insurance Crossword Puzzles
Ben's Cars Crossword 2023-04-05
Across
- out the door price
- damage to your own vehicle insurance
- best warranty
- price that they lease it
- money held by dealer to pay for damage on a leased vehicle
- coverage you get from the dealer after buying a new car
- limit on car mileage
- renting a car
- at the end of lease option to buy
- length of lease
Down
- part of the bill that you pay before insurance can pay
- replace your old car for a new one
- person that works for insurance company
- "Act of God" insurance
- amount you borrow
- sticker price
- loss of value over time
- website that shows car history
- payment made on a car that you pay money down
- discount
- insurance that covers claims of bodily injury and property damage
- cost of paperwork on a loan
22 Clues: discount • best warranty • sticker price • renting a car • length of lease • amount you borrow • out the door price • limit on car mileage • "Act of God" insurance • loss of value over time • price that they lease it • cost of paperwork on a loan • website that shows car history • at the end of lease option to buy • replace your old car for a new one • damage to your own vehicle insurance • ...
BSQ Module 5 Revision 2022-05-19
Across
- spam emails
- insurance claim approved
- the function of paying employees
- sent to a supplier to confirm payment
- current assets - current liabilities =
- mandatory insurance in Queensland
- something customer relations
- payment to transfer the liability to an insurance provider
- insurance claim denied
- something of value
- basing a process overseas
Down
- issued to a customer - request for payment
- non-monetary form of payment to an employee
- a borrowing that attracts interest and fees
- example: shark tank
- can be used wisely to aid financial position
- something management solution
- 10% tax on goods and services provided
- seeking someone to do your laundry
- get it now without buying it now
- type of payment - display logo
- electronic communication
- protection strategy which attracts premiums
- mandatory retirement savings
- type of concise communication
25 Clues: spam emails • something of value • example: shark tank • insurance claim denied • insurance claim approved • electronic communication • basing a process overseas • mandatory retirement savings • something customer relations • something management solution • type of concise communication • type of payment - display logo • the function of paying employees • ...
EHR Quiz # 3 Review 2019-08-15
Across
- Incorrect data indicates patient’s data ______ compromised
- Coding completed while patient is still receiving treatment
- Contains data from an inpatient admission
- Who benefits from health insurance
- Systematic coordination of healthcare for patients
- ____ is a data dictionary
- Skilled nursing home data
- Coding system used for outpatient bariatric center
- Person who pays health insurance premiums
- Health plan that contracts with medical providers
- Unintentional
- Intentional
Down
- Used to clarify confusing documentation
- Methods to implement guidelines
- Third-party payer insurance
- Common system of clinical and medical terms
- Medical expenses not reimbursed by insurance company
- content, format, and structure of data in a database
- Inpatient prospective payment system determining hospital payment
- Patient's date of admission
- Guidelines set up by organization
- Amount individual must pay before insurance company pays
- Discharged not final billed
23 Clues: Intentional • Unintentional • ____ is a data dictionary • Skilled nursing home data • Third-party payer insurance • Patient's date of admission • Discharged not final billed • Methods to implement guidelines • Who benefits from health insurance • Guidelines set up by organization • Used to clarify confusing documentation • Contains data from an inpatient admission • ...
Insurance Terminology 2022-04-11
Across
- Health Maintenance Organization
- designated time when people can apply for insurance
- set fee payed by the policy holder for medical payments
- plan that lets employees pick what they want on an insurance plan
- applicant who has pre-existing health conditions/engaged in dangerous activities
- insurance policy without a deductible
- federal program offers to help less prosperous communities
- Person who receives the money when the policyholder dies
- amount of money the policyholder pays
- Insurance with lifetime protection at a level premium
- life insurance that does not build up cash value
Down
- reimbursement for specific costs while hospitalized
- money paid when the insurance holder dies
- death rate of a specific group of people
- first day you can be eligible for coverage
- amount of money charged to provide coverage
- someone who buys and sells for someone else
- in case of terminal illness the holder is allowed to use some of their benefits
- Covers medical expenses resulting in injury or death
19 Clues: Health Maintenance Organization • insurance policy without a deductible • amount of money the policyholder pays • death rate of a specific group of people • money paid when the insurance holder dies • first day you can be eligible for coverage • amount of money charged to provide coverage • someone who buys and sells for someone else • ...
Insurance Vocabulary 2022-10-18
Across
- The expenses and losses that are not reimbursed by insurance. This cost includes deductibles, copayments, and amounts paid for services or repairs that are excluded from coverage. It’s the amount paid before insurance coverage kicks in. (4 wds)
- The amount of money that has to be paid for an insurance policy
- The amount of expenses the insured must pay before the insurance company will contribute toward the covered item. For example, the amount you pay for covered health care services before your insurance plan starts to pay is your deductible.
- The person, group, or organization whose life or property is covered by an insurance policy.
- A fixed amount ($20, for example) you pay for a covered health care service in addition to the amount your insurer pays.
- Someone or something named to receive proceeds or benefits. In the insurance context, it’s the person, charity, trust, or estate designated by the policyholder to receive the policy's benefits or payments.
- The practice or arrangement in which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- A person or company offering insurance policies in return for premiums; person or organization that insures.
- The insured’s request for payment due to loss incurred and covered under the policy agreement.
- The single largest source of health coverage in the United States; it is a joint federal and state program that, together with the Children’s Health Insurance Program, provides health coverage to low income Americans, including children, pregnant women, parents, seniors, and individuals with disabilities.
Down
- The individual or firm that acquires and wants protection from the risk and generally in whose name an insurance policy is written. The holder is not necessarily the insured. For instance, life insurance policies might be bought by employers of key employees, or a person may buy and be the holder of a life insurance policy on their spouse. In such cases, the buyer is the policyholder.
- An account at a bank, insurance company, or other financial institution that lets you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses(3 wds)
- In the insurance context, it is a written contract between the insured and the insurer.
- Something that an employer, the government, or an insurance company provides that’s often used only for a particular purpose, such as food or medical costs. Also: An advantage; something that is good.
- Coinsurance in insurance, is the splitting or spreading of risk among multiple parties. In the U.S. insurance market, coinsurance is the joint assumption of risk between the insurer and the insured. In health insurance, coinsurance is sometimes used synonymously with copayment, but copayment is really fixed while coinsurance is a percentage that the insurer pays after the insurance policy's deductible is exceeded up to the policy's stop loss.
- A fixed or limited period of time for which something lasts or is intended to last (for example, a five-year loan, a three-year certificate of deposit, a one-year insurance policy, a 30-year mortgage).
16 Clues: The amount of money that has to be paid for an insurance policy • In the insurance context, it is a written contract between the insured and the insurer. • The person, group, or organization whose life or property is covered by an insurance policy. • The insured’s request for payment due to loss incurred and covered under the policy agreement. • ...
2-20 2022-04-13
Across
- an insurance company that is incorporate in the state
- property that has contents or furnishings in it, but is not being used or lived in
- the section of an insurance policy that indicates the general rules or procedures that the insurer and insured agree to follow under the terms of the policy
- a type of hazard; the effect of a person's reputation, character, living habits etc
- a form of misrepresentation in which an agent persuades an insured to cancel, lapse, or switch policies, even when it's to the insured's disadvantage
- an insurance company that is incorporated in another state
- intentional misrepresentation or deceit with the intent to induce a person to part with something of value
- the customer service agent who has been at Baucham group the longest
- a wrongful act or violation of someone's rights that leads to legal liability referred to intentional or unintentional
- type of hazard; the effect of a person's indifference concerning loss has on the risk to be insured
- reduction in value, particularly due to wear and tear
- temporary contract that puts an insurance policy into force before the premium has been paid
- Compensatory damages that will pay for pain and suffering
- the sales agent that has been at Baucham group the longest
- basic principle of insurance under which risk of financial loss is assigned to another party
- liability in which one person is responsible for the acts of another like parents responsible for kids actions
- unfair trade practice in which an insurer uses physical or mental force to persuade an applicant to buy insurance
Down
- fair access to insurance requirements plan is a state-run program that makes insurance obtainable to those in high risk areas who have been unable to acquire insurance through other channels
- the fair and equal bargaining by both parties in forming the contract, where the applicant must make full disclosure of risk to the company, and the insurance company must be fair in underwriting the risk
- a property with no contents, furnishings, or occupants
- the head of the state department of insurance
- any act of stealing or removing property from its rightful owner
- insurance for which there is no readily available, admitted market
- an individual who is licensed to sell, negotiate, or effect insurance contracts on behalf on insurer
- a policy written separately as a single coverage
- the voluntary abandonment of a known legal right or advantage
- the cause of a possible loss
- the portion of the loss that is to be paid by the insured before any claim benefits may be paid by insurer
- causes of loss, exposures, conditions, etc listed in the policy for which benefits will not be paid
- a demand made by the insured to cover a loss by the insurance policy
30 Clues: the cause of a possible loss • the head of the state department of insurance • a policy written separately as a single coverage • an insurance company that is incorporate in the state • reduction in value, particularly due to wear and tear • a property with no contents, furnishings, or occupants • Compensatory damages that will pay for pain and suffering • ...
Insurance Mya Morley 2021-02-11
Across
- insurance made for people over 65.
- payment arrangement for health care service providers.
- medical insurance group that provides health services for a fixed annual fee.
- a designated amount you pay for appointments.
- statement sent by a health insurance company explaining what medical treatments and/or services were paid for on their behalf.
- healthcare for people under 18 but their family has too much money for medicaid.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.
- health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network providers.
Down
- the amount you pay after you met the deductible.
- health care for people in the military.
- of benefits, is an agreement that transfers the insurance claims rights or benefits of the policy to a third-party.
- covered medical bills for people who get injured at work.
- insurance for low income people.
- The parent whose birthday falls first in a calendar year is the parent with the primary coverage for the dependent
- health care for veterans.
- the amount to be paid for insurance policy.
- a medical condition that started before a person's health insurance went into effect.
18 Clues: health care for veterans. • insurance for low income people. • insurance made for people over 65. • health care for people in the military. • the amount to be paid for insurance policy. • a designated amount you pay for appointments. • the amount you pay after you met the deductible. • payment arrangement for health care service providers. • ...
Insurance Terms 2022-10-05
Across
- Person covered by an insurance policy
- This deductible type is also referred to as First Dollar Defense, and only applies if there is a loss
- This is a separate policy that pays out once the primary insurance is exhausted
- an Extended Reporting Period Endorsement is often also referred to as this
- Limit type where claim expenses do not erode or reduce the limits of liability
- This deductible type is also known as Loss & Expense, and applies to both claim expenses and damages
- This deductible type is the maximum annual amount the insured will pay
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- an amendment to an existing insurance contract that changes the terms of the original policy
- the cost of insurance coverage
Down
- Company who issues an insurance policy
- costs paid by the insurance company related to the defense of a claim
- a licensed legal representative of one or more insurance companies
- Limit type where the claim expenses will erode or reduce the limits of liability
- Person applying for insurance
- the entity listed on the Declarations Page
- the date on or after which the act, error or omission must occur to be eligible for coverage on a policy if a claim were to arise
17 Clues: Person applying for insurance • the cost of insurance coverage • Person covered by an insurance policy • Company who issues an insurance policy • the entity listed on the Declarations Page • a licensed legal representative of one or more insurance companies • costs paid by the insurance company related to the defense of a claim • ...
INSURANCE CROSSWORD PUZZLE 2024-09-05
Across
- Use of technology such as artificial intelligence and data analysis in insurance
- Portion of a claim that you are responsible to pay
- Insurance for low-income earners
- An amount you pay for insurance
- Also known as short-term insurance
- Decrease in value of an asset overtime
Down
- They are additional coverage for specific situations
- Specific events or circumstances not covered by insurance
- Process by which an insurance company seeks reimbursement
- A person or entity designated to receive proceeds of a life insurance policy
- You get it even without claiming for compensation
- Process of assessing risk to provide coverage
- Insurance works on probability of ........
- Acronym for a discount due to not claiming
14 Clues: An amount you pay for insurance • Insurance for low-income earners • Also known as short-term insurance • Decrease in value of an asset overtime • Insurance works on probability of ........ • Acronym for a discount due to not claiming • Process of assessing risk to provide coverage • You get it even without claiming for compensation • ...
Medical insurance crossword 2025-06-20
Across
- amount, an insurance company will use to calculate the patient responsibility. This amount excludes contractual adjustments and non-covered charges.
- The most the insured will pay for eligible/covered services in the benefit or plan year; after this amount is met, the insurance plan pays 100% of the covered cost.
- Federal program providing insurance coverage for the elderly (age 65 or older), anyone who is permanently disabled or with end stage renal disease (ESRD).
- Number given to a patient by their insurance carrier that identifies the group or plan under which they are covered.
- Unique number a patient or a company provides, for billing purposes, in order to receive healthcare from a provider.
- A health care program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.
- Requiring a general practitioner to see a patient before a specialist will set up a visit.
- A document or statement sent by an insurance company to a patient and a provider explaining what medical treatments and/or services were paid for on the insured’s behalf.
- Percentage of coverage a patient is responsible for versus what the insurance company is responsible for, usually after the patient has met their deductible.
- Amount of money an individual or business must pay for insurance coverage from an insurance carrier.
- Main individual covered under a group policy.
Down
- Compensation, Form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence.
- Occurs when a patient or a provider tries to convince an insurance company to allow a charge after it initially denied the charge.
- Responsible party for the patient (i.e., parents or guardian of a minor child.
- Savings Account, A type of savings account that lets someone set aside money on a pre-tax basis to pay for qualified medical expenses.
- Amount a patient is usually responsible for before their benefits will start to reimburse.
- A monetary charge health insurance plan may require be paid in order to receive a specific medical service or supply.
- Standard billing form for facilities.
- Health care program for uniformed service members, retirees, and their families around the world.
- Person who is eligible and entitled to Medicare benefits. This term can also be used for any person or entity covered under an insurance policy who receives benefits.
- Patients who do not have any insurance to bill. Providers can ask for money owed for services prior to the provider seeing the patient.
21 Clues: Standard billing form for facilities. • Main individual covered under a group policy. • Responsible party for the patient (i.e., parents or guardian of a minor child. • Amount a patient is usually responsible for before their benefits will start to reimburse. • Requiring a general practitioner to see a patient before a specialist will set up a visit. • ...
Personal Finances Vocab 2024-05-30
Across
- Electricity, water, WiFi, etc.
- Tax document employee gives to employer to determine federal tax withholdings
- Tax document from your employer summarizing wages paid and taxes withheld
- You pay this type of income tax to the national government
- Portion of your gross pay sent to government by your employer
- Federal program that provides financial protection for Americans throughout their lives
- Tax form you fill out to report income and calculate your annual tax bill (Hint: Form####)
- Washington has no _____ income tax
- Personal Analysis of Your Expenses
- An insurance company's estimate of your coverage and monthly payment
Down
- Protection against unexpected financial losses
- An abundance of valuable possessions or mone
- Government-sponsored health insurance
- A contract between you and your insurance company an enforceable promise for something of value
- Hourly, weekly, or monthly amount an employee is paid
- Amount of money you’re responsible for before insurance starts to chip in
- Flat fee you pay to doctor for each appointment
- Monthly payment to your insurance company
- Amount of pay you get after deductions
- Amount of pay you get before any deductions
20 Clues: Electricity, water, WiFi, etc. • Washington has no _____ income tax • Personal Analysis of Your Expenses • Government-sponsored health insurance • Amount of pay you get after deductions • Monthly payment to your insurance company • Amount of pay you get before any deductions • An abundance of valuable possessions or mone • Protection against unexpected financial losses • ...
Personal Finance By Gabriel J 2022-09-27
Across
- used when a person is not capable of working
- interest on the original
- amount paid on insurance policy per a given time period
- paid on both the original loan and interest earned
- used when a person is sick
- your payment before an insurance company begins coverage
- more money is taken out based on a larger pay check
- occurs when benefits outweigh the cost
- insurance that protects your belongings from theft and destruction
- a collections of securities chosen and managed by a group of professional fund managers
Down
- investment that represents a loan gov't or corporation
- A periodic payment for the use of borrowed funds
- the mount of money borrowed, or the amount of money still owed on a loan
- smaller amount of money take out of pay check
- risk transfer to a third party
- insurance benefits survivors or deceased
- the recipient of funds or other benefits from insurance policies
- A business whose main purpose is to receive deposits and make loans
- all social classes pay the same percentage
- investments that represent ownership in a business
20 Clues: interest on the original • used when a person is sick • risk transfer to a third party • occurs when benefits outweigh the cost • insurance benefits survivors or deceased • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • A periodic payment for the use of borrowed funds • ...
