insurance Crossword Puzzles
Car Insurance credit report cars loans 2023-11-13
Across
- the amount of credit a person is using compared to their credit limit
- an extra fee paid for seven years after a moving violation or accident
- a number assigned to a person that indicates to others how likely a person will repay the loan
- a company that provides insurance and writes car insurance policies
- a contract between you and your insurance company that financially protects you if you are in an accident
- guarantee to repair car in a given time period
- payment money paid towards a purchase before financing
- the amount of money a driver will pay to repair their car after an accident
- a person who mathematically calculates the risk of insuring a person
- number of years a nonpayment or late payment is on credit report
- a type of insurance to financially protect you whether the accident is your fault or not
- a request for payment from the insurance company
- The cost of registering your vehicle in a state
- a fixed amount of money to be repaid on a set schedule, e.g., car loan or mortgage
- The higher the credit score, the _________the interest rate
- vehicle identification number
- miles per gallon
- secured and unsecured credit report
- the portion of repair costs the insurance holder is required to pay after an accident
- the percent of a budget earmarked for transportation
- the usual number or percent down
- change the most common planned maintenance for a vehicle
- checking out a car before purchase
- the money paid to the government for the cost of doing business
- Credit bureau
Down
- the process of finding the best vehicle
- a policy that will pay most of the damages of an accident
- Credit bureau
- a request by a bank or other institution to view a credit report
- a statement of a person’s credit activity, accounts and credit score
- Annual Percentage Rate Interest rate on an annual basis
- taking out a loan to purchase a car
- the last day od a person’s billing cycle and the day the statement is sent to the person
- the amount a car loses value over time
- the score used by lenders to evaluate if a person is a credit risk
- when the cost to repair a car exceeds the fair market value of a car
- a type of insurance that financially protects you if your car is damaged by a storm, fire, hitting an animal or other "acts of God"
- required insurance by the owner of the loan of the car
- purpose of insurance
- the maximum amount an insurance company will pay after an accident.
- The more expensive the car, the more ____________ the insurance
- the duration of a loan
- the amount of money paid over a year to have an insurance policy
- rent a car for period of time, usually over a year
- type of insurance that protects you financially if you hurt person in an accident
- the maximum amount of money a person can borrow
- Credit bureau
- the legal document proving who owns the car
48 Clues: Credit bureau • Credit bureau • Credit bureau • miles per gallon • purpose of insurance • the duration of a loan • vehicle identification number • the usual number or percent down • checking out a car before purchase • taking out a loan to purchase a car • secured and unsecured credit report • the amount a car loses value over time • the process of finding the best vehicle • ...
Unit 6 Lesson 1 Vocabulary 2023-11-21
Across
- at least six months of expenses set aside to cover costs of unexpected events
- payment to beneficiaries if an insured person dies
- Payment to replace earnings during times when workers cannot work due to illness or injury
- chance of loss from an event that cannot be entirely controlled
- payment to others if a member of the insured household accidently causes harm to other people or property
- someone who relies on someone else for money income and care
- Money paid to purchase the policy
- The risks covered and amount of money paid for losses under an insurance policy
- amount of money paid out of pocket by policyholder before the insurance coverage begins
- payment to cover liability losses and damage/loss of home and its contents
- paperwork submitted to insurance organization describing the accident, illness or injury
- provides money to pay for health care
Down
- products or services that add extra value for employees beyond wages
- payment to insured person if his/her property is damaged or destroyed by an accident
- the provision of a product or service rather than cash
- payment for damage/loss of property in a rental unit in addition to liability losses
- payment for liability and property insurance on a vehicle
- amount of money, after deductible, that is paid jointly by the insured and the insurance company
- transfers risk from an individual to an insurance organization
- A contract that specifies what risks are covered and how much will be paid for losses
- Person who owns the policy
- unpaid work, such as child care or meal preparation
- Payment for extended care when a person cannot live independently (but doesn’t need to be hospitalized)
- someone who receives insurance money if the insured person dies
24 Clues: Person who owns the policy • Money paid to purchase the policy • provides money to pay for health care • payment to beneficiaries if an insured person dies • unpaid work, such as child care or meal preparation • the provision of a product or service rather than cash • payment for liability and property insurance on a vehicle • ...
insurance terminology 2024-03-28
Across
- a medical plan in which coverage is provided to participants through a network of selected health care providers
- minimum amount the enrollee must pay out of his or her own pocket before the payer's percentage begins
- is a set of benefits that the insurance company offers to a group of its members
- is an example of a payor
- the individual enrolled through his/her employer or the primary policy holder on the insurance
- traditional plan that requires a PCP and a referral to specialist
- an example of a insurance we are out of network with
- maximum amount the enrollee must pay before the payer pays at 100%
- is an insurance company
Down
- a health care provider who does not have a contract with your health insurance plan
- the enrollee's percentage of covered charges for services
- when a patient does not have insurance
- a federal health insurance program which covers senior citizens and disabled person
- is an example of a plan
- a health care provider that has a contract with your health plan to provide health care services to its plan members at a pre-negotiated rate
- stands for Medicare Secondary Payer Questionnaire
- a set amount enrollee pays of office visit
17 Clues: is an example of a plan • is an insurance company • is an example of a payor • when a patient does not have insurance • a set amount enrollee pays of office visit • stands for Medicare Secondary Payer Questionnaire • an example of a insurance we are out of network with • the enrollee's percentage of covered charges for services • ...
AHLT235 Chapter 3 Key Terms 2022-01-28
Across
- patient, patient who does not have insurance
- provider (PAR) ), provider who does take an insurance plan
- insurance, first insurance plan which covers the cost of service
- form, completed by a provider to summarize billing information for a patient’s visit.
- insurance, after the first insurance covers the cost of service, bill is sent to
- person who holds the insurance policy
- authorization number, once a service has been approved, this is assigned.
- of benefits, Physicians usually submit claims for patients and receive payments directly from the payers
Down
- provider (nonPAR), provider who does not take an insurance plan
- person financially responsible to pay
- information form, patient demographic information is recorded on this by the patient
- rule, the parent whose day of birth is earlier in the calendar year is considered primary
- of benefits (COB), refers to an exchange of information between payers when a patient has more than one health plan
- patient (EP), patient has been seen by the provider in the last 2 years.
- physician, physician who recommends that a patient sees another provider
- assignment, provider has agreed to accept the allowed charge as full payment
- patient (NP), patient has not been seen by the provider in the last 3 years
17 Clues: person financially responsible to pay • person who holds the insurance policy • patient, patient who does not have insurance • provider (PAR) ), provider who does take an insurance plan • provider (nonPAR), provider who does not take an insurance plan • insurance, first insurance plan which covers the cost of service • ...
Insurance 2021-04-06
Across
- Fixed dollar amount you pay at the time of service
- Advanced Beneficiary Notice
- managed by the federal government and based on age or certain disabilities
- A policy (contract) purchased by an individual or group to protect against possible loss.
- A person who carries the insurance
Down
- Preferred Provider Organization
- The primary holder of an insurance policy, also known as the policy holder
- Is the amount you need to pay out of pocket before any expenses are covered by the insurance company
- managed by the state and based on income
- Any person who has coverage under a health insurance plan
- an entity that pays for medical services, usually an insurance company
- Health Maintenance Organization
12 Clues: Advanced Beneficiary Notice • Preferred Provider Organization • Health Maintenance Organization • A person who carries the insurance • managed by the state and based on income • Fixed dollar amount you pay at the time of service • Any person who has coverage under a health insurance plan • The primary holder of an insurance policy, also known as the policy holder • ...
Insurance 2021-05-11
Across
- The term __ refers to a public health insurance program that provides health care coverage to low-income families and individuals in the United States.
- Who handles victim Comp claims?
- __ is the federal health insurance program for: People who are 65 or older. Certain younger people with disabilities.
- What should you ask for to get medicaid billed?
- This is a document we send you to let you know a claim has been processed.
- to bill insurance we need a copy of __ & __ of insurance card.
Down
- What is needed to bill Tricare?
- __ allow providers to submit claims that are outside the timely filing period (365 days) if the member was retroactively enrolled; however, it is not a guarantee of payment.
- __ is a direct financial reimbursement to a victim for an expense that resulted from a crime, such as medical costs or lost wages.
- What documents is needed to bill Workmen Comp?
- __insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time and more
- __which provides discounted health care services to low-income people and families.
12 Clues: What is needed to bill Tricare? • Who handles victim Comp claims? • What documents is needed to bill Workmen Comp? • What should you ask for to get medicaid billed? • to bill insurance we need a copy of __ & __ of insurance card. • This is a document we send you to let you know a claim has been processed. • ...
Insurance 2024-05-13
Across
- - A request made to an insurance company for payment of benefits.
- - The amount you pay out of pocket before your insurance starts to cover costs.
- - Specific conditions or circumstances for which the policy does not provide coverage.
- - The regular payment made to keep an insurance policy active.
- - The extent of protection given by an insurance policy.
Down
- - The person designated to receive the payout from an insurance policy.
- - The person or entity who owns an insurance policy.
- - The length of time for which a policy is in effect.
- - An addition to a standard insurance policy that provides additional benefits.
- - A contract between the insurer and the insured which states the terms of the insurance.
- - The process by which insurers assess the risk associated with an insurance policy.
- - Repayment for expenses already incurred that are covered by the insurance policy.
12 Clues: - The person or entity who owns an insurance policy. • - The length of time for which a policy is in effect. • - The extent of protection given by an insurance policy. • - The regular payment made to keep an insurance policy active. • - A request made to an insurance company for payment of benefits. • ...
INSURANCE 2024-05-15
Across
- - Insurance on medical expenses.
- - Insurance on your car and people in it.
- - Type of theft that includes stealing one's ID.
- - Insurance on the property you are renting.
- - Amount you pay and how often you pay premium.
- - False information about someone or stealing ID information.
Down
- - Insurance incase someone goes into a nursing home.
- - Amount of money you pay until premium pays.
- - Insurance on your house and property.
- - Protection if someone is hurt on your property.
- - Amount you pay for insurance and coverage.
- - Type of insurance on you so your spouse has money incase of death.
12 Clues: - Insurance on medical expenses. • - Insurance on your house and property. • - Insurance on your car and people in it. • - Insurance on the property you are renting. • - Amount you pay for insurance and coverage. • - Amount of money you pay until premium pays. • - Amount you pay and how often you pay premium. • - Type of theft that includes stealing one's ID. • ...
Insurance 2023-02-15
CPR Training 2025-07-22
Across
- Accident insurance policy offered by AIL
- An Agent who has ALP in force on their EAPP
- A potential client contact
- When a policy ends due to non-payment
- A policy assigned to an agent for the purpose of payment of commissions
- Manages a team of insurance agents under an agency hierarchy
- Permanent insurance with a cash value component
- Accident & Health
- ALP submitted less policies not accepted by client
- forces no production or advance.
- Process of signing a client onto a policy
- The person who owns the insurance policy
- Decline or Incomplete of Trial Application
- Highest leadership title within the AIL agency system
- Accidental Death Benefit (Rider on a life policy)
- Annualized Premium(All Policies)
- Not Authorized
- History
- Invalid Account
- Providers contracted with a health insurance plan
- Attending Physician Statement (Medical Records).
- General Agent Second Level of management
- Cash On Delivery. Amount required to be collected to deliver policy.
- Basic Agent Training
- Payment made to keep a policy active
- Optional additions to a base insurance policy
- Cash with Application
- Adding new benefits to an existing policy - (not to be confused with
- Switching from term to whole life insurance
- Period when insurer can investigate and deny claims
- Agent Continuing Education
- Trains and oversees recruiting and growth of agents
- Common Carrier
Down
- Policy Death Benefit
- the department handling retention and saving at-risk policies
- Person who receives the policy payout
- Amount paid out by the policy at death
- Any Person authorized to transact insurance on behalf of AIL
- A policy that is on active status or has accepted a non-forfeiture
- Licensed individual who sells insurance
- The process of evaluating risk for insurance approval
- With)
- Form filled out to apply for insurance
- A type of insurance that lasts for a set period
- Stop Pay
- this code is loaded by the Home Office to force no advance on the
- Cases where counter-offers were made by the company, but not accepted by the applicant
- Formal request for insurance benefits
- Withdrawns are cancellations prior to issue or delivery of the case.
- of Premium Provision that waives premium payments if the insured becomes disabled
- insufficient funds
- Application is deemed uninsurable before it is sent to
- Bank Draft Account
- Application submitted without any money or production to the agent. Trial
- Account Frozen
- Shared cost between insurer and insured
- Return of excess premium by mutual insurers
- Cancelling a policy for its cash value
- Account Closed
- Client's signed authorization to access health records
- Annualized Life Premium
- Incomplete
62 Clues: With) • History • Stop Pay • Incomplete • Not Authorized • Account Frozen • Account Closed • Common Carrier • Invalid Account • Accident & Health • insufficient funds • Bank Draft Account • Policy Death Benefit • Basic Agent Training • Cash with Application • Annualized Life Premium • A potential client contact • Agent Continuing Education • forces no production or advance. • ...
Understanding Insurance 2025-09-26
Across
- – The damage or injury that results in a claim.
- – Legal responsibility for something, often used in auto insurance.
- – The chance of loss or damage.
- – The amount you pay out-of-pocket before insurance starts covering.
- – A fixed amount paid for a service (e.g., doctor visit).
- – A set period a policy is in effect (used in term life insurance).
- – A request for payment from the insurer after a loss.
- – The company providing the insurance.
Down
- – The maximum amount the insurer will pay.
- – The contract between you and the insurer.
- – The person or entity covered by the policy.
- - The amount paid for insurance coverage.
- – Short for automobile; tied to required car insurance.
- – The extent of protection provided by an insurance policy.
- – What’s not covered by your policy.
15 Clues: – The chance of loss or damage. • – What’s not covered by your policy. • – The company providing the insurance. • - The amount paid for insurance coverage. • – The maximum amount the insurer will pay. • – The contract between you and the insurer. • – The person or entity covered by the policy. • – The damage or injury that results in a claim. • ...
General Insurance Basics II 2023-06-26
Across
- Concealing relevant health information on an insurance application is a ___ hazard.
- The responsible party who ensures an application is completed.
- The insurer is considered the ___ in an agent/insurer relationship.
- Acceptance of a prepaid application constitutes __ in an insurance contract.
- Agent authority includes ___ implied, and express.
- An incomplete application must be __ for completion.
- Underwriters may refuse to accept a risk to prevent ______ ______?
- A certificate of __ is the document required for an insurer to transact business.
Down
- An insurance policy is a type of ____.
- Disappearance, decrease, or loss of __ is known as loss.
- Insurers are classified into three types according to their ___.
- Fraud is when ___ and material misrepresentation is made.
- Conditions that increase the chance of loss.
- An absolutely true statement in an insurance contract is a _____.
- The agent is not responsible for a policy that was not delivered.
- ___ purpose is one of the four elements of an insurance contract.
- Only this type of risk that is insurable.
- The ___is made when an application is submitted.
- Wagering on a sporting event is __ risk.
- There are ______ types of hazards in insurance.
- The number of characteristics of an ideally insurable risk.
21 Clues: An insurance policy is a type of ____. • Wagering on a sporting event is __ risk. • Only this type of risk that is insurable. • Conditions that increase the chance of loss. • There are ______ types of hazards in insurance. • The ___is made when an application is submitted. • Agent authority includes ___ implied, and express. • ...
Insurance and E&S Activity 2025-02-28
Across
- The individual, business, or entity covered under an insurance policy.
- A type of carrier licensed in the states operated in.
- Acronym for a large insurance buyer exempt from diligent search requirements
- A market condition characterized by higher premiums, stricter underwriting, and limited coverage options.
- An insurance intermediary who represents the insured
- A state-established fund that provides protection to policyholders if an insurance company becomes insolvent.
- Payments made by the insured to the insurer in exchange for coverage under an insurance policy.
- A marketplace for brokers and underwriters to insure unique risks.
- Acronym for and agent/broker vested with the underwriting authority from the insurer.
Down
- Type of insurance broker who acts as an intermediary between a retail broker and an insurer.
- A list of coverages that are exempt from a Diligent Search requirement
- The company that provides coverage to the insured.
- Another term for an insurance company or insurer
- An office where insurance is sold
- Acronym for legislation that simplifies surplus lines regulation by defining home state rules.
15 Clues: An office where insurance is sold • Another term for an insurance company or insurer • The company that provides coverage to the insured. • An insurance intermediary who represents the insured • A type of carrier licensed in the states operated in. • A marketplace for brokers and underwriters to insure unique risks. • ...
Health Insurance 2021-11-29
Across
- Health insurance where you do not need a referral
- Health insurance where you can choose in network or out of network
- Monthly payment to receive insurance benefit
- Saving account only through employer group plan
- Savings account to help pay for qualified expenses
- The amount you pay before insurance pays
- Health insurance where you must use physicians that are in network
- The percent you pay after deductible is met
Down
- Time frame where the health plans can be changed
- Federal health insurance for those 65+
- The fixed dollar amount you pay at the time of care
- They most you pay before insurance pays 100%
- Most affordable health insurance
13 Clues: Most affordable health insurance • Federal health insurance for those 65+ • The amount you pay before insurance pays • The percent you pay after deductible is met • Monthly payment to receive insurance benefit • They most you pay before insurance pays 100% • Saving account only through employer group plan • Time frame where the health plans can be changed • ...
