insurance Crossword Puzzles
Industry Knowledge Crossword 2022-02-24
Across
- Covers the insured against drivers without insurance or adequate insurance (Orators Table -> Presentation (PPT))
- Private Health Insurance Policies are optional in most countries, except? (refer Factagram)
- The person who identifies and classifies the degree of risk posed by the person trying to be insured. They determine whether or not coverage should be provided and what the rate should be
- In 2003, who hosted a sweepstakes to win $1 Billion and paid $10 Million in insurance in case anyone actually won the grand prize (refer Factagram)
- Which is the oldest form of Insurance (Refer Factagram)
- How old is the Insurance Industry ? (Refer Factagram)
- Insurance that will cover an employer’s liability for injuries or death to people in their employment
- Physical injury that can include sickness/disease to a person
Down
- Business person who analyzes the probabilities of risk/risk management
- According to the 2021 edition of "Forbes : 2000", which is the world's largest Insurance Company ? (Refer Factagram)
- The date when an insurance company issues a policy
- Uncertainty including the possibility of loss by an unexpected event for which insurance is used for
- The termination of a policy due to failure to pay the required renewal premium
- Person who sells, services, or negotiates insurance policies either with a company or individually
- The amount that has to be paid by the insured person during a calendar year before the insurer is responsible for more loss costs
15 Clues: The date when an insurance company issues a policy • How old is the Insurance Industry ? (Refer Factagram) • Which is the oldest form of Insurance (Refer Factagram) • Physical injury that can include sickness/disease to a person • Business person who analyzes the probabilities of risk/risk management • ...
Insurance Vocab- Ashlyn Powell pm 2022-02-10
Across
- Children's Health Insurance Program
- Amount you must pay before you begin receiving any benefits from your insurance company.
- A form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment.
- System of payment used by managed care plans in which physicians and hospitals are paid a fixed, per capita amount for each patient enrolled over a stated period regardless of the type and number of services provided; reimbursement to the hospital on a per-member/per-month basis to cover costs for the members of the plan.
- a federal program of health insurance or persons 65 years or age and older.
- A medical condition diagnosed or treated before you join a new insurance plan
- A requirement from your health insurance company that your doctor obtain approval from your plan before it will cover the costs of a specific medicine, medical device or procedure.
- An amount to be paid for an insurance policy.
Down
- group of healthcare providers that provide services to a specific group, often at a reduced rate.
- paper document from a payer that shows how the amount of a benefit was determined
- patient's written authorization giving the insurance company the right to pay the physician directly for billed charges
- A small fixed fee paid by the patient at the time of an office visit
- Alternative means of health care in which people or their employers are charged a set amount and the HMO provides health care and covers hospital costs.
- A federal and state assistance program that pays for health care services for people who cannot afford them.
- The sharing of expenses by the policyholder and the insurance company
- U.S. government health insurance plan for all military personnel
- The guidelines that determines which of two married parents with medical coverage from different employers has the primary insurance for a child; the parent whose day of birth is earlier in the calendar year is considered primary
- Civilan Health and Medical Program of the Department of Veterans Affairs.
18 Clues: Children's Health Insurance Program • An amount to be paid for an insurance policy. • U.S. government health insurance plan for all military personnel • A small fixed fee paid by the patient at the time of an office visit • The sharing of expenses by the policyholder and the insurance company • ...
Patient Access 2022-03-30
Across
- State assistance for medical care
- Coverage that helps pay for the bill
- Give permission
- What we strive to be for each patient
- Accident or sudden illness
- Asking for payment due
- Updating patient demographics
- Form required when not authorized
- Form Medicare observation patients must receive
- Number of patient identifiers we use
- Insurance coverage after termination
- Provided to patients so they know how much they will need to pay
- Set amount due each visit
- App patients can use to access results
Down
- the reason we do what we do
- Percentage due from patient after deductible is met
- The amount subscriber pays before insurance pays
- Person who the insurance is through
- First part of our purpose
- Person responsible for bill
- Medicare Secondary Payer ?
- Serve with ?
- Must be completed before we can ask for payment
- Maximum amount patient pays
- Insurance that pays first
- Right of patient to receive emergency treatment regardless of ability to pay
- Form Medicare inpatients must receive
27 Clues: Serve with ? • Give permission • Asking for payment due • First part of our purpose • Insurance that pays first • Set amount due each visit • Medicare Secondary Payer ? • Accident or sudden illness • the reason we do what we do • Person responsible for bill • Maximum amount patient pays • Updating patient demographics • State assistance for medical care • ...
Michael Young's Insurance Acronyms and Abbreviations Challenge! 2023-03-12
Across
- not worth the paper it's written on
- auto insurance for businesses
- the detectives
- we'd like our doctor to examine you
- driver had nothing
- passed all eight national examinations
- my law firm spelled out (of all things that should be an acronym?!!)
- hedge your bets
- more time to report claims
- MMMbop without the MMM
- "you can't quit, you're fired" insurance
- lawsuit to figure out coverage
- soggy insulation board
- for the house
Down
- board members need this
- where you find these things
- i'm not doing anything until the insured pays this
- my initials
- injured worker insurance
- do you swear to tell the truth, the whole truth, and nothing but the truth?
- backbone of most commercial insurance programs
- driver did have not enough
- the wizards who draft our standard forms
- so my named insured wants you covered too?
- coverage for employee BI claim that escapes comp
- coverage b
- ouch
- broken stuff
- mistake insurance
29 Clues: ouch • coverage b • my initials • broken stuff • for the house • the detectives • hedge your bets • mistake insurance • driver had nothing • MMMbop without the MMM • soggy insulation board • board members need this • injured worker insurance • driver did have not enough • more time to report claims • where you find these things • auto insurance for businesses • lawsuit to figure out coverage • ...
Patient Access Week Cross Word! 2025-03-26
Across
- WHAT WE DO WITH INSURANCES
- ADMITTING MANAGER/HIPPAA OFFICER?
- ESTHER'S OFFICER POSITION
- WHO COMES TO VISIT?
- PAYS THE HOSPITAL BILL
- SURGERY STATUS
- WHAT WE SEND TO INSURANCE FOR ADMIT
- ALWAYS NEED PATIENTS TO SIGN WHEN BEING TREATED
- INS WITH NO GROUP
- PROTECTS EVERYONE FROM AIRBORNE PATHOGENS
- INS WITH MEDICAL GROUP
- ER
- WHAT WE NEED FROM INSURANCE FOR CLINICALS
- PBX
- RADIOLOGY OR LABS
Down
- DOCTOR PUTS ORDER IN FOR IT SO THE PATIENT CAN GO TO THE FLOOR
- WHERE WE ARE!
- WHO COMES TO BE TREATED?
- IDENTIFIES PATIENT
- ALWAYS WEAR WHEN TOUCHING PATIENTS
- ALWAYS MAKE SURE TO PUT THE PHONES IN THE MODE AT NIGHT
- ADMISSION STATUS
- WHAT THE PATIENT PAYS AFTER THE INSURANCE PAYS THEIR PART
- SYSTEM WE USE DAILY
- ...FACESHEET
- WHAT WE WRITE WITH
- FORM FOR PT INFORMATION
- PBX MAKES THEM FOR ADMISSIONS
- WAY WE SEND INSURANCE THE INITIAL NOTIFICATION OF ADMISSION
- OUR DEPARTMENT
30 Clues: ER • PBX • ...FACESHEET • WHERE WE ARE! • SURGERY STATUS • OUR DEPARTMENT • ADMISSION STATUS • INS WITH NO GROUP • RADIOLOGY OR LABS • IDENTIFIES PATIENT • WHAT WE WRITE WITH • WHO COMES TO VISIT? • SYSTEM WE USE DAILY • PAYS THE HOSPITAL BILL • INS WITH MEDICAL GROUP • FORM FOR PT INFORMATION • WHO COMES TO BE TREATED? • ESTHER'S OFFICER POSITION • WHAT WE DO WITH INSURANCES • ...
Texas Life Insurance STTC 2025-04-05
Across
- Pays extra if the insured dies due to an accident.
- The process insurers use to evaluate risk and determine premiums.
- A lower-than-average risk, usually with discounted premiums.
- The person who owns and controls the life insurance policy.
- A premium amount that can vary, often found in universal life policies.
- Identifies who holds the rights to the policy and can make changes.
- A financial or emotional relationship justifying life insurance coverage.
- The total property and assets of a deceased person.
- Flexible permanent insurance with adjustable premiums and benefits.
- A higher-than-average risk, often with higher premiums.
- The form used to apply for life insurance.
- Extra time after a missed premium payment before a policy lapses.
- The transfer of policy ownership or rights to another party.
- Receives the death benefit if the primary beneficiary cannot.
- A beneficiary who can be changed by the policyowner at any time.
- The savings portion of a permanent life insurance policy.
- The person whose life is covered under a life insurance policy.
- A request for payment of the death benefit.
- A legal arrangement to manage life insurance proceeds.
- Pays a lump sum at maturity or upon the insured's death.
- A policy that allows investment of cash value in separate accounts.
- A policy that allows adjustments to coverage, premiums, or both.
- A nonforfeiture option that uses cash value to buy term insurance.
- States that the policy and application together form the full contract.
- Allows the policyholder to buy more coverage without medical exams.
- Time allowed for the policyowner to cancel the policy and receive a refund.
- Pays part of the death benefit early if the insured is terminally ill.
- Refunds premiums if the insured outlives the term.
- A nonforfeiture option that provides lower coverage without further premiums.
- A life insurance policy bought by and for one person.
- The first in line to receive the policy's death benefit.
- An application that does not require a physical exam.
Down
- Insurance that covers the insured for a specific period or term.
- Waives premiums if the payor (usually a parent) becomes disabled or dies.
- Prevents the insurer from voiding the policy after a certain time.
- The payment made to keep the insurance policy active.
- Permanent insurance with fixed premiums and cash value accumulation.
- Adjusts the death benefit if the insured’s age or gender was incorrect on the application.
- A premium that remains the same throughout the life of the policy.
- An average risk level with standard premium rates.
- The categorization of applicants based on risk level.
- Increases coverage to match inflation.
- Suspends premium payments if the insured becomes disabled.
- The frequency in which premiums are paid (monthly, quarterly, etc.).
- Choices available if the policy lapses with cash value (e.g., paid-up).
- Something of value exchanged between the policyowner and insurer.
- Provides limited life insurance coverage for the insured’s children.
- The amount of life insurance coverage provided by the policy.
- The money paid out from a life insurance claim.
- Term policy that can be changed into a permanent policy.
- The amount paid to the beneficiary when the insured passes away.
- A physical evaluation used in the underwriting process.
- Initial screening done by the agent during application.
- A loan taken from the cash value of a permanent life insurance policy.
- Covers expenses for nursing homes or assisted living.
- A beneficiary who cannot be changed without their consent.
- States when and how premiums must be paid.
- The amount the policyowner receives if they cancel the policy.
- A contract that pays a benefit to beneficiaries upon the insured's death.
- Coverage offered to members of a group, like employees.
- A policy change that designates a new beneficiary.
- The person or entity who receives the death benefit when the insured dies.
- A fee for cancelling a policy before maturity or surrender period ends.
- The process of reactivating a lapsed life insurance policy.
- An added feature to a life insurance policy for extra coverage or benefits.
- Term insurance that can be renewed without evidence of insurability.
- The written legal contract between the insurer and the policyowner.
67 Clues: Increases coverage to match inflation. • The form used to apply for life insurance. • States when and how premiums must be paid. • A request for payment of the death benefit. • The money paid out from a life insurance claim. • Pays extra if the insured dies due to an accident. • An average risk level with standard premium rates. • ...
Insurance for Business 2021-04-05
Across
- program in which funds paid by employers are accumulated and used as the payment for workers during periods of unemployment beyond the workers’ control
- loss of health insurance due solely to being temporarily unemployed
- when a business cannot prevent or transfer a certain type of risk and retains or assumes the financial consequences of a loss
- provides financial protection for a vehicles and drivers; includes bodily injury liability,property damage liability, collision and comprehensive
- probability, amount or type of possible loss incurred and covered by an insurer
- process by which you consider all possible risks and determine which are the most significant for a particular business
- anything which increases the likelihood of loss through some peril
- steps taken to prevent a risk from occurring
- form of protection which eases the financial burden people may experience as a result of illness or injury; includes group health insurance, COBRA Consolidated Omnibus Budget Reconciliation Act; allows individuals to keep a former employer’s group coverage for a set period of time and protects against
- Risk risk in which there is only a chance of loss and no chance of gain
Down
- insurance package which combines coverage for may risks; similar to a homeowner’s policy for a business
- anything which may cause possible loss
- protects against damages for which the insured may be held legally responsible; includes fidelity bonds, performance bonds and credit insurance
- refusal to engage in a particularly hazardous activity
- protects leadership of a business from claims filed against them for actionsmtaken while leading the organization
- amount or type of protection provided by an insurance policy for the business a policy covers
- failure to take ordinary or reasonable care to prevent accidents from happening
- covers loss of or damage to buildings, equipment, machinery, merchandise, furniture and fixtures; includes replacement cost coverage, automatic increase protection and business interruption insurance
- wide variety of insurance coverage which can reduce, mitigate or compensate for exposure to risk for the business or its employees
- risk which carries a chance of either loss or gain
- financial protection which continues to pay a portion of a worker’s pay when he or she has sustained a work-related injury and can no longer work; includes workers’ compensation and Social Security
- insurance coverage for special aspects only associated with particular business types; examples include web insurance and malpractice insurance
- transfer of risk to another individual or entity, typically an insurance company
23 Clues: anything which may cause possible loss • steps taken to prevent a risk from occurring • risk which carries a chance of either loss or gain • refusal to engage in a particularly hazardous activity • anything which increases the likelihood of loss through some peril • loss of health insurance due solely to being temporarily unemployed • ...
Ch 17 Vocabulary 2024-05-21
Across
- _________ action - a lawsuit brought by one or more persons on behalf of a larger group
- _________ motorist coverage - insurance that protects drivers from those with no insurance or inadequate insurance. It compensates the injured for personal injuries or damages the uninsured driver caused
- _________ liability - the legal responsibility for damage, or injury even if you are not negligent
- mutual agreement between two sides in a civil lawsuit; made either before the case goes to trial or before a final judgment is entered; that settles or ends the dispute
- _________ coverage - insurance that covers an individual’s own medical expenses resulting from accidents
- __________ law - a system in which court decisions establish legal principles and rules of law
- __________ wrong - also called intentional tort; an action taken deliberately to harm another person and/or his or her property
- _________ coverage - the portion of an insurance policy that protects an individual against automobile damage or loss from other than collisions. Includes damages and losses due to fire, vandalism, or theft
- _________ insurance - the type of coverage or insurance that pays for injuries to other people or damage to property if the individual is responsible for an accident during the term of the contract
- _________ pockets - a description of the person or organization, among many possible defendants, best able to pay damages and therefore most likely to be sued in a tort case
- what is done to compensate for an injury or to enforce some right
- legally responsible
Down
- failure to meet acceptable standards of practice in any professional or official position; often the basis for lawsuits by clients or patients against their attorney or physician
- a legally enforceable agreement between two or more people to exchange something in value
- the failure to exercise a reasonable amount of care in either doing or not doing something, resulting in harm or injury to another person
- _________ coverage - insurance that pays for the damage to the insured’s own car caused by an automobile collision
- - a breach of some obligation, causing harm or injury to someone; a civil wrong
- the amount an insured person agrees to pay towards repairs before the insurance company pays anything
- legal responsibility; the obligations to do or not to do something. Failed to use reasonable care, resulting in harm to the plaintiff
- money asked for or paid by the court order to a plaintiff for injuries or losses suffered
- _________ insurance - a form of automobile or accident insurance in which each person’s insurance company pays up a certain share of the damages, regardless of fault (only in a few states)
- payments made for insurance companies
22 Clues: legally responsible • payments made for insurance companies • what is done to compensate for an injury or to enforce some right • - a breach of some obligation, causing harm or injury to someone; a civil wrong • _________ action - a lawsuit brought by one or more persons on behalf of a larger group • ...
heathcare crisis by leia johnson 2024-10-01
Across
- treatment for short-term care.
- all business types form a insurance coverage
- Medical services that are separated out and contracted for independently from any other benefits.
- Healthcare services that do not require a patient to receive overnight care in a hospital.
- services entitled to members
- A person's healthcare costs are paid by their insurance or by the government
- bills for health insurance plans
- Indigent- A person who does not have insurance and is not covered by Medicaid, Medicare or other public programs.
- The person enrolled in a health plan.
- A private organization, usually an insurance company, that finances healthcare.
- benefits under insurance policy
- An account that lets workers set aside pretax dollars to pay for medical benefits, childcare, and other services
- A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours.
Down
- maximum payment for insured group
- Benefits The specific services and procedures covered by a health plan or insurer.
- payment that patient pays for doctor visit or prescription
- Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage.
- A specified period of time during which people are allowed to change health plans.
- not emergency healthcare procedure
- A term that describes the income level a person or family must have to be eligible for Medicaid.
20 Clues: services entitled to members • treatment for short-term care. • benefits under insurance policy • bills for health insurance plans • maximum payment for insured group • not emergency healthcare procedure • The person enrolled in a health plan. • all business types form a insurance coverage • payment that patient pays for doctor visit or prescription • ...
General Liability - Crossword 2025-06-09
Across
- What you might break accidentally on a job, triggering a property damage claim.
- The person primarily protected by a general liability insurance policy.
- What general liability does not cover if they are lost, stolen, or damaged on site.
- The total maximum amount an insurer will pay out during a policy period.
- What general liability coverage builds with clients, showing you're a responsible business.
- A person or company added to your policy to be covered under your insurance.
- A written change or addition made to an existing insurance policy.
- An individual event or incident that may trigger an insurance claim.
- Who may require you to show proof of insurance before beginning a construction job.
Down
- Who general liability insurance is meant to protect you from claims made by.
- Carrying general liability insurance helps you stay in this with local and state regulations.
- What many state boards won’t issue or renew without proof of general liability insurance.
- A document that proves a contractor has valid insurance coverage.
- A client might sue for damage to this, which could be covered under advertising injury.
- The person who evaluates risk and determines coverage terms and premium.
15 Clues: A document that proves a contractor has valid insurance coverage. • A written change or addition made to an existing insurance policy. • An individual event or incident that may trigger an insurance claim. • The person primarily protected by a general liability insurance policy. • The total maximum amount an insurer will pay out during a policy period. • ...
