insurance Crossword Puzzles
Insurance 2023-02-14
Across
- insurance plans that cover large groups of people
- regular payments paid to an insurance company in return for insurance coverage
- life insurance provided over a specific period of time
- paying money to an insurance company
- allows you to continue health insurance up to 18 months after your employment ends
- health conditions that existed before one's insurance policy was granted
- provides coverage for as long as the policyholder continues to pay the premium
Down
- insurance plan that pays specific person when policyholder dies
- the amount of money a policyholder pays prior to the insurance company payment
- the person who buys a health insurance policy
- a financial product that provides payment for medical services
- the share of costs for covered insurance services that the insured person is required to pay out of their pocket
- provides coverage for a specified term and builds savings for the policyholder
13 Clues: paying money to an insurance company • the person who buys a health insurance policy • insurance plans that cover large groups of people • life insurance provided over a specific period of time • a financial product that provides payment for medical services • insurance plan that pays specific person when policyholder dies • ...
US Health Insurance System 2023-04-14
Across
- Signed into law by President Lyndon B. Johnson, a federal health insurance program for people who are 65 or older, as well as for some younger people with disabilities.
- A federal law that provides privacy protections for personal health information, including electronic health records.
- Health insurance coverage that is provided by an employer as a benefit to its employees.
- A form of financial assistance provided by the government to help people with low to moderate incomes afford out-of-pocket costs associated with their health insurance, such as deductibles and copayments.
- A federal law passed in 1960 that provided funding to states to help cover the medical costs of elderly people who were not eligible for Medicare.
- A provision passed in 2019 as a solution to a "glitch" in the Affordable Care Act, helping to ensure families are not penalized for being unable to afford health insurance coverage through an employer.
- A program that provides healthcare coverage to children in low-income families who earn too much to qualify for Medicaid, but not enough to afford private insurance.
- A government agency responsible for providing support and benefits to military veterans.
- Financial assistance provided by the government to help people with low to moderate incomes pay for health insurance purchased through the Health Insurance Marketplace.
Down
- A type of Medicare plan offered by private insurance companies that provides all of the benefits of Original Medicare, plus additional benefits like vision, dental, and prescription drug coverage.
- A federal law passed in 2010 that aims to improve access to healthcare by expanding health insurance coverage and implementing new regulations and consumer protections.
- A joint federal and state program created in 1965 as part of the Social Security Act and provides healthcare coverage to low-income individuals and families.
- Tax credits (based on income and household size) that help people with low to moderate incomes afford health insurance purchased through the Health Insurance Marketplace.
- A federal law that establishes standards for private sector employee benefit plans, including health insurance.
- A type of private insurance policy that helps cover some of the out-of-pocket costs associated with Original Medicare, such as deductibles, coinsurance, and copayments.
- A set of ten categories of healthcare services that all Qualified Health Plans must cover, including preventative care, emergency services, hospitalization, and prescription drugs.
- A health insurance plan that meets certain standards set forth by the Affordable Care Act and is eligible for enrollment through the Health Insurance Marketplace.
- A law that allows people who have lost their job or had their hours reduced to continue their employer-sponsored health insurance coverage for a limited time, usually up to 18 months.
18 Clues: Health insurance coverage that is provided by an employer as a benefit to its employees. • A government agency responsible for providing support and benefits to military veterans. • A federal law that establishes standards for private sector employee benefit plans, including health insurance. • ...
Renters Landlords Insurance 2024-04-16
Across
- Protection that is provided by insurance if someone gets injured on your property
- Protection that is provided by insurance over property
- A type of insurance that people who are renting out their houses get to protect their property
- Home insurance that is purchased by an individual
- The value of a property before it was damaged
Down
- Property that is owned by someone that is not connected to a house
- What insurance will cover if you have to leave the property you're renting due to unfit living circumstances
- A type of insurance that people who are renting a house get to protect their personal belongings
- Home insurance that is purchased as a group, like an employer
- The insurance that covers the damage on a part of a property that is not connected, such as a garage
- Home insurance that covers personal belongings
- An appraisers estimate of how old a property is worth based off of its current structure
- A notice from an insurance company that a policy will not be continued after its expiration date
- Home insurance that covers damage on a homes structure
- Professional estimate on how much a property is worth
15 Clues: The value of a property before it was damaged • Home insurance that covers personal belongings • Home insurance that is purchased by an individual • Professional estimate on how much a property is worth • Protection that is provided by insurance over property • Home insurance that covers damage on a homes structure • ...
TIE2020 2020-12-07
Across
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs
- It is the duty to disclose all material facts relating to the risk to be covered
- Policy that covers employees in a company against the dangers of an aircraft accidents
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- Insurance which is useful when you want to sue someone
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
Down
- The method by which each member of an insurance pool shares in every risk written by other pool member
- Property taken over by an insurer to lower its loss
- Money which is set aside by the insurance company to pay the losses
- which protects the policyholder against a suit or claim for another's bodily injury and property damage
- The termination of a policy before the expiry date
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- Classification of various businesses by insurers
- An individual or firm hired by an employer to deal with claim processing
- Insurance which is mandatory when you stay in Germany for more than 3 months
- Transferring the financial consequences of a loss to another party such as insurance company
- An amount that you yourself responsible for paying towards an insured loss
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Vocabulary Crossword Puzzle 2024-11-15
Across
- insurance - pays for the repair or replacement of your car if it’s damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault.
- Injury Protection (PIP) - pays for any physical you or your ppassengers ustain while in the vehcile even if you are not involved in a traffic accident.
- - the amount that the policy owner must pay before the insurance policy pays any money.
- insurance - compensates you reagrdless of who is at fault.
- - cars lose their value over time.
- - responsible to pay for the damages they cause with their automobiles.
- - predict how often customers, based on their criteria, will submit claims.
- insurance - pays you part of the cost of a rented car if your car is disabled because of a collision or comprehensive-covered repair.
- - extra fee.
- Motorist Protection (UMP) - coverage that pays for injuries to you or your passengers caused by a driver who has no insurance or does not have enough to cover your medical losses.
- insurance - the most important coverage.
- line depreciation - When a car loses the same amount of value each year, the scatterplot that models this car depreciation appears linear.
Down
- insurance - contract between a driver and an insurance company.
- - at fault if you cause an accident.
- Road Service Insurance - pays for towing or road service when your car is disabled.
- Injury Liability (BI) - covers bodily injury.
- - drive pays a fee to a company who agrees to cover certain accident-related costs when the driver makes a claim. Claim - request for money.
- insurance - covers the pair or replacements of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, hail, damage from trees, and other disasters.
- - cars increase in value over time.
- Automobile Depreciation
- Damage Liability (PD) - coverage that pays for damage you cause to other people’s property.
21 Clues: - extra fee. • Automobile Depreciation • - cars lose their value over time. • - cars increase in value over time. • - at fault if you cause an accident. • insurance - the most important coverage. • Injury Liability (BI) - covers bodily injury. • insurance - compensates you reagrdless of who is at fault. • insurance - contract between a driver and an insurance company. • ...
Unit 6 Crossword Puzzle 2026-01-29
Across
- type of goods with no reasonable substitutes
- the abbreviation for insurance required for specific, expensive personal property
- the amount policy holder must pay before insurance will pay for a covered event
- type of goods where demand will continue to rise as income increases, and never reach a maximum
- the type of good that will have a positive cross-price elasticity
- an example of an event that is not typically covered by traditional renters' or homeowners' insurance
- the type of good that will have a negative cross-price elasticity
- the government department that attempts to regulate market share
- the monthly payment in exchange for insurance coverage
- property like land or a house
- policy extra insurance that comes alongside (and over) typical home and car insurance
- the price elasticity of demand is always ____________
- the more ____________ party will bear the burden of increased taxation
- the formal name for you "take-home pay"
- the marginal revenue curve determines a monopolist's _______
- monopolists stops producing when this equals marginal revenue
- the code for a tax-exempt charity
Down
- another name for marginal costs
- inexpensive insurance that you might want very soon
- property that is not tied to the land
- insurance companies usually pay the lesser of ________ and replacement value
- the person that benefits under your insurance policy if you die
- a request to your insurance company that they pay for a covered event
- a monopolist will restrict output as long as __________ is greater than the quantity effect
- a monopolists restricts quantity to try to capture this.
- the demand curve determines a monopolist's ___________.
- a price elasticity greater than the absolute value of 1
- type of good where consumption decreases as income increases
- costs that remain the same no matter how much is produced or sold
- a price elasticity less than the absolute value of 1
- an ___________demand curve will be more heavily impacted by a monopoly
- an employer-sponsored, tax deferred retirement savings program
32 Clues: property like land or a house • another name for marginal costs • the code for a tax-exempt charity • property that is not tied to the land • the formal name for you "take-home pay" • type of goods with no reasonable substitutes • inexpensive insurance that you might want very soon • a price elasticity less than the absolute value of 1 • ...
Unit One Vocab 2025-12-08
Across
- A provider not contracted with a plan’s insurance network. Claims from out-of-network providers are generally subject to higher out-of-pocket costs to the member.
- A health insurance plan that offers flexibility to see any doctor, with lower costs for using in-network providers and no referral needed to see specialists.
- A U.S. law that protects the privacy and security of individuals' medical information and ensures health insurance coverage continuity when changing or losing jobs.
- A U.S. law that protects patients from unexpected medical bills for emergency services and out-of-network care at in-network facilities.
- A significant life change that allows individuals to enroll in or adjust their health insurance coverage outside the typical open enrollment period.
- A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses.
- A legal document required under the Employee Retirement Income Security Act (ERISA) that provides participants in covered retirement or health benefit plans with a clear, understandable summary of their plan's benefits and rights.
- A doctor or hospital that has a contractual agreement with an insurance network to provide services at a lower cost.
- A type of health insurance plan that allows patients to see any doctor or specialist regardless of network status and reimburses them for a portion of the costs, usually after they pay out-of-pocket and submit claims.
- A specified time frame between when a member becomes eligible and when they can begin using certain benefits or receive coverage. It essentially means there's a delay before full coverage becomes effective.
- A health insurance plan that requires members to choose a primary care physician (PCP) and get referrals to see specialists, typically only covering in-network care.
- Timely enrollment refers to enrolling in a program or benefits within a specified timeframe, usually after becoming eligible.
- A health insurance plan that categorizes providers, services, or treatments into different levels (or "tiers"), with lower costs for services from higher-tier (preferred) providers and higher costs for lower-tier providers. Higher-tier provider benefits tend to be better than in-network provider benefits.
Down
- The amount a member pays regularly (monthly or yearly) and is collected by their employer to have health insurance. Employers may use these to cover the cost of the claims themselves or to cover PEPM’s.
- A health insurance plan with lower premiums and higher deductibles, often paired with a Health Savings Account (HSA) to help pay for medical expenses.
- A federal law that allows employees and their families to continue their employer-sponsored health insurance for a limited time after losing coverage due to job loss or other qualifying events, usually at their own expense.
- Refers to the member’s portion of costs for healthcare services covered by their health insurance plan.
- A U.S. law enacted in 2010 that expanded health insurance coverage, prohibited coverage denial for pre-existing conditions, and introduced subsidies and marketplaces to make insurance more affordable.
- The maximum amount a member can pay in a year for covered services. After the out-of-pocket is met, insurance pays 100% of covered expenses.
- A health insurance plan where the employer pays a fixed premium to an insurance carrier, which assumes all financial responsibility for employee healthcare claims.
- A federal law that sets standards for private employer-sponsored benefit plans, including health and retirement plans, to protect employees' rights and ensure fair management of plan funds.
- A health insurance plan that only covers care provided by in-network doctors and hospitals, except in emergencies, without requiring referrals for specialists.
- A type of health insurance option where employers pay for their employees' medical claims directly while a third-party administrator (TPA) typically administers the plan by handling the administrative tasks associated with the claims.
- A period during which one may freely enroll in or change one's selection of a health insurance plan or other benefit program.
- A PEPM refers to a payment structure where employers contribute a fixed amount for each employee's insurance coverage every month to the TPA for plan administration.
- Refers to the criteria an individual must meet to qualify for enrollment in a health insurance plan, such as age, income, employment status, residency, or immigration status.
- A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit).
- A federal law that requires group health plans and insurers to cover breast reconstruction and related services after a mastectomy.
- A hybrid of HMO and PPO. Members need a referral for specialists but can go out of network for care at a higher cost.
- A type of cost-sharing where the member pays a percentage of costs for covered expenses after the deductible has been met (e.g., member pays 20%, insurance pays 80%).
30 Clues: Refers to the member’s portion of costs for healthcare services covered by their health insurance plan. • A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses. • A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit). • ...
Insurance! 2021-11-08
Across
- 17th century London coffee shop that became the world's largest insurance marketplaceexcess retained risk below an insurance policy's attachment point
- type of insurance that protects our physical assets (buildings, etc) globally
- this type of insurance provides US workers injured at work with reimbursement for direct economic losses
- the transfer of risk in exchange for money
- broad term for insurance that protects against losses to third parties
- blanket term for types of insurance that the FIS global insurance team does not handle
- the money paid to transfer a risk
Down
- 3 down outside the UK
- 3 across, outside the US
- the most common request that the insurance team receives, from clients asking us to prove that we have the insurance coverage which we're contractually obligated to maintain, and which is readily available on both the client portal and FIS&Me
- a loss covered by insurance, for which insureds expect to be paid
- common term for type of insurance the protects the company in the event of a major data breach
- this not-quite-tropical Atlantic island is one of the world's largest insurance company domiciles and writes more reinsurance on US risks than any other country, including the US
13 Clues: 3 down outside the UK • 3 across, outside the US • the money paid to transfer a risk • the transfer of risk in exchange for money • a loss covered by insurance, for which insureds expect to be paid • broad term for insurance that protects against losses to third parties • type of insurance that protects our physical assets (buildings, etc) globally • ...
Insurance 2023-04-26
Across
- _________28 is what the property insurance cert should be listed on
- Cap Funding, HUD, and the borrower should be listed as additional ________ on all property certs?
- Which type of insurance do we escrow for?
- The other name for Property Insurance?
- When should a cert be saved in file?
- Where should insurance corrections be listed?
- tickler color that means completely finished
- tickler color that means policy/premium is still needed
Down
- What should be filed out once we receive a cert?
- ___________ the tickler with as much information as possible
- The other name for Crime insurance?
- SIR is the ________?
- Which 2 types of Liability insurance do we need? General and _____
13 Clues: SIR is the ________? • The other name for Crime insurance? • When should a cert be saved in file? • The other name for Property Insurance? • Which type of insurance do we escrow for? • tickler color that means completely finished • Where should insurance corrections be listed? • What should be filed out once we receive a cert? • ...
Insurance 2021-04-15
Across
- ID prefix for blue plus mncare
- account type is the most commonly used guarantor type in Epic
- account type for patients receiving services related to an accident or injury that occured at work
- person ultimately responsible for medical bills
- there are 4 components to this insurance: A,B,C,D
- used when a patient is using the VA to cover their visits
Down
- healthcare program for patients who live in mn, have a lower income and no access to affordable healthcare
- electronic payor id
- person who carries the insurance
- a program that provides medical care for low income individuals
- prepaid medical assistance program
- real time eligibility
- electronic data interchange
13 Clues: electronic payor id • real time eligibility • electronic data interchange • ID prefix for blue plus mncare • person who carries the insurance • prepaid medical assistance program • person ultimately responsible for medical bills • there are 4 components to this insurance: A,B,C,D • used when a patient is using the VA to cover their visits • ...
Insurance 2022-04-27
Across
- The maximum amount of protection purchased by the insured for a specific coverage
- Any request or demand for payment under the terms of the insurance policy.
- Pays for damage to an insured vehicle when it hits or is hit by another car or object, or if the car overturns.
- Type of coverage that covers you if the person that hit you has no insurance
- This type of reimbursement is when you need a car while your car is being fixed
- Insurance covers the difference, if any, between your car's actual cash value and what you still owe.
Down
- Type of coverage that covers you if the person that hit you does not have enough insurance
- Provides high limits of additional liability coverage above the limits of your homeowners and auto policy.
- A reduction in your premium if you or your car meet certain conditions
- Coverage that pays medical expenses related to an automobile accident
- The portion of a claim you pay out of pocket
- The person or entity listed on the policy declarations page
- Pay your bill automatically online each month
13 Clues: The portion of a claim you pay out of pocket • Pay your bill automatically online each month • The person or entity listed on the policy declarations page • Coverage that pays medical expenses related to an automobile accident • A reduction in your premium if you or your car meet certain conditions • ...
INSURANCE 2022-11-29
Across
- A type of insurance that covers the cost of 10-across expenses
- Your home insurance can be included into your _____
- The maximum amount your insurance policy compensates for a covered loss
- The gender statistically more likely to get in car accidents
- A type of insurance that protects your vehicle
- A type of insurance that covers immediate expenses, ongoing expenses, and future expenses
Down
- Health insurance covers _______ and surgical expenses.
- The amount you pay for services before your insurance plan starts to pay
- Life insurance that ensures life protection throughout your entire life
- Life insurance that ensures life protection at an affordable rate for a certain period of time
- The amount you pay for your insurance every month
- A type of insurance that protects your house from many damages that may occur
- A type of insurance that protects you on vacations or business trips
13 Clues: A type of insurance that protects your vehicle • The amount you pay for your insurance every month • Your home insurance can be included into your _____ • Health insurance covers _______ and surgical expenses. • The gender statistically more likely to get in car accidents • A type of insurance that covers the cost of 10-across expenses • ...
Insurance 2023-09-09
Across
- Financial protection against specific risks.
- Represents the current worth or price of an asset or investment in the open market. It can fluctuate based on supply and demand and may differ from the face value or purchase price.
- The company that provides insurance coverage
- The duration for which an insurance policy is in effect, typically expressed in months or years.
- The amount of money specified in an insurance policy that will be paid out upon maturity, death, or another specified event.
- A written contract between the insurance company and the policyholder outlining the terms, conditions, and coverage details.
