insurance Crossword Puzzles
LifeTech - Crossword Quiz !! 2026-01-12
Across
- The employer or association holding the group policy
- A contract that pays periodic income, typically for retirement
- Ability to continue coverage after leaving an employer
- A document outlining coverage in group insurance is called a ___
- The company providing life insurance
- The person whose life is covered by the policy
- Type of annuity that starts paying income right away
Down
- Type of insurance offered to employees by an employer
- The person receiving payments from an annuity
- A policy that covers a person’s entire life, not just a term
- The contract between the insurer and policyholder
- A type of life insurance lasting a set number of years
- The person who receives the policy payout on the insured's death
- Sum paid by an insurance company on the death of the insured
- Additional Benefits optional add-on that modifies coverage
- Type of annuity with payments that start at a future date
- Professional who prices insurance using statistics
- The regular payment made to keep a policy active
- Time after due date before policy lapses
- Cash value life insurance can sometimes be used as a personal ___
20 Clues: The company providing life insurance • Time after due date before policy lapses • The person receiving payments from an annuity • The person whose life is covered by the policy • The regular payment made to keep a policy active • The contract between the insurer and policyholder • Professional who prices insurance using statistics • ...
Retail Life Terms 2020-10-20
Across
- The person or persons designated by the owner of the policy to receive the insurance proceeds upon the death of the insured.
- Insurance Life insurance under which the benefit is payable only if the insured dies during a specified period of time. No benefit is payable if the insured survives to the end of the term.
- The amount of money distributed to owners of participating policies, which represents the portion of the premium plus investment income that is not used by the company to cover claims, expenses, and increases in policy reserves. Dividends are not guaranteed.
- Beneficiary The person(s) named to receive the policy proceeds in the event that no primary beneficiary and no contingent beneficiary are living at the time of the insured’s death.
- The person/entity being billed for the premiums.
- One who represents an insured in the solicitation, negotiation, or procurement of insurance policies, and who may render services incidental to those functions. By law, the broker may also be an agent of the insurer for certain purposes such as delivery of the policy or collection of the premium.
- Life Insurance Life insurance coverage that remains in force during the insured's lifetime, provided premiums are paid as specified in the policy, with guaranteed death benefits and cash value.
- Life Insurance Permanent Life insurance coverage with flexible premiums and adjustable death benefits. Accumulates cash value at rates of interest declared by the insurance company each month.
- Gain The taxable portion of any policy disbursement. For a non-MEC policy this is the amount of the disbursement that exceeds the policy’s cost basis. For a MEC policy this is the smaller amount of the disbursement or the amount that the total policy value exceeds the policy’s cost basis.
- Date The date shown on the policy records as the date the policy was issued.
- Value The amount available to an owner in cash upon surrender of a life insurance policy.
- The payment—or one of a series of payments—required by the insurer to put an insurance policy in force and to keep it in force.
Down
- Date The yearly anniversary of the date the policy was issued.
- In Life insurance, a salesperson who represents an insurance company for the purpose of soliciting applications, collecting initial premiums, and servicing insurance policies.
- Universal Life A combination of the features of Variable Life Insurance and Universal Life Insurance under the same policy. Benefits are variable based on the value of a company's investments, premiums and benefits that are adjustable at the option of the policy owner.
- The process by which a life insurance company puts back in force a policy that had lapsed because of nonpayment of renewal premiums.
- Value The amount of money the policyowner receives as a cash refund if the owner cancels the coverage and surrenders the policy to the company. It is also referred to as the cash value, or surrender value. It is also the amount upon which the amount available for a policy loan is based.
- A person or an organization designated to control or manage another party's property.
- The assets and liabilities of a decedent.
- An addition to an insurance policy that becomes a part of the policy and that expands or limits the benefits otherwise payable. Examples are accidental death benefit and the waiver of premium for disability benefit riders (also referred to as Endorsement).
20 Clues: The assets and liabilities of a decedent. • The person/entity being billed for the premiums. • Date The yearly anniversary of the date the policy was issued. • Date The date shown on the policy records as the date the policy was issued. • A person or an organization designated to control or manage another party's property. • ...
Insurance terms 2014-05-15
Across
- adjuster an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
- Holder a person or group in whose name an insurance policy is held.
- a formal or explicit statement or announcement.
- Cost the actual cost to replace an item or structure at its pre-loss condition.
- an amount to be paid for an insurance policy.
- Insurance is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims.
- having inadequate insurance coverage.
- the possibility of financial loss.
- Insurance provides protection against most risks to property, such as fire, theft and some weather damage.
- able to be deducted, especially from taxable income or tax to be paid.
- Insurance the actual cost to replace an item or structure at its pre-loss condition.
- a course or principle of action adopted or proposed by a government, party, business, or individual.
- Limit The largest total amount the insurance company will pay for covered losses.
Down
- an official agreement intended to resolve a dispute or conflict.
- an act of assessing something or someone.
- state or assert that something is the case, typically without providing evidence or proof
- complete; including all or nearly all elements or aspects of something
- the state of something, especially with regard to its appearance, quality, or working order.
- Cash Value the cost to repair or replace the damaged property, minus depreciation
- Bonds a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
- roughly calculate or judge the value, number, quantity, or extent of.
- a small weight positioned on the beam of a balance for fine adjustment.
- an instance of one moving object or person striking violently against another.
23 Clues: the possibility of financial loss. • having inadequate insurance coverage. • an act of assessing something or someone. • an amount to be paid for an insurance policy. • a formal or explicit statement or announcement. • an official agreement intended to resolve a dispute or conflict. • Holder a person or group in whose name an insurance policy is held. • ...
TIE 2020 Crossword 2020-11-27
Across
- Insurance which is useful when you want to sue someone
- Policy that covers employees in a company against the dangers of an aircraft accidents
- An amount that you yourself responsible for paying towards an insured loss
- Transferring the financial consequences of a loss to another party such as insurance company
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- Classification of various businesses by insurers
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
Down
- The method by which each member of an insurance pool shares in every risk written by other pool member
- An individual or firm hired by an employer to deal with claim processing
- The termination of a policy before the expiry date
- Insurance which is mandatory when you stay in Germany for more than 3 months
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Money which is set aside by the insurance company to pay the losses
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- It is the duty to disclose all material facts relating to the risk to be covered
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- Property taken over by an insurer to lower its loss
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Chapter 19 Insurance 2025-05-05
Across
- automobile insurance that protects against upset and direct and accidental damage due to colliding with another object
- insurance providing liability and other coverages for the operation of a motor vehicle
- The recipient of the amount to be paid is the
- modifications made to the standard fire policy to eliminate certain risks for coverage
- The party covered or protected is the
- a type of casualty insurance that indemnifies against personal injury or property damage claims for which the insured is legally responsible.
- insurance that covers against all damage to the insured’s car except that caused by collision or upset
- managed care insurance plan that arranges for member discounts across a wide range of services
- The party who agrees to indemnify is called the
Down
- When one party pays to compensate for such harm, that party is said to
- health maintenance organization, provides comprehensive, “managed” care to its members through fixed premiums
- a clause prohibits the insurer from refusing to perform due to misrepresentation or fraud after the policy has been in effect for a specified period of time—usually two years.
- period of time during which an overdue insurance premium can be paid to keep the policy in force
- is the process by which the insurance company examines the prospective insured-with his or her express consent-to determine whether to offer the coverage requested and how much the company will charge for the coverage.
- The consideration for a contract of insurance is called the
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- The potential for loss arising from injury to or death of a person or from damage or destruction of property from a specified peril is called the
- exceptions to insurance coverage
- The written contract of insurance is called a
- excuse the insurer from the obligation to pay the death benefit.
20 Clues: exceptions to insurance coverage • The party covered or protected is the • The recipient of the amount to be paid is the • The written contract of insurance is called a • The party who agrees to indemnify is called the • The consideration for a contract of insurance is called the • excuse the insurer from the obligation to pay the death benefit. • ...
Ch. 25 Protecting Family's Resources 2023-11-30
Across
- A type of insurance that eliminates the legal process of proving who is at fault in an auto accident
- Organization that offers lower-cost health care by providing a group discount if participating doctors are used It pays some of the costs if a nonparticipating doctor is used
- Health insurance that generally pays for hospitalization (room, board, and nursing services), medications, and sometimes X rays and lab tests
- Persons designated by a life insurance policyholder to receive the benefits of the policy upon the policyholder's death; also a person who is named in a will to receive a deceased person's property
- Policy that begins paying when the basic insurance coverage stops It extends the basic policy and pays for additional hospital care due to major illness or serious injury, protecting people from huge medical bills that could ruin them financially
- Health insurance that protects a person or family from loss of income due to sickness or disabling injury
- Flexible insurance that allows the insured to alter the coverage as the need for protection and the ability to pay for it change
- A type of life insurance in which the premium is based on the person's age when the policy is purchased and remains the same throughout his or her life This type of policy builds a cash value
- A method of receiving and paying for health care where you pay a set fee on a regular basis When you need health care, you go to a physician associated with the HMO You receive whatever care you need, usually with no deductible and no coinsurance payment
- Insurance protection against loss of income due to the death of the insured
Down
- A type of life insurance in which part of the premium goes toward protection and the rest goes into savings that are invested in equity products such as stocks
- Type of life insurance that covers the life of the policyholder for a specified term or period of time Once the term expires, the person is no longer insured
- Insurance that covers damage to, or loss of, your home as well as the personal property inside your home
- The amount of money a policyholder pays for an insurance policy
- Insurance designed to help people protect their assets in the event of a prolonged illness or convalescence
- The amount of money the policyholder would receive if the policy is surrendered before his or her death or when it matures
- A legal contract issued by an insurance company
- A type of life insurance in which protection and savings are clearly separated and the amounts of both parts can be changed
- The amount of money paid to the beneficiary of a life insurance policy upon the policyholder's death
19 Clues: A legal contract issued by an insurance company • The amount of money a policyholder pays for an insurance policy • Insurance protection against loss of income due to the death of the insured • A type of insurance that eliminates the legal process of proving who is at fault in an auto accident • ...
Cameron Stokes 2015-01-13
Across
- contract in which the insurer promises, for a stated premium, to pay you a sum of money if a particular piece of real or personal property is damaged or destroyed
- insurance that covers the person if they die
- one that insures property that cannot be covered by specific insurance because it is constantly changing in value or location
- person named in the policy to receive benefits paid by the insurer
- provides protection for a stated time, generally 20-30 years
- covers you form a fire
- protects you against loss of personal property, liability for a visitor’s personal injury, and liability for negligent destruction of the rented premises
- amount of money you pay the insurance companies
- form of straight life insurance, allows polcyholders to change the the terms of the policy
- guaranteed retirement income that is purchased
- relationship with the insured person
- a provision in an insurance policy that limits your recovery for a loss if the property is not insured for its full replacement value
- covers ships at sea
- written contract between a person and an insurance company
- amount of protection statedin a life insurance policy
Down
- person who has the insurance policy
- protects against most types of losses and liabilities related to home ownership, including fire, windstorm, vandalism, burglary, and injuries suffered by other persons while on the property
- insurance that is issued for a term
- gives you temporary protection until a policy is issued
- person who's life is insured
- who agrees to compensate you for a specific loss
- an attachment to the insurance policy
- allows you to stop paying premiums after a stated length of time
- provides coverage for land carriers carrying goods
- also called ordinary life insurance, required payments of premiums throughou the insured's life
- healthcare plan for low income families
- life insurance policy is the amount of money you can take by either borrowing against or cashing in a policy
- people who are over 65 and are covered by a social security number are eligible
28 Clues: covers ships at sea • covers you form a fire • person who's life is insured • person who has the insurance policy • insurance that is issued for a term • relationship with the insured person • an attachment to the insurance policy • healthcare plan for low income families • insurance that covers the person if they die • guaranteed retirement income that is purchased • ...
insurance vocabulary crossword 2022-04-11
Across
- a person or company covered by Insurance
- a request made by the insured to receive payment when the insurance fails to pay what is due
- a person who may become eligible to receive payment due to a will, trust, or other contract
- the amount of money the insured must pay before there insurance will kick in
- the amount of money an individual must pay monthly to purchase insurance coverage
- a secondary insurance policy that covers what your insurance does not
- what the insurance does not pay for
- anything related to money
- a paper proving the legality of the contract
- a written agreement enforceable by law
Down
- the annual yearly payment due to have Insurance
- a person selected by the insurer to save money
- the maximum amount of co payment the insured person has to pay per year
- A contract or policy in which an individual has
- the maximum amount of money the insurance will pay in the insured persons lifetime
15 Clues: anything related to money • what the insurance does not pay for • a written agreement enforceable by law • a person or company covered by Insurance • a paper proving the legality of the contract • a person selected by the insurer to save money • the annual yearly payment due to have Insurance • A contract or policy in which an individual has • ...
Happy Earmuffs Day! 2025-03-12
Across
- The termination of an insurance policy before its expiration date.
- Recurring premium payments made every month.
- A freshly issued insurance policy for a first-time customer.
- The company we proudly work for!
- The document we receive from brokers finalizing and completing insurance transaction to process.
- A change or addition to an insurance policy that alters its coverage.
- A charge applied to cover administrative costs in insurance processing.
- The dedicated team that process insurance transactions and ensures everything runs smoothly aka the Best Team
Down
- A type of insurance sales channel where policies are sold without intermediaries.
- Insurance policies or premiums that are paid once a year.
- The total amount paid by a business for its insurance coverage.
- The process of extending or continuing an existing insurance policy.
- Professionals who act as intermediaries between clients and insurers.
- The system we use to process insurance coverages efficiently.
- Where policies or transactions requiring further review are stored.
15 Clues: The company we proudly work for! • Recurring premium payments made every month. • Insurance policies or premiums that are paid once a year. • A freshly issued insurance policy for a first-time customer. • The system we use to process insurance coverages efficiently. • The total amount paid by a business for its insurance coverage. • ...
Insurance Vocab Review 2023-02-28
Across
- Insurance to pay for damage to a vehicle for incidents that do not involve a collision: for example theft, storms, and fire
- A small separate insurance policy in addition to another policy which covers some specific or most valued possessions (Rider)
- An individual specified by the deceased who takes on responsibility of providing care for the children of the deceased
- The legal process by which a will is reviewed by the court system
- The legal right to act on someone else’s behalf in specified affairs
- that pays for the damage of property of others involved in the accident when you are not a fault
- A driver involved in a vehicle accident who does not have insurance
- A fee paid to the insurance company to be covered by the insurance policy under the terms in the agreement
- Insurance that provides protection for a home and the contents in the home
- When a report is filed with an insurance company so that the insured party may be compensated for the damages
- Insurance to pay for the damage to a vehicle when involved in a collision with another vehicle or object
- A certain type of insurance that protects a home against damage or destruction caused by a flood
Down
- Insurance that pays for the medical bills of the individuals involved in an automobile accident
- A contract between the insured and the insurer that specifies the terms and arrangements of the insurance
- The legal contract holding property of an individual for the benefit of someone else
- Insurance that protects against the loss of contents in the residence, but not the residence itself
- An individual or institution appointed to manage property for the benefit of someone
- The amount paid out of pocket by a policyholder when a loss occurs. If the loss is over this amount, the insurance company pays the rest of the loss
- A legal document that enforces an individual’s wishes regarding how property and guardianship should be distributed after the death of an individual
- The party who makes sure that willed items or money are distributed in the manner that the deceased desires
- A person that is financially supported for tax purposes or insurance purposes
- The person(s) entitled to receive some type of property under the provision of a will
- A person covered by insurance
- The portion of a medical expense for which the insured of a health plan must pay out of pocket
- A legal document that states medical wishes for an individual if he/she become incapacitated or unable to make medical decisions
25 Clues: A person covered by insurance • The legal process by which a will is reviewed by the court system • A driver involved in a vehicle accident who does not have insurance • The legal right to act on someone else’s behalf in specified affairs • Insurance that provides protection for a home and the contents in the home • ...
Retail Life Terms 2020-10-20
Across
- The person or persons designated by the owner of the policy to receive the insurance proceeds upon the death of the insured.
- Insurance Life insurance under which the benefit is payable only if the insured dies during a specified period of time. No benefit is payable if the insured survives to the end of the term.
- The amount of money distributed to owners of participating policies, which represents the portion of the premium plus investment income that is not used by the company to cover claims, expenses, and increases in policy reserves. Dividends are not guaranteed.
- Beneficiary The person(s) named to receive the policy proceeds in the event that no primary beneficiary and no contingent beneficiary are living at the time of the insured’s death.
- The person/entity being billed for the premiums.
- One who represents an insured in the solicitation, negotiation, or procurement of insurance policies, and who may render services incidental to those functions. By law, the broker may also be an agent of the insurer for certain purposes such as delivery of the policy or collection of the premium.
- Life Insurance Life insurance coverage that remains in force during the insured's lifetime, provided premiums are paid as specified in the policy, with guaranteed death benefits and cash value.
- Life Insurance Permanent Life insurance coverage with flexible premiums and adjustable death benefits. Accumulates cash value at rates of interest declared by the insurance company each month.
- Gain The taxable portion of any policy disbursement. For a non-MEC policy this is the amount of the disbursement that exceeds the policy’s cost basis. For a MEC policy this is the smaller amount of the disbursement or the amount that the total policy value exceeds the policy’s cost basis.
- Date The date shown on the policy records as the date the policy was issued.
- Value The amount available to an owner in cash upon surrender of a life insurance policy.
- The payment—or one of a series of payments—required by the insurer to put an insurance policy in force and to keep it in force.
Down
- Date The yearly anniversary of the date the policy was issued.
- In Life insurance, a salesperson who represents an insurance company for the purpose of soliciting applications, collecting initial premiums, and servicing insurance policies.
- Universal Life A combination of the features of Variable Life Insurance and Universal Life Insurance under the same policy. Benefits are variable based on the value of a company's investments, premiums and benefits that are adjustable at the option of the policy owner.
- The process by which a life insurance company puts back in force a policy that had lapsed because of nonpayment of renewal premiums.
- Value The amount of money the policyowner receives as a cash refund if the owner cancels the coverage and surrenders the policy to the company. It is also referred to as the cash value, or surrender value. It is also the amount upon which the amount available for a policy loan is based.
- A person or an organization designated to control or manage another party's property.
- The assets and liabilities of a decedent.
- An addition to an insurance policy that becomes a part of the policy and that expands or limits the benefits otherwise payable. Examples are accidental death benefit and the waiver of premium for disability benefit riders (also referred to as Endorsement).
20 Clues: The assets and liabilities of a decedent. • The person/entity being billed for the premiums. • Date The yearly anniversary of the date the policy was issued. • Date The date shown on the policy records as the date the policy was issued. • A person or an organization designated to control or manage another party's property. • ...
