insurance Crossword Puzzles

183-3 2024-09-16

183-3 crossword puzzle
Across
  1. A Managed Care Organization that oversees health services to ensure quality and cost control MCO
  2. This type of hospital insurance pays a fixed amount per day during a hospital stay Indemnity
  3. Insurance designed specifically to cover costs associated with surgeries and anesthesia Surgical
  4. Insurance that covers doctor visits diagnostic services and minor procedures without hospital admission Outpatient
  5. This is a type of managed care organization known as a Health Maintenance Organization HMO
  6. A type of insurance like Medigap that helps cover out-of-pocket expenses not included in primary health plans Supplemental
  7. A major medical plan that offers extensive coverage including surgeries hospital stays and prescription drugs Comprehensive
  8. This type of insurance is provided by employers and offers coverage for employees and dependents Group
  9. Another term for a Fee-for-Service plan that provides freedom to choose any healthcare provider Indemnity
  10. A program that allows employees to keep their group health coverage after leaving a job but at a higher cost COBRA
Down
  1. This type of risk insurance is for those in high-risk situations like athletes travelers or individuals with certain occupational hazards Special
  2. A budget-friendly insurance plan for healthy individuals that covers worst-case scenarios but has high deductibles Catastrophic
  3. The amount that must be paid by the insured before their insurance kicks in Deductible
  4. The Point of Service plan is a mix of HMO and PPO features POS
  5. A plan that covers doctor visits hospital care and some surgical services but is more limited than comprehensive plans Basic
  6. Insurance tailored for a single person usually with higher premiums and more flexible coverage Individual
  7. Temporary insurance policies that provide coverage for limited periods often used between jobs or for specific needs Short
  8. This type of plan allows you to visit any health care provider and is called a Preferred Provider Organization PPO
  9. Insurance that covers medical and custodial care including in-home care and nursing homes for extended periods LongTerm
  10. In an indemnity plan reimbursements are based on this "usual and customary" fee for the area Usual

20 Clues: The Point of Service plan is a mix of HMO and PPO features POS • The amount that must be paid by the insured before their insurance kicks in Deductible • This is a type of managed care organization known as a Health Maintenance Organization HMO • This type of hospital insurance pays a fixed amount per day during a hospital stay Indemnity • ...

Medical Insurance 2025-03-03

Medical Insurance crossword puzzle
Across
  1. Approval from an insurance company before receiving certain treatments
  2. A federal health program for people 65+ and certain disabled individuals
  3. Verification that a medical service is necessary before treatment
  4. A state and federal program for low-income individuals
  5. A type of insurance plan that allows more provider flexibility than an HMO
  6. A tax-advantaged account for medical expenses tied to high-deductible plans
  7. The percentage of costs a patient must pay after the deductible
  8. A primary care provider who manages patient care and referrals
Down
  1. A fixed amount a patient pays for a healthcare service
  2. of benefits Process that prevents duplicate payments when a patient has multiple insurances
  3. A review of how much an insurance company will cover for a procedure
  4. Healthcare program for U.S. military service members, retirees, and families
  5. Private insurance that covers costs not paid by Medicare
  6. rule Determines primary insurance for a child when both parents have coverage
  7. A type of health insurance plan that requires referrals and in-network care
  8. The amount a patient must pay before insurance starts covering costs
  9. A notice given to Medicare patients when a service may not be covered
  10. U.S. healthcare reform law aimed at increasing insurance access

18 Clues: A fixed amount a patient pays for a healthcare service • A state and federal program for low-income individuals • Private insurance that covers costs not paid by Medicare • A primary care provider who manages patient care and referrals • The percentage of costs a patient must pay after the deductible • ...

Unit Four Glossary 2022-11-14

Unit Four Glossary crossword puzzle
Across
  1. a specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss
  2. covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle
  3. covers liabilities loss as damage and loss of the home
  4. Distribution the sharing of risk by an insurer among its insured
  5. between risk and premiums A risk premiums is the investment return an asset is expected to yield in excess of the risk-free rate of return
  6. Health Care the employee contribution for. individual coverage was no more than 9.5% of household income.
  7. Describes the type of coverage in an insurance agreement
  8. a thing for which someone is responsible, especially a debt or financial obligation
  9. Worth the value of all the non-financial and financial assets owned by an individual or institution minus the value of all its outstanding liabilities
  10. property owed by a person or company, regarded as having value and available to meet debts, commitments or legacies
  11. a prepaid health insurance plan in which providers agree to deliver service for discount fee
  12. Insurance insurance that pays out a sum of money either on the death of the insured person or after a set period.
  13. a legal process to get out of debt when you can no longer make all your required payments
  14. Period the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
Down
  1. Insurance provides protection against claims resulting from injuries and damage to people/property
  2. applies to the amount of protection you have through on insurance company in the event of a loss
  3. protection against damages to your car from causes other than collision or rolling over
  4. a prepaid health insurance plan in which patients receive health car from designated providers
  5. a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
  6. Payment Insurance cover injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
  7. between premiums and deductibles the higher a plan's deductible, the lower the premium
  8. A formal request by a policyholder to an insurance company for coverage or compesation for covered loss or policy event
  9. a practice or arrangenment by which a company or government agency provides a guarantee of compensation for specified loss, damage ,illness, or death in return for payment
  10. The sharing of expenses by the policyholder and the insurance company
  11. amount you must pay before you begin receiving any benefits from your insurance company

25 Clues: covers liabilities loss as damage and loss of the home • Describes the type of coverage in an insurance agreement • Distribution the sharing of risk by an insurer among its insured • The sharing of expenses by the policyholder and the insurance company • a thing for which someone is responsible, especially a debt or financial obligation • ...

Unit Four Glossary 2022-11-14

Unit Four Glossary crossword puzzle
Across
  1. Describes the type of coverage in an insurance agreement
  2. Health Care the employee contribution for. individual coverage was no more than 9.5% of household income.
  3. a specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss
  4. Payment Insurance cover injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
  5. a prepaid health insurance plan in which patients receive health car from designated providers
  6. covers liabilities loss as damage and loss of the home
  7. property owed by a person or company, regarded as having value and available to meet debts, commitments or legacies
  8. Worth the value of all the non-financial and financial assets owned by an individual or institution minus the value of all its outstanding liabilities
  9. a practice or arrangenment by which a company or government agency provides a guarantee of compensation for specified loss, damage ,illness, or death in return for payment
  10. between premiums and deductibles the higher a plan's deductible, the lower the premium
  11. a legal process to get out of debt when you can no longer make all your required payments
  12. a thing for which someone is responsible, especially a debt or financial obligation
Down
  1. a prepaid health insurance plan in which providers agree to deliver service for discount fee
  2. a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
  3. covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle
  4. A formal request by a policyholder to an insurance company for coverage or compesation for covered loss or policy event
  5. between risk and premiums A risk premiums is the investment return an asset is expected to yield in excess of the risk-free rate of return
  6. protection against damages to your car from causes other than collision or rolling over
  7. The sharing of expenses by the policyholder and the insurance company
  8. amount you must pay before you begin receiving any benefits from your insurance company
  9. applies to the amount of protection you have through on insurance company in the event of a loss
  10. Period the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
  11. Insurance insurance that pays out a sum of money either on the death of the insured person or after a set period.
  12. Distribution the sharing of risk by an insurer among its insured
  13. Insurance provides protection against claims resulting from injuries and damage to people/property

25 Clues: covers liabilities loss as damage and loss of the home • Describes the type of coverage in an insurance agreement • Distribution the sharing of risk by an insurer among its insured • The sharing of expenses by the policyholder and the insurance company • a thing for which someone is responsible, especially a debt or financial obligation • ...

122 2013-02-17

122 crossword puzzle
Across
  1. common term for the written contract
  2. you can find the name, location and addresses of the insured and insurer in a policy
  3. licensed person who sells insurance to you
  4. contract that provides income for life or a specified period of time
  5. one who investigates and settles losses
  6. offering anything other than the insurance itself to an applicant as an inducement to buy or maintain insurance
  7. Termination of a policy by either the insurer or the insured during the policy period
Down
  1. risk management technique
  2. the provisions of an insurance policy
  3. corporations owned by their policy holders
  4. one who owns an insurance policy
  5. insurance company that accepts loss exposures from a primary insurer
  6. policyholder pays for insurance protection
  7. which insurance companies decide which potential customers to insure and what coverage to offer them
  8. person covered by an insurance Policy

15 Clues: risk management technique • one who owns an insurance policy • common term for the written contract • the provisions of an insurance policy • person covered by an insurance Policy • one who investigates and settles losses • corporations owned by their policy holders • policyholder pays for insurance protection • licensed person who sells insurance to you • ...

Insurance 101 2017-09-01

Insurance 101 crossword puzzle
Across
  1. a written contract ratifying the legality of an insurance agreement
  2. a bond or policy covering an employer's loss resulting from an employee's dishonest act
  3. Money charged for the insurance coverage reflecting expectation of loss
  4. a request made by the insured for insurer remittance of payment due to loss incurred
  5. a form of debt security whereby the debt holder has a creditor stake in the company
  6. a refund of part or all of a premium payment
  7. individual who may become eligible to receive payment due to insurance policy
  8. a person who investigates claims and recommends settlement options based on estimates of damage and insurance policies held
  9. Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
  10. period of time for which policy is in effect
  11. individual who sells, services, or negotiates insurance policies either on behalf of a company or independentl
Down
  1. a certain or probable future sacrifice of economic benefits arising from present obligations of a particular entity
  2. insurance term referring to retained earnings
  3. termination of a policy due to failure to pay the required renewal premium
  4. professional who analyzes probabilities of risk including calculation of premiums
  5. A person who has enrolled as a subscriber or an eligible dependent of a subscriber
  6. a percentage of premium paid to agents by insurance companies for the sale of policies
  7. circumstance which tends to increase the probability or severity of a loss
  8. a medium of exchange
  9. an unexpected event or circumstance without deliberate intent
  10. party(ies) covered by an insurance policy
  11. probable future economic benefits obtained or controlled by a particular entity

22 Clues: a medium of exchange • party(ies) covered by an insurance policy • a refund of part or all of a premium payment • period of time for which policy is in effect • insurance term referring to retained earnings • an unexpected event or circumstance without deliberate intent • a written contract ratifying the legality of an insurance agreement • ...

Insurance VOCAB 2025-03-03

Insurance VOCAB crossword puzzle
Across
  1. Costs The money you must pay yourself, not covered by insurance.
  2. The things your insurance will pay for.
  3. A request for money from your insurance after an accident or loss.
  4. A person who receives money from an insurance policy after someone’s death.
  5. Before fixing her roof, Jalyn got an estimate from her insurance company.
  6. A small fee you pay when you visit a doctor.
  7. Something that insurance does not cover.
Down
  1. The amount of money you must pay before insurance starts helping.
  2. A contract that explains what your insurance will and will not pay for.
  3. The amount of money you pay for insurance each month or year.
  4. Legal responsibility for damage or injury.
  5. An educated guess on how much a repair or service will cost.
  6. A group of doctors or hospitals that work with your insurance company.
  7. A person who helps sell and explain insurance policies.

14 Clues: The things your insurance will pay for. • Something that insurance does not cover. • Legal responsibility for damage or injury. • A small fee you pay when you visit a doctor. • A person who helps sell and explain insurance policies. • An educated guess on how much a repair or service will cost. • The amount of money you pay for insurance each month or year. • ...

Insurance_Intermediate 2025-10-01

Insurance_Intermediate crossword puzzle
Across
  1. The regular payment made to an insurance company for coverage.
  2. Coverage that protects against financial losses from damage to your property.
  3. individual or group who holds the insurance policy.
  4. The contract between an insurance company and the policyholder.
  5. The person who receives the death benefit from a life insurance policy.
  6. The maximum amount an insurance company will pay for a covered loss.
  7. The company that provides the insurance coverage.
  8. A type of insurance that provides coverage for a specific period of time.
Down
  1. An addition or change to an existing insurance policy.
  2. A request for payment from the insurer for a covered loss.
  3. An amount paid by the insured before the insurance company pays its share.
  4. A form of insurance that covers damage to a vehicle from incidents other than a collision.
  5. The cause of a potential loss, such as a fire or collision.
  6. A person who helps sell and service insurance policies.

14 Clues: The company that provides the insurance coverage. • individual or group who holds the insurance policy. • An addition or change to an existing insurance policy. • A person who helps sell and service insurance policies. • A request for payment from the insurer for a covered loss. • The cause of a potential loss, such as a fire or collision. • ...

Life Insurance Terminology 2024-04-05

Life Insurance Terminology crossword puzzle
Across
  1. The amount that will be paid in case of death or maturity of the policy
  2. It provides for continuation of the original insurance plan, but for a reduced amount, without further premiums.'
  3. Similar to Whole Life insurance with flexible premium payments
  4. A return of part of the premium on participating insurance to reflect the difference between the premium charged and the combination of actual mortality, expense and investment experience.
  5. The payment a policy owner agrees to pay for an insurance policy
  6. An endorsement to an insurance policy that modifies clauses and provisions of the policy, including or excluding coverage.
  7. provides life insurance for the insureds entire lifetime
  8. Restoring a lapsed policy to its original premium paying status once all conditions have been met
  9. A statement or proof of your health, finances or job, which helps the insurer decide if you are an acceptable risk for life insurance.
Down
  1. The amount of cash available upon voluntary termination of a policy
  2. One of the choices available if the policy owner discontinues premium payments on a policy with a cash value.
  3. the person who owns the policy.
  4. provides life insurance if the insured passes from an accident
  5. The person named in the policy to receive the proceeds upon death of the insured
  6. provides life insurance for a specified period of time
  7. The process by which a life insurance company determines whether it can accept an application for life insurance
  8. A certain amount of time provided to the insured to review the policy and if not satisfied return to the company for a full refund

17 Clues: the person who owns the policy. • provides life insurance for a specified period of time • provides life insurance for the insureds entire lifetime • provides life insurance if the insured passes from an accident • Similar to Whole Life insurance with flexible premium payments • The payment a policy owner agrees to pay for an insurance policy • ...

Commonly Used Health Insurance Terms 2022-04-18

Commonly Used Health Insurance Terms crossword puzzle
Across
  1. covered provider
  2. owner of insurance policy
  3. federal rule
  4. hospital procedures
  5. coverage after a job ends
  6. written agreement
  7. medical invoice
  8. diagnosis codes
Down
  1. when the plan starts
  2. cost of insurance plan
  3. cost-share before insurance pays
  4. privacy rules
  5. order of insurance plans
  6. procedure code
  7. main doctor
  8. medicare supplement

16 Clues: main doctor • federal rule • privacy rules • procedure code • medical invoice • diagnosis codes • covered provider • written agreement • hospital procedures • medicare supplement • when the plan starts • cost of insurance plan • order of insurance plans • owner of insurance policy • coverage after a job ends • cost-share before insurance pays

FPU Ch9 Vocabulary 2024-11-07

FPU Ch9 Vocabulary crossword puzzle
Across
  1. the payments an individual makes each time they get their medical service
  2. the most a policy holder has to spend for covered services in a year
  3. the amount of time after the premium is due in which a policy holder can make a payment without suffering a lapse in coverage
  4. protection against claims resulting from personal injury or property damage as the result of an auto accident
  5. people who are designated by the policy holder to receive the death benefit of a life insurance policy
  6. optional extended liability coverage that can be added to auto and homeowners policies
  7. an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
  8. the contract between an insurance company and the insured individual
  9. life insurance that lasts for the life of the policyholder and uses a portion of the premium as an investment
  10. a formal request by a policyholder to their insurance company for compensation for a covered loss
  11. protection for destroyed or stolen personal property for a renter
  12. the amount of money you will pay out of pocket before the insurance company will make a payment
Down
  1. benefit paid to beneficiaries after the policy holder dies
  2. the amount of money paid for an insurance policy
  3. protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
  4. a person who relies on someone for financial support
  5. protection for damage to your car resulting from a collision with another car or object
  6. proection for loss or damage to your vehicle caused by something other than a collision
  7. life insurance for a specified amount of time; at the death of the policy holder, the insurance company pays the death benefit to beneficiaries
  8. coverage for individuals medical expenses from illness or injury
  9. the amount of liability protection offered to an individual through an insurance policy

21 Clues: the amount of money paid for an insurance policy • a person who relies on someone for financial support • benefit paid to beneficiaries after the policy holder dies • coverage for individuals medical expenses from illness or injury • protection for destroyed or stolen personal property for a renter • ...

Unit 1 Vocab 2026-04-01

Unit 1 Vocab crossword puzzle
Across
  1. A health insurance plan with lower premiums and higher deductibles, often paired with a Health Savings Account (HSA) to help pay for medical expenses.
  2. A health insurance plan that offers flexibility to see any doctor, with lower costs for using in-network providers and no referral needed to see specialists.
  3. Refers to the member’s portion of costs for healthcare services covered by their health insurance plan.
  4. A U.S. law enacted in 2010 that expanded health insurance coverage, prohibited coverage denial for pre-existing conditions, and introduced subsidies and marketplaces to make insurance more affordable.
  5. A type of cost-sharing where the member pays a percentage of costs for covered expenses after the deductible has been met (e.g., member pays 20%, insurance pays 80%).
  6. A federal law that allows employees and their families to continue their employer-sponsored health insurance for a limited time after losing coverage due to job loss or other qualifying events, usually at their own expense.
  7. A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses.
  8. A doctor or hospital that has a contractual agreement with an insurance network to provide services at a lower cost.
  9. A provider not contracted with a plan’s insurance network. Claims from out-of-network providers are generally subject to higher out-of-pocket costs to the member.
  10. The amount a member pays regularly (monthly or yearly) and is collected by their employer to have health insurance. Employers may use these to cover the cost of the claims themselves or to cover PEPM’s.
  11. The maximum amount a member can pay in a year for covered services. After the out-of-pocket is met, insurance pays 100% of covered expenses.
  12. Timely enrollment refers to enrolling in a program or benefits within a specified timeframe, usually after becoming eligible.
  13. A type of health insurance plan that allows patients to see any doctor or specialist regardless of network status and reimburses them for a portion of the costs, usually after they pay out-of-pocket and submit claims.
  14. A type of health insurance option where employers pay for their employees' medical claims directly while a third-party administrator (TPA) typically administers the plan by handling the administrative tasks associated with the claims.
Down
  1. PEPM refers to a payment structure where employers contribute a fixed amount for each employee's insurance coverage every month to the TPA for plan administration.
  2. A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit).
  3. A period during which one may freely enroll in or change one's selection of a health insurance plan or other benefit program.
  4. A U.S. law that protects patients from unexpected medical bills for emergency services and out-of-network care at in-network facilities.
  5. A health insurance plan that categorizes providers, services, or treatments into different levels (or "tiers"), with lower costs for services from higher-tier (preferred) providers and higher costs for lower-tier providers. Higher-tier provider benefits tend to be better than in-network provider benefits.
  6. A federal law that requires group health plans and insurers to cover breast reconstruction and related services after a mastectomy.
  7. Eligibility refers to the criteria an individual must meet to qualify for enrollment in a health insurance plan, such as age, income, employment status, residency, or immigration status.
  8. A hybrid of HMO and PPO. Members need a referral for specialists but can go out of network for care at a higher cost.
  9. A health insurance plan that only covers care provided by in-network doctors and hospitals, except in emergencies, without requiring referrals for specialists.
  10. A health insurance plan where the employer pays a fixed premium to an insurance carrier, which assumes all financial responsibility for employee healthcare claims.
  11. A health insurance plan that requires members to choose a primary care physician (PCP) and get referrals to see specialists, typically only covering in-network care.
  12. A U.S. law that protects the privacy and security of individuals' medical information and ensures health insurance coverage continuity when changing or losing jobs.
  13. A federal law that sets standards for private employer-sponsored benefit plans, including health and retirement plans, to protect employees' rights and ensure fair management of plan funds.

27 Clues: Refers to the member’s portion of costs for healthcare services covered by their health insurance plan. • A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit). • A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses. • ...