Insurance Revision Jinan 2024 2024-05-14
Across
- One consequence of an inefficient claims management process is the overpayment of genuine claims and the mistaken acceptance of fraudulent claims. What is this called?
- An insurer has accepted a risk it no longer wishes to retain. It can choose to transfer some or all of this risk with a:
- What is an insurance company that is owned by its policyholders called?
- Which principle of insurance describes a situation where the insurer has a legal right to pursue a third party that caused an insurance loss to the insured?
- The principle of insurance which describes the situation where an insured is returned to their pre-loss financial position is:
- ___ are a possible solution to moral hazard problems.
Down
- A reinsurer contract that is entered into on a case-by-case basis after an application for insurance is received by a primary insurer is called ___ reinsurance
- What kind of insurance company is wholly owned by its parent company and does not offer insurance to the general public?
- Cyber, Reputational, and pandemic risks are examples of ___ risks
- A situation where people who have taken out insurance behave more recklessly as a result is known as moral ___
- When the average buyer of an insurance policy is likely to have higher risk than others in their risk class, this is known as ___ selection
- How are insurance brokers usually paid?
- Reputation is an ___ asset
- Which law means that the predictability increases with the number of cases? The law of ___ numbers
- An insurer buys reinsurance for a risk. In the event of a claim they are obligated to pay 60% of all losses and are entitled to retain 60% of the premiums. This is known as a ___ share
- Who provides capital to the Lloyds insurance market?
- What is another word to describe fair premiums?
17 Clues: Reputation is an ___ asset • How are insurance brokers usually paid? • What is another word to describe fair premiums? • Who provides capital to the Lloyds insurance market? • ___ are a possible solution to moral hazard problems. • Cyber, Reputational, and pandemic risks are examples of ___ risks • ...
Health Insurance 2024-01-08
Across
- Must have one of these to use a Health Savings Account
- The cost of a health insurance plan
- Federally funded insurance for age 65+
- A __________ condition exists before you acquire new insurance
- A PPO will usually cover some portion of a/an ______________ medical expense
- Public insurance for people with low incomes
Down
- You are responsible for paying this before insurance kicks in
- Pays for in-network health care only
- Cost of health insurance for active-duty military
- Pre-tax funded savings account for health care costs
- Number of packages on the Health Insurance MP
- Preferred provider organization
- Insurance for military members
13 Clues: Insurance for military members • Preferred provider organization • The cost of a health insurance plan • Pays for in-network health care only • Federally funded insurance for age 65+ • Public insurance for people with low incomes • Number of packages on the Health Insurance MP • Cost of health insurance for active-duty military • ...
Personal Finance 2022-09-23
Across
- the recipient of funds
- all pay same percentage
- represents ownership in business (risky)
- amount paid on an insurance per time period
- occurs when benefit outweigh the cost
- risk transfer to a third party
- the used of borrowed funds
- sales tax
Down
- interest on the original loan
- represents a loan to gov't or corporation
- a collections of securities chosen
- a business whose main purpose is to take deposits
- someone not capable to work
- protects from theft and destruction
- paid on original loan and interest earned
- used when a person is sick
- Federal Tax
- the amount of money borrowed
- payment before insurance begins insurance
- benefits survivors or the deceased
20 Clues: sales tax • Federal Tax • the recipient of funds • all pay same percentage • used when a person is sick • the used of borrowed funds • someone not capable to work • the amount of money borrowed • interest on the original loan • risk transfer to a third party • a collections of securities chosen • benefits survivors or the deceased • protects from theft and destruction • ...
Insurances 2013-02-04
Across
- Vero will extend a policy to insure a ---- car in the event in which one is used
- In the middle of BOQ's insurance brochure is a pullout titled 'Home Insurance --------'
- What is the guarantee period on authorised repairs to a motor vehicle?
- Which Australian city is featured in the background of BOQ's Insurance brochure?
- NCB stands for No ----- Bonus
- PDS stands for ------- Disclosure Statement
- Vero will cover up to --- kilometers of fencing
- Vero covers driveways and sealed roads up to ---- hundered meters
- Vero h&c / landlord policies cover damage from an earthquake or -------
Down
- Bank account deductions are not available for ------ insurance
- ---------- damage is covered by and Elite H&C policy but not an Extra H&C policy
- Who is our alliance partner for general insurance?
- The two types of cover for motor insurance are Agreed & ------ values
- Vero will pay for loss or damage caused to your trailer or -------
- There is -- extra premium for paying monthly
- Who is our alliance partner for business insurance?
- Under a landlord's policy Vero covers Riot, Civil Commotion or ------ disturbance
17 Clues: NCB stands for No ----- Bonus • PDS stands for ------- Disclosure Statement • There is -- extra premium for paying monthly • Vero will cover up to --- kilometers of fencing • Who is our alliance partner for general insurance? • Who is our alliance partner for business insurance? • Bank account deductions are not available for ------ insurance • ...
Chapter 9 Vocab 2025-11-13
Across
- Permanent life insurance that provides lifelong coverage
- A health insurance plan with lower monthly premiums but higher deductibles
- An insurance policy that covers disabled people who are unable to work
- A law that helped insure get insurance for uninsured people
- Life insurance that provides coverage for a specific period
- helps cover costs like doctor visits, hospital stays, prescriptions, and preventive care
- Additional coverage purchased to fill gaps in a primary insurance plan
Down
- The lump-sum payment made to beneficiaries upon the death of the insured person
- savings account available to people with high-deductible health plans
- Insurance that covers services like nursing home care, assisted living, or in-home care
- A person who relies on another for financial support
- Auto insurance coverage that pays medical expenses, lost wages, and other costs for you and your passengers after an accident
- A person or charity that's designed to receive assets from a trust or will
- The most you’ll pay in a year for covered healthcare services
- A set amount of time after a payment is due during which coverage remains active
- When an individual or organization assumes the financial risk for providing healthcare or other coverage instead of buying insurance from a company
16 Clues: A person who relies on another for financial support • Permanent life insurance that provides lifelong coverage • A law that helped insure get insurance for uninsured people • Life insurance that provides coverage for a specific period • The most you’ll pay in a year for covered healthcare services • ...
Health terms crossword 2024-10-01
Across
- / an individual or institution who provides medical care
- / a healthcare provider that is not a emergency and that the patient and doctor plan in advance
- / An insurance program for people with low incomes who are unable to afford healthcare
- / a persons ability to obtain HealthCare services
- / A list of medications that a managed care company encourages or requires physicians to prescribe as necessary in order to reduce costs
- / A person who is eligible for or receiving benefits under an insurance policy or plan
- / large businesses, small businesses, and individuals who form a group for insurance coverage
- / The organization responsible for the costs of healthcare services
- / he responsibility for profiting or losing money based on the cost of healthcare services provided
- / a medical condition that starts suddenly and requires immediate attention
Down
- / People who do not have health insurance of any type. Over 80 percent of the uninsured are working adults and their family members
- / Medical services that are separated out and contracted for independently from any other benefits
- / a persons healthcare costs are paid by their insurance
- / how many times people use particular heath care services during particular periods of time
- / a service the people are entitled to receive based on their heath care plan
- / Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage
- / a person enrolled in a heath plan
- / A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours
- / a private organization, usually an insurance company that finances health care
- / The amount paid periodically to buy health insurance coverage
20 Clues: / a person enrolled in a heath plan • / a persons ability to obtain HealthCare services • / an individual or institution who provides medical care • / a persons healthcare costs are paid by their insurance • / The amount paid periodically to buy health insurance coverage • / The organization responsible for the costs of healthcare services • ...
17-3 Structure & Cost of Healthcare (no spaces) 2025-02-21
Across
- A group of individuals who are covered under one insurance plan is a ___ ___ .
- March of Dimes & American Cancer Association are examples of the ___ sector of healthcare.
- America relies on a ___ ___ payer system, where medical costs are paid by insurance companies.
- We don’t know if we’ll get sick or how expensive it is, so health insurance protects us from ___ .
- Medical costs & high number of uninsured people caused the passage of the ___ ___ act.
- Patients in the ___ healthcare sector use insurance provided by their employer.
- The first “a” of healthcare asks if health services are available? And in ___ areas, there are shortages.
- ___ refers to whether or not a person can pay for their healthcare services.
- More expensive and more urgent medical procedures are associated with being ___ .
- The amount you pay to the insurance company each month is your insurance ___ .
- A cons of fee for service healthcare is incentivizing ___ , which increases cost of care.
- Acceptability: Many patients are more comfortable with a doctor the same ___ as themselves.
Down
- ___ rates are higher for Hmong Americans, because no written form of their language existed.
- Acceptability means you approve of the doctor’s professional ___ , and their gender, race, and age.
- ___ to appointments can be difficult in rural places, e.g. A lack of accessibility to healthcare.
- There is a greater chance of breaking legs if you like ___ sports, so your insurance costs more.
- ___ barriers make it hard for non-English patients, so they need accommodations like translators.
- ___ ___ workers have jobs that don’t offer sick leave, so they lack accessibility to healthcare.
- Medicare for elderly, Medicaid for the poor, these are examples of ___ health insurance plans.
- America uses a fee for ____ healthcare system, so bills are separated by each ___ provided.
20 Clues: ___ refers to whether or not a person can pay for their healthcare services. • The amount you pay to the insurance company each month is your insurance ___ . • Patients in the ___ healthcare sector use insurance provided by their employer. • A group of individuals who are covered under one insurance plan is a ___ ___ . • ...
Dental Insurance Verification 2025-06-17
Across
- Number Identifies the employer plan or group the patient belongs to
- Year 12-month period insurance coverage follows (may not be calendar year)
- Back Act of inputting verified benefits into the practice management system
- Verification Method involving direct phone contact with the payer
- Type Classification such as PPO, HMO, or Fee-for-Service
- Covered individual other than the subscriber
- Limitation Benefit rule that restricts coverage based on patient’s age
- Verification Method of receiving benefit breakdown from insurance
- Required proof of verification in the patient’s chart
- Services Procedures the insurance will pay for
- Limitation Rule that limits how often a service is covered (e.g., 2 per year)
- The policyholder of the dental insurance
- Approval required before performing certain procedures
- Portal Online system used to verify coverage and benefits
- Health Maintenance Organization – requires referrals and PCP selection
- Form Standardized form used to record insurance benefit info
- Descriptions written to explain necessity of procedures
- Period Timeframe before certain services are eligible for coverage
Down
- Patient’s percentage of the allowed amount
- Preferred Provider Organization – offers in- and out-of-network options
- Check Step to confirm if a patient is covered on the date of service
- Date The date coverage starts
- Fixed dollar amount the patient pays at the visit
- Written estimate of benefits for proposed treatment
- Services Procedures not paid by the plan at all
- Maximum The total amount insurance will pay in a benefit year
- Amount the patient must pay before insurance pays
- Breakdown Document listing covered services and limitations
- Verification The process of confirming a patient’s active dental coverage
- Date The date coverage ends
- Tooth Clause Exclusion for tooth loss prior to coverage
31 Clues: Date The date coverage ends • Date The date coverage starts • The policyholder of the dental insurance • Patient’s percentage of the allowed amount • Covered individual other than the subscriber • Fixed dollar amount the patient pays at the visit • Amount the patient must pay before insurance pays • Services Procedures not paid by the plan at all • ...
Vocabulary practise 2019-03-19
19 Clues: heap • bulk • ample • batch • extent • mearge • shrink • deduct • immense • damages • withdraw • mortgage • equation • dimension • insurance • speculate • abdundant • equdistant • sufficient
Investment and Insurance Puzzle 2024-03-13
Across
- The type of interest that is calculated only on the money you have deposited.
- Insurance covers a home’s structure and the personal belongings inside in the event of loss or theft; and helps pay for repairs and replacement.
- The chance that something unexpected will occur.
- Protection against large-scale financial loss.
- The computer-based stock market.
- It is an investment with a fixed amount, interest rate, and duration.
- It earns a variable interest rate. It is possible to make deposits at any time.
- An amount paid before insurance coverage begins to pay for a claim.
Down
- Insurance protects a person against financial loss in the event of an auto accident, damage to a vehicle, or theft.
- Share of ownership in a company.
- A payment made to an insurance company in exchange for coverage.
- The ease of turning savings and investments into cash.
- Insurance covers medical expenses due to illness, injuries, and health conditions.
- Insurance pays some or all of a worker’s salary if they become disabled and are unable to work at their job; either short-term or long-term.
- Insurance covers the cost of replacing personal belongings that are stolen, damaged, or ruined in a home that is being rented.
- Insurance pays an agreed-upon sum of money to a beneficiary when the insured person dies (or pays this amount after a set time).
- The New York Stock Exchange prices the stock market based on its top 30 indicators.
17 Clues: Share of ownership in a company. • The computer-based stock market. • Protection against large-scale financial loss. • The chance that something unexpected will occur. • The ease of turning savings and investments into cash. • A payment made to an insurance company in exchange for coverage. • An amount paid before insurance coverage begins to pay for a claim. • ...
Weight Loss Surgery 2023-01-19
Across
- İnsurance policy (sağlık sigorta poliçesi)
- health insurance (SGK)
- (get better; iyileşmek)
- (ameliyat)
- (belli, kesin)
- (obezite)
- (politikalar)
- than or equal to (büyük verya eşittir)
- (gerekenler)
- (şeçkin)
- (cerrah)
Down
- (şeker hastalığı, diyabet)
- obesity (frontal overweight, göbek obezite)
- (misafir)
- (bazen, ara sıra)
- (body mass index)
- (make smaller or lower; azaltmak)
- apnea (obstrüktif uyku apne sendromu)
- health insurance (özel sağlık sigorta)
- than or equal to (küçük yada eşittir)
- pressure (tansiyon)
21 Clues: (şeçkin) • (cerrah) • (misafir) • (obezite) • (ameliyat) • (gerekenler) • (politikalar) • (belli, kesin) • (bazen, ara sıra) • (body mass index) • pressure (tansiyon) • health insurance (SGK) • (get better; iyileşmek) • (şeker hastalığı, diyabet) • (make smaller or lower; azaltmak) • than or equal to (küçük yada eşittir) • apnea (obstrüktif uyku apne sendromu) • ...
asf 2025-11-18
Across
- The formal contract between you and the insurance company that outlines coverage, exclusions, and terms.
- A fixed amount you pay out of pocket for certain services (common in health insurance).
- Extra liability coverage that goes beyond the limits of your auto, homeowners, or renters insurance policies.
- Covers non-collision damage to your vehicle, such as theft, fire, vandalism, or natural disasters.
- Provides coverage if you’re hit by a driver who has no insurance or insufficient insurance to pay for damages.
Down
- A financial arrangement where you pay premiums to an insurer in exchange for protection against specific risks.
- Insurance Covers damage to your own vehicle caused by a collision with another car or object, regardless of fault.
- Covers costs if you’re legally responsible for injury or property damage to others.
- The specific risks, losses, or events that your insurance policy protects against.
- The amount you must pay out of pocket before your insurance coverage kicks in.
- Protects your home and belongings against risks like fire, theft, or certain natural disasters, and includes liability coverage for accidents on your property.
- Covers personal belongings and liability for tenants, but not the building itself (that’s covered by the landlord’s insurance).
- The regular payment (monthly, quarterly, or annually) you make to keep your insurance policy active.
- A formal request you make to your insurance company for payment after a covered loss or event.
14 Clues: The amount you must pay out of pocket before your insurance coverage kicks in. • The specific risks, losses, or events that your insurance policy protects against. • Covers costs if you’re legally responsible for injury or property damage to others. • A fixed amount you pay out of pocket for certain services (common in health insurance). • ...
Health and Life Insurance 2020-01-12
Across
- the individual or company receiving the insurance protection
- the person or business that purchases an insurance policy
- protection against cost of loss
- the time for which an insurance policy is in effect
- Once the deductible amount has been met, you usually must pay part of the remaining health bill out of your own pocket.These partial payments are called...
- an amount deducted from an insurance settlement, i.e. what you have to pay then insurance pays
- a written contract between the insurance company and the insured that explains benefit and limits of insurance purchased
Down
- payment to the insurance company for the insurance policy
- the amount an insurance company agrees to pay on a claim
- person or person designated to receive the proceeds of a life insurance policy in the event of the insured's death
- a term used to describe the type or amount of loss protected against by an insurance policy
- a form filed to request payment for losses covered in an insurance policy
12 Clues: protection against cost of loss • the time for which an insurance policy is in effect • the amount an insurance company agrees to pay on a claim • payment to the insurance company for the insurance policy • the person or business that purchases an insurance policy • the individual or company receiving the insurance protection • ...
Lesson 12 Health Insurance and Disability Insurance 2024-12-10
Across
- The cost of an insurance policy, usually paid monthly.
- Insurance that covers nonmedical costs like nursing homes or assisted living.
- A health care plan covering most costs when using in-plan providers.
- A provision in an insurance policy eliminating coverage for specific acts or damages.
- A law signed in 2010 expanding Medicaid and prohibiting denial for preexisting conditions.