Down
- A formal request made by the policyholder to the insurance company for payment or coverage of a loss
- The principle of insurance that aims to restore the policyholder to the financial position they were in before the covered loss occurred.
- The likelihood of a loss occurring
- The process by which an insurance company seeks reimbursement from a third party responsible for a covered loss.
- The person who purchases an insurance policy.
- The amount of money paid to the insurance company
- The maximum amount the insurance company will pay for a covered claim or loss, as stated in the policy.
13 Clues: The likelihood of a loss occurring • Financial protection against specific risks. • The company that provides insurance coverage • The person who purchases an insurance policy. • The amount of money paid to the insurance company • The duration for which an insurance policy is in effect, typically expressed in months or years. • ...
Insurance 2024-04-24
Across
- the contract between an insurance company and the insured individual
- Insurance protection for destroyed or stolen personal property for a renter
- Insurance optional extended liability coverage that can be added to auto and homeowners policies
- the amount of money you will pay out of pocket before the insurance company will make a payment
- an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- Coverage covers the structure of your home, including the roof, walls, floors, and any other part of the structure
Down
- Insurance protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- the amount of money paid for an insurance policy
- of Use Coverage covers additional living expenses if you‘re unable to live in your home while it’s being repaired
- Period the amount of time after the premium is due in which a policyholder can make a premium payment without suffering a lapse (break) in coverage
- a formal request by a policyholder to their insurance company for compensation for a covered loss
- Property Coverage covers your personal belongings if they are damaged, destroyed, or stolen
- the amount of liability protection offered to an individual through an insurance policy
13 Clues: the amount of money paid for an insurance policy • the contract between an insurance company and the insured individual • Insurance protection for destroyed or stolen personal property for a renter • Property Coverage covers your personal belongings if they are damaged, destroyed, or stolen • ...
Insurance 2025-11-23
Across
- Medical This insurance is for surgeries and hospitalizations
- This is the lowest form of auto coverage and will only fix the other person's car if you cause an accident
- Policy This insurance will cover damages to your home
- This insurance takes care of your eye care needs
- This insurance is to provide for those you leave behind when you pass away.
- This insurance takes care of financial loss for car accidents
- Policy This insurance covers your items inside your apartment or rental unit
Down
- This is the top level of auto insurance and will cover your repairs in most instances
- This insurance is available in short term or long term to help you when you are unable to work
- This is the second tier of auto insurance and will fix your car and the other person's car if you cause a wreck
- This insurance covers your cleanings and basic oral care
- This insurance is to cover costs for your furry friends.
- This insurance is for basic medical care
13 Clues: This insurance is for basic medical care • This insurance takes care of your eye care needs • Policy This insurance will cover damages to your home • This insurance covers your cleanings and basic oral care • This insurance is to cover costs for your furry friends. • Medical This insurance is for surgeries and hospitalizations • ...
Insurance 2026-03-19
Across
- Protection provided by an insurance policy
- The company that provides insurance
- Damage to your own vehicle
- Responsibility for damage or injury
- Something that causes damage, like a crash
- Type of insurance required to drive legally
- Insurance that helps pay for injuries
Down
- Money you must pay before insurance helps cover costs
- The person who buys insurance
- A request for payment after an accident or loss
- An official agreement between the insurer and the customer
- Money paid regularly to keep insurance active
- The chance of loss or damage
13 Clues: Damage to your own vehicle • The chance of loss or damage • The person who buys insurance • The company that provides insurance • Responsibility for damage or injury • Insurance that helps pay for injuries • Protection provided by an insurance policy • Something that causes damage, like a crash • Type of insurance required to drive legally • ...
Insurance Crossword Puzzle 2015-05-20
Across
- the agreement or contract between an individual and an company
- covers the cost of both planned and unplanned health service.
- is property insurance if you own a home.
- Pays benefits only after a person’s dies
- Used to rebuild home if damaged by fire, flood, etc
- amount of the loss you pay when you file an insurance claim
- covers property damage or legal liabilities in the event of an auto accident or property damage in the event of theft
- Property Insurance to protect you if others are injured on your property
- is referred to as disability income insurance.
- Pays a sum of money to a beneficiary when the insured individual dies.
- Covers replacement cost without depreciation
- Covers what you paid minus depreciation
Down
- method by which insurance companies control the risk of insuring against catastrophic events or extending insurance to individuals or businesses likely to create sizable claims. Examples: hurricane and bad driving record
- an agreement where an individual pays a company to protect him or her from possible Loss or damage. It can be a property or financial loss.
- Injured on the job with benefits based on salary
- provides income for many years up to age 65.
- the hazrad or chance of loss.
- replaces personal property if it is damaged due to events such as theft or fire in a rental residence.
- loss resulting in an accident.
- the cost of an insurance policy
20 Clues: the hazrad or chance of loss. • loss resulting in an accident. • the cost of an insurance policy • Covers what you paid minus depreciation • is property insurance if you own a home. • Pays benefits only after a person’s dies • provides income for many years up to age 65. • Covers replacement cost without depreciation • is referred to as disability income insurance. • ...
Auto Insurance Vocabulary 2021-04-17
Across
- ___ driver: a discount on the insurance premium given because the driver has had no tickets or accidents in recent years
- ___ coverage: optional insurance that covers all medical bills resulting from a claim above and beyond coverage limits
- any request or demand for payment under the insurance policy
- benefits specifically provided for under the insurance contract
- optional insurance that provides a rental car should your car become undrivable
- the written document of a contract for insurance
Down
- good ___: a discount on the insurance premium given because the driver is a good student
- comp and ___: optional insurance that pays to repair your vehicle if it is damaged
- the amount of money the insured must pay on each loss before the insurance will pay anything for particular loss
- the amount of money an individual pays the insurance company each month to purchase auto insurance
- ___ coverage: optional insurance that pays to repair or replace your vehicle's broken windows
- the maximum amount the insurance company will pay for a particular claim
- any legal financial responsibility for the injury or damage suffered by another person
- the amount of money the insured must pay on each claim before the insurance company will pay the remainder of the bill up to the coverage limit
14 Clues: the written document of a contract for insurance • any request or demand for payment under the insurance policy • benefits specifically provided for under the insurance contract • the maximum amount the insurance company will pay for a particular claim • optional insurance that provides a rental car should your car become undrivable • ...
exam 3 2020-03-31
Across
- Injury: type of coverage that is a required by most states. If you are at fault in a car accident that injures someone, liability coverage pays for their medical expenses and lost wages that are a result of their injuries.
- income: supplies supplementary income in the event an illness or accident
- Clause: A property insurance provision that penalizes the insured's loss recovery if the limit of insurance bought by the insured is not equal to or greater than a specified percentage (commonly 80 percent) of the value of the insured property.
- the act or practice of keeping away from or withdrawing from something undesirable
- has the potential to cause harm to a vulnerable target.
- Expense Insurance: covers the surgeon's charge for given operations or medical procedures, usually up to a maximum for each type of operation.
- coverage: when your homeowners, auto, and boat insurance policies limits are exhausted.
- a fixed sum of money paid to someone each year, typically for the rest of their life.
- Expense Insurance: policy that provides coverage for the room and board and other basic expenses associated with a stay in a hospital.
- insurance: helps protect you and your belongings in a rented home
- failure to take proper care in doing something.
- Risk Pool: when an insurance company must supply coverage for by state insurance law.
- Liability: liability that arises under the common law doctrine of agency, respondent superior, the responsibility of the superior for the acts of their subordinate or, in a broader sense, the responsibility of any third party
- managed care health insurance plan that supplies maximum benefits if you visit an in-network physician or provider, but still supplies some coverage for out-of-network providers.
- Payments: coverage is a part of your auto insurance policy that supports financial compensation for certain medical expenses and lost wages for you and your passengers who are in your vehicle when you are involved in an accident while driving.
- Care: a system of healthcare in which patients agree to visit only certain doctors and hospitals, and in which a managing company checks the cost of treatment
- hybrid of HMO and PPO plans
- insurance of oneself or one's interests by maintaining a fund to cover losses rather than by buying an insurance policy.
- figuring out which of two or more insurance policies will have the primary responsibility of processing/paying a claim
- Risk: category of risk that can be taken on voluntarily and will either result in a profit or loss.
- Indemnity Policy: is a plan that pays you benefits when you are confined to a hospital, whether for planned or unplanned reasons, or for other medical services, depending on the policy.
- Clause: insurance policy clause stipulating that an insured party can receive full or partial benefits or a partial refund of premiums after a lapse due to non-payment.
- Life: type of cash value life insurance, sold primarily in the United States.
- health insurance plan requires you to use the doctors and hospitals within its own network
- a thing that is accepted as true or as certain to happen, without proof
- the state of handling something, especially by law
- Policy: does not have the right to share in surplus earnings, and therefore does not receive a dividend payment.
- a clause in an insurance policy detailing an exemption from or change in coverage.
Down
- course or principle of action adopted or proposed by a government, party, business, or individual.
- Expense Insurance: Coverage which supplies benefits toward the cost of such services as doctor's fees for nonsurgical care in the hospital, at home or in a physician's office, and X-rays or laboratory tests performed outside the hospital.
- a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
- Responsibility: refers to the process of managing money and other similar assets in a way that is considered productive and is also in the best interest of the individual, or the family, or the business company.
- serious and immediate danger.
- Insurance: coverage provided by private companies designed to pay for costs not covered by Original Medicare.
- changing
- s a metric that typically is the average annual contract value of a customer subscription
- Sheild: A medical or surgical expense plan
- Indemnity: provision for payment of double the face amount of an insurance policy under certain conditions, e.g. when death occurs because of an accident.
- provides nursing-home care, home-health care, personal or adult day care for individuals age 65 or older or with a chronic or disabling condition that needs constant supervision.
- a person who derives advantage from something, especially a trust, will, or life insurance policy.
- the action or process of replacing someone or something.
- action or fact of making a specified thing smaller or less in amount, degree, or size.
- U.S. federal government health insurance, plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases.
- cash amount offered to the policyholder by the issuing life carrier upon cancellation of the contract.
- Value: cash amount offered to the policyholder by the issuing life carrier upon cancellation of the contract.
- plans offer a wide range of healthcare services through a network of providers who agree to supply services to members
- Medical Expense Insurance: covers the expenses associated with serious illness or hospitalization
- U.S. federal government health insurance program that subsidizes healthcare services. The plan covers people over age 65, younger people who meet specific eligibility criteria, and individuals with certain diseases.
- Risk: also called absolute risk, is a category of threat that is beyond human control and has only one outcome if it occurs: loss.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- insurance that protects insurers against large claims, policies take effect after a certain threshold has been exceeded in claims.
- Liability: liability which does not depend on actual negligence or intent to harm.
- insurance: supplies financial protection if the homeowner's house or its contents are damaged.
- Cross: part of a federation of 36 separate United States health insurance companies
- payment made by a beneficiary in addition to that made by an insurer.
- an instance of one moving object or person striking violently against another.
- Clause: a clause in a life-insurance policy stating that the insurer must pay only the reserve, or the total premiums paid if the policyholder should commit suicide within a stated period.
- a situation involving exposure to danger.
58 Clues: changing • hybrid of HMO and PPO plans • serious and immediate danger. • a situation involving exposure to danger. • Sheild: A medical or surgical expense plan • failure to take proper care in doing something. • the state of handling something, especially by law • has the potential to cause harm to a vulnerable target. • ...
Semester 2 Stats Final by Paulina & Leah 2025-05-19
Across
- Health insurance that centers on primary care; less expensive than PPO but more than HMO/EPO
- Health insurance that must stay in network (except emergencies); cheaper
- Social Security and Medicare
- A person <19 (or <24 if a full-time student); must be unmarried
- A pool of money contributed by many investors and managed by a professional money manager
- Health insurance that is cheaper; must stay in network (unless emergency), need a referral for specialists
- Individual Retirement Account that is taxed upon putting money in
- Fixed dollar amount you pay each time you get treatment
- car insurance that covers others in the event of a collision; must have to legally drive
Down
- Percent you pay for treatment after meeting your deductible
- Federal health insurance for people aged 65+
- Fixed-income security where a government, corporation, or agency borrows money from an investor and promises to repay the principal amount, plus interest, at a specific time in the future
- A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
- The form to file your federal income tax
- Health insurance where you can go out of network; pricier
- The amount paid out of pocket by the policy holder before an insurance provider will pay any expenses
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
17 Clues: Social Security and Medicare • The form to file your federal income tax • Federal health insurance for people aged 65+ • Fixed dollar amount you pay each time you get treatment • Health insurance where you can go out of network; pricier • Percent you pay for treatment after meeting your deductible • A person <19 (or <24 if a full-time student); must be unmarried • ...
Insurance 2021-11-16
Across
- covers body damage to your vehicle
- Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
- someone named by a life insurance policy holder to receive payment from the insurance company
- covers your medical expenses
- Portion of the insured loss (in dollars) paid by the policy holder
- a written contract ratifying the legality of an insurance agreement
- covers damage or loss to your car or truck from fire, theft, vandalism, falling trees, OTC
Down
- responsibility you have to others
- insurance company will pay he medical bills no matter whose fault it is
- a financial precaution against injury, loss, or damage and transferring risk from an individual to a company and reducing the uncertainty of risk via pooling.
- type of insurance that protects you against loss/damage of possessions
- amount you pay to the insurance company at regular periods
- type of insurance that is a way of leaving money to people you care about when you die
13 Clues: covers your medical expenses • responsibility you have to others • covers body damage to your vehicle • amount you pay to the insurance company at regular periods • Portion of the insured loss (in dollars) paid by the policy holder • a written contract ratifying the legality of an insurance agreement • ...
Insurance 2021-11-16
Across
- Portion of the insured loss (in dollars) paid by the policy holder
- Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
- type of insurance that protects you against loss/damage of possessions
- covers your medical expenses
- amount you pay to the insurance company at regular periods
- someone named by a life insurance policy holder to receive payment from the insurance company
- type of insurance that is a way of leaving money to people you care about when you die
- responsibility you have to others
Down
- a financial precaution against injury, loss, or damage and transferring risk from an individual to a company and reducing the uncertainty of risk via pooling.
- a written contract ratifying the legality of an insurance agreement
- covers damage or loss to your car or truck from fire, theft, vandalism, falling trees, OTC
- covers body damage to your vehicle
- insurance company will pay he medical bills no matter whose fault it is
13 Clues: covers your medical expenses • responsibility you have to others • covers body damage to your vehicle • amount you pay to the insurance company at regular periods • Portion of the insured loss (in dollars) paid by the policy holder • a written contract ratifying the legality of an insurance agreement • ...
Insurance 2023-07-20
Across
- Shows how the policy is performing based on both current and guaranteed interest rates
- The proof that you hold a current insurance policy
- An amount of risk retained by a ceding insurer for its own account
- The total revenue from a contract expected to be received by an insurer before deductions
- The determination of which insurance policy a loss or part of a loss is covered by
- The amount of money that you are responsible for paying toward an insured loss
Down
- A type of insurance coverage such as liability, health etc
- A specialized type of insurance agent who is vested with underwriting authority from an insurer
- Someone who advises people on their insurance needs
- To demand by or as by virtue of a right
- A certain amount of funding set aside by an insurance company to meet any future claims it may have to payout
- The total sum the insured, its insurer, and/or its reinsurer pay for a fully developed loss
- The insurer that takes a large percentage of the risk for its own account
13 Clues: To demand by or as by virtue of a right • The proof that you hold a current insurance policy • Someone who advises people on their insurance needs • A type of insurance coverage such as liability, health etc • An amount of risk retained by a ceding insurer for its own account • The insurer that takes a large percentage of the risk for its own account • ...
Insurance 2026-03-03
Across
- The written agreement that explains your insurance rules and coverage.
- A person whose job is to help people buy insurance and answer questions.
- Something the insurance policy does not cover.
- The money you pay regularly (monthly or yearly) to keep your insurance.
- Money you pay on your own that insurance does not cover.
- The person who gets the money from an insurance policy when something happens (like after a death in life insurance.
Down
- When something is so badly damaged that it cannot be fixed.
- Responsibility for paying if you cause damage or someone gets hurt.
- A group of doctors, hospitals, or repair shops that work with your insurance.
- An educated guess about how much something will cost, like fixing a car.
- A small amount of money you pay each time you get a service, like a doctor visit.
- What the insurance will help pay for.
- A request you make to the insurance company asking them to help pay for a loss or damage.
13 Clues: What the insurance will help pay for. • Something the insurance policy does not cover. • Money you pay on your own that insurance does not cover. • When something is so badly damaged that it cannot be fixed. • Responsibility for paying if you cause damage or someone gets hurt. • The written agreement that explains your insurance rules and coverage. • ...
Insurance Terms 2022-05-02
Across
- amount of money paid by individuals/companies for insurance policy
- Insurance that pays for losses or damage to property
- Insurance that protects a person from unexpected high medical cost
- the amount you pay before your insurance covers the rest
- An insurance policy that provides income to individuals who can no longer work due to a disability.
- Insurance that provides insurers with chronic medical conditions to receive care and medical health when they can no longer do so
- inheritor of will, trust, life insurance policy
Down
- A policy that provides protection against a possible eventuality.
- An inheritor of a will, trust, or life insurance policy
- Insurance that provides insurance for the death of the insured for an indefinite amount of time
- Insurance that provides insurance for the death of the insured for a set amount of time
- Insurance that pays for accidental damage done to your apartment
- insurer pays benefits to the insured due to accidents
- Insurance that protects passengers in case of an accident
14 Clues: inheritor of will, trust, life insurance policy • Insurance that pays for losses or damage to property • insurer pays benefits to the insured due to accidents • An inheritor of a will, trust, or life insurance policy • the amount you pay before your insurance covers the rest • Insurance that protects passengers in case of an accident • ...
