insurance Crossword Puzzles
Insurance Terms - Financial Literacy 2022-12-06
Across
- life insurance that provides coverage for as long as the person pays the premium
- regular payments made to an insurance company in return for coverage
- insurance plan that pays a specific person or people when a policyholder dies
- type of insurance required by law to operate a vehicle
- health conditions that existed before one's insurance policy was granted
- designated person who receives the payout from a life insurance plan when someone dies
- amount of money a policyholder pays prior to the insurance company's payments
Down
- financial product that provides payment for medical services when people suffer a financial loss because of injury or illness
- life insurance provided for a specific period of time
- the largest and most likely source for someone's health insurance
- person who buys insurance or subscribes to it through an employer
- an insurance product meant to cover a lot of people within an organization like a business of goverment
- share of the costs for covered insurance services the insured person is required to pay out of pocket
13 Clues: life insurance provided for a specific period of time • type of insurance required by law to operate a vehicle • the largest and most likely source for someone's health insurance • person who buys insurance or subscribes to it through an employer • regular payments made to an insurance company in return for coverage • ...
Insurance Terms 2024-04-15
Across
- This type of coverage will cover your car AND the car that you have a collision with.
- Another term for the insurance company or anyone who provides insurance.
- Provides coverage only for a specified period of time. It provides a death benefit if the insured dies during the specified period.
- Measured on a yearly basis; refers to the amount you must pay before your insurance provider begins to cover costs.
- Things or events that can damage or destroy a home or its contents.
- This type of insurance covers a third party's property damage and personal injuries in the event of an accident.
- Describes the person who did something to cause an accident.
- A contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.
Down
- Provides coverage throughout the insured’s lifetime as long as premiums are paid as required.
- This covers your car and your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto liability insurance, up to the UM limits in your policy.
- The amount paid to the insurance provider every month in order to maintain an insurance plan.
- A person who sells insurance; your direct contact with an insurance company.
- Primarily for health insurance; the amount owed each time you visit the doctor.
- The person or people designated to receive the death benefit from a life insurance policy when the insured dies.
- A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.
15 Clues: Describes the person who did something to cause an accident. • Things or events that can damage or destroy a home or its contents. • Another term for the insurance company or anyone who provides insurance. • A person who sells insurance; your direct contact with an insurance company. • ...
Insurance Review 2013-11-12
Across
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- Provides payment to beneficiaries if an insured person dies
- The money paid to an insurance company to purcahse a policy
- The provision of a product or service rather than cash
- Products or services provided by an employer that adds extra value for employees beyond wages paid
- The risks covered and amount paid out of pocket by the policyholder for the inital portion of a loss before the insurance coverage begins
- The chance of loss from an event that cannot be entirely controlled
- Provides payment to cover liability losses as well as damage and loss of the home and its contents
- A product that transfers risk from an individual to an insurance company or organization
- An amount of money, after the deductible, that is paid for jointly by the insured and the insurance company
- The amount paid out of pocket by policyholder for the initial portion of a loss before the insurance coverage begins
Down
- Provides money to pay for health care for illness and injuries
- Provides payment to the insured person if property is damaged or destroyed by an accident
- Provides payment for extended care due to accidents, illness, or old age
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- Someone who receives insurance money if the insured person dies
- A person who owns the policy
- Cash set aside that can be used to cover the costs of unexpected events
- An insurance contract that states what risks are covered and how much money will be paid for losses
- When the act of insuring an event increases the likelihood that the event will happen
- Someone who relies on someone else for money and care
- The paperwork describing the accident, illness or injury that is submitted to the insurance organization
23 Clues: A person who owns the policy • Someone who relies on someone else for money and care • The provision of a product or service rather than cash • Provides payment to beneficiaries if an insured person dies • The money paid to an insurance company to purcahse a policy • Provides money to pay for health care for illness and injuries • ...
How Well Do You Know Your Benefits 2023-08-30
Across
- Money you contribute towards savings for medical needs
- Charter Employee Assistance Program
- Annual amount you pay towards your insurance needs prior to your copay
- Where you can get your degree for free
- Legal Insurance protection you can purchase
- Amount you pay for each medical service after meeting your deductible
- Dental Insurance Provider
- Anthem Medical App
- Company Recognition Portal
Down
- At home Physical Therapy program free to all employees and their dependents
- The time to make your benefit selections for the year
- Manager of your HSA/FSA/HRA dollars
- 401K Management Company
- Expert second opinion resource
- Prescription Benefit Manager
- Vision Insurance Provider
- Money Charter puts in a fund for your retirement
- Medical Insurance Provider
18 Clues: Anthem Medical App • 401K Management Company • Vision Insurance Provider • Dental Insurance Provider • Medical Insurance Provider • Company Recognition Portal • Prescription Benefit Manager • Expert second opinion resource • Manager of your HSA/FSA/HRA dollars • Charter Employee Assistance Program • Where you can get your degree for free • ...
Buying an Auto 2023-05-01
20 Clues: vin • apr • lien • msrp • blue • trim • lease • lemon • title • excess • sticker • tradein • mechanic • insurance • certified • upsidedown • downpayment • depreciation • vehiclehistory • extendedwarranty
Financial Aspects of Business 2016-09-30
Across
- Contract between business & insurance company
- Management Analyzing exposure to risk
- Most complicated form of business
- Sheet summary of assets, liabilities & equity
- Legal agreement between two or more people
- Money raised by borrowing
- Operate business in name of established company
- Insurance when products cause injury or damage
- Risks occurring from competition, inflation
- What it will cost for 1st year of operation
- Union member-only cooperative
- Insurance covers owners or managers
Down
- Risks because of human errors
- Assets expected to convert to money within year
- Process of starting own business
- proprietorship No partners or shareholders
- Net worth; assets minus liabilities
- Cash coming into business & cash paid out
- Insurance covers replacement costs & loss of income
- Statement summary of current personal financial condition
- Risks occurring from floods, droughts, tornadoes
- Monetary funds invested in a project
- Assets use over long period to operate business
23 Clues: Money raised by borrowing • Risks because of human errors • Union member-only cooperative • Process of starting own business • Most complicated form of business • Net worth; assets minus liabilities • Insurance covers owners or managers • Monetary funds invested in a project • Management Analyzing exposure to risk • Cash coming into business & cash paid out • ...
Long-Term Care Insurance 2025-04-23
Across
- long-lasting health conditions needing continuous care
- short-term care needs
- various types of assistance covered by insurance
- evaluation to determine care needs
- basic level of care typically associated with long-term care
- person entitled to receive benefits from the policy
- payment returned to an insured individual for services
- entity that offers long-term care services
Down
- the extent of protection provided by the insurance
- criteria for qualifying for benefits
- temporary relief care for primary caregivers
- type of care typically covered under long-term insurance
- general help typically associated with long-term care needs
- help provided for daily living activities
- a contract outlining insurance coverage
- local resources or facilities for care services
- financial support provided by the policy
- request for payment based on a policy
- ongoing care typically required for chronic conditions
- payment for insurance coverage
20 Clues: short-term care needs • payment for insurance coverage • evaluation to determine care needs • criteria for qualifying for benefits • request for payment based on a policy • a contract outlining insurance coverage • financial support provided by the policy • help provided for daily living activities • entity that offers long-term care services • ...
Consumer Crossword 2024-04-03
Across
- What you pay after negotiations, agreed upon price.
- Insurance that covers your own damage.
- "Car ___"
- "Out the door price."
- Renting a vehicle
- Insurance that covers others, is made up of two other insurances.
- This is based on your car's age, weight, and value.
- Insurance that covers natural damages or loss of vehicle, such as theft.
- What the dealer subtracts from the value of the car you purchase, based on what you bring in.
Down
- Overtime loss of value.
- What you could privately sell your vehicle for.
- "Kelly ____ Book"
- Insurance that covers damage to other's personal items.
- Covers a driver without this.
- Rate at which the value of an asset is reduced.
- Amount of miles you can drive a leased car without penalty.
- The initial payment of a portion of a purchase price.
- Insurance that covers injury to others
- "Bumper to ______"
- Your partial refund after purchase.
20 Clues: "Car ___" • "Kelly ____ Book" • Renting a vehicle • "Bumper to ______" • "Out the door price." • Overtime loss of value. • Covers a driver without this. • Your partial refund after purchase. • Insurance that covers your own damage. • Insurance that covers injury to others • What you could privately sell your vehicle for. • Rate at which the value of an asset is reduced. • ...
Consumer Crossword 2024-04-03
Across
- What you pay after negotiations, agreed upon price.
- Insurance that covers your own damage.
- "Car ___"
- "Out the door price."
- Renting a vehicle
- Insurance that covers others, is made up of two other insurances.
- This is based on your car's age, weight, and value.
- Insurance that covers natural damages or loss of vehicle, such as theft.
- What the dealer subtracts from the value of the car you purchase, based on what you bring in.
Down
- Overtime loss of value.
- What you could privately sell your vehicle for.
- "Kelly ____ Book"
- Insurance that covers damage to other's personal items.
- Covers a driver without this.
- Rate at which the value of an asset is reduced.
- Amount of miles you can drive a leased car without penalty.
- The initial payment of a portion of a purchase price.
- Insurance that covers injury to others
- "Bumper to ______"
- Your partial refund after purchase.
20 Clues: "Car ___" • "Kelly ____ Book" • Renting a vehicle • "Bumper to ______" • "Out the door price." • Overtime loss of value. • Covers a driver without this. • Your partial refund after purchase. • Insurance that covers your own damage. • Insurance that covers injury to others • What you could privately sell your vehicle for. • Rate at which the value of an asset is reduced. • ...
Chapter 9 2023-04-10
Across
- Person renting the property under the lease.
- What a property is worth as determined by a tax assessor.
- Payment held by the lessor to cover the costs of potential damage to the property during the term of the lease.
- Contract between a home buyer and a lender where the property being purchased is held as collateral.
- Amount of an asset’s value that exceeds what is owed.
- Detailed report of losses that is filed with the insurance company when a person experiences a loss.
- In insurance terms, amount paid to purchase insurance.
- Insurance that pays what the property was worth at the time it was damaged or stolen.
- Tax levied against the value of real estate.
- Contract used to lease property for a predetermined period of time.
- Basic services such as telephone service, cable and Internet services, electricity, natural gas,and water for a residence or business.
- Loan in which the homeowner borrows money using the equity as collateral.
- Occupant of the property being rented.
- Replacing a mortgage with a high interest rate with another mortgage at a lower rate.
Down
- Insurance that protects the lender in case any questions arise regarding who hastitle,or ownership, of a piece of real estate.
- Insurance that includes coverage for the structure of the house as well asits contents.
- Professional assessment of the value of a home.
- Process of paying down a loan by making regular payments of interest and principal.
- Service contract that covers the repair and replacement costs of appliances andsystems that commonly need repair.
- Insurance that will pay what it actually costs to replace the item damaged or stolen.
- Owner of the property that is being leased.
- Portion of an insurance claim for which the policyholder is responsible.
- Type of insurance purchased by a tenant that provides financial protection should that person’s personal property be damaged or stolen.
- Account that adds an amount of money to a mortgage payment to cover taxes and insurance.
- Large final payment on a loan.
25 Clues: Large final payment on a loan. • Occupant of the property being rented. • Owner of the property that is being leased. • Person renting the property under the lease. • Tax levied against the value of real estate. • Professional assessment of the value of a home. • Amount of an asset’s value that exceeds what is owed. • ...
AHLT235 Chapter 1 Key Terms 2022-01-29
Across
- low copays, no deductible, but must go to physician in network
- the percentage of each claim that the insured pays
- a procedure may be a covered service, but also must be a:
- in order for a service to be reimbursed, it must be preapproved
- prepaid fixed amount
- procedures that insurance will cover
- doctors have contracts with insurance company
- doctor that takes one's insurance
Down
- list of services covered in one's policy
- the flat amount of each claim that the insured pays
- HMOs require a patient to obtain this before they can go to a specialist
- the amount that the insured pays on covered services before benefits begin
- high deductible plan
- money coming in and money going out
- insurance company
- amount the policyholder pays for the insurance
- person who has the insurance policy
17 Clues: insurance company • high deductible plan • prepaid fixed amount • doctor that takes one's insurance • money coming in and money going out • person who has the insurance policy • procedures that insurance will cover • list of services covered in one's policy • doctors have contracts with insurance company • amount the policyholder pays for the insurance • ...
inglés 2021-05-27
20 Clues: order • Supply • Safety • update • Analyst • Invoice • Quantity • customer • Retailer • Shipment • Container • Insurance • Industries • Consultant • consumption • Logistician • Manufacturing • Merchandising • replenishment • Transportation
do you know 2020-04-16
Across
- A term insurance plan that offers large-sized life coverage till age 80.
- A whole life insurance plan with a savings element, which combines with life protection for the first 20 years and provides long term capital appreciation.
- A 5-year USD endowment product that provides short-term savings benefit.
- A term insurance plan that offers life coverage till age 80.
- A universal life insurance plan that offers life protection with savings element which provides coverage up to the age of 99.
- A universal life insurance product designed for customers who are seeking life protection and legacy planning solutions with both flexibility and transparency.
- A term insurance plan that covers the mortgage liabilities incurred in case of the life insureds' death.
- A whole life insurance plan that is dedicated to provide long term capital growth.
- A whole life insurance plan with a savings element designed for fulfilling business protection needs of commercial banking customer.
Down
- A whole life insurance plan that provides death and comprehensive critial illness benefits with a feature of multiple claims up to 4 times.
- A whole life insurance plan with a savings element, while at the same time it provides critical illness coverage on cancer, stroke, and heart disease to safeguard customer health.
- A whole life insurance plan that provides lifelong life protection and savings element.
- A term insurance plan that offers life coverage till age 80.
- An annuity plan that provides a stream of monthly annuity payments which can start as early as the 13th monthiversary until the end of the annuity period. "DEIAP" is a deferred annuity plan certified by the Insurance Authority which qualifies for tax concession.
- A universal life insurance plan with savings element which provides coverage until the insured reaches the age of 22.
- An annuity plan that provides a stream of monthly annuity payments which can start as early as the 121st monthiversary until the end of the annuity period. "DANNB" is a deferred annuity plan certified by Insurance Authority which qualifies for tax concession.
- A 5-year RMB endowment product that provides short-term savings benefit.
17 Clues: A term insurance plan that offers life coverage till age 80. • A term insurance plan that offers life coverage till age 80. • A term insurance plan that offers large-sized life coverage till age 80. • A 5-year USD endowment product that provides short-term savings benefit. • A 5-year RMB endowment product that provides short-term savings benefit. • ...
Insurance and investing 2023-05-19
Across
- the availability of liquid assets to a market or company.
- an amount to be paid for an insurance policy.
- The person or entity you name in a life insurance policy to receive the death benefit.
- A short-term U.S. government debt obligation backed by the Treasury Department with a maturity of one year or less.
- A formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
- _______ only protects you for a limited number of years, while ________ provides lifelong protection
- helping people create plans to reach long-term goals
- an agent who negotiates contracts of sale (as of real estate or securities) or other agreements (as insurance contracts or mortgages) between the parties for a fee or commission compare dealer, finder.
- A calculation of the monetary value of an investment versus its cost
- Refers to the degree of uncertainty and/or potential financial loss inherent in an investment decision.
- A marketable U.S. government debt security with a fixed interest rate and a maturity between two and 10 years.
Down
- A type of insurance that will provide income in the event a worker is unable to perform their work due to disability.
- An insurance rider also referred to as a floater or an endorsement is an optional add-on to an insurance policy. A homeowners insurance rider amends a basic policy.
- A tradable financial asset.
- the action of diversifying something or the fact of becoming more diverse.
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- the increase in a capital asset's value and is realized when the asset is sold
- The amount you pay for covered health care services before your insurance plan starts to pay.
- a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt.
- The Dow Jones Industrial Average groups together the prices of 30 of the most traded stocks on the New York Stock Exchange (NYSE) and the Nasdaq.
- pays for losses and damage to your property if something unexpected happens, like a fire or burglary.
