for those that have low income
- of benefits referred to as an EOB is a statement from your health insurance company providing details on payment for a medical service you received.
- condition you have received treatment or diagnosis before you enrolled in a new health plan
- of benefits agreement that transfers the insurance claims rights or benefits of the policy to a third-party.
Down
- getting preapproved before treatment, prescription etc.
- health insurance for 65 and older
- provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance
- provider organization contracts with medical providers such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.
- a payment made by a beneficiary in addition to that made by an insurer.
- specified amount of money that the insured must pay before an insurance company will pay a claim
- amount of liquidity a financial institution must have in its reserves to cover its business operating expenses.
- Amount paid for an insurance plan
18 Clues: health insurance for 65 and older • Amount paid for an insurance plan • getting preapproved before treatment, prescription etc. • provided health coverage for those that have low income • a payment made by a beneficiary in addition to that made by an insurer. • a type of insurance in which the insured pays a share of the payment made against a claim. • ...
Front Desk Redesign 2021-12-27
Across
- This is the insurance company's approved group of providers
- A public health insurance program that provides health care coverage to low income families and individuals
- There are no contracted rates between insurance and providers, so it will cost the patient more to see them
- The phone queue system utilized for calls coming into the clinic for rescheduling appointments and/or reaching a member of clinical team
- Typically includes yearly check-ups, wellness visits, screenings, and immunizations.
- A small fee the patient pays each time they use a specific service.
- Federal health insurance plan that mostly covers people 65 or older
Down
- The percentage of cost paid by the patient after the deductible has been met
- A pre-established, fixed amount the patient is responsible for paying before the insurance company will pay anything
- A receipt from insurance company which outlines services and fees for each claim. It shows what the insurance pays for and what the patient is responsible for
- The amount the patient pays each month for their health insurance plan
- Covers all original medicare services and some offer drug, vision, hearing, dental and other benefits
- The most a patient will be required to pay toward their healthcare each year
- A contract represented by a policy in which an individual or entity receives financial protection or reimbursement against losses
- A patient experience company know for developing and distributing patient satisfaction surveys
15 Clues: This is the insurance company's approved group of providers • A small fee the patient pays each time they use a specific service. • Federal health insurance plan that mostly covers people 65 or older • The amount the patient pays each month for their health insurance plan • The percentage of cost paid by the patient after the deductible has been met • ...
PMIG & Insurance 2021-04-08
Across
- Founder of PMIG _____ Falkenhainer
- Financial Advisor for PMIG employees
- WCV stands for this type of insurance policy
- Where you can go if you have computer problems
- Hitting this goal gives each employee an extra day of PTO for the quarter
- Value of your new car when you drive it off the lot
- ______ Cash Value
- Name of the PMIG Employee Newsletter
- COO of PMIG _____ Pierson
Down
- Name of the agency
- It's how much you pay for your insurance policy
- This color is used in much of our marketing & branding
- Insurance policy is a legally binding ________
- Covered loss or covered ___
- Our policy system that is currently getting upgraded
- Pharmacists Mutual CEO
- Location of our home office
- Your portion of the claim to pay
- Replacement _____ Value
19 Clues: ______ Cash Value • Name of the agency • Pharmacists Mutual CEO • Replacement _____ Value • COO of PMIG _____ Pierson • Covered loss or covered ___ • Location of our home office • Your portion of the claim to pay • Founder of PMIG _____ Falkenhainer • Financial Advisor for PMIG employees • Name of the PMIG Employee Newsletter • WCV stands for this type of insurance policy • ...
crossword puzzle 2024-04-22
Across
- the action of deducting or subtracting something.
- a gift or payment to a common fund or collection.
- a contract of insurance.
- failure to take proper care in doing something.
- the use of communications technologies to provide health care at a distance.
- an amount to be paid for an insurance policy.
- property damaged due to uncontrollable forces
- the extent to which something deals with or applies to something else.
- the action of enrolling or being enrolled.
- lacking insurance
- providers or health care facilities that are part of a health plan's network of providers with which it has negotiated a discount.
Down
- risks that directly affect an individual or family
- The amount of money that a patient with health insurance pays for each health care service
- when a contract has not been established with a health plan.
- The amount of money that a patient with health insurance pays for each health care service
- insured pays a share of the payment made against a claim.
- the person who owns the insurance policy
- the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- an advantage or profit gained from something.
- having or showing a tendency to be quickly irritated or provoked.