Health Care Terminology 2022-01-20
Across
- Fixed amount you pay for health care service
- Requirement that treatment be approved before treatment is rendered
- A type of life insurance policy that is for a specific time period.
- Services received to straighten teeth
- Only a family deductible All members out of pocket expenses count toward family deductible. Once met, insurance will begin paying according to plan.
- Process between insurance companies to seek reimbursement for claims paid
- Individual who receives proceeds from life insurance
- Technology-based doctor visit
- Individual deductible for each family member. When that member meets individual deductible, insurance will begin paying according to plan.
Down
- Carrier definition of ________ determines insured’s eligibility for benefits.
- A physician that specializes in a specific area of medicine
- Health plan written prior to ACA going into law March 2010
- Percentage share of the allowed costs for covered health care services
- List of covered drugs to classify how they are covered.
- Amount you owe before insurance pays
- Proactive, comprehensive care emphasizing on early detection and early treatment.
- Abbreviation for Out-of-Pocket Maximum
- Place for individuals to compare health plans and buy insurance.
18 Clues: Technology-based doctor visit • Amount you owe before insurance pays • Services received to straighten teeth • Abbreviation for Out-of-Pocket Maximum • Fixed amount you pay for health care service • Individual who receives proceeds from life insurance • List of covered drugs to classify how they are covered. • Health plan written prior to ACA going into law March 2010 • ...
Homeowner Insurance 2014-04-25
Across
- - The amount paid by an insured to an insurance company to obtain or maintain an insurance policy
- - The insurance company.
- - A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
- claim - A claim filed against another person’s insurance policy.
- - A person who sells insurance policies
- property - All tangible property (other than land) that is either temporary or movable in some way, such as furniture, jewelry, electronics, etc.
- - An extra charge added to your premium by an insurance company
- - Continuation of a policy after its expiration date.
Down
- coverage - Covers losses that an insured is legally liable. For homeowners insurance, liability coverage protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.
- - The amount an insurance company pays on a claim.Insured - The policyholder - the person(s) protected in case of a loss or claim.
- - In most cases, an insurance policy. A policy is considered to be a contract between the insurance company and the policyholder.
- - A decision by an insurance company not to renew a policy.
- - An amount of money returned to the policyholder for overpayment of premium or if the policyholder is due unearned premium.
- damage - Physical damage to property.
14 Clues: - The insurance company. • damage - Physical damage to property. • - A person who sells insurance policies • - Continuation of a policy after its expiration date. • - A decision by an insurance company not to renew a policy. • - An extra charge added to your premium by an insurance company • claim - A claim filed against another person’s insurance policy. • ...
FEMA Acronyms 2024-02-09
Across
- Extra-territorial Jurisdiction
- Flood Rosk Study Engineering Library
- FEMA Mapping and Insurance Exchange
- Flood Hazard Boundary Map
- Flood Insurance Study
- Community Identification Number
- Summary of Map Action
- Community Rating System
- Coastal Barrier Resource Area
- Physical Map Revision
- Letter of Map Revision
- Write Your Own
- Federal Emergency Management Agency
Down
- Topographically Intergrated Geographic Encoding and Referencing
- Base Flood Elevation
- National Flood Insurance Program
- Flood Insurance Rate Map
- Letter of Map Change
- Flood Map Status Information System
- Flood Zone Determination Service
- Flood Disaster Protection Act
- Conditional Letter of Map Amendment
- Cooperating Technical Partner
- Letter of Map Amendment
24 Clues: Write Your Own • Base Flood Elevation • Letter of Map Change • Flood Insurance Study • Summary of Map Action • Physical Map Revision • Letter of Map Revision • Community Rating System • Letter of Map Amendment • Flood Insurance Rate Map • Flood Hazard Boundary Map • Flood Disaster Protection Act • Coastal Barrier Resource Area • Cooperating Technical Partner • ...
Insurance Terminology 2022-05-25
Across
- The date the claim happened, such as the date of the car accident
- Type of auto claim where the damage was due to fire or hail
- Type of auto claim where the insured's car hit something
- Shows the terms and conditions of the insurance contract
- The amount someone pays (annually or monthly) to have insurance
- The person who sells insurance policies.
- This type of claim is when the person who is owed money is the Chubb client.
- Abbreviation for original equipment manufacturer
Down
- A Chubb _______ is someone who has insurance with Chubb.
- The person who works for the insurance company who resolves claims.
- The insured's building and attached structures/appliances
- Abbreviation for First Notice of Loss
- This type of claim is when the person who is owed money is NOT the Chubb client.
- Items within someone's home or building, such as furniture, computers, or clothing
- Abbreviation for the name of our department
- A _______ is someone who is involved in a claim but who may not have Chubb as their insurance provider.
- This is additional insurance coverage for items such as jewelry or artwork but the items are not specifically listed on the policy.
- This is additional insurance coverage for a list of specific items, such as jewelry or artwork.
18 Clues: Abbreviation for First Notice of Loss • The person who sells insurance policies. • Abbreviation for the name of our department • Abbreviation for original equipment manufacturer • A Chubb _______ is someone who has insurance with Chubb. • Type of auto claim where the insured's car hit something • Shows the terms and conditions of the insurance contract • ...
Personal Finance 2022-09-27
Across
- used when a person is not capable of working
- interest on the original
- amount paid on insurance policy per a given time period
- paid on both the original loan and interest earned
- used when a person is sick
- your payment before an insurance company begins coverage
- more money is taken out based on a larger pay check
- occurs when benefits outweigh the cost
- insurance that protects b belongings from theft and destruction
- a collections of securities chosen and managed by a group of professional fund managers
Down
- investment that represents a loan gov't or corporation
- A periodic payment for the use of borrowed funds
- the mount of money borrowed, or the amount of money still owed on a loan
- smaller amount of money take out of pay check
- risk transfer to a third party
- insurance benefits survivors or deceased
- the recipient of funds or other benefits from insurance policies
- A business whose main purpose is to receive deposits and make loans
- all social classes pay the same percentage
- investments that represent ownership in a business
20 Clues: interest on the original • used when a person is sick • risk transfer to a third party • occurs when benefits outweigh the cost • insurance benefits survivors or deceased • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • A periodic payment for the use of borrowed funds • ...
Patient Access Crossword Puzzle 2021-03-30
Across
- admitted for multi-day stay
- portion of bill that beneficiary must contribute once insurance benefits have begun (__pay)
- conducting ourselves ethically and within the law of business practices
- physician
- cost sharing in which the subscriber is responsible for a percentage of the cost of healthcare
- Medicare Secondary Payor
- Emergency Medical Treatment an Labor Act
- official count of patient population
- collection and storage on patient demographics and insurance
- not to be disclosed
Down
- person designated to receive proceeds of an insurance policy
- bill submitted to insurance company for payment
- making appointment
- federal law requiring employers to permit employees to continue their group health insurance coverage after termination
- fixed sum of money that beneficiary must contribute towards the cost of their healthcare before insurance benefits begin
- overdue
- same____surgery
- directions on how to get to correct location
- healthcare consumer
- form used in managed care plans for the pcp's authorization for certain specialist and certain services
- the administrative branch within the Department of Health and Human Services that is responsible for Medicare and Medicaid Services
21 Clues: overdue • physician • same____surgery • making appointment • healthcare consumer • not to be disclosed • Medicare Secondary Payor • admitted for multi-day stay • official count of patient population • Emergency Medical Treatment an Labor Act • directions on how to get to correct location • bill submitted to insurance company for payment • ...
Life and Health Insurance 2016-03-10
Across
- A cost-sharing arrangement between an insure & insured in which each pays a % of covered expenses.
- An excessive amount of insurance that would result in overpayment to the insured in the event of a loss.
- An absolutely true statement that, if breached, may void an insurance contract.
- A clause that stipulates the rights & obligations under an insurance contract.
- The person entitled to exercise the rights & privileges in the policy.
- Coverage for a specified period of time without cash values or living benefits.
- An insurer's ability to meet its financial obligations to policyowners, insureds, & beneficiaries.
- The amount of benefit stated in the life insurance policy.
- any fraudulent, deceptive, or dishonest business practice that is prohibited by statutes & regulations
- A producer who handles insurers funds in a trust capacity.
- Insurance in which policyowners share in profits or losses & receive dividends when available
- Choices available to the policyowner regarding distribution of policy dividends.
- Methods of distribution of guaranteed values in a life insurance policy.
- A clause that stipulates the rights & obligations under an insurance contract.
- Revealed information to help someone make an informed decision.
- A written modification attached to a policy that increases or decreases coverage & premiums
- An insurance arrangement in which the policyowner & the insured are not the same person
- Health insurance that provides 1st-dollar coverage for medical, surgical, & hospital services, & features low coverage limits & limited benefit periods.
- A retirement plan that meets the IRS guidelines for receiving favorable tax treatment.
- An insurance product that provides income for a specified period or for the life of the annuitant, & is used to liquidate an estate.
- Health insurance that provides coverage for catastrophic losses, & features deductible & coinsurance, & high limits of coverage
- An insurance plan in which benefits are provided to subscribers in the form of services instead of monetary benefits.
- Termination of a policy by an insurer on the anniversary or renewal date.
- A natural person or whom an annuity is written & who receives annuity payments.
- The person covered by the insurance policy
- A insurance agent who conducts initial policy solicitation & application (the company's front life of underwriting)
- A waiting period imposed on the insured from the onset of disability unit benefit payments begin.
Down
- An insurance policy which pays 1st the full benefit as specified before the insured may submit a claim to a secondary or excess plan.
- A tendency of risks with higher probability of loss to purchase & maintain insurance more often than the risks who present lower probability of loss.
- The company that issues an insurance policy
- A contract prepared by one party that must be accepted as written or rejected by the other party
- A contract in which only one of the parties is legally bound to fulfill its obligations
- A person who receives the death benefit from a life insurance policy after the insured's death.
- An individual who is licensed to sell, negotiate, or effect insurance contracts on behalf of the insurer.
- Coverage that provides periodic payments to replace an insured's income when the insured is disabled from an illness or injury.
- A document issued to insureds under a group plan that states that coverage has been issued, & indicates coverage type & amounts.
- A statement made by the applicant on the insurance application that is believed to be true.
- A beneficiary who has the 1st claim to the policy proceeds after the death of the insured.
- Methods used to pay the death benefits to a beneficiary upon the insured's death
- Factors that determine if an insurance product is appropriate for a particular customer.
- A payout method that pays the beneficiary the entire benefit in one payment.
- A specific amount of covered expenses that the insured must pay before any costs will be paid by the health plan.
- Health & social services provided for individuals with chronic diseases for disabilities who require living assistance at home or in a nursing home facility.
- A payment by the policyowner to the insurance company to keep a policy in force.
- The withholding of known facts that, if material, can void a contract.
- A policy that provides a benefit based only on the number of days confined in a hospital, regardless of medical expenses incurred.
- A financial interest in the life of another person, & a possibility of losing something of value if the insured dies.
- Policy from one person to another.
- An HMO model that uses the insured's primary care physician as the initial contract for the insured for medical care & for referrals.
49 Clues: Policy from one person to another. • The person covered by the insurance policy • The company that issues an insurance policy • The amount of benefit stated in the life insurance policy. • A producer who handles insurers funds in a trust capacity. • Revealed information to help someone make an informed decision. • ...
Medicare 2021-11-22
Across
- CMS rules for hospitals
- Required LOS for SNF coverage
- Can be advantageous for some
- Used to be called HCFA
- Criteria for medfical neceeaity
- responsible to insure quality
- Has a catatrophic cap
- Medical Insurance
Down
- Within 90 days of turning 65
- eligible at any age
- Administers CMS regulations
- Information on patient appeal rights
- Maximum lentgth for Observation Services
- Hospital insurance
- Social insurance
- Private supplemental insurance
- 20% cost share
17 Clues: 20% cost share • Social insurance • Medical Insurance • Hospital insurance • eligible at any age • Has a catatrophic cap • Used to be called HCFA • CMS rules for hospitals • Administers CMS regulations • Within 90 days of turning 65 • Can be advantageous for some • Required LOS for SNF coverage • responsible to insure quality • Private supplemental insurance • ...
Health Insurance / Crack The Code 2021-05-01
Across
- / The amount you pay to the insurance company each month to buy health coverage.
- provider / Any doctor, hospital, or other provider of medical services that has agreed to be in your insurance company's network and to offer their services at discounted rates.
- / The portion of the bill you are responsible for each time you receive a service.
- / When you need to let your insurance company know in advance about any medical tests or procedures the doctor has ordered.
- Insurance Marketplace / This option for buying health insurance allows people in the USA who need to buy insurance on their own to compare their options and choose the best insurance to meet their needs.
- / When your insurance company requires your primary care doctor to authorize any visits to other doctors or specialists.
- / The amount you must pay out of your own pocket before your insurance company will start paying for services.
Down
- provider / Any doctor, hospital, or other provider of medical services that has not set up special rates with your insurance company.
- / Similar to a co-payment except that instead of paying a fixed amount, you pay a percentage of the total cost.
- services / Services that are not covered under your insurance policy, which means you will be responsible for all charges if you choose to get them.
- maximum / This is the dollar amount that your portion of health care costs cannot exceed each year.
- condition / Any injury or illness that existed before the date when your current policy started.
- limits / This means a maximum amount that an insurance policy will pay over the course of a year or a lifetime.
- / Term that refers to the amount typically charged by health care providers for similar services in the area you live in.
- care doctor / A doctor who coordinates all of your medical care, from annual physicals to referring you to specialists.
- / A detailed explanation of medical services that you or your doctor must submit to the insurance company in order to be reimbursed.
- / A contract between an insurance company and an individual that provides coverage for health costs in exchange for a set payment.
17 Clues: / The amount you pay to the insurance company each month to buy health coverage. • / The portion of the bill you are responsible for each time you receive a service. • condition / Any injury or illness that existed before the date when your current policy started. • ...
Patient Access Week 2025 2025-03-05
Across
- Claim and encounter filed through employer.
- Form used for self-pay patients in ancillary areas.
- Patient requests to not use insurance.
- Term for protecting patient information.
- Application where Hospital Wide Education completed in.
- Patients admitted to the ED without identification.
- Health insurance based on age or patient.
- Coverage for healthcare.
Down
- Procedure not covered by insurance.
- Cost of medical care estimate.
- Permission to treat form.
- Encounter where auto insurance is used as primary insurance.
- Form given in the ED for observation.
- Out of network coverage is called what?
- Form presented in the ED for inpatient admission.
15 Clues: Coverage for healthcare. • Permission to treat form. • Cost of medical care estimate. • Procedure not covered by insurance. • Form given in the ED for observation. • Patient requests to not use insurance. • Out of network coverage is called what? • Term for protecting patient information. • Health insurance based on age or patient. • ...
2023 Open Enrollment 2023-08-16
Across
- Life Insurance, A voluntary plan that provides life insurance in addition to the basic life insurance benefit provided by CEC.
- An account that utilizes pre-tax dollars for qualified health care expenses that is required with medical plan B.
- Program, A retirement savings account where CEC will provide a yearly match and a quarterly discretionary contribution.
- Someone that you select to receive life insurance benefits once you have passed.
- Illness Insurance, A voluntary plan through Cigna. Depending on the illness, a fixed dollar amount is paid to the employee or a covered family member.
- Care, A voluntary plan provided through Cigna. A cash benefit is paid when an employee is admitted to the hospital to help with out-of-pocket expenses.
- Lifelock, Protection provided by CEC to all employees that protects the employee from identity theft.
- A person who relies on another for financial support.
- Vacation Time, Paid time off provided by CEC to full-time employee based on the employee’s length of service.
Down
- Boot Reimbursement, A once per year reimbursement for work boots up to $165.
- Safety Glasses Reimbursement, A once per year reimbursement for prescription safety glasses up to $170.
- Year, A benefit enrollment year where no major changes have been made to the employee benefits package.
- The HRIS system utilized by CEC.
- Life Insurance, Life insurance for the employee with a benefit amount of $15k, and an accidental death and dismemberment coverage of $15k provided by CEC
- Enrolled In Current Benefits, An election made in UKG if you do not want to make any changes to your current benefits.
- Insurance, A voluntary plan provided through Cigna. Depending on the type of accident, a fixed dollar amount is paid directly to the employee or covered family member.
- Insurance, An optional plan provided through Delta Dental that pays for dental cleanings.
- Insurance, An optional plan provided by VSP that pays for vision exams.
- Term Disability, A plan paid for by CEC that provides income replacement in the event of injury or illness.