Personal and Property Insurance 2022-12-08
Across
- Car insurance for any peril except a collision
- The type of car insurance needed in case you are hit by someone with no car insurance
- The provision that requires property owners to pay part of any loss
- The right of an insurance company to collect reimbursement from a person who caused a loss
- An add on policy to cover more expensive items such as jewelry that would not be fully covered
- An insurance company employee who investigates claims
- The amount you pay up front for any loss
- What you file if you are in an accident and want the insurance company to pay
Down
- Type of policy that provides extra liability coverage to protect your assets
- Insurance you need if you live in an apartment
- What an insurance company will do when you file a claim
- Insurance that protects against the financial consequences if someone else is injured
- The number that shows how well you have paid your bills (2 words)
- The term for the cost that will be covered if you total your car
- Car insurance that pays in the case of a wreck between two cars, no matter who is at fault
- A listing of all of your property in case of loss
- Loss due to failing to take care in a reasonable manner
- The causes of loss
18 Clues: The causes of loss • The amount you pay up front for any loss • Insurance you need if you live in an apartment • Car insurance for any peril except a collision • A listing of all of your property in case of loss • An insurance company employee who investigates claims • What an insurance company will do when you file a claim • ...
Insurance_Nand Gotecha_TCE 2025-10-01
Across
- What facility allows policyholders to receive treatment without upfront payments?
- Which insurance protects vehicles against accidents and theft?
- Which insurance protects your life in case of death?
- What process allows switching health insurance without losing benefits?
- Which insurance policy combines investment and protection?
- What type of health plan offers additional coverage above an existing base plan?
- What do you call the person receiving insurance money after death?
- What term describes extending a health insurance policy beyond its expiry?
- What do you call the amount the insurer pays in case of loss?
Down
- What is the panel of hospitals tied up with insurance companies for cashless treatment?
- What type of insurance product guarantees periodic payments after retirement?
- What do we call the regular money paid to maintain an insurance policy?
- What insurance helps protect your home from damage or loss?
- What clause requires the insured to pay a fixed amount towards a claim?
- Which government company offers life insurance in India?
15 Clues: Which insurance protects your life in case of death? • Which government company offers life insurance in India? • Which insurance policy combines investment and protection? • What insurance helps protect your home from damage or loss? • What do you call the amount the insurer pays in case of loss? • Which insurance protects vehicles against accidents and theft? • ...
Berkley Select - Take Your Kids To Work Day 2020-04-16
Across
- contract of insurance
- season after winter
- trip to work and back
- owner of an insurance policy
- portable computer
- kids favorite subject at school
- not on purpose; e.g. car crash
- popular adult drink in the office
- always wear this when riding your bike
- golden arches lunch spot
- type of insurance that protects your car
Down
- popular dance app
- paid to insurance company for policy
- many kids ride to school on this
- part of policy that tells you what is NOT covered
- calming exercise
- frozen summertime treat (two words)
- grey funnel spins in the sky
- insurance helps manage this
- maximum amount a policy will pay
- machine to diagnose broken bone
21 Clues: calming exercise • popular dance app • portable computer • season after winter • contract of insurance • trip to work and back • golden arches lunch spot • insurance helps manage this • owner of an insurance policy • grey funnel spins in the sky • not on purpose; e.g. car crash • kids favorite subject at school • machine to diagnose broken bone • many kids ride to school on this • ...
PA Week 2025 2025-03-31
Across
- Federal law requiring employers to permit employees to continue their group health insurance coverage after termination
- Person who is the holder of an insurance policy
- Overdue
- Collection and storage of patient demographic, insurance, and clinical data
- Not to be disclosed
- World Wide Web
- Preferred Provider Organization
- Official count/list of patient population
- Document verifying patient name
Down
- Insurance claims review process used when a beneficiary is insured by two or more carriers
- Providing patient room numbers to callers and visitors (Patient _______)
- Legal responsibility or accountability
- 3rd Party Administrator
- Ambulatory Patient
- Federal health insurance plan primarily for seniors
- Secret combination of alphanumeric characters used to protect computer access
- MSP (Medicare __ Payor)
- Bill submitted to insurance company for payment
18 Clues: Overdue • World Wide Web • Ambulatory Patient • Not to be disclosed • 3rd Party Administrator • MSP (Medicare __ Payor) • Preferred Provider Organization • Document verifying patient name • Legal responsibility or accountability • Official count/list of patient population • Person who is the holder of an insurance policy • Bill submitted to insurance company for payment • ...
Insurance 2021-12-14
Across
- a request for payment to health insurer
- another name for agent or broker
- individuals buy health insurance by insurance companies
- provides healthcare coverage
- patient pays for healthcare services
- pre-determined fee under insurance plans
- lowest cost-sharing available
Down
- reconsider its decision to deny payment
- prescription drugs covered in health plan
- a recurring fee you are charged
- a written order to care doctor
- help you apply and enroll you in health insurance
- not have to pay a penalty each year
- plan to meet all obligations
14 Clues: provides healthcare coverage • plan to meet all obligations • lowest cost-sharing available • a written order to care doctor • a recurring fee you are charged • another name for agent or broker • not have to pay a penalty each year • patient pays for healthcare services • a request for payment to health insurer • reconsider its decision to deny payment • ...
Insurance 2022-04-07
Across
- amount paid by the patient before the policy pays
- HMO
- medical assistance program that provides for the poor, elderly, children, and physically disabled
- improves longevity and quality of life
- federal gov. program with type A, B, and D
- healthy rich vs sick poor
- health care program for the US Military
- what is acceptable and what isn't?
Down
- PPO
- study of diseases and immunizations
- percentage shared by the patient and insurance company
- for workers injured on the job
- can help to detect birth defects
- amount that a patient pays for the service
14 Clues: PPO • HMO • healthy rich vs sick poor • for workers injured on the job • can help to detect birth defects • what is acceptable and what isn't? • study of diseases and immunizations • improves longevity and quality of life • health care program for the US Military • amount that a patient pays for the service • federal gov. program with type A, B, and D • ...
Insurance 2026-02-12
Across
- The insured person cannot profit off insurance
- The payment made out by the insurance company
- The extra cost added to a persons premium
- The amount charged by the insurance company for insurance
- Compulsory insurance in Ireland
- Works for many insurance companies
- Type of insurance that covers you in the event of serious illness
Down
- Offers protection against possible loss
- The contract between the insured person and the insurance company
- This person investigates a claim for compensation.
- Offers protection against guaranteed loss
- Application form for insurance
- Works for one insurance company
13 Clues: Application form for insurance • Compulsory insurance in Ireland • Works for one insurance company • Works for many insurance companies • Offers protection against possible loss • The extra cost added to a persons premium • Offers protection against guaranteed loss • The payment made out by the insurance company • The insured person cannot profit off insurance • ...
Vocabulary Review 2024-12-04
Across
- A fee to join the risk sharing group
- Is coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries.
- Is an arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
- Is anything that increases the likelihood of loss through peril.
- Is insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
- Anything that may possibly cause a loss
- Is the failure to take ordinary or reasonable care to prevent accidents from happening
Down
- Is additional property insurance that covers the damage or loss of specific items of high value.
- Is motor vehicle insurance that applies when you damage the property of others.
- Method the payment you receive is based on the replacement cost of an item minus depreciation.
- Insurance is insurance that covers damage to your vehicle when it is involved in an accident.
- Is protection against possible financial loss.
- Is insurance that covers you and your family members if you are involved in an accident with an uninsured or hit and run driver.
- A way to join a risk sharing group.
- Method for settling claims, you will receive the full cost of repairing or replacing an item.
- Pays the cost of minor accidental injuries to visitors on your property.
- Is a group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state
- Is the set amount that the policyholder must pay per loss.
- Is the chance of loss or injury.
19 Clues: Is the chance of loss or injury. • A way to join a risk sharing group. • A fee to join the risk sharing group • Anything that may possibly cause a loss • Is protection against possible financial loss. • Is the set amount that the policyholder must pay per loss. • Is anything that increases the likelihood of loss through peril. • ...
Unit 5: Insurance 2021-08-16
Across
- Amount added to the premium because there is a greater risk of a loss occurring.
- The amount you have to pay to make a claim.
- Ownership of the insured item passes from the insured to the insurance company.
- The insurance company will not pay out compensation under certain circumstances.
- Insuring your home for the amount it would cost to rebuild it.
- Works for many companies and will choose the best option for a fee.
Down
- A discount in return for not claiming on an insurance policy.
- Works to secure the money that your insurance policy entitles you to claim.
- Two insurance companies divide the cost of a claim between them.
- Fee paid to the insurance company.
- A way of transferring risk.
- The event is guaranteed to happen.
- Reporting an accident to your insurance provider.
- Calculates the premium to pay to the insurance company.
- The insured person cannot make a profit from insurance.
15 Clues: A way of transferring risk. • Fee paid to the insurance company. • The event is guaranteed to happen. • The amount you have to pay to make a claim. • Reporting an accident to your insurance provider. • Calculates the premium to pay to the insurance company. • The insured person cannot make a profit from insurance. • ...
Agriculture Insurance 2020-10-07
Across
- The automated solution under PMFBY has opened a window of opportunity to remote and economically-weak ____ to benefit from crop insurance services
- Agriculture Insurance Company of India Limited was incorporated under the Indian ____ Act, 1956
- AIC also transacts other insurance businesses directly or indirectly concerning agriculture and its ____ activities
- Under PMFBY, a single platform will ensure better administration, coordination & ____ for getting real time information and monitoring.
- ____ General Insurance is one of the many companies providing Crop Insurance
- ____ Based Crop Insurance aims to mitigate the hardship of the insured farmers against the likelihood of financial loss on account of anticipated crop loss resulting from incidence of adverse conditions of weather parameters like rainfall, temperature, frost, humidity etc
- ____ General Insurance is one of the many companies providing Crop Insurance
- ____ is one of the main promoters of AIC
- ____ insurance is a means of protecting the agriculturist against financial losses due to uncertainties that may arise from crop failures/losses arising from named or all unforeseen perils beyond their control
- AIC is registered with ____ (registration no. 126) to carry on its insurance business
- ____ General Insurance is one of the many companies providing Crop Insurance
Down
- PMFBY is under the MINISTRY OF ‘____ & FARMERS WELFARE’
- ____ Insurance Corporation of India is one of the main promoters of AIC
- Pradhan Mantri Fasal Bima Yojana (Acronym)
- The Government is endeavouring for the ____ of all the stakeholders viz. farmers, insurance companies, financial institutions & Government agencies on single IT platform through PMFBY
- Under PMFBY, Crop Insurance provides insurance services to farmers ____ than before
- The Registered Office and Head Quarters of AIC is located in ____
- Restructured Weather Based Crop Insurance Scheme (Acronym)
18 Clues: ____ is one of the main promoters of AIC • Pradhan Mantri Fasal Bima Yojana (Acronym) • PMFBY is under the MINISTRY OF ‘____ & FARMERS WELFARE’ • Restructured Weather Based Crop Insurance Scheme (Acronym) • The Registered Office and Head Quarters of AIC is located in ____ • ____ Insurance Corporation of India is one of the main promoters of AIC • ...
Insurance Crossword 2023-10-31
Across
- insurance that covers accidents in the home
- A contract of insurance, describing the term, coverage, premiums and deductibles
- insurance that covers when you are in a car accident
- The act or process of colliding; a crash or conflict.
- The amount the insured pays on a claim before the insurer pays the policy remainder.
- An individual, usually but not always the buyer, covered by an insurance policy.
- insurance that covers the expenses after death
- The periodic payment made on an insurance policy.
- Legal responsibility
Down
- Coverage Insurance designed to pay for the repair or replacement of the policy owner's car in the event of damage not resulting from an accident.
- The owner of an insurance policy.
- insurance that covers medical expeensives
- insurance that covers the expense when you have a accident
- An individual, institution, trustee, or estate which receives, or may become eligible to receive, benefits under a will, insurance policy, retirement plan, annuity, trust, or other contract.
- A situation in which some kind of loss is possible.
15 Clues: Legal responsibility • The owner of an insurance policy. • insurance that covers medical expeensives • insurance that covers accidents in the home • insurance that covers the expenses after death • The periodic payment made on an insurance policy. • A situation in which some kind of loss is possible. • insurance that covers when you are in a car accident • ...
Car Insurance Word Find 2025-04-23
Across
- How you can use school to reduce your insurance premium. (two words)
- Your driving history, which affects your insurance cost.
- Required coverage for damage you cause to others.
- The company that provides the insurance.
- Covers non-collision damage like theft or weather.
- Filed to get payment for a covered loss.
- This add-on helps cover doctor or hospital bills for you and your passengers even if the accident was your fault. (two words)
- Injury to others that your insurance covers. (two words)
- Covers damage to your car from a crash.
- Teen drivers often pay this kind of rate due to inexperience.
Down
- The amount you pay before insurance kicks in.
- Proof of insurance you should keep in your car. (two words)
- The amount you pay for your insurance policy.
- This can happen if you don't pay your premium.
- The amount of protection you have under your policy.
- You must wear this to avoid injury and fines. (two words)
- The person who investigates and settles insurance claims.
- The contract detailing your coverage and terms.
18 Clues: Covers damage to your car from a crash. • The company that provides the insurance. • Filed to get payment for a covered loss. • The amount you pay before insurance kicks in. • The amount you pay for your insurance policy. • This can happen if you don't pay your premium. • The contract detailing your coverage and terms. • ...
NEFE: Module 6 2022-05-26
Across
- a fixed fee you pay when you receive covered care
- a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft
- When you settle an insurance claim or lawsuit
- the fees, costs and expenses of any kind incurred by any Person
- an insurance agent who investigates personal or property damage
- Contact of a persons death benefit
- a part of the general insurance system of risk financing to protect the purchaser
Down
- Payment of covered health care
- a person or group in whose name an insurance policy is held
- legal contract between the insurance company
- direct payment of money that may or may not be later reimbursed
- Medical expenses
- a government national health insurance program
- the highest amount your insurer will pay for a claim that your insurance policy covers
- insurance coverage you can buy separately from a medical plan
15 Clues: Medical expenses • Payment of covered health care • Contact of a persons death benefit • legal contract between the insurance company • When you settle an insurance claim or lawsuit • a government national health insurance program • a fixed fee you pay when you receive covered care • a person or group in whose name an insurance policy is held • ...
Personal Finance 2022-09-21
Across
- The recipient of funds or other benefits from insurance policies
- Risk transfer to a third party
- A business whose main purpose is to receive deposits and make loans
- Amount paid on an insurance policy per a given time period
- Used when a person is not capable of working
- Interest on the original loan
- A periodic payment for the use of borrowed funds
- A collection of securities chosen and managed by a group of professional fund managers
- More money is taken out based on a larger paycheck (federal tax)
Down
- Interest paid on both the original loan and interest earned
- When benefits outweigh costs
- Used when a person is sick
- Insurance that protects your belongings from theft and destruction
- Benefits survivors or the deceased
- Your payment before an insurance company begins coverage
- The amount of money borrowed, or the amount of money still owed on a loan
16 Clues: Used when a person is sick • When benefits outweigh costs • Interest on the original loan • Risk transfer to a third party • Benefits survivors or the deceased • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Your payment before an insurance company begins coverage • ...
Insurance Crossword 2024-05-23
Across
- protection, for a premium
- Preferred Provider Organization
- coverage for life
- cash amount offered to insurer
- exchange of values
- protection against your car in case of damages
- benefits insurance companies offer
- amount paid per month to keep insurance active
- unknown outcomes situations, but probability distributions
- fixed amount for a service, covered
- Health Maintenence Organization
Down
- amount you pay before insurance kicks in
- pays for repairs to property
- coverage on medical expenses and bills
- a car insurance helping with non-collision damage
- amount needed to replace a present asset
- coverage for specific period of time
- Health Savings Accounts
- amount you pay for other person's damages you caused
- coverage on prescriptions from pharmacies
20 Clues: coverage for life • exchange of values • Health Savings Accounts • protection, for a premium • pays for repairs to property • cash amount offered to insurer • Preferred Provider Organization • Health Maintenence Organization • benefits insurance companies offer • fixed amount for a service, covered • coverage for specific period of time • coverage on medical expenses and bills • ...
PATIENT ACCESS WEEK 2022 2022-03-31
Across
- Master Index of Patients
- Type of large group insurance plan where employees have access to care anywhere in the country without a referral
- Fixed sum of money that beneficiary must contribute towards the cost of their health care before insurance benefits begin
- Insurance claims review process used when a beneficiary is insured by two or more carriers (__________ of benefits).
- Person who is the holder of an insurance policy
- Written authorization form patient/guarantor signs for their insurance company to pay benefits directly to the care provider. (_______ of benefits).
- Person designated to receive proceeds of an insurance policy
- Federal law requiring employers to permit employees to continue their group health insurance coverage after termination
- System similar to DRGs used for outpatient services
Down
- Health Insurance __________ and Accountability Act
- Bill submitted to insurance company for payment
- Conducting ourselves ethically and within the law of business practices
- The administrative branch within the Department of Health and Human Services that is responsible for Medicare and Medicaid services.
- Form used to manage care plans for PCP's authorization for certain specialist and certain services
- The process of accurately account for all ADT activity within or across entities (Census _______).
- Osteopathic Physician
- Portion of bill that beneficiary must contribute once insurance benefits have begun (____-pay).
17 Clues: Osteopathic Physician • Master Index of Patients • Bill submitted to insurance company for payment • Person who is the holder of an insurance policy • Health Insurance __________ and Accountability Act • System similar to DRGs used for outpatient services • Person designated to receive proceeds of an insurance policy • ...
Personal Finance Unit 3 Crossword 2021-10-19
Across
- pays for part or all of hospital bills for room, board, and other charges
- a network that renders medical care from affiliated health care providers
- a provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met
- a program of medical assistance to low-income individuals and families
- a group of doctors and hospitals that agree to provide health care at rates approved by the insurer
- a person designed to receive something, such as life insurance proceeds, from the insured
- a provision under which an insured pays a certain amount, after which the insurance company pays 100% of the remaining covered expenses
- a claim settlement method in which the insured receives payment based on the current replacement cost of a damaged or lost item, less depreciation
- a person who owns an insurance policy
- the process of establishing a monetary fund to cover the cost of a loss
- a factor that increases the likelihood of loss through some peril
- prepaid health plans that provide comprehensive health care to members
- the set amount a policyholder must pay per loss on an insurance policy
- an independent membership corporation that provides protection against the cost of hospital care
- supplementary personal liability coverage; also called a personal catastrophe policy
- an insurance plan in which the policyholder pays a specified premium each year for as long as he or she lives; also called a straight life policy, cash-value life policy, or ordinary life policy
- an insurance company
- an automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies
- consists of people who are unable to obtain automobile insurance due to poor driving or accident records and must obtain coverage at high rates through a state program that requires insurance companies to accept some of them
- an addition of coverage to a standard insurance policy
- a method of integrating the benefits payable under more than one health insurance plan
- a provision under which both the insured and the insurer share the covered losses
- the cause of a possible loss
- a whole life policy that combines term insurance and investment elements
- a risk in which there is a chance of either loss or gain
- the place of residence used to determine a person's automobile insurance premium
- pays for the cost of day-in, day-out care for long-term illness or disability
- pays stipulated daily, weekly, or monthly cash benefits during hospital confinement
- provides payments to replace income when an insured person is unable to work
Down
- pays part or all of the surgeon's fees for an operation
- a situation in which a person is held responsible for intentional or unintentional actions
- life insurance protection for a specified period of time; sometimes called temporary life insurance
- the amount of money a policyholder is charged for an insurance policy
- a benefit under which the company pays twice the face value of the policy if the insured's death results from an accident
- automobile insurance coverage that protects a person against financial loss when that person damages the property of others
- a health insurance plan that provides a wide range of health care services for a fixed, prepaid monthly premium
- a provision stating that if the insured dies by suicide during the first two years the policy is in force, the death benefit will equal the amount of the premium paid
- pays most of the costs exceeding those covered by the hospital, surgical, and physician expense policies
- coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible
- combination of hospital expense insurance, surgical expense insurance, and physician expense insurance
- the amount received after giving up a life insurance policy
- an independent membership corporation that provides protection against the cost of surgical and medical care
- a claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item
- a document attached to a policy that modifies its coverage
- a risk-sharing firm that assumes financial responsibility for losses that may result from an insured risk
- a person covered by an insurance policy
- automobile insurance that pays for damage to the insured's car when it is involved in an accident
- a risk in which there is only a chance of loss; also called insurable risk
- a situation in which a person is held legally responsible for the actions of another person
- coverage for a place of residence and its associated financial risks
- legal responsibility for the financial cost of another person's losses or injuries
- a list or other documentation of personal belongings, with purchase dates and cost information
- protection against possible financial loss
- supplements Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare
- failure to take ordinary or reasonable care in a situation
- a federal health insurance program for people 65 or older, people of any age with permanent kidney failure, and people with certain disabilities; the program is administered by the Centers for Medicare and Medicaid Services
- the process that insurance companies use to determine the premiums that will be charged and whom they will be insure
- chance or uncertainty of loss; also used to mean "the insured"
- a written contract for insurance
- a contract that provides a regular income, typically for as long as the person lives
60 Clues: an insurance company • the cause of a possible loss • a written contract for insurance • a person who owns an insurance policy • a person covered by an insurance policy • protection against possible financial loss • an addition of coverage to a standard insurance policy • pays part or all of the surgeon's fees for an operation • ...
