insurance Crossword Puzzles
Adrian's Banking Crossword Puzzle 2026-02-26
Across
- Risk increase due to dishonesty or reckless behavior.
- Process of evaluating risk and deciding coverage and price.
- Principle of restoring the insured to the financial position before loss.
- Damage, injury, or financial harm that may be covered by insurance.
- The written insurance contract.
- Legal responsibility for injury or damage to others.
- Specific loss or condition that a policy does not cover.
- Person who investigates claims and determines payment amounts.
- Insurer’s right to recover from a third party after paying a claim.
- Another term for an insurance company that underwrites coverage.
- Person or entity designated to receive policy proceeds.
- Legally binding agreement; an insurance policy is one.
- Optional add-on that modifies or adds coverage to a policy.
- An unexpected event that results in injury or damage.
- Temporary proof of coverage before the policy is issued.
- Amount paid to keep insurance coverage in force.
- Eligible for coverage because the risk can be accepted and priced.
- Protection provided by the policy for specified losses.
- Extra time after the due date to pay without losing coverage.
- Failure to use reasonable care, leading to harm.
- Condition that increases the chance or severity of a loss.
- Company that provides coverage and pays covered losses.
- Policy provisions that describe duties and rules for coverage.
- Maximum amount an insurer will pay for a covered loss.
- Person or entity covered by the policy.
- Fixed amount paid for a covered health service.
Down
- Auto coverage that pays for damage from hitting another object or vehicle.
- Professional who uses statistics to price risk and set premiums.
- Request for payment under the terms of an insurance policy.
- Insurance purchased by an insurer to spread risk.
- Submission of required information or documents (for example, premium reports).
- Auto coverage for non-collision losses like theft or hail.
- Cost-sharing percentage the insured pays after the deductible.
- Premium method based on an insured’s prior loss history.
- Coverage for movable items, often scheduled (for example, jewelry).
- Agent who represents only one insurance company.
- Costs the insured pays that are not reimbursed by insurance.
- An event that triggers coverage under an occurrence-based policy.
- Amendment that changes a policy’s terms or coverage.
- Termination of coverage due to nonpayment of premium.
- Decrease in value over time; affects actual cash value claims.
- Cause of loss insured against (for example, fire or wind).
- Party to whom a policy owner transfers certain policy rights.
- Licensed representative who sells insurance for a company.
- Amount the insured pays before the insurer begins to pay.
- Form used to request insurance and provide underwriting information.
- Contract that provides a stream of payments, often for retirement.
- Compensation paid to an agent or broker for selling a policy.
- Intermediary who shops coverage from multiple insurers for a client.
- Intentional deception to obtain insurance benefits unlawfully.
50 Clues: The written insurance contract. • Person or entity covered by the policy. • Fixed amount paid for a covered health service. • Agent who represents only one insurance company. • Amount paid to keep insurance coverage in force. • Failure to use reasonable care, leading to harm. • Insurance purchased by an insurer to spread risk. • ...
Insurance Terminology 2014-10-29
Across
- The exercising of a policyholder's right under a policy to be paid by his or her insurance company for certain financial losses suffered.
- Unlawful removal of property from premises involving visible forcible entry.
- Deliberate misrepresentation or misstatement.
- The intentional relinquishment of a known right.
- An event that happens by chance and is not expected in the normal course of events, which results in harm to people, damage to property or equipment, or a loss of process or productivity.
- Reduction in value of property through use, ageing, deterioration and obsolescence.
- To fail to do what a reasonable and prudent person would do (or to do what such a person would not do); this can result in property damage, injury or death.
- Appraisal estimation of the value of an item.
- The wrongful taking of the property of another. It is a broad term and includes larceny, pilfering, hold up, robbery and pick pocketing.
- The person who initiates a lawsuit. Also called a claimant.
- Condition which engenders or increases the chances of a loss.
Down
- The fraudulent use of money or property that has been entrusted to one's care.
- An amendment to an insurance policy. It is used to add or remove coverage.
- Once a company has paid a loss for which someone other than the policyholder is responsible, it may have the right to recover this loss from the guilty party.
- An employee of an insurance company who looks at an insurance application and decides whether or not the insurance company can or should provide the applicant with insurance, based on the risk that person presents.
- To compensate the insured person for a loss, in whole or in part, by payment, repair, or replacement.
- An event that results in an insured loss.
- This implies a standard of honesty greater than that usually required in most ordinary commercial contracts. (2wds)
- The willful and malicious burning of property.
19 Clues: An event that results in an insured loss. • Deliberate misrepresentation or misstatement. • Appraisal estimation of the value of an item. • The willful and malicious burning of property. • The intentional relinquishment of a known right. • The person who initiates a lawsuit. Also called a claimant. • Condition which engenders or increases the chances of a loss. • ...
Insurance Operations 2024-09-26
Across
- An fact or instance of breaking or violation or breach
- The individual who manages a trust
- To put up with; stand
- The condition of or potential for being held legally or financially responsible
- A third party with a interest in an asset who will be paid first in the event loss
- Page Typically the first page(or pages) of a policy that specifies the named insured, address, policy, period, location of premises
- Making people whole again with compensation for damage caused
- The individual who establishes a trust
- Anything that exists objectively and distinctly, weather nonliving or living; thing or being
Down
- Coverage Provides an insured party with financial protection against claims resulting from injuries and damage to others
- Premium The amount of money paid for an insurance policy
- Any belief, opinion, doctrine, or the like, that a person or especially an organization holds as being true
- The portion of the claim that the insured pays
- A form added to an existing insurance contract that changes the terms, coverage, or scope of the policy
- The party that receives a trust's assets when the trustor dies;
- A person or group in whose name an insurance policy is held
- The amount of risk or liability that is covered for an individual or entity by way of insurance services
- Vehicle Weight Rating The maximum weight a vehicle is designed to carry according to vehicle manufacturer
- Symbol An assigned number based on the suggested retail price-new, and claims data
- To identify or describe in a misleading way
20 Clues: To put up with; stand • The individual who manages a trust • The individual who establishes a trust • To identify or describe in a misleading way • The portion of the claim that the insured pays • An fact or instance of breaking or violation or breach • Premium The amount of money paid for an insurance policy • ...
Customer Service Crossword 2026-02-24
Across
- Requests submitted to insurance for payment
- Tax form sent for Marketplace coverage
- Percentage of costs you pay after meeting your deductible
- Marketplace where individuals purchase health insurance
- Written authorization from a primary doctor to see a specialist
- Health Maintenance Organization plan type
- Qualifying Life Event allowing Special Enrollment
- Federal Poverty Level used to determine eligibility
- Metal-level Marketplace plan category
- Health program for military members and families
- Exclusive Provider Organization plan type
- Primary Care Provider
- Amount paid out-of-pocket before insurance begins paying
- Children’s Health Insurance Program
- Affordable Care Act health reform law
- Independent agent who assists with finding coverage
- Preferred Provider Organization plan type
Down
- Company communication platform
- Platform used to enroll clients in Marketplace plans
- Workers’ compensation coverage for job-related injuries
- Annual period to enroll in or change coverage
- Federal health insurance for those 65+ or disabled
- Dialer system used to contact clients
- Dental provider often used for supplemental coverage
- Federal law allowing temporary continuation of employer coverage
- Company that provides health insurance
- State-run Marketplace for purchasing coverage
- Fixed amount paid for a covered health service
- Cost-sharing reduction that lowers deductibles and copays
- Federal law protecting patient health information
- Financial assistance that lowers your monthly premium
- Out-of-pocket costs for medical expenses
32 Clues: Primary Care Provider • Company communication platform • Children’s Health Insurance Program • Dialer system used to contact clients • Metal-level Marketplace plan category • Affordable Care Act health reform law • Tax form sent for Marketplace coverage • Company that provides health insurance • Out-of-pocket costs for medical expenses • ...
insurance terms 2021-02-12
Across
- a payment made by a beneficiary in addition to that made by an insurer.
- health benefits program in which the Department of Veterans Affairs (VA) shares the cost of certain health care services and supplies with eligible beneficiaries.
- provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance
- amount of liquidity a financial institution must have in its reserves to cover its business operating expenses.
- referred to as an EOB is a statement from your health insurance company providing details on payment for a medical service you received.
- organization contracts with medical providers such as hospitals and doctors, to create a network of participating providers. You pay less if you use providers that belong to the plan's network.
- health insurance for 65 and older
- type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses.
- Amount paid for an insurance plan
- The parents birthday that comes first in the calendar year is the designated primary plan.
Down
- getting preapproved before treatment, prescription etc.
- that transfers the insurance claims rights or benefits of the policy to a third-party.
- a health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization.
- condition you have received treatment or diagnosis before you enrolled in a new health plan
- health care program for uniformed service members retirees, and their families around the world.
- a type of insurance in which the insured pays a share of the payment made against a claim.
- specified amount of money that the insured must pay before an insurance company will pay a claim
- provided health coverage for those that have low income
18 Clues: health insurance for 65 and older • Amount paid for an insurance plan • getting preapproved before treatment, prescription etc. • provided health coverage for those that have low income • a payment made by a beneficiary in addition to that made by an insurer. • that transfers the insurance claims rights or benefits of the policy to a third-party. • ...
Insurance! What is that about? 2013-06-10
Across
- It sets out what is being insured (covered), and what it is insured against.
- Third Party Compulsory car insurance, covering injury and death to people in car
- Events or items that your insurance policy does not cover.
- Insurance that protects you against medical costs due to illness, injury or disability.
- The extra amount you have to contribute if you make a claim.
- When you ask your insurer to pay for something that is covered in your insurance policy i.e. to repair your car after an accident, or replace a stolen camera.
- Helps you pay your expenses, or cover your loss when things go wrong.
- Covers you for losses associated with travel, such as medical attention, lost or stolen luggage
Down
- The highest level of car insurance, covering damage to your car and damage to other people’s property.
- The chance of an event happening that will cause financial loss for a person.
- Insurance that covers you against damage to, or loss of, personal possessions such as clothes, furniture, whitegoods, electrical appliances and computer equipment.
- Party The second lowest level of car insurance, covering damage caused by your car to other people’s property, but not damage to your own car.
- The amount of money you pay the insurer to receive insurance cover.
- Insurance that covers income protection, or total and permanent disability.
14 Clues: Events or items that your insurance policy does not cover. • The extra amount you have to contribute if you make a claim. • The amount of money you pay the insurer to receive insurance cover. • Helps you pay your expenses, or cover your loss when things go wrong. • Insurance that covers income protection, or total and permanent disability. • ...
CurlyMagic - Insurance & Health Exam - Ch. 1 - Vocabulary 2024-01-26
Across
- The amount paid upon the death of the insured in a life insurance policy
- A legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer
- The person entitled to exercise the rights and privileges in the policy
- or proposed insured — a person applying for insurance
- Person covered by the insurance policy; may or may not be the policyowner
- Intentional misrepresentation or deceit with the intent to induce a person to part with something of value
- A person who receives the benefits of an insurance policy
Down
- Insuring of risks that are more prone to losses than the average risk
- A contract between a policyowner (and/or insured) and an insurance company which agrees to pay the insured or the beneficiary for loss caused by specific events
- Coverage on human lives
- Policy termination due to nonpayment of premium
- The money paid to the insurance company for the insurance policy
- The company that issues an insurance policy
13 Clues: Coverage on human lives • The company that issues an insurance policy • Policy termination due to nonpayment of premium • or proposed insured — a person applying for insurance • A person who receives the benefits of an insurance policy • The money paid to the insurance company for the insurance policy • ...
Insurance 2021-02-18
Across
- Having a medical condition before getting insurance and wanting insurance to cover it
- Insurance term used to indicate who is at fault in a situation
- Insurance type that pays for medical expenses
- The amount you have to pay before insurance will kick in to cover the rest
- Insurance type that covers most things that have to do with a car
- Insurance type that pays for your house and the property within it
Down
- Your periodic payment for insurance coverage
- Insurance type that pays if you are too sick or injured to work
- The small part you have to pay for use of insurance, like when you get a prescription or go to the doctor
- When the insurance company determines that both parties are at fault
- Insurance that pays when a person dies
11 Clues: Insurance that pays when a person dies • Your periodic payment for insurance coverage • Insurance type that pays for medical expenses • Insurance term used to indicate who is at fault in a situation • Insurance type that pays if you are too sick or injured to work • Insurance type that covers most things that have to do with a car • ...
Insurance Risk Management vb 2018-10-02
Across
- a demand or request to insurance company for coverage
- a document detailing the terms and conditions of a contract of insurance.
- a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
- person or group in whose name an insurance policy is held.
- an amount to be paid for an insurance policy.
- covered by insurance.
Down
- the state of being responsible for something, especially by law.
- the likelihood of something happening or being the case.
- a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- The amount you pay for covered health care services before your insurance plan starts to pay.
- the amount of protection given by an insurance policy.
- a situation involving exposure to danger.
12 Clues: covered by insurance. • a situation involving exposure to danger. • an amount to be paid for an insurance policy. • a demand or request to insurance company for coverage • the amount of protection given by an insurance policy. • the likelihood of something happening or being the case. • person or group in whose name an insurance policy is held. • ...
Insurance 2021-12-10
Across
- ___ insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.
- the company or agency that writes an insurance policy
- is the amount the insured pays on a claim before the insurer pays the remainder
- coverage that pays for damages to your residence
- ___ insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
- what it would cost to replace a piece of property, or rebuild a structure
Down
- an individual covered by an insurance policy
- ____ insurance, also commonly called homeowner's insurance, is a type of property insurance that covers a private residence
- ___ Insurance often called DI or disability income insurance, or income protection is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions.
- protection against a specific kind of loss
- ___ insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft
11 Clues: protection against a specific kind of loss • an individual covered by an insurance policy • coverage that pays for damages to your residence • the company or agency that writes an insurance policy • what it would cost to replace a piece of property, or rebuild a structure • is the amount the insured pays on a claim before the insurer pays the remainder • ...
Insurance 2023-02-01
Across
- The carrier (if under a self-insured arrangement)
- People with direct relationship with the employer
- Specific dollar amount cost share for office visit
Down
- Terms when an employee can receive benefits
- Cost share arrangement after deductible is met
- Amount paid by member before the insurer starts to pay for covered services
- Review of current providers utilized by covered members
- Former employee that may still be offered benefits
- Generally refers to former-employees who have left the company
- An organization WTW is pursuing work with
- Primary care physician
11 Clues: Primary care physician • An organization WTW is pursuing work with • Terms when an employee can receive benefits • Cost share arrangement after deductible is met • People with direct relationship with the employer • Former employee that may still be offered benefits • The carrier (if under a self-insured arrangement) • ...
Insurance 2019-06-11
Across
- a person who calculates the value of something
- [of an insurance policy] all-inclusive; providing complete protection
- the person to whom an insurance policy is issued
- an application for payment under an insurance policy
- broker: middleman between insurer and policyholder
Down
- the protection given by an insurance policy
- property, merchandise or any goods in the process oif being transported (3 words)
- chance or possibility of injury, loss
- a contract of insurance
- the insuring of risk by one insurance company to another
- legally obliged to pay for damage, injury etc; responsible
11 Clues: a contract of insurance • chance or possibility of injury, loss • the protection given by an insurance policy • a person who calculates the value of something • the person to whom an insurance policy is issued • broker: middleman between insurer and policyholder • an application for payment under an insurance policy • ...
Personal Lines Glossary Review 2 2023-10-31
Across
- James has a DP-2 policy and there is a power surge that causes damage to his TV. In this case, the power surge is considered what?
- Alaina has several apartment complexes that each have their own policies. This is known as what kind of insurance?