- A type of insurance covering part of one’s income when unable to work.
Down
- A medical condition diagnosed before enrolling in a health care plan.
- A type of insurance model where providers agree to discounted services.
- An insurance plan where policyholders pay in advance for unlimited medical care.
- Health insurance purchased by an employer for its members.
- The process insurers used to determine premiums and coverage eligibility.
- The portion of an insurance claim not covered by the insurer and must be paid by the insured.
- An act protecting health insurance coverage for workers and their families when changing or losing jobs.
- A federally mandated program allowing individuals to maintain health care insurance at group rates after losing coverage.
14 Clues: The cost of an insurance policy, usually paid monthly. • Health insurance purchased by an employer for its members. • A health care plan covering most costs when using in-plan providers. • A medical condition diagnosed before enrolling in a health care plan. • A type of insurance covering part of one’s income when unable to work. • ...
W!SE Review - insurance & investing 2023-05-15
Across
- Earnings given to the people who are shareholders of the company stock
- The amount that the insured has agreed to pay before the insurer is obliged to pay anything on a covered claim
- An insurance policy that will pay a lump-sum benefit to your family or another beneficiary of your choice, if you die while the policy is in effect. Is not a permanent life insurance policy.
- A financial market that experiences an extended period of growth above the historical averages
- The amount of money you pay out-of-pocket for a covered medical service
- Type of auto insurance protection for loss or damage to your vehicle caused by something other than a collision
- When an investor has different type of investments (stocks, bonds, mutual funds, Treasury Bills, etc) it reduces risk of investing
- Type of auto insurance that covers damages to your vehicle if you are involved in an accident
- Referred to as a permanent life insurance policy because, as long as you pay your premiums, the policy is yours for life
Down
- Type of insurance that will cover your bills while you are disabled or cannot work, with an injury or illness for a certain amount of time
- A professionally managed investment vehicle that is made up of pool of funds collected from many investors and invested in stocks, bonds, money markets and securities
- A short-term loan sold to operate the U.S. government, amounts invested range from $1,000 to $5 million per investor
- A diversified (hopefully) set of investments held by an individual or institutional investor
- A financial markets that are experiencing a prolonged period of contraction or loss
- The purpose of insurance is to transfer ____________
- Type of auto insurance protection against claims resulting from personal injury
- Type of insurance that protects your furniture, belongings, etc. in case of a burglary, fire, or some natural disaster; also covers liability/injury to others
- The higher the insurance deductible, the ____________ the monthly premium
18 Clues: The purpose of insurance is to transfer ____________ • Earnings given to the people who are shareholders of the company stock • The amount of money you pay out-of-pocket for a covered medical service • The higher the insurance deductible, the ____________ the monthly premium • Type of auto insurance protection against claims resulting from personal injury • ...
Open Enrollment Plan Year 2025 2024-11-08
Across
- December 2nd thru December 13th, 2024
- Provides Legal assistance
- Vision Insurnace provider
- Life Insurance, LTD, AD&D provider
- Jan 1st- Dec 31st 2025
- Employee Assistance Program
- Health Insurance provider
- Benefits Coordinator
- Where to bring enrollment/change forms in person
- Scan the QR code to listen to complete benefit summaries
Down
- Flexible spending/ HSA provider
- Use this to submit enrollment/change forms electronically
- Requires annual enrollment each year
- Site that holds benefit summaries
- Shield Provides Credit Monitoring
- Dental Insurance provider
- Tool to answer questions and navigate your benefits
- STD, Accident, Critical Care Insurance provider
18 Clues: Benefits Coordinator • Jan 1st- Dec 31st 2025 • Provides Legal assistance • Dental Insurance provider • Vision Insurnace provider • Health Insurance provider • Employee Assistance Program • Flexible spending/ HSA provider • Site that holds benefit summaries • Shield Provides Credit Monitoring • Life Insurance, LTD, AD&D provider • Requires annual enrollment each year • ...
Mortgage 101 2018-06-13
Across
- provides loans for veterans & their families
- represents a change in policy
- promotes agricultural trade and production
- borrower resides at this location
- when the dwelling coverage is less than required
- helps people of low and mid-level incomes to acquire loans
- an agreement by which a loan is granted to purchase property
- agency that backs most flood policies
- reduces the original loan and increases the equity
- request for payment
- states policy will stay in force regardless of prior notices
- notice that coverage will stop on a specific date
- represents the investor's return for loaning the funds
- created to provide flood insurance & develop maps for SFHA
Down
- insurance industry standard form
- the company to whom borrower pays mortgage payments
- best & most effective way of providing proof of insurance
- this is not the borrower's primary residence
- also known as fire insurance
- offer to continue coverage for another term with payment
- annual reconciliation of escrow account
- sets standards for construction & underwriting
- insured's responsibility in the event of a claim
- for the payment of taxes, hazard insurance, special fees
- temporary proof of insurance
- consumer seeking to finance residence
26 Clues: request for payment • also known as fire insurance • temporary proof of insurance • represents a change in policy • insurance industry standard form • borrower resides at this location • agency that backs most flood policies • consumer seeking to finance residence • annual reconciliation of escrow account • promotes agricultural trade and production • ...
HOSA Activity- Medical Assisting 2020-09-08
Across
- Insurance plan for individuals with low income
- Protects the confidentiality of patient information
- Document of all patient's history, medication,allergies
- A skill that is crucial for all doctors to exchange information or to make a diagnosis
- Not covered by insurance
- Comes after cleaning
- Comes before disinfecting
- Insurance plan for individuals
- Technique used in physical examinations (visual examination)
- Drawing blood or taking a urinary sample (not always needed in physical exam)
- Standard precautions set to prevent transmission of diseases
- Money that you need to pay for a covered health service
Down
- Standard hygiene precaution,cleaning and disinfecting, and personal protective equipment are all under __________.
- Helps cover medical expenses for illness or injury treatment
- A common type of appointment scheduling
- Insurance plan for people with a disability or people who are 65 or older
- The process of identifying a person's condition through prior analysis
- A type of protective equipment that must be worn when coming in contact with blood, body fluids, and contaminated items
- Another top rated health insurance plan in Hawaii
- Hawaii's top rated health insurance plan
- A type of protective equipment worn if clothing will be exposed to blood or bodily fluids
21 Clues: Comes after cleaning • Not covered by insurance • Comes before disinfecting • Insurance plan for individuals • A common type of appointment scheduling • Hawaii's top rated health insurance plan • Insurance plan for individuals with low income • Another top rated health insurance plan in Hawaii • Protects the confidentiality of patient information • ...
Risk Management 2022-03-31
Across
- Risks that can be controlled
- The legal ownership of resources and how they can be used
- An application for compensation under the terms of an insurance policy
- Anything that exposes you to the risk of losing something of value
- A person or group in whose name an insurance policy is held
- Covered by insurance
- Monetary protection against a possible eventuality
- risk Risks that are beyond human control and result in a loss or no loss with no possibility of financial gain
- A situation involving exposure to danger
Down
- The possibility that changes in economic conditions will negatively impact a company or investment
- A document detailing the terms of insurance
- To imitate fraudulently
- A person or company that underwrites an insurance risk
- Risk events that specifically impact an organization's facilities and other physical infrastructure
- The risk that we may hurt a third party and will be sued for bodily injury or other damages
- An amount to be paid for an insurance policy
16 Clues: Covered by insurance • To imitate fraudulently • Risks that can be controlled • A situation involving exposure to danger • A document detailing the terms of insurance • An amount to be paid for an insurance policy • Monetary protection against a possible eventuality • A person or company that underwrites an insurance risk • ...
Buying an Auto 2023-05-01
22 Clues: vin • apr • blue • used • msrp • trim • lien • title • lemon • lease • excess • tradein • sticker • mechanic • monroney • certified • insurance • upsidedown • downpayment • depreciation • vehiclehistory • extendedwarranty
econ 2025-11-14
Across
- A type of permanent life insurance that provides lifelong coverage and includes a tax-deferred savings component.
- A health insurance plan with lower premiums and a higher minimum deductible, prerequisite for an HSA.
- A policy that provides income replacement to a policyholder who cannot work due to illness or injury.
- A comprehensive 2010 federal law that expanded health insurance coverage and reformed the health insurance market.
- A life insurance policy that pays a death benefit only if the insured dies within a specific, set period of time.
- A contract requiring an insurer to cover some or all of a person's medical costs in exchange for a premium.
- An optional policy that helps cover costs, like deductibles or specific services, that a primary insurance plan does not fully cover.
Down
- The lump sum of money paid by a life insurance company to the named beneficiary upon the insured person's death.
- A tax-advantaged savings account used to pay for qualified medical expenses, which must be paired with an HDHP.
- A policy that provides financial coverage for extended services, such as assisted living or in-home care, due to a chronic condition or disability.
- An individual, typically a spouse or child, who relies on the policyholder for financial support and is covered under their policy.
- An auto insurance component that covers medical expenses and sometimes lost wages for the insured and passengers, regardless of fault.
- Individuals designated to receive the payment or proceeds from an insurance policy upon a specific event.
- The maximum amount a policyholder must pay for covered services in a year before the insurance covers 100%.
- The set time after a premium's due date during which an insurance policy remains active despite non-payment.
- An insurance model where an employer directly pays for employees' medical claims rather than buying a fully insured plan from an insurer.
16 Clues: A health insurance plan with lower premiums and a higher minimum deductible, prerequisite for an HSA. • A policy that provides income replacement to a policyholder who cannot work due to illness or injury. • Individuals designated to receive the payment or proceeds from an insurance policy upon a specific event. • ...
Health Insurance 2021-02-04
Across
- amount the patient must pay before the insurance starts to pay for services
- Individual insurance plan, the insured pays the total amount of the monthly premium
- insurance provided by the government for people with low income,children who qualify for assistance, or people who are disabled or blind
- worker's ___________ pays for the healthcare of workers injured on the job
- insurance provided by the government for military personnel and their families
- medicare plan D pays for these
- a specific amount paid by the patient for each medical service
Down
- A private individual insurance policy that pays the difference between the charges for care and the amount Medicare pays.
- the insured individual and their employer share the amount of the monthly premium
- medicare plan B pays for ________ medical care
- insurance provided by the government for adults over the age of 65
- the veterans health administration provides medical services for former ________ personnel
- insurance where you have to pay up front
- the percentage of the bill for services that the policy holder must pay
- pay a monthly fee, no additional charge for care
- medicaid is funded by the federal government but regulated by the ______ government
- Usually require a deductible and a co-pay
17 Clues: medicare plan D pays for these • insurance where you have to pay up front • Usually require a deductible and a co-pay • medicare plan B pays for ________ medical care • pay a monthly fee, no additional charge for care • a specific amount paid by the patient for each medical service • insurance provided by the government for adults over the age of 65 • ...
VB Insurance, Marketing , Customer Service Words 2017-11-28
Across
- The study and classification of people according to their attitudes, aspirations, and other psychological criteria, especially in market research
- A practice by which a company provides a guaranteed compensation of specified loss for payment of a premium
- Formal request to an insurance company for payment
- The quality of being insurable
- A specified amount of money that the insured must pay before an insurance company will pay a claim
- A person who analyzes a complex process or operation in order to improve its efficiency, especially by applying a computer system
- The state of being responsible for something
- The potential that a chosen activity for a loss
- A settled way of thinking or feeling about someone or something
Down
- The total amount and type of insurance carried
- A legally binding contract between the insured and insurance company
- A person or company that sells goods in large quantities at low prices, typically to retailers
- The amount paid for insurance coverage
- A person or company that underwrites an insured risk
- The state of keeping or being kept secret or private
- Relating to the ideas, customs, and social behavior of a society
- The imparting or exchanging of information or news.
- The person or group or property for which an insurance policy is insured
- A person or business that sells goods to the public in relatively small quantities for use or consumption rather than for resale
- The quality of being clear, in particular; the quality of coherence
20 Clues: The quality of being insurable • The amount paid for insurance coverage • The state of being responsible for something • The total amount and type of insurance carried • The potential that a chosen activity for a loss • Formal request to an insurance company for payment • The imparting or exchanging of information or news. • ...
POB Ch 20 2021-05-17
Across
- protects against loss of income caused by long illness or accident
- insurance that protects from claims resulting from injuries/deaths for which the insured is at fault
- covers non-surgical care given in doctor's office, patient's home or hospital
- package-type insurance designed to insure homes and property
- covers policyholders & family if they are injured while in their car or another car
- like term life insurance plus cash value and investment features
- person named in the policy to receive benefits in the event of the insured's death
- protects against almost all damage losses except collision or rollover
- covers most hospital charges
- combines hospital, surgical, regular and major medical insurance
Down
- protects the insured if the insured's car damages someone else's property at the insured fault
- provides financial protection from losses resulting from a death during a definite period or term
- the sharing of expenses by the policyholder and the insurance company
- protects against injuries by hit-and-run drivers or drivers without insurance
- protects car owner against financial loss from a collision or rollover
- covers claims from injuries to people or damage to property caused by you, your family or even your pets
- the decrease in value due to age
- protects against the high costs of serious illness/injury
- covers all or part of surgeon's fees
- the amount the insured must pay before the insurance company will pay a claim
20 Clues: covers most hospital charges • the decrease in value due to age • covers all or part of surgeon's fees • protects against the high costs of serious illness/injury • package-type insurance designed to insure homes and property • combines hospital, surgical, regular and major medical insurance • like term life insurance plus cash value and investment features • ...
Industry Knowledge Crossword 2022-02-24
Across
- Covers the insured against drivers without insurance or adequate insurance (Orators Table -> Presentation (PPT))
- Private Health Insurance Policies are optional in most countries, except? (refer Factagram)
- The person who identifies and classifies the degree of risk posed by the person trying to be insured. They determine whether or not coverage should be provided and what the rate should be
- In 2003, who hosted a sweepstakes to win $1 Billion and paid $10 Million in insurance in case anyone actually won the grand prize (refer Factagram)
- Which is the oldest form of Insurance (Refer Factagram)
- How old is the Insurance Industry ? (Refer Factagram)
- Insurance that will cover an employer’s liability for injuries or death to people in their employment
- Physical injury that can include sickness/disease to a person
Down
- Business person who analyzes the probabilities of risk/risk management
- According to the 2021 edition of "Forbes : 2000", which is the world's largest Insurance Company ? (Refer Factagram)
- The date when an insurance company issues a policy
- Uncertainty including the possibility of loss by an unexpected event for which insurance is used for
- The termination of a policy due to failure to pay the required renewal premium
- Person who sells, services, or negotiates insurance policies either with a company or individually
- The amount that has to be paid by the insured person during a calendar year before the insurer is responsible for more loss costs
15 Clues: The date when an insurance company issues a policy • How old is the Insurance Industry ? (Refer Factagram) • Which is the oldest form of Insurance (Refer Factagram) • Physical injury that can include sickness/disease to a person • Business person who analyzes the probabilities of risk/risk management • ...
IFRS 17 TERMINOLOGY 2022-10-30
Across
- The best estimate liability is commonly used to refer to the discounted present value of the unbiased, probability-weighted estimate of future cash flows as defined in the standard for the general measurement model applied to a group of insurance contracts
- are the type of expense that cannot be allocated to a particular policy or portfolio e.g management expenses
- is the unearned profit component of the insurance contract liability presented in the balance sheet and recognized in the income statement as a company provides services under insurance contracts
- A simplification of the Generalized Measurement Model permitted if the coverage period of contracts in a group is one year or less
- An insurance contract is onerous at the date of initial recognition if the fulfilment cash flows allocated to the contract, any previously recognized acquisition cash flows and any cash flows arising from the contract at the date of initial recognition in total are a net outflow
- The income arising in the course of an entity's ordinary activities. Income is increases in economic benefits during the accounting period in the form of inflows or enhancements of assets or decreases of liabilities that result in an increase in equity, other than those relating to contributions from equity participants
- The amount of revenue depicted in profit or loss to reflect the provision of coverage and other services arising from a group of insurance contracts that reflects the consideration to which the entity expects to be entitled in exchange for those services
- The portion of the overall profit or loss or other comprehensive income reported in the statement of financial performance that arises from the insurance finance income or expenses (i.e., investment income or financing costs reflecting the time value of money or the effects of financial risk)
- Cash flows are within the boundary if they arise from substantive rights and obligations that exist during the period in which the entity can compel the policyholder to pay premiums or the entity has a substantive obligation to provide the policyholder with coverage
- The compensation an entity requires for bearing the uncertainty about the amount and timing of the cash flows that arises from non-financial risk as the entity fulfils insurance contracts
- The portion of the overall profit or loss or other comprehensive income reported in the statement of financial performance that arises from incurred claims excluding the repayment of investment components under those contracts
- represents the CSM for purchasing reinsurance, expected cash inflows from reinsurer plus the risk adjustment exceed expected outflows
- Coverage units are used to determine the appropriate recognition of the contractual service margin in profit or loss
- a modification to the General Measurement Model for insurance contracts with direct participation features where the contractual service margin is adjusted to reflect the variable nature of the fees under those contracts
- the process of separating the non- insurance component from the insurance contract.
