insurance Crossword Puzzles
Cars Vocab Crossword 2023-04-04
Across
- you do all the work to sell it
- subtract these from price
- if you were to pay full price without loan, or the amount you borrow for loan
- call to insurance company to describe an event
- average annual depreciation divided by original cost
- everything/ best type of warranty
- like renting
- subtract the trade in/down payment
- covers your liability for injury to others
- take it to dealership/could be down payment for another car
- loss of value over time
- the combination of bodily injury and property damage insurance
- website used to show info about car/history of car
- covers damage to your vehicle or you if hit by uninsured motorist
Down
- Fees title and license
- 7% times purchase price
- covers damage to other people's property, including property
- bring your car in to get fixed free of charge if something is wrong with car among a lot of people
- after negotiations and extra accessories/final purchase price
- warranty basically
- covers damage to your own vehicle
- price after purchase price + extra fees - rebates (outdoor price)
- part of bill you pay before insurance kicks in
- (act of God insurance) covers damage or loss to your vehicle from fire, theft, vandalism, hail, and other causes
- website to help value car
- insurance/ protection use when something breaks or goes bad
- high risk insurance
- manufacturer's suggested retail price: printed on sticker
28 Clues: like renting • warranty basically • high risk insurance • 7% times purchase price • loss of value over time • subtract these from price • website to help value car • Fees title and license • you do all the work to sell it • covers damage to your own vehicle • everything/ best type of warranty • subtract the trade in/down payment • covers your liability for injury to others • ...
BO 2025-04-28
Across
- A fixed amount a patient pays for covered healthcare services at the time of care.
- Federal health insurance for people 65 and older, and some younger people with disabilities.
- The healthcare professional or facility delivering care, such as a doctor, clinic, or hospital.
- A document listing healthcare charges, payments, insurance adjustments, and the remaining balance due.
- of Benefits A document sent by insurance explaining how a claim was processed, showing what was paid and what the patient may owe.
- A written order from a primary care doctor for a patient to see a specialist or receive certain services.
- The process of sending invoices to patients or insurance companies for services provided.
- The amount a patient owes after insurance has processed and paid its portion of a claim.
Down
- Permission from an insurance company for a healthcare service before it is performed to guarantee coverage.
- The total amount a patient must pay out-of-pocket before insurance begins to cover services.
- A formal request asking an insurance company to review and possibly overturn a denied or underpaid claim.
- The individual receiving medical care or treatment.
- A state and federal program providing health coverage to people with low income or limited resources.
- A request for payment submitted to an insurance company for services provided.
14 Clues: The individual receiving medical care or treatment. • A request for payment submitted to an insurance company for services provided. • A fixed amount a patient pays for covered healthcare services at the time of care. • The amount a patient owes after insurance has processed and paid its portion of a claim. • ...
Open Enrollment Crossword 2024-10-31
Across
- The fixed fee policyholders pay for a service covered by their health insurance plan.
- Routine care a patient receives to maintain their health.
- Company paid benefit program designed to provide confidential and professional assistance to employees who are dealing with personal or work-related problems that could affect their well-being.
- The patient’s share of the health care service after the deductible is paid.
- A person who is eligible to be added to a policyholder’s health insurance coverage.
- Considered to be a patient's main medical provider.
- A change in life circumstances that allows you to alter an existing health insurance policy, or sign up for a new one, outside of open enrollment periods.
- This type of health insurance plan contracts with a network of physicians or medical groups to offer care at set costs.
- The time of year when someone can sign up for health insurance or make changes to their coverage.
Down
- The division of time and focus between working and family or leisure activities.
- This type of health insurance partners with a group of clinics, hospitals and doctors to create a network of preferred providers.
- The amount paid for covered health care services before an insurance plan starts to pay.
- The bill a patient or their doctor or health care provider submits to their health insurance company.
- The amount that policyholders pay for health insurance coverage.
- The state of being in good overall health, especially as an actively pursued goal.
15 Clues: Considered to be a patient's main medical provider. • Routine care a patient receives to maintain their health. • The amount that policyholders pay for health insurance coverage. • The patient’s share of the health care service after the deductible is paid. • The division of time and focus between working and family or leisure activities. • ...
pf thing 2022-11-14
Across
- amount earned before taxes
- interest you earn on interest
- the action of investing
- amount paid before insurance will pay
- an institution that deals in money
- money given to share holders from company
- something required
- unexpected good fortune with money
- similar to a bank but owned by members
- a useful or valuable thing
- a length of time when benefit is paid
- the availability of liquid assets
- a demand for money from insurance
Down
- something not required
- being responsible for something
- exchanging goods/services for goods/services
- interest that doesn't compound
- arrangement for compensation of loss
- pooling multiple parties reducing risk
- the total wealth of an individual
- the regard that something is held to
- payment made by beneficiary and insurer
- shares of a company
- amount paid for insurance policy
- a principle of action
25 Clues: something required • shares of a company • a principle of action • something not required • the action of investing • amount earned before taxes • a useful or valuable thing • interest you earn on interest • interest that doesn't compound • being responsible for something • amount paid for insurance policy • the total wealth of an individual • the availability of liquid assets • ...
health care 2023-09-19
Across
- insurance is the care that helps you pay for the
- depend on someone to pay for you
- a definite course of rules
- a bill sent to your insurance by your doctor
- premium what to pay just t have insurance
- bills
Down
- you don't have enough money
- a pale to get medicine
- the amount you pay before the insurance can
- care you main doc
- protection provided against sickness
- something that's good
- a small fee you have to pay when you go to the doctor
13 Clues: bills • care you main doc • something that's good • a pale to get medicine • a definite course of rules • you don't have enough money • depend on someone to pay for you • protection provided against sickness • premium what to pay just t have insurance • the amount you pay before the insurance can • a bill sent to your insurance by your doctor • ...
Umbrella Insurance 2022-05-09
Across
- umbrella insurance
- - You will still need to pay a _____
- - adds extra protection to your current insurance policy
- up the finacial burden
- - After your insurnace policy has reached their _______ umbrella insurance will help
- - if you have pool, trampoline,wild animal, these are often called____ which umbrella insurance will help cover
Down
- - Umbrella Insurance is not ____
- - Not only are you covered, but so is your entire.. .
- - what does umbrella insurance cover?
- - without this you will end up paying $700,000 or more out of pocket
- - if you often find yourself in ___ then umbrella insurance will help
- - Umbrella isnurance wont cover damage to your own ____
12 Clues: umbrella insurance • up the finacial burden • - Umbrella Insurance is not ____ • - You will still need to pay a _____ • - what does umbrella insurance cover? • - Not only are you covered, but so is your entire.. . • - Umbrella isnurance wont cover damage to your own ____ • - adds extra protection to your current insurance policy • ...
Test 3 Review - Tuesday Terms 2024-04-11
Across
- amount you pay before insurance does.
- amount you pay every month for insurance
- type of insurance that pays for car repairs regardless of who is at fault.
- rate that never changes
Down
- money put toward the purchase price of a car
- person who receives someone's life insurance
- money taken from mortgage payments for expenditures
- arm
- coverage that will pay for the loan balance on your car if totaled and you owe more than it was worth
- amount borrowed
- type of insurance that protects you and your passengers if the other driver doesn't have insurance
- insurance to cover damage if you are the one at fault
12 Clues: arm • amount borrowed • rate that never changes • amount you pay before insurance does. • amount you pay every month for insurance • money put toward the purchase price of a car • person who receives someone's life insurance • money taken from mortgage payments for expenditures • insurance to cover damage if you are the one at fault • ...
Module 11 - Task 1 2019-03-27
Across
- set dollar amount you agree to pay each time you receive medical treatment.
- effectiveness of productive effort.
- formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy.
- action of making or manufacturing from components or raw materials, or the process of being so manufactured.
- amount of money you agree to pay towards your losses before your insurance coverage will begin paying.
- employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts.
- total value of goods produced and services provided in a country during one year.
- agreement where you make regular payments to a company and the company promises to pay you money if you suffer.
- employee of an insurance company who calculates risk based on loss percentages and determines insurance rates and premiums.
- or factors of production (land, labour, capital and entrepreneurship) used to produce goods and services.
- value of sales made by firms.
Down
- consumer good.
- quantity of goods and services produced in a given period of time.
- (manufactured) goods that are used in producing other goods and services, rather than being bought by consumers.
- resources or inputs used to produce goods and services: land, labour, capital and enterprise.
- estimate of what premium you would pay for a certain insurance coverage plan.
- specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time.
- purchase of capital goods by firms. Macro - An increase in the capital stock, or gross fixed capital formation.
- cost/A negative externality, or a cost that a transaction or activity imposes on a party that is not part of the transaction or activity.
- sustained increase in the general price level (average level of prices).
- tangible or intangible that can be owned or controlled to produce value.
21 Clues: consumer good. • value of sales made by firms. • effectiveness of productive effort. • quantity of goods and services produced in a given period of time. • sustained increase in the general price level (average level of prices). • tangible or intangible that can be owned or controlled to produce value. • ...
Australia's Health System 2025-11-08
Across
- Optional insurance individuals can purchase to cover services not included under Medicare.
- Provides additional financial assistance when individuals or families reach a certain threshold of out-of-pocket costs for Medicare services.
- The difference between what Medicare/private insurance pays and what the healthcare provider charges.
- Australia’s universal health insurance scheme.
- Private health insurance that covers treatment in private hospitals or as a private patient in a public hospital.
- A government program that subsidises the cost of prescription medicines to make them more affordable.
- Part of private health insurance that pays for non-hospital services such as dental, physiotherapy, and optical care.
- When a doctor accepts the Medicare schedule fee as full payment, meaning no out-of-pocket cost for the patient.
- An additional 1–1.5% tax for high-income earners who do not have private health insurance.
- A 2% tax on taxable income used to help fund Medicare.
Down
- The amount set by the government for specific medical services under the MBS.
- A government-funded program that provides support for Australians with permanent and significant disabilities.
- Health professionals who are not doctors, dentists, or nurses (e.g., physiotherapists, psychologists, dietitians).
- The regular payment made for private health insurance coverage.
- A government initiative that encourages people to take out private health insurance before age 31. Those who join later pay 2% more in premiums for each year over 30.
- The amount a patient pays when the medical charge exceeds the Medicare schedule fee.
16 Clues: Australia’s universal health insurance scheme. • A 2% tax on taxable income used to help fund Medicare. • The regular payment made for private health insurance coverage. • The amount set by the government for specific medical services under the MBS. • The amount a patient pays when the medical charge exceeds the Medicare schedule fee. • ...
Shedricka Hudson 2013-06-25
Across
- procedures that ensure billable services are recorded and reported for payment
- unique number that identifies a patient
- person who is the insurance policyholder for a patient
- patient w/no insurance
- Insurance that covers services not normally covered by a primary plan
- policyholder or subscriber to a health plan or policy
- policy that practices rules governing payment from patients
- third payer on a claim
- form that includes a patients personal, employment, and insurance company data
- clinician who treats a patient face to face is a ______provider
Down
- Referral _____is a document a patient signs to guarantee payment when a referral authorization is pending
- identifying code assigned when preauthorization is required
- authorization allowing benefits to be paid directly to a p rovider
- health plan that pays benefits first
- movement of monies into or out of a business
- abbreviation for the process used to generate the amount owed by a patient
- participating physicians agreement to accept allowed charges as full payment
- list of the diagnoses, procedures, and charges for a patient visit
- number assigned to a HIPAA 270 electronic transaction
- guideline rule that determines which parent has the primary insurance for a child
- change to a patients account
21 Clues: patient w/no insurance • third payer on a claim • change to a patients account • health plan that pays benefits first • unique number that identifies a patient • movement of monies into or out of a business • policyholder or subscriber to a health plan or policy • number assigned to a HIPAA 270 electronic transaction • ...
Personal Vocabulary Vocabulary 2022-09-21
Across
- Your payment before an insurance company begins coverage
- The amount of money borrowed, or the amount of money still owed on a loan
- Investment that represents a loan to gov't or corporation (low risk)
- Amount paid on an insurance policy per a given time period
- occurs when benefits outweigh the cost
- A business whose main purpose is to receive deposits and make loans
- More money is taken out based on a larger pay check (federal tax)
- Risk transfer to a third party
- interest on the original loan
- A collections of securities chosen and managed by a group of professional fund managers
- Investments that represent ownership in business (risky)
- interest paid on both the original loan and interest earned.
- Used when a person is not capable of working
Down
- The recipient of funds or other benefits from insurance policies
- All social classes pay the same percentage
- Insurance that protects your belongings from theft and destruction
- Benefits survivors or the deceased
- A periodic payment for the use of borrowed funds
- Smaller amount of money take out of pay check (sales tax)
- Used when a person is sick
20 Clues: Used when a person is sick • interest on the original loan • Risk transfer to a third party • Benefits survivors or the deceased • occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Your payment before an insurance company begins coverage • ...
Personal Vocabulary Vocabulary 2022-09-21
Across
- The recipient of funds or other benefits from insurance policies
- The amount of money borrowed, or the amount of money still owed on a loan
- Used when a person is sick
- Used when a person is not capable of working
- Your payment before an insurance company begins coverage
- Risk transfer to a third party
- interest on the original loan
- A business whose main purpose is to receive deposits and make loans
- interest paid on both the original loan and interest earned.
Down
- All social classes pay the same percentage
- Investment that represents a loan to gov't or corporation (low risk)
- More money is taken out based on a larger pay check (federal tax)
- Insurance that protects your belongings from theft and destruction
- A periodic payment for the use of borrowed funds
- Amount paid on an insurance policy per a given time period
- occurs when benefits outweigh the cost
- Benefits survivors or the deceased
- Investments that represent ownership in business (risky)
- A collections of securities chosen and managed by a group of professional fund managers
- Smaller amount of money take out of pay check (sales tax)
20 Clues: Used when a person is sick • interest on the original loan • Risk transfer to a third party • Benefits survivors or the deceased • occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Investments that represent ownership in business (risky) • ...