- held liable or responsible for an action or inaction
- A patient who visits a health care facility for diagnosis or treatment without spending the night.
- state or assert that something is the case, typically without providing evidence or proof.
- a contract between an individual or business with an insurance company to help provide financial protection and mitigate the risks associated with certain situations or events.
- gives workers and their families who lose their health benefits the right to choose to continue group health benefits provided by their group health plan for limited periods of time
- a daily allowance paid to an employee to cover costs incurred while on a business trip.
26 Clues: lacking insurance • a contract of insurance. • the person who owns the insurance policy • the action of enrolling or being enrolled. • an advantage or profit gained from something. • an amount to be paid for an insurance policy. • property damaged due to uncontrollable forces • failure to take proper care in doing something. • ...
Reimbursement Fundamentals 2022-10-19
Across
- the amount paid to the providers office for medical services
- managed care organizations
- Medicare that covers at 100%
- an insurance example of private commercial
- the fixed amount that an insured must pay before their insurance will pay
- a fixed dollar amount that an insured must pay for medical services
- Alternate site of Care
- Medicare plan that replaces traditional Medicare
- federally or state funded type of insurance
- federally and state funded insurance for low income families
- also known as MD Purchase
- preferred provider organization
- Assignment of Benefits
- also known as Medicare Replacement Plans
- insurance plan for military personal and their families
- track payer's reimbursement structure trends and requirements
- self administered syringe
- Administered, patient administered injections performed at home such as AI and PFS
- self administered injection
- the amount of money that is paid to healthcare provider from the payer
- Injection administered by the healthcare provider such as vial
- communicating with payer to determine benefits and coverage
- services covered under the plan
Down
- site of care were physician can administer the injection
- insurance plan for retired veterans
- federally funded insurance for disabled or 65 and over or ESRD
- out patient facility were physician can administer the injection
- when a patient is covered under more than one plan
- plan that has open network of providers
- the max amount an insured will pay for medical services for the year
- a percentage of medical expenses that an insured must pay
- B, Medicare that requires yearly deductible and 20% coinsurance
- point of service
- commercial type of insurance
- Pharmacy Benefit Manager
- specific codes that are needed to be billed
- process of researching and identifying coverage for medication
- identifying patient's benefits to ensure eligibility and access options
- exclusive provider organization
- health maintenance organization
40 Clues: point of service • Alternate site of Care • Assignment of Benefits • Pharmacy Benefit Manager • also known as MD Purchase • self administered syringe • managed care organizations • self administered injection • Medicare that covers at 100% • commercial type of insurance • preferred provider organization • exclusive provider organization • health maintenance organization • ...
Lauren File Crossword 2013-06-25
Across
- the insured person
- abbreviation for a process used to generate the amount owed by a patient
- provider who treats a patient face-to-face
- abbreviation for how an insurance policy will pay if more than one policy applies
- insurance plan that pays benefits first
- patient who has not seen a provider within the past three years
- change to a patient's account
- a patient with no insurance
- abbreviation for a provider who agrees to provide medical services to a payer
- a number assigned to a HIPAA 270 electronic transaction
- document that patient signs to guarantee payment when a referral is pending
Down
- a provider who does not interact face-to-face
- patient who has seen a provider within three years
- insurance plan that pays benefits second
- movement of monies into or out of a business
- form that lists diagnoses, procedures, and charges
- rule that determines which parent has the primary insurance
- a unique number that identifies a patient
- a cycle that includes all actions that help ensure that the provider receives maximum payment
- payment made during checkout based on an estimate
20 Clues: the insured person • a patient with no insurance • change to a patient's account • insurance plan that pays benefits first • insurance plan that pays benefits second • a unique number that identifies a patient • provider who treats a patient face-to-face • movement of monies into or out of a business • a provider who does not interact face-to-face • ...
personal finance 2022-09-27
Across
- the recipient of the funds/other benefits from insurance policies
- The amount of money borrowed/the amount of money still owed on a loan
- Used when a person is sick
- Used when a person is not capable of working
- Your payment before an insurance company begins coverage
- Risk transfer to a third party
- Interest on the original loan
- A business whose main purpose is to receive deposits & make loans
- Interest paid on both the original loan & interest earned
Down
- All social classes pay the same percentage
- Investment that represents a loan to gov't/corporation (low risk)
- More money is taken out based on a larger paycheck (federal tax)
- Insurance that protects your belongings from theft & destruction
- A periodic payment for the use of borrowed funds
- Amount paid on an insurance policy per a given time period
- Occurs when benefits outweigh the cost
- Benefits survivors/the deceased
- Investments that represent ownership in business (risky)
- Collections of securities chosen & managed by a group of professional fund managers
- Smaller amount of money taken out of paycheck (sales tax)
20 Clues: Used when a person is sick • Interest on the original loan • Risk transfer to a third party • Benefits survivors/the deceased • Occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Investments that represent ownership in business (risky) • ...