Money Dinheiro Novac 2023-01-17
22 Clues: TAX • ATM • RICH • CASH • BANK • LOAN • EARN • DEBT • PRICE • COINS • CENTS • TOTAL • DONATE • BUDGET • DOLLAR • INVEST • QUARTER • WELFARE • DEPOSIT • WITHDRAW • INSURANCE • CREDIT CARD
ALL ABOUT MNSURE 101 2017-10-19
Across
- NOT PENALIZED FOR NO INSURANCE
- SUBSIDY TO REDUCE CONSUMERS COST OF PREMIUM
- PERSON ENROLLING WITH MNSURE
- GRANTED WITH QUALIFYING LIFE EVENT
- ASSIST WITH APPLICATION
- THIS IS A PUBLIC PROGRAM FOR ADULTS
- VERIFICATION DATA
- COMPANY WE WORK FOR
- MONTHLY FEE TO RETAIN INSUARACE
- DETERMINES ELIBILITY
- WHAT TO REPORT IF YOU GET MARRIED
- INSURANCE COMPANIES
- HELPS CHOOSE AND ENROLL IN PLANS
Down
- 60/40 OR HIGHER
- WHERE TO FIND ELIGIBILITY
- TEMPORARY INSURANCE FOLLOWING JOB TERMINATION
- MINNESOTA MARKETPLACE
- DETERMINE FROM APPLICATION
- PROCESS TO OBTAIN INSURANCE
- ESTIMATED EARNINGS FOR NEXT YEAR
- SYSTEM WE USE TO CHANGE PASSWORDS
- WHERE YOU TRANSFER TO FOR A SPECIALIST
- SYSTEM WE USE TO DOCUMENT CONSUMER CALLS
23 Clues: 60/40 OR HIGHER • VERIFICATION DATA • COMPANY WE WORK FOR • INSURANCE COMPANIES • DETERMINES ELIBILITY • MINNESOTA MARKETPLACE • ASSIST WITH APPLICATION • WHERE TO FIND ELIGIBILITY • DETERMINE FROM APPLICATION • PROCESS TO OBTAIN INSURANCE • PERSON ENROLLING WITH MNSURE • NOT PENALIZED FOR NO INSURANCE • MONTHLY FEE TO RETAIN INSUARACE • ESTIMATED EARNINGS FOR NEXT YEAR • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- hospital consult and op reports 1st
- non-surgical billing questions
- health insurance diagnostic imaging
- Burlington, Gloucester, Camden County outgoing referrals
- Botox coverage if primary is unavailable
- office visit insurance verification for major med
- Mercer and Hunterdon County outgoing referrals
- patients contact for DME fitting questions
- uniforms
- hospital consult and op reports 2nd
- in house DME billing questions
- Botox primarily
Down
- send patient billing complaints to
- Monmouth, Ocean, Middlesex County outgoing referrals
- Mazlin medication refills and general questions
- surgical insurance verification for major med
- Tricore - clocking in/out issues
- disability paperwork 2nd
- disability paperwork 1st
- MVA diagnostic precerts and MVA Balar injection precerts
- HR related concerns
- Dr. Shah surgical scheduling
- send MVA insurance verification actions to
- MVA questions 2nd
- MVA questions 1st
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • health insurance diagnostic imaging • ...
Automobile Vocabulary Crossword Puzzle 2025-10-15
Across
- - A value far from the rest
- - Protection if another driver has no insurance
- - The difference between highest and lowest
- - Covers theft or non-collision damage
- - Calculates risk for insurance
- - A request for insurance payment after a loss or accident
- - The middle value in ordered data
- - Divides data into four equal parts
- - Not affected by outliers
Down
- - To decrease in value over time
- - Middle 50 % of data (Q3 – Q1)
- - Legal responsibility for something
- - Covers repairs after an accident
- - An extra cost added to your premium
- - The most frequent value
- - The amount paid regularly for insurance coverage
- - The average of numbers
- - Failing to take proper care
- - Information collected for analysis
- - When data leans to one side
20 Clues: - The average of numbers • - The most frequent value • - Not affected by outliers • - A value far from the rest • - Failing to take proper care • - When data leans to one side • - Middle 50 % of data (Q3 – Q1) • - Calculates risk for insurance • - To decrease in value over time • - Covers repairs after an accident • - The middle value in ordered data • ...
Health Insurance - Prime & Classic 2013-08-23
Across
- We cover ____ listed Critical Diseases
- In Prime, Critical Illness cover is an _____ cover
- Our Health Insurance policies don't follow Claims based _____
- First ____ days is a waiting period for all Illness related hospitalization
- In an Individual policy option, a family discount of __% is available
- In Prime, the maximum limit on Post Hospitalization Expenses is ______ days
- Our Health Insurance promises ___ hours revert under Service Assurance
- Reinstatement of Sum Insured is applicable only to _______ Hospitalization
- In Prime, there are no _________
- In Classic, Critical Illness cover can be opted for at an ____ premium
- Our Health Insurance policies, for every claim free year earns the customer a Bonus of ___ % on the Basic Sum Insured
- In Classic, Pre Existing Diseases are covered after ____ years of continuous renewal
- In Critical Illness cover; the benefit payable is up to _____ of the Basic Sum Insured
Down
- In Classic, 10% co-pay in every claim is applicable beyond _____ yrs of age
- Our Health Insurance covers ________ day care procedures
- In Classic, Pre Acceptance Medical tests are needed for customers over the age of ____ yrs
- Our Health Insurance covers ___ instances of child birth in the lifetime under the Maternity benefit
- Our Health Insurance policies may be used for hospitalization expenses in ____ only
- In Classic, up to Rs. 25,000 is available for _____ treatment
- Our Health Insurance can be renewed for ________
- In Prime, the maximum limit on Pre Hospitalization Expenses is ____ days
- Maternity benefit is excluded for the first ____ years of the policy
22 Clues: In Prime, there are no _________ • We cover ____ listed Critical Diseases • Our Health Insurance can be renewed for ________ • In Prime, Critical Illness cover is an _____ cover • Our Health Insurance covers ________ day care procedures • Our Health Insurance policies don't follow Claims based _____ • In Classic, up to Rs. 25,000 is available for _____ treatment • ...
Consumer Math 2013-01-21
Across
- Individual retirement account
- extended period of disability insurance
- amount of cash you origionally invested
- part payments
- used to buy stock in many companies
- bonds annual interest/bonds price
- insurance that pays you if you can not work
- a way of protecting your family from financial hardship when you die.
Down
- the price at which a stock sells
- offers protection for a fixed period of time
- insurance that pays you for an on the job injury
- type of insurance protects against financial loss through medical bills
- money you get if you cancel the policy
- insurance that covers the fees of doctors who do surgery
- value a bonds selling price
- when the bond is selling for less than market value
- written promise to repay
- insures you for your whole life
- when the bond is selling for more then market value
19 Clues: part payments • written promise to repay • value a bonds selling price • Individual retirement account • insures you for your whole life • the price at which a stock sells • bonds annual interest/bonds price • used to buy stock in many companies • money you get if you cancel the policy • extended period of disability insurance • amount of cash you origionally invested • ...
Insurance 2024-01-29
Across
- an insurance policy protecting the policy holder until death or as long as premiums are promptly paid
- an insurance policy where the benefits awarded by the life insurance company to a beneficiary vary with the assets backing the policy
- an insurance policy offering a group plan
- an insurance policy protecting the policyholder only over a specified term
- a plan where contributions are dictated by the benefits that will eventually be provided
- a strategy in which inveestment decisions by a pension fund are made with the objective of generating cash flows that match planned outflow payments
- an insurance policy combining the features of term and whole life insurance ;it specifies a period of time over which the policy will exist but also builds a cash value for policyholders over time.
Down
- a strategy which offers managers more flexibility in constructing a pension portfolio that can benefit from expected market and interest rate movements
- intermediaries between purchasers and providers of health care
- a process in which insurance companies effectively allocate a portion of their return and risk to other insurance companies
- a source of funds offering a predetermined amount of retirement income to individuals
- plan managed by life insurance companies
12 Clues: plan managed by life insurance companies • an insurance policy offering a group plan • intermediaries between purchasers and providers of health care • an insurance policy protecting the policyholder only over a specified term • a source of funds offering a predetermined amount of retirement income to individuals • ...
Insurance 2025-07-14
Across
- Word for Excess in Maori
- Word for Travel Insurance in Maori
- Word for Exclusions in Maori
- Word for Cover in Maori
- Word for Contents Insurance in Maori
- Whare Word for Replacement in Maori
Down
- Word for Insurance Policy in Maori
- Word for Motor Insurance in Maori
- Word for Insured in Maori
- Word for Life Insurance in Maori
- Word for House Insurance in Maori
- Word for Premium in Maori
12 Clues: Word for Cover in Maori • Word for Excess in Maori • Word for Insured in Maori • Word for Premium in Maori • Word for Exclusions in Maori • Word for Life Insurance in Maori • Word for Motor Insurance in Maori • Word for House Insurance in Maori • Word for Insurance Policy in Maori • Word for Travel Insurance in Maori • Whare Word for Replacement in Maori • ...
Health Insurance Specialist Career Chapter 1 Vocabulary 2024-09-25
Across
- ___ Contractor = defined by the ’Lectric Law Library’s Lexicon as “a person who performs services for another under an express or implied agreement and who is not subject to the other’s control, or right to control, of the manner and means of performing the services. The organization that hires an independent contractor is not liable for the acts or omissions of the independent contractor.”
- professional association, previously known as the American Academy of Professional Coders, established to provide a national certification and credentialing process, to support the national and local membership by providing educational products and opportunities to networks, and to increase and promote national recognition and awareness of professional coding.
- the illegal transfer of money or property as a fraudulent action; to steal money from an employer.
- ___ Superior = Latin for “let the master answer”; legal doctrine holding that the employer is liable for the actions and omissions of employees performed and committed within the scope of their employment.
- Centers for Medicare and Medicaid Services = formerly known as the Health Care Financing Administration (HCFA); an administrative agency within the federal Department of Health and Human Services (DHHS).
- ___ Specialist = see health insurance specialist.
- Health Insurance ___ = documentation that is electronically or manually submitted to an insurance plan requesting reimbursement for health care procedures and services provided (e.g., CMS-1500 and UB-04 claims).
- ___ Insurance = protects business contents (e.g., buildings and equipment) against fire, theft, and other risks.
- Medical ___ Insurance = a type of liability insurance that covers physicians and other health care professionals for liability claims arising from patient treatment.
- principle of right or good conduct; rules that govern the conduct of members of a profession.
- American Health Information Management Association = founded in 1928 to improve the quality of medical records, and currently advances the health information management (HIM) profession toward an electronic and global environment, including implementation of ICD-10-CM and ICD-10-PCS in 2013.
- American Association of Medical Assistants = enables medical assisting professionals to enhance and demonstrate the knowledge, skills, and professionalism required by employers and patients; as well as protect medical assistants’ right to practice.
- ___ Compensation Insurance = insurance program, mandated by federal and state governments, that requires employers to cover medical expenses and loss of wages for workers who are injured on the job or who have developed job-related disorders.
Down
- ___ and Omissions Insurance = see professional liability insurance.
- Hold ___ Clause = policy that the patient is not responsible for paying what the insurance plan denies.
- Health ___ Technician = professionals who manage patient health information and medical records, administer computer information systems, and code diagnoses and procedures for health care services provided to patients.
- conduct or qualities that characterize a professional person.
- Medical ___ = involves linking every procedure or service code reported on an insurance claim to a condition code (e.g., disease, injury, sign, symptom, other reason for encounter) that justifies the need to perform that procedure or service.
- nonpaid professional practice experience that benefits students and facilities that accept students for placement; students receive on-the-job experience prior to graduation, and the internship assists them in obtaining permanent employment.
- ____ Insurance = an insurance agreement that guarantees repayment for financial losses resulting from the act or failure to act of an employee. It protects the financial operations of the employer.
- Business ___ Insurance = protects business assets and covers the cost of lawsuits resulting from bodily injury, personal injury, and false advertising.
- ___ Coding = process of reporting diagnoses, procedures, services, and supplies as numeric and alphanumeric characters (called codes) on the insurance claim.
- Medical ___ = employed by a provider to perform administrative and clinical tasks that keep the office or clinic running smoothly.
- ___ of Practice = health care services, determined by the state, that an NP and PA can perform.
- ___ Liability Insurance = provides protection from liability as a result of errors and omissions when performing their professional services; also called errors and omissions insurance.
- Health Insurance ___ = person who reviews health-related claims to match medical necessity to procedures or services performed before payment (reimbursement) is made to the provider; see also reimbursement specialist.
- Health Care ___ = physician or other health care practitioner (e.g., physician’s assistant).
- ___ Examiner = employed by third-party payers to review health-related claims to determine whether the charges are reasonable and medically necessary based on the patient’s diagnosis.
28 Clues: ___ Specialist = see health insurance specialist. • conduct or qualities that characterize a professional person. • ___ and Omissions Insurance = see professional liability insurance. • Health Care ___ = physician or other health care practitioner (e.g., physician’s assistant). • ...
Revisions and Cancellations 2017-02-14
Across
- A change that alters the original terms of the contract
- Extra add on primarily for when you need a rental vehicle after a collision that was your fault
- contract of insurance
- Any glass loss less than $100
- Cause of loss
- A driver that does not have valid insurance at the time of loss
- The portion of the damage payment that the insured is responsible for paying.
- Protects you against damage to property or person where you are responsible
- A policy that was not renewed
- The main person driving the vehicle.
- Any glass loss where the cost is $100 or more, any 3 non-chargeable glass losses or any glass loss paid out under the license plate insurance
- Tickets and offenses
- A vehicle accident for which you were at fault or partially at fault which resulted in or could result in a payment
- Any payment made under any contract of insurance regardless of amount.
Down
- Proportionate method of calculating return premium
- Comprehensive type losses, collision with an animal or bird, bodily injury or property damage claims paid for through just plate insurance, hit and run incidences if reported within 24 hours
- Replacement value minus deprecation
- a driver that has insufficient coverage at the time of loss to cover the total costs of damages
- Cannot place insurance in place
- Amount paid in return for the coverages offered by an insurance policy
- Form that allows us to disclose client information to the insurance company; also certifies that the information given to us was true to the best of the client’s knowledge.
- Penalty method of calculating the return premium
- Extra Add on to lower deductible for glass when damaged by road hazard debris, an abbreviation for
- A decrease in value of an item over time due to age and condition
- The minimum amount of money that the insurance company will keep
- The authority given to broker to put insurance in place
- The first party to be paid out in the event of a loss
- Cancellation upon renewal, where no premium is owed
- An extra add on to a policy or also a change to a policy
- Waiver of depreciation, an abbreviation for
- A change to an existing policy
31 Clues: Cause of loss • Tickets and offenses • contract of insurance • Any glass loss less than $100 • A policy that was not renewed • A change to an existing policy • Cannot place insurance in place • Replacement value minus deprecation • The main person driving the vehicle. • Waiver of depreciation, an abbreviation for • Penalty method of calculating the return premium • ...
Insurance Tracking 2025-03-12
Across
- abbreviation for hazard insurance processing center
- Comment Code you select for a borrower in IAssit
- Preferred method of providing evidence of insurnace
- The name and address of the lender
- Insurance purchase on the behalf of a customer
- Default payment method in SSP if available
- Comment Code you select for an authorized 3 party in Iassit
- abbreviation for evidence of insurance
Down
- Customer has an interruption in coverage
- Customer changes insurance companies during the current term
- Account set up to pay for insurance on the behalf of customer
- Calls Pertaining to insurance claims or check endorsments
- This disclosure must be provided on all outbound calls
- Updated made on the account over the phone
- Verbal Updates are not permitted for this private label
- A caller who is not a borrower but is allowed to recieved account information.
16 Clues: The name and address of the lender • abbreviation for evidence of insurance • Customer has an interruption in coverage • Updated made on the account over the phone • Default payment method in SSP if available • Insurance purchase on the behalf of a customer • Comment Code you select for a borrower in IAssit • abbreviation for hazard insurance processing center • ...
P & C Terms Crossword Puzzle 2025-09-19
Across
- The business of insurance requires that all parties to the insurance
- A false statement of a material fact given by an insurer
- Misrepresenting a policy with the intention of inducing a policy owner to change or replace an existing policy
- The cause of loss insured against in an insurance policy
- A unit of measure used to determine rates charged for insurance coverage
- The uncertainty or chance of loss occurring and is categorized as either pure or speculative types of risk
- Careless attitude that could increase the chance of loss
Down
- A person who acts on the behalf of the insurer to sell, negotiate or effect insurance contracts - also known as an agent
- The section of an insurance policy that details what perils are not insured against and what persons are not insured
- A dishonest predisposition on the part of an insured which increases the chance of loss
- Transfer of risk to an insurance company, which in turn spreads the costs of unexpected losses to many individuals
- The intentional act of relinquishing a known right, claim or privilege
- The money paid to the insurance company for the policy of insurance
- The reduction, decrease, or disappearance in value of the property caused by a covered peril insured against
- A condition or situation which creates or increases the probability of or extent of a probable loss from a peril
15 Clues: A false statement of a material fact given by an insurer • The cause of loss insured against in an insurance policy • Careless attitude that could increase the chance of loss • The money paid to the insurance company for the policy of insurance • The business of insurance requires that all parties to the insurance • ...
Health Insurance Crossword 2021-12-14
Across
- the government insurance program for low-income individuals & families that is funded both by the federal government & each individual state
- a list of prescription drugs covered in full or in part by a health insurance plan
- the payments made to obtain insurance
- a drug that has the same active-ingredient formula as a brand-name drug
- health savings accounts allow you to contribute pre-tax dollars to the account for expected medical expenses for the coming year. they are often set up through your employer
- a request for payment of a loss
- a federal program of health insurance for persons 65 years of age and older
- a dollar amount the patient must pay each plan-year before the insurance company will begin paying claims
- the providers and facilities your health insurance plan has contracted with to provide health care services. you will pay less out-of-pocket if you use these providers and facilities
- a prepaid health is a prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
Down
- insurance coverage for family members of the policyholder, such as spouses, children, or partners
- requires the insured individual to pay a fixed percentage of the bill after the deductible has been paid, usually pre-determined
- an illness or disorder of a beneficiary that existed before the effective date of insurance coverage
- an insurance policy provision that adds benefits to or amends the terms of a basic insurance policy to provide additional coverage
- a fixed fee that an individual pays for specific medical services, like a visit to the doctor’s office
15 Clues: a request for payment of a loss • the payments made to obtain insurance • a drug that has the same active-ingredient formula as a brand-name drug • a federal program of health insurance for persons 65 years of age and older • a list of prescription drugs covered in full or in part by a health insurance plan • ...