All About Life Insurance!! 2023-06-07
Across
- A Whole Life Pay to 65 policy is considered a _____ ___ whole life policy
- Waiver of Premium for _____ benefit provides that the company will waive the premiums on a life insurance policy if the Insured becomes totally disabled
- A cash value policy has a _____ provision available; this provision allows the Policy Owner to access the policy values by using the value of the policy as collateral
- ______ Death Benefit (ADB) provides an additional death benefit payable if the Insured dies as a result of an accident
- The privilege that allows a Policy Owner to purchase a cash value life insurance policy without evidence of insurability
- Once a policy lapses, a Policy Owner can apply for ______ by completing an application and prove insurability
- Provides life insurance coverage for the Insured’s entire lifetime
- Guaranteed ______ Benefit (GIB) provides an opportunity for an Insured to purchase additional insurance at specific ages/events without proving insurability
- _______ Death Benefit (ACDB) is a benefit/rider that provides the opportunity for an advance payment of death benefit proceeds if the Insured has 24 months or less to live
- An amount to be paid for an insurance policy
- A 31-day _____ _____ is provided after the premium due date to allow a Policy Owner to make payment without a lapse in coverage
- Covers the Insured for a specified period of time
Down
- A provision that provides for a Policy Owner to review and cancel their policy for a full refund
- ______ ______ is required at the time a policy is purchased
- Higher likelihood of individuals in poor health to seek insurance at a greater degree
- The cash value of a life insurance policy is typically less in the early years because a ______ _____ is assessed to account for the Insurers incurred expenses
- On a life insurance policy, ______ are an excess of an Insurer’s surplus that is payable on all participating policies
- A cash value product that is characterized by flexible premiums, flexible face value amount and flexible death benefit
- Reduced Paid Up Insurance, Extended Term Insurance and Automatic Premium Loan are all examples of ___-_______ options
- An assignment that transfers SOME rights of a policy to another individual/entity is considered a ________ Assignment
- The individual second in line to receive death benefit proceeds is referred to as the _______ beneficiary
- Insured age as of nearest birthday
- A _____ misrepresentation is false or misleading information that may have impacted an Insurers underwriting decision if the information provided had been accurate
- An exclusion that states if the Insured dies from _____ within 2 years of policy issue, the company is not required to pay a death benefit
24 Clues: Insured age as of nearest birthday • An amount to be paid for an insurance policy • Covers the Insured for a specified period of time • ______ ______ is required at the time a policy is purchased • Provides life insurance coverage for the Insured’s entire lifetime • A Whole Life Pay to 65 policy is considered a _____ ___ whole life policy • ...
COI HEALTH EXAM PREP 2021-07-06
Across
- assures the timely/fair processing of claims
- loss that can covered/measured
- gives INSURER reason to terminate a policy
- protects employment status up to 12 weeks/yr (unpaid leave)
- statements on an application for insurance are considered
- Medicare Part A beneficiary receives benefits must pay what first?
- type of payment arrangement used by HMOs and PPOs
Down
- protection and premium amounts stay the same
- he Patient Protection and Affordable Care Act(other name
- nonprofit information agency that collects medical information about insurance applicants
- payment arrangement used by INDEMNITY insurance
- pays for physical exam before issuing a health policy
- money that builds within a whole life insurance policy over the policy's life?
- principle factor that determines Medicaid eligibility
- high-deductible insurance plan EMLOYER CONTRIBUTES
- ordered to determine cause of death by INSURER
16 Clues: loss that can covered/measured • gives INSURER reason to terminate a policy • protection and premium amounts stay the same • assures the timely/fair processing of claims • ordered to determine cause of death by INSURER • payment arrangement used by INDEMNITY insurance • type of payment arrangement used by HMOs and PPOs • ...
D Fest- Crossword Preparation 2015-01-13
Across
- Policy Administration System of Vitality Health.
- National reinsurer of India
- Rebranded name of PruProtect.
- The amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
- A covered person who relies on another person for support or obtains health coverage through a spouse or parent who is the covered person under a health plan
- Cause of loss
- Any person (doctor or nurse) or institution (hospital, clinic, or laboratory) that provides medical care
- Chance of loss
- Chief Executive Officer of Vitality Health.
Down
- Holding company of Vitality Health and Vitality Life
- The insurance agreement or contract
- Other name of adverse selection.
- -----------(11 Char) is insurance that is purchased by an insurance company
- Rebranded name of Pru Health.
- Form submitted to a payer (by a health care provider or patient) to request payment for items or services
- The amount you or your employer pays in exchange for health insurance coverage
- This will allow the previously terminated policy to resume.
- Brand Ambassodor of Vitality Health.
- Termination of insurance for non-payment of premium
19 Clues: Cause of loss • Chance of loss • National reinsurer of India • Rebranded name of PruProtect. • Rebranded name of Pru Health. • Other name of adverse selection. • The insurance agreement or contract • Brand Ambassodor of Vitality Health. • Chief Executive Officer of Vitality Health. • Policy Administration System of Vitality Health. • ...
Insurance Decode 2022-08-17
Across
- Device which helps insurance companies to analyze the risk profile of a driver and customize both offline and online car insurance policies
- An Indian InsurTech, recently filed draft papers for IPO with SEBI
- A person who calculates risk and probability on behalf of an insurer.
- the process of taking steps to reduce the chance of loss or damage arising.
- A global provider of life, accident and health insurers, formed an alliance with EY to aid companies in digital transformation of technologies and services
- An arrangement between a bank and an insurance company allowing the insurance company to sell its products to the bank's client base
- German based InsurTech raised US $400m series D funding in July 22 for business expansion
- The act of compensating somebody else for damage or loss that you cause them.
- Additional paid-up feature to widen up the scope of the base life insurance policy.
Down
- A process where the insurer, acting on behalf of a policyholder who has suffered loss, pursues a third-party who has caused that loss for compensation.
- A specialized type of insurance agent or broker that has been granted underwriting authority by an insurer.
- A reinsurance contract that involves an insurance business acquiring insurance from another insurer.
- Connecting link between the insurer and the insured in case of claims
- Technology used in insurance companies for applications such as KYC, Anti-money Laundering (AML) procedures, claim handling, and creating peer-to-peer models.
- A person who assesses risk on behalf of an insurer and assumes that risk in return for a fee.
- With this EY Tool, insurers can launch new products, new business models and even entirely new brands in 12 months or less.
16 Clues: An Indian InsurTech, recently filed draft papers for IPO with SEBI • Connecting link between the insurer and the insured in case of claims • A person who calculates risk and probability on behalf of an insurer. • the process of taking steps to reduce the chance of loss or damage arising. • ...
Week 15 2024-02-10
Across
- submit health insurance claims to insurance companies to receive payment for the services they provide to patients. Providers
- Surgery MPFS Indicator 1 signifies a 150% adjustment for bilateral procedures, with 100% for one side and 50% for the second side. Bilateral
- Medicare insurance that covers inpatient care in hospitals. PartA
- generally have filing deadlines for claims, and for Medicare claims, they must be filed within 12 months from the date of service. Payers
- A national provider identifier (NPI) is a unique 10-digit number used by HIPAA- covered health care providers. identifier
- may be needed for services rendered to ensure that the service is approved in advance for coverage. Preauthorization
- Medicare advantage insurance in which beneficiaries can choose a private payer's managed care type of insurance. Medicare pays the private health plan a capitated rate. PartC
- medical coding can potentially impact a patient's future insurability or quality of health care. Inaccurate
- Judicial Review in US District Court, and the request must be filed within 60 days of the Appeals Council's decision. Level5
- must be submitted as soon as possible to avoid problems in processing benefits, as delays increase the chances of a problem occurring. Claims
- Payment determined by several factors including the type of provider and the type of medical service, supply, or pharmaceutical provided.
- Reconsideration by a Qualified Independent Contractor (QIC), ensuring independent review. Level2
Down
- Hearing by an Administrative Law Judge (ALJ), and an appeal may be made within 60days of the reconsideration decision. Level3
- Health insurance policy outlines what health care services and supplies the insurer what they will pay for in exchange for a payment of a premium.
- schedule is a listing of allowable amounts payers agree to for paying claims. Fee Geographic Practice Cost Index that adjusts the nationally derived RVUs to account for geographic variations in costs. Geographic
- A preauthorization may be needed for services rendered to ensure that the service is approved in advance for coverage. preauthorization
- factor that is a national rate determined by Medicare at the beginning of each calendar year. Conversion
- are billed directly even if they have no insurance. Patients
- Medicare insurance coverage that covers prescription drugs. PartD
- Medicare insurance coverage that covers physician or nonphysician providers' services and outpatient care in addition to other medical services that Part A doesn't cover. PartB
- Common Procedure Coding System (HCPCS) Level II, a standardized coding system used primarily to identify products, supplies, and services not included in CPT codes.Healthcare
- Security Act was established in 1965 as a federal health insurance program for individuals age 65 and older, regardless of income or health status. Social
- The individual responsible for paying the charges is known as the______. guarantor
- Review by a Medicare Appeals Council, and the request must be made within 60 days of the ALJ's decision. Level4
- period defined as the number of days during which all necessary services normally furnished by a physician are included in the payment for the procedure performed. Global
- Value Unit for an HCPCS code is determined by factors such as the physician's effort, practice expense, and malpractice component. Relative
- Medicare Physician Fee Schedule funded by Part B is used to reimburse physician services and it is composed of resource costs associated with physician work, practice expense and professional liability insurance. reimburse
- The billing of encounters involves coding and submitting claims to the insurance company. billing
28 Clues: are billed directly even if they have no insurance. Patients • Medicare insurance that covers inpatient care in hospitals. PartA • Medicare insurance coverage that covers prescription drugs. PartD • The individual responsible for paying the charges is known as the______. guarantor • ...
Unit 7 Vocabulary 2024-04-23
19 Clues: Budget • Deficit • Expenses • Auto Loan • Deduction • Gross pay • Auto Lease • FICA taxes • Expenditure • Debt ceiling • Fiscal policy • Cost of living • Federal Budget • Auto Insurance • Fixed expenses • Balanced Budget • Homeowners insurance • Cash envelope budget • Discretionary spending
Life Insurance 2023-02-25
Across
- The amount of money you will pay out of pocket before the insurance company will make a payment
- Protection for damage to your car resulting from a crash with another car or object
- Type of life insurance that lasts for the life of the policyholder
- Protection for loss or damage to your vehicle caused by something other than a collision
- People designated by the policyholder to receive death benefit
- A formal request by a policyholder to their insurance company for compensation
- Type of life insurance for a specified amount of time
- Type of benefit paid to the beneficiaries after the policy holder dies
Down
- The practice of employers paying for a portion of their employees' insurance premium
- A person who relies on someone for financial support
- Having enough money saved and invested so a loved one could live off of it when you die
- The amount of money paid for an insurance policy
- Insurance protection for destroyed or stolen personal property for a renter
- Optional extended liability coverage that can be added to auto and homeowners policies
- The payments an individual makes each time they get medical service
- Protection against claims resulting from personal injury or property damage as a result of a car accident
16 Clues: The amount of money paid for an insurance policy • A person who relies on someone for financial support • Type of life insurance for a specified amount of time • People designated by the policyholder to receive death benefit • Type of life insurance that lasts for the life of the policyholder • The payments an individual makes each time they get medical service • ...
Personal Finance Vocabulary 2022-09-21
Across
- The recipient of funds or other benefits from insurance policies
- The amount of money borrowed, or the amount of money still owed on a loan
- Used when a person is sick
- Used when a person is not capable of working
- Your payment before an insurance company begins coverage
- Risk transfer to a third party
- Interest on the original loan
- A business whose main purpose is to receive deposits and make loans
- Interest paid on both the original loan and interest earned.
Down
- All social classes pay the same percentage
- Investment that represents a loan to gov't or corporation (low risk)
- More money is taken out based on a larger pay check (federal tax)
- Insurance that protects your belongings from theft and destruction
- A periodic payment for the use of borrowed funds
- Amount paid on an insurance policy per a given time period
- Occurs when benefits outweigh the cost
- Benefits survivors or the deceased
- Investments that represent ownership in business (risky)
- A collections of securities chosen and managed by a group of professional fund managers
- Smaller amount of money take out of pay check (sales tax)
20 Clues: Used when a person is sick • Interest on the original loan • Risk transfer to a third party • Benefits survivors or the deceased • Occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Investments that represent ownership in business (risky) • ...
Personal Finance 2022-09-22
Across
- is the recipient of funds or other benefits from insurance policies.
- The amount of money borrowed, or the amount of money still owed on a loan.
- is used when a person is sick.
- is used when a person is not capable of working.
- your payment before an insurance company begins coverage.
- risk transfer to a third party.
- Interest on the original loan.
- A business whose purpose is to receive deposits and make loans.
- interest paid on both the original loan and interest earned.
Down
- All social classes pay the same percentage rate.
- investments that represent a loan to gov't or corporation
- more money is taken out based on a larger pay check(federal tax)
- insurance that protects your belongings from theft and destruction.
- A periodic payment for the use of borrowed funds.
- Amount paid on an insurance policy per a given time period.
- occurs when benefits outweigh the cost.
- benefits survivors or the deceased.
- investments that represents ownership in business(risky)
- a collection of securities chosen and managed by a group of professional fund managers
- smaller amount of money taken out of paycheck.
20 Clues: is used when a person is sick. • Interest on the original loan. • risk transfer to a third party. • benefits survivors or the deceased. • occurs when benefits outweigh the cost. • smaller amount of money taken out of paycheck. • All social classes pay the same percentage rate. • is used when a person is not capable of working. • ...
