insurance Crossword Puzzles
Who To Contact At PBSSM For... 2021-06-03
Across
- HR related concerns
- send patient billing complaints to
- Dr. Shah surgical scheduling
- Monmouth, Ocean, Middlesex County outgoing referrals
- in house DME billing questions
- health insurance diagnostic imaging
- surgical insurance verification for major med
- Botox primarily
- Botox coverage if primary is unavailable
- MVA questions 1st
- send MVA insurance verification actions to
Down
- uniforms
- patients contact for DME fitting questions
- hospital consult and op reports 1st
- office visit insurance verification for major med
- MVA questions 2nd
- non-surgical billing questions
- Burlington, Gloucester, Camden County outgoing referrals
- disability paperwork 2nd
- hospital consult and op reports 2nd
- disability paperwork 1st
- Mercer and Hunterdon County outgoing referrals
- Tricore - clocking in/out issues
- Mazlin medication refills and general questions
- MVA diagnostic precerts and MVA Balar injection precerts
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • hospital consult and op reports 2nd • ...
Jennings Insurance Agency 2019-01-25
Across
- Jetskis, motorhomes, boats are examples of _ vehicles.
- What we drive?
- The type of insurance you need when renting?
- Where you live?
- Restaurant located beside Jennings Insurance Agency.
- For weddings, parties and such...this is the type of insurance coverage one needs.
- "Nationwide is on Your _"
Down
- Insurance Agency Owner
- Insurance Company
- A board game, but also, insurance everyone should have.
- Most people choose not to have this coverage on their homeowners policy.
- _, Hope and Love..The name of the road Jennings Agency is located.
- An estimate of what your insurance will cost.
13 Clues: What we drive? • Where you live? • Insurance Company • Insurance Agency Owner • "Nationwide is on Your _" • The type of insurance you need when renting? • An estimate of what your insurance will cost. • Restaurant located beside Jennings Insurance Agency. • Jetskis, motorhomes, boats are examples of _ vehicles. • A board game, but also, insurance everyone should have. • ...
austin mcpherson 2015-01-13
Across
- the amount of money you pay to the insurer
- a contract
- you cant take out insurance without this
- the amount of money you get from the person that died life insurance
- person contract
Down
- buy policy
- the person that is insured
- is the insurance that pays the person that was close to the person on life insurance
- allows the policy holder to change the terms
- the amount of protection
- state farm,
- attachment to an insurance policy
- the person that gets the benefit out of it
- the beneficiary is payed with the dace value
14 Clues: buy policy • a contract • state farm, • person contract • the amount of protection • the person that is insured • attachment to an insurance policy • you cant take out insurance without this • the amount of money you pay to the insurer • the person that gets the benefit out of it • allows the policy holder to change the terms • the beneficiary is payed with the dace value • ...
Chapter 9 Key Words Part I 2025-03-12
Across
- the amount of money you will pay out of pocket before the insurance company will make a payment
- A type of Insurance that protects against claims resulting from personal injury or property damage as the result of an auto accident
- A type of Insurance that protects for loss or damage to your vehicle caused by something other than a collision (such as vandalism)
- an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- a formal request by a policyholder to their insurance company for compensation for a covered loss
Down
- the amount of time after the premium is due in which a policyholder can make a premium payment without suffering a lapse (break) in coverage
- the contract between an insurance company and the insured individual
- A type of Insurance that protects for destroyed or stolen personal property for a renter
- A type of Insurance that is optional extended liability coverage that can be added to auto and homeowners policies
- A type of Insurance that protects for damage to your car resulting from a collision with another car or object
- A type of Insurance that protects for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- the amount of liability protection offered to an individual through an insurance policy
- the payments an individual makes each time they get medical service
- the amount of money paid for an insurance policy
14 Clues: the amount of money paid for an insurance policy • the payments an individual makes each time they get medical service • the contract between an insurance company and the insured individual • the amount of liability protection offered to an individual through an insurance policy • ...
Crosswork Puzzel Project 2024-04-22
Across
- An insured individual's share of the costs of a covered expense.
- The person or entity that you legally designate to receive the benefits from your financial products.
- Each day that a given patient is provided access to a prescribed therapy.
- Any service or supply covered by a health insurance plan in the normal course of a patient's healthcare.
- They do not stay overnight in a hospital or inpatient facility.
- A means of protection from financial loss.
- Drugs and medications.
- The amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- A fixed amount you pay for a covered health care service after you've paid your deductible.
- Anything that exposes you to the risk of losing something of value.
- The failure to take reasonable action to prevent damage or harm to either a person or property.
- The amount of risk or liability that is covered for an individual by way of insurance services.
- A request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
Down
- Span a wide spectrum, from building damage caused by a fire, to natural catastrophes, to supply chain disruptions.
- The money paid to a healthcare provider to cover the expenses of the services provided.
- Payments for losses that are covered by your insurance policies.
- Those that do not participate in that health plan's network.
- Covers treatments that require hospitalization.
- Someone without insurance.
- A service that uses video calling and other technologies to help you see your doctor or other health care provider from home.
- A document detailing the terms and conditions of a contract of insurance.
- The principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss.
- A health care provider that has a contract with your health plan to provide health care services to its plan members at a pre-negotiated rate.
- The amount you pay each month to keep your insurance policy active.
- The amount you pay for covered health care services before your insurance plan starts to pay.
25 Clues: Drugs and medications. • Someone without insurance. • A means of protection from financial loss. • Covers treatments that require hospitalization. • Those that do not participate in that health plan's network. • They do not stay overnight in a hospital or inpatient facility. • An insured individual's share of the costs of a covered expense. • ...
Sultz and Young Chapter 4 2024-12-13
Across
- term used to refer to individuals that are insured by a public health insurance plan
- category of NHEs reflecting "annual health spending in the US by type of good or service delivered
- type of insurance ensuring nondiscrimination against groups with varying risk characteristics
- any mechanism that gives people the ability to pay for healthcare services
- term for when providers are paid a preset amount in advance for services
- mechanism for protecting people and organizations from risk
- excessive or improper use of a thing
Down
- International organization committed to democratic principles and economic progress
- health insurance programs are implemented and controlled by the company itself because the company is large
- act opening participation of insurance to the employer-based market, allowing the rapid proliferation of managed care plans
- private, non-profit insurance empire growing out of Baylor Hospital
- category of NHEs based on the historical health expenditures and are estimates of spending over the next decade
- false representation of fact(billing for unnecessary medical services, paying for referrals)
- gross domestic product
- part of the CDC and is responsible for reporting NHEs and trends
- amount members pay for health insurance bi-weekly or monthly
16 Clues: gross domestic product • excessive or improper use of a thing • mechanism for protecting people and organizations from risk • amount members pay for health insurance bi-weekly or monthly • part of the CDC and is responsible for reporting NHEs and trends • private, non-profit insurance empire growing out of Baylor Hospital • ...
Personal Finance Crossword Puzzle 2020-03-30
Across
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement.
- An independent membership corporation that provides protection against the cost of hospital care.
- Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- A federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities. The program is administered by the Centers for Medicare and Medicaid Services.
- A provision that allows the insured not to forfeit all accrued benefits.
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- Pays part or all of hospital bills for room, board, and other charges.
- A contract that provides a regular income, typically for as long as the person lives.
- Provides benefits for doctors’ fees for nonsurgical care, x-rays, and lab tests.
Down
- The amount received after giving up a life insurance policy.
- A type of major medical insurance that has a very low deductible and is offered without a separate basic plan.
- A provision stating that the insurer cannot dispute the validity of a policy after a specified period.
- A person designated to receive something, such as life insurance proceeds, from the insured.
- Combination of hospital expense insurance, surgical expense insurance, and physician expense insurance.
- A program of medical assistance to low-income individuals and families.
- Prepaid health plans that provide comprehensive health care to members.
- A network of selected contracted, participating providers; also called an HMO-PPO hybrid or open-ended HMO.
- A network that renders medical care from affiliated health care providers.
- A method of integrating the benefits payable under more than one health insurance plan.
- Pays for the cost of day-in, day-out care for long-term illness or disability.
- A method of evaluating the cost of life insurance by taking into account the time value of money.
- A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- Provides payments to replace income when an insured person is unable to work.
- A life insurance agent who has passed a series of college-level examinations on insurance and related subjects.
- A risk in which there is a chance of either loss or gain.
- A benefit under which the company pays twice the face value of the policy if the insured’s death results from an accident.
- A situation in which a person is held legally responsible for the actions of another person.
- An independent membership corporation that provides protection against the cost of surgical and medical care.
- Life insurance that does not provide policy dividends; also called a nonpar policy.
- A provision under which both the insured and the insurer share the covered losses.
31 Clues: A risk in which there is a chance of either loss or gain. • The amount received after giving up a life insurance policy. • Pays part or all of hospital bills for room, board, and other charges. • A program of medical assistance to low-income individuals and families. • Prepaid health plans that provide comprehensive health care to members. • ...
Health Insurance Terms 2021-10-15
Across
- End Stage Renal Disease.
- Health Maintenance Organization.
- After a deductible is met, the patient shares responsibility for payments with the insurance company.
- Dual-Eligible Special Needs Plan
- The first insurance a patient will use for claims.
- Employer-sponsored or privately purchased insurance.
- Federal health insurance for individuals 65 or older, some younger individuals with disabilities, and individuals with End Stage Renal Disease.
Down
- Covers the cost of medical expenses incurred by the insured.
- The amount a patient must pay to obtain a health insurance plan.
- A small, fixed amount outlined in the patient's insurance policy that is paid each time a covered service is provided.
- Federal and state program for individuals with limited income and resources.
- Preferred Provider Organization.
- The annual amount a patient must pay before their plan begins to pay.
- Insurance verification tool for Ohio Medicaid.
- Another term for a Medicare supplement.
15 Clues: End Stage Renal Disease. • Health Maintenance Organization. • Preferred Provider Organization. • Dual-Eligible Special Needs Plan • Another term for a Medicare supplement. • Insurance verification tool for Ohio Medicaid. • The first insurance a patient will use for claims. • Employer-sponsored or privately purchased insurance. • ...
Auto Insurance Crossword 2024-12-02
Across
- Client retains unrestricted rights to bring suit against negligence party (ex pain and suffering)
- Pre-insurance photo inspection required by law by drivers applying for physical damage coverage for a used vehicle. (FL, NJ, NY, RI, and Mass)
- each party's own Insurance company pays for their own medical expenses and related cost after an accident. Regardless of who is at fault
- a form that is proof of car insurance, issued by an insurance agent, and only available in NC
- Covers the expenses related to the damage of another person's property
- Protects you if you're in an accident caused by a driver that doesn't have enough insurance
- Covers the expenses related to the injury or death of another driver or a pedestrian
- Client can only sue for actual damages
Down
- Protects you if you're in an accident caused by a driver who doesn't have insurance
- Pays for damage to your vehicle by a accident with an other object or vehicle
- Specific conditions or situations listed in your policy that are not covered by your insurance
- Covers damage to your vehicle caused by things such as theft, vandalism, fire, or other natural disasters
- A request made to your insurance company to cover your loses or damages according to the terms of your policy
- Form submitted to the state DMV by the insurance carrier that shows the client carries sufficient coverage to meet their state minimum liability requirement
- An Auto policy endorsement that covers medical expenses related to a vehicular accident
- This is also known as no-fault insurance
16 Clues: Client can only sue for actual damages • This is also known as no-fault insurance • Covers the expenses related to the damage of another person's property • Pays for damage to your vehicle by a accident with an other object or vehicle • Protects you if you're in an accident caused by a driver who doesn't have insurance • ...
Money 2019-07-24
Words 2022-09-27
Types of Insurances 2022-12-05
Across
- Theft Protection: Provides the service of a financial counselor to correct any negative financial outcomes in the event your identity is stolen
- Care Insurance: Policy that covers the cost of nursing home or in-home care; recommended for individuals age sixty and over
- Insurance: A form of insurance that combines elements of life and health insurance and pays you for income lost due to a disabling injury or illness
- Insurance: Covers your belongings within your rental property in the event of a loss (due to theft, fire, natural disaster, etc.)
- Insurance: Provides protection for property like homes, cars, and household possessions, in addition to protection from liability as a result of their use; this includes auto insurance, homeowners insurance, and renters insurance
- Amount you pay monthly, quarterly,semiannually, or annually to purchase different types of insurance
Down
- Insurance: Covers the cost of your home and belongings contained within your home in the event of a loss (due to theft, fire, natural disaster, etc.)
- Insurance: Pays for costs related to your health (eg, doctor visits, hospital stays, and diagnostic tests)
- Insurance: Provides funds to a designated beneficiary (the recipient of assets
- on from the death of a friend or relative) or beneficiaries in the event of an insured’s death; helps replace a parent’s or spouse’s lost income in the event of death so that dependent children and spouses can still be cared for financially
- Amount you must pay before you begin receiving any benefits from your insurance company
- Paperwork filed with an insurance policy in order to get them to cover a loss for someone they insure
- Insurance: Protects an individual in the event of a lawsuit due to injury on one’s personal property or as the result of an automobile accident
13 Clues: Insurance: Provides funds to a designated beneficiary (the recipient of assets • Amount you must pay before you begin receiving any benefits from your insurance company • Amount you pay monthly, quarterly,semiannually, or annually to purchase different types of insurance • ...
MassMutual Coverpath Life Insurance Product Crossword 2023-03-30
Across
- Many whole life insurance policies are “participating,” which means they may receive _____. These can be used toward premium payments, to add to the cash value, or to increase the size of the death benefit of the insurance policy. These are not guaranteed, and their payment typically depends on the operating results of the insurance carrier. (MassMutual has paid _____ on qualifying policies since 1869.)
- For Whole Life insurance, law requires that due to permanent life insurance policies building cash value, the owner must be vested in this value and the value must be available to the Owner, in the event the policy lapses before the policy is paid-up. A Policy lapses to its _____ at the end of the grace period due to non-payment of premiums if the policy does not have an Automatic Premium Loan (APL) provision, enough value to APL, or if the client requests to do so.
- At time of lapse, net policy value, as of the paid-to date, is used to purchase a paid-up policy of the same type as the original policy with a reduced face amount or reduced income at maturity. _____ is a level amount of insurance for the lifetime of the insured, but for a reduced face amount, and with no additional premiums due.
- The _____ allows the policyowner to purchase additional participating paid-up life insurance on the policy date of the base policy and on each policy anniversary without evidence of insurability, provided this rider is in effect.
- The Technical and Miscellaneous Revenue Act of 1988 (TAMRA) created a category of life insurance policies referred to as _____. The purpose of this classification was to distinguish between policies purchased primarily for death benefit protection versus those that were purchased for federal income tax advantages. In other words, a _____ is a policy that was funded too rapidly. Once a policy is classified as one, it receives less advantageous federal income tax treatment than non-_____ life insurance policies.
- The _____ Rider, available at no additional cost, allows the policyowner to receive an advance of policy death benefits when MassMutual receives satisfactory proof that the insured has a terminal illness, expected to result in death within a stated time frame, typically 12 or 24 months. The funds may be used for any purpose, but typically will be used to pay medical and living expenses of the insured.
- With _____ insurance, you’re guaranteed a death benefit, and you’re able to build cash value over time. Your cash value grows tax deferred so it’s there when you need it. In addition, you have the opportunity to earn dividends, which are not guaranteed.
- A _____ is an amendment to an insurance policy that becomes a part of the insurance contract and expands or limits the benefits payable.
Down
- A _____ policy from MassMutual can help protect your loved ones in the event of your passing. There are two main types of life insurance: term and permanent.
- ____ life provides you affordable, convenient coverage for a certain amount of time –– the _____ during which you pay your premiums –– and it is often convertible to a permanent policy.
- The _____ guarantees policy owners the right to purchase a specified amount of insurance without evidence of insurability on election option dates. Regular Option Dates occur on the policy anniversaries nearest insured’s ages 25, 28, 31, 34, 37, 40, 43 and 46, if they are subsequent to the attachment date of the rider.
- Annual dividend earned remains in the policy to accumulate at interest.
- If this provision is enabled on a policy, an _____ will be automatically initiated when premium payment is unpaid for 62+ days and the total cash value on the policy is greater than or equal to two months premiums.
- _____ are payments paid towards a life insurance policy to keep the policy in force in exchange for life insurance coverage.
- Annual dividend used to purchase paid-up additional insurance.
- A client can request a _____ to borrow against the cash value in a whole life insurance policy at any time and for any reason. Borrowing against the cash value of a life insurance policy reduces its value and death benefit.
- The _____ Rider provides that premiums for the base policy and riders will be waived if the insured becomes totally disabled, as described in the rider.
- At time of lapse, net policy value, as of paid-to date, is used to carry basic death benefit for as long as amount will purchase on term basis. Loans cannot remain outstanding if lapsing to _____. _____ is a level amount of insurance for a limited period of time. The amount of insurance is the policy's face amount, plus any dividend accumulations and paid-up additions, less any policy debt. The cash surrender value on the date of lapse determines the period of time _____ insurance will be provided. The insurance terminates at the end of this period.
18 Clues: Annual dividend used to purchase paid-up additional insurance. • Annual dividend earned remains in the policy to accumulate at interest. • _____ are payments paid towards a life insurance policy to keep the policy in force in exchange for life insurance coverage. • ...
Revisions and Cancellations 2017-02-14
Across
- A decrease in value of an item over time due to age and condition
- Protects you against damage to property or person where you are responsible
- The minimum amount of money that the insurance company will keep
- Proportionate method of calculating return premium
- contract of insurance
- A change that alters the original terms of the contract
- Replacement value minus deprecation
- Extra Add on to lower deductible for glass when damaged by road hazard debris, an abbreviation for
- The main person driving the vehicle.