- Term Disability, A voluntary plan that provides a percentage of your monthly earnings in the event that you are unable to work for an extended period of time.
- Plan B, A medical insurance plan provided through CEC benefits that includes an HSA.
21 Clues: The HRIS system utilized by CEC. • A person who relies on another for financial support. • Insurance, An optional plan provided by VSP that pays for vision exams. • Boot Reimbursement, A once per year reimbursement for work boots up to $165. • Someone that you select to receive life insurance benefits once you have passed. • ...
Insurance Terminology 2022-12-29
Across
- A health care program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.
- Amount an insurance company will use to calculate the patient responsibility. This amount excludes contractual adjustments and non-covered charges.
- Amount a patient is usually responsible for before their benefits will start to reimburse.
- Federal program providing insurance coverage for the elderly (age 65 or older),anyone who is permanently disabled or with end stage renal disease(ESRD).
- Form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence.
- The most the insured will pay for eligible/covered services in the benefit or plan year; after this amount is met, the insurance plan pays 100% of the covered cost.
- Number given to a patient by their insurance carrier that identifies the group or plan under which they are covered.
- Person who is eligible and entitled to Medicare benefits. This term can also be used for any person or entity covered under an insurance policy who receives benefits.
- A document or statement sent by an insurance company to a patient and a provider explaining what medical treatments and/or services were paid for on the insured’s behalf.
Down
- Amount of money an individual or business must pay for insurance coverage from an insurance carrier.
- A type of savings account that lets someone set aside money on a pre-tax basis to pay for qualified medical expenses.
- Percentage of coverage a patient is responsible for versus what the insurance company is responsible for, usually after the patient has met their deductible.
- Requiring a general practitioner to see a patient before a specialist will set up a visit.
- Occurs when a patient or a provider tries to convince an insurance company to allow a charge after it initially denied the charge.
- Main individual covered under a group policy.
- Responsible party for the patient (i.e., parents or guardian of a minor child.
- Patients who do not have any insurance to bill. Providers can ask for money owed for services prior to the provider seeing the patient.
- Health care program for uniformed service members, retirees, and their families around the world.
- Unique number a patient or a company provides, for billing purposes, in order to receive healthcare from a provider.
- A monetary charge health insurance plan may require be paid in order to receive a specific medical service or supply.
- Standard billing form for facilities.
21 Clues: Standard billing form for facilities. • Main individual covered under a group policy. • Responsible party for the patient (i.e., parents or guardian of a minor child. • Requiring a general practitioner to see a patient before a specialist will set up a visit. • Amount a patient is usually responsible for before their benefits will start to reimburse. • ...
automobile vocabulary 2024-11-13
Across
- insurance this pays for part of the cost of a rental car if your car is disabled because of a collision or comprehensive - cover repair.
- road service insurance this coverage pays for towering or road service when your car is disabled.
- (cost – salvage value) useful life.
- insurance this pays for the repair or replacement of your car if it's damaged in a collision with another vehicle or object , or if it overturns , no matter who is at fault.
- statisticians
- to pay for the damages that are caused with their automobiles.
- insurance this covers the repair or replacement of your car damage by vandalism, fire, flood, wind, earthquakes, falling object, riots, hail, damage from trees , and other comprehensive coverage may not be cost-effective.
- the amount that the policy owner must pay before the insurance policy pays any money.
Down
- damage Liability (PD) the coverage pays for damage you cause to other people's property
- injury liability (BI) covers bodily injuries
- (at fault) if you cause an accident.
- losing value over time.
- insurance the most important coverage.
- increase the value over time.
- agree to pay a fee.
- injury protection (PIP) this coverage, mandatory in some states, that pays for any physical injuries you or your passengers sustain while in the vehicle, even if you are not involved in a traffic accident.
- a request of money.
- extra fee.
- line depreciation simplest form of depreciation.
- insurance it compensates you regardless of who is at fault, so it is sometimes called no - fault insurance.
20 Clues: extra fee. • statisticians • losing value over time. • agree to pay a fee. • increase the value over time. • a request of money. • (cost – salvage value) useful life. • insurance the most important coverage. • injury liability (BI) covers bodily injuries • (at fault) if you cause an accident. • line depreciation simplest form of depreciation. • ...
Chapter 22 Cross Word 2016-04-20
Across
- is a writer that works for one insurance company
- is a bond protecting a company in case of employee theft
- is a bond that protects a business if work is not finished on time or as agreed
- machines that verify a credit card
- plan that pays net profits and expenses if a business is shut down for repairs or rebuilding
- a plan that protects against claims for injuries that result from using their products
- is the act of breaking and entering with intent to steal
- is the failure to exercise reasonable care
- is taking a chance for profit or loss
Down
- a plan that protects a business from lawsuits
- is the action of taking property by force or threat
- a plan that protects against lawsuits for mistakes in advertising
- is an agent that works in a specific geographic are and represents several insurance companies
- is a government-regulated program that provides medical and income benefits to employees who are injured on the job
- is a fee payed to insurance company to transfer risk
- is the threat of a loss
16 Clues: is the threat of a loss • machines that verify a credit card • is taking a chance for profit or loss • is the failure to exercise reasonable care • a plan that protects a business from lawsuits • is a writer that works for one insurance company • is the action of taking property by force or threat • is a fee payed to insurance company to transfer risk • ...
Insurance Crossword 2022-10-27
Across
- applicant prexsisting poor health
- basic type of permant life insurance which provides life time protection
- amount the policy holder must pay within a specific time period
- you can pick and choose what you want.
- incase of terminal illness the proceeds of a life policy are paid
- date which an insurance policy becomes elliagble to pay for claims
- a designated period to sign up for insurance
- Medical expenses for bodily injury or death
- person named in a life insurance policy to receieve the proceeds
Down
- a time period set doesn't build up cash value
- amount of money someone or something will receive after someone passes
- Calculation of how long you live
- federal program medical needs for the poor
- someone who buys or sells on your behalf
- a policy issued to one that expires at a certian time
- Health Maintance Organization
- insurance policy without a deductible
- some packages don't have sickness or injury plan
- set fee paid by policy holder for medical expenses
- cost amount insurance compainies charge
20 Clues: Health Maintance Organization • Calculation of how long you live • applicant prexsisting poor health • insurance policy without a deductible • you can pick and choose what you want. • cost amount insurance compainies charge • someone who buys or sells on your behalf • federal program medical needs for the poor • Medical expenses for bodily injury or death • ...
Understanding Insurance Basics - Crossword 2025-06-09
Across
- What type of insurance covers materials and structures during a construction project?
- What type of insurance covers medical expenses and lost wages for injured employees?
- What term refers to the protection provided by an insurance policy?
- Who does a bond primarily protect in a construction project?
- Who helps you select and manage the right insurance coverage for your business?
- What do you file when seeking payment from your insurer for a covered loss?
- How often should you review your insurance coverage for updates or changes?
Down
- What is the maximum amount your insurer will pay on a covered claim?
- What type of policy is required for vehicles used for business purposes?
- Who does a typical insurance policy primarily protect in construction?
- What term describes something your insurance policy specifically does not cover?
- What is the amount you pay regularly to keep your insurance policy active?
- What is the amount you must pay out-of-pocket before your insurance starts covering costs?
- What type of insurance covers injuries or damages you cause to others on the job?
- What is a financial guarantee that a contractor will fulfill their job obligations?
15 Clues: Who does a bond primarily protect in a construction project? • What term refers to the protection provided by an insurance policy? • What is the maximum amount your insurer will pay on a covered claim? • Who does a typical insurance policy primarily protect in construction? • What type of policy is required for vehicles used for business purposes? • ...
Insurance Vocab Crossword 2025-03-19
Across
- Date The date on which the policy ends.
- When services, usually in healthcare, are paid by both the individual and the insurance company. Most notebly doctor visits and prescription drugs.
- A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
- Provider A provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You’ll pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”
- An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
- Damage Damage to another person's property. The purpose of liability insurance is to cover property damage to a third party resulting from the negligent or intentional acts of an insured.
- Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage.
- Driver Discount To be eligible for the Good Drivers Discount all operators of the insured vehicles must have been licensed for three or more year, have no more than a one (1) point charge on their driving record and has not been determined "at fault" in an accident resulting in bodily injury or death to any person.
- (Auto) Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property as a result of an auto accident.
- The written contract of insurance.
- Period A specified period immediately following the premium due date during which a payment can be made to continue a policy in force without interruption. This applies only to Life and Health policies. Check your policy to be sure that a grace period is offered and how many days, if any, are allowed.
- The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable. You may choose a higher deductible to lower your premium.
- Insurance Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
Down
- The restoring of a lapsed policy to full force and effect. The reinstatement may be effective after the cancellation date, creating a lapse of coverage. Some companies require evidence of insurability and payment of past due premiums plus interest.
- Insurance An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
- The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks.
- Limit The most you could pay during a coverage period (usually one year) for your share of the costs of covered services. After you meet this limit the plan will usually pay 100% of the allowed amount. This limit helps you plan for health care costs. This limit never includes your premium, balance billed charges or health care your plan doesn’t cover. Some plans don’t count all of your copayments, deductibles, coinsurance payments, out-of-network payments, or other expenses toward this limit.
- Insurance A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
- A licensed person or organization paid by you to look for insurance on your behalf.
- Insurance A policy that will pay a specified sum to beneficiaries upon the death of the insured.
- The amount of money an insurance company charges for insurance coverage.
- Notice to an insurer that under the terms of a policy, a loss maybe covered.
- Maximum amount a policy will pay either overall or under a particular coverage.
23 Clues: The written contract of insurance. • Date The date on which the policy ends. • The amount of money an insurance company charges for insurance coverage. • Notice to an insurer that under the terms of a policy, a loss maybe covered. • Maximum amount a policy will pay either overall or under a particular coverage. • ...
Book 3 chapter 5 2025-06-24
Across
- a tax-advantaged account set up by individuals who are covered under high deductible health plans to save for medical expenses their health plans do not cover
- a state administered federal health insurance program for children in low-income families that do not qualify for Medicaid
- a form of cost-sharing that requires the insured to pay a set percentage of medical expenses after the deductible has been met
- a law that allows a person to continue to be covered under a company’s health insurance plan after termination from the company as long as the person pays for that coverage
- the person(s) who will receive an insurance payout
- the owner(s) of an insurance policy
- promised payment for specific future losses should they occur in exchange for a payment called a premium
- wealth and possessions left by someone to be divided after they die
- specific services the insured is entitled to under the policy
- protection from monetary losses associated with illness or bodily injury
- protection from financial loss if a home is damaged or destroyed, a theft occurs, or the homeowner faces certain types of medical or liability claims
- a form of cost-sharing that requires the insured to pay a fixed dollar amount for a medical service or prescription Coverage what the insurance company includes as part of the insurance policy
- the federal website www.healthcare.gov where individuals and small businesses can shop for and purchase health insurance
- the maximum amount one must pay for medical expenses; costs above the maximum are covered by the health insurer
- a written contract between an insurer and a customer (the policyholder) describing the term of the insurance, what is covered, the cost of the premium, and the deductible amount
- a government-provided health insurance program for individuals with limited income and resources
- healthcare providers who have a signed contract with an insurance company to provide services at a predetermined rate; insurers can negotiate lower costs in exchange for giving the healthcare provider a potentially greater number of customers
- a government-provided health insurance program for individuals over age 65 and some younger people with disabilities
Down
- a company that pays to compensate the policyholder for losses or damages as described in an insurance policy as long as the premium is paid
- an employer funded savings account that employees can use to pay for medical expenses their health plan does not cover
- a dollar amount a policyholder pays before the insurer starts to make payments for a covered loss
- the probability that something negative may happen
- a means of protecting drivers and others in the event of an accident, theft, etc.
- a health insurance plan with lower premiums and higher deductibles than a traditional health plan; currently (2019) defined by the Internal Revenue Service as any plan with a deductible of at least $1,350 for an individual or $2,700 for a family, with total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) less than $6,650 for an individual or $13,300 for a family
- money paid to a designated beneficiary when the insured person dies
- a tax-advantaged account set up by an employer where the employee can deposit a fixed amount of wages to pay for uncovered medical expenses; all but $500 saved in the FSA must be used in the year the money is deposited
- healthcare providers who have not signed a contract to charge negotiated rates with an insurance company
- a policyholder’s official notification to the insurance company requesting payment of an amount due for a covered loss
- the periodic payment for an insurance policy
- protects one from financial loss if personal property is damaged, destroyed, or stolen
30 Clues: the owner(s) of an insurance policy • the periodic payment for an insurance policy • the probability that something negative may happen • the person(s) who will receive an insurance payout • specific services the insured is entitled to under the policy • money paid to a designated beneficiary when the insured person dies • ...
Insurance Vocab Crossword 2025-04-29
Across
- When you go without coverage for a brief period
- Acronym for Explanation of Benefits
- The terms and conditions of your insurance
- This is most amount of money you will pay in a year for insurance
- This is the person that the life insurance policy is left to
- Money that accumulates in permanent life insurance policies
Down
- Shared costs between you and your insurance company
- Amount of money paid each month for coverage
- Amount of money you pay before insurance starts to help out
- ______ life insurance is a permanent life insurance policy that build cash value
- Formal request to the insurance company for a payout
- Set cost for a specific medical event
- ______ life insurance that only lasts a set amount of years 20-30
13 Clues: Acronym for Explanation of Benefits • Set cost for a specific medical event • The terms and conditions of your insurance • Amount of money paid each month for coverage • When you go without coverage for a brief period • Shared costs between you and your insurance company • Formal request to the insurance company for a payout • ...
Insurance Crossword Puzzle 2024-04-18
Across
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- the person who owns the insurance policy
- a legal contract between the insurance company and the person, business, or entity being insured
- providers that do not participate in that health plan's network
- also known as Rx
- if you do not have coverage under private health insurance, state-sponsored, or government-sponsored, you are considered what
- threats to your personal or business property
- splitting or spreading of risk among multiple parties
- fixed amount for a covered service, paid by a patient to the provider of service before receiving the service
- an act that allows you to keep your same health insurance policy in the event you lost your job voluntarily, involuntarily, or through a reduction of work hours
- receives medical treatment without being admitted to a hospital
- a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan
Down
- the payment received by a healthcare provider, hospital, diagnostic facility, or another healthcare facility for providing a medical service
- directly affects an individual or family
- limit on the amount of money you have to pay for covered health care services in a plan year
- a physician who provides both the first contact for a person with an undiagnosed health concern as well as continuing care of varied medical conditions
- the amount that the insurance company has agreed to pay for covered losses that are stated in your policy
- the amount you pay each month to keep your insurance policy active
- arrangement when company/government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
- the health services your insurance pays for
- daily allowances for the costs of business travel
- stays in the hospital while under treatment
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- the amount of risk or liability that is covered for an individual or entity by way of insurance services
- distribution of health-related services and information via electronic information and telecommunication technologies
25 Clues: also known as Rx • directly affects an individual or family • the person who owns the insurance policy • the health services your insurance pays for • stays in the hospital while under treatment • threats to your personal or business property • daily allowances for the costs of business travel • splitting or spreading of risk among multiple parties • ...
Patient Access Week 2025 2025-03-05
Across
- Form presented in the ED for inpatient admission.
- Form given in the ED for observation.
- Application where Hospital Wide Education completed in.
- Term for protecting patient information.
- Procedure not covered by insurance.
- Form used for self-pay patients in ancillary areas.
Down
- Permission to treat form.
- Cost of medical care estimate.
- Coverage for healthcare.
- Patient requests to not use insurance.
- Encounter where auto insurance is used as primary insurance.
- Patients admitted to the ED without identification.
- Claim and encounter filed through employer.
- Out of network coverage is called what?
- Health insurance based on age or patient.
15 Clues: Coverage for healthcare. • Permission to treat form. • Cost of medical care estimate. • Procedure not covered by insurance. • Form given in the ED for observation. • Patient requests to not use insurance. • Out of network coverage is called what? • Term for protecting patient information. • Health insurance based on age or patient. • ...
Understanding Pet Insurance 2024-11-22
Across
- fees Charges for exams, treatments, and surgeries
- The medical expenses the policy will pay for
- A health issue your pet had before the policy started
- The amount you pay before insurance starts helping
- The percentage of a vet bill the insurance pays back
- The document explaining the insurance terms
Down
- Sudden situations needing immediate vet care
- period The time before your coverage officially starts
- The advantages or protections from pet insurance
- The total expenses for keeping a pet healthy
- plan Covers routine pet care like check-ups and vaccines
- Conditions passed down through a pet’s genetics
- A request to your insurance company for payment
- The regular amount paid for insurance coverage
- Treatments or conditions not covered by insurance
15 Clues: The document explaining the insurance terms • Sudden situations needing immediate vet care • The total expenses for keeping a pet healthy • The medical expenses the policy will pay for • The regular amount paid for insurance coverage • Conditions passed down through a pet’s genetics • A request to your insurance company for payment • ...