Insurance Cross Word (Intro to Careers) 2021-01-14
Across
- These are special conditions or circumstances in a health plan that are not covered.
- When the insured attempts to recover losses covered under a policy, they file this.
- This person is trained and calculates risk based on loss percentage.
- The amount and type of this will help determine the premiums paid by the insured.
- The insurance company representative who is authorized to see insurance.
- Driving while intoxicated is and example of this that increase the likelihood of getting in a car accident.
- The policy owner pays a level premium throughout their entire lifetime.
Down
- The person who receives the death benefit from a life insurance policy is known as this.
- this is paid by the policy holder in exchange for insurance coverage.
- This is the contract agreement between the insurer and the insured.
- the chance of loss is called this.
- This is the person who files the claim with the insurance company.
- For most major medical policies, the insured must cover this before the insurance company pays a benefit.
- This life insurance policy protects the insured for a limited time.
- This benefit is paid by the insurance company to the designated beneficiary.
15 Clues: the chance of loss is called this. • This is the person who files the claim with the insurance company. • This is the contract agreement between the insurer and the insured. • This life insurance policy protects the insured for a limited time. • This person is trained and calculates risk based on loss percentage. • ...
insurance terms 2021-02-12
Across
- VA health benefits program in which the Department of Veterans Affairs (VA) shares the cost of certain health care services and supplies with eligible beneficiaries.
- amount of liquidity a financial institution must have in its reserves to cover its business operating expenses.
- Rule The parents birthday that comes first in the calendar year is the designated primary plan.
- health insurance for 65 and older
- condition you have received treatment or diagnosis before you enrolled in a new health plan
- getting preapproved before treatment, prescription etc.
- provided health coverage for those that have low income
- Amount paid for an insurance plan
- provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance
- a type of insurance in which the insured pays a share of the payment made against a claim.
- health care program for uniformed service members retirees, and their families around the world.
Down
- compensation type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses.
- a payment made by a beneficiary in addition to that made by an insurer.
- provider organization contracts with medical providers such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.
- maintenance organization a health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization.
- of benefits referred to as an EOB is a statement from your health insurance company providing details on payment for a medical service you received.
- of benefits agreement that transfers the insurance claims rights or benefits of the policy to a third-party.
- specified amount of money that the insured must pay before an insurance company will pay a claim
18 Clues: health insurance for 65 and older • Amount paid for an insurance plan • getting preapproved before treatment, prescription etc. • provided health coverage for those that have low income • a payment made by a beneficiary in addition to that made by an insurer. • a type of insurance in which the insured pays a share of the payment made against a claim. • ...
Insurance Crossword 2025-05-22
Across
- This the monthly payment you make to your insurance company to have the insurance at all, it does not change month to month
- This is an amount that you will be responsible for, most health insurance plans limit this amount at a specific number
- Insurance This insurance covers damage that happens to your house such as fire, and can be used then to replace lost things
- This insurance covers things inside of an apartment that you rent, as well as the apartment in case you are the accidental cause of damage to it. Some renting firms require this insurance to live there
- Insurance This protects your car from things other than liability and collision, like theft, vandalism, fire, severe weather, hitting Bambi (don’t worry, he’s fine), etc. Comprehensive coverage is typically sold alongside collision coverage.
- Covers your car if you hit another car, person or non-moving object
- This is an individual, besides you, that will benefit from the insurance. This can be a partner, family member, child
Down
- Protects you if you cause damage to others and/or their stuff. Liability can help cover another person’s medical bills or costs to repair their vehicle and property damaged from the accident. Most states have legal minimums to how much liability coverage
- Many jobs help you pay for different types of insurance. Many businesses cover fully minimum life insurance and disability insurance; and most cover some costs of your health insurance premium
- This is the amount you are responsible for spending on your own healthcare before your insurance steps in and covers costs
- This insurance covers costs in the case of your death. For many, at minimum it covers funeral expenses. If you are a primary income earner you will carry life insurance to support those that rely on you into the future
- This is the amount of money paid out upon your death
- This is a part of you health insurance, and is an amount of you are required to pay with every doctor visit or prescription
13 Clues: This is the amount of money paid out upon your death • Covers your car if you hit another car, person or non-moving object • This is an amount that you will be responsible for, most health insurance plans limit this amount at a specific number • ...