- Any glass loss where the cost is $100 or more, any 3 non-chargeable glass losses or any glass loss paid out under the license plate insurance
- Any payment made under any contract of insurance regardless of amount.
- Penalty method of calculating the return premium
- A driver that does not have valid insurance at the time of loss
- Cancellation upon renewal, where no premium is owed
- Extra add on primarily for when you need a rental vehicle after a collision that was your fault
- The portion of the damage payment that the insured is responsible for paying.
Down
- The first party to be paid out in the event of a loss
- A change to an existing policy
- a driver that has insufficient coverage at the time of loss to cover the total costs of damages
- A policy that was not renewed
- An extra add on to a policy or also a change to a policy
- Cause of loss
- Any glass loss less than $100
- The authority given to broker to put insurance in place
- Comprehensive type losses, collision with an animal or bird, bodily injury or property damage claims paid for through just plate insurance, hit and run incidences if reported within 24 hours
- Amount paid in return for the coverages offered by an insurance policy
- Form that allows us to disclose client information to the insurance company; also certifies that the information given to us was true to the best of the client’s knowledge.
- Tickets and offenses
- Waiver of depreciation, an abbreviation for
- A vehicle accident for which you were at fault or partially at fault which resulted in or could result in a payment
- Cannot place insurance in place
31 Clues: Cause of loss • Tickets and offenses • contract of insurance • A policy that was not renewed • Any glass loss less than $100 • A change to an existing policy • Cannot place insurance in place • Replacement value minus deprecation • The main person driving the vehicle. • Waiver of depreciation, an abbreviation for • Penalty method of calculating the return premium • ...
Friday Activity 2024-02-09
Across
- What must you do to prevent more damage after peril
- allows customer to explain issue
- ______ insurance protects vehicle
- In 1950 the first ___ homeowners policy was sold
- usually a yes/no response
- first peril covered by homeowners insurance
- physiological act of hearing sounds
Down
- What city was homeowners insurance introduced (USA)
- _____ insurance protects home
- What type of perils are paid out
- What type of perils are not paid out
- National ____ Insurance Act
- ____ clause makes sure that mortgage company gets paid after loss
- Social ____ Act
- revolves around understanding meaning of sounds
15 Clues: Social ____ Act • usually a yes/no response • National ____ Insurance Act • _____ insurance protects home • What type of perils are paid out • allows customer to explain issue • ______ insurance protects vehicle • physiological act of hearing sounds • What type of perils are not paid out • first peril covered by homeowners insurance • ...
Medical Billing Terminology 2023-01-09
Across
- The amount a patient pays before insurance pays
- If an insurance processed a claim incorrectly, they must do this
- A set amount a patient must pay for any office visit
- The percentage a patient is responsible for after their deductible has been met
- If a claim is submitted incorrectly, we must do this
- The insurance holder
- ICD-10 codes are also known as ___ codes
- The payer of last resort
Down
- Patients are sometimes required to get a __ from their PCP for services to be covered
- If an insurance denies because they believe that another insurance should pay, the patient must resolve the __ of benefits
- A Medicare Advantage plan ___ Medicare
- Code used to indicate services provided
- The insurance sends this to the patient to show how much the patient owes
- An insurance might deny a claim for an old visit due to __ filing
- The person who is legally responsible for the balance
15 Clues: The insurance holder • The payer of last resort • A Medicare Advantage plan ___ Medicare • Code used to indicate services provided • ICD-10 codes are also known as ___ codes • The amount a patient pays before insurance pays • A set amount a patient must pay for any office visit • If a claim is submitted incorrectly, we must do this • ...
Words 2022-09-27
Liability Insurance 2019-02-10
Across
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- The act of holding possession of a property or premises.
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- It's subject of liability insurance
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- Responsible for Police, fire, water.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
Down
- Quebec system of civil law.
- Failure to use the degree of care expected from a reasonable or prudent person
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- A person who has permission to enter premises for his or her own purposes.
- A person who enters onto premises under a contract with the occupier.
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- A law set down in a government act and passed by legislation
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- A legal wrong arising from a duty fixed by law.
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
Other Insurance 2013-02-25
Across
- we are primary on everyone, even the stepchildren. Check once a year on spouse or domestic partner, (natural) children, and stepchildren.
- is an individual plan that we do not coordinate with. We are prime on everyone. (There must be another record for other insurance – No or Yes.) This is for the CSA‘s information only. Must have two lines of other insurance values listed. One line for individual insurance and one line for any other insurance.
- Lady Gaga is the employee of the music industry and has family coverage through UMR. Her date of birth is 6/4/1967. She is married to Billy Bob and his date of birth is 7/4/1966. They have 4 children together. Billy Bob is a stay at home dad and does not work outside the home. What other insurance value would you use.
- there is family coverage under other UMR plan, but because of the birthday rule we are prime for children. Follow the internal COB procedures for the spouse or domestic partner. Pay the charges as prime for employee and children. Check once a year on spouse or domestic partner.
- send delay EOB for other insurance information on spouse. We are prime for the employee and children. Our covered person’s birthday comes first in the year. No need for yearly check on natural children
- Britney Spears is an employee of the pink company and has family coverage through UMR. Her DOB is 7/7/1970. Her 12 year old son is covered under his natural father per court order. What other insurance value would you use.
- there must be a separate record for the spouse and natural children. Follow the internal COB procedures for the stepchildren.
- UMR is secondary on hospital claims for spouse or domestic partner. Please check HealthPlan Database (HPDB) before processing physician charges.
- send delay EOB for employee. UMR is secondary on the employee. Employee is either not an active employee or has ESRD.
- UMR is primary on the employee. Employee is actively at work and over the age of 65 or has ESRD.
- UMR is primary on the employee and spouse or domestic partner.
- COB form to UMR Other Insurance for employee (W-OI). We are prime for employee. Check once a year on employee.
- we are prime for everyone. Check once a year on spouse or domestic partner and children. (CSA calls employer for information and must update CC# on 110 screen.) Spouse does not have insurance at this time.
- UMR is secondary on hospital claims for employee. UMR could be primary or secondary on physician claims. Please check HealthPlan Database (HPDB) before processing physician charges. (There must be another records for spouse or domestic partner.)
- send delay EOB for employee, spouse or domestic partner. UMR is secondary on the employee and spouse or domestic partner. Employee is either not an active employee, or employee, spouse or domestic partner has ESRD.
- no coverage for children under other UMR plan – single coverage only. Follow the internal COB procedures for the spouse or domestic partner. We are prime for the employee and children. Check once a year on the children.
Down
- we are prime for everyone. Check once a year on spouse and children. (CSA calls employer for information and must update CC# on 110 screen.) Our covered person’s birthday comes first in the year. Spouse does not have other insurance at this time
- send delay EOB for other insurance information on spouse/domestic partner. We are prime for the employee and children. Check once a year on the children. Spouse has single coverage, but could add dependent coverage. Our covered person’s birthday does not come first in the year.
- send deny EOB for other insurance information on spouse and children. Our covered person’s birthday does not come first in the year. Spouse has family coverage.
- follow the internal COB procedures for spouse/domestic partner and children. We are prime for the employee.
- we are prime for everyone, even the stepchildren. We are prime per the birthday rule for the natural children. Check once a year on the spouse or domestic partner and stepchildren. No need for yearly check on natural children.
- send delay EOB for other insurance information on stepchildren. There must be another record for the spouse or domestic partner and natural children. Must have two lines of Other Insurance Values listed.
- we are prime for the employee. Charges for the children will be processed by the batch as prime and a COB form will be created for the secondary UMR carrier. There must be another record for the spouse or domestic partner, if spouse/domestic partner has other insurance. Follow the internal COB procedures for children – situation might be divorce.
- UMR is secondary on physician charges for employee. UMR could be primary or secondary on hospital claims. Please check HealthPlan Database (HPDB) before processing physician charges. (There must be another records for spouse or domestic partner.)
- send delay EOB for spouse or domestic partner. UMR is secondary on the spouse or domestic partner. Employee is either not an active employee or spouse had ESRD.
- UMR is primary on spouse or domestic partner. Employee is actively at work and over the age of 65 or spouse or domestic partner has ESRD.
- please check HealthPlan Database (HPDB) before processing hospital or physician charges. UMR could be primary or secondary.
- Follow the internal COB procedures.
- send delay EOB for the employee. Check once a year on employee. There must be another record for the dependent.
- UMR is secondary on physician charges for spouse or domestic partner. UMR could be primary or secondary on hospital claims. Please check HealthPlan Database (HPDB) before processing physician charges.
- please check HealthPlan Database (HPDB) before processing hospital or physician charges. UMR could be primary or secondary
- follow the internal COB procedures for the children. We are prime for employee and spouse or domestic partner (if there is one). Check once a year on the spouse or domestic partner (if there is one).
32 Clues: Follow the internal COB procedures. • UMR is primary on the employee and spouse or domestic partner. • UMR is primary on the employee. Employee is actively at work and over the age of 65 or has ESRD. • follow the internal COB procedures for spouse/domestic partner and children. We are prime for the employee. • ...
AA Insurance 2020-03-31
Across
- Our team leader
- Where we lookup policies
- transaction code 0004
- What service provides emergency tradies? (3 words)
- What is our customer survey called?
- What do we do if a customer changes payment method midterm?
- Our superstar senior
- What is the title of page KM1058700
- Where we record premium wipes or holds
- What does RA222 allow you to search for?
- a document that provides proof of insurance
- insurance for people who rent their homes
- what is our main online communication program?
- consent required for email and txt msgs on policies
- trailer/caravan, motorcycle and classic car insurance
Down
- What is our web service for customers called?
- Where do we find our daily schedules?
- What is transaction code 0306? (2 words)
- Service that provides both work and non work learning
- The people who call us
- What is Transaction code 0008 for? (2 words)
- change a policy
- Our main program for administering accounts
- How many polices do you need to get MPD?
- How many days can a home be unoccupied without additional excess?
25 Clues: Our team leader • change a policy • Our superstar senior • transaction code 0004 • The people who call us • Where we lookup policies • What is our customer survey called? • What is the title of page KM1058700 • Where do we find our daily schedules? • Where we record premium wipes or holds • What is transaction code 0306? (2 words) • What does RA222 allow you to search for? • ...
Insurance Crossword 2021-04-26
Across
- amount paid before a claim payment
- rates received by a client that did not previously receive estimates
- an insurance company that is not licensed with the state to provide insurance
- dwelling amount insured
- a condition that creates or increases the chance that a loss will occur
- policies that specify what perils are insured against
- time allowed for customers to make a payment after the due date
- false or misleading statements
- a temporary suspension of binding activity
- comparative rating software
- statement added to an insurance policy that alters, deletes or adds coverage, terms or provisions of the policy
- insurer's refusal to insure an individual after evaluation
- the act of compensating for a loss
Down
- rates received by a client that previously received estimates
- one who submits a claim for an incurred loss
- something that will not be covered by a policy
- liability + collision + comp coverage
- proprietary CRM software
- policies that cover against everything except for what is specifically excluded
- accident or event that is without any human intervention
- estimates client receives immediately after applying via website
- single amount for liability payment limits on an auto policy's property and bodily injury damages
- living expense, another term for lossofuse coverage
- money charged for the insurance coverage reflecting expectation of loss
- personal property coverage
- intentional and malicious burning of property
- terminating an insurance contract before specified end date
- cause the cause of a loss whereby that cause, the loss itself, and all intervening events form an unbroken chain of events
- value accounting for depreciation
29 Clues: dwelling amount insured • proprietary CRM software • personal property coverage • comparative rating software • false or misleading statements • value accounting for depreciation • amount paid before a claim payment • the act of compensating for a loss • liability + collision + comp coverage • a temporary suspension of binding activity • ...
Home Insurance 2016-09-29
Across
- Number of bedrooms allowed before referral to RSA? (4)
- RSA's amazing product!(3,6)
- You may want to take out this option if you have lots of barbecues up to 10? (6)
- _____ Thousand Pound(s)is the excess amount for Subsidence? (3)
- a customer would be covered up to _______ Thousand Pounds for Alternative Accommodation (5)
- Sir Bradley Wiggins could have a maximum of 6 of these (5,6)
- What you might expect a plumber to do doing? (7,1,4)
- ______ Expenses type of cover you'd require for any future disputes? (5)
- _____ Emergency, up to £500 cover for 24 hour assistance? (4)
- W only offer products through....? (1,1,1)
- What we don't offer when completing an illustration? (6)
- The person who decides what level of cover is taken? (8)
- what would a customer would require to have done if they own a Tiffany ring worth over £5000? (9)
- Easter/Diwali/Eid/Christmas for example.(9,9)
- _______ Thousand pounds, Standard Sum Insured for Core Contents.(5)
- Technology and ________ This option would cover your tablet out side of the home. (13)
Down
- A watch would be classed as this type of time under this section of the policy? (4,4)
- You're covered upto £750 if you accidentally damage or lose these? (4)
- Excess is between _______ and _______ hundred pounds?(5,4)
- How a customer must answer eligibility questions (6,3,8)
- You would pay this when making a claim? (6)
- What you would need it you had unwelcome guests in your home.(6,2,9)
- Type of cover that will protect your Iceland products.(7,5)
- You're covered for the loss of this between 1st October and 30th April? (8)
- Opposite of Malicious? (10)
- Customer must agree to this disclosure when making a sale over the telephone.(7)
- Music, film or electronical data_________ are covered up to £2,500
- Removal of _________ Squirrels have made home in you loft, what would you claim under? (6)
- System used to process illustrations and a popular Sci-Fi film and TV series? (8)
- Core _______ one of the main components of You Choose? (9)
- Type of water covered up to £5000 for accidental loss in the home? (7)
- Subsidence, landslip and _______ (5)
- and access What is now covered under the You Choose policy for any costs incurred when finding that burst water pipe? (5,3,6)
33 Clues: RSA's amazing product!(3,6) • Opposite of Malicious? (10) • Subsidence, landslip and _______ (5) • W only offer products through....? (1,1,1) • You would pay this when making a claim? (6) • Easter/Diwali/Eid/Christmas for example.(9,9) • What you might expect a plumber to do doing? (7,1,4) • Number of bedrooms allowed before referral to RSA? (4) • ...
Insurance Terminology 2017-12-14
Across
- Drug Code used by insurance companies for billing
- Patient Assistance Programs provider free medication to eligible patients
- Prescription drug coverage offered by a commercial payer.
- Insurance Company
- Patient pays a percentage (%) of the cost of the medication after deductible is met.
- National Drug Code
- The approved FDA information that describes what indication (diagnosis) a medication can be used for and in what doses.
- National Provider Identifier
- Private plan, i.e Aetna Cigna
- Covers services and /or medications that are administered by a healthcare professional.
- Where the patient will receive the medications (Home, Hospital)
- A year of benefits coverage under an individual health insurance plan
- Patient
Down
- provide uninsured or underinsured patients co-pay support
- Covered by a commercial payer (insurance), most often works like a Managed Care (HMO, PPO)
- The most you have to pay for covered services in a plan year.
- Patient pays a dollar amount for the cost of the medication
- Covers medications that are prescribed by a Healthcare professional and self-administered
- A statement sent by a health insurance company to covered individuals explaining what medical treatments and/or services were paid for on their behalf. The EOB is commonly attached to a check or statement of electronic payment.
- Any treatment of the medication that is on the Prescribing Information
- Outpatient Services, examinations, lab test, and medication administered by a Health Care Professional
- The total an insurance company will pay out during your lifetime
- Diagnosis Code
- Dollar Amount that the patients must spend before benefits begin
- Any treatment of the medication that is not on the Prescribing Information (PI Sheet)
- Hospital Inpatient Services-Hospice, hospital stay
- Procedure Code used by insurance companies for billing
- Monthly cost to keep plan active
- Low income children health coverage offered by the government
- This is a list of drugs approved by the FDA
30 Clues: Patient • Diagnosis Code • Insurance Company • National Drug Code • National Provider Identifier • Private plan, i.e Aetna Cigna • Monthly cost to keep plan active • This is a list of drugs approved by the FDA • Drug Code used by insurance companies for billing • Hospital Inpatient Services-Hospice, hospital stay • Procedure Code used by insurance companies for billing • ...
Insurance Crossword 2023-11-17
Across
- Ineligible type of occupancy
- Closed county for business in FL
- The bank which is listed as first payee on the policy
- A tropical cyclone which is a rapidly rotating storm system
- Roof cover with different sizes and overlapping shingles
- Restrictions on writing new policies until the thread of a storm has passed
- abbreviated term for the document sent when a cancellation request cannot be processed
- when you are offering to extend their policy for another year
- Type of opening protection
- Only policy form that can be tenant and owner occupied in FL
Down
- Period of time after a hurricane where insurance companies are unable to take action on policies
- One of the systems reviewed in a 4 point inspection
- Type of cancellation which occurs when there is a substantial change in risk
- What screen do we use to process a a payment
- Abbreviation for Declarations Page
- Type of message on Duck Creek which can be yellow,blue or red
- Status of policy where we will no longer provide any coverage
- As their interests may appear
- System where you can find the purchase date of an insured location
- Prefix for homeowners policy in Texas
20 Clues: Type of opening protection • Ineligible type of occupancy • As their interests may appear • Closed county for business in FL • Abbreviation for Declarations Page • Prefix for homeowners policy in Texas • What screen do we use to process a a payment • One of the systems reviewed in a 4 point inspection • The bank which is listed as first payee on the policy • ...