Unit 1 - General Insurance 2023-06-01
Across
- Risks for which the insurance company would be liable (1 Word)
- Chance of loss or gain and not insurable (2 words)
- Insurance sold by unauthorized/non-admitted insurers and can only be sold to certain high risk insureds (2 Words)
- This method of marketing can represent more than one insurance company (1 Word)
- Not equal value. Small premium for a large amount of coverage(1 Word)
- Handling a risk by sharing it amongst a group of people or business (1 Word)
- Voluntarily giving up a right
- This type of hazard can be seen (1 Word)
- An insurer publicly owned by stockholders/shareholders (2 Words)
- Giving something of value (1 Word)
- Pay for the loss but with no gain (1 Word)
- This type of hazard is carelessness (1 Word)
- What agent authority is written in the agents contract with the company (2 Words)
- This method of handling risk is doing something to lower the risk to reduce chance of loss (1 Word)
- This hazard is a belief that intentionally causing a loss is acceptable (1 Word)
- An insurance company incorporated in any country other than the USA (1 Word)
- Only ONE promise made (1 Word)
- An insurance company(the ceding company)paying another insurance company (1 Word)
- This agent authority is what an agent does that a reasonable person would assume as authority (2 Words)
- Intentional act to cheat another (1 Word)
- Failure to disclose (1 Word)
- Who is considered the 2nd party of a contract (1 Word)
- A group of businesses from the same industry joining together to buy liability insurance from an insurance company (3 Words)
- Transfer of risk (1 Word)
- This method of marketing can only represent one insurance company (1 Word)
- Something that causes an increase in the chance of loss (1 Word)
- Any insured age 18 and sane (2 Words)
- An agreement between the insured and the insurer (1 Word)
Down
- State license for an insurance company(3 Words)
- The insurance agent acts on behalf of the principal(1 Word)
- The insured and insurance company have a right to expect honesty from each other(3 words)
- A cause of loss (1 Word)
- Liability insurance company created for and owned by policyholders from the same industry (3 Words)
- The larger the group, the more accurate losses can be predicted (4 Words)
- This method of handling risk is self insuring(1 Word)
- A report card of the company (3 Words)
- This method of marketing is where no agent or producer is involved. Typically done by mail,television, etc. (2 Words)
- Insurance provided by individual underwriters,not companies (2 Words)
- The state requires the insurance company to have a certificate of authority (1 Word)
- Unauthorized;Insurance company not required to have a Certificate of Authority (2 Words)
- A position of a financial trust (2 Words)
- What agent authority is not written but are things agents normally do to sell insurance (2 Words)
- An insurance company located in the state where the company is incorporated (1 Word)
- This method of handling risk is not taking the risk at all (1 Word)
- Risks that have a greater than average chance of loss (2 Words)
- Type of insurer where the members are subscribers (2 Words)
- Insured must pay the premium for coverage and file a claim if a loss occurs (1 Word)
- Retaining risk rather than transferring risk (2 Words)
- Must be a member of the society to get the benefit with this insurer (2 Words)
- Uncertainty/Possibility of loss (1 Word)
- Type of insurer owned by the policyholder (2 Words)
- Who is considered the 1st party of a contract (1 Word)
- A promise or guaranty (1 Word)
- Insurance from the state or federal government (2 Words)
- These risks are calculable, affordable, noncatastrophic, homogeneous, accidental and measurable (1 Word- Hint:Acronym)
- An insurance company located in any state or US territory other than the state where incorporated (1 Word)
- Policy written by the insurance company and is take it or leave it. Customer has no say. (1 Word)
- Believed to be true (1 Word)
- The number one method of handling risk (1 Word)
- The acronym used for a legal contract (1 Word-Hint:acronym)
- Actions reasonably relied on by one party can't be denied by the party that accepted same previously (1 Word)
61 Clues: A cause of loss (1 Word) • Transfer of risk (1 Word) • Believed to be true (1 Word) • Failure to disclose (1 Word) • Voluntarily giving up a right • A promise or guaranty (1 Word) • Only ONE promise made (1 Word) • Giving something of value (1 Word) • Any insured age 18 and sane (2 Words) • A report card of the company (3 Words) • This type of hazard can be seen (1 Word) • ...
TIE2020 2020-12-07
Across
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- An amount that you yourself responsible for paying towards an insured loss
- An individual or firm hired by an employer to deal with claim processing
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
Down
- which protects the policyholder against a suit or claim for another's bodily injury and property damage
- It is the duty to disclose all material facts relating to the risk to be covered
- Policy that covers employees in a company against the dangers of an aircraft accidents
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Money which is set aside by the insurance company to pay the losses
- Transferring the financial consequences of a loss to another party such as insurance company
- The method by which each member of an insurance pool shares in every risk written by other pool member
- The termination of a policy before the expiry date
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Classification of various businesses by insurers
- Insurance which is useful when you want to sue someone
- Property taken over by an insurer to lower its loss
- Insurance which is mandatory when you stay in Germany for more than 3 months
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Insurance Crossword 2024-09-24
Across
- The amount paid to the insurance company for coverage
- period The time the policy is active, from the start to the end date
- A request made to an insurance company to pay for a loss.
- The amount of a loss that the policyholder is responsible for before the insurance company pays.
- The chance of a loss occurring
- A licensed expert who sells insurance on behalf of an insurance company.
- The specific risk or cause of a loss covered by the policy, such as fire, theft, or flood
- A professional assessment of a property's value.
- An unexpected event or circumstance that results in a loss
- The person or people covered by the policy
- An addition to a policy contract.
- An insurance company representative who investigates claims and settles them.
Down
- When the insurance company takes the place of the insured to pursue any rights against a third party who may be liable for a loss
- A formal written contract that provides insurance
- A payer for health care services that is not the policyholder, such as an insurance company, HMO, PPO, or the federal government
- The length of time that a policy covers services, with a start and end date.
- A person or institution that provides medical care, such as a doctor, nurse, dentist, hospital, or clinic
- The amount of money the policy pays out if the insured dies
- The person who pays for and is covered by the policy
19 Clues: The chance of a loss occurring • An addition to a policy contract. • The person or people covered by the policy • A professional assessment of a property's value. • A formal written contract that provides insurance • The person who pays for and is covered by the policy • The amount paid to the insurance company for coverage • ...
Business Math ch 11 vocab 2024-01-25
Across
- Amount of principal due at the maturity date of the bond
- A group plan offering prepaid medical care to its members
- Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- allows you to pay premiums over a specified period but remain insured for life
- the amount received after giving up a life insurance policy
- permanent cash-value insurance that combines term insurance (death benefits) with a tax-sheltered savings/investment account that pays interest, usually at competitive money market rates
Down
- Insurance that provides financial protection from losses resulting from a death during a definite period, or term.
- a specific amount of money a patient pays for a particular service
- insurance paid to named beneficiaries when the insured person dies
- one who receives benefits
- Insurance that covers medical illness or injury.
- A prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
- a specified amount of money that the insured must pay before an insurance company will pay a claim
14 Clues: one who receives benefits • Insurance that covers medical illness or injury. • Amount of principal due at the maturity date of the bond • A group plan offering prepaid medical care to its members • the amount received after giving up a life insurance policy • a specific amount of money a patient pays for a particular service • ...
AI Puzzlers! 2021-02-10
Across
- period of time without insurance coverage
- Money charged for insurance coverage
- policy statements showing policy coverage
- something harmful or unexpected that could result in a loss
- the amount of coverage on a policy
- an individual who sells insurance policies
- when a person does not have enough insurance coverage
- This group provides underwriting assistance
- Allstate system to track inspections
- form used by the insurance industry to show insurance coverage
- customer and policy management system
- This is required for most property policies
Down
- a change to a policy that adjusts coverage
- form of payment using EFT
- a request made by an insured for payment due to a loss
- Set of rules you must follow when writing a policy
- the car rental company Allstate works with
- insurance policy that professionals should carry
- an event that creates a large magnitude loss
- the period of time a policy is in effect
- seeking payment from a third party who caused losses to an insured
- system allstate uses to manage social media and texting
- discount involving electronic document delivery
- vehicles are rated by their performance in the event of a collision (abbreviation)
- the cost to replace an item minus depreciation (abbreviation)
25 Clues: form of payment using EFT • the amount of coverage on a policy • Money charged for insurance coverage • Allstate system to track inspections • customer and policy management system • the period of time a policy is in effect • period of time without insurance coverage • policy statements showing policy coverage • a change to a policy that adjusts coverage • ...
crossword 26 2026-02-02
Across
- Insurance is benefits for dependents after death
- Uninsured Motorists Coverage pays mainly for _ _ _ _ _ _ injury
- Eligibility without income assessment
- insurance is acronym for Old-Age Survivors and Disability Insurance
- is the First party in an insurance contract
- Government-mandated insurance program
- Credit-based score predicting future insurance claims
Down
- discount is Reduced premium based on academic achievement
- – Provides retirement benefits
- COVERAGE is a part of an auto insurance policy that protects you and your passengers when you are involved in an accident caused by a driver who does not have any motor insurance or cannot be identified.
- Minimum level of income guaranteed or insured
- Insurance is Coverage for loss of income due to disability
- party Person or entity claiming against the insured is the
- is the Second party in an insurance contract
14 Clues: – Provides retirement benefits • Eligibility without income assessment • Government-mandated insurance program • is the First party in an insurance contract • is the Second party in an insurance contract • Minimum level of income guaranteed or insured • Insurance is benefits for dependents after death • Credit-based score predicting future insurance claims • ...
Health Care Economics 2016-03-19
Across
- of service plan a physician coordinated health insurance plan that combines characteristics of both HMO and PPO plans
- a flat fee that many health insurance plans require patients to pay each time they have receive a health care service
- insurance a health insurance system that allows individuals to obtain group health benefits through an organization such as an employer a union or as an association
- provider organization plan a health insurance plan that allows patients to received care from a nonplan provider but requires them to pay a higher out of pocket price if they do so
- nonprofit institution community facility that receives federal state and local tax exemptions in exchange for providing a community benefit such as services to medicaid patients and those who are unable to pay
- spending account a monetary account offered through an employer into which money is put through payroll deductions before it is taxed funds can be withdrawn for qualified medical expenses as needed but the funds must be spend each year
- institution a for profit health care facility usually owned by a corporation
- the federally-funded health care program for older Americans
- payment system a health care insurance system that pays the health care provider a fixed amount based on the medical diagnosis or specific procedure rather than on the actual cost for care is greater than the fixed amount the provider must absorb the additional expense
- payment the act of paying for health care with one's own money
- review a process in which a n insurer reviews decisions by physicians and other providers about how much care to provide
- a government program that offers health insurance to many lowincome and disabled people
- provider a health care provider who has a contract with a managed care insurance plan
Down
- a government health insurance system that provides medical coverage for active and retired service personnel and their dependents
- care a type of health insurance plan that establishes predetermined rates for services with health care providers such as doctors and hospitals and puts providers in the position o managing patient's use of health care
- institution a public health care facility that receives most of its funding from local state or federal sources
- a physician who not only delivers primary care services but also makes referrals for specialty care
- the portion of the medical costs a patient may still have to pay once an insurance plan's deductible has been met
- the money a person must pay before an insurance policy provides benefits
- of network provider a health care provider who is not in a particular managed care health insurance plan
- related groups a classification system used by Medicare and Medicaid to determine payment for health services based on diagnosis surgical procedures age and other information
- savings account a monetary account commonly paired with a highdeductible health insurance plan that allows individuals to pay for qualified medical change using taxfree HSA dollars until they meet their deductibles
- utilization making better use of health care resources to cut costs
- the monthly amount paid to a private insurance company for health insurance coverage
24 Clues: the federally-funded health care program for older Americans • payment the act of paying for health care with one's own money • utilization making better use of health care resources to cut costs • the money a person must pay before an insurance policy provides benefits • institution a for profit health care facility usually owned by a corporation • ...
insurance 23 2026-01-24
Across
- is a fire insurance standard fire insurance policy covering loss or damage caused by fire and allied perils.
- is a fire insurance policy issued for the maximum possible stock value with premium discounts for lower declared values.
- a fire insurance policy that insures a specific property for a definite sum insured.
- is a fire insurance policy that covers loss caused by accidental leakage or discharge from automatic sprinkler systems.
Down
- is a fire insurance policy that provides coverage against a wide range of risks under a single contract.
- is a fire insurance policy that provides compensation by replacing or reinstating the damaged property instead of paying cash.
- is a fire insurance policy in which the sum insured and premium are adjusted at the end of the policy period.
- is a fire insurance policy that covers goods in transit without specifying exact locations.
- a fire insurance policy covering specific risks such as fire, flood, earthquake, storm, and explosion.
- is a fire insurance policy where the insured declares the value of stock periodically for premium calculation.
- a fire insurance policy that covers loss of profit or business interruption resulting from fire damage.
- is a fire insurance policy that covers losses exceeding a predetermined amount borne by the insured.
- is a fire insurance policy that applies the principle of average when the property is under-insured.
- is a fire insurance policy in which the value of the subject matter is fixed in advance and paid in full in case of total loss.
14 Clues: a fire insurance policy that insures a specific property for a definite sum insured. • is a fire insurance policy that covers goods in transit without specifying exact locations. • is a fire insurance policy that covers losses exceeding a predetermined amount borne by the insured. • ...
Unit 6 Vocab 2021-11-29
Across
- Preferred Provider Organization
- A level of insurance that covers the damage or loss of a vehicle due to fire, theft, vandalism, hail, and other causes
- A warranty that imposes certain limitations as to what the warranty will cover
- Insurance plan that pays their share of covered medical services after treatment is provided, once the policy holder has paid the deductible and any co-pays
- The person named in the policy to receive the benefits in the event of death
- Also called co-pay; a set amount an insurance policy holder pays to access medical treatment
- The cost of replacing an asset using the present value of the asset to determine reimbursement
- Additional insurance that modifies an existing insurance policy to extend its coverage
- An implied warranty when a consumer relies upon the seller to select a product to meet a specific need of the consumer
- A whole or permanent life insurance plan that takes part of the premium and invests it into a tax-free account
- Ensures that if a policy holder causes injury to another, the injury caused will be covered
- Insurance that protects the policy holder’s belongings from natural disaster, vandalism, theft, smoke, etc.
- An insurance policy that protects the value of the insurer’s property and earnings beyond the standard limits set by their primary policies
- Life insurance that insures you for your whole life and is often called permanent or straight life insurance
- A level of insurance that covers any damage caused to other people’s property, including their vehicle
- An agreement between the consumer and the manufacturer/seller such that all labor associated with a defect of an item is covered by the contract
- A warranty that provides consumers the legal assumption that the product purchased performs as state by the seller
Down
- A warranty that guarantees the item purchased for either an amount of time equal to that of the owner of the item or for the duration of time the item remains in circulation
- A written warranty that clearly expresses the terms and conditions covered by the warranty
- The amount an individual can be expected to pay for an insurance policy
- The state of being legally obligated or responsible
- A warranty that prolongs the time in which the seller or manufacturer is responsible for any liability, as stated in the terms and conditions, of the item purchased
- Insurance that protects against damage to the car or injury to persons in the car caused by a driver who is either under insured or not insured
- Health Maintenance Organization
- A warranty that covers, in full, the labor, parts, and other costs associated with the repair or replacement of a faulty item
- Composed of medical professionals whose aim is to reduce the cost of medical treatment while providing a high level of health care
- An implied warranty that ensures the item purchased functions as stated by the seller and meets the demands of an ordinary consumer
- A level of insurance that covers the policy holder’s personal vehicle
- Life insurance that offers protection for a fixed amount of time, usually 1, 5 or 10 years
- The amount an insurance policy holder must pay to receive the benefits of the policy
30 Clues: Preferred Provider Organization • Health Maintenance Organization • The state of being legally obligated or responsible • A level of insurance that covers the policy holder’s personal vehicle • The amount an individual can be expected to pay for an insurance policy • The person named in the policy to receive the benefits in the event of death • ...
Chapter 4 Sections 1-3 2024-03-26
Across
- Responsible for damages caused.
- Many vehicles come with 4WD. What does the 4W refer to?
- What is the Manual transmission refered by?
- On a graph, where two curves or lines with different slopes meet.
- A type of graph or data display that displays all the data in a data set using a shorthand notation designed to save space. Every stem-and-leaf plot must have a legend describing what the different parts represent.
- __________ insurance is a type of insurance that covers a person from damages.
- This type of insurance is usually required if there is a loan on the car.
- _________ liability covers personal injury if a driver is at fault in an accident.
- The C in the abbreviation AC when referencing an automobile.
- At fault for damages caused.
- A special type of box plot that shows all the numbers that are outliers as single points past the whiskers.
- ________ liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- A request for payment from an insurance company by a policy holder.
- What does the W stand for in the abbreviation FWD?
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
- ________ protection is a type of coverage sometimes called no-fault insurance.
Down
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- A type of insurance coverage that pays for towing or road service when a car is disabled.
- The ______ tax is a percentage paid of sales on products or services to the government of sales on products or services.
- The quartile where 25% of the numbers in the data set are at or below Q1.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- The Automatic ______ is abbreviated as Auto when referencing an automobile.
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- The quartile where 75% of the numbers in the data set are at or below .
- The A in the abbreviation ABS when referencing an automobile.
- ______ insurance is a type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
- The amount paid for an insurance policy.
- The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- The navigation system in your verhicle is refered to by this abbreviation.
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- A type of graph that shows all four quartiles and the minimum number; it is drawn to scale.
- A ______ function, or split function, gives a set of rules for each domain of the function; c(x) is computed differently depending on the value of x.
32 Clues: At fault for damages caused. • Responsible for damages caused. • The amount paid for an insurance policy. • What is the Manual transmission refered by? • What does the W stand for in the abbreviation FWD? • Many vehicles come with 4WD. What does the 4W refer to? • The C in the abbreviation AC when referencing an automobile. • ...