- Tim is an insurance agent in Florida and is getting a non-resident license for the state of GA. Because he holds a license in Florida, he does not have to retake his pre-licensing courses or sit for the state test in Georgia. This is because of what principle?
- Mark is part of a crew that helps to rescue ships. He and his crew members are entitled to sell the damaged ships and cargo that they rescue. What is the term for the funds that they receive due to these sales?
- April pays a certain amount each month to keep her insurance policy active. What is this amount called?
- Bobby accepts premium payments when selling and negotiating policies. He then ensures that the funds are correctly sent to the insurer. What type of responsibility does Bobby hold?
- Victoria has a home in "Tornado Alley" and there is a high risk of her home being hit by tornado. Due to this she cannot get insurance through normal insurers. What type of plan would best suit her?
- While selling insurance policies, Juan is accused of telling people that the benefits in his policies are much better than other policies. What unfair trade practice might Juan be guilty of if this information is false?
- In order to stay competitive, Angelica's insurance company broadened her coverage to include more perils. This is an example of what principle?
- Suzanne has a home and fails to make payments to the bank that loaned her the money to buy the home. As a result, what may the bank place on her home?
- Becky's policy expires and the insurance decides not to renew. This is an example of what?
- Samantha takes applications and looks over the information, determines the risks, and ultimately decides what applications should be approved. This process is known as what?
- Thomas is injured in an accident caused by another driver. His insurance company pays for the care of his injuries as well as the damage to his vehicle. After, they reach out to the other driver's insurance company to regain the amount paid. This is known as what?
- Tony sells insurance in Texas but he and the insurance company he works for is based in Virginia. What kind of insurer is this an example of?
- Any action, or inaction, that leads to legal liability is known as what?
- Amber has an auto policy that has separate limits depending on the type of damage that occurs. This is known as what kind of limit?
- Greg's homeowner's insurance application asks certain questions such as: "Age?", "Gender?", and his address. His responses to these specific types of questions would be considered what?
- Irma has someone break in and threaten her while taking her valuables. Ethan had someone break into his car and take his sound system. Both Irma and Ethan were the victims of what?
- Diane has a dog that digs holes in her front yard. She fails to fill in the holes and a neighbor falls and breaks his leg. Diane is guilty of what?
- Durham and Sons insurance company is not doing well financially and in order to stay solvent has decided to partner with another insurance company to take over some of the risks that they are currently covering. This is known as what?
- Brandi has a car accident and her car is totaled. The insurance company assesses the damage and sends a check for the amount of the car. What principle is this an example of?
Down
- Stephanie works for one insurance company and receives commission for each policy she sells. What kind of agent is Stephanie considered?
- Ronald has coverage on his boat as well as excess coverage to help with any liability issues that may arise. If there is a loss, which policy will pay first?
- When Alice is selling policies, she offers tickets to an upcoming concert in order to entice people to sign up. This is considered what kind of unfair trade practice?
- Several businesses in a strip mall band together to cover a loss caused by a fire. This is known as what kind of risk management?
- Hannah's auto insurance allows her to decline certain coverages. If she does so, this is known as a what?
- Annie fills out her application for insurance and submits it to the underwriter. The responses that Annie submits in writing are considered what?
- Elliot was injured after he slipped and fell on his neighbor's sidewalk that had not been shoveled. His neighbor's insurance looked at the claim and paid him for the medical bills needed to help him. This process is known as what?
- Holden has put up smoke alarms as well as a security alarm to help decrease the amount of damage a peril might cause. This is an example of what kind of risk management?
- Mimi works for an insurance company and her contract states she is allowed to negotiate insurance contracts. This is an example of what kind of authority?
- Robyn pays her premiums each month and her insurance policy promises to pay for losses. If Robyn does not pay premiums, her policy will be cancelled, but if the insurer fails to pay for losses, they will be held legally liable. This large difference in the consequences of each party's actions makes this what kind of contract?
- Dwelling policies only cover property and are called what kind of policies?
- Joe's car was damaged due to a hit and run accident and as a result he has to rent a car until his car is repaired. What type of loss would the car rental be considered?
- When signing up for an auto insurance policy, Tanya is asked if she has any accidents in her prior driving history. She lists all that she remembers and mistakenly leaves one of them off. This is an example of what?
- Bruce has a break in at his home and the person who breaks in threatens him with a gun while stealing his valuables. This is an example of what?
- Ian's contract does not state that he has to take payments when selling insurance, but in order for the application to go through the proper channels, it is a necessity. This is an example of what kind of authority?
36 Clues: Any action, or inaction, that leads to legal liability is known as what? • Dwelling policies only cover property and are called what kind of policies? • Becky's policy expires and the insurance decides not to renew. This is an example of what? • April pays a certain amount each month to keep her insurance policy active. What is this amount called? • ...
Business Studies Revision 2014-05-07
Across
- A cheque that is more than 6 months old
- A place where people can withdraw money
- The bank where our money comes out of for a cheque
- A person who agrees to pay a loan for another person if they are unable to make repayments
- A signed cheque that has some relevant piece of information omitted
- Insurance that covers theft or damage to goods while being transported
- Protection against something that will happen
- A security number used when buying goods with a debit card.
- The price we pay for borrowing money
- Swapping goods or services that one person has for goods or services that another person has
- The rule that says you must not make a profit from insurance
- Anything of value that is widely accepted as payment for goods and services
Down
- The person a cheque is paid to
- Part of our income we do not spend
- A cheque that has a date on it that is sometime in the future
- The person who writes the cheque
- Protection against something that might happen
- Fee for insurance
- Anything of value given by the borrower to the lender in exchange for a loan
- By law, everyone who works and receives an income must pay this for this insurance
- Insurance that is required by law
21 Clues: Fee for insurance • The person a cheque is paid to • The person who writes the cheque • Insurance that is required by law • Part of our income we do not spend • The price we pay for borrowing money • A cheque that is more than 6 months old • A place where people can withdraw money • Protection against something that will happen • ...
PMIG & Insurance 2021-04-08
Across
- Founder of PMIG _____ Falkenhainer
- Financial Advisor for PMIG employees
- WCV stands for this type of insurance policy
- Where you can go if you have computer problems
- Hitting this goal gives each employee an extra day of PTO for the quarter
- Value of your new car when you drive it off the lot
- ______ Cash Value
- Name of the PMIG Employee Newsletter
- COO of PMIG _____ Pierson
Down
- Name of the agency
- It's how much you pay for your insurance policy
- This color is used in much of our marketing & branding
- Insurance policy is a legally binding ________
- Covered loss or covered ___
- Our policy system that is currently getting upgraded
- Pharmacists Mutual CEO
- Location of our home office
- Your portion of the claim to pay
- Replacement _____ Value
19 Clues: ______ Cash Value • Name of the agency • Pharmacists Mutual CEO • Replacement _____ Value • COO of PMIG _____ Pierson • Covered loss or covered ___ • Location of our home office • Your portion of the claim to pay • Founder of PMIG _____ Falkenhainer • Financial Advisor for PMIG employees • Name of the PMIG Employee Newsletter • WCV stands for this type of insurance policy • ...
INSURANCE 2021-01-06
Across
- A fixed amount you pay
- name in a life insurance policy
- coverage in times of emergencies
- limits coverage to care from doctors
- What you pay before your insurance pays
- dependents may file and receive payment
Down
- agents who sell insurance products
- payment or installment you agree to pay
- spreading of risk among multiple parties
- health care services covered by insurance
- protect from the risks of liabilities
11 Clues: A fixed amount you pay • name in a life insurance policy • coverage in times of emergencies • agents who sell insurance products • limits coverage to care from doctors • protect from the risks of liabilities • payment or installment you agree to pay • What you pay before your insurance pays • dependents may file and receive payment • spreading of risk among multiple parties • ...
insurance 2022-03-26
Across
- a person who earns money to support their family
- money received, especially on a regular basis, for work or through investments
- something, typically money, awarded to someone in recognition of loss, suffering, or injury
- the amount of money charged by the insurer to the policyholder for the coverage set forth in the insurance policy
- ...insurance - insurance received after reaching the retirement age
Down
- medical... - means the management and care of a patient to combat disease or disorder
- maternity ... - a period of absence from work granted to a mother before and after the birth of her child
- a situation involving exposure to danger
- the party in an insurance contract undertaking to pay
- a thing or things belonging to someone
- an unfortunate incident that happens unexpectedly and unintentionally, typically resulting in damage or injury
11 Clues: a thing or things belonging to someone • a situation involving exposure to danger • a person who earns money to support their family • the party in an insurance contract undertaking to pay • ...insurance - insurance received after reaching the retirement age • money received, especially on a regular basis, for work or through investments • ...
Insurance 2022-07-06
Insurance 2021-02-10
Across
- amount you have to pay before insurance will pay
- probability of insured situation actually occurring
- a type of insurance that you need in case you get sick or injured
- Person who receives the money
- maximum amount you can receive if you have a claim
Down
- add on clause you tack onto a policy
- helps protect people financially from risk
- amount you pay for the policy
- an official request to notify that an event happened
- a contract with what is covered and how much you owe
- time period that the policy covers
11 Clues: amount you pay for the policy • Person who receives the money • time period that the policy covers • add on clause you tack onto a policy • helps protect people financially from risk • amount you have to pay before insurance will pay • maximum amount you can receive if you have a claim • probability of insured situation actually occurring • ...
INSURANCE 2023-09-07
Across
- Describes the person who did something to cause an accident.
- This covers the physical damage to your car from most other causes, such as fire, theft, vandalism, hail, etc.
- The person receiving insurance coverage under the insurance policy.
- A written document that serves as evidence of an insurance contract which contains the pertinent facts about the policy owner, the insurance coverage, the insured and the insurer.
- If you break the law by speeding, running a stop sign, driving under the influence, etc., you’ll get a ticket.
Down
- This type of coverage pays for damage to your car if it collides with another object, like a light pole, for instance.
- A person who sells insurance; your direct contact with an insurance company.
- The amount you pay in exchange for insurance coverage.
- This covers medical bills and funeral expenses for you, your family and passengers whether you caused the accident or not.
- The amount of money you agree to pay when there is a loss.
- Another term for the insurance company or anyone who provides insurance.
11 Clues: The amount you pay in exchange for insurance coverage. • The amount of money you agree to pay when there is a loss. • Describes the person who did something to cause an accident. • The person receiving insurance coverage under the insurance policy. • Another term for the insurance company or anyone who provides insurance. • ...
Insurance 2019-06-11
Across
- legally obliged to pay for damage, injury etc; responsible
- a person who calculates the value of something
- an application for payment under an insurance policy
- or possibility of injury, loss
- the protection given by an insurance policy
- middleman between insurer and policyholder
- [of an insurance policy] all-inclusive; providing complete protection
Down
- property, merchandise or any goods in the process oif being transported (3 words)
- the person to whom an insurance policy is issued
- a contract of insurance
- the insuring of risk by one insurance company to another
11 Clues: a contract of insurance • or possibility of injury, loss • middleman between insurer and policyholder • the protection given by an insurance policy • a person who calculates the value of something • the person to whom an insurance policy is issued • an application for payment under an insurance policy • the insuring of risk by one insurance company to another • ...
Insurance 2023-02-22
Across
- insurance on cars compulsory by law
- if you insure your house you can receive this if it goes into flames
- extra charges to cover extra risks
- you may get a ________ if you have not made previous claims
- covers you until death
- covers you for fixed number of years
Down
- it is a good idea to get this before travelling
- When making a claim you must be honest
- most common life insurance
- most common and the most expensive car insurance
- different insurers offer different ________
11 Clues: covers you until death • most common life insurance • extra charges to cover extra risks • insurance on cars compulsory by law • covers you for fixed number of years • When making a claim you must be honest • different insurers offer different ________ • it is a good idea to get this before travelling • most common and the most expensive car insurance • ...
Insurance 2023-05-05
Across
- Offers policies to protect you from expensive accidents.
- This insurance covers damage to your car NOT from an accident.
- Your ____ record shows how many accidents or speeding tickets you have.
- The more likely you are to get into an accident the _____ your insurance premium will be.
- What you have to pay before the insurance will pay the covered amount.
Down
- This insurance covers YOUR car if you were in an accident.
- The 3 risk mottos are safety and adventure and what?
- This insurance covers the OTHER driver in case you cause an accident.
- Also known as the monthly payment.
- This insurance can help pay for medical bills or doctor visits.
- What you drive can determine what you pay for insurance.
11 Clues: Also known as the monthly payment. • The 3 risk mottos are safety and adventure and what? • Offers policies to protect you from expensive accidents. • What you drive can determine what you pay for insurance. • This insurance covers YOUR car if you were in an accident. • This insurance covers damage to your car NOT from an accident. • ...
Insurance Vocab 2021-02-11
Across
- a government program that covers children under the age of 18 who can't afford healthcare but don't qualify for Medicaid
- the amount paid out of pocket by the policyholder before an insurance provider will pay any expenses
- an employees medical expenses are covered if their injuries came from work and they followed all the proper safety precautions. you have to file a report!
- a payment agreement where there is a set amount for each enrolled person assigned to them, per period of time, whether or not that person seeks care.
- government run healthcare for people over 65
- a health disorder you had before you were covered by the insurance
- asking for permission for coverage to your insurance company and proving that your medical needs are necessary
- a monthly payment for your insurance policy
Down
- most expensive private health care plan, preferred provider but cheaper in network, and no pcp required
- information sent by the insurance company that shows what they covered. This is not a bill
- an agreement that transfers the insurance claims rights or benefits of the policy to a third-party
- the set amount of money you must pay first before any medical treatment. Usually paid at the beginning of the visit
- cheapest private health care plan, stay in network, and requires pcp
- government run healthcare for low income families
- the percentage of costs you pay after your deductible is met
- government run healthcare for people currently serving in the military
- when you two people in a family have insurance this determines which one is the primary insurance
- government run healthcare for veterans and their families
18 Clues: a monthly payment for your insurance policy • government run healthcare for people over 65 • government run healthcare for low income families • government run healthcare for veterans and their families • the percentage of costs you pay after your deductible is met • a health disorder you had before you were covered by the insurance • ...
Insurance Terms 2017-09-01
Across
- A person covered by insurance
- Non-collision insurance coverage
- Declared main driver
- A public road in a city or town
- A specific time that an incident occurred
- A person walking along a road
- A person in a vehicle other than the driver
- A thing used to transport people or goods
- Financial protection provided by an insurance policy
- A particular place or position
- A person who adjusts claims
Down
- An instance of being hurt
- The person who has the title of the vehicle
- Compensation when hurt in a car accident
- Something that happens when 2 vehicles hit each other
- When a vehicle’s value is less than the cost of repairs
- A person who estimates a vehicle for damages and value
- Formal declaration of events, facts
- A person making a claim
19 Clues: Declared main driver • A person making a claim • An instance of being hurt • A person who adjusts claims • A person covered by insurance • A person walking along a road • A particular place or position • A public road in a city or town • Non-collision insurance coverage • Formal declaration of events, facts • Compensation when hurt in a car accident • ...
Insurance 2 2025-11-24
Across
- Risks that directly affect an individual or family.
- Risk that can financially cripple or bankrupt the firm if a loss occurs.
- Risk related to the firm’s business operations
- Risk related to the lawsuits for bodily injury and property damage
- Risk management that combines into a single unified treatment program all major risks faced by the firm
- Techniques that reduce the frequency or severity of losses. Risk _ _ _ _ _ _ _.
- Techniques that provide for the funding of losses risk namel Risk _ _ _ _ _ _ _ _ _.
- reduce the severity of a loss after it occurs. Loss _ _ _ _ _ _ _ _ _.