Contracts & Insurance 2024-10-16
Across
- Commercial General __________
- "_____ for" language in a contract
- Number of Disciplines in Risk
- Waiver of ___________
- General Liability Limit $5M per ________
- Contract Software
- Marked Up Contract
- S&R = "Settlement & _______ "
- Multi-Location Agreement
- Ensure Successful Franchisees
- Vehicle ________ Agreement
Down
- Program where GL claims are stored "Legal ____"
- State of Incorporation
- Insurance Broker
- Indemnity _______
- Commercial Driver's License
- Best department in the building
- Accompanies Contract for Review
- Certificate of Insurance
- Commission Deduction or Reimburse are done on a Commission _____ Form
- Always cc'ed on redline email
21 Clues: Insurance Broker • Indemnity _______ • Contract Software • Marked Up Contract • Waiver of ___________ • State of Incorporation • Certificate of Insurance • Multi-Location Agreement • Vehicle ________ Agreement • Commercial Driver's License • Commercial General __________ • Number of Disciplines in Risk • Always cc'ed on redline email • S&R = "Settlement & _______ " • ...
Insurance Billing 2025-11-04
Across
- Medicare plan that covers Physicians office visits
- Amount patient pays before insurance begins paying
- Patient's percentage share after deductible
- National Provider Identification
- Person covered under insurance plan
- Third party that scrubs/transmits claims
- Advance approval for certain services
- Medicare plan that covers Prescription drug services
- Written authorization from a primary care provider to see a specialist
- Contract outlining terms and coverage between insured and insurer
- Medicare plan that covers Inpatient hospital charges
- If the ICD10 codes and the CPT codes do not match the claim will not show ___.
Down
- Fixed monthly payment made to a provider for each enrolled patient
- Federal insurance for 65+ or disabled
- Assigns identification number to healthcare providers
- Doctor or other healthcare professional giving services
- Request for payment sent to insurer
- Group of approved/contracted providers
- Fixed amount paid at time of service
- Insurance for low-income/ medically indigent
- Statement showing how insurance processed the claim
- Patient signs an _____ of benefits form so that the physician will receive payment for services directly
- Proof that coverage is active
- Policy A policy that covers a number of people under a single contract issued to the employer
- Review of claims/billing accuracy
- Military insurance for dependents/retirees
- Medicare's physician payment statement
27 Clues: Proof that coverage is active • National Provider Identification • Review of claims/billing accuracy • Request for payment sent to insurer • Person covered under insurance plan • Fixed amount paid at time of service • Federal insurance for 65+ or disabled • Advance approval for certain services • Group of approved/contracted providers • Medicare's physician payment statement • ...
insurance voc 2025-11-23
21 Clues: vie • décès • voyage • facture • contrat • assureur • garantie • échéance • un devis • handicap • les biens • assurance • expertise • un dommage • une demande • tout risques • souscripteur • reponsabilité • reclamation, sinistre • responsabilité civile • remboursement,rembourser
Math Topics Chapter 5-4 2022-03-10
Across
- - Faulted.
- - Money Request.
- Insurance - Can't afford cost of accidents.
- Damage Liability - Property Damages Coverages.
- Injury Liability - Cover Injuries.
- Insurance - Repair coverage.
Down
- Insurance - Many types of coverage.
- Road Service Insurance - Towing.
- Pays for injured passengers.
- Injury Protection - No fault insurance.
- Insurance-paid Rental Car if in an accident.
- - Responsible
12 Clues: - Faulted. • - Responsible • - Money Request. • Pays for injured passengers. • Insurance - Repair coverage. • Road Service Insurance - Towing. • Injury Liability - Cover Injuries. • Insurance - Many types of coverage. • Injury Protection - No fault insurance. • Insurance - Can't afford cost of accidents. • Insurance-paid Rental Car if in an accident. • ...
Commerce - The Purposes and Principles of Insurance IGCSE (9-1) 2023-02-20
Across
- Where the insured contacts the insurer for compensation after a loss
- person appointed by the insured
- Business/individual seeking insurance cover
- Person who makes a claim
- person employed by an insurance company to calculate insurance risks and premiums
- Principle that stops individuals from taking out insurance cover against a loss incurred by other parties
Down
- Person working for the insurer to ensure the value of the claim is fair
- One main purpose of Insurance
- Protection against a possible loss
- Payment for insurance cover
- cannot be insured
- Organization providing insurance cover
- Document used to claim compensation
13 Clues: cannot be insured • Person who makes a claim • Payment for insurance cover • One main purpose of Insurance • person appointed by the insured • Protection against a possible loss • Document used to claim compensation • Organization providing insurance cover • Business/individual seeking insurance cover • Where the insured contacts the insurer for compensation after a loss • ...
Medicare for Caregivers 2024-02-22
Across
- Medical Equipment Medical equipment for home use
- Health Care In-home medical services
- Basic self-care activities
- Care Support for chronic illness
- Court-appointed financial/legal caretaker
- Limit Max insurance payout over life
- Nursing Advanced medical care level
- Main healthcare provider
- Limit Max yearly insurance payout
- Care Services without hospital stay
- Care Highly specialized medical attention
Down
- Services Early disease detection care
- Costs not covered by insurance
- Care Specialist care post-referral
- Care Relief-focused care for the seriously ill
- Receiver of insurance benefits
- Order to avoid CPR
- Comfort care for the terminally ill
- Care Temporary relief for caregivers, offering them a break
- Government financial aid for premiums
20 Clues: Order to avoid CPR • Main healthcare provider • Basic self-care activities • Costs not covered by insurance • Receiver of insurance benefits • Care Support for chronic illness • Limit Max yearly insurance payout • Care Specialist care post-referral • Comfort care for the terminally ill • Nursing Advanced medical care level • Care Services without hospital stay • ...
ld 2023-07-31
Across
- The process of evaluating and determining the value of the property or the extent of damage for insurance purposes.
- A situation or circumstance that is specifically excluded from insurance coverage.
- An individual or entity that purchases an insurance policy
- The amount of money an insured individual pays to an insurance company in exchange for coverage.
- Type of insurance that provides coverage for damage or loss to property.
- A document issued by an insurance company that outlines the terms and conditions of coverage.
Down
- An agreement by the insured individual to pay a specified amount toward the cost of an insurance claim.
- A type of insurance that provides coverage for medical expenses.
- An unexpected event that causes damage or loss and is covered by an insurance policy.
- The person or organization that provides insurance coverage.
- A person or company that investigates and settles insurance claims.
- A contract between an insurance company and the policyholder.
- The total amount of money an insurance company agrees to pay in the event of a claim.
13 Clues: An individual or entity that purchases an insurance policy • The person or organization that provides insurance coverage. • A contract between an insurance company and the policyholder. • A type of insurance that provides coverage for medical expenses. • A person or company that investigates and settles insurance claims. • ...
Orencia OnCall Crossword 2024-12-20
Across
- The month of Christmas
- The holiday character who steals Christmas
- A type of insurance that covers hospital stays
- A holiday celebrated with candles
- Another word for "vacation"
- The little girl who befriends the Grinch
- A holiday dessert made with ginger
- December 25th
- A reindeer with a red nose
- The amount paid before insurance kicks in
- A holiday where people wear costumes
- A holiday cake with fruit
- The Christmas ghost who visits Scrooge first
- A plant hung for kissing
- A government health insurance program for seniors
- Friday Eve
- A list of medications covered by insurance
Down
- A warm drink made with cocoa
- System you use to run benefits for Electronic Eligibility Check
- Popular holiday beverage
- An agreement between insurance and provider on payment terms
- The maximum amount a patient pays in a year
- A peppermint holiday treat
- A season with snow
- The medication we verify benefits for
- A holiday celebrated with fasting
- Cost-sharing amount after deductible
- The character who is the symbol of Valentine's Day
- The character who is the symbol of winter
- The snowman brought to life by a magic hat
- The fee paid for insurance coverage
31 Clues: Friday Eve • December 25th • A season with snow • The month of Christmas • Popular holiday beverage • A plant hung for kissing • A holiday cake with fruit • A peppermint holiday treat • A reindeer with a red nose • Another word for "vacation" • A warm drink made with cocoa • A holiday celebrated with candles • A holiday celebrated with fasting • A holiday dessert made with ginger • ...
Health Insurance 2025-10-27
Across
- an insurance company representative, licensed by the state
- amount payable by insurance company for coverage
- the amount of charges that must be absorbed by the protected person before benefits are paid by the company
- any chance of loss
- comprehensive health care group (abbr.)
- a government health insurance premium for individuals 65 and older
- non payment of premium
- physical or mental disability resulting from injury or illness
- period, time between the period of disability and the beginning of disability income insurance benefits
- a policy is renewable each
- agreement attached to policy which exempts coverage for certain conditions normally covered
Down
- a demand for payment of benefits
- term disability-offered for prolonged illness
- benefits which include hospital, surgical, and doctor's visits
- specific conditions for which policy will not pay
- benefits paid if someone dies
- renewable contract- one which the insured has the right to continue
- benefits paid in a predetermined amount in the event of a covered loss
- termination of the policy because consumer has failed to pay premium within the time required
- medical, health insurance to finance the cost of major illness and injury
- period from date of employment to date insurance is in force
- period, a specific period after a premium payment is due in which consumer may make payment
22 Clues: any chance of loss • non payment of premium • a policy is renewable each • benefits paid if someone dies • a demand for payment of benefits • comprehensive health care group (abbr.) • term disability-offered for prolonged illness • amount payable by insurance company for coverage • specific conditions for which policy will not pay • ...
Insurance Terminology 2024-09-19
Across
- The amount paid by the policyholder to the insurer for coverage.
- A type of insurance that covers medical expenses.
- When the existence of insurance changes the behavior of the insured, leading to more risk-taking.
- An individual or entity entitled to receive insurance benefits.
- The person who assesses the risk associated with a proposal.
- The protection your insurance provides.
- Insurance that covers losses due to fire, flood, or other natural disasters.
- An event sufficiently related to an injury that the courts deem the event to be the cause of that injury.
- A financial stake in the subject of the insurance policy, required for coverage to be valid.
Down
- Right of an insurer to pursue the party that caused the loss to the insured in an attempt to recover funds paid in the claim.
- Principle that applies when the insured takes more than one insurance policy
- Amendments to the standard policy conditions.
- A person who sells insurance policies.
- Process where a policyholder transfers their rights under a policy to another person.
- The process of determining the financial value of a loss.
15 Clues: A person who sells insurance policies. • The protection your insurance provides. • Amendments to the standard policy conditions. • A type of insurance that covers medical expenses. • The process of determining the financial value of a loss. • The person who assesses the risk associated with a proposal. • ...
Towards Independence - Commerce 2022-10-18
Across
- also known as collaborative consumption
- official copy of your birth registration
- a place of shelter which keeps a person safe
- a legal contract between a tenant and a landlord
- promise to repair any defects in a product
- loan from financial institution such as a bank
- things insurance policy will not cover
- money that is lodged with the Rental Bond Board
- the things that an insurance policy covers
- the company that is providing the insurance
- a central fund of money
- levy an additional tax of 2%
- expenses are the same amount every time
- the person who owns the premises being rented
- the exact condition of a property
Down
- person who is covered by the insurance policy
- a period of time after a sale contract
- the main federal government welfare agency
- the money to be paid to receive insurance cover
- items that allow you to reduce your tax
- work for community thats non profit
- high-cost, short-term and small amount loan.
- work to gain knowledge or experience
- money that covers expenses in event of a loss
- one off costs
- a list of income and likely expenditures
- those costs that keep on recurring
- plastic card that allows you to buy digitally
28 Clues: one off costs • a central fund of money • levy an additional tax of 2% • the exact condition of a property • those costs that keep on recurring • work for community thats non profit • work to gain knowledge or experience • a period of time after a sale contract • things insurance policy will not cover • also known as collaborative consumption • ...
Exam 3 Crossword 2022-03-30
Across
- addition of coverage
- a form of permanent life insurance—lasting for the lifetime of the holder—that features a cash value savings component.
- provides benefits for surgical and medical services performed by physicians
- insurance for people who rent
- process of establishing a monetary fund to cover the lost cost
- a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.
- legal or formal measure to preserve civil liberties and rights
- established 1965 federal health insurance program for 65+ year olds, people with permanent kidney failure and other certain disabilities
- fills the gap between Medicare payments and cost not covered by Medicare
- when a company assumes the risk for a fee
- estimate of monetary worth
- liability when a person is held responsible for their actions
- United States Department of Health and Human Services
- Affordable Care Act of 2010
- health reimbursement account
- a person who derives advantage from something, especially a trust, will, or life insurance-policy a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- flexible spending account
- liability when a person is held accountable for another person's actions
- a sum of money claimed as a compensation for loss
- insurance that provides coverage to a person's place of residence
- the right of the insurance company to recover the amount it pays in loss
- prevents the provider from voiding coverage due to a misstatement by the insured after a specific amount of time has passed.
- a clause that would make the homeowner pay part of the losses if the property was not insured a person covered by an insurance policy
- the full cost of repairing or replacing an object
- protection against possible financial loss
- a system in which drivers involved in accidents receive lost wages, medical expenses and other from their own insurance company
- the legal responsibility for the financial cost of another person’s losses or injuries
- summary of benefits and coverage
- provides hospital care benefits on essentially a “service-type” basis
Down
- point-of-service plan
- failure to take injuries
- a program to medically assist low-income individuals and families
- out-of-pocket limit
- a person's possessions
- policy that supplements your basic personal liability
- chartered life underwriter
- limits payments made to survivors of a policyholder who dies by suicide within a certain period after purchasing the policy.
- coverage
- The Health Insurance Portability and Accountability Act of 1996
- return-of-premium
- insurance that pays for the damages to the automobile regardless of fault
- the cause of a possible loss
- preferred provider organization
- the process by which your lender verifies your income, assets, debt and property details in order to issue final approval on your loan application
- a risk in which there is only a chance of loss
- increases the likelihood of loss through some peril
- a payment for services
- uncertainty or lack of predictability
- a risk-sharing firm that agrees to assume financial responsibility for losses resulting from an insured risk
- risk in which there is a chance of either loss or gain
- health maintenance organization
- a contract
- long-term care insurance
- exclusive provider organization
- security or protection against a loss or other financial burden.
- Association Health Plans
- health savings account
- the set amount that the policyholder must pay per loss on an insurance policy
- coordination of benefits
- claim settlement where the insured receive payment based on current replacement cost
- an insurance policy provision that adds benefits to or amends the terms of a basic insurance clause a particular and separate article, stipulation, or proviso in a treaty, bill, or contract.
61 Clues: coverage • a contract • return-of-premium • out-of-pocket limit • addition of coverage • point-of-service plan • a person's possessions • a payment for services • health savings account • failure to take injuries • long-term care insurance • Association Health Plans • coordination of benefits • flexible spending account • chartered life underwriter • estimate of monetary worth • ...
Exam 3 Crossword 2022-03-30
Across
- a contract
- provides benefits for surgical and medical services performed by physicians
- chartered life underwriter
- increases the likelihood of loss through some peril
- coverage
- the set amount that the policyholder must pay per loss on an insurance policy
- prevents the provider from voiding coverage due to a misstatement by the insured after a specific amount of time has passed.
- summary of benefits and coverage
- The Health Insurance Portability and Accountability Act of 1996
- a financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees.
- liability when a person is held responsible for their actions
- risk in which there is a chance of either loss or gain
- addition of coverage
- health maintenance organization
- insurance that provides coverage to a person's place of residence
- a risk in which there is only a chance of loss
- claim settlement where the insured receive payment based on current replacement cost
- security or protection against a loss or other financial burden.
- health savings account
- fills the gap between Medicare payments and cost not covered by Medicare
- insurance that pays for the damages to the automobile regardless of fault
- process of establishing a monetary fund to cover the lost cost
- return-of-premium
- the full cost of repairing or replacing an object
- point-of-service plan
- exclusive provider organization
- long-term care insurance
- the right of the insurance company to recover the amount it pays in loss
- uncertainty or lack of predictability
- an insurance policy provision that adds benefits to or amends the terms of a basic insurance clause a particular and separate article, stipulation, or proviso in a treaty, bill, or contract.
- limits payments made to survivors of a policyholder who dies by suicide within a certain period after purchasing the policy.
- failure to take injuries
Down
- the legal responsibility for the financial cost of another person’s losses or injuries
- a person who derives advantage from something, especially a trust, will, or life insurance-policy a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- policy that supplements your basic personal liability
- a person's possessions
- a program to medically assist low-income individuals and families
- protection against possible financial loss
- flexible spending account
- a clause that would make the homeowner pay part of the losses if the property was not insured a person covered by an insurance policy
- a risk-sharing firm that agrees to assume financial responsibility for losses resulting from an insured risk
- a form of permanent life insurance—lasting for the lifetime of the holder—that features a cash value savings component.
- lend (a sum of money or item of property).
- preferred provider organization
- a system in which drivers involved in accidents receive lost wages, medical expenses and other from their own insurance company
- a sum of money claimed as a compensation for loss
- established 1965 federal health insurance program for 65+ year olds, people with permanent kidney failure and other certain disabilities
- liability when a person is held accountable for another person's actions
- United States Department of Health and Human Services
- legal or formal measure to preserve civil liberties and rights
- estimate of monetary worth
- the action or process of awarding someone money as a recompense for loss, injury, or suffering.
- provides hospital care benefits on essentially a “service-type” basis
- the cause of a possible loss
- Affordable Care Act of 2010
- a payment for services
- out-of-pocket limit
- when a company assumes the risk for a fee
- Association Health Plans
- insurance for people who rent
- health reimbursement account
- the process by which your lender verifies your income, assets, debt and property details in order to issue final approval on your loan application
- coordination of benefits
63 Clues: coverage • a contract • return-of-premium • out-of-pocket limit • addition of coverage • point-of-service plan • a person's possessions • health savings account • a payment for services • Association Health Plans • long-term care insurance • failure to take injuries • coordination of benefits • flexible spending account • chartered life underwriter • estimate of monetary worth • ...
insurances 2021-01-04
Across
- type of health insurance plan
- is the length of time during which an insurance policyholder or their dependants may file and receive payment for a covered event
- product that provides an insured party with protection against claims resulting from injuries and damage to other people or property
- health care items or services covered under a health insurance plan.