Insurance Bootcamp : Terminology 2025-05-20

Insurance Bootcamp : Terminology crossword puzzle
Across
  1. The primary person who holds and manages the dental insurance plan.
  2. The most money your plan will pay in a year.
  3. The time before major services are covered.
  4. What dental procedures your insurance will help pay for.
  5. A dentist's recommendation to see a specialist.
  6. Policy that denies paying to replace a tooth that was gone before coverage began.
  7. Statement that shows what insurance paid and what the patient owes (abbr.).
  8. Someone, like a child or spouse, covered under another person's plan.
Down
  1. What you must pay before your insurance kicks in.
  2. Advance approval from insurance before getting certain treatments.
  3. A set amount the patient pays at each visit.
  4. These limit how often insurance will cover a specific procedure.
  5. This keeps insurance from paying to redo a recent procedure too soon.
  6. A formal request sent to the insurance company to pay for dental services.
  7. Rules that restrict how and when insurance applies.

15 Clues: The time before major services are covered. • The most money your plan will pay in a year. • A set amount the patient pays at each visit. • A dentist's recommendation to see a specialist. • What you must pay before your insurance kicks in. • Rules that restrict how and when insurance applies. • What dental procedures your insurance will help pay for. • ...

Health care 2024-10-02

Health care crossword puzzle
Across
  1. Measurement of the quality of care.
  2. A healthcare procedure that is not an emergency and that the patient and doctor plan in advance.
  3. A person who does not have insurance and is not covered by Medicaid, Medicare or other public programs.
  4. Healthcare services that do not require a patient to receive overnight care in a hospital.
  5. A cost-sharing requirement under some health insurance policies in which the insured person pays some of the costs of covered services.
  6. A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours.
  7. Financial protection against the healthcare costs caused by treating disease or accidental injury.
  8. Bills for services.
  9. The ability to see a doctor or receive a medical service without a referral from your primary care physician.
  10. The amount paid periodically to buy health insurance coverage. Employers and employees usually share the cost of premiums
  11. Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage
  12. This process is the basis of insurance. It analyzes the health status and history, claims experience (cost), age and general health risks of the individual or group who is applying for insurance coverage.
  13. The specific services and procedures covered by a health plan or insurer.
Down
  1. How well health services result in desired health outcomes.
  2. Skilled nurses and trained aides who provide nursing services and related care to someone at home.
  3. An account that lets workers set aside pretax dollars to pay for medical benefits, childcare, and other services.
  4. An HMO that contracts with an independent group practice to provide medical services
  5. People who have some type of health insurance but not enough insurance to cover their the cost of necessary healthcare. This includes people who have very high deductibles of $1000 to $5000 per year, or insurance policies that have specific exclusions for costly services.
  6. A nurse specialist who provides primary and/or specialty care to patients. In some states nurse practitioners do not have to be supervised by a doctor.
  7. an insurance company that finances healthcare.
  8. A medical condition that starts suddenly and requires immediate care

21 Clues: Bills for services. • Measurement of the quality of care. • an insurance company that finances healthcare. • How well health services result in desired health outcomes. • A medical condition that starts suddenly and requires immediate care • The specific services and procedures covered by a health plan or insurer. • ...

CROSSWORD DANAE 2023-04-05

CROSSWORD DANAE crossword puzzle
Across
  1. A term used to describe physical loss or destruction to property or contents.
  2. Repayment of money to a consumer for a cost that is actually covered by the insurance policy.
  3. An arrangement where an insurance policy is shared by more than one insurer.
  4. An event or outcome that you can insure yourself against such as fire, theft, flooding.
  5. Any person or firm that sells insurance but is not an insurance company themselves. This can include brokers, independent financial advisers, banks, comparison websites and trade unions
  6. An unexpected or unplanned event or incident often causing damage or injury such as a road traffic accident.
  7. This is someone who takes responsibility for another person's debts or promises, and guarantees that they will be paid or undertaken.
  8. The insurance cover as agreed between the insurance company and customer.
  9. A professional person who is qualified to calculate risks and probabilities relating to insurance and pensions.
  10. An added amount or payment on top of what you would usually expect to receive as a result of high levels of performance.
  11. A risk or item specifically not covered by a policy.
Down
  1. A policy which covers certain risks when you go on holiday, for example the cost of unavoidable cancellation, personal accident, medical treatment abroad and lost or stolen luggage.
  2. What your insurance will and won’t protect if you need to make a cla
  3. The process of closing down a company by paying its debts and distributing any money left over.
  4. This term is often used to describe someone who has caused a loss or damage
  5. Money paid by an insurer when a claim is accepted
  6. An insurance company that is owned by its customers.
  7. This is when someone promises to pay for loss or damage they cause someone else.
  8. The person who the insurance covers.
  9. An agreement between two or more people to do (or not to do) something. The agreement can be enforced by law.

20 Clues: The person who the insurance covers. • Money paid by an insurer when a claim is accepted • An insurance company that is owned by its customers. • A risk or item specifically not covered by a policy. • What your insurance will and won’t protect if you need to make a cla • The insurance cover as agreed between the insurance company and customer. • ...

US Health Insurance System 2023-04-14

US Health Insurance System crossword puzzle
Across
  1. Signed into law by President Lyndon B. Johnson, a federal health insurance program for people who are 65 or older, as well as for some younger people with disabilities.
  2. A federal law that provides privacy protections for personal health information, including electronic health records.
  3. Health insurance coverage that is provided by an employer as a benefit to its employees.
  4. A form of financial assistance provided by the government to help people with low to moderate incomes afford out-of-pocket costs associated with their health insurance, such as deductibles and copayments.
  5. A federal law passed in 1960 that provided funding to states to help cover the medical costs of elderly people who were not eligible for Medicare.
  6. A provision passed in 2019 as a solution to a "glitch" in the Affordable Care Act, helping to ensure families are not penalized for being unable to afford health insurance coverage through an employer.
  7. A program that provides healthcare coverage to children in low-income families who earn too much to qualify for Medicaid, but not enough to afford private insurance.
  8. A government agency responsible for providing support and benefits to military veterans.
  9. Financial assistance provided by the government to help people with low to moderate incomes pay for health insurance purchased through the Health Insurance Marketplace.
Down
  1. A type of Medicare plan offered by private insurance companies that provides all of the benefits of Original Medicare, plus additional benefits like vision, dental, and prescription drug coverage.
  2. A federal law passed in 2010 that aims to improve access to healthcare by expanding health insurance coverage and implementing new regulations and consumer protections.
  3. A joint federal and state program created in 1965 as part of the Social Security Act and provides healthcare coverage to low-income individuals and families.
  4. Tax credits (based on income and household size) that help people with low to moderate incomes afford health insurance purchased through the Health Insurance Marketplace.
  5. A federal law that establishes standards for private sector employee benefit plans, including health insurance.
  6. A type of private insurance policy that helps cover some of the out-of-pocket costs associated with Original Medicare, such as deductibles, coinsurance, and copayments.
  7. A set of ten categories of healthcare services that all Qualified Health Plans must cover, including preventative care, emergency services, hospitalization, and prescription drugs.
  8. A health insurance plan that meets certain standards set forth by the Affordable Care Act and is eligible for enrollment through the Health Insurance Marketplace.
  9. A law that allows people who have lost their job or had their hours reduced to continue their employer-sponsored health insurance coverage for a limited time, usually up to 18 months.

18 Clues: Health insurance coverage that is provided by an employer as a benefit to its employees. • A government agency responsible for providing support and benefits to military veterans. • A federal law that establishes standards for private sector employee benefit plans, including health insurance. • ...

General Insurance 2023-04-20

General Insurance crossword puzzle
Across
  1. The state requires the insurance company to have a certificate of authority (1 Word)
  2. A position of a financial trust (2 Words)
  3. Believed to be true (1 Word)
  4. Uncertainty/Possibility of loss (1 Word)
  5. The insured and insurance company have a right to expect honesty from each other(3 words)
  6. This method of handling risk is self insuring (1 Word)
  7. This method of marketing can only represent one insurance company (1 Word)
  8. Insured must pay the premium for coverage and file a claim if a loss occurs (1 Word)
  9. Policy written by the insurance company and is take it or leave it. Customer has no say. (1 Word)
  10. Transfer of risk (1 Word)
  11. Something that causes an increase in the chance of loss (1 Word)
  12. Not equal value. Small premium for a large amount of coverage(1 Word)
  13. Risks for which the insurance company would be liable
  14. The acronym used for a legal contract (1 Word-Hint:acronym)
  15. A promise or guaranty (1 Word)
  16. An insurer publicly owned by stockholders/shareholders (2 Words)
  17. These risks are calculable, affordable, non-catastrophic, homogeneous, accidental and measurable (1 Word- Hint:Acronym)
  18. Retaining risk rather than transferring risk (2 Words)
  19. Unauthorized;Insurance company not required to have a Certificate of Authority (2 Words)
  20. Who is considered the 1st party of a contract (1 Word)
  21. An insurance company incorporated in any country other than the USA (1 Word)
  22. An insurance company located in any state or US territory other than the state where incorporated (1 Word)
  23. Only ONE promise made (1 Word)
  24. Voluntarily giving up a right
  25. A report card of the company (3 Words)
  26. The larger the group, the more accurate losses can be predicted (4 Words)
  27. Liability insurance company created for and owned by policyholders from the same industry (3 Words)
  28. Type of insurer where the members are subscribers (2 Words)
  29. A group of businesses from the same industry joining together to buy liability insurance from an insurance company (3 Words)
Down
  1. Insurance provided by individual underwriters, not companies (2 Words)
  2. Type of insurer owned by the policyholder (2 Words)
  3. What agent authority is written in the agents contract with the company (2 Words)
  4. Giving something of value (1 Word)
  5. The number one method of handling risk (1 Word)
  6. This method of marketing is where no agent or producer is involved. Typically done by mail, television, etc. (2 Words)
  7. An insurance company located in the state where the company is incorporated (1 Word)
  8. Any insured age 18 and sane (2 Words)
  9. Actions reasonably relied on by one party can't be denied by the party that accepted same previously (1 Word)
  10. State license for an insurance company( 3 Words)
  11. Handling a risk by sharing it amongst a group of people or business (1 Word)
  12. An insurance company(the ceding company) paying another insurance company (1 Word)
  13. The insurance agent acts on behalf of the principal(1 Word)
  14. Who is considered the 2nd party of a contract (1 Word)
  15. What agent authority is not written but are things agents normally do to sell insurance (2 Words)
  16. This method of handling risk is not taking the risk at all (1 Word)
  17. This method of marketing can represent more than one insurance company (1 Word)
  18. Pay for the loss but with no gain (1 Word)
  19. This method of handling risk is doing something to lower the risk to reduce chance of loss (1 Word)
  20. Must be a member of the society to get the benefit with this insurer (2 Words)
  21. Insurance sold by unauthorized/non-admitted insurers and can only be sold to certain high risk insureds ( 2 Words)
  22. Risks that have a greater than average chance of loss (2 Words)
  23. What agent authority is what an agent does that a reasonable person would assume as authority (2 Words)
  24. This type of hazard is carelessness (1 Word)
  25. An agreement between the insured and the insurer (1 Word)
  26. Insurance from the state or federal government (2 Words)
  27. This type of hazard can be seen (1 Word)
  28. Chance of loss or gain and not insurable (2 Words)
  29. Failure to disclose (1 Word)
  30. This hazard is a belief that intentionally causing a loss is acceptable (1 Word)
  31. A cause of loss (1 Word)
  32. Intentional act to cheat one another (1 Word)

61 Clues: A cause of loss (1 Word) • Transfer of risk (1 Word) • Believed to be true (1 Word) • Failure to disclose (1 Word) • Voluntarily giving up a right • A promise or guaranty (1 Word) • Only ONE promise made (1 Word) • Giving something of value (1 Word) • Any insured age 18 and sane (2 Words) • A report card of the company (3 Words) • Uncertainty/Possibility of loss (1 Word) • ...

Renters Landlords Insurance 2024-04-16

Renters Landlords Insurance crossword puzzle
Across
  1. Protection that is provided by insurance if someone gets injured on your property
  2. Protection that is provided by insurance over property
  3. A type of insurance that people who are renting out their houses get to protect their property
  4. Home insurance that is purchased by an individual
  5. The value of a property before it was damaged
Down
  1. Property that is owned by someone that is not connected to a house
  2. What insurance will cover if you have to leave the property you're renting due to unfit living circumstances
  3. A type of insurance that people who are renting a house get to protect their personal belongings
  4. Home insurance that is purchased as a group, like an employer
  5. The insurance that covers the damage on a part of a property that is not connected, such as a garage
  6. Home insurance that covers personal belongings
  7. An appraisers estimate of how old a property is worth based off of its current structure
  8. A notice from an insurance company that a policy will not be continued after its expiration date
  9. Home insurance that covers damage on a homes structure
  10. Professional estimate on how much a property is worth

15 Clues: The value of a property before it was damaged • Home insurance that covers personal belongings • Home insurance that is purchased by an individual • Professional estimate on how much a property is worth • Protection that is provided by insurance over property • Home insurance that covers damage on a homes structure • ...

Unit One Vocab 2025-12-08

Unit One Vocab crossword puzzle
Across
  1. A provider not contracted with a plan’s insurance network. Claims from out-of-network providers are generally subject to higher out-of-pocket costs to the member.
  2. A health insurance plan that offers flexibility to see any doctor, with lower costs for using in-network providers and no referral needed to see specialists.
  3. A U.S. law that protects the privacy and security of individuals' medical information and ensures health insurance coverage continuity when changing or losing jobs.
  4. A U.S. law that protects patients from unexpected medical bills for emergency services and out-of-network care at in-network facilities.
  5. A significant life change that allows individuals to enroll in or adjust their health insurance coverage outside the typical open enrollment period.
  6. A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses.
  7. A legal document required under the Employee Retirement Income Security Act (ERISA) that provides participants in covered retirement or health benefit plans with a clear, understandable summary of their plan's benefits and rights.
  8. A doctor or hospital that has a contractual agreement with an insurance network to provide services at a lower cost.
  9. A type of health insurance plan that allows patients to see any doctor or specialist regardless of network status and reimburses them for a portion of the costs, usually after they pay out-of-pocket and submit claims.
  10. A specified time frame between when a member becomes eligible and when they can begin using certain benefits or receive coverage. It essentially means there's a delay before full coverage becomes effective.
  11. A health insurance plan that requires members to choose a primary care physician (PCP) and get referrals to see specialists, typically only covering in-network care.
  12. Timely enrollment refers to enrolling in a program or benefits within a specified timeframe, usually after becoming eligible.
  13. A health insurance plan that categorizes providers, services, or treatments into different levels (or "tiers"), with lower costs for services from higher-tier (preferred) providers and higher costs for lower-tier providers. Higher-tier provider benefits tend to be better than in-network provider benefits.
Down
  1. The amount a member pays regularly (monthly or yearly) and is collected by their employer to have health insurance. Employers may use these to cover the cost of the claims themselves or to cover PEPM’s.
  2. A health insurance plan with lower premiums and higher deductibles, often paired with a Health Savings Account (HSA) to help pay for medical expenses.
  3. A federal law that allows employees and their families to continue their employer-sponsored health insurance for a limited time after losing coverage due to job loss or other qualifying events, usually at their own expense.
  4. Refers to the member’s portion of costs for healthcare services covered by their health insurance plan.
  5. A U.S. law enacted in 2010 that expanded health insurance coverage, prohibited coverage denial for pre-existing conditions, and introduced subsidies and marketplaces to make insurance more affordable.
  6. The maximum amount a member can pay in a year for covered services. After the out-of-pocket is met, insurance pays 100% of covered expenses.
  7. A health insurance plan where the employer pays a fixed premium to an insurance carrier, which assumes all financial responsibility for employee healthcare claims.
  8. A federal law that sets standards for private employer-sponsored benefit plans, including health and retirement plans, to protect employees' rights and ensure fair management of plan funds.
  9. A health insurance plan that only covers care provided by in-network doctors and hospitals, except in emergencies, without requiring referrals for specialists.
  10. A type of health insurance option where employers pay for their employees' medical claims directly while a third-party administrator (TPA) typically administers the plan by handling the administrative tasks associated with the claims.
  11. A period during which one may freely enroll in or change one's selection of a health insurance plan or other benefit program.
  12. A PEPM refers to a payment structure where employers contribute a fixed amount for each employee's insurance coverage every month to the TPA for plan administration.
  13. Refers to the criteria an individual must meet to qualify for enrollment in a health insurance plan, such as age, income, employment status, residency, or immigration status.
  14. A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit).
  15. A federal law that requires group health plans and insurers to cover breast reconstruction and related services after a mastectomy.
  16. A hybrid of HMO and PPO. Members need a referral for specialists but can go out of network for care at a higher cost.
  17. A type of cost-sharing where the member pays a percentage of costs for covered expenses after the deductible has been met (e.g., member pays 20%, insurance pays 80%).

30 Clues: Refers to the member’s portion of costs for healthcare services covered by their health insurance plan. • A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses. • A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit). • ...

TIE2020 2020-12-07

TIE2020 crossword puzzle
Across
  1. The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
  2. Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
  3. Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs
  4. It is the duty to disclose all material facts relating to the risk to be covered
  5. Policy that covers employees in a company against the dangers of an aircraft accidents
  6. An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
  7. Insurance which is useful when you want to sue someone
  8. To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
  9. A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
Down
  1. The method by which each member of an insurance pool shares in every risk written by other pool member
  2. Property taken over by an insurer to lower its loss
  3. Money which is set aside by the insurance company to pay the losses
  4. which protects the policyholder against a suit or claim for another's bodily injury and property damage
  5. The termination of a policy before the expiry date
  6. By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
  7. Classification of various businesses by insurers
  8. An individual or firm hired by an employer to deal with claim processing
  9. Insurance which is mandatory when you stay in Germany for more than 3 months
  10. Transferring the financial consequences of a loss to another party such as insurance company
  11. An amount that you yourself responsible for paying towards an insured loss

20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...

Vocabulary Crossword Puzzle 2024-11-15

Vocabulary Crossword Puzzle crossword puzzle
Across
  1. insurance - pays for the repair or replacement of your car if it’s damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault.
  2. Injury Protection (PIP) - pays for any physical you or your ppassengers ustain while in the vehcile even if you are not involved in a traffic accident.
  3. - the amount that the policy owner must pay before the insurance policy pays any money.
  4. insurance - compensates you reagrdless of who is at fault.
  5. - cars lose their value over time.
  6. - responsible to pay for the damages they cause with their automobiles.
  7. - predict how often customers, based on their criteria, will submit claims.
  8. insurance - pays you part of the cost of a rented car if your car is disabled because of a collision or comprehensive-covered repair.
  9. - extra fee.
  10. Motorist Protection (UMP) - coverage that pays for injuries to you or your passengers caused by a driver who has no insurance or does not have enough to cover your medical losses.
  11. insurance - the most important coverage.
  12. line depreciation - When a car loses the same amount of value each year, the scatterplot that models this car depreciation appears linear.
Down
  1. insurance - contract between a driver and an insurance company.
  2. - at fault if you cause an accident.
  3. Road Service Insurance - pays for towing or road service when your car is disabled.
  4. Injury Liability (BI) - covers bodily injury.
  5. - drive pays a fee to a company who agrees to cover certain accident-related costs when the driver makes a claim. Claim - request for money.
  6. insurance - covers the pair or replacements of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, hail, damage from trees, and other disasters.
  7. - cars increase in value over time.
  8. Automobile Depreciation
  9. Damage Liability (PD) - coverage that pays for damage you cause to other people’s property.

21 Clues: - extra fee. • Automobile Depreciation • - cars lose their value over time. • - cars increase in value over time. • - at fault if you cause an accident. • insurance - the most important coverage. • Injury Liability (BI) - covers bodily injury. • insurance - compensates you reagrdless of who is at fault. • insurance - contract between a driver and an insurance company. • ...