Down
- The portion of the overall profit or loss or other comprehensive income reported in the statement of financial performance that arises from the insurance revenue reduced by insurance expenses
- An entity's obligation to investigate and pay valid claims under existing insurance contracts for insured events that have not yet occurred
- An entity's obligation to investigate and pay valid claims for insured events that have already occurred, including events that have occurred but for which claims have not been reported, and other incurred insurance expenses
- are the type of expenses that can be allocated to a particular policy or portfolio but is not as a result of acquiring a new business e.g claim handling cost
- are the type of expense that arises from acquiring a new business and can also be allocated to a particular policy or portfolio e.g Commissions
- The period during which the entity provides coverage for insured events. This period includes the coverage that relates to all premiums within the boundary of the insurance contract
- includes all those contracts subject to similar risks and managed together as a single pool
- determines the level of granularity at which onerous insurance contracts are identified and how the insurance revenue is recognized in financial statements.
- also known as Building Block Approach (BBA), is the general accounting approach for the measurement of insurance contracts under IFRS 17
- An explicit, unbiased and probability-weighted estimate (ie. expected value) of the present value of the future cash outflows minus the present value of the future cash inflows that will arise as the entity fulfils insurance contracts, including a risk adjustment for non-financial risk
25 Clues: the process of separating the non- insurance component from the insurance contract. • includes all those contracts subject to similar risks and managed together as a single pool • are the type of expense that cannot be allocated to a particular policy or portfolio e.g management expenses • ...
General Liability - Crossword 2025-06-09
Across
- What you might break accidentally on a job, triggering a property damage claim.
- The person primarily protected by a general liability insurance policy.
- What general liability does not cover if they are lost, stolen, or damaged on site.
- The total maximum amount an insurer will pay out during a policy period.
- What general liability coverage builds with clients, showing you're a responsible business.
- A person or company added to your policy to be covered under your insurance.
- A written change or addition made to an existing insurance policy.
- An individual event or incident that may trigger an insurance claim.
- Who may require you to show proof of insurance before beginning a construction job.
Down
- Who general liability insurance is meant to protect you from claims made by.
- Carrying general liability insurance helps you stay in this with local and state regulations.
- What many state boards won’t issue or renew without proof of general liability insurance.
- A document that proves a contractor has valid insurance coverage.
- A client might sue for damage to this, which could be covered under advertising injury.
- The person who evaluates risk and determines coverage terms and premium.
15 Clues: A document that proves a contractor has valid insurance coverage. • A written change or addition made to an existing insurance policy. • An individual event or incident that may trigger an insurance claim. • The person primarily protected by a general liability insurance policy. • The total maximum amount an insurer will pay out during a policy period. • ...
heathcare crisis by leia johnson 2024-10-01
Across
- treatment for short-term care.
- all business types form a insurance coverage
- Medical services that are separated out and contracted for independently from any other benefits.
- Healthcare services that do not require a patient to receive overnight care in a hospital.
- services entitled to members
- A person's healthcare costs are paid by their insurance or by the government
- bills for health insurance plans
- Indigent- A person who does not have insurance and is not covered by Medicaid, Medicare or other public programs.
- The person enrolled in a health plan.
- A private organization, usually an insurance company, that finances healthcare.
- benefits under insurance policy
- An account that lets workers set aside pretax dollars to pay for medical benefits, childcare, and other services
- A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours.
Down
- maximum payment for insured group
- Benefits The specific services and procedures covered by a health plan or insurer.
- payment that patient pays for doctor visit or prescription
- Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage.
- A specified period of time during which people are allowed to change health plans.
- not emergency healthcare procedure
- A term that describes the income level a person or family must have to be eligible for Medicaid.
20 Clues: services entitled to members • treatment for short-term care. • benefits under insurance policy • bills for health insurance plans • maximum payment for insured group • not emergency healthcare procedure • The person enrolled in a health plan. • all business types form a insurance coverage • payment that patient pays for doctor visit or prescription • ...
4-3 Automobile Insurance 2023-01-26
Across
- A type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters
- A type of insurance that pays for the repair or replacement of an insured car if it is damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault.
- An added type of insurance coverage mandatory in some states that pays for any physical injuries that the driver or the passengers sustain while in the vehicle, even if there is no traffic accident
- Same as PIP, or personal injury protection.
- The amount paid for an insurance policy.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- Covers personal injury if a driver is at fault in an accident.
Down
- Responsible for damages caused.
- Coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses.
- A contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- A type of insurance that covers a person from damages
- At fault for damages caused.
- Insurance coverage that pays for damage a driver causes to another person’s property.
- A request for payment from an insurance company by a policy holder.
15 Clues: At fault for damages caused. • Responsible for damages caused. • The amount paid for an insurance policy. • Same as PIP, or personal injury protection. • A type of insurance that covers a person from damages • Covers personal injury if a driver is at fault in an accident. • A request for payment from an insurance company by a policy holder. • ...
Texas Life Insurance STTC 2025-04-05
Across
- Pays extra if the insured dies due to an accident.
- The process insurers use to evaluate risk and determine premiums.
- A lower-than-average risk, usually with discounted premiums.
- The person who owns and controls the life insurance policy.
- A premium amount that can vary, often found in universal life policies.
- Identifies who holds the rights to the policy and can make changes.
- A financial or emotional relationship justifying life insurance coverage.
- The total property and assets of a deceased person.
- Flexible permanent insurance with adjustable premiums and benefits.
- A higher-than-average risk, often with higher premiums.
- The form used to apply for life insurance.
- Extra time after a missed premium payment before a policy lapses.
- The transfer of policy ownership or rights to another party.
- Receives the death benefit if the primary beneficiary cannot.
- A beneficiary who can be changed by the policyowner at any time.
- The savings portion of a permanent life insurance policy.
- The person whose life is covered under a life insurance policy.
- A request for payment of the death benefit.
- A legal arrangement to manage life insurance proceeds.
- Pays a lump sum at maturity or upon the insured's death.
- A policy that allows investment of cash value in separate accounts.
- A policy that allows adjustments to coverage, premiums, or both.
- A nonforfeiture option that uses cash value to buy term insurance.
- States that the policy and application together form the full contract.
- Allows the policyholder to buy more coverage without medical exams.
- Time allowed for the policyowner to cancel the policy and receive a refund.
- Pays part of the death benefit early if the insured is terminally ill.
- Refunds premiums if the insured outlives the term.
- A nonforfeiture option that provides lower coverage without further premiums.
- A life insurance policy bought by and for one person.
- The first in line to receive the policy's death benefit.
- An application that does not require a physical exam.
Down
- Insurance that covers the insured for a specific period or term.
- Waives premiums if the payor (usually a parent) becomes disabled or dies.
- Prevents the insurer from voiding the policy after a certain time.
- The payment made to keep the insurance policy active.
- Permanent insurance with fixed premiums and cash value accumulation.
- Adjusts the death benefit if the insured’s age or gender was incorrect on the application.
- A premium that remains the same throughout the life of the policy.
- An average risk level with standard premium rates.
- The categorization of applicants based on risk level.
- Increases coverage to match inflation.
- Suspends premium payments if the insured becomes disabled.
- The frequency in which premiums are paid (monthly, quarterly, etc.).
- Choices available if the policy lapses with cash value (e.g., paid-up).
- Something of value exchanged between the policyowner and insurer.
- Provides limited life insurance coverage for the insured’s children.
- The amount of life insurance coverage provided by the policy.
- The money paid out from a life insurance claim.
- Term policy that can be changed into a permanent policy.
- The amount paid to the beneficiary when the insured passes away.
- A physical evaluation used in the underwriting process.
- Initial screening done by the agent during application.
- A loan taken from the cash value of a permanent life insurance policy.
- Covers expenses for nursing homes or assisted living.
- A beneficiary who cannot be changed without their consent.
- States when and how premiums must be paid.
- The amount the policyowner receives if they cancel the policy.
- A contract that pays a benefit to beneficiaries upon the insured's death.
- Coverage offered to members of a group, like employees.
- A policy change that designates a new beneficiary.
- The person or entity who receives the death benefit when the insured dies.
- A fee for cancelling a policy before maturity or surrender period ends.
- The process of reactivating a lapsed life insurance policy.
- An added feature to a life insurance policy for extra coverage or benefits.
- Term insurance that can be renewed without evidence of insurability.
- The written legal contract between the insurer and the policyowner.
67 Clues: Increases coverage to match inflation. • The form used to apply for life insurance. • States when and how premiums must be paid. • A request for payment of the death benefit. • The money paid out from a life insurance claim. • Pays extra if the insured dies due to an accident. • An average risk level with standard premium rates. • ...
Insurance decode 2022-08-16
Across
- A person who, on behalf of an insurer, investigates the circumstances around a claim and advises how much should be paid out.
- An arrangement between a bank and an insurance company allowing the insurance company to sell its products to the bank's client base. This partnership arrangement can be profitable for both companies.
- It is a cloud-native platform offering access to the most advanced technologies in insurance. With this EY Tool, insurers can launch new products, new business models and even entirely new brands in 12 months or less.
- the process where insurers buy insurance for themselves, from reinsurance companies, to cover against the possibility of large losses.
- The world's first blockchain-enabled platform. This platform integrates and secures the streams of disparate data sources involved in insuring shipments around the world.
- A kind of reinsurance wherein the reinsurer can either accept or reject any peril or risk presented by an insurance provider looking for reinsurance.
- Insurance policy that covers property that is easy to move. These policies typically provide additional coverage beyond the coverage already provided by normal insurance policies.
- A reinsurance contract that involves an insurance business acquiring insurance from another insurer
- Additional paid-up feature to widen up the scope of the base life insurance policy.
Down
- the act of compensating somebody else for damage or loss that you cause them.
- a temporary suspension of insurance cover in relation to a specific risk.
- the process of taking steps to reduce the chance of loss or damage arising.
- Connecting link between the insurer and the insured in case of claim
- A person who assesses risk on behalf of an insurer and assumes that risk in return for a fee.
- individual that receives benefits when the policy pays out
- A person (legal heir) nominated by the policyholder to whom the sum assured and other benefits will be paid by the life insurance company in case of an unfortunate eventuality.
- a process where the insurer, acting on behalf of a policyholder who has suffered loss, pursues a third-party who has caused that loss for compensation.
17 Clues: individual that receives benefits when the policy pays out • Connecting link between the insurer and the insured in case of claim • a temporary suspension of insurance cover in relation to a specific risk. • the process of taking steps to reduce the chance of loss or damage arising. • ...
Insurance for Business 2021-04-05
Across
- program in which funds paid by employers are accumulated and used as the payment for workers during periods of unemployment beyond the workers’ control
- loss of health insurance due solely to being temporarily unemployed
- when a business cannot prevent or transfer a certain type of risk and retains or assumes the financial consequences of a loss
- provides financial protection for a vehicles and drivers; includes bodily injury liability,property damage liability, collision and comprehensive
- probability, amount or type of possible loss incurred and covered by an insurer
- process by which you consider all possible risks and determine which are the most significant for a particular business
- anything which increases the likelihood of loss through some peril
- steps taken to prevent a risk from occurring
- form of protection which eases the financial burden people may experience as a result of illness or injury; includes group health insurance, COBRA Consolidated Omnibus Budget Reconciliation Act; allows individuals to keep a former employer’s group coverage for a set period of time and protects against
- Risk risk in which there is only a chance of loss and no chance of gain
Down
- insurance package which combines coverage for may risks; similar to a homeowner’s policy for a business
- anything which may cause possible loss
- protects against damages for which the insured may be held legally responsible; includes fidelity bonds, performance bonds and credit insurance
- refusal to engage in a particularly hazardous activity
- protects leadership of a business from claims filed against them for actionsmtaken while leading the organization
- amount or type of protection provided by an insurance policy for the business a policy covers
- failure to take ordinary or reasonable care to prevent accidents from happening
- covers loss of or damage to buildings, equipment, machinery, merchandise, furniture and fixtures; includes replacement cost coverage, automatic increase protection and business interruption insurance
- wide variety of insurance coverage which can reduce, mitigate or compensate for exposure to risk for the business or its employees
- risk which carries a chance of either loss or gain
- financial protection which continues to pay a portion of a worker’s pay when he or she has sustained a work-related injury and can no longer work; includes workers’ compensation and Social Security
- insurance coverage for special aspects only associated with particular business types; examples include web insurance and malpractice insurance
- transfer of risk to another individual or entity, typically an insurance company
23 Clues: anything which may cause possible loss • steps taken to prevent a risk from occurring • risk which carries a chance of either loss or gain • refusal to engage in a particularly hazardous activity • anything which increases the likelihood of loss through some peril • loss of health insurance due solely to being temporarily unemployed • ...
Ch 17 Vocabulary 2024-05-21
Across
- _________ action - a lawsuit brought by one or more persons on behalf of a larger group
- _________ motorist coverage - insurance that protects drivers from those with no insurance or inadequate insurance. It compensates the injured for personal injuries or damages the uninsured driver caused
- _________ liability - the legal responsibility for damage, or injury even if you are not negligent
- mutual agreement between two sides in a civil lawsuit; made either before the case goes to trial or before a final judgment is entered; that settles or ends the dispute
- _________ coverage - insurance that covers an individual’s own medical expenses resulting from accidents
- __________ law - a system in which court decisions establish legal principles and rules of law
- __________ wrong - also called intentional tort; an action taken deliberately to harm another person and/or his or her property
- _________ coverage - the portion of an insurance policy that protects an individual against automobile damage or loss from other than collisions. Includes damages and losses due to fire, vandalism, or theft
- _________ insurance - the type of coverage or insurance that pays for injuries to other people or damage to property if the individual is responsible for an accident during the term of the contract
- _________ pockets - a description of the person or organization, among many possible defendants, best able to pay damages and therefore most likely to be sued in a tort case
- what is done to compensate for an injury or to enforce some right
- legally responsible
Down
- failure to meet acceptable standards of practice in any professional or official position; often the basis for lawsuits by clients or patients against their attorney or physician
- a legally enforceable agreement between two or more people to exchange something in value
- the failure to exercise a reasonable amount of care in either doing or not doing something, resulting in harm or injury to another person
- _________ coverage - insurance that pays for the damage to the insured’s own car caused by an automobile collision
- - a breach of some obligation, causing harm or injury to someone; a civil wrong
- the amount an insured person agrees to pay towards repairs before the insurance company pays anything
- legal responsibility; the obligations to do or not to do something. Failed to use reasonable care, resulting in harm to the plaintiff
- money asked for or paid by the court order to a plaintiff for injuries or losses suffered
- _________ insurance - a form of automobile or accident insurance in which each person’s insurance company pays up a certain share of the damages, regardless of fault (only in a few states)
- payments made for insurance companies
22 Clues: legally responsible • payments made for insurance companies • what is done to compensate for an injury or to enforce some right • - a breach of some obligation, causing harm or injury to someone; a civil wrong • _________ action - a lawsuit brought by one or more persons on behalf of a larger group • ...
Insurance Vocab- Ashlyn Powell pm 2022-02-10
Across
- Children's Health Insurance Program
- Amount you must pay before you begin receiving any benefits from your insurance company.
- A form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment.
- System of payment used by managed care plans in which physicians and hospitals are paid a fixed, per capita amount for each patient enrolled over a stated period regardless of the type and number of services provided; reimbursement to the hospital on a per-member/per-month basis to cover costs for the members of the plan.
- a federal program of health insurance or persons 65 years or age and older.
- A medical condition diagnosed or treated before you join a new insurance plan
- A requirement from your health insurance company that your doctor obtain approval from your plan before it will cover the costs of a specific medicine, medical device or procedure.
- An amount to be paid for an insurance policy.
Down
- group of healthcare providers that provide services to a specific group, often at a reduced rate.
- paper document from a payer that shows how the amount of a benefit was determined
- patient's written authorization giving the insurance company the right to pay the physician directly for billed charges
- A small fixed fee paid by the patient at the time of an office visit
- Alternative means of health care in which people or their employers are charged a set amount and the HMO provides health care and covers hospital costs.
- A federal and state assistance program that pays for health care services for people who cannot afford them.
- The sharing of expenses by the policyholder and the insurance company
- U.S. government health insurance plan for all military personnel
- The guidelines that determines which of two married parents with medical coverage from different employers has the primary insurance for a child; the parent whose day of birth is earlier in the calendar year is considered primary
- Civilan Health and Medical Program of the Department of Veterans Affairs.
18 Clues: Children's Health Insurance Program • An amount to be paid for an insurance policy. • U.S. government health insurance plan for all military personnel • A small fixed fee paid by the patient at the time of an office visit • The sharing of expenses by the policyholder and the insurance company • ...
Patient Access 2022-03-30
Across
- State assistance for medical care
- Coverage that helps pay for the bill
- Give permission
- What we strive to be for each patient
- Accident or sudden illness
- Asking for payment due
- Updating patient demographics
- Form required when not authorized
- Form Medicare observation patients must receive
- Number of patient identifiers we use
- Insurance coverage after termination
- Provided to patients so they know how much they will need to pay
- Set amount due each visit
- App patients can use to access results
Down
- the reason we do what we do
- Percentage due from patient after deductible is met
- The amount subscriber pays before insurance pays
- Person who the insurance is through
- First part of our purpose
- Person responsible for bill
- Medicare Secondary Payer ?