Insurance Vocab 2023-03-31
Across
- (also copayments or coinsurance) the payments an individual makes each time they get medical services in a year
- optional extended liability coverage that can be added to auto and homeowner's policies
- the practice of employers paying for a portion of their employees' insurance premiums
- protection for damage to your car resulting from a collision with another car or object
- also known as Obamacare; the health care reform law enacted in 2010, intended to make affordable health insurance more available
- protection for loss or damage to your vehicle caused by something other than a collision (such as vandalism)
- a tax-exempt savings account dedicated to health care costs; only available for individuals on a high-deductible health plan (HDHP)
- protection against claims resulting from personal injury or property damage as the result of an auto accident
- protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- protection for destroyed or stolen personal property for a renter
- coverage for an individual's (or family's) medical expenses from illness or injury
- the amount of liability protection offered to an individual through an insurance policy
Down
- plans to cover expenses and services not on typical policies
- The amount of money paid for an insurance policy
- a formal request by a policyholder to their insurance company for compensation for a covered loss
- a type of insurance that covers some or all of the costs of nursing home care, assisted living, in-home care, and other end-of-life care
- a component of auto insurance that pays for medical expenses, lost wages, and other financial losses of the driver and passengers of the policyholder's vehicle
- a type of insurance that will replace a portion of the policyholder's income in the event that the policyholder becomes disabled and is unable to work
- the contract between an insurance company and the insured individual
- a health plan with a high minimum deductible for medical expenses
- an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- the amount of money you will pay out of pocket before the insurance company will make a payment
22 Clues: The amount of money paid for an insurance policy • plans to cover expenses and services not on typical policies • a health plan with a high minimum deductible for medical expenses • protection for destroyed or stolen personal property for a renter • the contract between an insurance company and the insured individual • ...
Economics Crossword 2 2024-04-22
Across
- the amount of protection given by an insurance policy
- risks that directly affect an individual or family
- an instruction written by a medical practitioner that authorizes a patient to be provided a medicine or treatment
- something, typically money, awarded to someone as a recompense for loss, injury, or suffering
- a type of insurance in which the insured pays a share of the payment made against a claim
- only spends one day in the hospital; doesn’t stay over night
- a doctor’s visit over the phone or a call
- A request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered
- A physician is out-of-network when a contract has not been established with a health plan
- The amount you pay for covered health care services before your insurance plan starts to pay
- a vulnerability that can cause a party to be held responsible for certain types of losses
- Benefits are the health services your insurance pays for
Down
- a payment made by a beneficiary (especially for health services) in addition to that made by an insurer
- A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses
- The process through which an approved applicant is signed up with the health insurance company and coverage is made effective
- involves property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
- the money paid to a healthcare provider to cover the expenses of the services provided
- a diverse group that includes people who cannot afford private health insurance
- a thing providing protection against a possible eventuality
- the person who owns the insurance policy
- When a provider is in-network it means there is a contractual agreement with that health plan regarding the rates for services
- a health care practitioner who sees people that have common medical problems
- a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- the amount you pay each month (or each year) to keep your insurance policy active
25 Clues: the person who owns the insurance policy • a doctor’s visit over the phone or a call • risks that directly affect an individual or family • the amount of protection given by an insurance policy • Benefits are the health services your insurance pays for • a thing providing protection against a possible eventuality • ...
FEMA Acronyms 2022-08-05
Across
- Extra-territorial Jurisdiction
- Flood Rosk Study Engineering Library
- FEMA Mapping and Insurance Exchange
- Flood Hazard Boundary Map
- Flood Insurance Study
- Community Identification Number
- Summary of Map Action
- Community Rating System
- Coastal Barrier Resource Area
- Physical Map Revision
- Letter of Map Revision
- Write Your Own
- Federal Emergency Management Agency
Down
- Topographically Intergrated Geographic Encoding and Referencing
- Base Flood Elevation
- National Flood Insurance Program
- Flood Insurance Rate Map
- Letter of Map Change
- Flood Map Status Information System
- Flood Zone Determination Service
- Flood Disaster Protection Act
- Conditional Letter of Map Amendment
- Cooperating Technical Partner
- Letter of Map Amendment
24 Clues: Write Your Own • Base Flood Elevation • Letter of Map Change • Flood Insurance Study • Summary of Map Action • Physical Map Revision • Letter of Map Revision • Community Rating System • Letter of Map Amendment • Flood Insurance Rate Map • Flood Hazard Boundary Map • Flood Disaster Protection Act • Coastal Barrier Resource Area • Cooperating Technical Partner • ...
Insurance - Key Terms 2023-05-28
Across
- Car insurance type that pays for automobile damages
- Guarantees a death benefit to the beneficiary forever
- Out-of-pocket expenses for services when you visit a doctor
- Chance of injury, damage, or loss
- Insurance type that helps workers who've lost their job
- A demand for an insurance payment
Down
- Savings part of many whole life insurance policies
- Increases with an increase in coverage value
- Insurance to replace some income due to inability to work
- Insurance against loss of personal property in a rented residence
- Receiver of money if a life insurance policy holder dies
- Value of policy provisions upon the end of the policy
- Amount of money an individual is insured for
- Amount you pay before insurance begins to cover claims
14 Clues: Chance of injury, damage, or loss • A demand for an insurance payment • Increases with an increase in coverage value • Amount of money an individual is insured for • Savings part of many whole life insurance policies • Car insurance type that pays for automobile damages • Value of policy provisions upon the end of the policy • ...
Insurance Unit Vocabulary 2022-10-18
Across
- The practice or arrangement in which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- The amount of expenses the insured must pay before the insurance company will contribute toward the covered item. For example, the amount you pay for covered health care services before your insurance plan starts to pay is your deductible.
- An account at a bank, insurance company, or other financial institution that lets you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses(3 wds)
- The amount of money that has to be paid for an insurance policy
- Someone or something named to receive proceeds or benefits. In the insurance context, it’s the person, charity, trust, or estate designated by the policyholder to receive the policy's benefits or payments.
- The individual or firm that acquires and wants protection from the risk and generally in whose name an insurance policy is written. The holder is not necessarily the insured. For instance, life insurance policies might be bought by employers of key employees, or a person may buy and be the holder of a life insurance policy on their spouse. In such cases, the buyer is the policyholder.
- The person, group, or organization whose life or property is covered by an insurance policy.
- The single largest source of health coverage in the United States; it is a joint federal and state program that, together with the Children’s Health Insurance Program, provides health coverage to low income Americans, including children, pregnant women, parents, seniors, and individuals with disabilities.
Down
- A fixed amount ($20, for example) you pay for a covered health care service in addition to the amount your insurer pays.
- the splitting or spreading of risk among multiple parties. In the U.S. insurance market, coinsurance is the joint assumption of risk between the insurer and the insured. In health insurance, coinsurance is sometimes used synonymously with copayment, but copayment is really fixed while coinsurance is a percentage that the insurer pays after the insurance policy's deductible is exceeded up to the policy's stop loss.
- A person or company offering insurance policies in return for premiums; person or organization that insures.
- Something that an employer, the government, or an insurance company provides that’s often used only for a particular purpose, such as food or medical costs. Also: An advantage; something that is good.
- The expenses and losses that are not reimbursed by insurance. This cost includes deductibles, copayments, and amounts paid for services or repairs that are excluded from coverage. It’s the amount paid before insurance coverage kicks in. (4 wds)
- The insured’s request for payment due to loss incurred and covered under the policy agreement.
- A fixed or limited period of time for which something lasts or is intended to last (for example, a five-year loan, a three-year certificate of deposit, a one-year insurance policy, a 30-year mortgage).
- In the insurance context, it is a written contract between the insured and the insurer.
16 Clues: The amount of money that has to be paid for an insurance policy • In the insurance context, it is a written contract between the insured and the insurer. • The person, group, or organization whose life or property is covered by an insurance policy. • The insured’s request for payment due to loss incurred and covered under the policy agreement. • ...
124 2017-03-15
20 Clues: Oxen • Pale • Lava • Beat • Penny • Greek • Italy • Salary • Sequel • Career • Palette • Tunisia • History • Pension • Luggage • Employee • Elephant • Insurance • Dinosaurs • Cultivate
Askari 2022-11-17
20 Clues: Care • Best • Kids • Home • Term • life • Final • stars • lives • askari • Public • Family • Premium • Karachi • Citizen • Expense • Company • Pakistan • Universe • insurance
Personal Finance Vocabulary 2022-09-21
Across
- recipient of the funds from insurance policies
- amount of money borrowed
- used when a person is sick
- used when a person is not capable of working
- payment before an insurance company begins
- risk transfer to a third party
- interest on the original loan
- business that receives deposits and makes loans
- interest on both original loan and interest earned
Down
- all social classes pay the same percentage
- investment that shows a loan to government
- more money is taken out based on larger pay check
- insurance that protects your belongings from theft and destruction
- payment for borrowed funds
- amount paid on an insurance policy per a given time period
- benefit outweighs costs
- benefits survivors or deceased
- risky investment that show ownership in business
- collection of securities by group of professional fund managers
- smaller amount of money taken out of pay check
20 Clues: benefit outweighs costs • amount of money borrowed • payment for borrowed funds • used when a person is sick • interest on the original loan • benefits survivors or deceased • risk transfer to a third party • all social classes pay the same percentage • investment that shows a loan to government • payment before an insurance company begins • ...
Consumer Crossword 2024-04-03
Across
- What you pay after negotiations, agreed upon price.
- Insurance that covers your own damage.
- "Car ___"
- "Out the door price."
- Renting a vehicle
- Insurance that covers others, is made up of two other insurances.
- This is based on your car's age, weight, and value.
- Insurance that covers natural damages or loss of vehicle, such as theft.
- What the dealer subtracts from the value of the car you purchase, based on what you bring in.
Down
- Overtime loss of value.
- What you could privately sell your vehicle for.
- "Kelly ____ Book"
- Insurance that covers damage to other's personal items.
- Covers a driver without this.
- Rate at which the value of an asset is reduced.
- Amount of miles you can drive a leased car without penalty.
- The initial payment of a portion of a purchase price.
- Insurance that covers injury to others
- "Bumper to ______"
- Your partial refund after purchase.
20 Clues: "Car ___" • "Kelly ____ Book" • Renting a vehicle • "Bumper to ______" • "Out the door price." • Overtime loss of value. • Covers a driver without this. • Your partial refund after purchase. • Insurance that covers your own damage. • Insurance that covers injury to others • What you could privately sell your vehicle for. • Rate at which the value of an asset is reduced. • ...
PAP Resupply Training Crossword 2024-06-12
Across
- How to get a call to another person (clue: use "warm" option)
- Insurance for military members and their families
- The percent that insurance covers
- resupply software for placing an order
- Connects mask to CPAP
- Blocks particles in the air from entering CPAP
- Diagnostic Sleep Study
- Continuous Positive Airway Pressure
- Software used by billing and branches
- Adapthealth phone system
- Shows usage data on a patient's machine
- Fabrice Strap for mask
- Federal insurance for patients over 65
Down
- Holds water inside of Humidifier
- Latest Resmed CPAP Model
- a full cessation (or stoppage) of breathing
- State Funded Insurance
- Insert for mask frame that creates a seal
- Holds patients mouth closed during therapy
- Disease treated by CPAP
- The amount a patient has to pay before their insurance will cover
- Resmed Memory Foam Cushion
- Purecloud Status to actively make calls
23 Clues: Connects mask to CPAP • State Funded Insurance • Diagnostic Sleep Study • Fabrice Strap for mask • Disease treated by CPAP • Latest Resmed CPAP Model • Adapthealth phone system • Resmed Memory Foam Cushion • Holds water inside of Humidifier • The percent that insurance covers • Continuous Positive Airway Pressure • Software used by billing and branches • ...
Chapter 9 Vocab 2024-02-16
Across
- professional assessment of the value of a home
- large final payment of a loan
- amount of an asset's value that exceeds what is owed
- loan in which the homeowner borrows money using the equity as collateral
- what a property is worth as determined by a tax assessor
- insurance that includes coverage for the structure of the house as well as its contents
- in insurance terms, amount to be paid to purchase insurance
- tax levied against the value of real estate
- portion of an insurance claim for which the policy holder is responsible
- process of paying down a loan by making regular payments of interest and principal
- contract used lease property for a predetermined period of time
Down
- insurance that pays what the property was worth at the time it was damaged or stolen
- special fees that cover a variety of costs related to purchasing a home
- contract between a home buyer and a lender where the property being purchased is held as collateral
- replacing a mortgage with a high interest rate with another mortgage at a lower rate
- insurance that protects the lender in case any questions arise regarding who has title, or ownership, of a piece of real estate
- service contract that covers the repair & replacement costs of appliances and systems that commonly need repair
- owner of the property that is being leased
- account that adds an amount of money to a mortgage payment to cover taxes and insurance
- detailed report of losses that is filed with the insurance company when the person experiences a loss
- person renting the property under the lease
- occupant of the property being rented
- type of insurance purchased by the tenant that provides financial protection should personal property be damaged or stolen
- insurance that will pay what it actually cost to replace the item damaged or stolen
- payment held by the lessor to cover the costs of potential damages
- basic services such as telephone service, cable and internet, electricity, natural gas, and water for residence homes
26 Clues: large final payment of a loan • occupant of the property being rented • owner of the property that is being leased • person renting the property under the lease • tax levied against the value of real estate • professional assessment of the value of a home • amount of an asset's value that exceeds what is owed • what a property is worth as determined by a tax assessor • ...
Insurance Terms - Financial Literacy 2022-12-06
Across
- life insurance that provides coverage for as long as the person pays the premium
- regular payments made to an insurance company in return for coverage
- insurance plan that pays a specific person or people when a policyholder dies
- type of insurance required by law to operate a vehicle
- health conditions that existed before one's insurance policy was granted
- designated person who receives the payout from a life insurance plan when someone dies
- amount of money a policyholder pays prior to the insurance company's payments
Down
- financial product that provides payment for medical services when people suffer a financial loss because of injury or illness
- life insurance provided for a specific period of time
- the largest and most likely source for someone's health insurance
- person who buys insurance or subscribes to it through an employer
- an insurance product meant to cover a lot of people within an organization like a business of goverment
- share of the costs for covered insurance services the insured person is required to pay out of pocket
13 Clues: life insurance provided for a specific period of time • type of insurance required by law to operate a vehicle • the largest and most likely source for someone's health insurance • person who buys insurance or subscribes to it through an employer • regular payments made to an insurance company in return for coverage • ...
Personal Finance CH10-12 Crossword Puzzle 2023-03-30
Across
- Automobile insurance that pays for damage to the insured’s car when it is involved in an accident.
- Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement.
- Pays for the cost of day-in, day-out care for long-term illness or disability.
- A method of evaluating the cost of life insurance by taking into account the time value of money.
- Automobile insurance coverage that protects a person against financial loss when that person damages the property of others.
- A provision that allows the insured not to forfeit all accrued benefits.
- Prepaid health plans that provide comprehensive health care to members.
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- Provides benefits for doctors’ fees for nonsurgical care, x-rays, and lab tests.
- An addition of coverage to a standard insurance policy
- what color are bananas?
- A federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities. The program is administered by the Centers for Medicare and Medicaid Services.
- An independent membership corporation that provides protection against the cost of hospital care.
- what color is an apple
- A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- Supplementary personal liability coverage
- A provision under which both the insured and the insurer share the covered losses.
- Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible.
- Automobile insurance that covers medical expenses for people injured in one’s car or as a pedestrian.
- Protection against financial loss
- A network of selected contracted, participating providers
- A policy provision that requires a homeowner to pay for part of the losses if the property is not insured for the specified percentage of the replacement value.
- Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- A claim settlement method in which the insured receives payment based on the current replacement cost of a damaged or lost item, less depreciation.
- Pays part or all of the surgeon’s fees for an operation.
- The amount received after giving up a life insurance policy.
- A person designated to receive something, such as life insurance proceeds, from the insured.
- A situation in which a person is held legally responsible for the actions of another person
- A provision stating that the insurer cannot dispute the validity of a policy after a specified period.
- Legal responsibility for the financial cost of another person’s losses or injuries.
- Provides payments to replace income when an insured person is unable to work.
Down
- Combination of hospital expense insurance, surgical expense insurance, and physician expense insurance.