Personal Lines Glossary Review 1 2023-10-31
Across
- Terra's policy is terminated due to nonpayment of her premium. This is an example of what?
- Wilma submits an insurance application and premium for her auto, the insurance company promises to pay any losses to her auto as long as they are a covered peril. This is an example of what?
- Nina just bought a new home and is getting a homeowner's policy to insure it. The insurer sent out someone to look at the property and determine how much coverage was needed. This process is called what?
- Hugh has a home that was damaged due to an earthquake. His insurance will not cover the damage because earthquake is what?
- Nicole offers advice regarding the benefits or disadvantages under an insurance policy for a fee. What is Nicole?
- Joe's dad gives him the family car as a gift on his 18th birthday. When he does this, he contacts the auto insurance company to have the policy transferred to Joe. This is an example of what?
- A group of employees all have similar characteristics and are given a specific price for the insurance they are getting. The group is an example of what according to insurance?
- Elaine has an umbrella policy which is also considered what type of policy?
- Sam was in a car crash and he and his insurance company cannot agree on how much the total loss was. What method of claims settlement would be used?
- Kyle's house had a new roof put on 3 years ago and it's now worth $600 less than it was when it was installed. What is this an example of?
- Eve is trying to sell insurance policies and is telling people that another agent is a terrible person who cannot be trusted. What is Eve guilty of?
- Ezra is looking at getting a new insurance policy that would cover his auto. He has homeowner's coverage and his insurance company is threatening to cancel his policy if he does not get his auto policy with them. The insurance company is guilty of what?
- What is another name for the location of an insurer?
- In order to get my windshield fixed, I must first pay a set amount before insurance will help pay for the replacement. What is this amount called?
- When buying a vehicle, Tiffany contacts an auto insurance company and they issue a policy. The documentation needed to prove she has insurance is provided until the policy and ID cards can be sent. This is an example of what?
Down
- When applying for an auto policy Jacky intentionally fails to mention a previous auto accident that was her fault. This is an example of what?
- Helen had a loss that used up her coverage limit of $500,000. Her policy will not pay any more claims until the policy restarts at the beginning of the year. This is an example of what kind of limit?
- Phillip is trying to get insurance, but the insurance company states they will not cover him unless his other friends/family buy policies from them as well. This is an unfair trade practice that is called what?
- Insurance policies are offered "as is" and are considered contracts of what?
- Edgar had his car towed due to mechanical issues. While the vehicle is in their care, the tow truck company would be considered what?
- Where would I find who is covered, what is covered, where the covered item is located and how much coverage I have in my insurance policy?
- Nathan is out for the night and while he is out someone broke in and stole his game system as well as his laptop and other valuables. This is an example of what?
- Jake wears an insurance company shirt and khakis. He is exhibiting what kind of authority?
- Terry is a landlord and decides to add personal liability to her dwelling policy. Due to this her premium increases. What is this an example of?
- Tina acts on behalf of an insurer and negotiates insurance contracts as well as accepts applications and premium payments. Tina is a what?
- Steve is applying for a new auto policy, one of the questions on the application asks if he has ever had an insurance policy cancelled for non-payment. Steve knows the answer is yes but selects no. This is an example of what?
- Harold's truck no longer works and he has left it sitting on the side of the road and has not attempted to tow or move it. This is an example of what?
- An insurance company that holds a certificate of authority in a state is considered what kind of insurer?
- Harold needs to know what he needs to do now that he has had a loss. Where would he find that information in his insurance policy?
- Tim pays his premium, but if there is a loss, his insurance company will pay much more than Tim has paid them. This kind of contract is considered what?
30 Clues: What is another name for the location of an insurer? • Elaine has an umbrella policy which is also considered what type of policy? • Insurance policies are offered "as is" and are considered contracts of what? • Terra's policy is terminated due to nonpayment of her premium. This is an example of what? • ...
Insurance Terms 2025-07-23
Across
- Max amount to rebuild home
- Summary of policy details
- Monthly payment to keep insurance active
- Other term for lender for an auto policy
- Person taking a loan to repay over time
- Lender pays taxes/insurance from escrow
- Covers damage from earthquakes
- Covers 10%-50% above dwelling amount
- Temporary proof of insurance
- Covers interior and personal condo items
- Covers storm and hail damage
- Pays to replace item without depreciation
- Covers repair or replacement of tools
- Insurance covering vehicle-related losses
- Master policy covering shared condo areas
- Amount you pay before insurance kicks in
- Protects property from natural hazards
Down
- Covers business liability to third parties
- Pays even beyond policy limit
- Protects lender if borrower defaults
- Covers damage to others’ property
- Covers others if you're at fault in accident
- Other term for lender for a mortgage policy
- Covers vehicle damage from various incidents
- Current market value after depreciation
- Covers natural water flooding damage
- Borrower pays taxes/insurance directly
- Covers wind damage during hurricanes
- Entering insurance data in system
- Updated policy summary at renewal
- Covers non-collision vehicle damage
- Shows updates to your policy
- Restores a lapsed policy
- Used to end an insurance policy
- Covers injuries to others in an accident
- Person or entity providing loan or credit
- Pays for your vehicle’s crash damage
37 Clues: Restores a lapsed policy • Summary of policy details • Max amount to rebuild home • Temporary proof of insurance • Covers storm and hail damage • Shows updates to your policy • Pays even beyond policy limit • Covers damage from earthquakes • Used to end an insurance policy • Covers damage to others’ property • Entering insurance data in system • Updated policy summary at renewal • ...
Chapter 9: Receiving Payments and Problem-Solving 2015-06-08
Across
- EVALUATES MEDICAL CARE, QUALITY, AND EFFICIENCY: _____REVIEW
- PENDING STATE OF CLAIM DUE TO ERROR
- MONEY PAID ABOVE AMOUNT DUE
- INQUIRY TO INSURANCE COMPANY REGARDING CLAIM STATUS
- FOLLOW-UP FILE
- CLAIM CANNOT BE FOUND BY INSURANCE COMPANY
- DOCUMENT OF MEDICAL SERVICES AND PAYMENT (ABBR)
- REJECTED CLAIM
- SOFT DENIAL OF CLAIM
Down
- CLAIM PAYMENT IS OVERDUE
- OFFICIAL ENFORCING STATE INSURANCE LAWS
- EXAMINE CLAIM FOR PAYMENT
- REVIEW REQUEST OF INSURANCE CLAIM
- RESUBMIT OVERDUE BILL
- AMOUNT OWED: _______BALANCE
- party CHECK MADE TO DOCTOR AND PATIENT
- INSURANCE PAYMENT LESS THAN CONTRACT: _____PAYMENT
- REMITTANCE ADVICE (ABBR)
18 Clues: FOLLOW-UP FILE • REJECTED CLAIM • SOFT DENIAL OF CLAIM • RESUBMIT OVERDUE BILL • CLAIM PAYMENT IS OVERDUE • REMITTANCE ADVICE (ABBR) • EXAMINE CLAIM FOR PAYMENT • MONEY PAID ABOVE AMOUNT DUE • AMOUNT OWED: _______BALANCE • REVIEW REQUEST OF INSURANCE CLAIM • PENDING STATE OF CLAIM DUE TO ERROR • party CHECK MADE TO DOCTOR AND PATIENT • OFFICIAL ENFORCING STATE INSURANCE LAWS • ...
Chapter 4-5 Linear Automobile Depreciation 2023-04-21
Across
- Increase in value over time.
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- A depreciation method that models a constant decline in the value of something, such as a car that loses the same value each year.
- A statistician who provides information about risks in financial situations. They assist insurance companies in setting their rates.
- ______ insurance is a type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
- The possibility that an event will occur, described by a real number between 0 and 1 inclusive.
- A type of insurance coverage that pays for towing or road service when a car is disabled.
- A request for payment from an insurance company by a policy holder.
- Expenses that do not change based on the quantity produced, such as furniture or machinery.
- This is the numerical value for the inclination or declination of a line and is expressed as a ratio of the change in the vertical variable (rise) divided by the change in the horizontal variable (run) from one point on the line to the another.
- This type of event describes two events in which the probability of one occurring is unaffected by the occurrence of the other event.
- ________ protection is a type of coverage sometimes called no-fault insurance.
- _________ liability covers personal injury if a driver is at fault in an accident.
- ________ liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- At fault for damages caused.
- This type of event is a set of events which are not independent.
- The outcome of an experiment.
Down
- Decrease in value over time.
- This is a pictorial display in which sets re re-presented as circles enclosed by a rectangle representing the universal set.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- This type of insurance is usually required if there is a loan on the car.
- A rectangular array used to depict a relationship between two categorical (qualitative) variables.
- Responsible for damages caused.
- that depend on the number of items produced, such as raw materials.
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
- expense
- This type of function is the algebraic representation of the cumulative amount of money spent at any given point in time.
- __________ insurance is a type of insurance that covers a person from damages.
- The probability that an event will occur given than another event has already occurred.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- The amount paid for an insurance policy.
31 Clues: expense • Decrease in value over time. • Increase in value over time. • At fault for damages caused. • The outcome of an experiment. • Responsible for damages caused. • The amount paid for an insurance policy. • This type of event is a set of events which are not independent. • that depend on the number of items produced, such as raw materials. • ...
19-2 2026-03-09
Across
- Consideration for a contract of insurance
- insurance Parties to an auto mobile accident be indemnifies for bodily injury by their own insurance company
- The potential for loss arising from injury of a person from damage of property
- insurance Sustained loss
- Contractual arrangements that protects against loss
- Provide custom addition coverage tailored to the needs of the insured
- Recipient of the amount to be paid
- insurance General type of insurances intended to indemnify for harm to the insured personal
- management Analysis of any events with significant impact that could go wrong from legal liability to natural disasters
Down
- compensate for the loss for the suffering party
- Certain exceptions to insurance coverage
- Hazard Prospective insured / or beneficiary behaves in a harmful manner
- The party covered or protected
- Written contract of insurance
- insurance Indemnify for losses resulting from accident, chance, or negligence
- The party who agrees to indemnify
16 Clues: insurance Sustained loss • Written contract of insurance • The party covered or protected • Recipient of the amount to be paid • The party who agrees to indemnify • Certain exceptions to insurance coverage • Consideration for a contract of insurance • compensate for the loss for the suffering party • Contractual arrangements that protects against loss • ...
Crossword Clinic: Decoding Health Insurance Jargon 2024-09-05
Across
- A fixed small amount you pay for a healthcare service or prescription, usually at the time of the visit.
- People enrolled under a health insurance policy who receive benefits, including the subscriber and their family members(dependents).
- A health problem that existed before you got your insurance policy.
- The organization or person who pays for healthcare services, like an insurance company or government program.
- A waiting time before you can make changes to or cancel a policy after purchasing it. During this period, no health services expenses are covered by the insurance.
- Medical or personal care services provided in a person's home rather than in a hospital or clinic.
- The date when an insurance policy or coverage starts.
- Medical care provided when a patient stays overnight in a hospital for more than 24 hours.
- The time during which your insurance policy provides benefits and protection. It starts from the policy effective date to the policy term date.
- A type of facility that provides medical care, rehabilitation, and assistance with daily activities for people recovering after surgery or illness.
- The amount you pay for your health insurance plan, usually on a monthly, quarterly, half-yearly, or yearly basis.
- The date when an insurance policy or coverage ends.
- A doctor who focuses on a specific area of medicine, like cardiology or dermatology.
Down
- In health insurance, this is the time you must wait after your policy starts before getting coverage for pre-existing conditions, as decided by the insurance company.
- A facility or care designed to provide comfort and support for people who are terminally ill and not expected to recover.
- A person receiving medical care or treatment.
- A U.S. law that protects the privacy of your health information and ensures it's kept confidential.
- Health conditions that developed after the start of your insurance coverage and are covered by your policy. It can be anything (any illness/disease/injury).
- Medical care or procedures that do not require an overnight stay in a hospital or not getting services for more than 24 hours.
- A person who is visiting a healthcare provider for the first time or has not been seen by the provider for more than 36 months.
- The small percentage of costs you pay for a healthcare service after meeting your deductible, where the payment is split between the insurance company and the patient, with the patient paying a smaller ratio.
- A person or organization that provides medical services, such as doctors or hospitals. In healthcare, individuals such as Primary Care Physicians, nurse practitioners, physician assistants, and specialists, as well as facilities like hospitals and clinics, skilled nursing facilities, hospices, and home health are collectively called this.
- What do you call a patient who has been seen by a healthcare provider within 36 months of their last visit, but would be classified as a new patient if more than 36 months have passed since the previous visit?
- Healthcare services that are included in your insurance plan and promised that will be paid for by the insurer.
- A person (such as a child or spouse or anyone from the family) who relies on someone else for financial support for healthcare expenses, covered under an insurance policy.
- A fixed amount a patient must pay for medical services before their insurance starts covering the costs. For instance, if this amount is $1,000, the patient pays the first $1,000 of their healthcare expenses directly to the provider. Once this amount is met, insurance will begin to cover the costs of covered services.
- A doctor for general health issues, routine check-ups, and preventive care. They can be a doctor, nurse practitioner, or physician assistant. They also help you see specialists if needed.
- Healthcare services that are not included in your insurance plan and you have to pay for yourself.
- The highest amount of money or maximum number of visits an insurance policy will pay for covered services.
- The person who holds the insurance policy and is responsible for its premium to the insurance company.
- A written agreement between an insurance company and the insured that outlines the terms of coverage.
31 Clues: A person receiving medical care or treatment. • The date when an insurance policy or coverage ends. • The date when an insurance policy or coverage starts. • A health problem that existed before you got your insurance policy. • A doctor who focuses on a specific area of medicine, like cardiology or dermatology. • ...
Insurance crossword 2024-04-19
Across
- government protection where the customer pays a monthly premium in return for discounted medical services
- something that affected the customer or their family
- the monthly amount the customer must pay
- the doctors that have a contract with your insurance plan
- an amount taken off of a amount owed
- customer receives care even when they were not put in the hospital
- person that tries to accomplish advantages for themselves and their customer
- patient that stays in the hospital for necessary treatment
- amount considered when something is handed out
- the incentives that insurance companies hand out.
- amount the customer must pay in order for the company to pay their part
Down
- the person who owns an insurance policy
- the doctors that do not have a contract with your insurance company
- money owed back to the person who first spend money
- damage done from perceived reasons
- the amount of energy or care someone put towards achieving a goal
- an instruction from a doctor saying what medicine the patient may consume
- a request from the insurance company that issues a payment from the customer
- given to families when they lose all health benefits
- damage done from hurricanes,fires,and other uncontrollable forces
- type of insurance where the customer pays a share against their claim
- the provision of healthcare
- the payment made by the beneficiary
- the rules and ideas that the insurance company wants you to pursue
- what the insurance will handle in costs
- daily allowance allowed for spending
26 Clues: the provision of healthcare • damage done from perceived reasons • the payment made by the beneficiary • an amount taken off of a amount owed • daily allowance allowed for spending • the person who owns an insurance policy • what the insurance will handle in costs • the monthly amount the customer must pay • amount considered when something is handed out • ...
Life Insurance 2012-08-12
Across
- Life insurance bought on an important worker
- Easy way to determine need for life insurance
- First step in the life sales process
- Life issued with cash value
- Moving money between policies without incurring taxes
- Has a trunk
- Method to buy out deceased partner's heirs
- Lne of three fundamental building blocks of insurance
Down
- Least expensive life insurance
- A permanent policy that is no longer life insurance
- Reduces the death benefit
- Man's best friend
- Money spent by the carrier to produce the product
- Large marsupial
- Money applied to the cash value
- Likes to chase mice
- Longest duration term product
- Flying mammal
- Few underwriting requirements submitted electronically
- One way to get money out of a policy
20 Clues: Has a trunk • Flying mammal • Large marsupial • Man's best friend • Likes to chase mice • Reduces the death benefit • Life issued with cash value • Longest duration term product • Least expensive life insurance • Money applied to the cash value • First step in the life sales process • One way to get money out of a policy • Method to buy out deceased partner's heirs • ...
Insurance Crossword Test 2022-10-31
Across
- Number of deaths in a certain time period with a specific group of people
- Reimbursement for specific medical affairs
- Premiums are paid for a period of time; benefits only apply if you die during the time period
- Designated period of time you can enroll for a plan
- Day when insurance policy holder is able to get claims
- Amount of money a beneficiary gets
- Permanent life insurance policy
- Insurance policy with deductibles
- Person who receives benefits from life insurance
- Policy made to replace a recently expired policy
Down
- Federal program that gives medical assistance to the needy
- Benefits package that allows the employer to choose certain benefits
- Someone with pre-existing poor health, sustained physical conditions, engaged dangerous activities, or hazardous occupation
- Covers something that causes death or harm
- Amount of money paid regularly to provide coverage
- Those with terminal illness receive the proceeds of life insurance policy, or use death benefits while they're alive
- Set fee paid by policy holder for medical things on insurance card
- Initial cost property holder has to pay before insurance company provides coverage
- Program that helps disadvantaged people
- Person who buys things on behalf of others
20 Clues: Permanent life insurance policy • Insurance policy with deductibles • Amount of money a beneficiary gets • Program that helps disadvantaged people • Reimbursement for specific medical affairs • Covers something that causes death or harm • Person who buys things on behalf of others • Person who receives benefits from life insurance • ...