Chapter 9 Insurance_B 2024-05-06
Across
- _________ Benefit: benefit paid to the beneficiaries after the policyholder dies
- Uninsured/Underinsured Motorist _________: protection for you and passengers if you‘re hit by an uninsured or underinsured motorist, or if you are the victim of a hit-and-run
- ____________ Insurance: protection for destroyed or stolen personal property for a renter
- _________ Life Insurance (or Cash Value): life insurance that lasts for the life of the policyholder and uses a portion of the premium as an investment
- _________ Insurance: protection for damage to your car resulting from a collision with another car or object
- _________ Insurance: protection for loss or damage to your vehicle caused by something other than a collision (such as vandalism)
- people who are designated by the policyholder to receive the death benefit of a life insurance policy
- Personal _____ Protection (PIP): a component of auto insurance that pays for medical expenses, lost wages, and other financial losses of the driver and passengers of the policyholder’s vehicle
Down
- _______-Insured: having enough money saved and invested so a spouse or loved one could live off of it when you die, eliminating the need for life insurance
- __________ Insurance: optional extended liability coverage that can be added to auto and homeowners policies
- __________ Life Table: life expectancy chart used by insurance agents to figure out life insurance premiums for an individual based on a variety of factors
- _________ Insurance: protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- _________ Insurance: protection against claims resulting from personal injury or property damage as the result of an auto accident
- a person who relies on someone for financial support
- ________ Life Insurance: life insurance for a specified amount of time; at the death of the policyholder, the insurance company pays the death benefit to the beneficiaries
15 Clues: a person who relies on someone for financial support • _________ Benefit: benefit paid to the beneficiaries after the policyholder dies • ____________ Insurance: protection for destroyed or stolen personal property for a renter • people who are designated by the policyholder to receive the death benefit of a life insurance policy • ...
Insurance Definitions 2024-07-05
Across
- Typically used for rental properties
- The insurance company
- The date on which an insurance policy becomes active
- The portion of your home insurance policy that covers the cost of replacing your possessions, sometimes referred as "Coverage C"
- Best type if insurance policy for single family homes and both dwelling and contents are all risk
- The person covered by an insurance policy
Down
- Most common type of policy for homeowners insurance where the dwelling is covered at all-risk while contents are covered as named perils
- The cost associated with replacing personal property at current market price
- A person who reviews and evaluates an application for the insurance
- A decrease in value of property or belongings
- The amount sought through an insurers claim
- Sometimes referred to as "Coverage F" and will cover the medical costs if someone is injured on your property and does not want to sue you
- The amount paid by the insurer or lender to the insurance company to obtain or maintain insurance
- Usually for Condo or Townhome homeowners and does not cover the exterior of the unit
- Typically used when renting a residence and does not include coverage on the structure
- Refers to a specific risk or cause of loss covered by an insurance policy such as fire, hail, or theft
- Coverage on a policy that usually provides a benefit over and above the dwelling policy limits to protect the policyholder from inflaterion in building costs, abbreviation for extended replacement cost
17 Clues: The insurance company • Typically used for rental properties • The person covered by an insurance policy • The amount sought through an insurers claim • A decrease in value of property or belongings • The date on which an insurance policy becomes active • A person who reviews and evaluates an application for the insurance • ...
AI Puzzlers! 2021-02-10
Across
- period of time without insurance coverage
- Money charged for insurance coverage
- policy statements showing policy coverage
- something harmful or unexpected that could result in a loss
- the amount of coverage on a policy
- an individual who sells insurance policies
- when a person does not have enough insurance coverage
- This group provides underwriting assistance
- Allstate system to track inspections
- form used by the insurance industry to show insurance coverage
- customer and policy management system
- This is required for most property policies
Down
- a change to a policy that adjusts coverage
- form of payment using EFT
- a request made by an insured for payment due to a loss
- Set of rules you must follow when writing a policy
- the car rental company Allstate works with
- insurance policy that professionals should carry
- an event that creates a large magnitude loss
- the period of time a policy is in effect
- seeking payment from a third party who caused losses to an insured
- system allstate uses to manage social media and texting
- discount involving electronic document delivery
- vehicles are rated by their performance in the event of a collision (abbreviation)
- the cost to replace an item minus depreciation (abbreviation)
25 Clues: form of payment using EFT • the amount of coverage on a policy • Money charged for insurance coverage • Allstate system to track inspections • customer and policy management system • the period of time a policy is in effect • period of time without insurance coverage • policy statements showing policy coverage • a change to a policy that adjusts coverage • ...
General Insurance terms 2 2024-07-01
Across
- believed to be true, misrepresentation or material misrepresentation can affect insurance decisions
- state license for an insurance company
- trust of premium payments put on an agent that accepts premium payments
- insured must pay the premium for coverage and file a claim if loss occurs
- policy written by insurance companies, if not clear will take the side of the insured
- actions reasonably relied on by one party can not be denied by the party that accepted same previously
- promise may be made by the insured if broken no coverage
- this requires consideration, legal purpose, offer, acceptance, and competent parties
- state requires the insurance company to have a certificate of authority
- pay for loss but with no gain
Down
- unauthorized insurance company not required to have a certificate of authority from the state
- express, implied, apparent are this type of authority
- intentional act to cheat another
- voluntarily giving up a right
- an act that can include embezzlement and is punishable by fine or imprisonment (10-15 year)
- only one promise made by insurance company to pay for a covered loss
- failure to disclose, if intentional and material coverage could be voided
- contract between insurance company and the insured can not be transferred to someone else
- not equal in value, small premium for a large amount of coverage
- insurance sold by unauthorized non-admitted insurers if on the states approval list can only be sold to certain high risk insureds
20 Clues: voluntarily giving up a right • pay for loss but with no gain • intentional act to cheat another • state license for an insurance company • express, implied, apparent are this type of authority • promise may be made by the insured if broken no coverage • not equal in value, small premium for a large amount of coverage • ...
Automobile vocabulary 2024-12-09
Across
- damage liability coverage that pays for damage
- rental insurance this pays you for part of the cost of the rented car
- fault insurance compensates regardless of who is at fault
- motorist protection this pays for injury's
- extra fees
- value increases
- pays for the cost of a accident
- injury liability if you at fault in a accident
- road service this pays for towing
- at fault if you cause a accident
- request for money
Down
- statisticans that predict how often customers
- insurance this coverage pays for the injury you or your passengers
- insurance this pays for the repair or replacment
- the amount the policy owner must pay
- injury protection this coverage pays for the injury
- pay a fee
- responsible to pay for damages
- value decrease
- insurance sets minimum liabilty
20 Clues: pay a fee • extra fees • value decrease • value increases • request for money • responsible to pay for damages • pays for the cost of a accident • insurance sets minimum liabilty • at fault if you cause a accident • road service this pays for towing • the amount the policy owner must pay • motorist protection this pays for injury's • statisticans that predict how often customers • ...
Econ 2022-11-14
Across
- The original amount of money borrowed
- The number of years it takes for a certain amount to double. (72 divided by annual rate of interest)
- Amount you must pay before you receive any benefits from insurance
- Card that allows you make basic financial transactions
- Agreement of insurance
- Out-of-pocket fee paid by a person with health insurance
- A nonprofit financial institution that is owned by its members and organized for their benefit.
- Company or government agency provides a guarantee of compensation for loss
- Amount of protection you have through an insurance company in the event of a loss
- Sum or money paid by the insured to the insurance company
- Liquidation of assets in order to repay creditors
Down
- interest paid on the principal alone
- Property owned by a person or company
- a signature or stamp on the back of a check
- Sharing of expenses by the policyholder and the insurance company
- Measure of wealth (assets-liabilities)
- a check written for an amount more than in your account
- interest earned on both the principal amount and any interest already earned
- A for-profit institution that offers personal loans, mortgages, and other services.
- Request by policy holder to a insurance company for coverage or compensation
- Occurs when money is withdrawn from the bank and balance goes below zero
- Something a person/company owns
- 4 digit code that you use with your debit card
23 Clues: Agreement of insurance • Something a person/company owns • interest paid on the principal alone • The original amount of money borrowed • Property owned by a person or company • Measure of wealth (assets-liabilities) • a signature or stamp on the back of a check • 4 digit code that you use with your debit card • Liquidation of assets in order to repay creditors • ...
Financial Protection_Arshdeep_TCE 2025-10-01
Across
- What is the regular income received after retirement called?
- What is the money received after filing insurance called?
- What is the withdrawal from retirement savings before due time called?
- Money kept aside during working years for old age is called?
- What is the government-backed retirement savings scheme in India?
- What type of insurance covers car, house, or travel?
- Emergency fund provides protection against financial ____?
- What is the amount needed after retirement called?
- What type of insurance provides coverage after death of insured?
Down
- What is the amount you pay from your pocket before insurance pays?
- What is the period during which no claim is payable called?
- What is the fixed amount you pay regularly for insurance?
- What is money kept aside for sudden expenses called?
- What is the insurance that covers hospital expenses called?
- What is the minimum recommended size of an emergency fund in months of expenses?
- What is the process of ending a policy before maturity called?
- The rise in cost of living that affects pensions is called?
- What is the nominee who receives life insurance benefit called?
- Where should emergency funds ideally be kept?
- What is the maximum limit an insurer will pay called?
20 Clues: Where should emergency funds ideally be kept? • What is the amount needed after retirement called? • What is money kept aside for sudden expenses called? • What type of insurance covers car, house, or travel? • What is the maximum limit an insurer will pay called? • What is the money received after filing insurance called? • ...
Financial Protection_Arshdeep_TCE 2025-10-01
Across
- Emergency fund provides protection against financial ____?
- What type of insurance covers car, house, or travel?
- Money kept aside during working years for old age is called?
- What is the withdrawal from retirement savings before due time called?
- What is the minimum recommended size of an emergency fund in months of expenses?
- What is the insurance that covers hospital expenses called?
- Where should emergency funds ideally be kept?
- What is money kept aside for sudden expenses called?
- What is the period during which no claim is payable called?
- What is the government-backed retirement savings scheme in India?
- What is the process of ending a policy before maturity called?
Down
- What is the maximum limit an insurer will pay called?
- What is the money received after filing insurance called?
- What is the amount you pay from your pocket before insurance pays?
- What is the fixed amount you pay regularly for insurance?
- What type of insurance provides coverage after death of insured?
- What is the regular income received after retirement called?
- The rise in cost of living that affects pensions is called?
- What is the nominee who receives life insurance benefit called?
- What is the amount needed after retirement called?
20 Clues: Where should emergency funds ideally be kept? • What is the amount needed after retirement called? • What type of insurance covers car, house, or travel? • What is money kept aside for sudden expenses called? • What is the maximum limit an insurer will pay called? • What is the money received after filing insurance called? • ...
insurance Deb 2026-03-04
Across
- An elective combination of coverages for the risks of owning a home.
- The company refuses to accept the request for insurance coverage.
- The written contract of insurance.
- Specific conditions or risks not covered by the policy.
- The person or entity protected by the policy.
- spending money that helps you in the long run
- A person or organization whose obligation are guaranteed by a bond.Surety
- Value The full cost to repair or replace the damaged property with no deduction for depreciation, subject to policy limits and contract provisions.
- The insurance company.
Down
- The scope of protection provided by a policy.
- recommends settlement options
- Prepaid legal insurance coverage plan sold on a group basis.
- A licensed person or organization paid by you to look for insurance on your behalf.
- An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
- A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
- The percentage of costs you pay after meeting your deductible.
- The first or third party. That is any person who asserts right of recovery.
- Certain causes and conditions, listed in the policy, which are not covered.
- A temporary or preliminary agreement which provides coverage until a policy can be written or delivered.Bodily Injury
- A demand for payment in accordance with the insurance policy.
20 Clues: The insurance company. • recommends settlement options • The written contract of insurance. • The scope of protection provided by a policy. • The person or entity protected by the policy. • spending money that helps you in the long run • Specific conditions or risks not covered by the policy. • Prepaid legal insurance coverage plan sold on a group basis. • ...
insurance Deb 2026-03-04
Across
- An elective combination of coverages for the risks of owning a home.
- The company refuses to accept the request for insurance coverage.
- The written contract of insurance.
- Specific conditions or risks not covered by the policy.
- The person or entity protected by the policy.
- spending money that helps you in the long run
- A person or organization whose obligation are guaranteed by a bond.Surety
- Value The full cost to repair or replace the damaged property with no deduction for depreciation, subject to policy limits and contract provisions.
- The insurance company.
Down
- The scope of protection provided by a policy.
- recommends settlement options
- Prepaid legal insurance coverage plan sold on a group basis.
- A licensed person or organization paid by you to look for insurance on your behalf.
- An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
- A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
- The percentage of costs you pay after meeting your deductible.
- The first or third party. That is any person who asserts right of recovery.
- Certain causes and conditions, listed in the policy, which are not covered.
- A temporary or preliminary agreement which provides coverage until a policy can be written or delivered.Bodily Injury
- A demand for payment in accordance with the insurance policy.
20 Clues: The insurance company. • recommends settlement options • The written contract of insurance. • The scope of protection provided by a policy. • The person or entity protected by the policy. • spending money that helps you in the long run • Specific conditions or risks not covered by the policy. • Prepaid legal insurance coverage plan sold on a group basis. • ...
Ben's Cars Crossword 2023-04-05
Across
- out the door price
- damage to your own vehicle insurance
- best warranty
- price that they lease it
- money held by dealer to pay for damage on a leased vehicle
- coverage you get from the dealer after buying a new car
- limit on car mileage
- renting a car
- at the end of lease option to buy
- length of lease
Down
- part of the bill that you pay before insurance can pay
- replace your old car for a new one
- person that works for insurance company
- "Act of God" insurance
- amount you borrow
- sticker price
- loss of value over time
- website that shows car history
- payment made on a car that you pay money down
- discount
- insurance that covers claims of bodily injury and property damage
- cost of paperwork on a loan
22 Clues: discount • best warranty • sticker price • renting a car • length of lease • amount you borrow • out the door price • limit on car mileage • "Act of God" insurance • loss of value over time • price that they lease it • cost of paperwork on a loan • website that shows car history • at the end of lease option to buy • replace your old car for a new one • damage to your own vehicle insurance • ...
BSQ Module 5 Revision 2022-05-19
Across
- spam emails
- insurance claim approved
- the function of paying employees
- sent to a supplier to confirm payment
- current assets - current liabilities =
- mandatory insurance in Queensland
- something customer relations
- payment to transfer the liability to an insurance provider
- insurance claim denied
- something of value
- basing a process overseas
Down
- issued to a customer - request for payment
- non-monetary form of payment to an employee
- a borrowing that attracts interest and fees
- example: shark tank
- can be used wisely to aid financial position
- something management solution
- 10% tax on goods and services provided
- seeking someone to do your laundry
- get it now without buying it now
- type of payment - display logo
- electronic communication
- protection strategy which attracts premiums
- mandatory retirement savings
- type of concise communication
25 Clues: spam emails • something of value • example: shark tank • insurance claim denied • insurance claim approved • electronic communication • basing a process overseas • mandatory retirement savings • something customer relations • something management solution • type of concise communication • type of payment - display logo • the function of paying employees • ...
EHR Quiz # 3 Review 2019-08-15
Across
- Incorrect data indicates patient’s data ______ compromised
- Coding completed while patient is still receiving treatment
- Contains data from an inpatient admission
- Who benefits from health insurance
- Systematic coordination of healthcare for patients
- ____ is a data dictionary
- Skilled nursing home data
- Coding system used for outpatient bariatric center
- Person who pays health insurance premiums
- Health plan that contracts with medical providers
- Unintentional
- Intentional
Down
- Used to clarify confusing documentation
- Methods to implement guidelines
- Third-party payer insurance
- Common system of clinical and medical terms
- Medical expenses not reimbursed by insurance company
- content, format, and structure of data in a database
- Inpatient prospective payment system determining hospital payment
- Patient's date of admission
- Guidelines set up by organization
- Amount individual must pay before insurance company pays
- Discharged not final billed
23 Clues: Intentional • Unintentional • ____ is a data dictionary • Skilled nursing home data • Third-party payer insurance • Patient's date of admission • Discharged not final billed • Methods to implement guidelines • Who benefits from health insurance • Guidelines set up by organization • Used to clarify confusing documentation • Contains data from an inpatient admission • ...
Insurance 2023-04-28
Across
- – the person who inspects the damage and calculates the compensation
- – the fee paid for insurance.
- – a legal contract outlining what is insured.
- - states that you can only insure something that you own
- – the application form for insurance.
- – the person who calculates the insurance premium.
Down
- – the amount of money paid out by the insurance company in the event of a successful claim.
- - states that once the insurance company hasgiven you full compensation for an item, then that is allyou can get.
- - states that you cannot make a profit froman insurance claim.
- - states that if you insure the same risk with anumber of insurance companies then you cannot claimthe full amount of compensation from all companies.
- - means that you must disclose all material information to the insurance company
- Clause’- states that because you insured for afraction of its present value, then you will only receivethe same fraction in compensation.
- – This is an extra amount added on to the basic premium to cover increased risk.
13 Clues: – the fee paid for insurance. • – the application form for insurance. • – a legal contract outlining what is insured. • – the person who calculates the insurance premium. • - states that you can only insure something that you own • - states that you cannot make a profit froman insurance claim. • – the person who inspects the damage and calculates the compensation • ...
Insurance 2021-11-16
Across
- someone named by a life insurance policy holder to receive payment from the insurance company
- amount you pay to the insurance company at regular periods
- type of insurance that protects you against loss/damage of possessions
- type of insurance that is a way of leaving money to people you care about when you die
- responsibility you have to others
- covers your medical expenses
Down
- a written contract ratifying the legality of an insurance agreement
- a financial precaution against injury, loss, or damage and transferring risk from an individual to a company and reducing the uncertainty of risk via pooling.