Personal Finance 2022-09-23
Across
- More money is taken out based on a larger pay check (federal tax)
- The amount of money borrowed, or the amount of money still owed on a loan
- A periodic payment for the use of borrowed funds
- All social classes pay the same percentage
- Your payment before an insurance company begins coverage
- Investment that represents a loan to gov't or corporation (low risk)
- A business whose main purpose is to receive deposits and make loans
- Benefits survivors or of deceased
- Amount paid on an insurance policy per a given time period
- Used when a person is not capable of working
- Risk transfer to a third party
Down
- Smaller amount of money take out of pay check (sales tax)
- Interest on the original loan
- Insurance that protects your belongings from theft and destruction
- A collections of securities chosen and managed by a group of professional fund managers
- investments that represents ownership in business (risky)
- occurs when benefits outweigh the cost
- The recipient of funds or other benefits from insurance policies
- interest pain on both the original loan and interest earned
- Used when a person is sick
20 Clues: Used when a person is sick • Interest on the original loan • Risk transfer to a third party • Benefits survivors or of deceased • occurs when benefits outweigh the cost • All social classes pay the same percentage • Used when a person is not capable of working • A periodic payment for the use of borrowed funds • Your payment before an insurance company begins coverage • ...
JA Finance Park 2022-12-08
Across
- health insurance program for people over 65
- to commit money to gain profit or earn interest
- money paid out before insurance covers costs
- money in the form of bills or coins
- a fee received or paid for the use of money
- the things you do well
- a share of a corporation sold to the public
- application for financial aid for college
- a social insurance plan that provides benefits to most who are retired, sick, or too disabled to work
- a plan or record of income and spending
Down
- a written order for a bank to pay money
- money you owe
- amount paid for an insurance policy
- money regularly received for work or investments
- amount of money originally invested or borrowed
- an amount deducted from a bank account
- limited resources
- the possibility of financial loss or physical harm
- required payments to the government
- a way to minimize risk for accidents, injuries, and property damage
- goods or services that make life more comfortable
- goods or services people cannot survive without
- a measurement of one's potential to pay back a debt
23 Clues: money you owe • limited resources • the things you do well • amount paid for an insurance policy • money in the form of bills or coins • required payments to the government • an amount deducted from a bank account • a written order for a bank to pay money • a plan or record of income and spending • application for financial aid for college • ...
BUSINESS SERVICES 2017-04-23
Across
- 4. The firm which gives financial service is
- 17. It is the warehouse licensed by Govt. to accept imported goods
- 8. Insurance provides ……… of payment for the risk of loss
- 1. It is an intangible activity provides satisfaction to wants
- 2. It is one of the characteristic of service that include participation of customers
- 9. It refers to the right of the insurer to stand in the place of the insured, after settlement of a claim
- 20. It helps to transmit products to distinct places
- 19. It is the main service to pass information
- 10. The principle of insurance directs to measure the loss in money terms
- 16. This insurance helps to meet the loss of damage for household goods and property
- 5. Lending of funds is the function of this bank
- 12. It indicates the duty of the insured to take reasonable step to minimize the loss
Down
- 13. This policy undertakes to pay a specified sum when the insured attains a particular age or on his death
- 18. The main function of ware house is
- 7. It is one of the main function of Insurance
- 6. The service that helps to compensate the risk in business
- 11. It is the principle explains sharing of compensation by two companies
- 14. As per this policy the amounts are paid in monthly, quarterly
- 15. This insurance compensates the owner of a ship for any loss
- 3. The services given with a social goal is ……… service
20 Clues: 18. The main function of ware house is • 4. The firm which gives financial service is • 7. It is one of the main function of Insurance • 19. It is the main service to pass information • 5. Lending of funds is the function of this bank • 20. It helps to transmit products to distinct places • 3. The services given with a social goal is ……… service • ...
homeowners insurance 2025-12-04
Across
- True or false, homeowners without a mortgage have to have homeowners insurance?
- Homeowners insurance is a type of _____ insurance.
- Anyone with a _______ on their home must have homeowners insurance.
- This insurance protects what?
- Policy for single family homes
- Policy for condos
Down
- Lenders require homeowners insurance to protect their what?
- True or false, homeowners insurance covers flooding?
- True or false, homeowners insurance costs 2,424 a month?
- Policy for old homes
- True or false, homeowners insurance covers dwelling?
- Policy for mobile homes
- Policy for renters
13 Clues: Policy for condos • Policy for renters • Policy for old homes • Policy for mobile homes • This insurance protects what? • Policy for single family homes • Homeowners insurance is a type of _____ insurance. • True or false, homeowners insurance covers flooding? • True or false, homeowners insurance covers dwelling? • True or false, homeowners insurance costs 2,424 a month? • ...
Health Insurance Basics 2022-01-31
Across
- These plans allow you to use any doctor, hospital or specialist you choose and submit a claim to your insurance company for
- expenses on a tax-free basis
- level of care is needed.
- type of medical savings account that allows you to save money to pay for current and future
- The amount paid by you or your employer, in addition to copayments, coinsurance and deductibles, in exchange for insurance
- A health problem that existed before the date your insurance coverage became effective.
- The amount of money you must pay each year to cover your medical care expenses before your insurance policy starts
- A way of sharing medical costs
- The amount you are required to pay for medical care in certain types of health plans after you have met your deductible.
Down
- mammograms.
- Specific conditions or circumstances for which the policy will not provide benefits.
- A health insurance plan that combines elements of an HMO and PPO.
- A primary care physician monitors your health, diagnoses and treats minor health problems, and refers you to specialists if
- The way a healthcare system manages its costs and the use of its resources.
- Services designed to keep patients healthy, including check-ups, well baby care and adult care, immunizations, Pap smears
- The maximum amount of money you will be required to pay each year for deductibles, coinsurance and copayments.
- A health insurance plan that allows you to see any doctor at any time
- of covered medical expenses
- A health insurance plan that allows you to pay a monthly or quarterly premium in exchange for healthcare services(HealthMaintenanceOrganization)
19 Clues: mammograms. • level of care is needed. • of covered medical expenses • expenses on a tax-free basis • A way of sharing medical costs • A health insurance plan that combines elements of an HMO and PPO. • A health insurance plan that allows you to see any doctor at any time • The way a healthcare system manages its costs and the use of its resources. • ...
Medicare Crossword - Protect, Detect and Report 2012-11-07
Across
- / The amount of money charged by an insurance company for coverage
- / Calling NHSMP to ________ fraud is easy!
- / Medicare Summary Notice more common name
- / The slip of paper that contains your Medicare number
- care / exercising & eating healthy are examples of this
- / Expenses that must be paid out of pocket before an insurer will pay any expenses
- / A payment defined in the insurance policy and paid for by the insured person each time a medical service is administered
- Insurance that pays for your medical needs is called ________
- / The best defense against Medicare fraud?
- / Common disease that affects blood sugar levels
- / What specific items your plan may or may not pay for is called _________
Down
- / Health, life, renters and car are all examples of this
- / Taking a stand and helping others to report medicare fraud shows excellent _______
- / Keeping copies of notices from your doctor and insurance company is a good way to _________ potential fraudulant activities.
- / Each year 60 Billion dollars are stolen through __________
- / Health Maintenance Organization more common name
- / When you don't share your Medicare number with a stranger you are taking steps to _________ yourself.
- / Medicare's Prescription Drug Plan
- / When your doctors office is next door this would be of great _______ to you.
- / When an older person can't leave their home they are considered _______.
- / Commonly referred to as Medicare's "Hospital Insurance"
- / Something financial to consider when choosing which plan is right for you.
22 Clues: / Medicare's Prescription Drug Plan • / Calling NHSMP to ________ fraud is easy! • / Medicare Summary Notice more common name • / The best defense against Medicare fraud? • / Common disease that affects blood sugar levels • / Health Maintenance Organization more common name • / The slip of paper that contains your Medicare number • ...
ECONOMICS 2024-04-22
Across
- diem a daily allowance paid to an employee
- the principle holding that two
- a legal contract between the insurance company
- where the insured pays a share of the payment
- Risk risks directly affecting an individual or fam
- the person who owns the insurance policy.
- savings a type of personal savings
- any medical service that requires
- healthcare provider provide comprehensive primary.
- people who do not have insurance
- an amount the insured pays before insurance claim
- what you pay monthly
- a type of insurance policy in which
- you don't have to be hospitalized for
Down
- company provides compensation for specific loss
- The amount you pay for covered health care
- the person or entity that will receive
- Risk when a party can be responsible for losses.
- gives workers and their families benefits
- risk damage due to uncontrollable forces like fire
- a formal request by a policyholder
- The process through which an approved
- reckless or unreasonable actions that
- A general term referring to any service
- medicine thats paid for though company
- what you're reimbursed with
- there is a contractual agreement with that health plan regarding the rates for services.
- spending through employer lets you pay
- the use of electronic information
- the amount of risk or liability that is
- a payment made by a beneficiary in addition to insurer
- of network when a contact has no been established
32 Clues: what you pay monthly • what you're reimbursed with • the principle holding that two • people who do not have insurance • any medical service that requires • the use of electronic information • a formal request by a policyholder • savings a type of personal savings • a type of insurance policy in which • The process through which an approved • ...
Understanding Insurance 2025-10-31
Across
- This refers to the amount you must pay before your insurance provider begins to cover costs. This is measured on a yearly basis.
- In this state, it is mandatory to buy auto insurance the covers injury/death of a person and property damage in an accident.
- The person or group who owns the insurance policy.
- This type of insurance protects a person against financial loss in the event of a car accident, damage, or theft.
- This type of insurance pays an agreed sum of money to a beneficiary when the insured person dies.
- Also known as the Affordable Care Act. It guarantees coverage for people with pre-existing conditions and health insurance for full-time employees of large companies.
Down
- The amount paid to the insurance provider every month in order to maintain an insurance plan.
- This type of insurance covers a person's home structure and personal belongings inside due to theft or loss. It also helps repair for repairs and replacement.
- Primarily for health insurance. This is the amount owed each time you visit the doctor.
- This type of insurance covers eye care such as exams, glasses, and eye injury.
- This type of insurance covers the cost expenses related to a person's teeth and gums.
- This type of insurance covers the cost of medical expenses due to illness, injuries, and health conditions.
12 Clues: The person or group who owns the insurance policy. • This type of insurance covers eye care such as exams, glasses, and eye injury. • This type of insurance covers the cost expenses related to a person's teeth and gums. • Primarily for health insurance. This is the amount owed each time you visit the doctor. • ...
Employ Broker Care Center Lesson 1 2025-02-10
Across
- The industry focused on providing medical services, treatments, and preventive care to improve and maintain physical and mental well-being.
- A platform where individuals and businesses can compare and purchase health insurance plans
- this refers to the process of marketing and selling health insurance plans, medical devices, or healthcare services to individuals, businesses, or providers.
- Individuals who work for an organization
- The process of signing up for a health insurance plan.
- Professionals who provide expert advice in specific areas, such as healthcare management, insurance plans, or employee benefits
- Licensed intermediaries who assist individuals or businesses in selecting and purchasing health insurance plans. They often work with multiple carriers to find the best options for their clients.
Down
- software platform used in healthcare and other industries for sales performance management, incentive compensation, and analytics.
- A percentage-based payment earned by brokers or agents for selling health insurance policies or other services.
- A trained individual who helps consumers understand and enroll in health insurance plans, particularly through the Health Insurance Marketplace.
- person or entity responsible for managing employee benefit programs, such as health insurance, retirement plans, and wellness programs.
- A contract between an individual (or group) and an insurance company that outlines the terms of healthcare coverage, including covered services, costs, and exclusions.
- Service Now ticketing system
13 Clues: Service Now ticketing system • Individuals who work for an organization • The process of signing up for a health insurance plan. • A platform where individuals and businesses can compare and purchase health insurance plans • A percentage-based payment earned by brokers or agents for selling health insurance policies or other services. • ...
Missouri Connections for Health 2022-09-16
Across
- A dollar amount you pay each time you receive medical services or prescriptions
- Adult ______ Group, the group of people 18-65 who now qualify for Medicaid in Missouri
- The name of Missouri's SHIP (State Health Insurance Assistance Program), which is operated by Missouri Connections for Health
- ______ Counseling Services, Missouri Connections for Health's program assisting Missourians with Marketplace, Medicaid, and other insurance plans
- The government program that provides health insurance to people 65+ or with disabilities
- A percentage you pay each time you receive medical services or prescriptions
- The amount you pay before your insurance company begins to pay costs
Down
- The amount you pay each month to an insurance company
- _____ Missouri Coalition, a group of organizations that help connect Missourians to health insurance
- Because we are not for profit, all MCH programs provide free, ______ advice
- Prescription coverage for Medicare
- The government program that provides health insurance to people below 133% of the Federal Poverty Line
- Open ______, the time of year when you can change your plan or enroll in new coverage
13 Clues: Prescription coverage for Medicare • The amount you pay each month to an insurance company • The amount you pay before your insurance company begins to pay costs • Because we are not for profit, all MCH programs provide free, ______ advice • A percentage you pay each time you receive medical services or prescriptions • ...
ACCOUNTING TERMS 2015-07-06
21 2023-08-27
Stefano 2019-09-19
15 Clues: ANXIOUS • GENETICS • IMMATURE • EPIDEMIC • DEMOCRACY • GENEALOGY • EXTENSION • RIGHTEOUS • INSURANCE • EXHAUSTION • GENERATION • CONTENTIOUS • DEMOGRAPHIC • OCEANOGRAPHY • CONSCIENTIOUS
H_75 2024-08-21
Umbrella Insurance 2022-05-09
Across
- - Not only are you covered, but so is your entire.. .
- umbrella insurance
- - if you have pool, trampoline,wild animal, these are often called____ which umbrella insurance will help cover
- - without this you will end up paying $700,000 or more out of pocket
- - adds extra protection to your current insurance policy
- - if you often find yourself in ___ then umbrella insurance will help
Down
- - Umbrella Insurance is not ____
- - Umbrella isnurance wont cover damage to your own ____
- - After your insurnace policy has reached their _______ umbrella insurance will help
- - You will still need to pay a _____
- - what does umbrella insurance cover?