Patient Access Week 2025 2025-03-21
Across
- The act of confirming a patient’s identity and information
- The first step in a patient's journey at a healthcare facility
- A request for payment sent to an insurance company
- A legal document signed by the patient before treatment
- The process of checking a patient’s health plan benefits before a visit
- The organization responsible for paying a patient's medical bills
- A system used to manage patient appointments
- The amount a patient must pay before insurance covers expenses
Down
- The process of securing approval from insurance before treatment
- The process of rescheduling a patient’s appointment
- The act of assigning a patient to a hospital bed
- A written order from a doctor for a specific service
- The process of verifying a patient’s insurance eligibility
- A code used to describe medical procedures for billing
- A document that explains what services a patient’s insurance covers
- A form of insurance for elderly or disabled individuals
- A document that shows a patient what their insurance paid
- A list of available appointment times
- The amount a patient pays at the time of service
- A unique number assigned to a patient for medical records
20 Clues: A list of available appointment times • A system used to manage patient appointments • The act of assigning a patient to a hospital bed • The amount a patient pays at the time of service • A request for payment sent to an insurance company • The process of rescheduling a patient’s appointment • A written order from a doctor for a specific service • ...
Life Insurance 2025-10-13
Across
- payment for funeral expenses
- method of payment
- low cost life insurance
- Newyork football
- Cleveland football
- regular payment to maintain policy
- income replacement insurance
- has the right to make policy changes
- person covered by the policy
- amount of insurance on contract
- first two years of contract
- additional coverage on policy
Down
- risk management to spread risk
- no longer need contract
- receives the death benefit
- transaction did not work
- texas football
- sells insurance
- need funds
19 Clues: need funds • texas football • sells insurance • Newyork football • method of payment • Cleveland football • no longer need contract • low cost life insurance • transaction did not work • receives the death benefit • first two years of contract • payment for funeral expenses • income replacement insurance • person covered by the policy • additional coverage on policy • ...
Insurance Vocabulary 2025-11-08
Across
- A financial product that reimburses you for unexpected losses or damages caused by a specific set of hazards (such as illness or fire) to a specific thing (such as a car or your life) for a fee.
- The portion of medical costs you pay out-of-pocket when receiving care, while the insurance company covers the rest.
- Insurance coverage that provides income replacement if you are unable to work due to illness or injury.
- Pays to fix or replace your car if it’s damaged in a crash, even if it’s your fault. This type of coverage is optional and you decide the amount covered based on the market value of your vehicle.
- Health insurance plan that requires members to use a network of approved doctors and hospitals and usually requires a primary care doctor’s referral to see specialists.
- Health insurance plan that lets members see ANY doctor or specialist, but offers lower costs when using doctors and hospitals within the plan’s network.
- A request to your insurance company to pay for something that’s insured on your policy - like damage to your car or a doctor’s bill. You file a claim when something goes wrong and you need help paying for it.
- Pays for medical bills and lost wages if you or your passengers get hurt in a car accident.
- A percentage of the cost you pay (ex. 20%)
- a life insurance policy that covers insured's whole life and has a cash payout option
- A government program that provides health care coverage to low-income individuals and families, often covering doctor visits, hospital stays, and other medical services.
- Money paid by the policyholder each month to purchase the policy.
- Covers damage to your car from things other than crashes—like theft, fire, or storms.
Down
- Pays for damage or injuries you cause to others in a car accident. It doesn’t cover your own car.
- The practice of identifying potential risks in advance, analyzing them and taking precautionary steps to reduce the risk.
- a life insurance policy with a set amount of time (term)
- The most money you’ll have to pay for medical care in a year. After you reach this amount, your insurance pays 100% of covered costs.
- Helps pay if you’re in an accident caused by a driver who doesn’t have insurance.
- The out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs.
- A fixed amount you pay for a service (ex. $20)
- Known As: “Protection Against Loss”
- A contract between the insurance company and the insured that states exactly what is covered.
- Insurance paid to beneficiaries who were named by the insured person after the person dies.
- A government health insurance program for people age 65 and older or with certain disabilities.
24 Clues: Known As: “Protection Against Loss” • A percentage of the cost you pay (ex. 20%) • A fixed amount you pay for a service (ex. $20) • a life insurance policy with a set amount of time (term) • Money paid by the policyholder each month to purchase the policy. • Helps pay if you’re in an accident caused by a driver who doesn’t have insurance. • ...
Chapter 4-4 Probability: The Basis of Insurance 2023-04-21
Across
- A special type of box plot that shows all the numbers that are outliers as single points past the whiskers.
- The possibility that an event will occur, described by a real number between 0 and 1 inclusive.
- The quartile where 25% of the numbers in the data set are at or below Q1.
- ______ insurance is a type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
- The quartile where 75% of the numbers in the data set are at or below .
- A type of graph that shows all four quartiles and the minimum number; it is drawn to scale.
- A statistician who provides information about risks in financial situations. They assist insurance companies in setting their rates.
- This type of event describes two events in which the probability of one occurring is unaffected by the occurrence of the other event.
- ________ protection is a type of coverage sometimes called no-fault insurance.
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- A request for payment from an insurance company by a policy holder.
- This type of event is a set of events which are not independent.
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- A type of graph or data display that displays all the data in a data set using a shorthand notation designed to save space. Every stem-and-leaf plot must have a legend describing what the different parts represent.
- At fault for damages caused.
- __________ insurance is a type of insurance that covers a person from damages.
Down
- _________ liability covers personal injury if a driver is at fault in an accident.
- A type of insurance coverage that pays for towing or road service when a car is disabled.
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
- This is a pictorial display in which sets re re-presented as circles enclosed by a rectangle representing the universal set.
- ________ liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- Responsible for damages caused.
- A rectangular array used to depict a relationship between two categorical (qualitative) variables.
- The outcome of an experiment.
- This type of insurance is usually required if there is a loan on the car.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- The amount paid for an insurance policy.
- The probability that an event will occur given than another event has already occurred.
30 Clues: At fault for damages caused. • The outcome of an experiment. • Responsible for damages caused. • The amount paid for an insurance policy. • This type of event is a set of events which are not independent. • A request for payment from an insurance company by a policy holder. • The quartile where 75% of the numbers in the data set are at or below . • ...
Auto Insurance Vocabulary 2024-01-11
Across
- an amount you will pay before the insurance company pays on a claim
- the loss of value of property due to wear and tear, age or becoming obsolete
- a term used to describe the amount of auto insurance coverage someone has, and typically implies that the policy has at least liability, comprehensive and collision coverage
- insurance that pays for someone else's property or injuries if you are liable, or at fault, in an accident
- the insurance protection in a policy
- the maximum dollar amount of protection purchased by the policyholder for specific coverages
- pays you if your car is stolen or damaged by basic acts of nature
- any person who is not the primary driver of the insured vehicle
- the amount of money a person(s) believe should be paid by an insurance company as a result of an accident
- injury, sickness, or death that results from an auto accident
- a formal written insurance contract describing the term, coverage, premiums and deductibles
- vehicle identification number-a 17 character sequence of letters and numbers that identifies a vehicle
Down
- when an insurance company adds an extra charge to your premium if you have any at-fault accidents or violations
- ACV is an acronym for _____
- less than enough insurance to cover the amount of loss that the policyholder may suffer
- a policy that expires or cancels because the insured did not pay the premium
- the person who investigates and settles insurance claims
- the amount of money an insurance company charges to provide coverage
- coverage that pays to repair or replace your vehicle if you hit something else and on one else is at fault.
19 Clues: ACV is an acronym for _____ • the insurance protection in a policy • the person who investigates and settles insurance claims • injury, sickness, or death that results from an auto accident • any person who is not the primary driver of the insured vehicle • pays you if your car is stolen or damaged by basic acts of nature • ...
Insurance Terms: Introduction 2020-02-14
Across
- The business professional who analyzes probabilities of risk and risk management including calculation of premiums, dividends, and other applicable insurance industry standards.
- A person who identifies, examines and classifies the degree of risk represented by a proposed insured in order to determine whether or not coverage should be provided and, if so, at what rate.
- A written contract ratifying the legality of an insurance agreement.
- The party(ies) covered by an insurance policy.
- An economic device that transfers risk from an individual to a company.
- Life insurance payable only if death of insured occurs within a specified time or before a specified age.
- Termination of a policy due to failure to pay the required premiums.
- A type of life insurance that has both a permanent life insurance and an investment component. Upon the death of the insured person, the life insurance company makes a payment to the beneficiary. The investment component accumulates a cash value that the policyholder may withdraw or borrow against.
Down
- An insurance policy for which all premiums have been paid and the coverage is still effective.
- An individual who sells, services, or negotiates insurance policies either on behalf of a company or independently.
- The numbers of years for which the insured person is covered by an insurance policy.
- Uncertainty concerning possible loss by a negative or unexpected event.
- A form of protection from risk that guarantees payment upon the death of the policyholder.
- A percentage of premium paid to agents by insurance companies for the sale of policies.
- The person in actual possession of the insurance policy.
- The periodic payment required to keep an insurance policy in force.
16 Clues: The party(ies) covered by an insurance policy. • The person in actual possession of the insurance policy. • The periodic payment required to keep an insurance policy in force. • A written contract ratifying the legality of an insurance agreement. • Termination of a policy due to failure to pay the required premiums. • ...
Chapter 4 Automobile Insurance (Sections 1-4) 2024-04-11
Across
- The A in the abbreviation ABS when referencing an automobile.
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- This type of event is a set of events which are not independent.
- The C in the abbreviation AC when referencing an automobile.
- __________ insurance is a type of insurance that covers a person from damages.
- A ______ function, or split function, gives a set of rules for each domain of the function; c(x) is computed differently depending on the value of x.
- _____ diagram is a pictorial display in which sets re re-presented as circles enclosed by a rectangle representing the universal set.
- Responsible for damages caused.
- On a graph, where two curves or lines with different slopes meet.
- The quartile where 75% of the numbers in the data set are at or below .
- _________ injury liability covers personal injury if a driver is at fault in an accident.
- car-______ insurance is a type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
- The probability that an event will occur given than another event has already occurred.
- _______ road side service is a type of insurance coverage that pays for towing or road service when a car is disabled.
- A statistician who provides information about risks in financial situations. They assist insurance companies in setting their rates.
Down
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- A request for payment from an insurance company by a policy holder.
- The amount paid for an insurance policy.
- This type of insurance is usually required if there is a loan on the car.
- ________ damage liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- The navigation system in your vehicle is referred to by this abbreviation.
- The outcome of an experiment.
- The Automatic ______ is abbreviated as Auto when referencing an automobile.
- At fault for damages caused.
- ________ injury protection is a type of coverage sometimes called no-fault insurance.
- What does the W stand for in the abbreviation FWD?
- This type of event describes two events in which the probability of one occurring is unaffected by the occurrence of the other event.
- The possibility that an event will occur, described by a real number between 0 and 1 inclusive.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- The ______ tax is a percentage paid of sales on products or services to the government of sales on products or services.
- The quartile where 25% of the numbers in the data set are at or below Q1.
34 Clues: At fault for damages caused. • The outcome of an experiment. • Responsible for damages caused. • The amount paid for an insurance policy. • What does the W stand for in the abbreviation FWD? • The C in the abbreviation AC when referencing an automobile. • The A in the abbreviation ABS when referencing an automobile. • ...
Eco Crossword Puzzle 2024-04-23
Across
- - a type of insurance in which the insured pays a share of the payment made against a claim.
- Risk - property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail.
- - the amount of risk or liability that is covered for an individual or entity by way of insurance services.
- Risk - risks that directly affect an individual or family.
- - for any other costs, such as doctor consultations, body checkups, minor surgeries and diagnostic tests.
- - covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have enough or has no auto insurance coverage.
- - Health insurance or plan that helps pay for prescription drugs and medications.
- - The health care items or services covered under a health insurance plan.
- - reckless or unreasonable actions that result in damages or losses because of you, someone covered by your policy, or someone else.
- - Risk Protection
- - A fixed amount you pay for a covered health care service after you've paid your deductible.
- - a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- Spending Account - tax-advantaged accounts offered by employers to help employees save money on eligible healthcare and dependent-care costs.
Down
- - Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness.
- Care Provider - a health care professional who practices general medicine.
- - a specified amount of money that the insured must pay before an insurance company will pay a claim.
- - the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss.
- - The process through which an approved applicant is signed up with the health insurance company and coverage is made effective.
- - a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
- Diem - By the Day
- Risk - Risk specifically the risk of being held liable or responsible for an action or inaction
- - the amount you pay each month (or each year) to keep your insurance policy active
- - the person or entity that you legally designate to receive the benefits from your financial products.
- - the person who owns the insurance policy.
- - the use of communications technologies to provide health care at a distance.
25 Clues: Diem - By the Day • - Risk Protection • - the person who owns the insurance policy. • Risk - risks that directly affect an individual or family. • Care Provider - a health care professional who practices general medicine. • - The health care items or services covered under a health insurance plan. • ...
NEFE 5 and 6 moirin coyne 2022-05-24
Across
- when you put money into a bank
- the kind of insurance for when someone you know passes away
- an expense you must pay straight from your own money, pants
- the max amount of money the insurance will cover
- the person who benefits and receives money from life insurance
- another word for signing a check
- the formal way to ask for insurance for an accident
- the kind of insurance for hospital bills
Down
- similar to a bank, but owned by customers and often smaller
- your friend, use your phone without cash or card
- the final agreement you and a company make on how much insurance will cover damages
- not credit, used to pay out of pocket
- the person who has/uses insurance
- when you take money out of the bank
- the person who judges the validity of your claim
- you write on and endorse this to pay with paper
- acronym to help determine validity of insurance claim
17 Clues: when you put money into a bank • another word for signing a check • the person who has/uses insurance • when you take money out of the bank • not credit, used to pay out of pocket • the kind of insurance for hospital bills • you write on and endorse this to pay with paper • your friend, use your phone without cash or card • the max amount of money the insurance will cover • ...
Commercial Auto and Equipment Insurance 2025-06-09
Across
- Type of equipment insurance where each item is individually listed.
- Type of equipment insurance that covers groups of tools without listing each one.
- The official document that outlines your insurance terms and limits.
- A business vehicle often used to haul tools and materials to a job site.
- Coverage designed to protect mobile tools, machines, and gear.
- An unexpected event that can trigger a commercial auto claim.
- Coverage that reimburses you for the full cost to buy a new item.
- How often you should review your insurance policy for updates.
Down
- This type of coverage protects you if you cause injury or property damage.
- Asset covered under a commercial auto insurance policy.
- The protection an insurance policy provides against certain risks.
- Items not covered by auto insurance but protected under inland marine policies.
- Acronym for the document used to verify a subcontractor’s insurance.
- Type of insurance policy used when vehicles are driven for business purposes.
- Word that starts the alternate name for equipment insurance: ______ marine.
15 Clues: Asset covered under a commercial auto insurance policy. • An unexpected event that can trigger a commercial auto claim. • Coverage designed to protect mobile tools, machines, and gear. • How often you should review your insurance policy for updates. • Coverage that reimburses you for the full cost to buy a new item. • ...
Patient Access Week 2024 Crossword Challenge 2024-03-26
Across
- to prevent duplicate medical records or incorrect patient registrations, use 3 patient _______________
- person who is financially responsible
- patient does not have an active insurance policy (2 words)
- patient _______ scores are measured through the use of surveys
- approval from an insurance company
- bill submitted to an insurance company for payment
- amount a patient must pay before insurance pays
- amount responsible for a specific visit type (i.e. PCP/Urgent Care)
- federal health insurance for those over 65 or disabled
Down
- company or government entity that pays for healthcare costs for a premium or benefit
- person who holds the insurance policy
- form or request for a physician for services or specialist
- state sponsored health insurance for low income
- maximum amount that must be paid after deductible has been met (3 words)
- portion the insurance will pay after deductible is met
15 Clues: approval from an insurance company • person who holds the insurance policy • person who is financially responsible • state sponsored health insurance for low income • amount a patient must pay before insurance pays • bill submitted to an insurance company for payment • portion the insurance will pay after deductible is met • ...
Patient Access Crossword Puzzle 2013-05-20
Across
- Consent situation implies that the patient wants our help even if they are unconscious.
- A fixed dollar amount due from the patient at the point of service.
- Amount an Insured member must pay before the insurance company pays benefits.
- The person ultimately responsible for the bill.
- Support services provided to patients in the course or care, (i.e. lab, radiology, etc.)
- The process of obtaining approval from an insurance company for a patient's treatment.
- The financial system used to post patient payments also known as Patient Accounting.
- Approval for a member to see a specific physician or specialist.
- A type of insurance where government sponsored programs and coverage is determined by eligibility criteria.
- A type of insurance that covers individuals, groups or business against legally imposed financial payments.
- Type of managed care plan where patients must go to a preferred provider to have any benefits.
Down
- A minor covered under both parents group insurance, the insurance held by the parent whose birthday falls first within a calendar year will be primary.
- Percentage of charges the patient is responsible for paying after the deductible is satisfied.
- A number also known as the medical record number.
- Unique number used to identify a specific visit or series of visits(recurring).
- Primary holder of the insurance policy.
- Collection system used to follow-up on the patient's account.
- Primary Care Physician.
- A write-off or discount that the insurance company writes off based on an agreement between the hospital and insurance company.
- Front-end realtime system used by the hospital registration staff to collect demographic information.
20 Clues: Primary Care Physician. • Primary holder of the insurance policy. • The person ultimately responsible for the bill. • A number also known as the medical record number. • Collection system used to follow-up on the patient's account. • Approval for a member to see a specific physician or specialist. • A fixed dollar amount due from the patient at the point of service. • ...
Car Insurance Crossword puzzle 2023-11-11
Across
- a company that provides insurance and writes car insurance policies
- the portion of repair costs the insurance holder is required to pay after an accident
- the amount of money paid over a year to have an insurance policy
- a type of insurance to financially protect you whether the accident is your fault or not
- a contract between you and your insurance company that financially protects you if you are in an accident
- required insurance by the owner of the loan of the car
- a person who mathematically calculates the risk of insuring a person
Down
- purpose of insurance
- an extra fee paid for seven years after a moving violation or accident
- the maximum amount an insurance company will pay after an accident.
- a type of insurance that financially protects you if your car is damaged by a storm, fire, hitting an animal or other "acts of God"
- type of insurance that protects you financially if you hurt person in an accident
- the amount of money a driver will pay to repair their car after an accident
- when the cost to repair a car exceeds the fair market value of a car
- a request for payment from the insurance company
15 Clues: purpose of insurance • a request for payment from the insurance company • required insurance by the owner of the loan of the car • the amount of money paid over a year to have an insurance policy • a company that provides insurance and writes car insurance policies • the maximum amount an insurance company will pay after an accident. • ...
Shelter Insurance 2021-06-04
Across
- Shelter's "motto" is "Do the ______ thing."
- What do you file when you have had an accident?
- How many years has Shelter been in business?
- What street in Quincy is the Shelter billboard?
- Shelter Insurance Agent Brandee _____
- Name a type of insurance for additional coverage.
- What is Quincy's nickname?
Down
- Where do most people keep their insurance cards?
- What is the name of the lighted bridge in Quincy?
- Who needs Life Insurance?
- How many Shelter Agents are in Quincy?
- Shelter Insurance Agent Lisa _____
- What city in Missouri is Shelter Insurance Home Office?