- Serve with ?
- Must be completed before we can ask for payment
- Maximum amount patient pays
- Insurance that pays first
- Right of patient to receive emergency treatment regardless of ability to pay
- Form Medicare inpatients must receive
27 Clues: Serve with ? • Give permission • Asking for payment due • First part of our purpose • Insurance that pays first • Set amount due each visit • Medicare Secondary Payer ? • Accident or sudden illness • the reason we do what we do • Person responsible for bill • Maximum amount patient pays • Updating patient demographics • State assistance for medical care • ...
Michael Young's Insurance Acronyms and Abbreviations Challenge! 2023-03-12
Across
- not worth the paper it's written on
- auto insurance for businesses
- the detectives
- we'd like our doctor to examine you
- driver had nothing
- passed all eight national examinations
- my law firm spelled out (of all things that should be an acronym?!!)
- hedge your bets
- more time to report claims
- MMMbop without the MMM
- "you can't quit, you're fired" insurance
- lawsuit to figure out coverage
- soggy insulation board
- for the house
Down
- board members need this
- where you find these things
- i'm not doing anything until the insured pays this
- my initials
- injured worker insurance
- do you swear to tell the truth, the whole truth, and nothing but the truth?
- backbone of most commercial insurance programs
- driver did have not enough
- the wizards who draft our standard forms
- so my named insured wants you covered too?
- coverage for employee BI claim that escapes comp
- coverage b
- ouch
- broken stuff
- mistake insurance
29 Clues: ouch • coverage b • my initials • broken stuff • for the house • the detectives • hedge your bets • mistake insurance • driver had nothing • MMMbop without the MMM • soggy insulation board • board members need this • injured worker insurance • driver did have not enough • more time to report claims • where you find these things • auto insurance for businesses • lawsuit to figure out coverage • ...
Patient Access Week Cross Word! 2025-03-26
Across
- WHAT WE DO WITH INSURANCES
- ADMITTING MANAGER/HIPPAA OFFICER?
- ESTHER'S OFFICER POSITION
- WHO COMES TO VISIT?
- PAYS THE HOSPITAL BILL
- SURGERY STATUS
- WHAT WE SEND TO INSURANCE FOR ADMIT
- ALWAYS NEED PATIENTS TO SIGN WHEN BEING TREATED
- INS WITH NO GROUP
- PROTECTS EVERYONE FROM AIRBORNE PATHOGENS
- INS WITH MEDICAL GROUP
- ER
- WHAT WE NEED FROM INSURANCE FOR CLINICALS
- PBX
- RADIOLOGY OR LABS
Down
- DOCTOR PUTS ORDER IN FOR IT SO THE PATIENT CAN GO TO THE FLOOR
- WHERE WE ARE!
- WHO COMES TO BE TREATED?
- IDENTIFIES PATIENT
- ALWAYS WEAR WHEN TOUCHING PATIENTS
- ALWAYS MAKE SURE TO PUT THE PHONES IN THE MODE AT NIGHT
- ADMISSION STATUS
- WHAT THE PATIENT PAYS AFTER THE INSURANCE PAYS THEIR PART
- SYSTEM WE USE DAILY
- ...FACESHEET
- WHAT WE WRITE WITH
- FORM FOR PT INFORMATION
- PBX MAKES THEM FOR ADMISSIONS
- WAY WE SEND INSURANCE THE INITIAL NOTIFICATION OF ADMISSION
- OUR DEPARTMENT
30 Clues: ER • PBX • ...FACESHEET • WHERE WE ARE! • SURGERY STATUS • OUR DEPARTMENT • ADMISSION STATUS • INS WITH NO GROUP • RADIOLOGY OR LABS • IDENTIFIES PATIENT • WHAT WE WRITE WITH • WHO COMES TO VISIT? • SYSTEM WE USE DAILY • PAYS THE HOSPITAL BILL • INS WITH MEDICAL GROUP • FORM FOR PT INFORMATION • WHO COMES TO BE TREATED? • ESTHER'S OFFICER POSITION • WHAT WE DO WITH INSURANCES • ...
Insurance 2024-01-29
Across
- an insurance policy protecting the policy holder until death or as long as premiums are promptly paid
- an insurance policy where the benefits awarded by the life insurance company to a beneficiary vary with the assets backing the policy
- an insurance policy offering a group plan
- an insurance policy protecting the policyholder only over a specified term
- a plan where contributions are dictated by the benefits that will eventually be provided
- a strategy in which inveestment decisions by a pension fund are made with the objective of generating cash flows that match planned outflow payments
- an insurance policy combining the features of term and whole life insurance ;it specifies a period of time over which the policy will exist but also builds a cash value for policyholders over time.
Down
- a strategy which offers managers more flexibility in constructing a pension portfolio that can benefit from expected market and interest rate movements
- intermediaries between purchasers and providers of health care
- a process in which insurance companies effectively allocate a portion of their return and risk to other insurance companies
- a source of funds offering a predetermined amount of retirement income to individuals
- plan managed by life insurance companies
12 Clues: plan managed by life insurance companies • an insurance policy offering a group plan • intermediaries between purchasers and providers of health care • an insurance policy protecting the policyholder only over a specified term • a source of funds offering a predetermined amount of retirement income to individuals • ...
Insurance 2025-07-14
Across
- Word for Excess in Maori
- Word for Travel Insurance in Maori
- Word for Exclusions in Maori
- Word for Cover in Maori
- Word for Contents Insurance in Maori
- Whare Word for Replacement in Maori
Down
- Word for Insurance Policy in Maori
- Word for Motor Insurance in Maori
- Word for Insured in Maori
- Word for Life Insurance in Maori
- Word for House Insurance in Maori
- Word for Premium in Maori
12 Clues: Word for Cover in Maori • Word for Excess in Maori • Word for Insured in Maori • Word for Premium in Maori • Word for Exclusions in Maori • Word for Life Insurance in Maori • Word for Motor Insurance in Maori • Word for House Insurance in Maori • Word for Insurance Policy in Maori • Word for Travel Insurance in Maori • Whare Word for Replacement in Maori • ...
Money Dinheiro Novac 2023-01-17
22 Clues: TAX • ATM • RICH • CASH • BANK • LOAN • EARN • DEBT • PRICE • COINS • CENTS • TOTAL • DONATE • BUDGET • DOLLAR • INVEST • QUARTER • WELFARE • DEPOSIT • WITHDRAW • INSURANCE • CREDIT CARD
Insurance 2020-05-13
Across
- application form for insurance
- their risks and give unbiased adivce on insurance
- a possible eventuality
- covers drivers in the event of an accident
- a reduction in the premium charged for insurance when no claim has been made during an agreed preceding period.
Down
- amount added to the basic premium
- when you insure an item for more than it is actually worth
- works for one insurance company and only sells companys policies
- work independently of insurance companies to help consumers to
- a agrrement with a individual and a company providing protection
- fee paid by the insured for insurance
- person who assesses the risk and calculates premium for a insurance
12 Clues: a possible eventuality • application form for insurance • amount added to the basic premium • fee paid by the insured for insurance • covers drivers in the event of an accident • their risks and give unbiased adivce on insurance • when you insure an item for more than it is actually worth • work independently of insurance companies to help consumers to • ...
insurance 2017-02-03
12 Clues: intermediary • assets- liability • agents Remuneration • Regulatory Authority • Third party Recovery • Demand made by Insured • period extra time window • oldest form of insurance • tool to calculate premium • price paid adequate to risk • Wrongful act Resulting Injury • fides duty to disclose all fact
Insurance 2022-11-04
Across
- amount of money a person pays for insurance coverage
- the chance of losing money/asset
- insurance purchased to lessen costs of an accident or car damage
- company agrees to pay healthcare costs in return for monthly payment
- protection for personal property in a rented apartment
- money withheld from paycheck before taxes are deducted
- pays money to a person who can no longer work due to disability
Down
- money paid before the insurance company pays a claim
- paying another entity to take on financial risk
- pays a sum of money to a named beneficiary when the insured person dies
- covers losses and damages for a person's home
- legal contract between insurance company and insured
12 Clues: the chance of losing money/asset • covers losses and damages for a person's home • paying another entity to take on financial risk • money paid before the insurance company pays a claim • amount of money a person pays for insurance coverage • legal contract between insurance company and insured • protection for personal property in a rented apartment • ...
Insurance 2022-05-16
Across
- _________ insurance provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- the risks covered and amount of money paid for losses under an insurance policy
- the chance of loss from an event that cannot be entirely controlled
- a financial product (contract or policy) purchased by many people facing a similar risk to protect against the risk of larger losses.
- _________ insurance provides payments for both liability and property insurance on a vehicle
- ______ insurance provides money to pay for health care for illness, injury, or, in some cases, preventive care
Down
- the out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- someone who receives money if an insured person dies
- someone who relies on someone else for income and care
- requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- a formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- the money paid to an insurance company to purchase a policy
12 Clues: someone who receives money if an insured person dies • someone who relies on someone else for income and care • the money paid to an insurance company to purchase a policy • the chance of loss from an event that cannot be entirely controlled • the risks covered and amount of money paid for losses under an insurance policy • ...
Insurance 2025-03-31
Across
- you cannot profit from insurance.
- is the likelihood or chance of something happening that could cause a person injury, damage or loss to their property.
- You can only insure something if you have an __________ interest in the item.
- A written promise by an insurance company to pay money to a person who has suffered a loss.
- once you receive compensation from the insurance company, the item becomes the property of the company.
- someone who calculates the risk of insurance.
Down
- extra money added to your policy if the company believes you are a greater risk.
- If you have the item insured with one or more company, you only get paid once.
- calculates how much money should be paid.
- The price of your insurance
- the money paid out when you make a claim.
- There are 5 ___________ of insurance.
12 Clues: The price of your insurance • you cannot profit from insurance. • There are 5 ___________ of insurance. • calculates how much money should be paid. • the money paid out when you make a claim. • someone who calculates the risk of insurance. • You can only insure something if you have an __________ interest in the item. • ...
Insurance 2025-03-04
Across
- automatically compensate, or pay, employees who are injured on the job.
- Payments to insurance companies
- When a person pays to a company for them to cover damages
- Coverage where your own insurance company will pay up to a certain amount for personal injury damages
- Insurance that covers damages from natural disasters to your home
- lawsuits brought by clients or patients who claim that a professional person provided services in a negligent manner
Down
- pays for damage to your own car, even if the accident was your fault.
- in 2017, there were these many car accidents in the US reported
- an amount that you agree to pay toward repairs before the insurance company pays anything
- pays for your own medical expenses resulting from accidents involving your car or the car you are driving.
- protects you against damage or loss to your car from causes other than collisions
- Common kinds of car liability insurance.
12 Clues: Payments to insurance companies • Common kinds of car liability insurance. • When a person pays to a company for them to cover damages • in 2017, there were these many car accidents in the US reported • Insurance that covers damages from natural disasters to your home • pays for damage to your own car, even if the accident was your fault. • ...
Health Insurance - Prime & Classic 2013-08-23
Across
- We cover ____ listed Critical Diseases
- In Prime, Critical Illness cover is an _____ cover
- Our Health Insurance policies don't follow Claims based _____
- First ____ days is a waiting period for all Illness related hospitalization
- In an Individual policy option, a family discount of __% is available
- In Prime, the maximum limit on Post Hospitalization Expenses is ______ days
- Our Health Insurance promises ___ hours revert under Service Assurance
- Reinstatement of Sum Insured is applicable only to _______ Hospitalization
- In Prime, there are no _________
- In Classic, Critical Illness cover can be opted for at an ____ premium
- Our Health Insurance policies, for every claim free year earns the customer a Bonus of ___ % on the Basic Sum Insured
- In Classic, Pre Existing Diseases are covered after ____ years of continuous renewal
- In Critical Illness cover; the benefit payable is up to _____ of the Basic Sum Insured
Down
- In Classic, 10% co-pay in every claim is applicable beyond _____ yrs of age
- Our Health Insurance covers ________ day care procedures
- In Classic, Pre Acceptance Medical tests are needed for customers over the age of ____ yrs
- Our Health Insurance covers ___ instances of child birth in the lifetime under the Maternity benefit
- Our Health Insurance policies may be used for hospitalization expenses in ____ only
- In Classic, up to Rs. 25,000 is available for _____ treatment
- Our Health Insurance can be renewed for ________
- In Prime, the maximum limit on Pre Hospitalization Expenses is ____ days
- Maternity benefit is excluded for the first ____ years of the policy
22 Clues: In Prime, there are no _________ • We cover ____ listed Critical Diseases • Our Health Insurance can be renewed for ________ • In Prime, Critical Illness cover is an _____ cover • Our Health Insurance covers ________ day care procedures • Our Health Insurance policies don't follow Claims based _____ • In Classic, up to Rs. 25,000 is available for _____ treatment • ...
ALL ABOUT MNSURE 101 2017-10-19
Across
- NOT PENALIZED FOR NO INSURANCE
- SUBSIDY TO REDUCE CONSUMERS COST OF PREMIUM
- PERSON ENROLLING WITH MNSURE
- GRANTED WITH QUALIFYING LIFE EVENT
- ASSIST WITH APPLICATION
- THIS IS A PUBLIC PROGRAM FOR ADULTS
- VERIFICATION DATA
- COMPANY WE WORK FOR
- MONTHLY FEE TO RETAIN INSUARACE
- DETERMINES ELIBILITY
- WHAT TO REPORT IF YOU GET MARRIED
- INSURANCE COMPANIES
- HELPS CHOOSE AND ENROLL IN PLANS
Down
- 60/40 OR HIGHER
- WHERE TO FIND ELIGIBILITY
- TEMPORARY INSURANCE FOLLOWING JOB TERMINATION
- MINNESOTA MARKETPLACE
- DETERMINE FROM APPLICATION
- PROCESS TO OBTAIN INSURANCE
- ESTIMATED EARNINGS FOR NEXT YEAR
- SYSTEM WE USE TO CHANGE PASSWORDS
- WHERE YOU TRANSFER TO FOR A SPECIALIST
- SYSTEM WE USE TO DOCUMENT CONSUMER CALLS
23 Clues: 60/40 OR HIGHER • VERIFICATION DATA • COMPANY WE WORK FOR • INSURANCE COMPANIES • DETERMINES ELIBILITY • MINNESOTA MARKETPLACE • ASSIST WITH APPLICATION • WHERE TO FIND ELIGIBILITY • DETERMINE FROM APPLICATION • PROCESS TO OBTAIN INSURANCE • PERSON ENROLLING WITH MNSURE • NOT PENALIZED FOR NO INSURANCE • MONTHLY FEE TO RETAIN INSUARACE • ESTIMATED EARNINGS FOR NEXT YEAR • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- hospital consult and op reports 1st
- non-surgical billing questions
- health insurance diagnostic imaging
- Burlington, Gloucester, Camden County outgoing referrals
- Botox coverage if primary is unavailable
- office visit insurance verification for major med
- Mercer and Hunterdon County outgoing referrals
- patients contact for DME fitting questions
- uniforms
- hospital consult and op reports 2nd
- in house DME billing questions
- Botox primarily
Down
- send patient billing complaints to
- Monmouth, Ocean, Middlesex County outgoing referrals
- Mazlin medication refills and general questions
- surgical insurance verification for major med
- Tricore - clocking in/out issues
- disability paperwork 2nd
- disability paperwork 1st
- MVA diagnostic precerts and MVA Balar injection precerts
- HR related concerns
- Dr. Shah surgical scheduling
- send MVA insurance verification actions to
- MVA questions 2nd
- MVA questions 1st
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • health insurance diagnostic imaging • ...
Automobile Vocabulary Crossword Puzzle 2025-10-15
Across
- - A value far from the rest
- - Protection if another driver has no insurance
- - The difference between highest and lowest
- - Covers theft or non-collision damage
- - Calculates risk for insurance
- - A request for insurance payment after a loss or accident
- - The middle value in ordered data
- - Divides data into four equal parts
- - Not affected by outliers
Down
- - To decrease in value over time
- - Middle 50 % of data (Q3 – Q1)
- - Legal responsibility for something
- - Covers repairs after an accident
- - An extra cost added to your premium
- - The most frequent value
- - The amount paid regularly for insurance coverage
- - The average of numbers
- - Failing to take proper care
- - Information collected for analysis
- - When data leans to one side
20 Clues: - The average of numbers • - The most frequent value • - Not affected by outliers • - A value far from the rest • - Failing to take proper care • - When data leans to one side • - Middle 50 % of data (Q3 – Q1) • - Calculates risk for insurance • - To decrease in value over time • - Covers repairs after an accident • - The middle value in ordered data • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- hospital consult and op reports 1st
- non-surgical billing questions
- health insurance diagnostic imaging
- Burlington, Gloucester, Camden County outgoing referrals
- Botox coverage if primary is unavailable
- office visit insurance verification for major med
- Mercer and Hunterdon County outgoing referrals
- patients contact for DME fitting questions
- uniforms
- hospital consult and op reports 2nd
- in house DME billing questions
- Botox primarily
Down
- send patient billing complaints to
- Monmouth, Ocean, Middlesex County outgoing referrals
- Mazlin medication refills and general questions
- surgical insurance verification for major med
- Tricore - clocking in/out issues
- disability paperwork 2nd
- disability paperwork 1st
- MVA diagnostic precerts and MVA Balar injection precerts
- HR related concerns
- Dr. Shah surgical scheduling
- send MVA insurance verification actions to
- MVA questions 2nd
- MVA questions 1st
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • health insurance diagnostic imaging • ...