- covers body damage to your vehicle
- covers damage or loss to your car or truck from fire, theft, vandalism, falling trees, OTC
- Portion of the insured loss (in dollars) paid by the policy holder
- insurance company will pay he medical bills no matter whose fault it is
- Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
13 Clues: covers your medical expenses • responsibility you have to others • covers body damage to your vehicle • amount you pay to the insurance company at regular periods • Portion of the insured loss (in dollars) paid by the policy holder • a written contract ratifying the legality of an insurance agreement • ...
insurance 2022-04-18
Across
- expenses that are paid for bodily injury or death
- health maintenance organization
- life insurance
- who receives benefits in a policy
- insurance for the hospitalized
Down
- pre-existing poor health insurance
- policy without a deductible
- who benefits and gets money from your death
- date when insurance is eligible
- money you pay before the insurance can pay a claim
- pick and chose your benefits
- licensed middle man
- the amount you pay for medical visits
13 Clues: life insurance • licensed middle man • policy without a deductible • pick and chose your benefits • insurance for the hospitalized • date when insurance is eligible • health maintenance organization • who receives benefits in a policy • pre-existing poor health insurance • the amount you pay for medical visits • who benefits and gets money from your death • ...
Auto Insurance Vocab 2026-02-23
Across
- Insurance policy sometimes offered that guarantees your rate won't go up as a result of your first at-fault accident
- An estimate of the value of a vehicle, or an estimate of the extent of damage from an accident
- The written document of a contract for insurance
- Optional insurance that provides a vehicle should your car become undrivable
- The benefits that are specifically provided for under your insurance contract
- The value of a car - takes into consideration the age, make, condition, mileage, etc
- A type of liability coverage that pays for physical injuries of people in other vehicles
- The amount of money the insured must pay on each loss before the insurance will pay for anything
Down
- The amount the insured pays on a claim before the insurer pays the remainder
- The party that is legally liable for the damages in an accident
- A type of coverage for events outside your control, like weather or vandalism
- The max amount the insurance company will pay for a particular claim
- Any legal financial responsibility for the injury or damage suffered by another person
- Optional Insurance that pays to repair or replace your vehicle's broken windows
- Any request or demand for payment under the insurance policy
- A type of coverage for damage resulting from an accident with another vehicle or object
- The amount of money an individual pays to the insurance company to purchase auto insurance
17 Clues: The written document of a contract for insurance • Any request or demand for payment under the insurance policy • The party that is legally liable for the damages in an accident • The max amount the insurance company will pay for a particular claim • The amount the insured pays on a claim before the insurer pays the remainder • ...
Insurance Terms 2024-02-13
Across
- property owned
- amount paid into annuity contract
- amount of loss paid by the policy holder
- insurance covers against unforseen losses
- life insurance varies with the market
- life insurance cash value insurance plan
Down
- federal programs for residents 65 and older
- percentage of claim above the deductible
- property offered to secure a loan
- price of insurance policy
- insurance dictates the insurer pays for medical bills
- life insurance covers a certain amount of time
- insurance policy stays in effect for policy holders life
13 Clues: property owned • price of insurance policy • property offered to secure a loan • amount paid into annuity contract • percentage of claim above the deductible • amount of loss paid by the policy holder • life insurance varies with the market • federal programs for residents 65 and older • life insurance cash value insurance plan • ...
Insurance Mya Morley 2021-02-11
Across
- insurance made for people over 65.
- payment arrangement for health care service providers.
- medical insurance group that provides health services for a fixed annual fee.
- a designated amount you pay for appointments.
- statement sent by a health insurance company explaining what medical treatments and/or services were paid for on their behalf.
- healthcare for people under 18 but their family has too much money for medicaid.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- A decision by your health insurer or plan that a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary.
- health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network providers.
Down
- the amount you pay after you met the deductible.
- health care for people in the military.
- of benefits, is an agreement that transfers the insurance claims rights or benefits of the policy to a third-party.
- covered medical bills for people who get injured at work.
- insurance for low income people.
- The parent whose birthday falls first in a calendar year is the parent with the primary coverage for the dependent
- health care for veterans.
- the amount to be paid for insurance policy.
- a medical condition that started before a person's health insurance went into effect.
18 Clues: health care for veterans. • insurance for low income people. • insurance made for people over 65. • health care for people in the military. • the amount to be paid for insurance policy. • a designated amount you pay for appointments. • the amount you pay after you met the deductible. • payment arrangement for health care service providers. • ...
2-20 2022-04-13
Across
- an insurance company that is incorporate in the state
- property that has contents or furnishings in it, but is not being used or lived in
- the section of an insurance policy that indicates the general rules or procedures that the insurer and insured agree to follow under the terms of the policy
- a type of hazard; the effect of a person's reputation, character, living habits etc
- a form of misrepresentation in which an agent persuades an insured to cancel, lapse, or switch policies, even when it's to the insured's disadvantage
- an insurance company that is incorporated in another state
- intentional misrepresentation or deceit with the intent to induce a person to part with something of value
- the customer service agent who has been at Baucham group the longest
- a wrongful act or violation of someone's rights that leads to legal liability referred to intentional or unintentional
- type of hazard; the effect of a person's indifference concerning loss has on the risk to be insured
- reduction in value, particularly due to wear and tear
- temporary contract that puts an insurance policy into force before the premium has been paid
- Compensatory damages that will pay for pain and suffering
- the sales agent that has been at Baucham group the longest
- basic principle of insurance under which risk of financial loss is assigned to another party
- liability in which one person is responsible for the acts of another like parents responsible for kids actions
- unfair trade practice in which an insurer uses physical or mental force to persuade an applicant to buy insurance
Down
- fair access to insurance requirements plan is a state-run program that makes insurance obtainable to those in high risk areas who have been unable to acquire insurance through other channels
- the fair and equal bargaining by both parties in forming the contract, where the applicant must make full disclosure of risk to the company, and the insurance company must be fair in underwriting the risk
- a property with no contents, furnishings, or occupants
- the head of the state department of insurance
- any act of stealing or removing property from its rightful owner
- insurance for which there is no readily available, admitted market
- an individual who is licensed to sell, negotiate, or effect insurance contracts on behalf on insurer
- a policy written separately as a single coverage
- the voluntary abandonment of a known legal right or advantage
- the cause of a possible loss
- the portion of the loss that is to be paid by the insured before any claim benefits may be paid by insurer
- causes of loss, exposures, conditions, etc listed in the policy for which benefits will not be paid
- a demand made by the insured to cover a loss by the insurance policy
30 Clues: the cause of a possible loss • the head of the state department of insurance • a policy written separately as a single coverage • an insurance company that is incorporate in the state • reduction in value, particularly due to wear and tear • a property with no contents, furnishings, or occupants • Compensatory damages that will pay for pain and suffering • ...
Insurance Insurance 2024-02-12
Across
- A type of insurance to cover the cost of healing an injury or illness
- The initial amount paid by an individual, before insurance pays, when filing a claim
- A type of insurance to cover costs for personal property damage, injury, or dwelling needs in the case of an affliction to a building not owned by the tenant
- The amount paid by the insurance company
- A type of health care provider that has no signed agreement with your insurance provider
Down
- The monthly cost for an insurance policy
- A type of health care provider that has signed an agreement with your insurance carrier to accept a discounted rate(include hyphens)
- The total amount paid by the insurance holder, not by the company(include hyphens)
- A type of insurance to cover costs of vehicle accidents
- A type of insurance to cover costs of damage to personal belongings, property, and liability in a lawsuit.
10 Clues: The monthly cost for an insurance policy • The amount paid by the insurance company • A type of insurance to cover costs of vehicle accidents • A type of insurance to cover the cost of healing an injury or illness • The total amount paid by the insurance holder, not by the company(include hyphens) • ...
Insurance Terms 2022-10-05
Across
- Person covered by an insurance policy
- This deductible type is also referred to as First Dollar Defense, and only applies if there is a loss
- This is a separate policy that pays out once the primary insurance is exhausted
- an Extended Reporting Period Endorsement is often also referred to as this
- Limit type where claim expenses do not erode or reduce the limits of liability
- This deductible type is also known as Loss & Expense, and applies to both claim expenses and damages
- This deductible type is the maximum annual amount the insured will pay
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- an amendment to an existing insurance contract that changes the terms of the original policy
- the cost of insurance coverage
Down
- Company who issues an insurance policy
- costs paid by the insurance company related to the defense of a claim
- a licensed legal representative of one or more insurance companies
- Limit type where the claim expenses will erode or reduce the limits of liability
- Person applying for insurance
- the entity listed on the Declarations Page
- the date on or after which the act, error or omission must occur to be eligible for coverage on a policy if a claim were to arise
17 Clues: Person applying for insurance • the cost of insurance coverage • Person covered by an insurance policy • Company who issues an insurance policy • the entity listed on the Declarations Page • a licensed legal representative of one or more insurance companies • costs paid by the insurance company related to the defense of a claim • ...
~Insurance 2023-04-28
Across
- states that once the insurance company has given you full compensation for an item, then that is all you can get.
- the application form for insurance.
- you can only insure something that you own – you must have a legal relationship with the item/person you are insuring.
- the fee paid for insurance.
- This is an extra amount added on to the basic premium to cover increased risk.
- the amount of money paid out by the insurance company in the event of a successful claim.
Down
- the person who calculates the insurance premium.
- the person who inspects the damage and calculates the compensation to be paid.
- states that you cannot make a profit from an insurance claim.
- you must disclose all material information to the insurance company
- if you insure the same risk with a number of insurance companies then you cannot claim the full amount of compensation from all companies.
- fraction of its present value, then you will only receive the same fraction in compensation.
- a legal contract outlining what is insured.
13 Clues: the fee paid for insurance. • the application form for insurance. • a legal contract outlining what is insured. • the person who calculates the insurance premium. • states that you cannot make a profit from an insurance claim. • you must disclose all material information to the insurance company • ...
Insurance 2022-09-27
Across
- Administered and funded by the federal government
- Compensation, Administered by state governments and funded in part by employers
- Fixed amount of money that the patient must pay before the insurance pays
- An authorization from the PCP for a patient to see a Specialist
- Set Fee collected at the time of service
- Monthly Membership Fee
Down
- Getting prior approval from the insurance company before performing a test or procedure
- Care Act, Individuals can purchase healthcare plans through a healthcare marketplace at affordable pricing
- Fixed percentage of the cost of the service
- Administered and funded by the state government
- Family Members added to a policy
- Document sent to an insurance carrier billing them for services provided
- Provision within a health insurance policy that eliminates coverage for certain procedures or treatments
13 Clues: Monthly Membership Fee • Family Members added to a policy • Set Fee collected at the time of service • Fixed percentage of the cost of the service • Administered and funded by the state government • Administered and funded by the federal government • An authorization from the PCP for a patient to see a Specialist • ...
Insurance Terminology 2022-04-11
Across
- Health Maintenance Organization
- designated time when people can apply for insurance
- set fee payed by the policy holder for medical payments
- plan that lets employees pick what they want on an insurance plan
- applicant who has pre-existing health conditions/engaged in dangerous activities
- insurance policy without a deductible
- federal program offers to help less prosperous communities
- Person who receives the money when the policyholder dies
- amount of money the policyholder pays
- Insurance with lifetime protection at a level premium
- life insurance that does not build up cash value
Down
- reimbursement for specific costs while hospitalized
- money paid when the insurance holder dies
- death rate of a specific group of people
- first day you can be eligible for coverage
- amount of money charged to provide coverage
- someone who buys and sells for someone else
- in case of terminal illness the holder is allowed to use some of their benefits
- Covers medical expenses resulting in injury or death
19 Clues: Health Maintenance Organization • insurance policy without a deductible • amount of money the policyholder pays • death rate of a specific group of people • money paid when the insurance holder dies • first day you can be eligible for coverage • amount of money charged to provide coverage • someone who buys and sells for someone else • ...
Insurance Vocabulary 2022-10-18
Across
- The expenses and losses that are not reimbursed by insurance. This cost includes deductibles, copayments, and amounts paid for services or repairs that are excluded from coverage. It’s the amount paid before insurance coverage kicks in. (4 wds)
- The amount of money that has to be paid for an insurance policy
- The amount of expenses the insured must pay before the insurance company will contribute toward the covered item. For example, the amount you pay for covered health care services before your insurance plan starts to pay is your deductible.
- The person, group, or organization whose life or property is covered by an insurance policy.
- A fixed amount ($20, for example) you pay for a covered health care service in addition to the amount your insurer pays.
- Someone or something named to receive proceeds or benefits. In the insurance context, it’s the person, charity, trust, or estate designated by the policyholder to receive the policy's benefits or payments.
- The practice or arrangement in which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- A person or company offering insurance policies in return for premiums; person or organization that insures.
- The insured’s request for payment due to loss incurred and covered under the policy agreement.
- The single largest source of health coverage in the United States; it is a joint federal and state program that, together with the Children’s Health Insurance Program, provides health coverage to low income Americans, including children, pregnant women, parents, seniors, and individuals with disabilities.
Down
- The individual or firm that acquires and wants protection from the risk and generally in whose name an insurance policy is written. The holder is not necessarily the insured. For instance, life insurance policies might be bought by employers of key employees, or a person may buy and be the holder of a life insurance policy on their spouse. In such cases, the buyer is the policyholder.
- An account at a bank, insurance company, or other financial institution that lets you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses(3 wds)
- In the insurance context, it is a written contract between the insured and the insurer.
- Something that an employer, the government, or an insurance company provides that’s often used only for a particular purpose, such as food or medical costs. Also: An advantage; something that is good.
- Coinsurance in insurance, is the splitting or spreading of risk among multiple parties. In the U.S. insurance market, coinsurance is the joint assumption of risk between the insurer and the insured. In health insurance, coinsurance is sometimes used synonymously with copayment, but copayment is really fixed while coinsurance is a percentage that the insurer pays after the insurance policy's deductible is exceeded up to the policy's stop loss.
- A fixed or limited period of time for which something lasts or is intended to last (for example, a five-year loan, a three-year certificate of deposit, a one-year insurance policy, a 30-year mortgage).
16 Clues: The amount of money that has to be paid for an insurance policy • In the insurance context, it is a written contract between the insured and the insurer. • The person, group, or organization whose life or property is covered by an insurance policy. • The insured’s request for payment due to loss incurred and covered under the policy agreement. • ...
Medical insurance crossword 2025-06-20
Across
- amount, an insurance company will use to calculate the patient responsibility. This amount excludes contractual adjustments and non-covered charges.
- The most the insured will pay for eligible/covered services in the benefit or plan year; after this amount is met, the insurance plan pays 100% of the covered cost.
- Federal program providing insurance coverage for the elderly (age 65 or older), anyone who is permanently disabled or with end stage renal disease (ESRD).
- Number given to a patient by their insurance carrier that identifies the group or plan under which they are covered.
- Unique number a patient or a company provides, for billing purposes, in order to receive healthcare from a provider.
- A health care program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.
- Requiring a general practitioner to see a patient before a specialist will set up a visit.
- A document or statement sent by an insurance company to a patient and a provider explaining what medical treatments and/or services were paid for on the insured’s behalf.
- Percentage of coverage a patient is responsible for versus what the insurance company is responsible for, usually after the patient has met their deductible.
- Amount of money an individual or business must pay for insurance coverage from an insurance carrier.
- Main individual covered under a group policy.
Down
- Compensation, Form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence.
- Occurs when a patient or a provider tries to convince an insurance company to allow a charge after it initially denied the charge.
- Responsible party for the patient (i.e., parents or guardian of a minor child.
- Savings Account, A type of savings account that lets someone set aside money on a pre-tax basis to pay for qualified medical expenses.
- Amount a patient is usually responsible for before their benefits will start to reimburse.
- A monetary charge health insurance plan may require be paid in order to receive a specific medical service or supply.
- Standard billing form for facilities.
- Health care program for uniformed service members, retirees, and their families around the world.
- Person who is eligible and entitled to Medicare benefits. This term can also be used for any person or entity covered under an insurance policy who receives benefits.
- Patients who do not have any insurance to bill. Providers can ask for money owed for services prior to the provider seeing the patient.
21 Clues: Standard billing form for facilities. • Main individual covered under a group policy. • Responsible party for the patient (i.e., parents or guardian of a minor child. • Amount a patient is usually responsible for before their benefits will start to reimburse. • Requiring a general practitioner to see a patient before a specialist will set up a visit. • ...
Personal Finances Vocab 2024-05-30
Across
- Electricity, water, WiFi, etc.
- Tax document employee gives to employer to determine federal tax withholdings
- Tax document from your employer summarizing wages paid and taxes withheld
- You pay this type of income tax to the national government
- Portion of your gross pay sent to government by your employer
- Federal program that provides financial protection for Americans throughout their lives
- Tax form you fill out to report income and calculate your annual tax bill (Hint: Form####)
- Washington has no _____ income tax
- Personal Analysis of Your Expenses
- An insurance company's estimate of your coverage and monthly payment
Down
- Protection against unexpected financial losses
- An abundance of valuable possessions or mone
- Government-sponsored health insurance
- A contract between you and your insurance company an enforceable promise for something of value
- Hourly, weekly, or monthly amount an employee is paid
- Amount of money you’re responsible for before insurance starts to chip in
- Flat fee you pay to doctor for each appointment
- Monthly payment to your insurance company
- Amount of pay you get after deductions
- Amount of pay you get before any deductions
20 Clues: Electricity, water, WiFi, etc. • Washington has no _____ income tax • Personal Analysis of Your Expenses • Government-sponsored health insurance • Amount of pay you get after deductions • Monthly payment to your insurance company • Amount of pay you get before any deductions • An abundance of valuable possessions or mone • Protection against unexpected financial losses • ...
Personal Finance By Gabriel J 2022-09-27
Across
- used when a person is not capable of working
- interest on the original
- amount paid on insurance policy per a given time period
- paid on both the original loan and interest earned
- used when a person is sick
- your payment before an insurance company begins coverage
- more money is taken out based on a larger pay check
- occurs when benefits outweigh the cost
- insurance that protects your belongings from theft and destruction
- a collections of securities chosen and managed by a group of professional fund managers
Down
- investment that represents a loan gov't or corporation
- A periodic payment for the use of borrowed funds
- the mount of money borrowed, or the amount of money still owed on a loan
- smaller amount of money take out of pay check
- risk transfer to a third party
- insurance benefits survivors or deceased
- the recipient of funds or other benefits from insurance policies
- A business whose main purpose is to receive deposits and make loans
- all social classes pay the same percentage
- investments that represent ownership in a business
20 Clues: interest on the original • used when a person is sick • risk transfer to a third party • occurs when benefits outweigh the cost • insurance benefits survivors or deceased • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • A periodic payment for the use of borrowed funds • ...