- up the finacial burden
12 Clues: umbrella insurance • up the finacial burden • - Umbrella Insurance is not ____ • - You will still need to pay a _____ • - what does umbrella insurance cover? • - Not only are you covered, but so is your entire.. . • - Umbrella isnurance wont cover damage to your own ____ • - adds extra protection to your current insurance policy • ...
Crossword Puzzle 2022-09-27
Across
- recipient of funds or other benefits from insurance policies
- amount of money borrowed or owed on a loan
- used when a person is sick
- used when a person is not capable of working
- your payment before an insurance company begins coverage
- risk transfer to a third party
- interest on the original loan
- receives deposits and makes loans
- Interest paid on both the original loan and interest earned
Down
- social classes pay same percentage
- investment that represents a loan to govt
- money taken out based on larger paycheck
- protects your belongings from theft and destruction
- payment for use of borrowed funds
- amount paid on an insurance policy per a given time period
- benefits outweigh the cost
- benefits survivors or the deceased
- investments that represent ownership in business
- collections of securities chosen and managed by a group of professional fund managers
- smaller amount of money taken out of paycheck
20 Clues: used when a person is sick • benefits outweigh the cost • interest on the original loan • risk transfer to a third party • payment for use of borrowed funds • receives deposits and makes loans • social classes pay same percentage • benefits survivors or the deceased • money taken out based on larger paycheck • investment that represents a loan to govt • ...
Accounting 2025-01-29
Across
- A contract that lets you use someone else's property for a specified rate and length of time.
- The total amount of unpaid money on a loan excluding any interest charges or the initial amount borrowed on a loan.
- Illegally using someone else's identity for personal or financial gain.
- The amount that you own in assets minus the amount you owe in liabilities.
- A document that comes with your paycheck, showing how much you were paid and how much was withheld for taxes.
- The percentage of interest that's accrued yearly.
- Car insurance that protects against damage that isn't caused by a collision.
- A request submitted to your insurance provider to help pay for covered expenses.
- A document detailing the type and amount of coverage your insurance offers.
- A service that provides financial protection against the unpredictable; like car accidents or broken arms.
- The amount you'll need to pay before insurance kicks in and covers the rest of your costs. For renters and auto insurance, the deductible is per claim.
- A check into your credit history, typically in advance of applying for a loan. Hard inquiries can negatively affect your credit for 12 months and remain on your credit history for two years.
Down
- Paying a loan off in installments, rather than one lump sum.
- A policy offered by a private third party that protects your lender against mortgage default. It's usually required unless the purchaser pays a down payment of at least 20%.
- An add-on insurance option that protects against medical costs and lost wages in the case of a car accident.
- A deduction that legally allows you to lower the amount of taxable income you made in a year.
- A budgeting method where you record your earnings twice: once in your account and once in your budget.
- Life insurance with a finite coverage period; usually 5, 10, 20, or even 30 years.
- Contributions to state and federal governments to pay for things like public services and infrastructure.
- Anything that you spend money on, whether it's a necessity or a luxury.
20 Clues: The percentage of interest that's accrued yearly. • Paying a loan off in installments, rather than one lump sum. • Illegally using someone else's identity for personal or financial gain. • Anything that you spend money on, whether it's a necessity or a luxury. • The amount that you own in assets minus the amount you owe in liabilities. • ...
22 2024-08-12
healthcare 101 2016-09-14
Across
- flat fee or set amount
- anticipates opportunities
- provides guidance to associates before manager
- oversees daily operations of an individual area
- acts with integrity
- takes responsibility
- people licensed to sell insurance
Down
- commits to those we serve
- another name for ISG
- health care professional
- amount paid by member along with insurance portion
- must be met before insurance kicks in
- duties include phone and written inquiries
- a person who has an active membership with insurance company
- set amount member must meet before 100% of coverage
15 Clues: acts with integrity • another name for ISG • takes responsibility • flat fee or set amount • health care professional • commits to those we serve • anticipates opportunities • people licensed to sell insurance • must be met before insurance kicks in • duties include phone and written inquiries • provides guidance to associates before manager • ...
Open Enrollment 2025 2024-12-03
Across
- Recorded video explaining our benefits
- Form used to designate a person to receive our benefit should you pass away
- Open Enrollment is _____ weeks long
- ____Short for Health Savings Account
- _____ Short for Benefits Resource Center
- Please read your __________ communications
- Avesis is our _____________ Insurance
- ____ Short for Short Term Disability
- Delta is our _____________ Insurance
Down
- Alerus holds our ______________ accounts
- Dec. 2nd through Dec. 13th is __________
- UMR is our _____________ Insurance
- You can find benefit information electronically on ___________
- Compensation Consultants is our ____Company
- The Standard is our _________ Insurance
15 Clues: UMR is our _____________ Insurance • Open Enrollment is _____ weeks long • ____Short for Health Savings Account • ____ Short for Short Term Disability • Delta is our _____________ Insurance • Avesis is our _____________ Insurance • Recorded video explaining our benefits • The Standard is our _________ Insurance • Alerus holds our ______________ accounts • ...
Consumer Math 2024-10-30
Across
- The biggest number in a set of data minus the smallest number in the set of data
- The number that occurs the most in a set of data
- The amount of money paid for an insurance policy
- A formal request by the policy holder for coverage by their insurance company
- Legally Responsible
- Payments a policy holder pays every time they need medical service
- Middle Number in a set of data
Down
- Money the policy holder must pay before the insurance will cover a claim
- A car's worth compared to amount paid on a loan for the car
- The contract between an insurance company and the insured individual
- An arrangement in which an individual will receive financial protection from an insurance company
- amount of protection offered through an insurance policy
- Average number in a set of data
13 Clues: Legally Responsible • Middle Number in a set of data • Average number in a set of data • The number that occurs the most in a set of data • The amount of money paid for an insurance policy • amount of protection offered through an insurance policy • A car's worth compared to amount paid on a loan for the car • ...
Pet Insurance 2025-10-01
Across
- Pet insurance typically excludes this type of procedure for breeding
- This is often required before coverage for specific issues
- CSAA has a $100,000 ____________.
- Type of plan that covers both injuries and illnesses
- Policyholders have the right to examine and return a policy within a specified
- Common exclusion in pet insurance policies
- Pet insurance helps manage unexpected ______ expenses
Down
- Wellness plans include this type of routine care
- What type of insurance policy is Pet Insurance?
- CSAA's optional pre-existing condition review program before filing a claim.
- Pet insurance policies often have this annual cap
- A deductible is the amount the client must pay ______ reimbursement
- Violations of the law can result in penalties for insurers.
- A pet must be this age or older to qualify for coverage
14 Clues: CSAA has a $100,000 ____________. • Common exclusion in pet insurance policies • What type of insurance policy is Pet Insurance? • Wellness plans include this type of routine care • Pet insurance policies often have this annual cap • Type of plan that covers both injuries and illnesses • Pet insurance helps manage unexpected ______ expenses • ...
All About Life Insurance! 2023-06-07
Across
- A 31-day _____ _____ is provided after the premium due date to allow a Policy Owner to make payment without a lapse in coverage
- A cash value product that is characterized by flexible premiums, flexible face value amount and flexible death benefit
- Once a policy lapses, a Policy Owner can apply for ______ by completing an application and prove insurability
- A provision that provides for a Policy Owner to review and cancel their policy for a full refund
- The privilege that allows a Policy Owner to purchase a cash value life insurance policy without evidence of insurability
- Covers the Insured for a specified period of time
- _______ Death Benefit (ACDB) is a benefit/rider that provides the opportunity for an advance payment of death benefit proceeds if the Insured has 24 months or less to live
- Guaranteed ______ Benefit (GIB) provides an opportunity for an Insured to purchase additional insurance at specific ages/events without proving insurability
- Provides life insurance coverage for the Insured’s entire lifetime
- An exclusion that states if the Insured dies from _____ within 2 years of policy issue, the company is not required to pay a death benefit
Down
- ______ Death Benefit (ADB) provides an additional death benefit payable if the Insured dies as a result of an accident
- The cash value of a life insurance policy is typically less in the early years because a ______ _____ is assessed to account for the Insurers incurred expenses
- ______ ______ is required at the time a policy is purchased
- An assignment that transfers SOME rights of a policy to another individual/entity is considered a ________ Assignment
- An amount to be paid for an insurance policy
- Waiver of Premium for _____ benefit provides that the company will waive the premiums on a life insurance policy if the Insured becomes totally disabled
- The individual second in line to receive death benefit proceeds is referred to as the _______ beneficiary
- A _____ misrepresentation is false or misleading information that may have impacted an Insurers underwriting decision if the information provided had been accurate
- Insured age as of nearest birthday
- Reduced Paid Up Insurance, Extended Term Insurance and Automatic Premium Loan are all examples of ___-_______ options
- Higher likelihood of individuals in poor health to seek insurance at a greater degree
- A Whole Life Pay to 65 policy is considered a _____ ___ whole life policy
- On a life insurance policy, ______ are an excess of an Insurer’s surplus that is payable on all participating policies
- A cash value policy has a _____ provision available; this provision allows the Policy Owner to access the policy values by using the value of the policy as collateral
24 Clues: Insured age as of nearest birthday • An amount to be paid for an insurance policy • Covers the Insured for a specified period of time • ______ ______ is required at the time a policy is purchased • Provides life insurance coverage for the Insured’s entire lifetime • A Whole Life Pay to 65 policy is considered a _____ ___ whole life policy • ...
Commerce 2021-02-11
Across
- A document which gives preferential treatment in respect of goods produced in certain countries.
- a letter of credit which automatically renewer itself to the original amount.
- A price quotation which includes all expenses in cost upto the buyer's place of delivery.
- a principle of insurance which promises to compensate for the loss.
- _________ note enables the buyer to make necessary steps for taking delivery of the goods.
- A retail business containing of a no. of similar shops
Down
- An acknowledgement of the receipt of cargo by the vessel.
- A type of insurance taken against risk incidental to marine adventure.
- An insurance taken by an employer for employees who are incharge of cash of the employer.
- Discount given to encourage immediate payments.
- A types of motor vehicle insurance
- A response to the enquiry.
- A type of insurance taken by insurance companies to insure themselves from the risk of accepting a huge insurance.
- An organisation established on 1st January 1995.
14 Clues: A response to the enquiry. • A types of motor vehicle insurance • Discount given to encourage immediate payments. • An organisation established on 1st January 1995. • A retail business containing of a no. of similar shops • An acknowledgement of the receipt of cargo by the vessel. • a principle of insurance which promises to compensate for the loss. • ...
Retail Life Riders 2020-10-22
Across
- This is an additional benefit available with many life insurance policies, either automatically or as an optional rider. It provides for an additional amount of insurance, generally equal to the face amount of the policy but subject to maximums set by the company, payable if death occurs as the result of an accident. If the accident occurs while the insured is a passenger in a public conveyance, the additional insurance payable is often doubled. This benefit is sometimes also known as Double Indemnity (DI) or Accidental Death Benefit (ADB).
- A rider (endorsement) that is added to an insurance policy to provide additional benefits.
- Riders that pay annual dividends.
- A provision that under certain conditions a traditional life insurance policy will be kept in full force by the company without further payment of premiums, as long as the insured remains disabled. For Universal Life policies the monthly cost of insurance and expense charges are waived.
- A form of insurance which provides a level death benefit coverage for a child of the insured. At the death of the insured while the rider is active, it results in a paid-up policy being issued on the child's life.
- This is an additional benefit available with many life insurance policies, either automatically or as an optional rider. It provides for an additional amount of insurance, generally equal to the face amount of the policy but subject to maximums set by the company, payable if death occurs as the result of an accident. If the accident occurs while the insured is a passenger in a public conveyance, the additional insurance payable is often doubled. This benefit is sometimes also known as Double Indemnity (DI) or Additional Insurance Benefit (AIB).
Down
- This is an additional benefit available with many life insurance policies either automatically or as an optional rider and it provides for an additional amount of insurance, generally equal to the face amount of the policy but subject to maximums set by the company, payable if death occurs as the result of an accident. If the accident occurs while the insured was a passenger in a public conveyance, the additional insurance payable is often doubled. This benefit is sometimes known as the Accidental Death Benefit (ADB) or Additional Insurance Benefit (AIB).
- An option available in some life insurance policies that permits the insured to buy additional specified amounts of insurance at specified future time intervals without evidence of insurability. MetLife offers a Guaranteed Issue Rider (GIR) as an optional rider on many life insurance policies.
- available at a cost to the customer. If a policy has this rider and the insured becomes disabled, the company will pay an amount specified in the contract. The money may pay for cost of insurance, per thousand loads, flat loads, ride charges and can contribute to the cash value.
- Policy option that insures the policy will not lapse for a fixed number of years regardless of the market performance of the underlying funds assuming that the planned premium is paid.
- A form of insurance protection which provides decreasing term insurance that at the insured's death, a guaranteed monthly income per unit can be paid until the end of the Family Income Period measured from the date of issuance of the contract. The basic policy proceeds are payable on the date of death and may be taken in one sum or placed under any of the available payment options.
- An addition to an insurance policy that becomes a part of the policy and that expands or limits the benefits otherwise payable
- An addition to an insurance policy that becomes a part of the policy and which expands or limits the benefits otherwise payable. Examples are accidental death benefit and the waiver of premium for disability benefit riders (also referred to as Rider).
- A form of insurance which provides a level death benefit coverage for a spouse of the insured. At the death of the insured while the rider is active, it results in a paid-up policy being issued on the spouse's life.
14 Clues: Riders that pay annual dividends. • A rider (endorsement) that is added to an insurance policy to provide additional benefits. • An addition to an insurance policy that becomes a part of the policy and that expands or limits the benefits otherwise payable • ...