- A blue-chip stock is a stock that comes from a well-known, established company. Blue-chip stocks have a strong history of performance and often pay dividends.
- A savings component typically included in permanent life insurance policies.
- The amount of money your insurer will pay out to your beneficiaries if you die during the policy's term.
- Those companies expected to grow sales and earnings at a faster rate than the market average.
- Market Bulls make money, bears make money, pigs get slaughtered" is an old investment industry saying that warns against being excessively greedy.
- a sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).
- Helps cover unexpected events.
- A bond is a debt security, similar to an IOU. Borrowers issue bonds to raise money from investors willing to lend them money for a certain amount of time. When you buy a bond, you are lending to the issuer, which may be a government, municipality, or corporation.
29 Clues: A tradable financial asset. • Helps cover unexpected events. • an amount to be paid for an insurance policy. • helping people create plans to reach long-term goals • the availability of liquid assets to a market or company. • A calculation of the monetary value of an investment versus its cost • ...
Insurance Crossword 2021-07-13
Across
- When one agent or insurer makes a bad statement about another with the intent of harming the person’s or company’s reputation.
- Authority which the agent is assumed to have in order to transact the business of insurance for the principal
- Used to change policy terms as well as add coverages
- The cost to replace damaged property with less expensive and more modern construction or equipment.
- When an Agent provides a policy even if they are missing information that is considered a ...
- The cause of a possible loss.
- appearance or the assumption of authority based on the actions, words, or deeds of the principal
- Handling funds in a trust capacity
- A legal impediment to denying a fact or restoring a right that has been previously waived.
- The chief executive and administrative officer of a state insurance department.
- Amount An amount of insurance scheduled in a property policy which is not subject to any coinsurance requirements in the event of a covered loss.
- A property insurance policy that covers a specific kind or unit of property for a specific amount of insurance.
- Any inducement offered in the sale of insurance products that is not specified in the policy. EX offering half the premium to customer
- Clause that extends broader legislated or regulated coverage to current policies, as long as it does not result in a higher premium.
- A demand of a person to stop committing an action that is in violation of a provision.
- A situation in which other insurance is written on the same risk, but not on the same coverage basis.
- A temporary contract that puts an insurance policy into force before the premium has been paid.
- The process of reviewing, accepting or rejecting applications for insurance.
- Process of making something whole
- A wrongful act or the violation of someone's rights that leads to legal liability. Torts are classified as intentional or unintentional (referred to as negligence).
- stipulation in the policy that if breached may void coverage.
Down
- An agreement between an insurer and insured in which both parties are expected to pay a certain portion of the potential loss and other expenses.
- Method of valuing a loss based upon the amount a buyer would pay to a willing seller for the property prior to the loss.
- Coverage extension that automatically increases amounts of insurance on buildings by an agreed upon percentage annually.
- Method of determining the premium based on the insured's own past loss experience.
- section of an insurance policy containing the basic underwriting information; Who What When Where
- A contract where unequal amounts are exchanged
- The authority granted to an agent by means of the agent's written contract.
- A contract offered on a "take-it-or-leave-it" basis by an insurer - one sided
- pays for loss after the primary policy has paid its limit.
- Describes the breadth of coverage provided under an insurance policy form that insures against "any risk of loss" that is not specifically excluded.
- Insurance organizations that have no capital stock, but are owned by the policyholders.
- Represents a fair valuation for the property at the time the insurance is written
- The withholding of known facts which, if material, can void a contract.
- A person or entity that has possession of personal property entrusted to him/her by the owner. EX. TV repair person in possession of your TV
- Current replacement value minus depreciation equals …
- A contract that legally binds only one party to contractual obligations after the premium is paid.
- Form of insurance whereby one insurance company (the reinsurer) in consideration of a premium paid to it, agrees to indemnify another insurance company (the ceding company) for part or all of its liabilities from insurance policies it has issued.
- A policy written separately as a single coverage.
- A guarantee that debts and obligations will be carried out, and the benefits will be paid for losses caused by nonperformance.
- Rating An approach used when credible statistics are lacking or when the exposure units are so varied that it is impossible to construct a class.
- Rating A self-rating plan under which the actual losses during the policy period determine the final premium (subject to a minimum and maximum premium).
- Circumstance that increases the likelihood of a loss.
- A person who acts on the behalf of the insurer to sell, negotiate, or effect insurance contracts; also known as an agent.
- Section of an insurance policy containing the insurer's promise to pay, the description of coverage provided and perils insured against.
- Used to insure rare or unique properties
- Proportional distribution of shares of the loss for each insurance policy written on a piece of property.
- The acquisition by an insurer of an insured's rights against any third party for indemnification of loss or other payment, to the extent that the insurer pays the loss.
- Assumption of risk of loss
- Computing a price per unit of insurance that applies to all applicants possessing a given set of characteristics.
50 Clues: Assumption of risk of loss • The cause of a possible loss. • Process of making something whole • Handling funds in a trust capacity • Used to insure rare or unique properties • A contract where unequal amounts are exchanged • A policy written separately as a single coverage. • Used to change policy terms as well as add coverages • ...
vocab 2025-11-13
Across
- A tax-advantaged savings account used specifically with a high-deductible health plan (HDHP) to pay for qualified medical expenses.
- The maximum amount you have to pay for covered services during a plan year; once this limit is reached, your health plan covers all remaining covered costs.
- A system where an employer chooses to pay for its employees' actual medical claims directly rather than buying a traditional insurance policy from an insurance company.
- A comprehensive U.S. law, also known as "Obamacare," that aims to make health insurance more available and affordable to more Americans, largely through health insurance marketplaces and subsidies.
- A short period of time (e.g., 30 days) after an insurance premium's due date during which coverage remains active and payment can still be made without penalty or cancellation.
- Coverage that helps pay for medical and surgical expenses, including doctor visits, hospital stays, and prescription drugs.
- An individual, such as a child or spouse, who relies on the policyholder for financial support and is typically covered by their insurance plan.
- A type of permanent life insurance that offers lifelong protection and also includes a savings component (cash value) that grows over time and can be accessed during the policyholder's life.
- A health insurance plan that has lower monthly premiums but requires you to pay more healthcare costs yourself (a higher deductible) before the insurance starts to cover its share.
Down
- Coverage that helps pay for the costs of care (at home or in a facility) for individuals who are chronically ill or have a disability and can no longer perform everyday activities like dressing or eating on their own.
- An extra insurance policy that helps pay for services and costs not covered by your primary insurance plan, such as deductibles, copayments, or specific illnesses.
- The specific amount of money paid by a life insurance policy to the beneficiary when the insured person passes away.
- An optional or mandatory part of an auto insurance policy that covers medical expenses and sometimes lost wages for you and your passengers after a car accident, regardless of who caused it.
- Life insurance that provides a death benefit only if the insured person dies within a specific time period or "term" (e.g., 20 years). It does not build cash value.
- The person or people designated to receive money or benefits (like a life insurance payout or inheritance) when the policyholder or asset owner dies.
- Insurance that replaces a portion of your income (typically 50-70%) if you are unable to work due to an illness or injury.
16 Clues: The specific amount of money paid by a life insurance policy to the beneficiary when the insured person passes away. • Insurance that replaces a portion of your income (typically 50-70%) if you are unable to work due to an illness or injury. • ...
Chapter 4 Banking Services (Sections 1-4) 2024-04-15
Across
- At fault for damages caused.
- The quartile where 25% of the numbers in the data set are at or below Q1.
- What does the W stand for in the abbreviation FWD?
- The probability that an event will occur given than another event has already occurred.
- The A in the abbreviation ABS when referencing an automobile.
- This type of event is a set of events which are not independent.
- __________ insurance is a type of insurance that covers a person from damages.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- The navigation system in your vehicle is referred to by this abbreviation.
- A ______ function, or split function, gives a set of rules for each domain of the function; c(x) is computed differently depending on the value of x.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- The amount paid for an insurance policy.
- The outcome of an experiment.
- On a graph, where two curves or lines with different slopes meet.
Down
- The quartile where 75% of the numbers in the data set are at or below .
- The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- This type of insurance is usually required if there is a loan on the car.
- ________ injury protection is a type of coverage sometimes called no-fault insurance.
- _________ injury liability covers personal injury if a driver is at fault in an accident.
- The possibility that an event will occur, described by a real number between 0 and 1 inclusive.
- The C in the abbreviation AC when referencing an automobile.
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- The Automatic ______ is abbreviated as Auto when referencing an automobile.
- ________ damage liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an
- A request for payment from an insurance company by a policy holder.
- The ______ tax is a percentage paid of sales on products or services to the government of sales on products or services.
- Responsible for damages caused.
- The ____ diagram is a pictorial display in which sets re re-presented as circles enclosed by a rectangle representing the universal set.
- This type of event describes two events in which the probability of one occurring is unaffected by the occurrence of the other event.
- A statistician who provides information about risks in financial situations. They assist insurance companies in setting their rates.
32 Clues: At fault for damages caused. • The outcome of an experiment. • Responsible for damages caused. • The amount paid for an insurance policy. • What does the W stand for in the abbreviation FWD? • The C in the abbreviation AC when referencing an automobile. • The A in the abbreviation ABS when referencing an automobile. • ...
Patient Access Week 2017 2017-03-28
Across
- Setting for inpatient care
- Primary care and Specialist
- insurance verification tool
- Admitted for multi-day stay
- Official count/list of patients
- Scheduled as needed only
- A_N (Advanced ___ Notice)
- A physician's written or verbal instruction
- Bobbi Jones' favorite brand of soda
- Ambulatory patient
- HI_AA (Health Insurance ___ Accountability Act)
- Person who is the holder of an insurance policy
Down
- Legal responsibility or accountability
- monthly bonus for Patient Access and Patient Accounts
- Main hub of the hospital directory
- _AP (___ Assistance Program)
- Not to be disclosed
- Health Information Management Manager
- The days and times you work
- Federal health insurance plan primarily for seniors
- Healthcare consumer
- Same ___ Surgery
22 Clues: Same ___ Surgery • Ambulatory patient • Not to be disclosed • Healthcare consumer • Scheduled as needed only • A_N (Advanced ___ Notice) • Setting for inpatient care • Primary care and Specialist • insurance verification tool • Admitted for multi-day stay • The days and times you work • _AP (___ Assistance Program) • Official count/list of patients • Main hub of the hospital directory • ...
Insurance 2013-05-14
Across
- a person whose support and maintenance is contingent upon the aid of another
- Insurance Insurance against expenses incurred through illness of the insured
- Insurance form of_____that provides compensation for damage, loss, or injury of property,
- political party, or business, intended to influence
- one that receives a benefit
Down
- entity receives financial protection or reimbursement against losses
- insurance______ is he amount the insured is required and obligated to pay by the insurance policy
- Insurance social insurance for the disabled
- Insurance a system of____automobile insurance where a party who is injured
- Insurance provides death protection
- the total amount and type of insurance carried
- demand for something as rightful or due
12 Clues: Insurance provides death protection • one that receives a benefit • Insurance social insurance for the disabled • demand for something as rightful or due • the total amount and type of insurance carried • political party, or business, intended to influence • ...
Chapter 9- Insurance 2021-05-05
Across
- type of insurance that covers occupants in the insured's vehicle and insureds family in other vehicles
- type of insurance that covers damage to vehicle not covered by collision (fire, theft, glass breakage, etc)
- type of insurance that covers bodily injury, death, or lost wages caused by a negligent driver who is uninsured; hit and run driver
- amount you pay monthly to purchase different types of insurance
- amount of money you pay to help cover a portion of your medical costs
- paperwork filled with an insurance company in order to get them to cover a loss for someone they insure
- type of liability policy that gives you additional liability protection above your other policies
- the type of coverage in an insurance agreement
- amount you must pay before you begin receiving any benefits from your insurance company
Down
- the state or quality of being obligated according to law or equity
- type of insurance that covers bodily injury, death, or lost wages caused by a driver with insufficient insurance
- legally enforceable declaration of how a person wishes his or her property to be distributed after death
- applies to the amount of protection you have through an insurance company in the event of a loss
- the recipient of assets passed on from the death of a friend or relative
- type of insurance that covers property damage due to collision or upset to insured vehicle
15 Clues: the type of coverage in an insurance agreement • amount you pay monthly to purchase different types of insurance • the state or quality of being obligated according to law or equity • amount of money you pay to help cover a portion of your medical costs • the recipient of assets passed on from the death of a friend or relative • ...
Health Insurance (HI) 2024-12-09
Across
- Exclusive Provider Organization
- Meeting with your doctor that HI covers
- What kind of aid does HI cover when youre sick?
- You still need HI even if you are...
- Who needs Health Insurance?
- Point of Service
- Preferred Provider Organization
Down
- HI covers this, prescribed by your doctor
- How often you pay your Health Insurance?
- Something your insurance covers
- Different procedures that HI covers
- What Health Insurance is
- Determines cost of Health Insurance
- Health Maintenance Organization
- Primary Care Provider
15 Clues: Point of Service • Primary Care Provider • What Health Insurance is • Who needs Health Insurance? • Exclusive Provider Organization • Something your insurance covers • Health Maintenance Organization • Preferred Provider Organization • Different procedures that HI covers • Determines cost of Health Insurance • You still need HI even if you are... • ...
Study Time 2025-09-30
Across
- Naturally occurring due to cell growth/development
- Set amount that needs to be met before Insurance will take over
- The program we access to work with clients
- The company we work for
- Insurance Verification Site
- Disregarding someone's feelings
- State/Federal funded medical Insurance
- Federal funded medical Insurance for those over 65
- Understanding emotions that someone is having
Down
- Policy information on coverage
- Qualities that show you are hardworking and respectful
- The client we work for
- Chronic health condition which one's body does not produce insulin correctly
- Requirements that need to be met to qualify for services
- Cancer of the skin
- Feeling for someone
- This cancer affects the bone and bone marrow
- This is what client will pay based on insurance coverage
- This is the app that makes out workspace secure
- What is covered by a client's insurance
20 Clues: Cancer of the skin • Feeling for someone • The client we work for • The company we work for • Insurance Verification Site • Policy information on coverage • Disregarding someone's feelings • State/Federal funded medical Insurance • What is covered by a client's insurance • The program we access to work with clients • This cancer affects the bone and bone marrow • ...
Insurance key terms 2023-02-23
Across
- Extra money paid if there is more risk of you crashing
- Money paid when starting insurance.
- Once you receive money after making a claim,that car is now the insurance companies
- The company providing the insurance.
- You must be honest filling out an insurance form.
- The middle grounds of car insurance
Down
- You must suffer financially from its loss to insure it.
- The transferrence of risk to insurer
- Covers all aspects of car insurance.
- If an item is insured by more than one company,they split the cost evenly.
- You cannot make profit from insurance.
- The person or people being insured
- Covers the other driver in car insurance.
13 Clues: The person or people being insured • Money paid when starting insurance. • The middle grounds of car insurance • The transferrence of risk to insurer • Covers all aspects of car insurance. • The company providing the insurance. • You cannot make profit from insurance. • Covers the other driver in car insurance. • You must be honest filling out an insurance form. • ...
Quest for the Best 2013-03-08
Across
- deluge of H2O
- level of exposure to peril
- casualty
- area suseptible to be inundated with water
- security
- unforeseen occurance
- bring back/make new
- refreshing aquatic
- distructive funnel
- searing inferno
- Notoriously Fabulous Irreplaceable Protection
Down
- adequate insurance
- multiline insurance company
- comfortable abode
- positive funding incentive
- cataclysmic misfortune
- defend from harm
- sheild of coverage
- safegaurding advocate
19 Clues: casualty • security • deluge of H2O • searing inferno • defend from harm • comfortable abode • adequate insurance • sheild of coverage • refreshing aquatic • distructive funnel • bring back/make new • unforeseen occurance • safegaurding advocate • cataclysmic misfortune • positive funding incentive • level of exposure to peril • multiline insurance company • ...
Insurance Vocab 2025-11-13
Across
- Permanent life insurance with lifelong coverage and a savings component.