CIP,C11-3,2018 2019-10-16
Across
- type of loss reserves where losses have occurred but not yet been paid
- money set aside as estimates to settle claims
- another name for pro rata insurance
- the department acting as a liaison with government
- an insurance company controlled by its owners
- a department unique to insurance companies
Down
- to determine whether or not a risk is eligible for insurance
- type of profit after claims and expenses have been paid
- insurance purchased from another insurance company
- the maximum volume of business that an insurance company accepts
- the process of analyzing data that is used to help establish premiums
- a type of reinsurance
- to sign over part of a risk to a reinsurer
13 Clues: a type of reinsurance • another name for pro rata insurance • a department unique to insurance companies • to sign over part of a risk to a reinsurer • money set aside as estimates to settle claims • an insurance company controlled by its owners • insurance purchased from another insurance company • the department acting as a liaison with government • ...
Basics of Health Insurance 2020-12-10
Across
- A health insurance plan that provides integrated care and a potential for lower costs, but limits coverage to in-network providers.
- An upfront fee for insurance coverage.
- The official process of signing up for health insurance.
- Proof of insurance.
- The different types of health insurance options, made up of networks and benefits.
- A group of providers who have chosen to contract with the insurance company.
- The portion of medical and hospital expenses that are covered by insurance.
Down
- Amount a member is responsible for before insurance begins paying for health services.
- A contract or special arrangement in which a person pays a company to provide some sort of protection or reimbursement for monies paid or lost in regard to healthcare.
- The percentage of a bill a member must pay after the deductible is satisfied.
- A person or company that provides a healthcare service to individuals.
- A government sponsored health insurance plan that provides comprehensive coverage but has an age or disability requirement.
- Flat fee a member pays for medical services.
13 Clues: Proof of insurance. • An upfront fee for insurance coverage. • Flat fee a member pays for medical services. • The official process of signing up for health insurance. • A person or company that provides a healthcare service to individuals. • The portion of medical and hospital expenses that are covered by insurance. • ...
Health insurance 2021-12-22
Across
- is a primary doctor who gives general medical care
- is also known as an agent or broker
- a dollar amount that a patient must pay for healthcare services each plan year before the insurance company will begin paying claims
- the list of prescription drugs covered in full or In part by a health care
- is known in Pennsylvania as Medical Assistance
- Group-Health-Plan a group health plan that covers employees of an employer that has 51 or more employees
- the nations medical resource agency
Down
- another term for this is the Affordable-Care-Act
- is a recurring fee a health insurance company charges for your health insurance coverage
- the market for health insurance coverage offered to individuals not in a group health plan
- an amendment to an insurance policy
- is a written order from your primary care doctor for you to see a specialist
- a person or business who can help you apply and enroll you in health insurance.
- a request for payment that you or your health care provider submits to your health insurance
- a person or business who can help enroll you in health insurance
15 Clues: is also known as an agent or broker • an amendment to an insurance policy • the nations medical resource agency • is known in Pennsylvania as Medical Assistance • another term for this is the Affordable-Care-Act • is a primary doctor who gives general medical care • a person or business who can help enroll you in health insurance • ...
Health Insurance 2022-03-22
Across
- Health Saving Account
- Flexible Spending Account
- Dollar Amount Paid Each Month
- Money you pay
- insurance through the government
- most common source of insurance
Down
- percentage paid
- Dollar Amount Paid Before Insurance Kicks In
- health maintenance organiztion
- protection from unexpected events
- flat rate paid
- medical insurance
12 Clues: Money you pay • flat rate paid • percentage paid • medical insurance • Health Saving Account • Flexible Spending Account • Dollar Amount Paid Each Month • health maintenance organiztion • most common source of insurance • insurance through the government • protection from unexpected events • Dollar Amount Paid Before Insurance Kicks In
Insurance Vocabulary 2023-10-06
Across
- Tax Money withheld from an employee’s paycheck and used for federal, state, and local needs
- Type of insurance to protect from damage or loss of items in a rental property
- Cost of having insurance covering a set amount of time
- Type of insurance in which the insured pays a share or percentage of the claim
- Document that outlines the terms and conditions for insurance coverage
Down
- Specified dollar amount the policyholder must pay before an insurance company will pay
- Type of insurance to cover lost income when an illness or injury keeps an employee from working
- Type of insurance that covers house as well as possessions inside in case of damage or loss
- Insurance corporation that insures deposits at banks
- Expenses for medical care that aren't reimbursed by insurance
- Request by a policyholder to an insurance company for payment for a covered loss
- Amount of money put into an account or amount of money owed on a debt after subtracting interest
- Fixed fee paid for specific medical services, like a visit to the doctor's office
13 Clues: Insurance corporation that insures deposits at banks • Cost of having insurance covering a set amount of time • Expenses for medical care that aren't reimbursed by insurance • Document that outlines the terms and conditions for insurance coverage • Type of insurance to protect from damage or loss of items in a rental property • ...