- Cause of Loss
Down
- technique refers to having back-ups or copies of important documents or property
- reduces the probability of loss so that frequency of losses is reduced Loss - - - - - - - - - -
- A situation in which either profit or loss is possible.
- Risk that refers to uncertainty regarding the firm’s financial goals and objectives
- Physically or technologically separating items.
- Risk of collapse of an entire system
- risk where there is no opportunity for profit or positive outcome
- risk related to of adverse changes in commodity prices, interest rates, foreign exchange rates, and the value of money.
- Condition that creates or increases the frequency or severity of loss
- risk control techniques of avoiding the risk
- Insurance company concentrate on this type of risk
20 Clues: Cause of Loss • Risk of collapse of an entire system • risk control techniques of avoiding the risk • Risk related to the firm’s business operations • Physically or technologically separating items. • Insurance company concentrate on this type of risk • Risks that directly affect an individual or family. • A situation in which either profit or loss is possible. • ...
PRAG'S "Thank You Luncheon" 2013-12-11
Across
- a small fixed amount required by a health insurer for each outpatient visit or prescription
- a specific amount that an insured must pay before an insurance will pay a claim
- the person that holds the insurance
- to refer a patient for consultation, review or testing
- a person or entity that agress to be responsible for another debt
- an approval of medical services by an insurance company
- Rapid Process Improvement
- Out of network
- a system for sending and receiving messages electronically over a computer
Down
- when an insurance is not active
- the act of obtaining patient's demographic and insurance information
- the United States health program for families and individuals with low income and resources
- the act of identifying a disease from its signs and symptoms
- dedicated authorization group
- policy that protects against the risk of incurring medical expenses
15 Clues: Out of network • Rapid Process Improvement • dedicated authorization group • when an insurance is not active • the person that holds the insurance • to refer a patient for consultation, review or testing • an approval of medical services by an insurance company • the act of identifying a disease from its signs and symptoms • ...
BVS - Memory Builder 2013-10-31
Across
- Also known as the employer name
- Assignment of Benefits
- Requires a Letter of Medical Necessity
- Military Insurance
- Benefits used to cover medications
- Tool created to assist with payer trends
- Insurance managed by the state
- Calendar year policies begin in this month
- The most a payer will pay per year for a specific benefit
Down
- Mandatory restriction for a benefit
- Another name for policy details
- Maximum paid by a member for insurance
- The number one key for a successful project
- Typically administers Benlysta
- A flat rate paid for an office visit
- Insurance for 65+
- Medication used to treat SLE
17 Clues: Insurance for 65+ • Military Insurance • Assignment of Benefits • Medication used to treat SLE • Typically administers Benlysta • Insurance managed by the state • Also known as the employer name • Another name for policy details • Benefits used to cover medications • Mandatory restriction for a benefit • A flat rate paid for an office visit • Maximum paid by a member for insurance • ...
Week 9 Vocabulary (Wednesday Clock-in) 2023-03-08
Across
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- A contract in which an individual or entity receives financial protection or reimbursement against losses.
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- Children's Health Insurance Program. A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- A federal and state assistance program that pays for health care services for people who cannot afford them
Down
- Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- Agent An employee of an insurance company who sells insurance policies and provides customer service
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time.
- A federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals.
- Insurance paid to named beneficiaries when the insured person dies
15 Clues: Insurance paid to named beneficiaries when the insured person dies • Auto insurance that protects you against costs to repair your own vehicle after a crash • Agent An employee of an insurance company who sells insurance policies and provides customer service • ...
Chubb History 2024-05-15
Across
- In 1984 Chubb made its debut on the ( 2words)
- The street where INA’s famed home office was located.
- The ship whose sinking in 1912 led to significant insurance losses for Federal, Aetna, and INA.
- The theme park that became a marketing venture for INA.
- In 1853, this insurance company pioneered expansion by establishing its Western Branch in which city, then the sixth-large
- Where is CHUBBs current headquarters?
- Hartford merchant who organizes a group of investors to form a new fire insurance company in Connecticut
- In 1982 Chubb insured the production of this Steven Spielberg film
- The grandson of Joseph Morgan, a farmer’s son who became a director of Aetna and hosted its first office in his coffeehouse
- American Excess Insurance Company is organized in __________ in 1977
- The type of insurance Chubb & Son initially gave up after the San Francisco earthquake.
Down
- John Diemand rose from a ____ _____ to an executive in various early casualty insurers
- Chubb's reputation for disciplined risk assessment and management is central to their operations as an __________Company
- In April 1986, Chubb introduces its famed Masterpiece personal lines policy in ____.
- In 1999, ACE set up ___ ____ ( 2 words) into global property and casualty
- In 1950, INA introduces Homeowners Policy combined fire, _______, and liability coverage
- The city where Chubb & Son was established in 1882.
- This insurance company, which began in Joseph Morgan’s Hartford coffeehouse and led to his grandson becoming a renowned fi
- The first known woman to sit on the board of directors for PEIC, starting an automobile insurance department in 1926.
19 Clues: Where is CHUBBs current headquarters? • In 1984 Chubb made its debut on the ( 2words) • The city where Chubb & Son was established in 1882. • The street where INA’s famed home office was located. • The theme park that became a marketing venture for INA. • In 1982 Chubb insured the production of this Steven Spielberg film • ...
Healthcare Vocabulary Crossword! 2024-03-28
Across
- a health care claim that is not accepted by your insurance company.
- doctor's note providing permission to use a medication.
- a person who is highly skilled in a specific field of medicine (e.g. optometry, dermatology, pediatrics, etc).
- fees for services that are adjusted depending on an individual's income.
- Preferred Provider Organization
- an amount of money that the patient pays for a doctor visit or procedure.
- the amount you pay for your healthcare services before your insurance pays, usually for one year.
- monthly payments given to your insurance provider to keep your insurance.
Down
- an illness a patient has before applying for health insurance (e.g. asthma, high blood pressure, diabetes, depression, etc.).
- a drug that is made by a lesser-known drug company that is less expensive than a brand name and has the same ingredients.
- a physician, health care professional or any licensed health care facility or hospital.
- note from your doctor for more of the same medicine.
- the directing of a patient to a medical specialist.
- providers that have a contract with your health plan to provide services. If you get care with an in-network provider, it will cost you less than with an out-of-network provider.
- your share of the costs of a covered health care service, calculated as a percent (e.g. 20%) of the allowed amount for the service.
- an individual with health insurance
- someone without health care coverage.
- Health Maintenance Organization
- medical expenses that the patient wants the insurance company to pay.
19 Clues: Preferred Provider Organization • Health Maintenance Organization • an individual with health insurance • someone without health care coverage. • the directing of a patient to a medical specialist. • note from your doctor for more of the same medicine. • doctor's note providing permission to use a medication. • ...
Unit 7 Review 2024-11-21
Across
- The maximum amount that an insurance company will cover
- Recipient of the life insurance policy upon someone's death.
- Money you put down to show that you are serious about buying a house
- Replaces a portion of one’s income if they become unable to work due to illness or injury.
- Amount you pay for an initial loss before insurance covers the rest
- Payment The amount of money you initially put down on a house or a car.
- Collection of funds that your mortgage company sets aside to pay for taxes and insurance.
- A loan that you take on a house
- Provides protection against financial losses resulting from injury, illness, and disability
- How much you pay to keep an insurance policy
- Combines property and liability insurance into one policy to protect a home from damage costs due to perils.
Down
- Interest that is taken out of just the principal balance
- Shows how much of your payment is going towards interest and the principal balance
- Contract between an insurer and policyholder specifying a sum to be paid to a beneficiary upon the insured’s death.
- Repaying your mortgage with another loan, but it’s typically used to get a new mortgage with lower interest rates.
- How much you own on the house
- Interest that builds of the principal amount and interest already charged.
- Required to buy in case you do not put down 20% on your house. Goes away once you've paid off 20%
- Insurance Provides protection against financial losses resulting in a car accident.
19 Clues: How much you own on the house • A loan that you take on a house • How much you pay to keep an insurance policy • The maximum amount that an insurance company will cover • Interest that is taken out of just the principal balance • Recipient of the life insurance policy upon someone's death. • Amount you pay for an initial loss before insurance covers the rest • ...
OIC 2024-02-23
Across
- rates, forms and _______
- the branch of government with house and senate
- manages day to day at the oic
- ______ improvement project
- the c in p&c
- jake represents this company
- analyze the financial costs of risk and uncertainty
- an online portal to search for training
- responsible for the agency's budget
- another title for worker
- the i in oic
Down
- oic division that shields the general public
- the l in l&d
- oic division known as pa
- the c in oic
- oic division responsible for licensing insurance companies
- a place to store files online
- another way to say person supplies
- another word for car, insurance
- the legislature is in ______ until March 7
- insurance that can protect you from mayhem
- the program with volunteers that assist with picking a medicare plan
22 Clues: the l in l&d • the c in oic • the c in p&c • the i in oic • oic division known as pa • rates, forms and _______ • another title for worker • ______ improvement project • jake represents this company • a place to store files online • manages day to day at the oic • another word for car, insurance • another way to say person supplies • responsible for the agency's budget • ...
Test puzzle 2023-05-08
Across
- Tax/Insurance Payee information
- Account memo, third party authorization
- Main screen where general account info is found in addition to Coup Mo, last paid, escrow balance shown, billing statement date
- PMI/MIP Notes
- Insurance Notes
- Transaction history from last 24 months
- General Insurance info
- Original Note date, maturity date
- tax notes
- General Tax Info
- Last 24 months of insurance disbursements
- Credit Bureau Reporting History
- details as if we are doing a new EA today and no changes are made to escrow
- Future dated tax disbursements
- EA notes
Down
- special point of contact
- EFT info
- last paid PMI/MIP. LTV ratio shown here
- Last escrow analysis
- Successor of Interest info
- Last 24 months of tax disbursements
- 2nd to last EA
- Acquisition Info
- paid in full details -
24 Clues: EFT info • EA notes • tax notes • PMI/MIP Notes • 2nd to last EA • Insurance Notes • General Tax Info • Acquisition Info • Last escrow analysis • General Insurance info • paid in full details - • special point of contact • Successor of Interest info • Future dated tax disbursements • Tax/Insurance Payee information • Credit Bureau Reporting History • Original Note date, maturity date • ...
MSP Screens and Windows 2023-05-08
Across
- Insurance Notes
- Acquisition Info
- special point of contact
- paid in full details -
- General Tax Info
- Account memo, third party authorization
- Tax/Insurance Payee information
- tax notes
- details as if we are doing a new EA today and no changes are made to escrow
- Main screen where general account info is found in addition to Coup Mo, last paid, escrow balance shown, billing statement date
- General Insurance info
- Transaction history from last 24 months
- Future dated tax disbursements
Down
- EFT info
- EA notes
- Original Note date, maturity date
- Successor of Interest info
- PMI/MIP Notes
- Last 24 months of tax disbursements
- 2nd to last EA
- Last escrow analysis
- last paid PMI/MIP. LTV ratio shown here
- Credit Bureau Reporting History
- Last 24 months of insurance disbursements
24 Clues: EFT info • EA notes • tax notes • PMI/MIP Notes • 2nd to last EA • Insurance Notes • Acquisition Info • General Tax Info • Last escrow analysis • paid in full details - • General Insurance info • special point of contact • Successor of Interest info • Future dated tax disbursements • Tax/Insurance Payee information • Credit Bureau Reporting History • Original Note date, maturity date • ...
Stanbic IBTC 2022-12-09
26 Clues: glam • bank • fund • asset • Money • lease • broker • mutual • casual • prices • wealth • banking • capital • trustee • pension • managers • roadshow • insurance • corporate • management • investment • educational • stockmarket • renewedenergy • infrastructure • IBTC stanbic IBTC
Patient Access Week! 2023-03-27
Across
- This is a joint Federal and State program that helps with medical costs for some people with limited income and resources.
- Person designated to receive proceeds of an insurance policy.
- Bill submitted to insurance company for payment.
- Health Insurance ? and Accountability Act.
- Our department!
Down
- Most patients over the age of 65 are known to have this insurance.
- Cost sharing where the subscriber is responsible for a specific percentage of the cost of healthcare.
- Fixed amount of money that patient must contribute toward the cost of their healthcare before insurance benefits begin.
- This information is used to check real-time eligibility to ensure that the service will be covered by the patient's insurance carrier.
- The person responsible for any costs not covered by insurance.
- Registration is required to verify at least ? forms of patient identifiers before searching a patient.
- Is a fee that insurance companies requires patients to pay at the time of service.
- Department Appointment Report.
13 Clues: Our department! • Department Appointment Report. • Health Insurance ? and Accountability Act. • Bill submitted to insurance company for payment. • Person designated to receive proceeds of an insurance policy. • The person responsible for any costs not covered by insurance. • Most patients over the age of 65 are known to have this insurance. • ...
geisinger 2022-10-20
Across
- county to be careful of as only certain plans work there.
- sum of money granted by govt to lower premiums
- preferred provider org network of participating providers
- flat fee paid for Dr or RX
- PAs link for helping citizens find health insurance.
- routine health care screenings
- % paid by member for medical treatment.
- amount paid monthly for coverage.
- classic HMO with built in RX copays
- PA based health insurance benefits
- moderate monthly premiums
Down
- list of covered drugs
- amount paid before insurance kicks in
- one stop shop for insurance policies
- covers counties throughout PA
- cost share reduction
- least monthly premium most OOP
- selective network opt lower cost and available in 13 counties.
- health maintenance organization
- value plan only available to >30 YO.
- ability to chose all DR and location in network
21 Clues: cost share reduction • list of covered drugs • moderate monthly premiums • flat fee paid for Dr or RX • covers counties throughout PA • least monthly premium most OOP • routine health care screenings • health maintenance organization • amount paid monthly for coverage. • PA based health insurance benefits • classic HMO with built in RX copays • one stop shop for insurance policies • ...
Personal Lines Chapters 1-3 2025-09-19
Across
- Having a financial stake/interest in property
- A large grouping of homogenous units with the same perils
- Termination of coverage during the policy period
- Temporary Coverage
- The insurance company keeps the premium earned during the policy period
- Provides insurance advice for a fee
- To make whole and not profit
- Ex: Finding out a customer has vinyl countertops when they said they have granite
- Where duties and obligations of the Named Insured and Insurer are listed
- Transfer of risk
- Setting your house on fire and then filing a claim
- Not listed on insurance binder
- Identifies the perils covered
- Ex: Toys on a staircase
Down
- A policy addition that is not included in the standard parts of the policy
- Ex: Leaving your car running while you go into the gas station
- Acronym for a resident agent/producer requirements
- Courses needed to maintain status of your insurance licensed
- The Named Insured keeps the unearned premium minus a penalty
- Not covered under the policy
- Has the authority to examine and investigate any person or business licensed in VA
- Used when there is a dispute about the value of something
- Only one party makes a promise
- Both parties perform certain duties
- An individual that is licensed to act as an insurance agent in VA
- Ex: Fraud or Arson
26 Clues: Transfer of risk • Temporary Coverage • Ex: Fraud or Arson • Ex: Toys on a staircase • Not covered under the policy • To make whole and not profit • Identifies the perils covered • Only one party makes a promise • Not listed on insurance binder • Provides insurance advice for a fee • Both parties perform certain duties • Having a financial stake/interest in property • ...
Careers Chapter 13 2014-04-11
Across
- the person buying insurance
- it pays a company to protect you financially from problems, such as ill health, fire, or accidents
- the money paid for the loss
- buying products and services to impress others
- the mortgage company takes the property away from you without paying you anything for the money you invested in it
- a notice to the insurance company to pay for a loss
- a contract between the landlord and you
- insurance that protects your personal belongings
Down
- the portion of the loss that you pay
- money you pay to cover any damage to a rented home.