Health Care Terminology 2022-01-20
Across
- Fixed amount you pay for health care service
- Requirement that treatment be approved before treatment is rendered
- A type of life insurance policy that is for a specific time period.
- Services received to straighten teeth
- Only a family deductible All members out of pocket expenses count toward family deductible. Once met, insurance will begin paying according to plan.
- Process between insurance companies to seek reimbursement for claims paid
- Individual who receives proceeds from life insurance
- Technology-based doctor visit
- Individual deductible for each family member. When that member meets individual deductible, insurance will begin paying according to plan.
Down
- Carrier definition of ________ determines insured’s eligibility for benefits.
- A physician that specializes in a specific area of medicine
- Health plan written prior to ACA going into law March 2010
- Percentage share of the allowed costs for covered health care services
- List of covered drugs to classify how they are covered.
- Amount you owe before insurance pays
- Proactive, comprehensive care emphasizing on early detection and early treatment.
- Abbreviation for Out-of-Pocket Maximum
- Place for individuals to compare health plans and buy insurance.
18 Clues: Technology-based doctor visit • Amount you owe before insurance pays • Services received to straighten teeth • Abbreviation for Out-of-Pocket Maximum • Fixed amount you pay for health care service • Individual who receives proceeds from life insurance • List of covered drugs to classify how they are covered. • Health plan written prior to ACA going into law March 2010 • ...
INSURANCE CROSSWORD PUZZLE 2024-09-05
Across
- Use of technology such as artificial intelligence and data analysis in insurance
- Portion of a claim that you are responsible to pay
- Insurance for low-income earners
- An amount you pay for insurance
- Also known as short-term insurance
- Decrease in value of an asset overtime
Down
- They are additional coverage for specific situations
- Specific events or circumstances not covered by insurance
- Process by which an insurance company seeks reimbursement
- A person or entity designated to receive proceeds of a life insurance policy
- You get it even without claiming for compensation
- Process of assessing risk to provide coverage
- Insurance works on probability of ........
- Acronym for a discount due to not claiming
14 Clues: An amount you pay for insurance • Insurance for low-income earners • Also known as short-term insurance • Decrease in value of an asset overtime • Insurance works on probability of ........ • Acronym for a discount due to not claiming • Process of assessing risk to provide coverage • You get it even without claiming for compensation • ...
Homeowner Insurance 2014-04-25
Across
- - The amount paid by an insured to an insurance company to obtain or maintain an insurance policy
- - The insurance company.
- - A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
- claim - A claim filed against another person’s insurance policy.
- - A person who sells insurance policies
- property - All tangible property (other than land) that is either temporary or movable in some way, such as furniture, jewelry, electronics, etc.
- - An extra charge added to your premium by an insurance company
- - Continuation of a policy after its expiration date.
Down
- coverage - Covers losses that an insured is legally liable. For homeowners insurance, liability coverage protects you against financial loss if you are sued and found legally responsible for someone else’s injury or property damage.
- - The amount an insurance company pays on a claim.Insured - The policyholder - the person(s) protected in case of a loss or claim.
- - In most cases, an insurance policy. A policy is considered to be a contract between the insurance company and the policyholder.
- - A decision by an insurance company not to renew a policy.
- - An amount of money returned to the policyholder for overpayment of premium or if the policyholder is due unearned premium.
- damage - Physical damage to property.
14 Clues: - The insurance company. • damage - Physical damage to property. • - A person who sells insurance policies • - Continuation of a policy after its expiration date. • - A decision by an insurance company not to renew a policy. • - An extra charge added to your premium by an insurance company • claim - A claim filed against another person’s insurance policy. • ...
Insurance Terminology 2022-05-25
Across
- The date the claim happened, such as the date of the car accident
- Type of auto claim where the damage was due to fire or hail
- Type of auto claim where the insured's car hit something
- Shows the terms and conditions of the insurance contract
- The amount someone pays (annually or monthly) to have insurance
- The person who sells insurance policies.
- This type of claim is when the person who is owed money is the Chubb client.
- Abbreviation for original equipment manufacturer
Down
- A Chubb _______ is someone who has insurance with Chubb.
- The person who works for the insurance company who resolves claims.
- The insured's building and attached structures/appliances
- Abbreviation for First Notice of Loss
- This type of claim is when the person who is owed money is NOT the Chubb client.
- Items within someone's home or building, such as furniture, computers, or clothing
- Abbreviation for the name of our department
- A _______ is someone who is involved in a claim but who may not have Chubb as their insurance provider.
- This is additional insurance coverage for items such as jewelry or artwork but the items are not specifically listed on the policy.
- This is additional insurance coverage for a list of specific items, such as jewelry or artwork.
18 Clues: Abbreviation for First Notice of Loss • The person who sells insurance policies. • Abbreviation for the name of our department • Abbreviation for original equipment manufacturer • A Chubb _______ is someone who has insurance with Chubb. • Type of auto claim where the insured's car hit something • Shows the terms and conditions of the insurance contract • ...
Personal Finance 2022-09-27
Across
- used when a person is not capable of working
- interest on the original
- amount paid on insurance policy per a given time period
- paid on both the original loan and interest earned
- used when a person is sick
- your payment before an insurance company begins coverage
- more money is taken out based on a larger pay check
- occurs when benefits outweigh the cost
- insurance that protects b belongings from theft and destruction
- a collections of securities chosen and managed by a group of professional fund managers
Down
- investment that represents a loan gov't or corporation
- A periodic payment for the use of borrowed funds
- the mount of money borrowed, or the amount of money still owed on a loan
- smaller amount of money take out of pay check
- risk transfer to a third party
- insurance benefits survivors or deceased
- the recipient of funds or other benefits from insurance policies
- A business whose main purpose is to receive deposits and make loans
- all social classes pay the same percentage
- investments that represent ownership in a business
20 Clues: interest on the original • used when a person is sick • risk transfer to a third party • occurs when benefits outweigh the cost • insurance benefits survivors or deceased • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • A periodic payment for the use of borrowed funds • ...
Patient Access Crossword Puzzle 2021-03-30
Across
- admitted for multi-day stay
- portion of bill that beneficiary must contribute once insurance benefits have begun (__pay)
- conducting ourselves ethically and within the law of business practices
- physician
- cost sharing in which the subscriber is responsible for a percentage of the cost of healthcare
- Medicare Secondary Payor
- Emergency Medical Treatment an Labor Act
- official count of patient population
- collection and storage on patient demographics and insurance
- not to be disclosed
Down
- person designated to receive proceeds of an insurance policy
- bill submitted to insurance company for payment
- making appointment
- federal law requiring employers to permit employees to continue their group health insurance coverage after termination
- fixed sum of money that beneficiary must contribute towards the cost of their healthcare before insurance benefits begin
- overdue
- same____surgery
- directions on how to get to correct location
- healthcare consumer
- form used in managed care plans for the pcp's authorization for certain specialist and certain services
- the administrative branch within the Department of Health and Human Services that is responsible for Medicare and Medicaid Services
21 Clues: overdue • physician • same____surgery • making appointment • healthcare consumer • not to be disclosed • Medicare Secondary Payor • admitted for multi-day stay • official count of patient population • Emergency Medical Treatment an Labor Act • directions on how to get to correct location • bill submitted to insurance company for payment • ...
Life and Health Insurance 2016-03-10
Across
- A cost-sharing arrangement between an insure & insured in which each pays a % of covered expenses.
- An excessive amount of insurance that would result in overpayment to the insured in the event of a loss.
- An absolutely true statement that, if breached, may void an insurance contract.
- A clause that stipulates the rights & obligations under an insurance contract.
- The person entitled to exercise the rights & privileges in the policy.
- Coverage for a specified period of time without cash values or living benefits.
- An insurer's ability to meet its financial obligations to policyowners, insureds, & beneficiaries.
- The amount of benefit stated in the life insurance policy.
- any fraudulent, deceptive, or dishonest business practice that is prohibited by statutes & regulations
- A producer who handles insurers funds in a trust capacity.
- Insurance in which policyowners share in profits or losses & receive dividends when available
- Choices available to the policyowner regarding distribution of policy dividends.
- Methods of distribution of guaranteed values in a life insurance policy.
- A clause that stipulates the rights & obligations under an insurance contract.
- Revealed information to help someone make an informed decision.
- A written modification attached to a policy that increases or decreases coverage & premiums
- An insurance arrangement in which the policyowner & the insured are not the same person
- Health insurance that provides 1st-dollar coverage for medical, surgical, & hospital services, & features low coverage limits & limited benefit periods.
- A retirement plan that meets the IRS guidelines for receiving favorable tax treatment.
- An insurance product that provides income for a specified period or for the life of the annuitant, & is used to liquidate an estate.
- Health insurance that provides coverage for catastrophic losses, & features deductible & coinsurance, & high limits of coverage
- An insurance plan in which benefits are provided to subscribers in the form of services instead of monetary benefits.
- Termination of a policy by an insurer on the anniversary or renewal date.
- A natural person or whom an annuity is written & who receives annuity payments.
- The person covered by the insurance policy
- A insurance agent who conducts initial policy solicitation & application (the company's front life of underwriting)
- A waiting period imposed on the insured from the onset of disability unit benefit payments begin.
Down
- An insurance policy which pays 1st the full benefit as specified before the insured may submit a claim to a secondary or excess plan.
- A tendency of risks with higher probability of loss to purchase & maintain insurance more often than the risks who present lower probability of loss.
- The company that issues an insurance policy
- A contract prepared by one party that must be accepted as written or rejected by the other party
- A contract in which only one of the parties is legally bound to fulfill its obligations
- A person who receives the death benefit from a life insurance policy after the insured's death.
- An individual who is licensed to sell, negotiate, or effect insurance contracts on behalf of the insurer.
- Coverage that provides periodic payments to replace an insured's income when the insured is disabled from an illness or injury.
- A document issued to insureds under a group plan that states that coverage has been issued, & indicates coverage type & amounts.
- A statement made by the applicant on the insurance application that is believed to be true.
- A beneficiary who has the 1st claim to the policy proceeds after the death of the insured.
- Methods used to pay the death benefits to a beneficiary upon the insured's death
- Factors that determine if an insurance product is appropriate for a particular customer.
- A payout method that pays the beneficiary the entire benefit in one payment.
- A specific amount of covered expenses that the insured must pay before any costs will be paid by the health plan.
- Health & social services provided for individuals with chronic diseases for disabilities who require living assistance at home or in a nursing home facility.
- A payment by the policyowner to the insurance company to keep a policy in force.
- The withholding of known facts that, if material, can void a contract.
- A policy that provides a benefit based only on the number of days confined in a hospital, regardless of medical expenses incurred.
- A financial interest in the life of another person, & a possibility of losing something of value if the insured dies.
- Policy from one person to another.
- An HMO model that uses the insured's primary care physician as the initial contract for the insured for medical care & for referrals.
49 Clues: Policy from one person to another. • The person covered by the insurance policy • The company that issues an insurance policy • The amount of benefit stated in the life insurance policy. • A producer who handles insurers funds in a trust capacity. • Revealed information to help someone make an informed decision. • ...
FEMA Acronyms 2024-02-09
Across
- Extra-territorial Jurisdiction
- Flood Rosk Study Engineering Library
- FEMA Mapping and Insurance Exchange
- Flood Hazard Boundary Map
- Flood Insurance Study
- Community Identification Number
- Summary of Map Action
- Community Rating System
- Coastal Barrier Resource Area
- Physical Map Revision
- Letter of Map Revision
- Write Your Own
- Federal Emergency Management Agency
Down
- Topographically Intergrated Geographic Encoding and Referencing
- Base Flood Elevation
- National Flood Insurance Program
- Flood Insurance Rate Map
- Letter of Map Change
- Flood Map Status Information System
- Flood Zone Determination Service
- Flood Disaster Protection Act
- Conditional Letter of Map Amendment
- Cooperating Technical Partner
- Letter of Map Amendment
24 Clues: Write Your Own • Base Flood Elevation • Letter of Map Change • Flood Insurance Study • Summary of Map Action • Physical Map Revision • Letter of Map Revision • Community Rating System • Letter of Map Amendment • Flood Insurance Rate Map • Flood Hazard Boundary Map • Flood Disaster Protection Act • Coastal Barrier Resource Area • Cooperating Technical Partner • ...
Health Insurance / Crack The Code 2021-05-01
Across
- / The amount you pay to the insurance company each month to buy health coverage.
- provider / Any doctor, hospital, or other provider of medical services that has agreed to be in your insurance company's network and to offer their services at discounted rates.
- / The portion of the bill you are responsible for each time you receive a service.
- / When you need to let your insurance company know in advance about any medical tests or procedures the doctor has ordered.
- Insurance Marketplace / This option for buying health insurance allows people in the USA who need to buy insurance on their own to compare their options and choose the best insurance to meet their needs.
- / When your insurance company requires your primary care doctor to authorize any visits to other doctors or specialists.
- / The amount you must pay out of your own pocket before your insurance company will start paying for services.
Down
- provider / Any doctor, hospital, or other provider of medical services that has not set up special rates with your insurance company.
- / Similar to a co-payment except that instead of paying a fixed amount, you pay a percentage of the total cost.
- services / Services that are not covered under your insurance policy, which means you will be responsible for all charges if you choose to get them.
- maximum / This is the dollar amount that your portion of health care costs cannot exceed each year.
- condition / Any injury or illness that existed before the date when your current policy started.
- limits / This means a maximum amount that an insurance policy will pay over the course of a year or a lifetime.
- / Term that refers to the amount typically charged by health care providers for similar services in the area you live in.
- care doctor / A doctor who coordinates all of your medical care, from annual physicals to referring you to specialists.
- / A detailed explanation of medical services that you or your doctor must submit to the insurance company in order to be reimbursed.
- / A contract between an insurance company and an individual that provides coverage for health costs in exchange for a set payment.
17 Clues: / The amount you pay to the insurance company each month to buy health coverage. • / The portion of the bill you are responsible for each time you receive a service. • condition / Any injury or illness that existed before the date when your current policy started. • ...
2023 Open Enrollment 2023-08-16
Across
- Life Insurance, A voluntary plan that provides life insurance in addition to the basic life insurance benefit provided by CEC.
- An account that utilizes pre-tax dollars for qualified health care expenses that is required with medical plan B.
- Program, A retirement savings account where CEC will provide a yearly match and a quarterly discretionary contribution.
- Someone that you select to receive life insurance benefits once you have passed.
- Illness Insurance, A voluntary plan through Cigna. Depending on the illness, a fixed dollar amount is paid to the employee or a covered family member.
- Care, A voluntary plan provided through Cigna. A cash benefit is paid when an employee is admitted to the hospital to help with out-of-pocket expenses.
- Lifelock, Protection provided by CEC to all employees that protects the employee from identity theft.
- A person who relies on another for financial support.
- Vacation Time, Paid time off provided by CEC to full-time employee based on the employee’s length of service.
Down
- Boot Reimbursement, A once per year reimbursement for work boots up to $165.
- Safety Glasses Reimbursement, A once per year reimbursement for prescription safety glasses up to $170.
- Year, A benefit enrollment year where no major changes have been made to the employee benefits package.
- The HRIS system utilized by CEC.
- Life Insurance, Life insurance for the employee with a benefit amount of $15k, and an accidental death and dismemberment coverage of $15k provided by CEC
- Enrolled In Current Benefits, An election made in UKG if you do not want to make any changes to your current benefits.
- Insurance, A voluntary plan provided through Cigna. Depending on the type of accident, a fixed dollar amount is paid directly to the employee or covered family member.
- Insurance, An optional plan provided through Delta Dental that pays for dental cleanings.
- Insurance, An optional plan provided by VSP that pays for vision exams.
- Term Disability, A plan paid for by CEC that provides income replacement in the event of injury or illness.
- Term Disability, A voluntary plan that provides a percentage of your monthly earnings in the event that you are unable to work for an extended period of time.
- Plan B, A medical insurance plan provided through CEC benefits that includes an HSA.
21 Clues: The HRIS system utilized by CEC. • A person who relies on another for financial support. • Insurance, An optional plan provided by VSP that pays for vision exams. • Boot Reimbursement, A once per year reimbursement for work boots up to $165. • Someone that you select to receive life insurance benefits once you have passed. • ...
Medicare 2021-11-22
Across
- CMS rules for hospitals
- Required LOS for SNF coverage
- Can be advantageous for some
- Used to be called HCFA
- Criteria for medfical neceeaity
- responsible to insure quality
- Has a catatrophic cap
- Medical Insurance
Down
- Within 90 days of turning 65
- eligible at any age
- Administers CMS regulations
- Information on patient appeal rights
- Maximum lentgth for Observation Services
- Hospital insurance
- Social insurance
- Private supplemental insurance
- 20% cost share
17 Clues: 20% cost share • Social insurance • Medical Insurance • Hospital insurance • eligible at any age • Has a catatrophic cap • Used to be called HCFA • CMS rules for hospitals • Administers CMS regulations • Within 90 days of turning 65 • Can be advantageous for some • Required LOS for SNF coverage • responsible to insure quality • Private supplemental insurance • ...
Insurance Terminology 2022-12-29
Across
- A health care program that provides health coverage to eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.
- Amount an insurance company will use to calculate the patient responsibility. This amount excludes contractual adjustments and non-covered charges.
- Amount a patient is usually responsible for before their benefits will start to reimburse.
- Federal program providing insurance coverage for the elderly (age 65 or older),anyone who is permanently disabled or with end stage renal disease(ESRD).
- Form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue their employer for negligence.
- The most the insured will pay for eligible/covered services in the benefit or plan year; after this amount is met, the insurance plan pays 100% of the covered cost.
- Number given to a patient by their insurance carrier that identifies the group or plan under which they are covered.