- Insurance with lower premiums but higher deductibles before coverage starts.
- Provides income if you cannot work due to illness or injury.
- U.S. healthcare reform law passed in 2010 to expand access and reduce costs.
- Life insurance for a set period with no cash value.
- A contract that pays for medical expenses in exchange for premiums.
- Extra coverage that fills gaps in a primary insurance plan.
Down
- The payout to beneficiaries when the insured person dies.
- Tax advantaged savings account for medical expenses, paired with HDHPs.
- Covers services like nursing homes, assisted living, or in home care.
- A person covered under another’s insurance plan.
- Auto insurance that covers medical costs and lost wages after accidents.
- People who receive benefits from an insurance policy, program, or trust.
- The most you’ll pay in a year for covered care before insurance pays 100%.
- Extra time after a missed payment before coverage is canceled.
- When an employer or individual assumes the risk of paying claims directly.
16 Clues: A person covered under another’s insurance plan. • Life insurance for a set period with no cash value. • The payout to beneficiaries when the insured person dies. • Extra coverage that fills gaps in a primary insurance plan. • Provides income if you cannot work due to illness or injury. • Extra time after a missed payment before coverage is canceled. • ...
FinLit Vocab for Chapter 9 2020-10-25
Across
- Provides coverage for a specified term and builds savings for the policyholder.
- Health conditions that existed before one’s insurance policy was granted.
- Insurance plans that cover a large group of individuals, such as all the employees of a company or local government.
- The person who buys a health insurance policy or subscribes to it through an employer.
- The share of costs for covered insurance services that the insured person is required to pay out of her or her pocket.
- Regular payments paid to an insurance company in return for insurance coverage.
- a financial product that provides payment for medical services when people suffer a financial loss because of illness or injury
Down
- The amount of money a policyholder pays prior to the insurance company’s payment.
- Life insurance provided over a specified period of time.
- Ensures that workers can continue their health insurance coverage even if they switch jobs.
- a financial product that, when purchased, provides reimbursement paid to a person in the event of certain types of financial loss.
- An insurance pan that pays a specific person or persons when the policyholder dies.
- Provides coverage for as long as the policyholder continues to pay the premium.
- Allows you to continue health insurance coverage for up to 18 months after your employment ends.
14 Clues: Life insurance provided over a specified period of time. • Health conditions that existed before one’s insurance policy was granted. • Provides coverage for a specified term and builds savings for the policyholder. • Provides coverage for as long as the policyholder continues to pay the premium. • ...
Automotive Basics 2023-01-11
Across
- also known as the frame of the car
- This is buying a car and making payments whether new or used
- This type of insurance protects your car in accidents
- This type of insurance is needed to protect others
- This part of a car creates the power through combustion
- This type of insurance protects your car from damage not caused by accidents
- This is done to ensure your car is in proper working condition
- This is the combination of tire and rim
- This is the document that shows ownership of a car
Down
- You must have this to protect others in case of an accident
- better gas mileage as compared to City mileage
- You make one of these to the insurance company when there is an accident
- This allows the power to be converted to movement through gears and axels
- This is like renting a car, you make payments, but never own it
- This shows that you passed the permit and drivers exam
- this is the most common type of braking system which utilizes rotors, brake pads and compression
- This is the amount of payment made to the insurance company
- This registers the car with the state
- The payment made before your insurance company starts paying the rest of the bill
19 Clues: also known as the frame of the car • This registers the car with the state • This is the combination of tire and rim • better gas mileage as compared to City mileage • This type of insurance is needed to protect others • This is the document that shows ownership of a car • This type of insurance protects your car in accidents • ...
HOMEOWNERS INSURANCE 2015-04-24
Across
- a policy that protects against risk of loss to a home and its contents
- policy that protects a car owner from losses as a result of accidents and other events
- temporary insurance that pays only a death benefit and is in effect for a specific period of time
- a policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
- nominal value or dollar value of a security or contract stated by the issuer
- a plan for sharing the risk of medical costs from injury or illness
- length of time during which a benefit is paid.
- The amount you have to pay out-of-pocket for expenses before the insurance company will cover the remaining costs
- the person designated to receive money from a life insurance policy
Down
- insurance that pays money to the beneficiary upon the death of the insured person
- liability coverage above that of your homeowner's and car insurance
- protection against damages to your car from causes other than collision or rolling over
- a physical injury, damage to property, or disappearance of property
- protection against injuries suffered by others on your property or as a result of your actions
- A formal request to an insurance company asking for a payment based on the terms of the insurance policy
- a policy that provides a death benefit and builds cash value
- the likelihood of a risk resulting in a loss
- the price you pay for insurance coverage
- the chance of injury, damage, or economic loss
- insurance that provides income to replace a portion of normal earnings when the insured is unable to work due to nonwork-related injury or illness
- a tenant's policy that protects against the loss of personal property in a rented residence
21 Clues: the price you pay for insurance coverage • the likelihood of a risk resulting in a loss • the chance of injury, damage, or economic loss • length of time during which a benefit is paid. • a policy that provides a death benefit and builds cash value • liability coverage above that of your homeowner's and car insurance • ...
Jonnai's Wise crossword puzzle 2022-11-14
Across
- protection against damages to your car from causes other than collision or rolling over
- 2011: Also known as Obamacare, the act authorizes universal health coverage.
- a reorganization form of bankruptcy for individuals that allows the debtors to keep their property and use their income to pay a portion of their debts over three to five years
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- distribution The sharing of risk by an insurer among its insureds.
- A legal process to get out of debt when you can no longer make all your required payments
- A specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss.
- Preferred provider organization. A prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
- the sharing of expenses by the policyholder and the insurance company
- A reorganization form of bankruptcy for businesses that allows them to continue operating under court supervision as they repay their restructured debts.
- Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
- Applies to the amount of protection you have through an insurance company in the event of a loss
- covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle.
Down
- Provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- Chapter of the Bankruptcy Code providing for liquidation of the debtor's assets in order to repay the creditors; certain assets or aggregate value of assets of the debtor may be exempt based on state law.
- pays if you are struck by someone who does not have insurance. Also will pay if you are a victim in a hit-and-run accident.
- Health maintenance organization. A prepaid health insurance plan in which patients receive health care from designated providers
- Describes the type of coverage in an insurance agreement
- covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- an out-of-pocket fee paid by a person with health insurance at the time a covered service, such as an office visit or a prescription, is received
- Amount you must pay before you begin receiving any benefits from your insurance company
- insurance that provides protection from claims arising from injuries or damage to other people or property
- Insurance that provides financial protection from losses resulting from a death during a definite period, or term.
25 Clues: Describes the type of coverage in an insurance agreement • distribution The sharing of risk by an insurer among its insureds. • the sharing of expenses by the policyholder and the insurance company • 2011: Also known as Obamacare, the act authorizes universal health coverage. • ...
insurance vocabulary 2025-08-31
Across
- Financial harm or destruction
- An agreement between two parties
- The person or thing covered by insurance
- The person or company that provides insurance
- A person who sells or manages insurance
- Money paid regularly for insurance
- The opposite of profit
- A request for payment after a loss or accident
- Dishonest act to get money from insurance
Down
- The process of continuing a policy after it end
- An event that causes harm or injury
- Protection against specific risks
- Someone who receives money from an insurance policy
- The chance that something bad will happen
- A legal document that proves you are insured
15 Clues: The opposite of profit • Financial harm or destruction • An agreement between two parties • Protection against specific risks • Money paid regularly for insurance • An event that causes harm or injury • A person who sells or manages insurance • The person or thing covered by insurance • The chance that something bad will happen • Dishonest act to get money from insurance • ...
Takaful 2026-03-17
Across
- Short form or abbreviation of a takaful operator in Brunei
- A term or concept where it is the takaful operator that pays the premium, not the individual customer
- In conventional insurance, the risk is transferred; in takaful, the risk is ______
- In a wakalah model, aside from wakalah fee, the takaful operator may also receive this fee
- In a mudarabah model, if the incident occurs, the name of the fund that will be used to indemnify the participant is called the Participant ______ Fund
- Short-form or abbreviation of another term similar to PRF
- The Islamic concept used when borrowing from shareholders’ funds to cover a takaful deficit
- Role of a takaful operator
- A key reason why a takaful operator uses a “donation” contract
Down
- Popular type of insurance/takaful around 2021/2022
- A law related to numbers where many customers pay for protection against the same loss, but not all will face the loss
- Mutual guarantee in Arabic
- Most popular type of insurance/takaful in Brunei
- Another word for donation in Arabic
- When there are more insurance premiums than there are insurance costs, this is called ______ surplus
- Type of contract problematic in conventional insurance
- Another name of takaful participants
- One of the key areas where there are differences between takaful and conventional insurance
- In a mudarabah model, the takaful operator plays the role of ______
- Agency in Arabic
20 Clues: Agency in Arabic • Role of a takaful operator • Mutual guarantee in Arabic • Another word for donation in Arabic • Another name of takaful participants • Most popular type of insurance/takaful in Brunei • Type of contract problematic in conventional insurance • Popular type of insurance/takaful around 2021/2022 • ...
Insurance 2025-09-23
Across
- Owner of insurance policy
- Length of policy coverage
- Covers house and belongings
- Chance of financial loss
- Person with insurance protection
- Person receiving insurance payout
- Guarantee repair or replacement
Down
- Contract for insurance coverage
- Regular insurance payment cost
- Amount paid before coverage
- Protection from financial loss
- Company providing insurance coverage
12 Clues: Chance of financial loss • Owner of insurance policy • Length of policy coverage • Amount paid before coverage • Covers house and belongings • Regular insurance payment cost • Protection from financial loss • Contract for insurance coverage • Guarantee repair or replacement • Person with insurance protection • Person receiving insurance payout • ...
Synergy Crossword Puzzle 2025-04-17
Across
- translation service
- educational training for accounts
- Synergy's financial service for 401K
- notes
- Synergy headquarters until 2017
- replenish inventory
- permit allowing business operation in certain locations
- used to help cover medical expenses
- legal agreement
- formal assessment
- sales symposium
- a generative joint disease
- another word for "buy"
- shared values, beliefs, attitudes that shape employee interact with each other
Down
- post op shoulder brace
- compliance check
- otherwise known as "statement"
- tool used to measure ROM
- knee brace for end stage OA
- the request to review an insurance company's decision
- sending a request
- insurance company that covers medical claims
- insurance company refusing to pay for a claim
23 Clues: notes • legal agreement • sales symposium • compliance check • formal assessment • sending a request • translation service • replenish inventory • post op shoulder brace • another word for "buy" • tool used to measure ROM • a generative joint disease • knee brace for end stage OA • otherwise known as "statement" • Synergy headquarters until 2017 • educational training for accounts • ...
Chapter 12 Spelling Quiz 2022-09-28
Across
- A set dollar amount that the policyholder must pay before the insurance company starts to pay for services
- When the policyholder pays a certain percentage of the bill and the insurance company pays the rest
- Poor, Needy ,impoverished
- A formal request for payment from an insurance company for services provided
- A set dollar amount that the policyholder must pay for each office visit
- Those covered by Medicare; a designated person who receives funds from an insurance policy
- Government insurance plan for those age 65 or older
- Government insurance plan for dependents of military personnel
Down
- Government insurance plan for those with low income
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services
- An approved list of physicians, hospitals, and other providers
- An organization that processes claims and provides administrative services for another organization
- The person responsible for the payment of the premium
- A written agreement between two parties, in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur
- the amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments
- illnesses or that lead to and early diagnosis
16 Clues: Poor, Needy ,impoverished • illnesses or that lead to and early diagnosis • Government insurance plan for those with low income • Government insurance plan for those age 65 or older • The person responsible for the payment of the premium • An approved list of physicians, hospitals, and other providers • Government insurance plan for dependents of military personnel • ...
econ crossword puzzle 2026-03-02
Across
- risk insurance due to dishonesty or reckless behavior
- process of evaluating risk and deciding coverage and price
- principle of restoring the insured to the financial position before loss
- damage , injury, or financial harm that my be covered by insurance
- the written insurance contract
- legal responsibility for injury or damage to others
- specific loss or condition that a policy does not cover
- person who investigates claims and determines payment amounts
- insures right to recover from a third party after paying a claim
- another term for an insurance company that underwrites coverage
- person or entity designated to receive policy proceeds
- legally binding agreement an insurance policy is one
- optional add-on that modifies or adds coverage to a policy
- an unexpected event that results in injury or damage
- temporary proof of coverage before the policy issued
- amount paid to keep insurance coverage in force
- eligible for coverage because the risk can be accepted and priced
- protection provided by the policy for specified losses
- extra time after the due date pay without losing coverage
- failure to use reasonable care, leading to harm
- condition that increases the chances or severity of a loss
- company that provides coverage and pays covered losses
- policy provisions that describe duties and rules for coverage
- maximum amount an insurer will pay for a covered loss
- person or entity covered by the policy
- fixed amount paid for a covered health service
Down
- auto coverage that pays for damage from hitting another object/vehicle
- professional who uses statistics to price risk and set premiums
- request for payment under the terms of an insurance policy
- insurance purchased by an insurer to spread risk
- submission of required information or documents (e.g., premium reports )
- auto coverage for non- collision losses like theft or hail
- cost - sharing percentage the insured pays after the deductible
- premium methods based on an insured's prior history
- coverage for movable items often scheduled (e.g , jewelry)
- agent who represents only one insurance company
- cost the insured pays that are not reimbursed by insurance
- an event that triggers coverage under an occurrence-based policy
- amendment that changes a policy's terms or coverage
- termination of coverage due to nonpayment of premium
- decrease in value over time; affects actual cash value claims
- cause of loss insured against (e.g.,fire,wind)
- party to whom a policy owner transfer certain policy rights
- licensed representative who sells insurance for a company
- amount the insured pays before the insurer begins to pay
- form used to request insurance and provide underwriting information
- contract that provides a stream of payments, often for retirement
- compensation paid to an agent or broker for selling a policy
- intermediary who shops coverage from multiple insures for a client
- intentional deception to obtain insurance benefits unlawfully
50 Clues: the written insurance contract • person or entity covered by the policy • cause of loss insured against (e.g.,fire,wind) • fixed amount paid for a covered health service • agent who represents only one insurance company • amount paid to keep insurance coverage in force • failure to use reasonable care, leading to harm • insurance purchased by an insurer to spread risk • ...
Chapter 1: General Insurance 2023-06-16
Across
- An insurance producer not appointed by an insurer and is deemed to represent the client
- Most effective way to handle risk. With this method, the loss is borne by another party
- Types of hazards that arise from a state of mind that causes indifference to loss, such as carelessness
- Method of dealing with risk that entails eliminating exposure to a loss
- A person applying for insurance
- Intentional misrepresentation or intentional concealment of a material fact
- The planned assumption of risk by an insured through the use of deductibles, co-payments, or self-insurance
- A type of risk that involves an opportunity for gain or loss
- Takes place when an insurer's underwriter approves the application and issues the policy
- A method of dealing with risk for a group of individual persons or businesses with the same or simliar exposure to loss to share the losses that occur within that group
- A type of risk that can only result in a loss or no change
- Another word for indemnity
- The person covered by the insurance policy. May or may not be the policyowner
- Statements believed to be true to the best of one's knowledge, but they are not guaranteed to be true
- Types of hazards that exist because of a physical condition
- The reduction, decrease, or disappearance of value of the person or property insured in a policy, caused by a named peril
- Untrue statements on the application
- Conditions or situations that increase the probability of an insured loss occurring
- The causes of loss insured against an insurance policy
- Method of dealing with loss that attempts to lessen the possibility or severity of a loss
Down
- A large number of units having the same or similar exposure to loss
- Something of value that each party gives to the other
- A person who recieves the benefits of an insurance policy
- The legal term for the intentional withholding of information of a material fact that is crucial in making a decision
- A unit of measure used to determine the rates charged for insurance coverage
- Type of authority that is based on the actions, words, or deeds of the principal or because of circumstances
- Company who issues an insurance policy
- A provision in an insurance policy that states that in the event of a loss, an insured or a beneficiary is permitted to collect only to the extent of the financial loss
- A transfer of risk of loss from an individual or a business entity to an insurance company
- The money paid to the insurance company for the insurance policy
- A legal representative of an insurance company
- Law of ____ defines the relationship between the principal and the agent/producer
- Types of hazards that involve evaluating the character and reputation of the proposed insured
- The person entitled to exercise the rights and privileges in the policy
- Type of authority that is granted to the agent through the agent's contract
- A mutual interchange of rights and privileges
- A contract between a policyowner and an insurance company which agrees to pay the insured or beneficiary for loss caused by specific events
- Another name for the insurer
- An agreement between two or more parties enforceable by law
- Type of authority that is not expressed or written into the contract, but which the agent is assumed to have in order to transact the business of insurance
- An absolutely true statement upon which the validity of the insurance policy depends
- Type of misrepresentations that, if discovered, would alter the underwriting decision of the insurance company
- Made by the applicant when the submit the application
- Legislation that was established to set the rules for commercial e-mail, and to give the recipients the right to reject commercial messages
- _________ selection is the insuring of risks that are more prone to losses than the average risk
45 Clues: Another word for indemnity • Another name for the insurer • A person applying for insurance • Untrue statements on the application • Company who issues an insurance policy • A mutual interchange of rights and privileges • A legal representative of an insurance company • Something of value that each party gives to the other • ...