- the person receiving the benefits
- the person paying rent
- insurance that protects your house
- the set portion of the total cost that you pay
- the payments the policyholder makes to the insurance company
15 Clues: the person paying rent • the person buying insurance • the money paid for the loss • the person receiving the benefits • insurance that protects your house • the portion of the loss that you pay • a contract between the landlord and you • buying products and services to impress others • the set portion of the total cost that you pay • ...
MassMutual Coverpath Life Insurance Product Crossword 2023-05-02
Across
- If this provision is enabled on a policy, an _____ will be automatically initiated when premium payment is unpaid for 62+ days and the total cash value on the policy is greater than or equal to two months premiums.
- Many whole life insurance policies are “participating,” which means they may receive _____. These can be used toward premium payments, to add to the cash value, or to increase the size of the death benefit of the insurance policy. These are not guaranteed, and their payment typically depends on the operating results of the insurance carrier. (MassMutual has paid _____ on qualifying policies since 1869.)
- The _____ allows the policyowner to purchase additional participating paid-up life insurance on the policy date of the base policy and on each policy anniversary without evidence of insurability, provided this rider is in effect.
- A client can request a _____ to borrow against the cash value in a whole life insurance policy at any time and for any reason. Borrowing against the cash value of a life insurance policy reduces its value and death benefit.
- A _____ is an amendment to an insurance policy that becomes a part of the insurance contract and expands or limits the benefits payable.
- _____ are payments paid towards a life insurance policy to keep the policy in force in exchange for life insurance coverage.
- The _____ guarantees policy owners the right to purchase a specified amount of insurance without evidence of insurability on election option dates. Regular Option Dates occur on the policy anniversaries nearest insured’s ages 25, 28, 31, 34, 37, 40, 43 and 46, if they are subsequent to the attachment date of the rider.
- The _____ Rider, available at no additional cost, allows the policyowner to receive an advance of policy death benefits when MassMutual receives satisfactory proof that the insured has a terminal illness, expected to result in death within a stated time frame, typically 12 or 24 months. The funds may be used for any purpose, but typically will be used to pay medical and living expenses of the insured.
- With _____ insurance, you’re guaranteed a death benefit, and you’re able to build cash value over time. Your cash value grows tax deferred so it’s there when you need it. In addition, you have the opportunity to earn dividends, which are not guaranteed.
Down
- For Whole Life insurance, law requires that due to permanent life insurance policies building cash value, the owner must be vested in this value and the value must be available to the Owner, in the event the policy lapses before the policy is paid-up. A Policy lapses to its _____ at the end of the grace period due to non-payment of premiums if the policy does not have an Automatic Premium Loan (APL) provision, enough value to APL, or if the client requests to do so.
- The _____ Rider provides that premiums for the base policy and riders will be waived if the insured becomes totally disabled, as described in the rider.
- At time of lapse, net policy value, as of the paid-to date, is used to purchase a paid-up policy of the same type as the original policy with a reduced face amount or reduced income at maturity. _____ is a level amount of insurance for the lifetime of the insured, but for a reduced face amount, and with no additional premiums due.
- Annual dividend used to purchase paid-up additional insurance.
- Annual dividend earned remains in the policy to accumulate at interest.
- A _____ policy from MassMutual can help protect your loved ones in the event of your passing. There are two main types of life insurance: term and permanent.
- The Technical and Miscellaneous Revenue Act of 1988 (TAMRA) created a category of life insurance policies referred to as _____. The purpose of this classification was to distinguish between policies purchased primarily for death benefit protection versus those that were purchased for federal income tax advantages. In other words, a _____ is a policy that was funded too rapidly. Once a policy is classified as one, it receives less advantageous federal income tax treatment than non-_____ life insurance policies.
- ____ life provides you affordable, convenient coverage for a certain amount of time –– the _____ during which you pay your premiums –– and it is often convertible to a permanent policy.
17 Clues: Annual dividend used to purchase paid-up additional insurance. • Annual dividend earned remains in the policy to accumulate at interest. • _____ are payments paid towards a life insurance policy to keep the policy in force in exchange for life insurance coverage. • ...
car insurance 2022-03-11
Across
- injury protection/ covers injuries
- insurance/covers collision
- for money
- fault
- motorist protection/pays for injuries caused by uninsured drivers
- insurance/ covers repair and replacement
- rental insurance/ pays for a rental car if you are in a crash
- injury liability/covers injury
Down
- insurance/purchased because drivers can't afford the cost of the accident
- insurance/ most important type of coverage
- damage liability/pays for property damage
- roadside insurance / pays for towing
12 Clues: fault • for money • insurance/covers collision • injury liability/covers injury • injury protection/ covers injuries • roadside insurance / pays for towing • insurance/ covers repair and replacement • damage liability/pays for property damage • insurance/ most important type of coverage • rental insurance/ pays for a rental car if you are in a crash • ...
Banzai Vocab 2025-02-05
Across
- A document detailing the type and amount of coverage your insurance offers.
- A type of auto insurance that protects against damage costs accrued by the policyholder.
- A check into your credit history, typically in advance of applying for a loan. Hard inquiries can negatively affect your credit for 12 months and remain on your credit history for two years.
- The amount you'll need to pay before insurance kicks in and covers the rest of your costs. For renters and auto insurance, the deductible is per claim.
- A request submitted to your insurance provider to help pay for covered expenses.
- A budgeting method where you record your earnings twice: once in your account and once in your budget.
- A service that provides financial protection against the unpredictable; like car accidents or broken arms.
- Illegally using someone else's identity for personal or financial gain.
- Insurance that protects you from being sued if you're at fault for personal or property damage.
- A contract that lets you use someone else's property for a specified rate and length of time.
- A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.
Down
- Car insurance that protects against damage that isn't caused by a collision.
- The amount deducted from your paycheck by your employer to go toward paying things like federal and state taxes, social security taxes, and health insurance.
- A policy offered by a private third party that protects your lender against mortgage default. It's usually required unless the purchaser pays a down payment of at least 20%.
- The total amount of unpaid money on a loan excluding any interest charges or the initial amount borrowed on a loan.
- A number assigned to an individual that quantifies their ability to use and pay back credit.
- Anything that you spend money on, whether it's a necessity or a luxury.
- A detailed list of the factors contributing to your credit score, including open accounts and payment histories.
- The amount that you own in assets minus the amount you owe in liabilities.
- Paying a loan off in installments, rather than one lump sum.
- Contributions to state and federal governments to pay for things like public services and infrastructure.
21 Clues: Paying a loan off in installments, rather than one lump sum. • Anything that you spend money on, whether it's a necessity or a luxury. • Illegally using someone else's identity for personal or financial gain. • The amount that you own in assets minus the amount you owe in liabilities. • ...
Insurance Basics Crossword 2023-05-22
Across
- Determines when the benefits reset
- How long the patient must be on the plan before the insurance carrier will pay for a specific service.
- How often the carrier will pay for a service
- Amount the patient must pay before the insurance company will pay for services.
- same information as the EOB but sent to the office electronically.
- The calculation of the fee difference between the procedure that was done and the one they will pay for.
- Explains how the carrier processed the claim
- When the insurance company will not pay for a service.
- Controls how the insurance plan will calculate benefits when it is the secondary insurance.
- The highest amount of money the carrier will pay in a given benefit year for services.
Down
- Amount a patient must pay after the UCR fee is subtracted from the estimated insurance payment
- Instead of paying a percentage of the fee, the patient pays a set amount.
- Fees agreed to when you are contracted with a carrier and you agree to not charge the patient more than this fee.
- Insurance Company
- Office fees
- The difference between the office's UCR fee schedule and the Carrier fee schedule.
16 Clues: Office fees • Insurance Company • Determines when the benefits reset • How often the carrier will pay for a service • Explains how the carrier processed the claim • When the insurance company will not pay for a service. • same information as the EOB but sent to the office electronically. • Instead of paying a percentage of the fee, the patient pays a set amount. • ...
Personal Finance Vocab 2013-04-29
Across
- fee paid to insurance company
- stealing
- male/female
- terms of insurance
- uncertain about outcome
- amount paid by policy holder
- arrangment between consumer and insurane company.
- person who uses it
- how safe you are
- discount for kids in school with good grades
Down
- driver held legally responsible
- where you live
- married or single
- how old you are
- covers a wreck
- covers insurance for other people
- vandalizing property
- covers all physical damage
18 Clues: stealing • male/female • where you live • covers a wreck • how old you are • how safe you are • married or single • terms of insurance • person who uses it • vandalizing property • uncertain about outcome • covers all physical damage • amount paid by policy holder • fee paid to insurance company • driver held legally responsible • covers insurance for other people • ...
Insurance Vocabulary - Addyson Sidwell 2022-02-10
Across
- A type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.
- a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment
- the amount of money an individual or business pays for an insurance policy
- says that primary coverage comes from the plan of the parent whose birthday comes first in the year.
- federal health insurance for people 65 or older
- nation's public health insurance program for people with low income
- a health care program of the United States Department of Defense Military Health System
- A type of health insurance plan that usually limits coverage to care from doctors who work for or contract with
- A decision by your health insurer or plan that a health care service is necessary
- an agreement that transfers the insurance claims rights or benefits of the policy to a third-party
- a statement from your health insurance plan describing what costs it will cover for medical care or products you've received
Down
- set amounts you pay to your medical provider when you receive services
- an amount of money that you yourself are responsible for paying toward an insured loss.
- offered to uninsured Americans who have been unable to obtain coverage because of a pre-existing condition
- The percentage of costs of a covered health care service you pay
- a program administered by the United States Department of Health and Human Services that provides matching funds to states for health insurance to families with children
- health benefit program for veterans
17 Clues: health benefit program for veterans • federal health insurance for people 65 or older • The percentage of costs of a covered health care service you pay • nation's public health insurance program for people with low income • set amounts you pay to your medical provider when you receive services • ...
EPF crossword 2016-11-15
Across
- of a right, privilege, or agreement) become invalid because it is not used, claimed, or renewed; expire.
- an agreement with legal force, in particular.
- a person or company that underwrites an insurance risk; the party in an insurance contract undertaking to pay compensation.
- a demand or request for something considered one's due.
- Benefit the amount paid to a beneficiary upon the death of an insured person.
- a person or organization officially attached to a larger body
- the amount of protection given by an insurance policy.
- a situation involving exposure to danger
Down
- Market Account A money market account (MMA) or money market deposit account (MMDA) is a financial account that pays interest based on current interest rates in the money markets.
- the money one has saved, especially through a bank or official scheme.
- (in an insurance policy) a specified amount of money that the insured must pay before an insurance company will pay a claim.
- an event that happens by chance or that is without apparent or deliberate cause.
- Liability Liability car insurance covers damages to another person resulting from an accident you cause.
- a danger or risk
- a course or principle of action adopted or proposed by a government, party, business, or individual.
- Insurance an insurance that covers a defined group of people, for example the members of a society or professional association, or the employees of a particular employer.
16 Clues: a danger or risk • a situation involving exposure to danger • an agreement with legal force, in particular. • the amount of protection given by an insurance policy. • a demand or request for something considered one's due. • a person or organization officially attached to a larger body • the money one has saved, especially through a bank or official scheme. • ...
Chapter 14 Vocabulary 2023-03-14
Across
- covers loss amounts that are higher than those covered by primary policies
- insurance that insures the policyholder against financial loss due to damage to or loss of a dwelling and personal property and possessions
- covers passenger vehicles and protects the beneficiary against the financial aspects of a traffic accident
- possibility of loss but no possibility of gain
- protects the person who is responsible for an auto accident that results in the injury or death of others
- contract that defines the type of losses that are covered, amount of coverage in dollars, and other conditions to which the two parties agree
- amount the insured pays for insurance coverage
Down
- protects a homeowner if others are injured on the policyholder's property; sometimes referred to as a personal liability insurance
- eliminates the faultfinding process in settling claims
- insurance that provides coverage for liability and damage to property under certain conditions
- decrease in the value of property as a result of use, age, or wear and tear
- amount of money or other services to which a person is entitled under the terms of his or her insurance policy
- in insurance, possibility of loss, damage, or injury
- amount the insured is responsible for paying when a claim is made
- attachment to existing insurance coverage
- process of documenting a loss against an insurance policy
16 Clues: attachment to existing insurance coverage • possibility of loss but no possibility of gain • amount the insured pays for insurance coverage • in insurance, possibility of loss, damage, or injury • eliminates the faultfinding process in settling claims • process of documenting a loss against an insurance policy • ...
Introduction to Reinsurance 2014-09-26
Across
- Risk
- Equity/Premiums
- Swimming
- Zurich
- Insurance for insurance for insurance
- Reinsurance for risks, events, and catastrophes
- More Business
- Clients of our clients
- Reinsurance using lines
Down
- Single Risk Reinsurance
- =Power
- Reinsurance to limit loss ratio
- LOB, portfolio size, geography
- Basic Proportional Reinsurance
- Portfolio Reinsurance
15 Clues: Risk • =Power • Zurich • Swimming • More Business • Equity/Premiums • Portfolio Reinsurance • Clients of our clients • Single Risk Reinsurance • Reinsurance using lines • LOB, portfolio size, geography • Basic Proportional Reinsurance • Reinsurance to limit loss ratio • Insurance for insurance for insurance • Reinsurance for risks, events, and catastrophes
Mira's Crossword 2026-02-26
Across
- — Risk increase due to dishonesty or reckless behavior.
- — Process of evaluating risk and deciding coverage and price.
- — Principle of restoring the insured to the financial position before loss.
- — Damage, injury, or financial harm that may be covered by insurance.
- — The written insurance contract.
- — Legal responsibility for injury or damage to others.
- — Specific loss or condition that a policy does not cover.
- — Person who investigates claims and determines payment amounts.
- — Insurer’s right to recover from a third party after paying a claim.
- — Another term for an insurance company that underwrites coverage.
- — Person or entity designated to receive policy proceeds.
- — Legally binding agreement; an insurance policy is one.
- — Optional add-on that modifies or adds coverage to a policy.
- — An unexpected event that results in injury or damage.
- — Temporary proof of coverage before the policy is issued.
- — Amount paid to keep insurance coverage in force.
- — Eligible for coverage because the risk can be accepted and priced.
- — Protection provided by the policy for specified losses.
- — Extra time after the due date to pay without losing coverage.
- — Failure to use reasonable care, leading to harm.
- — Condition that increases the chance or severity of a loss.
- — Company that provides coverage and pays covered losses.
- — Policy provisions that describe duties and rules for coverage.
- — Maximum amount an insurer will pay for a covered loss.
- — Person or entity covered by the policy.
- — Fixed amount paid for a covered health service.
Down
- — Auto coverage that pays for damage from hitting another object/vehicle.
- — Professional who uses statistichttps://crosswordlabs.com/edit/2026-02-26-502#s to price risk and set premiums.
- — Request for payment under the terms of an insurance policy.
- — Insurance purchased by an insurer to spread risk.
- — Submission of required information or documents (e.g., premium reports).
- — Auto coverage for non-collision losses like theft or hail.
- — Cost-sharing percentage the insured pays after the deductible.
- — Premium method based on an insured’s prior loss history.
- — Coverage for movable items, often scheduled (e.g., jewelry).
- — Agent who represents only one insurance company.
- — Costs the insured pays that are not reimbursed by insurance.
- — An event that triggers coverage under an occurrence-based policy.
- — Amendment that changes a policy’s terms or coverage.
- — Termination of coverage due to nonpayment of premium.
- — Decrease in value over time; affects actual cash value claims.