Unit 6 Crossword Puzzle 2026-01-29

Unit 6 Crossword Puzzle crossword puzzle
Across
  1. type of goods with no reasonable substitutes
  2. the abbreviation for insurance required for specific, expensive personal property
  3. the amount policy holder must pay before insurance will pay for a covered event
  4. type of goods where demand will continue to rise as income increases, and never reach a maximum
  5. the type of good that will have a positive cross-price elasticity
  6. an example of an event that is not typically covered by traditional renters' or homeowners' insurance
  7. the type of good that will have a negative cross-price elasticity
  8. the government department that attempts to regulate market share
  9. the monthly payment in exchange for insurance coverage
  10. property like land or a house
  11. policy extra insurance that comes alongside (and over) typical home and car insurance
  12. the price elasticity of demand is always ____________
  13. the more ____________ party will bear the burden of increased taxation
  14. the formal name for you "take-home pay"
  15. the marginal revenue curve determines a monopolist's _______
  16. monopolists stops producing when this equals marginal revenue
  17. the code for a tax-exempt charity
Down
  1. another name for marginal costs
  2. inexpensive insurance that you might want very soon
  3. property that is not tied to the land
  4. insurance companies usually pay the lesser of ________ and replacement value
  5. the person that benefits under your insurance policy if you die
  6. a request to your insurance company that they pay for a covered event
  7. a monopolist will restrict output as long as __________ is greater than the quantity effect
  8. a monopolists restricts quantity to try to capture this.
  9. the demand curve determines a monopolist's ___________.
  10. a price elasticity greater than the absolute value of 1
  11. type of good where consumption decreases as income increases
  12. costs that remain the same no matter how much is produced or sold
  13. a price elasticity less than the absolute value of 1
  14. an ___________demand curve will be more heavily impacted by a monopoly
  15. an employer-sponsored, tax deferred retirement savings program

32 Clues: property like land or a house • another name for marginal costs • the code for a tax-exempt charity • property that is not tied to the land • the formal name for you "take-home pay" • type of goods with no reasonable substitutes • inexpensive insurance that you might want very soon • a price elasticity less than the absolute value of 1 • ...

Insurance Crossword Puzzle 2015-05-20

Insurance Crossword Puzzle crossword puzzle
Across
  1. the agreement or contract between an individual and an company
  2. covers the cost of both planned and unplanned health service.
  3. is property insurance if you own a home.
  4. Pays benefits only after a person’s dies
  5. Used to rebuild home if damaged by fire, flood, etc
  6. amount of the loss you pay when you file an insurance claim
  7. covers property damage or legal liabilities in the event of an auto accident or property damage in the event of theft
  8. Property Insurance to protect you if others are injured on your property
  9. is referred to as disability income insurance.
  10. Pays a sum of money to a beneficiary when the insured individual dies.
  11. Covers replacement cost without depreciation
  12. Covers what you paid minus depreciation
Down
  1. method by which insurance companies control the risk of insuring against catastrophic events or extending insurance to individuals or businesses likely to create sizable claims. Examples: hurricane and bad driving record
  2. an agreement where an individual pays a company to protect him or her from possible Loss or damage. It can be a property or financial loss.
  3. Injured on the job with benefits based on salary
  4. provides income for many years up to age 65.
  5. the hazrad or chance of loss.
  6. replaces personal property if it is damaged due to events such as theft or fire in a rental residence.
  7. loss resulting in an accident.
  8. the cost of an insurance policy

20 Clues: the hazrad or chance of loss. • loss resulting in an accident. • the cost of an insurance policy • Covers what you paid minus depreciation • is property insurance if you own a home. • Pays benefits only after a person’s dies • provides income for many years up to age 65. • Covers replacement cost without depreciation • is referred to as disability income insurance. • ...

Insurance 2021-11-16

Insurance crossword puzzle
Across
  1. covers body damage to your vehicle
  2. Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
  3. someone named by a life insurance policy holder to receive payment from the insurance company
  4. covers your medical expenses
  5. Portion of the insured loss (in dollars) paid by the policy holder
  6. a written contract ratifying the legality of an insurance agreement
  7. covers damage or loss to your car or truck from fire, theft, vandalism, falling trees, OTC
Down
  1. responsibility you have to others
  2. insurance company will pay he medical bills no matter whose fault it is
  3. a financial precaution against injury, loss, or damage and transferring risk from an individual to a company and reducing the uncertainty of risk via pooling.
  4. type of insurance that protects you against loss/damage of possessions
  5. amount you pay to the insurance company at regular periods
  6. type of insurance that is a way of leaving money to people you care about when you die

13 Clues: covers your medical expenses • responsibility you have to others • covers body damage to your vehicle • amount you pay to the insurance company at regular periods • Portion of the insured loss (in dollars) paid by the policy holder • a written contract ratifying the legality of an insurance agreement • ...

Insurance 2021-11-16

Insurance crossword puzzle
Across
  1. Portion of the insured loss (in dollars) paid by the policy holder
  2. Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
  3. type of insurance that protects you against loss/damage of possessions
  4. covers your medical expenses
  5. amount you pay to the insurance company at regular periods
  6. someone named by a life insurance policy holder to receive payment from the insurance company
  7. type of insurance that is a way of leaving money to people you care about when you die
  8. responsibility you have to others
Down
  1. a financial precaution against injury, loss, or damage and transferring risk from an individual to a company and reducing the uncertainty of risk via pooling.
  2. a written contract ratifying the legality of an insurance agreement
  3. covers damage or loss to your car or truck from fire, theft, vandalism, falling trees, OTC
  4. covers body damage to your vehicle
  5. insurance company will pay he medical bills no matter whose fault it is

13 Clues: covers your medical expenses • responsibility you have to others • covers body damage to your vehicle • amount you pay to the insurance company at regular periods • Portion of the insured loss (in dollars) paid by the policy holder • a written contract ratifying the legality of an insurance agreement • ...

Insurance 2023-07-20

Insurance crossword puzzle
Across
  1. Shows how the policy is performing based on both current and guaranteed interest rates
  2. The proof that you hold a current insurance policy
  3. An amount of risk retained by a ceding insurer for its own account
  4. The total revenue from a contract expected to be received by an insurer before deductions
  5. The determination of which insurance policy a loss or part of a loss is covered by
  6. The amount of money that you are responsible for paying toward an insured loss
Down
  1. A type of insurance coverage such as liability, health etc
  2. A specialized type of insurance agent who is vested with underwriting authority from an insurer
  3. Someone who advises people on their insurance needs
  4. To demand by or as by virtue of a right
  5. A certain amount of funding set aside by an insurance company to meet any future claims it may have to payout
  6. The total sum the insured, its insurer, and/or its reinsurer pay for a fully developed loss
  7. The insurer that takes a large percentage of the risk for its own account

13 Clues: To demand by or as by virtue of a right • The proof that you hold a current insurance policy • Someone who advises people on their insurance needs • A type of insurance coverage such as liability, health etc • An amount of risk retained by a ceding insurer for its own account • The insurer that takes a large percentage of the risk for its own account • ...

Insurance 2026-03-03

Insurance crossword puzzle
Across
  1. The written agreement that explains your insurance rules and coverage.
  2. A person whose job is to help people buy insurance and answer questions.
  3. Something the insurance policy does not cover.
  4. The money you pay regularly (monthly or yearly) to keep your insurance.
  5. Money you pay on your own that insurance does not cover.
  6. The person who gets the money from an insurance policy when something happens (like after a death in life insurance.
Down
  1. When something is so badly damaged that it cannot be fixed.
  2. Responsibility for paying if you cause damage or someone gets hurt.
  3. A group of doctors, hospitals, or repair shops that work with your insurance.
  4. An educated guess about how much something will cost, like fixing a car.
  5. A small amount of money you pay each time you get a service, like a doctor visit.
  6. What the insurance will help pay for.
  7. A request you make to the insurance company asking them to help pay for a loss or damage.

13 Clues: What the insurance will help pay for. • Something the insurance policy does not cover. • Money you pay on your own that insurance does not cover. • When something is so badly damaged that it cannot be fixed. • Responsibility for paying if you cause damage or someone gets hurt. • The written agreement that explains your insurance rules and coverage. • ...

Insurance 2023-02-14

Insurance crossword puzzle
Across
  1. insurance plans that cover large groups of people
  2. regular payments paid to an insurance company in return for insurance coverage
  3. life insurance provided over a specific period of time
  4. paying money to an insurance company
  5. allows you to continue health insurance up to 18 months after your employment ends
  6. health conditions that existed before one's insurance policy was granted
  7. provides coverage for as long as the policyholder continues to pay the premium
Down
  1. insurance plan that pays specific person when policyholder dies
  2. the amount of money a policyholder pays prior to the insurance company payment
  3. the person who buys a health insurance policy
  4. a financial product that provides payment for medical services
  5. the share of costs for covered insurance services that the insured person is required to pay out of their pocket
  6. provides coverage for a specified term and builds savings for the policyholder

13 Clues: paying money to an insurance company • the person who buys a health insurance policy • insurance plans that cover large groups of people • life insurance provided over a specific period of time • a financial product that provides payment for medical services • insurance plan that pays specific person when policyholder dies • ...

Auto Insurance Vocabulary 2021-04-17

Auto Insurance Vocabulary crossword puzzle
Across
  1. ___ driver: a discount on the insurance premium given because the driver has had no tickets or accidents in recent years
  2. ___ coverage: optional insurance that covers all medical bills resulting from a claim above and beyond coverage limits
  3. any request or demand for payment under the insurance policy
  4. benefits specifically provided for under the insurance contract
  5. optional insurance that provides a rental car should your car become undrivable
  6. the written document of a contract for insurance
Down
  1. good ___: a discount on the insurance premium given because the driver is a good student
  2. comp and ___: optional insurance that pays to repair your vehicle if it is damaged
  3. the amount of money the insured must pay on each loss before the insurance will pay anything for particular loss
  4. the amount of money an individual pays the insurance company each month to purchase auto insurance
  5. ___ coverage: optional insurance that pays to repair or replace your vehicle's broken windows
  6. the maximum amount the insurance company will pay for a particular claim
  7. any legal financial responsibility for the injury or damage suffered by another person
  8. the amount of money the insured must pay on each claim before the insurance company will pay the remainder of the bill up to the coverage limit

14 Clues: the written document of a contract for insurance • any request or demand for payment under the insurance policy • benefits specifically provided for under the insurance contract • the maximum amount the insurance company will pay for a particular claim • optional insurance that provides a rental car should your car become undrivable • ...

Semester 2 Stats Final by Paulina & Leah 2025-05-19

Semester 2 Stats Final by Paulina & Leah crossword puzzle
Across
  1. Health insurance that centers on primary care; less expensive than PPO but more than HMO/EPO
  2. Health insurance that must stay in network (except emergencies); cheaper
  3. Social Security and Medicare
  4. A person <19 (or <24 if a full-time student); must be unmarried
  5. A pool of money contributed by many investors and managed by a professional money manager
  6. Health insurance that is cheaper; must stay in network (unless emergency), need a referral for specialists
  7. Individual Retirement Account that is taxed upon putting money in
  8. Fixed dollar amount you pay each time you get treatment
  9. car insurance that covers others in the event of a collision; must have to legally drive
Down
  1. Percent you pay for treatment after meeting your deductible
  2. Federal health insurance for people aged 65+
  3. Fixed-income security where a government, corporation, or agency borrows money from an investor and promises to repay the principal amount, plus interest, at a specific time in the future
  4. A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
  5. The form to file your federal income tax
  6. Health insurance where you can go out of network; pricier
  7. The amount paid out of pocket by the policy holder before an insurance provider will pay any expenses
  8. A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy

17 Clues: Social Security and Medicare • The form to file your federal income tax • Federal health insurance for people aged 65+ • Fixed dollar amount you pay each time you get treatment • Health insurance where you can go out of network; pricier • Percent you pay for treatment after meeting your deductible • A person <19 (or <24 if a full-time student); must be unmarried • ...

exam 3 2020-03-31

exam 3 crossword puzzle
Across
  1. Injury: type of coverage that is a required by most states. If you are at fault in a car accident that injures someone, liability coverage pays for their medical expenses and lost wages that are a result of their injuries.
  2. income: supplies supplementary income in the event an illness or accident
  3. Clause: A property insurance provision that penalizes the insured's loss recovery if the limit of insurance bought by the insured is not equal to or greater than a specified percentage (commonly 80 percent) of the value of the insured property.
  4. the act or practice of keeping away from or withdrawing from something undesirable
  5. has the potential to cause harm to a vulnerable target.
  6. Expense Insurance: covers the surgeon's charge for given operations or medical procedures, usually up to a maximum for each type of operation.
  7. coverage: when your homeowners, auto, and boat insurance policies limits are exhausted.
  8. a fixed sum of money paid to someone each year, typically for the rest of their life.
  9. Expense Insurance: policy that provides coverage for the room and board and other basic expenses associated with a stay in a hospital.
  10. insurance: helps protect you and your belongings in a rented home
  11. failure to take proper care in doing something.
  12. Risk Pool: when an insurance company must supply coverage for by state insurance law.
  13. Liability: liability that arises under the common law doctrine of agency, respondent superior, the responsibility of the superior for the acts of their subordinate or, in a broader sense, the responsibility of any third party
  14. managed care health insurance plan that supplies maximum benefits if you visit an in-network physician or provider, but still supplies some coverage for out-of-network providers.
  15. Payments: coverage is a part of your auto insurance policy that supports financial compensation for certain medical expenses and lost wages for you and your passengers who are in your vehicle when you are involved in an accident while driving.
  16. Care: a system of healthcare in which patients agree to visit only certain doctors and hospitals, and in which a managing company checks the cost of treatment
  17. hybrid of HMO and PPO plans
  18. insurance of oneself or one's interests by maintaining a fund to cover losses rather than by buying an insurance policy.
  19. figuring out which of two or more insurance policies will have the primary responsibility of processing/paying a claim
  20. Risk: category of risk that can be taken on voluntarily and will either result in a profit or loss.
  21. Indemnity Policy: is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.
  22. Clause: insurance policy clause stipulating that an insured party can receive full or partial benefits or a partial refund of premiums after a lapse due to non-payment.
  23. Life: type of cash value life insurance, sold primarily in the United States.
  24. health insurance plan requires you to use the doctors and hospitals within its own network
  25. a thing that is accepted as true or as certain to happen, without proof
  26. the state of handling something, especially by law
  27. Policy: does not have the right to share in surplus earnings, and therefore does not receive a dividend payment.
  28. a clause in an insurance policy detailing an exemption from or change in coverage.
Down
  1. course or principle of action adopted or proposed by a government, party, business, or individual.
  2. Expense Insurance: Coverage which supplies benefits toward the cost of such services as doctor's fees for nonsurgical care in the hospital, at home or in a physician's office, and X-rays or laboratory tests performed outside the hospital.
  3. a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
  4. Responsibility: refers to the process of managing money and other similar assets in a way that is considered productive and is also in the best interest of the individual, or the family, or the business company.
  5. serious and immediate danger.
  6. Insurance: coverage provided by private companies designed to pay for costs not covered by Original Medicare.
  7. changing
  8. s a metric that typically is the average annual contract value of a customer subscription
  9. Sheild: A medical or surgical expense plan
  10. Indemnity: provision for payment of double the face amount of an insurance policy under certain conditions, e.g. when death occurs because of an accident.
  11. provides nursing-home care, home-health care, personal or adult day care for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision.
  12. a person who derives advantage from something, especially a trust, will, or life insurance policy.
  13. the action or process of replacing someone or something.
  14. action or fact of making a specified thing smaller or less in amount, degree, or size.
  15. U.S. federal government health insurance, plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases.
  16. cash amount offered to the policyholder by the issuing life carrier upon cancellation of the contract.
  17. Value: cash amount offered to the policyholder by the issuing life carrier upon cancellation of the contract.
  18. plans offer a wide range of healthcare services through a network of providers who agree to supply services to members
  19. Medical Expense Insurance: covers the expenses associated with serious illness or hospitalization
  20. U.S. federal government health insurance program that subsidizes healthcare services. The plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases.
  21. Risk: also called absolute risk, is a category of threat that is beyond human control and has only one outcome if it occurs: loss.
  22. a specified amount of money that the insured must pay before an insurance company will pay a claim.
  23. insurance that protects insurers against large claims, policies take effect after a certain threshold has been exceeded in claims.
  24. Liability: liability which does not depend on actual negligence or intent to harm.
  25. insurance: supplies financial protection if the homeowner's house or its contents are damaged.
  26. Cross: part of a federation of 36 separate United States health insurance companies
  27. payment made by a beneficiary in addition to that made by an insurer.
  28. an instance of one moving object or person striking violently against another.
  29. Clause: a clause in a life-insurance policy stating that the insurer must pay only the reserve, or the total premiums paid if the policyholder should commit suicide within a stated period.
  30. a situation involving exposure to danger.

58 Clues: changing • hybrid of HMO and PPO plans • serious and immediate danger. • a situation involving exposure to danger. • Sheild: A medical or surgical expense plan • failure to take proper care in doing something. • the state of handling something, especially by law • has the potential to cause harm to a vulnerable target. • ...

Insurance Terms 2022-05-02

Insurance Terms crossword puzzle
Across
  1. amount of money paid by individuals/companies for insurance policy
  2. Insurance that pays for losses or damage to property
  3. Insurance that protects a person from unexpected high medical cost
  4. the amount you pay before your insurance covers the rest
  5. An insurance policy that provides income to individuals who can no longer work due to a disability.
  6. Insurance that provides insurers with chronic medical conditions to receive care and medical health when they can no longer do so
  7. inheritor of will, trust, life insurance policy
Down
  1. A policy that provides protection against a possible eventuality.
  2. An inheritor of a will, trust, or life insurance policy
  3. Insurance that provides insurance for the death of the insured for an indefinite amount of time
  4. Insurance that provides insurance for the death of the insured for a set amount of time
  5. Insurance that pays for accidental damage done to your apartment
  6. insurer pays benefits to the insured due to accidents
  7. Insurance that protects passengers in case of an accident

14 Clues: inheritor of will, trust, life insurance policy • Insurance that pays for losses or damage to property • insurer pays benefits to the insured due to accidents • An inheritor of a will, trust, or life insurance policy • the amount you pay before your insurance covers the rest • Insurance that protects passengers in case of an accident • ...

Unit 1 - General Insurance 2023-06-01

Unit 1 - General Insurance crossword puzzle
Across
  1. Risks for which the insurance company would be liable (1 Word)
  2. Chance of loss or gain and not insurable (2 words)
  3. Insurance sold by unauthorized/non-admitted insurers and can only be sold to certain high risk insureds (2 Words)
  4. This method of marketing can represent more than one insurance company (1 Word)
  5. Not equal value. Small premium for a large amount of coverage(1 Word)
  6. Handling a risk by sharing it amongst a group of people or business (1 Word)
  7. Voluntarily giving up a right
  8. This type of hazard can be seen (1 Word)
  9. An insurer publicly owned by stockholders/shareholders (2 Words)
  10. Giving something of value (1 Word)
  11. Pay for the loss but with no gain (1 Word)
  12. This type of hazard is carelessness (1 Word)
  13. What agent authority is written in the agents contract with the company (2 Words)
  14. This method of handling risk is doing something to lower the risk to reduce chance of loss (1 Word)
  15. This hazard is a belief that intentionally causing a loss is acceptable (1 Word)
  16. An insurance company incorporated in any country other than the USA (1 Word)
  17. Only ONE promise made (1 Word)
  18. An insurance company(the ceding company)paying another insurance company (1 Word)
  19. This agent authority is what an agent does that a reasonable person would assume as authority (2 Words)
  20. Intentional act to cheat another (1 Word)
  21. Failure to disclose (1 Word)
  22. Who is considered the 2nd party of a contract (1 Word)
  23. A group of businesses from the same industry joining together to buy liability insurance from an insurance company (3 Words)
  24. Transfer of risk (1 Word)
  25. This method of marketing can only represent one insurance company (1 Word)
  26. Something that causes an increase in the chance of loss (1 Word)
  27. Any insured age 18 and sane (2 Words)
  28. An agreement between the insured and the insurer (1 Word)
Down
  1. State license for an insurance company(3 Words)
  2. The insurance agent acts on behalf of the principal(1 Word)
  3. The insured and insurance company have a right to expect honesty from each other(3 words)
  4. A cause of loss (1 Word)
  5. Liability insurance company created for and owned by policyholders from the same industry (3 Words)
  6. The larger the group, the more accurate losses can be predicted (4 Words)
  7. This method of handling risk is self insuring(1 Word)
  8. A report card of the company (3 Words)
  9. This method of marketing is where no agent or producer is involved. Typically done by mail,television, etc. (2 Words)
  10. Insurance provided by individual underwriters,not companies (2 Words)
  11. The state requires the insurance company to have a certificate of authority (1 Word)
  12. Unauthorized;Insurance company not required to have a Certificate of Authority (2 Words)
  13. A position of a financial trust (2 Words)
  14. What agent authority is not written but are things agents normally do to sell insurance (2 Words)
  15. An insurance company located in the state where the company is incorporated (1 Word)
  16. This method of handling risk is not taking the risk at all (1 Word)
  17. Risks that have a greater than average chance of loss (2 Words)
  18. Type of insurer where the members are subscribers (2 Words)
  19. Insured must pay the premium for coverage and file a claim if a loss occurs (1 Word)
  20. Retaining risk rather than transferring risk (2 Words)
  21. Must be a member of the society to get the benefit with this insurer (2 Words)
  22. Uncertainty/Possibility of loss (1 Word)
  23. Type of insurer owned by the policyholder (2 Words)
  24. Who is considered the 1st party of a contract (1 Word)
  25. A promise or guaranty (1 Word)
  26. Insurance from the state or federal government (2 Words)
  27. These risks are calculable, affordable, noncatastrophic, homogeneous, accidental and measurable (1 Word- Hint:Acronym)
  28. An insurance company located in any state or US territory other than the state where incorporated (1 Word)
  29. Policy written by the insurance company and is take it or leave it. Customer has no say. (1 Word)
  30. Believed to be true (1 Word)
  31. The number one method of handling risk (1 Word)
  32. The acronym used for a legal contract (1 Word-Hint:acronym)
  33. Actions reasonably relied on by one party can't be denied by the party that accepted same previously (1 Word)

61 Clues: A cause of loss (1 Word) • Transfer of risk (1 Word) • Believed to be true (1 Word) • Failure to disclose (1 Word) • Voluntarily giving up a right • A promise or guaranty (1 Word) • Only ONE promise made (1 Word) • Giving something of value (1 Word) • Any insured age 18 and sane (2 Words) • A report card of the company (3 Words) • This type of hazard can be seen (1 Word) • ...