- What is the name of the restaurant across the street from Quincy's Shelter Insurance office?
- What type of insurance helps you prepare for the future?
15 Clues: Who needs Life Insurance? • What is Quincy's nickname? • Shelter Insurance Agent Lisa _____ • Shelter Insurance Agent Brandee _____ • How many Shelter Agents are in Quincy? • Shelter's "motto" is "Do the ______ thing." • How many years has Shelter been in business? • What do you file when you have had an accident? • What street in Quincy is the Shelter billboard? • ...
Clinic Insurance Terminology #1 2016-09-16
Across
- The price of insurance protection for a specified period of time
- A predetermined amount of money that an individual must pay before insurance will pay 100% for an individual's healthcare expenses
- Predetermined, flat fee an individual pays for health-care services
- Insurance coverage for employees who get sick or injured on the job
- Insurance that protects against claims based on negligence, inappropriate action, or inaction that results in injury to someone or damage to property
- Amount of loss that the insured pays before the insurance kicks in
Down
- Questions used to determine the filing order of insurance and used to reduce the risk of Medicare fraud
- Government issued insurance for individuals 65 and older or disabled individuals
- Insurance coverage offered by employers and unions for current employees and retirees
- Percentage of each claim above the deductible paid by the policyholder
- Network of medical providers who charge on a fee-for-service basis, but are paid on a negotiated, discounted fee schedule
- Insurance based on a law that requires employers with 20 or more employees to allow employees to continue to purchase group health insurance for themselves and their dependents for a time after they leave employment
- Government issued insurance for active and retired military and their dependents
- Prepaid group health insurance plan that entitles members to services of participating physicians, hospitals & clinics
- Some individuals can get medical benefits under this program for services related to lung disease caused by coal mining
- State-run, free or low-cost insurance for low-income people, families and children, pregnant women, the elderly, and people with disabilities
16 Clues: The price of insurance protection for a specified period of time • Amount of loss that the insured pays before the insurance kicks in • Predetermined, flat fee an individual pays for health-care services • Insurance coverage for employees who get sick or injured on the job • Percentage of each claim above the deductible paid by the policyholder • ...
Econ Crossword 2022-11-14
Across
- income The income received by property owners in the form of rent.
- life insurance Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
- Health maintenance organization. A prepaid health insurance plan in which patients receive health care from designated providers
- the time worked beyond the regular hours; usually more than 40 hours in a five-day period
- goals that are specific, measurable, attainable, realistic, and timely
- Payment Insurance covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- Describes the type of coverage in an insurance agreement
- goal a goal that you plan to reach over an extended period of time
- of budgeting Reality, Responsibility, Restraint
- things that are required in order to live
- A specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss.
- of 72 The number of years it takes for a certain amount to double. (72 divided by annual rate of interest)
- things that add comfort and pleasure to your life values
- Life Insurance Insurance that provides financial protection from losses resulting from a death during a definite period, or term.
Down
- the difference between cash coming in and cash going out
- cost Cost of the next best alternative use of money, time, or resources when one choice is made rather than another
- life insurance Insurance that is kept in force for a person's entire life and pays a benefit upon the person's death, whenever that may be.
- Health Care Act 2011: Also known as Obamacare, the act authorizes universal health coverage.
- unexpected financial gain
- an out-of-pocket fee paid by a person with health insurance at the time a covered service, such as an office visit or a prescription, is received
- money received, especially on a regular basis, for work or through investments.
- Chip Stock the stock of a large, well-established and financially sound company that has operated for many years
- the sharing of expenses by the policyholder and the insurance company
- motorist coverage pays if you are struck by someone who does not have insurance. Also will pay if you are a victim in a hit-and-run accident.
- Amount you must pay before you begin receiving any benefits from your insurance company
- distribution The sharing of risk by an insurer among its insureds.
26 Clues: unexpected financial gain • things that are required in order to live • of budgeting Reality, Responsibility, Restraint • the difference between cash coming in and cash going out • Describes the type of coverage in an insurance agreement • things that add comfort and pleasure to your life values • income The income received by property owners in the form of rent. • ...
crossword 2024-04-22
Across
- money paid to a healthcare provider to cover the expenses of the services provided
- risk- a vulnerability that can cause a party to be held responsible for certain types of losses.
- amount that the insurance company has agreed to pay for covered losses that are stated in your policy
- service that uses video calling and other technologies to help you see your doctor or other health care provider from home instead of at a medical facility.
- risk- damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail
- of network- those that do not participate in that health plan's network
- risk- anything that exposes you to the risk of losing something of value
- a way to manage your financial risks
- amount you subtract from your income when you file so you don't pay tax on it
- health care items or services covered under a health insurance plan
- diem- payment for inpatient services provides a fixed amount for a patient day in the hospital
- not having any insurance to pay for medical expenses or for damage or injury
- amount of risk or liability that is covered for an individual or entity by way of insurance services
Down
- process through which an approved applicant is signed up with the health insurance company and coverage is made effective
- formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- amount of money that insured must pay before their insurance policy starts paying for covered expenses.
- the person who owns the insurance policy
- amount of money that a patient with health insurance pays for each health care service
- amount you pay each month (or each year) to keep your insurance policy active
- an insured individual's share of the costs of a covered expense
- who receives healthcare services (such as surgery) on an outpatient basis, meaning they do not stay overnight in a hospital or inpatient facility
- person or entity that you legally designate to receive the benefits from your financial products
- of pocket maximum- the most you have to pay for covered services in a single year, aside from premiums
- a document showing an agreement you have made with an insurance company
- written direction for the preparation, compounding, and administration of a medicine
25 Clues: a way to manage your financial risks • the person who owns the insurance policy • an insured individual's share of the costs of a covered expense • health care items or services covered under a health insurance plan • of network- those that do not participate in that health plan's network • a document showing an agreement you have made with an insurance company • ...
INSURANCE TERMS 2024-02-15
Across
- Insurance that provides payment to others if a member of the insured household accidently causes harm to other people or property
- Insurance that provides money to pay for health care for illness, injury, or, in some cases, preventive care
- Someone who receives money if an insured person dies
- The chance of loss from an event that cannot be entirely controlled
- it knows the other party bears the economic consequences.
- The donation of a product or service in place of cash
- Doing something in the home without pay that takes raw materials along with a family member’s skill, experience, knowledge, and household equipment, to produce a useful product or service
- or organization
- The out-of-pocket money paid by the policyholder before an insurance company will cover the remaining costs attributed to the loss
- The risks covered and amount of money paid for losses under an insurance policy
- Insurance that provides payments for both liability and property insurance on a vehicle
- Insurance that covers damage or loss of the structure and contents, plus liability in case others are injured on the property
- Requires the insured individual to pay a fixed percentage of the loss after the deductible has been paid
- A formal request to an insurance company asking for a payment when the policyholder has an accident, illness or injury
- Situation where one party engages in risky behavior or fails to act in good faith
Down
- that provides payment for extended nursing care due to accidents, illness, or old age
- A financial product that transfers risk from an individual to an insurance
- A person who owns the insurance policy
- A person who relies on someone else for financial support
- Provides payment to beneficiaries who were named by the insured person
- The money paid to an insurance company to purchase a policy
- Employers may offer employee benefits in the form of products or services that add extra value for employees beyond earned wages
- Insurancethat provides payment to replace earnings during times when workers cannot work due to illness or injury
- An optional (but important) purchase that covers damage and or loss of personal property and liability in a rental home
- that provides payment to the insured person if his or her property is damaged or destroyed by an accident covered by the insurance policy
- Cash set aside that can be used to cover the costs of unexpected expenses
- A contract between the insurance company and the insured that states the exact terms of the policy including what risks are covered and how much will be paid for any losses
27 Clues: or organization • A person who owns the insurance policy • Someone who receives money if an insured person dies • The donation of a product or service in place of cash • A person who relies on someone else for financial support • it knows the other party bears the economic consequences. • The money paid to an insurance company to purchase a policy • ...
unit 4 glossary 2022-11-17
Across
- the amount you pay for coveredhealth care
- a resource with economic value
- insurance for the uninsured and implements reforms
- a price paid for above and beyond
- something that covers things that can be damaged
- bodily injury,property damage,ect...
- a type of health insurance
- expressing your rights
- property insurance that owes lost and damaged residence
- a type of health plan
- does not have insurance
- a wage earns a plan
Down
- the percentage of a cost of a covered insurance
- the higher plan the lower deductible
- principle of action
- something a person or company owes
- a contract with an insurer
- ant item that a person or a buisness had legal tittle over
- protection against risk
- you pay for covered health care service
- a measure of wealth
- and additional coverage option
- the riskiness of a stock
- risk of undependent parties
- filing or recieving payment
25 Clues: principle of action • a measure of wealth • a wage earns a plan • a type of health plan • expressing your rights • protection against risk • does not have insurance • the riskiness of a stock • a contract with an insurer • a type of health insurance • risk of undependent parties • filing or recieving payment • a resource with economic value • and additional coverage option • ...
Car Vocabulary 2023-04-26
Across
- gives you the range of the middle 50% of the data set
- a fee paid to insurance companies for their service
- a piece of data that is extremely different than the rest
- Something that increases value over time
- caused by disasters or if stolen
- minimum insurance required by states
- insurance that covers you or your passenger in an accident
- liability insurance the covers bodily injury
- most occurring number in a data set
- the amount that the policy owner must pay before the insurance pays
- the middle of a data set
Down
- insurance for a rental car
- a request for money to cover accident-related cost
- Coverage that pays for damage you cause to other peoples property
- number value of the inclination or declination of a line
- Something that loses value over time
- an extra fee added to the premium
- damaged in a collision with another vehicle or object
- The difference between the maximum and minimum
- average of numbers
20 Clues: average of numbers • the middle of a data set • insurance for a rental car • caused by disasters or if stolen • an extra fee added to the premium • most occurring number in a data set • Something that loses value over time • minimum insurance required by states • Something that increases value over time • liability insurance the covers bodily injury • ...
sadgfweaewf 2020-03-31
Across
- ____________ is not sold or serviced by the federal government or state governments.
- The other feature is ______________ provision that requires the policyholder to share expenses beyond the deductible amount.
- expense insurance, ____________ pays part or the full amount of the surgeons fee for an operation.
- provider organization, ____________________ a group of doctors and hospitals that agree to provide health care at rates approved by the insurer.
- term care insurance, ____________________ virtually unknown 50 years ago is growing faster than any other form of insurance in the country.
- health plan, A __________________ you can choose to buy a health plan through the Health Insurance marketplace.
- of benefits, Most group policy contracts have a ___________________ provision.
- of service plan, A ____________________ sometimes called an HMO-PPO hybrid or open ended HMO combines characteristics of both HMOS and PPO.
- Some major medical policies contain a ________ or out of pocket limit provision.
Down
- expense insurance, ____________ pays part or the full amount of hospital bills for room board and other charges.
- ___________ established in 1965 is a federal health insurance program for people 65 or older people of any age with permanent kidney failure and people with certain disabilities.
- cross, __________ plans provide hospital care benefits on essentially a service type basis.
- shield, ____________ plans provide benefits for surgical and medical services performed by physicians.
- major medical insurance, ________________ is a type of major medical insurance that has a very low deductible amount often 400 or 500.
- One of these features is a _________ provision that requires the policyholder to pay a basic amount before the policy benefits begin.
- expense insurance, ___________ helps pay for physicians care that does not evolve surgery.
- provider organization, The _____________________ extreme form of the ppo.
- medical expense insurance, __________________ protects against the large expenses of a serious injury or a long illness.
- ___________ is a type of cost sharing.
- maintenance organization, ____________________ health insurance plan that directly employs or contracts with selected physicians surgeon to provide health care services.
20 Clues: ___________ is a type of cost sharing. • provider organization, The _____________________ extreme form of the ppo. • of benefits, Most group policy contracts have a ___________________ provision. • Some major medical policies contain a ________ or out of pocket limit provision. • ...
Insurance Unit Review 2025-12-15
Across
- Protects you against costs to repair your vehicle after some sort of crash your vehicle was involved in.
- A means of protecting yourself against risk
- A federal program that provides benefits for qualified Americans, including the elderly and disabled. It is paid for through mandated contributions from every employee and employer.
- Injury Protection Protects you against cost of your medical bills if you are involved in a car accident.
- Protects you against costs to repair or replace your vehicle after events out of your control (weather, vandalism, theft, etc.)
- The amount of money you agree to pay towards your costs before your insurance coverage will begin paying. Applies to most types of insurance, including car and health insurance.
- Protects you against medical costs for the bodily injury of others and damages to the property of others.
- life insurance life insurance that provides a death benefit and lasts for the policyholder's lifetime
Down
- A formal request to an insurance company asking for a payment based on the terms of the insurance policy.
- An illegal act on the part of either the buyer or seller of an insurance contract.
- The page of an insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage.
- A set percentage you agree to pay each time you receive medical treatment. The insurance company agrees to cover the rest.
- An amount of money paid periodically to have coverage under a given insurance plan for a defined period of time.
- A set dollar amount you agree to pay each time you receive medical treatment. The insurance company agrees to cover the rest.
- An additional form of protection that can be purchased to extend/enhance a manufacturer's warranty (generally for consumer goods, like phones and electronics).
- The spreading of financial risk evenly among a large number of contributors to an insurance program.
16 Clues: A means of protecting yourself against risk • An illegal act on the part of either the buyer or seller of an insurance contract. • The spreading of financial risk evenly among a large number of contributors to an insurance program. • life insurance life insurance that provides a death benefit and lasts for the policyholder's lifetime • ...
Systems 2022-01-31
Across
- Proper trained workers/Omnibus Budget Reconciliation Act
- You just fix what's wrong, don't prev.
- Public/private; can treat anything
- Student organization
- Nurse comes to your house
- Insurance for elderly
- Care for Veterans and families
- Nursing home
- A type of insurance/Health Maintenance Organization
- Counseling, drug abuse
- After you're hurt/insurance
- Prevent Cardiovascular disease
- Death rate
- Safe in your workplace(prevents)Occupational Safety Health Administation
- Tricare/ formally champus
Down
- Children w/ disease and birth defects
- Money you must pay after insurance
- A type of insurance/ Preferred Provider Organization
- Walk-in clinic
- Death rate
- Dr.s doing only what they need to do
- insurance for poor people of disabled
- Supported by taxes
- Regulating food and drug/Food and drug administration
- Cause, spread, and control of diseases/ Centers for disease control and prevention
- Terminal illness- 6 months or less
- everyone has healthcare
- CDC for the world/ World health orginization
28 Clues: Death rate • Death rate • Nursing home • Walk-in clinic • Supported by taxes • Student organization • Insurance for elderly • Counseling, drug abuse • everyone has healthcare • Nurse comes to your house • Tricare/ formally champus • After you're hurt/insurance • Care for Veterans and families • Prevent Cardiovascular disease • Money you must pay after insurance • ...
Car Vocabulary 2023-04-26
Across
- gives you the range of the middle 50% of the data set
- a fee paid to insurance companies for their service
- a piece of data that is extremely different than the rest
- Something that increases value over time
- caused by disasters or if stolen
- minimum insurance required by states
- insurance that covers you or your passenger in an accident
- liability insurance the covers bodily injury
- most occurring number in a data set
- the amount that the policy owner must pay before the insurance pays
- the middle of a data set
Down
- insurance for a rental car
- a request for money to cover accident-related cost
- Coverage that pays for damage you cause to other peoples property
- number value of the inclination or declination of a line
- Something that loses value over time
- an extra fee added to the premium
- damaged in a collision with another vehicle or object
- The difference between the maximum and minimum
- average of numbers
20 Clues: average of numbers • the middle of a data set • insurance for a rental car • caused by disasters or if stolen • an extra fee added to the premium • most occurring number in a data set • Something that loses value over time • minimum insurance required by states • Something that increases value over time • liability insurance the covers bodily injury • ...
Health, Disability, and Life Insurance 2023-02-21
Across
- approval from the plan before receiving certain procedures and treatments
- provides basic lifetime protection so long as premiums are paid
- insurance that provides protection against financial loss due to illness or injury
- insurance that helps manage the risks that occur when an insured has cancer
- insurance that protects dependents from loss of income and helps pay expenses after the death of the insured person
- additional insurance that can be purchased to pay for medical expenses that standard health insurance does not cover or does not fully cover
- insurance that covers the costs of serious illnesses and injuries as well as high-cost procedures
- medical service that is not covered in an insurance plan
- insurance that pays the face value of the policy to beneficiaries if the insured dies before endowment period ends
Down
- insurance that covers prescriptions, hospital trays, and impatient tests
- tax-advantage savings account available to people enrolled in qualified high-deductible health plans
- provides protections only for a specific period of time
- health care plan that pays for covered medical services after treatment is provided, usually on a fee-for-service basis
- insurance that covers a specified dental services
- flat fee the patient must pay for medical services
- pays a portion of income to a worker who is unable to work for a prolonged period because of illness or injury
- person or organization named by a policy holder to receive the death benefit of an insurance policy after the policyholder's death
17 Clues: insurance that covers a specified dental services • flat fee the patient must pay for medical services • provides protections only for a specific period of time • medical service that is not covered in an insurance plan • provides basic lifetime protection so long as premiums are paid • insurance that covers prescriptions, hospital trays, and impatient tests • ...
Vocabulary Crossword Puzzle 2024-11-15
Across
- - drive pays a fee to a company who agrees to cover certain accident-related costs when the driver makes a claim. Claim - request for money.
- - cars lose their value over time.
- insurance - covers the pair or replacements of parts of your car damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots, hail, damage from trees, and other disasters.
- insurance - compensates you reagrdless of who is at fault.
- - responsible to pay for the damages they cause with their automobiles.
- insurance - contract between a driver and an insurance company.
- Road Service Insurance - pays for towing or road service when your car is disabled.
- Automobile Depreciation
- - extra fee.
- Injury Liability (BI) - covers bodily injury.
- Injury Protection (PIP) - pays for any physical you or your ppassengers ustain while in the vehcile even if you are not involved in a traffic accident.
Down
- Motorist Protection (UMP) - coverage that pays for injuries to you or your passengers caused by a driver who has no insurance or does not have enough to cover your medical losses.
- insurance - pays you part of the cost of a rented car if your car is disabled because of a collision or comprehensive-covered repair.
- insurance - pays for the repair or replacement of your car if it’s damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault.
- - predict how often customers, based on their criteria, will submit claims.
- - at fault if you cause an accident.
- insurance - the most important coverage.
- - the amount that the policy owner must pay before the insurance policy pays any money.
- Damage Liability (PD) - coverage that pays for damage you cause to other people’s property.
19 Clues: - extra fee. • Automobile Depreciation • - cars lose their value over time. • - at fault if you cause an accident. • insurance - the most important coverage. • Injury Liability (BI) - covers bodily injury. • insurance - compensates you reagrdless of who is at fault. • insurance - contract between a driver and an insurance company. • ...