Medical Insurance Intro Chapter 2 Vocabulary 2024-09-25
Across
- An individual covered under another individual's insurance policy.
- Health Insurance ___ = Allows Americans to purchase health insurance that meets their needs and budget
- The percentage of the cost of covered services that a patient must pay.
- The services and items that are covered by the health insurance company.
- The legal contract between an individual or group and the insurance company.
- The fixed amount that the patient pays for each visit.
- The individual whose name the policy is in.
Down
- Specified amount that the patient must pay before the insurance company begins to pay.
- Anything that the insurance company will not cover.
- ___ condition = Health conditions that were diagnosed before the individual was covered by the health insurance.
- ___ Care = includes the identification of disease and the provision of care and treatment as provided by members of the health care team to persons who are sick, injured, or concerned about their health status.
- ___ issue = Policy that is issued to an individual regardless of age, pre-existing conditions, or other factors that might predict the use of health services
- Medical ___ underwriting = The insurance company screens applicants to find out about their health status and risk factors to determine whether to insure them.
- Individuals not covered by health insurance.
- ___ Commission = The nation's oldest and largest standards setting and accrediting body in healthcare
- ___ computing = A network of computers that work together to store and process enormous amounts of data
16 Clues: The individual whose name the policy is in. • Individuals not covered by health insurance. • Anything that the insurance company will not cover. • The fixed amount that the patient pays for each visit. • An individual covered under another individual's insurance policy. • The percentage of the cost of covered services that a patient must pay. • ...
Family Quest for the Best 2013-03-08
Across
- security
- searing inferno
- safegaurd from harm
- comfortable abode
- distructive funnel
- cataclysmic misfortune
- adequate insurance
- refreshing aquatic
- bring back/make new
Down
- unforeseen occurance
- safegaurding advocate
- area suseptible to be inundated with water
- multiline insurance company
- Notoriously Fabulous Irreplaceable Protection
- level of exposure to peril
- sheild of coverage
- positive funding incentive
- deluge of H2O
- casualty
19 Clues: security • casualty • deluge of H2O • searing inferno • comfortable abode • distructive funnel • sheild of coverage • adequate insurance • refreshing aquatic • safegaurd from harm • bring back/make new • unforeseen occurance • safegaurding advocate • cataclysmic misfortune • level of exposure to peril • positive funding incentive • multiline insurance company • ...
Personal Finance 2022-09-23
Across
- the recipient of funds
- all pay same percentage
- represents ownership in business (risky)
- amount paid on an insurance per time period
- occurs when benefit outweigh the cost
- risk transfer to a third party
- the used of borrowed funds
- sales tax
Down
- interest on the original loan
- represents a loan to gov't or corporation
- a collections of securities chosen
- a business whose main purpose is to take deposits
- someone not capable to work
- protects from theft and destruction
- paid on original loan and interest earned
- used when a person is sick
- Federal Tax
- the amount of money borrowed
- payment before insurance begins insurance
- benefits survivors or the deceased
20 Clues: sales tax • Federal Tax • the recipient of funds • all pay same percentage • used when a person is sick • the used of borrowed funds • someone not capable to work • the amount of money borrowed • interest on the original loan • risk transfer to a third party • a collections of securities chosen • benefits survivors or the deceased • protects from theft and destruction • ...
Unit 4 Glossary 2022-11-14
Across
- preferred provider organization
- amount you must pay before you begin receiving any benefits from your insurance company
- an out of pocket fee paid by a person with health insurance at the time a covered service
- providing for liquidation if the debtors assests
- protection against damages to your car from causes other than collision or rolling over
- allows them to continue operating under court
- covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- anything that has current or future economic value to a business
- the sharing of risk by an insurer among its insureds
- a formal request by a policyholder
- the length of time during which a policyholder or their dependents may file and receive payment
- a specific sum of money paid by the insured to the insurance company
- pays from your coverage if you are in an accident with another motorist
- the premium you can get is directly correlated with the riskiness of a stock
Down
- describes the type of coverage in an insurance agreement
- applies to the amount of protection you have through an insurance company in the event of a loss
- a practice or arrangement by which a company or government agency provides a guarantee of compensation
- the debtors to keep their property and use their income to pay a portion
- something that is owed to somebody else
- health maintenance organization
- also known as Obama care
- the sharing of expenses by the policy holder and the insurance company
- the higher a plans deductible. the lower the premium
- pays if you are struck by someone by someone who does not have insurance
- provides payment to cover liability
- a measure of wealth
26 Clues: a measure of wealth • also known as Obama care • preferred provider organization • health maintenance organization • a formal request by a policyholder • provides payment to cover liability • something that is owed to somebody else • allows them to continue operating under court • providing for liquidation if the debtors assests • ...
Insurance crossword puzzle 2022-04-13
Across
- things not covered by insurance
- covered by policy
- a contract represented by a policy
- the max amount person pays per year
- monthly dues
- an agreement
- co-pay
Down
- pre-selected provider; usually less cost
- money related
- amount due at each service before insurance pays
- one who benefits from someone else's financial contract
- the amount due before insurance begins
- an insurance request for payment
- written contract
- limits the max amount paid out in a lifetime
15 Clues: co-pay • monthly dues • an agreement • money related • written contract • covered by policy • things not covered by insurance • an insurance request for payment • a contract represented by a policy • the max amount person pays per year • the amount due before insurance begins • pre-selected provider; usually less cost • limits the max amount paid out in a lifetime • ...
App Auditors 2022-12-13
Across
- does not qualify for coverage
- person licensed to write application for insurance
- company name
- form for insurance coverage
- degree of excellence
- document detailing terms and conditions of insurance contract
- client has made multiple payments
Down
- client has made first payment
- person named to receive money from insurance policy
- payment for insurance policy
- positive declaration giving confidence
- day coverage begins
- list of active agents
- communication with agent regarding errors
- verbal signature of client giving consent
15 Clues: company name • day coverage begins • degree of excellence • list of active agents • form for insurance coverage • payment for insurance policy • client has made first payment • does not qualify for coverage • client has made multiple payments • positive declaration giving confidence • communication with agent regarding errors • verbal signature of client giving consent • ...
Car Insurance credit report cars loans 2023-11-13
Across
- the amount of credit a person is using compared to their credit limit
- an extra fee paid for seven years after a moving violation or accident
- a number assigned to a person that indicates to others how likely a person will repay the loan
- a company that provides insurance and writes car insurance policies
- a contract between you and your insurance company that financially protects you if you are in an accident
- guarantee to repair car in a given time period
- payment money paid towards a purchase before financing
- the amount of money a driver will pay to repair their car after an accident
- a person who mathematically calculates the risk of insuring a person
- number of years a nonpayment or late payment is on credit report
- a type of insurance to financially protect you whether the accident is your fault or not
- a request for payment from the insurance company
- The cost of registering your vehicle in a state
- a fixed amount of money to be repaid on a set schedule, e.g., car loan or mortgage
- The higher the credit score, the _________the interest rate
- vehicle identification number
- miles per gallon
- secured and unsecured credit report
- the portion of repair costs the insurance holder is required to pay after an accident
- the percent of a budget earmarked for transportation
- the usual number or percent down
- change the most common planned maintenance for a vehicle
- checking out a car before purchase
- the money paid to the government for the cost of doing business
- Credit bureau
Down
- the process of finding the best vehicle
- a policy that will pay most of the damages of an accident
- Credit bureau
- a request by a bank or other institution to view a credit report
- a statement of a person’s credit activity, accounts and credit score
- Annual Percentage Rate Interest rate on an annual basis
- taking out a loan to purchase a car
- the last day od a person’s billing cycle and the day the statement is sent to the person
- the amount a car loses value over time
- the score used by lenders to evaluate if a person is a credit risk
- when the cost to repair a car exceeds the fair market value of a car
- a type of insurance that financially protects you if your car is damaged by a storm, fire, hitting an animal or other "acts of God"
- required insurance by the owner of the loan of the car
- purpose of insurance
- the maximum amount an insurance company will pay after an accident.
- The more expensive the car, the more ____________ the insurance
- the duration of a loan
- the amount of money paid over a year to have an insurance policy
- rent a car for period of time, usually over a year
- type of insurance that protects you financially if you hurt person in an accident
- the maximum amount of money a person can borrow
- Credit bureau
- the legal document proving who owns the car
48 Clues: Credit bureau • Credit bureau • Credit bureau • miles per gallon • purpose of insurance • the duration of a loan • vehicle identification number • the usual number or percent down • checking out a car before purchase • taking out a loan to purchase a car • secured and unsecured credit report • the amount a car loses value over time • the process of finding the best vehicle • ...
PROPERTY AND LIABILITY INSURANCE 2016-05-03
Across
- An unlawful intruder
- Liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/ underinsured motorist coverage purchased together in a single auto insurance policy
- Buying more insurance than is necessary
- The cost of replacing an item regardless of its actual cash (market) value
- A dangerous place, condition, or object that is particularly attractive to children
- Insurance coverage that protects property owners from property and liability risks
- A person presumed to have permission to be on your property
Down
- Someone you specifically ask to come to your house
- Auto insurance coverage that protects your own car against damage from accidents or vehicle overturning
- Insurance that protects property owners from property and liability risks
- People who are unable to obtain auto insurance due to the high risk they present
- Includes the number and type of traffic tickets you've received for driving infractions and misdemeanors along with the number of accidents in which you've been involved
- A supplement to your basic auto and property liability coverage that expands limits and includes additional risks
- Auto insurance coverage that protects you from damage to your car from causes other than collision or vehicle overturning
- A written amendment to an insurance policy that reflects changes to it
- Insurance that protects renters from property and liability risks
16 Clues: An unlawful intruder • Buying more insurance than is necessary • Someone you specifically ask to come to your house • A person presumed to have permission to be on your property • Insurance that protects renters from property and liability risks • A written amendment to an insurance policy that reflects changes to it • ...
Chapter 12 Spelling Quiz 2022-09-28
Across
- A set dollar amount that the policyholder must pay before the insurance company starts to pay for services
- When the policyholder pays a certain percentage of the bill and the insurance company pays the rest
- Poor, Needy ,impoverished
- A formal request for payment from an insurance company for services provided
- A set dollar amount that the policyholder must pay for each office visit
- Those covered by Medicare; a designated person who receives funds from an insurance policy
- Government insurance plan for those age 65 or older
- Government insurance plan for dependents of military personnel
Down
- Government insurance plan for those with low income
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services
- An approved list of physicians, hospitals, and other providers
- An organization that processes claims and provides administrative services for another organization
- The person responsible for the payment of the premium
- A written agreement between two parties, in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur
- the amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments
- illnesses or that lead to and early diagnosis
16 Clues: Poor, Needy ,impoverished • illnesses or that lead to and early diagnosis • Government insurance plan for those with low income • Government insurance plan for those age 65 or older • The person responsible for the payment of the premium • An approved list of physicians, hospitals, and other providers • Government insurance plan for dependents of military personnel • ...
Finance and Insurance 2022-05-03
Across
- insured person pays premiums for entire life
- amount of money a policy will pay out
- the amount borrowed or lended
- the money paid at for times for having insurance
- money earned for making sales
- what remains after subtracting deductions;"take-home pay"
- person designated to receive policy's face value after death
- can be found using formula I=PRT
- a report to the insurance company in order to receive money for damages
- insurance that pays cash when your spouse or a loved one dies
Down
- the amount of money that should be in paycheck;before deductions
- the document that lists the terms and conditions of the "bet"
- insurance that provides protection against excessive water damage
- pay premiums for a certain time but insured person will receive face value
- can be found using A=P(1+R/N)^(NT)
- pay premiums for a certain time then beneficiary will receive face value upon death
- money the insured person must pay before the insurance policy starts to pay
- extra pay for working beyond the normal work week
- what services the insurance policy will pay for
19 Clues: the amount borrowed or lended • money earned for making sales • can be found using formula I=PRT • can be found using A=P(1+R/N)^(NT) • amount of money a policy will pay out • insured person pays premiums for entire life • what services the insurance policy will pay for • the money paid at for times for having insurance • extra pay for working beyond the normal work week • ...
insurance terminology 2024-03-28
Across
- a medical plan in which coverage is provided to participants through a network of selected health care providers
- minimum amount the enrollee must pay out of his or her own pocket before the payer's percentage begins
- is a set of benefits that the insurance company offers to a group of its members
- is an example of a payor
- the individual enrolled through his/her employer or the primary policy holder on the insurance
- traditional plan that requires a PCP and a referral to specialist
- an example of a insurance we are out of network with
- maximum amount the enrollee must pay before the payer pays at 100%
- is an insurance company
Down
- a health care provider who does not have a contract with your health insurance plan
- the enrollee's percentage of covered charges for services
- when a patient does not have insurance
- a federal health insurance program which covers senior citizens and disabled person
- is an example of a plan
- a health care provider that has a contract with your health plan to provide health care services to its plan members at a pre-negotiated rate
- stands for Medicare Secondary Payer Questionnaire
- a set amount enrollee pays of office visit
17 Clues: is an example of a plan • is an insurance company • is an example of a payor • when a patient does not have insurance • a set amount enrollee pays of office visit • stands for Medicare Secondary Payer Questionnaire • an example of a insurance we are out of network with • the enrollee's percentage of covered charges for services • ...
CPR Training 2025-07-22
Across
- Accident insurance policy offered by AIL
- An Agent who has ALP in force on their EAPP
- A potential client contact
- When a policy ends due to non-payment
- A policy assigned to an agent for the purpose of payment of commissions
- Manages a team of insurance agents under an agency hierarchy
- Permanent insurance with a cash value component
- Accident & Health
- ALP submitted less policies not accepted by client
- forces no production or advance.
- Process of signing a client onto a policy
- The person who owns the insurance policy
- Decline or Incomplete of Trial Application
- Highest leadership title within the AIL agency system
- Accidental Death Benefit (Rider on a life policy)
- Annualized Premium(All Policies)
- Not Authorized
- History
- Invalid Account
- Providers contracted with a health insurance plan
- Attending Physician Statement (Medical Records).
- General Agent Second Level of management
- Cash On Delivery. Amount required to be collected to deliver policy.