ECON 2022-09-27
Across
- the recipient of funds or other benefits from insurance policies
- the amount of money borrowed, or the amount of money still owed on a loan
- used when a person is sick
- used when a person is not capable of working
- your payment before an insurance company begins coverage
- risk transfer to a third party
- interest on the original loan
- A business whose main purpose is to receive deposits and make loans
- interest paid on both the original loan and interest earned
Down
- all social classes pay the same percentage
- investment that represents a loan to gov't or corporation
- more money is taken out based on a larger pay check (federal tax)
- insurance that protects your belongings from theft and destruction
- a periodic oayment for the use of borrowed funds
- amount paid on an insurance policy per a given time period
- occurs when benefits outweigh the cost
- benefits survivors or the deceased
- investments that represents ownership in business (risky)
- a collection of securities chosen and managed by a group of professional fund managers
- smaller amount of money take out of pay check
20 Clues: used when a person is sick • interest on the original loan • risk transfer to a third party • benefits survivors or the deceased • occurs when benefits outweigh the cost • all social classes pay the same percentage • used when a person is not capable of working • smaller amount of money take out of pay check • a periodic oayment for the use of borrowed funds • ...
SPARK Plug - Life Insurance & Annuity Puzzle 2022-06-20
Across
- The one who writes the policy, evaluates risk, and assigns premium
- The process of calculating premium
- Agent who represents only one company
- Insurance Co owned by its policyholders
- Whose life the annuity is based on
- The market for those who cannot get insurance through the voluntary market
- Legal agreement btwn policy owner & Ins Co.
- Health Maintenance Organization
Down
- The person who assesses financial risk and calculates premium costs
- Moving assets from one account to another
- Insurance is a policy that pays for disability benefits
- Amount paid when insurance claim is filed
- Form of Life Ins that is illegal (abbr)
- Insurance policy covers the policy owner's belongings within a rental property
- Amount of money paid into an annuity contract
15 Clues: Health Maintenance Organization • The process of calculating premium • Whose life the annuity is based on • Agent who represents only one company • Insurance Co owned by its policyholders • Form of Life Ins that is illegal (abbr) • Moving assets from one account to another • Amount paid when insurance claim is filed • Legal agreement btwn policy owner & Ins Co. • ...
EPIC Billing Terms 2020-09-16
Across
- op
- Diagnosis Related Group
- refusal of an insurance company or carrier to honor a request by an individual (or his or her provider) to pay for healthcare services obtained from a healthcare professional.
- current procedural Terminology
- similar in format to the CMS 1500 (See “CMS 1500”), this is another one of the most common claim forms.
- Date of Birth
- A type of insurance arrangement between the payer and the patient that divides the payment for medical services by percentage.
- co-ordination of Benefits
- of Appeals loa
- hospital
- ASSIGNMENT OF BENEFITS
- dos
- denial
Down
- amount The amount an insurance company will pay to reimburse a healthcare service or procedure.
- The process by which a patient or provider attempts to persuade an insurance payer to pay for more of a medical claim.
- is the explanation of a payment for one or more claims sent by a payer to a provider.
- contractual Adjustment
- reason codes is standard messages, which are used to describe or provide information to the medical provider or patient by insurance companies regarding why the claims were denied
- blue Cross Blue Shield of Texas
- ip
- blue Cross Blue Shield of New Jersey
- EXPLANATION OF BENEFITS
- Electronic Funds Transfer
- Health Insurance Portability and Accountability Act
- is one of the largest providers of health information technology, used primarily by large U.S. hospitals and health systems to access, organize, store and share electronic medical record
- Document Control Number
- CLEARINGHOUSE
27 Clues: op • ip • dos • denial • hospital • Date of Birth • CLEARINGHOUSE • of Appeals loa • ASSIGNMENT OF BENEFITS • Diagnosis Related Group • EXPLANATION OF BENEFITS • Document Control Number • contractual Adjustment • co-ordination of Benefits • Electronic Funds Transfer • current procedural Terminology • blue Cross Blue Shield of Texas • blue Cross Blue Shield of New Jersey • ...
General Vocabulary Crossword Puzzle 2025-05-05
Across
- A PERSON WHO PAYS FOR THE RIGHT TO LIVE IN A RESIDENCE OWNED BY SOMEONE ELSE
- A WRITTEN CONTRACT OF INSURANCE BETWEEN THE INSURER AND POLICYHOLDER COMPOSED OF DEC PAGE, POLICY FORM, AND ENDORSEMENTS
- THE FRONT PAGE OF A POLICY THAT SPECIFIES THE KEY INFORMATION THAT VARIES FROM INSURED TO INSURED
- TEMPORARY WRITTEN AGREEMENT WHICH PROVIDES COVERAGE UNTIL A POLICY CAN BE WRITTEN OR DELIVERED
- A GAP IN COVERAGE
- A UNIT OF COST THAT IS MULTIPLIED BY AN EXPOSURE BASE TO DETERMINE AN INSURANCE PREMIUM
- THE BASIS OF A CLAIM FOR DAMAGES UNDER THE TERMS OF A POLICY
- PERIOD FOR WHICH POLICY IS IN EFFECT
- AN EVENT, SITUATION, OR INCIDENT THAT CAUSES PROPERTY DAMAGE OR LOSS
- THE PROCESS OF DETERMINING WHETHER TO ACCEPT A RISK AND, IF SO, WHAT AMOUNT OF INSURANCE THE COMPANY WILL WRITE
- THE INSURED OR THE PROPERTY TO WHICH AN INSURANCE POLICY RELATES
- A CERTAIN PERCENTAGE OF PREMIUM PRODUCED THAT IS RETAINED AS COMPENSATION BY INSURANCE AGENTS AND BROKERS
Down
- A PROVISION IN AN INSURANCE POLICY THAT ELIMINATES COVERAGE FOR CERTAIN RISKS, PEOPLE, PROPERTY CLASES, OR LOCATIONS
- CONDITIONS THAT INCREASE THE PROBABILITY OR SEVERITY OF A LOSS SUCH AS POOR HOUSEKEEPING, UNFENCED POOL, BROKEN STEPS,ETC
- REQUEST MADE BY THE INSURED FOR THE INSURER'S REMITTANCE OF PAYMENT DUE TO LOSS
- A CONTRACTUAL RELATIONSHIP THAT EXISTS WHEN ONE PARTY (THE INSURER) FOR A CONSIDERATION (THE PREMIUM) AGREES TO REIMBURSE ANOTHER PARTY FOR LOSS
- REQUIREMENTS NEEDED TO BIND, ISSUE, OR ENDORSE A POLICY
- AN AMENDMENT OR RIDER TO A POLICY ADJUSTING TERMS OF COVERAGES AND TAKING PRECEDENCE OVER THE GENERAL CONTRACT
- THE STATE OF BEING SUBJECT TO LOSS BECAUSE OF SOME HAZARD OR CONTINGENCY
19 Clues: A GAP IN COVERAGE • PERIOD FOR WHICH POLICY IS IN EFFECT • REQUIREMENTS NEEDED TO BIND, ISSUE, OR ENDORSE A POLICY • THE BASIS OF A CLAIM FOR DAMAGES UNDER THE TERMS OF A POLICY • THE INSURED OR THE PROPERTY TO WHICH AN INSURANCE POLICY RELATES • AN EVENT, SITUATION, OR INCIDENT THAT CAUSES PROPERTY DAMAGE OR LOSS • ...
Health Insurance 2023-10-24
Across
- A managed care plan where services are covered only if you go to doctors, specialists, or hospitals in the plan's network
- the permission of your insurance plan that they may require in order to see a recommended specialist, doctor, hospital, or type of treatment.
- ________ of benefits is required to figure out who pays first when 2 or more health insurance plans are responsible for paying the same medical claim.
- AA flat fee for certain medical expenses
- The shared cost of a covered health care service after the patient reach their annual deductible. It is usually calculated as a percentage.
- The most money you will pay during a year for coverage.(OUT OF POCKET MAX)
Down
- The amount the patient pays for covered health care services before the insurance plan starts to pay
- Consists of a plan that covers doctor bills, surgery and hospital costs
- A plan that usually limits coverage to care from doctors who are INN or contracted with plan
- What a doctor submits to your insurance company so they can get paid.
- a managed care plan that provides maximum benefits if you visit an INN physician or provider, but still provides some coverage for OON providers
- a one-time contract between an insurance company and an OON provider that allows a patient to receive medical services that are paid by their insurance company.
- INN health care providers have contracted with the insurance company to accept certain negotiated
- 90867,90868, 90869 are examples of what type of code?
- means that we have not agreed to contracted rates with the insurance company
15 Clues: AA flat fee for certain medical expenses • 90867,90868, 90869 are examples of what type of code? • What a doctor submits to your insurance company so they can get paid. • Consists of a plan that covers doctor bills, surgery and hospital costs • The most money you will pay during a year for coverage.(OUT OF POCKET MAX) • ...
10 2023-12-18
119 2024-08-12
Medicare 2024-09-08
23 Clues: cash • ears • game • teeth • drugs • yearly • Medigap • Subsidy • provider • customer • questions • call flow • excellence • ghost like • application • time of year • drugs on list • licensed person • free from illness • Plan all inclusive • Indemnity ancillary • financial protection • insurance for 65 and over
Umbrella Insurance 2022-05-09
Across
- umbrella insurance
- - You will still need to pay a _____
- - adds extra protection to your current insurance policy
- up the finacial burden
- - Not only are you covered, but so is your entire.. .
- - After your insurnace policy has reached their _______ umbrella insurance will help
Down
- - what does umbrella insurance cover?
- - Umbrella Insurance is not ____
- - without this you will end up paying $700,000 or more out of pocket
- - if you often find yourself in ___ then umbrella insurance will help
- - if you have pool, trampoline,wild animal, these are often called____ which umbrella insurance will help cover
- - Umbrella isnurance wont cover damage to your own ____
12 Clues: umbrella insurance • up the finacial burden • - Umbrella Insurance is not ____ • - You will still need to pay a _____ • - what does umbrella insurance cover? • - Not only are you covered, but so is your entire.. . • - Umbrella isnurance wont cover damage to your own ____ • - adds extra protection to your current insurance policy • ...
Personal Finance 2019-01-29
Across
- a type of insurance coverage that pays for medical and surgical expenses incurred by the insured.
- an insurance policy held by a company, which protects against losses resulting from circumstances such as bankruptcy or misconduct by employees.
- the amount a company or an economy can produce using its current equipment, workers, capital and other resources at full tilt.
- insurance that pays out a sum of money either on the death of the insured person or after a set period.
- a property or other asset that a borrower offers as a way for a lender to secure the loan.
- a person who regularly saves money through a bank or recognized scheme.
- a type of insurance that will provide income in the event a worker is unable to perform their work and earn money due to a disability.
- the mental and moral qualities distinctive to an individual.
- a general increase in prices and fall in the purchasing value of money.
- a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses
- the possibility of financial loss.
- an amount to be paid for an insurance policy.
Down
- a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- the money one has saved, especially through a bank or official scheme.
- a person or organization that puts money into financial schemes, property, etc. with the expectation of achieving a profit.
- money, property or other material goods given to another party in exchange for future repayment
- yield or make (a profit).
- a share which entitles the holder to a fixed dividend, whose payment takes priority over that of common-stock dividends.
- policy that provides financial reimbursement to the owner or renter of a structure and its contents in the event of damage or theft.
20 Clues: yield or make (a profit). • the possibility of financial loss. • an amount to be paid for an insurance policy. • the mental and moral qualities distinctive to an individual. • the money one has saved, especially through a bank or official scheme. • a person who regularly saves money through a bank or recognized scheme. • ...
LAW20045 Week 9 Insurance 2022-11-16
Across
- the regulator with supervisory powers over insurance
- a key obligation placed on the insured
- insurance is a device used to spread ____
- he had a policy but no insurable interest
- consideration for the contract of insurance
- a requirement for both parties (4, 5)
- this was an issues for beneficiaries under policies at common law
Down
- uncertain event
- also known as the company that provides insurance
- the right of an insurance company to pursue a third party
- a policy taken for "peace of mind"
- for example, motor vehicle insurance
12 Clues: uncertain event • a policy taken for "peace of mind" • for example, motor vehicle insurance • a requirement for both parties (4, 5) • a key obligation placed on the insured • insurance is a device used to spread ____ • he had a policy but no insurable interest • consideration for the contract of insurance • also known as the company that provides insurance • ...
Insurance Basics Terms 2024-11-06
Across
- Someone who relies on someone else for income and care
- payment for liability and property insurance on a vehicle
- A person who owns a policy
- A contract that states the exact terms of the insurance policy including the risks covered.
- payment for damage/loss of property in a rental unit in addition to liability losses
- A formal request to an insurance company when there is an accident, illness, or injury
- Someone who receives money if an insured person dies
Down
- A financial product purchased by people with a similar risk to protect against the risk of loss
- The money paid to an insurance company to purchase a policy.
- The out of pocket money paid before an insurance company will cover the remaining loss.
- payment to OTHERS if a member of the insured household accidentally causes harm to other people or property
- The type of insurance that provides financial support if someone dies. Payment is made to beneficiaries who were named by the insured person
- Provides money to pay for health care
- payment to cover liability losses and damage/loss of home structure and its contents
- The risks covered and the amounts paid for losses under a policy
- The chance of loss.
16 Clues: The chance of loss. • A person who owns a policy • Provides money to pay for health care • Someone who receives money if an insured person dies • Someone who relies on someone else for income and care • payment for liability and property insurance on a vehicle • The money paid to an insurance company to purchase a policy. • ...
Business Math Chapter 11 Vocab 2024-01-23
Across
- a person who derives advantage from something, especially a trust, will, or life insurance policy.
- a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
- a form of permanent life insurance that gives policyholders flexibility in paying premiums, a cash savings component, and a death benefit.
- insurance that pays out a sum of money either on the death of the insured person or after a set period.
- a type of insurance in which the insured pays a share of the payment made against a claim.
- provides coverage throughout the life of the insured person.
- a contribution made by an insured person toward the cost of medical treatment or other services.
Down
- a type of permanent life insurance where you pay premiums over a fixed amount of time rather than over the course of your entire life.