TIE2020 2020-12-07

TIE2020 crossword puzzle
Across
  1. An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
  2. By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
  3. Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs
  4. A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
  5. An amount that you yourself responsible for paying towards an insured loss
  6. An individual or firm hired by an employer to deal with claim processing
  7. Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
Down
  1. which protects the policyholder against a suit or claim for another's bodily injury and property damage
  2. It is the duty to disclose all material facts relating to the risk to be covered
  3. Policy that covers employees in a company against the dangers of an aircraft accidents
  4. The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
  5. Money which is set aside by the insurance company to pay the losses
  6. Transferring the financial consequences of a loss to another party such as insurance company
  7. The method by which each member of an insurance pool shares in every risk written by other pool member
  8. The termination of a policy before the expiry date
  9. To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
  10. Classification of various businesses by insurers
  11. Insurance which is useful when you want to sue someone
  12. Property taken over by an insurer to lower its loss
  13. Insurance which is mandatory when you stay in Germany for more than 3 months

20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...

Insurance Crossword 2024-09-24

Insurance Crossword crossword puzzle
Across
  1. The amount paid to the insurance company for coverage
  2. period The time the policy is active, from the start to the end date
  3. A request made to an insurance company to pay for a loss.
  4. The amount of a loss that the policyholder is responsible for before the insurance company pays.
  5. The chance of a loss occurring
  6. A licensed expert who sells insurance on behalf of an insurance company.
  7. The specific risk or cause of a loss covered by the policy, such as fire, theft, or flood
  8. A professional assessment of a property's value.
  9. An unexpected event or circumstance that results in a loss
  10. The person or people covered by the policy
  11. An addition to a policy contract.
  12. An insurance company representative who investigates claims and settles them.
Down
  1. When the insurance company takes the place of the insured to pursue any rights against a third party who may be liable for a loss
  2. A formal written contract that provides insurance
  3. A payer for health care services that is not the policyholder, such as an insurance company, HMO, PPO, or the federal government
  4. The length of time that a policy covers services, with a start and end date.
  5. A person or institution that provides medical care, such as a doctor, nurse, dentist, hospital, or clinic
  6. The amount of money the policy pays out if the insured dies
  7. The person who pays for and is covered by the policy

19 Clues: The chance of a loss occurring • An addition to a policy contract. • The person or people covered by the policy • A professional assessment of a property's value. • A formal written contract that provides insurance • The person who pays for and is covered by the policy • The amount paid to the insurance company for coverage • ...

Insurance! 2021-11-08

Insurance! crossword puzzle
Across
  1. 17th century London coffee shop that became the world's largest insurance marketplaceexcess retained risk below an insurance policy's attachment point
  2. type of insurance that protects our physical assets (buildings, etc) globally
  3. this type of insurance provides US workers injured at work with reimbursement for direct economic losses
  4. the transfer of risk in exchange for money
  5. broad term for insurance that protects against losses to third parties
  6. blanket term for types of insurance that the FIS global insurance team does not handle
  7. the money paid to transfer a risk
Down
  1. 3 down outside the UK
  2. 3 across, outside the US
  3. the most common request that the insurance team receives, from clients asking us to prove that we have the insurance coverage which we're contractually obligated to maintain, and which is readily available on both the client portal and FIS&Me
  4. a loss covered by insurance, for which insureds expect to be paid
  5. common term for type of insurance the protects the company in the event of a major data breach
  6. this not-quite-tropical Atlantic island is one of the world's largest insurance company domiciles and writes more reinsurance on US risks than any other country, including the US

13 Clues: 3 down outside the UK • 3 across, outside the US • the money paid to transfer a risk • the transfer of risk in exchange for money • a loss covered by insurance, for which insureds expect to be paid • broad term for insurance that protects against losses to third parties • type of insurance that protects our physical assets (buildings, etc) globally • ...

Insurance 2023-04-26

Insurance crossword puzzle
Across
  1. _________28 is what the property insurance cert should be listed on
  2. Cap Funding, HUD, and the borrower should be listed as additional ________ on all property certs?
  3. Which type of insurance do we escrow for?
  4. The other name for Property Insurance?
  5. When should a cert be saved in file?
  6. Where should insurance corrections be listed?
  7. tickler color that means completely finished
  8. tickler color that means policy/premium is still needed
Down
  1. What should be filed out once we receive a cert?
  2. ___________ the tickler with as much information as possible
  3. The other name for Crime insurance?
  4. SIR is the ________?
  5. Which 2 types of Liability insurance do we need? General and _____

13 Clues: SIR is the ________? • The other name for Crime insurance? • When should a cert be saved in file? • The other name for Property Insurance? • Which type of insurance do we escrow for? • tickler color that means completely finished • Where should insurance corrections be listed? • What should be filed out once we receive a cert? • ...

Insurance 2021-04-15

Insurance crossword puzzle
Across
  1. ID prefix for blue plus mncare
  2. account type is the most commonly used guarantor type in Epic
  3. account type for patients receiving services related to an accident or injury that occured at work
  4. person ultimately responsible for medical bills
  5. there are 4 components to this insurance: A,B,C,D
  6. used when a patient is using the VA to cover their visits
Down
  1. healthcare program for patients who live in mn, have a lower income and no access to affordable healthcare
  2. electronic payor id
  3. person who carries the insurance
  4. a program that provides medical care for low income individuals
  5. prepaid medical assistance program
  6. real time eligibility
  7. electronic data interchange

13 Clues: electronic payor id • real time eligibility • electronic data interchange • ID prefix for blue plus mncare • person who carries the insurance • prepaid medical assistance program • person ultimately responsible for medical bills • there are 4 components to this insurance: A,B,C,D • used when a patient is using the VA to cover their visits • ...

Insurance 2022-04-27

Insurance crossword puzzle
Across
  1. The maximum amount of protection purchased by the insured for a specific coverage
  2. Any request or demand for payment under the terms of the insurance policy.
  3. Pays for damage to an insured vehicle when it hits or is hit by another car or object, or if the car overturns.
  4. Type of coverage that covers you if the person that hit you has no insurance
  5. This type of reimbursement is when you need a car while your car is being fixed
  6. Insurance covers the difference, if any, between your car's actual cash value and what you still owe.
Down
  1. Type of coverage that covers you if the person that hit you does not have enough insurance
  2. Provides high limits of additional liability coverage above the limits of your homeowners and auto policy.
  3. A reduction in your premium if you or your car meet certain conditions
  4. Coverage that pays medical expenses related to an automobile accident
  5. The portion of a claim you pay out of pocket
  6. The person or entity listed on the policy declarations page
  7. Pay your bill automatically online each month

13 Clues: The portion of a claim you pay out of pocket • Pay your bill automatically online each month • The person or entity listed on the policy declarations page • Coverage that pays medical expenses related to an automobile accident • A reduction in your premium if you or your car meet certain conditions • ...

INSURANCE 2022-11-29

INSURANCE crossword puzzle
Across
  1. A type of insurance that covers the cost of 10-across expenses
  2. Your home insurance can be included into your _____
  3. The maximum amount your insurance policy compensates for a covered loss
  4. The gender statistically more likely to get in car accidents
  5. A type of insurance that protects your vehicle
  6. A type of insurance that covers immediate expenses, ongoing expenses, and future expenses
Down
  1. Health insurance covers _______ and surgical expenses.
  2. The amount you pay for services before your insurance plan starts to pay
  3. Life insurance that ensures life protection throughout your entire life
  4. Life insurance that ensures life protection at an affordable rate for a certain period of time
  5. The amount you pay for your insurance every month
  6. A type of insurance that protects your house from many damages that may occur
  7. A type of insurance that protects you on vacations or business trips

13 Clues: A type of insurance that protects your vehicle • The amount you pay for your insurance every month • Your home insurance can be included into your _____ • Health insurance covers _______ and surgical expenses. • The gender statistically more likely to get in car accidents • A type of insurance that covers the cost of 10-across expenses • ...

Insurance 2023-09-09

Insurance crossword puzzle
Across
  1. Financial protection against specific risks.
  2. Represents the current worth or price of an asset or investment in the open market. It can fluctuate based on supply and demand and may differ from the face value or purchase price.
  3. The company that provides insurance coverage
  4. The duration for which an insurance policy is in effect, typically expressed in months or years.
  5. The amount of money specified in an insurance policy that will be paid out upon maturity, death, or another specified event.
  6. A written contract between the insurance company and the policyholder outlining the terms, conditions, and coverage details.
Down
  1. A formal request made by the policyholder to the insurance company for payment or coverage of a loss
  2. The principle of insurance that aims to restore the policyholder to the financial position they were in before the covered loss occurred.
  3. The likelihood of a loss occurring
  4. The process by which an insurance company seeks reimbursement from a third party responsible for a covered loss.
  5. The person who purchases an insurance policy.
  6. The amount of money paid to the insurance company
  7. The maximum amount the insurance company will pay for a covered claim or loss, as stated in the policy.

13 Clues: The likelihood of a loss occurring • Financial protection against specific risks. • The company that provides insurance coverage • The person who purchases an insurance policy. • The amount of money paid to the insurance company • The duration for which an insurance policy is in effect, typically expressed in months or years. • ...

Insurance 2024-04-24

Insurance crossword puzzle
Across
  1. the contract between an insurance company and the insured individual
  2. Insurance protection for destroyed or stolen personal property for a renter
  3. Insurance optional extended liability coverage that can be added to auto and homeowners policies
  4. the amount of money you will pay out of pocket before the insurance company will make a payment​​​​​​​
  5. an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
  6. Coverage covers the structure of your home, including the roof, walls, floors, and any other part of the structure
Down
  1. Insurance protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
  2. the amount of money paid for an insurance policy​​​​​​​
  3. of Use Coverage covers additional living expenses if you‘re unable to live in your home while it’s being repaired
  4. Period the amount of time after the premium is due in which a policyholder can make a premium payment without suffering a lapse (break) in coverage​​​​​​​
  5. a formal request by a policyholder to their insurance company for compensation for a covered loss​​​​​​​
  6. Property Coverage covers your personal belongings if they are damaged, destroyed, or stolen
  7. the amount of liability protection offered to an individual through an insurance policy​​​​​​​

13 Clues: the amount of money paid for an insurance policy​​​​​​​ • the contract between an insurance company and the insured individual • Insurance protection for destroyed or stolen personal property for a renter • Property Coverage covers your personal belongings if they are damaged, destroyed, or stolen • ...

Insurance 2025-11-23

Insurance crossword puzzle
Across
  1. Medical This insurance is for surgeries and hospitalizations
  2. This is the lowest form of auto coverage and will only fix the other person's car if you cause an accident
  3. Policy This insurance will cover damages to your home
  4. This insurance takes care of your eye care needs
  5. This insurance is to provide for those you leave behind when you pass away.
  6. This insurance takes care of financial loss for car accidents
  7. Policy This insurance covers your items inside your apartment or rental unit
Down
  1. This is the top level of auto insurance and will cover your repairs in most instances
  2. This insurance is available in short term or long term to help you when you are unable to work
  3. This is the second tier of auto insurance and will fix your car and the other person's car if you cause a wreck
  4. This insurance covers your cleanings and basic oral care
  5. This insurance is to cover costs for your furry friends.
  6. This insurance is for basic medical care

13 Clues: This insurance is for basic medical care • This insurance takes care of your eye care needs • Policy This insurance will cover damages to your home • This insurance covers your cleanings and basic oral care • This insurance is to cover costs for your furry friends. • Medical This insurance is for surgeries and hospitalizations • ...

Insurance 2026-03-19

Insurance crossword puzzle
Across
  1. Protection provided by an insurance policy
  2. The company that provides insurance
  3. Damage to your own vehicle
  4. Responsibility for damage or injury
  5. Something that causes damage, like a crash
  6. Type of insurance required to drive legally
  7. Insurance that helps pay for injuries
Down
  1. Money you must pay before insurance helps cover costs
  2. The person who buys insurance
  3. A request for payment after an accident or loss
  4. An official agreement between the insurer and the customer
  5. Money paid regularly to keep insurance active
  6. The chance of loss or damage

13 Clues: Damage to your own vehicle • The chance of loss or damage • The person who buys insurance • The company that provides insurance • Responsibility for damage or injury • Insurance that helps pay for injuries • Protection provided by an insurance policy • Something that causes damage, like a crash • Type of insurance required to drive legally • ...

Business Math ch 11 vocab 2024-01-25

Business Math ch 11 vocab crossword puzzle
Across
  1. Amount of principal due at the maturity date of the bond
  2. A group plan offering prepaid medical care to its members
  3. Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
  4. Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
  5. allows you to pay premiums over a specified period but remain insured for life
  6. the amount received after giving up a life insurance policy
  7. permanent cash-value insurance that combines term insurance (death benefits) with a tax-sheltered savings/investment account that pays interest, usually at competitive money market rates
Down
  1. Insurance that provides financial protection from losses resulting from a death during a definite period, or term.
  2. a specific amount of money a patient pays for a particular service
  3. insurance paid to named beneficiaries when the insured person dies
  4. one who receives benefits
  5. Insurance that covers medical illness or injury.
  6. A prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
  7. a specified amount of money that the insured must pay before an insurance company will pay a claim

14 Clues: one who receives benefits • Insurance that covers medical illness or injury. • Amount of principal due at the maturity date of the bond • A group plan offering prepaid medical care to its members • the amount received after giving up a life insurance policy • a specific amount of money a patient pays for a particular service • ...

AI Puzzlers! 2021-02-10

AI Puzzlers! crossword puzzle
Across
  1. period of time without insurance coverage
  2. Money charged for insurance coverage
  3. policy statements showing policy coverage
  4. something harmful or unexpected that could result in a loss
  5. the amount of coverage on a policy
  6. an individual who sells insurance policies
  7. when a person does not have enough insurance coverage
  8. This group provides underwriting assistance
  9. Allstate system to track inspections
  10. form used by the insurance industry to show insurance coverage
  11. customer and policy management system
  12. This is required for most property policies
Down
  1. a change to a policy that adjusts coverage
  2. form of payment using EFT
  3. a request made by an insured for payment due to a loss
  4. Set of rules you must follow when writing a policy
  5. the car rental company Allstate works with
  6. insurance policy that professionals should carry
  7. an event that creates a large magnitude loss
  8. the period of time a policy is in effect
  9. seeking payment from a third party who caused losses to an insured
  10. system allstate uses to manage social media and texting
  11. discount involving electronic document delivery
  12. vehicles are rated by their performance in the event of a collision (abbreviation)
  13. the cost to replace an item minus depreciation (abbreviation)

25 Clues: form of payment using EFT • the amount of coverage on a policy • Money charged for insurance coverage • Allstate system to track inspections • customer and policy management system • the period of time a policy is in effect • period of time without insurance coverage • policy statements showing policy coverage • a change to a policy that adjusts coverage • ...

Health Care Economics 2016-03-19

Health Care Economics crossword puzzle
Across
  1. of service plan a physician coordinated health insurance plan that combines characteristics of both HMO and PPO plans
  2. a flat fee that many health insurance plans require patients to pay each time they have receive a health care service
  3. insurance a health insurance system that allows individuals to obtain group health benefits through an organization such as an employer a union or as an association
  4. provider organization plan a health insurance plan that allows patients to received care from a nonplan provider but requires them to pay a higher out of pocket price if they do so
  5. nonprofit institution community facility that receives federal state and local tax exemptions in exchange for providing a community benefit such as services to medicaid patients and those who are unable to pay
  6. spending account a monetary account offered through an employer into which money is put through payroll deductions before it is taxed funds can be withdrawn for qualified medical expenses as needed but the funds must be spend each year
  7. institution a for profit health care facility usually owned by a corporation
  8. the federally-funded health care program for older Americans
  9. payment system a health care insurance system that pays the health care provider a fixed amount based on the medical diagnosis or specific procedure rather than on the actual cost for care is greater than the fixed amount the provider must absorb the additional expense
  10. payment the act of paying for health care with one's own money
  11. review a process in which a n insurer reviews decisions by physicians and other providers about how much care to provide
  12. a government program that offers health insurance to many lowincome and disabled people
  13. provider a health care provider who has a contract with a managed care insurance plan
Down
  1. a government health insurance system that provides medical coverage for active and retired service personnel and their dependents
  2. care a type of health insurance plan that establishes predetermined rates for services with health care providers such as doctors and hospitals and puts providers in the position o managing patient's use of health care
  3. institution a public health care facility that receives most of its funding from local state or federal sources
  4. a physician who not only delivers primary care services but also makes referrals for specialty care
  5. the portion of the medical costs a patient may still have to pay once an insurance plan's deductible has been met
  6. the money a person must pay before an insurance policy provides benefits
  7. of network provider a health care provider who is not in a particular managed care health insurance plan
  8. related groups a classification system used by Medicare and Medicaid to determine payment for health services based on diagnosis surgical procedures age and other information
  9. savings account a monetary account commonly paired with a highdeductible health insurance plan that allows individuals to pay for qualified medical change using taxfree HSA dollars until they meet their deductibles
  10. utilization making better use of health care resources to cut costs
  11. the monthly amount paid to a private insurance company for health insurance coverage

24 Clues: the federally-funded health care program for older Americans • payment the act of paying for health care with one's own money • utilization making better use of health care resources to cut costs • the money a person must pay before an insurance policy provides benefits • institution a for profit health care facility usually owned by a corporation • ...

crossword 26 2026-02-02

crossword 26 crossword puzzle
Across
  1. Insurance is benefits for dependents after death
  2. Uninsured Motorists Coverage pays mainly for _ _ _ _ _ _ injury
  3. Eligibility without income assessment
  4. insurance is acronym for Old-Age Survivors and Disability Insurance
  5. is the First party in an insurance contract
  6. Government-mandated insurance program
  7. Credit-based score predicting future insurance claims
Down
  1. discount is Reduced premium based on academic achievement
  2. – Provides retirement benefits
  3. COVERAGE is a part of an auto insurance policy that protects you and your passengers when you are involved in an accident caused by a driver who does not have any motor insurance or cannot be identified.
  4. Minimum level of income guaranteed or insured
  5. Insurance is Coverage for loss of income due to disability
  6. party Person or entity claiming against the insured is the
  7. is the Second party in an insurance contract

14 Clues: – Provides retirement benefits • Eligibility without income assessment • Government-mandated insurance program • is the First party in an insurance contract • is the Second party in an insurance contract • Minimum level of income guaranteed or insured • Insurance is benefits for dependents after death • Credit-based score predicting future insurance claims • ...