Practice Management 2024-10-04
Across
- What happens when a patient doesn't pay their bill
- Often provided by an employer. Helps pay for surgery
- Can be an indication of delays or complications
- Where you go to print a schedule
- How to determine how much a patient will owe
- What gets sent to the insurance
- How to confirm if a patient has active insurance
- Health classification that helps determine if patients should be treated in an ASC
- Best way to update Medicare Fees
Down
- Puts the patient to sleep for surgery
- A great way to keep up with assigned duties both before and after surgery
- The person who carries the insurance
- How much the insurance will pay for a patient's surgery
- Personal Health Information
- An indication that the insurance has approved payment for a scheduled surgery
- Where you go to open the Appointment Sheet
- How patients are billed
- Regulation that protects patients' privacy
- An important component of case costing
- How to document that items have been delivered to the ASC
20 Clues: How patients are billed • Personal Health Information • What gets sent to the insurance • Where you go to print a schedule • Best way to update Medicare Fees • The person who carries the insurance • Puts the patient to sleep for surgery • An important component of case costing • Where you go to open the Appointment Sheet • Regulation that protects patients' privacy • ...
Medical Insurance 2025-03-03
Across
- A type of insurance plan that allows more provider flexibility than an HMO
- U.S. healthcare reform law aimed at increasing insurance access
- A notice given to Medicare patients when a service may not be covered
- A primary care provider who manages patient care and referrals
- A fixed amount a patient pays for a healthcare service
- A tax-advantaged account for medical expenses tied to high-deductible plans
- Private insurance that covers costs not paid by Medicare
- of benefits Process that prevents duplicate payments when a patient has multiple insurances
- A review of how much an insurance company will cover for a procedure
- The amount a patient must pay before insurance starts covering costs
- rule Determines primary insurance for a child when both parents have coverage
Down
- Approval from an insurance company before receiving certain treatments
- The percentage of costs a patient must pay after the deductible
- Verification that a medical service is necessary before treatment
- A federal health program for people 65+ and certain disabled individuals
- A state and federal program for low-income individuals
- A type of health insurance plan that requires referrals and in-network care
- Healthcare program for U.S. military service members, retirees, and families
18 Clues: A fixed amount a patient pays for a healthcare service • A state and federal program for low-income individuals • Private insurance that covers costs not paid by Medicare • A primary care provider who manages patient care and referrals • The percentage of costs a patient must pay after the deductible • ...
Chapter 9 Personal Finance 2016-06-22
Across
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer. (abbreviation)
- Insurance that provides day-in, day-out care for long-term illness or disability. (abbreviation)
- A health insurance plan that directly employs or contracts with selected physicians, surgeons, dentists, and optometrists to provide a wide range of health care services for a fixed, prepaid monthly premium. (abbreviation)
- Insurance that pays part or all of the surgeon's fees for an operation
- An independent, nonprofit membership corporation that provides protection against the cost of hospital care.
- Prepaid health plans that provide comprehensive health care to members.
- An independent, nonprofit membership corporation that provides protection against the cost of surgical and medical care.
- Coverage that includes hospital expense insurance, surgical expense insurance, and physician expense insurance.
- Insurance that provides payments to replace income when an insured person is unable to work.
Down
- A network of selected contracted, participating providers; also called an "HMO-PPO hybrid" or "open-ended HMO."
- Insurance that pays part or all of hospital bills for room, board, and other charges
- A provision under which an insured pays a certain amount, after which the insurance company pays 100 percent of the remaining covered expenses
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met.
- Insurance that provides benefits for doctors' fees for nonsurgical care, X rays, and lab tests.
- A provision under which both the insured and the insurer share the covered losses.
- Insurance that suppliments Medicare by filling the gap between Medicare payments and medical costs not covered by Medicare. (Also called "MedSup.")
- An amount the insured must pay before benefits become payable by the insurance company.
17 Clues: Insurance that pays part or all of the surgeon's fees for an operation • Prepaid health plans that provide comprehensive health care to members. • A provision under which both the insured and the insurer share the covered losses. • Insurance that pays part or all of hospital bills for room, board, and other charges • ...
Eco Crossword Puzzle 2024-04-23
Across
- - a type of insurance in which the insured pays a share of the payment made against a claim.
- Risk - property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail.
- - the amount of risk or liability that is covered for an individual or entity by way of insurance services.
- Risk - risks that directly affect an individual or family.
- - for any other costs, such as doctor consultations, body checkups, minor surgeries and diagnostic tests.
- - covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have enough or has no auto insurance coverage.
- - Health insurance or plan that helps pay for prescription drugs and medications.
- - The health care items or services covered under a health insurance plan.
- - reckless or unreasonable actions that result in damages or losses because of you, someone covered by your policy, or someone else.
- - Risk Protection
- - A fixed amount you pay for a covered health care service after you've paid your deductible.
- - a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- Spending Account - tax-advantaged accounts offered by employers to help employees save money on eligible healthcare and dependent-care costs.
Down
- - Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness.
- Care Provider - a health care professional who practices general medicine.
- - a specified amount of money that the insured must pay before an insurance company will pay a claim.
- - the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss.
- - The process through which an approved applicant is signed up with the health insurance company and coverage is made effective.
- - a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
- Diem - By the Day
- Risk - Risk specifically the risk of being held liable or responsible for an action or inaction
- - the amount you pay each month (or each year) to keep your insurance policy active
- - the person or entity that you legally designate to receive the benefits from your financial products.
- - the person who owns the insurance policy.
- - the use of communications technologies to provide health care at a distance.
25 Clues: Diem - By the Day • - Risk Protection • - the person who owns the insurance policy. • Risk - risks that directly affect an individual or family. • Care Provider - a health care professional who practices general medicine. • - The health care items or services covered under a health insurance plan. • ...
Eco Crossword Puzzle 2024-04-23
Across
- - a type of insurance in which the insured pays a share of the payment made against a claim.
- Risk - property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail.
- - the amount of risk or liability that is covered for an individual or entity by way of insurance services.
- Risk - risks that directly affect an individual or family.
- - for any other costs, such as doctor consultations, body checkups, minor surgeries and diagnostic tests.
- - covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have enough or has no auto insurance coverage.
- - Health insurance or plan that helps pay for prescription drugs and medications.
- - The health care items or services covered under a health insurance plan.
- - reckless or unreasonable actions that result in damages or losses because of you, someone covered by your policy, or someone else.
- - Risk Protection
- - A fixed amount you pay for a covered health care service after you've paid your deductible.
- - a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- Spending Account - tax-advantaged accounts offered by employers to help employees save money on eligible healthcare and dependent-care costs.
Down
- - Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness.
- Care Provider - a health care professional who practices general medicine.
- - a specified amount of money that the insured must pay before an insurance company will pay a claim.
- - the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss.
- - The process through which an approved applicant is signed up with the health insurance company and coverage is made effective.
- - a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
- Diem - By the Day
- Risk - Risk specifically the risk of being held liable or responsible for an action or inaction
- - the amount you pay each month (or each year) to keep your insurance policy active
- - the person or entity that you legally designate to receive the benefits from your financial products.
- - the person who owns the insurance policy.
- - the use of communications technologies to provide health care at a distance.
25 Clues: Diem - By the Day • - Risk Protection • - the person who owns the insurance policy. • Risk - risks that directly affect an individual or family. • Care Provider - a health care professional who practices general medicine. • - The health care items or services covered under a health insurance plan. • ...
Eco Crossword Puzzle 2024-04-23
Across
- Spending Account - tax-advantaged accounts offered by employers to help employees save money on eligible healthcare and dependent-care costs.
- - a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event.
- - the amount you pay each month (or each year) to keep your insurance policy active
- - covers your injuries, your passengers' injuries, and damage to your vehicle if you're hit by a driver who doesn't have enough or has no auto insurance coverage.
- - Risk Protection
- Risk - property damaged due to uncontrollable forces such as fire, lightning, hurricanes, tornados, or hail.
- - a specified amount of money that the insured must pay before an insurance company will pay a claim.
- Care Provider - a health care professional who practices general medicine.
- - the amount of risk or liability that is covered for an individual or entity by way of insurance services.
- - The process through which an approved applicant is signed up with the health insurance company and coverage is made effective.
- - a legal contract between the insurance company (the insurer) and the person(s), business, or entity being insured (the insured).
- - Health insurance or plan that helps pay for prescription drugs and medications.
- Risk - Risk specifically the risk of being held liable or responsible for an action or inaction
- - A fixed amount you pay for a covered health care service after you've paid your deductible.
- - reckless or unreasonable actions that result in damages or losses because of you, someone covered by your policy, or someone else.
Down
- - the person or entity that you legally designate to receive the benefits from your financial products.
- - Insurance coverage that provides income and medical benefits to employees who have a work-related injury or illness.
- - The health care items or services covered under a health insurance plan.
- - a type of insurance in which the insured pays a share of the payment made against a claim.
- Diem - By the Day
- - the person who owns the insurance policy.
- Risk - risks that directly affect an individual or family.
- - for any other costs, such as doctor consultations, body checkups, minor surgeries and diagnostic tests.
- - the use of communications technologies to provide health care at a distance.
- - the principle holding that two or more insurers each liable for a covered loss should participate in the payment of that loss.
25 Clues: - Risk Protection • Diem - By the Day • - the person who owns the insurance policy. • Risk - risks that directly affect an individual or family. • - The health care items or services covered under a health insurance plan. • Care Provider - a health care professional who practices general medicine. • ...
Insurance_Sureshbabu Shanmugam_TCE 2025-10-01
Across
- If Endorsed beneficiaries are Wife and Children
- Kisan Bhima Sansta is for Which sector
- Within how many days should the claims be settled
- Insurance company transfers to company which they cannot bear
- established by Dorab Tata
- Started its opration during Indias Independence
Down
- Fixed amount for a covered service in health sector
- Self help groups
- General Insurance association of Indias HQ
- Largest Non-life insurance company
- Does not belong to life insurance main product
- parent company of New India Assurance
- Insurance regulator
- Which Public sector company in Life Insurance
- Public sector company provides insurance to exporters
15 Clues: Self help groups • Insurance regulator • established by Dorab Tata • Largest Non-life insurance company • parent company of New India Assurance • Kisan Bhima Sansta is for Which sector • General Insurance association of Indias HQ • Which Public sector company in Life Insurance • Does not belong to life insurance main product • If Endorsed beneficiaries are Wife and Children • ...
I-Que 2020-10-16
Across
- A rating law that allows insurers to use rates without having them to file with regulators.
- Type of Insurance that also covers damages due to Livestock.
- One of the important units in rate making.
- Premium that corresponds to the time period remaining on the policy.
- This insurance is mainly a liability coverage of an individual or organization for negligent acts or omissions.
- An advisory and a rating organization for the P&C insurance, formed in 1971.
- Rates that are applied to all insureds falling under same rating category.
- U.S. standard setting and regulatory support organization created and governed by the chief insurance regulators from states and territories.
- Potential event or factor that can cause a loss
- Type of Insurance to indemnify Insured against dishonest acts by their employees.
- A Lender who has legal interest in your property.
- An expert who does product pricing.
- Rating that involves considering actual losses in the past policy periods.
- A right held by most insurance carriers to legally pursue a third party that caused an insurance loss to the insured.
- One of the types of Reinsurance.
- Fixtures attached to a real estate is a ___ property.
Down
- ___ in Insurance, compensates the beneficiaries of the policies for their actual economic losses.
- Someone who acts on behalf of Insured and recommends policies to them.
- One of the types of Hazards
- An amount the insured has to pay as part of a claim whenever it arises.
- Insurance company owned by its stock holders.
- Law of large numbers is also known as Law of
- Type of Rating law that needs prior approval in case the rates exceed certain thresholds.
- Someone who raises claims is also known as.
- Sharing one risk amongst multiple insurance companies.
- A person who receives payment of amount of insurance after death of insured.
- A type of rating is used to develop premiums for unique exposures for which no established rates are available.
- One of the 4 risk mitigation strategies.
- An wholly owned subsidiary of larger firm that is tasked with writing Insurance for the parent.
- A type of Insurer. Also an AC Brand.
30 Clues: One of the types of Hazards • One of the types of Reinsurance. • An expert who does product pricing. • A type of Insurer. Also an AC Brand. • One of the 4 risk mitigation strategies. • One of the important units in rate making. • Someone who raises claims is also known as. • Law of large numbers is also known as Law of • Insurance company owned by its stock holders. • ...
Personal Finance 2023-03-29
Across
- A list of personal belongings with purchase dates and cost information
- Supplementary personal liability coverage
- A provision under which the insured pays a flat dollar amount each time a covered medical service is received after the deductible has been met
- State legislation that requires drivers to prove their abilty to cover the cost of damage or injury caused by an automobile accident
- A person designated to recieve something, such as life insurance
- Legal responsibility for the financial cost of another person's injuries
- A risk in which there is only a chance for loss
- A program of medical assistance to low-income individuals and families
- A written contract for insurance
- Provides benefits for doctors' fees for nonsurgical care
- Pays for the cost of Day in and day out care for long-term illnesses
- The set amount a policyholder must pay per loss
- A provision under which both the insured and the insurer share the covered losses
- A person covered by an insurance policy
- Pays sttipulated daily, weekly, or monthly cash bebefits during hospital confinment
- Protection against possible financial loss
- The amount recieved after giving up a life insurance policy
- A factor that increase the chance of loss through peril
- A policy that requires a homeowner to pay for part of the losses if the property is not insured
- Life insurance protection for a specified period of time
- An independent membership corporation that provides protection against the cost of hospital care
- A contract that provides a regular income
- Pays part or all of hospital bills for room, board, and other charges
- A group of doctors and hospitals that agree to provide health care at rates approved by the insurer
- A risk in which there is a chance of either loss or gain
- Failure to take reasonalbe care in a situation
Down
- Pays part or all of the surgeons fees for an operation
- Coverage for a place of residence and its associated financial risks
- An insurance plan in which the policyholder pays a specified premium each year for as long as he or she lives
- A federal health insurance program for the people 65 or older
- A network of selected contracted participating providers
- A risk-sharing firm that assumes financial responsibility for losses
- Additional coverage for standard insurance policy
- A claim settlement method in which the insured recieves the full cost of a damaged or lost item
- Automobile insurance that covers financial loss from damamge by risk
- The process of establishing a monetary fund to cover the cost of a loss
- Used to determine automobile insurance rates
- A person who owns an insurance policy
- Automobile insurance that pays for the damage of a car
- A network that renders medical care from affiliated health care providers
- Provides payments to replace income when an insured person is unable to work
- A health insurance plan that provides a wide range of health care
- An independent membership corporation that provides protection against the cost of surgical and medical care
- Chance or uncertainty of loss
- What the policyholder is charged for an insurance policy
- Prepaid health plans that provide comprehensive health care to members
- A benefit under which the company pays twice the face value of the policy if the insured's death results from an accident
- A method of integrating the benefits payable under more than one health insurance plan
- A whole life policy that combines term insurance and investment elements
- The place of residence used to determine a person's automobile insurance premium
- Supplements Medicare by filling the gap betwwen Medicare payments and medical costs not covered by Medicare
- An insurance company
- A provision stating that if the insured dies by suicide during the first two years the policy is in force, the death benefit will equal the amountof the premium paid
- A situation in which a person is held responsible for intentional or unintentional actions
- A situation in which a person is held legally responsible for the actions of another person
- An automobile insurance program in which drivers involved in accidents collect medical expenses
- A provision under which an insured pays a certain amount, after which the insurance company pays 100% of the remaining covered expenses
- The process that insurance companies use to determine the premiums that will be charged and whom they will insure
- The cause of a possible loss
- A document attached to a policy that modifies its coverage
60 Clues: An insurance company • The cause of a possible loss • Chance or uncertainty of loss • A written contract for insurance • A person who owns an insurance policy • A person covered by an insurance policy • Supplementary personal liability coverage • A contract that provides a regular income • Protection against possible financial loss • ...
545 2013-02-17
Across
- one who investigates and settles losses
- in which page you can find the name, location and addresses of the insured and insurer in a policy
- insurance company that accepts loss exposures from a primary insurer
- licensed person who sells insurance to you
- policyholder pays for insurance protection
- the provisions of an insurance policy
- one who owns an insurance policy
Down
- risk management technique
- which insurance companies decide which potential customers to insure and what coverage to offer them
- person covered by an insurance Policy
- corporations owned by their policy holders
- contract that provides income for life or a specified period of time
- Termination of a policy by either the insurer or the insured during the policy period
- offering anything other than the insurance itself to an applicant as an inducement to buy or maintain insurance
- common term for the written contract
15 Clues: risk management technique • one who owns an insurance policy • common term for the written contract • person covered by an insurance Policy • the provisions of an insurance policy • one who investigates and settles losses • corporations owned by their policy holders • licensed person who sells insurance to you • policyholder pays for insurance protection • ...
Crossword#Insuracnce 2013-02-17
Across
- contract that provides income for life or a specified period of time
- common term for the written contract
- Termination of a policy by either the insurer or the insured during the policy period
- corporations owned by their policy holders
- insurance company that accepts loss exposures from a primary insurer
- the provisions of an insurance policy
- person covered by an insurance Policy
- licensed person who sells insurance to you
Down
- one who owns an insurance policy
- one who investigates and settles losses
- in which page you can find the name, location and addresses of the insured and insurer in a policy
- policyholder pays for insurance protection
- offering anything other than the insurance itself to an applicant as an inducement to buy or maintain insurance
- risk management technique
- which insurance companies decide which potential customers to insure and what coverage to offer them
15 Clues: risk management technique • one who owns an insurance policy • common term for the written contract • the provisions of an insurance policy • person covered by an insurance Policy • one who investigates and settles losses • policyholder pays for insurance protection • corporations owned by their policy holders • licensed person who sells insurance to you • ...
Health Insurance Vocab 2022-04-08
Across
- payments made to obtain insurance
- federal program of health insurance for persons 65 years of age and older
- point-of-service plans
- involving or causing sudden great damage or suffering
- prior approval for treatment and procedures
- health maintenance organization
Down
- insurance coverage for family members of the policyholder (2 words separated by -)
- List of prescription drugs covered in full or in part by a health insurance plan
- children’s health insurance program
- government insurance program for low-income individuals & families that is funded both by the federal government & each individual state
- dollar amount the patient must pay each plan-year before the insurance company will begin paying claims
- preferred provider organization
- health savings account
- a request for payment of a loss
- a fixed fee that an individual pays for specific medical services, like a visit to the doctor’s office
- health insurance portability and accountability act
16 Clues: point-of-service plans • health savings account • preferred provider organization • a request for payment of a loss • health maintenance organization • payments made to obtain insurance • children’s health insurance program • prior approval for treatment and procedures • health insurance portability and accountability act • ...
pony up 2022-10-27
Across
- a person named in a life insurance policy, the receive the proceeds
- someone who buys or sells on your behalf
- set fee payed by policy holder for medical expenses
- dosent cover self inflicted injury covers medical injurys
- policy issued to one is expired
- insurance policy without a deductible
- fed program medical needs of the needy
- the amount of money the beneficiary receives
- how long people live
- dosent build up cash value
Down
- benefits package that allows employees to pick what they want
- basic type of permanet life insurance which can provide lifetime protection of a level premium
- designated period you can sign up for insurance
- applicant with preexisting poor health or substantial physical health or dangerous activities hazardous occupation
- in case of terminal illness the proceeds of a life insurance policy pays for everything
- date in which an insurance policy becomes eligible to pay for claims
- the amount the policy holder must pay within a specified period before insurance will pay for coverage
- health maintenance organization
18 Clues: how long people live • dosent build up cash value • policy issued to one is expired • health maintenance organization • insurance policy without a deductible • fed program medical needs of the needy • someone who buys or sells on your behalf • the amount of money the beneficiary receives • designated period you can sign up for insurance • ...
pony up 2022-10-27
Across
- health maintenance organization
- applicant with preexisting poor health or substantial physical health or dangerous activities hazardous occupation
- a person named in a life insurance policy, the receive the proceeds
- dosent cover self inflicted injury covers medical injurys
- in case of terminal illness the proceeds of a life insurance policy pays for everything
- policy issued to one is expired
- fed program medical needs of the needy
- insurance policy without a deductible
- benefits package that allows employees to pick what they want
- the amount the policy holder must pay within a specified period before insurance will pay for coverage
- date in which an insurance policy becomes eligible to pay for claims
Down
- basic type of permanet life insurance which can provide lifetime protection of a level premium
- someone who buys or sells on your behalf
- designated period you can sign up for insurance
- how long people live
- set fee payed by policy holder for medical expenses
- dosent build up cash value
- the amount of money the beneficiary receives
18 Clues: how long people live • dosent build up cash value • health maintenance organization • policy issued to one is expired • insurance policy without a deductible • fed program medical needs of the needy • someone who buys or sells on your behalf • the amount of money the beneficiary receives • designated period you can sign up for insurance • ...