- a contract between you and an insurance company for a defined period
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- a form of permanent life insurance that features a cash value savings component.
- a contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium.
- a financial term used to describe the nominal or dollar value of a security, as stated by its issuer.
- a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.
14 Clues: provides coverage throughout the life of the insured person. • a contract between you and an insurance company for a defined period • a form of permanent life insurance that features a cash value savings component. • a type of insurance in which the insured pays a share of the payment made against a claim. • ...
MWG Claims 101 Crossword Puzzle 2025-10-20
Across
- Amount the insured owes BEFORE insurance pays benefits
- Benefit Kind, If 2 or more active participants, ONLY quote family amounts
- Doctor that focuses on a specific area of medicine
- Most common benefit kind, Each active participant must meet their individual deductible and coinsurance
- A fixed amount the insured pays for a covered service
- Comes after the primary insurance
Down
- Items or services covered under an insurance product
- A spouse, child, or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction
- Comes after the secondary insurance
- PSMedical Carrier Group
- PSMedical Carrier Group
- Licensed individual who helps people apply, select, and enroll in an insurance product (receives commission)
- facilities, providers, and suppliers that an insurance company has contracted to provide health care services.
- a request for payment an employee or provider submits to the insurer's carrier when an employee or their dependent has received items or services that may be covered by their Group’s insurance.
- Benefit Kind, If 2 or less ACTIVE participants, quote ONLY individual amounts
15 Clues: PSMedical Carrier Group • PSMedical Carrier Group • Comes after the primary insurance • Comes after the secondary insurance • Doctor that focuses on a specific area of medicine • Items or services covered under an insurance product • A fixed amount the insured pays for a covered service • Amount the insured owes BEFORE insurance pays benefits • ...
Prior What?!!? 2025-09-09
Across
- Services that help a person with a mental or physical disability maintain or improve skills needed for daily living. These may be subject to different prior authorization rules than other services.
- The presence of both a mental health disorder and a substance use disorder in the same person. This can complicate the prior authorization process.
- A utilization management protocol that requires a patient to first try a less expensive or preferred medication or treatment before the insurance plan will cover a more expensive or non-preferred alternative.
- A mental health condition where the person's use of a substance, like alcohol or drugs, leads to health problems or an inability to meet their work, school, or home responsibilities.
- A formal request to an insurance company to reconsider a denied prior authorization request or claim.
- A broad term that encompasses both mental health and substance use disorders.
- The refusal by an insurance company to cover a specific service.
- Standardized letter and number combinations used by healthcare providers to classify and document a patient's diagnosis.
- An authorization for a service that has already been provided. This is usually only granted in specific circumstances, such as an emergency.
- Mental health care that requires a patient to stay overnight at a hospital or residential facility.
- A review process conducted after a patient has been admitted to a higher level of care to determine if continued services are medically necessary.
- A group of healthcare providers, hospitals, and clinics that have a contract with an insurance plan to provide services at a discounted rate.
Down
- A specific service or condition that is not covered by an insurance plan.
- Standardized codes used to describe the medical, surgical, and diagnostic services provided by a healthcare professional.
- The standard used by an insurance company to determine if a service or treatment is reasonable, necessary, and appropriate for a patient's condition. This is often based on clinical guidelines and evidence-based practices.
- The process of getting pre-approval from a health insurance plan before a patient receives a specific medical service, treatment, or medication. It's also known as preauthorization, precertification, or prior approval.
- A set of techniques used by health insurance plans to manage healthcare costs by influencing patient care decisions. Prior authorization is a key component of this.
- A written order from a primary care physician to a patient to see a specialist, which is often required by HMO plans.
- The first step in the prior authorization process where the insurance company reviews the request to ensure all necessary information has been submitted.
- A collaborative process where a professional helps a patient navigate the healthcare system, including accessing services, resources, and coordinating care.
- A decision by an insurance company to deny or reduce a requested service or treatment.
- The specific, evidence-based guidelines and standards that an insurance company uses to evaluate the medical necessity of a treatment.
- Mental health care services that a patient receives without being admitted to a hospital or residential facility, such as individual therapy, group therapy, or medication management.
- A healthcare provider or facility that does not have a contract with a patient's insurance plan. Prior authorization for out-of-network services can be more complex and costly.
24 Clues: The refusal by an insurance company to cover a specific service. • A specific service or condition that is not covered by an insurance plan. • A broad term that encompasses both mental health and substance use disorders. • A decision by an insurance company to deny or reduce a requested service or treatment. • ...
Chapter 11 Insurance 2023-11-27
Across
- policies are for when someone leaves their job and will not have health insurance.
- life which allows policy owners to change face value as needed.
- insurance covers an individual for their entire lifetime.
- the written agreement between the insurance company and the person who purchases the insurance
- is a coverage that covers the insured, their family, and their guests from accident-related medical bills.
- A contract that requires your insurer to pay some or all of your care costs in exchange for a premium.
- is a flat fee that must be paid by the policy owner at the time of service.
Down
- insurance provides coverage for a set period of time.
- a set amount that must be paid before the insurer will pay.
- the value of an item decreases from use, wear and tear, age, etc.
- protects vehicles from being damaged or stolen.
- policies allow the policyholder to determine which investments are made from the investment account.
- insurance that pays out a sum of money on the death of the insured person
- the property protected includes the home in which the policy protects and the belongings in the home.
- are payments that the policy owners make for the insurance coverage
15 Clues: protects vehicles from being damaged or stolen. • insurance provides coverage for a set period of time. • insurance covers an individual for their entire lifetime. • a set amount that must be paid before the insurer will pay. • life which allows policy owners to change face value as needed. • the value of an item decreases from use, wear and tear, age, etc. • ...
Insurance and its Principles 2020-08-11
Across
- party to the insurance contract who indemnifies the loss
- type of insurance in which principle of indemnity does not applies
- insurance principle involving existence of pecuniary interest in the subject matter of insurance contract.
- type of insurance against perils of sea
- insurance principle that applies in case of double insurance of property
Down
- periodic payment against which insurance company agrees to make good for a loss caused
- insurance principle that involves making efforts to reduce the loss
- insurance principle involving compensation to the insured for the actual loss only
- insurance principle involving mtual trust and confidence
- insurance principle that relates to rights of insurer over scrap of asset after compensation of its loss to the insured
10 Clues: type of insurance against perils of sea • party to the insurance contract who indemnifies the loss • insurance principle involving mtual trust and confidence • type of insurance in which principle of indemnity does not applies • insurance principle that involves making efforts to reduce the loss • ...
General insurance terms 2024-09-13
Across
- an amount that the insured pays before insurance starts to pay
- agent who sells for two or more insurance companies
- chosen provider that is paid by the number of members that chose that provider
- agent who only sells for one insurance company
- amount paid at regular intervals to an insurance company to have valid insurance
Down
- time until an employee becomes eligible for benefits
- time deductible waiting period before benefits are paid
- closed panel includes gatekeeper that refers member to all treatment
- if insurance company doesn't respond to applicant in forty five days policy is automatically restored
- to make whole
- sharing of risk
- period of time between due date and cancellation
12 Clues: to make whole • sharing of risk • agent who only sells for one insurance company • period of time between due date and cancellation • agent who sells for two or more insurance companies • time until an employee becomes eligible for benefits • time deductible waiting period before benefits are paid • an amount that the insured pays before insurance starts to pay • ...
Life Insurance Exam Manual Chapter 1 Terms 2025-06-28
Across
- the money paid to the insurance company for the insurance policy
- policy termination due to nonpayment of premium
- the company who issues an insurance policy
- the amount paid upon the death of the insured in a life insurance policy
- a contract between a policyowner and an insurance company which agrees to pay the insured or beneficiary for loss caused by specific events
- a legal representative of an insurance company
- intentional misrepresentation or deceit with the intent to induce a person to part with something of value
Down
- coverage on human lives
- the person entitled to exercise the rights and privileges in the policy
- a person who receives the benefits of an insurance policy
- Selection insuring of risks that are more prone to losses than the average risk
- a person applying for insurance
- person covered by the insurance policy
13 Clues: coverage on human lives • a person applying for insurance • person covered by the insurance policy • the company who issues an insurance policy • a legal representative of an insurance company • policy termination due to nonpayment of premium • a person who receives the benefits of an insurance policy • the money paid to the insurance company for the insurance policy • ...
Common Insurance Terms 2014-02-28
Across
- Primary Care Provider who is responsible for monitoring an individuals overall healthcare needs.
- The person responsible for the insurance premiums, or whose employment is the basis for eligibility for membership in an insurance plan.
- The maximum length of time for which a member is eligible for benefits.
- The person who is responsible for any account balances.
- The coverage that pays after the primary and secondary.
- Approval needed for care beyond what is provided by the PCP. This most commonly required when seeing a specialist.
- The set or fixed dollar amount the patient is required to pay each time a particular medical service is rendered.
- The money the insurance company pays a healthcare provider for medical services if you become ill or injured.
Down
- Permission from the insurance company that they will pay for a given procedure.
- The patient and the insurance company share the cost of medical procedures in a specified proportion. For example: 80% (company) and 20% (patient).
- The coverage which pays healthcare expenses first.
- Your spouse and children.
- The coverage which provides payment for expenses not covered by the primary.
- The cumulative amount that the patient must pay annually before benefits will be paid by the insurance company.
- Insurance purchased by an insured when they lose their job or their employer sponsored coverage is otherwise terminated.
15 Clues: Your spouse and children. • The coverage which pays healthcare expenses first. • The person who is responsible for any account balances. • The coverage that pays after the primary and secondary. • The maximum length of time for which a member is eligible for benefits. • The coverage which provides payment for expenses not covered by the primary. • ...
Homeowners Insurance Crossword 2021-03-01
Across
- insurance policies cover losses if a land title is not free and clear of defects that were not known when the title insurance was written.
- insurance helps professionals, such as doctors, financially protect their assets in the event of a lawsuit.
- insurance helps policyholders cope with major disasters such as fires, hurricanes, or tornadoes as well as minor mishaps, like theft or a fallen tree.
- insurance covers physical structures and possessions in the event of an unexpected or catastrophic event, including the costs of repairing or rebuilding the house and replacing the possessions inside it.
- occurs when someone fails to take proper care and someone else is harmed.
Down
- means legal responsibility.
- coverage is applied after liability limits from other insurance policies are reached.
- insurance covers only the personal possessions of a person living in a rental property.
- insurance is a type of insurance policy that covers property that is easily movable and provides additional coverage over what normal insurance policies do not.
- cost and type of home are items that will determine the amount of insurance needed and the premium paid.
- insurance that pays for property damage caused by an earthquake is available as a separate policy.
- is a legal agreement between a home buyer and a financial institution to borrow the money to purchase a home using the title to the house as security.
12 Clues: means legal responsibility. • occurs when someone fails to take proper care and someone else is harmed. • coverage is applied after liability limits from other insurance policies are reached. • insurance covers only the personal possessions of a person living in a rental property. • ...
All Hands - March 2025 Definity Crossword 2025-03-20
Across
- – the M of acquisitions
- – the pillar of Strategy that focuses on strategy formulation & centre-led innovation
- – company promise
- – the D of IDEA
- - Stock name
Down
- – direct insurance
- – name of insurance company where in 2022 there was majority stake
- – We are all owners
- – city where Economical Fire Insurance was founded in 1871
- – making insurance better
- – home and auto insurance in BC
- – largest business line of Definity
12 Clues: - Stock name • – the D of IDEA • – company promise • – direct insurance • – We are all owners • – the M of acquisitions • – making insurance better • – home and auto insurance in BC • – largest business line of Definity • – city where Economical Fire Insurance was founded in 1871 • – name of insurance company where in 2022 there was majority stake • ...
Business Math Chapter 11 Vocab 2024-01-23
Across
- a person who derives advantage from something, especially a trust, will, or life insurance policy.
- a type of health insurance plan that usually limits coverage to care from doctors who work for or contract with the HMO.
- a form of permanent life insurance that gives policyholders flexibility in paying premiums, a cash savings component, and a death benefit.
- insurance that pays out a sum of money either on the death of the insured person or after a set period.
- a type of insurance in which the insured pays a share of the payment made against a claim.
- provides coverage throughout the life of the insured person.
- a contribution made by an insured person toward the cost of medical treatment or other services.
Down
- a type of permanent life insurance where you pay premiums over a fixed amount of time rather than over the course of your entire life.
- a contract between you and an insurance company for a defined period
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- a form of permanent life insurance that features a cash value savings component.
- a contract that requires your health insurer to pay some or all of your health care costs in exchange for a premium.
- a financial term used to describe the nominal or dollar value of a security, as stated by its issuer.
- a type of health plan that contracts with medical providers, such as hospitals and doctors, to create a network of participating providers.
14 Clues: provides coverage throughout the life of the insured person. • a contract between you and an insurance company for a defined period • a form of permanent life insurance that features a cash value savings component. • a type of insurance in which the insured pays a share of the payment made against a claim. • ...
Common Insurance Terms 2014-02-28
Across
- The patient and the insurance company share the cost of medical procedures in a specified proportion. For example: 80% (company) and 20% (patient).
- The person who is responsible for any account balances.
- The maximum length of time for which a member is eligible for benefits.
- The person responsible for the insurance premiums, or whose employment is the basis for eligibility for membership in an insurance plan.
- Your spouse and children.
- The coverage that pays after the primary and secondary.
- The set or fixed dollar amount the patient is required to pay each time a particular medical service is rendered.
Down
- Insurance purchased by an insured when they lose their job or their employer sponsored coverage is otherwise terminated.
- Permission from the insurance company that they will pay for a given procedure.
- The money the insurance company pays a healthcare provider for medical services if you become ill or injured.
- Primary Care Provider who is responsible for monitoring an individuals overall healthcare needs.
- The cumulative amount that the patient must pay annually before benefits will be paid by the insurance company.
- The coverage which pays healthcare expenses first.