Insurance Risk Management vb 2018-10-02
Across
- a demand or request to insurance company for coverage
- a document detailing the terms and conditions of a contract of insurance.
- a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
- person or group in whose name an insurance policy is held.
- an amount to be paid for an insurance policy.
- covered by insurance.
Down
- the state of being responsible for something, especially by law.
- the likelihood of something happening or being the case.
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- The amount you pay for covered health care services before your insurance plan starts to pay.
- the amount of protection given by an insurance policy.
- a situation involving exposure to danger.
12 Clues: covered by insurance. • a situation involving exposure to danger. • an amount to be paid for an insurance policy. • a demand or request to insurance company for coverage • the amount of protection given by an insurance policy. • the likelihood of something happening or being the case. • person or group in whose name an insurance policy is held. • ...
INSURANCE 2021-01-06
Across
- A fixed amount you pay
- name in a life insurance policy
- coverage in times of emergencies
- limits coverage to care from doctors
- What you pay before your insurance pays
- dependents may file and receive payment
Down
- agents who sell insurance products
- payment or installment you agree to pay
- spreading of risk among multiple parties
- health care services covered by insurance
- protect from the risks of liabilities
11 Clues: A fixed amount you pay • name in a life insurance policy • coverage in times of emergencies • agents who sell insurance products • limits coverage to care from doctors • protect from the risks of liabilities • payment or installment you agree to pay • What you pay before your insurance pays • dependents may file and receive payment • spreading of risk among multiple parties • ...
insurance 2022-03-26
Across
- a person who earns money to support their family
- money received, especially on a regular basis, for work or through investments
- something, typically money, awarded to someone in recognition of loss, suffering, or injury
- the amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy
- ...insurance - insurance received after reaching the retirement age
Down
- medical... - means the management and care of a patient to combat disease or disorder
- maternity ... - a period of absence from work granted to a mother before and after the birth of her child
- a situation involving exposure to danger
- the party in an insurance contract undertaking to pay
- a thing or things belonging to someone
- an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury
11 Clues: a thing or things belonging to someone • a situation involving exposure to danger • a person who earns money to support their family • the party in an insurance contract undertaking to pay • ...insurance - insurance received after reaching the retirement age • money received, especially on a regular basis, for work or through investments • ...
Insurance 2022-07-06
Insurance 2021-02-10
Across
- amount you have to pay before insurance will pay
- probability of insured situation actually occurring
- a type of insurance that you need in case you get sick or injured
- Person who receives the money
- maximum amount you can receive if you have a claim
Down
- add on clause you tack onto a policy
- helps protect people financially from risk
- amount you pay for the policy
- an official request to notify that an event happened
- a contract with what is covered and how much you owe
- time period that the policy covers
11 Clues: amount you pay for the policy • Person who receives the money • time period that the policy covers • add on clause you tack onto a policy • helps protect people financially from risk • amount you have to pay before insurance will pay • maximum amount you can receive if you have a claim • probability of insured situation actually occurring • ...
INSURANCE 2023-09-07
Across
- Describes the person who did something to cause an accident.
- This covers the physical damage to your car from most other causes, such as fire, theft, vandalism, hail, etc.
- The person receiving insurance coverage under the insurance policy.
- A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.
- If you break the law by speeding, running a stop sign, driving under the influence, etc., you’ll get a ticket.
Down
- This type of coverage pays for damage to your car if it collides with another object, like a light pole, for instance.
- A person who sells insurance; your direct contact with an insurance company.
- The amount you pay in exchange for insurance coverage.
- This covers medical bills and funeral expenses for you, your family and passengers whether you caused the accident or not.