- — Cause of loss insured against (e.g., fire, wind).
- — Party to whom a policy owner transfers certain policy rights.
- — Licensed representative who sells insurance for a company.
- — Amount the insured pays before the insurer begins to pay.
- — Form used to request insurance and provide underwriting information.
- — Contract that provides a stream of payments, often for retirement.
- — Compensation paid to an agent or broker for selling a policy.
- — Intermediary who shops coverage from multiple insurers for a client.
- — Intentional deception to obtain insurance benefits unlawfully.
50 Clues: — The written insurance contract. • — Person or entity covered by the policy. • — Fixed amount paid for a covered health service. • — Agent who represents only one insurance company. • — Amount paid to keep insurance coverage in force. • — Failure to use reasonable care, leading to harm. • — Insurance purchased by an insurer to spread risk. • ...
Caleb Fischer 2026-02-26
Across
- : Submission of required information or documents (e.g., premium reports)
- : An unexpected event that results in injury or damage
- : Another term for an insurance company that underwrites coverage
- : Eligible for coverage because the risk can be accepted and priced
- : Company that provides coverage and pays covered losses
- teacher
- : Professional who uses statistics to price risk and set premiums
- : An event that triggers coverage under an occurrence-based policy
- : Risk increase due to dishonesty or reckless behavior
- : Agent who represents only one insurance company
- : Insurance purchased by an insurer to spread risk
- : Amount paid to keep insurance coverage in force
- : Person who investigates claims and determines payment amounts
- : Condition that increases the chance or severity of a loss
- : Termination of coverage due to nonpayment of premium
- : Principle of restoring the insured to the financial position before loss
- : Amount the insured pays before the insurer begins to pay
- : The written insurance contract
- : Policy provisions that describe duties and rules for coverage
- : Insurer’s right to recover from a third party after paying a claim
- : Amendment that changes a policy’s terms or coverage
- : Protection provided by the policy for specified losses
- : Decrease in value over time; affects actual cash value claims
- : Auto coverage for non-collision losses like theft or hail
- : Person or entity designated to receive policy proceeds
Down
- : Temporary proof of coverage before the policy is issued
- : Cost-sharing percentage the insured pays after the deductible
- : Person or entity covered by the policy
- : Intermediary who shops coverage from multiple insurers for a client
- : Extra time after the due date to pay without losing coverage
- : Process of evaluating risk and deciding coverage and price
- : Licensed representative who sells insurance for a company
- : Failure to use reasonable care, leading to harm
- : Compensation paid to an agent or broker for selling a policy
- : Contract that provides a stream of payments, often for retirement
- : Fixed amount paid for a covered health service
- : Request for payment under the terms of an insurance policy
- : Intentional deception to obtain insurance benefits unlawfully
- : Form used to request insurance and provide underwriting information
- : Optional add-on that modifies or adds coverage to a policy
- : Cause of loss insured against (e.g., fire, wind)
- : Premium method based on an insured’s prior loss history
- : Legal responsibility for injury or damage to others
- : Maximum amount an insurer will pay for a covered loss
- : Specific loss or condition that a policy does not cover
- : Costs the insured pays that are not reimbursed by insurance
- : Party to whom a policy owner transfers certain policy rights
- : Legally binding agreement; an insurance policy is one
- : Damage, injury, or financial harm that may be covered by insurance
- : Auto coverage that pays for damage from hitting another object/vehicle
- : Coverage for movable items, often scheduled (e.g., jewelry)
51 Clues: teacher • : The written insurance contract • : Person or entity covered by the policy • : Fixed amount paid for a covered health service • : Failure to use reasonable care, leading to harm • : Agent who represents only one insurance company • : Amount paid to keep insurance coverage in force • : Insurance purchased by an insurer to spread risk • ...
AHLT235 Chapter 3 Key Terms 2022-01-29
Across
- patient has been seen by the provider in the last 2 years.
- patient demographic information is recorded on this by the patient
- physician who recommends that a patient sees another provider
- refers to an exchange of information between payers when a patient has more than one health plan
- the parent whose day of birth is earlier in the calendar year is considered primary
- person who holds the insurance policy
Down
- Physicians usually submit claims for patients and receive payments directly from the payers
- completed by a provider to summarize billing information for a patient’s visit.
- patient has not been seen by the provider in the last 3 years
- patient who does not have insurance
- provider has agreed to accept the allowed charge as full payment
- first insurance plan which covers the cost of service
- provider who does take an insurance plan
- person financially responsible to pay
- provider who does not take an insurance plan
- after the first insurance covers the cost of service, bill is sent to
- number once a service has been approved, this is assigned.
17 Clues: patient who does not have insurance • person financially responsible to pay • person who holds the insurance policy • provider who does take an insurance plan • provider who does not take an insurance plan • first insurance plan which covers the cost of service • patient has been seen by the provider in the last 2 years. • ...
EMAILS 2021-08-30
Across
- To friends, family or workmates
- The last paragraph of an email
- The money you pay for insurance
- Capital letters, commas, full stops, etc.
- Email address of receiver
- A document that renters fill out to give evidence of the state of a property when they move in (10,6)
- To businesses, government offices, etc.
- A customer requests payment from the insurance company when something goes wrong
- Continue your insurance before it finishes.
Down
- A notice sent to customers to remind them that they have to pay for their insurance
- The person who rents the flat with you
- The dates that the insurance covers the customer (6,2,5)
- Where you write what the email is about
- Kind regards
- Every year
- A group of words beginning withe a capital letter and ending with a full stop, with a subject and a verb
- Dear Ms Thompson,
17 Clues: Every year • Kind regards • Dear Ms Thompson, • Email address of receiver • The last paragraph of an email • To friends, family or workmates • The money you pay for insurance • The person who rents the flat with you • Where you write what the email is about • To businesses, government offices, etc. • Capital letters, commas, full stops, etc. • ...
Business Math 2023-08-16
Across
- Type of insurance where the insurer and insured share the risks
- A test of financial strength of a business. Calculated as:(current assets-inventory-prepaid expenses)/current liabilities
- Periodic payments that an insured makes on their insurance policy
- Total of all inventory divided by the number of inventory taken
- A periodic inventory method "Last in, First out" meaning that the newest items get sold first
- A periodic inventory method "First in, First out" meaning the oldest items get sold first
- What an asset is worth. Calculated as: Asset Cost - Accumulated Depreciation
- Ratio showing how quickly a company sells out of its inventory
Down
- a way to calculate the cost of equipment over its life, and track its decline each year
- What a company paid for the purchases of an asset
- The person designed to receive the face value of a life insurance policy if the insured dies
- The number of years an asset will be in use
- the amount of insurance stated on the policy. Usually also the maximum amount the insurance company will pay
- The easiest way to Depreciate an asset. Divide depreciation equally over usable life of the asset
- The amount the insured person pays out of pocket before the insurance company pays
- Amount owed by costumer to a business for purchases made
- Operating expenses not associated with a specific department or product. Often Fixed expenses (rather than variable)
- Amount owed by a business to creditors for services or items purchased
18 Clues: The number of years an asset will be in use • What a company paid for the purchases of an asset • Amount owed by costumer to a business for purchases made • Ratio showing how quickly a company sells out of its inventory • Type of insurance where the insurer and insured share the risks • Total of all inventory divided by the number of inventory taken • ...
General insurance crossword Team 5 2016-06-06
Across
- Tax benefit in health insurance under which section ?
- ....... insurance protects against financial contingency arising due to accidents.
- under ....... third party liability is compulsory
- ..... is the amount to be paid to insured in case of policy lapses
- policy will lapse if premiums are not paid
Down
- ...... is the price of insurance
- Waiting period for new health insurance policy
- Home insurance covers ....... and contents
- Travel and health insurance is a part of ...... insurance
- ....... regulates insurance sector
- NCB is transferrable true/false
11 Clues: NCB is transferrable true/false • ...... is the price of insurance • ....... regulates insurance sector • Home insurance covers ....... and contents • policy will lapse if premiums are not paid • Waiting period for new health insurance policy • under ....... third party liability is compulsory • Tax benefit in health insurance under which section ? • ...
basic insurance terms 2022-08-11
Across
- An insurance company that does business in another state is?
- doing business in same state where the company is headquartered
- issued to a company who wishes to act as an insurer
- owned by shareholders and pays dividends
- does not have a certificate of authority but still does business there.
- receives certificate of authority from the state where it will be transacting business
- exchange an insurance policy for money
Down
- offer advise includes quoting rates.
- issued by fraternal or or association to its members. Generally gets a discount
- sells products as insurance that are truly not insurance
- issued to a company who wishes to act as an insurer
- attempt to sell a particular type of insurance
- owned by policyholders not taxable income refund of excess premiums
- An insurance Company that is admitted to do business in another country is?
- Responsible for approval, denial revocation, and regulation of insurance and producers' license and companies.
15 Clues: offer advise includes quoting rates. • exchange an insurance policy for money • owned by shareholders and pays dividends • attempt to sell a particular type of insurance • issued to a company who wishes to act as an insurer • issued to a company who wishes to act as an insurer • sells products as insurance that are truly not insurance • ...
Insurence 2020-11-17
Across
- legal representative and negotiates on the half of the insure.
- the medical expenses of bodily injury or death.
- Risk/Pre Existing conditions.
- Rate/Mathematic calculation that shows a ratio of certain to a group of people.
- to renew a policy that expires.
- insurance.
- date/You can start paying for claims.
- Insurance/Remberises for specific events in the hospital.
- Enrollment/Set a time when people can sign up for insurance.
Down
- program offering assistance for the needy.
- a fixed out-of-pocket amount paid by an insured for covered services.
- benefit plan/Allows employees to choose certain benefits.
- life insurance/Basic type of permanent that can provide lifetime production at a level premium.
- amount of money you have to pay no matter what.
- insurance/If I have cancer then they can start paying when they are alive.
- coverage/is a commonly used term among auto insurance buyers.
16 Clues: insurance. • Risk/Pre Existing conditions. • to renew a policy that expires. • date/You can start paying for claims. • program offering assistance for the needy. • the medical expenses of bodily injury or death. • amount of money you have to pay no matter what. • benefit plan/Allows employees to choose certain benefits. • ...
Legal Liability & Insurance 2022-08-02
Across
- provides limited protection against legal liability to any individual who voluntarily chooses to provide care
- legal wrongs committed against a person or property of another
- neither the government nor any employee can be held liable for negligence
- provide discount health care and limit where treatment can be obtained
- athlete is aware of inherent risks involved in participating in an activity and voluntarily chooses to be exposed to those risks
- covers an athlete's remaining medical bills once his/her personal insurance company has made its payment
- federal health insurance program for the elderly and disabled
- mandates the availability of affordable health care insurance for every American
- federal health insurance program for people with low incomes and limited resources
- individual failing to perform a legal duty
- contract between an insurance company and a policyholder
Down
- individual committing an act that is not his/hers to perform
- form of reimbursement where members make a standard monthly payment regardless of the services rendered
- national operating committee on standards for athletic equipment
- a specific length of time an individual can sue for damages resulting from negligence
- protects individuals against suits claiming malpractice, wrongful actions, errors and omissions, and acts of negligence
- being legally responsible for the harm one causes another person
- individual improperly does something that he/she has the legal right to do
- combination of HMO and PPO plans
- costs of healthcare are monitored closely by insurance carriers
- most traditional form of billing for health care
- provide preventative measures and indicate where individuals can receive care
- failure to use ordinary or reasonable care
- individuals/families in America are no longer obliged to purchase health insurance under federal law
24 Clues: combination of HMO and PPO plans • failure to use ordinary or reasonable care • individual failing to perform a legal duty • most traditional form of billing for health care • contract between an insurance company and a policyholder • individual committing an act that is not his/hers to perform • federal health insurance program for the elderly and disabled • ...
insurance vocab 2021-02-15
Across
- Fixed amount you pay for a specific health care service or prescription.
- How much you need to pay for health services out of pocket.
- Federal health insurance program for Americans over 65.
- Rule, Used to determine when a plan is primary or secondary for a dependent child when covered by both parents' benefit plan.
- Government funded health care for army officials and their family.
- compensation, If you get hurt while working the company you work for will pay for medical bills if reported in a certain amount of time.
- of Benefits, Statement sent by health insurance company explaining what services were paid for.
Down
- Money per patient per unit of time in advance to physician for health care services.
- Government funded health care for widow/er and children of veterans.
- of Benefits, Agreement that transfers insurance claims rights or benefits of policy to a 3rd party.
- Children's health insurance program, government funded for kids under the age of 18.
- Required prior to performance of a health-care service.
- Percentage of the cost that you pay for covered services.
- condition, Medical condition started before person's health insurance went in effect.
- Monthly payment for health insurance.
- Maintenance Organization, Health Insurance plan that usually has their own network of providers/hospitals who have agreed to accept payment at a certain level for any services provided.
- Provider Organization, health insurance plan that provides maximum benefits if you visit an in-network physician or provider, but still provides some coverage for out-of-network providers.
17 Clues: Monthly payment for health insurance. • Required prior to performance of a health-care service. • Federal health insurance program for Americans over 65. • Percentage of the cost that you pay for covered services. • How much you need to pay for health services out of pocket. • Government funded health care for army officials and their family. • ...
2016 Patient Access Challenge- how well do you fair? 2016-04-04
Across
- Federal law ensuring public access to emergency services regardless of ability to pay
- Title 19 of SSa
- Medicare required form for outpatients lacking medical necessity
- Primary care physician
- Max amount pt has to pay out of his/ her pocket
- An amount a pt must pay before insurance coverage begins
- An approval from an insurance payor for services
- Insurance that is payable after the secondary insurance
- Federal agency which oversees Medicaid
- Typical payor order for TPL
Down
- Federal law which protects the privacy and security of health information
- Formerly CHAMPUS
- Medicare part C
- A patient type
- Third payor order for no fault
- An authorization from a PCP referring a pt to a specialist or other provider
- Medicare Supplement
- A Medicaid Quest payor
- A type of TPL
19 Clues: A type of TPL • A patient type • Medicare part C • Title 19 of SSa • Formerly CHAMPUS • Medicare Supplement • Primary care physician • A Medicaid Quest payor • Typical payor order for TPL • Third payor order for no fault • Federal agency which oversees Medicaid • Max amount pt has to pay out of his/ her pocket • An approval from an insurance payor for services • ...
Insurance Vocabulary 2021-02-15
Across
- a type of insurance in which the insured pays a share of the payment made against a claim.
- an amount to be paid for an insurance policy, a sum added to an ordinary price or charge.
- is any health condition that a person has prior to enrolling in health coverage, or it could be more serious or require more costly treatment – such as diabetes, heart disease, or cancer.
- insurance program that provides low-cost health coverage to children in families that earn too much money to qualify for Medicaid but not enough to buy private insurance. In some states, it covers pregnant women.
- an agreement that transfers the insurance claims rights or benefits of the policy to a third-party. It gives the third-party authority to file a claim, make repair decisions, and collect insurance payments without the involvement of the homeowner.
- a statement from your health insurance plan describing what costs it will cover for medical care or products you've received. It is generated when your provider submits a claim for the services you received.
- a medical care arrangement in which medical professionals and facilities provide services to subscribed clients at reduced rates. This is when medical and healthcare providers are called preferred providers.
- a health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization.
Down
- the payment of a fee or grant to a doctor, school, or other person or body providing services to a number of people, such that the amount paid is determined by the number of patients, students, or customers.
- The Civilian Health and Medical Program of the Department of Veterans Affairs is a health benefits program in which the Department of Veterans Affairs (VA) shares the cost of certain health care services and supplies with eligible beneficiaries.