Automobile Vocab 2025-12-15
Across
- what insurance will pay for
- paper that shows who owns the car
- gases from the car
- taking care of the car
- how far the car has been driven
- when the car loses value
- promise to fix problems for free
- what makes the car run
Down
- checking if the car is safe
- money paid for insurance
- paying for the car over time
- signing the car up with the state
- protection if something bad happens
- shows how far the car has gone
- having something that is yours
- money you pay before insurance helps
- fixing a car problem from the maker
- responsibility for damage
- renting a car long-term
- selling the car later
20 Clues: gases from the car • selling the car later • taking care of the car • what makes the car run • renting a car long-term • money paid for insurance • when the car loses value • responsibility for damage • checking if the car is safe • what insurance will pay for • paying for the car over time • shows how far the car has gone • having something that is yours • ...
Consumer Math 2013-01-21
Across
- Individual retirement account
- extended period of disability insurance
- amount of cash you origionally invested
- part payments
- used to buy stock in many companies
- bonds annual interest/bonds price
- insurance that pays you if you can not work
- a way of protecting your family from financial hardship when you die.
Down
- the price at which a stock sells
- offers protection for a fixed period of time
- insurance that pays you for an on the job injury
- type of insurance protects against financial loss through medical bills
- money you get if you cancel the policy
- insurance that covers the fees of doctors who do surgery
- value a bonds selling price
- when the bond is selling for less than market value
- written promise to repay
- insures you for your whole life
- when the bond is selling for more then market value
19 Clues: part payments • written promise to repay • value a bonds selling price • Individual retirement account • insures you for your whole life • the price at which a stock sells • bonds annual interest/bonds price • used to buy stock in many companies • money you get if you cancel the policy • extended period of disability insurance • amount of cash you origionally invested • ...
Health Insurance Crossword 2021-12-14
Across
- the government insurance program for low-income individuals & families that is funded both by the federal government & each individual state
- a list of prescription drugs covered in full or in part by a health insurance plan
- the payments made to obtain insurance
- a drug that has the same active-ingredient formula as a brand-name drug
- health savings accounts allow you to contribute pre-tax dollars to the account for expected medical expenses for the coming year. they are often set up through your employer
- a request for payment of a loss
- a federal program of health insurance for persons 65 years of age and older
- a dollar amount the patient must pay each plan-year before the insurance company will begin paying claims
- the providers and facilities your health insurance plan has contracted with to provide health care services. you will pay less out-of-pocket if you use these providers and facilities
- a prepaid health is a prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
Down
- insurance coverage for family members of the policyholder, such as spouses, children, or partners
- requires the insured individual to pay a fixed percentage of the bill after the deductible has been paid, usually pre-determined
- an illness or disorder of a beneficiary that existed before the effective date of insurance coverage
- an insurance policy provision that adds benefits to or amends the terms of a basic insurance policy to provide additional coverage
- a fixed fee that an individual pays for specific medical services, like a visit to the doctor’s office
15 Clues: a request for payment of a loss • the payments made to obtain insurance • a drug that has the same active-ingredient formula as a brand-name drug • a federal program of health insurance for persons 65 years of age and older • a list of prescription drugs covered in full or in part by a health insurance plan • ...
Be Insurance Wise 2013-02-26
Across
- If someone gets hurt on your property, you could be held ____.
- Type of insurance that pays a part of your hospital bills.
- State regulator of the insurance industry.
- Insurance to help pay for veterinarian bills.
- Type of insurance that covers your car.
- If you drive, you must have _____ of insurance.
Down
- Consider this insurance if you are going on vacation.
- The business of insuring persons or property.
- ______ insurance protects your home.
- Insurance to protect items in your rented apartment.
- Insurance _____ sell insurance.
11 Clues: Insurance _____ sell insurance. • ______ insurance protects your home. • Type of insurance that covers your car. • State regulator of the insurance industry. • The business of insuring persons or property. • Insurance to help pay for veterinarian bills. • If you drive, you must have _____ of insurance. • Insurance to protect items in your rented apartment. • ...
Health Insurance Specialist Career Chapter 1 Vocabulary 2024-09-25
Across
- ___ Contractor = defined by the ’Lectric Law Library’s Lexicon as “a person who performs services for another under an express or implied agreement and who is not subject to the other’s control, or right to control, of the manner and means of performing the services. The organization that hires an independent contractor is not liable for the acts or omissions of the independent contractor.”
- professional association, previously known as the American Academy of Professional Coders, established to provide a national certification and credentialing process, to support the national and local membership by providing educational products and opportunities to networks, and to increase and promote national recognition and awareness of professional coding.
- the illegal transfer of money or property as a fraudulent action; to steal money from an employer.
- ___ Superior = Latin for “let the master answer”; legal doctrine holding that the employer is liable for the actions and omissions of employees performed and committed within the scope of their employment.
- Centers for Medicare and Medicaid Services = formerly known as the Health Care Financing Administration (HCFA); an administrative agency within the federal Department of Health and Human Services (DHHS).
- ___ Specialist = see health insurance specialist.
- Health Insurance ___ = documentation that is electronically or manually submitted to an insurance plan requesting reimbursement for health care procedures and services provided (e.g., CMS-1500 and UB-04 claims).
- ___ Insurance = protects business contents (e.g., buildings and equipment) against fire, theft, and other risks.
- Medical ___ Insurance = a type of liability insurance that covers physicians and other health care professionals for liability claims arising from patient treatment.
- principle of right or good conduct; rules that govern the conduct of members of a profession.
- American Health Information Management Association = founded in 1928 to improve the quality of medical records, and currently advances the health information management (HIM) profession toward an electronic and global environment, including implementation of ICD-10-CM and ICD-10-PCS in 2013.
- American Association of Medical Assistants = enables medical assisting professionals to enhance and demonstrate the knowledge, skills, and professionalism required by employers and patients; as well as protect medical assistants’ right to practice.
- ___ Compensation Insurance = insurance program, mandated by federal and state governments, that requires employers to cover medical expenses and loss of wages for workers who are injured on the job or who have developed job-related disorders.
Down
- ___ and Omissions Insurance = see professional liability insurance.
- Hold ___ Clause = policy that the patient is not responsible for paying what the insurance plan denies.
- Health ___ Technician = professionals who manage patient health information and medical records, administer computer information systems, and code diagnoses and procedures for health care services provided to patients.
- conduct or qualities that characterize a professional person.
- Medical ___ = involves linking every procedure or service code reported on an insurance claim to a condition code (e.g., disease, injury, sign, symptom, other reason for encounter) that justifies the need to perform that procedure or service.
- nonpaid professional practice experience that benefits students and facilities that accept students for placement; students receive on-the-job experience prior to graduation, and the internship assists them in obtaining permanent employment.
- ____ Insurance = an insurance agreement that guarantees repayment for financial losses resulting from the act or failure to act of an employee. It protects the financial operations of the employer.
- Business ___ Insurance = protects business assets and covers the cost of lawsuits resulting from bodily injury, personal injury, and false advertising.
- ___ Coding = process of reporting diagnoses, procedures, services, and supplies as numeric and alphanumeric characters (called codes) on the insurance claim.
- Medical ___ = employed by a provider to perform administrative and clinical tasks that keep the office or clinic running smoothly.
- ___ of Practice = health care services, determined by the state, that an NP and PA can perform.
- ___ Liability Insurance = provides protection from liability as a result of errors and omissions when performing their professional services; also called errors and omissions insurance.
- Health Insurance ___ = person who reviews health-related claims to match medical necessity to procedures or services performed before payment (reimbursement) is made to the provider; see also reimbursement specialist.
- Health Care ___ = physician or other health care practitioner (e.g., physician’s assistant).
- ___ Examiner = employed by third-party payers to review health-related claims to determine whether the charges are reasonable and medically necessary based on the patient’s diagnosis.
28 Clues: ___ Specialist = see health insurance specialist. • conduct or qualities that characterize a professional person. • ___ and Omissions Insurance = see professional liability insurance. • Health Care ___ = physician or other health care practitioner (e.g., physician’s assistant). • ...
Chapter One Test Review 2023-08-24
Across
- encourages people to eat right and exercise
- MA should not write these words in chart
- care where patient comes and leaves on same day
- width that doors must be for ADA requirements
- stands for health maintenance organization
- treatment that reduces effects but doesn't cure
- insurance for family of Armed Forces members
- insurance for elderly, disabled, and kidney failure
- determines if health care is necessary
- insurance where tests paid individually
- believed disease had physical causes
Down
- specialty that treats all ages
- government insurance for low income people
- regulates labs and lab tests
- an insurance company's list of approved drugs
- facility that provides acute care & diagnostic tests
- occurs when patient sees a physician
- manipulating joints to improve health
- test doctor must pass to practice medicine in US
- when dr. receives a monthly fee for each subscriber
- type of care that encourages regular checkups and vaccines
- Doctor training that occurs after med school
22 Clues: regulates labs and lab tests • specialty that treats all ages • occurs when patient sees a physician • believed disease had physical causes • manipulating joints to improve health • determines if health care is necessary • insurance where tests paid individually • MA should not write these words in chart • government insurance for low income people • ...
Medical Billing 2025-10-06
Across
- Recommendation to see a specialist.
- Healthcare professional or facility.
- Expenses paid by patient not reimbursed by insurance.
- Fixed amount paid by a patient for a covered service.
- Amount a patient pays before insurance starts to pay.
- Payment made by insurer to provider.
- Request for payment submitted to insurance.
- International Classification of Diseases.
- Interaction between patient and provider.
- Group of healthcare providers contracted with insurer.
- Process of sending claims to insurance.
- Assigning standardized codes to diagnoses and procedures.
Down
- Process of evaluating and paying claims.
- Individual receiving medical care.
- – Approval from insurer before service is provided.
- Coverage that pays for medical expenses.
- Entity responsible for paying claims.
- Healthcare Common Procedure Coding System.
- Additional info to describe a service or procedure.
- Electronic Medical Record.
- Review of claims for accuracy and compliance.
- Current Procedural Terminology.
- Explanation of Benefits.
- National Provider Identifier.
- Refusal by insurer to pay a claim.
25 Clues: Explanation of Benefits. • Electronic Medical Record. • National Provider Identifier. • Current Procedural Terminology. • Individual receiving medical care. • Refusal by insurer to pay a claim. • Recommendation to see a specialist. • Healthcare professional or facility. • Payment made by insurer to provider. • Entity responsible for paying claims. • ...
Insurance Tracking 2025-03-12
Across
- abbreviation for hazard insurance processing center
- Comment Code you select for a borrower in IAssit
- Preferred method of providing evidence of insurnace
- The name and address of the lender
- Insurance purchase on the behalf of a customer
- Default payment method in SSP if available
- Comment Code you select for an authorized 3 party in Iassit
- abbreviation for evidence of insurance
Down
- Customer has an interruption in coverage
- Customer changes insurance companies during the current term
- Account set up to pay for insurance on the behalf of customer
- Calls Pertaining to insurance claims or check endorsments
- This disclosure must be provided on all outbound calls
- Updated made on the account over the phone
- Verbal Updates are not permitted for this private label
- A caller who is not a borrower but is allowed to recieved account information.
16 Clues: The name and address of the lender • abbreviation for evidence of insurance • Customer has an interruption in coverage • Updated made on the account over the phone • Default payment method in SSP if available • Insurance purchase on the behalf of a customer • Comment Code you select for a borrower in IAssit • abbreviation for hazard insurance processing center • ...
P & C Terms Crossword Puzzle 2025-09-19
Across
- The business of insurance requires that all parties to the insurance
- A false statement of a material fact given by an insurer
- Misrepresenting a policy with the intention of inducing a policy owner to change or replace an existing policy
- The cause of loss insured against in an insurance policy
- A unit of measure used to determine rates charged for insurance coverage
- The uncertainty or chance of loss occurring and is categorized as either pure or speculative types of risk
- Careless attitude that could increase the chance of loss
Down
- A person who acts on the behalf of the insurer to sell, negotiate or effect insurance contracts - also known as an agent
- The section of an insurance policy that details what perils are not insured against and what persons are not insured
- A dishonest predisposition on the part of an insured which increases the chance of loss
- Transfer of risk to an insurance company, which in turn spreads the costs of unexpected losses to many individuals
- The intentional act of relinquishing a known right, claim or privilege
- The money paid to the insurance company for the policy of insurance
- The reduction, decrease, or disappearance in value of the property caused by a covered peril insured against
- A condition or situation which creates or increases the probability of or extent of a probable loss from a peril
15 Clues: A false statement of a material fact given by an insurer • The cause of loss insured against in an insurance policy • Careless attitude that could increase the chance of loss • The money paid to the insurance company for the policy of insurance • The business of insurance requires that all parties to the insurance • ...
Revisions and Cancellations 2017-02-14
Across
- A change that alters the original terms of the contract
- Extra add on primarily for when you need a rental vehicle after a collision that was your fault
- contract of insurance
- Any glass loss less than $100
- Cause of loss
- A driver that does not have valid insurance at the time of loss
- The portion of the damage payment that the insured is responsible for paying.
- Protects you against damage to property or person where you are responsible
- A policy that was not renewed
- The main person driving the vehicle.
- Any glass loss where the cost is $100 or more, any 3 non-chargeable glass losses or any glass loss paid out under the license plate insurance
- Tickets and offenses
- A vehicle accident for which you were at fault or partially at fault which resulted in or could result in a payment
- Any payment made under any contract of insurance regardless of amount.
Down
- Proportionate method of calculating return premium
- Comprehensive type losses, collision with an animal or bird, bodily injury or property damage claims paid for through just plate insurance, hit and run incidences if reported within 24 hours
- Replacement value minus deprecation
- a driver that has insufficient coverage at the time of loss to cover the total costs of damages
- Cannot place insurance in place
- Amount paid in return for the coverages offered by an insurance policy
- Form that allows us to disclose client information to the insurance company; also certifies that the information given to us was true to the best of the client’s knowledge.
- Penalty method of calculating the return premium
- Extra Add on to lower deductible for glass when damaged by road hazard debris, an abbreviation for
- A decrease in value of an item over time due to age and condition
- The minimum amount of money that the insurance company will keep
- The authority given to broker to put insurance in place
- The first party to be paid out in the event of a loss
- Cancellation upon renewal, where no premium is owed
- An extra add on to a policy or also a change to a policy
- Waiver of depreciation, an abbreviation for
- A change to an existing policy
31 Clues: Cause of loss • Tickets and offenses • contract of insurance • Any glass loss less than $100 • A policy that was not renewed • A change to an existing policy • Cannot place insurance in place • Replacement value minus deprecation • The main person driving the vehicle. • Waiver of depreciation, an abbreviation for • Penalty method of calculating the return premium • ...
INSURANCE CROSSWORD 2024-04-23
Across
- The most you have to pay for covered services in a plan year
- the amount of money that the insured person must pay before their insurance policy starts paying for covered expenses.
- what a doctor gives you to get medicine
- risks that directly affect an individual or family
- the amount of risk or liability that is covered for an individual or entity by way of insurance services
- An individual (patient) who receives healthcare services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a hospital or inpatient facility
- the percentage under an insurance plan that the insured person pays toward a covered expense or service
- reckless or unreasonable actions that result in damages or losses because of you, someone covered on your policy, or someone else
- not having any insurance to pay for medical expenses or for damage or injury while driving a car
- the person who owns the insurance policy
- the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss
- a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured)
- starting when you're formally admitted to the hospital with a doctor's order
- an allowance paid to your employees for lodging, meals, and incidental expenses incurred when travelling
- the person or entity that you legally designate to receive the benefits from your financial products
- a fixed amount you pay for a covered health care service after you've paid your deductible
Down
- account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses
- the amount you pay each month (or each year) to keep your insurance policy active
- a physician is ____ when a contract has not been established with a health plan.
- Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness
- legal agreement between two parties
- Consolidated Omnibus Budget Reconciliation Act
- property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
- The health care items or services covered under a health insurance plan
- one who sees people that have common medical problems
- An arrangement through your employer that lets you pay for many out-of-pocket medical expenses with tax-free dollars
- The process through which an approved applicant is signed up with the health insurance company and coverage is made effective
- healthcare by means of technology
- the risk of being held liable or responsible for an action or inaction, whether or not at fault, resulting in a direct or indirect financial loss
- a list of doctors, other health care providers, and hospitals that a plan contracts with to provide medical care to its members
- a type of insurance policy in which the insured must first pay losses out-of-pocket and then seek reimbursement for any covered loss from the insurer
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- The amount you pay for covered health care services before your insurance plan starts to pay
33 Clues: healthcare by means of technology • legal agreement between two parties • what a doctor gives you to get medicine • the person who owns the insurance policy • Consolidated Omnibus Budget Reconciliation Act • risks that directly affect an individual or family • one who sees people that have common medical problems • ...