- A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining covered expenses.
- A situation in which a person is held responsible for intentional or unintentional actions
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- A method of integrating the benefits payable under more than one health insurance plan.
- Pays part or all of hospital bills for room, board, and other charges.
- Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by a hit-and-run driver.
- State legislation that requires drivers to prove their ability to cover the cost of damage or injury caused by an automobile accident.
- A network that renders medical care from affiliated health care providers.
- Amount of money a policyholder is charged
- The place of residence used to determine a person’s automobile insurance premium.
- Cause of possible loss
- Written contract for insurance
- A contract that provides a regular income, typically for as long as the person lives.
- A program of medical assistance to low-income individuals and families.
- Uncertainty
- A risk-sharing firm
- Coverage for a place of residence
- An independent membership corporation that provides protection against the cost of surgical and medical care.
- Automobile insurance that covers financial loss from damage to a vehicle caused by a risk other than a collision, such as fire, theft, glass breakage, hail, or vandalism.
- A list or other documentation of personal belongings
- what color is grass
- Insurable Risk
- Amount of money a policyholder is charged
- An automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies.
- set amount a policyholder must pay per loss on an insurance policy
- what color is the sky
- A claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item.
- Someone who owns an insurance policy
- Failure to take ordinary or reasonable care
61 Clues: Uncertainty • Insurable Risk • A risk-sharing firm • what color is grass • what color is the sky • Cause of possible loss • what color is an apple • what color are bananas? • Written contract for insurance • Coverage for a place of residence • Protection against financial loss • Someone who owns an insurance policy • Amount of money a policyholder is charged • ...
Consumer Math:Cars 2023-04-04
Across
- type of insurance that covers you if you injure other people
- Manufacturer's Suggested Retail Price
- like renting a car
- part of the bill you must pay before insurance will start to kick in
- what it's worth if you decide to sell it yourself
- covers damage to you or your vehicle if you are hit by an uninsured motorist
- includes plates stickers and title
- difference between original price and resale or trade value
- insurance that covers the cost of something breaking that isn't routine
Down
- a popular car value site
- buying a car privately where the owner is not liable for problems after you drive the car off the lot
- type of insurance that covers damage to your car by natural events
- the miles that a company will allow you to drive on a lease
- average annual depreciation/ original cost
- type of insurance that covers damage to your own vehicle
- type of insurance that covers damage to others property
- a site that shows a car's history
- the best possible warranty
- deposit a deposit made by you to cover any damages that may have occurred within your lease term
- consists of bodily injury and property damage insurance in the state of Iowa
- what your trade in is used for
- something is wrong with your particular model of car and the manufacturer will pay to have it fixed
22 Clues: like renting a car • a popular car value site • the best possible warranty • what your trade in is used for • a site that shows a car's history • includes plates stickers and title • Manufacturer's Suggested Retail Price • average annual depreciation/ original cost • what it's worth if you decide to sell it yourself • type of insurance that covers damage to others property • ...
Buying an Auto 2023-05-01
20 Clues: vin • apr • lien • msrp • blue • trim • lease • lemon • title • excess • sticker • tradein • mechanic • insurance • certified • upsidedown • downpayment • depreciation • vehiclehistory • extendedwarranty
How Well Do You Know Your Benefits 2023-08-30
Across
- Money you contribute towards savings for medical needs
- Charter Employee Assistance Program
- Annual amount you pay towards your insurance needs prior to your copay
- Where you can get your degree for free
- Legal Insurance protection you can purchase
- Amount you pay for each medical service after meeting your deductible
- Dental Insurance Provider
- Anthem Medical App
- Company Recognition Portal
Down
- At home Physical Therapy program free to all employees and their dependents
- The time to make your benefit selections for the year
- Manager of your HSA/FSA/HRA dollars
- 401K Management Company
- Expert second opinion resource
- Prescription Benefit Manager
- Vision Insurance Provider
- Money Charter puts in a fund for your retirement
- Medical Insurance Provider
18 Clues: Anthem Medical App • 401K Management Company • Vision Insurance Provider • Dental Insurance Provider • Medical Insurance Provider • Company Recognition Portal • Prescription Benefit Manager • Expert second opinion resource • Manager of your HSA/FSA/HRA dollars • Charter Employee Assistance Program • Where you can get your degree for free • ...
Insurance Review 2013-11-12
Across
- Provides payment to renters to cover the damage and loss of property in a rental unit in addition to liability losses
- Provides payment to beneficiaries if an insured person dies
- The money paid to an insurance company to purcahse a policy
- The provision of a product or service rather than cash
- Products or services provided by an employer that adds extra value for employees beyond wages paid
- The risks covered and amount paid out of pocket by the policyholder for the inital portion of a loss before the insurance coverage begins
- The chance of loss from an event that cannot be entirely controlled
- Provides payment to cover liability losses as well as damage and loss of the home and its contents
- A product that transfers risk from an individual to an insurance company or organization
- An amount of money, after the deductible, that is paid for jointly by the insured and the insurance company
- The amount paid out of pocket by policyholder for the initial portion of a loss before the insurance coverage begins
Down
- Provides money to pay for health care for illness and injuries
- Provides payment to the insured person if property is damaged or destroyed by an accident
- Provides payment for extended care due to accidents, illness, or old age
- Provides payment to replace earnings during times when workers cannot work due to illness or injury
- Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- Someone who receives insurance money if the insured person dies
- A person who owns the policy
- Cash set aside that can be used to cover the costs of unexpected events
- An insurance contract that states what risks are covered and how much money will be paid for losses
- When the act of insuring an event increases the likelihood that the event will happen
- Someone who relies on someone else for money and care
- The paperwork describing the accident, illness or injury that is submitted to the insurance organization
23 Clues: A person who owns the policy • Someone who relies on someone else for money and care • The provision of a product or service rather than cash • Provides payment to beneficiaries if an insured person dies • The money paid to an insurance company to purcahse a policy • Provides money to pay for health care for illness and injuries • ...
inglés 2021-05-27
20 Clues: order • Supply • Safety • update • Analyst • Invoice • Quantity • customer • Retailer • Shipment • Container • Insurance • Industries • Consultant • consumption • Logistician • Manufacturing • Merchandising • replenishment • Transportation
Insurance Terms 2024-04-15
Across
- This type of coverage will cover your car AND the car that you have a collision with.
- Another term for the insurance company or anyone who provides insurance.
- Provides coverage only for a specified period of time. It provides a death benefit if the insured dies during the specified period.
- Measured on a yearly basis; refers to the amount you must pay before your insurance provider begins to cover costs.
- Things or events that can damage or destroy a home or its contents.
- This type of insurance covers a third party's property damage and personal injuries in the event of an accident.
- Describes the person who did something to cause an accident.
- A contract in which an insurer, in exchange for a premium, guarantees payment to an insured's beneficiaries when the insured dies.
Down
- Provides coverage throughout the insured’s lifetime as long as premiums are paid as required.
- This covers your car and your bodily injury caused by a hit-and-run driver or an at-fault driver who has no auto liability insurance, up to the UM limits in your policy.
- The amount paid to the insurance provider every month in order to maintain an insurance plan.
- A person who sells insurance; your direct contact with an insurance company.
- Primarily for health insurance; the amount owed each time you visit the doctor.
- The person or people designated to receive the death benefit from a life insurance policy when the insured dies.
- A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.
15 Clues: Describes the person who did something to cause an accident. • Things or events that can damage or destroy a home or its contents. • Another term for the insurance company or anyone who provides insurance. • A person who sells insurance; your direct contact with an insurance company. • ...
AHLT235 Chapter 1 Key Terms 2022-01-29
Across
- low copays, no deductible, but must go to physician in network
- the percentage of each claim that the insured pays
- a procedure may be a covered service, but also must be a:
- in order for a service to be reimbursed, it must be preapproved
- prepaid fixed amount
- procedures that insurance will cover
- doctors have contracts with insurance company
- doctor that takes one's insurance
Down
- list of services covered in one's policy
- the flat amount of each claim that the insured pays
- HMOs require a patient to obtain this before they can go to a specialist
- the amount that the insured pays on covered services before benefits begin
- high deductible plan
- money coming in and money going out
- insurance company
- amount the policyholder pays for the insurance
- person who has the insurance policy
17 Clues: insurance company • high deductible plan • prepaid fixed amount • doctor that takes one's insurance • money coming in and money going out • person who has the insurance policy • procedures that insurance will cover • list of services covered in one's policy • doctors have contracts with insurance company • amount the policyholder pays for the insurance • ...
do you know 2020-04-16
Across
- A term insurance plan that offers large-sized life coverage till age 80.
- A whole life insurance plan with a savings element, which combines with life protection for the first 20 years and provides long term capital appreciation.
- A 5-year USD endowment product that provides short-term savings benefit.
- A term insurance plan that offers life coverage till age 80.
- A universal life insurance plan that offers life protection with savings element which provides coverage up to the age of 99.
- A universal life insurance product designed for customers who are seeking life protection and legacy planning solutions with both flexibility and transparency.
- A term insurance plan that covers the mortgage liabilities incurred in case of the life insureds' death.
- A whole life insurance plan that is dedicated to provide long term capital growth.
- A whole life insurance plan with a savings element designed for fulfilling business protection needs of commercial banking customer.
Down
- A whole life insurance plan that provides death and comprehensive critial illness benefits with a feature of multiple claims up to 4 times.
- A whole life insurance plan with a savings element, while at the same time it provides critical illness coverage on cancer, stroke, and heart disease to safeguard customer health.
- A whole life insurance plan that provides lifelong life protection and savings element.
- A term insurance plan that offers life coverage till age 80.
- An annuity plan that provides a stream of monthly annuity payments which can start as early as the 13th monthiversary until the end of the annuity period. "DEIAP" is a deferred annuity plan certified by the Insurance Authority which qualifies for tax concession.
- A universal life insurance plan with savings element which provides coverage until the insured reaches the age of 22.
- An annuity plan that provides a stream of monthly annuity payments which can start as early as the 121st monthiversary until the end of the annuity period. "DANNB" is a deferred annuity plan certified by Insurance Authority which qualifies for tax concession.
- A 5-year RMB endowment product that provides short-term savings benefit.
17 Clues: A term insurance plan that offers life coverage till age 80. • A term insurance plan that offers life coverage till age 80. • A term insurance plan that offers large-sized life coverage till age 80. • A 5-year USD endowment product that provides short-term savings benefit. • A 5-year RMB endowment product that provides short-term savings benefit. • ...
Chapter 9 2023-04-10
Across
- Person renting the property under the lease.
- What a property is worth as determined by a tax assessor.
- Payment held by the lessor to cover the costs of potential damage to the property during the term of the lease.
- Contract between a home buyer and a lender where the property being purchased is held as collateral.
- Amount of an asset’s value that exceeds what is owed.
- Detailed report of losses that is filed with the insurance company when a person experiences a loss.
- In insurance terms, amount paid to purchase insurance.
- Insurance that pays what the property was worth at the time it was damaged or stolen.
- Tax levied against the value of real estate.
- Contract used to lease property for a predetermined period of time.
- Basic services such as telephone service, cable and Internet services, electricity, natural gas,and water for a residence or business.
- Loan in which the homeowner borrows money using the equity as collateral.
- Occupant of the property being rented.
- Replacing a mortgage with a high interest rate with another mortgage at a lower rate.
Down
- Insurance that protects the lender in case any questions arise regarding who hastitle,or ownership, of a piece of real estate.
- Insurance that includes coverage for the structure of the house as well asits contents.
- Professional assessment of the value of a home.
- Process of paying down a loan by making regular payments of interest and principal.
- Service contract that covers the repair and replacement costs of appliances andsystems that commonly need repair.
- Insurance that will pay what it actually costs to replace the item damaged or stolen.
- Owner of the property that is being leased.
- Portion of an insurance claim for which the policyholder is responsible.
- Type of insurance purchased by a tenant that provides financial protection should that person’s personal property be damaged or stolen.
- Account that adds an amount of money to a mortgage payment to cover taxes and insurance.
- Large final payment on a loan.
25 Clues: Large final payment on a loan. • Occupant of the property being rented. • Owner of the property that is being leased. • Person renting the property under the lease. • Tax levied against the value of real estate. • Professional assessment of the value of a home. • Amount of an asset’s value that exceeds what is owed. • ...
Insurance and investing 2023-05-19
Across
- the availability of liquid assets to a market or company.
- an amount to be paid for an insurance policy.
- The person or entity you name in a life insurance policy to receive the death benefit.
- A short-term U.S. government debt obligation backed by the Treasury Department with a maturity of one year or less.
- A formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
- _______ only protects you for a limited number of years, while ________ provides lifelong protection
- helping people create plans to reach long-term goals
- an agent who negotiates contracts of sale (as of real estate or securities) or other agreements (as insurance contracts or mortgages) between the parties for a fee or commission compare dealer, finder.
- A calculation of the monetary value of an investment versus its cost
- Refers to the degree of uncertainty and/or potential financial loss inherent in an investment decision.
- A marketable U.S. government debt security with a fixed interest rate and a maturity between two and 10 years.
Down
- A type of insurance that will provide income in the event a worker is unable to perform their work due to disability.
- An insurance rider also referred to as a floater or an endorsement is an optional add-on to an insurance policy. A homeowners insurance rider amends a basic policy.
- A tradable financial asset.
- the action of diversifying something or the fact of becoming more diverse.
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- the increase in a capital asset's value and is realized when the asset is sold
- The amount you pay for covered health care services before your insurance plan starts to pay.
- a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt.
- The Dow Jones Industrial Average groups together the prices of 30 of the most traded stocks on the New York Stock Exchange (NYSE) and the Nasdaq.
- pays for losses and damage to your property if something unexpected happens, like a fire or burglary.
- A blue-chip stock is a stock that comes from a well-known, established company. Blue-chip stocks have a strong history of performance and often pay dividends.
- A savings component typically included in permanent life insurance policies.
- The amount of money your insurer will pay out to your beneficiaries if you die during the policy's term.
- Those companies expected to grow sales and earnings at a faster rate than the market average.
- Market Bulls make money, bears make money, pigs get slaughtered" is an old investment industry saying that warns against being excessively greedy.
- a sum of money paid regularly (typically quarterly) by a company to its shareholders out of its profits (or reserves).
- Helps cover unexpected events.
- A bond is a debt security, similar to an IOU. Borrowers issue bonds to raise money from investors willing to lend them money for a certain amount of time. When you buy a bond, you are lending to the issuer, which may be a government, municipality, or corporation.
29 Clues: A tradable financial asset. • Helps cover unexpected events. • an amount to be paid for an insurance policy. • helping people create plans to reach long-term goals • the availability of liquid assets to a market or company. • A calculation of the monetary value of an investment versus its cost • ...
Financial Aspects of Business 2016-09-30
Across
- Contract between business & insurance company
- Management Analyzing exposure to risk
- Most complicated form of business
- Sheet summary of assets, liabilities & equity
- Legal agreement between two or more people
- Money raised by borrowing
- Operate business in name of established company
- Insurance when products cause injury or damage
- Risks occurring from competition, inflation
- What it will cost for 1st year of operation
- Union member-only cooperative
- Insurance covers owners or managers
Down
- Risks because of human errors
- Assets expected to convert to money within year
- Process of starting own business
- proprietorship No partners or shareholders
- Net worth; assets minus liabilities
- Cash coming into business & cash paid out
- Insurance covers replacement costs & loss of income
- Statement summary of current personal financial condition
- Risks occurring from floods, droughts, tornadoes
- Monetary funds invested in a project
- Assets use over long period to operate business
23 Clues: Money raised by borrowing • Risks because of human errors • Union member-only cooperative • Process of starting own business • Most complicated form of business • Net worth; assets minus liabilities • Insurance covers owners or managers • Monetary funds invested in a project • Management Analyzing exposure to risk • Cash coming into business & cash paid out • ...
Long-Term Care Insurance 2025-04-23
Across
- long-lasting health conditions needing continuous care
- short-term care needs
- various types of assistance covered by insurance
- evaluation to determine care needs
- basic level of care typically associated with long-term care
- person entitled to receive benefits from the policy
- payment returned to an insured individual for services
- entity that offers long-term care services
Down
- the extent of protection provided by the insurance
- criteria for qualifying for benefits
- temporary relief care for primary caregivers
- type of care typically covered under long-term insurance
- general help typically associated with long-term care needs
- help provided for daily living activities
- a contract outlining insurance coverage
- local resources or facilities for care services
- financial support provided by the policy
- request for payment based on a policy
- ongoing care typically required for chronic conditions
- payment for insurance coverage
20 Clues: short-term care needs • payment for insurance coverage • evaluation to determine care needs • criteria for qualifying for benefits • request for payment based on a policy • a contract outlining insurance coverage • financial support provided by the policy • help provided for daily living activities • entity that offers long-term care services • ...