Crossword 2026-01-15
Across
- Temporary work assignment with a goal
- Sequence of tasks in order
- Handles company money and budgeting
- Person who owns the policy
- Additional benefit added to a policy
- When the insurance policy ends and pays out
- Idea-generating session
- Sharing information effectively
- Flexible type of life insurance
Down
- What is not covered by an insurance plan
- Financial shield against loss
- Process of evaluating risk for insurance
- The amount you pay for your insurance policy
- Life insurance with savings element
- Confidence in others
15 Clues: Confidence in others • Idea-generating session • Sequence of tasks in order • Person who owns the policy • Financial shield against loss • Sharing information effectively • Flexible type of life insurance • Handles company money and budgeting • Life insurance with savings element • Additional benefit added to a policy • Temporary work assignment with a goal • ...
Unit 7 Insurance 2023-02-13
Across
- the person named in a life insurance policy to receive the proceeds
- Health plans often require you to see approved doctors/hospitals that have agreed to insurance pricing
- pays for non-accident damages
- the % of costs the insurer pays
- an additional provision purchased separately from an insurance policy to add extra benefits or coverage
- Health plans often require you to see approved doctors/hospitals that have agreed to insurance pricing
- plan, the services offered to the employees of a company which include health insurance, vacation time off and may include life insurance, dental and vision insurance, disability insurance and other services.
Down
- An additional fee charged by the health provider that is not covered by the insurance
- a means of protection from financial loss
- An insurance policy, or an addition to another insurance policy, that covers personal property deemed to be easily movable
- the money the insured pays toward claims before the insurer begins payments
- the money you pay for the insurance policy
- if you cause the accident it covers the other party’s medical and auto expenses
- Insurance that lets you keep existing policies for a limited time after you leave an employer
- the duration of the policy
15 Clues: the duration of the policy • pays for non-accident damages • the % of costs the insurer pays • a means of protection from financial loss • the money you pay for the insurance policy • the person named in a life insurance policy to receive the proceeds • the money the insured pays toward claims before the insurer begins payments • ...
Insurance Crossword 2024-09-24
Across
- The amount paid to the insurance company for coverage
- period The time the policy is active, from the start to the end date
- A request made to an insurance company to pay for a loss.
- The amount of a loss that the policyholder is responsible for before the insurance company pays.
- The chance of a loss occurring
- A licensed expert who sells insurance on behalf of an insurance company.
- The specific risk or cause of a loss covered by the policy, such as fire, theft, or flood
- A professional assessment of a property's value.
- An unexpected event or circumstance that results in a loss
- The person or people covered by the policy
- An addition to a policy contract.
- An insurance company representative who investigates claims and settles them.
Down
- When the insurance company takes the place of the insured to pursue any rights against a third party who may be liable for a loss
- A formal written contract that provides insurance
- A payer for health care services that is not the policyholder, such as an insurance company, HMO, PPO, or the federal government
- The length of time that a policy covers services, with a start and end date.
- A person or institution that provides medical care, such as a doctor, nurse, dentist, hospital, or clinic
- The amount of money the policy pays out if the insured dies
- The person who pays for and is covered by the policy
19 Clues: The chance of a loss occurring • An addition to a policy contract. • The person or people covered by the policy • A professional assessment of a property's value. • A formal written contract that provides insurance • The person who pays for and is covered by the policy • The amount paid to the insurance company for coverage • ...
Health Insurance CrossWord Puzzle 2022-01-14
Across
- A written order from your primary care doctor for you to see a specialist or get certain medical services.
- The maximum dollar amount that a health insurance company will pay for a particular benefit over the course of a plan year.
- A dollar amount that a patient must pay for healthcare services each plan year before the insurance company will begin paying claims.
- Insurance coverage for family members of the policyholder, such as spouses, children, or partners.
- The total dollar amount of cost-sharing that a patient is responsible for paying under a health insurance plan.
- To ask that a health plan reconsider its decision to deny payment for a treatment or service.
- The portion of charges for a healthcare service that a patient is responsible to pay. Common forms of cost-sharing include deductibles, co-insurance and co-payments.
- The list of prescription drugs covered in full or in part by a health plan.
- A recurring fee a health insurance company charges for your health insurance coverage, typically charged on a monthly basis.
- A plan’s decision to deny a claim, in whole or in part, based on medical judgment or recession.
Down
- A requirement that health insurance companies sell a health insurance plan to any person who requests coverage.
- The market for health insurance coverage offered to individuals not in a group health plan.
- A prescription drug that has the same active-ingredient formula as a brand-name drug.
- A request for payment that you or your health care provider submits to your health insurer when you get items or services you think are covered.
- The ability to switch coverage
- Under the individual mandate, most people who do not have health insurance have to pay a penalty each year.
- The maximum dollar amount that your health insurance company will pay a health care provider for a benefit healthcare service covered by your health insurance plan.
- The flat-dollar amount a patient must pay when visiting a doctor or other healthcare provider.
18 Clues: The ability to switch coverage • The list of prescription drugs covered in full or in part by a health plan. • A prescription drug that has the same active-ingredient formula as a brand-name drug. • The market for health insurance coverage offered to individuals not in a group health plan. • ...
Basic Training Review 2014-06-30
Across
- list of accounts in category of insurances
- Status received while verifying benefits indicating there is a mismatch with name, birthday, or subscriber ID
- You will find procedure and diagnosis here
- Questionnaire to be filled out with patient who has Medicare
- Approved assistance given in percent and good for six months
- Automatic 100% approved assistance
- Amount some patients pay montly in order to receive discount
- Insurance is verified
- Filing out the additional claim info
- Questions asked to identify patient before starting registration
- Amount of discount provided as bargain tool to collect liability
- Coordination of benefits isn't matching with the MSPQ
- Selection on the "tree" for you to collect cash or check for liability
- Medicare Part B
- Medicare HMO liability calculation
- Completing taking out the insurance from the account
- Patient is subscriber of insurance
- Tool that automatically sends verification
- Address where claims will be sent
- Making sure the insurance is entered correctly
- Patient must pay before insurance pays
- Insurance is contracted
- Card holder of the insurance
- calculation of patient liability
Down
- When a patient indicates they are retired you need to ask for this
- Insurance is no longer active
- 18 or older
- Insurance is indicating an error with verification
- While being in the Response History you need to
- Assistance application good for three months
- Location for documentation of notes
- Patient will receive discount for liability
- Insurance replacing a Medicare A&B or Medicaid
- Change status of E-other
- Percentage amount of patient's responsibility found under benefits once deductible is met
- medicare is indicating another insurance is primary, HMO, BWC, liability, working age, etc...
- Amount in patient's benefits containing a maximum amount
- form with options given to patient when Medicare is declining to pay
- Option patient has to make payments monthly
- Secured online payment processor for credit card and e-check payments
- Medicare Part A
- Bureau of worker's compensation
42 Clues: 18 or older • Medicare Part B • Medicare Part A • Insurance is verified • Insurance is contracted • Change status of E-other • Card holder of the insurance • Insurance is no longer active • Bureau of worker's compensation • calculation of patient liability • Address where claims will be sent • Automatic 100% approved assistance • Medicare HMO liability calculation • ...
Insurance Acumen 2024-07-08
Across
- founded Mutual of Omaha in 1909
- tracks our enterprise success measures
- we need to grow our profits at the same rate
- also called Medicare Supplement
- a competitor
- the way we manage risk
Down
- who owns a mutual insurance company
- # of customer segments at Mutual
- rainy day fund
- help our customers protect what they care about
- products sold through brokers to employers
- Blackledge
- insurance company pays this to policyholder
- type of life insurance where payments never increase
- when you ask insurance co to pay for a loss
- purchaser of insurance policy
- help you outlive your savings
- type of payment policyholders make
- decides the risk and premium for policy
- corporate logo
- acronym to measure sustainability and societal impact
21 Clues: Blackledge • a competitor • rainy day fund • corporate logo • the way we manage risk • purchaser of insurance policy • help you outlive your savings • founded Mutual of Omaha in 1909 • also called Medicare Supplement • # of customer segments at Mutual • type of payment policyholders make • who owns a mutual insurance company • tracks our enterprise success measures • ...
Health Insurance Vocab 2025-09-25
Across
- Medical services not requiring an overnight hospital stay
- Services or conditions that are not covered by your insurance.
- A request for payment submitted to the insurance company for services you received.
- process of signing up for a health insurance plan
- A written order from your primary care doctor to see a specialist. Required by some plans.
- A public health insurance program for low-income individuals and families.
- The group of doctors, hospitals, and other providers your health plan has contracted with.
- Financial assistance that helps lower the cost of health insurance for eligible individuals.
- Unreasonable actions that result in damage caused by you.
Down
- Legal contract between an insurance company and a person or business.
- A list of prescription drugs covered by a health insurance plan. Also known as a drug list.
- benefit amount paid by the insurer to the insured
- A federal health insurance program for people 65 and older or with certain disabilities.
- The ability to maintain health insurance coverage when changing jobs or insurers.
- A person or facility that delivers health care services (e.g., doctor, hospital, clinic).
- A person without health insurance coverage
16 Clues: A person without health insurance coverage • benefit amount paid by the insurer to the insured • process of signing up for a health insurance plan • Medical services not requiring an overnight hospital stay • Unreasonable actions that result in damage caused by you. • Services or conditions that are not covered by your insurance. • ...
183-3 2024-09-16
Across
- A Managed Care Organization that oversees health services to ensure quality and cost control MCO
- This type of hospital insurance pays a fixed amount per day during a hospital stay Indemnity
- Insurance designed specifically to cover costs associated with surgeries and anesthesia Surgical
- Insurance that covers doctor visits diagnostic services and minor procedures without hospital admission Outpatient
- This is a type of managed care organization known as a Health Maintenance Organization HMO
- A type of insurance like Medigap that helps cover out-of-pocket expenses not included in primary health plans Supplemental
- A major medical plan that offers extensive coverage including surgeries hospital stays and prescription drugs Comprehensive
- This type of insurance is provided by employers and offers coverage for employees and dependents Group
- Another term for a Fee-for-Service plan that provides freedom to choose any healthcare provider Indemnity
- A program that allows employees to keep their group health coverage after leaving a job but at a higher cost COBRA
Down
- This type of risk insurance is for those in high-risk situations like athletes travelers or individuals with certain occupational hazards Special
- A budget-friendly insurance plan for healthy individuals that covers worst-case scenarios but has high deductibles Catastrophic
- The amount that must be paid by the insured before their insurance kicks in Deductible
- The Point of Service plan is a mix of HMO and PPO features POS
- A plan that covers doctor visits hospital care and some surgical services but is more limited than comprehensive plans Basic
- Insurance tailored for a single person usually with higher premiums and more flexible coverage Individual
- Temporary insurance policies that provide coverage for limited periods often used between jobs or for specific needs Short
- This type of plan allows you to visit any health care provider and is called a Preferred Provider Organization PPO
- Insurance that covers medical and custodial care including in-home care and nursing homes for extended periods LongTerm
- In an indemnity plan reimbursements are based on this "usual and customary" fee for the area Usual
20 Clues: The Point of Service plan is a mix of HMO and PPO features POS • The amount that must be paid by the insured before their insurance kicks in Deductible • This is a type of managed care organization known as a Health Maintenance Organization HMO • This type of hospital insurance pays a fixed amount per day during a hospital stay Indemnity • ...
Insurance VOCAB 2025-03-03
Across
- Costs The money you must pay yourself, not covered by insurance.
- The things your insurance will pay for.
- A request for money from your insurance after an accident or loss.
- A person who receives money from an insurance policy after someone’s death.
- Before fixing her roof, Jalyn got an estimate from her insurance company.
- A small fee you pay when you visit a doctor.
- Something that insurance does not cover.
Down
- The amount of money you must pay before insurance starts helping.
- A contract that explains what your insurance will and will not pay for.
- The amount of money you pay for insurance each month or year.
- Legal responsibility for damage or injury.
- An educated guess on how much a repair or service will cost.
- A group of doctors or hospitals that work with your insurance company.
- A person who helps sell and explain insurance policies.
14 Clues: The things your insurance will pay for. • Something that insurance does not cover. • Legal responsibility for damage or injury. • A small fee you pay when you visit a doctor. • A person who helps sell and explain insurance policies. • An educated guess on how much a repair or service will cost. • The amount of money you pay for insurance each month or year. • ...
Insurance_Intermediate 2025-10-01
Across
- The regular payment made to an insurance company for coverage.
- Coverage that protects against financial losses from damage to your property.
- individual or group who holds the insurance policy.
- The contract between an insurance company and the policyholder.
- The person who receives the death benefit from a life insurance policy.
- The maximum amount an insurance company will pay for a covered loss.
- The company that provides the insurance coverage.
- A type of insurance that provides coverage for a specific period of time.
Down
- An addition or change to an existing insurance policy.
- A request for payment from the insurer for a covered loss.
- An amount paid by the insured before the insurance company pays its share.
- A form of insurance that covers damage to a vehicle from incidents other than a collision.
- The cause of a potential loss, such as a fire or collision.
- A person who helps sell and service insurance policies.
14 Clues: The company that provides the insurance coverage. • individual or group who holds the insurance policy. • An addition or change to an existing insurance policy. • A person who helps sell and service insurance policies. • A request for payment from the insurer for a covered loss. • The cause of a potential loss, such as a fire or collision. • ...
Unit Four Glossary 2022-11-14
Across
- a specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss
- covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle
- covers liabilities loss as damage and loss of the home
- Distribution the sharing of risk by an insurer among its insured
- between risk and premiums A risk premiums is the investment return an asset is expected to yield in excess of the risk-free rate of return
- Health Care the employee contribution for. individual coverage was no more than 9.5% of household income.
- Describes the type of coverage in an insurance agreement
- a thing for which someone is responsible, especially a debt or financial obligation
- Worth the value of all the non-financial and financial assets owned by an individual or institution minus the value of all its outstanding liabilities
- property owed by a person or company, regarded as having value and available to meet debts, commitments or legacies
- a prepaid health insurance plan in which providers agree to deliver service for discount fee
- Insurance insurance that pays out a sum of money either on the death of the insured person or after a set period.
- a legal process to get out of debt when you can no longer make all your required payments
- Period the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
Down
- Insurance provides protection against claims resulting from injuries and damage to people/property
- applies to the amount of protection you have through on insurance company in the event of a loss
- protection against damages to your car from causes other than collision or rolling over
- a prepaid health insurance plan in which patients receive health car from designated providers
- a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
- Payment Insurance cover injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- between premiums and deductibles the higher a plan's deductible, the lower the premium
- A formal request by a policyholder to an insurance company for coverage or compesation for covered loss or policy event
- a practice or arrangenment by which a company or government agency provides a guarantee of compensation for specified loss, damage ,illness, or death in return for payment
- The sharing of expenses by the policyholder and the insurance company
- amount you must pay before you begin receiving any benefits from your insurance company
25 Clues: covers liabilities loss as damage and loss of the home • Describes the type of coverage in an insurance agreement • Distribution the sharing of risk by an insurer among its insured • The sharing of expenses by the policyholder and the insurance company • a thing for which someone is responsible, especially a debt or financial obligation • ...
Unit Four Glossary 2022-11-14
Across
- Describes the type of coverage in an insurance agreement
- Health Care the employee contribution for. individual coverage was no more than 9.5% of household income.
- a specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss
- Payment Insurance cover injuries sustained by the driver of the insured vehicle or any passenger regardless of fault
- a prepaid health insurance plan in which patients receive health car from designated providers
- covers liabilities loss as damage and loss of the home
- property owed by a person or company, regarded as having value and available to meet debts, commitments or legacies
- Worth the value of all the non-financial and financial assets owned by an individual or institution minus the value of all its outstanding liabilities
- a practice or arrangenment by which a company or government agency provides a guarantee of compensation for specified loss, damage ,illness, or death in return for payment
- between premiums and deductibles the higher a plan's deductible, the lower the premium
- a legal process to get out of debt when you can no longer make all your required payments
- a thing for which someone is responsible, especially a debt or financial obligation
Down
- a prepaid health insurance plan in which providers agree to deliver service for discount fee
- a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
- covers your vehicle for damage caused by impact with another vehicle or object or overturn of your vehicle
- A formal request by a policyholder to an insurance company for coverage or compesation for covered loss or policy event
- between risk and premiums A risk premiums is the investment return an asset is expected to yield in excess of the risk-free rate of return
- protection against damages to your car from causes other than collision or rolling over
- The sharing of expenses by the policyholder and the insurance company
- amount you must pay before you begin receiving any benefits from your insurance company
- applies to the amount of protection you have through on insurance company in the event of a loss
- Period the length of time during which a policyholder or their dependents may file and receive payment for a covered hazard
- Insurance insurance that pays out a sum of money either on the death of the insured person or after a set period.
- Distribution the sharing of risk by an insurer among its insured
- Insurance provides protection against claims resulting from injuries and damage to people/property
25 Clues: covers liabilities loss as damage and loss of the home • Describes the type of coverage in an insurance agreement • Distribution the sharing of risk by an insurer among its insured • The sharing of expenses by the policyholder and the insurance company • a thing for which someone is responsible, especially a debt or financial obligation • ...
122 2013-02-17
Across
- common term for the written contract
- you can find the name, location and addresses of the insured and insurer in a policy
- licensed person who sells insurance to you
- contract that provides income for life or a specified period of time
- one who investigates and settles losses
- offering anything other than the insurance itself to an applicant as an inducement to buy or maintain insurance
- Termination of a policy by either the insurer or the insured during the policy period
Down
- risk management technique
- the provisions of an insurance policy
- corporations owned by their policy holders
- one who owns an insurance policy
- insurance company that accepts loss exposures from a primary insurer
- policyholder pays for insurance protection
- which insurance companies decide which potential customers to insure and what coverage to offer them
- person covered by an insurance Policy
15 Clues: risk management technique • one who owns an insurance policy • common term for the written contract • the provisions of an insurance policy • person covered by an insurance Policy • one who investigates and settles losses • corporations owned by their policy holders • policyholder pays for insurance protection • licensed person who sells insurance to you • ...