- A decision by your health insurer or plan that a health care service, treatment plan, prescription drug, or durable medical equipment is medically necessary. Sometimes called prior authorization, prior approval, or precertification.
- a U.S. government program providing healthcare insurance to individuals 65 and older or those under 65 who meet eligibility requirements.
- insurance is a type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses. Specifically, this insurance helps pay for medical care, wages from lost work time, and more.
- able to be deducted, especially from taxable income or tax to be paid, a specified amount of money that the insured must pay before an insurance company will pay a claim.
- a public health insurance program that provides health care coverage to low-income families and individuals in the United States.
- a payment made by a beneficiary (especially for health services) in addition to that made by an insurer.
- This is a method used to determine when a plan is primary or secondary for a dependent child when covered by both parents' benefit plan. The parent whose birthday (month and day only) falls first in a calendar year is the parent with the primary coverage for the dependent.
- is the health care program for uniformed service members, retirees, and their families around the world. It provides comprehensive coverage to all beneficiaries, including Health plans, special programs, and prescriptions.
18 Clues: an amount to be paid for an insurance policy, a sum added to an ordinary price or charge. • a type of insurance in which the insured pays a share of the payment made against a claim. • a payment made by a beneficiary (especially for health services) in addition to that made by an insurer. • ...
Insurance 2017-06-02
Across
- sued and held legally liable for something such as malpractice, injury or negligence.
- / a type of auto insurance that helps protect your car against damages that are not related to a collision
- / the amount of money that an individual or business must pay for an insurance policy
- / an insurance policy that protects an individual or business from the risk that they may
Down
- / the amount of money an individual pays for expenses before his insurance plan starts to pay
- / a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a premium.
- / a person who derives advantage from something, especially a trust, will, or life insurance policy
- / it is an extension of car insurance that covers medical expenses and lost wages
- / a type of auto insurance that reimburse the insured for any damage sustained to their personal automobile that is due to the fault of the insured driver
- / a document detailing the terms and conditions of a contract of insurance
- / a formal request to an insurance company asking for a payment based on the terms of the insurance policy
11 Clues: / a document detailing the terms and conditions of a contract of insurance • / it is an extension of car insurance that covers medical expenses and lost wages • sued and held legally liable for something such as malpractice, injury or negligence. • / the amount of money that an individual or business must pay for an insurance policy • ...
Insurance 2019-06-11
Across
- the protection given by an insurance policy
- broker: middleman between insurer and policyholder
- a contract of insurance
- a person who calculates the value of something
- property, merchandise or any goods in the process oif being transported (3 words)
- legally obliged to pay for damage, injury etc; responsible
Down
- an application for payment under an insurance policy
- the person to whom an insurance policy is issued
- [of an insurance policy] all-inclusive; providing complete protection
- the insuring of risk by one insurance company to another
- chance or possibility of injury, loss
11 Clues: a contract of insurance • chance or possibility of injury, loss • the protection given by an insurance policy • a person who calculates the value of something • the person to whom an insurance policy is issued • broker: middleman between insurer and policyholder • an application for payment under an insurance policy • ...
Insurance 2019-06-11
Across
- a contract of insurance
- legally obliged to pay for damage, injury etc; responsible
- [of an insurance policy] all-inclusive; providing complete protection
- middleman between insurer and policyholder
Down
- the person to whom an insurance policy is issued
- the insuring of risk by one insurance company to another
- property, merchandise or any goods in the process oif being transported (3 words)
- or possibility of injury, loss
- an application for payment under an insurance policy
- the protection given by an insurance policy
- a person who calculates the value of something
11 Clues: a contract of insurance • or possibility of injury, loss • middleman between insurer and policyholder • the protection given by an insurance policy • a person who calculates the value of something • the person to whom an insurance policy is issued • an application for payment under an insurance policy • the insuring of risk by one insurance company to another • ...
Insurance 2023-02-28
Across
- Applies to theamount of protection you have through an insurance company in the even of a loss.
- Specific amoun of money that you pay when insurance only covers a portion of costs.
- Describes the type of coverage in an insurance agreement.
- Amount you pay monthly, quarterly, semiannually or annually to purchase different types of insurance.
- Shifting the risk. You do this when you pay premiums to an insurance company.
Down
- The process of measuring risk and finding ways to minimize or manage loss.
- The state or quality of being obligated or responsible under the law.
- Amount you must pay before you begin receiving any benefits from your insurance company.
- An individual who relies on someone else for financial support, such as a child or spouse.
- Paperwork filed with an insurance company in order to get them to cover a loss for someone they insure.
- The measure of how likely it is that something will be lost (health, money, car, home, etc)
11 Clues: Describes the type of coverage in an insurance agreement. • The state or quality of being obligated or responsible under the law. • The process of measuring risk and finding ways to minimize or manage loss. • Shifting the risk. You do this when you pay premiums to an insurance company. • ...
Insurance 2021-12-10
Across
- ___ insurance or medical insurance is a type of insurance that covers the whole or a part of the risk of a person incurring medical expenses.
- the company or agency that writes an insurance policy
- is the amount the insured pays on a claim before the insurer pays the remainder
- coverage that pays for damages to your residence
- ___ insurance is a contract between an insurance policyholder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person.
- what it would cost to replace a piece of property, or rebuild a structure
Down
- an individual covered by an insurance policy
- ____ insurance, also commonly called homeowner's insurance, is a type of property insurance that covers a private residence
- ___ Insurance often called DI or disability income insurance, or income protection is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for completion of core work functions.
- protection against a specific kind of loss
- ___ insurance is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft
11 Clues: protection against a specific kind of loss • an individual covered by an insurance policy • coverage that pays for damages to your residence • the company or agency that writes an insurance policy • what it would cost to replace a piece of property, or rebuild a structure • is the amount the insured pays on a claim before the insurer pays the remainder • ...
Insurance 2024-01-26
Across
- A financial payment made to an insured person if they suffer an insured loss.
- Sells Policies on behalf of only one insurance company.
- The insured person should not profit from insurance
- specific items or risks that are not insured.
- The cost of repairing the damaged item is greater than the items replacement value.
Down
- Once an insurance company has paid compensation for any insured item, the right of ownership of that item passes to the insurance company
- Where the same risk is insured with more than one insurer
- The amount the insured person must pay for any loss or damage to the insured item.
- An extra amount added to the basic premium to cover increased risk
- The amount paid by the insured person to an insurer in return for providing insurance cover for a particular risk.
- How likely a person is to make a claim and how costly any claim is likely to be.
11 Clues: specific items or risks that are not insured. • The insured person should not profit from insurance • Sells Policies on behalf of only one insurance company. • Where the same risk is insured with more than one insurer • An extra amount added to the basic premium to cover increased risk • ...
INSURANCE 2022-11-09
Across
- n. a payment, usually monthly, yearly etc, for an insurance policy
- n. a person who calculates the value of something [eg: a building, car etc]
- n. a person who calculates risks for insurance companies
- n. [of an insurance policy] all-inclusive; providing more complete protection
- n. 1 the state of being liable 2 anything for which a person is liable
Down
- n. the person to whom an insurance policy is issued
- n. an application for payment under an insurance policy
- adjuster n. a person who assesses the amount of compensation arising from a claim
- n. a contract of insurance
- broker n. agent who arranges insurance; middleman between insurer and policyholder
- n. death, injury, damage etc that is the basis for a claim
- loss n. a loss that happens as a consequence of or as a result of another loss
12 Clues: n. a contract of insurance • n. the person to whom an insurance policy is issued • n. an application for payment under an insurance policy • n. a person who calculates risks for insurance companies • n. death, injury, damage etc that is the basis for a claim • n. a payment, usually monthly, yearly etc, for an insurance policy • ...
Insurance Law 2024-03-18
Across
- The max payment when insurance pays out
- Repairs insured vehicle when accident happens
- Stated reasons insurance won't pay
- Pays if person disabled and cannot work
- Life Pays if death happens during term of contract
- The amount paid periodically to purchase insurance
- The recipient of the $ paid by insurance
- Covers personal property if apartment or business location is lost/stolen
Down
- Insurance that pays when personal injury or property damage
- Requires insured to maintain a percentage of coverage
- A contract to protect against financial loss.
- Pays if worker injured on job
- Protects from losses caused by dishonesty
13 Clues: Pays if worker injured on job • Stated reasons insurance won't pay • The max payment when insurance pays out • Pays if person disabled and cannot work • The recipient of the $ paid by insurance • Protects from losses caused by dishonesty • Repairs insured vehicle when accident happens • A contract to protect against financial loss. • ...
Pieter's Business Finder Quiz 2025-09-01
Across
- A sudden and unexpected event causing loss
- A modern threat covered by specialized insurance policies
- A key metric comparing claims paid to premiums earned
- Government-backed insurer for special risks like riots and strikes
- Intentional deception for financial gain in insurance
- Assessment of an asset’s worth for insurance purposes
- Temporary vehicle provided during repairs
Down
- Professional who advises clients on insurance solutions
- What insurance helps manage and transfer
- Legal responsibility for damage or injury
- The process of evaluating and accepting insurance risk
- Brand identity – Brokers No.1
- Amount paid by the insured before coverage kicks in
13 Clues: Brand identity – Brokers No.1 • What insurance helps manage and transfer • Legal responsibility for damage or injury • Temporary vehicle provided during repairs • A sudden and unexpected event causing loss • Amount paid by the insured before coverage kicks in • A key metric comparing claims paid to premiums earned • Intentional deception for financial gain in insurance • ...
EMAILS 2021-08-30
Across
- To friends, family or workmates
- The last paragraph of an email
- The money you pay for insurance
- Capital letters, commas, full stops, etc.
- Email address of receiver
- A document that renters fill out to give evidence of the state of a property when they move in (10,6)
- To businesses, government offices, etc.
- A customer requests payment from the insurance company when something goes wrong
- Continue your insurance before it finishes.
Down
- A notice sent to customers to remind them that they have to pay for their insurance
- The person who rents the flat with you
- The dates that the insurance covers the customer (6,2,5)
- Where you write what the email is about
- Kind regards
- Every year
- A group of words beginning with a capital letter and ending with a full stop, with a subject and a verb
- Dear Ms Thompson,
17 Clues: Every year • Kind regards • Dear Ms Thompson, • Email address of receiver • The last paragraph of an email • To friends, family or workmates • The money you pay for insurance • The person who rents the flat with you • Where you write what the email is about • To businesses, government offices, etc. • Capital letters, commas, full stops, etc. • ...
Features 2012-08-08
Across
- what is the price of insurance
- What is the plan that gives you 300MB of data, insurance to cover liquid or physical damage, the ability to locate your phone, and the remote lock and wipe feature.
- What does CPP stand for
- This includes insurance to cover liquid or physical damage, the ability to locate your phone, and the remote lock and wipe feature.
- What is the plan that gives you 5GB of data
- What is the plan that gives you 5GB of data, hotspot capability, insurance to cover liquid or physical damage, the ability to locate your phone, and the remote lock and wipe feature.
- price of early nights and weekends for a individual plan
- What is the price of unlimited family messaging
Down
- What is the plan that gives you 3GB of data, insurance to cover liquid or physical damage, the ability to locate your phone, and the remote lock and wipe feature.
- What does MPP stand for
- What is the feature that gives you 24/7 assistance if your car breaks down.
- turn by turn directions and traffic updates
- What is the plan that gives you 300MB
- What is the plan tat gives you 3GB of data
- What is the price of MPP when added to the insurance
- Price of early nights and weekends for a family plan
- what is the price of MPP with out insurance
- What is the price of unlimited messaging
18 Clues: What does CPP stand for • What does MPP stand for • what is the price of insurance • What is the plan that gives you 300MB • What is the price of unlimited messaging • What is the plan tat gives you 3GB of data • turn by turn directions and traffic updates • What is the plan that gives you 5GB of data • what is the price of MPP with out insurance • ...
Business Math 2023-08-16
Across
- Type of insurance where the insurer and insured share the risks
- A test of financial strength of a business. Calculated as:(current assets-inventory-prepaid expenses)/current liabilities
- Periodic payments that an insured makes on their insurance policy
- Total of all inventory divided by the number of inventory taken
- A periodic inventory method "Last in, First out" meaning that the newest items get sold first
- A periodic inventory method "First in, First out" meaning the oldest items get sold first
- What an asset is worth. Calculated as: Asset Cost - Accumulated Depreciation
- Ratio showing how quickly a company sells out of its inventory
Down
- a way to calculate the cost of equipment over its life, and track its decline each year
- What a company paid for the purchases of an asset
- The person designed to receive the face value of a life insurance policy if the insured dies
- The number of years an asset will be in use
- the amount of insurance stated on the policy. Usually also the maximum amount the insurance company will pay
- The easiest way to Depreciate an asset. Divide depreciation equally over usable life of the asset
- The amount the insured person pays out of pocket before the insurance company pays
- Amount owed by costumer to a business for purchases made
- Operating expenses not associated with a specific department or product. Often Fixed expenses (rather than variable)
- Amount owed by a business to creditors for services or items purchased
18 Clues: The number of years an asset will be in use • What a company paid for the purchases of an asset • Amount owed by costumer to a business for purchases made • Ratio showing how quickly a company sells out of its inventory • Type of insurance where the insurer and insured share the risks • Total of all inventory divided by the number of inventory taken • ...
OTEC 1175 Unit 2 Terminology 2012-09-11
Across
- Patients sometimes have more than one insurance company; the PRIMARY insurance is the main insurance. If a patient has two insurance coverage it is known as dual coverage.
- Out-of-pocket expense that patient must pay before the insurance company will pay for covered services. Usually begins at the beginning of the year January 1.
- Agrees to provide medical services to specific patient populations and negotiates for reimbursement under contract.
- A health plan, health care clearinghouse (such as billing services), or a physician or hospital that transmits health information to electronic form.
- Some insurance plans pay a percentage of an approve amount of the fees after the deductible has been paid.
- A short collections note that appears on the bill; most patient billing systems include this feature.
- Covered entities can share protected health information (PHI) with business associated ONLY with written assurance from the association that the information will be appropriately safeguarded.
- International Classification of Diseases codes used to identify patients diagnosis.
- 24-hour hospital stay
- A service that facilitates the movement of electronic claims from the medical office to the insurance companies. The claims are edited and validated to ensure accuracy.
- Additional office locations that are part of the same practice or business entity.
Down
- A manage care plan that requires a fixed payment at each office visit.
- Organizations that combine the delivery of health care and reimbursement for services in order to control costs and manage access to health care.
- 1996 Protection of patient health information. Ensures that individuals have an opportunity to keep their health insurance when they leave an employer. Major focus is on security and privacy of health information.
- Amounts that are taken away from (or added to) the balance of an account. Adjustment are often used to reflect accounting situations.
- Privacy rules apply to health information that can be individually identified in any form: orally, on paper, or electronically.
- Source document that include the notes written in the patient’s record also known as Encounter form, charge ticket, fee slip or visit slip.
- Services not covered by a health plan.
- Current Procedural Terminology Codes that identify procedures performed for patients.
- Patients receive monthly billing statements if balances are due. This serves as a reminder that they owe.
- The person responsible for paying medical expenses, usually the patient.
21 Clues: 24-hour hospital stay • Services not covered by a health plan. • A manage care plan that requires a fixed payment at each office visit. • The person responsible for paying medical expenses, usually the patient. • Additional office locations that are part of the same practice or business entity. • ...