Consumer Crossword 2024-04-03
Across
- What you pay after negotiations, agreed upon price.
- Insurance that covers your own damage.
- "Car ___"
- "Out the door price."
- Renting a vehicle
- Insurance that covers others, is made up of two other insurances.
- This is based on your car's age, weight, and value.
- Insurance that covers natural damages or loss of vehicle, such as theft.
- What the dealer subtracts from the value of the car you purchase, based on what you bring in.
Down
- Overtime loss of value.
- What you could privately sell your vehicle for.
- "Kelly ____ Book"
- Insurance that covers damage to other's personal items.
- Covers a driver without this.
- Rate at which the value of an asset is reduced.
- Amount of miles you can drive a leased car without penalty.
- The initial payment of a portion of a purchase price.
- Insurance that covers injury to others
- "Bumper to ______"
- Your partial refund after purchase.
20 Clues: "Car ___" • "Kelly ____ Book" • Renting a vehicle • "Bumper to ______" • "Out the door price." • Overtime loss of value. • Covers a driver without this. • Your partial refund after purchase. • Insurance that covers your own damage. • Insurance that covers injury to others • What you could privately sell your vehicle for. • Rate at which the value of an asset is reduced. • ...
Consumer Crossword 2024-04-03
Across
- What you pay after negotiations, agreed upon price.
- Insurance that covers your own damage.
- "Car ___"
- "Out the door price."
- Renting a vehicle
- Insurance that covers others, is made up of two other insurances.
- This is based on your car's age, weight, and value.
- Insurance that covers natural damages or loss of vehicle, such as theft.
- What the dealer subtracts from the value of the car you purchase, based on what you bring in.
Down
- Overtime loss of value.
- What you could privately sell your vehicle for.
- "Kelly ____ Book"
- Insurance that covers damage to other's personal items.
- Covers a driver without this.
- Rate at which the value of an asset is reduced.
- Amount of miles you can drive a leased car without penalty.
- The initial payment of a portion of a purchase price.
- Insurance that covers injury to others
- "Bumper to ______"
- Your partial refund after purchase.
20 Clues: "Car ___" • "Kelly ____ Book" • Renting a vehicle • "Bumper to ______" • "Out the door price." • Overtime loss of value. • Covers a driver without this. • Your partial refund after purchase. • Insurance that covers your own damage. • Insurance that covers injury to others • What you could privately sell your vehicle for. • Rate at which the value of an asset is reduced. • ...
Chapter 4 Banking Services (Sections 1-4) 2024-04-15
Across
- At fault for damages caused.
- The quartile where 25% of the numbers in the data set are at or below Q1.
- What does the W stand for in the abbreviation FWD?
- The probability that an event will occur given than another event has already occurred.
- The A in the abbreviation ABS when referencing an automobile.
- This type of event is a set of events which are not independent.
- __________ insurance is a type of insurance that covers a person from damages.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- The navigation system in your vehicle is referred to by this abbreviation.
- A ______ function, or split function, gives a set of rules for each domain of the function; c(x) is computed differently depending on the value of x.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- The amount paid for an insurance policy.
- The outcome of an experiment.
- On a graph, where two curves or lines with different slopes meet.
Down
- The quartile where 75% of the numbers in the data set are at or below .
- The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- This type of insurance is usually required if there is a loan on the car.
- ________ injury protection is a type of coverage sometimes called no-fault insurance.
- _________ injury liability covers personal injury if a driver is at fault in an accident.
- The possibility that an event will occur, described by a real number between 0 and 1 inclusive.
- The C in the abbreviation AC when referencing an automobile.
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- The Automatic ______ is abbreviated as Auto when referencing an automobile.
- ________ damage liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an
- A request for payment from an insurance company by a policy holder.
- The ______ tax is a percentage paid of sales on products or services to the government of sales on products or services.
- Responsible for damages caused.
- The ____ diagram is a pictorial display in which sets re re-presented as circles enclosed by a rectangle representing the universal set.
- This type of event describes two events in which the probability of one occurring is unaffected by the occurrence of the other event.
- A statistician who provides information about risks in financial situations. They assist insurance companies in setting their rates.
32 Clues: At fault for damages caused. • The outcome of an experiment. • Responsible for damages caused. • The amount paid for an insurance policy. • What does the W stand for in the abbreviation FWD? • The C in the abbreviation AC when referencing an automobile. • The A in the abbreviation ABS when referencing an automobile. • ...
vocab 2025-11-13
Across
- A tax-advantaged savings account used specifically with a high-deductible health plan (HDHP) to pay for qualified medical expenses.
- The maximum amount you have to pay for covered services during a plan year; once this limit is reached, your health plan covers all remaining covered costs.
- A system where an employer chooses to pay for its employees' actual medical claims directly rather than buying a traditional insurance policy from an insurance company.
- A comprehensive U.S. law, also known as "Obamacare," that aims to make health insurance more available and affordable to more Americans, largely through health insurance marketplaces and subsidies.
- A short period of time (e.g., 30 days) after an insurance premium's due date during which coverage remains active and payment can still be made without penalty or cancellation.
- Coverage that helps pay for medical and surgical expenses, including doctor visits, hospital stays, and prescription drugs.
- An individual, such as a child or spouse, who relies on the policyholder for financial support and is typically covered by their insurance plan.
- A type of permanent life insurance that offers lifelong protection and also includes a savings component (cash value) that grows over time and can be accessed during the policyholder's life.
- A health insurance plan that has lower monthly premiums but requires you to pay more healthcare costs yourself (a higher deductible) before the insurance starts to cover its share.
Down
- Coverage that helps pay for the costs of care (at home or in a facility) for individuals who are chronically ill or have a disability and can no longer perform everyday activities like dressing or eating on their own.
- An extra insurance policy that helps pay for services and costs not covered by your primary insurance plan, such as deductibles, copayments, or specific illnesses.
- The specific amount of money paid by a life insurance policy to the beneficiary when the insured person passes away.
- An optional or mandatory part of an auto insurance policy that covers medical expenses and sometimes lost wages for you and your passengers after a car accident, regardless of who caused it.
- Life insurance that provides a death benefit only if the insured person dies within a specific time period or "term" (e.g., 20 years). It does not build cash value.
- The person or people designated to receive money or benefits (like a life insurance payout or inheritance) when the policyholder or asset owner dies.
- Insurance that replaces a portion of your income (typically 50-70%) if you are unable to work due to an illness or injury.
16 Clues: The specific amount of money paid by a life insurance policy to the beneficiary when the insured person passes away. • Insurance that replaces a portion of your income (typically 50-70%) if you are unable to work due to an illness or injury. • ...
Insurance Crossword 2021-07-13
Across
- When one agent or insurer makes a bad statement about another with the intent of harming the person’s or company’s reputation.
- Authority which the agent is assumed to have in order to transact the business of insurance for the principal
- Used to change policy terms as well as add coverages
- The cost to replace damaged property with less expensive and more modern construction or equipment.
- When an Agent provides a policy even if they are missing information that is considered a ...
- The cause of a possible loss.
- appearance or the assumption of authority based on the actions, words, or deeds of the principal
- Handling funds in a trust capacity
- A legal impediment to denying a fact or restoring a right that has been previously waived.
- The chief executive and administrative officer of a state insurance department.
- Amount An amount of insurance scheduled in a property policy which is not subject to any coinsurance requirements in the event of a covered loss.
- A property insurance policy that covers a specific kind or unit of property for a specific amount of insurance.
- Any inducement offered in the sale of insurance products that is not specified in the policy. EX offering half the premium to customer
- Clause that extends broader legislated or regulated coverage to current policies, as long as it does not result in a higher premium.
- A demand of a person to stop committing an action that is in violation of a provision.
- A situation in which other insurance is written on the same risk, but not on the same coverage basis.
- A temporary contract that puts an insurance policy into force before the premium has been paid.
- The process of reviewing, accepting or rejecting applications for insurance.
- Process of making something whole
- A wrongful act or the violation of someone's rights that leads to legal liability. Torts are classified as intentional or unintentional (referred to as negligence).
- stipulation in the policy that if breached may void coverage.
Down
- An agreement between an insurer and insured in which both parties are expected to pay a certain portion of the potential loss and other expenses.
- Method of valuing a loss based upon the amount a buyer would pay to a willing seller for the property prior to the loss.
- Coverage extension that automatically increases amounts of insurance on buildings by an agreed upon percentage annually.
- Method of determining the premium based on the insured's own past loss experience.
- section of an insurance policy containing the basic underwriting information; Who What When Where
- A contract where unequal amounts are exchanged
- The authority granted to an agent by means of the agent's written contract.
- A contract offered on a "take-it-or-leave-it" basis by an insurer - one sided
- pays for loss after the primary policy has paid its limit.
- Describes the breadth of coverage provided under an insurance policy form that insures against "any risk of loss" that is not specifically excluded.
- Insurance organizations that have no capital stock, but are owned by the policyholders.
- Represents a fair valuation for the property at the time the insurance is written
- The withholding of known facts which, if material, can void a contract.
- A person or entity that has possession of personal property entrusted to him/her by the owner. EX. TV repair person in possession of your TV
- Current replacement value minus depreciation equals …
- A contract that legally binds only one party to contractual obligations after the premium is paid.
- Form of insurance whereby one insurance company (the reinsurer) in consideration of a premium paid to it, agrees to indemnify another insurance company (the ceding company) for part or all of its liabilities from insurance policies it has issued.
- A policy written separately as a single coverage.
- A guarantee that debts and obligations will be carried out, and the benefits will be paid for losses caused by nonperformance.
- Rating An approach used when credible statistics are lacking or when the exposure units are so varied that it is impossible to construct a class.
- Rating A self-rating plan under which the actual losses during the policy period determine the final premium (subject to a minimum and maximum premium).
- Circumstance that increases the likelihood of a loss.
- A person who acts on the behalf of the insurer to sell, negotiate, or effect insurance contracts; also known as an agent.
- Section of an insurance policy containing the insurer's promise to pay, the description of coverage provided and perils insured against.
- Used to insure rare or unique properties
- Proportional distribution of shares of the loss for each insurance policy written on a piece of property.
- The acquisition by an insurer of an insured's rights against any third party for indemnification of loss or other payment, to the extent that the insurer pays the loss.
- Assumption of risk of loss
- Computing a price per unit of insurance that applies to all applicants possessing a given set of characteristics.
50 Clues: Assumption of risk of loss • The cause of a possible loss. • Process of making something whole • Handling funds in a trust capacity • Used to insure rare or unique properties • A contract where unequal amounts are exchanged • A policy written separately as a single coverage. • Used to change policy terms as well as add coverages • ...
Insurance 2013-05-14
Across
- a person whose support and maintenance is contingent upon the aid of another
- Insurance Insurance against expenses incurred through illness of the insured
- Insurance form of_____that provides compensation for damage, loss, or injury of property,
- political party, or business, intended to influence
- one that receives a benefit
Down
- entity receives financial protection or reimbursement against losses
- insurance______ is he amount the insured is required and obligated to pay by the insurance policy
- Insurance social insurance for the disabled
- Insurance a system of____automobile insurance where a party who is injured
- Insurance provides death protection
- the total amount and type of insurance carried
- demand for something as rightful or due
12 Clues: Insurance provides death protection • one that receives a benefit • Insurance social insurance for the disabled • demand for something as rightful or due • the total amount and type of insurance carried • political party, or business, intended to influence • ...
Insurance 2021-01-04
Across
- Type of medical coverage that is designed to protect you in the worst-case scenario.
- The cost per month or year for insurance.
- A fixed amount for a covered service, paid by a patient to the provider of service before receiving the service.
- The length of time during which an insurance policy holder or their dependents may file and receive payment for a covered event.
- Term used by health insurance companies to designate any health care provider, whether a doctor, or nurse, a hospital, or clinic.
- The amount your insurance pays.
Down
- Provides an insured party with protection against claims resulting from injuries and damage to other people or property.
- Type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
- The pairing of the health insurance coverage benefits under a product and a particular cost-sharing structure, provider network, and service area.
- Type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.
- After the deductible, the amount or percentage of the bill you have to pay.
- The money you have to pay before insurance kicks in.
12 Clues: The amount your insurance pays. • The cost per month or year for insurance. • The money you have to pay before insurance kicks in. • After the deductible, the amount or percentage of the bill you have to pay. • Type of medical coverage that is designed to protect you in the worst-case scenario. • ...
Insurance 2021-09-30
Across
- Written contract between the Insurer and the Insured.
- Insurance + Investment
- Analyse risks and frame policies.
- Offers the right to sell a stock.
- An entity who represents insurance.
- Offers the right to buy a stock.
Down
- Risk which is stable.
- Tool of risk management.
- Insurance regulatory body.
- Exposure to danger, harm or loss.
- Amount payable by policyholder.
- Amount of expenses an insured must pay before the insurance company pays for the covered item.
12 Clues: Risk which is stable. • Insurance + Investment • Tool of risk management. • Insurance regulatory body. • Amount payable by policyholder. • Offers the right to buy a stock. • Exposure to danger, harm or loss. • Analyse risks and frame policies. • Offers the right to sell a stock. • An entity who represents insurance. • Written contract between the Insurer and the Insured. • ...
INSURANCE 2021-09-30
Across
- Written contract between the Insurer and the Insured.
- Amount payable by policy holder.
- Analyses risks and frames policies.
- Risk which is stable.
- Tool of Risk management.
Down
- Amount of expenses an insured must pay before the insurance company pays for the covered item.
- Offers the right to sell a stock.
- An entity who represents an insurance.
- Exposure to danger, harm or loss.
- offers the right to buy a stock.
- Insurance regulatory body.
- Insurance + Investment
12 Clues: Risk which is stable. • Insurance + Investment • Tool of Risk management. • Insurance regulatory body. • Amount payable by policy holder. • offers the right to buy a stock. • Offers the right to sell a stock. • Exposure to danger, harm or loss. • Analyses risks and frames policies. • An entity who represents an insurance. • Written contract between the Insurer and the Insured. • ...
Insurance 2021-04-06
Across
- Health Maintenance Organization
- entity that pays for medical services, usually an insurance company
- Any person who has coverage under a health insurance plan
- managed by the federal government and based on age or certain disabilities
- A policy (contract) purchased by an individual or group to protect against possible loss.
- Preferred Provider Organization
- Advanced Beneficiary Notice
Down
- Is the amount you need to pay out of pocket before any expenses are covered by the insurance company
- A person who carries the insurance
- managed by the state and based on income
- The primary holder of an insurance policy, also known as the policy holder
- Fixed dollar amount you pay at the time of service
12 Clues: Advanced Beneficiary Notice • Health Maintenance Organization • Preferred Provider Organization • A person who carries the insurance • managed by the state and based on income • Fixed dollar amount you pay at the time of service • Any person who has coverage under a health insurance plan • entity that pays for medical services, usually an insurance company • ...
Insurance 2021-10-21
Across
- These types of policies provide for a payment to be made after the death of the insured.
- Money charged by the insurer
- When the loss is inevitable is an example of
- Another word for compensate
- Life insurance is also referred to as this
- A policy that provides a payment of a sum at a certain age or on the death of the insured, whichever occurs first
Down
- Insurance promotes this
- Means taking the place of
- Another word for compensation
- A duty to disclose all relevant information is an example of
- The contribution of money to a fund operated by an insurance company
- The contract drawn up between the insurer and the insured
- Specialist who calculates the probability
13 Clues: Insurance promotes this • Means taking the place of • Another word for compensate • Money charged by the insurer • Another word for compensation • Specialist who calculates the probability • Life insurance is also referred to as this • When the loss is inevitable is an example of • The contract drawn up between the insurer and the insured • ...
Insurance 2013-08-25
Across
- Level of cover when driving using DOC
- Where you can look for vehicle terms?
- Proof of insurance
- Maximum number of years NCD
- Type of claim free driving
Down
- How many days do you get to send in NCD proof?
- Maximum number of seats allowed
- DPA
- Product available for learner drivers
- Number of drivers allowed on a policy
- report Needed to insure a previously written off vehicle
- Database with details of written off vehicles
12 Clues: DPA • Proof of insurance • Type of claim free driving • Maximum number of years NCD • Maximum number of seats allowed • Level of cover when driving using DOC • Where you can look for vehicle terms? • Product available for learner drivers • Number of drivers allowed on a policy • Database with details of written off vehicles • How many days do you get to send in NCD proof? • ...