Chapter One Test Review 2023-08-24
Across
- encourages people to eat right and exercise
- MA should not write these words in chart
- care where patient comes and leaves on same day
- width that doors must be for ADA requirements
- stands for health maintenance organization
- treatment that reduces effects but doesn't cure
- insurance for family of Armed Forces members
- insurance for elderly, disabled, and kidney failure
- determines if health care is necessary
- insurance where tests paid individually
- believed disease had physical causes
Down
- specialty that treats all ages
- government insurance for low income people
- regulates labs and lab tests
- an insurance company's list of approved drugs
- facility that provides acute care & diagnostic tests
- occurs when patient sees a physician
- manipulating joints to improve health
- test doctor must pass to practice medicine in US
- when dr. receives a monthly fee for each subscriber
- type of care that encourages regular checkups and vaccines
- Doctor training that occurs after med school
22 Clues: regulates labs and lab tests • specialty that treats all ages • occurs when patient sees a physician • believed disease had physical causes • manipulating joints to improve health • determines if health care is necessary • insurance where tests paid individually • MA should not write these words in chart • government insurance for low income people • ...
Medical Billing 2025-10-06
Across
- Recommendation to see a specialist.
- Healthcare professional or facility.
- Expenses paid by patient not reimbursed by insurance.
- Fixed amount paid by a patient for a covered service.
- Amount a patient pays before insurance starts to pay.
- Payment made by insurer to provider.
- Request for payment submitted to insurance.
- International Classification of Diseases.
- Interaction between patient and provider.
- Group of healthcare providers contracted with insurer.
- Process of sending claims to insurance.
- Assigning standardized codes to diagnoses and procedures.
Down
- Process of evaluating and paying claims.
- Individual receiving medical care.
- – Approval from insurer before service is provided.
- Coverage that pays for medical expenses.
- Entity responsible for paying claims.
- Healthcare Common Procedure Coding System.
- Additional info to describe a service or procedure.
- Electronic Medical Record.
- Review of claims for accuracy and compliance.
- Current Procedural Terminology.
- Explanation of Benefits.
- National Provider Identifier.
- Refusal by insurer to pay a claim.
25 Clues: Explanation of Benefits. • Electronic Medical Record. • National Provider Identifier. • Current Procedural Terminology. • Individual receiving medical care. • Refusal by insurer to pay a claim. • Recommendation to see a specialist. • Healthcare professional or facility. • Payment made by insurer to provider. • Entity responsible for paying claims. • ...
Insurance for Business 2021-04-05
Across
- anything which increases the likelihood of loss through some peril
- when a business cannot prevent or transfer a certain type of risk and retains or assumes the financial consequences of a loss
- provides financial protection for a vehicles and drivers; includes bodily injury
- financial protection which continues to pay a portion of a worker’s pay when he or she has sustained a work-related injury and can no longer work; includes workers’ compensation and Social Security
- insurance package which combines coverage for may risks; similar to a homeowner’s policy for a business
- amount or type of protection provided by an insurance policy for the business a policy covers
- probability, amount or type of possible loss incurred and covered by an insurer
- while leading the organization
- transfer of risk to another individual or entity, typically an insurance company
- refusal to engage in a particularly hazardous activity
Down
- protects leadership of a business from claims filed against them for actions
- protects against damages for which the insured may be held legally responsible; includes fidelity bonds, performance bonds and credit insurance
- wide variety of insurance coverage which can reduce, mitigate or compensate for exposure to risk for the business or its employees
- program in which funds paid by employers are accumulated and used as the payment for workers during periods of unemployment beyond the workers’ control
- Risk risk in which there is only a chance of loss and no chance of gain
- loss of health insurance due solely to being temporarily unemployed
- covers loss of or damage to buildings, equipment, machinery, merchandise, furniture and fixtures; includes replacement cost coverage, automatic increase protection and business interruption insurance
- property damage liability, collision and comprehensive
- anything which may cause possible loss
- risk which carries a chance of either loss or gain
- failure to take ordinary or reasonable care to prevent accidents from happening
- process by which you consider all possible risks and determine which are the most significant for a particular business
- insurance coverage for special aspects only associated with particular business types; examples include web insurance and malpractice insurance
- form of protection which eases the financial burden people may experience as a result of illness or injury; includes group health insurance, COBRA Consolidated Omnibus Budget Reconciliation Act; allows individuals to keep a former employer’s group coverage for a set period of time and protects against
- steps taken to prevent a risk from occurring
25 Clues: while leading the organization • anything which may cause possible loss • steps taken to prevent a risk from occurring • risk which carries a chance of either loss or gain • property damage liability, collision and comprehensive • refusal to engage in a particularly hazardous activity • anything which increases the likelihood of loss through some peril • ...
Common CS Terms 2023-10-09
Across
- another name for insurance
- cost-sharing agreement between patient and insurance company
- fixed amount patient is responsible for each service
- abbreviation for the date a service took place
- person responsible for the patient's bill
- form submitted to insurance for payment of services
- medical professional that focuses on a specific area of medicine.
- can also be known as the policy holder
Down
- needed for certain procedures from the insurance company for them to pay
- method of communication between CS and other departments
- patient portal
- reps best friend
- sometimes needed from PCP to see a specialist
- amount that patient must pay out of pocket prior to the insurance contributing to the cost
- NYU call software
- software used as the hub for provider par info
- law protecting patient's medical information
- electronic health record software used by NYU
18 Clues: patient portal • reps best friend • NYU call software • another name for insurance • can also be known as the policy holder • person responsible for the patient's bill • law protecting patient's medical information • sometimes needed from PCP to see a specialist • electronic health record software used by NYU • abbreviation for the date a service took place • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- hospital consult and op reports 1st
- non-surgical billing questions
- health insurance diagnostic imaging
- Burlington, Gloucester, Camden County outgoing referrals
- Botox coverage if primary is unavailable
- office visit insurance verification for major med
- Mercer and Hunterdon County outgoing referrals
- patients contact for DME fitting questions
- uniforms
- hospital consult and op reports 2nd
- in house DME billing questions
- Botox primarily
Down
- send patient billing complaints to
- Monmouth, Ocean, Middlesex County outgoing referrals
- Mazlin medication refills and general questions
- surgical insurance verification for major med
- Tricore - clocking in/out issues
- disability paperwork 2nd
- disability paperwork 1st
- MVA diagnostic precerts and MVA Balar injection precerts
- HR related concerns
- Dr. Shah surgical scheduling
- send MVA insurance verification actions to
- MVA questions 2nd
- MVA questions 1st
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • health insurance diagnostic imaging • ...
Automobile Vocab 2025-12-15
Across
- what insurance will pay for
- paper that shows who owns the car
- gases from the car
- taking care of the car
- how far the car has been driven
- when the car loses value
- promise to fix problems for free
- what makes the car run
Down
- checking if the car is safe
- money paid for insurance
- paying for the car over time
- signing the car up with the state
- protection if something bad happens
- shows how far the car has gone
- having something that is yours
- money you pay before insurance helps
- fixing a car problem from the maker
- responsibility for damage
- renting a car long-term
- selling the car later
20 Clues: gases from the car • selling the car later • taking care of the car • what makes the car run • renting a car long-term • money paid for insurance • when the car loses value • responsibility for damage • checking if the car is safe • what insurance will pay for • paying for the car over time • shows how far the car has gone • having something that is yours • ...
INSURANCE CROSSWORD 2024-04-23
Across
- The most you have to pay for covered services in a plan year
- the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- what a doctor gives you to get medicine
- risks that directly affect an individual or family
- the amount of risk or liability that is covered for an individual or entity by way of insurance services
- An individual (patient) who receives healthcare services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a hospital or inpatient facility
- the percentage under an insurance plan that the insured person pays toward a covered expense or service
- reckless or unreasonable actions that result in damages or losses because of you, someone covered on your policy, or someone else
- not having any insurance to pay for medical expenses or for damage or injury while driving a car
- the person who owns the insurance policy
- the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss
- a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured)
- starting when you're formally admitted to the hospital with a doctor's order
- an allowance paid to your employees for lodging, meals, and incidental expenses incurred when travelling
- the person or entity that you legally designate to receive the benefits from your financial products
- a fixed amount you pay for a covered health care service after you've paid your deductible
Down
- account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses
- the amount you pay each month (or each year) to keep your insurance policy active
- a physician is ____ when a contract has not been established with a health plan.
- Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness
- legal agreement between two parties
- Consolidated Omnibus Budget Reconciliation Act
- property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
- The health care items or services covered under a health insurance plan
- one who sees people that have common medical problems
- An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars
- The process through which an approved applicant is signed up with the health insurance company and coverage is made effective
- healthcare by means of technology
- the risk of being held liable or responsible for an action or inaction, whether or not at fault, resulting in a direct or indirect financial loss
- a list of doctors, other health care providers, and hospitals that a plan contracts with to provide medical care to its members
- a type of insurance policy in which the insured must first pay losses out-of-pocket and then seek reimbursement for any covered loss from the insurer
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- The amount you pay for covered health care services before your insurance plan starts to pay
33 Clues: healthcare by means of technology • legal agreement between two parties • what a doctor gives you to get medicine • the person who owns the insurance policy • Consolidated Omnibus Budget Reconciliation Act • risks that directly affect an individual or family • one who sees people that have common medical problems • ...
Be Insurance Wise 2013-02-26
Across
- If someone gets hurt on your property, you could be held ____.
- Type of insurance that pays a part of your hospital bills.
- State regulator of the insurance industry.
- Insurance to help pay for veterinarian bills.
- Type of insurance that covers your car.
- If you drive, you must have _____ of insurance.
Down
- Consider this insurance if you are going on vacation.
- The business of insuring persons or property.
- ______ insurance protects your home.
- Insurance to protect items in your rented apartment.
- Insurance _____ sell insurance.
11 Clues: Insurance _____ sell insurance. • ______ insurance protects your home. • Type of insurance that covers your car. • State regulator of the insurance industry. • The business of insuring persons or property. • Insurance to help pay for veterinarian bills. • If you drive, you must have _____ of insurance. • Insurance to protect items in your rented apartment. • ...
Billing Crossword Game June 2024 2024-06-20
Across
- Patients sign this so we are HIPAA-compliant
- This service is not billed to insurance and costs $20
- Patients with this insurance will owe $64 for follow-up chiropractic visits when meeting their deductible
- The person you send Records Requests and general billing questions to
- A type of insurance we cannot accept new patients for, even if they wish to pay out of pocket
- A common lab we bill to insurance
- Patients pay upfront for this lab and later receive reimbursement if their insurance covers the expense
- Patients sign this if they see one of our naturopaths
Down
- Patients sign this so that we can treat them
- Some Patients' insurance requires this is met before coverage kicks in
- What we send to insurance companies to request coverage for visits
- What we bill to insurance instead of massage
- Patients sign this so that we can bill their insurance
- This doctor sees pediatrics in Lake Oswego only
14 Clues: A common lab we bill to insurance • Patients sign this so that we can treat them • Patients sign this so we are HIPAA-compliant • What we bill to insurance instead of massage • This doctor sees pediatrics in Lake Oswego only • This service is not billed to insurance and costs $20 • Patients sign this if they see one of our naturopaths • ...
Insurance 2020-05-13
Across
- application form for insurance
- their risks and give unbiased adivce on insurance
- a possible eventuality
- covers drivers in the event of an accident
- a reduction in the premium charged for insurance when no claim has been made during an agreed preceding period.
Down
- amount added to the basic premium
- when you insure an item for more than it is actually worth
- works for one insurance company and only sells companys policies
- work independently of insurance companies to help consumers to
- a agrrement with a individual and a company providing protection
- fee paid by the insured for insurance
- person who assesses the risk and calculates premium for a insurance
12 Clues: a possible eventuality • application form for insurance • amount added to the basic premium • fee paid by the insured for insurance • covers drivers in the event of an accident • their risks and give unbiased adivce on insurance • when you insure an item for more than it is actually worth • work independently of insurance companies to help consumers to • ...
insurance 2017-02-03
12 Clues: intermediary • assets- liability • agents Remuneration • Regulatory Authority • Third party Recovery • Demand made by Insured • period extra time window • oldest form of insurance • tool to calculate premium • price paid adequate to risk • Wrongful act Resulting Injury • fides duty to disclose all fact
Insurance 2022-11-04
Across
- amount of money a person pays for insurance coverage
- the chance of losing money/asset
- insurance purchased to lessen costs of an accident or car damage
- company agrees to pay healthcare costs in return for monthly payment
- protection for personal property in a rented apartment
- money withheld from paycheck before taxes are deducted
- pays money to a person who can no longer work due to disability
Down
- money paid before the insurance company pays a claim
- paying another entity to take on financial risk
- pays a sum of money to a named beneficiary when the insured person dies
- covers losses and damages for a person's home
- legal contract between insurance company and insured
12 Clues: the chance of losing money/asset • covers losses and damages for a person's home • paying another entity to take on financial risk • money paid before the insurance company pays a claim • amount of money a person pays for insurance coverage • legal contract between insurance company and insured • protection for personal property in a rented apartment • ...
Insurance 2022-05-16
Across
- _________ insurance provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- the risks covered and amount of money paid for losses under an insurance policy
- the chance of loss from an event that cannot be entirely controlled
- a financial product (contract or policy) purchased by many people facing a similar risk to protect against the risk of larger losses.
- _________ insurance provides payments for both liability and property insurance on a vehicle
- ______ insurance provides money to pay for health care for illness, injury, or, in some cases, preventive care
Down
- the out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- someone who receives money if an insured person dies
- someone who relies on someone else for income and care
- requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- a formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- the money paid to an insurance company to purchase a policy
12 Clues: someone who receives money if an insured person dies • someone who relies on someone else for income and care • the money paid to an insurance company to purchase a policy • the chance of loss from an event that cannot be entirely controlled • the risks covered and amount of money paid for losses under an insurance policy • ...
Insurance 2025-03-31
Across
- you cannot profit from insurance.
- is the likelihood or chance of something happening that could cause a person injury, damage or loss to their property.
- You can only insure something if you have an __________ interest in the item.
- A written promise by an insurance company to pay money to a person who has suffered a loss.
- once you receive compensation from the insurance company, the item becomes the property of the company.
- someone who calculates the risk of insurance.
Down
- extra money added to your policy if the company believes you are a greater risk.
- If you have the item insured with one or more company, you only get paid once.
- calculates how much money should be paid.
- The price of your insurance
- the money paid out when you make a claim.
- There are 5 ___________ of insurance.
12 Clues: The price of your insurance • you cannot profit from insurance. • There are 5 ___________ of insurance. • calculates how much money should be paid. • the money paid out when you make a claim. • someone who calculates the risk of insurance. • You can only insure something if you have an __________ interest in the item. • ...
Insurance 2025-03-04
Across
- automatically compensate, or pay, employees who are injured on the job.
- Payments to insurance companies
- When a person pays to a company for them to cover damages
- Coverage where your own insurance company will pay up to a certain amount for personal injury damages
- Insurance that covers damages from natural disasters to your home
- lawsuits brought by clients or patients who claim that a professional person provided services in a negligent manner
Down
- pays for damage to your own car, even if the accident was your fault.
- in 2017, there were these many car accidents in the US reported
- an amount that you agree to pay toward repairs before the insurance company pays anything
- pays for your own medical expenses resulting from accidents involving your car or the car you are driving.
- protects you against damage or loss to your car from causes other than collisions
- Common kinds of car liability insurance.
12 Clues: Payments to insurance companies • Common kinds of car liability insurance. • When a person pays to a company for them to cover damages • in 2017, there were these many car accidents in the US reported • Insurance that covers damages from natural disasters to your home • pays for damage to your own car, even if the accident was your fault. • ...
First Four Key Stages in Revenue Cycle Management 2024-09-09
Across
- This form records details about the provider, patient, and insurance, capturing diagnosis and treatment descriptions, codes, modifiers, quantities, and costs during the encounter stage.
- A document signed by the patient that gives permission for their health information to be shared with other entities, often used for billing or legal purposes.
- In Revenue Cycle Management (RCM), this stage involves recording the conversation between the patient and provider, filling out a superbill, and designing a treatment plan based on the patient’s health condition.
- This RCM stage, which involves booking and confirming the patient's visit with the healthcare provider, cannot be outsourced to third-party vendors because it requires direct interaction with the patient.
- A legal document in which one party promises to pay a specific amount of money to another party under agreed-upon terms.
- Form filled by the patient and collected during patient registration that includes demographic details and medical history for the healthcare provider's records.
- A DRIVER'S LICENSE or _______ collected during patient registration and used to confirm identity and address, often issued by the government.
- This RCM stage involves collecting and recording the patient’s demographic and insurance information before services are provided. It cannot be outsourced because it demands accurate, real-time data entry and direct communication with the patient.
- A system used to determine the order in which multiple insurance policies will pay out claims, ensuring that benefits are properly coordinated.
- A notice given to Medicare patients to inform them that a service may not be covered, and they may be responsible for payment.
- During the encounter stage, the entire _________ between the patient and healthcare provider can be recorded using these technologies, including digital recorders, speech recognition software, or direct input into EHR systems.
Down
- A document in which a patient acknowledges that they understand a particular service may not be covered by insurance and agrees not to hold the provider or insurance responsible for the costs.
- A unique number assigned to a patient's account used to track billing and medical records within a healthcare system.
- Unique number assigned to your insurance policy, used for identifying coverage. Issued by the insurance company at the time of policy issuance.
- An ID collected during patient registration and an alternative to a driver's license for verifying identity, often used for international travel.
- This RCM stage ensures that the patient's insurance coverage is verified before services are provided. It cannot be outsourced to external agencies as it requires real-time validation and direct communication with the patient or insurance company.
- When scheduling an appointment, the receptionist asks for the patient's name, date of birth, gender, address, contact information, insurance details, Social Security Number, and preferred language. What type of information is being collected?
- Unique identifier for a health insurance plan that covers a group, often provided by an employer or organization. Issued by the insurance company at enrollment.
- A document signed by the patient, authorizing the healthcare provider to receive payments directly from the insurance company for the services provided.
- This RCM stage records the patient's visit with their healthcare provider. It can't be outsourced because it requires secure handling of sensitive information, and patients prefer services from their chosen provider, not from an unselected third party.
- True or False: Another term for Policy ID Number, commonly known as Member ID Number or Subscriber ID Number.
- This card, collected during patient registration, contains the patient’s policy number and details of the insurance company such as name, address, phone number, website, and fax number.
22 Clues: True or False: Another term for Policy ID Number, commonly known as Member ID Number or Subscriber ID Number. • A unique number assigned to a patient's account used to track billing and medical records within a healthcare system. • A legal document in which one party promises to pay a specific amount of money to another party under agreed-upon terms. • ...