Auto Insurance Crossword 2026-05-10

Auto Insurance Crossword crossword puzzle
Across
  1. amount of money per year auto insurance costs
  2. Auto insurance covers ____
  3. what will happen if you don't have an uninsured vehicle
  4. another popular auto insurance brand (hint: flo)
Down
  1. Another thing auto insurance covers
  2. Who needs auto insurance?
  3. Liability you pay for
  4. another auto insurance option
  5. Auto insurance option
  6. Auto insurance is mainly for ____
  7. a popular auto insurance brand (hint: a green lizard)
  8. Insurance provides financial ____

12 Clues: Liability you pay for • Auto insurance option • Who needs auto insurance? • Auto insurance covers ____ • another auto insurance option • Auto insurance is mainly for ____ • Insurance provides financial ____ • Another thing auto insurance covers • amount of money per year auto insurance costs • another popular auto insurance brand (hint: flo) • ...

Unit 6 Vocab 2021-11-29

Unit 6 Vocab crossword puzzle
Across
  1. Preferred Provider Organization
  2. A level of insurance that covers the damage or loss of a vehicle due to fire, theft, vandalism, hail, and other causes
  3. A warranty that imposes certain limitations as to what the warranty will cover
  4. Insurance plan that pays their share of covered medical services after treatment is provided, once the policy holder has paid the deductible and any co-pays
  5. The person named in the policy to receive the benefits in the event of death
  6. Also called co-pay; a set amount an insurance policy holder pays to access medical treatment
  7. The cost of replacing an asset using the present value of the asset to determine reimbursement
  8. Additional insurance that modifies an existing insurance policy to extend its coverage
  9. An implied warranty when a consumer relies upon the seller to select a product to meet a specific need of the consumer
  10. A whole or permanent life insurance plan that takes part of the premium and invests it into a tax-free account
  11. Ensures that if a policy holder causes injury to another, the injury caused will be covered
  12. Insurance that protects the policy holder’s belongings from natural disaster, vandalism, theft, smoke, etc.
  13. An insurance policy that protects the value of the insurer’s property and earnings beyond the standard limits set by their primary policies
  14. Life insurance that insures you for your whole life and is often called permanent or straight life insurance
  15. A level of insurance that covers any damage caused to other people’s property, including their vehicle
  16. An agreement between the consumer and the manufacturer/seller such that all labor associated with a defect of an item is covered by the contract
  17. A warranty that provides consumers the legal assumption that the product purchased performs as state by the seller
Down
  1. A warranty that guarantees the item purchased for either an amount of time equal to that of the owner of the item or for the duration of time the item remains in circulation
  2. A written warranty that clearly expresses the terms and conditions covered by the warranty
  3. The amount an individual can be expected to pay for an insurance policy
  4. The state of being legally obligated or responsible
  5. A warranty that prolongs the time in which the seller or manufacturer is responsible for any liability, as stated in the terms and conditions, of the item purchased
  6. Insurance that protects against damage to the car or injury to persons in the car caused by a driver who is either under insured or not insured
  7. Health Maintenance Organization
  8. A warranty that covers, in full, the labor, parts, and other costs associated with the repair or replacement of a faulty item
  9. Composed of medical professionals whose aim is to reduce the cost of medical treatment while providing a high level of health care
  10. An implied warranty that ensures the item purchased functions as stated by the seller and meets the demands of an ordinary consumer
  11. A level of insurance that covers the policy holder’s personal vehicle
  12. Life insurance that offers protection for a fixed amount of time, usually 1, 5 or 10 years
  13. The amount an insurance policy holder must pay to receive the benefits of the policy

30 Clues: Preferred Provider Organization • Health Maintenance Organization • The state of being legally obligated or responsible • A level of insurance that covers the policy holder’s personal vehicle • The amount an individual can be expected to pay for an insurance policy • The person named in the policy to receive the benefits in the event of death • ...

Chapter 4 Sections 1-3 2024-03-26

Chapter 4 Sections 1-3 crossword puzzle
Across
  1. Responsible for damages caused.
  2. Many vehicles come with 4WD. What does the 4W refer to?
  3. What is the Manual transmission refered by?
  4. On a graph, where two curves or lines with different slopes meet.
  5. A type of graph or data display that displays all the data in a data set using a shorthand notation designed to save space. Every stem-and-leaf plot must have a legend describing what the different parts represent.
  6. __________ insurance is a type of insurance that covers a person from damages.
  7. This type of insurance is usually required if there is a loan on the car.
  8. _________ liability covers personal injury if a driver is at fault in an accident.
  9. The C in the abbreviation AC when referencing an automobile.
  10. At fault for damages caused.
  11. A special type of box plot that shows all the numbers that are outliers as single points past the whiskers.
  12. ________ liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
  13. A request for payment from an insurance company by a policy holder.
  14. What does the W stand for in the abbreviation FWD?
  15. ______ insurance is a type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
  16. ________ protection is a type of coverage sometimes called no-fault insurance.
Down
  1. An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
  2. A type of insurance coverage that pays for towing or road service when a car is disabled.
  3. The ______ tax is a percentage paid of sales on products or services to the government of sales on products or services.
  4. The quartile where 25% of the numbers in the data set are at or below Q1.
  5. Part of the repair or damages that a driver has to pay before the insurance company pays.
  6. The Automatic ______ is abbreviated as Auto when referencing an automobile.
  7. _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
  8. The quartile where 75% of the numbers in the data set are at or below .
  9. The A in the abbreviation ABS when referencing an automobile.
  10. ______ insurance is a type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
  11. The amount paid for an insurance policy.
  12. The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
  13. The navigation system in your verhicle is refered to by this abbreviation.
  14. Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
  15. A type of graph that shows all four quartiles and the minimum number; it is drawn to scale.
  16. A ______ function, or split function, gives a set of rules for each domain of the function; c(x) is computed differently depending on the value of x.

32 Clues: At fault for damages caused. • Responsible for damages caused. • The amount paid for an insurance policy. • What is the Manual transmission refered by? • What does the W stand for in the abbreviation FWD? • Many vehicles come with 4WD. What does the 4W refer to? • The C in the abbreviation AC when referencing an automobile. • ...

insurance 23 2026-01-24

insurance 23 crossword puzzle
Across
  1. is a fire insurance standard fire insurance policy covering loss or damage caused by fire and allied perils.
  2. is a fire insurance policy issued for the maximum possible stock value with premium discounts for lower declared values.
  3. a fire insurance policy that insures a specific property for a definite sum insured.
  4. is a fire insurance policy that covers loss caused by accidental leakage or discharge from automatic sprinkler systems.
Down
  1. is a fire insurance policy that provides coverage against a wide range of risks under a single contract.
  2. is a fire insurance policy that provides compensation by replacing or reinstating the damaged property instead of paying cash.
  3. is a fire insurance policy in which the sum insured and premium are adjusted at the end of the policy period.
  4. is a fire insurance policy that covers goods in transit without specifying exact locations.
  5. a fire insurance policy covering specific risks such as fire, flood, earthquake, storm, and explosion.
  6. is a fire insurance policy where the insured declares the value of stock periodically for premium calculation.
  7. a fire insurance policy that covers loss of profit or business interruption resulting from fire damage.
  8. is a fire insurance policy that covers losses exceeding a predetermined amount borne by the insured.
  9. is a fire insurance policy that applies the principle of average when the property is under-insured.
  10. is a fire insurance policy in which the value of the subject matter is fixed in advance and paid in full in case of total loss.

14 Clues: a fire insurance policy that insures a specific property for a definite sum insured. • is a fire insurance policy that covers goods in transit without specifying exact locations. • is a fire insurance policy that covers losses exceeding a predetermined amount borne by the insured. • ...

Chapter 9 Insurance_B 2024-05-06

Chapter 9 Insurance_B crossword puzzle
Across
  1. _________ Benefit: benefit paid to the beneficiaries after the policyholder dies​​​​​​​
  2. Uninsured/Underinsured Motorist _________: protection for you and passengers if you‘re hit by an uninsured or underinsured motorist, or if you are the victim of a hit-and-run
  3. ____________ Insurance: protection for destroyed or stolen personal property for a renter
  4. _________ Life Insurance (or Cash Value): life insurance that lasts for the life of the policyholder and uses a portion of the premium as an investment​​​​​​​
  5. _________ Insurance: protection for damage to your car resulting from a collision with another car or object
  6. _________ Insurance: protection for loss or damage to your vehicle caused by something other than a collision (such as vandalism)​​​​​​​
  7. people who are designated by the policyholder to receive the death benefit of a life insurance policy
  8. Personal _____ Protection (PIP): a component of auto insurance that pays for medical expenses, lost wages, and other financial losses of the driver and passengers of the policyholder’s vehicle
Down
  1. _______-Insured: having enough money saved and invested so a spouse or loved one could live off of it when you die, eliminating the need for life insurance​​​​​​​
  2. __________ Insurance: optional extended liability coverage that can be added to auto and homeowners policies
  3. __________ Life Table: life expectancy chart used by insurance agents to figure out life insurance premiums for an individual based on a variety of factors
  4. _________ Insurance: protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
  5. _________ Insurance: protection against claims resulting from personal injury or property damage as the result of an auto accident
  6. a person who relies on someone for financial support​​​​​​​
  7. ________ Life Insurance: life insurance for a specified amount of time; at the death of the policyholder, the insurance company pays the death benefit to the beneficiaries​​​​​​​

15 Clues: a person who relies on someone for financial support​​​​​​​ • _________ Benefit: benefit paid to the beneficiaries after the policyholder dies​​​​​​​ • ____________ Insurance: protection for destroyed or stolen personal property for a renter • people who are designated by the policyholder to receive the death benefit of a life insurance policy • ...

Insurance Definitions 2024-07-05

Insurance Definitions crossword puzzle
Across
  1. Typically used for rental properties
  2. The insurance company
  3. The date on which an insurance policy becomes active
  4. The portion of your home insurance policy that covers the cost of replacing your possessions, sometimes referred as "Coverage C"
  5. Best type if insurance policy for single family homes and both dwelling and contents are all risk
  6. The person covered by an insurance policy
Down
  1. Most common type of policy for homeowners insurance where the dwelling is covered at all-risk while contents are covered as named perils
  2. The cost associated with replacing personal property at current market price
  3. A person who reviews and evaluates an application for the insurance
  4. A decrease in value of property or belongings
  5. The amount sought through an insurers claim
  6. Sometimes referred to as "Coverage F" and will cover the medical costs if someone is injured on your property and does not want to sue you
  7. The amount paid by the insurer or lender to the insurance company to obtain or maintain insurance
  8. Usually for Condo or Townhome homeowners and does not cover the exterior of the unit
  9. Typically used when renting a residence and does not include coverage on the structure
  10. Refers to a specific risk or cause of loss covered by an insurance policy such as fire, hail, or theft
  11. Coverage on a policy that usually provides a benefit over and above the dwelling policy limits to protect the policyholder from inflaterion in building costs, abbreviation for extended replacement cost

17 Clues: The insurance company • Typically used for rental properties • The person covered by an insurance policy • The amount sought through an insurers claim • A decrease in value of property or belongings • The date on which an insurance policy becomes active • A person who reviews and evaluates an application for the insurance • ...

AI Puzzlers! 2021-02-10

AI Puzzlers! crossword puzzle
Across
  1. period of time without insurance coverage
  2. Money charged for insurance coverage
  3. policy statements showing policy coverage
  4. something harmful or unexpected that could result in a loss
  5. the amount of coverage on a policy
  6. an individual who sells insurance policies
  7. when a person does not have enough insurance coverage
  8. This group provides underwriting assistance
  9. Allstate system to track inspections
  10. form used by the insurance industry to show insurance coverage
  11. customer and policy management system
  12. This is required for most property policies
Down
  1. a change to a policy that adjusts coverage
  2. form of payment using EFT
  3. a request made by an insured for payment due to a loss
  4. Set of rules you must follow when writing a policy
  5. the car rental company Allstate works with
  6. insurance policy that professionals should carry
  7. an event that creates a large magnitude loss
  8. the period of time a policy is in effect
  9. seeking payment from a third party who caused losses to an insured
  10. system allstate uses to manage social media and texting
  11. discount involving electronic document delivery
  12. vehicles are rated by their performance in the event of a collision (abbreviation)
  13. the cost to replace an item minus depreciation (abbreviation)

25 Clues: form of payment using EFT • the amount of coverage on a policy • Money charged for insurance coverage • Allstate system to track inspections • customer and policy management system • the period of time a policy is in effect • period of time without insurance coverage • policy statements showing policy coverage • a change to a policy that adjusts coverage • ...

General Insurance terms 2 2024-07-01

General Insurance terms 2 crossword puzzle
Across
  1. believed to be true, misrepresentation or material misrepresentation can affect insurance decisions
  2. state license for an insurance company
  3. trust of premium payments put on an agent that accepts premium payments
  4. insured must pay the premium for coverage and file a claim if loss occurs
  5. policy written by insurance companies, if not clear will take the side of the insured
  6. actions reasonably relied on by one party can not be denied by the party that accepted same previously
  7. promise may be made by the insured if broken no coverage
  8. this requires consideration, legal purpose, offer, acceptance, and competent parties
  9. state requires the insurance company to have a certificate of authority
  10. pay for loss but with no gain
Down
  1. unauthorized insurance company not required to have a certificate of authority from the state
  2. express, implied, apparent are this type of authority
  3. intentional act to cheat another
  4. voluntarily giving up a right
  5. an act that can include embezzlement and is punishable by fine or imprisonment (10-15 year)
  6. only one promise made by insurance company to pay for a covered loss
  7. failure to disclose, if intentional and material coverage could be voided
  8. contract between insurance company and the insured can not be transferred to someone else
  9. not equal in value, small premium for a large amount of coverage
  10. insurance sold by unauthorized non-admitted insurers if on the states approval list can only be sold to certain high risk insureds

20 Clues: voluntarily giving up a right • pay for loss but with no gain • intentional act to cheat another • state license for an insurance company • express, implied, apparent are this type of authority • promise may be made by the insured if broken no coverage • not equal in value, small premium for a large amount of coverage • ...

Automobile vocabulary 2024-12-09

Automobile vocabulary crossword puzzle
Across
  1. damage liability coverage that pays for damage
  2. rental insurance this pays you for part of the cost of the rented car
  3. fault insurance compensates regardless of who is at fault
  4. motorist protection this pays for injury's
  5. extra fees
  6. value increases
  7. pays for the cost of a accident
  8. injury liability if you at fault in a accident
  9. road service this pays for towing
  10. at fault if you cause a accident
  11. request for money
Down
  1. statisticans that predict how often customers
  2. insurance this coverage pays for the injury you or your passengers
  3. insurance this pays for the repair or replacment
  4. the amount the policy owner must pay
  5. injury protection this coverage pays for the injury
  6. pay a fee
  7. responsible to pay for damages
  8. value decrease
  9. insurance sets minimum liabilty

20 Clues: pay a fee • extra fees • value decrease • value increases • request for money • responsible to pay for damages • pays for the cost of a accident • insurance sets minimum liabilty • at fault if you cause a accident • road service this pays for towing • the amount the policy owner must pay • motorist protection this pays for injury's • statisticans that predict how often customers • ...

Review 2026-04-21

Review crossword puzzle
Across
  1. Costs of producing 1 more unit of the output.
  2. The state where healthcare insurance first started for hospital care.
  3. drivers of health throughout history that have played an integral role in causing, exacerbating, and alleviating health-harming social conditions
  4. An agency that serves a healthcare and public health function regulating public health insurance.
  5. The amount of goods and services that producers are able and willing to sell at a given price over a given period of time.
  6. The hazard where some people use more insurance because they know they have it.
  7. The largest piece of health policy to change health insurance for the US.
  8. Drivers of health that are root causes
  9. The form of healthcare insurance where insurance companies paid providers whatever they charged.
  10. The form of economics that discusses what public policy should be implemented based on the decision makers's values and answers the question "what should be."
  11. The first form of managed care health insurance.
  12. Public insurance that fills the gap in coverage for low income individuals.
  13. Measure of consumer satisfaction in economics.
  14. An agency that serves a healthcare and public health function to reduce harm to the environment.
  15. The economic effiency that focuses on providng the most value or benefit with goods and services.
  16. One of the causes for the rising cost of healthcare in the US.
  17. What patients lost in the earliest form of managed care.
  18. The form of public insurance at the state level.
  19. The primary way US citizens receive healthcare insurance.
  20. This coupled with uncertainty are the foundational concepts of insurance.
  21. A cost containment strategy health insurance companies use to keep patients from overusing services.
Down
  1. A type of structural driver of health
  2. A form of government internetion in a market to avoid or address market failure.
  3. A different product that satisfies the same demand.
  4. Public goods that are transformed into other types of goods by making them exclusive or charging a fee.
  5. The efficency that focuses on reducing the costs of the inputs used to produce goods and services.
  6. A ____________ disparity exists when one population group experiences a higher burden of disability or illness relative to another grou
  7. Drivers of health that are the result of the root causes
  8. Hidden costs associated with every decision.
  9. Markets with a single seller that controls the market and creates barriers to entry.
  10. Elasticities that are always negative because as it increases demand decreases.
  11. Level of government that is the largest provider of healthcare.
  12. Drivers of health that describe the actual conditional and material circumstances that result from the use of structural drivers
  13. The reason the employers started to give healthcare insurance as a benefit to supplement salary.
  14. How responsive the change in demand or supply is when there is either a change in price or income.
  15. The first healthcare insurance company.
  16. The numerical value of the elasticity when the demand for a product is perfectly elastic.
  17. Rooted in the concept of uncertainty and risk.
  18. The quantity of goods and services that a consumer is willing and able to purchase over a specified time.
  19. The amount paid in monthly installments for healthcare insurance.
  20. Goods that are nonrivals and nonexclusive.

41 Clues: A type of structural driver of health • Drivers of health that are root causes • The first healthcare insurance company. • Goods that are nonrivals and nonexclusive. • Hidden costs associated with every decision. • Costs of producing 1 more unit of the output. • Measure of consumer satisfaction in economics. • Rooted in the concept of uncertainty and risk. • ...

Econ 2022-11-14

Econ crossword puzzle
Across
  1. The original amount of money borrowed
  2. The number of years it takes for a certain amount to double. (72 divided by annual rate of interest)
  3. Amount you must pay before you receive any benefits from insurance
  4. Card that allows you make basic financial transactions
  5. Agreement of insurance
  6. Out-of-pocket fee paid by a person with health insurance
  7. A nonprofit financial institution that is owned by its members and organized for their benefit.
  8. Company or government agency provides a guarantee of compensation for loss
  9. Amount of protection you have through an insurance company in the event of a loss
  10. Sum or money paid by the insured to the insurance company
  11. Liquidation of assets in order to repay creditors
Down
  1. interest paid on the principal alone
  2. Property owned by a person or company
  3. a signature or stamp on the back of a check
  4. Sharing of expenses by the policyholder and the insurance company
  5. Measure of wealth (assets-liabilities)
  6. a check written for an amount more than in your account
  7. interest earned on both the principal amount and any interest already earned
  8. A for-profit institution that offers personal loans, mortgages, and other services.
  9. Request by policy holder to a insurance company for coverage or compensation
  10. Occurs when money is withdrawn from the bank and balance goes below zero
  11. Something a person/company owns
  12. 4 digit code that you use with your debit card

23 Clues: Agreement of insurance • Something a person/company owns • interest paid on the principal alone • The original amount of money borrowed • Property owned by a person or company • Measure of wealth (assets-liabilities) • a signature or stamp on the back of a check • 4 digit code that you use with your debit card • Liquidation of assets in order to repay creditors • ...