Common CS Terms 2023-10-09
Across
- another name for insurance
- cost-sharing agreement between patient and insurance company
- fixed amount patient is responsible for each service
- abbreviation for the date a service took place
- person responsible for the patient's bill
- form submitted to insurance for payment of services
- medical professional that focuses on a specific area of medicine.
- can also be known as the policy holder
Down
- needed for certain procedures from the insurance company for them to pay
- method of communication between CS and other departments
- patient portal
- reps best friend
- sometimes needed from PCP to see a specialist
- amount that patient must pay out of pocket prior to the insurance contributing to the cost
- NYU call software
- software used as the hub for provider par info
- law protecting patient's medical information
- electronic health record software used by NYU
18 Clues: patient portal • reps best friend • NYU call software • another name for insurance • can also be known as the policy holder • person responsible for the patient's bill • law protecting patient's medical information • sometimes needed from PCP to see a specialist • electronic health record software used by NYU • abbreviation for the date a service took place • ...
Life and Disability Insurance Vocabulary 2020-11-18
Across
- _________renewability insurance policy which allows an individual to still be covered as long as he or she pays the premium
- insurance which protects the people who depend upon the policyholder from extreme financial losses caused by the policyholder’s death
- Cancellation Coverage contract where a bank agrees to cancel all or part of an obligation to repay a loan due to a specific event
- _________compensation is insurance which covers workers who are injured or become ill due to workplace conditions
- life insurance permanent policy in which the policyholder pays a specified premium each year for the duration of entire life
- income insurance which provides regular supplementary income when a person is unable to work at his or her regular employment because of accident, illness or pregnancy
- of benefits specified period of time in which benefits will be paid
Down
- Protection Life Insurance policy designed specifically to repay mortgage debt in the event of the death of the borrower
- security provides retirement income and disability benefits
- ______line coverage insurance policy designed to pay off a borrower’s debt if the borrower dies
- Death and Dismemberment Life Insurance policy which pays out only if the policyholder is killed/injured in a specific type of accident
- period of time for which individuals wait before they can begin collecting benefits
- insurance policy protects against the loss of life for a specified period of time and only pays benefits if an individual dies during the period in which the policy is covered
- life Insurance adjustable-benefit life insurance which allows policyholders to change the amount of insurance as their needs for insurance changes
14 Clues: security provides retirement income and disability benefits • of benefits specified period of time in which benefits will be paid • period of time for which individuals wait before they can begin collecting benefits • ______line coverage insurance policy designed to pay off a borrower’s debt if the borrower dies • ...
Insurance Terms 2025-07-11
Across
- set amount of cost sharing
- periodic amount paid to private insurance company, Medicare etc for insurance coverage
- way of caring for terminally ill
- written order from PCP for insured to see specialist or get certain medical services
- Care non emergency unforeseen medical illness/injury/condition that requiring immediate medical care
- treatment to clean blood when kidneys cannot
- Federal health insurance program for people over 65 years old, 24+ months SSD, and/or certain medical conditions.
Down
- percentage insurance pays for cost sharing
- supplement medical only insurance to Original Medicare
- list of prescription drugs
- Help federal program to pay for low income individuals Part D costs
- out of pocket the most an enrollee would pay in one year for covered services
- Amount paid by insurance before insurance pays
- joint federal and state program to help with medical costs of low income individuals
- Permanent kidney failure requiring dialysis or transplant
15 Clues: set amount of cost sharing • list of prescription drugs • way of caring for terminally ill • percentage insurance pays for cost sharing • treatment to clean blood when kidneys cannot • Amount paid by insurance before insurance pays • supplement medical only insurance to Original Medicare • Permanent kidney failure requiring dialysis or transplant • ...
Insurance for Business 2021-04-05
Across
- anything which increases the likelihood of loss through some peril
- when a business cannot prevent or transfer a certain type of risk and retains or assumes the financial consequences of a loss
- provides financial protection for a vehicles and drivers; includes bodily injury
- financial protection which continues to pay a portion of a worker’s pay when he or she has sustained a work-related injury and can no longer work; includes workers’ compensation and Social Security
- insurance package which combines coverage for may risks; similar to a homeowner’s policy for a business
- amount or type of protection provided by an insurance policy for the business a policy covers
- probability, amount or type of possible loss incurred and covered by an insurer
- while leading the organization
- transfer of risk to another individual or entity, typically an insurance company
- refusal to engage in a particularly hazardous activity
Down
- protects leadership of a business from claims filed against them for actions
- protects against damages for which the insured may be held legally responsible; includes fidelity bonds, performance bonds and credit insurance
- wide variety of insurance coverage which can reduce, mitigate or compensate for exposure to risk for the business or its employees
- program in which funds paid by employers are accumulated and used as the payment for workers during periods of unemployment beyond the workers’ control
- Risk risk in which there is only a chance of loss and no chance of gain
- loss of health insurance due solely to being temporarily unemployed
- covers loss of or damage to buildings, equipment, machinery, merchandise, furniture and fixtures; includes replacement cost coverage, automatic increase protection and business interruption insurance
- property damage liability, collision and comprehensive
- anything which may cause possible loss
- risk which carries a chance of either loss or gain
- failure to take ordinary or reasonable care to prevent accidents from happening
- process by which you consider all possible risks and determine which are the most significant for a particular business
- insurance coverage for special aspects only associated with particular business types; examples include web insurance and malpractice insurance
- form of protection which eases the financial burden people may experience as a result of illness or injury; includes group health insurance, COBRA Consolidated Omnibus Budget Reconciliation Act; allows individuals to keep a former employer’s group coverage for a set period of time and protects against
- steps taken to prevent a risk from occurring
25 Clues: while leading the organization • anything which may cause possible loss • steps taken to prevent a risk from occurring • risk which carries a chance of either loss or gain • property damage liability, collision and comprehensive • refusal to engage in a particularly hazardous activity • anything which increases the likelihood of loss through some peril • ...
Billing Crossword Game June 2024 2024-06-20
Across
- Patients sign this so we are HIPAA-compliant
- This service is not billed to insurance and costs $20
- Patients with this insurance will owe $64 for follow-up chiropractic visits when meeting their deductible
- The person you send Records Requests and general billing questions to
- A type of insurance we cannot accept new patients for, even if they wish to pay out of pocket
- A common lab we bill to insurance
- Patients pay upfront for this lab and later receive reimbursement if their insurance covers the expense
- Patients sign this if they see one of our naturopaths
Down
- Patients sign this so that we can treat them
- Some Patients' insurance requires this is met before coverage kicks in
- What we send to insurance companies to request coverage for visits
- What we bill to insurance instead of massage
- Patients sign this so that we can bill their insurance
- This doctor sees pediatrics in Lake Oswego only
14 Clues: A common lab we bill to insurance • Patients sign this so that we can treat them • Patients sign this so we are HIPAA-compliant • What we bill to insurance instead of massage • This doctor sees pediatrics in Lake Oswego only • This service is not billed to insurance and costs $20 • Patients sign this if they see one of our naturopaths • ...
First Four Key Stages in Revenue Cycle Management 2024-09-09
Across
- This form records details about the provider, patient, and insurance, capturing diagnosis and treatment descriptions, codes, modifiers, quantities, and costs during the encounter stage.
- A document signed by the patient that gives permission for their health information to be shared with other entities, often used for billing or legal purposes.
- In Revenue Cycle Management (RCM), this stage involves recording the conversation between the patient and provider, filling out a superbill, and designing a treatment plan based on the patient’s health condition.
- This RCM stage, which involves booking and confirming the patient's visit with the healthcare provider, cannot be outsourced to third-party vendors because it requires direct interaction with the patient.
- A legal document in which one party promises to pay a specific amount of money to another party under agreed-upon terms.
- Form filled by the patient and collected during patient registration that includes demographic details and medical history for the healthcare provider's records.
- A DRIVER'S LICENSE or _______ collected during patient registration and used to confirm identity and address, often issued by the government.
- This RCM stage involves collecting and recording the patient’s demographic and insurance information before services are provided. It cannot be outsourced because it demands accurate, real-time data entry and direct communication with the patient.
- A system used to determine the order in which multiple insurance policies will pay out claims, ensuring that benefits are properly coordinated.
- A notice given to Medicare patients to inform them that a service may not be covered, and they may be responsible for payment.
- During the encounter stage, the entire _________ between the patient and healthcare provider can be recorded using these technologies, including digital recorders, speech recognition software, or direct input into EHR systems.
Down
- A document in which a patient acknowledges that they understand a particular service may not be covered by insurance and agrees not to hold the provider or insurance responsible for the costs.
- A unique number assigned to a patient's account used to track billing and medical records within a healthcare system.
- Unique number assigned to your insurance policy, used for identifying coverage. Issued by the insurance company at the time of policy issuance.
- An ID collected during patient registration and an alternative to a driver's license for verifying identity, often used for international travel.
- This RCM stage ensures that the patient's insurance coverage is verified before services are provided. It cannot be outsourced to external agencies as it requires real-time validation and direct communication with the patient or insurance company.
- When scheduling an appointment, the receptionist asks for the patient's name, date of birth, gender, address, contact information, insurance details, Social Security Number, and preferred language. What type of information is being collected?
- Unique identifier for a health insurance plan that covers a group, often provided by an employer or organization. Issued by the insurance company at enrollment.
- A document signed by the patient, authorizing the healthcare provider to receive payments directly from the insurance company for the services provided.
- This RCM stage records the patient's visit with their healthcare provider. It can't be outsourced because it requires secure handling of sensitive information, and patients prefer services from their chosen provider, not from an unselected third party.
- True or False: Another term for Policy ID Number, commonly known as Member ID Number or Subscriber ID Number.
- This card, collected during patient registration, contains the patient’s policy number and details of the insurance company such as name, address, phone number, website, and fax number.
22 Clues: True or False: Another term for Policy ID Number, commonly known as Member ID Number or Subscriber ID Number. • A unique number assigned to a patient's account used to track billing and medical records within a healthcare system. • A legal document in which one party promises to pay a specific amount of money to another party under agreed-upon terms. • ...
Sagicor Live 2025-07-07
Across
- A unique identity that present a product, service or company
- One of our values
- Follow my instructions during an evacuation
- A request for payment for a loss
- The protection provided by an insurance company
- Usually paid monthly or quarterly to maintain coverage
- The Head Office in Barbados
- Using mathematical and statistical techniques to assess risk
- The theme of this year's annual awards
- The compensation provided by the insurance policy
Down
- One of our sales agencies
- One focus of our corporate responsibility
- Wise
- This type of insurance covers damage to your home
- We are focused on improving the lives here
- A type of retirement plan that provides a steady income stream to individuals after retirement
- A contract between you and the insurance company
- Insurance that helps with medical emergencies
18 Clues: Wise • One of our values • One of our sales agencies • The Head Office in Barbados • A request for payment for a loss • The theme of this year's annual awards • One focus of our corporate responsibility • We are focused on improving the lives here • Follow my instructions during an evacuation • Insurance that helps with medical emergencies • ...
Insurance/Vital Signs Review 2021-11-29
Across
- low heart rate
- difficulty breathing
- pulse measured by listening
- largest amount that member can pay in year before insurance pays 100%
- low blood pressure
- temperature over 100.4
- amount member has to pay in a year before insurance will partially pay for health expenses
- proof that medication is necessary before coverage of insurance
- reading of BP where heart relaxed
- amount that member pays for healthcare service
- reading of BP where heart contracting
Down
- high heart rate
- measurement of breathing or heart beats within a minute
- high blood pressure
- amount paid monthly for insurance coverage
- no fever
- blue color due to low oxygen levels
- not medically necessary
- absence of breathing
- sounds used to measure blood pressure
20 Clues: no fever • low heart rate • high heart rate • low blood pressure • high blood pressure • difficulty breathing • absence of breathing • temperature over 100.4 • not medically necessary • pulse measured by listening • reading of BP where heart relaxed • blue color due to low oxygen levels • sounds used to measure blood pressure • reading of BP where heart contracting • ...
Who To Contact At PBSSM For... 2021-06-03
Across
- disability paperwork 1st
- uniforms
- Burlington, Gloucester, Camden County outgoing referrals
- hospital consult and op reports 2nd
- Botox coverage if primary is unavailable
- Botox primarily
- Dr. Shah surgical scheduling
- send MVA insurance verification actions to
- Monmouth, Ocean, Middlesex County outgoing referrals
- office visit insurance verification for major med
- HR related concerns
- disability paperwork 2nd
Down
- Tricore - clocking in/out issues
- non-surgical billing questions
- Mercer and Hunterdon County outgoing referrals
- in house DME billing questions
- MVA questions 2nd
- health insurance diagnostic imaging
- send patient billing complaints to
- MVA questions 1st
- surgical insurance verification for major med
- Mazlin medication refills and general questions
- MVA diagnostic precerts and MVA Balar injection precerts
- hospital consult and op reports 1st
- patients contact for DME fitting questions
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 1st • disability paperwork 2nd • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • health insurance diagnostic imaging • hospital consult and op reports 2nd • ...
Who To Contact For... 2021-06-03
Across
- HR related concerns
- send patient billing complaints to
- Dr. Shah surgical scheduling
- Monmouth, Ocean, Middlesex County outgoing referrals
- in house DME billing questions
- health insurance diagnostic imaging
- surgical insurance verification for major med
- Botox primarily
- Botox coverage if primary is unavailable
- MVA questions 1st
- send MVA insurance verification actions to
Down
- uniforms
- patients contact for DME fitting questions
- hospital consult and op reports 1st
- office visit insurance verification for major med
- MVA questions 2nd
- non-surgical billing questions
- Burlington, Gloucester, Camden County outgoing referrals
- disability paperwork 2nd
- hospital consult and op reports 2nd
- disability paperwork 1st
- Mercer and Hunterdon County outgoing referrals
- Tricore - clocking in/out issues
- Mazlin medication refills and general questions
- MVA diagnostic precerts and MVA Balar injection precerts
25 Clues: uniforms • Botox primarily • MVA questions 2nd • MVA questions 1st • HR related concerns • disability paperwork 2nd • disability paperwork 1st • Dr. Shah surgical scheduling • non-surgical billing questions • in house DME billing questions • Tricore - clocking in/out issues • send patient billing complaints to • hospital consult and op reports 1st • hospital consult and op reports 2nd • ...
CRMC Patient Access Week 2023 2023-03-30
Across
- Obtaining demographics
- Patient privacy act
- Department for pregnant women
- Insurance for elders and disabled
- Observed for less than 48 hrs
- Basic patient info
- Person who is the holder of insurance policy
Down
- Eligibility system
- Critical injury
- Emergency
- Helps cover medical bills
- Company name
- Brings patients to the hospital
- Xray & Ultrasound
- Workstation on wheels
- AZ Medicaid agency
- Questionnaire to determine primary payer before Medicare
- Signed every visit
- EHR
- Cost share due at time of service
20 Clues: EHR • Emergency • Company name • Critical injury • Xray & Ultrasound • Eligibility system • AZ Medicaid agency • Basic patient info • Signed every visit • Patient privacy act • Workstation on wheels • Obtaining demographics • Helps cover medical bills • Department for pregnant women • Observed for less than 48 hrs • Brings patients to the hospital • Insurance for elders and disabled • ...
Insurance Crossword 2024-05-23
Across
- both parties included benefit
- money paid before insurance
- protects purchaser
- policy part that gets interst
- amount you pay to have insurance
- out-of-control coverage
- flat fee per visit
- protect against home damages
- car repair coverage
- amount paid per month
Down
- is insured for the entire life
- medical expense coverage
- RCV
- savings account
- protection
- period of time coverage
- covers medical prescription cost
- health maintenance organization
- preferred provider organization
- taking a chance at losing something
20 Clues: RCV • protection • savings account • protects purchaser • flat fee per visit • car repair coverage • amount paid per month • period of time coverage • out-of-control coverage • medical expense coverage • money paid before insurance • protect against home damages • both parties included benefit • policy part that gets interst • is insured for the entire life • health maintenance organization • ...
Insurance types 2022-06-27
Across
- Liability (Dram), coverage for bodily injury or property damage caused by an intoxicated person who was served liquor by the business owner.
- Liability/Errors & Omissions, Coverage for professional services in the event of an error (does something wrong) or omission (does not do something they're supposed to) that leads to financial loss (as opposed to bodily injury or property damage)
- Liability, protects businesses from Internet-based risks and risks relating to information technology infrastructure, information privacy, information governance liability, etc. Keywords: Malware, Data Breaches, Cyber Security, Operational Risk, Service Risk, Cyber Attacks
- Risk, Specialty type of Property Insurance that protects a person's or organization's insurable interest in materials, fixtures and/or equipment awaiting installation during the construction or renovation of a building or structure, should those items sustain physical loss or damage from a covered loss.
- Auto, Covers the cost of an auto accident if the business owner or an employee is at fault.
- Marine, Specialty type of Property Insurance that protects moveable equipment away from the business owner's premises.
- Insurance, Coverage for a flying vehicle Business Owners Policy, Combination of General Liability and Property
- Liability, Umbrella insurance refers to liability insurance that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.
- Covers the business owner's building and contents in case of a covered loss such as water/fire damage or theft.
- provides coverage against all risks of physical loss or damage to freight during the shipment from any external cause during shipping.