Life and Disability Insurance Vocabulary 2020-11-18
Across
- _________renewability insurance policy which allows an individual to still be covered as long as he or she pays the premium
- insurance which protects the people who depend upon the policyholder from extreme financial losses caused by the policyholder’s death
- Cancellation Coverage contract where a bank agrees to cancel all or part of an obligation to repay a loan due to a specific event
- _________compensation is insurance which covers workers who are injured or become ill due to workplace conditions
- life insurance permanent policy in which the policyholder pays a specified premium each year for the duration of entire life
- income insurance which provides regular supplementary income when a person is unable to work at his or her regular employment because of accident, illness or pregnancy
- of benefits specified period of time in which benefits will be paid
Down
- Protection Life Insurance policy designed specifically to repay mortgage debt in the event of the death of the borrower
- security provides retirement income and disability benefits
- ______line coverage insurance policy designed to pay off a borrower’s debt if the borrower dies
- Death and Dismemberment Life Insurance policy which pays out only if the policyholder is killed/injured in a specific type of accident
- period of time for which individuals wait before they can begin collecting benefits
- insurance policy protects against the loss of life for a specified period of time and only pays benefits if an individual dies during the period in which the policy is covered
- life Insurance adjustable-benefit life insurance which allows policyholders to change the amount of insurance as their needs for insurance changes
14 Clues: security provides retirement income and disability benefits • of benefits specified period of time in which benefits will be paid • period of time for which individuals wait before they can begin collecting benefits • ______line coverage insurance policy designed to pay off a borrower’s debt if the borrower dies • ...
Insurance/Vital Signs Review 2021-11-29
Across
- low heart rate
- difficulty breathing
- pulse measured by listening
- largest amount that member can pay in year before insurance pays 100%
- low blood pressure
- temperature over 100.4
- amount member has to pay in a year before insurance will partially pay for health expenses
- proof that medication is necessary before coverage of insurance
- reading of BP where heart relaxed
- amount that member pays for healthcare service
- reading of BP where heart contracting
Down
- high heart rate
- measurement of breathing or heart beats within a minute
- high blood pressure
- amount paid monthly for insurance coverage
- no fever
- blue color due to low oxygen levels
- not medically necessary
- absence of breathing
- sounds used to measure blood pressure
20 Clues: no fever • low heart rate • high heart rate • low blood pressure • high blood pressure • difficulty breathing • absence of breathing • temperature over 100.4 • not medically necessary • pulse measured by listening • reading of BP where heart relaxed • blue color due to low oxygen levels • sounds used to measure blood pressure • reading of BP where heart contracting • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- disability paperwork 1st
- uniforms
- Burlington, Gloucester, Camden County outgoing referrals
- hospital consult and op reports 2nd
- Botox coverage if primary is unavailable
- Botox primarily
- Dr. Shah surgical scheduling
- send MVA insurance verification actions to
- Monmouth, Ocean, Middlesex County outgoing referrals
- office visit insurance verification for major med
- HR related concerns
- disability paperwork 2nd
Down
- Tricore - clocking in/out issues
- non-surgical billing questions
- Mercer and Hunterdon County outgoing referrals
- in house DME billing questions
- MVA questions 2nd
- health insurance diagnostic imaging
- send patient billing complaints to
- MVA questions 1st
- surgical insurance verification for major med
- Mazlin medication refills and general questions
- MVA diagnostic precerts and MVA Balar injection precerts
- hospital consult and op reports 1st
- patients contact for DME fitting questions
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 1st • disability paperwork 2nd • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • health insurance diagnostic imaging • hospital consult and op reports 2nd • ...
Who To Contact For... 2021-06-03
Across
- HR related concerns
- send patient billing complaints to
- Dr. Shah surgical scheduling
- Monmouth, Ocean, Middlesex County outgoing referrals
- in house DME billing questions
- health insurance diagnostic imaging
- surgical insurance verification for major med
- Botox primarily
- Botox coverage if primary is unavailable
- MVA questions 1st
- send MVA insurance verification actions to
Down
- uniforms
- patients contact for DME fitting questions
- hospital consult and op reports 1st
- office visit insurance verification for major med
- MVA questions 2nd
- non-surgical billing questions
- Burlington, Gloucester, Camden County outgoing referrals
- disability paperwork 2nd
- hospital consult and op reports 2nd
- disability paperwork 1st
- Mercer and Hunterdon County outgoing referrals
- Tricore - clocking in/out issues
- Mazlin medication refills and general questions
- MVA diagnostic precerts and MVA Balar injection precerts
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • hospital consult and op reports 2nd • ...
Jennings Insurance Agency 2019-01-25
Across
- Jetskis, motorhomes, boats are examples of _ vehicles.
- What we drive?
- The type of insurance you need when renting?
- Where you live?
- Restaurant located beside Jennings Insurance Agency.
- For weddings, parties and such...this is the type of insurance coverage one needs.
- "Nationwide is on Your _"
Down
- Insurance Agency Owner
- Insurance Company
- A board game, but also, insurance everyone should have.
- Most people choose not to have this coverage on their homeowners policy.
- _, Hope and Love..The name of the road Jennings Agency is located.
- An estimate of what your insurance will cost.
13 Clues: What we drive? • Where you live? • Insurance Company • Insurance Agency Owner • "Nationwide is on Your _" • The type of insurance you need when renting? • An estimate of what your insurance will cost. • Restaurant located beside Jennings Insurance Agency. • Jetskis, motorhomes, boats are examples of _ vehicles. • A board game, but also, insurance everyone should have. • ...
crossword 11 2025-12-23
Across
- Policy that pays the face amount of insurance if a total loss occurs.
- is a statement that becomes part of the insurance contract and is guaranteed by the maker to be true in all respects.
- Insurable Interest prevents g _ _ _ _ _ _ _.
- Insurer agreeing to pay no more than the actual amount of the loss is related to principle of
- Answers to the insurer questions are the _ _ _ _ _ _ _ _ _ _ _ _ _ _ _.
- contract is a contract where the values exchanged may not be equal but depend on an uncertain event.
- In _ _ _ _ _ _ _ _ _ _ _ cost insurance there is no deduction for physical depreciation in determining the amount paid for a loss.
- contract is one in which the values exchanged by both parties are theoretically equal
- Contract the insurer’s obligation to pay a claim depends on whether the insured or the beneficiary has complied with all policy conditions.
- _ _ _ _ insurance contract is not a contract of indemnity
- Subrogation helps to hold down insurance _ _ _ _ _.
- Contract means contract is between the insured and the insurer
- Fundamental truth or proposition that serves as the foundation for a system of belief
- In property insurance, the insurable interest must exist at the time of the _ _ _ _.
- Insurable Interest prevents m _ _ _ _ _ _ _ _ _ _.
- is representation that is false .
Down
- means substitution of the insurer in place of the insured for the purpose of claiming indemnity from a third party for a loss covered by insurance is related to the principle of
- Contract means that only one party makes a legally enforceable promise.
- _ _ _ _ _ _ policy laws A law that exists in some states that requires payment of the face amount of insurance to the insured if a total loss to real property occurs from a peril specified in the law
- Insurable Interest prevents g _ _ _ _ _ _ _.
- Subrogation prevents the insured from collecting _ _ _ _ _ for the same loss
- is intentional failure of the applicant for insurance to reveal a material fact to the insurer.
- Principle of ?? States that the insured must be in a position to lose financially if a covered loss occurs.
- In life insurance, the insurable interest requirement must be met only at the _ _ _ _ _ _ _ _ _ of the policy.
- A higher degree of honesty is imposed on both parties to an insurance contract than is imposed on parties to other contracts is related to the principle of
- Subrogation does not apply to _ _ _ _ insurance contracts.
- The insurer cannot subrogate against its own _ _ _ _ _ _ _ _.
- _ _ _ _ _ _ cash value is the Basic method for indemnifying the insured is based on the actual cash value of the damaged property.
28 Clues: is representation that is false . • Insurable Interest prevents g _ _ _ _ _ _ _. • Insurable Interest prevents g _ _ _ _ _ _ _. • Insurable Interest prevents m _ _ _ _ _ _ _ _ _ _. • Subrogation helps to hold down insurance _ _ _ _ _. • _ _ _ _ insurance contract is not a contract of indemnity • Subrogation does not apply to _ _ _ _ insurance contracts. • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- HR related concerns
- send patient billing complaints to
- Dr. Shah surgical scheduling
- Monmouth, Ocean, Middlesex County outgoing referrals
- in house DME billing questions
- health insurance diagnostic imaging
- surgical insurance verification for major med
- Botox primarily
- Botox coverage if primary is unavailable
- MVA questions 1st
- send MVA insurance verification actions to
Down
- uniforms
- patients contact for DME fitting questions
- hospital consult and op reports 1st
- office visit insurance verification for major med
- MVA questions 2nd
- non-surgical billing questions
- Burlington, Gloucester, Camden County outgoing referrals
- disability paperwork 2nd
- hospital consult and op reports 2nd
- disability paperwork 1st
- Mercer and Hunterdon County outgoing referrals
- Tricore - clocking in/out issues
- Mazlin medication refills and general questions
- MVA diagnostic precerts and MVA Balar injection precerts
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • hospital consult and op reports 2nd • ...
Sultz and Young Chapter 4 2024-12-13
Across
- term used to refer to individuals that are insured by a public health insurance plan
- category of NHEs reflecting "annual health spending in the US by type of good or service delivered
- type of insurance ensuring nondiscrimination against groups with varying risk characteristics
- any mechanism that gives people the ability to pay for healthcare services
- term for when providers are paid a preset amount in advance for services
- mechanism for protecting people and organizations from risk
- excessive or improper use of a thing
Down
- International organization committed to democratic principles and economic progress
- health insurance programs are implemented and controlled by the company itself because the company is large
- act opening participation of insurance to the employer-based market, allowing the rapid proliferation of managed care plans
- private, non-profit insurance empire growing out of Baylor Hospital
- category of NHEs based on the historical health expenditures and are estimates of spending over the next decade
- false representation of fact(billing for unnecessary medical services, paying for referrals)
- gross domestic product
- part of the CDC and is responsible for reporting NHEs and trends
- amount members pay for health insurance bi-weekly or monthly
16 Clues: gross domestic product • excessive or improper use of a thing • mechanism for protecting people and organizations from risk • amount members pay for health insurance bi-weekly or monthly • part of the CDC and is responsible for reporting NHEs and trends • private, non-profit insurance empire growing out of Baylor Hospital • ...
Insurance Terms 2025-07-11
Across
- set amount of cost sharing
- periodic amount paid to private insurance company, Medicare etc for insurance coverage
- way of caring for terminally ill
- written order from PCP for insured to see specialist or get certain medical services
- Care non emergency unforeseen medical illness/injury/condition that requiring immediate medical care
- treatment to clean blood when kidneys cannot
- Federal health insurance program for people over 65 years old, 24+ months SSD, and/or certain medical conditions.
Down
- percentage insurance pays for cost sharing
- supplement medical only insurance to Original Medicare
- list of prescription drugs
- Help federal program to pay for low income individuals Part D costs
- out of pocket the most an enrollee would pay in one year for covered services
- Amount paid by insurance before insurance pays
- joint federal and state program to help with medical costs of low income individuals
- Permanent kidney failure requiring dialysis or transplant
15 Clues: set amount of cost sharing • list of prescription drugs • way of caring for terminally ill • percentage insurance pays for cost sharing • treatment to clean blood when kidneys cannot • Amount paid by insurance before insurance pays • supplement medical only insurance to Original Medicare • Permanent kidney failure requiring dialysis or transplant • ...
Sagicor Live 2025-07-07
Across
- A unique identity that present a product, service or company
- One of our values
- Follow my instructions during an evacuation
- A request for payment for a loss
- The protection provided by an insurance company
- Usually paid monthly or quarterly to maintain coverage
- The Head Office in Barbados
- Using mathematical and statistical techniques to assess risk
- The theme of this year's annual awards
- The compensation provided by the insurance policy
Down
- One of our sales agencies
- One focus of our corporate responsibility
- Wise
- This type of insurance covers damage to your home
- We are focused on improving the lives here
- A type of retirement plan that provides a steady income stream to individuals after retirement
- A contract between you and the insurance company
- Insurance that helps with medical emergencies
18 Clues: Wise • One of our values • One of our sales agencies • The Head Office in Barbados • A request for payment for a loss • The theme of this year's annual awards • One focus of our corporate responsibility • We are focused on improving the lives here • Follow my instructions during an evacuation • Insurance that helps with medical emergencies • ...
austin mcpherson 2015-01-13
Across
- the amount of money you pay to the insurer
- a contract
- you cant take out insurance without this
- the amount of money you get from the person that died life insurance
- person contract
Down
- buy policy
- the person that is insured
- is the insurance that pays the person that was close to the person on life insurance
- allows the policy holder to change the terms
- the amount of protection
- state farm,
- attachment to an insurance policy
- the person that gets the benefit out of it
- the beneficiary is payed with the dace value
14 Clues: buy policy • a contract • state farm, • person contract • the amount of protection • the person that is insured • attachment to an insurance policy • you cant take out insurance without this • the amount of money you pay to the insurer • the person that gets the benefit out of it • allows the policy holder to change the terms • the beneficiary is payed with the dace value • ...
CRMC Patient Access Week 2023 2023-03-30
Across
- Obtaining demographics
- Patient privacy act
- Department for pregnant women
- Insurance for elders and disabled
- Observed for less than 48 hrs
- Basic patient info
- Person who is the holder of insurance policy
Down
- Eligibility system
- Critical injury
- Emergency
- Helps cover medical bills
- Company name
- Brings patients to the hospital
- Xray & Ultrasound
- Workstation on wheels
- AZ Medicaid agency
- Questionnaire to determine primary payer before Medicare
- Signed every visit
- EHR
- Cost share due at time of service
20 Clues: EHR • Emergency • Company name • Critical injury • Xray & Ultrasound • Eligibility system • AZ Medicaid agency • Basic patient info • Signed every visit • Patient privacy act • Workstation on wheels • Obtaining demographics • Helps cover medical bills • Department for pregnant women • Observed for less than 48 hrs • Brings patients to the hospital • Insurance for elders and disabled • ...
Insurance Crossword 2024-05-23
Across
- both parties included benefit
- money paid before insurance
- protects purchaser
- policy part that gets interst
- amount you pay to have insurance
- out-of-control coverage
- flat fee per visit
- protect against home damages
- car repair coverage
- amount paid per month
Down
- is insured for the entire life
- medical expense coverage
- RCV
- savings account
- protection
- period of time coverage
- covers medical prescription cost
- health maintenance organization
- preferred provider organization
- taking a chance at losing something
20 Clues: RCV • protection • savings account • protects purchaser • flat fee per visit • car repair coverage • amount paid per month • period of time coverage • out-of-control coverage • medical expense coverage • money paid before insurance • protect against home damages • both parties included benefit • policy part that gets interst • is insured for the entire life • health maintenance organization • ...
Crosswork Puzzel Project 2024-04-22
Across
- An insured individual's share of the costs of a covered expense.
- The person or entity that you legally designate to receive the benefits from your financial products.
- Each day that a given patient is provided access to a prescribed therapy.
- Any service or supply covered by a health insurance plan in the normal course of a patient's healthcare.
- They do not stay overnight in a hospital or inpatient facility.
- A means of protection from financial loss.
- Drugs and medications.
- The amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- A fixed amount you pay for a covered health care service after you've paid your deductible.
- Anything that exposes you to the risk of losing something of value.
- The failure to take reasonable action to prevent damage or harm to either a person or property.
- The amount of risk or liability that is covered for an individual by way of insurance services.
- A request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
Down
- Span a wide spectrum, from building damage caused by a fire, to natural catastrophes, to supply chain disruptions.
- The money paid to a healthcare provider to cover the expenses of the services provided.
- Payments for losses that are covered by your insurance policies.
- Those that do not participate in that health plan's network.
- Covers treatments that require hospitalization.
- Someone without insurance.
- A service that uses video calling and other technologies to help you see your doctor or other health care provider from home.
- A document detailing the terms and conditions of a contract of insurance.
- The principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss.
- A health care provider that has a contract with your health plan to provide health care services to its plan members at a pre-negotiated rate.
- The amount you pay each month to keep your insurance policy active.
- The amount you pay for covered health care services before your insurance plan starts to pay.
25 Clues: Drugs and medications. • Someone without insurance. • A means of protection from financial loss. • Covers treatments that require hospitalization. • Those that do not participate in that health plan's network. • They do not stay overnight in a hospital or inpatient facility. • An insured individual's share of the costs of a covered expense. • ...
Friday Activity 2024-02-09
Across
- What must you do to prevent more damage after peril
- allows customer to explain issue
- ______ insurance protects vehicle
- In 1950 the first ___ homeowners policy was sold
- usually a yes/no response
- first peril covered by homeowners insurance
- physiological act of hearing sounds
Down
- What city was homeowners insurance introduced (USA)
- _____ insurance protects home
- What type of perils are paid out
- What type of perils are not paid out
- National ____ Insurance Act
- ____ clause makes sure that mortgage company gets paid after loss
- Social ____ Act
- revolves around understanding meaning of sounds
15 Clues: Social ____ Act • usually a yes/no response • National ____ Insurance Act • _____ insurance protects home • What type of perils are paid out • allows customer to explain issue • ______ insurance protects vehicle • physiological act of hearing sounds • What type of perils are not paid out • first peril covered by homeowners insurance • ...
Health Insurance Terms 2021-10-15
Across
- End Stage Renal Disease.
- Health Maintenance Organization.
- After a deductible is met, the patient shares responsibility for payments with the insurance company.
- Dual-Eligible Special Needs Plan
- The first insurance a patient will use for claims.
- Employer-sponsored or privately purchased insurance.
- Federal health insurance for individuals 65 or older, some younger individuals with disabilities, and individuals with End Stage Renal Disease.
Down
- Covers the cost of medical expenses incurred by the insured.
- The amount a patient must pay to obtain a health insurance plan.
- A small, fixed amount outlined in the patient's insurance policy that is paid each time a covered service is provided.
- Federal and state program for individuals with limited income and resources.
- Preferred Provider Organization.
- The annual amount a patient must pay before their plan begins to pay.
- Insurance verification tool for Ohio Medicaid.
- Another term for a Medicare supplement.
15 Clues: End Stage Renal Disease. • Health Maintenance Organization. • Preferred Provider Organization. • Dual-Eligible Special Needs Plan • Another term for a Medicare supplement. • Insurance verification tool for Ohio Medicaid. • The first insurance a patient will use for claims. • Employer-sponsored or privately purchased insurance. • ...