- Basic Agent Training
- Payment made to keep a policy active
- Optional additions to a base insurance policy
- Cash with Application
- Adding new benefits to an existing policy - (not to be confused with
- Switching from term to whole life insurance
- Period when insurer can investigate and deny claims
- Agent Continuing Education
- Trains and oversees recruiting and growth of agents
- Common Carrier
Down
- Policy Death Benefit
- the department handling retention and saving at-risk policies
- Person who receives the policy payout
- Amount paid out by the policy at death
- Any Person authorized to transact insurance on behalf of AIL
- A policy that is on active status or has accepted a non-forfeiture
- Licensed individual who sells insurance
- The process of evaluating risk for insurance approval
- With)
- Form filled out to apply for insurance
- A type of insurance that lasts for a set period
- Stop Pay
- this code is loaded by the Home Office to force no advance on the
- Cases where counter-offers were made by the company, but not accepted by the applicant
- Formal request for insurance benefits
- Withdrawns are cancellations prior to issue or delivery of the case.
- of Premium Provision that waives premium payments if the insured becomes disabled
- insufficient funds
- Application is deemed uninsurable before it is sent to
- Bank Draft Account
- Application submitted without any money or production to the agent. Trial
- Account Frozen
- Shared cost between insurer and insured
- Return of excess premium by mutual insurers
- Cancelling a policy for its cash value
- Account Closed
- Client's signed authorization to access health records
- Annualized Life Premium
- Incomplete
62 Clues: With) • History • Stop Pay • Incomplete • Not Authorized • Account Frozen • Account Closed • Common Carrier • Invalid Account • Accident & Health • insufficient funds • Bank Draft Account • Policy Death Benefit • Basic Agent Training • Cash with Application • Annualized Life Premium • A potential client contact • Agent Continuing Education • forces no production or advance. • ...
Insurance - Elizabeth 2026-03-04
Across
- life addition of an investment feature
- risk possible risk,no chance of gain
- Insurance cover loss or damage to personal property
- replacement coast minius deprecation
- enough insurance coverage to rebuild if your home was completely destroyed
- life Provides protection for a specific time period
- life time protection
- easy to repair
- account tax-advanataged saving account for people with higt health care
- likelihood that something will be lost
- individual that relies on someone else for financial support
- bill submitted to insurance company for payment
Down
- For 65 or older
- cover loss or damage to personal property
- protects you if an accident you caused damages property of others
- participants pay a monthly amount of $$ for their coverage
- pay assistance needed by person that cannot safely live on their own
- Purchase of the insurance policy
- Amount of $$ that you have to pay before insurance begins to pay
- the policy holder has abilit to raise or lower premium
- is fixed premiums
- minimizes risk
- when driving an automobile you assume huge personal and financial risk
- insurance need increase as family grow
- help pay for inpatient care in hospitals
25 Clues: minimizes risk • easy to repair • For 65 or older • is fixed premiums • life time protection • Purchase of the insurance policy • risk possible risk,no chance of gain • replacement coast minius deprecation • life addition of an investment feature • insurance need increase as family grow • likelihood that something will be lost • help pay for inpatient care in hospitals • ...
Chapter 10 crossword 2024-10-16
Across
- a person who owns an insurance policy
- a person covered by an insurance policy
- a written contract for insurance
- a factor that increases the likelihood of loss through some peril
- the amount of money a policyholder is charged for an insurance policy
- the set amount a policyholder must pay per loss on an insurance policy
- failure to take ordinary or reasonable care in a situation
Down
- An insurance company
- legal responsibility for the financial cost of another person's losses or injuries
- -risk, a risk in which there is a chance of either loss or gain
- protection against possible financial loss
- an addition of coverage to a standard insurance policy
- the cause of a possible loss
- -risk, a risk in which there is only a chance of loss
14 Clues: An insurance company • the cause of a possible loss • a written contract for insurance • a person who owns an insurance policy • a person covered by an insurance policy • protection against possible financial loss • -risk, a risk in which there is only a chance of loss • an addition of coverage to a standard insurance policy • ...
Understanding Insurance 2025-09-26
Across
- – The damage or injury that results in a claim.
- – Legal responsibility for something, often used in auto insurance.
- – The chance of loss or damage.
- – The amount you pay out-of-pocket before insurance starts covering.
- – A fixed amount paid for a service (e.g., doctor visit).
- – A set period a policy is in effect (used in term life insurance).
- – A request for payment from the insurer after a loss.
- – The company providing the insurance.
Down
- – The maximum amount the insurer will pay.
- – The contract between you and the insurer.
- – The person or entity covered by the policy.
- - The amount paid for insurance coverage.
- – Short for automobile; tied to required car insurance.
- – The extent of protection provided by an insurance policy.
- – What’s not covered by your policy.
15 Clues: – The chance of loss or damage. • – What’s not covered by your policy. • – The company providing the insurance. • - The amount paid for insurance coverage. • – The maximum amount the insurer will pay. • – The contract between you and the insurer. • – The person or entity covered by the policy. • – The damage or injury that results in a claim. • ...
Insurance and E&S Activity 2025-02-28
Across
- The individual, business, or entity covered under an insurance policy.
- A type of carrier licensed in the states operated in.
- Acronym for a large insurance buyer exempt from diligent search requirements
- A market condition characterized by higher premiums, stricter underwriting, and limited coverage options.
- An insurance intermediary who represents the insured
- A state-established fund that provides protection to policyholders if an insurance company becomes insolvent.
- Payments made by the insured to the insurer in exchange for coverage under an insurance policy.
- A marketplace for brokers and underwriters to insure unique risks.
- Acronym for and agent/broker vested with the underwriting authority from the insurer.
Down
- Type of insurance broker who acts as an intermediary between a retail broker and an insurer.
- A list of coverages that are exempt from a Diligent Search requirement
- The company that provides coverage to the insured.
- Another term for an insurance company or insurer
- An office where insurance is sold
- Acronym for legislation that simplifies surplus lines regulation by defining home state rules.
15 Clues: An office where insurance is sold • Another term for an insurance company or insurer • The company that provides coverage to the insured. • An insurance intermediary who represents the insured • A type of carrier licensed in the states operated in. • A marketplace for brokers and underwriters to insure unique risks. • ...
Insurance 2021-01-04
Across
- Type of medical coverage that is designed to protect you in the worst-case scenario.
- The cost per month or year for insurance.
- A fixed amount for a covered service, paid by a patient to the provider of service before receiving the service.
- The length of time during which an insurance policy holder or their dependents may file and receive payment for a covered event.
- Term used by health insurance companies to designate any health care provider, whether a doctor, or nurse, a hospital, or clinic.
- The amount your insurance pays.
Down
- Provides an insured party with protection against claims resulting from injuries and damage to other people or property.
- Type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
- The pairing of the health insurance coverage benefits under a product and a particular cost-sharing structure, provider network, and service area.
- Type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.
- After the deductible, the amount or percentage of the bill you have to pay.
- The money you have to pay before insurance kicks in.
12 Clues: The amount your insurance pays. • The cost per month or year for insurance. • The money you have to pay before insurance kicks in. • After the deductible, the amount or percentage of the bill you have to pay. • Type of medical coverage that is designed to protect you in the worst-case scenario. • ...
Insurance 2021-09-30
Across
- Written contract between the Insurer and the Insured.
- Insurance + Investment
- Analyse risks and frame policies.
- Offers the right to sell a stock.
- An entity who represents insurance.
- Offers the right to buy a stock.
Down
- Risk which is stable.
- Tool of risk management.
- Insurance regulatory body.
- Exposure to danger, harm or loss.
- Amount payable by policyholder.
- Amount of expenses an insured must pay before the insurance company pays for the covered item.
12 Clues: Risk which is stable. • Insurance + Investment • Tool of risk management. • Insurance regulatory body. • Amount payable by policyholder. • Offers the right to buy a stock. • Exposure to danger, harm or loss. • Analyse risks and frame policies. • Offers the right to sell a stock. • An entity who represents insurance. • Written contract between the Insurer and the Insured. • ...
INSURANCE 2021-09-30
Across
- Written contract between the Insurer and the Insured.
- Amount payable by policy holder.
- Analyses risks and frames policies.
- Risk which is stable.
- Tool of Risk management.
Down
- Amount of expenses an insured must pay before the insurance company pays for the covered item.
- Offers the right to sell a stock.
- An entity who represents an insurance.
- Exposure to danger, harm or loss.
- offers the right to buy a stock.
- Insurance regulatory body.
- Insurance + Investment
12 Clues: Risk which is stable. • Insurance + Investment • Tool of Risk management. • Insurance regulatory body. • Amount payable by policy holder. • offers the right to buy a stock. • Offers the right to sell a stock. • Exposure to danger, harm or loss. • Analyses risks and frames policies. • An entity who represents an insurance. • Written contract between the Insurer and the Insured. • ...
Insurance 2021-04-06
Across
- Health Maintenance Organization
- entity that pays for medical services, usually an insurance company
- Any person who has coverage under a health insurance plan
- managed by the federal government and based on age or certain disabilities
- A policy (contract) purchased by an individual or group to protect against possible loss.
- Preferred Provider Organization
- Advanced Beneficiary Notice
Down
- Is the amount you need to pay out of pocket before any expenses are covered by the insurance company
- A person who carries the insurance
- managed by the state and based on income
- The primary holder of an insurance policy, also known as the policy holder
- Fixed dollar amount you pay at the time of service
12 Clues: Advanced Beneficiary Notice • Health Maintenance Organization • Preferred Provider Organization • A person who carries the insurance • managed by the state and based on income • Fixed dollar amount you pay at the time of service • Any person who has coverage under a health insurance plan • entity that pays for medical services, usually an insurance company • ...
Insurance 2021-10-21
Across
- These types of policies provide for a payment to be made after the death of the insured.
- Money charged by the insurer
- When the loss is inevitable is an example of
- Another word for compensate
- Life insurance is also referred to as this
- A policy that provides a payment of a sum at a certain age or on the death of the insured, whichever occurs first
Down
- Insurance promotes this
- Means taking the place of
- Another word for compensation
- A duty to disclose all relevant information is an example of
- The contribution of money to a fund operated by an insurance company
- The contract drawn up between the insurer and the insured
- Specialist who calculates the probability
13 Clues: Insurance promotes this • Means taking the place of • Another word for compensate • Money charged by the insurer • Another word for compensation • Specialist who calculates the probability • Life insurance is also referred to as this • When the loss is inevitable is an example of • The contract drawn up between the insurer and the insured • ...
Insurance 2013-08-25
Across
- Level of cover when driving using DOC
- Where you can look for vehicle terms?
- Proof of insurance
- Maximum number of years NCD
- Type of claim free driving
Down
- How many days do you get to send in NCD proof?
- Maximum number of seats allowed
- DPA
- Product available for learner drivers
- Number of drivers allowed on a policy
- report Needed to insure a previously written off vehicle
- Database with details of written off vehicles
12 Clues: DPA • Proof of insurance • Type of claim free driving • Maximum number of years NCD • Maximum number of seats allowed • Level of cover when driving using DOC • Where you can look for vehicle terms? • Product available for learner drivers • Number of drivers allowed on a policy • Database with details of written off vehicles • How many days do you get to send in NCD proof? • ...
Insurance 2024-01-10
Across
- A formal request to the insurance company for payment or reimbursement due to a covered loss.
- The amount the policyholder must pay before the insurance coverage kicks in.
- Compensation for a loss or damage covered by an insurance policy.
- The extent of protection provided by an insurance policy.
- The likelihood of loss or damage that an insurance policy is designed to protect against.
- The process of evaluating and determining the risk associated with insuring a person or property.
Down
- A professional who assesses and manages financial risks, often employed by insurance companies.
- A formal contract outlining the terms and conditions of insurance coverage.
- Legal responsibility for one's actions or obligations, often covered by insurance.
- The amount paid for an insurance policy, typically on a regular basis.
- The person or entity designated to receive the benefits of an insurance policy.
- The company providing insurance coverage and assuming the risk.
12 Clues: The extent of protection provided by an insurance policy. • The company providing insurance coverage and assuming the risk. • Compensation for a loss or damage covered by an insurance policy. • The amount paid for an insurance policy, typically on a regular basis. • A formal contract outlining the terms and conditions of insurance coverage. • ...
Health Insurance 2021-11-29
Across
- Health insurance where you do not need a referral
- Health insurance where you can choose in network or out of network
- Monthly payment to receive insurance benefit
- Saving account only through employer group plan
- Savings account to help pay for qualified expenses
- The amount you pay before insurance pays
- Health insurance where you must use physicians that are in network
- The percent you pay after deductible is met
Down
- Time frame where the health plans can be changed
- Federal health insurance for those 65+
- The fixed dollar amount you pay at the time of care
- They most you pay before insurance pays 100%
- Most affordable health insurance
13 Clues: Most affordable health insurance • Federal health insurance for those 65+ • The amount you pay before insurance pays • The percent you pay after deductible is met • Monthly payment to receive insurance benefit • They most you pay before insurance pays 100% • Saving account only through employer group plan • Time frame where the health plans can be changed • ...
General Insurance Basics II 2023-06-26
Across
- Concealing relevant health information on an insurance application is a ___ hazard.
- The responsible party who ensures an application is completed.
- The insurer is considered the ___ in an agent/insurer relationship.
- Acceptance of a prepaid application constitutes __ in an insurance contract.
- Agent authority includes ___ implied, and express.
- An incomplete application must be __ for completion.
- Underwriters may refuse to accept a risk to prevent ______ ______?
- A certificate of __ is the document required for an insurer to transact business.
Down
- An insurance policy is a type of ____.
- Disappearance, decrease, or loss of __ is known as loss.
- Insurers are classified into three types according to their ___.
- Fraud is when ___ and material misrepresentation is made.
- Conditions that increase the chance of loss.
- An absolutely true statement in an insurance contract is a _____.
- The agent is not responsible for a policy that was not delivered.
- ___ purpose is one of the four elements of an insurance contract.
- Only this type of risk that is insurable.
- The ___is made when an application is submitted.
- Wagering on a sporting event is __ risk.
- There are ______ types of hazards in insurance.
- The number of characteristics of an ideally insurable risk.
21 Clues: An insurance policy is a type of ____. • Wagering on a sporting event is __ risk. • Only this type of risk that is insurable. • Conditions that increase the chance of loss. • There are ______ types of hazards in insurance. • The ___is made when an application is submitted. • Agent authority includes ___ implied, and express. • ...
Unit 6 Lesson 1 Vocabulary 2023-11-21
Across
- at least six months of expenses set aside to cover costs of unexpected events
- payment to beneficiaries if an insured person dies
- Payment to replace earnings during times when workers cannot work due to illness or injury
- chance of loss from an event that cannot be entirely controlled
- payment to others if a member of the insured household accidently causes harm to other people or property
- someone who relies on someone else for money income and care
- Money paid to purchase the policy
- The risks covered and amount of money paid for losses under an insurance policy
- amount of money paid out of pocket by policyholder before the insurance coverage begins
- payment to cover liability losses and damage/loss of home and its contents
- paperwork submitted to insurance organization describing the accident, illness or injury
- provides money to pay for health care
Down
- products or services that add extra value for employees beyond wages
- payment to insured person if his/her property is damaged or destroyed by an accident
- the provision of a product or service rather than cash
- payment for damage/loss of property in a rental unit in addition to liability losses
- payment for liability and property insurance on a vehicle
- amount of money, after deductible, that is paid jointly by the insured and the insurance company
- transfers risk from an individual to an insurance organization
- A contract that specifies what risks are covered and how much will be paid for losses
- Person who owns the policy
- unpaid work, such as child care or meal preparation
- Payment for extended care when a person cannot live independently (but doesn’t need to be hospitalized)
- someone who receives insurance money if the insured person dies
24 Clues: Person who owns the policy • Money paid to purchase the policy • provides money to pay for health care • payment to beneficiaries if an insured person dies • unpaid work, such as child care or meal preparation • the provision of a product or service rather than cash • payment for liability and property insurance on a vehicle • ...
AHLT235 Chapter 3 Key Terms 2022-01-28
Across
- patient, patient who does not have insurance
- provider (PAR) ), provider who does take an insurance plan
- insurance, first insurance plan which covers the cost of service
- form, completed by a provider to summarize billing information for a patient’s visit.
- insurance, after the first insurance covers the cost of service, bill is sent to
- person who holds the insurance policy
- authorization number, once a service has been approved, this is assigned.