- Person who is eligible and entitled to Medicare benefits. This term can also be used for any person or entity covered under an insurance policy who receives benefits.
- A document or statement sent by an insurance company to a patient and a provider explaining what medical treatments and/or services were paid for on the insured’s behalf.
Down
- Amount of money an individual or business must pay for insurance coverage from an insurance carrier.
- A type of savings account that lets someone set aside money on a pre-tax basis to pay for qualified medical expenses.
- Percentage of coverage a patient is responsible for versus what the insurance company is responsible for, usually after the patient has met their deductible.
- Requiring a general practitioner to see a patient before a specialist will set up a visit.
- Occurs when a patient or a provider tries to convince an insurance company to allow a charge after it initially denied the charge.
- Main individual covered under a group policy.
- Responsible party for the patient (i.e., parents or guardian of a minor child.
- Patients who do not have any insurance to bill. Providers can ask for money owed for services prior to the provider seeing the patient.
- Health care program for uniformed service members, retirees, and their families around the world.
- Unique number a patient or a company provides, for billing purposes, in order to receive healthcare from a provider.
- A monetary charge health insurance plan may require be paid in order to receive a specific medical service or supply.
- Standard billing form for facilities.
21 Clues: Standard billing form for facilities. • Main individual covered under a group policy. • Responsible party for the patient (i.e., parents or guardian of a minor child. • Requiring a general practitioner to see a patient before a specialist will set up a visit. • Amount a patient is usually responsible for before their benefits will start to reimburse. • ...
Insurance Crossword 2022-10-27
Across
- applicant prexsisting poor health
- basic type of permant life insurance which provides life time protection
- amount the policy holder must pay within a specific time period
- you can pick and choose what you want.
- incase of terminal illness the proceeds of a life policy are paid
- date which an insurance policy becomes elliagble to pay for claims
- a designated period to sign up for insurance
- Medical expenses for bodily injury or death
- person named in a life insurance policy to receieve the proceeds
Down
- a time period set doesn't build up cash value
- amount of money someone or something will receive after someone passes
- Calculation of how long you live
- federal program medical needs for the poor
- someone who buys or sells on your behalf
- a policy issued to one that expires at a certian time
- Health Maintance Organization
- insurance policy without a deductible
- some packages don't have sickness or injury plan
- set fee paid by policy holder for medical expenses
- cost amount insurance compainies charge
20 Clues: Health Maintance Organization • Calculation of how long you live • applicant prexsisting poor health • insurance policy without a deductible • you can pick and choose what you want. • cost amount insurance compainies charge • someone who buys or sells on your behalf • federal program medical needs for the poor • Medical expenses for bodily injury or death • ...
Understanding Insurance Basics - Crossword 2025-06-09
Across
- What type of insurance covers materials and structures during a construction project?
- What type of insurance covers medical expenses and lost wages for injured employees?
- What term refers to the protection provided by an insurance policy?
- Who does a bond primarily protect in a construction project?
- Who helps you select and manage the right insurance coverage for your business?
- What do you file when seeking payment from your insurer for a covered loss?
- How often should you review your insurance coverage for updates or changes?
Down
- What is the maximum amount your insurer will pay on a covered claim?
- What type of policy is required for vehicles used for business purposes?
- Who does a typical insurance policy primarily protect in construction?
- What term describes something your insurance policy specifically does not cover?
- What is the amount you pay regularly to keep your insurance policy active?
- What is the amount you must pay out-of-pocket before your insurance starts covering costs?
- What type of insurance covers injuries or damages you cause to others on the job?
- What is a financial guarantee that a contractor will fulfill their job obligations?
15 Clues: Who does a bond primarily protect in a construction project? • What term refers to the protection provided by an insurance policy? • What is the maximum amount your insurer will pay on a covered claim? • Who does a typical insurance policy primarily protect in construction? • What type of policy is required for vehicles used for business purposes? • ...
Chapter 22 Cross Word 2016-04-20
Across
- is a writer that works for one insurance company
- is a bond protecting a company in case of employee theft
- is a bond that protects a business if work is not finished on time or as agreed
- machines that verify a credit card
- plan that pays net profits and expenses if a business is shut down for repairs or rebuilding
- a plan that protects against claims for injuries that result from using their products
- is the act of breaking and entering with intent to steal
- is the failure to exercise reasonable care
- is taking a chance for profit or loss
Down
- a plan that protects a business from lawsuits
- is the action of taking property by force or threat
- a plan that protects against lawsuits for mistakes in advertising
- is an agent that works in a specific geographic are and represents several insurance companies
- is a government-regulated program that provides medical and income benefits to employees who are injured on the job
- is a fee payed to insurance company to transfer risk
- is the threat of a loss
16 Clues: is the threat of a loss • machines that verify a credit card • is taking a chance for profit or loss • is the failure to exercise reasonable care • a plan that protects a business from lawsuits • is a writer that works for one insurance company • is the action of taking property by force or threat • is a fee payed to insurance company to transfer risk • ...
Patient Access Week 2025 2025-03-05
Across
- Claim and encounter filed through employer.
- Form used for self-pay patients in ancillary areas.
- Patient requests to not use insurance.
- Term for protecting patient information.
- Application where Hospital Wide Education completed in.
- Patients admitted to the ED without identification.
- Health insurance based on age or patient.
- Coverage for healthcare.
Down
- Procedure not covered by insurance.
- Cost of medical care estimate.
- Permission to treat form.
- Encounter where auto insurance is used as primary insurance.
- Form given in the ED for observation.
- Out of network coverage is called what?
- Form presented in the ED for inpatient admission.
15 Clues: Coverage for healthcare. • Permission to treat form. • Cost of medical care estimate. • Procedure not covered by insurance. • Form given in the ED for observation. • Patient requests to not use insurance. • Out of network coverage is called what? • Term for protecting patient information. • Health insurance based on age or patient. • ...
automobile vocabulary 2024-11-13
Across
- insurance this pays for part of the cost of a rental car if your car is disabled because of a collision or comprehensive - cover repair.
- road service insurance this coverage pays for towering or road service when your car is disabled.
- (cost – salvage value) useful life.
- insurance this pays for the repair or replacement of your car if it's damaged in a collision with another vehicle or object , or if it overturns , no matter who is at fault.
- statisticians
- to pay for the damages that are caused with their automobiles.
- insurance this covers the repair or replacement of your car damage by vandalism, fire, flood, wind, earthquakes, falling object, riots, hail, damage from trees , and other comprehensive coverage may not be cost-effective.
- the amount that the policy owner must pay before the insurance policy pays any money.
Down
- damage Liability (PD) the coverage pays for damage you cause to other people's property
- injury liability (BI) covers bodily injuries
- (at fault) if you cause an accident.
- losing value over time.
- insurance the most important coverage.
- increase the value over time.
- agree to pay a fee.
- injury protection (PIP) this coverage, mandatory in some states, that pays for any physical injuries you or your passengers sustain while in the vehicle, even if you are not involved in a traffic accident.
- a request of money.
- extra fee.
- line depreciation simplest form of depreciation.
- insurance it compensates you regardless of who is at fault, so it is sometimes called no - fault insurance.
20 Clues: extra fee. • statisticians • losing value over time. • agree to pay a fee. • increase the value over time. • a request of money. • (cost – salvage value) useful life. • insurance the most important coverage. • injury liability (BI) covers bodily injuries • (at fault) if you cause an accident. • line depreciation simplest form of depreciation. • ...
Insurance Vocab Crossword 2025-03-19
Across
- Date The date on which the policy ends.
- When services, usually in healthcare, are paid by both the individual and the insurance company. Most notebly doctor visits and prescription drugs.
- A licensed person or organization authorized to sell insurance by or on behalf of an insurance company.
- Provider A provider who has a contract with your health insurer or plan who has agreed to provide services to members of a plan. You’ll pay less if you see a provider in the network. Also called “preferred provider” or “participating provider.”
- An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
- Damage Damage to another person's property. The purpose of liability insurance is to cover property damage to a third party resulting from the negligent or intentional acts of an insured.
- Usually known as an endorsement, a rider is an amendment to the policy used to add or delete coverage.
- Driver Discount To be eligible for the Good Drivers Discount all operators of the insured vehicles must have been licensed for three or more year, have no more than a one (1) point charge on their driving record and has not been determined "at fault" in an accident resulting in bodily injury or death to any person.
- (Auto) Coverage for a policyholder's legal liability resulting from injuries to other persons or damage to their property as a result of an auto accident.
- The written contract of insurance.
- Period A specified period immediately following the premium due date during which a payment can be made to continue a policy in force without interruption. This applies only to Life and Health policies. Check your policy to be sure that a grace period is offered and how many days, if any, are allowed.
- The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable. You may choose a higher deductible to lower your premium.
- Insurance Health insurance that provides income payments to the insured wage earner when income is interrupted or terminated because of illness, sickness, or accident.
Down
- The restoring of a lapsed policy to full force and effect. The reinstatement may be effective after the cancellation date, creating a lapse of coverage. Some companies require evidence of insurability and payment of past due premiums plus interest.
- Insurance An elective combination of coverages for the risks of owning a home. Can include losses due to fire, burglary, vandalism, earthquake, and other perils.
- The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged. The process includes rejection of unacceptable risks.
- Limit The most you could pay during a coverage period (usually one year) for your share of the costs of covered services. After you meet this limit the plan will usually pay 100% of the allowed amount. This limit helps you plan for health care costs. This limit never includes your premium, balance billed charges or health care your plan doesn’t cover. Some plans don’t count all of your copayments, deductibles, coinsurance payments, out-of-network payments, or other expenses toward this limit.
- Insurance A policy that will pay specifies sums for medical expenses or treatments. Health policies can offer many options and vary in their approaches to coverage.
- A licensed person or organization paid by you to look for insurance on your behalf.
- Insurance A policy that will pay a specified sum to beneficiaries upon the death of the insured.
- The amount of money an insurance company charges for insurance coverage.
- Notice to an insurer that under the terms of a policy, a loss maybe covered.
- Maximum amount a policy will pay either overall or under a particular coverage.
23 Clues: The written contract of insurance. • Date The date on which the policy ends. • The amount of money an insurance company charges for insurance coverage. • Notice to an insurer that under the terms of a policy, a loss maybe covered. • Maximum amount a policy will pay either overall or under a particular coverage. • ...
Book 3 chapter 5 2025-06-24
Across
- a tax-advantaged account set up by individuals who are covered under high deductible health plans to save for medical expenses their health plans do not cover
- a state administered federal health insurance program for children in low-income families that do not qualify for Medicaid
- a form of cost-sharing that requires the insured to pay a set percentage of medical expenses after the deductible has been met
- a law that allows a person to continue to be covered under a company’s health insurance plan after termination from the company as long as the person pays for that coverage
- the person(s) who will receive an insurance payout
- the owner(s) of an insurance policy
- promised payment for specific future losses should they occur in exchange for a payment called a premium
- wealth and possessions left by someone to be divided after they die
- specific services the insured is entitled to under the policy
- protection from monetary losses associated with illness or bodily injury
- protection from financial loss if a home is damaged or destroyed, a theft occurs, or the homeowner faces certain types of medical or liability claims
- a form of cost-sharing that requires the insured to pay a fixed dollar amount for a medical service or prescription Coverage what the insurance company includes as part of the insurance policy
- the federal website www.healthcare.gov where individuals and small businesses can shop for and purchase health insurance
- the maximum amount one must pay for medical expenses; costs above the maximum are covered by the health insurer
- a written contract between an insurer and a customer (the policyholder) describing the term of the insurance, what is covered, the cost of the premium, and the deductible amount
- a government-provided health insurance program for individuals with limited income and resources
- healthcare providers who have a signed contract with an insurance company to provide services at a predetermined rate; insurers can negotiate lower costs in exchange for giving the healthcare provider a potentially greater number of customers
- a government-provided health insurance program for individuals over age 65 and some younger people with disabilities
Down
- a company that pays to compensate the policyholder for losses or damages as described in an insurance policy as long as the premium is paid
- an employer funded savings account that employees can use to pay for medical expenses their health plan does not cover
- a dollar amount a policyholder pays before the insurer starts to make payments for a covered loss
- the probability that something negative may happen
- a means of protecting drivers and others in the event of an accident, theft, etc.
- a health insurance plan with lower premiums and higher deductibles than a traditional health plan; currently (2019) defined by the Internal Revenue Service as any plan with a deductible of at least $1,350 for an individual or $2,700 for a family, with total yearly out-of-pocket expenses (including deductibles, copayments, and coinsurance) less than $6,650 for an individual or $13,300 for a family
- money paid to a designated beneficiary when the insured person dies
- a tax-advantaged account set up by an employer where the employee can deposit a fixed amount of wages to pay for uncovered medical expenses; all but $500 saved in the FSA must be used in the year the money is deposited
- healthcare providers who have not signed a contract to charge negotiated rates with an insurance company
- a policyholder’s official notification to the insurance company requesting payment of an amount due for a covered loss
- the periodic payment for an insurance policy
- protects one from financial loss if personal property is damaged, destroyed, or stolen
30 Clues: the owner(s) of an insurance policy • the periodic payment for an insurance policy • the probability that something negative may happen • the person(s) who will receive an insurance payout • specific services the insured is entitled to under the policy • money paid to a designated beneficiary when the insured person dies • ...
FEMA Acronyms 2022-08-05
Across
- Extra-territorial Jurisdiction
- Flood Rosk Study Engineering Library
- FEMA Mapping and Insurance Exchange
- Flood Hazard Boundary Map
- Flood Insurance Study
- Community Identification Number
- Summary of Map Action
- Community Rating System
- Coastal Barrier Resource Area
- Physical Map Revision
- Letter of Map Revision
- Write Your Own
- Federal Emergency Management Agency
Down
- Topographically Intergrated Geographic Encoding and Referencing
- Base Flood Elevation
- National Flood Insurance Program
- Flood Insurance Rate Map
- Letter of Map Change
- Flood Map Status Information System
- Flood Zone Determination Service
- Flood Disaster Protection Act
- Conditional Letter of Map Amendment
- Cooperating Technical Partner
- Letter of Map Amendment
24 Clues: Write Your Own • Base Flood Elevation • Letter of Map Change • Flood Insurance Study • Summary of Map Action • Physical Map Revision • Letter of Map Revision • Community Rating System • Letter of Map Amendment • Flood Insurance Rate Map • Flood Hazard Boundary Map • Flood Disaster Protection Act • Coastal Barrier Resource Area • Cooperating Technical Partner • ...
Insurance Crossword Puzzle 2024-04-18
Across
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- the person who owns the insurance policy
- a legal contract between the insurance company and the person, business, or entity being insured
- providers that do not participate in that health plan's network
- also known as Rx
- if you do not have coverage under private health insurance, state-sponsored, or government-sponsored, you are considered what
- threats to your personal or business property
- splitting or spreading of risk among multiple parties
- fixed amount for a covered service, paid by a patient to the provider of service before receiving the service
- an act that allows you to keep your same health insurance policy in the event you lost your job voluntarily, involuntarily, or through a reduction of work hours
- receives medical treatment without being admitted to a hospital
- a tax-advantaged medical savings account available to taxpayers in the United States who are enrolled in a high-deductible health plan
Down
- the payment received by a healthcare provider, hospital, diagnostic facility, or another healthcare facility for providing a medical service
- directly affects an individual or family
- limit on the amount of money you have to pay for covered health care services in a plan year
- a physician who provides both the first contact for a person with an undiagnosed health concern as well as continuing care of varied medical conditions
- the amount that the insurance company has agreed to pay for covered losses that are stated in your policy
- the amount you pay each month to keep your insurance policy active
- arrangement when company/government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium
- the health services your insurance pays for
- daily allowances for the costs of business travel
- stays in the hospital while under treatment
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- the amount of risk or liability that is covered for an individual or entity by way of insurance services
- distribution of health-related services and information via electronic information and telecommunication technologies
25 Clues: also known as Rx • directly affects an individual or family • the person who owns the insurance policy • the health services your insurance pays for • stays in the hospital while under treatment • threats to your personal or business property • daily allowances for the costs of business travel • splitting or spreading of risk among multiple parties • ...
Insurance Vocab Crossword 2025-04-29
Across
- When you go without coverage for a brief period
- Acronym for Explanation of Benefits
- The terms and conditions of your insurance
- This is most amount of money you will pay in a year for insurance
- This is the person that the life insurance policy is left to
- Money that accumulates in permanent life insurance policies
Down
- Shared costs between you and your insurance company
- Amount of money paid each month for coverage
- Amount of money you pay before insurance starts to help out
- ______ life insurance is a permanent life insurance policy that build cash value
- Formal request to the insurance company for a payout
- Set cost for a specific medical event
- ______ life insurance that only lasts a set amount of years 20-30
13 Clues: Acronym for Explanation of Benefits • Set cost for a specific medical event • The terms and conditions of your insurance • Amount of money paid each month for coverage • When you go without coverage for a brief period • Shared costs between you and your insurance company • Formal request to the insurance company for a payout • ...
Insurance Unit Vocabulary 2022-10-18
Across
- The practice or arrangement in which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- The amount of expenses the insured must pay before the insurance company will contribute toward the covered item. For example, the amount you pay for covered health care services before your insurance plan starts to pay is your deductible.
- An account at a bank, insurance company, or other financial institution that lets you set aside pre-tax money, sometimes directly from your paycheck, to pay for eligible medical expenses(3 wds)
- The amount of money that has to be paid for an insurance policy
- Someone or something named to receive proceeds or benefits. In the insurance context, it’s the person, charity, trust, or estate designated by the policyholder to receive the policy's benefits or payments.
- The individual or firm that acquires and wants protection from the risk and generally in whose name an insurance policy is written. The holder is not necessarily the insured. For instance, life insurance policies might be bought by employers of key employees, or a person may buy and be the holder of a life insurance policy on their spouse. In such cases, the buyer is the policyholder.
- The person, group, or organization whose life or property is covered by an insurance policy.