Auto Insurance Crossword 2024-12-02
Across
- Client retains unrestricted rights to bring suit against negligence party (ex pain and suffering)
- Pre-insurance photo inspection required by law by drivers applying for physical damage coverage for a used vehicle. (FL, NJ, NY, RI, and Mass)
- each party's own Insurance company pays for their own medical expenses and related cost after an accident. Regardless of who is at fault
- a form that is proof of car insurance, issued by an insurance agent, and only available in NC
- Covers the expenses related to the damage of another person's property
- Protects you if you're in an accident caused by a driver that doesn't have enough insurance
- Covers the expenses related to the injury or death of another driver or a pedestrian
- Client can only sue for actual damages
Down
- Protects you if you're in an accident caused by a driver who doesn't have insurance
- Pays for damage to your vehicle by a accident with an other object or vehicle
- Specific conditions or situations listed in your policy that are not covered by your insurance
- Covers damage to your vehicle caused by things such as theft, vandalism, fire, or other natural disasters
- A request made to your insurance company to cover your loses or damages according to the terms of your policy
- Form submitted to the state DMV by the insurance carrier that shows the client carries sufficient coverage to meet their state minimum liability requirement
- An Auto policy endorsement that covers medical expenses related to a vehicular accident
- This is also known as no-fault insurance
16 Clues: Client can only sue for actual damages • This is also known as no-fault insurance • Covers the expenses related to the damage of another person's property • Pays for damage to your vehicle by a accident with an other object or vehicle • Protects you if you're in an accident caused by a driver who doesn't have insurance • ...
MassMutual Coverpath Life Insurance Product Crossword 2023-03-30
Across
- Many whole life insurance policies are “participating,” which means they may receive _____. These can be used toward premium payments, to add to the cash value, or to increase the size of the death benefit of the insurance policy. These are not guaranteed, and their payment typically depends on the operating results of the insurance carrier. (MassMutual has paid _____ on qualifying policies since 1869.)
- For Whole Life insurance, law requires that due to permanent life insurance policies building cash value, the owner must be vested in this value and the value must be available to the Owner, in the event the policy lapses before the policy is paid-up. A Policy lapses to its _____ at the end of the grace period due to non-payment of premiums if the policy does not have an Automatic Premium Loan (APL) provision, enough value to APL, or if the client requests to do so.
- At time of lapse, net policy value, as of the paid-to date, is used to purchase a paid-up policy of the same type as the original policy with a reduced face amount or reduced income at maturity. _____ is a level amount of insurance for the lifetime of the insured, but for a reduced face amount, and with no additional premiums due.
- The _____ allows the policyowner to purchase additional participating paid-up life insurance on the policy date of the base policy and on each policy anniversary without evidence of insurability, provided this rider is in effect.
- The Technical and Miscellaneous Revenue Act of 1988 (TAMRA) created a category of life insurance policies referred to as _____. The purpose of this classification was to distinguish between policies purchased primarily for death benefit protection versus those that were purchased for federal income tax advantages. In other words, a _____ is a policy that was funded too rapidly. Once a policy is classified as one, it receives less advantageous federal income tax treatment than non-_____ life insurance policies.
- The _____ Rider, available at no additional cost, allows the policyowner to receive an advance of policy death benefits when MassMutual receives satisfactory proof that the insured has a terminal illness, expected to result in death within a stated time frame, typically 12 or 24 months. The funds may be used for any purpose, but typically will be used to pay medical and living expenses of the insured.
- With _____ insurance, you’re guaranteed a death benefit, and you’re able to build cash value over time. Your cash value grows tax deferred so it’s there when you need it. In addition, you have the opportunity to earn dividends, which are not guaranteed.
- A _____ is an amendment to an insurance policy that becomes a part of the insurance contract and expands or limits the benefits payable.
Down
- A _____ policy from MassMutual can help protect your loved ones in the event of your passing. There are two main types of life insurance: term and permanent.
- ____ life provides you affordable, convenient coverage for a certain amount of time –– the _____ during which you pay your premiums –– and it is often convertible to a permanent policy.
- The _____ guarantees policy owners the right to purchase a specified amount of insurance without evidence of insurability on election option dates. Regular Option Dates occur on the policy anniversaries nearest insured’s ages 25, 28, 31, 34, 37, 40, 43 and 46, if they are subsequent to the attachment date of the rider.
- Annual dividend earned remains in the policy to accumulate at interest.
- If this provision is enabled on a policy, an _____ will be automatically initiated when premium payment is unpaid for 62+ days and the total cash value on the policy is greater than or equal to two months premiums.
- _____ are payments paid towards a life insurance policy to keep the policy in force in exchange for life insurance coverage.
- Annual dividend used to purchase paid-up additional insurance.
- A client can request a _____ to borrow against the cash value in a whole life insurance policy at any time and for any reason. Borrowing against the cash value of a life insurance policy reduces its value and death benefit.
- The _____ Rider provides that premiums for the base policy and riders will be waived if the insured becomes totally disabled, as described in the rider.
- At time of lapse, net policy value, as of paid-to date, is used to carry basic death benefit for as long as amount will purchase on term basis. Loans cannot remain outstanding if lapsing to _____. _____ is a level amount of insurance for a limited period of time. The amount of insurance is the policy's face amount, plus any dividend accumulations and paid-up additions, less any policy debt. The cash surrender value on the date of lapse determines the period of time _____ insurance will be provided. The insurance terminates at the end of this period.
18 Clues: Annual dividend used to purchase paid-up additional insurance. • Annual dividend earned remains in the policy to accumulate at interest. • _____ are payments paid towards a life insurance policy to keep the policy in force in exchange for life insurance coverage. • ...
Revisions and Cancellations 2017-02-14
Across
- A decrease in value of an item over time due to age and condition
- Protects you against damage to property or person where you are responsible
- The minimum amount of money that the insurance company will keep
- Proportionate method of calculating return premium
- contract of insurance
- A change that alters the original terms of the contract
- Replacement value minus deprecation
- Extra Add on to lower deductible for glass when damaged by road hazard debris, an abbreviation for
- The main person driving the vehicle.
- Any glass loss where the cost is $100 or more, any 3 non-chargeable glass losses or any glass loss paid out under the license plate insurance
- Any payment made under any contract of insurance regardless of amount.
- Penalty method of calculating the return premium
- A driver that does not have valid insurance at the time of loss
- Cancellation upon renewal, where no premium is owed
- Extra add on primarily for when you need a rental vehicle after a collision that was your fault
- The portion of the damage payment that the insured is responsible for paying.
Down
- The first party to be paid out in the event of a loss
- A change to an existing policy
- a driver that has insufficient coverage at the time of loss to cover the total costs of damages
- A policy that was not renewed
- An extra add on to a policy or also a change to a policy
- Cause of loss
- Any glass loss less than $100
- The authority given to broker to put insurance in place
- Comprehensive type losses, collision with an animal or bird, bodily injury or property damage claims paid for through just plate insurance, hit and run incidences if reported within 24 hours
- Amount paid in return for the coverages offered by an insurance policy
- Form that allows us to disclose client information to the insurance company; also certifies that the information given to us was true to the best of the client’s knowledge.
- Tickets and offenses
- Waiver of depreciation, an abbreviation for
- A vehicle accident for which you were at fault or partially at fault which resulted in or could result in a payment
- Cannot place insurance in place
31 Clues: Cause of loss • Tickets and offenses • contract of insurance • A policy that was not renewed • Any glass loss less than $100 • A change to an existing policy • Cannot place insurance in place • Replacement value minus deprecation • The main person driving the vehicle. • Waiver of depreciation, an abbreviation for • Penalty method of calculating the return premium • ...
Types of Insurances 2022-12-05
Across
- Theft Protection: Provides the service of a financial counselor to correct any negative financial outcomes in the event your identity is stolen
- Care Insurance: Policy that covers the cost of nursing home or in-home care; recommended for individuals age sixty and over
- Insurance: A form of insurance that combines elements of life and health insurance and pays you for income lost due to a disabling injury or illness
- Insurance: Covers your belongings within your rental property in the event of a loss (due to theft, fire, natural disaster, etc.)
- Insurance: Provides protection for property like homes, cars, and household possessions, in addition to protection from liability as a result of their use; this includes auto insurance, homeowners insurance, and renters insurance
- Amount you pay monthly, quarterly,semiannually, or annually to purchase different types of insurance
Down
- Insurance: Covers the cost of your home and belongings contained within your home in the event of a loss (due to theft, fire, natural disaster, etc.)
- Insurance: Pays for costs related to your health (eg, doctor visits, hospital stays, and diagnostic tests)
- Insurance: Provides funds to a designated beneficiary (the recipient of assets
- on from the death of a friend or relative) or beneficiaries in the event of an insured’s death; helps replace a parent’s or spouse’s lost income in the event of death so that dependent children and spouses can still be cared for financially
- Amount you must pay before you begin receiving any benefits from your insurance company
- Paperwork filed with an insurance policy in order to get them to cover a loss for someone they insure
- Insurance: Protects an individual in the event of a lawsuit due to injury on one’s personal property or as the result of an automobile accident
13 Clues: Insurance: Provides funds to a designated beneficiary (the recipient of assets • Amount you must pay before you begin receiving any benefits from your insurance company • Amount you pay monthly, quarterly,semiannually, or annually to purchase different types of insurance • ...
Medical Billing Terminology 2023-01-09
Across
- The amount a patient pays before insurance pays
- If an insurance processed a claim incorrectly, they must do this
- A set amount a patient must pay for any office visit
- The percentage a patient is responsible for after their deductible has been met
- If a claim is submitted incorrectly, we must do this
- The insurance holder
- ICD-10 codes are also known as ___ codes
- The payer of last resort
Down
- Patients are sometimes required to get a __ from their PCP for services to be covered
- If an insurance denies because they believe that another insurance should pay, the patient must resolve the __ of benefits
- A Medicare Advantage plan ___ Medicare
- Code used to indicate services provided
- The insurance sends this to the patient to show how much the patient owes
- An insurance might deny a claim for an old visit due to __ filing
- The person who is legally responsible for the balance
15 Clues: The insurance holder • The payer of last resort • A Medicare Advantage plan ___ Medicare • Code used to indicate services provided • ICD-10 codes are also known as ___ codes • The amount a patient pays before insurance pays • A set amount a patient must pay for any office visit • If a claim is submitted incorrectly, we must do this • ...
Personal Finance Crossword Puzzle 2020-03-30
Across
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement.
- An independent membership corporation that provides protection against the cost of hospital care.
- Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- A federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities. The program is administered by the Centers for Medicare and Medicaid Services.
- A provision that allows the insured not to forfeit all accrued benefits.
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- Pays part or all of hospital bills for room, board, and other charges.
- A contract that provides a regular income, typically for as long as the person lives.
- Provides benefits for doctors’ fees for nonsurgical care, x-rays, and lab tests.
Down
- The amount received after giving up a life insurance policy.
- A type of major medical insurance that has a very low deductible and is offered without a separate basic plan.
- A provision stating that the insurer cannot dispute the validity of a policy after a specified period.
- A person designated to receive something, such as life insurance proceeds, from the insured.
- Combination of hospital expense insurance, surgical expense insurance, and physician expense insurance.
- A program of medical assistance to low-income individuals and families.
- Prepaid health plans that provide comprehensive health care to members.
- A network of selected contracted, participating providers; also called an HMO-PPO hybrid or open-ended HMO.
- A network that renders medical care from affiliated health care providers.
- A method of integrating the benefits payable under more than one health insurance plan.
- Pays for the cost of day-in, day-out care for long-term illness or disability.
- A method of evaluating the cost of life insurance by taking into account the time value of money.
- A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- Provides payments to replace income when an insured person is unable to work.
- A life insurance agent who has passed a series of college-level examinations on insurance and related subjects.
- A risk in which there is a chance of either loss or gain.
- A benefit under which the company pays twice the face value of the policy if the insured’s death results from an accident.
- A situation in which a person is held legally responsible for the actions of another person.
- An independent membership corporation that provides protection against the cost of surgical and medical care.
- Life insurance that does not provide policy dividends; also called a nonpar policy.
- A provision under which both the insured and the insurer share the covered losses.
31 Clues: A risk in which there is a chance of either loss or gain. • The amount received after giving up a life insurance policy. • Pays part or all of hospital bills for room, board, and other charges. • A program of medical assistance to low-income individuals and families. • Prepaid health plans that provide comprehensive health care to members. • ...
Chapter 9 Key Words Part I 2025-03-12
Across
- the amount of money you will pay out of pocket before the insurance company will make a payment
- A type of Insurance that protects against claims resulting from personal injury or property damage as the result of an auto accident
- A type of Insurance that protects for loss or damage to your vehicle caused by something other than a collision (such as vandalism)
- an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- a formal request by a policyholder to their insurance company for compensation for a covered loss
Down
- the amount of time after the premium is due in which a policyholder can make a premium payment without suffering a lapse (break) in coverage
- the contract between an insurance company and the insured individual
- A type of Insurance that protects for destroyed or stolen personal property for a renter
- A type of Insurance that is optional extended liability coverage that can be added to auto and homeowners policies
- A type of Insurance that protects for damage to your car resulting from a collision with another car or object
- A type of Insurance that protects for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- the amount of liability protection offered to an individual through an insurance policy
- the payments an individual makes each time they get medical service
- the amount of money paid for an insurance policy
14 Clues: the amount of money paid for an insurance policy • the payments an individual makes each time they get medical service • the contract between an insurance company and the insured individual • the amount of liability protection offered to an individual through an insurance policy • ...
Words 2022-09-27
Medicare for Caregivers 2024-02-22
Across
- Medical Equipment Medical equipment for home use
- Health Care In-home medical services
- Basic self-care activities
- Care Support for chronic illness
- Court-appointed financial/legal caretaker
- Limit Max insurance payout over life
- Nursing Advanced medical care level
- Main healthcare provider
- Limit Max yearly insurance payout
- Care Services without hospital stay
- Care Highly specialized medical attention
Down
- Services Early disease detection care
- Costs not covered by insurance
- Care Specialist care post-referral
- Care Relief-focused care for the seriously ill
- Receiver of insurance benefits
- Order to avoid CPR
- Comfort care for the terminally ill
- Care Temporary relief for caregivers, offering them a break
- Government financial aid for premiums
20 Clues: Order to avoid CPR • Main healthcare provider • Basic self-care activities • Costs not covered by insurance • Receiver of insurance benefits • Care Support for chronic illness • Limit Max yearly insurance payout • Care Specialist care post-referral • Comfort care for the terminally ill • Nursing Advanced medical care level • Care Services without hospital stay • ...
insurance24 2026-01-27
Across
- is Agreement where the insurer compensates the insured only for actual loss suffered
- is the Insurance Policy that protects business buildings, equipment, and physical assets
- is the Insurance that covers losses other than life, such as property, liability, and marine risks
- Insurance is a Marine insurance covering damage to the ship or vessel itself
- Loss is the Loss remaining after recovering the usable value from damaged insured property
- fidei is Latin term for utmost good faith
Down
- The amount paid by the insured to obtain insurance coverage
- Liability is Coverage for common business risks like third-party bodily injury and property damage
- Liability is Insurance protecting professionals against claims of negligence or errors in service
- is the Situation where the insured property is completely destroyed or irretrievably lost
- Insurance is a Insurance covering goods while they are in transit
- Insurance is a Policy that insures the freight charges payable for transported goods
- is the Insurance that covers legal responsibility for injury or damage to others
13 Clues: fidei is Latin term for utmost good faith • The amount paid by the insured to obtain insurance coverage • Insurance is a Insurance covering goods while they are in transit • Insurance is a Marine insurance covering damage to the ship or vessel itself • is the Insurance that covers legal responsibility for injury or damage to others • ...
Orencia OnCall Crossword 2024-12-20
Across
- The month of Christmas
- The holiday character who steals Christmas
- A type of insurance that covers hospital stays
- A holiday celebrated with candles
- Another word for "vacation"
- The little girl who befriends the Grinch
- A holiday dessert made with ginger
- December 25th
- A reindeer with a red nose
- The amount paid before insurance kicks in
- A holiday where people wear costumes
- A holiday cake with fruit
- The Christmas ghost who visits Scrooge first
- A plant hung for kissing
- A government health insurance program for seniors
- Friday Eve
- A list of medications covered by insurance
Down
- A warm drink made with cocoa
- System you use to run benefits for Electronic Eligibility Check
- Popular holiday beverage
- An agreement between insurance and provider on payment terms
- The maximum amount a patient pays in a year
- A peppermint holiday treat
- A season with snow
- The medication we verify benefits for
- A holiday celebrated with fasting
- Cost-sharing amount after deductible
- The character who is the symbol of Valentine's Day
- The character who is the symbol of winter
- The snowman brought to life by a magic hat
- The fee paid for insurance coverage
31 Clues: Friday Eve • December 25th • A season with snow • The month of Christmas • Popular holiday beverage • A plant hung for kissing • A holiday cake with fruit • A peppermint holiday treat • A reindeer with a red nose • Another word for "vacation" • A warm drink made with cocoa • A holiday celebrated with candles • A holiday celebrated with fasting • A holiday dessert made with ginger • ...
Health Insurance 2025-10-27
Across
- an insurance company representative, licensed by the state
- amount payable by insurance company for coverage
- the amount of charges that must be absorbed by the protected person before benefits are paid by the company
- any chance of loss
- comprehensive health care group (abbr.)
- a government health insurance premium for individuals 65 and older
- non payment of premium
- physical or mental disability resulting from injury or illness
- period, time between the period of disability and the beginning of disability income insurance benefits
- a policy is renewable each
- agreement attached to policy which exempts coverage for certain conditions normally covered
Down
- a demand for payment of benefits
- term disability-offered for prolonged illness
- benefits which include hospital, surgical, and doctor's visits
- specific conditions for which policy will not pay
- benefits paid if someone dies
- renewable contract- one which the insured has the right to continue
- benefits paid in a predetermined amount in the event of a covered loss
- termination of the policy because consumer has failed to pay premium within the time required
- medical, health insurance to finance the cost of major illness and injury
- period from date of employment to date insurance is in force
- period, a specific period after a premium payment is due in which consumer may make payment
22 Clues: any chance of loss • non payment of premium • a policy is renewable each • benefits paid if someone dies • a demand for payment of benefits • comprehensive health care group (abbr.) • term disability-offered for prolonged illness • amount payable by insurance company for coverage • specific conditions for which policy will not pay • ...
ld 2023-07-31
Across
- The process of evaluating and determining the value of the property or the extent of damage for insurance purposes.
- A situation or circumstance that is specifically excluded from insurance coverage.
- An individual or entity that purchases an insurance policy
- The amount of money an insured individual pays to an insurance company in exchange for coverage.
- Type of insurance that provides coverage for damage or loss to property.
- A document issued by an insurance company that outlines the terms and conditions of coverage.
Down
- An agreement by the insured individual to pay a specified amount toward the cost of an insurance claim.