- of benefits, Physicians usually submit claims for patients and receive payments directly from the payers
Down
- provider (nonPAR), provider who does not take an insurance plan
- person financially responsible to pay
- information form, patient demographic information is recorded on this by the patient
- rule, the parent whose day of birth is earlier in the calendar year is considered primary
- of benefits (COB), refers to an exchange of information between payers when a patient has more than one health plan
- patient (EP), patient has been seen by the provider in the last 2 years.
- physician, physician who recommends that a patient sees another provider
- assignment, provider has agreed to accept the allowed charge as full payment
- patient (NP), patient has not been seen by the provider in the last 3 years
17 Clues: person financially responsible to pay • person who holds the insurance policy • patient, patient who does not have insurance • provider (PAR) ), provider who does take an insurance plan • provider (nonPAR), provider who does not take an insurance plan • insurance, first insurance plan which covers the cost of service • ...
Personal Finance 2022-09-23
Across
- the recipient of funds
- all pay same percentage
- represents ownership in business (risky)
- amount paid on an insurance per time period
- occurs when benefit outweigh the cost
- risk transfer to a third party
- the used of borrowed funds
- sales tax
Down
- interest on the original loan
- represents a loan to gov't or corporation
- a collections of securities chosen
- a business whose main purpose is to take deposits
- someone not capable to work
- protects from theft and destruction
- paid on original loan and interest earned
- used when a person is sick
- Federal Tax
- the amount of money borrowed
- payment before insurance begins insurance
- benefits survivors or the deceased
20 Clues: sales tax • Federal Tax • the recipient of funds • all pay same percentage • used when a person is sick • the used of borrowed funds • someone not capable to work • the amount of money borrowed • interest on the original loan • risk transfer to a third party • a collections of securities chosen • benefits survivors or the deceased • protects from theft and destruction • ...
INSURANCE 2013-03-24
Across
- A company who deducts Sanlam Sky premiums from a policyholder’s salary and pays this over to Sanlam Sky
- Person who owns the policy
- If premiums are not received for 3 months within the first 3 years of a policy or 12 non-consecutive premiums are missed during the life of the policy, the policy will lapse and all benefits will cease.
- Alterations or changes to the original policy
- Date The date on which the policy will commence and determined by collection method
Down
- Not Taken Up - 3 premiums for 3 months from issue date
- Certain processes have dates at which they must be completed for the month. This is referred to as the ‘cut-off’ date.
- Interest The financial interest(BURDEN OF RESPONSIBILITY) the policyholder has in any life assured covered under the contract
- a person who assesses the risk for the assurer, by examining and intrepreting medical evidence
- -up when no premiums are received on poliy that has a savings benefit
- Payer The person responsible for paying the premiums of the policy.
- Force Sanlamsky has received premiums for the policy
12 Clues: Person who owns the policy • Alterations or changes to the original policy • Not Taken Up - 3 premiums for 3 months from issue date • Force Sanlamsky has received premiums for the policy • Payer The person responsible for paying the premiums of the policy. • -up when no premiums are received on poliy that has a savings benefit • ...
Insurance 2020-05-13
Across
- application form for insurance
- their risks and give unbiased adivce on insurance
- a possible eventuality
- covers drivers in the event of an accident
- a reduction in the premium charged for insurance when no claim has been made during an agreed preceding period.
Down
- amount added to the basic premium
- when you insure an item for more than it is actually worth
- works for one insurance company and only sells companys policies
- work independently of insurance companies to help consumers to
- a agrrement with a individual and a company providing protection
- fee paid by the insured for insurance
- person who assesses the risk and calculates premium for a insurance
12 Clues: a possible eventuality • application form for insurance • amount added to the basic premium • fee paid by the insured for insurance • covers drivers in the event of an accident • their risks and give unbiased adivce on insurance • when you insure an item for more than it is actually worth • work independently of insurance companies to help consumers to • ...
Chapter 9 Vocab 2025-11-13
Across
- Permanent life insurance that provides lifelong coverage
- A health insurance plan with lower monthly premiums but higher deductibles
- An insurance policy that covers disabled people who are unable to work
- A law that helped insure get insurance for uninsured people
- Life insurance that provides coverage for a specific period
- helps cover costs like doctor visits, hospital stays, prescriptions, and preventive care
- Additional coverage purchased to fill gaps in a primary insurance plan
Down
- The lump-sum payment made to beneficiaries upon the death of the insured person
- savings account available to people with high-deductible health plans
- Insurance that covers services like nursing home care, assisted living, or in-home care
- A person who relies on another for financial support
- Auto insurance coverage that pays medical expenses, lost wages, and other costs for you and your passengers after an accident
- A person or charity that's designed to receive assets from a trust or will
- The most you’ll pay in a year for covered healthcare services
- A set amount of time after a payment is due during which coverage remains active
- When an individual or organization assumes the financial risk for providing healthcare or other coverage instead of buying insurance from a company
16 Clues: A person who relies on another for financial support • Permanent life insurance that provides lifelong coverage • A law that helped insure get insurance for uninsured people • Life insurance that provides coverage for a specific period • The most you’ll pay in a year for covered healthcare services • ...
crossword 21 2026-01-19
Across
- provides Benefits for employees injured at work.
- Insurance covers property, liability, health, and other risks except life.
- insurance is Coverage for legal responsibility for harm to others.
- insurance Protects against errors, negligence, or malpractice claims.
Down
- is Government-mandated protection against social risks.
- insurance Covers against losses caused by fire and allied perils.
- is Public health insurance for eligible populations.
- insurance support through income during involuntary job loss.
- insurance Protects for business buildings and physical assets.
- insurance Covers third-party bodily injury and property damage.
- insurance is for goods and vessels in sea or transit.
- insurance covers for motor vehicle damage and accident liability.
12 Clues: provides Benefits for employees injured at work. • is Public health insurance for eligible populations. • insurance is for goods and vessels in sea or transit. • is Government-mandated protection against social risks. • insurance support through income during involuntary job loss. • insurance Protects for business buildings and physical assets. • ...
Insurance 2021-04-06
Across
- Fixed dollar amount you pay at the time of service
- Advanced Beneficiary Notice
- managed by the federal government and based on age or certain disabilities
- A policy (contract) purchased by an individual or group to protect against possible loss.
- A person who carries the insurance
Down
- Preferred Provider Organization
- The primary holder of an insurance policy, also known as the policy holder
- Is the amount you need to pay out of pocket before any expenses are covered by the insurance company
- managed by the state and based on income
- Any person who has coverage under a health insurance plan
- an entity that pays for medical services, usually an insurance company
- Health Maintenance Organization
12 Clues: Advanced Beneficiary Notice • Preferred Provider Organization • Health Maintenance Organization • A person who carries the insurance • managed by the state and based on income • Fixed dollar amount you pay at the time of service • Any person who has coverage under a health insurance plan • The primary holder of an insurance policy, also known as the policy holder • ...
Insurance 2021-05-11
Across
- The term __ refers to a public health insurance program that provides health care coverage to low-income families and individuals in the United States.
- Who handles victim Comp claims?
- __ is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities.
- What should you ask for to get medicaid billed?
- This is a document we send you to let you know a claim has been processed.
- to bill insurance we need a copy of __ & __ of insurance card.
Down
- What is needed to bill Tricare?
- __ allow providers to submit claims that are outside the timely filing period (365 days) if the member was retroactively enrolled; however, it is not a guarantee of payment.
- __ is a direct financial reimbursement to a victim for an expense that resulted from a crime, such as medical costs or lost wages.
- What documents is needed to bill Workmen Comp?
- __insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more
- __which provides discounted health care services to low-income people and families.
12 Clues: What is needed to bill Tricare? • Who handles victim Comp claims? • What documents is needed to bill Workmen Comp? • What should you ask for to get medicaid billed? • to bill insurance we need a copy of __ & __ of insurance card. • This is a document we send you to let you know a claim has been processed. • ...
Insurance 2024-05-13
Across
- - A request made to an insurance company for payment of benefits.
- - The amount you pay out of pocket before your insurance starts to cover costs.
- - Specific conditions or circumstances for which the policy does not provide coverage.
- - The regular payment made to keep an insurance policy active.
- - The extent of protection given by an insurance policy.
Down
- - The person designated to receive the payout from an insurance policy.
- - The person or entity who owns an insurance policy.
- - The length of time for which a policy is in effect.
- - An addition to a standard insurance policy that provides additional benefits.
- - A contract between the insurer and the insured which states the terms of the insurance.
- - The process by which insurers assess the risk associated with an insurance policy.
- - Repayment for expenses already incurred that are covered by the insurance policy.
12 Clues: - The person or entity who owns an insurance policy. • - The length of time for which a policy is in effect. • - The extent of protection given by an insurance policy. • - The regular payment made to keep an insurance policy active. • - A request made to an insurance company for payment of benefits. • ...
INSURANCE 2024-05-15
Across
- - Insurance on medical expenses.
- - Insurance on your car and people in it.
- - Type of theft that includes stealing one's ID.
- - Insurance on the property you are renting.
- - Amount you pay and how often you pay premium.
- - False information about someone or stealing ID information.
Down
- - Insurance incase someone goes into a nursing home.
- - Amount of money you pay until premium pays.
- - Insurance on your house and property.
- - Protection if someone is hurt on your property.
- - Amount you pay for insurance and coverage.
- - Type of insurance on you so your spouse has money incase of death.
12 Clues: - Insurance on medical expenses. • - Insurance on your house and property. • - Insurance on your car and people in it. • - Insurance on the property you are renting. • - Amount you pay for insurance and coverage. • - Amount of money you pay until premium pays. • - Amount you pay and how often you pay premium. • - Type of theft that includes stealing one's ID. • ...
Insurance 2023-02-15
Insurance Revision Jinan 2024 2024-05-14
Across
- One consequence of an inefficient claims management process is the overpayment of genuine claims and the mistaken acceptance of fraudulent claims. What is this called?
- An insurer has accepted a risk it no longer wishes to retain. It can choose to transfer some or all of this risk with a:
- What is an insurance company that is owned by its policyholders called?
- Which principle of insurance describes a situation where the insurer has a legal right to pursue a third party that caused an insurance loss to the insured?
- The principle of insurance which describes the situation where an insured is returned to their pre-loss financial position is:
- ___ are a possible solution to moral hazard problems.
Down
- A reinsurer contract that is entered into on a case-by-case basis after an application for insurance is received by a primary insurer is called ___ reinsurance
- What kind of insurance company is wholly owned by its parent company and does not offer insurance to the general public?
- Cyber, Reputational, and pandemic risks are examples of ___ risks
- A situation where people who have taken out insurance behave more recklessly as a result is known as moral ___
- When the average buyer of an insurance policy is likely to have higher risk than others in their risk class, this is known as ___ selection
- How are insurance brokers usually paid?
- Reputation is an ___ asset
- Which law means that the predictability increases with the number of cases? The law of ___ numbers
- An insurer buys reinsurance for a risk. In the event of a claim they are obligated to pay 60% of all losses and are entitled to retain 60% of the premiums. This is known as a ___ share
- Who provides capital to the Lloyds insurance market?
- What is another word to describe fair premiums?
17 Clues: Reputation is an ___ asset • How are insurance brokers usually paid? • What is another word to describe fair premiums? • Who provides capital to the Lloyds insurance market? • ___ are a possible solution to moral hazard problems. • Cyber, Reputational, and pandemic risks are examples of ___ risks • ...
Health terms crossword 2024-10-01
Across
- / an individual or institution who provides medical care
- / a healthcare provider that is not a emergency and that the patient and doctor plan in advance
- / An insurance program for people with low incomes who are unable to afford healthcare
- / a persons ability to obtain HealthCare services
- / A list of medications that a managed care company encourages or requires physicians to prescribe as necessary in order to reduce costs
- / A person who is eligible for or receiving benefits under an insurance policy or plan
- / large businesses, small businesses, and individuals who form a group for insurance coverage
- / The organization responsible for the costs of healthcare services
- / he responsibility for profiting or losing money based on the cost of healthcare services provided
- / a medical condition that starts suddenly and requires immediate attention
Down
- / People who do not have health insurance of any type. Over 80 percent of the uninsured are working adults and their family members
- / Medical services that are separated out and contracted for independently from any other benefits
- / a persons healthcare costs are paid by their insurance
- / how many times people use particular heath care services during particular periods of time
- / a service the people are entitled to receive based on their heath care plan
- / Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage
- / a person enrolled in a heath plan
- / A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours
- / a private organization, usually an insurance company that finances health care
- / The amount paid periodically to buy health insurance coverage
20 Clues: / a person enrolled in a heath plan • / a persons ability to obtain HealthCare services • / an individual or institution who provides medical care • / a persons healthcare costs are paid by their insurance • / The amount paid periodically to buy health insurance coverage • / The organization responsible for the costs of healthcare services • ...
17-3 Structure & Cost of Healthcare (no spaces) 2025-02-21
Across
- A group of individuals who are covered under one insurance plan is a ___ ___ .
- March of Dimes & American Cancer Association are examples of the ___ sector of healthcare.
- America relies on a ___ ___ payer system, where medical costs are paid by insurance companies.
- We don’t know if we’ll get sick or how expensive it is, so health insurance protects us from ___ .
- Medical costs & high number of uninsured people caused the passage of the ___ ___ act.
- Patients in the ___ healthcare sector use insurance provided by their employer.
- The first “a” of healthcare asks if health services are available? And in ___ areas, there are shortages.
- ___ refers to whether or not a person can pay for their healthcare services.
- More expensive and more urgent medical procedures are associated with being ___ .
- The amount you pay to the insurance company each month is your insurance ___ .
- A cons of fee for service healthcare is incentivizing ___ , which increases cost of care.
- Acceptability: Many patients are more comfortable with a doctor the same ___ as themselves.
Down
- ___ rates are higher for Hmong Americans, because no written form of their language existed.
- Acceptability means you approve of the doctor’s professional ___ , and their gender, race, and age.
- ___ to appointments can be difficult in rural places, e.g. A lack of accessibility to healthcare.
- There is a greater chance of breaking legs if you like ___ sports, so your insurance costs more.
- ___ barriers make it hard for non-English patients, so they need accommodations like translators.
- ___ ___ workers have jobs that don’t offer sick leave, so they lack accessibility to healthcare.
- Medicare for elderly, Medicaid for the poor, these are examples of ___ health insurance plans.
- America uses a fee for ____ healthcare system, so bills are separated by each ___ provided.
20 Clues: ___ refers to whether or not a person can pay for their healthcare services. • The amount you pay to the insurance company each month is your insurance ___ . • Patients in the ___ healthcare sector use insurance provided by their employer. • A group of individuals who are covered under one insurance plan is a ___ ___ . • ...
Dental Insurance Verification 2025-06-17
Across
- Number Identifies the employer plan or group the patient belongs to
- Year 12-month period insurance coverage follows (may not be calendar year)
- Back Act of inputting verified benefits into the practice management system
- Verification Method involving direct phone contact with the payer
- Type Classification such as PPO, HMO, or Fee-for-Service
- Covered individual other than the subscriber
- Limitation Benefit rule that restricts coverage based on patient’s age
- Verification Method of receiving benefit breakdown from insurance
- Required proof of verification in the patient’s chart
- Services Procedures the insurance will pay for
- Limitation Rule that limits how often a service is covered (e.g., 2 per year)
- The policyholder of the dental insurance
- Approval required before performing certain procedures
- Portal Online system used to verify coverage and benefits
- Health Maintenance Organization – requires referrals and PCP selection
- Form Standardized form used to record insurance benefit info
- Descriptions written to explain necessity of procedures
- Period Timeframe before certain services are eligible for coverage
Down
- Patient’s percentage of the allowed amount
- Preferred Provider Organization – offers in- and out-of-network options
- Check Step to confirm if a patient is covered on the date of service
- Date The date coverage starts
- Fixed dollar amount the patient pays at the visit
- Written estimate of benefits for proposed treatment
- Services Procedures not paid by the plan at all
- Maximum The total amount insurance will pay in a benefit year
- Amount the patient must pay before insurance pays
- Breakdown Document listing covered services and limitations
- Verification The process of confirming a patient’s active dental coverage
- Date The date coverage ends
- Tooth Clause Exclusion for tooth loss prior to coverage
31 Clues: Date The date coverage ends • Date The date coverage starts • The policyholder of the dental insurance • Patient’s percentage of the allowed amount • Covered individual other than the subscriber • Fixed dollar amount the patient pays at the visit • Amount the patient must pay before insurance pays • Services Procedures not paid by the plan at all • ...