- The coverage which provides payment for expenses not covered by the primary.
- Approval needed for care beyond what is provided by the PCP. This most commonly required when seeing a specialist.
15 Clues: Your spouse and children. • The coverage which pays healthcare expenses first. • The person who is responsible for any account balances. • The coverage that pays after the primary and secondary. • The maximum length of time for which a member is eligible for benefits. • The coverage which provides payment for expenses not covered by the primary. • ...
Insurance 101 2015-07-21
Across
- Advantage, Replacement Policy or Medicare Part C: A type of Medicare health plan offered by a private company that contracts with Medicare to provide you with all your Part A and Part B benefits, in addition to RX and dental benefits
- Federally administered health insurance program for adults over 65, patients with disabilities and / or End Stage Renal Disease
- Third Party Liability (ex: workers compensation)
- The patients share of the costs of a covered health care service, calculated as a percentage
- Marian Smith is the
- A child or other individual for whom a parent, relative, or other person may claim a personal exemption tax deduction and is eligible for health benefits under the subscribers health insurance policy
- : Electronic Data Interchange
- Explanation of Benefits
- The amount the patient has to pay out-of-pocket for expenses before the insurance company will cover the remaining costs Deductible obligations exclude copayments
Down
- State administered health insurance program for low income or disabled patients
- The process of paying claims submitted or denying them after comparing claims to the benefit or coverage requirements
- The policy owner The person who pays health insurance premiums and / or is eligible for group health insurance benefits
- Electronic Remittance Advice
- Coordination of Benefits
- Prepaid Medical Assistance Programs
- Electronic Claim Submission
- : Park Dental's Clearinghouse
- Electronic Funds Transfer
18 Clues: Marian Smith is the • Explanation of Benefits • Coordination of Benefits • Electronic Funds Transfer • Electronic Claim Submission • Electronic Remittance Advice • : Electronic Data Interchange • : Park Dental's Clearinghouse • Prepaid Medical Assistance Programs • Third Party Liability (ex: workers compensation) • ...
Life Insurance 101 MS 2025-01-09
Across
- A type of insurance that provides a sum of money if the insured dies while the policy is in effect.
- Term policy that provides the ability to be exchanged for permanent life insurance.
- Length of time, often 30 days, after the premium is due an unpaid during which the policy remains in force.
- The person whose life is covered under the policy.
- Legal document stating the terms of the life insurance coverage
Down
- Permanent life insurance coverage with assets invested in a separate account.
- Termination of a policy due to non-payment of renewal premiums.
- The person who has the right to exercise any and all rights on the policy.
- Life insurance coverage that remains in force during lifetime provided that premiums are paid as specified.
- Life insurance under which the benefit is payable only if the insured dies during specific timeframe.
- Permanent life insurance coverage with flexible premiums, face amount and death benefits.
- The amount paid to the beneficiary of the life insurance policy upon the death of the insured.
- Party that promises to pay a benefit if specified loss occurs.
- Date at which policy terminates reaching its scheduled endowment date.
14 Clues: The person whose life is covered under the policy. • Party that promises to pay a benefit if specified loss occurs. • Termination of a policy due to non-payment of renewal premiums. • Legal document stating the terms of the life insurance coverage • Date at which policy terminates reaching its scheduled endowment date. • ...
Insurance Vocabulary 2021-02-15
Across
- PPO (you pay less if you visit an in-network physician or provider)
- subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization.
- A medical illness or injury that you have before you start a new health care plan.
- an agreement that transfers the insurance claims rights or benefits of the policy to a third-party.
- A method used to determine when a plan is primary or secondary for a dependent child when covered by both parent's benefit plan.
- Health benefits program in which the department of veterans affairs shares the cost of certain health care services and supplies with eligible beneficiaries.
- Provides benefits to employees who have had a work-related injury or illness.
Down
- A decision by your health insurer or plan that a health care service, treatment plan, prescription drug, or durable medical equipment is medically necessary.
- A payment made by a beneficiary in addition to that made by an insurer.
- A statement from your health insurance plan describing what costs it will cover for medical care or products you've received.
- A type of insurance in which the insured pays a share of the payment made against a claim.
- Children's health insurance program for individuals under 19 whose parents earn too much income to qualify for Medicaid but not enough to pay for private coverage
- A fixed amount of money per patient per unit of time paid in advance to the physician for the delivery of health care services.
- A specified amount of money that the insured must pay before an insurance company will pay a claim
- federal health insurance program for people who are 65 or older.
- Health care program for uniformed service members, retirees, and their families around the world.
- public health insurance program that provides health care coverage for low-income families
- an amount to be paid for an insurance policy
18 Clues: an amount to be paid for an insurance policy • federal health insurance program for people who are 65 or older. • PPO (you pay less if you visit an in-network physician or provider) • A payment made by a beneficiary in addition to that made by an insurer. • Provides benefits to employees who have had a work-related injury or illness. • ...
Insurance 2023-05-12
Across
- a professional to buy insurance from
- insurance that covers accident expenses on rented property
- a company or government agency provides a guarantee of compensation for damages
- insurance that covers medical expenses
- insurance that covers reparations and/or expenses of the death of a loved one
- insurance that covers car accidents
Down
- a specified amount of money that the insured must pay before an insurance company will pay a claim
- insurance that covers accident expenses on owned property
- insurance that covers reparations/income of a disabled person
- insurance that covers accident expenses during travel
10 Clues: insurance that covers car accidents • a professional to buy insurance from • insurance that covers medical expenses • insurance that covers accident expenses during travel • insurance that covers accident expenses on owned property • insurance that covers accident expenses on rented property • insurance that covers reparations/income of a disabled person • ...
Unit 4 - Vocab Review 2023-12-07
Across
- The maximum amount and insurance company will pay based on your coverage
- The amount you pay monthly (or annually) for insurance coverage
- Legally required in the state of Florida, this is the stuff that covers you and helps pay for expenses after an accident
- The dollar amount of the injury or damage you want covered by insurance
- Failure to take care in one's actions, often resulting in injury or damage
- An asset that decreases in value over time
- A formal request for insurance coverage
Down
- The manufacturer's suggested retail price
- An asset that increases in value over time
- To be legally responsible for something
- A process by which a loan is paid off through regular payments
- The thing you pay up front before you take a loan
- The amount you pay before insurance in the event of an accident
- The amount of time you have to pay back a loan
- Renting a car from a dealership for a fixed amount of time/miles
15 Clues: To be legally responsible for something • A formal request for insurance coverage • The manufacturer's suggested retail price • An asset that increases in value over time • An asset that decreases in value over time • The amount of time you have to pay back a loan • The thing you pay up front before you take a loan • ...
Insurance Crossword Puzzle 2023-10-28
Across
- helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value.
- Insurance that covers the other car's expenses if YOU caused the accident.
- the company that issues insurance policies, handles claims, and sells policies.
- A stone hits your wind shield. What type of coverage would cover this scenario?
- ________ Replacement Costs pay more than the coverage limit when the costs of repairing or replacing goes up.
- Personal _____ Protection
Down
- Best health insurance plan for if you need a lot of medical care.
- _________ insurance is required by mortgage companies to receive a loan.
- Insurance that is required by law.
- _______ Insurance protects your personal belongings when you do not own the property.
- Health insurance plan with moderate costs when you need care.
- Policy ______ is the person buying the insurance plan
12 Clues: Personal _____ Protection • Insurance that is required by law. • Policy ______ is the person buying the insurance plan • Health insurance plan with moderate costs when you need care. • Best health insurance plan for if you need a lot of medical care. • _________ insurance is required by mortgage companies to receive a loan. • ...
Entyvio and You 2017-10-23
Across
- low income children health coverage offered by the government
- a list of drugs approved by the FDA
- insurance company
- dollar amount the patient must spend for the insurance begins to pay
- Monthly cost to keep plan active
- Codes used to route the prescription to the correct payer
- Covers medications that are prescribed by a Healthcare professional and self-administered
- any use of the medication that is on the PI sheet
- this sheet is approved FDA information that describes what indication (diagnosis) a medication can be used for and in what doses
- NDC
- patient pays dollar amount for the cost of medication
- procedure code used by insurance companies for billing (administration)
- a statement sent by a health insurance company to covered individuals explaining what medical treatments and/or services were paid for on their behalf
- Doctors provider number
- patient
- The total an insurance company will pay out during your lifetime
- used when coverage delay threatens start of therapy
- covers services and/or medications that are administered by a HCP
Down
- prescription drug coverage offered by a commercial payer
- private plan, i.e. Aetna, Cigna
- A year of benefits coverage under an individual health insurance plan (calendar or fiscal)
- process to verify that a certain drug, procedure, or service is medically necessary BEFORE it is done (or Rx filled)
- patient has no insurance
- Patient Assistance Program
- patient has restrictions that prevents coverage
- patient pays the percentage amount for the cost of medication
- Where the patient will receive the medications (Home, Hospital)
- Government Insurance coverage
- drug code used by insurance companies for billing
- Patient cannot afford the cost of the drug or co-pay
- Medicare parts A & B,usually D covered by a commercial plan, Medicare Advantage plan
- policy for Medicare Parts A & B, sold by private companies, can help pay some of the healthcare costs that original medicare
- After you spend this amount on deductibles, copayments, and coinsurance, your health plan pays 100% of the costs of covered benefits
- provide uninsured and underinsured patients with copay support
- Outpatient service, exams, lab test and medication administered by a HCP
- Hospital, inpatient services, hospice
- diagnosis code
- any use of the medication that is not on the PI sheet
- part of the U.S. Department of Health and Human Services. CMS oversees many federal healthcare programs
39 Clues: NDC • patient • diagnosis code • insurance company • Doctors provider number • patient has no insurance • Patient Assistance Program • Government Insurance coverage • private plan, i.e. Aetna, Cigna • Monthly cost to keep plan active • a list of drugs approved by the FDA • Hospital, inpatient services, hospice • patient has restrictions that prevents coverage • ...
Test 3 2024-04-01
Across
- the amount of money a driver will pay to repair their car after an accident
- protects the bank against nonpayment of a mortgage. Private Mortgage Insurance (PMI) and Mortgage Insurance Premium (MIP) are two types of mortgage insurance
- a policy holder’s request for payment from their insurance company after an accident
- a pause to student loan payments; a qualifying reason is not necessary
- the amount of money currently owed on a loan
- a loan where interest only accrues on the principal, interest does not roll into the principal making it larger
- the amount of money an investment earns
- a pause to student loan payments; a qualifying reason is necessary
- a good buy, a discount over another similar item
- a simple interest home loan
- take out a loan to purchase a car
- a set dollar amount of money owed for a healthcare service or prescription, based on the insurance plan
- a written order from your PCP to see a specialist
- a doctor who specializes in one area of medicine
Down
- the price for one unit of measurement, such as ounce, pound, gallon, etc.
- an employer-sponsored retirement plan; funds are tax deductible
- an amount of money paid at a mortgage's closing date
- a type of insurance that protects you financially if your car is damaged by a storm, fire, hitting an animal or other “Acts of God”
- the portion of repair costs the insurance policy holder is required to pay after an accident
- a guarantee that a car will meet certain requirements within a set amount of time
- a type of insurance that protects you financially if you are in an accident, whether it is your fault or not
- Primary Care Provider; your doctor
- a sum of money paid on purchase day
- an amount of money used to pay for college that does not have to be paid back; based on need
- grants, scholarships and loans to pay for college
- failure to pay a loan
- renting a car, usually longer than one year
- the percentage rate used to calculate the amount of interest an account, loan or debt will accrue per year
- an amount of money used to pay for college that does not have to be paid back; based academics or sports
- the duration of a loan
- a type of insurance that protects you financially if you hurt another person in an accident
31 Clues: failure to pay a loan • the duration of a loan • a simple interest home loan • take out a loan to purchase a car • Primary Care Provider; your doctor • a sum of money paid on purchase day • the amount of money an investment earns • renting a car, usually longer than one year • the amount of money currently owed on a loan • a good buy, a discount over another similar item • ...
Benefits 101 2025-05-20
Across
- : Dental services subcategory that provides coverage for fillings, cleaning, and other routine procedures.
- : What the plan sponsor pays to the insurance carrier in exchange for coverage.
- : The amount you are required to pay annually before reimbursement by your health care benefits plan begins.
- : created after a claim payment has been processed by your health care plan. It explains the actions taken on a claim such as the amount that will be paid, the benefit available, discounts, reasons for denying payment and the claims appeal process. (Hint: this word is an acronym)
- PERIOD : Related to disability insurance, this is the duration an employee needs to be considered totally disabled for before benefits become payable.
- : Type of insurance the provides a lump sum benefit payment if you pass away.
- : The person(s) the life insurance benefit is payable to if designated by the employee.
- MAXIMUM : The maximum amount of insurance an employee can receive without providing medical evidence. (Hint: first word is hyphenated)
- PERIOD: The duration an employee needs to be continuously actively employed for before benefit coverage becomes effective.
- : The ability to convert coverage into a personal policy without providing medical evidence after an employee leaves the group plan.
Down
- : In insurance terms, means taking on the same level of benefits as an employee had with a previous carrier, so the employee does not lose benefits.
- : A percentage of a covered service that you are responsible for paying or the percentage paid by your plan. Normally after the deductible is met.
- : An eligible person, other than the member (generally a spouse or child), who has health care benefits under the member's policy
- & CUSTOMARY : The maximum amount an insurance carrier will reimburse for service or supply based on their internal evaluation. (Hint: Answer includes “&” symbol)
- : The concept that only those that are in poor health will enroll in benefits, while those that are ‘healthy’ or without health concerns will not choose to have coverage.
- : Dental services subcategory that provides coverage for dentures, bridges, and crowns.
- : Type of insurance that provides a benefit payment if you are unable to work due to sickness or injury (can be weekly or monthly).
- ILLNESS: Type of insurance that provides a lump sum benefit payment in the event an employee is diagnosed with a life-threatening illness or injury.