- A type of insurance that provides coverage for medical expenses.
- An unexpected event that causes damage or loss and is covered by an insurance policy.
- The person or organization that provides insurance coverage.
- A person or company that investigates and settles insurance claims.
- A contract between an insurance company and the policyholder.
- The total amount of money an insurance company agrees to pay in the event of a claim.
13 Clues: An individual or entity that purchases an insurance policy • The person or organization that provides insurance coverage. • A contract between an insurance company and the policyholder. • A type of insurance that provides coverage for medical expenses. • A person or company that investigates and settles insurance claims. • ...
Math Topics Chapter 5-4 2022-03-10
Across
- - Faulted.
- - Money Request.
- Insurance - Can't afford cost of accidents.
- Damage Liability - Property Damages Coverages.
- Injury Liability - Cover Injuries.
- Insurance - Repair coverage.
Down
- Insurance - Many types of coverage.
- Road Service Insurance - Towing.
- Pays for injured passengers.
- Injury Protection - No fault insurance.
- Insurance-paid Rental Car if in an accident.
- - Responsible
12 Clues: - Faulted. • - Responsible • - Money Request. • Pays for injured passengers. • Insurance - Repair coverage. • Road Service Insurance - Towing. • Injury Liability - Cover Injuries. • Insurance - Many types of coverage. • Injury Protection - No fault insurance. • Insurance - Can't afford cost of accidents. • Insurance-paid Rental Car if in an accident. • ...
Commerce - The Purposes and Principles of Insurance IGCSE (9-1) 2023-02-20
Across
- Where the insured contacts the insurer for compensation after a loss
- person appointed by the insured
- Business/individual seeking insurance cover
- Person who makes a claim
- person employed by an insurance company to calculate insurance risks and premiums
- Principle that stops individuals from taking out insurance cover against a loss incurred by other parties
Down
- Person working for the insurer to ensure the value of the claim is fair
- One main purpose of Insurance
- Protection against a possible loss
- Payment for insurance cover
- cannot be insured
- Organization providing insurance cover
- Document used to claim compensation
13 Clues: cannot be insured • Person who makes a claim • Payment for insurance cover • One main purpose of Insurance • person appointed by the insured • Protection against a possible loss • Document used to claim compensation • Organization providing insurance cover • Business/individual seeking insurance cover • Where the insured contacts the insurer for compensation after a loss • ...
Exam 3 Crossword 2022-03-30
Across
- addition of coverage
- a form of permanent life insurance—lasting for the lifetime of the holder—that features a cash value savings component.
- provides benefits for surgical and medical services performed by physicians
- insurance for people who rent
- process of establishing a monetary fund to cover the lost cost
- a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.
- legal or formal measure to preserve civil liberties and rights
- established 1965 federal health insurance program for 65+ year olds, people with permanent kidney failure and other certain disabilities
- fills the gap between Medicare payments and cost not covered by Medicare
- when a company assumes the risk for a fee
- estimate of monetary worth
- liability when a person is held responsible for their actions
- United States Department of Health and Human Services
- Affordable Care Act of 2010
- health reimbursement account
- a person who derives advantage from something, especially a trust, will, or life insurance-policy a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- flexible spending account
- liability when a person is held accountable for another person's actions
- a sum of money claimed as a compensation for loss
- insurance that provides coverage to a person's place of residence
- the right of the insurance company to recover the amount it pays in loss
- prevents the provider from voiding coverage due to a misstatement by the insured after a specific amount of time has passed.
- a clause that would make the homeowner pay part of the losses if the property was not insured a person covered by an insurance policy
- the full cost of repairing or replacing an object
- protection against possible financial loss
- a system in which drivers involved in accidents receive lost wages, medical expenses and other from their own insurance company
- the legal responsibility for the financial cost of another person’s losses or injuries
- summary of benefits and coverage
- provides hospital care benefits on essentially a “service-type” basis
Down
- point-of-service plan
- failure to take injuries
- a program to medically assist low-income individuals and families
- out-of-pocket limit
- a person's possessions
- policy that supplements your basic personal liability
- chartered life underwriter
- limits payments made to survivors of a policyholder who dies by suicide within a certain period after purchasing the policy.
- coverage
- The Health Insurance Portability and Accountability Act of 1996
- return-of-premium
- insurance that pays for the damages to the automobile regardless of fault
- the cause of a possible loss
- preferred provider organization
- the process by which your lender verifies your income, assets, debt and property details in order to issue final approval on your loan application
- a risk in which there is only a chance of loss
- increases the likelihood of loss through some peril
- a payment for services
- uncertainty or lack of predictability
- a risk-sharing firm that agrees to assume financial responsibility for losses resulting from an insured risk
- risk in which there is a chance of either loss or gain
- health maintenance organization
- a contract
- long-term care insurance
- exclusive provider organization
- security or protection against a loss or other financial burden.
- Association Health Plans
- health savings account
- the set amount that the policyholder must pay per loss on an insurance policy
- coordination of benefits
- claim settlement where the insured receive payment based on current replacement cost
- an insurance policy provision that adds benefits to or amends the terms of a basic insurance clause a particular and separate article, stipulation, or proviso in a treaty, bill, or contract.
61 Clues: coverage • a contract • return-of-premium • out-of-pocket limit • addition of coverage • point-of-service plan • a person's possessions • a payment for services • health savings account • failure to take injuries • long-term care insurance • Association Health Plans • coordination of benefits • flexible spending account • chartered life underwriter • estimate of monetary worth • ...
Exam 3 Crossword 2022-03-30
Across
- a contract
- provides benefits for surgical and medical services performed by physicians
- chartered life underwriter
- increases the likelihood of loss through some peril
- coverage
- the set amount that the policyholder must pay per loss on an insurance policy
- prevents the provider from voiding coverage due to a misstatement by the insured after a specific amount of time has passed.
- summary of benefits and coverage
- The Health Insurance Portability and Accountability Act of 1996
- a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.
- liability when a person is held responsible for their actions
- risk in which there is a chance of either loss or gain
- addition of coverage
- health maintenance organization
- insurance that provides coverage to a person's place of residence
- a risk in which there is only a chance of loss
- claim settlement where the insured receive payment based on current replacement cost
- security or protection against a loss or other financial burden.
- health savings account
- fills the gap between Medicare payments and cost not covered by Medicare
- insurance that pays for the damages to the automobile regardless of fault
- process of establishing a monetary fund to cover the lost cost
- return-of-premium
- the full cost of repairing or replacing an object
- point-of-service plan
- exclusive provider organization
- long-term care insurance
- the right of the insurance company to recover the amount it pays in loss
- uncertainty or lack of predictability
- an insurance policy provision that adds benefits to or amends the terms of a basic insurance clause a particular and separate article, stipulation, or proviso in a treaty, bill, or contract.
- limits payments made to survivors of a policyholder who dies by suicide within a certain period after purchasing the policy.
- failure to take injuries
Down
- the legal responsibility for the financial cost of another person’s losses or injuries
- a person who derives advantage from something, especially a trust, will, or life insurance-policy a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- policy that supplements your basic personal liability
- a person's possessions
- a program to medically assist low-income individuals and families
- protection against possible financial loss
- flexible spending account
- a clause that would make the homeowner pay part of the losses if the property was not insured a person covered by an insurance policy
- a risk-sharing firm that agrees to assume financial responsibility for losses resulting from an insured risk
- a form of permanent life insurance—lasting for the lifetime of the holder—that features a cash value savings component.
- lend (a sum of money or item of property).
- preferred provider organization
- a system in which drivers involved in accidents receive lost wages, medical expenses and other from their own insurance company
- a sum of money claimed as a compensation for loss
- established 1965 federal health insurance program for 65+ year olds, people with permanent kidney failure and other certain disabilities
- liability when a person is held accountable for another person's actions
- United States Department of Health and Human Services
- legal or formal measure to preserve civil liberties and rights
- estimate of monetary worth
- the action or process of awarding someone money as a recompense for loss, injury, or suffering.
- provides hospital care benefits on essentially a “service-type” basis
- the cause of a possible loss
- Affordable Care Act of 2010
- a payment for services
- out-of-pocket limit
- when a company assumes the risk for a fee
- Association Health Plans
- insurance for people who rent
- health reimbursement account
- the process by which your lender verifies your income, assets, debt and property details in order to issue final approval on your loan application
- coordination of benefits
63 Clues: coverage • a contract • return-of-premium • out-of-pocket limit • addition of coverage • point-of-service plan • a person's possessions • health savings account • a payment for services • Association Health Plans • long-term care insurance • failure to take injuries • coordination of benefits • flexible spending account • chartered life underwriter • estimate of monetary worth • ...
Chapter 9 Vocabulary Review 2025-11-18
Across
- Helps cover medical expenses; required for everyone.
- A request for payment from the insurance company after a loss.
- Protects your home or belongings from fire, theft, and vandalism.
- The amount you pay regularly for insurance coverage.
- Provides financial support to your loved ones after you pass away.
- The amount you pay out of pocket before your insurance kicks in.
- Covers extended medical or personal care needs later in life.
- Protects against misuse of personal information.
Down
- The maximum amount your policy will pay for a loss.
- Federal health insurance for people 65+ or disabled.
- Health coverage for low-income individuals and families.
- Replaces part of your income if you can’t work due to illness or injury.
- Covers liability, collision, and comprehensive damage.
- Period The waiting period before disability insurance payments start.
- The person who receives money from a life insurance policy.
- Extra time allowed to pay your premium before losing coverage.
- A tax-advantaged account for medical expenses.
17 Clues: A tax-advantaged account for medical expenses. • Protects against misuse of personal information. • The maximum amount your policy will pay for a loss. • Federal health insurance for people 65+ or disabled. • Helps cover medical expenses; required for everyone. • The amount you pay regularly for insurance coverage. • ...
Chapter 17 2021-04-14
Across
- report, with regard to workers' compensation, a report that documents the treatment provided, the worker's current medical status, the expected plan of care, the prognosis, and the expected return-to-work date
- Security Disability Insurance, federal government program that provides health care coverage to people with low income who are disabled and who do not meet the work requirements of SSI
- payer, organization that pays for health care services on behalf of the patient
- provider organization, organization that contracts with independent providers to perform services for members at discounted rates
- Security Income, federal government program that provides Medicare coverage to disabled workers who have met Social Security requirements for quarters worked, and who disability is not work related
- care provider, person or entity responsible for determining when and if a patient needs a specific types of health care
- care, care a patient receives to maintain good health and screen for potential health risk
- person who holds or owns an insurance policy
Down
- conditions, condition for which a patient received treatment in a certain period before beginning coverage with a new insurance
- loss, provision in a health insurance policy that limits the maximum amount the patient must pay out-of-pocket for deductibles, copayments, and coinsurance
- dollar amount paid to the insurance company to have coverage in force; usually paid monthly;employers may pay part or all of the premium as an employee benefit
- disability, disability income insurance policy that has a short waiting period, usually 0 to 14 days, and pays benefits for a limited amount of time, anywhere from 3 months to 2 years
- type of insurance in which an employer sets aside a large reserve fund to directly reimburse employees for medical expenses, rather than purchasing a commercial insurance policy
- administration, company that processes paperwork for claims for self-insured employer
- health insurance, health insurance not provided by the government but by an independent not-for-profit or for-profit company
- nursing facility, licensed facility that primarily provides inpatient, skilled nursing care to patients who require medical, nursing, or rehabilitative services but does not provide the level of care or treatment available in a hospital
- value unit, unit of measure assigned to medical services based on the resources required to provide it
- and casualty insurance, insurance on homes, cars, and businesses that protects the policyholder against the loss of or damage to physical property they own and against legal liability for losses caused by injury to others, including medical expenses of those injured
- a claim that is returned without processing to the provider due to a technical error
- fee scale, provider's fee schedule that charges varying fees for a service based on a patient's financial ability to pay
20 Clues: person who holds or owns an insurance policy • payer, organization that pays for health care services on behalf of the patient • a claim that is returned without processing to the provider due to a technical error • administration, company that processes paperwork for claims for self-insured employer • ...
insurances 2021-01-04
Across
- type of health insurance plan
- is the length of time during which an insurance policyholder or their dependants may file and receive payment for a covered event
- product that provides an insured party with protection against claims resulting from injuries and damage to other people or property
- health care items or services covered under a health insurance plan.
- can have a yearly and or a lifetime maximum dollar limit
- insurance a generic term applying to all types of insurance indemnifying or reimbursing for losses
- is the amount that you must pay out of your own pocket
- care system of health care delivery that attempts to influence the utilization quality and cost of services provided
- is the actual cost of your insurance plan
Down
- network is a list of doctors or other health care providers
- is the person or entity you name in a life insurance policy to receive the death benefit
- written promise of coverage given to an individual,family,or group of covered individuals
- a payment made by a beneficiary
- benefits insurance required buy state or federal law
- type of insurance in which the insured pays a share of the payment made against a claim.
- maintenance organization a medical group plan that provides physician and clinical services
- a term commonly used by health insurance companies to designate any healthcare provider
- property insurance denotes a natural or man made disaster
- a state assistance program, passed under title xviii of the social security amendments of 1965
19 Clues: type of health insurance plan • a payment made by a beneficiary • is the actual cost of your insurance plan • benefits insurance required buy state or federal law • is the amount that you must pay out of your own pocket • can have a yearly and or a lifetime maximum dollar limit • property insurance denotes a natural or man made disaster • ...
Why do we need Health Insurance? 2023-02-23
Across
- Money you directly pay is out-of-___________
- Many employers offer health insurance plans, this kind of health insurance is called employer-____________
- The first step in getting health insurance
- A set amount paid by the insured (you) each time a medical service is accessed
- Like Medicaid, this is another government issued health insurance plan
- The out of Pocket________________ you pay for medical services in a year.
- The percentage of the cost of care
- The amount the insured (you) must pay out of pocket before the insurance starts to pay
Down
- Doctors and hospitals that have negotiated lower rates with that health insurance
- The amount the insured (you) pays in addition to the amount paid by the insurance company
- Who you see when you feel sick
- Where you go for medical emergencies
- The vehicle that brings you to the hospital
- The monthly recurring cost of an insurance plan
14 Clues: Who you see when you feel sick • The percentage of the cost of care • Where you go for medical emergencies • The first step in getting health insurance • The vehicle that brings you to the hospital • Money you directly pay is out-of-___________ • The monthly recurring cost of an insurance plan • Like Medicaid, this is another government issued health insurance plan • ...
Insurance Terminology 2024-09-19
Across
- The amount paid by the policyholder to the insurer for coverage.
- A type of insurance that covers medical expenses.
- When the existence of insurance changes the behavior of the insured, leading to more risk-taking.
- An individual or entity entitled to receive insurance benefits.
- The person who assesses the risk associated with a proposal.
- The protection your insurance provides.
- Insurance that covers losses due to fire, flood, or other natural disasters.
- An event sufficiently related to an injury that the courts deem the event to be the cause of that injury.
- A financial stake in the subject of the insurance policy, required for coverage to be valid.
Down
- Right of an insurer to pursue the party that caused the loss to the insured in an attempt to recover funds paid in the claim.
- Principle that applies when the insured takes more than one insurance policy
- Amendments to the standard policy conditions.
- A person who sells insurance policies.
- Process where a policyholder transfers their rights under a policy to another person.
- The process of determining the financial value of a loss.
15 Clues: A person who sells insurance policies. • The protection your insurance provides. • Amendments to the standard policy conditions. • A type of insurance that covers medical expenses. • The process of determining the financial value of a loss. • The person who assesses the risk associated with a proposal. • ...
Banking 2026-02-25
Across
- Risk increase due to dishonesty or reckless behavior.
- Process of evaluating risk and deciding coverage and price.
- Principle of restoring the insured to the financial position before loss.
- Damage, injury, or financial harm that may be covered by insurance.
- The written insurance contract.
- Legal responsibility for injury or damage to others.
- Specific loss or condition that a policy does not cover.
- Person who investigates claims and determines payment amounts.
- Insurer’s right to recover from a third party after paying a claim.
- Another term for an insurance company that underwrites coverage.
- Person or entity designated to receive policy proceeds.
- Legally binding agreement; an insurance policy is one.
- Optional add-on that modifies or adds coverage to a policy.
- An unexpected event that results in injury or damage.
- Temporary proof of coverage before the policy is issued.
- Amount paid to keep insurance coverage in force.
- Eligible for coverage because the risk can be accepted and priced.
- Protection provided by the policy for specified losses.
- Extra time after the due date to pay without losing coverage.
- Failure to use reasonable care, leading to harm.
- Condition that increases the chance or severity of a loss.
- Company that provides coverage and pays covered losses.
- Policy provisions that describe duties and rules for coverage.
- Maximum amount an insurer will pay for a covered loss.
- Person or entity covered by the policy.
- Fixed amount paid for a covered health service.
Down
- Auto coverage that pays for damage from hitting another object/vehicle.
- Professional who uses statistics to price risk and set premiums.
- Request for payment under the terms of an insurance policy.
- Insurance purchased by an insurer to spread risk.
- Submission of required information or documents (e.g., premium reports).
- Auto coverage for non-collision losses like theft or hail.
- Cost-sharing percentage the insured pays after the deductible.
- Premium method based on an insured’s prior loss history.
- Coverage for movable items, often scheduled (e.g., jewelry).
- Agent who represents only one insurance company.
- Costs the insured pays that are not reimbursed by insurance.
- An event that triggers coverage under an occurrence-based policy.
- Amendment that changes a policy’s terms or coverage.
- Termination of coverage due to nonpayment of premium.
- Decrease in value over time; affects actual cash value claims.
- Cause of loss insured against (e.g., fire, wind).
- Party to whom a policy owner transfers certain policy rights.
- Licensed representative who sells insurance for a company.
- Amount the insured pays before the insurer begins to pay.
- Form used to request insurance and provide underwriting information.
- Contract that provides a stream of payments, often for retirement.
- Compensation paid to an agent or broker for selling a policy.
- Intermediary who shops coverage from multiple insurers for a client.
- Intentional deception to obtain insurance benefits unlawfully.
50 Clues: The written insurance contract. • Person or entity covered by the policy. • Fixed amount paid for a covered health service. • Agent who represents only one insurance company. • Amount paid to keep insurance coverage in force. • Failure to use reasonable care, leading to harm. • Insurance purchased by an insurer to spread risk. • ...
Insurance Crossword Puzzle 2026-02-26
Across
- Risk increase due to dishonesty or reckless behavior.
- Process of evaluating risk and deciding coverage and price.
- Principle of restoring the insured to the financial position before loss.
- Damage, injury, or financial harm that may be covered by insurance.
- The written insurance contract.
- Legal responsibility for injury or damage to others.
- Specific loss or condition that a policy does not cover.