Insurance 2024-01-10
Across
- A formal request to the insurance company for payment or reimbursement due to a covered loss.
- The amount the policyholder must pay before the insurance coverage kicks in.
- Compensation for a loss or damage covered by an insurance policy.
- The extent of protection provided by an insurance policy.
- The likelihood of loss or damage that an insurance policy is designed to protect against.
- The process of evaluating and determining the risk associated with insuring a person or property.
Down
- A professional who assesses and manages financial risks, often employed by insurance companies.
- A formal contract outlining the terms and conditions of insurance coverage.
- Legal responsibility for one's actions or obligations, often covered by insurance.
- The amount paid for an insurance policy, typically on a regular basis.
- The person or entity designated to receive the benefits of an insurance policy.
- The company providing insurance coverage and assuming the risk.
12 Clues: The extent of protection provided by an insurance policy. • The company providing insurance coverage and assuming the risk. • Compensation for a loss or damage covered by an insurance policy. • The amount paid for an insurance policy, typically on a regular basis. • A formal contract outlining the terms and conditions of insurance coverage. • ...
Insurance key terms 2023-02-23
Across
- Extra money paid if there is more risk of you crashing
- Money paid when starting insurance.
- Once you receive money after making a claim,that car is now the insurance companies
- The company providing the insurance.
- You must be honest filling out an insurance form.
- The middle grounds of car insurance
Down
- You must suffer financially from its loss to insure it.
- The transferrence of risk to insurer
- Covers all aspects of car insurance.
- If an item is insured by more than one company,they split the cost evenly.
- You cannot make profit from insurance.
- The person or people being insured
- Covers the other driver in car insurance.
13 Clues: The person or people being insured • Money paid when starting insurance. • The middle grounds of car insurance • The transferrence of risk to insurer • Covers all aspects of car insurance. • The company providing the insurance. • You cannot make profit from insurance. • Covers the other driver in car insurance. • You must be honest filling out an insurance form. • ...
Chapter 9- Insurance 2021-05-05
Across
- type of insurance that covers occupants in the insured's vehicle and insureds family in other vehicles
- type of insurance that covers damage to vehicle not covered by collision (fire, theft, glass breakage, etc)
- type of insurance that covers bodily injury, death, or lost wages caused by a negligent driver who is uninsured; hit and run driver
- amount you pay monthly to purchase different types of insurance
- amount of money you pay to help cover a portion of your medical costs
- paperwork filled with an insurance company in order to get them to cover a loss for someone they insure
- type of liability policy that gives you additional liability protection above your other policies
- the type of coverage in an insurance agreement
- amount you must pay before you begin receiving any benefits from your insurance company
Down
- the state or quality of being obligated according to law or equity
- type of insurance that covers bodily injury, death, or lost wages caused by a driver with insufficient insurance
- legally enforceable declaration of how a person wishes his or her property to be distributed after death
- applies to the amount of protection you have through an insurance company in the event of a loss
- the recipient of assets passed on from the death of a friend or relative
- type of insurance that covers property damage due to collision or upset to insured vehicle
15 Clues: the type of coverage in an insurance agreement • amount you pay monthly to purchase different types of insurance • the state or quality of being obligated according to law or equity • amount of money you pay to help cover a portion of your medical costs • the recipient of assets passed on from the death of a friend or relative • ...
Quest for the Best 2013-03-08
Across
- deluge of H2O
- level of exposure to peril
- casualty
- area suseptible to be inundated with water
- security
- unforeseen occurance
- bring back/make new
- refreshing aquatic
- distructive funnel
- searing inferno
- Notoriously Fabulous Irreplaceable Protection
Down
- adequate insurance
- multiline insurance company
- comfortable abode
- positive funding incentive
- cataclysmic misfortune
- defend from harm
- sheild of coverage
- safegaurding advocate
19 Clues: casualty • security • deluge of H2O • searing inferno • defend from harm • comfortable abode • adequate insurance • sheild of coverage • refreshing aquatic • distructive funnel • bring back/make new • unforeseen occurance • safegaurding advocate • cataclysmic misfortune • positive funding incentive • level of exposure to peril • multiline insurance company • ...
insurance vocabulary 2025-08-31
Across
- Financial harm or destruction
- An agreement between two parties
- The person or thing covered by insurance
- The person or company that provides insurance
- A person who sells or manages insurance
- Money paid regularly for insurance
- The opposite of profit
- A request for payment after a loss or accident
- Dishonest act to get money from insurance
Down
- The process of continuing a policy after it end
- An event that causes harm or injury
- Protection against specific risks
- Someone who receives money from an insurance policy
- The chance that something bad will happen
- A legal document that proves you are insured
15 Clues: The opposite of profit • Financial harm or destruction • An agreement between two parties • Protection against specific risks • Money paid regularly for insurance • An event that causes harm or injury • A person who sells or manages insurance • The person or thing covered by insurance • The chance that something bad will happen • Dishonest act to get money from insurance • ...
Study Time 2025-09-30
Across
- Naturally occurring due to cell growth/development
- Set amount that needs to be met before Insurance will take over
- The program we access to work with clients
- The company we work for
- Insurance Verification Site
- Disregarding someone's feelings
- State/Federal funded medical Insurance
- Federal funded medical Insurance for those over 65
- Understanding emotions that someone is having
Down
- Policy information on coverage
- Qualities that show you are hardworking and respectful
- The client we work for
- Chronic health condition which one's body does not produce insulin correctly
- Requirements that need to be met to qualify for services
- Cancer of the skin
- Feeling for someone
- This cancer affects the bone and bone marrow
- This is what client will pay based on insurance coverage
- This is the app that makes out workspace secure
- What is covered by a client's insurance
20 Clues: Cancer of the skin • Feeling for someone • The client we work for • The company we work for • Insurance Verification Site • Policy information on coverage • Disregarding someone's feelings • State/Federal funded medical Insurance • What is covered by a client's insurance • The program we access to work with clients • This cancer affects the bone and bone marrow • ...
Insurance Vocab 2025-11-13
Across
- Permanent life insurance with lifelong coverage and a savings component.
- Insurance with lower premiums but higher deductibles before coverage starts.
- Provides income if you cannot work due to illness or injury.
- U.S. healthcare reform law passed in 2010 to expand access and reduce costs.
- Life insurance for a set period with no cash value.
- A contract that pays for medical expenses in exchange for premiums.
- Extra coverage that fills gaps in a primary insurance plan.
Down
- The payout to beneficiaries when the insured person dies.
- Tax advantaged savings account for medical expenses, paired with HDHPs.
- Covers services like nursing homes, assisted living, or in home care.
- A person covered under another’s insurance plan.
- Auto insurance that covers medical costs and lost wages after accidents.
- People who receive benefits from an insurance policy, program, or trust.
- The most you’ll pay in a year for covered care before insurance pays 100%.
- Extra time after a missed payment before coverage is canceled.
- When an employer or individual assumes the risk of paying claims directly.
16 Clues: A person covered under another’s insurance plan. • Life insurance for a set period with no cash value. • The payout to beneficiaries when the insured person dies. • Extra coverage that fills gaps in a primary insurance plan. • Provides income if you cannot work due to illness or injury. • Extra time after a missed payment before coverage is canceled. • ...
FinLit Vocab for Chapter 9 2020-10-25
Across
- Provides coverage for a specified term and builds savings for the policyholder.
- Health conditions that existed before one’s insurance policy was granted.
- Insurance plans that cover a large group of individuals, such as all the employees of a company or local government.
- The person who buys a health insurance policy or subscribes to it through an employer.
- The share of costs for covered insurance services that the insured person is required to pay out of her or her pocket.
- Regular payments paid to an insurance company in return for insurance coverage.
- a financial product that provides payment for medical services when people suffer a financial loss because of illness or injury
Down
- The amount of money a policyholder pays prior to the insurance company’s payment.
- Life insurance provided over a specified period of time.
- Ensures that workers can continue their health insurance coverage even if they switch jobs.
- a financial product that, when purchased, provides reimbursement paid to a person in the event of certain types of financial loss.
- An insurance pan that pays a specific person or persons when the policyholder dies.
- Provides coverage for as long as the policyholder continues to pay the premium.
- Allows you to continue health insurance coverage for up to 18 months after your employment ends.
14 Clues: Life insurance provided over a specified period of time. • Health conditions that existed before one’s insurance policy was granted. • Provides coverage for a specified term and builds savings for the policyholder. • Provides coverage for as long as the policyholder continues to pay the premium. • ...
Health Insurance (HI) 2024-12-09
Across
- Exclusive Provider Organization
- Meeting with your doctor that HI covers
- What kind of aid does HI cover when youre sick?
- You still need HI even if you are...
- Who needs Health Insurance?
- Point of Service
- Preferred Provider Organization
Down
- HI covers this, prescribed by your doctor
- How often you pay your Health Insurance?
- Something your insurance covers
- Different procedures that HI covers
- What Health Insurance is
- Determines cost of Health Insurance
- Health Maintenance Organization
- Primary Care Provider
15 Clues: Point of Service • Primary Care Provider • What Health Insurance is • Who needs Health Insurance? • Exclusive Provider Organization • Something your insurance covers • Health Maintenance Organization • Preferred Provider Organization • Different procedures that HI covers • Determines cost of Health Insurance • You still need HI even if you are... • ...
Patient Access Week 2017 2017-03-28
Across
- Setting for inpatient care
- Primary care and Specialist
- insurance verification tool
- Admitted for multi-day stay
- Official count/list of patients
- Scheduled as needed only
- A_N (Advanced ___ Notice)
- A physician's written or verbal instruction
- Bobbi Jones' favorite brand of soda
- Ambulatory patient
- HI_AA (Health Insurance ___ Accountability Act)
- Person who is the holder of an insurance policy
Down
- Legal responsibility or accountability
- monthly bonus for Patient Access and Patient Accounts
- Main hub of the hospital directory
- _AP (___ Assistance Program)
- Not to be disclosed
- Health Information Management Manager
- The days and times you work
- Federal health insurance plan primarily for seniors
- Healthcare consumer
- Same ___ Surgery
22 Clues: Same ___ Surgery • Ambulatory patient • Not to be disclosed • Healthcare consumer • Scheduled as needed only • A_N (Advanced ___ Notice) • Setting for inpatient care • Primary care and Specialist • insurance verification tool • Admitted for multi-day stay • The days and times you work • _AP (___ Assistance Program) • Official count/list of patients • Main hub of the hospital directory • ...
Automotive Basics 2023-01-11
Across
- also known as the frame of the car
- This is buying a car and making payments whether new or used
- This type of insurance protects your car in accidents
- This type of insurance is needed to protect others
- This part of a car creates the power through combustion
- This type of insurance protects your car from damage not caused by accidents
- This is done to ensure your car is in proper working condition
- This is the combination of tire and rim
- This is the document that shows ownership of a car
Down
- You must have this to protect others in case of an accident
- better gas mileage as compared to City mileage
- You make one of these to the insurance company when there is an accident
- This allows the power to be converted to movement through gears and axels
- This is like renting a car, you make payments, but never own it
- This shows that you passed the permit and drivers exam
- this is the most common type of braking system which utilizes rotors, brake pads and compression
- This is the amount of payment made to the insurance company
- This registers the car with the state
- The payment made before your insurance company starts paying the rest of the bill
19 Clues: also known as the frame of the car • This registers the car with the state • This is the combination of tire and rim • better gas mileage as compared to City mileage • This type of insurance is needed to protect others • This is the document that shows ownership of a car • This type of insurance protects your car in accidents • ...
HOMEOWNERS INSURANCE 2015-04-24
Across
- a policy that protects against risk of loss to a home and its contents
- policy that protects a car owner from losses as a result of accidents and other events
- temporary insurance that pays only a death benefit and is in effect for a specific period of time
- a policy that protects against damage to your own vehicle if you hit another car or lose control and roll over
- nominal value or dollar value of a security or contract stated by the issuer
- a plan for sharing the risk of medical costs from injury or illness
- length of time during which a benefit is paid.
- The amount you have to pay out-of-pocket for expenses before the insurance company will cover the remaining costs
- the person designated to receive money from a life insurance policy
Down
- insurance that pays money to the beneficiary upon the death of the insured person
- liability coverage above that of your homeowner's and car insurance
- protection against damages to your car from causes other than collision or rolling over
- a physical injury, damage to property, or disappearance of property
- protection against injuries suffered by others on your property or as a result of your actions
- A formal request to an insurance company asking for a payment based on the terms of the insurance policy
- a policy that provides a death benefit and builds cash value
- the likelihood of a risk resulting in a loss
- the price you pay for insurance coverage
- the chance of injury, damage, or economic loss
- insurance that provides income to replace a portion of normal earnings when the insured is unable to work due to nonwork-related injury or illness
- a tenant's policy that protects against the loss of personal property in a rented residence
21 Clues: the price you pay for insurance coverage • the likelihood of a risk resulting in a loss • the chance of injury, damage, or economic loss • length of time during which a benefit is paid. • a policy that provides a death benefit and builds cash value • liability coverage above that of your homeowner's and car insurance • ...
Insurance 2025-09-23
Across
- Owner of insurance policy
- Length of policy coverage
- Covers house and belongings
- Chance of financial loss
- Person with insurance protection
- Person receiving insurance payout
- Guarantee repair or replacement
Down
- Contract for insurance coverage
- Regular insurance payment cost
- Amount paid before coverage
- Protection from financial loss
- Company providing insurance coverage
12 Clues: Chance of financial loss • Owner of insurance policy • Length of policy coverage • Amount paid before coverage • Covers house and belongings • Regular insurance payment cost • Protection from financial loss • Contract for insurance coverage • Guarantee repair or replacement • Person with insurance protection • Person receiving insurance payout • ...
Jonnai's Wise crossword puzzle 2022-11-14
Across
- protection against damages to your car from causes other than collision or rolling over
- 2011: Also known as Obamacare, the act authorizes universal health coverage.
- a reorganization form of bankruptcy for individuals that allows the debtors to keep their property and use their income to pay a portion of their debts over three to five years
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- distribution The sharing of risk by an insurer among its insureds.
- A legal process to get out of debt when you can no longer make all your required payments
- A specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss.
- Preferred provider organization. A prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
- the sharing of expenses by the policyholder and the insurance company
- A reorganization form of bankruptcy for businesses that allows them to continue operating under court supervision as they repay their restructured debts.
- Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
- Applies to the amount of protection you have through an insurance company in the event of a loss
- covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle.
Down
- Provides payment to cover liability losses as well as damage and loss of the home structure and its contents
- the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- Chapter of the Bankruptcy Code providing for liquidation of the debtor's assets in order to repay the creditors; certain assets or aggregate value of assets of the debtor may be exempt based on state law.
- pays if you are struck by someone who does not have insurance. Also will pay if you are a victim in a hit-and-run accident.
- Health maintenance organization. A prepaid health insurance plan in which patients receive health care from designated providers
- Describes the type of coverage in an insurance agreement
- covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- an out-of-pocket fee paid by a person with health insurance at the time a covered service, such as an office visit or a prescription, is received
- Amount you must pay before you begin receiving any benefits from your insurance company
- insurance that provides protection from claims arising from injuries or damage to other people or property
- Insurance that provides financial protection from losses resulting from a death during a definite period, or term.
25 Clues: Describes the type of coverage in an insurance agreement • distribution The sharing of risk by an insurer among its insureds. • the sharing of expenses by the policyholder and the insurance company • 2011: Also known as Obamacare, the act authorizes universal health coverage. • ...
Synergy Crossword Puzzle 2025-04-17
Across
- translation service
- educational training for accounts
- Synergy's financial service for 401K
- notes
- Synergy headquarters until 2017
- replenish inventory
- permit allowing business operation in certain locations
- used to help cover medical expenses
- legal agreement
- formal assessment
- sales symposium
- a generative joint disease
- another word for "buy"
- shared values, beliefs, attitudes that shape employee interact with each other
Down
- post op shoulder brace
- compliance check
- otherwise known as "statement"
- tool used to measure ROM
- knee brace for end stage OA
- the request to review an insurance company's decision
- sending a request
- insurance company that covers medical claims
- insurance company refusing to pay for a claim
23 Clues: notes • legal agreement • sales symposium • compliance check • formal assessment • sending a request • translation service • replenish inventory • post op shoulder brace • another word for "buy" • tool used to measure ROM • a generative joint disease • knee brace for end stage OA • otherwise known as "statement" • Synergy headquarters until 2017 • educational training for accounts • ...