- The amount of money you agree to pay when there is a loss.
- Another term for the insurance company or anyone who provides insurance.
11 Clues: The amount you pay in exchange for insurance coverage. • The amount of money you agree to pay when there is a loss. • Describes the person who did something to cause an accident. • The person receiving insurance coverage under the insurance policy. • Another term for the insurance company or anyone who provides insurance. • ...
Insurance 2019-06-11
Across
- legally obliged to pay for damage, injury etc; responsible
- a person who calculates the value of something
- an application for payment under an insurance policy
- or possibility of injury, loss
- the protection given by an insurance policy
- middleman between insurer and policyholder
- [of an insurance policy] all-inclusive; providing complete protection
Down
- property, merchandise or any goods in the process oif being transported (3 words)
- the person to whom an insurance policy is issued
- a contract of insurance
- the insuring of risk by one insurance company to another
11 Clues: a contract of insurance • or possibility of injury, loss • middleman between insurer and policyholder • the protection given by an insurance policy • a person who calculates the value of something • the person to whom an insurance policy is issued • an application for payment under an insurance policy • the insuring of risk by one insurance company to another • ...
Insurance 2023-02-22
Across
- insurance on cars compulsory by law
- if you insure your house you can receive this if it goes into flames
- extra charges to cover extra risks
- you may get a ________ if you have not made previous claims
- covers you until death
- covers you for fixed number of years
Down
- it is a good idea to get this before travelling
- When making a claim you must be honest
- most common life insurance
- most common and the most expensive car insurance
- different insurers offer different ________
11 Clues: covers you until death • most common life insurance • extra charges to cover extra risks • insurance on cars compulsory by law • covers you for fixed number of years • When making a claim you must be honest • different insurers offer different ________ • it is a good idea to get this before travelling • most common and the most expensive car insurance • ...
Insurance 2023-05-05
Across
- Offers policies to protect you from expensive accidents.
- This insurance covers damage to your car NOT from an accident.
- Your ____ record shows how many accidents or speeding tickets you have.
- The more likely you are to get into an accident the _____ your insurance premium will be.
- What you have to pay before the insurance will pay the covered amount.
Down
- This insurance covers YOUR car if you were in an accident.
- The 3 risk mottos are safety and adventure and what?
- This insurance covers the OTHER driver in case you cause an accident.
- Also known as the monthly payment.
- This insurance can help pay for medical bills or doctor visits.
- What you drive can determine what you pay for insurance.
11 Clues: Also known as the monthly payment. • The 3 risk mottos are safety and adventure and what? • Offers policies to protect you from expensive accidents. • What you drive can determine what you pay for insurance. • This insurance covers YOUR car if you were in an accident. • This insurance covers damage to your car NOT from an accident. • ...
Visioncore Insurance Crossword 1 2025-08-10
Across
- A request made to an insurer for payment after a loss
- A specific risk or cause of loss like fire, theft, etc.
- The company that provides insurance
- The insurance contract between insurer and insured
- A person who sells insurance policies
- The amount the policyholder pays before insurance kicks in
- A person who evaluates risk and sets the insurance terms
Down
- Legal responsibility for damages or injuries
- The protection provided by an insurance policy
- An unexpected event causing loss or damage
- The amount paid for insurance coverage
- The chance of loss or damage
12 Clues: The chance of loss or damage • The company that provides insurance • A person who sells insurance policies • The amount paid for insurance coverage • An unexpected event causing loss or damage • Legal responsibility for damages or injuries • The protection provided by an insurance policy • The insurance contract between insurer and insured • ...
Front Desk Redesign 2021-12-27
Across
- Federal health insurance plan that mostly covers people 65 or older
- There are no contracted rates between insurance and providers, so it will cost the patient more to see them
- A patient experience company know for developing and distributing patient satisfaction surveys
- The most a patient will be required to pay toward their healthcare each year
- Covers all original medicare services and some offer drug, vision, hearing, dental and other benefits
- A pre-established, fixed amount the patient is responsible for paying before the insurance company will pay anything
- care Typically includes yearly check-ups, wellness visits, screenings, and immunizations.
- The phone queue system utilized for calls coming into the clinic for rescheduling appointments and/or reaching a member of clinical team
Down
- This is the insurance company's approved group of providers
- The percentage of cost paid by the patient after the deductible has been met
- A contract represented by a policy in which an individual or entity receives financial protection or reimbursement against losses
- A public health insurance program that provides health care coverage to low income families and individuals
- A small fee the patient pays each time they use a specific service.