- Person who investigates claims and determines payment amounts.
- Insurer’s right to recover from a third party after paying a claim.
- Another term for an insurance company that underwrites coverage.
- Person or entity designated to receive policy proceeds.
- Legally binding agreement; an insurance policy is one.
- Optional add-on that modifies or adds coverage to a policy.
- An unexpected event that results in injury or damage.
- Temporary proof of coverage before the policy is issued.
- Amount paid to keep insurance coverage in force.
- Eligible for coverage because the risk can be accepted and priced.
- Protection provided by the policy for specified losses.
- Extra time after the due date to pay without losing coverage.
- Failure to use reasonable care, leading to harm.
- Condition that increases the chance or severity of a loss.
- Company that provides coverage and pays covered losses.
- Policy provisions that describe duties and rules for coverage.
- Maximum amount an insurer will pay for a covered loss.
- Person or entity covered by the policy.
- Fixed amount paid for a covered health service.
Down
- Auto coverage that pays for damage from hitting another object/vehicle.
- Professional who uses statistics to price risk and set premiums.
- Request for payment under the terms of an insurance policy.
- Insurance purchased by an insurer to spread risk.
- Submission of required information or documents (e.g., premium reports).
- Auto coverage for non-collision losses like theft or hail.
- Cost-sharing percentage the insured pays after the deductible.
- Premium method based on an insured’s prior loss history.
- Coverage for movable items, often scheduled (e.g., jewelry).
- Agent who represents only one insurance company.
- Costs the insured pays that are not reimbursed by insurance.
- An event that triggers coverage under an occurrence-based policy.
- Amendment that changes a policy’s terms or coverage.
- Termination of coverage due to nonpayment of premium.
- Decrease in value over time; affects actual cash value claims.
- Cause of loss insured against (e.g., fire, wind).
- Party to whom a policy owner transfers certain policy rights.
- Licensed representative who sells insurance for a company.
- Amount the insured pays before the insurer begins to pay.
- Form used to request insurance and provide underwriting information.
- Contract that provides a stream of payments, often for retirement.
- Compensation paid to an agent or broker for selling a policy.
- Intermediary who shops coverage from multiple insurers for a client.
- Intentional deception to obtain insurance benefits unlawfully.
50 Clues: The written insurance contract. • Person or entity covered by the policy. • Fixed amount paid for a covered health service. • Agent who represents only one insurance company. • Amount paid to keep insurance coverage in force. • Failure to use reasonable care, leading to harm. • Insurance purchased by an insurer to spread risk. • ...
banking 2026-03-16
Across
- — Risk increase due to dishonesty or reckless behavior.
- — Process of evaluating risk and deciding coverage and price.
- — Principle of restoring the insured to the financial position before loss.
- — Damage, injury, or financial harm that may be covered by insurance.
- — The written insurance contract.
- — Legal responsibility for injury or damage to others.
- — Specific loss or condition that a policy does not cover.
- — Person who investigates claims and determines payment amounts.
- — Insurer’s right to recover from a third party after paying a claim.
- — Another term for an insurance company that underwrites coverage.
- — Person or entity designated to receive policy proceeds.
- — Legally binding agreement; an insurance policy is one.
- — Optional add-on that modifies or adds coverage to a policy.
- — An unexpected event that results in injury or damage.
- — Temporary proof of coverage before the policy is issued.
- — Amount paid to keep insurance coverage in force.
- — Eligible for coverage because the risk can be accepted and priced.
- — Protection provided by the policy for specified losses.
- — Extra time after the due date to pay without losing coverage.
- — Failure to use reasonable care, leading to harm.
- — Condition that increases the chance or severity of a loss.
- — Company that provides coverage and pays covered losses.
- — Policy provisions that describe duties and rules for coverage.
- — Maximum amount an insurer will pay for a covered loss.
- — Person or entity covered by the policy.
- — Fixed amount paid for a covered health service.
Down
- — Auto coverage that pays for damage from hitting another object/vehicle.
- — Professional who uses statistics to price risk and set premiums.
- — Request for payment under the terms of an insurance policy.
- — Insurance purchased by an insurer to spread risk.
- — Submission of required information or documents (e.g., premium reports).
- — Auto coverage for non-collision losses like theft or hail.
- — Cost-sharing percentage the insured pays after the deductible.
- — Premium method based on an insured’s prior loss history.
- — Coverage for movable items, often scheduled (e.g., jewelry).
- — Agent who represents only one insurance company.
- — Costs the insured pays that are not reimbursed by insurance.
- — An event that triggers coverage under an occurrence-based policy.
- — Amendment that changes a policy’s terms or coverage.
- — Termination of coverage due to nonpayment of premium.
- — Decrease in value over time; affects actual cash value claims.
- — Cause of loss insured against (e.g., fire, wind).
- — Party to whom a policy owner transfers certain policy rights.
- — Licensed representative who sells insurance for a company.
- — Amount the insured pays before the insurer begins to pay.
- — Form used to request insurance and provide underwriting information.
- — Contract that provides a stream of payments, often for retirement.
- — Compensation paid to an agent or broker for selling a policy.
- — Intermediary who shops coverage from multiple insurers for a client.
- — Intentional deception to obtain insurance benefits unlawfully.
50 Clues: — The written insurance contract. • — Person or entity covered by the policy. • — Fixed amount paid for a covered health service. • — Agent who represents only one insurance company. • — Amount paid to keep insurance coverage in force. • — Failure to use reasonable care, leading to harm. • — Insurance purchased by an insurer to spread risk. • ...
Banking 2026-02-27
Across
- — Risk increase due to dishonesty or reckless behavior.
- — Process of evaluating risk and deciding coverage and price.
- — Principle of restoring the insured to the financial position before loss.
- — Damage, injury, or financial harm that may be covered by insurance.
- — The written insurance contract.
- — Legal responsibility for injury or damage to others.
- — Specific loss or condition that a policy does not cover.
- — Person who investigates claims and determines payment amounts.
- — Insurer’s right to recover from a third party after paying a claim.
- — Another term for an insurance company that underwrites coverage.
- — Person or entity designated to receive policy proceeds.
- — Legally binding agreement; an insurance policy is one.
- — Optional add-on that modifies or adds coverage to a policy.
- — An unexpected event that results in injury or damage.
- — Temporary proof of coverage before the policy is issued.
- — Amount paid to keep insurance coverage in force.
- — Eligible for coverage because the risk can be accepted and priced.
- — Protection provided by the policy for specified losses.
- — Extra time after the due date to pay without losing coverage.
- — Failure to use reasonable care, leading to harm.
- — Condition that increases the chance or severity of a loss.
- — Company that provides coverage and pays covered losses.
- — Policy provisions that describe duties and rules for coverage.
- — Maximum amount an insurer will pay for a covered loss.
- — Person or entity covered by the policy.
- — Fixed amount paid for a covered health service.
Down
- — Auto coverage that pays for damage from hitting another object/vehicle.
- — Professional who uses statistics to price risk and set premiums.
- — Request for payment under the terms of an insurance policy.
- — Insurance purchased by an insurer to spread risk.
- — Submission of required information or documents (e.g., premium reports).
- — Auto coverage for non-collision losses like theft or hail.
- — Cost-sharing percentage the insured pays after the deductible.
- — Premium method based on an insured’s prior loss history.
- — Coverage for movable items, often scheduled (e.g., jewelry).
- — Agent who represents only one insurance company.
- — Costs the insured pays that are not reimbursed by insurance.
- — An event that triggers coverage under an occurrence-based policy.
- — Amendment that changes a policy’s terms or coverage.
- — Termination of coverage due to nonpayment of premium.
- — Decrease in value over time; affects actual cash value claims.
- — Cause of loss insured against (e.g., fire, wind).
- — Party to whom a policy owner transfers certain policy rights.
- — Licensed representative who sells insurance for a company.
- — Amount the insured pays before the insurer begins to pay.
- — Form used to request insurance and provide underwriting information.
- — Contract that provides a stream of payments, often for retirement.
- — Compensation paid to an agent or broker for selling a policy.
- — Intermediary who shops coverage from multiple insurers for a client.
- — Intentional deception to obtain insurance benefits unlawfully.
50 Clues: — The written insurance contract. • — Person or entity covered by the policy. • — Fixed amount paid for a covered health service. • — Agent who represents only one insurance company. • — Amount paid to keep insurance coverage in force. • — Failure to use reasonable care, leading to harm. • — Insurance purchased by an insurer to spread risk. • ...
BANKING CROSSWORD PUZZLE 2026-03-04
Across
- Risk increase due to dishonesty or reckless behavior.
- Process of evaluating risk and deciding coverage and price.
- Principle of restoring the insured to the financial position before loss.
- Damage, injury, or financial harm that may be covered by insurance.
- The written insurance contract.
- Legal responsibility for injury or damage to others.
- Specific loss or condition that a policy does not cover.
- Person who investigates claims and determines payment amounts.
- Insurer’s right to recover from a third party after paying a claim.
- Another term for an insurance company that underwrites coverage.
- Person or entity designated to receive policy proceeds.
- Legally binding agreement; an insurance policy is one.
- Optional add-on that modifies or adds coverage to a policy.
- An unexpected event that results in injury or damage.
- Temporary proof of coverage before the policy is issued.
- Amount paid to keep insurance coverage in force.
- Eligible for coverage because the risk can be accepted and priced.
- Protection provided by the policy for specified losses.
- Extra time after the due date to pay without losing coverage.
- Failure to use reasonable care, leading to harm.
- Condition that increases the chance or severity of a loss.
- Company that provides coverage and pays covered losses.
- Policy provisions that describe duties and rules for coverage.
- Maximum amount an insurer will pay for a covered loss.
- Person or entity covered by the policy.
- Fixed amount paid for a covered health service.
Down
- Auto coverage that pays for damage from hitting another object/vehicle.
- Professional who uses statistics to price risk and set premiums.
- Request for payment under the terms of an insurance policy.
- Insurance purchased by an insurer to spread risk.
- Submission of required information or documents (e.g., premium reports).
- Auto coverage for non-collision losses like theft or hail.
- Cost-sharing percentage the insured pays after the deductible.
- Premium method based on an insured’s prior loss history.
- Coverage for movable items, often scheduled (e.g., jewelry).
- Agent who represents only one insurance company.
- Costs the insured pays that are not reimbursed by insurance.
- An event that triggers coverage under an occurrence-based policy.
- Amendment that changes a policy’s terms or coverage.
- Termination of coverage due to nonpayment of premium.
- Decrease in value over time; affects actual cash value claims.
- Cause of loss insured against (e.g., fire, wind).
- Party to whom a policy owner transfers certain policy rights.
- Licensed representative who sells insurance for a company.
- Amount the insured pays before the insurer begins to pay.
- Form used to request insurance and provide underwriting information.
- Contract that provides a stream of payments, often for retirement.
- Compensation paid to an agent or broker for selling a policy.
- Intermediary who shops coverage from multiple insurers for a client.
- Intentional deception to obtain insurance benefits unlawfully.
50 Clues: The written insurance contract. • Person or entity covered by the policy. • Fixed amount paid for a covered health service. • Agent who represents only one insurance company. • Amount paid to keep insurance coverage in force. • Failure to use reasonable care, leading to harm. • Insurance purchased by an insurer to spread risk. • ...
Banking Crossword Puzzle 2026-03-20
Across
- — Risk increase due to dishonesty or reckless behavior.
- — Process of evaluating risk and deciding coverage and price.
- — Principle of restoring the insured to the financial position before loss.
- — Damage, injury, or financial harm that may be covered by insurance.
- — The written insurance contract.
- — Legal responsibility for injury or damage to others.
- — Specific loss or condition that a policy does not cover.
- — Person who investigates claims and determines payment amounts.
- — Insurer’s right to recover from a third party after paying a claim.
- — Another term for an insurance company that underwrites coverage.
- — Person or entity designated to receive policy proceeds.
- — Legally binding agreement; an insurance policy is one.
- — Optional add-on that modifies or adds coverage to a policy.
- — An unexpected event that results in injury or damage.
- — Temporary proof of coverage before the policy is issued.
- — Amount paid to keep insurance coverage in force.
- — Eligible for coverage because the risk can be accepted and priced.
- — Protection provided by the policy for specified losses.
- — Extra time after the due date to pay without losing coverage.
- — Failure to use reasonable care, leading to harm.
- — Condition that increases the chance or severity of a loss.
- — Company that provides coverage and pays covered losses.
- — Policy provisions that describe duties and rules for coverage.
- — Maximum amount an insurer will pay for a covered loss.
- — Person or entity covered by the policy.
- — Fixed amount paid for a covered health service.
Down
- — Auto coverage that pays for damage from hitting another object/vehicle.
- — Professional who uses statistics to price risk and set premiums.
- — Request for payment under the terms of an insurance policy.
- — Insurance purchased by an insurer to spread risk.
- — Submission of required information or documents (e.g., premium reports).
- — Auto coverage for non-collision losses like theft or hail.
- — Cost-sharing percentage the insured pays after the deductible.
- — Premium method based on an insured’s prior loss history.
- — Coverage for movable items, often scheduled (e.g., jewelry).
- — Agent who represents only one insurance company.
- — Costs the insured pays that are not reimbursed by insurance.
- — An event that triggers coverage under an occurrence-based policy.
- — Amendment that changes a policy’s terms or coverage.
- — Termination of coverage due to nonpayment of premium.
- — Decrease in value over time; affects actual cash value claims.
- — Cause of loss insured against (e.g., fire, wind).
- — Party to whom a policy owner transfers certain policy rights.
- — Licensed representative who sells insurance for a company.
- — Amount the insured pays before the insurer begins to pay.
- — Form used to request insurance and provide underwriting information.
- — Contract that provides a stream of payments, often for retirement.
- — Compensation paid to an agent or broker for selling a policy.
- — Intermediary who shops coverage from multiple insurers for a client.
- — Intentional deception to obtain insurance benefits unlawfully.
50 Clues: — The written insurance contract. • — Person or entity covered by the policy. • — Fixed amount paid for a covered health service. • — Agent who represents only one insurance company. • — Amount paid to keep insurance coverage in force. • — Failure to use reasonable care, leading to harm. • — Insurance purchased by an insurer to spread risk. • ...
Towards Independence - Commerce 2022-10-18
Across
- also known as collaborative consumption
- official copy of your birth registration
- a place of shelter which keeps a person safe
- a legal contract between a tenant and a landlord
- promise to repair any defects in a product
- loan from financial institution such as a bank
- things insurance policy will not cover
- money that is lodged with the Rental Bond Board
- the things that an insurance policy covers
- the company that is providing the insurance
- a central fund of money
- levy an additional tax of 2%
- expenses are the same amount every time
- the person who owns the premises being rented
- the exact condition of a property
Down
- person who is covered by the insurance policy
- a period of time after a sale contract
- the main federal government welfare agency
- the money to be paid to receive insurance cover
- items that allow you to reduce your tax
- work for community thats non profit
- high-cost, short-term and small amount loan.
- work to gain knowledge or experience
- money that covers expenses in event of a loss
- one off costs
- a list of income and likely expenditures
- those costs that keep on recurring
- plastic card that allows you to buy digitally
28 Clues: one off costs • a central fund of money • levy an additional tax of 2% • the exact condition of a property • those costs that keep on recurring • work for community thats non profit • work to gain knowledge or experience • a period of time after a sale contract • things insurance policy will not cover • also known as collaborative consumption • ...
Health Insurance 2025-10-22
Across
- period from date of employment to date insurance is in force
- a government health insurance premium for individuals 65 and older
- period , a specific period after a premium payment is due in which consumer may make payment
- a demand for payment of benefits
- termination of the policy because consumer has failed to pay premium within the time required
- an insurance company representative, licensed by the state
- physical or mental disability resulting from injury or illness
- a policy is renewable each
- benefits which include hospital, surgical, and doctor's visits
- comprehensive health care group (abbr.)
Down
- any chance of loss
- benefits paid in a predetermined amount in the event of a covered loss
- agreement attached to policy which exempts coverage for certain conditions normally covered
- amount payable by insurance company for coverage
- medical, health insurance to finance the cost of major illness and injury
- term disability- offered for prolonged illness
- renewable contract- one which the insured has the right to continue
- period, time between the period of disability and the beginning of disability income insurance benefits
- specific conditions for which policy will not pay
- the amount of charges that must be absorbed by the protected person before benefits are paid by the company
- non payment of premium
- benefits paid if someone dies
22 Clues: any chance of loss • non payment of premium • a policy is renewable each • benefits paid if someone dies • a demand for payment of benefits • comprehensive health care group (abbr.) • term disability- offered for prolonged illness • amount payable by insurance company for coverage • specific conditions for which policy will not pay • ...
Insurance types 2022-06-27
Across
- Liability (Dram), coverage for bodily injury or property damage caused by an intoxicated person who was served liquor by the business owner.
- Liability/Errors & Omissions, Coverage for professional services in the event of an error (does something wrong) or omission (does not do something they're supposed to) that leads to financial loss (as opposed to bodily injury or property damage)
- Liability, protects businesses from Internet-based risks and risks relating to information technology infrastructure, information privacy, information governance liability, etc. Keywords: Malware, Data Breaches, Cyber Security, Operational Risk, Service Risk, Cyber Attacks
- Risk, Specialty type of Property Insurance that protects a person's or organization's insurable interest in materials, fixtures and/or equipment awaiting installation during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss.
- Auto, Covers the cost of an auto accident if the business owner or an employee is at fault.
- Marine, Specialty type of Property Insurance that protects moveable equipment away from the business owner's premises.
- Insurance, Coverage for a flying vehicle Business Owners Policy, Combination of General Liability and Property
- Liability, Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.
- Covers the business owner's building and contents in case of a covered loss such as water/fire damage or theft.
- provides coverage against all risks of physical loss or damage to freight during the shipment from any external cause during shipping.
- Insurance, Coverage for a boat
- Risk, Lessor's Risk Only (LRO) Insurance, also known as the Landlord's Insurance, is a specific type of property and liability coverage designed for building owners.
- Insurance, livestock owned by the business.
Down
- Personal Property, Business Personal Property covers everything inside of a building. If you were to open the door and shake everything out, everything that came out would be covered under Business Personal Property.
- Interruption Insurance, replaces income lost in the event that business is halted for some reason, such as a fire or a natural disaster.
- pays to repair or replace a vehicle you don't own if it is damaged by a collision, fire, theft, explosion, or vandalism while you are towing or hauling.
- Insurance, protects a property owner against damage caused by fires, severe storms, hail/sleet, or other natural events (hazards).