Financial Protection_Arshdeep_TCE 2025-10-01

Financial Protection_Arshdeep_TCE crossword puzzle
Across
  1. What is the regular income received after retirement called?
  2. What is the money received after filing insurance called?
  3. What is the withdrawal from retirement savings before due time called?
  4. Money kept aside during working years for old age is called?
  5. What is the government-backed retirement savings scheme in India?
  6. What type of insurance covers car, house, or travel?
  7. Emergency fund provides protection against financial ____?
  8. What is the amount needed after retirement called?
  9. What type of insurance provides coverage after death of insured?
Down
  1. What is the amount you pay from your pocket before insurance pays?
  2. What is the period during which no claim is payable called?
  3. What is the fixed amount you pay regularly for insurance?
  4. What is money kept aside for sudden expenses called?
  5. What is the insurance that covers hospital expenses called?
  6. What is the minimum recommended size of an emergency fund in months of expenses?
  7. What is the process of ending a policy before maturity called?
  8. The rise in cost of living that affects pensions is called?
  9. What is the nominee who receives life insurance benefit called?
  10. Where should emergency funds ideally be kept?
  11. What is the maximum limit an insurer will pay called?

20 Clues: Where should emergency funds ideally be kept? • What is the amount needed after retirement called? • What is money kept aside for sudden expenses called? • What type of insurance covers car, house, or travel? • What is the maximum limit an insurer will pay called? • What is the money received after filing insurance called? • ...

Financial Protection_Arshdeep_TCE 2025-10-01

Financial Protection_Arshdeep_TCE crossword puzzle
Across
  1. Emergency fund provides protection against financial ____?
  2. What type of insurance covers car, house, or travel?
  3. Money kept aside during working years for old age is called?
  4. What is the withdrawal from retirement savings before due time called?
  5. What is the minimum recommended size of an emergency fund in months of expenses?
  6. What is the insurance that covers hospital expenses called?
  7. Where should emergency funds ideally be kept?
  8. What is money kept aside for sudden expenses called?
  9. What is the period during which no claim is payable called?
  10. What is the government-backed retirement savings scheme in India?
  11. What is the process of ending a policy before maturity called?
Down
  1. What is the maximum limit an insurer will pay called?
  2. What is the money received after filing insurance called?
  3. What is the amount you pay from your pocket before insurance pays?
  4. What is the fixed amount you pay regularly for insurance?
  5. What type of insurance provides coverage after death of insured?
  6. What is the regular income received after retirement called?
  7. The rise in cost of living that affects pensions is called?
  8. What is the nominee who receives life insurance benefit called?
  9. What is the amount needed after retirement called?

20 Clues: Where should emergency funds ideally be kept? • What is the amount needed after retirement called? • What type of insurance covers car, house, or travel? • What is money kept aside for sudden expenses called? • What is the maximum limit an insurer will pay called? • What is the money received after filing insurance called? • ...

insurance Deb 2026-03-04

insurance Deb crossword puzzle
Across
  1. An elective combination of coverages for the risks of owning a home.
  2. The company refuses to accept the request for insurance coverage.
  3. The written contract of insurance.
  4. Specific conditions or risks not covered by the policy.
  5. The person or entity protected by the policy.
  6. spending money that helps you in the long run
  7. A person or organization whose obligation are guaranteed by a bond.Surety
  8. Value The full cost to repair or replace the damaged property with no deduction for depreciation, subject to policy limits and contract provisions.
  9. The insurance company.
Down
  1. The scope of protection provided by a policy.
  2. recommends settlement options
  3. Prepaid legal insurance coverage plan sold on a group basis.
  4. A licensed person or organization paid by you to look for insurance on your behalf.
  5. An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
  6. A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
  7. The percentage of costs you pay after meeting your deductible.
  8. The first or third party. That is any person who asserts right of recovery.
  9. Certain causes and conditions, listed in the policy, which are not covered.
  10. A temporary or preliminary agreement which provides coverage until a policy can be written or delivered.Bodily Injury
  11. A demand for payment in accordance with the insurance policy.

20 Clues: The insurance company. • recommends settlement options • The written contract of insurance. • The scope of protection provided by a policy. • The person or entity protected by the policy. • spending money that helps you in the long run • Specific conditions or risks not covered by the policy. • Prepaid legal insurance coverage plan sold on a group basis. • ...

insurance Deb 2026-03-04

insurance Deb crossword puzzle
Across
  1. An elective combination of coverages for the risks of owning a home.
  2. The company refuses to accept the request for insurance coverage.
  3. The written contract of insurance.
  4. Specific conditions or risks not covered by the policy.
  5. The person or entity protected by the policy.
  6. spending money that helps you in the long run
  7. A person or organization whose obligation are guaranteed by a bond.Surety
  8. Value The full cost to repair or replace the damaged property with no deduction for depreciation, subject to policy limits and contract provisions.
  9. The insurance company.
Down
  1. The scope of protection provided by a policy.
  2. recommends settlement options
  3. Prepaid legal insurance coverage plan sold on a group basis.
  4. A licensed person or organization paid by you to look for insurance on your behalf.
  5. An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
  6. A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
  7. The percentage of costs you pay after meeting your deductible.
  8. The first or third party. That is any person who asserts right of recovery.
  9. Certain causes and conditions, listed in the policy, which are not covered.
  10. A temporary or preliminary agreement which provides coverage until a policy can be written or delivered.Bodily Injury
  11. A demand for payment in accordance with the insurance policy.

20 Clues: The insurance company. • recommends settlement options • The written contract of insurance. • The scope of protection provided by a policy. • The person or entity protected by the policy. • spending money that helps you in the long run • Specific conditions or risks not covered by the policy. • Prepaid legal insurance coverage plan sold on a group basis. • ...

Ben's Cars Crossword 2023-04-05

Ben's Cars Crossword crossword puzzle
Across
  1. out the door price
  2. damage to your own vehicle insurance
  3. best warranty
  4. price that they lease it
  5. money held by dealer to pay for damage on a leased vehicle
  6. coverage you get from the dealer after buying a new car
  7. limit on car mileage
  8. renting a car
  9. at the end of lease option to buy
  10. length of lease
Down
  1. part of the bill that you pay before insurance can pay
  2. replace your old car for a new one
  3. person that works for insurance company
  4. "Act of God" insurance
  5. amount you borrow
  6. sticker price
  7. loss of value over time
  8. website that shows car history
  9. payment made on a car that you pay money down
  10. discount
  11. insurance that covers claims of bodily injury and property damage
  12. cost of paperwork on a loan

22 Clues: discount • best warranty • sticker price • renting a car • length of lease • amount you borrow • out the door price • limit on car mileage • "Act of God" insurance • loss of value over time • price that they lease it • cost of paperwork on a loan • website that shows car history • at the end of lease option to buy • replace your old car for a new one • damage to your own vehicle insurance • ...

BSQ Module 5 Revision 2022-05-19

BSQ Module 5 Revision crossword puzzle
Across
  1. spam emails
  2. insurance claim approved
  3. the function of paying employees
  4. sent to a supplier to confirm payment
  5. current assets - current liabilities =
  6. mandatory insurance in Queensland
  7. something customer relations
  8. payment to transfer the liability to an insurance provider
  9. insurance claim denied
  10. something of value
  11. basing a process overseas
Down
  1. issued to a customer - request for payment
  2. non-monetary form of payment to an employee
  3. a borrowing that attracts interest and fees
  4. example: shark tank
  5. can be used wisely to aid financial position
  6. something management solution
  7. 10% tax on goods and services provided
  8. seeking someone to do your laundry
  9. get it now without buying it now
  10. type of payment - display logo
  11. electronic communication
  12. protection strategy which attracts premiums
  13. mandatory retirement savings
  14. type of concise communication

25 Clues: spam emails • something of value • example: shark tank • insurance claim denied • insurance claim approved • electronic communication • basing a process overseas • mandatory retirement savings • something customer relations • something management solution • type of concise communication • type of payment - display logo • the function of paying employees • ...

EHR Quiz # 3 Review 2019-08-15

EHR Quiz # 3 Review crossword puzzle
Across
  1. Incorrect data indicates patient’s data ______ compromised
  2. Coding completed while patient is still receiving treatment
  3. Contains data from an inpatient admission
  4. Who benefits from health insurance
  5. Systematic coordination of healthcare for patients
  6. ____ is a data dictionary
  7. Skilled nursing home data
  8. Coding system used for outpatient bariatric center
  9. Person who pays health insurance premiums
  10. Health plan that contracts with medical providers
  11. Unintentional
  12. Intentional
Down
  1. Used to clarify confusing documentation
  2. Methods to implement guidelines
  3. Third-party payer insurance
  4. Common system of clinical and medical terms
  5. Medical expenses not reimbursed by insurance company
  6. content, format, and structure of data in a database
  7. Inpatient prospective payment system determining hospital payment
  8. Patient's date of admission
  9. Guidelines set up by organization
  10. Amount individual must pay before insurance company pays
  11. Discharged not final billed

23 Clues: Intentional • Unintentional • ____ is a data dictionary • Skilled nursing home data • Third-party payer insurance • Patient's date of admission • Discharged not final billed • Methods to implement guidelines • Who benefits from health insurance • Guidelines set up by organization • Used to clarify confusing documentation • Contains data from an inpatient admission • ...

Auto Insurance Vocab 2026-02-23

Auto Insurance Vocab crossword puzzle
Across
  1. Insurance policy sometimes offered that guarantees your rate won't go up as a result of your first at-fault accident
  2. An estimate of the value of a vehicle, or an estimate of the extent of damage from an accident
  3. The written document of a contract for insurance
  4. Optional insurance that provides a vehicle should your car become undrivable
  5. The benefits that are specifically provided for under your insurance contract
  6. The value of a car - takes into consideration the age, make, condition, mileage, etc
  7. A type of liability coverage that pays for physical injuries of people in other vehicles
  8. The amount of money the insured must pay on each loss before the insurance will pay for anything
Down
  1. The amount the insured pays on a claim before the insurer pays the remainder
  2. The party that is legally liable for the damages in an accident
  3. A type of coverage for events outside your control, like weather or vandalism
  4. The max amount the insurance company will pay for a particular claim
  5. Any legal financial responsibility for the injury or damage suffered by another person
  6. Optional Insurance that pays to repair or replace your vehicle's broken windows
  7. Any request or demand for payment under the insurance policy
  8. A type of coverage for damage resulting from an accident with another vehicle or object
  9. The amount of money an individual pays to the insurance company to purchase auto insurance

17 Clues: The written document of a contract for insurance • Any request or demand for payment under the insurance policy • The party that is legally liable for the damages in an accident • The max amount the insurance company will pay for a particular claim • The amount the insured pays on a claim before the insurer pays the remainder • ...

Insurance Mya Morley 2021-02-11

Insurance Mya Morley crossword puzzle
Across
  1. insurance made for people over 65.
  2. payment arrangement for health care service providers.
  3. medical insurance group that provides health services for a fixed annual fee.
  4. a designated amount you pay for appointments.
  5. statement sent by a health insurance company explaining what medical treatments and/or services were paid for on their behalf.
  6. healthcare for people under 18 but their family has too much money for medicaid.
  7. a specified amount of money that the insured must pay before an insurance company will pay a claim.
  8. A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.
  9. health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network providers.
Down
  1. the amount you pay after you met the deductible.
  2. health care for people in the military.
  3. of benefits, is an agreement that transfers the insurance claims rights or benefits of the policy to a third-party.
  4. covered medical bills for people who get injured at work.
  5. insurance for low income people.
  6. The parent whose birthday falls first in a calendar year is the parent with the primary coverage for the dependent
  7. health care for veterans.
  8. the amount to be paid for insurance policy.
  9. a medical condition that started before a person's health insurance went into effect.

18 Clues: health care for veterans. • insurance for low income people. • insurance made for people over 65. • health care for people in the military. • the amount to be paid for insurance policy. • a designated amount you pay for appointments. • the amount you pay after you met the deductible. • payment arrangement for health care service providers. • ...

Insurance Terms 2024-02-13

Insurance Terms crossword puzzle
Across
  1. property owned
  2. amount paid into annuity contract
  3. amount of loss paid by the policy holder
  4. insurance covers against unforseen losses
  5. life insurance varies with the market
  6. life insurance cash value insurance plan
Down
  1. federal programs for residents 65 and older
  2. percentage of claim above the deductible
  3. property offered to secure a loan
  4. price of insurance policy
  5. insurance dictates the insurer pays for medical bills
  6. life insurance covers a certain amount of time
  7. insurance policy stays in effect for policy holders life

13 Clues: property owned • price of insurance policy • property offered to secure a loan • amount paid into annuity contract • percentage of claim above the deductible • amount of loss paid by the policy holder • life insurance varies with the market • federal programs for residents 65 and older • life insurance cash value insurance plan • ...

2-20 2022-04-13

2-20 crossword puzzle
Across
  1. an insurance company that is incorporate in the state
  2. property that has contents or furnishings in it, but is not being used or lived in
  3. the section of an insurance policy that indicates the general rules or procedures that the insurer and insured agree to follow under the terms of the policy
  4. a type of hazard; the effect of a person's reputation, character, living habits etc
  5. a form of misrepresentation in which an agent persuades an insured to cancel, lapse, or switch policies, even when it's to the insured's disadvantage
  6. an insurance company that is incorporated in another state
  7. intentional misrepresentation or deceit with the intent to induce a person to part with something of value
  8. the customer service agent who has been at Baucham group the longest
  9. a wrongful act or violation of someone's rights that leads to legal liability referred to intentional or unintentional
  10. type of hazard; the effect of a person's indifference concerning loss has on the risk to be insured
  11. reduction in value, particularly due to wear and tear
  12. temporary contract that puts an insurance policy into force before the premium has been paid
  13. Compensatory damages that will pay for pain and suffering
  14. the sales agent that has been at Baucham group the longest
  15. basic principle of insurance under which risk of financial loss is assigned to another party
  16. liability in which one person is responsible for the acts of another like parents responsible for kids actions
  17. unfair trade practice in which an insurer uses physical or mental force to persuade an applicant to buy insurance
Down
  1. fair access to insurance requirements plan is a state-run program that makes insurance obtainable to those in high risk areas who have been unable to acquire insurance through other channels
  2. the fair and equal bargaining by both parties in forming the contract, where the applicant must make full disclosure of risk to the company, and the insurance company must be fair in underwriting the risk
  3. a property with no contents, furnishings, or occupants
  4. the head of the state department of insurance
  5. any act of stealing or removing property from its rightful owner
  6. insurance for which there is no readily available, admitted market
  7. an individual who is licensed to sell, negotiate, or effect insurance contracts on behalf on insurer
  8. a policy written separately as a single coverage
  9. the voluntary abandonment of a known legal right or advantage
  10. the cause of a possible loss
  11. the portion of the loss that is to be paid by the insured before any claim benefits may be paid by insurer
  12. causes of loss, exposures, conditions, etc listed in the policy for which benefits will not be paid
  13. a demand made by the insured to cover a loss by the insurance policy

30 Clues: the cause of a possible loss • the head of the state department of insurance • a policy written separately as a single coverage • an insurance company that is incorporate in the state • reduction in value, particularly due to wear and tear • a property with no contents, furnishings, or occupants • Compensatory damages that will pay for pain and suffering • ...

Insurance Terms 2022-10-05

Insurance Terms crossword puzzle
Across
  1. Person covered by an insurance policy
  2. This deductible type is also referred to as First Dollar Defense, and only applies if there is a loss
  3. This is a separate policy that pays out once the primary insurance is exhausted
  4. an Extended Reporting Period Endorsement is often also referred to as this
  5. Limit type where claim expenses do not erode or reduce the limits of liability
  6. This deductible type is also known as Loss & Expense, and applies to both claim expenses and damages
  7. This deductible type is the maximum annual amount the insured will pay
  8. a specified amount of money that the insured must pay before an insurance company will pay a claim
  9. an amendment to an existing insurance contract that changes the terms of the original policy
  10. the cost of insurance coverage
Down
  1. Company who issues an insurance policy
  2. costs paid by the insurance company related to the defense of a claim
  3. a licensed legal representative of one or more insurance companies
  4. Limit type where the claim expenses will erode or reduce the limits of liability
  5. Person applying for insurance
  6. the entity listed on the Declarations Page
  7. the date on or after which the act, error or omission must occur to be eligible for coverage on a policy if a claim were to arise

17 Clues: Person applying for insurance • the cost of insurance coverage • Person covered by an insurance policy • Company who issues an insurance policy • the entity listed on the Declarations Page • a licensed legal representative of one or more insurance companies • costs paid by the insurance company related to the defense of a claim • ...

Insurance Terminology 2022-04-11

Insurance Terminology crossword puzzle
Across
  1. Health Maintenance Organization
  2. designated time when people can apply for insurance
  3. set fee payed by the policy holder for medical payments
  4. plan that lets employees pick what they want on an insurance plan
  5. applicant who has pre-existing health conditions/engaged in dangerous activities
  6. insurance policy without a deductible
  7. federal program offers to help less prosperous communities
  8. Person who receives the money when the policyholder dies
  9. amount of money the policyholder pays
  10. Insurance with lifetime protection at a level premium
  11. life insurance that does not build up cash value
Down
  1. reimbursement for specific costs while hospitalized
  2. money paid when the insurance holder dies
  3. death rate of a specific group of people
  4. first day you can be eligible for coverage
  5. amount of money charged to provide coverage
  6. someone who buys and sells for someone else
  7. in case of terminal illness the holder is allowed to use some of their benefits
  8. Covers medical expenses resulting in injury or death

19 Clues: Health Maintenance Organization • insurance policy without a deductible • amount of money the policyholder pays • death rate of a specific group of people • money paid when the insurance holder dies • first day you can be eligible for coverage • amount of money charged to provide coverage • someone who buys and sells for someone else • ...

Insurance Insurance 2024-02-12

Insurance Insurance crossword puzzle
Across
  1. A type of insurance to cover the cost of healing an injury or illness
  2. The initial amount paid by an individual, before insurance pays, when filing a claim
  3. A type of insurance to cover costs for personal property damage, injury, or dwelling needs in the case of an affliction to a building not owned by the tenant
  4. The amount paid by the insurance company
  5. A type of health care provider that has no signed agreement with your insurance provider
Down
  1. The monthly cost for an insurance policy
  2. A type of health care provider that has signed an agreement with your insurance carrier to accept a discounted rate(include hyphens)
  3. The total amount paid by the insurance holder, not by the company(include hyphens)
  4. A type of insurance to cover costs of vehicle accidents
  5. A type of insurance to cover costs of damage to personal belongings, property, and liability in a lawsuit.

10 Clues: The monthly cost for an insurance policy • The amount paid by the insurance company • A type of insurance to cover costs of vehicle accidents • A type of insurance to cover the cost of healing an injury or illness • The total amount paid by the insurance holder, not by the company(include hyphens) • ...

Insurance Vocabulary 2022-10-18

Insurance Vocabulary crossword puzzle
Across
  1. The expenses and losses that are not reimbursed by insurance. This cost includes deductibles, copayments, and amounts paid for services or repairs that are excluded from coverage. It’s the amount paid before insurance coverage kicks in. (4 wds)
  2. The amount of money that has to be paid for an insurance policy
  3. The amount of expenses the insured must pay before the insurance company will contribute toward the covered item. For example, the amount you pay for covered health care services before your insurance plan starts to pay is your deductible.
  4. The person, group, or organization whose life or property is covered by an insurance policy.
  5. A fixed amount ($20, for example) you pay for a covered health care service in addition to the amount your insurer pays.
  6. Someone or something named to receive proceeds or benefits. In the insurance context, it’s the person, charity, trust, or estate designated by the policyholder to receive the policy's benefits or payments.
  7. The practice or arrangement in which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
  8. A person or company offering insurance policies in return for premiums; person or organization that insures.
  9. The insured’s request for payment due to loss incurred and covered under the policy agreement.
  10. The single largest source of health coverage in the United States; it is a joint federal and state program that, together with the Children’s Health Insurance Program, provides health coverage to low income Americans, including children, pregnant women, parents, seniors, and individuals with disabilities.
Down
  1. The individual or firm that acquires and wants protection from the risk and generally in whose name an insurance policy is written. The holder is not necessarily the insured. For instance, life insurance policies might be bought by employers of key employees, or a person may buy and be the holder of a life insurance policy on their spouse. In such cases, the buyer is the policyholder.
  2. An account at a bank, insurance company, or other financial institution that lets you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses(3 wds)
  3. In the insurance context, it is a written contract between the insured and the insurer.
  4. Something that an employer, the government, or an insurance company provides that’s often used only for a particular purpose, such as food or medical costs. Also: An advantage; something that is good.
  5. Coinsurance in insurance, is the splitting or spreading of risk among multiple parties. In the U.S. insurance market, coinsurance is the joint assumption of risk between the insurer and the insured. In health insurance, coinsurance is sometimes used synonymously with copayment, but copayment is really fixed while coinsurance is a percentage that the insurer pays after the insurance policy's deductible is exceeded up to the policy's stop loss.
  6. A fixed or limited period of time for which something lasts or is intended to last (for example, a five-year loan, a three-year certificate of deposit, a one-year insurance policy, a 30-year mortgage).