- can have a yearly and or a lifetime maximum dollar limit
- insurance a generic term applying to all types of insurance indemnifying or reimbursing for losses
- is the amount that you must pay out of your own pocket
- care system of health care delivery that attempts to influence the utilization quality and cost of services provided
- is the actual cost of your insurance plan
Down
- network is a list of doctors or other health care providers
- is the person or entity you name in a life insurance policy to receive the death benefit
- written promise of coverage given to an individual,family,or group of covered individuals
- a payment made by a beneficiary
- benefits insurance required buy state or federal law
- type of insurance in which the insured pays a share of the payment made against a claim.
- maintenance organization a medical group plan that provides physician and clinical services
- a term commonly used by health insurance companies to designate any healthcare provider
- property insurance denotes a natural or man made disaster
- a state assistance program, passed under title xviii of the social security amendments of 1965
19 Clues: type of health insurance plan • a payment made by a beneficiary • is the actual cost of your insurance plan • benefits insurance required buy state or federal law • is the amount that you must pay out of your own pocket • can have a yearly and or a lifetime maximum dollar limit • property insurance denotes a natural or man made disaster • ...
Chapter 9 Vocabulary Review 2025-11-18
Across
- Helps cover medical expenses; required for everyone.
- A request for payment from the insurance company after a loss.
- Protects your home or belongings from fire, theft, and vandalism.
- The amount you pay regularly for insurance coverage.
- Provides financial support to your loved ones after you pass away.
- The amount you pay out of pocket before your insurance kicks in.
- Covers extended medical or personal care needs later in life.
- Protects against misuse of personal information.
Down
- The maximum amount your policy will pay for a loss.
- Federal health insurance for people 65+ or disabled.
- Health coverage for low-income individuals and families.
- Replaces part of your income if you can’t work due to illness or injury.
- Covers liability, collision, and comprehensive damage.
- Period The waiting period before disability insurance payments start.
- The person who receives money from a life insurance policy.
- Extra time allowed to pay your premium before losing coverage.
- A tax-advantaged account for medical expenses.
17 Clues: A tax-advantaged account for medical expenses. • Protects against misuse of personal information. • The maximum amount your policy will pay for a loss. • Federal health insurance for people 65+ or disabled. • Helps cover medical expenses; required for everyone. • The amount you pay regularly for insurance coverage. • ...
Insurance terminology 2015-11-12
Across
- This Act is administered by APRA.
- An amount of money payable by the consumer to the insurer in return for the promise of payment by the insurer if the events covered by the insurance policy occur.
- A lack of water in the body tissues. (refer to the word roots list)
- Abbreviation: PMA
- Abbreviation: APPs
- The removal of a small piece of living tissue from an organ or other part of the body for microscopic examination or inspection, to confirm or establish a diagnosis, estimate prognosis, or follow the course of a disease. (refer to the word roots list)
- The insurer reimburses the customer for an invoice they have settled where the insurer has authorised the supply.
- Abbreviation: CCI
- The right of one person to stand in the place of another and take advantage of all the rights and remedies of that other person.
- A party is prevented from going back on its promise where it has been relied upon
- The process by which an insurer determines whether or not to accept a risk and, if accepted, the terms and conditions to be applied and the level of premium to be charged.
Down
- The active cause that sets in motion a train of events that brings about a result without any break in the chain of causation.
- Special, short-term or interim insurance contract taken out to provide insurance cover while a formal application for insurance by the consumer is assessed by the insurer.
- The requirement that every policy be negotiated honestly and fairly by the insurer and the insured in ways that protect and further the interests of the other party.
- Abbreviation: PDS
- Abbreviation: TBI
- The inflammation of a cell. (refer to the word roots list)
- This rule means that where the term of a policy (especially an exclusion clause) is ambiguous, it should be interpreted against the party that drafted it. (Latin)
- An independent person or business entity who is appointed to investigate claims for insurers.
- Pertaining to the centre of the brain. (refer to the word roots list)
20 Clues: Abbreviation: PDS • Abbreviation: TBI • Abbreviation: PMA • Abbreviation: CCI • Abbreviation: APPs • This Act is administered by APRA. • The inflammation of a cell. (refer to the word roots list) • A lack of water in the body tissues. (refer to the word roots list) • Pertaining to the centre of the brain. (refer to the word roots list) • ...
Insurance Terms 2018-11-02
Across
- Money placed under care of third party until specified conditions are met.
- Federal health care program for low income families/individuals.
- Injury Protection Covers medical expenses after an accident.
- Coverage Covers damages to your vehicle when you hit something while driving.
- Payment made by a patient in addition to that made by the insurance provider.
- Conditions Any illness or treatment a patient receives before opening new healthcare policy.
- Decrease in value of property over time.
- Formal request to the insurance company for coverage and/or compensation after loss.
- Individual receiving payment from life insurance policy.
- Federal health care program for those over 65.
- Evaluation of property damage claim to determine value.
- and Underinsured Motorist Covers damage to your vehicle/you and passengers when hit by a person without proper insurance.
- Expectancy Average time an individual will live.
- through a specific group of participating providers.
- Care Physician First contact for a patient with a medical issue.
Down
- Life Coverage paid at time of death of insured person.
- Monthly or yearly fee paid for insurance coverage.
- Life Coverage at fixed rate of payment for limited time.
- Amount you must pay for coverage/treatment before the insurance company will pay in.
- Care Treatment received without admission to a hospital.
- Maintenance Organization (HMO) A type of Health Benefit Plan under which all members receive all medical
- Injury Liability Covers you against lawsuits in case you injure someone while driving.
- Specific contract outlining coverage.
- Coverage Covers repairs to your vehicle when damaged by something other than collisions.
- Fixed sum paid to individual annually for duration of life.
- Illness or services the insurance company will not pay for.
- Damage Liability Pays for damages you cause to other property when driving.
- Care Treatment received that required admittance to a hospital.
- Value The price for which something would sell under current market conditions.
- Cash Value Cost of repairing/replacing damaged property with that of the same value.
- Coverage Covers bodily injury caused to another person while on your property.
- Services provided by health insurance provider.
32 Clues: Specific contract outlining coverage. • Decrease in value of property over time. • Federal health care program for those over 65. • Services provided by health insurance provider. • Expectancy Average time an individual will live. • Monthly or yearly fee paid for insurance coverage. • through a specific group of participating providers. • ...
Motor Insurance 2013-05-16
Across
- We can't accept these registration plates
- All ------ over 18 are covered for up to £5000 under Personal Accident cover whilst travelling in or getting out of the insured car
- Where I must live to buy a motor policy
- Full cover for driving abroad in the EU is provided as standard if the trip is no more than ------ hours
- The cover limit for medical expenses £
- My car is worth more than £40,000 what do I need
- We won't cover a driver if they have held a provisonal licence for how many years
- What type of glass will we use when replacing a front windscreen on car if all the window have been tinted at manufacture
- This Vehicle Registration plate can be accepted
- number of theft claims allowed prior to buying the policy
- Our recommended supplier for windscreen claims
- A driver on the policy can drive their car with full cover when in the ------- islands
- We can insure a customer with this occupation
- How many drivers including the policyholder will we allow on the policy
- This exhaust is an accetable modification
- I have a provisional licence, can I be the policyholder or main driver
- If the policyholder takes their car to France for a week, whilst on holiday, what is the legal cover provided
- This is covered under Personal Belongings
- £75,000 is the maximum vehicle value on this motor brand
- On the policy this must be where the policyholder lives and parks their car overnight
- We can insure a car which has had windows tinted after manufactur providing only these windows are tinted
- Mirrors,sunroofs and lights cannot be claim for under this cover on the policy
- First Response is acceptable use if the driver is
- When is a comercial contract purchase plane acceptable
Down
- I can't work due to a medical condition,my occupation is either retired or
- The policyholder,their spouse,civil partner, partner, child or parent can all be ------ and the registered keeper of the car
- Only the policyhholder,their spouse,partner or civil partner can add this use to their policy
- We cannot insure a customer with this occupation
- DOC can only be given to the
- This use can be provided by AXA but not Swiftcover
- How long must a customer be resident in the UK, prior to buying a policy
- We can accept these licences
- We can't insure someone who has had a non motoring unless
- Included as standard for AXA but not Swiftcover
- Under DOC I can drive a -------
- Cover is provided for audio equipment for up to £7000 if fitted at
- £60,000 is the maximum vehicle value on this motor brand
- A courtesy car is provided if the insured car is damaged in a car crash, a fire,------- or written off
- Maximum vehicle age we can cover
- Unless spent all convictions for all drivers received in the last ---------- must be added to the policy
- We may be able to insure this type of van
- We can insure these types of write offs
- During the policy year how many months must I be resident in Great Britain
- Minimuim age of the youngest and the ------ drivers are imposed in the segmentation table
- If the customer doesn't know if their medical condition will stop them from driving they should contact their doctor or the
- Minimum age for drivers on the policy
- Maximum number of fault claims allowed on a policy across all drivers
47 Clues: DOC can only be given to the • We can accept these licences • Under DOC I can drive a ------- • Maximum vehicle age we can cover • Minimum age for drivers on the policy • The cover limit for medical expenses £ • Where I must live to buy a motor policy • We can insure these types of write offs • We can't accept these registration plates • ...
Insurance 101 2015-07-21
Across
- and Customary (CO/ PR 45) : The charge for health care that is consistent with the average rate or charge for identical or similar services in a certain geographical area
- Amount: Maximum amount on which payment is based for covered health care services This may be called “eligible expense,” “payment allowance" or "negotiated rate"
- Federally administered health insurance program for adults over 65, patients with disabilities and / or End Stage Renal Disease
- Software as a Service (QSI Dental Web/ QDW)
- / Replacement Claim: A bill frequency type alerting the insurance company that the claim submission is an amendment to a previous submission, with altered / additional / corrected information
- A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction and is eligible for health benefits under the subscribers health insurance policy
- : Electronic Data Interchange
- Explanation of Benefits
- Claim Adjustment Reason Codes
- : Park Dental's Clearinghouse
- The policy owner The person who pays health insurance premiums and / or is eligible for group health insurance benefits
- Prepaid Medical Assistance Programs
- The health care items or services covered under a health insurance plan Covered benefits and excluded services are defined in the health insurance plan's coverage documents
- State administered health insurance program for low income or disabled patients
- The patients share of the costs of a covered health care service, calculated as a percentage
- Network: Providers or health care facilities that are part of a health plan's network of providers with which it has negotiated a discount
- Fixed amount due from the patient at point of service, as supplemental to the insurer's payment for outpatient health care benefits
- Coordination of Benefits
- Remittance Advice Remark Code; Supplemental to a CARC
Down
- of Network: a patient seeking care outside the network of doctors, hospitals or other health care providers that the insurance company has contracted with to provide care
- A request for payment that you or your health care provider submits to your health insurer after services are rendered
- Electronic Funds Transfer
- The amount the patient has to pay out-of-pocket for expenses before the insurance company will cover the remaining costs Deductible obligations exclude copayments
- Consolidated Omnibus Budget Reconciliation Act; A Federal law that may allow you to temporarily keep health coverage after your employment ends, you lose coverage as a dependent of the covered employee, or another qualifying event
- / DHMO: A dental health maintenance organization (DHMO) is a structured type of dental plan In this type of plan, a set group of dentists provides dental care and the patient must select a primary provider
- The process of paying claims submitted or denying them after comparing claims to the benefit or coverage requirements
- A type of health insurance arrangement that allows plan participants relative freedom to choose the doctors and hospitals they want to visit
- Electronic Claim Submission
- Bill: When a provider bills you for the difference between the provider’s charge and the allowed amount
- Third Party Liability (ex: workers compensation)
- Electronic Remittance Advice
- Claim: Formerly called Claim Reversal; A provider initiated electronic void is the cancelation of an entire claim
- A request for your health insurer or plan to review a decision or a grievance again
- Advantage, Replacement Policy or Medicare Part C: A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits, in addition to RX and dental benefits
- Accounts Receivable
35 Clues: Accounts Receivable • Explanation of Benefits • Coordination of Benefits • Electronic Funds Transfer • Electronic Claim Submission • Electronic Remittance Advice • : Electronic Data Interchange • Claim Adjustment Reason Codes • : Park Dental's Clearinghouse • Prepaid Medical Assistance Programs • Software as a Service (QSI Dental Web/ QDW) • ...
Insurance 101 2021-05-18
Across
- The patients share of the costs of a covered health care service, calculated as a percentage
- The amount the patient has to pay out-of-pocket for expenses before the insurance company will cover the remaining costs Deductible obligations exclude copayments
- Advantage, Replacement Policy or Medicare Part C: A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits, in addition to RX and dental benefits
- Accounts Receivable
- Third Party Liability (ex: workers compensation)
- Remittance Advice Remark Code; Supplemental to a CARC
- Software as a Service (QSI Dental Web/ QDW)
- State administered health insurance program for low income or disabled patients
- A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction and is eligible for health benefits under the subscribers health insurance policy
- Explanation of Benefits
Down
- Marian Smith is the
- A type of health insurance arrangement that allows plan participants relative freedom to choose the doctors and hospitals they want to visit
- : Park Dental's Clearinghouse
- The process of paying claims submitted or denying them after comparing claims to the benefit or coverage requirements
- Electronic Funds Transfer
- Federally administered health insurance program for adults over 65, patients with disabilities and / or End Stage Renal Disease
- Electronic Remittance Advice
- Coordination of Benefits
- Claim: Formerly called Claim Reversal; A provider initiated electronic void is the cancelation of an entire claim
- The policy owner The person who pays health insurance premiums and / or is eligible for group health insurance benefits
- A request for your health insurer or plan to review a decision or a grievance again
- A request for payment that you or your health care provider submits to your health insurer after services are rendered
- Prepaid Medical Assistance Programs
- Electronic Claim Submission
- : Electronic Data Interchange
25 Clues: Marian Smith is the • Accounts Receivable • Explanation of Benefits • Coordination of Benefits • Electronic Funds Transfer • Electronic Claim Submission • Electronic Remittance Advice • : Park Dental's Clearinghouse • : Electronic Data Interchange • Prepaid Medical Assistance Programs • Software as a Service (QSI Dental Web/ QDW) • Third Party Liability (ex: workers compensation) • ...
Liability Insurance 2019-02-10
Across
- A law set down in a government act and passed by legislation
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- The act of holding possession of a property or premises.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- A person who enters onto premises under a contract with the occupier.
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- A person who has permission to enter premises for his or her own purposes.
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- Responsible for Police, fire, water.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
Down
- It's subject of liability insurance
- Failure to use the degree of care expected from a reasonable or prudent person
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- A legal wrong arising from a duty fixed by law.
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- Quebec system of civil law.
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
Insurance Grid 2024-07-24
Across
- The act of adhering to rules, regulations, or standards set by authorities or organizations.
- A person or firm that acts as an intermediary between buyers and sellers to facilitate transactions.
- The system by which organizations are directed and controlled.
- Delivering products or services from the manufacturer or provider to the end consumer.
- Ability to think about or plan for the future with imagination or wisdom.
- Individuals or entities that own shares in a corporation.
- The strategy of spreading investments or business activities across different areas to reduce risk.
- Individuals or organizations that purchase goods or services from a business
- Individuals who work for an organization or company in exchange for wages or salary.
Down
- Dedication and responsibility one shows towards a particular cause, goal, or relationship.
- The overall state of physical, mental, and social well-being of an individual.
- A collaborative relationship between two or more parties to achieve a common goal.
- Starting and running a new business venture, often involving innovation and risk-taking.
- Reducing carbon dioxide emissions to mitigate climate change.
- Individuals or groups who have an interest or investment in the success and decisions of an organization.
- Introducing new ideas, products, or methods to improve or create something.
- Anything related to or involving computers, technology, or electronic systems.
- Taking care of the environment so that we meet today's needs without hurting future generations.
- A group of people living in the same area or sharing common interests and values.
- Giving individuals or groups the authority and confidence to make decisions and take action.
20 Clues: Individuals or entities that own shares in a corporation. • Reducing carbon dioxide emissions to mitigate climate change. • The system by which organizations are directed and controlled. • Ability to think about or plan for the future with imagination or wisdom. • Introducing new ideas, products, or methods to improve or create something. • ...
insurance terms 2025-05-02
Across
- Vendor: Insurance Company’s recommended repair shop. To become a 'preferred vendor' with an insurance company, the shop agrees to work off a discounted price list.
- premium: the amount of money paid for an insurance policy
- anything that exists objectively and distinctly, whether nonliving or living; thing or being
- Responsibility; you are liable if you cause a car accident.
- an act or instance of breaking or violating, usually a rule or law; violation or breach
- Termination: Some policies are automatically cancelled at renewal if payment isn’t made
- the portion of a claim that the insured pays; the insurance company pays the dollar amount that exceeds the deductible.
- to pay back for (expenses or losses incurred)
- interest: an accumulation of interest on money awarded by the court had the injured party received the money on the first day of their injury rather than having to wait on legal proceedings
- the right or authority to interpret and administer the law
- liability: indirect legal responsibility for the acts of another
Down
- E: provides coverage if a claim is made or a suit is brought against an insured because of bodily injury or property damage arising from a covered occurrence or loss.
- interest: an accumulation of interest that accrues on a judgment in a suit defended by the insurance company AFTER the judgment has been entered and BEFORE the insurance company offers to pay
- to put up with; stand
- to become liable for or bring upon oneself (usually some unwanted or harmful consequence)
- the condition of or potential for being held legally or financially responsible
- F: deals with the specific procedures (“the Duties after an Accident or Loss) the client must follow in order to have a claim covered by the insurer.