- Liability / Unladen Liability, provides coverage for truck drivers when they are operating their trucks in a non-trucking capacity BOB Tail- covers your return trip after delivering the freight trailer to its destination. Without the trailer attached,
- Liability, Protects the business owner from any claims for bodily injury property damage and personal/advertising injuries. Also covers products and completed operations (means that the work done is still covered even after the job has been completed).
- Practices Liability, often referred to as EPLI or EPL, covers businesses against claims by workers that their legal rights as employees of the company have been violated (i.e. Claims of Sexual harassment, Discrimination, Wrongful termination.)
- Liability, manufactures/sells/relabels a product that has a defect and that defect causes injury or property damage, your business could be held liable. This insurance type covers the risk of defects, in case your product is faulty.
- Insurance, Insurance for crops grown by an agricultural business. If the customer is looking for coverage while the crops are being transported, please use Commercial Auto (Cargo) and use the correct trucking category.
- Liability, Media liability is a type of Professional Liability. It covers the Personal/Advertising injuries (e.g. libel, slander, and copyright infringement) just like a normal Commercial General Liability policy would except typically the General Liability's policy coverage for Personal/Advertising injuries would exclude these types of injuries for businesses primarily engaged in advertising, publishing, broadcasting, or similar activities. Media liability exists to fill in those gaps. It's extra coverage for these types of businesses.
- , type of professional liability insurance intended to cover medical practitioners, lawyers, or public officials.
- Keepers Liability, auto dealers/repair shops. This will cover vehicles (not belonging to the business owner) in case of damage from unforeseen circumstances (like a natural disaster).
- and Officers Liability, protects the personal assets of company directors and officers in the event they were sued while acting in their capacity as a director or officer. Most commonly requested by non-profit companies.
26 Clues: Insurance, Coverage for a boat • Insurance, livestock owned by the business. • Auto, Covers the cost of an auto accident if the business owner or an employee is at fault. • Insurance, Coverage for a flying vehicle Business Owners Policy, Combination of General Liability and Property • ...
Insurance Terms 2022-09-13
Across
- ___________ amount. The difference between the billed amount and the discounted amount for network providers
- % member pays after deductible
- - a specific number of visits or dollar amount the plan will pay for (either per year or sometimes lifetime)
- - The constitution of the plan
- ___________ billed. Amt non-network prov can charge member above their coinsurance.
- fixed amount member pays (usually deductible waived
- - Required by the plan in advance to determine if a procedure will be covered
- The Federal Governing Body that sets standards for Self-Funded insurance plans
- - a critical piece of information that tells us who is covered, under which plan, during what time fame
- - Inpatient ____________ that informs QH of someone admitting into a hospital or other overnight facility
Down
- ____________ necessity - typically the determining factor in deciding if a procedure is covered
- a group of providers not in contract with insurance
- the maximum amount the member will pay in a plan year for covered expenses
- a group of providers in contract with insurance
- - recommended by the plan (required by QH) to see if a person can / should have a procedure
- Amount the member pays before benefits kick in
- ________ and Customary - The reimbursement rate that quantum will agree to pay for non-network providers
- - services usually covered 100% by most plans (wellness exams, colonoscopy screenings, screening mammograms, etc)
- A fixed amount a member pays to have access to insurance
- not covered by the plan
20 Clues: not covered by the plan • % member pays after deductible • - The constitution of the plan • Amount the member pays before benefits kick in • a group of providers in contract with insurance • a group of providers not in contract with insurance • fixed amount member pays (usually deductible waived • A fixed amount a member pays to have access to insurance • ...
Liability Insurance 2019-02-10
Across
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- A legal wrong arising from a duty fixed by law.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- A law set down in a government act and passed by legislation
- It's subject of liability insurance
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- Quebec system of civil law.
- Failure to use the degree of care expected from a reasonable or prudent person
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
Down
- Responsible for Police, fire, water.
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- A person who enters onto premises under a contract with the occupier.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- The act of holding possession of a property or premises.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- A person who has permission to enter premises for his or her own purposes.
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
Liability Insurance 2019-02-10
Across
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- Quebec system of civil law.
- Responsible for Police, fire, water.
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- A person who enters onto premises under a contract with the occupier.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
Down
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- Failure to use the degree of care expected from a reasonable or prudent person
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- The act of holding possession of a property or premises.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- A person who has permission to enter premises for his or her own purposes.
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- It's subject of liability insurance
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- A legal wrong arising from a duty fixed by law.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- A law set down in a government act and passed by legislation
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
New Insurance 2020-03-27
Across
- _______is a Cost Sharing plan with PHCS or Multiplan on the card.
- What does HPE stand for? (Hospital _______ Eligibility)
- _________ characters are not allowed when entering claims information into Epic.
- What plan do we set up for the group number 3052? HP ______
- To have _______for Life a patient must have Medicare Part A and Part B.
- What plan am I if my group number is one of the following: SICYMT, SICYNO, SICYSO? (UCARE _______PLUS MEDICARE)
- Use Alt Sub ______ when an insurance company has a different name listed on a card.
- When determining an insurance plan from the payer matrix, you should always review the corresponding _________ bookmark for additional details that may not be listed on the matrix.
- The person who owns the insurance.
- When the patient is not the subscriber 4 fields need to be completed. Subscriber ID, DOB, Name, and _______.
Down
- Plan that supports a Medicare plan.
- Medica IFB plan with a care type of Harmony. Medica IFB ________ Network.
- The person who is responsible for the bill.
- Member ________ to subscriber “patient’s relationship to the subscriber”.
- MEDICA ADV SOLUTION EDGE is a Medicare _________.
- Family _______ must be included as part of the member and subscriber ID number.
- When the former employee has the opportunity to receive insurance coverage through an old employer.
- When a patient has multiple insurance plans, ________ order is the order in which the insurance company is billed.
- Hennepin County ______ Access, is a discount program not a medical insurance.
- The ______ rule is used to determine filing order for a child with two coverages when parents are married to each other or living together.
20 Clues: The person who owns the insurance. • Plan that supports a Medicare plan. • The person who is responsible for the bill. • MEDICA ADV SOLUTION EDGE is a Medicare _________. • What does HPE stand for? (Hospital _______ Eligibility) • What plan do we set up for the group number 3052? HP ______ • _______is a Cost Sharing plan with PHCS or Multiplan on the card. • ...
Marine Insurance 2013-07-28
Across
- charter party is used in a _________ service.
- fit and suitably manned and equipped to encounter the perils of the sea
- duty of both parties in the insurance contract to disclose all material facts about the risk proposed whether requested or not
- marine insurance is a contract of ______________
- international trade terms
- similar to CIF except marine insurance on goods shipped are arranged by the buyer
- issued when goods are actually loaded on board the vessel
- issued by carrier covering a carriage involving the participation of succession of carriage
Down
- bill of lading is used in a _________ service.
- an insurance contract whereby an insurer is undertakes to indemnify an insured, in the manner and to the extent agreed against marine loss
- earning of ship-owners for the carriage of goods
- no superimposed clause or notation which expressly declare a defective condition or the goods and/or packaging that are loaded on board the vessel
- warranty appeared in the policy
- without it, insured will claim from the negligent third party as well as the insurer and stands to make a profit
- warranty do not appeared in policy but incorporated into the policy under marine law
- an undertaking of the insured that some particular thing shall be done or shall not be done or that some condition shall be fulfilled
- fact which would influence the judgement of a prudent insurer in fixing the premium or determining whether he will accept the risk or not.
- insured is only entitled to claim under the insurance if he has insurable interest on the cargo at the time of _______.
- bl stating the goods or packaging have been loaded on board the ship in a damage or defective condition
- insurance cover goods in transit which involved in international trade
20 Clues: international trade terms • warranty appeared in the policy • charter party is used in a _________ service. • bill of lading is used in a _________ service. • earning of ship-owners for the carriage of goods • marine insurance is a contract of ______________ • issued when goods are actually loaded on board the vessel • ...
INSURANCE 101 2016-02-16
23 Clues: DP3 • HO4 • HO6 • HO3 • THEFT • CONDO • SHAKE • IMPACT • VEHICLE • CONTACT • EVERYONE • COMPREHENSIVE • NEED TO BE ON • PERIL COVERAGE • INJURY SLANDER • EXP LOSS OF USE • ACTUAL CASH VALUE • PERSONAL LIABILITY • PAYMENTS TO OTHERS • HEADLIGHTS NEED TO BE ON • NOT ALLOWED WHILE DRIVING • ALARMS DETECTOR OF SMOKE • DATES START AND END OF COVERAGE
INSURANCE ESSENTIALS 2016-05-17
Across
- a condition within an exposure that may lead to an incident
- a cause of loss
- an incorporated insurance company owned by its policyholders
- a technique of transferring the risk of an individual or organization to another by means of a contract
- a form of reinsurance using offer and acceptance of individual risks
- / a statement that promises or guarantees that something is absolutely true or will be true in the future
- a failure to exercise care an ordinarily prudent person would use to protect others from unreasonable risk of injury
- a type of negligence when a person adds in any way to his/her own injury and is barred from recovery
- an underwriting concept to encourage an insured to purchase insurance equal to the full value of the property
- an insurance company that is authorized and licensed to do business in a state
- an accident, including continuous or repeated exposure to substantially the same conditions
- a London association of private underwriters, each of whom underwrites insurance contracts on a basis of personal liability
Down
- a rating that considers the individual loss experience of a particular insured
- money for damages in excess of the amount required to compensate for loss, imposed to punish and deter conduct
- the amount of loss which an insured must pay before the insurance company will pay its portion of the loss
- the process of selecting a risk and assigning a proper rating classification to calculate the correct premium
- the intentional deceit of a person by failing to disclose complete and correct information
- right of an insurance company to recover money paid to an insured for a loss when the loss is someone else’s fault
- an insurance company formed and domiciled in a country outside the united states
- any act of stealing
- the removal of a right by acting in a manner that is inconsistent with that right
- an individual who aids in placing risks as the agent of the buyer
- someone who has rightful possession of the property of another
- not enough business personal property to conduct normal operations, in a broad sense, it means no contents
- the chance of loss; the uncertainty of loss
25 Clues: a cause of loss • any act of stealing • the chance of loss; the uncertainty of loss • a condition within an exposure that may lead to an incident • an incorporated insurance company owned by its policyholders • someone who has rightful possession of the property of another • an individual who aids in placing risks as the agent of the buyer • ...
Insurance Vocab 2016-05-04
Across
- Someone who relies on someone else for income and care
- The money paid to an insurance company to purchase a policy
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- When the act of insuring an event increases the likelihood that the event will happen
- The risks covered and amount of money paid for losses under an insurance policy
- Provides payment for extended nursing care due to accidents, illness, or old age
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- Cash set aside that can be used to cover the costs of unexpected expenses
Down
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- Provides payments for both liability and property insurance on a vehicle
- A person who owns the insurance policy
- Provides money to pay for health care for illness, injury, or, in some cases, preventive care
- Provides payment to beneficiaries who were named by the insured person
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- Doing something in the home without pay that takes raw materials along with a family member's skill, experience, knowledge, and household equipment, to produce a useful product or service
- The chance of loss from an event that cannot be entirely controlled
- A financial product purchased by many people facing a similar risk to protect against the risk of larger losses.
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- Provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- The donation of a product or service in place of cash
- Someone who receives money if the insured person dies
25 Clues: A person who owns the insurance policy • The donation of a product or service in place of cash • Someone who receives money if the insured person dies • Someone who relies on someone else for income and care • The money paid to an insurance company to purchase a policy • The chance of loss from an event that cannot be entirely controlled • ...
Insurance Vocab 2016-05-04
Across
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- When the act of insuring an event increases the likelihood that the event will happen
- A person who owns the insurance policy
- Cash set aside that can be used to cover the costs of unexpected expenses
- Someone who relies on someone else for income and care
- A financial product purchased by many people facing a similar risk to protect against the risk of larger losses.
- The money paid to an insurance company to purchase a policy
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
Down
- Provides money to pay for health care for illness, injury, or, in some cases, preventive care
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- The donation of a product or service in place of cash
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- Provides payment to beneficiaries who were named by the insured person
- The chance of loss from an event that cannot be entirely controlled
- Someone who receives money if the insured person dies
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- The risks covered and amount of money paid for losses under an insurance policy
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
21 Clues: A person who owns the insurance policy • The donation of a product or service in place of cash • Someone who receives money if the insured person dies • Someone who relies on someone else for income and care • The money paid to an insurance company to purchase a policy • The chance of loss from an event that cannot be entirely controlled • ...
Car insurance 2025-06-03
Across
- Couverture
- Bonus-malus
- Pare-brise
- Police d’assurance
- Renouvellement
- Assurance tous risques
- Assureur
- Assurance auto
- Souscription
- Titulaire de la police
- Incendie
- Indemnisation / Paiement
- Courtier
- Responsabilité
- Plaque d’immatriculation
Down
- Assistance routière
- Vol
- Collision
- Vandalisme
- Dommages
- Réclamation / Sinistre
- Franchise
- Assurance au tiers
- Constat d’accident
- Historique de conduite
- Prime d’assurance
- Résiliation
- Permis de conduire
28 Clues: Vol • Dommages • Assureur • Incendie • Courtier • Collision • Franchise • Couverture • Pare-brise • Vandalisme • Bonus-malus • Résiliation • Souscription • Renouvellement • Assurance auto • Responsabilité • Prime d’assurance • Police d’assurance • Assurance au tiers • Constat d’accident • Permis de conduire • Assistance routière • Réclamation / Sinistre • Historique de conduite • Assurance tous risques • ...
Insurance and Billing Terms Crossword 2025-09-08
Across
- The amount an insurance company agrees to pay a provider for a specific service. This amount differs from the session charge and can vary based on whether you are in-network or out-of-network with that particular insurance.
- A two-digit or alphanumeric code added to a CPT code to provide extra information about the service, required by some insurances for teleheath services, services performed under supervision, etc.
- Number Issued by the IRS for businesses and used in place of SSN for tax reporting and payroll. This unique 9 digit number is linked directly to you business and NPI2.
- When an insurance claim is processed and reviewed, but the insurer decides not to pay, either partially or entirely, often due to coverage limitations, medical necessity, policy exclusions, or due to missing modifiers.
- State Medicaid identifier (term often used in Oregon and some other states) needed if you plan to bill Medicaid.
- Code, A five-digit code used to describe services provided by healthcare professionals. It informs insurers about the service performed, enabling them to determine how to reimburse.
- The process of establishing agreements with insurers regarding covered services, reimbursement rates, and billing rules. After contracting is completed, the provider is considered “in-network” with that insurance.
- Document from insurer explaining how a claim was processed, what was paid, denied, or adjusted, and why.
- The amount a client must pay before insurance begins to cover services.
Down
- A detailed itemized list of services provided to the patient, generated from the EHR. Superbills include CPT/HCPCS codes, ICD codes, and fees and can be used by patients to submit for reimbursement or by billing staff to create insurance claims.
- Fixed amount the client pays per session.
- Percentage of cost the client pays after the deductible is reached.
- Medicare-issued identifier number that identifies you as a Medicare-enrolled provider.
- Similar to a scrub error, this occurs when the EHR submits the claim to insurance, but the insurance rejects the claim and refuses to process it. These errors typically involve missing or incorrect codes, patient information, or insurance details, preventing the claim from being processed by insurance.
- The process of an insurance company verifying a provider’s qualifications, licensure, education, and experience.
- Electronic Funds Transfer, The electronic movement of money from payer to provider (or between bank accounts) instead of paper checks. In healthcare, used to deposit insurance payments directly into provider accounts.
- Maximum, The most a client pays in a year; after that, insurance covers 100%.
17 Clues: Fixed amount the client pays per session. • Percentage of cost the client pays after the deductible is reached. • The amount a client must pay before insurance begins to cover services. • Maximum, The most a client pays in a year; after that, insurance covers 100%. • Medicare-issued identifier number that identifies you as a Medicare-enrolled provider. • ...
LD Final 1 2025-06-24
Across
- Loss Draft issued by the insurance company as payment for the damages
- Release of funds from banked claim funds
- A supplemental document to the adjuster's report providing additional information about the payments.
- This is a letter stating the homeowner would like to do the repairs themselves.
- Documents that show what has been paid for by the borrower out-of-pocket.
- An insurance agent will have to verify the _________ in addition to the claim or policy #.
- Repair requiring a licensed contractor
- What is needed to release additional funds after the initial draw
- Once all repairs are completed, the insurance company will release ________ depreciation.
- A W9 is needed for all banks when the loan is in…
- A list of materials needed to complete the repairs
- Document filled out by contractor only, needed before final draw
- Account on loan where claim funds are held during processing
- A caller is not fully verified until they have provided ________ verification points.
- The actual cost to replace a structure at its pre-loss condition.
- Tax document needed to make check payable to third party
- Whose name is the Lender Placed Insurance claim check made out to?
- Document needed for USDA claims specifically
- Where will Lender Placed Insurance Department send the claim check and adjuster's report?
- repairs Repairs completed without the use of a contractor
- The maximum amount the insurance company will issue for a claim
- When mortgage payments are made on time they are...
- The total issued by the insurance company after the deductible & depreciation have been removed from the Replacement Cost Value
- A requirement on every call, no matter the caller.
- When the borrower's original adjuster's report does not include all the damages, the insurance company may issue _________.
Down
- Claim estimate from insurance company, needed before first draw
- Document signed by borrower, needed before first draw (except for Freedom loans)
- If a borrower has Lender Placed insurance, who is typically their insurance company?
- State Farm is an example of ________ insurance
- If the original adjuster's report did not include all of the damages the insurance company paid out for, it needs to be ________.
- Claim payment document from insurance company, needed before first draw
- The value of a property that is lost over time due to factors such as age and wear and tear.
- The court documentation explaining why a specific check amount was issued if no adjuster's report is available.
- Court document stating a person will have authorization to represent or act on another's behalf while alive.
- Another name for USDA
- The value of the damaged or destroyed item(s) at the time of the loss.
- The entity that represents the homeowner in a court case.
- We ask that the check be __________ before it is sent to Loss Drafts, in case we need to deposit it for any reason.
- When mortgage payments are past due they are…
- Insurance provided on the mortgage company's behalf
- How we determine loan status for BOA & USDA loans
- What is needed for Loss Drafts to be able to speak with anyone other than a named borrower on the loan?
- How we determine loan status for non-BOA & non-USDA loans
- The process where the check is deposited and funds are disbursed throughout the repairs.
- The process where a check is signed and sent back to the borrower.
- The amount the insured is responsible for in case of a loss
46 Clues: Another name for USDA • Repair requiring a licensed contractor • Release of funds from banked claim funds • Document needed for USDA claims specifically • When mortgage payments are past due they are… • State Farm is an example of ________ insurance • A W9 is needed for all banks when the loan is in… • How we determine loan status for BOA & USDA loans • ...