16 Clues: The amount of money that has to be paid for an insurance policy • In the insurance context, it is a written contract between the insured and the insurer. • The person, group, or organization whose life or property is covered by an insurance policy. • The insured’s request for payment due to loss incurred and covered under the policy agreement. • ...

~Insurance 2023-04-28

~Insurance crossword puzzle
Across
  1. states that once the insurance company has given you full compensation for an item, then that is all you can get.
  2. the application form for insurance.
  3. you can only insure something that you own – you must have a legal relationship with the item/person you are insuring.
  4. the fee paid for insurance.
  5. This is an extra amount added on to the basic premium to cover increased risk.
  6. the amount of money paid out by the insurance company in the event of a successful claim.
Down
  1. the person who calculates the insurance premium.
  2. the person who inspects the damage and calculates the compensation to be paid.
  3. states that you cannot make a profit from an insurance claim.
  4. you must disclose all material information to the insurance company
  5. if you insure the same risk with a number of insurance companies then you cannot claim the full amount of compensation from all companies.
  6. fraction of its present value, then you will only receive the same fraction in compensation.
  7. a legal contract outlining what is insured.

13 Clues: the fee paid for insurance. • the application form for insurance. • a legal contract outlining what is insured. • the person who calculates the insurance premium. • states that you cannot make a profit from an insurance claim. • you must disclose all material information to the insurance company • ...

Insurance 2022-09-27

Insurance crossword puzzle
Across
  1. Administered and funded by the federal government
  2. Compensation, Administered by state governments and funded in part by employers
  3. Fixed amount of money that the patient must pay before the insurance pays
  4. An authorization from the PCP for a patient to see a Specialist
  5. Set Fee collected at the time of service
  6. Monthly Membership Fee
Down
  1. Getting prior approval from the insurance company before performing a test or procedure
  2. Care Act, Individuals can purchase healthcare plans through a healthcare marketplace at affordable pricing
  3. Fixed percentage of the cost of the service
  4. Administered and funded by the state government
  5. Family Members added to a policy
  6. Document sent to an insurance carrier billing them for services provided
  7. Provision within a health insurance policy that eliminates coverage for certain procedures or treatments

13 Clues: Monthly Membership Fee • Family Members added to a policy • Set Fee collected at the time of service • Fixed percentage of the cost of the service • Administered and funded by the state government • Administered and funded by the federal government • An authorization from the PCP for a patient to see a Specialist • ...

Medical insurance crossword 2025-06-20

Medical insurance crossword crossword puzzle
Across
  1. amount, an insurance company will use to calculate the patient responsibility. This amount excludes contractual adjustments and non-covered charges.
  2. The most the insured will pay for eligible/covered services in the benefit or plan year; after this amount is met, the insurance plan pays 100% of the covered cost.
  3. Federal program providing insurance coverage for the elderly (age 65 or older), anyone who is permanently disabled or with end stage renal disease (ESRD).
  4. Number given to a patient by their insurance carrier that identifies the group or plan under which they are covered.
  5. Unique number a patient or a company provides, for billing purposes, in order to receive healthcare from a provider.
  6. A health care program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.
  7. Requiring a general practitioner to see a patient before a specialist will set up a visit.
  8. A document or statement sent by an insurance company to a patient and a provider explaining what medical treatments and/or services were paid for on the insured’s behalf.
  9. Percentage of coverage a patient is responsible for versus what the insurance company is responsible for, usually after the patient has met their deductible.
  10. Amount of money an individual or business must pay for insurance coverage from an insurance carrier.
  11. Main individual covered under a group policy.
Down
  1. Compensation, Form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence.
  2. Occurs when a patient or a provider tries to convince an insurance company to allow a charge after it initially denied the charge.
  3. Responsible party for the patient (i.e., parents or guardian of a minor child.
  4. Savings Account, A type of savings account that lets someone set aside money on a pre-tax basis to pay for qualified medical expenses.
  5. Amount a patient is usually responsible for before their benefits will start to reimburse.
  6. A monetary charge health insurance plan may require be paid in order to receive a specific medical service or supply.
  7. Standard billing form for facilities.
  8. Health care program for uniformed service members, retirees, and their families around the world.
  9. Person who is eligible and entitled to Medicare benefits. This term can also be used for any person or entity covered under an insurance policy who receives benefits.
  10. Patients who do not have any insurance to bill. Providers can ask for money owed for services prior to the provider seeing the patient.

21 Clues: Standard billing form for facilities. • Main individual covered under a group policy. • Responsible party for the patient (i.e., parents or guardian of a minor child. • Amount a patient is usually responsible for before their benefits will start to reimburse. • Requiring a general practitioner to see a patient before a specialist will set up a visit. • ...

Insurance 2023-04-28

Insurance crossword puzzle
Across
  1. – the person who inspects the damage and calculates the compensation
  2. – the fee paid for insurance.
  3. – a legal contract outlining what is insured.
  4. - states that you can only insure something that you own
  5. – the application form for insurance.
  6. – the person who calculates the insurance premium.
Down
  1. – the amount of money paid out by the insurance company in the event of a successful claim.
  2. - states that once the insurance company hasgiven you full compensation for an item, then that is allyou can get.
  3. - states that you cannot make a profit froman insurance claim.
  4. - states that if you insure the same risk with anumber of insurance companies then you cannot claimthe full amount of compensation from all companies.
  5. - means that you must disclose all material information to the insurance company
  6. Clause’- states that because you insured for afraction of its present value, then you will only receivethe same fraction in compensation.
  7. – This is an extra amount added on to the basic premium to cover increased risk.

13 Clues: – the fee paid for insurance. • – the application form for insurance. • – a legal contract outlining what is insured. • – the person who calculates the insurance premium. • - states that you can only insure something that you own • - states that you cannot make a profit froman insurance claim. • – the person who inspects the damage and calculates the compensation • ...

Insurance 2021-11-16

Insurance crossword puzzle
Across
  1. someone named by a life insurance policy holder to receive payment from the insurance company
  2. amount you pay to the insurance company at regular periods
  3. type of insurance that protects you against loss/damage of possessions
  4. type of insurance that is a way of leaving money to people you care about when you die
  5. responsibility you have to others
  6. covers your medical expenses
Down
  1. a written contract ratifying the legality of an insurance agreement
  2. a financial precaution against injury, loss, or damage and transferring risk from an individual to a company and reducing the uncertainty of risk via pooling.
  3. covers body damage to your vehicle
  4. covers damage or loss to your car or truck from fire, theft, vandalism, falling trees, OTC
  5. Portion of the insured loss (in dollars) paid by the policy holder
  6. insurance company will pay he medical bills no matter whose fault it is
  7. Uncertainty concerning the possibility of loss by a peril for which insurance is pursued

13 Clues: covers your medical expenses • responsibility you have to others • covers body damage to your vehicle • amount you pay to the insurance company at regular periods • Portion of the insured loss (in dollars) paid by the policy holder • a written contract ratifying the legality of an insurance agreement • ...

insurance 2022-04-18

insurance crossword puzzle
Across
  1. expenses that are paid for bodily injury or death
  2. health maintenance organization
  3. life insurance
  4. who receives benefits in a policy
  5. insurance for the hospitalized
Down
  1. pre-existing poor health insurance
  2. policy without a deductible
  3. who benefits and gets money from your death
  4. date when insurance is eligible
  5. money you pay before the insurance can pay a claim
  6. pick and chose your benefits
  7. licensed middle man
  8. the amount you pay for medical visits

13 Clues: life insurance • licensed middle man • policy without a deductible • pick and chose your benefits • insurance for the hospitalized • date when insurance is eligible • health maintenance organization • who receives benefits in a policy • pre-existing poor health insurance • the amount you pay for medical visits • who benefits and gets money from your death • ...

Personal Finances Vocab 2024-05-30

Personal Finances Vocab crossword puzzle
Across
  1. Electricity, water, WiFi, etc.
  2. Tax document employee gives to employer to determine federal tax withholdings
  3. Tax document from your employer summarizing wages paid and taxes withheld
  4. You pay this type of income tax to the national government
  5. Portion of your gross pay sent to government by your employer
  6. Federal program that provides financial protection for Americans throughout their lives
  7. Tax form you fill out to report income and calculate your annual tax bill (Hint: Form####)
  8. Washington has no _____ income tax
  9. Personal Analysis of Your Expenses
  10. An insurance company's estimate of your coverage and monthly payment
Down
  1. Protection against unexpected financial losses
  2. An abundance of valuable possessions or mone
  3. Government-sponsored health insurance
  4. A contract between you and your insurance company an enforceable promise for something of value
  5. Hourly, weekly, or monthly amount an employee is paid
  6. Amount of money you’re responsible for before insurance starts to chip in
  7. Flat fee you pay to doctor for each appointment
  8. Monthly payment to your insurance company
  9. Amount of pay you get after deductions
  10. Amount of pay you get before any deductions

20 Clues: Electricity, water, WiFi, etc. • Washington has no _____ income tax • Personal Analysis of Your Expenses • Government-sponsored health insurance • Amount of pay you get after deductions • Monthly payment to your insurance company • Amount of pay you get before any deductions • An abundance of valuable possessions or mone • Protection against unexpected financial losses • ...

Personal Finance By Gabriel J 2022-09-27

Personal Finance By Gabriel J crossword puzzle
Across
  1. used when a person is not capable of working
  2. interest on the original
  3. amount paid on insurance policy per a given time period
  4. paid on both the original loan and interest earned
  5. used when a person is sick
  6. your payment before an insurance company begins coverage
  7. more money is taken out based on a larger pay check
  8. occurs when benefits outweigh the cost
  9. insurance that protects your belongings from theft and destruction
  10. a collections of securities chosen and managed by a group of professional fund managers
Down
  1. investment that represents a loan gov't or corporation
  2. A periodic payment for the use of borrowed funds
  3. the mount of money borrowed, or the amount of money still owed on a loan
  4. smaller amount of money take out of pay check
  5. risk transfer to a third party
  6. insurance benefits survivors or deceased
  7. the recipient of funds or other benefits from insurance policies
  8. A business whose main purpose is to receive deposits and make loans
  9. all social classes pay the same percentage
  10. investments that represent ownership in a business

20 Clues: interest on the original • used when a person is sick • risk transfer to a third party • occurs when benefits outweigh the cost • insurance benefits survivors or deceased • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • A periodic payment for the use of borrowed funds • ...

Homeowner Insurance 2014-04-25

Homeowner Insurance crossword puzzle
Across
  1. - The amount paid by an insured to an insurance company to obtain or maintain an insurance policy
  2. - The insurance company.
  3. - A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
  4. claim - A claim filed against another person’s insurance policy.
  5. - A person who sells insurance policies
  6. property - All tangible property (other than land) that is either temporary or movable in some way, such as furniture, jewelry, electronics, etc.
  7. - An extra charge added to your premium by an insurance company
  8. - Continuation of a policy after its expiration date.
Down
  1. coverage - Covers losses that an insured is legally liable. For homeowners insurance, liability coverage protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.
  2. - The amount an insurance company pays on a claim.Insured - The policyholder - the person(s) protected in case of a loss or claim.
  3. - In most cases, an insurance policy. A policy is considered to be a contract between the insurance company and the policyholder.
  4. - A decision by an insurance company not to renew a policy.
  5. - An amount of money returned to the policyholder for overpayment of premium or if the policyholder is due unearned premium.
  6. damage - Physical damage to property.

14 Clues: - The insurance company. • damage - Physical damage to property. • - A person who sells insurance policies • - Continuation of a policy after its expiration date. • - A decision by an insurance company not to renew a policy. • - An extra charge added to your premium by an insurance company • claim - A claim filed against another person’s insurance policy. • ...

Health Care Terminology 2022-01-20

Health Care Terminology crossword puzzle
Across
  1. Fixed amount you pay for health care service
  2. Requirement that treatment be approved before treatment is rendered
  3. A type of life insurance policy that is for a specific time period.
  4. Services received to straighten teeth
  5. Only a family deductible All members out of pocket expenses count toward family deductible. Once met, insurance will begin paying according to plan.
  6. Process between insurance companies to seek reimbursement for claims paid
  7. Individual who receives proceeds from life insurance
  8. Technology-based doctor visit
  9. Individual deductible for each family member. When that member meets individual deductible, insurance will begin paying according to plan.
Down
  1. Carrier definition of ________ determines insured’s eligibility for benefits.
  2. A physician that specializes in a specific area of medicine
  3. Health plan written prior to ACA going into law March 2010
  4. Percentage share of the allowed costs for covered health care services
  5. List of covered drugs to classify how they are covered.
  6. Amount you owe before insurance pays
  7. Proactive, comprehensive care emphasizing on early detection and early treatment.
  8. Abbreviation for Out-of-Pocket Maximum
  9. Place for individuals to compare health plans and buy insurance.

18 Clues: Technology-based doctor visit • Amount you owe before insurance pays • Services received to straighten teeth • Abbreviation for Out-of-Pocket Maximum • Fixed amount you pay for health care service • Individual who receives proceeds from life insurance • List of covered drugs to classify how they are covered. • Health plan written prior to ACA going into law March 2010 • ...

INSURANCE CROSSWORD PUZZLE 2024-09-05

INSURANCE CROSSWORD PUZZLE crossword puzzle
Across
  1. Use of technology such as artificial intelligence and data analysis in insurance
  2. Portion of a claim that you are responsible to pay
  3. Insurance for low-income earners
  4. An amount you pay for insurance
  5. Also known as short-term insurance
  6. Decrease in value of an asset overtime
Down
  1. They are additional coverage for specific situations
  2. Specific events or circumstances not covered by insurance
  3. Process by which an insurance company seeks reimbursement
  4. A person or entity designated to receive proceeds of a life insurance policy
  5. You get it even without claiming for compensation
  6. Process of assessing risk to provide coverage
  7. Insurance works on probability of ........
  8. Acronym for a discount due to not claiming

14 Clues: An amount you pay for insurance • Insurance for low-income earners • Also known as short-term insurance • Decrease in value of an asset overtime • Insurance works on probability of ........ • Acronym for a discount due to not claiming • Process of assessing risk to provide coverage • You get it even without claiming for compensation • ...

Insurance Terminology 2022-05-25

Insurance Terminology crossword puzzle
Across
  1. The date the claim happened, such as the date of the car accident
  2. Type of auto claim where the damage was due to fire or hail
  3. Type of auto claim where the insured's car hit something
  4. Shows the terms and conditions of the insurance contract
  5. The amount someone pays (annually or monthly) to have insurance
  6. The person who sells insurance policies.
  7. This type of claim is when the person who is owed money is the Chubb client.
  8. Abbreviation for original equipment manufacturer
Down
  1. A Chubb _______ is someone who has insurance with Chubb.
  2. The person who works for the insurance company who resolves claims.
  3. The insured's building and attached structures/appliances
  4. Abbreviation for First Notice of Loss
  5. This type of claim is when the person who is owed money is NOT the Chubb client.
  6. Items within someone's home or building, such as furniture, computers, or clothing
  7. Abbreviation for the name of our department
  8. A _______ is someone who is involved in a claim but who may not have Chubb as their insurance provider.
  9. This is additional insurance coverage for items such as jewelry or artwork but the items are not specifically listed on the policy.
  10. This is additional insurance coverage for a list of specific items, such as jewelry or artwork.

18 Clues: Abbreviation for First Notice of Loss • The person who sells insurance policies. • Abbreviation for the name of our department • Abbreviation for original equipment manufacturer • A Chubb _______ is someone who has insurance with Chubb. • Type of auto claim where the insured's car hit something • Shows the terms and conditions of the insurance contract • ...

Personal Finance 2022-09-27

Personal Finance crossword puzzle
Across
  1. used when a person is not capable of working
  2. interest on the original
  3. amount paid on insurance policy per a given time period
  4. paid on both the original loan and interest earned
  5. used when a person is sick
  6. your payment before an insurance company begins coverage
  7. more money is taken out based on a larger pay check
  8. occurs when benefits outweigh the cost
  9. insurance that protects b belongings from theft and destruction
  10. a collections of securities chosen and managed by a group of professional fund managers
Down
  1. investment that represents a loan gov't or corporation
  2. A periodic payment for the use of borrowed funds
  3. the mount of money borrowed, or the amount of money still owed on a loan
  4. smaller amount of money take out of pay check
  5. risk transfer to a third party
  6. insurance benefits survivors or deceased
  7. the recipient of funds or other benefits from insurance policies
  8. A business whose main purpose is to receive deposits and make loans
  9. all social classes pay the same percentage
  10. investments that represent ownership in a business

20 Clues: interest on the original • used when a person is sick • risk transfer to a third party • occurs when benefits outweigh the cost • insurance benefits survivors or deceased • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • A periodic payment for the use of borrowed funds • ...

Patient Access Crossword Puzzle 2021-03-30

Patient Access Crossword Puzzle crossword puzzle
Across
  1. admitted for multi-day stay
  2. portion of bill that beneficiary must contribute once insurance benefits have begun (__pay)
  3. conducting ourselves ethically and within the law of business practices
  4. physician
  5. cost sharing in which the subscriber is responsible for a percentage of the cost of healthcare
  6. Medicare Secondary Payor
  7. Emergency Medical Treatment an Labor Act
  8. official count of patient population
  9. collection and storage on patient demographics and insurance
  10. not to be disclosed
Down
  1. person designated to receive proceeds of an insurance policy
  2. bill submitted to insurance company for payment
  3. making appointment
  4. federal law requiring employers to permit employees to continue their group health insurance coverage after termination
  5. fixed sum of money that beneficiary must contribute towards the cost of their healthcare before insurance benefits begin
  6. overdue
  7. same____surgery
  8. directions on how to get to correct location
  9. healthcare consumer
  10. form used in managed care plans for the pcp's authorization for certain specialist and certain services
  11. the administrative branch within the Department of Health and Human Services that is responsible for Medicare and Medicaid Services

21 Clues: overdue • physician • same____surgery • making appointment • healthcare consumer • not to be disclosed • Medicare Secondary Payor • admitted for multi-day stay • official count of patient population • Emergency Medical Treatment an Labor Act • directions on how to get to correct location • bill submitted to insurance company for payment • ...