- The amount the patient pays each month for their health insurance plan
- A receipt from insurance company which outlines services and fees for each claim. It shows what the insurance pays for and what the patient is responsible for
15 Clues: This is the insurance company's approved group of providers • Federal health insurance plan that mostly covers people 65 or older • A small fee the patient pays each time they use a specific service. • The amount the patient pays each month for their health insurance plan • The percentage of cost paid by the patient after the deductible has been met • ...
Insurance Terms 2017-09-01
Across
- A person covered by insurance
- Non-collision insurance coverage
- Declared main driver
- A public road in a city or town
- A specific time that an incident occurred
- A person walking along a road
- A person in a vehicle other than the driver
- A thing used to transport people or goods
- Financial protection provided by an insurance policy
- A particular place or position
- A person who adjusts claims
Down
- An instance of being hurt
- The person who has the title of the vehicle
- Compensation when hurt in a car accident
- Something that happens when 2 vehicles hit each other
- When a vehicle’s value is less than the cost of repairs
- A person who estimates a vehicle for damages and value
- Formal declaration of events, facts
- A person making a claim
19 Clues: Declared main driver • A person making a claim • An instance of being hurt • A person who adjusts claims • A person covered by insurance • A person walking along a road • A particular place or position • A public road in a city or town • Non-collision insurance coverage • Formal declaration of events, facts • Compensation when hurt in a car accident • ...
Insurance 2 2025-11-24
Across
- Risks that directly affect an individual or family.
- Risk that can financially cripple or bankrupt the firm if a loss occurs.
- Risk related to the firm’s business operations
- Risk related to the lawsuits for bodily injury and property damage
- Risk management that combines into a single unified treatment program all major risks faced by the firm
- Techniques that reduce the frequency or severity of losses. Risk _ _ _ _ _ _ _.
- Techniques that provide for the funding of losses risk namel Risk _ _ _ _ _ _ _ _ _.
- reduce the severity of a loss after it occurs. Loss _ _ _ _ _ _ _ _ _.
- Cause of Loss
Down
- technique refers to having back-ups or copies of important documents or property
- reduces the probability of loss so that frequency of losses is reduced Loss - - - - - - - - - -
- A situation in which either profit or loss is possible.
- Risk that refers to uncertainty regarding the firm’s financial goals and objectives
- Physically or technologically separating items.
- Risk of collapse of an entire system
- risk where there is no opportunity for profit or positive outcome
- risk related to of adverse changes in commodity prices, interest rates, foreign exchange rates, and the value of money.
- Condition that creates or increases the frequency or severity of loss
- risk control techniques of avoiding the risk
- Insurance company concentrate on this type of risk
20 Clues: Cause of Loss • Risk of collapse of an entire system • risk control techniques of avoiding the risk • Risk related to the firm’s business operations • Physically or technologically separating items. • Insurance company concentrate on this type of risk • Risks that directly affect an individual or family. • A situation in which either profit or loss is possible. • ...
Insurance 2021-02-18
Across
- Having a medical condition before getting insurance and wanting insurance to cover it
- Insurance term used to indicate who is at fault in a situation
- Insurance type that pays for medical expenses
- The amount you have to pay before insurance will kick in to cover the rest
- Insurance type that covers most things that have to do with a car
- Insurance type that pays for your house and the property within it
Down
- Your periodic payment for insurance coverage
- Insurance type that pays if you are too sick or injured to work
- The small part you have to pay for use of insurance, like when you get a prescription or go to the doctor
- When the insurance company determines that both parties are at fault
- Insurance that pays when a person dies
11 Clues: Insurance that pays when a person dies • Your periodic payment for insurance coverage • Insurance type that pays for medical expenses • Insurance term used to indicate who is at fault in a situation • Insurance type that pays if you are too sick or injured to work • Insurance type that covers most things that have to do with a car • ...
EPF crossword 2016-11-15
Across
- a danger or risk
- Liability Liability car insurance covers damages to another person resulting from an accident you cause.
- of a right, privilege, or agreement) become invalid because it is not used, claimed, or renewed; expire.
- a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
- Market Account A money market account (MMA) or money market deposit account (MMDA) is a financial account that pays interest based on current interest rates in the money markets.
- a person or organization officially attached to a larger body
- Insurance an insurance that covers a defined group of people, for example the members of a society or professional association, or the employees of a particular employer.