Chapter 12 Spelling Quiz 2022-09-28
Across
- A set dollar amount that the policyholder must pay before the insurance company starts to pay for services
- When the policyholder pays a certain percentage of the bill and the insurance company pays the rest
- Poor, Needy ,impoverished
- A formal request for payment from an insurance company for services provided
- A set dollar amount that the policyholder must pay for each office visit
- Those covered by Medicare; a designated person who receives funds from an insurance policy
- Government insurance plan for those age 65 or older
- Government insurance plan for dependents of military personnel
Down
- Government insurance plan for those with low income
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services
- An approved list of physicians, hospitals, and other providers
- An organization that processes claims and provides administrative services for another organization
- The person responsible for the payment of the premium
- A written agreement between two parties, in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur
- the amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments
- illnesses or that lead to and early diagnosis
16 Clues: Poor, Needy ,impoverished • illnesses or that lead to and early diagnosis • Government insurance plan for those with low income • Government insurance plan for those age 65 or older • The person responsible for the payment of the premium • An approved list of physicians, hospitals, and other providers • Government insurance plan for dependents of military personnel • ...
INSURANCE 2013-03-24
Across
- A company who deducts Sanlam Sky premiums from a policyholder’s salary and pays this over to Sanlam Sky
- Person who owns the policy
- If premiums are not received for 3 months within the first 3 years of a policy or 12 non-consecutive premiums are missed during the life of the policy, the policy will lapse and all benefits will cease.
- Alterations or changes to the original policy
- Date The date on which the policy will commence and determined by collection method
Down
- Not Taken Up - 3 premiums for 3 months from issue date
- Certain processes have dates at which they must be completed for the month. This is referred to as the ‘cut-off’ date.
- Interest The financial interest(BURDEN OF RESPONSIBILITY) the policyholder has in any life assured covered under the contract
- a person who assesses the risk for the assurer, by examining and intrepreting medical evidence
- -up when no premiums are received on poliy that has a savings benefit
- Payer The person responsible for paying the premiums of the policy.
- Force Sanlamsky has received premiums for the policy
12 Clues: Person who owns the policy • Alterations or changes to the original policy • Not Taken Up - 3 premiums for 3 months from issue date • Force Sanlamsky has received premiums for the policy • Payer The person responsible for paying the premiums of the policy. • -up when no premiums are received on poliy that has a savings benefit • ...
Insurance 2020-05-13
Across
- application form for insurance
- their risks and give unbiased adivce on insurance
- a possible eventuality
- covers drivers in the event of an accident
- a reduction in the premium charged for insurance when no claim has been made during an agreed preceding period.
Down
- amount added to the basic premium
- when you insure an item for more than it is actually worth
- works for one insurance company and only sells companys policies
- work independently of insurance companies to help consumers to
- a agrrement with a individual and a company providing protection
- fee paid by the insured for insurance
- person who assesses the risk and calculates premium for a insurance
12 Clues: a possible eventuality • application form for insurance • amount added to the basic premium • fee paid by the insured for insurance • covers drivers in the event of an accident • their risks and give unbiased adivce on insurance • when you insure an item for more than it is actually worth • work independently of insurance companies to help consumers to • ...
Finance and Insurance 2022-05-03
Across
- insured person pays premiums for entire life
- amount of money a policy will pay out
- the amount borrowed or lended
- the money paid at for times for having insurance
- money earned for making sales
- what remains after subtracting deductions;"take-home pay"
- person designated to receive policy's face value after death
- can be found using formula I=PRT
- a report to the insurance company in order to receive money for damages
- insurance that pays cash when your spouse or a loved one dies
Down
- the amount of money that should be in paycheck;before deductions
- the document that lists the terms and conditions of the "bet"
- insurance that provides protection against excessive water damage
- pay premiums for a certain time but insured person will receive face value
- can be found using A=P(1+R/N)^(NT)
- pay premiums for a certain time then beneficiary will receive face value upon death
- money the insured person must pay before the insurance policy starts to pay
- extra pay for working beyond the normal work week
- what services the insurance policy will pay for
19 Clues: the amount borrowed or lended • money earned for making sales • can be found using formula I=PRT • can be found using A=P(1+R/N)^(NT) • amount of money a policy will pay out • insured person pays premiums for entire life • what services the insurance policy will pay for • the money paid at for times for having insurance • extra pay for working beyond the normal work week • ...
Insurance crossword puzzle 2022-04-13
Across
- things not covered by insurance
- covered by policy
- a contract represented by a policy
- the max amount person pays per year
- monthly dues
- an agreement
- co-pay
Down
- pre-selected provider; usually less cost
- money related
- amount due at each service before insurance pays
- one who benefits from someone else's financial contract
- the amount due before insurance begins
- an insurance request for payment
- written contract
- limits the max amount paid out in a lifetime
15 Clues: co-pay • monthly dues • an agreement • money related • written contract • covered by policy • things not covered by insurance • an insurance request for payment • a contract represented by a policy • the max amount person pays per year • the amount due before insurance begins • pre-selected provider; usually less cost • limits the max amount paid out in a lifetime • ...
App Auditors 2022-12-13
Across
- does not qualify for coverage
- person licensed to write application for insurance
- company name
- form for insurance coverage
- degree of excellence
- document detailing terms and conditions of insurance contract
- client has made multiple payments
Down
- client has made first payment
- person named to receive money from insurance policy
- payment for insurance policy
- positive declaration giving confidence
- day coverage begins
- list of active agents
- communication with agent regarding errors
- verbal signature of client giving consent
15 Clues: company name • day coverage begins • degree of excellence • list of active agents • form for insurance coverage • payment for insurance policy • client has made first payment • does not qualify for coverage • client has made multiple payments • positive declaration giving confidence • communication with agent regarding errors • verbal signature of client giving consent • ...
Personal Finance 2022-09-23
Across
- the recipient of funds
- all pay same percentage
- represents ownership in business (risky)
- amount paid on an insurance per time period
- occurs when benefit outweigh the cost
- risk transfer to a third party
- the used of borrowed funds
- sales tax
Down
- interest on the original loan
- represents a loan to gov't or corporation
- a collections of securities chosen
- a business whose main purpose is to take deposits
- someone not capable to work
- protects from theft and destruction
- paid on original loan and interest earned
- used when a person is sick
- Federal Tax
- the amount of money borrowed
- payment before insurance begins insurance
- benefits survivors or the deceased
20 Clues: sales tax • Federal Tax • the recipient of funds • all pay same percentage • used when a person is sick • the used of borrowed funds • someone not capable to work • the amount of money borrowed • interest on the original loan • risk transfer to a third party • a collections of securities chosen • benefits survivors or the deceased • protects from theft and destruction • ...
Chapter 1: General Insurance 2023-06-16
Across
- An insurance producer not appointed by an insurer and is deemed to represent the client
- Most effective way to handle risk. With this method, the loss is borne by another party
- Types of hazards that arise from a state of mind that causes indifference to loss, such as carelessness
- Method of dealing with risk that entails eliminating exposure to a loss
- A person applying for insurance
- Intentional misrepresentation or intentional concealment of a material fact
- The planned assumption of risk by an insured through the use of deductibles, co-payments, or self-insurance
- A type of risk that involves an opportunity for gain or loss
- Takes place when an insurer's underwriter approves the application and issues the policy
- A method of dealing with risk for a group of individual persons or businesses with the same or simliar exposure to loss to share the losses that occur within that group
- A type of risk that can only result in a loss or no change
- Another word for indemnity
- The person covered by the insurance policy. May or may not be the policyowner
- Statements believed to be true to the best of one's knowledge, but they are not guaranteed to be true
- Types of hazards that exist because of a physical condition
- The reduction, decrease, or disappearance of value of the person or property insured in a policy, caused by a named peril
- Untrue statements on the application
- Conditions or situations that increase the probability of an insured loss occurring
- The causes of loss insured against an insurance policy
- Method of dealing with loss that attempts to lessen the possibility or severity of a loss
Down
- A large number of units having the same or similar exposure to loss
- Something of value that each party gives to the other
- A person who recieves the benefits of an insurance policy
- The legal term for the intentional withholding of information of a material fact that is crucial in making a decision
- A unit of measure used to determine the rates charged for insurance coverage
- Type of authority that is based on the actions, words, or deeds of the principal or because of circumstances
- Company who issues an insurance policy
- A provision in an insurance policy that states that in the event of a loss, an insured or a beneficiary is permitted to collect only to the extent of the financial loss
- A transfer of risk of loss from an individual or a business entity to an insurance company
- The money paid to the insurance company for the insurance policy
- A legal representative of an insurance company
- Law of ____ defines the relationship between the principal and the agent/producer
- Types of hazards that involve evaluating the character and reputation of the proposed insured
- The person entitled to exercise the rights and privileges in the policy
- Type of authority that is granted to the agent through the agent's contract
- A mutual interchange of rights and privileges
- A contract between a policyowner and an insurance company which agrees to pay the insured or beneficiary for loss caused by specific events
- Another name for the insurer
- An agreement between two or more parties enforceable by law
- Type of authority that is not expressed or written into the contract, but which the agent is assumed to have in order to transact the business of insurance
- An absolutely true statement upon which the validity of the insurance policy depends
- Type of misrepresentations that, if discovered, would alter the underwriting decision of the insurance company
- Made by the applicant when the submit the application
- Legislation that was established to set the rules for commercial e-mail, and to give the recipients the right to reject commercial messages
- _________ selection is the insuring of risks that are more prone to losses than the average risk
45 Clues: Another word for indemnity • Another name for the insurer • A person applying for insurance • Untrue statements on the application • Company who issues an insurance policy • A mutual interchange of rights and privileges • A legal representative of an insurance company • Something of value that each party gives to the other • ...
PROPERTY AND LIABILITY INSURANCE 2016-05-03
Across
- An unlawful intruder
- Liability coverage, collision coverage, comprehensive coverage, personal injury protection (PIP), and uninsured/ underinsured motorist coverage purchased together in a single auto insurance policy
- Buying more insurance than is necessary
- The cost of replacing an item regardless of its actual cash (market) value
- A dangerous place, condition, or object that is particularly attractive to children
- Insurance coverage that protects property owners from property and liability risks
- A person presumed to have permission to be on your property
Down
- Someone you specifically ask to come to your house
- Auto insurance coverage that protects your own car against damage from accidents or vehicle overturning
- Insurance that protects property owners from property and liability risks
- People who are unable to obtain auto insurance due to the high risk they present
- Includes the number and type of traffic tickets you've received for driving infractions and misdemeanors along with the number of accidents in which you've been involved
- A supplement to your basic auto and property liability coverage that expands limits and includes additional risks
- Auto insurance coverage that protects you from damage to your car from causes other than collision or vehicle overturning
- A written amendment to an insurance policy that reflects changes to it
- Insurance that protects renters from property and liability risks
16 Clues: An unlawful intruder • Buying more insurance than is necessary • Someone you specifically ask to come to your house • A person presumed to have permission to be on your property • Insurance that protects renters from property and liability risks • A written amendment to an insurance policy that reflects changes to it • ...
Chapter 12 Spelling Quiz 2022-09-28
Across
- A set dollar amount that the policyholder must pay before the insurance company starts to pay for services
- When the policyholder pays a certain percentage of the bill and the insurance company pays the rest
- Poor, Needy ,impoverished
- A formal request for payment from an insurance company for services provided
- A set dollar amount that the policyholder must pay for each office visit
- Those covered by Medicare; a designated person who receives funds from an insurance policy
- Government insurance plan for those age 65 or older
- Government insurance plan for dependents of military personnel
Down
- Government insurance plan for those with low income
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services
- An approved list of physicians, hospitals, and other providers
- An organization that processes claims and provides administrative services for another organization
- The person responsible for the payment of the premium
- A written agreement between two parties, in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur
- the amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments
- illnesses or that lead to and early diagnosis
16 Clues: Poor, Needy ,impoverished • illnesses or that lead to and early diagnosis • Government insurance plan for those with low income • Government insurance plan for those age 65 or older • The person responsible for the payment of the premium • An approved list of physicians, hospitals, and other providers • Government insurance plan for dependents of military personnel • ...
Medical Insurance Intro Chapter 2 Vocabulary 2024-09-25
Across
- An individual covered under another individual's insurance policy.
- Health Insurance ___ = Allows Americans to purchase health insurance that meets their needs and budget
- The percentage of the cost of covered services that a patient must pay.
- The services and items that are covered by the health insurance company.
- The legal contract between an individual or group and the insurance company.
- The fixed amount that the patient pays for each visit.
- The individual whose name the policy is in.
Down
- Specified amount that the patient must pay before the insurance company begins to pay.
- Anything that the insurance company will not cover.
- ___ condition = Health conditions that were diagnosed before the individual was covered by the health insurance.
- ___ Care = includes the identification of disease and the provision of care and treatment as provided by members of the health care team to persons who are sick, injured, or concerned about their health status.
- ___ issue = Policy that is issued to an individual regardless of age, pre-existing conditions, or other factors that might predict the use of health services
- Medical ___ underwriting = The insurance company screens applicants to find out about their health status and risk factors to determine whether to insure them.
- Individuals not covered by health insurance.
- ___ Commission = The nation's oldest and largest standards setting and accrediting body in healthcare
- ___ computing = A network of computers that work together to store and process enormous amounts of data
16 Clues: The individual whose name the policy is in. • Individuals not covered by health insurance. • Anything that the insurance company will not cover. • The fixed amount that the patient pays for each visit. • An individual covered under another individual's insurance policy. • The percentage of the cost of covered services that a patient must pay. • ...
Family Quest for the Best 2013-03-08
Across
- security
- searing inferno
- safegaurd from harm
- comfortable abode
- distructive funnel
- cataclysmic misfortune
- adequate insurance
- refreshing aquatic
- bring back/make new
Down
- unforeseen occurance
- safegaurding advocate
- area suseptible to be inundated with water
- multiline insurance company
- Notoriously Fabulous Irreplaceable Protection
- level of exposure to peril
- sheild of coverage
- positive funding incentive
- deluge of H2O
- casualty
19 Clues: security • casualty • deluge of H2O • searing inferno • comfortable abode • distructive funnel • sheild of coverage • adequate insurance • refreshing aquatic • safegaurd from harm • bring back/make new • unforeseen occurance • safegaurding advocate • cataclysmic misfortune • level of exposure to peril • positive funding incentive • multiline insurance company • ...
Unit 4 Glossary 2022-11-14
Across
- preferred provider organization
- amount you must pay before you begin receiving any benefits from your insurance company
- an out of pocket fee paid by a person with health insurance at the time a covered service
- providing for liquidation if the debtors assests
- protection against damages to your car from causes other than collision or rolling over
- allows them to continue operating under court
- covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- anything that has current or future economic value to a business
- the sharing of risk by an insurer among its insureds
- a formal request by a policyholder
- the length of time during which a policyholder or their dependents may file and receive payment
- a specific sum of money paid by the insured to the insurance company
- pays from your coverage if you are in an accident with another motorist
- the premium you can get is directly correlated with the riskiness of a stock
Down
- describes the type of coverage in an insurance agreement
- applies to the amount of protection you have through an insurance company in the event of a loss
- a practice or arrangement by which a company or government agency provides a guarantee of compensation
- the debtors to keep their property and use their income to pay a portion
- something that is owed to somebody else
- health maintenance organization
- also known as Obama care
- the sharing of expenses by the policy holder and the insurance company
- the higher a plans deductible. the lower the premium
- pays if you are struck by someone by someone who does not have insurance
- provides payment to cover liability
- a measure of wealth
26 Clues: a measure of wealth • also known as Obama care • preferred provider organization • health maintenance organization • a formal request by a policyholder • provides payment to cover liability • something that is owed to somebody else • allows them to continue operating under court • providing for liquidation if the debtors assests • ...
Chapter 10 crossword 2024-10-16
Across
- a person who owns an insurance policy
- a person covered by an insurance policy
- a written contract for insurance
- a factor that increases the likelihood of loss through some peril
- the amount of money a policyholder is charged for an insurance policy
- the set amount a policyholder must pay per loss on an insurance policy
- failure to take ordinary or reasonable care in a situation
Down
- An insurance company
- legal responsibility for the financial cost of another person's losses or injuries
- -risk, a risk in which there is a chance of either loss or gain
- protection against possible financial loss
- an addition of coverage to a standard insurance policy
- the cause of a possible loss
- -risk, a risk in which there is only a chance of loss
14 Clues: An insurance company • the cause of a possible loss • a written contract for insurance • a person who owns an insurance policy • a person covered by an insurance policy • protection against possible financial loss • -risk, a risk in which there is only a chance of loss • an addition of coverage to a standard insurance policy • ...