Life and Health Insurance 2016-03-10

Life and Health Insurance crossword puzzle
Across
  1. A cost-sharing arrangement between an insure & insured in which each pays a % of covered expenses.
  2. An excessive amount of insurance that would result in overpayment to the insured in the event of a loss.
  3. An absolutely true statement that, if breached, may void an insurance contract.
  4. A clause that stipulates the rights & obligations under an insurance contract.
  5. The person entitled to exercise the rights & privileges in the policy.
  6. Coverage for a specified period of time without cash values or living benefits.
  7. An insurer's ability to meet its financial obligations to policyowners, insureds, & beneficiaries.
  8. The amount of benefit stated in the life insurance policy.
  9. any fraudulent, deceptive, or dishonest business practice that is prohibited by statutes & regulations
  10. A producer who handles insurers funds in a trust capacity.
  11. Insurance in which policyowners share in profits or losses & receive dividends when available
  12. Choices available to the policyowner regarding distribution of policy dividends.
  13. Methods of distribution of guaranteed values in a life insurance policy.
  14. A clause that stipulates the rights & obligations under an insurance contract.
  15. Revealed information to help someone make an informed decision.
  16. A written modification attached to a policy that increases or decreases coverage & premiums
  17. An insurance arrangement in which the policyowner & the insured are not the same person
  18. Health insurance that provides 1st-dollar coverage for medical, surgical, & hospital services, & features low coverage limits & limited benefit periods.
  19. A retirement plan that meets the IRS guidelines for receiving favorable tax treatment.
  20. An insurance product that provides income for a specified period or for the life of the annuitant, & is used to liquidate an estate.
  21. Health insurance that provides coverage for catastrophic losses, & features deductible & coinsurance, & high limits of coverage
  22. An insurance plan in which benefits are provided to subscribers in the form of services instead of monetary benefits.
  23. Termination of a policy by an insurer on the anniversary or renewal date.
  24. A natural person or whom an annuity is written & who receives annuity payments.
  25. The person covered by the insurance policy
  26. A insurance agent who conducts initial policy solicitation & application (the company's front life of underwriting)
  27. A waiting period imposed on the insured from the onset of disability unit benefit payments begin.
Down
  1. An insurance policy which pays 1st the full benefit as specified before the insured may submit a claim to a secondary or excess plan.
  2. A tendency of risks with higher probability of loss to purchase & maintain insurance more often than the risks who present lower probability of loss.
  3. The company that issues an insurance policy
  4. A contract prepared by one party that must be accepted as written or rejected by the other party
  5. A contract in which only one of the parties is legally bound to fulfill its obligations
  6. A person who receives the death benefit from a life insurance policy after the insured's death.
  7. An individual who is licensed to sell, negotiate, or effect insurance contracts on behalf of the insurer.
  8. Coverage that provides periodic payments to replace an insured's income when the insured is disabled from an illness or injury.
  9. A document issued to insureds under a group plan that states that coverage has been issued, & indicates coverage type & amounts.
  10. A statement made by the applicant on the insurance application that is believed to be true.
  11. A beneficiary who has the 1st claim to the policy proceeds after the death of the insured.
  12. Methods used to pay the death benefits to a beneficiary upon the insured's death
  13. Factors that determine if an insurance product is appropriate for a particular customer.
  14. A payout method that pays the beneficiary the entire benefit in one payment.
  15. A specific amount of covered expenses that the insured must pay before any costs will be paid by the health plan.
  16. Health & social services provided for individuals with chronic diseases for disabilities who require living assistance at home or in a nursing home facility.
  17. A payment by the policyowner to the insurance company to keep a policy in force.
  18. The withholding of known facts that, if material, can void a contract.
  19. A policy that provides a benefit based only on the number of days confined in a hospital, regardless of medical expenses incurred.
  20. A financial interest in the life of another person, & a possibility of losing something of value if the insured dies.
  21. Policy from one person to another.
  22. An HMO model that uses the insured's primary care physician as the initial contract for the insured for medical care & for referrals.

49 Clues: Policy from one person to another. • The person covered by the insurance policy • The company that issues an insurance policy • The amount of benefit stated in the life insurance policy. • A producer who handles insurers funds in a trust capacity. • Revealed information to help someone make an informed decision. • ...

FEMA Acronyms 2024-02-09

FEMA Acronyms crossword puzzle
Across
  1. Extra-territorial Jurisdiction
  2. Flood Rosk Study Engineering Library
  3. FEMA Mapping and Insurance Exchange
  4. Flood Hazard Boundary Map
  5. Flood Insurance Study
  6. Community Identification Number
  7. Summary of Map Action
  8. Community Rating System
  9. Coastal Barrier Resource Area
  10. Physical Map Revision
  11. Letter of Map Revision
  12. Write Your Own
  13. Federal Emergency Management Agency
Down
  1. Topographically Intergrated Geographic Encoding and Referencing
  2. Base Flood Elevation
  3. National Flood Insurance Program
  4. Flood Insurance Rate Map
  5. Letter of Map Change
  6. Flood Map Status Information System
  7. Flood Zone Determination Service
  8. Flood Disaster Protection Act
  9. Conditional Letter of Map Amendment
  10. Cooperating Technical Partner
  11. Letter of Map Amendment

24 Clues: Write Your Own • Base Flood Elevation • Letter of Map Change • Flood Insurance Study • Summary of Map Action • Physical Map Revision • Letter of Map Revision • Community Rating System • Letter of Map Amendment • Flood Insurance Rate Map • Flood Hazard Boundary Map • Flood Disaster Protection Act • Coastal Barrier Resource Area • Cooperating Technical Partner • ...

Health Insurance / Crack The Code 2021-05-01

Health Insurance / Crack The Code crossword puzzle
Across
  1. / The amount you pay to the insurance company each month to buy health coverage.
  2. provider / Any doctor, hospital, or other provider of medical services that has agreed to be in your insurance company's network and to offer their services at discounted rates.
  3. / The portion of the bill you are responsible for each time you receive a service.
  4. / When you need to let your insurance company know in advance about any medical tests or procedures the doctor has ordered.
  5. Insurance Marketplace / This option for buying health insurance allows people in the USA who need to buy insurance on their own to compare their options and choose the best insurance to meet their needs.
  6. / When your insurance company requires your primary care doctor to authorize any visits to other doctors or specialists.
  7. / The amount you must pay out of your own pocket before your insurance company will start paying for services.
Down
  1. provider / Any doctor, hospital, or other provider of medical services that has not set up special rates with your insurance company.
  2. / Similar to a co-payment except that instead of paying a fixed amount, you pay a percentage of the total cost.
  3. services / Services that are not covered under your insurance policy, which means you will be responsible for all charges if you choose to get them.
  4. maximum / This is the dollar amount that your portion of health care costs cannot exceed each year.
  5. condition / Any injury or illness that existed before the date when your current policy started.
  6. limits / This means a maximum amount that an insurance policy will pay over the course of a year or a lifetime.
  7. / Term that refers to the amount typically charged by health care providers for similar services in the area you live in.
  8. care doctor / A doctor who coordinates all of your medical care, from annual physicals to referring you to specialists.
  9. / A detailed explanation of medical services that you or your doctor must submit to the insurance company in order to be reimbursed.
  10. / A contract between an insurance company and an individual that provides coverage for health costs in exchange for a set payment.

17 Clues: / The amount you pay to the insurance company each month to buy health coverage. • / The portion of the bill you are responsible for each time you receive a service. • condition / Any injury or illness that existed before the date when your current policy started. • ...

2023 Open Enrollment 2023-08-16

2023 Open Enrollment crossword puzzle
Across
  1. Life Insurance, A voluntary plan that provides life insurance in addition to the basic life insurance benefit provided by CEC.
  2. An account that utilizes pre-tax dollars for qualified health care expenses that is required with medical plan B.
  3. Program, A retirement savings account where CEC will provide a yearly match and a quarterly discretionary contribution.
  4. Someone that you select to receive life insurance benefits once you have passed.
  5. Illness Insurance, A voluntary plan through Cigna. Depending on the illness, a fixed dollar amount is paid to the employee or a covered family member.
  6. Care, A voluntary plan provided through Cigna. A cash benefit is paid when an employee is admitted to the hospital to help with out-of-pocket expenses.
  7. Lifelock, Protection provided by CEC to all employees that protects the employee from identity theft.
  8. A person who relies on another for financial support.
  9. Vacation Time, Paid time off provided by CEC to full-time employee based on the employee’s length of service.
Down
  1. Boot Reimbursement, A once per year reimbursement for work boots up to $165.
  2. Safety Glasses Reimbursement, A once per year reimbursement for prescription safety glasses up to $170.
  3. Year, A benefit enrollment year where no major changes have been made to the employee benefits package.
  4. The HRIS system utilized by CEC.
  5. Life Insurance, Life insurance for the employee with a benefit amount of $15k, and an accidental death and dismemberment coverage of $15k provided by CEC
  6. Enrolled In Current Benefits, An election made in UKG if you do not want to make any changes to your current benefits.
  7. Insurance, A voluntary plan provided through Cigna. Depending on the type of accident, a fixed dollar amount is paid directly to the employee or covered family member.
  8. Insurance, An optional plan provided through Delta Dental that pays for dental cleanings.
  9. Insurance, An optional plan provided by VSP that pays for vision exams.
  10. Term Disability, A plan paid for by CEC that provides income replacement in the event of injury or illness.
  11. Term Disability, A voluntary plan that provides a percentage of your monthly earnings in the event that you are unable to work for an extended period of time.
  12. Plan B, A medical insurance plan provided through CEC benefits that includes an HSA.

21 Clues: The HRIS system utilized by CEC. • A person who relies on another for financial support. • Insurance, An optional plan provided by VSP that pays for vision exams. • Boot Reimbursement, A once per year reimbursement for work boots up to $165. • Someone that you select to receive life insurance benefits once you have passed. • ...

Insurance Terminology 2022-12-29

Insurance Terminology crossword puzzle
Across
  1. A health care program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.
  2. Amount an insurance company will use to calculate the patient responsibility. This amount excludes contractual adjustments and non-covered charges.
  3. Amount a patient is usually responsible for before their benefits will start to reimburse.
  4. Federal program providing insurance coverage for the elderly (age 65 or older),anyone who is permanently disabled or with end stage renal disease(ESRD).
  5. Form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence.
  6. The most the insured will pay for eligible/covered services in the benefit or plan year; after this amount is met, the insurance plan pays 100% of the covered cost.
  7. Number given to a patient by their insurance carrier that identifies the group or plan under which they are covered.
  8. Person who is eligible and entitled to Medicare benefits. This term can also be used for any person or entity covered under an insurance policy who receives benefits.
  9. A document or statement sent by an insurance company to a patient and a provider explaining what medical treatments and/or services were paid for on the insured’s behalf.
Down
  1. Amount of money an individual or business must pay for insurance coverage from an insurance carrier.
  2. A type of savings account that lets someone set aside money on a pre-tax basis to pay for qualified medical expenses.
  3. Percentage of coverage a patient is responsible for versus what the insurance company is responsible for, usually after the patient has met their deductible.
  4. Requiring a general practitioner to see a patient before a specialist will set up a visit.
  5. Occurs when a patient or a provider tries to convince an insurance company to allow a charge after it initially denied the charge.
  6. Main individual covered under a group policy.
  7. Responsible party for the patient (i.e., parents or guardian of a minor child.
  8. Patients who do not have any insurance to bill. Providers can ask for money owed for services prior to the provider seeing the patient.
  9. Health care program for uniformed service members, retirees, and their families around the world.
  10. Unique number a patient or a company provides, for billing purposes, in order to receive healthcare from a provider.
  11. A monetary charge health insurance plan may require be paid in order to receive a specific medical service or supply.
  12. Standard billing form for facilities.

21 Clues: Standard billing form for facilities. • Main individual covered under a group policy. • Responsible party for the patient (i.e., parents or guardian of a minor child. • Requiring a general practitioner to see a patient before a specialist will set up a visit. • Amount a patient is usually responsible for before their benefits will start to reimburse. • ...

Medicare 2021-11-22

Medicare crossword puzzle
Across
  1. CMS rules for hospitals
  2. Required LOS for SNF coverage
  3. Can be advantageous for some
  4. Used to be called HCFA
  5. Criteria for medfical neceeaity
  6. responsible to insure quality
  7. Has a catatrophic cap
  8. Medical Insurance
Down
  1. Within 90 days of turning 65
  2. eligible at any age
  3. Administers CMS regulations
  4. Information on patient appeal rights
  5. Maximum lentgth for Observation Services
  6. Hospital insurance
  7. Social insurance
  8. Private supplemental insurance
  9. 20% cost share

17 Clues: 20% cost share • Social insurance • Medical Insurance • Hospital insurance • eligible at any age • Has a catatrophic cap • Used to be called HCFA • CMS rules for hospitals • Administers CMS regulations • Within 90 days of turning 65 • Can be advantageous for some • Required LOS for SNF coverage • responsible to insure quality • Private supplemental insurance • ...

Insurance Crossword 2022-10-27

Insurance Crossword crossword puzzle
Across
  1. applicant prexsisting poor health
  2. basic type of permant life insurance which provides life time protection
  3. amount the policy holder must pay within a specific time period
  4. you can pick and choose what you want.
  5. incase of terminal illness the proceeds of a life policy are paid
  6. date which an insurance policy becomes elliagble to pay for claims
  7. a designated period to sign up for insurance
  8. Medical expenses for bodily injury or death
  9. person named in a life insurance policy to receieve the proceeds
Down
  1. a time period set doesn't build up cash value
  2. amount of money someone or something will receive after someone passes
  3. Calculation of how long you live
  4. federal program medical needs for the poor
  5. someone who buys or sells on your behalf
  6. a policy issued to one that expires at a certian time
  7. Health Maintance Organization
  8. insurance policy without a deductible
  9. some packages don't have sickness or injury plan
  10. set fee paid by policy holder for medical expenses
  11. cost amount insurance compainies charge

20 Clues: Health Maintance Organization • Calculation of how long you live • applicant prexsisting poor health • insurance policy without a deductible • you can pick and choose what you want. • cost amount insurance compainies charge • someone who buys or sells on your behalf • federal program medical needs for the poor • Medical expenses for bodily injury or death • ...

Understanding Insurance Basics - Crossword 2025-06-09

Understanding Insurance Basics - Crossword crossword puzzle
Across
  1. What type of insurance covers materials and structures during a construction project?
  2. What type of insurance covers medical expenses and lost wages for injured employees?
  3. What term refers to the protection provided by an insurance policy?
  4. Who does a bond primarily protect in a construction project?
  5. Who helps you select and manage the right insurance coverage for your business?
  6. What do you file when seeking payment from your insurer for a covered loss?
  7. How often should you review your insurance coverage for updates or changes?
Down
  1. What is the maximum amount your insurer will pay on a covered claim?
  2. What type of policy is required for vehicles used for business purposes?
  3. Who does a typical insurance policy primarily protect in construction?
  4. What term describes something your insurance policy specifically does not cover?
  5. What is the amount you pay regularly to keep your insurance policy active?
  6. What is the amount you must pay out-of-pocket before your insurance starts covering costs?
  7. What type of insurance covers injuries or damages you cause to others on the job?
  8. What is a financial guarantee that a contractor will fulfill their job obligations?

15 Clues: Who does a bond primarily protect in a construction project? • What term refers to the protection provided by an insurance policy? • What is the maximum amount your insurer will pay on a covered claim? • Who does a typical insurance policy primarily protect in construction? • What type of policy is required for vehicles used for business purposes? • ...

Patient Access Week 2025 2025-03-05

Patient Access Week 2025 crossword puzzle
Across
  1. Claim and encounter filed through employer.
  2. Form used for self-pay patients in ancillary areas.
  3. Patient requests to not use insurance.
  4. Term for protecting patient information.
  5. Application where Hospital Wide Education completed in.
  6. Patients admitted to the ED without identification.
  7. Health insurance based on age or patient.
  8. Coverage for healthcare.
Down
  1. Procedure not covered by insurance.
  2. Cost of medical care estimate.
  3. Permission to treat form.
  4. Encounter where auto insurance is used as primary insurance.
  5. Form given in the ED for observation.
  6. Out of network coverage is called what?
  7. Form presented in the ED for inpatient admission.

15 Clues: Coverage for healthcare. • Permission to treat form. • Cost of medical care estimate. • Procedure not covered by insurance. • Form given in the ED for observation. • Patient requests to not use insurance. • Out of network coverage is called what? • Term for protecting patient information. • Health insurance based on age or patient. • ...

Chapter 22 Cross Word 2016-04-20

Chapter 22 Cross Word crossword puzzle
Across
  1. is a writer that works for one insurance company
  2. is a bond protecting a company in case of employee theft
  3. is a bond that protects a business if work is not finished on time or as agreed
  4. machines that verify a credit card
  5. plan that pays net profits and expenses if a business is shut down for repairs or rebuilding
  6. a plan that protects against claims for injuries that result from using their products
  7. is the act of breaking and entering with intent to steal
  8. is the failure to exercise reasonable care
  9. is taking a chance for profit or loss
Down
  1. a plan that protects a business from lawsuits
  2. is the action of taking property by force or threat
  3. a plan that protects against lawsuits for mistakes in advertising
  4. is an agent that works in a specific geographic are and represents several insurance companies
  5. is a government-regulated program that provides medical and income benefits to employees who are injured on the job
  6. is a fee payed to insurance company to transfer risk
  7. is the threat of a loss

16 Clues: is the threat of a loss • machines that verify a credit card • is taking a chance for profit or loss • is the failure to exercise reasonable care • a plan that protects a business from lawsuits • is a writer that works for one insurance company • is the action of taking property by force or threat • is a fee payed to insurance company to transfer risk • ...

automobile vocabulary 2024-11-13

automobile vocabulary crossword puzzle
Across
  1. insurance this pays for part of the cost of a rental car if your car is disabled because of a collision or comprehensive - cover repair.
  2. road service insurance this coverage pays for towering or road service when your car is disabled.
  3. (cost – salvage value) useful life.
  4. insurance this pays for the repair or replacement of your car if it's damaged in a collision with another vehicle or object , or if it overturns , no matter who is at fault.
  5. statisticians
  6. to pay for the damages that are caused with their automobiles.
  7. insurance this covers the repair or replacement of your car damage by vandalism, fire, flood, wind, earthquakes, falling object, riots, hail, damage from trees , and other comprehensive coverage may not be cost-effective.
  8. the amount that the policy owner must pay before the insurance policy pays any money.
Down
  1. damage Liability (PD) the coverage pays for damage you cause to other people's property
  2. injury liability (BI) covers bodily injuries
  3. (at fault) if you cause an accident.
  4. losing value over time.
  5. insurance the most important coverage.
  6. increase the value over time.
  7. agree to pay a fee.
  8. injury protection (PIP) this coverage, mandatory in some states, that pays for any physical injuries you or your passengers sustain while in the vehicle, even if you are not involved in a traffic accident.
  9. a request of money.
  10. extra fee.
  11. line depreciation simplest form of depreciation.
  12. insurance it compensates you regardless of who is at fault, so it is sometimes called no - fault insurance.

20 Clues: extra fee. • statisticians • losing value over time. • agree to pay a fee. • increase the value over time. • a request of money. • (cost – salvage value) useful life. • insurance the most important coverage. • injury liability (BI) covers bodily injuries • (at fault) if you cause an accident. • line depreciation simplest form of depreciation. • ...

Insurance Vocab Crossword 2025-03-19

Insurance Vocab Crossword crossword puzzle
Across
  1. Date The date on which the policy ends.
  2. When services, usually in healthcare, are paid by both the individual and the insurance company. Most notebly doctor visits and prescription drugs.
  3. A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
  4. Provider A provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You’ll pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”
  5. An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
  6. Damage Damage to another person's property. The purpose of liability insurance is to cover property damage to a third party resulting from the negligent or intentional acts of an insured.
  7. Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage.
  8. Driver Discount To be eligible for the Good Drivers Discount all operators of the insured vehicles must have been licensed for three or more year, have no more than a one (1) point charge on their driving record and has not been determined "at fault" in an accident resulting in bodily injury or death to any person.
  9. (Auto) Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property as a result of an auto accident.
  10. The written contract of insurance.
  11. Period A specified period immediately following the premium due date during which a payment can be made to continue a policy in force without interruption. This applies only to Life and Health policies. Check your policy to be sure that a grace period is offered and how many days, if any, are allowed.
  12. The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable. You may choose a higher deductible to lower your premium.
  13. Insurance Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
Down
  1. The restoring of a lapsed policy to full force and effect. The reinstatement may be effective after the cancellation date, creating a lapse of coverage. Some companies require evidence of insurability and payment of past due premiums plus interest.
  2. Insurance An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
  3. The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks.
  4. Limit The most you could pay during a coverage period (usually one year) for your share of the costs of covered services. After you meet this limit the plan will usually pay 100% of the allowed amount. This limit helps you plan for health care costs. This limit never includes your premium, balance billed charges or health care your plan doesn’t cover. Some plans don’t count all of your copayments, deductibles, coinsurance payments, out-of-network payments, or other expenses toward this limit.
  5. Insurance A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
  6. A licensed person or organization paid by you to look for insurance on your behalf.
  7. Insurance A policy that will pay a specified sum to beneficiaries upon the death of the insured.
  8. The amount of money an insurance company charges for insurance coverage.
  9. Notice to an insurer that under the terms of a policy, a loss maybe covered.
  10. Maximum amount a policy will pay either overall or under a particular coverage.

23 Clues: The written contract of insurance. • Date The date on which the policy ends. • The amount of money an insurance company charges for insurance coverage. • Notice to an insurer that under the terms of a policy, a loss maybe covered. • Maximum amount a policy will pay either overall or under a particular coverage. • ...