Insurances 2013-02-04
Across
- Vero will extend a policy to insure a ---- car in the event in which one is used
- In the middle of BOQ's insurance brochure is a pullout titled 'Home Insurance --------'
- What is the guarantee period on authorised repairs to a motor vehicle?
- Which Australian city is featured in the background of BOQ's Insurance brochure?
- NCB stands for No ----- Bonus
- PDS stands for ------- Disclosure Statement
- Vero will cover up to --- kilometers of fencing
- Vero covers driveways and sealed roads up to ---- hundered meters
- Vero h&c / landlord policies cover damage from an earthquake or -------
Down
- Bank account deductions are not available for ------ insurance
- ---------- damage is covered by and Elite H&C policy but not an Extra H&C policy
- Who is our alliance partner for general insurance?
- The two types of cover for motor insurance are Agreed & ------ values
- Vero will pay for loss or damage caused to your trailer or -------
- There is -- extra premium for paying monthly
- Who is our alliance partner for business insurance?
- Under a landlord's policy Vero covers Riot, Civil Commotion or ------ disturbance
17 Clues: NCB stands for No ----- Bonus • PDS stands for ------- Disclosure Statement • There is -- extra premium for paying monthly • Vero will cover up to --- kilometers of fencing • Who is our alliance partner for general insurance? • Who is our alliance partner for business insurance? • Bank account deductions are not available for ------ insurance • ...
Investment and Insurance Puzzle 2024-03-13
Across
- The type of interest that is calculated only on the money you have deposited.
- Insurance covers a home’s structure and the personal belongings inside in the event of loss or theft; and helps pay for repairs and replacement.
- The chance that something unexpected will occur.
- Protection against large-scale financial loss.
- The computer-based stock market.
- It is an investment with a fixed amount, interest rate, and duration.
- It earns a variable interest rate. It is possible to make deposits at any time.
- An amount paid before insurance coverage begins to pay for a claim.
Down
- Insurance protects a person against financial loss in the event of an auto accident, damage to a vehicle, or theft.
- Share of ownership in a company.
- A payment made to an insurance company in exchange for coverage.
- The ease of turning savings and investments into cash.
- Insurance covers medical expenses due to illness, injuries, and health conditions.
- Insurance pays some or all of a worker’s salary if they become disabled and are unable to work at their job; either short-term or long-term.
- Insurance covers the cost of replacing personal belongings that are stolen, damaged, or ruined in a home that is being rented.
- Insurance pays an agreed-upon sum of money to a beneficiary when the insured person dies (or pays this amount after a set time).
- The New York Stock Exchange prices the stock market based on its top 30 indicators.
17 Clues: Share of ownership in a company. • The computer-based stock market. • Protection against large-scale financial loss. • The chance that something unexpected will occur. • The ease of turning savings and investments into cash. • A payment made to an insurance company in exchange for coverage. • An amount paid before insurance coverage begins to pay for a claim. • ...
Health Insurance 2024-01-08
Across
- Must have one of these to use a Health Savings Account
- The cost of a health insurance plan
- Federally funded insurance for age 65+
- A __________ condition exists before you acquire new insurance
- A PPO will usually cover some portion of a/an ______________ medical expense
- Public insurance for people with low incomes
Down
- You are responsible for paying this before insurance kicks in
- Pays for in-network health care only
- Cost of health insurance for active-duty military
- Pre-tax funded savings account for health care costs
- Number of packages on the Health Insurance MP
- Preferred provider organization
- Insurance for military members
13 Clues: Insurance for military members • Preferred provider organization • The cost of a health insurance plan • Pays for in-network health care only • Federally funded insurance for age 65+ • Public insurance for people with low incomes • Number of packages on the Health Insurance MP • Cost of health insurance for active-duty military • ...
Vocabulary practise 2019-03-19
19 Clues: heap • bulk • ample • batch • extent • mearge • shrink • deduct • immense • damages • withdraw • mortgage • equation • dimension • insurance • speculate • abdundant • equdistant • sufficient
Health and Life Insurance 2020-01-12
Across
- the individual or company receiving the insurance protection
- the person or business that purchases an insurance policy
- protection against cost of loss
- the time for which an insurance policy is in effect
- Once the deductible amount has been met, you usually must pay part of the remaining health bill out of your own pocket.These partial payments are called...
- an amount deducted from an insurance settlement, i.e. what you have to pay then insurance pays
- a written contract between the insurance company and the insured that explains benefit and limits of insurance purchased
Down
- payment to the insurance company for the insurance policy
- the amount an insurance company agrees to pay on a claim
- person or person designated to receive the proceeds of a life insurance policy in the event of the insured's death
- a term used to describe the type or amount of loss protected against by an insurance policy
- a form filed to request payment for losses covered in an insurance policy
12 Clues: protection against cost of loss • the time for which an insurance policy is in effect • the amount an insurance company agrees to pay on a claim • payment to the insurance company for the insurance policy • the person or business that purchases an insurance policy • the individual or company receiving the insurance protection • ...
Lesson 12 Health Insurance and Disability Insurance 2024-12-10
Across
- The cost of an insurance policy, usually paid monthly.
- Insurance that covers nonmedical costs like nursing homes or assisted living.
- A health care plan covering most costs when using in-plan providers.
- A provision in an insurance policy eliminating coverage for specific acts or damages.
- A law signed in 2010 expanding Medicaid and prohibiting denial for preexisting conditions.
- A type of insurance covering part of one’s income when unable to work.
Down
- A medical condition diagnosed before enrolling in a health care plan.
- A type of insurance model where providers agree to discounted services.
- An insurance plan where policyholders pay in advance for unlimited medical care.
- Health insurance purchased by an employer for its members.
- The process insurers used to determine premiums and coverage eligibility.
- The portion of an insurance claim not covered by the insurer and must be paid by the insured.
- An act protecting health insurance coverage for workers and their families when changing or losing jobs.
- A federally mandated program allowing individuals to maintain health care insurance at group rates after losing coverage.
14 Clues: The cost of an insurance policy, usually paid monthly. • Health insurance purchased by an employer for its members. • A health care plan covering most costs when using in-plan providers. • A medical condition diagnosed before enrolling in a health care plan. • A type of insurance covering part of one’s income when unable to work. • ...
insurance-Tasha 2026-03-04
Across
- a person who is required to be in the hospital
- auto insurance An insurance type designed to simplify and speed up payments to accident victims
- A flat fee the patient must pay for medical services
- An individual who relies on someone else for financial support
- policy A special insurance policy to cover things like jewelry,boats,and artwork
- a measure of the likelihood that something will be lost
- A healthcare plan that pays for covered services after treatment is provided
Down
- life insurance A type of insurance that provides basic lifetime protection while premiums are paid
- A person named by a policyholder to receive the death benefit of a policy
- purchaser of the insurance policy
- Liability An insurance coverage that pays others for losses caused by the insured in an automobile accident
- life insurance A type of policy that provides protection only for a specific period of time
- A form of risk management that pools premiums of a large group of people
- Managemnt A process of measuring risk and finding ways to minimize loss
- An amount of money regularly paid to an insurance company for a policy
15 Clues: purchaser of the insurance policy • a person who is required to be in the hospital • A flat fee the patient must pay for medical services • a measure of the likelihood that something will be lost • An individual who relies on someone else for financial support • An amount of money regularly paid to an insurance company for a policy • ...
economics 2026-03-09
Across
- : Risk increase due to dishonesty or reckless behavior
- : Process of evaluating risk and deciding coverage
- : Principle of restoring insured to financial position before loss
- : Damage injury or financial harm covered by insurance
- : Written insurance contract
- : Legal responsibility for injury or damage to others
- : Specific loss or condition a policy does not cover
- : Person who investigates claims and determines payment amounts
- : Insurer right to recover from third party
- : Another term for an insurance company that underwrites coverage
- : Person or entity designated to receive policy proceeds
- : Legally binding agreement an insurance policy is one
- : Optional add on that modifies coverage
- : An unexpected event that results in injury or damage
- : Temporary proof of coverage before the policy is issued
- : Amount paid to keep insurance coverage active
- : Eligible for coverage because risk can be accepted
- : Protection provided by the policy for specified losses
- : Extra time after due date to pay without losing coverage
- : Failure to use reasonable care leading to harm
- : Condition that increases chance or severity of a loss
- : Company that provides coverage and pays losses
- : Policy provisions that describe duties and rules for coverage
- : Maximum amount insurer will pay for a loss
- : Person or entity covered by the policy
- : Fixed amount paid for a covered health service
Down
- : Auto coverage that pays for damage from hitting another object
- : Professional who uses statistics to price risk and set premiums
- : Request for payment under the terms of an insurance policy
- : Insurance purchased by an insurer to spread risk
- : Submission of required information or documents
- : Auto coverage for non collision losses like theft or hail
- : Cost sharing percentage the insured pays after the deductible
- : Premium method based on prior loss history
- : Coverage for movable items often scheduled
- : Agent who represents only one insurance company
- : Costs insured pays not reimbursed by insurance
- : Event that triggers coverage under occurrence policy
- : Amendment that changes a policy terms or coverage
- : Termination of coverage due to nonpayment
- : Decrease in value over time affecting claims
- : Cause of loss insured against
- : Party to whom a policy owner transfers certain policy rights
- : Licensed representative who sells insurance for a company
- : Amount the insured pays before the insurer begins to pay
- : Form used to request insurance and provide underwriting information
- : Contract that provides a stream of payments often for retirement
- : Compensation paid to an agent or broker for selling a policy
- : Intermediary who shops coverage from multiple insurers for a client
- : Intentional deception to obtain insurance benefits
50 Clues: : Written insurance contract • : Cause of loss insured against • : Optional add on that modifies coverage • : Person or entity covered by the policy • : Insurer right to recover from third party • : Termination of coverage due to nonpayment • : Premium method based on prior loss history • : Coverage for movable items often scheduled • ...
Mortgage 101 2018-06-13
Across
- provides loans for veterans & their families
- represents a change in policy
- promotes agricultural trade and production
- borrower resides at this location
- when the dwelling coverage is less than required
- helps people of low and mid-level incomes to acquire loans
- an agreement by which a loan is granted to purchase property
- agency that backs most flood policies
- reduces the original loan and increases the equity
- request for payment
- states policy will stay in force regardless of prior notices
- notice that coverage will stop on a specific date
- represents the investor's return for loaning the funds
- created to provide flood insurance & develop maps for SFHA
Down
- insurance industry standard form
- the company to whom borrower pays mortgage payments
- best & most effective way of providing proof of insurance
- this is not the borrower's primary residence
- also known as fire insurance
- offer to continue coverage for another term with payment
- annual reconciliation of escrow account
- sets standards for construction & underwriting
- insured's responsibility in the event of a claim
- for the payment of taxes, hazard insurance, special fees
- temporary proof of insurance
- consumer seeking to finance residence
26 Clues: request for payment • also known as fire insurance • temporary proof of insurance • represents a change in policy • insurance industry standard form • borrower resides at this location • agency that backs most flood policies • consumer seeking to finance residence • annual reconciliation of escrow account • promotes agricultural trade and production • ...
HOSA Activity- Medical Assisting 2020-09-08
Across
- Insurance plan for individuals with low income
- Protects the confidentiality of patient information
- Document of all patient's history, medication,allergies
- A skill that is crucial for all doctors to exchange information or to make a diagnosis
- Not covered by insurance
- Comes after cleaning
- Comes before disinfecting
- Insurance plan for individuals
- Technique used in physical examinations (visual examination)
- Drawing blood or taking a urinary sample (not always needed in physical exam)
- Standard precautions set to prevent transmission of diseases
- Money that you need to pay for a covered health service
Down
- Standard hygiene precaution,cleaning and disinfecting, and personal protective equipment are all under __________.
- Helps cover medical expenses for illness or injury treatment
- A common type of appointment scheduling
- Insurance plan for people with a disability or people who are 65 or older
- The process of identifying a person's condition through prior analysis
- A type of protective equipment that must be worn when coming in contact with blood, body fluids, and contaminated items
- Another top rated health insurance plan in Hawaii
- Hawaii's top rated health insurance plan
- A type of protective equipment worn if clothing will be exposed to blood or bodily fluids
21 Clues: Comes after cleaning • Not covered by insurance • Comes before disinfecting • Insurance plan for individuals • A common type of appointment scheduling • Hawaii's top rated health insurance plan • Insurance plan for individuals with low income • Another top rated health insurance plan in Hawaii • Protects the confidentiality of patient information • ...
Open Enrollment Plan Year 2025 2024-11-08
Across
- December 2nd thru December 13th, 2024
- Provides Legal assistance
- Vision Insurnace provider
- Life Insurance, LTD, AD&D provider
- Jan 1st- Dec 31st 2025
- Employee Assistance Program
- Health Insurance provider
- Benefits Coordinator
- Where to bring enrollment/change forms in person
- Scan the QR code to listen to complete benefit summaries
Down
- Flexible spending/ HSA provider
- Use this to submit enrollment/change forms electronically
- Requires annual enrollment each year
- Site that holds benefit summaries
- Shield Provides Credit Monitoring
- Dental Insurance provider
- Tool to answer questions and navigate your benefits
- STD, Accident, Critical Care Insurance provider
18 Clues: Benefits Coordinator • Jan 1st- Dec 31st 2025 • Provides Legal assistance • Dental Insurance provider • Vision Insurnace provider • Health Insurance provider • Employee Assistance Program • Flexible spending/ HSA provider • Site that holds benefit summaries • Shield Provides Credit Monitoring • Life Insurance, LTD, AD&D provider • Requires annual enrollment each year • ...
Weight Loss Surgery 2023-01-19
Across
- İnsurance policy (sağlık sigorta poliçesi)
- health insurance (SGK)
- (get better; iyileşmek)
- (ameliyat)
- (belli, kesin)
- (obezite)
- (politikalar)
- than or equal to (büyük verya eşittir)
- (gerekenler)
- (şeçkin)
- (cerrah)
Down
- (şeker hastalığı, diyabet)
- obesity (frontal overweight, göbek obezite)
- (misafir)
- (bazen, ara sıra)
- (body mass index)
- (make smaller or lower; azaltmak)
- apnea (obstrüktif uyku apne sendromu)
- health insurance (özel sağlık sigorta)
- than or equal to (küçük yada eşittir)
- pressure (tansiyon)
21 Clues: (şeçkin) • (cerrah) • (misafir) • (obezite) • (ameliyat) • (gerekenler) • (politikalar) • (belli, kesin) • (bazen, ara sıra) • (body mass index) • pressure (tansiyon) • health insurance (SGK) • (get better; iyileşmek) • (şeker hastalığı, diyabet) • (make smaller or lower; azaltmak) • than or equal to (küçük yada eşittir) • apnea (obstrüktif uyku apne sendromu) • ...
asf 2025-11-18
Across
- The formal contract between you and the insurance company that outlines coverage, exclusions, and terms.
- A fixed amount you pay out of pocket for certain services (common in health insurance).
- Extra liability coverage that goes beyond the limits of your auto, homeowners, or renters insurance policies.
- Covers non-collision damage to your vehicle, such as theft, fire, vandalism, or natural disasters.
- Provides coverage if you’re hit by a driver who has no insurance or insufficient insurance to pay for damages.
Down
- A financial arrangement where you pay premiums to an insurer in exchange for protection against specific risks.
- Insurance Covers damage to your own vehicle caused by a collision with another car or object, regardless of fault.
- Covers costs if you’re legally responsible for injury or property damage to others.
- The specific risks, losses, or events that your insurance policy protects against.