- the party that receives a trust’s assets when the trustor dies; one who receives or is formally designated to receive money or property, as from a will or insurance policy
- Page: typically the first page (or pages) of a policy that specifies the named insured, address, policy period, location of premises, policy limits, and other key information that varies from insured to insured. The Declarations page is a separate document that becomes part of the policy contract.
- to grow or accumulate over time, especially as something of benefit
- a form added to an existing insurance contract that changes the terms, coverage, or scope of the policy
- making people whole again with compensation for damage caused; protection for damages, loss, or liability; indemnified: compensated for harm or loss
- the amount of risk or liability that is covered for an individual or entity by way of insurance services
- vehicle weight rating (GVWR): the maximum weight a vehicle is designed to carry according to the vehicle manufacturer. This includes the total weight of the vehicle, plus passengers, vehicle fluids, accessories, and cargo.
- Symbol: an assigned number based on the suggested retail price-new, and claims data, to help insurance carriers calculate premium for any given vehicle
25 Clues: to put up with; stand • to pay back for (expenses or losses incurred) • premium: the amount of money paid for an insurance policy • the right or authority to interpret and administer the law • Responsibility; you are liable if you cause a car accident. • liability: indirect legal responsibility for the acts of another • ...
Richards Insurance 2024-10-23
Across
- the only way to prepare a cheeseburger
- the incredible Insurance architect
- ring after new sale
- the white stallion
- an HR Malone
- ain't nothing but a ...
- living the...
- Equipment Insurance?
- Calls incessantly
- yay you burnt it?
- Grab a ...
- indoor rule
- a true talent to master the use of
- trigger device
- can I get a....
Down
- The grumpiest people on the planet
- not so aptly named
- treat it like lava?
- may or may not work
- fund a snack, perhaps
- For a rainy day or a large claim?
- just getting it...
- here at Richards Group
- the color of happiness
- run it
- worth more than you'll ever make
- they're everywhere
27 Clues: run it • Grab a ... • indoor rule • an HR Malone • living the... • trigger device • can I get a.... • Calls incessantly • yay you burnt it? • not so aptly named • the white stallion • just getting it... • they're everywhere • treat it like lava? • ring after new sale • may or may not work • Equipment Insurance? • fund a snack, perhaps • here at Richards Group • the color of happiness • ...
Homeowners Insurance 2025-10-13
Across
- $1000 or $2000
- Binder cancellation follows if not submitted
- What a policy provides
- summary
- To put back into force
- Florida protection device
- 72 pages
- contract of insurance
- no cover provided
- online access point
Down
- sometimes required to reinstate
- confirm status of property by doing this
- part of roof structure
- Heat not allowed
- review request for policy
- claim specialist
- start of policy
- Causes a loss to take place
- $100k or $300k
- liaison
- policyholder responsibility
- claim not allowed
- forms over land
- occurs after one year
24 Clues: liaison • summary • 72 pages • $1000 or $2000 • $100k or $300k • start of policy • forms over land • Heat not allowed • claim specialist • claim not allowed • no cover provided • online access point • occurs after one year • contract of insurance • part of roof structure • What a policy provides • To put back into force • review request for policy • Florida protection device • Causes a loss to take place • ...
Insurance 2 2025-11-24
Across
- Risk related to the lawsuits for bodily injury and property damage
- Techniques that provide for the funding of losses risk namel Risk _ _ _ _ _ _ _ _ _.
- Risks that directly affect an individual or family.
- risk where there is no opportunity for profit or positive outcome
- Risk that refers to uncertainty regarding the firm’s financial goals and objectives
- spreading the loss exposure across different parties.
- Cause of Loss
- A situation in which either profit or loss is possible.
- Risk that can financially cripple or bankrupt the firm if a loss occurs.
Down
- technique refers to having back-ups or copies of important documents or property
- risk control techniques of avoiding the risk
- Techniques that reduce the frequency or severity of losses. Risk _ _ _ _ _ _ _.
- Physically or technologically separating items.
- Condition that creates or increases the frequency or severity of loss
- reduces the probability of loss so that frequency of losses is reduced Loss - - - - - - - - - -
- Risk of collapse of an entire system
- risk related to of adverse changes in commodity prices, interest rates, foreign exchange rates, and the value of money.
- Insurance company concentrate on this type of risk
- reduce the severity of a loss after it occurs. Loss _ _ _ _ _ _ _ _ _.
- Risk management that combines into a single unified treatment program all major risks faced by the firm
- Risk related to the firm’s business operations
21 Clues: Cause of Loss • Risk of collapse of an entire system • risk control techniques of avoiding the risk • Risk related to the firm’s business operations • Physically or technologically separating items. • Insurance company concentrate on this type of risk • Risks that directly affect an individual or family. • spreading the loss exposure across different parties. • ...
Chapter 17 2021-04-14
Across
- report, with regard to workers' compensation, a report that documents the treatment provided, the worker's current medical status, the expected plan of care, the prognosis, and the expected return-to-work date
- Security Disability Insurance, federal government program that provides health care coverage to people with low income who are disabled and who do not meet the work requirements of SSI
- payer, organization that pays for health care services on behalf of the patient
- provider organization, organization that contracts with independent providers to perform services for members at discounted rates
- Security Income, federal government program that provides Medicare coverage to disabled workers who have met Social Security requirements for quarters worked, and who disability is not work related
- care provider, person or entity responsible for determining when and if a patient needs a specific types of health care
- care, care a patient receives to maintain good health and screen for potential health risk
- person who holds or owns an insurance policy
Down
- conditions, condition for which a patient received treatment in a certain period before beginning coverage with a new insurance
- loss, provision in a health insurance policy that limits the maximum amount the patient must pay out-of-pocket for deductibles, copayments, and coinsurance
- dollar amount paid to the insurance company to have coverage in force; usually paid monthly;employers may pay part or all of the premium as an employee benefit
- disability, disability income insurance policy that has a short waiting period, usually 0 to 14 days, and pays benefits for a limited amount of time, anywhere from 3 months to 2 years
- type of insurance in which an employer sets aside a large reserve fund to directly reimburse employees for medical expenses, rather than purchasing a commercial insurance policy
- administration, company that processes paperwork for claims for self-insured employer
- health insurance, health insurance not provided by the government but by an independent not-for-profit or for-profit company
- nursing facility, licensed facility that primarily provides inpatient, skilled nursing care to patients who require medical, nursing, or rehabilitative services but does not provide the level of care or treatment available in a hospital
- value unit, unit of measure assigned to medical services based on the resources required to provide it
- and casualty insurance, insurance on homes, cars, and businesses that protects the policyholder against the loss of or damage to physical property they own and against legal liability for losses caused by injury to others, including medical expenses of those injured
- a claim that is returned without processing to the provider due to a technical error
- fee scale, provider's fee schedule that charges varying fees for a service based on a patient's financial ability to pay
20 Clues: person who holds or owns an insurance policy • payer, organization that pays for health care services on behalf of the patient • a claim that is returned without processing to the provider due to a technical error • administration, company that processes paperwork for claims for self-insured employer • ...
Patient Access Crossword 2025-04-02
Across
- Our favorite supervisor.
- A Department who calls the patient to gather their information before DOS.
- A plan that we have no contract with, has no benefits with us at CoxHealth.
- Question to ask to determine if a payer should come before traditional Medicare.
- Insurance given by the insurance when you turn 65.
- The person who is financially responsible for the encounter.
- A set amount a patient has to pay before receiving any insurance benefits.
Down
- Insurance given to low income and disabled people.
- 3901 S Fremont Ave
- Authorization needed in order for a claim to be accepted by insurance.
- When a patient does not want to pay on DOS.
- A health insurance supplement provided by the military after a veteran turns 65.
- A set payment a patient pays for certain procedures.
- Our amazing manager!
- A federal law that protects health information.
- Online classes that must be completed both when you start and repeated every 2 years.
- Care done outside of a hospital stay, we qualify as...
17 Clues: 3901 S Fremont Ave • Our amazing manager! • Our favorite supervisor. • When a patient does not want to pay on DOS. • A federal law that protects health information. • Insurance given to low income and disabled people. • Insurance given by the insurance when you turn 65. • A set payment a patient pays for certain procedures. • ...
Why do we need Health Insurance? 2023-02-23
Across
- Money you directly pay is out-of-___________
- Many employers offer health insurance plans, this kind of health insurance is called employer-____________
- The first step in getting health insurance
- A set amount paid by the insured (you) each time a medical service is accessed
- Like Medicaid, this is another government issued health insurance plan
- The out of Pocket________________ you pay for medical services in a year.
- The percentage of the cost of care
- The amount the insured (you) must pay out of pocket before the insurance starts to pay
Down
- Doctors and hospitals that have negotiated lower rates with that health insurance
- The amount the insured (you) pays in addition to the amount paid by the insurance company
- Who you see when you feel sick
- Where you go for medical emergencies
- The vehicle that brings you to the hospital
- The monthly recurring cost of an insurance plan
14 Clues: Who you see when you feel sick • The percentage of the cost of care • Where you go for medical emergencies • The first step in getting health insurance • The vehicle that brings you to the hospital • Money you directly pay is out-of-___________ • The monthly recurring cost of an insurance plan • Like Medicaid, this is another government issued health insurance plan • ...
INSURANCE PUZZLE 2024-04-25
Across
- ____ insurance covers cars, trucks, and motorcycles
- Insurance policy that helps cover the cost of assistance with daily activities
- Health insurance policy that cover retirees and people with disabilities
- This Insurance policy provides money to beneficiaries after the holder's death
- Amount charged for an insurance policy
- Amount paid out of pocket before insurance benefits
- This Insurance policy is a government programs that provide money to people who lose their job
Down
- This insurance cover your home in case of a fire,hail,tornado,burst pipes
- Provides Financial security in case of a loss
- Maximum amount that an insurance policy will cover for a loss
- Risk ______, It involves taking steps to minimize the likelihood of things going wrong (ie Avoiding smoking,Installing cameras)
- Request from policy holder to their insurance company for coverage or compensation-
12 Clues: Amount charged for an insurance policy • Provides Financial security in case of a loss • ____ insurance covers cars, trucks, and motorcycles • Amount paid out of pocket before insurance benefits • Maximum amount that an insurance policy will cover for a loss • Health insurance policy that cover retirees and people with disabilities • ...
Commercial Lines 2022-05-27
Across
- moving property to new location
- What is CPP?
- aka boiler and machinery insurance
- coverage for loss of income
- online submission tool
- insurance that covers cargo in transit at sea
Down
- HSB meaning
- group that prepares ISO filings
- example forgery, fraud
- buildings and permanent fixtures
- coverage for injuries using product
- Distribution Partners
- a highly customizable insurance for two or more risks
- AKA loss prevention
- insurance covering cargo in transit on land
- coverage for contractors risks
16 Clues: HSB meaning • What is CPP? • AKA loss prevention • Distribution Partners • example forgery, fraud • online submission tool • coverage for loss of income • coverage for contractors risks • group that prepares ISO filings • moving property to new location • buildings and permanent fixtures • aka boiler and machinery insurance • coverage for injuries using product • ...
Insurance and Billing Terms Crossword 2025-09-08
Across
- The amount an insurance company agrees to pay a provider for a specific service. This amount differs from the session charge and can vary based on whether you are in-network or out-of-network with that particular insurance.
- A two-digit or alphanumeric code added to a CPT code to provide extra information about the service, required by some insurances for teleheath services, services performed under supervision, etc.
- Number Issued by the IRS for businesses and used in place of SSN for tax reporting and payroll. This unique 9 digit number is linked directly to you business and NPI2.
- When an insurance claim is processed and reviewed, but the insurer decides not to pay, either partially or entirely, often due to coverage limitations, medical necessity, policy exclusions, or due to missing modifiers.
- State Medicaid identifier (term often used in Oregon and some other states) needed if you plan to bill Medicaid.
- Code, A five-digit code used to describe services provided by healthcare professionals. It informs insurers about the service performed, enabling them to determine how to reimburse.
- The process of establishing agreements with insurers regarding covered services, reimbursement rates, and billing rules. After contracting is completed, the provider is considered “in-network” with that insurance.
- Document from insurer explaining how a claim was processed, what was paid, denied, or adjusted, and why.
- The amount a client must pay before insurance begins to cover services.
Down
- A detailed itemized list of services provided to the patient, generated from the EHR. Superbills include CPT/HCPCS codes, ICD codes, and fees and can be used by patients to submit for reimbursement or by billing staff to create insurance claims.
- Fixed amount the client pays per session.
- Percentage of cost the client pays after the deductible is reached.
- Medicare-issued identifier number that identifies you as a Medicare-enrolled provider.
- Similar to a scrub error, this occurs when the EHR submits the claim to insurance, but the insurance rejects the claim and refuses to process it. These errors typically involve missing or incorrect codes, patient information, or insurance details, preventing the claim from being processed by insurance.
- The process of an insurance company verifying a provider’s qualifications, licensure, education, and experience.
- Electronic Funds Transfer, The electronic movement of money from payer to provider (or between bank accounts) instead of paper checks. In healthcare, used to deposit insurance payments directly into provider accounts.
- Maximum, The most a client pays in a year; after that, insurance covers 100%.
17 Clues: Fixed amount the client pays per session. • Percentage of cost the client pays after the deductible is reached. • The amount a client must pay before insurance begins to cover services. • Maximum, The most a client pays in a year; after that, insurance covers 100%. • Medicare-issued identifier number that identifies you as a Medicare-enrolled provider. • ...
Access Week Crossword Puzzle 2024-03-26
Across
- Questionnaire used to identify the primary payor over Medicare
- Joint federal and state program to provide medical insurance for the poor
- Medical bills
- Federal health insurance plan primarily for seniors
- Enforcement arm of CMS whose mandate is to fight waste, fraud, and abuse
- Unique Physician Identifier
- Principal (Physician; 1st (Payor)
- Diagnosis coding system
- An insured individual is legally obligated to pay for services rendered by a provider
- Physicians written or verbal instruction directing a patients diagnostic and therapeutic treatment
- An organization that administers health insurance plans or claims but does not assume the risk(TPA)
Down
- Payment for insurance coverage
- Medical Doctor
- _Health Information (PHI- protected by HIPAA)
- System similar to DRGs used for outpatient services
- Create a registration record for a future inpatient service
- EMTA_A (What does the L in EMTALA stand for
- Questionnaire to determine primary payor before Medicare
- Per _ (Day)
- Insurance plan that provides its members with incentives to use designated healthcare providers
- form used in managed care plans for the PCP's authorization for certain specialist and certain services
- Surveyors and evaluate an organization's performance of functions and processes aimed at continuously improving patient outcomes.
- Having a short relatively severe course
- Document educating patients about insurance coverage payments or denials
- Setting for inpatient care
25 Clues: Per _ (Day) • Medical bills • Medical Doctor • Diagnosis coding system • Setting for inpatient care • Unique Physician Identifier • Payment for insurance coverage • Principal (Physician; 1st (Payor) • Having a short relatively severe course • EMTA_A (What does the L in EMTALA stand for • _Health Information (PHI- protected by HIPAA) • ...
LD Final 1 2025-06-24
Across
- Loss Draft issued by the insurance company as payment for the damages
- Release of funds from banked claim funds
- A supplemental document to the adjuster's report providing additional information about the payments.
- This is a letter stating the homeowner would like to do the repairs themselves.
- Documents that show what has been paid for by the borrower out-of-pocket.
- An insurance agent will have to verify the _________ in addition to the claim or policy #.
- Repair requiring a licensed contractor
- What is needed to release additional funds after the initial draw
- Once all repairs are completed, the insurance company will release ________ depreciation.
- A W9 is needed for all banks when the loan is in…
- A list of materials needed to complete the repairs
- Document filled out by contractor only, needed before final draw
- Account on loan where claim funds are held during processing
- A caller is not fully verified until they have provided ________ verification points.
- The actual cost to replace a structure at its pre-loss condition.
- Tax document needed to make check payable to third party
- Whose name is the Lender Placed Insurance claim check made out to?
- Document needed for USDA claims specifically
- Where will Lender Placed Insurance Department send the claim check and adjuster's report?
- repairs Repairs completed without the use of a contractor
- The maximum amount the insurance company will issue for a claim
- When mortgage payments are made on time they are...
- The total issued by the insurance company after the deductible & depreciation have been removed from the Replacement Cost Value
- A requirement on every call, no matter the caller.
- When the borrower's original adjuster's report does not include all the damages, the insurance company may issue _________.
Down
- Claim estimate from insurance company, needed before first draw
- Document signed by borrower, needed before first draw (except for Freedom loans)
- If a borrower has Lender Placed insurance, who is typically their insurance company?
- State Farm is an example of ________ insurance
- If the original adjuster's report did not include all of the damages the insurance company paid out for, it needs to be ________.
- Claim payment document from insurance company, needed before first draw
- The value of a property that is lost over time due to factors such as age and wear and tear.
- The court documentation explaining why a specific check amount was issued if no adjuster's report is available.
- Court document stating a person will have authorization to represent or act on another's behalf while alive.
- Another name for USDA
- The value of the damaged or destroyed item(s) at the time of the loss.
- The entity that represents the homeowner in a court case.
- We ask that the check be __________ before it is sent to Loss Drafts, in case we need to deposit it for any reason.
- When mortgage payments are past due they are…
- Insurance provided on the mortgage company's behalf
- How we determine loan status for BOA & USDA loans
- What is needed for Loss Drafts to be able to speak with anyone other than a named borrower on the loan?