- an agreement with legal force, in particular.
Down
- a demand or request for something considered one's due.
- Benefit the amount paid to a beneficiary upon the death of an insured person.
- (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim.
- a course or principle of action adopted or proposed by a government, party, business, or individual.
- the amount of protection given by an insurance policy.
- a situation involving exposure to danger
- an event that happens by chance or that is without apparent or deliberate cause.
- the money one has saved, especially through a bank or official scheme.
16 Clues: a danger or risk • a situation involving exposure to danger • an agreement with legal force, in particular. • the amount of protection given by an insurance policy. • a demand or request for something considered one's due. • a person or organization officially attached to a larger body • the money one has saved, especially through a bank or official scheme. • ...
CurlyMagic - Insurance & Health Exam - Ch. 1 - Vocabulary 2024-01-26
Across
- The amount paid upon the death of the insured in a life insurance policy
- A legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer
- The person entitled to exercise the rights and privileges in the policy
- or proposed insured — a person applying for insurance
- Person covered by the insurance policy; may or may not be the policyowner
- Intentional misrepresentation or deceit with the intent to induce a person to part with something of value
- A person who receives the benefits of an insurance policy
Down
- Insuring of risks that are more prone to losses than the average risk
- A contract between a policyowner (and/or insured) and an insurance company which agrees to pay the insured or the beneficiary for loss caused by specific events
- Coverage on human lives
- Policy termination due to nonpayment of premium
- The money paid to the insurance company for the insurance policy
- The company that issues an insurance policy
13 Clues: Coverage on human lives • The company that issues an insurance policy • Policy termination due to nonpayment of premium • or proposed insured — a person applying for insurance • A person who receives the benefits of an insurance policy • The money paid to the insurance company for the insurance policy • ...
Economics Crossword 2024-04-22
26 Clues: cobra • claim • policy • perdiem • premium • benefits • coverage • Insurance • uninsured • inpatient • deduction • negligence • Deductible • enrollment • telehealth • coinsurance • beneficiary • prescription • contribution • policyholder • compensation • personalrisk • liabilityrisk • outofpocketmaximum • primarycareprovider • flexiblespendingaccount
personal finance 2022-09-27
Across
- Insurance that protects your belongings from theft & destruction
- Investment that represents a loan to gov't/corporation (low risk)
- Benefits survivors/the deceased
- Used when a person is sick
- Collections of securities chosen & managed by a group of professional fund managers
- the recipient of the funds/other benefits from insurance policies
- Occurs when benefits outweigh the cost
- Smaller amount of money taken out of paycheck (sales tax)
Down
- Used when a person is not capable of working
- A periodic payment for the use of borrowed funds
- Interest paid on both the original loan & interest earned
- Risk transfer to a third party
- More money is taken out based on a larger paycheck (federal tax)
- The amount of money borrowed/the amount of money still owed on a loan
- Interest on the original loan
- Amount paid on an insurance policy per a given time period
- Your payment before an insurance company begins coverage
- A business whose main purpose is to receive deposits & make loans
- All social classes pay the same percentage
- Investments that represent ownership in business (risky)
20 Clues: Used when a person is sick • Interest on the original loan • Risk transfer to a third party • Benefits survivors/the deceased • Occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Your payment before an insurance company begins coverage • ...
personal finance 2022-09-27
Across
- Insurance that protects your belongings from theft & destruction
- Investment that represents a loan to gov't/corporation (low risk)
- Benefits survivors/the deceased
- Used when a person is sick
- Collections of securities chosen & managed by a group of professional fund managers
- the recipient of the funds/other benefits from insurance policies
- Occurs when benefits outweigh the cost
- Smaller amount of money taken out of paycheck (sales tax)
Down
- Used when a person is not capable of working
- A periodic payment for the use of borrowed funds
- Interest paid on both the original loan & interest earned
- Risk transfer to a third party
- More money is taken out based on a larger paycheck (federal tax)
- The amount of money borrowed/the amount of money still owed on a loan
- Interest on the original loan
- Amount paid on an insurance policy per a given time period
- Your payment before an insurance company begins coverage
- A business whose main purpose is to receive deposits & make loans
- All social classes pay the same percentage
- Investments that represent ownership in business (risky)
20 Clues: Used when a person is sick • Interest on the original loan • Risk transfer to a third party • Benefits survivors/the deceased • Occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Your payment before an insurance company begins coverage • ...