- The amount you must pay out of pocket before your insurance coverage kicks in.
- Protects your home and belongings against risks like fire, theft, or certain natural disasters, and includes liability coverage for accidents on your property.
- Covers personal belongings and liability for tenants, but not the building itself (that’s covered by the landlord’s insurance).
- The regular payment (monthly, quarterly, or annually) you make to keep your insurance policy active.
- A formal request you make to your insurance company for payment after a covered loss or event.
14 Clues: The amount you must pay out of pocket before your insurance coverage kicks in. • The specific risks, losses, or events that your insurance policy protects against. • Covers costs if you’re legally responsible for injury or property damage to others. • A fixed amount you pay out of pocket for certain services (common in health insurance). • ...
W!SE Review - insurance & investing 2023-05-15
Across
- Earnings given to the people who are shareholders of the company stock
- The amount that the insured has agreed to pay before the insurer is obliged to pay anything on a covered claim
- An insurance policy that will pay a lump-sum benefit to your family or another beneficiary of your choice, if you die while the policy is in effect. Is not a permanent life insurance policy.
- A financial market that experiences an extended period of growth above the historical averages
- The amount of money you pay out-of-pocket for a covered medical service
- Type of auto insurance protection for loss or damage to your vehicle caused by something other than a collision
- When an investor has different type of investments (stocks, bonds, mutual funds, Treasury Bills, etc) it reduces risk of investing
- Type of auto insurance that covers damages to your vehicle if you are involved in an accident
- Referred to as a permanent life insurance policy because, as long as you pay your premiums, the policy is yours for life
Down
- Type of insurance that will cover your bills while you are disabled or cannot work, with an injury or illness for a certain amount of time
- A professionally managed investment vehicle that is made up of pool of funds collected from many investors and invested in stocks, bonds, money markets and securities
- A short-term loan sold to operate the U.S. government, amounts invested range from $1,000 to $5 million per investor
- A diversified (hopefully) set of investments held by an individual or institutional investor
- A financial markets that are experiencing a prolonged period of contraction or loss
- The purpose of insurance is to transfer ____________
- Type of auto insurance protection against claims resulting from personal injury
- Type of insurance that protects your furniture, belongings, etc. in case of a burglary, fire, or some natural disaster; also covers liability/injury to others
- The higher the insurance deductible, the ____________ the monthly premium
18 Clues: The purpose of insurance is to transfer ____________ • Earnings given to the people who are shareholders of the company stock • The amount of money you pay out-of-pocket for a covered medical service • The higher the insurance deductible, the ____________ the monthly premium • Type of auto insurance protection against claims resulting from personal injury • ...
Health Insurance 2021-02-04
Across
- amount the patient must pay before the insurance starts to pay for services
- Individual insurance plan, the insured pays the total amount of the monthly premium
- insurance provided by the government for people with low income,children who qualify for assistance, or people who are disabled or blind
- worker's ___________ pays for the healthcare of workers injured on the job
- insurance provided by the government for military personnel and their families
- medicare plan D pays for these
- a specific amount paid by the patient for each medical service
Down
- A private individual insurance policy that pays the difference between the charges for care and the amount Medicare pays.
- the insured individual and their employer share the amount of the monthly premium
- medicare plan B pays for ________ medical care
- insurance provided by the government for adults over the age of 65
- the veterans health administration provides medical services for former ________ personnel
- insurance where you have to pay up front
- the percentage of the bill for services that the policy holder must pay
- pay a monthly fee, no additional charge for care
- medicaid is funded by the federal government but regulated by the ______ government
- Usually require a deductible and a co-pay
17 Clues: medicare plan D pays for these • insurance where you have to pay up front • Usually require a deductible and a co-pay • medicare plan B pays for ________ medical care • pay a monthly fee, no additional charge for care • a specific amount paid by the patient for each medical service • insurance provided by the government for adults over the age of 65 • ...
VB Insurance, Marketing , Customer Service Words 2017-11-28
Across
- The study and classification of people according to their attitudes, aspirations, and other psychological criteria, especially in market research
- A practice by which a company provides a guaranteed compensation of specified loss for payment of a premium
- Formal request to an insurance company for payment
- The quality of being insurable
- A specified amount of money that the insured must pay before an insurance company will pay a claim
- A person who analyzes a complex process or operation in order to improve its efficiency, especially by applying a computer system
- The state of being responsible for something
- The potential that a chosen activity for a loss
- A settled way of thinking or feeling about someone or something
Down
- The total amount and type of insurance carried
- A legally binding contract between the insured and insurance company
- A person or company that sells goods in large quantities at low prices, typically to retailers
- The amount paid for insurance coverage
- A person or company that underwrites an insured risk
- The state of keeping or being kept secret or private
- Relating to the ideas, customs, and social behavior of a society
- The imparting or exchanging of information or news.
- The person or group or property for which an insurance policy is insured
- A person or business that sells goods to the public in relatively small quantities for use or consumption rather than for resale
- The quality of being clear, in particular; the quality of coherence
20 Clues: The quality of being insurable • The amount paid for insurance coverage • The state of being responsible for something • The total amount and type of insurance carried • The potential that a chosen activity for a loss • Formal request to an insurance company for payment • The imparting or exchanging of information or news. • ...
POB Ch 20 2021-05-17
Across
- protects against loss of income caused by long illness or accident
- insurance that protects from claims resulting from injuries/deaths for which the insured is at fault
- covers non-surgical care given in doctor's office, patient's home or hospital
- package-type insurance designed to insure homes and property
- covers policyholders & family if they are injured while in their car or another car
- like term life insurance plus cash value and investment features
- person named in the policy to receive benefits in the event of the insured's death
- protects against almost all damage losses except collision or rollover
- covers most hospital charges
- combines hospital, surgical, regular and major medical insurance
Down
- protects the insured if the insured's car damages someone else's property at the insured fault
- provides financial protection from losses resulting from a death during a definite period or term
- the sharing of expenses by the policyholder and the insurance company
- protects against injuries by hit-and-run drivers or drivers without insurance
- protects car owner against financial loss from a collision or rollover
- covers claims from injuries to people or damage to property caused by you, your family or even your pets
- the decrease in value due to age
- protects against the high costs of serious illness/injury
- covers all or part of surgeon's fees
- the amount the insured must pay before the insurance company will pay a claim
20 Clues: covers most hospital charges • the decrease in value due to age • covers all or part of surgeon's fees • protects against the high costs of serious illness/injury • package-type insurance designed to insure homes and property • combines hospital, surgical, regular and major medical insurance • like term life insurance plus cash value and investment features • ...
Buying an Auto 2023-05-01
22 Clues: vin • apr • blue • used • msrp • trim • lien • title • lemon • lease • excess • tradein • sticker • mechanic • monroney • certified • insurance • upsidedown • downpayment • depreciation • vehiclehistory • extendedwarranty
econ 2025-11-14
Across
- A type of permanent life insurance that provides lifelong coverage and includes a tax-deferred savings component.
- A health insurance plan with lower premiums and a higher minimum deductible, prerequisite for an HSA.
- A policy that provides income replacement to a policyholder who cannot work due to illness or injury.
- A comprehensive 2010 federal law that expanded health insurance coverage and reformed the health insurance market.
- A life insurance policy that pays a death benefit only if the insured dies within a specific, set period of time.
- A contract requiring an insurer to cover some or all of a person's medical costs in exchange for a premium.
- An optional policy that helps cover costs, like deductibles or specific services, that a primary insurance plan does not fully cover.
Down
- The lump sum of money paid by a life insurance company to the named beneficiary upon the insured person's death.
- A tax-advantaged savings account used to pay for qualified medical expenses, which must be paired with an HDHP.
- A policy that provides financial coverage for extended services, such as assisted living or in-home care, due to a chronic condition or disability.
- An individual, typically a spouse or child, who relies on the policyholder for financial support and is covered under their policy.
- An auto insurance component that covers medical expenses and sometimes lost wages for the insured and passengers, regardless of fault.
- Individuals designated to receive the payment or proceeds from an insurance policy upon a specific event.
- The maximum amount a policyholder must pay for covered services in a year before the insurance covers 100%.
- The set time after a premium's due date during which an insurance policy remains active despite non-payment.
- An insurance model where an employer directly pays for employees' medical claims rather than buying a fully insured plan from an insurer.
16 Clues: A health insurance plan with lower premiums and a higher minimum deductible, prerequisite for an HSA. • A policy that provides income replacement to a policyholder who cannot work due to illness or injury. • Individuals designated to receive the payment or proceeds from an insurance policy upon a specific event. • ...
Risk Management 2022-03-31
Across
- Risks that can be controlled
- The legal ownership of resources and how they can be used
- An application for compensation under the terms of an insurance policy
- Anything that exposes you to the risk of losing something of value
- A person or group in whose name an insurance policy is held
- Covered by insurance
- Monetary protection against a possible eventuality
- risk Risks that are beyond human control and result in a loss or no loss with no possibility of financial gain
- A situation involving exposure to danger
Down
- The possibility that changes in economic conditions will negatively impact a company or investment
- A document detailing the terms of insurance
- To imitate fraudulently
- A person or company that underwrites an insurance risk
- Risk events that specifically impact an organization's facilities and other physical infrastructure
- The risk that we may hurt a third party and will be sued for bodily injury or other damages
- An amount to be paid for an insurance policy
16 Clues: Covered by insurance • To imitate fraudulently • Risks that can be controlled • A situation involving exposure to danger • A document detailing the terms of insurance • An amount to be paid for an insurance policy • Monetary protection against a possible eventuality • A person or company that underwrites an insurance risk • ...
4-3 Automobile Insurance 2023-01-26
Across
- A type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters
- A type of insurance that pays for the repair or replacement of an insured car if it is damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault.
- An added type of insurance coverage mandatory in some states that pays for any physical injuries that the driver or the passengers sustain while in the vehicle, even if there is no traffic accident
- Same as PIP, or personal injury protection.
- The amount paid for an insurance policy.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- Covers personal injury if a driver is at fault in an accident.
Down
- Responsible for damages caused.
- Coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses.
- A contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- A type of insurance that covers a person from damages
- At fault for damages caused.
- Insurance coverage that pays for damage a driver causes to another person’s property.
- A request for payment from an insurance company by a policy holder.
15 Clues: At fault for damages caused. • Responsible for damages caused. • The amount paid for an insurance policy. • Same as PIP, or personal injury protection. • A type of insurance that covers a person from damages • Covers personal injury if a driver is at fault in an accident. • A request for payment from an insurance company by a policy holder. • ...
IFRS 17 TERMINOLOGY 2022-10-30
Across
- The best estimate liability is commonly used to refer to the discounted present value of the unbiased, probability-weighted estimate of future cash flows as defined in the standard for the general measurement model applied to a group of insurance contracts
- are the type of expense that cannot be allocated to a particular policy or portfolio e.g management expenses
- is the unearned profit component of the insurance contract liability presented in the balance sheet and recognized in the income statement as a company provides services under insurance contracts
- A simplification of the Generalized Measurement Model permitted if the coverage period of contracts in a group is one year or less
- An insurance contract is onerous at the date of initial recognition if the fulfilment cash flows allocated to the contract, any previously recognized acquisition cash flows and any cash flows arising from the contract at the date of initial recognition in total are a net outflow
- The income arising in the course of an entity's ordinary activities. Income is increases in economic benefits during the accounting period in the form of inflows or enhancements of assets or decreases of liabilities that result in an increase in equity, other than those relating to contributions from equity participants
- The amount of revenue depicted in profit or loss to reflect the provision of coverage and other services arising from a group of insurance contracts that reflects the consideration to which the entity expects to be entitled in exchange for those services
- The portion of the overall profit or loss or other comprehensive income reported in the statement of financial performance that arises from the insurance finance income or expenses (i.e., investment income or financing costs reflecting the time value of money or the effects of financial risk)
- Cash flows are within the boundary if they arise from substantive rights and obligations that exist during the period in which the entity can compel the policyholder to pay premiums or the entity has a substantive obligation to provide the policyholder with coverage
- The compensation an entity requires for bearing the uncertainty about the amount and timing of the cash flows that arises from non-financial risk as the entity fulfils insurance contracts
- The portion of the overall profit or loss or other comprehensive income reported in the statement of financial performance that arises from incurred claims excluding the repayment of investment components under those contracts
- represents the CSM for purchasing reinsurance, expected cash inflows from reinsurer plus the risk adjustment exceed expected outflows
- Coverage units are used to determine the appropriate recognition of the contractual service margin in profit or loss
- a modification to the General Measurement Model for insurance contracts with direct participation features where the contractual service margin is adjusted to reflect the variable nature of the fees under those contracts
- the process of separating the non- insurance component from the insurance contract.
Down
- The portion of the overall profit or loss or other comprehensive income reported in the statement of financial performance that arises from the insurance revenue reduced by insurance expenses
- An entity's obligation to investigate and pay valid claims under existing insurance contracts for insured events that have not yet occurred
- An entity's obligation to investigate and pay valid claims for insured events that have already occurred, including events that have occurred but for which claims have not been reported, and other incurred insurance expenses
- are the type of expenses that can be allocated to a particular policy or portfolio but is not as a result of acquiring a new business e.g claim handling cost
- are the type of expense that arises from acquiring a new business and can also be allocated to a particular policy or portfolio e.g Commissions
- The period during which the entity provides coverage for insured events. This period includes the coverage that relates to all premiums within the boundary of the insurance contract
- includes all those contracts subject to similar risks and managed together as a single pool
- determines the level of granularity at which onerous insurance contracts are identified and how the insurance revenue is recognized in financial statements.
- also known as Building Block Approach (BBA), is the general accounting approach for the measurement of insurance contracts under IFRS 17
- An explicit, unbiased and probability-weighted estimate (ie. expected value) of the present value of the future cash outflows minus the present value of the future cash inflows that will arise as the entity fulfils insurance contracts, including a risk adjustment for non-financial risk
25 Clues: the process of separating the non- insurance component from the insurance contract. • includes all those contracts subject to similar risks and managed together as a single pool • are the type of expense that cannot be allocated to a particular policy or portfolio e.g management expenses • ...
Insurance decode 2022-08-16
Across
- A person who, on behalf of an insurer, investigates the circumstances around a claim and advises how much should be paid out.
- An arrangement between a bank and an insurance company allowing the insurance company to sell its products to the bank's client base. This partnership arrangement can be profitable for both companies.
- It is a cloud-native platform offering access to the most advanced technologies in insurance. With this EY Tool, insurers can launch new products, new business models and even entirely new brands in 12 months or less.
- the process where insurers buy insurance for themselves, from reinsurance companies, to cover against the possibility of large losses.
- The world's first blockchain-enabled platform. This platform integrates and secures the streams of disparate data sources involved in insuring shipments around the world.
- A kind of reinsurance wherein the reinsurer can either accept or reject any peril or risk presented by an insurance provider looking for reinsurance.
- Insurance policy that covers property that is easy to move. These policies typically provide additional coverage beyond the coverage already provided by normal insurance policies.
- A reinsurance contract that involves an insurance business acquiring insurance from another insurer
- Additional paid-up feature to widen up the scope of the base life insurance policy.
Down
- the act of compensating somebody else for damage or loss that you cause them.
- a temporary suspension of insurance cover in relation to a specific risk.
- the process of taking steps to reduce the chance of loss or damage arising.
- Connecting link between the insurer and the insured in case of claim
- A person who assesses risk on behalf of an insurer and assumes that risk in return for a fee.
- individual that receives benefits when the policy pays out
- A person (legal heir) nominated by the policyholder to whom the sum assured and other benefits will be paid by the life insurance company in case of an unfortunate eventuality.
- a process where the insurer, acting on behalf of a policyholder who has suffered loss, pursues a third-party who has caused that loss for compensation.
17 Clues: individual that receives benefits when the policy pays out • Connecting link between the insurer and the insured in case of claim • a temporary suspension of insurance cover in relation to a specific risk. • the process of taking steps to reduce the chance of loss or damage arising. • ...