- How we determine loan status for non-BOA & non-USDA loans
- The process where the check is deposited and funds are disbursed throughout the repairs.
- The process where a check is signed and sent back to the borrower.
- The amount the insured is responsible for in case of a loss
46 Clues: Another name for USDA • Repair requiring a licensed contractor • Release of funds from banked claim funds • Document needed for USDA claims specifically • When mortgage payments are past due they are… • State Farm is an example of ________ insurance • A W9 is needed for all banks when the loan is in… • How we determine loan status for BOA & USDA loans • ...
Health Insurance | Personal Finance Final Review 2023-06-06
Across
- A type of healthcare plan with a very low premium, very high deductible.
- Yearly maximum that you will pay before insurance covers 100% of cost
- Percent of total bill paid by you until reaching the Out-Of-Pocket Limit.
- Set amount for time of visit which does not count towards deductible.
- Cost of insurance (usually monthly cost)
- The ailments to which insurance will pay for.
Down
- How much you must pay before insurance will kick in and pay; Measured annually for health insurance
- ______ insurance:Not offered through work, you pay full premium.
- A condition not covered by insurance
- A type of healthcare plan with a larger list of healthcare providers - more freedom; more expensive.
- A type of healthcare plan with a lower premium; no out-of-network coverage.
- A type of healthcare plan which offers health services through approved doctors; less freedom.
- Insurance for one who is laid off, you pay for the full premium.
- Agreement between you and insurance company to provide coverage
- ____ insurance:Often a thing for full-time employees, paid for by you and employer.
15 Clues: A condition not covered by insurance • Cost of insurance (usually monthly cost) • The ailments to which insurance will pay for. • Agreement between you and insurance company to provide coverage • ______ insurance:Not offered through work, you pay full premium. • Insurance for one who is laid off, you pay for the full premium. • ...
Insurance and Tax 2023-04-28
Across
- The person who inspects the damage and calculates the compensation to be paid.
- This is an extra amount added onto the basic premium to cover increased risks.
- Form The application form for insurance.
- Assurance When insuring a house, what is one of the insurances you must have.
- Insurance What insurance is required by law.
- The person who calculates the insurance premium.
- Cash Flow Name one of the benefits of insurance within a business.
- One of the 5 principles of insurance.
- Protection What does insurance offer from risks?
Down
- Clause The calculation used to find the fraction of it's compensation.
- What's the term used when the insurance company gives you full compensation for an item.
- Interest What's the word used to state that you can only insure something that you own.
- The fee paid for insurance.
13 Clues: The fee paid for insurance. • One of the 5 principles of insurance. • Form The application form for insurance. • Insurance What insurance is required by law. • The person who calculates the insurance premium. • Protection What does insurance offer from risks? • Cash Flow Name one of the benefits of insurance within a business. • ...
Personal Finance Vocab. Ch. 10-12 2023-03-24
Across
- State legislation that requires drivers to prove their ability to cover the cost of damage in an automobile accident.
- Combination of hospital expense insurance, surgical expense insurance, and physician expense insurance.
- You receive the full cost of repairing or replacing a damaged or lost item.
- A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining covered expenses.
- An independent membership corporation that provides protection against the cost of surgical and medical care.
- A benefit under which the company pays twice the face value of the policy if the insured’s death results from an accident.
- Coverage for your place of residence and its associated financial risks.
- A payment you receive that is based on the current replacement cost of a damaged or lost item less depreciation.
- A network of selected contracted, participating providers; also called an HMO-PPO hybrid or open-ended HMO.
- The homeowner would have to pay for a portion of the cost to replace their home.
- A method of integrating the benefits payable under more than one health insurance plan.
- Protection against possible financial loss.
- A risk that carries a chance of either loss or gain.
- The amount received after giving up a life insurance policy.
- Possible losses due to negligence resulting in bodily injury or property damage to others.
- A contract that provides a regular income, typically for as long as the person lives.
- An organized strategy for protecting assets and people.
- Failure to take ordinary or reasonable care.
- A provision that allows the insured not to forfeit all accrued benefits.
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- A list or other documentation of personal belongings.
- A type of major medical insurance that has a very low deductible and is offered without a separate basic plan.
- Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- Pays the cost of minor accidental injuries on your property or minor injuries caused by you.
- A fee to be paid to an insurance company.
- The name for personal, property, or liability risks.
- Legal responsibility for the financial cost of another person's losses or injuries.
- Which covers the damage or loss of a specific item of high value.
- When a person is held responsible for the actions of another person.
- Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement.
- Addition of coverage.
Down
- A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- Increases the likelihood of loss through some peril.
- The uncertainties surrounding loss of income or life due to death, illness, or unemployment.
- Pays part or all of hospital bills for room, board, and other charges.
- A network that renders medical care from affiliated health care providers.
- A contract.
- Covers the risk of financial loss due to legal expenses associated with automobile accidents.basic health insurance coveragebasic health insurance coverage
- A risk-sharing firm that agrees to assume financial responsibility for losses that may result from an insured risk.
- The set amount that the policyholder must pay per loss on an insurance policy.
- Pays most of the costs exceeding those covered by the hospital, surgical, and physician expense policies.
- Provides payments to replace income when an insured person is unable to work.
- A federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities.
- The process that insurance companies use to determine the premiums that will be charged and whom they will insure.
- The process of establishing a monetary fund to cover the cost of a loss.
- An independent membership corporation that provides protection against the cost of hospital care.
- A program of medical assistance to low-income individuals and families.
- A provision under which both the insured and the insurer share the covered losses.comprehensive major medical insurance
- Uncertainty or lack of predictability.
- A method of evaluating the cost of life insurance by taking into account the time value of money.
- A provision stating that the insurer cannot dispute the validity of a policy after a specified period.
- A life insurance agent who has passed a series of college-level examinations on insurance and related subjects.
- Supplements your basic personal liability coverage.
- The uncertainties of direct or indirect losses to personal or real property due to fire, storms, or accidents.
- When a person is held responsible for intentional or unintentional actions.
- Prepaid health plans that provide comprehensive health care to members.
- A person designated to receive something, such as life insurance proceeds, from the insured.
- Pays for the cost of day-in, day-out care for long-term illness or disability.
- A document attached to a policy that modifies its coverage.
- The cause of a possible loss.
60 Clues: A contract. • Addition of coverage. • The cause of a possible loss. • Uncertainty or lack of predictability. • A fee to be paid to an insurance company. • Protection against possible financial loss. • Failure to take ordinary or reasonable care. • Supplements your basic personal liability coverage. • Increases the likelihood of loss through some peril. • ...
Patient Access Week 2024-03-26
Across
- Physicians written or verbal instruction directing a patients diagnostic and therapeutic treatment
- Questionnaire used to identify the primary payor over Medicare
- Federal health insurance plan primarily for seniors
- EMTA_A (What does the L in EMTALA stand for
- System similar to DRGs used for outpatient services
- Unique Physician Identifier
- Per _ (Day)
- Diagnosis coding system
- Having a short relatively severe course
- Surveyors and evaluate an organization's performance of functions and processes aimed at continuously improving patient outcomes.
- _Health Information (PHI- protected by HIPAA)
- An organization that administers health insurance plans or claims but does not assume the risk(TPA)
- Joint federal and state program to provide medical insurance for the poor
- Enforcement arm of CMS whose mandate is to fight waste, fraud, and abuse
- Questionnaire to determine primary payor before Medicare
Down
- Document educating patients about insurance coverage payments or denials
- form used in managed care plans for the PCP's authorization for certain specialist and certain services
- Create a registration record for a future inpatient service
- Setting for inpatient care
- Principal (Physician; 1st (Payor)
- Insurance plan that provides its members with incentives to use designated healthcare providers
- An insured individual is legally obligated to pay for services rendered by a provider
- Payment for insurance coverage
- Medical bills
- Medical Doctor
25 Clues: Per _ (Day) • Medical bills • Medical Doctor • Diagnosis coding system • Setting for inpatient care • Unique Physician Identifier • Payment for insurance coverage • Principal (Physician; 1st (Payor) • Having a short relatively severe course • EMTA_A (What does the L in EMTALA stand for • _Health Information (PHI- protected by HIPAA) • ...
Insurance Vocabulary – Key Insurance Terms Every Young Adult Should Know Author: Mr. Holzknecht 2025-10-30
Across
- : Shared payment each time you visit a doctor
- : Formal request to insurance for coverage payment
- : Covers non-collision damages like theft or fire
- Large marsupial
- Has a trunk
- Likes to chase mice
Down
- : Coverage that pays for damage to your own car
- : Payment made regularly to keep insurance active
- : Person or entity that owns the insurance policy
- : Money paid before coverage begins
- Maximum : Maximum amount you pay each year
- Man's best friend
- Flying mammal
- Insurance : Type of insurance that covers rented property
- : Coverage for injuries to others in a car accident
15 Clues: Has a trunk • Flying mammal • Large marsupial • Man's best friend • Likes to chase mice • : Money paid before coverage begins • Maximum : Maximum amount you pay each year • : Shared payment each time you visit a doctor • : Coverage that pays for damage to your own car • : Payment made regularly to keep insurance active • : Person or entity that owns the insurance policy • ...
EHR Chapter 6 2022-02-16
Across
- The process of contacting the insurance carrier and receiving validation of coverage for that patient, deductible status, and co-pay amount.
- Accounts ________ Monies being paid from the medical practice
- Medical _______ The fact that there is a medical reason to perform a procedure or service.
- Explanation of _________/EOB An explanation of the charges for services, the amount paid by the insurance company, and the amount due by the subscriber, which is sent to the subscriber
- Accounts ________ Monies coming into a medical practice
- Intentional deception, which in healthcare takes advantage of a patient, or an insurance company
- Coding system required by Medicare and Medicaid to document services and procedures. Acronym for Healthcare Common Procedure Coding System
- A form of cost-sharing in which the insurance carrier pays a percentage of the claim and the patient pays the remaining percentage.
- The amount due from the patient at the time of the office visit
- __________ diagnosis -The reason, after study, determined to be chiefly responsible for the patient’s admission to the hospital.
- Lists the services and procedures by CPT® code and description of the service, provided by a healthcare facility along with the charge for each service.
Down
- A formal, written document that describes how the hospital or physician’s practice ensures rules, regulations, and standards are being adhered to.
- ___________ advice (RA)-A detailed accounting of the claims for which payment is being made by an insurance company; usually accompanies the payment.
- The out-of-pocket payment amount that a policyholder must meet before insurance covers the service
- Posting of charges and the payment of claims in the practice management system to update patients’ accounts.
- The primary person covered by an insurance plan.
- The process of reviewing claims by the insurance carrier to determine payment.
- On an insurance claim, the relationship between each procedure and a diagnosis to demonstrate medical necessity.
- _______ Care Act Signed into law in 2010, the ACA resulted in improved access to affordable healthcare coverage and protection from abusive practices
- Coding and billing that is inconsistent with typical coding and billing practices
20 Clues: The primary person covered by an insurance plan. • Accounts ________ Monies coming into a medical practice • Accounts ________ Monies being paid from the medical practice • The amount due from the patient at the time of the office visit • The process of reviewing claims by the insurance carrier to determine payment. • ...
Insurance Vocab 2016-05-04
Across
- Someone who relies on someone else for income and care
- The money paid to an insurance company to purchase a policy
- The donation of a product or service in place of cash
- Provides money to pay for health care for illness, injury, or, in some cases, preventive care
- The chance of loss from an event that cannot be entirely controlled
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- When the act of insuring an event increases the likelihood that the event will happen
- A financial product purchased by many people facing a similar risk to protect against the risk of larger losses.
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- Cash set aside that can be used to cover the costs of unexpected expenses
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
Down
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- Someone who receives money if the insured person dies
- A person who owns the insurance policy
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- Provides payment to beneficiaries who were named by the insured person
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- The risks covered and amount of money paid for losses under an insurance policy
20 Clues: A person who owns the insurance policy • Someone who receives money if the insured person dies • The donation of a product or service in place of cash • Someone who relies on someone else for income and care • The money paid to an insurance company to purchase a policy • The chance of loss from an event that cannot be entirely controlled • ...
Risk Management & Strategies 2021-02-25
Across
- value Pays the stated sum
- Amount you must pay to see the doctor
- Setting money aside in case of injury
- Chance of injury
- Risk resulting in loss
- Person who receives money benefits in death
- life insurance Policy that provides a death benefit
- Type of physical injury, damage to property
Down
- Money you pay before insurance
- policy Provides addition coverage
- insurance Income protection for job loss
- policy Protects home from loss
- Price for insurance
- insurance Protects renters from loss
14 Clues: Chance of injury • Price for insurance • Risk resulting in loss • value Pays the stated sum • Money you pay before insurance • policy Protects home from loss • policy Provides addition coverage • insurance Protects renters from loss • Amount you must pay to see the doctor • Setting money aside in case of injury • insurance Income protection for job loss • ...
The Actuary India April 2022 Crossword 2022-03-23
Across
- A model where the probability of future events depends only on the last know event [6, 5]
- An insurance company owned by its policyholders [6]
- Exchanging pension for an immediate lump sum [11]
- An insurance policy where all benefits have been forfeited due to non-payment of premiums [6]
- Projection method prescribed for valuation of post-employment defined benefit plans by IAS 19 (revised 2011) [3]
- An insurance company that transfers risk to a reinsurer [6]
- The most used probability distribution [8]
- An acronym for loadings added to assumption for prudence [3]
- An insurance policy that covers all risks except those specifically excluded [3, 5]
- An insurance policy that pays the sum assured on death during the policy term or on survival till the end of the policy term [9]
- A single event that causes extremely large losses [11]
Down
- Restoring the insured to the same financial position as before a loss [9]
- A statutory benefit payable to an employee on leaving the company after 5 years of service [8]
- A life annuity that pays the purchase price on death of the annuitant [3]
- A tradeable derivative contract to buy an asset at a specified price on a specified date [7]
- Selling insurance policies using banks [13]
- A triangulation method that used only the cumulative claim amounts [5, 6]
- An insurance policy where all premiums have been received but the cover has not been terminated yet [4, 2]
- The insured’s share of claims [6]
- An abbreviation for a model used to price income protection plans [3]
20 Clues: The insured’s share of claims [6] • The most used probability distribution [8] • Selling insurance policies using banks [13] • Exchanging pension for an immediate lump sum [11] • An insurance company owned by its policyholders [6] • A single event that causes extremely large losses [11] • An insurance company that transfers risk to a reinsurer [6] • ...
Medicare 2022-10-27
Across
- coverage gap in drug plan up to $7440
- percentage of cost that determines insurance and insurer responsibility
- doctor that focuses on a specific area of medicine or health care
- medicare coverage for only prescription drugs
- state program that assists low income situations
- dollar amount that must be reached before insurance begins coverage
- most you pay during a policy period before health insurance begins to pay 100%
- health care services that insurance does Not vover
- federal program based on credit hours worked
- also known as an MAPD, must be combined with only original medicare and includes coverage for prescriptions, dental, vision,etc.
Down
- surgery or care not covered by medicare or medicare plans because it is usually elective and not mandatory
- fixed amount you pay for covered health services
- "gatekeeper" doctor system that helps keep costs low for insurer in network
- coverage gap in drug plan up to $4660
- person needing insurance and paying premium
- max amount on which payment is based for covered health care services also called "negotiated rate"
- costly insurance choice with choice to go out of network
- equipment and supplies ordered by provider for everyday and extended use
- "primary care physician" doctor who directly provides or coordinates your health care
- prior approval for necessary drugs, dme,surgery, or service
- amount paid monthly to keep insurance plan going
- also known as a supplement plan and can be combined with original medicare and part D
- hospital and skilled nursing care
- doctors visits,routine labs, PCP care
24 Clues: hospital and skilled nursing care • coverage gap in drug plan up to $7440 • coverage gap in drug plan up to $4660 • doctors visits,routine labs, PCP care • person needing insurance and paying premium • federal program based on credit hours worked • medicare coverage for only prescription drugs • fixed amount you pay for covered health services • ...
Personal Finance 2017-05-10
Across
- Additional coverage for specific items
- Insurers will cover property for either the current worth or past worth
- Maximum amount the insurer will pay for losses
- Spells out what the insurer won't pay for
- a professional opinion on the value of your property
- Legal contract between an insurance company and the policy holder buying the insurance
- Full time employees who are laid off can apply for unemployment checks until they find a new job
- covers only your possessions
Down
- covers possessions inside the house as well as damage to the house
- Amount to buy a new replacement for what was lost
- Coverage for when you unintentionally hurt someone or damage another persons property
- Insurance that covers you from a vechile accident, break in, or theft
- Pays you a percentage of your total income when a health issue prevents you from working for more than six weeks
- Replaces personal assets when they're stolen or destroyed. Two kinds
- Investagates a claim
- buys the insurance
- Insurance company settles the claim with a check
- Formal request from the policyholder to have the insurance company make payment for a loss
- Employers require this if working with cash or property of value
19 Clues: buys the insurance • Investagates a claim • covers only your possessions • Additional coverage for specific items • Spells out what the insurer won't pay for • Maximum amount the insurer will pay for losses • Insurance company settles the claim with a check • Amount to buy a new replacement for what was lost • a professional opinion on the value of your property • ...