- Insurance, Coverage for a boat
- Risk, Lessor's Risk Only (LRO) Insurance, also known as the Landlord's Insurance, is a specific type of property and liability coverage designed for building owners.
- Insurance, livestock owned by the business.
Down
- Personal Property, Business Personal Property covers everything inside of a building. If you were to open the door and shake everything out, everything that came out would be covered under Business Personal Property.
- Interruption Insurance, replaces income lost in the event that business is halted for some reason, such as a fire or a natural disaster.
- pays to repair or replace a vehicle you don't own if it is damaged by a collision, fire, theft, explosion, or vandalism while you are towing or hauling.
- Insurance, protects a property owner against damage caused by fires, severe storms, hail/sleet, or other natural events (hazards).
- Liability / Unladen Liability, provides coverage for truck drivers when they are operating their trucks in a non-trucking capacity BOB Tail- covers your return trip after delivering the freight trailer to its destination. Without the trailer attached,
- Liability, Protects the business owner from any claims for bodily injury property damage and personal/advertising injuries. Also covers products and completed operations (means that the work done is still covered even after the job has been completed).
- Practices Liability, often referred to as EPLI or EPL, covers businesses against claims by workers that their legal rights as employees of the company have been violated (i.e. Claims of Sexual harassment, Discrimination, Wrongful termination.)
- Liability, manufactures/sells/relabels a product that has a defect and that defect causes injury or property damage, your business could be held liable. This insurance type covers the risk of defects, in case your product is faulty.
- Insurance, Insurance for crops grown by an agricultural business. If the customer is looking for coverage while the crops are being transported, please use Commercial Auto (Cargo) and use the correct trucking category.
- Liability, Media liability is a type of Professional Liability. It covers the Personal/Advertising injuries (e.g. libel, slander, and copyright infringement) just like a normal Commercial General Liability policy would except typically the General Liability's policy coverage for Personal/Advertising injuries would exclude these types of injuries for businesses primarily engaged in advertising, publishing, broadcasting, or similar activities. Media liability exists to fill in those gaps. It's extra coverage for these types of businesses.
- , type of professional liability insurance intended to cover medical practitioners, lawyers, or public officials.
- Keepers Liability, auto dealers/repair shops. This will cover vehicles (not belonging to the business owner) in case of damage from unforeseen circumstances (like a natural disaster).
- and Officers Liability, protects the personal assets of company directors and officers in the event they were sued while acting in their capacity as a director or officer. Most commonly requested by non-profit companies.
26 Clues: Insurance, Coverage for a boat • Insurance, livestock owned by the business. • Auto, Covers the cost of an auto accident if the business owner or an employee is at fault. • Insurance, Coverage for a flying vehicle Business Owners Policy, Combination of General Liability and Property • ...
Insurance Terms 2022-09-13
Across
- ___________ amount. The difference between the billed amount and the discounted amount for network providers
- % member pays after deductible
- - a specific number of visits or dollar amount the plan will pay for (either per year or sometimes lifetime)
- - The constitution of the plan
- ___________ billed. Amt non-network prov can charge member above their coinsurance.
- fixed amount member pays (usually deductible waived
- - Required by the plan in advance to determine if a procedure will be covered
- The Federal Governing Body that sets standards for Self-Funded insurance plans
- - a critical piece of information that tells us who is covered, under which plan, during what time fame
- - Inpatient ____________ that informs QH of someone admitting into a hospital or other overnight facility
Down
- ____________ necessity - typically the determining factor in deciding if a procedure is covered
- a group of providers not in contract with insurance
- the maximum amount the member will pay in a plan year for covered expenses
- a group of providers in contract with insurance
- - recommended by the plan (required by QH) to see if a person can / should have a procedure
- Amount the member pays before benefits kick in
- ________ and Customary - The reimbursement rate that quantum will agree to pay for non-network providers
- - services usually covered 100% by most plans (wellness exams, colonoscopy screenings, screening mammograms, etc)
- A fixed amount a member pays to have access to insurance
- not covered by the plan
20 Clues: not covered by the plan • % member pays after deductible • - The constitution of the plan • Amount the member pays before benefits kick in • a group of providers in contract with insurance • a group of providers not in contract with insurance • fixed amount member pays (usually deductible waived • A fixed amount a member pays to have access to insurance • ...
Liability Insurance 2019-02-10
Across
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- A legal wrong arising from a duty fixed by law.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- A law set down in a government act and passed by legislation
- It's subject of liability insurance
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- Quebec system of civil law.
- Failure to use the degree of care expected from a reasonable or prudent person
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
Down
- Responsible for Police, fire, water.
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- A person who enters onto premises under a contract with the occupier.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- The act of holding possession of a property or premises.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
- A person who has permission to enter premises for his or her own purposes.
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
Liability Insurance 2019-02-10
Across
- This policy is primarily intended to protect the insured from legal liability for unintentionally caused bodily injury or property damage to the other people
- Quebec system of civil law.
- Responsible for Police, fire, water.
- An action or a thing that interferes with the general public as a class, not merely with one person or a group of citizens.
- A person who is expressly or impliedly invited onto the premises for some purpose involving economic of potential economic benefit to the occupier of the premises.
- Responsible for Military affairs, foreign relations, the national currency, the postal service, financial relations of banks and insurance companies.
- A person who enters onto premises under a contract with the occupier.
- A person who wrongfully enters onto someone else's land with neither the right nor permission to be there.
- a class of wrong that arises out of persons own improper or unlawful personal conduct and producing an annoyance or inconvenience to others or to their property that the law would presume consequential damage.
Down
- A special form of liability policy designed to protect the insured for certain unknown contingencies over and above coverage and to provide excess insurance.
- Failure to use the degree of care expected from a reasonable or prudent person
- Responsible for Property rights, education, health care and the regulation of the insurance industry
- The act of holding possession of a property or premises.
- Insurance that agrees to indemnify the insured from sums she may be required by law to pay the third parties as damages for bodily injury or damage to property
- A person who has permission to enter premises for his or her own purposes.
- Nuisance, An unlawful interference of a person's enjoyment and use of his or her land
- It's subject of liability insurance
- The obligation that a person has to exercise reasonable care with respect to the interest of others including protecting them from harm.
- A legal wrong arising from a duty fixed by law.
- Liability Insurance is purchased by the insured from an insurer to compensate or indemnify another for damage or loss for which the insured is lawfully liable
- an agreement that allows one party to protect another party against any future losses or claims that may result from a particular activity.
- A law set down in a government act and passed by legislation
22 Clues: Quebec system of civil law. • It's subject of liability insurance • Responsible for Police, fire, water. • A legal wrong arising from a duty fixed by law. • The act of holding possession of a property or premises. • A law set down in a government act and passed by legislation • A person who enters onto premises under a contract with the occupier. • ...
New Insurance 2020-03-27
Across
- _______is a Cost Sharing plan with PHCS or Multiplan on the card.
- What does HPE stand for? (Hospital _______ Eligibility)
- _________ characters are not allowed when entering claims information into Epic.
- What plan do we set up for the group number 3052? HP ______
- To have _______for Life a patient must have Medicare Part A and Part B.
- What plan am I if my group number is one of the following: SICYMT, SICYNO, SICYSO? (UCARE _______PLUS MEDICARE)
- Use Alt Sub ______ when an insurance company has a different name listed on a card.
- When determining an insurance plan from the payer matrix, you should always review the corresponding _________ bookmark for additional details that may not be listed on the matrix.
- The person who owns the insurance.
- When the patient is not the subscriber 4 fields need to be completed. Subscriber ID, DOB, Name, and _______.
Down
- Plan that supports a Medicare plan.
- Medica IFB plan with a care type of Harmony. Medica IFB ________ Network.
- The person who is responsible for the bill.
- Member ________ to subscriber “patient’s relationship to the subscriber”.
- MEDICA ADV SOLUTION EDGE is a Medicare _________.
- Family _______ must be included as part of the member and subscriber ID number.
- When the former employee has the opportunity to receive insurance coverage through an old employer.
- When a patient has multiple insurance plans, ________ order is the order in which the insurance company is billed.
- Hennepin County ______ Access, is a discount program not a medical insurance.
- The ______ rule is used to determine filing order for a child with two coverages when parents are married to each other or living together.
20 Clues: The person who owns the insurance. • Plan that supports a Medicare plan. • The person who is responsible for the bill. • MEDICA ADV SOLUTION EDGE is a Medicare _________. • What does HPE stand for? (Hospital _______ Eligibility) • What plan do we set up for the group number 3052? HP ______ • _______is a Cost Sharing plan with PHCS or Multiplan on the card. • ...
Marine Insurance 2013-07-28
Across
- charter party is used in a _________ service.
- fit and suitably manned and equipped to encounter the perils of the sea
- duty of both parties in the insurance contract to disclose all material facts about the risk proposed whether requested or not
- marine insurance is a contract of ______________
- international trade terms
- similar to CIF except marine insurance on goods shipped are arranged by the buyer
- issued when goods are actually loaded on board the vessel
- issued by carrier covering a carriage involving the participation of succession of carriage
Down
- bill of lading is used in a _________ service.
- an insurance contract whereby an insurer is undertakes to indemnify an insured, in the manner and to the extent agreed against marine loss
- earning of ship-owners for the carriage of goods
- no superimposed clause or notation which expressly declare a defective condition or the goods and/or packaging that are loaded on board the vessel
- warranty appeared in the policy
- without it, insured will claim from the negligent third party as well as the insurer and stands to make a profit
- warranty do not appeared in policy but incorporated into the policy under marine law
- an undertaking of the insured that some particular thing shall be done or shall not be done or that some condition shall be fulfilled
- fact which would influence the judgement of a prudent insurer in fixing the premium or determining whether he will accept the risk or not.
- insured is only entitled to claim under the insurance if he has insurable interest on the cargo at the time of _______.
- bl stating the goods or packaging have been loaded on board the ship in a damage or defective condition
- insurance cover goods in transit which involved in international trade
20 Clues: international trade terms • warranty appeared in the policy • charter party is used in a _________ service. • bill of lading is used in a _________ service. • earning of ship-owners for the carriage of goods • marine insurance is a contract of ______________ • issued when goods are actually loaded on board the vessel • ...
INSURANCE 101 2016-02-16
23 Clues: DP3 • HO4 • HO6 • HO3 • THEFT • CONDO • SHAKE • IMPACT • VEHICLE • CONTACT • EVERYONE • COMPREHENSIVE • NEED TO BE ON • PERIL COVERAGE • INJURY SLANDER • EXP LOSS OF USE • ACTUAL CASH VALUE • PERSONAL LIABILITY • PAYMENTS TO OTHERS • HEADLIGHTS NEED TO BE ON • NOT ALLOWED WHILE DRIVING • ALARMS DETECTOR OF SMOKE • DATES START AND END OF COVERAGE
INSURANCE ESSENTIALS 2016-05-17
Across
- a condition within an exposure that may lead to an incident
- a cause of loss
- an incorporated insurance company owned by its policyholders
- a technique of transferring the risk of an individual or organization to another by means of a contract
- a form of reinsurance using offer and acceptance of individual risks
- / a statement that promises or guarantees that something is absolutely true or will be true in the future
- a failure to exercise care an ordinarily prudent person would use to protect others from unreasonable risk of injury
- a type of negligence when a person adds in any way to his/her own injury and is barred from recovery
- an underwriting concept to encourage an insured to purchase insurance equal to the full value of the property
- an insurance company that is authorized and licensed to do business in a state
- an accident, including continuous or repeated exposure to substantially the same conditions
- a London association of private underwriters, each of whom underwrites insurance contracts on a basis of personal liability
Down
- a rating that considers the individual loss experience of a particular insured
- money for damages in excess of the amount required to compensate for loss, imposed to punish and deter conduct
- the amount of loss which an insured must pay before the insurance company will pay its portion of the loss
- the process of selecting a risk and assigning a proper rating classification to calculate the correct premium
- the intentional deceit of a person by failing to disclose complete and correct information
- right of an insurance company to recover money paid to an insured for a loss when the loss is someone else’s fault
- an insurance company formed and domiciled in a country outside the united states
- any act of stealing
- the removal of a right by acting in a manner that is inconsistent with that right
- an individual who aids in placing risks as the agent of the buyer
- someone who has rightful possession of the property of another
- not enough business personal property to conduct normal operations, in a broad sense, it means no contents
- the chance of loss; the uncertainty of loss
25 Clues: a cause of loss • any act of stealing • the chance of loss; the uncertainty of loss • a condition within an exposure that may lead to an incident • an incorporated insurance company owned by its policyholders • someone who has rightful possession of the property of another • an individual who aids in placing risks as the agent of the buyer • ...
Insurance Vocab 2016-05-04
Across
- Someone who relies on someone else for income and care
- The money paid to an insurance company to purchase a policy
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- When the act of insuring an event increases the likelihood that the event will happen
- The risks covered and amount of money paid for losses under an insurance policy
- Provides payment for extended nursing care due to accidents, illness, or old age
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- Cash set aside that can be used to cover the costs of unexpected expenses
Down
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- Provides payments for both liability and property insurance on a vehicle
- A person who owns the insurance policy
- Provides money to pay for health care for illness, injury, or, in some cases, preventive care
- Provides payment to beneficiaries who were named by the insured person
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- Doing something in the home without pay that takes raw materials along with a family member's skill, experience, knowledge, and household equipment, to produce a useful product or service
- The chance of loss from an event that cannot be entirely controlled
- A financial product purchased by many people facing a similar risk to protect against the risk of larger losses.
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- Provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- The donation of a product or service in place of cash
- Someone who receives money if the insured person dies
25 Clues: A person who owns the insurance policy • The donation of a product or service in place of cash • Someone who receives money if the insured person dies • Someone who relies on someone else for income and care • The money paid to an insurance company to purchase a policy • The chance of loss from an event that cannot be entirely controlled • ...
Insurance Vocab 2016-05-04
Across
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- When the act of insuring an event increases the likelihood that the event will happen
- A person who owns the insurance policy
- Cash set aside that can be used to cover the costs of unexpected expenses
- Someone who relies on someone else for income and care
- A financial product purchased by many people facing a similar risk to protect against the risk of larger losses.
- The money paid to an insurance company to purchase a policy
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
Down
- Provides money to pay for health care for illness, injury, or, in some cases, preventive care
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- The donation of a product or service in place of cash
- Provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy.
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- The out‐of‐pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- Provides payment to beneficiaries who were named by the insured person
- The chance of loss from an event that cannot be entirely controlled
- Someone who receives money if the insured person dies
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
- The risks covered and amount of money paid for losses under an insurance policy
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
21 Clues: A person who owns the insurance policy • The donation of a product or service in place of cash • Someone who receives money if the insured person dies • Someone who relies on someone else for income and care • The money paid to an insurance company to purchase a policy • The chance of loss from an event that cannot be entirely controlled • ...
Car insurance 2025-06-03
Across
- Couverture
- Bonus-malus
- Pare-brise
- Police d’assurance
- Renouvellement
- Assurance tous risques
- Assureur
- Assurance auto
- Souscription
- Titulaire de la police
- Incendie
- Indemnisation / Paiement
- Courtier
- Responsabilité
- Plaque d’immatriculation
Down
- Assistance routière
- Vol
- Collision
- Vandalisme
- Dommages
- Réclamation / Sinistre
- Franchise
- Assurance au tiers
- Constat d’accident
- Historique de conduite
- Prime d’assurance
- Résiliation
- Permis de conduire
28 Clues: Vol • Dommages • Assureur • Incendie • Courtier • Collision • Franchise • Couverture • Pare-brise • Vandalisme • Bonus-malus • Résiliation • Souscription • Renouvellement • Assurance auto • Responsabilité • Prime d’assurance • Police d’assurance • Assurance au tiers • Constat d’accident • Permis de conduire • Assistance routière • Réclamation / Sinistre • Historique de conduite • Assurance tous risques • ...
Health Insurance 2025-10-22
Across
- period from date of employment to date insurance is in force
- a government health insurance premium for individuals 65 and older
- period , a specific period after a premium payment is due in which consumer may make payment
- a demand for payment of benefits
- termination of the policy because consumer has failed to pay premium within the time required
- an insurance company representative, licensed by the state
- physical or mental disability resulting from injury or illness
- a policy is renewable each
- benefits which include hospital, surgical, and doctor's visits
- comprehensive health care group (abbr.)
Down
- any chance of loss
- benefits paid in a predetermined amount in the event of a covered loss
- agreement attached to policy which exempts coverage for certain conditions normally covered
- amount payable by insurance company for coverage
- medical, health insurance to finance the cost of major illness and injury
- term disability- offered for prolonged illness
- renewable contract- one which the insured has the right to continue
- period, time between the period of disability and the beginning of disability income insurance benefits
- specific conditions for which policy will not pay
- the amount of charges that must be absorbed by the protected person before benefits are paid by the company
- non payment of premium
- benefits paid if someone dies
22 Clues: any chance of loss • non payment of premium • a policy is renewable each • benefits paid if someone dies • a demand for payment of benefits • comprehensive health care group (abbr.) • term disability- offered for prolonged illness • amount payable by insurance company for coverage • specific conditions for which policy will not pay • ...