NY Life, Accident & Health Insurance Final Exam - State Pre-License Certification Exam 2013-01-14
Across
- The responsibility of knowing, understanding and complying with the insurance laws of New-York state rests with the
- Premiums paid by self employed sole proprietors or partners for medical expense insurance are deductible on tax
- If an insurer allows an insured to violate one of the conditions of the policy, they cannot at a later time void the policy because the condition was violated, under the doctrine of
- Which companies are annuities underwritten by
- When a dentist uses mechanical devices to straighten teeth, it is known as
- The exchange of values is known as
- The amount of annuity benefits included in the value of the estate of a deceased "life income only" annuitant is
- Which Disability Income (DI) benefits are not subject to income taxation
- An agent promises his client Super Bowl tickets in exchange for buying a policy from him. The agent is guilty of an unfair trade practice known as
Down
- After overhearing a rumor, an insurer sends a letter to all its policy holders warning them of a competing insurer's pending bankruptcy. This insurer is guilty of an Unfair Trade Practice known as
- The penalty (in percents) for taking a policy loan as a premature distribution on a life insurance policy that has been classified as a Modified Endowment Contract (MEC) is
- A client wishing to take cash surrender on a deferred annuity during the accumulation period would be exercising a required contractual provision known as
- When purchasing a deferred annuity, what is the date, when do the rights of ownership begin
- A health insurance claim occurs on May 30th, but the policy lapses on June 1st. If the claim is not turned in until June 8th, what will the insurer do with the claim
- The person responsible for managing the Insurance Department or Division of this state and for administering state insurance laws and regulations is known as the
- The possibility of loss with no possibility for gain is known as ____ risc
- An insurance company that is incorporated and formed in this state is known as a ______ company
- If a subscriber goes out of network for PPO (Preferred Provider Organization) services, what happens with amount of coverage
- Purchasing insurance is ____ risc
- An insurer distributes dividends to policyholders out of accumulated divisible surplus on its "participating policies". The insurer is guilty of
20 Clues: Purchasing insurance is ____ risc • The exchange of values is known as • Which companies are annuities underwritten by • Which Disability Income (DI) benefits are not subject to income taxation • The possibility of loss with no possibility for gain is known as ____ risc • When a dentist uses mechanical devices to straighten teeth, it is known as • ...
General insurance crossword Team 5 2016-06-06
Across
- Tax benefit in health insurance under which section ?
- ....... insurance protects against financial contingency arising due to accidents.
- under ....... third party liability is compulsory
- ..... is the amount to be paid to insured in case of policy lapses
- policy will lapse if premiums are not paid
Down
- ...... is the price of insurance
- Waiting period for new health insurance policy
- Home insurance covers ....... and contents
- Travel and health insurance is a part of ...... insurance
- ....... regulates insurance sector
- NCB is transferrable true/false
11 Clues: NCB is transferrable true/false • ...... is the price of insurance • ....... regulates insurance sector • Home insurance covers ....... and contents • policy will lapse if premiums are not paid • Waiting period for new health insurance policy • under ....... third party liability is compulsory • Tax benefit in health insurance under which section ? • ...
General insurance crossword Team 5 2016-06-06
Across
- Tax benefit in health insurance under which section ?
- ....... insurance protects against financial contingency arising due to accidents.
- under ....... third party liability is compulsory
- ..... is the amount to be paid to insured in case of policy lapses
- policy will lapse if premiums are not paid
Down
- ...... is the price of insurance
- Waiting period for new health insurance policy
- Home insurance covers ....... and contents
- Travel and health insurance is a part of ...... insurance
- ....... regulates insurance sector
- NCB is transferrable true/false
11 Clues: NCB is transferrable true/false • ...... is the price of insurance • ....... regulates insurance sector • Home insurance covers ....... and contents • policy will lapse if premiums are not paid • Waiting period for new health insurance policy • under ....... third party liability is compulsory • Tax benefit in health insurance under which section ? • ...
Test 2024-04-22
Insurance Lingo 2012-10-31
Across
- How often you should use the homepage
- How the participant is involved in the claim
- The person operating the vehicle
- First party
- A method to verify a person
- Coverage that takes care of the claimants damages (abbrev.)
- Keyword search option located on the homepage
- A participant's relationship to an asset/person
- Payments made to the insurance company every month
- Third Party
Down
- Abbreviation for date of loss
- Critical info that should be reviewed on the homepage
- page A snapshot of your coverages
- date The date your coverages begin (2 words)
- Anyone associated to the claim
- Where an insurance company seek reimbursement
- The amount the insured is obligated to pay for repairs
- You have a 30 day limit on this coverage (2 words)
- Person in charge of the insured vehicle
19 Clues: First party • Third Party • A method to verify a person • Abbreviation for date of loss • Anyone associated to the claim • The person operating the vehicle • page A snapshot of your coverages • How often you should use the homepage • Person in charge of the insured vehicle • How the participant is involved in the claim • date The date your coverages begin (2 words) • ...
Life insurance 2024-05-06
Across
- Temporary insurance
- illegally inducing lapse of current policy
- legally convincing client to get new policy
- compensate or make whole
- 7-pay-test
- one-sided contract
- branch that writes laws
- Rider that protects children
- additional benefit
- below standard health condition rating
- can't be changed w/o beneficiary's consent
Down
- AML Law
- provision w/ owner's right
- settlement where terminally ill sells policy
- producer's monies responsibility
- secondary beneficiary
- false statement
- non negotiable contract
- recipient of benefits
19 Clues: AML Law • 7-pay-test • false statement • one-sided contract • additional benefit • Temporary insurance • secondary beneficiary • recipient of benefits • non negotiable contract • branch that writes laws • compensate or make whole • provision w/ owner's right • Rider that protects children • producer's monies responsibility • below standard health condition rating • ...
HPM 350 Exam 1 2022-09-25
Across
- The purpose of this is to protect us from unexpected loss by sharing the costs and risk over a large group of people.
- In 2020, total health expenditures were about ___________dollars.
- This phenomenon focuses on how people with (good) insurance are more likely to take risk/ greater risks because the insurance company will bear the costs
- People that have health insurance but are still unable to bear the large costs of healthcare are called___________.
- Anesthesiologist involement with colonoscopies is an effect of the ______ ______ of providers. This leads to increased costs.
- All organizations, people, and actions whose primary intent is to promote, restore, or maintain health
- A problem that persists since the ACA only required employers to offer afforable health insurance for their individual workers.
- This aspect of a health system is assesed with the dimensions of access, cost, quality, healthy lives, and equity
- Holds the idea that there are inherent trade-offs in health policy and we cannot have quality, affordable, and accessible healthcare at once.
- The health insurance plan that will not cover any out of network healthcare costs outside of emergencies and requires you to designate a Primary Care Provider.
- A specialized health plan that features a very high deductible and low premiums. If a person has not met their deductible, this health plan will not cover any healthcare costs from anything other than preventative services.
Down
- An example of how the change in mix of services had led to a cost increase
- A provision of the ACA that required people to have health insurance of pay a tax penalty.
- Total health expenditures are projected to reach nearly $__________ by 2027.
- In 2020, per capita (per person) health spending was about $_______.
- This phenomenon focuses on the idea that the decision to obtain high quality insurance is typically made by people who expect to need/use that insurance.
- a phenomenon on how society tends to define health problems because of failures of biology, hygiene, and behavior instead of looking at deficiencies is basic necessities
- Refers to a succession of medical services that are often fueled by the desire to avoid even the smallest risk of a serious condition.
- People that aren't eligible for Medicaid and too poor to be eligible for subsidies to get health insurance fall under the ___________.
- The health insurance plan that will still pay for a portion out of network costs, but the out of pocket cost will be higher than if they had gone to an in network provider.
- A ______ share of the population incurs most of the health spending. This holds true for self-reported health and older adults.
- The current performance of the US healthcare system on a global scale
- Health spending accounted for nearly ____ of the US economy in 2020.
23 Clues: In 2020, total health expenditures were about ___________dollars. • In 2020, per capita (per person) health spending was about $_______. • Health spending accounted for nearly ____ of the US economy in 2020. • The current performance of the US healthcare system on a global scale • An example of how the change in mix of services had led to a cost increase • ...
Insurance Terms 2014-11-17
Across
- Insurance that covers your vehicle when it is involved in an accident
- Uncertainty about a situation's outcome
- Fee paid to the insurer for insurance coverage
- Amount paid by policyholder before insurance coverage begins
- Insurance coverage that covers your car when damage is done that is unrelated to a covered accident
- failure to take ordinary or reasonable care to prevent accidents
- legal responsibility for the financial loss of another person's losses
Down
- Anything that may cause a loss
- An arrangement between an individual and an insurer to protect individual against loss
- Anything that increases the likelihood of a loss
- Contract between the individual and the insurer specifying the terms of insurance arrangements
- Person who relies on someone else financially
- Covers the cost of replacing or rebuilding property
- Consumer who purchased the policy
- Protects the insured from loss of contents to dwelling
15 Clues: Anything that may cause a loss • Consumer who purchased the policy • Uncertainty about a situation's outcome • Person who relies on someone else financially • Fee paid to the insurer for insurance coverage • Anything that increases the likelihood of a loss • Covers the cost of replacing or rebuilding property • Protects the insured from loss of contents to dwelling • ...
Home and Motor Vehicle Insurance 2016-04-04
Across
- Arrangement whereby drivers who are involved in accidents collect money from their own insurance companies
- Addition of coverage
- The failure to take ordinary or reasonable care to prevent accidents from happening
- Synonym for "evaluated"
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating the state
- A fee for insurance
- Insurance that covers damage to your vehicle when it is involved in an accident
- Deliberate destruction of private or public property
Down
- Anything that increases the likelihood of loss through peril
- Coverage that provides protection for your residence and its associated financial risks
- The chance of loss or injury
- The set amount that the policyholder must pay per loss on an insurance policy
- Payment received is based on the replacement cost of an item minus depreciation
- Anything that may possibly cause a loss
- Synonym for "required"
15 Clues: A fee for insurance • Addition of coverage • Synonym for "required" • Synonym for "evaluated" • The chance of loss or injury • Anything that may possibly cause a loss • Deliberate destruction of private or public property • Anything that increases the likelihood of loss through peril • The set amount that the policyholder must pay per loss on an insurance policy • ...
General insurance crossword Team 5 2016-06-06
Across
- Tax benefit in health insurance under which section ?
- ....... insurance protects against financial contingency arising due to accidents.
- under ....... third party liability is compulsory
- ..... is the amount to be paid to insured in case of policy lapses
- policy will lapse if premiums are not paid
Down
- ...... is the price of insurance
- Waiting period for new health insurance policy
- Home insurance covers ....... and contents
- Travel and health insurance is a part of ...... insurance
- ....... regulates insurance sector
- NCB is transferrable true/false
11 Clues: NCB is transferrable true/false • ...... is the price of insurance • ....... regulates insurance sector • Home insurance covers ....... and contents • policy will lapse if premiums are not paid • Waiting period for new health insurance policy • under ....... third party liability is compulsory • Tax benefit in health insurance under which section ? • ...
General insurance crossword Team 5 2016-06-06
Across
- Tax benefit in health insurance under which section ?
- ....... insurance protects against financial contingency arising due to accidents.
- under ....... third party liability is compulsory
- ..... is the amount to be paid to insured in case of policy lapses
- policy will lapse if premiums are not paid
Down
- ...... is the price of insurance
- Waiting period for new health insurance policy
- Home insurance covers ....... and contents
- Travel and health insurance is a part of ...... insurance
- ....... regulates insurance sector
- NCB is transferrable true/false
11 Clues: NCB is transferrable true/false • ...... is the price of insurance • ....... regulates insurance sector • Home insurance covers ....... and contents • policy will lapse if premiums are not paid • Waiting period for new health insurance policy • under ....... third party liability is compulsory • Tax benefit in health insurance under which section ? • ...
Insurance Crossword 2013-05-22
Across
- Protects personal property when renting a dwelling.
- Insurance that pays you for when you are disabled and cannot work.
- Covers doctor visits, tests, and hospital stays.
- What your job covers when you are working.
- An employer pays for insurance for you.
Down
- Protects a family when one member dies.
- Protects valuables not covered by normal insurance.
- Insurance for a motor vehicle, is required by law in the U.S.
- Protects your well being by paying in to it.
- Amount you pay before insurance kicks in.
- Protects a dwelling and possessions in that dwelling.
- Monthly payments to insurance.
12 Clues: Monthly payments to insurance. • Protects a family when one member dies. • An employer pays for insurance for you. • Amount you pay before insurance kicks in. • What your job covers when you are working. • Protects your well being by paying in to it. • Covers doctor visits, tests, and hospital stays. • Protects valuables not covered by normal insurance. • ...
Insurance Terms 2023-04-24
Across
- negligence
- claims
- The person or party who owns an individual
- Replaces lost income during working years
- The insurance company’s estimate of what
- A person who sells insurance policies
- company
- to the policyholder
- A person who investigates and settles
- The contract issued by the insurance
Down
- policy
- can offer you, and at what cost to your
- Responsibility to another person for one’s
- current market prices
- company to obtain or maintain an
- The amount paid by a policyholder to an
- policy. Also called a policyholder
- The amount the insured must pay in a loss before any payment is due from
- The cost associated with replacing property
19 Clues: policy • claims • company • negligence • to the policyholder • current market prices • company to obtain or maintain an • policy. Also called a policyholder • The contract issued by the insurance • A person who sells insurance policies • A person who investigates and settles • can offer you, and at what cost to your • The amount paid by a policyholder to an • ...
Insurance 2020-04-20
Across
- The first part of every claim which the insured must pay.
- what your vehicle is worth just before the damage occurs.
- this insurance covers items such as: Household possessions,Furniture, Clothes, Appliances Curtains and carpets
- An amount paid by the Insured as payment for cover provided by the Insurer.
- you need to purchase your _____ cover when you book and pay for your tickets
Down
- this type of insurance covers much more. It can cover damage you do to other cars or property, as well as damage done to your own car, and cover the costs of towing your car to a repairer.
- A document issued to an Insured from an Insurer setting out the terms and conditions of the insurance contract.
- In exchange for your insurance premium, this insurance cover will pay for any medical costs when you become ill.
- where you and your insurance company agree on the value of the car at the beginning of the insurance contract and at each renewal
- If you have never made a claim on your insurance before, sometimes insurance companies will offer you a ‘_______’ – this is often a discount in how much you have to pay for your premium.
- this type covers any damage that you might do to another vehicle, or to someone’s property.
11 Clues: The first part of every claim which the insured must pay. • what your vehicle is worth just before the damage occurs. • An amount paid by the Insured as payment for cover provided by the Insurer. • you need to purchase your _____ cover when you book and pay for your tickets • ...
Insurance 2023-08-12
Across
- An individual or organization that provides insurance coverage.
- The fee paid for insurance coverage
- An estimate of the value of a property for insurance purposes
- An agreement between the insured and the insurer
- A document that outlines the terms and conditions of an insurance policy
- The person or entity covered by an insurance policy
Down
- Protection against financial loss due to unexpected events
- The legal responsibility for causing harm or damage
- Something of value that's protected by insurance
- Coverage for injuries or damage to other people or property.
- An event covered by an insurance policy
11 Clues: The fee paid for insurance coverage • An event covered by an insurance policy • Something of value that's protected by insurance • An agreement between the insured and the insurer • The legal responsibility for causing harm or damage • The person or entity covered by an insurance policy • Protection against financial loss due to unexpected events • ...
insurance vocabulary 2024-09-26
Across
- coverage: provides an insured party with financial protection against claims resulting from injuries and damage to others
- relating individually to each of two or more persons or things.
- the amount of risk or liability that is covered for an individual or entity by way of insurance services
- a third party with an interest in an asset who will be paid first in the event of loss
- to put up with; stand
- Passenger Auto: a four-wheeled motor vehicle owned or with a written lease of six months or longer
- interest: an accumulation of interest that accrues on a judgment in a suit defended by the insurance company AFTER the judgment has been entered and BEFORE the insurance company offers to pay
- ordered; required; obligatory.