Health Insurance Terms 2025-02-14
Across
- - The total amount a patient must pay for services before the insurer begins to pay
- - A summary of benefits provided after receiving healthcare
- - A request for payment from an insurance company for services
- - A person entitled to benefits under an insurance policy
- - The percentage of medical costs you pay after the deductible is met
- - A condition that existed before the start of your insurance policy
Down
- - The list of doctors and hospitals that are covered by an insurance plan
- - A type of plan offering more flexibility but with higher costs than an HMO
- - A type of insurance plan with a list of doctors and hospitals that limit where you can go for care
- - The company or individual providing the health service
- - A contract that outlines coverage details and terms
- - The amount you must pay out of pocket before insurance kicks in
- - A fixed amount you pay for a covered healthcare service, usually when you get the service
- - A process where an insurance company evaluates risks
- - The amount you pay monthly for your health insurance
15 Clues: - A contract that outlines coverage details and terms • - A process where an insurance company evaluates risks • - The amount you pay monthly for your health insurance • - The company or individual providing the health service • - A person entitled to benefits under an insurance policy • - A summary of benefits provided after receiving healthcare • ...
Health Insurance 2021-12-14
Across
- The ability of a health insurance plan to meet all of its financial obligations
- The list of prescription drugs covered in full or in part by a health plan
- A dollar amount that a patient must pay for healthcare services each plan year before the insurance company will begin paying claims
- The Health Insurance Portability and Accountability Act
- A federal program that provides healthcare coverage for all eligible individuals age 65 or older, or individuals under age 65 with a disability, regardless of income or assets
- The online store, also called the exchange, where individuals and small employers may buy health insurance plans sold by insurance companies
- An individual or organization that is trained and able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace, including completing eligibility and enrollment forms
Down
- Health maintenance organization
- A recurring fee a health insurance company charges for your health insurance coverage, typically charged on a monthly basis
- A fixed fee that an individual pays for specific medical services, like a visit to the doctor's office
- An insurance policy provision that adds benefits to or amends the terms of a basic insurance policy to provide additional coverage
- An agent is a person or business who can help you apply and enroll you in health insurance
- involving or causing sudden great damage or suffering
- a request for payment of a loss
- Health savings account
15 Clues: Health savings account • Health maintenance organization • a request for payment of a loss • involving or causing sudden great damage or suffering • The Health Insurance Portability and Accountability Act • The list of prescription drugs covered in full or in part by a health plan • The ability of a health insurance plan to meet all of its financial obligations • ...
Medicare Basics 2024-10-07
22 Clues: Work • Join • Safe • Part C • Part B • Annual • Part D • Doctor • Part A • Savings • Terminal • Entitled • Valuable • Homebound • Essential • Insurance • Emergency • Outpatient • Protection • Punishment • Premium Cost • Emergencyroom
#RockEnroll23 2022-10-19
Across
- Tax advantaged plan you can use when on the Copay Plan
- Last day to complete your Open Enrollment is November _____
- HSA stands for
- Supplemental insurance provider
- First day of Open Enrollment is on November ____
- Open Enrollment month is in
- The amount you have to pay before insurance pays anything
- Dental Insurance provider
- 401k provider
- Tax advantaged savings account that comes with the HDHP and Visions contributes to on your behalf
Down
- ______ Life Event - the only way to change elections mid-year
- Medical insurance provider
- You're fully ____ in the pension after 5 years of service with at least 1,000 hours per year
- Month Open Enrollment elections take place
- A deduction from your paycheck you pay to be on the plan
- With either medical plan you get access to the same great
- Eye insurance provider
- Name of interactive online benefits counselor
18 Clues: 401k provider • HSA stands for • Eye insurance provider • Dental Insurance provider • Medical insurance provider • Open Enrollment month is in • Supplemental insurance provider • Month Open Enrollment elections take place • Name of interactive online benefits counselor • First day of Open Enrollment is on November ____ • Tax advantaged plan you can use when on the Copay Plan • ...
Economics Crossword 2024-04-22
25 Clues: claim • cobra • policy • perdiem • premium • benefits • coverage • Insurance • inpatient • deduction • uninsured • negligence • Deductible • enrollment • telehealth • coinsurance • beneficiary • contribution • personalrisk • compensation • prescription • policyholder • liabilityrisk • outofpocketmaximum • flexiblespendingaccount
OMG 2020-04-27
Across
- Endemic flower to Bermuda
- Not the parent company
- Insurance for insurers
- An owner of shares
- Used for transport of liquids and gasses
- Type of liability insurance
- Relevant time zone
- Where you would go to submit a vacation request
- Not offshore
- The maximum amount
- Formed in 1972 by 16 energy companies
- It can not be created or destroyed
Down
- Latest energy sector
- An incident or event that triggers an insurance policy
- A person who evaluates the risk of potential clients
- Where our CEO attended university
- A form of alternative dispute resolution
- Department responsible for managing assets, liabilities, revenues and debts.
- OFAC administers and enforces them
- Amount paid for a contract of insurance
- Rated A- “Excellent” by A.M. Best
21 Clues: Not offshore • An owner of shares • Relevant time zone • The maximum amount • Latest energy sector • Not the parent company • Insurance for insurers • Endemic flower to Bermuda • Type of liability insurance • Where our CEO attended university • Rated A- “Excellent” by A.M. Best • OFAC administers and enforces them • It can not be created or destroyed • ...
Chapter 19 Crossword Puzzle 2025-05-07
Across
- insurance that covers for losses due to accident, chance, or negligence
- a scenario analysis of any events with significant impact that could go wrong, from legal liability to natural disasters.
- consideration for insurance contract
- friend
- A contractual arrangement that protects against loss
- Party who will indemnify if loss occurs
- Has a trunk
Down
- hazard occurs when prospective insureds and/or beneficiaries behave in a harmful or reckless manner
- Flying mammal
- Large marsupial
- To make whole a loss to the suffering party
- insurance that covers for losses resulting from perils such as fire, theft, or windstorm
- Party protected or covered if the loss occurred
- potential loss that is insured against
- Likes to chase mice
- party who benefits from the acts of others
- written contract of insurance
17 Clues: friend • Has a trunk • Flying mammal • Large marsupial • Likes to chase mice • written contract of insurance • consideration for insurance contract • potential loss that is insured against • Party who will indemnify if loss occurs • party who benefits from the acts of others • To make whole a loss to the suffering party • Party protected or covered if the loss occurred • ...
Healthcare Systems 2025-09-03
Across
- Insurance plan with network providers, no referral required.
- U.S. agency for disease prevention and outbreaks.
- Regulates food, drugs, and safety labels.
- Amount you pay before insurance covers costs.
- Prepaid healthcare plan requiring referrals.
- State-run aid for low-income individuals, funded by state and federal taxes.
- Insurance providing benefits for job-related injuries.
- Federal research agency on public health, Regulates workplace safety.
Down
- Care for patients with terminal illness to ease pain.
- agency for international public health.
- 2010 law reforming U.S. healthcare.
- Regular payment to keep health insurance.
- Healthcare plans focusing on wellness and provider networks.
- Federal insurance for people 65+ or with disabilities.
- Fixed amount paid for a healthcare service.
- Ability to express and defend one’s needs and right
- Federal agency promoting public health.
17 Clues: 2010 law reforming U.S. healthcare. • agency for international public health. • Federal agency promoting public health. • Regular payment to keep health insurance. • Regulates food, drugs, and safety labels. • Fixed amount paid for a healthcare service. • Prepaid healthcare plan requiring referrals. • Amount you pay before insurance covers costs. • ...
8.4-8.7 Vocab Crossword 2021-04-14
Across
- ________ __________ like automobile insurance, registration fees, and depreciation remain about the same regardless of how many miles you drive.
- You can obtain complete insurance coverage with a ______ _________ by paying an additional charge per day.
- Depends on the size and value of your car.
- on your automobile protects you from losses due to fire, vandalism, theft, and so on.
- at the end of a ________-_______ ________, you can buy the automobile for its residual value
- is the amount you pay each year for insurance coverage.
- you make a specified number of payments, return the car, and owe nothing unless you damaged the car or exceeded the mileage limit.
Down
- will pay to repair the damage to your automobile if it is involved in an accident.
- Includes bodily injury insurance and property damage insurance. Protects you against financial losses if your car is involved in an accident
- = liability premium + comprehensive premium + collision premium
- depends on your age, marital status, the amount you drive each week, and so on.
- The annual ________ ___________ is determined by the amount of insurance you want, the age group of your car, and the insurance-rating group.
- = annual base premium x driver-rating factor
- A $50 __________ ___________ means that you pay the first $50 of the repair bill
- ___________ __________limits of 25/100 mean that the insurance company will pay up to $25,000 to any one person injured and up to $100,000 if more than one person is injured.
- protects you against financial loss if your automobile damages the property of others.
- decrease in the value of your car because of its age and condition
- the expected value of the car at the end of the lease period.
- ________ ___________,like gasoline and tires, increase as the number of miles you drive increases.
- = total cost / number of miles driven
20 Clues: = total cost / number of miles driven • Depends on the size and value of your car. • = annual base premium x driver-rating factor • is the amount you pay each year for insurance coverage. • the expected value of the car at the end of the lease period. • = liability premium + comprehensive premium + collision premium • ...
Insurance Vocabulary 2024-04-22
Across
- the party in an insurance contract that promises to pay compensation
- the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- life insurance that is a type of permanent life insurance. With a universal life policy, the insured person is covered for the duration of their life as long as they pay premiums and fulfill any other requirements of their policy to maintain coverage.
- In simple terms, a copayment, or copay, is a fixed amount that you pay out of pocket for covered healthcare services.
- transfer (all or part of a risk) to another insurer to provide protection against the risk of the first insurance
- An insurance claim is a request for your insurance company to pay for something your insurance covers, such as a car accident, or a house fire
Down
- The spreading of financial risk evenly among many contributors to the program
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- insurance that provides a death benefit that pays the beneficiaries of the policyholder throughout a specified period.
- life insurance that is permanent life insurance that pays a benefit upon the death of the insured and is characterized by level premiums and a savings.
- an insured individual's share of the costs of a covered expense
- a person or organization covered by insurance
- An insurance premium is the price you pay for a policy.
13 Clues: a person or organization covered by insurance • An insurance premium is the price you pay for a policy. • an insured individual's share of the costs of a covered expense • the party in an insurance contract that promises to pay compensation • The spreading of financial risk evenly among many contributors to the program • ...
Insurance Terms | 3 November 2017 | RM 2017-11-03
Across
- A request for payment of a loss which may come under the terms of an insurance contract
- Someone who regularly travels between work and home
- _____ insurance is a type of insurance which lasts for a limited time period
- A business activity in which banks sell services and products usually sold by insurance firms
- An amount that a policyholder agrees to pay, per claim or per accident, toward the total amount of an insured loss
- The state of being legally obliged and responsible
- ______ means making compensation payments to one party by the other for the loss incurred
- The _____ date is the date on which the insurance under a policy begins
- A person who calculates risks for insurance companies
- Breaking into another person's property with felonious intent
- The person during whose life an annuity is payable
- An advantage or benefit, such as money or goods, given because of your job
Down
- A person who investigates and settles losses for an insurance carrier
- The right to transfer pension rights and credits when a worker changes jobs
- _____ is an amount paid periodically to the insurer by the insured for coverage
- legally obliged to pay for damage, injury etc; responsible
- A physical or a mental impairment that substantially limits one or more major life activities of an individual
- Having insufficient financial resources (assets) to meet financial obligations (liabilities)
- Condition that creates or increases the chance of loss
19 Clues: The state of being legally obliged and responsible • The person during whose life an annuity is payable • Someone who regularly travels between work and home • A person who calculates risks for insurance companies • Condition that creates or increases the chance of loss • legally obliged to pay for damage, injury etc; responsible • ...
Insurance & PrePro Basics 2025-05-16
Across
- A cheaper PPO with higher deductibles and OOP maximums
- Insurance plan where employer assumes the risk
- A response from the clearinghouse/payer on why claim was not accepted.
- Aims to maintain high-quality standards while conserving healthcare expenses
Down
- Insurance for those 65+
- A rejection that requires sending the claim to a new payer
- Insurance plan where employees pay a monthly premium to an insurance company for coverage
- Clearinghouse for Med D doses
- Processes claims at the local level
- The CMS 1500 goes through here. They review and reformat the claim before sending to the payer
- Insurance plan that has an assigned PCP and requires a referral to see any specialist
- Medical claim form that we send out to payers for services rendered
- Insurance plan that has flexible coverage for in and out of network providers
- A type of plan that aids in transitioning from one healthcare plan to another
- Another word for insurance company
- Plans that are provided to those who are categorized at, or below the poverty level
16 Clues: Insurance for those 65+ • Clearinghouse for Med D doses • Another word for insurance company • Processes claims at the local level • Insurance plan where employer assumes the risk • A cheaper PPO with higher deductibles and OOP maximums • A rejection that requires sending the claim to a new payer • Medical claim form that we send out to payers for services rendered • ...
WC 2019-08-30
Across
- the term _________ is used to describe surveillance or the secret act of watching a person or group
- Unlike a calendar year, which is January 1 to December 31, a ___________ depends on its effective start date
- ______ is a statistic used to compare an employer's loss history to the average for their industry
- ________________ is when an injury occurs away from an employee’s usual workplace, yet while the employee is working
- _____________ is a Workers' Compensation insurance company's right to legally pursue a third party that caused an insurance loss to the employer.
- ______________ is an employer that elects, by filing appropriate notices required by state insurance authorities, to pay work-related injury loss through some method other than statutory workers compensation
- A competitive ____________ is a state-owned and operated fund that provides workers compensation insurance to employers who operate within that state
- _________ is a form of insurance purchased by insurance companies in order to mitigate risk.
- _________ rating is an insurance pricing method in which similar risks are charged the same rate rather than rated individually
Down
- payment: An injured employeemust miss a certain amount of days before receiving __________________ for the 7-day waiting period, known as the retroactive period
- ______ consist of a 3-to-4 digit system assigned by either a state rating bureau or the NCC
- Workers' compensation has been dealing with the prescription opioid ______ since over-prescribing started in the mid 1990s
- ___________________ is a nonimpact injury caused by too strenuously lifting, pulling, pushing, turning, wielding, holding, carrying, or throwing
- _______ evaluate risk.
- An __________ plan is the market of last resort for employers that are unable to obtain workers compensation insurance from a standard insurer.
- ___________ describes payments made to an injured or sick employee whose injury or illness occurred as a result of employment
- : _______was founded in 1990 as an independent, third party healthcare validator
- ________ is the premium rate before the application of an exmod or other credits
- ____________ is the injured employee, or the surviving dependents of a deceased employee
- _______ is a type of policy issued by an insurance company designed to accept and grow funds, and upon annuitization, create a stream of income or payments
20 Clues: _______ evaluate risk. • : _______was founded in 1990 as an independent, third party healthcare validator • ________ is the premium rate before the application of an exmod or other credits • ____________ is the injured employee, or the surviving dependents of a deceased employee • ...
Life Insurance Terminology 2021-06-22
Across
- This type of rating is due to complicated health history or if there have been recent health issues
- Allows a term life insurance policy to be converted to a whole life policy of equal or lesser value
- A person who is listed on a life insurance policy who will become the policy owner if the current owner passes away
- Writing business through another insurance company when Country declines coverage
- The status if the underwriting for the case is not complete within the 90 day time frame that is set
- A requirement that the UW Support team processes that is gathering information to send to another insurer to see if they would be willing to share the risk of a client
- The best class of life insurance that gives the client the lowest rate
- The insured is covered by the life insurance policy if anything were to happen to them during the underwriting process
- The amount of premium that a life insurance policy is applied for is broken up into different ranges of premium
Down
- Provides the client with a visual prediction of how the policy is going to preform over time
- The beneficiary named on the policy must be someone who is affected financially from the death of the insured
- Allows for the purchase of additional coverage for the insured periodically during the life of the policy
- A requirement that is ordered on all nonSUW cases completed by Examone
- The person or entity that controls all of the rights and benefits on a policy
- Occurs when a new policy is purchased and is replacing a policy the insured currently has
- The person or entity the owner of the policy names to receive the monetary amount of the policy upon the death of the insured
- A request for medical records, sent to a medical facility by PDC on behalf of Country
- The third best rate for life insurance
- The person who pays the premium on the policy
- The person who is applying for the life insurance
- The second best rate for life insurance
21 Clues: The third best rate for life insurance • The second best rate for life insurance • The person who pays the premium on the policy • The person who is applying for the life insurance • A requirement that is ordered on all nonSUW cases completed by Examone • The best class of life insurance that gives the client the lowest rate • ...
Ch 20 Intro to Business 2025-09-15
Across
- Individual or business covered in an insurance policy
- A request for payment for a loss based on the terms of the policy
- A contract that details the terms and conditions of insurance coverage
- A category of business insurance in which a company provides its employees insurance coverage as part of a benefits package
- A type of insurance that protects a business or individual from the risk of being held legally liable for the injuries of others
- Provides funds to pay for health care in the event of illness and may also pay for the cost of preventive care
- A policy that covers at‐home, assisted living, and nursing home care
Down
- Income insurance that provides funds to replace income lost while an individual is ill or injured and unable to work
- Insurance company issuing a policy
- Covers losses due to an accident involving vehicles
- Protects against the loss of income that would result if the insured person dies
- Protects commercial assets, such as property and vehicles, from any number of risks including natural disasters and fire damage
- With regard to insurance, means to return you to the condition you were before the loss
- Pays for damage or loss to the insured’s property and often includes liability coverage for actions of the insured that cause harm to other people or their property
- An amount paid each year for insurance coverage
- A comprehensive evaluation of business processes to identify anything that could potentially cause damage to assets
16 Clues: Insurance company issuing a policy • An amount paid each year for insurance coverage • Covers losses due to an accident involving vehicles • Individual or business covered in an insurance policy • A request for payment for a loss based on the terms of the policy • A policy that covers at‐home, assisted living, and nursing home care • ...
UCHealth Interview Terms 2025-08-05
Across
- – A provider’s order for the patient to see a specialist or receive specific services.
- – Scheduling follow-ups, printing summaries, and giving instructions after the visit.
- – Prioritizing patients based on how urgent their medical needs are.