- The single largest source of health coverage in the United States; it is a joint federal and state program that, together with the Children’s Health Insurance Program, provides health coverage to low income Americans, including children, pregnant women, parents, seniors, and individuals with disabilities.
Down
- A fixed amount ($20, for example) you pay for a covered health care service in addition to the amount your insurer pays.
- the splitting or spreading of risk among multiple parties. In the U.S. insurance market, coinsurance is the joint assumption of risk between the insurer and the insured. In health insurance, coinsurance is sometimes used synonymously with copayment, but copayment is really fixed while coinsurance is a percentage that the insurer pays after the insurance policy's deductible is exceeded up to the policy's stop loss.
- A person or company offering insurance policies in return for premiums; person or organization that insures.
- Something that an employer, the government, or an insurance company provides that’s often used only for a particular purpose, such as food or medical costs. Also: An advantage; something that is good.
- The expenses and losses that are not reimbursed by insurance. This cost includes deductibles, copayments, and amounts paid for services or repairs that are excluded from coverage. It’s the amount paid before insurance coverage kicks in. (4 wds)
- The insured’s request for payment due to loss incurred and covered under the policy agreement.
- A fixed or limited period of time for which something lasts or is intended to last (for example, a five-year loan, a three-year certificate of deposit, a one-year insurance policy, a 30-year mortgage).
- In the insurance context, it is a written contract between the insured and the insurer.
16 Clues: The amount of money that has to be paid for an insurance policy • In the insurance context, it is a written contract between the insured and the insurer. • The person, group, or organization whose life or property is covered by an insurance policy. • The insured’s request for payment due to loss incurred and covered under the policy agreement. • ...
Insurance - Key Terms 2023-05-28
Across
- Car insurance type that pays for automobile damages
- Guarantees a death benefit to the beneficiary forever
- Out-of-pocket expenses for services when you visit a doctor
- Chance of injury, damage, or loss
- Insurance type that helps workers who've lost their job
- A demand for an insurance payment
Down
- Savings part of many whole life insurance policies
- Increases with an increase in coverage value
- Insurance to replace some income due to inability to work
- Insurance against loss of personal property in a rented residence
- Receiver of money if a life insurance policy holder dies
- Value of policy provisions upon the end of the policy
- Amount of money an individual is insured for
- Amount you pay before insurance begins to cover claims
14 Clues: Chance of injury, damage, or loss • A demand for an insurance payment • Increases with an increase in coverage value • Amount of money an individual is insured for • Savings part of many whole life insurance policies • Car insurance type that pays for automobile damages • Value of policy provisions upon the end of the policy • ...
Patient Access Week 2025 2025-03-05
Across
- Form presented in the ED for inpatient admission.
- Form given in the ED for observation.
- Application where Hospital Wide Education completed in.
- Term for protecting patient information.
- Procedure not covered by insurance.
- Form used for self-pay patients in ancillary areas.
Down
- Permission to treat form.
- Cost of medical care estimate.
- Coverage for healthcare.
- Patient requests to not use insurance.
- Encounter where auto insurance is used as primary insurance.
- Patients admitted to the ED without identification.
- Claim and encounter filed through employer.
- Out of network coverage is called what?
- Health insurance based on age or patient.
15 Clues: Coverage for healthcare. • Permission to treat form. • Cost of medical care estimate. • Procedure not covered by insurance. • Form given in the ED for observation. • Patient requests to not use insurance. • Out of network coverage is called what? • Term for protecting patient information. • Health insurance based on age or patient. • ...
Understanding Pet Insurance 2024-11-22
Across
- fees Charges for exams, treatments, and surgeries
- The medical expenses the policy will pay for
- A health issue your pet had before the policy started
- The amount you pay before insurance starts helping
- The percentage of a vet bill the insurance pays back
- The document explaining the insurance terms
Down
- Sudden situations needing immediate vet care
- period The time before your coverage officially starts
- The advantages or protections from pet insurance
- The total expenses for keeping a pet healthy
- plan Covers routine pet care like check-ups and vaccines
- Conditions passed down through a pet’s genetics
- A request to your insurance company for payment
- The regular amount paid for insurance coverage
- Treatments or conditions not covered by insurance
15 Clues: The document explaining the insurance terms • Sudden situations needing immediate vet care • The total expenses for keeping a pet healthy • The medical expenses the policy will pay for • The regular amount paid for insurance coverage • Conditions passed down through a pet’s genetics • A request to your insurance company for payment • ...
124 2017-03-15
20 Clues: Oxen • Pale • Lava • Beat • Penny • Greek • Italy • Salary • Sequel • Career • Palette • Tunisia • History • Pension • Luggage • Employee • Elephant • Insurance • Dinosaurs • Cultivate
Askari 2022-11-17
20 Clues: Care • Best • Kids • Home • Term • life • Final • stars • lives • askari • Public • Family • Premium • Karachi • Citizen • Expense • Company • Pakistan • Universe • insurance
Insurance Vocab 2023-03-31
Across
- (also copayments or coinsurance) the payments an individual makes each time they get medical services in a year
- optional extended liability coverage that can be added to auto and homeowner's policies
- the practice of employers paying for a portion of their employees' insurance premiums
- protection for damage to your car resulting from a collision with another car or object
- also known as Obamacare; the health care reform law enacted in 2010, intended to make affordable health insurance more available
- protection for loss or damage to your vehicle caused by something other than a collision (such as vandalism)
- a tax-exempt savings account dedicated to health care costs; only available for individuals on a high-deductible health plan (HDHP)
- protection against claims resulting from personal injury or property damage as the result of an auto accident
- protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- protection for destroyed or stolen personal property for a renter
- coverage for an individual's (or family's) medical expenses from illness or injury
- the amount of liability protection offered to an individual through an insurance policy
Down
- plans to cover expenses and services not on typical policies
- The amount of money paid for an insurance policy
- a formal request by a policyholder to their insurance company for compensation for a covered loss
- a type of insurance that covers some or all of the costs of nursing home care, assisted living, in-home care, and other end-of-life care
- a component of auto insurance that pays for medical expenses, lost wages, and other financial losses of the driver and passengers of the policyholder's vehicle
- a type of insurance that will replace a portion of the policyholder's income in the event that the policyholder becomes disabled and is unable to work
- the contract between an insurance company and the insured individual
- a health plan with a high minimum deductible for medical expenses
- an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- the amount of money you will pay out of pocket before the insurance company will make a payment
22 Clues: The amount of money paid for an insurance policy • plans to cover expenses and services not on typical policies • a health plan with a high minimum deductible for medical expenses • protection for destroyed or stolen personal property for a renter • the contract between an insurance company and the insured individual • ...
Economics Crossword 2 2024-04-22
Across
- the amount of protection given by an insurance policy
- risks that directly affect an individual or family
- an instruction written by a medical practitioner that authorizes a patient to be provided a medicine or treatment
- something, typically money, awarded to someone as a recompense for loss, injury, or suffering
- a type of insurance in which the insured pays a share of the payment made against a claim
- only spends one day in the hospital; doesn’t stay over night
- a doctor’s visit over the phone or a call
- A request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered
- A physician is out-of-network when a contract has not been established with a health plan
- The amount you pay for covered health care services before your insurance plan starts to pay
- a vulnerability that can cause a party to be held responsible for certain types of losses
- Benefits are the health services your insurance pays for
Down
- a payment made by a beneficiary (especially for health services) in addition to that made by an insurer
- A type of savings account that lets you set aside money on a pre-tax basis to pay for qualified medical expenses
- The process through which an approved applicant is signed up with the health insurance company and coverage is made effective
- involves property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
- the money paid to a healthcare provider to cover the expenses of the services provided
- a diverse group that includes people who cannot afford private health insurance
- a thing providing protection against a possible eventuality
- the person who owns the insurance policy
- When a provider is in-network it means there is a contractual agreement with that health plan regarding the rates for services
- a health care practitioner who sees people that have common medical problems
- a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- the amount you pay each month (or each year) to keep your insurance policy active
25 Clues: the person who owns the insurance policy • a doctor’s visit over the phone or a call • risks that directly affect an individual or family • the amount of protection given by an insurance policy • Benefits are the health services your insurance pays for • a thing providing protection against a possible eventuality • ...
Personal Finance CH10-12 Crossword Puzzle 2023-03-30
Across
- Automobile insurance that pays for damage to the insured’s car when it is involved in an accident.
- Pays stipulated daily, weekly, or monthly cash benefits during hospital confinement.
- Pays for the cost of day-in, day-out care for long-term illness or disability.
- A method of evaluating the cost of life insurance by taking into account the time value of money.
- Automobile insurance coverage that protects a person against financial loss when that person damages the property of others.
- A provision that allows the insured not to forfeit all accrued benefits.
- Prepaid health plans that provide comprehensive health care to members.
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- Provides benefits for doctors’ fees for nonsurgical care, x-rays, and lab tests.
- An addition of coverage to a standard insurance policy
- what color are bananas?
- A federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities. The program is administered by the Centers for Medicare and Medicaid Services.
- An independent membership corporation that provides protection against the cost of hospital care.
- what color is an apple
- A health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium.
- Supplementary personal liability coverage
- A provision under which both the insured and the insurer share the covered losses.
- Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible.
- Automobile insurance that covers medical expenses for people injured in one’s car or as a pedestrian.
- Protection against financial loss
- A network of selected contracted, participating providers
- A policy provision that requires a homeowner to pay for part of the losses if the property is not insured for the specified percentage of the replacement value.
- Supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare.
- A claim settlement method in which the insured receives payment based on the current replacement cost of a damaged or lost item, less depreciation.
- Pays part or all of the surgeon’s fees for an operation.
- The amount received after giving up a life insurance policy.
- A person designated to receive something, such as life insurance proceeds, from the insured.
- A situation in which a person is held legally responsible for the actions of another person
- A provision stating that the insurer cannot dispute the validity of a policy after a specified period.
- Legal responsibility for the financial cost of another person’s losses or injuries.
- Provides payments to replace income when an insured person is unable to work.
Down
- Combination of hospital expense insurance, surgical expense insurance, and physician expense insurance.
- A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining covered expenses.
- A situation in which a person is held responsible for intentional or unintentional actions
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- A method of integrating the benefits payable under more than one health insurance plan.
- Pays part or all of hospital bills for room, board, and other charges.
- Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by a hit-and-run driver.
- State legislation that requires drivers to prove their ability to cover the cost of damage or injury caused by an automobile accident.
- A network that renders medical care from affiliated health care providers.
- Amount of money a policyholder is charged
- The place of residence used to determine a person’s automobile insurance premium.
- Cause of possible loss
- Written contract for insurance
- A contract that provides a regular income, typically for as long as the person lives.
- A program of medical assistance to low-income individuals and families.
- Uncertainty
- A risk-sharing firm
- Coverage for a place of residence
- An independent membership corporation that provides protection against the cost of surgical and medical care.
- Automobile insurance that covers financial loss from damage to a vehicle caused by a risk other than a collision, such as fire, theft, glass breakage, hail, or vandalism.
- A list or other documentation of personal belongings
- what color is grass
- Insurable Risk
- Amount of money a policyholder is charged
- An automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies.
- set amount a policyholder must pay per loss on an insurance policy
- what color is the sky
- A claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item.
- Someone who owns an insurance policy
- Failure to take ordinary or reasonable care
61 Clues: Uncertainty • Insurable Risk • A risk-sharing firm • what color is grass • what color is the sky • Cause of possible loss • what color is an apple • what color are bananas? • Written contract for insurance • Coverage for a place of residence • Protection against financial loss • Someone who owns an insurance policy • Amount of money a policyholder is charged • ...
Personal Finance Vocabulary 2022-09-21
Across
- recipient of the funds from insurance policies
- amount of money borrowed
- used when a person is sick
- used when a person is not capable of working
- payment before an insurance company begins
- risk transfer to a third party
- interest on the original loan
- business that receives deposits and makes loans
- interest on both original loan and interest earned
Down
- all social classes pay the same percentage
- investment that shows a loan to government
- more money is taken out based on larger pay check
- insurance that protects your belongings from theft and destruction
- payment for borrowed funds
- amount paid on an insurance policy per a given time period
- benefit outweighs costs
- benefits survivors or deceased
- risky investment that show ownership in business
- collection of securities by group of professional fund managers
- smaller amount of money taken out of pay check
20 Clues: benefit outweighs costs • amount of money borrowed • payment for borrowed funds • used when a person is sick • interest on the original loan • benefits survivors or deceased • risk transfer to a third party • all social classes pay the same percentage • investment that shows a loan to government • payment before an insurance company begins • ...
Consumer Crossword 2024-04-03
Across
- What you pay after negotiations, agreed upon price.
- Insurance that covers your own damage.
- "Car ___"
- "Out the door price."
- Renting a vehicle
- Insurance that covers others, is made up of two other insurances.
- This is based on your car's age, weight, and value.
- Insurance that covers natural damages or loss of vehicle, such as theft.
- What the dealer subtracts from the value of the car you purchase, based on what you bring in.
Down
- Overtime loss of value.
- What you could privately sell your vehicle for.
- "Kelly ____ Book"
- Insurance that covers damage to other's personal items.
- Covers a driver without this.
- Rate at which the value of an asset is reduced.
- Amount of miles you can drive a leased car without penalty.
- The initial payment of a portion of a purchase price.
- Insurance that covers injury to others
- "Bumper to ______"
- Your partial refund after purchase.
20 Clues: "Car ___" • "Kelly ____ Book" • Renting a vehicle • "Bumper to ______" • "Out the door price." • Overtime loss of value. • Covers a driver without this. • Your partial refund after purchase. • Insurance that covers your own damage. • Insurance that covers injury to others • What you could privately sell your vehicle for. • Rate at which the value of an asset is reduced. • ...
PAP Resupply Training Crossword 2024-06-12
Across
- How to get a call to another person (clue: use "warm" option)
- Insurance for military members and their families
- The percent that insurance covers
- resupply software for placing an order
- Connects mask to CPAP
- Blocks particles in the air from entering CPAP
- Diagnostic Sleep Study
- Continuous Positive Airway Pressure
- Software used by billing and branches
- Adapthealth phone system
- Shows usage data on a patient's machine
- Fabrice Strap for mask
- Federal insurance for patients over 65
Down
- Holds water inside of Humidifier
- Latest Resmed CPAP Model
- a full cessation (or stoppage) of breathing
- State Funded Insurance
- Insert for mask frame that creates a seal
- Holds patients mouth closed during therapy
- Disease treated by CPAP
- The amount a patient has to pay before their insurance will cover
- Resmed Memory Foam Cushion
- Purecloud Status to actively make calls
23 Clues: Connects mask to CPAP • State Funded Insurance • Diagnostic Sleep Study • Fabrice Strap for mask • Disease treated by CPAP • Latest Resmed CPAP Model • Adapthealth phone system • Resmed Memory Foam Cushion • Holds water inside of Humidifier • The percent that insurance covers • Continuous Positive Airway Pressure • Software used by billing and branches • ...
Consumer Math:Cars 2023-04-04
Across
- type of insurance that covers you if you injure other people
- Manufacturer's Suggested Retail Price
- like renting a car
- part of the bill you must pay before insurance will start to kick in
- what it's worth if you decide to sell it yourself
- covers damage to you or your vehicle if you are hit by an uninsured motorist
- includes plates stickers and title
- difference between original price and resale or trade value
- insurance that covers the cost of something breaking that isn't routine
Down
- a popular car value site
- buying a car privately where the owner is not liable for problems after you drive the car off the lot
- type of insurance that covers damage to your car by natural events
- the miles that a company will allow you to drive on a lease
- average annual depreciation/ original cost
- type of insurance that covers damage to your own vehicle
- type of insurance that covers damage to others property
- a site that shows a car's history
- the best possible warranty
- deposit a deposit made by you to cover any damages that may have occurred within your lease term
- consists of bodily injury and property damage insurance in the state of Iowa
- what your trade in is used for
- something is wrong with your particular model of car and the manufacturer will pay to have it fixed
22 Clues: like renting a car • a popular car value site • the best possible warranty • what your trade in is used for • a site that shows a car's history • includes plates stickers and title • Manufacturer's Suggested Retail Price • average annual depreciation/ original cost • what it's worth if you decide to sell it yourself • type of insurance that covers damage to others property • ...
Chapter 9 Vocab 2024-02-16
Across
- professional assessment of the value of a home
- large final payment of a loan
- amount of an asset's value that exceeds what is owed
- loan in which the homeowner borrows money using the equity as collateral
- what a property is worth as determined by a tax assessor
- insurance that includes coverage for the structure of the house as well as its contents
- in insurance terms, amount to be paid to purchase insurance
- tax levied against the value of real estate
- portion of an insurance claim for which the policy holder is responsible
- process of paying down a loan by making regular payments of interest and principal
- contract used lease property for a predetermined period of time
Down
- insurance that pays what the property was worth at the time it was damaged or stolen
- special fees that cover a variety of costs related to purchasing a home
- contract between a home buyer and a lender where the property being purchased is held as collateral
- replacing a mortgage with a high interest rate with another mortgage at a lower rate
- insurance that protects the lender in case any questions arise regarding who has title, or ownership, of a piece of real estate
- service contract that covers the repair & replacement costs of appliances and systems that commonly need repair
- owner of the property that is being leased
- account that adds an amount of money to a mortgage payment to cover taxes and insurance
- detailed report of losses that is filed with the insurance company when the person experiences a loss
- person renting the property under the lease
- occupant of the property being rented
- type of insurance purchased by the tenant that provides financial protection should personal property be damaged or stolen
- insurance that will pay what it actually cost to replace the item damaged or stolen
- payment held by the lessor to cover the costs of potential damages
- basic services such as telephone service, cable and internet, electricity, natural gas, and water for residence homes
26 Clues: large final payment of a loan • occupant of the property being rented • owner of the property that is being leased • person renting the property under the lease • tax levied against the value of real estate • professional assessment of the value of a home • amount of an asset's value that exceeds what is owed • what a property is worth as determined by a tax assessor • ...