- touchable property
- a relationship in which one party holds property for the benefit of another party
Down
- the individual who manages a trust
- a person or group in whose name an insurance policy is held
- the party that receives a trust’s assets when the trustor dies; one who receives or is formally designated to receive money or property, as from a will or insurance policy
- to grow or accumulate over time, especially as something of benefit
- coverage: provides an insured party with financial protection against claims resulting from injuries and damage to others
- to become liable for or bring upon oneself (usually some unwanted or harmful consequence)
- good faith”: the principle that legally obliges all parties of a contract to act honestly and not mislead or withhold critical information from one another
- a legal claim on a piece of property when the current owner is in default on a debt or obligation.
- an act or instance of breaking or violating, usually a rule or law; violation or breach
- any belief, opinion, doctrine, or the like, that a person or especially an organization holds as being true
20 Clues: touchable property • to put up with; stand • ordered; required; obligatory. • the individual who manages a trust • a person or group in whose name an insurance policy is held • relating individually to each of two or more persons or things. • to grow or accumulate over time, especially as something of benefit • ...
Chapter 16 2014-04-08
Across
- insurance providing liability and other coverage for the operation of a motor vehicle
- insurance that covers for losses resulting from perils such as fire, theft, or windstorm
- potential loss that is insured against
- written contract of insurance
- agreement under which one party will pay to off set a loss to another
- insurance that covers against all damage to the insured's car except that caused by collision or upset
- party protected or covered if the loss occurred
Down
- allows the insured to collect damages from his or her own insurance company when they are not collectible from the person who caused the harm
- insurance that covers personal injury or property damage claims for which the insured is legally responsible
- automobile insurance that protects against upset and direct and accidental damage due to colliding with another object
- insurance that requires that the parties to an automobile accident be covered by their own insurance company, regardless of who is at fault
- party who will indemnify if loss occurs
12 Clues: written contract of insurance • potential loss that is insured against • party who will indemnify if loss occurs • party protected or covered if the loss occurred • agreement under which one party will pay to off set a loss to another • insurance providing liability and other coverage for the operation of a motor vehicle • ...
Ecliptic 2022-12-20
Across
- Was initially set up as a trade association specializing in non-marine insurance businesses
- Insurance company which provides insurance coverage
- Monthly report which holds all the details of claims made that month by a TPA on behalf of a carrier/underwriter
- Insurer or group of insurers based in Lloyd's of London who combine to assume risks in a specialist area
- Evaluates risks to establish the price of an insurance policy that will be written
- Managing general agent that is approved to underwrite risks under binding authority
- Individual or business that purchases insurance coverage for the protection of an asset
Down
- When several insurance companies share risk by buying policies from other insurers
- Contract for delegated authority supplied to a coverholder by a managing agent
- Placing package produced by the broker with all the important information such as risk, insurance terms and conditions
- Provides communication between the syndicates or insurer, and the insurance buyer
- Provides representation for Lloyd's insurance and reinsurance brokers working in the London and international insurance markets
12 Clues: Insurance company which provides insurance coverage • Contract for delegated authority supplied to a coverholder by a managing agent • Provides communication between the syndicates or insurer, and the insurance buyer • When several insurance companies share risk by buying policies from other insurers • ...
Insurance decoded 2022-09-23
Across
- Connecting link between the insurer and the insured in case of claims
- the process of taking steps to reduce the chance of loss or damage arising
- An arrangement between a bank and an insurance company allowing the insurance company to sell its products to the bank's client base
- With this EY Tool, insurers can launch new products, new business models and even entirely new brands in 12 months or less
- A specialized type of insurance agent or broker that has been granted underwriting authority by an insurer
- A reinsurance contract that involves an insurance business acquiring insurance from another insurer
- Device which helps insurance companies to analyse the risk profile of a driver and customize both offline and online car insurance policies
- German based InsurTech raised US $400m series D funding in July 22 for business expansion
- The act of compensating somebody else for damage or loss that you cause them
- Additional paid-up feature to widen up the scope of the base life insurance policy
Down
- An Indian InsurTech, recently filed draft papers for IPO with SEBI
- A person who calculates risk and probability on behalf of an insurer
- A global provider of life, accident and health insurers, formed an alliance with EY to aid companies in digital transformation of technologies and services
- A process where the insurer, acting on behalf of a policyholder who has suffered loss, pursues a third-party who has caused that loss for compensation
- Technology used in insurance companies for applications such as KYC, Anti-money Laundering (AML) procedures, claim handling, and creating peer-to-peer models
- A person who assesses risk on behalf of an insurer and assumes that risk in return for a fee
16 Clues: An Indian InsurTech, recently filed draft papers for IPO with SEBI • A person who calculates risk and probability on behalf of an insurer • Connecting link between the insurer and the insured in case of claims • the process of taking steps to reduce the chance of loss or damage arising • ...
Word Bank 2026-02-26
Across
- — Request for payment under the terms of an insurance policy.
- — Cause of loss insured against (e.g., fire, wind).
- — Amendment that changes a policy’s terms or coverage.
- — Extra time after the due date to pay without losing coverage.
- — Specific loss or condition that a policy does not cover.
- — Person or entity covered by the policy.
- optional — Optional add-on that modifies or adds coverage to a policy.
- — Insurance purchased by an insurer to spread risk.
- — Maximum amount an insurer will pay for a covered loss.
- — Condition that increases the chance or severity of a loss.
- — Auto coverage that pays for damage from hitting another object/vehicle.
- — The written insurance contract.
- — Auto coverage for non-collision losses like theft or hail.
- — Temporary proof of coverage before the policy is issued.
- — Submission of required information or documents (e.g., premium reports).
- Licensed representative who sells inA contractfor a company
- — Policy provisions that describe duties and rules for coverage.
- — Cost-sharing percentage the insured pays after the deductible.
- — Damage, injury, or financial harm that may be covered by insurance.
- — Termination of coverage due to nonpayment of premium.
- — Amount the insured pays before the insurer begins to pay.
- Person who investigates claims and determines payment amounts
- — Legal responsibility for injury or damage to others.
- — Process of evaluating risk and deciding coverage and price.
- — Premium method based on an insured’s prior loss history.
- — Person or entity designated to receive policy proceeds.
Down
- — Failure to use reasonable care, leading to harm.
- — Risk increase due to dishonesty or reckless behavior.
- — Legally binding agreement; an insurance policy is one.
- — Amount paid to keep insurance coverage in force.
- — Principle of restoring the insured to the financial position before loss.
- — Eligible for coverage because the risk can be accepted and priced.
- — Intentional deception to obtain insurance benefits unlawfully.
- — Decrease in value over time; affects actual cash value claims.
- — Another term for an insurance company that underwrites coverage.
- — Form used to request insurance and provide underwriting information.
- — Compensation paid to an agent or broker for selling a policy.
- — Protection provided by the policy for specified losses.
- — Party to whom a policy owner transfers certain policy rights.
- actuary who uses statistics to price risk and set premiums
- — Fixed amount paid for a covered health service.
- ann ann A contract that provides a stream of payments, often for retirement.
- — Company that provides coverage and pays covered losses.
- — Costs the insured pays that are not reimbursed by insurance.
- — Insurer’s right to recover from a third party after paying a claim.
- An unexpected event that results in injury or damage
- — An intermediary who shops coverage from multiple insurers for a client.
- — Agent who represents only one insurance company.
- — An event that triggers coverage under an occurrence-based policy.
- — Coverage for movable items, often scheduled (e.g., jewelry).
50 Clues: — The written insurance contract. • — Person or entity covered by the policy. • — Fixed amount paid for a covered health service. • — Failure to use reasonable care, leading to harm. • — Amount paid to keep insurance coverage in force. • — Agent who represents only one insurance company. • — Cause of loss insured against (e.g., fire, wind). • ...
Health Insurance Vocab 2022-04-08
Across
- insurance coverage for family members of the policyholder such as spouses, children, or partners(2 words separated by -)
- health insurance portability and accountability act is a federal law protecting the privacy of patient-specific health care information and providing the patient with control over how this information is used and distributed.
- federal program of health insurance for persons 65 years of age and older
- List of prescription drugs covered in full or in part by a health insurance plan
- children’s health insurance program - covers children and teens up to age 19.
- payments made to obtain insurance
- a request to an insurance company for payment relating to an accident, illness, damage to property, etc. (2 words separated by -)
- a fixed fee that an individual pays for specific medical services, like a visit to the doctor’s office
- point-of-service plans are managed care plan that give beneficiaries the option to see various providers. If the beneficiary sees provider in network they will receive benefits similar to HMO. If they choose to see a provider out of the network, the POS will pay for the services but at a lower rate.
Down
- health maintenance organization They have their own network of doctors, hospitals and other healthcare providers who have agreed to accept payment at a certain level for any services they provide.
- involving or causing sudden great damage or suffering
- dollar amount the patient must pay each plan-year before the insurance company will begin paying claims
- prior approval for treatment and procedures
- preferred provider organization is a prepaid health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- government insurance program for low-income individuals & families that is funded both by the federal government & each individual state
- health savings accounts allow you to contribute pre-tax dollars to the account for expected medical expenses for the coming year. They are often set up through your employer.
16 Clues: payments made to obtain insurance • prior approval for treatment and procedures • involving or causing sudden great damage or suffering • federal program of health insurance for persons 65 years of age and older • children’s health insurance program - covers children and teens up to age 19. • ...
Insurance 2024-09-23
Across
- company a company which agrees to pay for damages
- insurance insurance to cover your health and medical expenses
- insurance an insurance to cover your automobile damages
- any loss or accident which the insurance company pays
- a person who insures you
Down
- terms and conditions of the deal
- a small amount paid first which the insurance company covers later
- insurance an insurance which helps a person's family if something happens to him
- an amount which you pay every year to the insurance company to cover your damages
- insurance an insurance that covers many things
10 Clues: a person who insures you • terms and conditions of the deal • insurance an insurance that covers many things • company a company which agrees to pay for damages • any loss or accident which the insurance company pays • insurance an insurance to cover your automobile damages • insurance insurance to cover your health and medical expenses • ...
Insurance (R1) 2021-12-16
Across
- We must have an effective and _____ _____ on the insurance policy
- If the work item for insurance populates, the customer needs to provide insurance ____ __ ____
- Insurance in this state must include "NO FAULT"
- In North Carolina, insurance must be valid ___ ____ _____ to delivery/pick up
- ___ ___cases must have all documents -including insurance in states that require proof of insurance prior to green before a full review takes place
- We will have to _____ the delivery if the customer does not have valid insurance on the vehicle they're purchasing
- We can green with a temporary insurance card in this state
- We need the ____ ______ of the vehicle the customer is purchasing on the insurance policy
Down
- A customer may need to provide insurance prior to greening depending on the ______ _______
- This is the only valid form of insurance we can approve for South Carolina customers
- Any vehicle must have _______ coverage if they are using Carvana Financing
11 Clues: Insurance in this state must include "NO FAULT" • We can green with a temporary insurance card in this state • We must have an effective and _____ _____ on the insurance policy • Any vehicle must have _______ coverage if they are using Carvana Financing • In North Carolina, insurance must be valid ___ ____ _____ to delivery/pick up • ...
AutoMobile Puzzle 2024-11-15
Across
- The number of stereos that are advertised at each price.Stem-and-leaf plot:A stem-and-leaf plot displays data differently than a frequency table.
- insurance: is the most important coverage.
- (at fault) if you cause an accident.
- insurance: because most drivers cannot afford the costs that could result from an auto accident.
- A modified shows all the numbers that are outliers as single points past the whiskers.
- Insurance: This pays you for part of the cost of a rented car if your car is disabled because of a collision or comprehensive-covered repair.
- Insurance: This pays you for the repair or replacement of your car if it's damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault.
- plot:The box-and-whisker plot shows all four quartiles and the least number.
- Road Service Insurance: This coverage pays for towing or road service when your car is disabled.
- distribution:A frequency distribution is a table that gives each price.
Down
- is the amount that the policy owner pay before the insurance policy pays any money.
- The driver agrees to pay a fee.
- (responsible) to pay for the damages they cause with their automobiles.
- insurance:It compensates you regardless of who is at fault.
- Underinsured Motorist Protection (UMP):This coverage pays for injuries to you or your passengers caused by a driver who has no insurance or does not have enough insurance to cover your medical losses.
- Recall that the interquartile range can be computed by subtracting Q1 from Q3.
- Injury Protection (PIP):This is coverage, mandatory in some states, that pays for any physical injuries you or your passengers sustain while in the vehicle, even if you are not involved in a traffic accident.
- Damage Liability (PD):This coverage pays for damage you cause to other people's property.
- Injury Liability (BI): BI liability covers bodily injury. If you are at fault in an automobile accident, you are responsible for paying the medical as if you were insane in the accident.
- Insurance: This covers the repair or replacement of parts of your can damaged by vandalism, fire, flood, wind, earthquakes, falling objects, riots,hail, damage from trees, and other disasters.
- the company agrees to cover certain accident-related costs when the driver makes a claim.
21 Clues: The driver agrees to pay a fee. • (at fault) if you cause an accident. • insurance: is the most important coverage. • insurance:It compensates you regardless of who is at fault. • (responsible) to pay for the damages they cause with their automobiles. • distribution:A frequency distribution is a table that gives each price. • ...
Banzai Budgeting Terms 2025-08-25
Across
- Income, Total income after taxes and withholdings
- Life Insurance, Life insurance with a set coverage period (5–30 years)
- Injury Protection, Insurance add-on covering medical costs and lost wages after a car accident
- A document detailing the type and amount of insurance coverage
- The unpaid loan amount, excluding interest
- Inquiry, A credit check usually before applying for a loan that may lower credit temporarily
- Theft, Illegally using someone else's identity for personal or financial gain
- An employer-sponsored retirement savings plan with tax-deferred contributions (often matched by employer)
- Worth, Assets owned minus liabilities owed
Down
- Amounts deducted from your paycheck for taxes, social security, insurance, etc.
- Income, Income from all sources, before taxes are withheld
- Contributions to government for public services and infrastructure
- A service providing financial protection against unpredictable events
- A contract allowing use of property for a set time and cost
- Payment, The smallest amount you must pay on a loan each month to avoid negative effects on your credit
- Coverage, Insurance protecting you if you’re sued for causing personal or property damage
16 Clues: The unpaid loan amount, excluding interest • Worth, Assets owned minus liabilities owed • Income, Total income after taxes and withholdings • Income, Income from all sources, before taxes are withheld • A contract allowing use of property for a set time and cost • A document detailing the type and amount of insurance coverage • ...
Insurance Terms 2018-03-29
Across
- Insurance price tag
- A policyholder's request for reimbursement from an insurance company for a loss
- Maximum a policy will pay
- Another word for amendment
- Not just for rainy days
- The person or organization covered by an insurance policy
- The person who reviews an application for insurance and decides if the applicant is acceptable and at what premium rate
- The extent to which one may be affected by a peril
- The process by which an insurance company puts a policy back in force
Down
- An amount to be paid for insurance
- An estimated value for property established by a taxing entity
- The damage might be from fire, vandalism or falling objects
- Coverage that extends to more than one location
- Condition in which a chance for a loss exists
- A period for which something lasts or is intended to last
15 Clues: Insurance price tag • Not just for rainy days • Maximum a policy will pay • Another word for amendment • An amount to be paid for insurance • Condition in which a chance for a loss exists • Coverage that extends to more than one location • The extent to which one may be affected by a peril • The person or organization covered by an insurance policy • ...