- – A record of the patient’s medical history and information.
- – The percentage of costs the patient pays after meeting their deductible (example: 20%).
- Authorization – Insurance approval required before certain services (e.g., surgeries or tests).
- – Basic patient info: name, date of birth, address, phone number, emergency contact
- of Benefits (EOB) – Document from insurance explaining what was paid, denied, or still owed.
Down
- – Person responsible for the patient’s bill (can be the patient or a parent/guardian).
- – Law that protects patient privacy and health information.
- Maximum – The most a patient will pay in a year; after that, insurance covers 100%.
- – Process of confirming a patient’s arrival, updating info, and collecting payment or forms.
- Number – Approval code given by insurance for a specific service.
- – Fixed amount the patient pays at the time of service (example: $20 for a visit).
- / EHR (Epic) – Electronic Medical/Health Record system used to track patient history and appointments.
- / Alert – Notes or warnings in a patient’s file (e.g., allergies, payment issues, special needs).
- – Amount the patient pays out-of-pocket before insurance coverage begins.
- – A patient who misses their appointment without canceling.
- of Benefits (VOB) – Confirming that insurance is active and what services are covered.
- – Patient pays fully out-of-pocket (typically without insurance).
20 Clues: – Law that protects patient privacy and health information. • – A patient who misses their appointment without canceling. • – A record of the patient’s medical history and information. • Number – Approval code given by insurance for a specific service. • – Patient pays fully out-of-pocket (typically without insurance). • ...
Cancellation & RNB Code Match 2016-07-13
Across
- did not have insurance on the DOS.
- services where the coded global code splits into technical & professional codes for billing.
- LCD edit occurred & no other reasons can be assigned from the documentation.
- has no insurance that covers OPT services.
- services not billed.
- has no insurance that covers MH services.
- defined timeframe for filing the claim after the date of service has already passed.
- patient has exhausted all of his benefits for year or lifetime under this policy at the time assigned.
- plan of care is not certified as required.
- received TX for a condition related to AO.
- CBOC/Service provided by RN, PT, OT or other ancillary provider at a non-provider based CBOC cannot be billed due to the facility charge requirement.
- when 2 encounters for the same service appears on the same DOS, to remove bill for 1 encounter, not both.
- health insurance coverage is a Health Maintenance Organization policy that will not reimburse.
- health insurance coverage is no longer active. Used when a claim was authorized and a denial was received. No other insurance to bill.
Down
- statutorily excluded service.
- received TX for a condition related to SC.
- was presumed related to service in combat. SC disability has not been determined.
- services within the global period & therefore not billable.
- has no insurance that covers vision coverage.
- received TX for a condition related to MST.
- least one CPT is not billed as it is a workload code only & no other more specific reason can be used.
- services not billed.
- assigned in encounter has no charge but will be updated during the next reasonable charge update. Temporary RNB & must be changed once update is complete.
- has no insurance that covers dental TX.
- assigned by coding will not meet the MED. NEC. REQ. of the payer & no other DX can be assigned. A 2nd review may be appropriate.
- covered 100% by Medicare. No MRA or bill submitted. No secondary responsibility
- assigned by coding will not meet the MED. NEC. REQ. of the payer & no other DX can be assigned. A 2nd review may be appropriate.
- or TAX. ID is not available or completely inactive.
- cannot submit claims to these types of policies.
- provided by provider that is not covered by the insurance company.
- has been contacted for a release of 7332 protected health information. Patient refused to consent.
- policy will not reimburse for VHA services because we do not participate in their network.
- 7332 PHI AUTH. is on file at the time of assignment.
33 Clues: services not billed. • services not billed. • statutorily excluded service. • did not have insurance on the DOS. • has no insurance that covers dental TX. • has no insurance that covers MH services. • received TX for a condition related to SC. • has no insurance that covers OPT services. • plan of care is not certified as required. • ...
Unit 7: Insurance 2025-11-09
Across
- A federal and state assistance program that pays for health care services for people who cannot afford them
- A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- A situation involving exposure to danger, harm, or loss
- An estimate of what premium you would pay for a certain insurance coverage plan
Down
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- Insurance paid to named beneficiaries when the insured person dies
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- The chance of something happening or not happening within a certain number of occurrences
- When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
15 Clues: A situation involving exposure to danger, harm, or loss • Insurance paid to named beneficiaries when the insured person dies • An estimate of what premium you would pay for a certain insurance coverage plan • The chance of something happening or not happening within a certain number of occurrences • ...
Types of Insurance 2024-01-08
Across
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- Provides payment to others if a member of the insured household accidently causes harm to other people or property
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- The donation of a product or service in place of cash
- Provides payments for both liability and property insurance on a vehicle
- The risks covered and amount of money paid for losses under an insurance policy
- Provides payment to beneficiaries who were named by the insured person
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
Down
- Provides payment for extended nursing care due to accidents, illness, or old age
- Cash set aside that can be used to cover the costs of unexpected expenses
- Provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- insurance Provides payment to replace earnings during times when workers cannot work due to illness or injury
- Someone who receives money if an insured person dies
- Doing something in the home without pay that takes raw materials along with a family member’s skill, experience, knowledge, and household equipment, to produce a useful product or service
- The money paid to an insurance company to purchase a policy
- Provides money to pay for health care for illness, injury, or, in some cases, preventive care
- A financial product (called an insurance contract or policy) purchased by many people facing a similar risk to protect against the risk of larger losses.
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- When the act of insuring an event increases the likelihood that the event will happen
- A person who owns the insurance policy
- The chance of loss from an event that cannot be entirely controlled
- Someone who relies on someone else for income and care
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
25 Clues: A person who owns the insurance policy • Someone who receives money if an insured person dies • The donation of a product or service in place of cash • Someone who relies on someone else for income and care • The money paid to an insurance company to purchase a policy • The chance of loss from an event that cannot be entirely controlled • ...
Business Revision 2022-03-29
Across
- The insurance company takes possession of your item once compensation has been paid
- You can only insure something from which you will gain by its existence and suffer by its loss
- ensures that the business will always have enough workers to carry out all the jobs
- You cannot make a profit from insurance
- This protects the business against claims made by members of the public
- Completed by the insured person when looking for compensation
- If you insure with more than one company, each will only pay a percentage of the compensation due
- placing real power and responsibility in the hands of the workers who work close to the customer
- Protection against something that will definitely happen
- This is the minimum type of insurance policy required by law for drivers
- used to determine whether the candidate and the job complement each other
- This is the initial training of new employees
Down
- The application form that is completed when seeking insurance
- This describes the duties and responsibilities of the job.
- Protection against something which might or might not happen
- The process of attracting suitable candidates
- short term source of finance
- a process of continuous improvement which aims to prevent defects rather than detect them
- Most expensive motor insurance policy
- When completing the Proposal form/Claim form, you must tell the truth
- medium term source of finance
- Money received by the insured person as a result of suffering loss/damage
- long term source of finance
- The annual fee paid for insurance
24 Clues: long term source of finance • short term source of finance • medium term source of finance • The annual fee paid for insurance • Most expensive motor insurance policy • You cannot make a profit from insurance • The process of attracting suitable candidates • This is the initial training of new employees • Protection against something that will definitely happen • ...
Economics Crossword 2024-04-22
25 Clues: claim • cobra • policy • perdiem • premium • benefits • coverage • Insurance • inpatient • deduction • uninsured • negligence • Deductible • enrollment • telehealth • coinsurance • beneficiary • contribution • personalrisk • compensation • prescription • policyholder • liabilityrisk • outofpocketmaximum • flexiblespendingaccount
Ethics & Liability in the Healthcare Industry Part 1 2021-02-04
Across
- medical and medicine
- _____rule for the Insurance Accountability & Portability Act
- hospital is _______ to the Federal government
- what does the I stand for in HIPAA
- government keeps their records on
- besides local and federal government
- ______, state, and federal regulate to promote healthcare
- _______ commission is accrediting body of Medicare
- enacts _____ dictating how healthcare industry conducts business
- provides health insurance to employees and to ________
- _________ document used in Medicare Conditions of Participation
Down
- hospital can __________ more than 500 patients
- office ________ general
- another regulation in the Conditions & Participation in the __________ Program
- informatics what pathway has been discussed in this section
- abbreviation for Child Protective Services
- law provide patients free of charge
- is another insurance besides medicare
- government regulation/________
- need to have a pretty good working _________
20 Clues: medical and medicine • office ________ general • government regulation/________ • government keeps their records on • what does the I stand for in HIPAA • law provide patients free of charge • besides local and federal government • is another insurance besides medicare • abbreviation for Child Protective Services • need to have a pretty good working _________ • ...
PAS Week 2024 2024-03-26
Across
- Coordination of Benefits
- A patient could authorize specific individuals to receive medical information on their behalf on this registration document
- Director's name
- The amount you pay for covered health services before your insurance plan starts to pay
- Federal health insurance plan that patients 65 or older will typically have
- ABN (Advance __ Notice)
- HIM (__ Information Management)
- Face covering
- Patient Access Services
- Power of Attorney
Down
- LVN (Licensed __ Nurse)
- Manager's name (not supervisor lol)
- Explanation of Benefits
- Medical Doctor
- When a child is covered by two parents' health insurance policies, this rule decides which insurance will pay first
- EHR system used
- Provider who helps manage all aspects of your health
- A portal that gives patients easy access to their medical records
- Health Maintenance Organization
- Nurse Practitioner
20 Clues: Face covering • Medical Doctor • Director's name • EHR system used • Power of Attorney • Nurse Practitioner • LVN (Licensed __ Nurse) • Explanation of Benefits • ABN (Advance __ Notice) • Patient Access Services • Coordination of Benefits • HIM (__ Information Management) • Health Maintenance Organization • Manager's name (not supervisor lol) • ...
Spanish 4 4B vocab 2023-02-24
20 Clues: form • boss • intern • folder • drawer • resume • stapler • diploma • benefit • to apply • to retire • reference • applicant • job, post • experience • life insurance • cleaning staff • health insurance • print, handwriting • to fall behind schedule
CIP,C11-2,2018 2019-10-09
Across
- the C in P&C insurance
- places business with multiple insurers
- a type of floater a farmer might have
- _________ premium for the period of time already elapsed
- _______ premium represents the unexpired portion of a policy
- places insurance with one insurer
- a type of adjuster hired by an insured
- peace of mind from paying a premium
- the P in P&C insurance
Down
- one major category of insurance
- investigates insurance claims
- an agreement enforceable at law
- a way to spread risk
- compensation for losses
- property examples are as piplines and bridges
15 Clues: a way to spread risk • the C in P&C insurance • the P in P&C insurance • compensation for losses • investigates insurance claims • one major category of insurance • an agreement enforceable at law • places insurance with one insurer • peace of mind from paying a premium • a type of floater a farmer might have • places business with multiple insurers • ...
Life Insurance 2013-07-28
Across
- life policy those limiting the scope of the contract
- age in the proposal more than actual age
- period allowed for the payment of premium normally is 30 days or a calendar month
- Contains the name of the insurance company, its Head Office address, logo
- clause where the insured has the option of paying a higher premium instead of the exclusion
- Automatic ________ advance where first overdue premium is advanced for one year
- policy owner never pays another premium
- age in the proposal less than actual age
- life policy those enlarging the scope of the contract
- transferring ownership of your life insurance policy to another individual, corporation or trustee
- a settlement of a difference by a person or persons agreed
- by the end of the grace period, the policy will ________ as of the premium due date
- Important to determine the rate of premium to be charged
- value express the death benefit amount
Down
- clause prevents an insurer from denying benefits on the ground of misrepresentation after 2 years
- within thirteen months from the due date of the first unpaid premium
- this value also known as "cash value" or "policyholder's equity
- also known as rider, addendum, attachment
- Automatic ________ premium advanced as a loan against the surrender value until it is exhausted
- period help to reduce the possibility of committing suicide
- Recites the parties to the contract and that the proposal and declaration from the grantee shall be the basis of the contract
- person receiving ownership
22 Clues: person receiving ownership • value express the death benefit amount • policy owner never pays another premium • age in the proposal more than actual age • age in the proposal less than actual age • also known as rider, addendum, attachment • life policy those limiting the scope of the contract • life policy those enlarging the scope of the contract • ...
Insurance CrossWord 2016-07-01
Across
- Coverage span
- wide scale natural perils
- Shared by two or more policies
- Who may receives the benefit of policy
- Demand made by Insured for payment of benefits
- That which is not covered
- Breach of warranty may nullify the contract
- Liability or Loss resulting from an accident
- Applicable in under insurance
- Basic fire perils Fire Lightning Explosion Aircraft
Down
- Cause of loss
- Something ought to be done or complied with
- Part of claim borne by claimant
- In case of a dispute in quantum, parties go for
- Insurance contract document
- What one gets in a property claim
- Consideration
- Details of subject matter, location, period etc
- Measure of vulnerability to Loss
- A circumstance that increases likelyhood of severity
- Specific policy wording
21 Clues: Cause of loss • Coverage span • Consideration • Specific policy wording • wide scale natural perils • That which is not covered • Insurance contract document • Applicable in under insurance • Shared by two or more policies • Part of claim borne by claimant • Measure of vulnerability to Loss • What one gets in a property claim • Who may receives the benefit of policy • ...
Watercraft Insurance 2017-02-03
Across
- These types of limits are not offered on the WC policy; BI and PD are included in one limit.
- Deck chairs, coolers, and cell phones are referred to as these.
- If you only have 1 WC, then there needs to be less than this many losses in the last 3 years.
- For this inspection, we can accept photos from the insured.
- When a WC is laid up, this coverage does not extend to the WC.
- Rule 2 states this is not applicable to rating a WC policy.
- A boat older than this many years old is unacceptable.
- Appendix A outlines these kinds of boat manufacturers.
- For the waters sports endorsement, at least two riders are needed because this is needed when towing a person off the back of a WC.
- We will not write pleasure boats with more than this horsepower.
- PW exceeding this many feet in length are unacceptable.
- This requires UW approval because we could be insuring the boat for more than its value.
- This many hundred is offered automatically with the policy for electronic equipment.
- An applicant cannot have more than this any WC losses within the last 3 years.
Down
- This describes the right side of the boat.
- This is covered in the policy in NH and VT, but should be added as additional coverage for WC in Maine.
- This is the most number of days we could future date a WC policy.
- This many signatures is required of a married couple at new business.
- The left side of the boat is known as this side.
- This is required when the boat is moored.
- Boats exceeding this many feet in length are unacceptable.
- Inspection types are based on the type of WC, the value, the age, and this.
- The six-month lay-up begins on the first of this month.
- This is the front of the boat.
- PC valued at over this many thousand are unacceptable.
- Emergency services coverage offers this much per occurrence.
- This is the body of the watercraft.
- To meet the operational knowledge standard, the applicant could have owned a boat for at least 1 year over the course of this many years.
- This many hours is required in the last year as acceptable "prior boating experience."
29 Clues: This is the front of the boat. • This is the body of the watercraft. • This is required when the boat is moored. • This describes the right side of the boat. • The left side of the boat is known as this side. • PC valued at over this many thousand are unacceptable. • A boat older than this many years old is unacceptable. • ...
Travel insurance 2017-06-24
Across
- medical practitioner who is registered licensed
- general exclusion 3 A
- Is pre existing condition coverage needed for travel within Canada?
- acute illness requiring immediate medical treatment
- amount of pre existing condition coverage
- eligibility requirement number one
- dog cat bird small reptile small mammal.
- owner of the policy
- condition that does not require more then 30 days treatment or more then one follow up visit or hospitalization or surgical intervention
- the date you leave your departure point and start your trip
- exclusion for childbirth within....
- means estate unless otherwise requested in writing
Down
- individuals under 59 and consisting of you , all dependent children,and spouse
- emotional upset or state of anxiety, panic attack
- applicable to insured over the age of 60
- stability period for under 60
- general exclusion 11
- name of a company you can be certified by, general exclusion 12
- stability period over 60
- automatic extension to coverage if there are reasons beyond your control why you cannot return home prior to the policy expiry date
- the initial or emergency short course treatment phase of a sudden and unexpected sickness/ injury
- exclusion number one
- dollar amount of coverage
- a legally constituted medical facility under the medical supervision of a physician
- portion of eligible expenses the insured must pay
- does a visitor to canada under 60 get automatic pre existing condition coverage?
- an unforeseen sickness or injury which requires immediate medical treatment
- any dollar amount expressed in this policy is deemed to be in Canadian
- general exclusion 4
29 Clues: owner of the policy • general exclusion 4 • general exclusion 11 • exclusion number one • general exclusion 3 A • stability period over 60 • dollar amount of coverage • stability period for under 60 • eligibility requirement number one • exclusion for childbirth within.... • applicable to insured over the age of 60 • dog cat bird small reptile small mammal. • ...
Liability Insurance 2019-02-10
Across
- Responsible for Police, fire, water.
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- Quebec system of civil law.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- The act of holding possession of a property or premises.
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- Failure to use the degree of care expected from a reasonable or prudent person
Down
- nuisance, An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- It's subject of liability insurance
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- A person who enters onto premises under a contract with the occupier.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- In law, a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- A legal wrong arising from a duty fixed by law.
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- A law set down in a government act and passed by legislation
- A person who has permission to enter premises for his or her own purposes.
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
Liability Insurance 2019-02-10
Across
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- Failure to use the degree of care expected from a reasonable or prudent person
- The act of holding possession of a property or premises.
- A law set down in a government act and passed by legislation
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- It's subject of liability insurance
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
Down
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- A person who enters onto premises under a contract with the occupier.
- Responsible for Police, fire, water.
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- A person who has permission to enter premises for his or her own purposes.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- Quebec system of civil law.
- A legal wrong arising from a duty fixed by law.
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