Medical Insurance 2025-03-03
Across
- Approval from an insurance company before receiving certain treatments
- A federal health program for people 65+ and certain disabled individuals
- Verification that a medical service is necessary before treatment
- A state and federal program for low-income individuals
- A type of insurance plan that allows more provider flexibility than an HMO
- A tax-advantaged account for medical expenses tied to high-deductible plans
- The percentage of costs a patient must pay after the deductible
- A primary care provider who manages patient care and referrals
Down
- A fixed amount a patient pays for a healthcare service
- of benefits Process that prevents duplicate payments when a patient has multiple insurances
- A review of how much an insurance company will cover for a procedure
- Healthcare program for U.S. military service members, retirees, and families
- Private insurance that covers costs not paid by Medicare
- rule Determines primary insurance for a child when both parents have coverage
- A type of health insurance plan that requires referrals and in-network care
- The amount a patient must pay before insurance starts covering costs
- A notice given to Medicare patients when a service may not be covered
- U.S. healthcare reform law aimed at increasing insurance access
18 Clues: A fixed amount a patient pays for a healthcare service • A state and federal program for low-income individuals • Private insurance that covers costs not paid by Medicare • A primary care provider who manages patient care and referrals • The percentage of costs a patient must pay after the deductible • ...
Commonly Used Health Insurance Terms 2022-04-18
Across
- covered provider
- owner of insurance policy
- federal rule
- hospital procedures
- coverage after a job ends
- written agreement
- medical invoice
- diagnosis codes
Down
- when the plan starts
- cost of insurance plan
- cost-share before insurance pays
- privacy rules
- order of insurance plans
- procedure code
- main doctor
- medicare supplement
16 Clues: main doctor • federal rule • privacy rules • procedure code • medical invoice • diagnosis codes • covered provider • written agreement • hospital procedures • medicare supplement • when the plan starts • cost of insurance plan • order of insurance plans • owner of insurance policy • coverage after a job ends • cost-share before insurance pays
Insurance 101 2017-09-01
Across
- a written contract ratifying the legality of an insurance agreement
- a bond or policy covering an employer's loss resulting from an employee's dishonest act
- Money charged for the insurance coverage reflecting expectation of loss
- a request made by the insured for insurer remittance of payment due to loss incurred
- a form of debt security whereby the debt holder has a creditor stake in the company
- a refund of part or all of a premium payment
- individual who may become eligible to receive payment due to insurance policy
- a person who investigates claims and recommends settlement options based on estimates of damage and insurance policies held
- Uncertainty concerning the possibility of loss by a peril for which insurance is pursued
- period of time for which policy is in effect
- individual who sells, services, or negotiates insurance policies either on behalf of a company or independentl
Down
- a certain or probable future sacrifice of economic benefits arising from present obligations of a particular entity
- insurance term referring to retained earnings
- termination of a policy due to failure to pay the required renewal premium
- professional who analyzes probabilities of risk including calculation of premiums
- A person who has enrolled as a subscriber or an eligible dependent of a subscriber
- a percentage of premium paid to agents by insurance companies for the sale of policies
- circumstance which tends to increase the probability or severity of a loss
- a medium of exchange
- an unexpected event or circumstance without deliberate intent
- party(ies) covered by an insurance policy
- probable future economic benefits obtained or controlled by a particular entity
22 Clues: a medium of exchange • party(ies) covered by an insurance policy • a refund of part or all of a premium payment • period of time for which policy is in effect • insurance term referring to retained earnings • an unexpected event or circumstance without deliberate intent • a written contract ratifying the legality of an insurance agreement • ...
Life Insurance Terminology 2024-04-05
Across
- The amount that will be paid in case of death or maturity of the policy
- It provides for continuation of the original insurance plan, but for a reduced amount, without further premiums.'
- Similar to Whole Life insurance with flexible premium payments
- A return of part of the premium on participating insurance to reflect the difference between the premium charged and the combination of actual mortality, expense and investment experience.
- The payment a policy owner agrees to pay for an insurance policy
- An endorsement to an insurance policy that modifies clauses and provisions of the policy, including or excluding coverage.
- provides life insurance for the insureds entire lifetime
- Restoring a lapsed policy to its original premium paying status once all conditions have been met
- A statement or proof of your health, finances or job, which helps the insurer decide if you are an acceptable risk for life insurance.
Down
- The amount of cash available upon voluntary termination of a policy
- One of the choices available if the policy owner discontinues premium payments on a policy with a cash value.
- the person who owns the policy.
- provides life insurance if the insured passes from an accident
- The person named in the policy to receive the proceeds upon death of the insured
- provides life insurance for a specified period of time
- The process by which a life insurance company determines whether it can accept an application for life insurance
- A certain amount of time provided to the insured to review the policy and if not satisfied return to the company for a full refund
17 Clues: the person who owns the policy. • provides life insurance for a specified period of time • provides life insurance for the insureds entire lifetime • provides life insurance if the insured passes from an accident • Similar to Whole Life insurance with flexible premium payments • The payment a policy owner agrees to pay for an insurance policy • ...
FPU Ch9 Vocabulary 2024-11-07
Across
- the payments an individual makes each time they get their medical service
- the most a policy holder has to spend for covered services in a year
- the amount of time after the premium is due in which a policy holder can make a payment without suffering a lapse in coverage
- protection against claims resulting from personal injury or property damage as the result of an auto accident
- people who are designated by the policy holder to receive the death benefit of a life insurance policy
- optional extended liability coverage that can be added to auto and homeowners policies
- an arrangement in which an individual will receive financial protection or reimbursement of losses from an insurer
- the contract between an insurance company and the insured individual
- life insurance that lasts for the life of the policyholder and uses a portion of the premium as an investment
- a formal request by a policyholder to their insurance company for compensation for a covered loss
- protection for destroyed or stolen personal property for a renter
- the amount of money you will pay out of pocket before the insurance company will make a payment
Down
- benefit paid to beneficiaries after the policy holder dies
- the amount of money paid for an insurance policy
- protection for losses to a private residence and the possessions within it, as well as liability coverage against accidents in the home or on the property
- a person who relies on someone for financial support
- protection for damage to your car resulting from a collision with another car or object
- proection for loss or damage to your vehicle caused by something other than a collision
- life insurance for a specified amount of time; at the death of the policy holder, the insurance company pays the death benefit to beneficiaries
- coverage for individuals medical expenses from illness or injury
- the amount of liability protection offered to an individual through an insurance policy
21 Clues: the amount of money paid for an insurance policy • a person who relies on someone for financial support • benefit paid to beneficiaries after the policy holder dies • coverage for individuals medical expenses from illness or injury • protection for destroyed or stolen personal property for a renter • ...
Insurance Bootcamp : Terminology 2025-05-20
Across
- The primary person who holds and manages the dental insurance plan.
- The most money your plan will pay in a year.
- The time before major services are covered.
- What dental procedures your insurance will help pay for.
- A dentist's recommendation to see a specialist.
- Policy that denies paying to replace a tooth that was gone before coverage began.
- Statement that shows what insurance paid and what the patient owes (abbr.).
- Someone, like a child or spouse, covered under another person's plan.
Down
- What you must pay before your insurance kicks in.
- Advance approval from insurance before getting certain treatments.
- A set amount the patient pays at each visit.
- These limit how often insurance will cover a specific procedure.
- This keeps insurance from paying to redo a recent procedure too soon.
- A formal request sent to the insurance company to pay for dental services.
- Rules that restrict how and when insurance applies.
15 Clues: The time before major services are covered. • The most money your plan will pay in a year. • A set amount the patient pays at each visit. • A dentist's recommendation to see a specialist. • What you must pay before your insurance kicks in. • Rules that restrict how and when insurance applies. • What dental procedures your insurance will help pay for. • ...
Unit 1 Vocab 2026-04-01
Across
- A health insurance plan with lower premiums and higher deductibles, often paired with a Health Savings Account (HSA) to help pay for medical expenses.
- A health insurance plan that offers flexibility to see any doctor, with lower costs for using in-network providers and no referral needed to see specialists.
- Refers to the member’s portion of costs for healthcare services covered by their health insurance plan.
- A U.S. law enacted in 2010 that expanded health insurance coverage, prohibited coverage denial for pre-existing conditions, and introduced subsidies and marketplaces to make insurance more affordable.
- A type of cost-sharing where the member pays a percentage of costs for covered expenses after the deductible has been met (e.g., member pays 20%, insurance pays 80%).
- A federal law that allows employees and their families to continue their employer-sponsored health insurance for a limited time after losing coverage due to job loss or other qualifying events, usually at their own expense.
- A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses.
- A doctor or hospital that has a contractual agreement with an insurance network to provide services at a lower cost.
- A provider not contracted with a plan’s insurance network. Claims from out-of-network providers are generally subject to higher out-of-pocket costs to the member.
- The amount a member pays regularly (monthly or yearly) and is collected by their employer to have health insurance. Employers may use these to cover the cost of the claims themselves or to cover PEPM’s.
- The maximum amount a member can pay in a year for covered services. After the out-of-pocket is met, insurance pays 100% of covered expenses.
- Timely enrollment refers to enrolling in a program or benefits within a specified timeframe, usually after becoming eligible.
- A type of health insurance plan that allows patients to see any doctor or specialist regardless of network status and reimburses them for a portion of the costs, usually after they pay out-of-pocket and submit claims.
- A type of health insurance option where employers pay for their employees' medical claims directly while a third-party administrator (TPA) typically administers the plan by handling the administrative tasks associated with the claims.
Down
- PEPM refers to a payment structure where employers contribute a fixed amount for each employee's insurance coverage every month to the TPA for plan administration.
- A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit).
- A period during which one may freely enroll in or change one's selection of a health insurance plan or other benefit program.
- A U.S. law that protects patients from unexpected medical bills for emergency services and out-of-network care at in-network facilities.
- A health insurance plan that categorizes providers, services, or treatments into different levels (or "tiers"), with lower costs for services from higher-tier (preferred) providers and higher costs for lower-tier providers. Higher-tier provider benefits tend to be better than in-network provider benefits.
- A federal law that requires group health plans and insurers to cover breast reconstruction and related services after a mastectomy.
- Eligibility refers to the criteria an individual must meet to qualify for enrollment in a health insurance plan, such as age, income, employment status, residency, or immigration status.
- A hybrid of HMO and PPO. Members need a referral for specialists but can go out of network for care at a higher cost.
- A health insurance plan that only covers care provided by in-network doctors and hospitals, except in emergencies, without requiring referrals for specialists.
- A health insurance plan where the employer pays a fixed premium to an insurance carrier, which assumes all financial responsibility for employee healthcare claims.
- A health insurance plan that requires members to choose a primary care physician (PCP) and get referrals to see specialists, typically only covering in-network care.
- A U.S. law that protects the privacy and security of individuals' medical information and ensures health insurance coverage continuity when changing or losing jobs.
- A federal law that sets standards for private employer-sponsored benefit plans, including health and retirement plans, to protect employees' rights and ensure fair management of plan funds.
27 Clues: Refers to the member’s portion of costs for healthcare services covered by their health insurance plan. • A type of cost-sharing where the member pays a fixed amount for a healthcare service (e.g., $20 for a doctor visit). • A type of cost-sharing where a dollar amount is set and must be met before insurance starts to pay covered expenses. • ...
Health care 2024-10-02
Across
- Measurement of the quality of care.
- A healthcare procedure that is not an emergency and that the patient and doctor plan in advance.
- A person who does not have insurance and is not covered by Medicaid, Medicare or other public programs.
- Healthcare services that do not require a patient to receive overnight care in a hospital.
- A cost-sharing requirement under some health insurance policies in which the insured person pays some of the costs of covered services.
- A person who has been admitted to a hospital or other health facility, for a period of at least 24 hours.
- Financial protection against the healthcare costs caused by treating disease or accidental injury.
- Bills for services.
- The ability to see a doctor or receive a medical service without a referral from your primary care physician.
- The amount paid periodically to buy health insurance coverage. Employers and employees usually share the cost of premiums
- Law requiring that a health plan or insurance carrier must offer a particular procedure or type of coverage
- This process is the basis of insurance. It analyzes the health status and history, claims experience (cost), age and general health risks of the individual or group who is applying for insurance coverage.
- The specific services and procedures covered by a health plan or insurer.
Down
- How well health services result in desired health outcomes.
- Skilled nurses and trained aides who provide nursing services and related care to someone at home.
- An account that lets workers set aside pretax dollars to pay for medical benefits, childcare, and other services.
- An HMO that contracts with an independent group practice to provide medical services
- People who have some type of health insurance but not enough insurance to cover their the cost of necessary healthcare. This includes people who have very high deductibles of $1000 to $5000 per year, or insurance policies that have specific exclusions for costly services.
- A nurse specialist who provides primary and/or specialty care to patients. In some states nurse practitioners do not have to be supervised by a doctor.
- an insurance company that finances healthcare.
- A medical condition that starts suddenly and requires immediate care
21 Clues: Bills for services. • Measurement of the quality of care. • an insurance company that finances healthcare. • How well health services result in desired health outcomes. • A medical condition that starts suddenly and requires immediate care • The specific services and procedures covered by a health plan or insurer. • ...
CROSSWORD DANAE 2023-04-05
Across
- A term used to describe physical loss or destruction to property or contents.
- Repayment of money to a consumer for a cost that is actually covered by the insurance policy.
- An arrangement where an insurance policy is shared by more than one insurer.
- An event or outcome that you can insure yourself against such as fire, theft, flooding.
- Any person or firm that sells insurance but is not an insurance company themselves. This can include brokers, independent financial advisers, banks, comparison websites and trade unions
- An unexpected or unplanned event or incident often causing damage or injury such as a road traffic accident.
- This is someone who takes responsibility for another person's debts or promises, and guarantees that they will be paid or undertaken.
- The insurance cover as agreed between the insurance company and customer.
- A professional person who is qualified to calculate risks and probabilities relating to insurance and pensions.
- An added amount or payment on top of what you would usually expect to receive as a result of high levels of performance.
- A risk or item specifically not covered by a policy.
Down
- A policy which covers certain risks when you go on holiday, for example the cost of unavoidable cancellation, personal accident, medical treatment abroad and lost or stolen luggage.
- What your insurance will and won’t protect if you need to make a cla
- The process of closing down a company by paying its debts and distributing any money left over.
- This term is often used to describe someone who has caused a loss or damage
- Money paid by an insurer when a claim is accepted
- An insurance company that is owned by its customers.
- This is when someone promises to pay for loss or damage they cause someone else.
- The person who the insurance covers.
- An agreement between two or more people to do (or not to do) something. The agreement can be enforced by law.
20 Clues: The person who the insurance covers. • Money paid by an insurer when a claim is accepted • An insurance company that is owned by its customers. • A risk or item specifically not covered by a policy. • What your insurance will and won’t protect if you need to make a cla • The insurance cover as agreed between the insurance company and customer. • ...
General Insurance 2023-04-20
Across
- The state requires the insurance company to have a certificate of authority (1 Word)
- A position of a financial trust (2 Words)
- Believed to be true (1 Word)
- Uncertainty/Possibility of loss (1 Word)
- The insured and insurance company have a right to expect honesty from each other(3 words)
- This method of handling risk is self insuring (1 Word)
- This method of marketing can only represent one insurance company (1 Word)
- Insured must pay the premium for coverage and file a claim if a loss occurs (1 Word)
- Policy written by the insurance company and is take it or leave it. Customer has no say. (1 Word)
- Transfer of risk (1 Word)
- Something that causes an increase in the chance of loss (1 Word)
- Not equal value. Small premium for a large amount of coverage(1 Word)
- Risks for which the insurance company would be liable
- The acronym used for a legal contract (1 Word-Hint:acronym)
- A promise or guaranty (1 Word)
- An insurer publicly owned by stockholders/shareholders (2 Words)
- These risks are calculable, affordable, non-catastrophic, homogeneous, accidental and measurable (1 Word- Hint:Acronym)
- Retaining risk rather than transferring risk (2 Words)
- Unauthorized;Insurance company not required to have a Certificate of Authority (2 Words)
- Who is considered the 1st party of a contract (1 Word)
- An insurance company incorporated in any country other than the USA (1 Word)
- An insurance company located in any state or US territory other than the state where incorporated (1 Word)
- Only ONE promise made (1 Word)
- Voluntarily giving up a right
- A report card of the company (3 Words)
- The larger the group, the more accurate losses can be predicted (4 Words)
- Liability insurance company created for and owned by policyholders from the same industry (3 Words)
- Type of insurer where the members are subscribers (2 Words)
- A group of businesses from the same industry joining together to buy liability insurance from an insurance company (3 Words)
Down
- Insurance provided by individual underwriters, not companies (2 Words)
- Type of insurer owned by the policyholder (2 Words)
- What agent authority is written in the agents contract with the company (2 Words)
- Giving something of value (1 Word)
- The number one method of handling risk (1 Word)
- This method of marketing is where no agent or producer is involved. Typically done by mail, television, etc. (2 Words)
- An insurance company located in the state where the company is incorporated (1 Word)
- Any insured age 18 and sane (2 Words)
- Actions reasonably relied on by one party can't be denied by the party that accepted same previously (1 Word)
- State license for an insurance company( 3 Words)
- Handling a risk by sharing it amongst a group of people or business (1 Word)
- An insurance company(the ceding company) paying another insurance company (1 Word)
- The insurance agent acts on behalf of the principal(1 Word)
- Who is considered the 2nd party of a contract (1 Word)
- What agent authority is not written but are things agents normally do to sell insurance (2 Words)
- This method of handling risk is not taking the risk at all (1 Word)
- This method of marketing can represent more than one insurance company (1 Word)
- Pay for the loss but with no gain (1 Word)
- This method of handling risk is doing something to lower the risk to reduce chance of loss (1 Word)
- Must be a member of the society to get the benefit with this insurer (2 Words)
- Insurance sold by unauthorized/non-admitted insurers and can only be sold to certain high risk insureds ( 2 Words)
- Risks that have a greater than average chance of loss (2 Words)
- What agent authority is what an agent does that a reasonable person would assume as authority (2 Words)
- This type of hazard is carelessness (1 Word)
- An agreement between the insured and the insurer (1 Word)
- Insurance from the state or federal government (2 Words)
- This type of hazard can be seen (1 Word)
- Chance of loss or gain and not insurable (2 Words)
- Failure to disclose (1 Word)
- This hazard is a belief that intentionally causing a loss is acceptable (1 Word)
- A cause of loss (1 Word)
- Intentional act to cheat one another (1 Word)
61 Clues: A cause of loss (1 Word) • Transfer of risk (1 Word) • Believed to be true (1 Word) • Failure to disclose (1 Word) • Voluntarily giving up a right • A promise or guaranty (1 Word) • Only ONE promise made (1 Word) • Giving something of value (1 Word) • Any insured age 18 and sane (2 Words) • A report card of the company (3 Words) • Uncertainty/Possibility of loss (1 Word) • ...