- : Dental services subcategory that provides coverage for braces (more commonly for children under 19).
- : Type of benefit plan where employees are required to be enrolled the moment they are eligible.
20 Clues: : Type of insurance the provides a lump sum benefit payment if you pass away. • : What the plan sponsor pays to the insurance carrier in exchange for coverage. • : Dental services subcategory that provides coverage for dentures, bridges, and crowns. • : The person(s) the life insurance benefit is payable to if designated by the employee. • ...
Intro to IL 2023-12-05
Across
- A legal agreement between an insurer and an insured, whereby the insurer provides financial coverage for the losses of the insured that s/he may bear under certain circumstances
- Process by which a policy owner uses their policy as collateral for a loan
- Clients may apply for some policies using this online platform
- The total amount contractually due for payment on a policy
- The number of Sagicor Life Branches in Jamaica
- _______________, First Life, Life of Jamaica and Mutual Life are all companies acquired by Sagicor Life
- Paid-to-date
Down
- The person named on the policy to receive the insurance proceeds at the death of the insured
- A client voluntarily cancels their policy
- The discontinuation of insurance without cash value if the required premium is not paid
- The restoration of a lapsed/suspended policy to an active status
- Face Value/Coverage amount
- Life branch that only assists with Health Insurance
- Someone whose life is covered by an insurance company
- The cost of insurance
15 Clues: Paid-to-date • The cost of insurance • Face Value/Coverage amount • A client voluntarily cancels their policy • The number of Sagicor Life Branches in Jamaica • Life branch that only assists with Health Insurance • Someone whose life is covered by an insurance company • The total amount contractually due for payment on a policy • ...
Insurance Terms 2025-02-23
Across
- when you are responsible for an accident or injury
- The money you pay every month to the insurance company
- the maximum amount of money an insurance policy can be
- insurance that covers cost of physical and mental health bills
- the maximum amount of money you have to pay on insurance claims in a given year
- insurance that covers vehicular accidents
- insurance that covers damage to a house and any belongings inside it
Down
- covers suitcases and the contents inside of lost or damamged
- A contract between and a company to cover the cost of something
- money paid to family members after the policy holder's death
- the amount of money you have to pay on a claim before the insurance starts paying
- a time when you need to use insurance to pay for something
12 Clues: insurance that covers vehicular accidents • when you are responsible for an accident or injury • The money you pay every month to the insurance company • the maximum amount of money an insurance policy can be • a time when you need to use insurance to pay for something • covers suitcases and the contents inside of lost or damamged • ...
Completing the Application 2020-04-17
Across
- a statement that is found to be false on the application
- When the insurance company's underwriter approves the application and issues a policy
- these companies issue participating policies that allow policy owners to receive dividends
- a return of unused premium and are nontaxable
- a risk that qualifies for average premiums and is in average health
- these "parties" are at least 18 yrs old, cognitive to understand insurance contracts, and not under the influence of drugs or alcohol
- this violates the principle of insurable interest and is illegal
- a document that is delivered with the policy and is a break down of the entire policy and information such as surrender values and premium amounts
- terminating or allowing a policy to lapse and then getting a new one
- the acronym for the elements of a legal contract
- the acronym for the nonprofit trade organization that shares adverse medical information with other member insurance companies
- Look a 10 day period that allows the clients to receive a full refund if they no longer want coverage
- something of value that is exchanged between the client and the insurance company
- a receipt that is intended to provide coverage on a date that is before the policy issue date
- an exchange of unequal values
- an insurance company that is incorporated outside of the state they want to do business
- contracts that are nonnegotiable and offered on a take it or leave it basis
- a generic publication that compares the cost of similar policies
Down
- this type of report includes information about a clients credit and character from their permanent record and other public sources
- this is another name for an investigative consumer report
- an absolutely true statement that is usually found in Part 1 of the application
- an insurance company that is incorporated in the state they want to sell insurance in
- when the applicant submits an application to the insurance company
- a risk that qualifies for the highest premiums and is a person whose health is very poor or lives a very dangerous lifestyle
- only one party makes a legally enforceable promise
- a consumer report that consists of interviewing friends and neighbors for information about the client
- these companies issue nonparticipating policies that give dividends to stockholders
- The main source of underwriting information
- a presentation of non-guaranteed values and amounts that show how the policy can grow over time
- must be valid at the time of application and must have a blood tie or business tie
- Risks that are more likely to suffer a loss
- the risk selection process that determines if clients are insurable risks
- when a material misrepresentation is found to be intentional
- an insurance company that is incorporated outside of the United States
- a statement the helps clients make more informed and educated decisions about their choice of insurance
- purpose this concept that states that insurance contracts must have insurable interest and consent
- a risk that qualifies for the lowest premiums and is generally a person with pristine health
37 Clues: an exchange of unequal values • The main source of underwriting information • Risks that are more likely to suffer a loss • a return of unused premium and are nontaxable • the acronym for the elements of a legal contract • only one party makes a legally enforceable promise • a statement that is found to be false on the application • ...
David Weedman - Personal Finance Crossword Puzzle 2024-12-16
Across
- Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- An open line of credit that can be used for any purchases as long as you are under the limit; its payments vary monthly based on size of the debt
- The smallest amount of a credit card bill that a credit card holder must pay during a billing cycle to remain in good standing with the lender
- A federal and state assistance program that pays for health care services for people who cannot afford them
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- Exclusive provider organization. A health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- An agreement where you are credited with a fixed amount of money for a fixed period of time, usually with interest
- Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- An agreement in which a borrower receives something of value now and agrees to repay the lender in the future, generally with interest
Down
- Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- The maximum amount that may be borrowed on a credit card
- The maximum amount an insurance company will pay if you file a claim
- The amount you owe as the cost of borrowing money
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- A three-digit number (ranging from 300-850) based on an individual's credit history detailed in a credit report
- Point of service. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- Original amount of money saved or invested, separate from interest or earnings
- A record of a person's use of credit over time; 15% of your credit score is based on the length of your credit history
23 Clues: The amount you owe as the cost of borrowing money • The maximum amount that may be borrowed on a credit card • The maximum amount an insurance company will pay if you file a claim • Original amount of money saved or invested, separate from interest or earnings • Auto insurance that protects you against costs to repair your own vehicle after a crash • ...
Automobile Insurance Chapter 4 Section 3 2023-01-11
Across
- a request for payment from an insurance company by a policy holder
- covers personal injury if a driver is at fault in an accident
- amount paid for an insurance policy
- at fault
- responsible
- an extra fee paid to an insurance company to divide the annual premium into monthly, quarterly, or semi-annual payments
- coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses
Down
- covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missles, falling objects, riots, tree sprays, and also if the car is stolen
- pays for the repair or replacement of an insured car if it is damaged in a collision or if it overturns, no matter who is at fault
- personal injury protection
- pays for towing or road service when a car is disabled
- contract between a driver and the insurance company
- pays for damage a driver causes to another person’s property
- pays for any physical injuries that the driver or passengers sustain while in the vehicle, even if there is no traffic accident
- covers a person from damages
- pays for part of the cost of a rented car if a car is disabled because of a collision or covered repair
- part of the repair or damages that a driver has to pay before the insurance company pays
17 Clues: at fault • responsible • personal injury protection • covers a person from damages • amount paid for an insurance policy • contract between a driver and the insurance company • pays for towing or road service when a car is disabled • pays for damage a driver causes to another person’s property • covers personal injury if a driver is at fault in an accident • ...
FINANCIAL COUNSELING 2025-03-18
Across
- we provide to families with insurance
- provided to family with no out of network coverage
- 100% financial assistance
- accounts that have no demo's and has to be completed
- 45% assistance
- created for financial assistance and pending medicaid
- wq 12879 type of insurances
- contact for husky insurance applicants
- contact to get insurance backdated for husky
Down
- child is over 15 years does not meet husky guidelines due to immigration status
- this is needed for impatient stay
- the patient has no coverage
- provided to family with no insurance
- offered to family upon paying in full
- we sent request to this dept when no auth on file
- you get them on a daily basis
- does not meet income guidelines
17 Clues: 45% assistance • 100% financial assistance • the patient has no coverage • wq 12879 type of insurances • you get them on a daily basis • does not meet income guidelines • this is needed for impatient stay • provided to family with no insurance • we provide to families with insurance • offered to family upon paying in full • contact for husky insurance applicants • ...
Econ 2022-11-14
Across
- The portion of corporate profits paid out to stockholders
- Degree of uncertainty of return on an asset; the possibility of loss.
- the sharing of expenses by the policyholder and the insurance company
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- Describes the type of coverage in an insurance agreement
- The largest stock market based on market capitalization and is floor based.
- Health maintenance organization. A prepaid health insurance plan in which patients receive health care from designated providers
- All of the investments, including stocks, bonds, mutual funds, options, and commodities, that are traded.
- A person who pays for the right to live in a residence owned by someone else
- A for-profit institution that offers personal loans, mortgages, and other services.
Down
- A legal process to get out of debt when you can no longer make all your required payments
- Occurs when money is withdrawn from a bank account and the available balance goes below zero
- a decrease in the general level of prices
- a tax-deferred retirement plan offered to employees by their employer
- a right to keep possession of property belonging to another person until a debt owed by that person is discharged.
- all of an individual's property and financial assets and liabilities at the time of his or her death
- A specific sum of money paid by the insured to the insurance company in exchange for financial protection against loss.
- an out-of-pocket fee paid by a person with health insurance at the time a covered service, such as an office visit or a prescription, is received
- money and other valuables belonging to an individual or business
- National Association of Securities Dealers Automated Quotations
- Applies to the amount of protection you have through an insurance company in the event of a loss
21 Clues: a decrease in the general level of prices • Describes the type of coverage in an insurance agreement • The portion of corporate profits paid out to stockholders • National Association of Securities Dealers Automated Quotations • money and other valuables belonging to an individual or business • a tax-deferred retirement plan offered to employees by their employer • ...
Health Care Systems 2024-10-16
Across
- provide services to low income and the medically under served (abbr)
- Federal organization that assures the safety of cosmetics, pharmaceuticals, foods, biological products and medical devices (abbr.)
- A person can obtain health insurance through a ________ sponsored plan.
- The specialized area of health care organization that focuses on documenting and processing information
- Locally funded clinic that provides special services for geriatric patients
- Veteran ________ hospitals are federally funded to provide support to veterans who served in the armed forces.
- Health-related ________ are a major reason why health care costs are on the rise
- Provide medical services through the use of electronic communication
- The specialized are of health care organization that identifies a particular condition or disease
- Health insurance that is provided by the federal government to people over the age of 65.
- Help reduce unnecessary procedures and promote care at home to save money on health care costs
Down
- place of residence for people who require constant nursing care
- facilities that provide a wide range of diagnostic, medical, surgical and emergency services
- State-mandated insurnace program that provides compensation to employees who suffer job-related injuries and illnesses.
- __________advancements in the medical field are a major reason for the rise of health care costs
- Organization within healthcare that focuses on providing treatment to a patient.
- Provides subsidized insurance plans for individuals, families and small businesses with free or low cost health insurance coverage
- Set amount the subscriber pays for each medical service.
- Illegal process of filing a claim for insurance payment of services that were not actually received
- provide end of life care to patients who are expected to live 6 months or less
- Formal request by an insurance policy holder to recieve payment for services received or incurred
- Health insurance program that is provided by the state and federal government for low-income Americans.
22 Clues: Set amount the subscriber pays for each medical service. • place of residence for people who require constant nursing care • provide services to low income and the medically under served (abbr) • Provide medical services through the use of electronic communication • A person can obtain health insurance through a ________ sponsored plan. • ...
Assigned Risk 2022-02-23
Across
- A type of business insurance that provides benefits to employees who suffer work-related injuries or illnesses.
- Responsible for a variety of functions, including Application processing, Eligibility determination for insurance, Assignment of risks, Oversight of the servicing carrier selection process
- A serious injury can prevent an employee from returning to work for days, weeks, or even months.
- Participates in the Plan by receiving assignments and retaining the risk associated with such coverage.
- Insurance market systems for various lines of. They serve as a coverage source of last resort for firms and individuals who have been rejected by voluntary market insurers.
- The cost of immediate care, such as an ambulance ride or an emergency room visit. It also helps pay for surgical procedures, medications, hospital stays, and other medical bills. Ongoing care, such as continuing medication and physical rehabilitation, is also covered.
- A risk financing mechanism used by insurance companies to increase their ability to underwrite specific types of risks.
- When an insurance company is required, by law, to provide coverage for risk that may not be covered by the normal insurance market.
- Schooling (tuition reimbursement) or training to prepare you for another job if you find yourself incapable of doing your past work because of permanent restrictions.
Down
- Covers businesses against claims by employees who have suffered a job-related injury or illness, or who file lawsuits.
- Used to track certified mail
- Any state that has special legislation in place that requires workers' compensation coverage be provided exclusively by the state's workers' compensation program.
- Used for counting the number of days between two dates or the date for several days before or after a specific date.
- State-owned and operated organizations that write workers compensation insurance.
- A measure of expected losses for a finite time period based on various items of historical data such as total losses, number of losses, average loss size, and payout patterns.
- State sponsored organizations that allow people and businesses to obtain insurance who would otherwise find it difficult (or impossible) to do so.
- Used for looking up class codes and basic manual rules.
- A non-profit organization funded by insurance companies in the workers compensation marketplace.
- The standard used by Federal statistical agencies in classifying business establishments for the purpose of collecting, analyzing, and publishing statistical data related to the U.S. business economy.
- These checks indicate if there companies or individuals operating on behalf of a targeted country, terrorists, narcotics traffickers.
20 Clues: Used to track certified mail • Used for looking up class codes and basic manual rules. • State-owned and operated organizations that write workers compensation insurance. • A serious injury can prevent an employee from returning to work for days, weeks, or even months. • ...
Personal Finance 2021-03-11
Across
- form that reports the amount of money withheld in a year
- type of insurance that pays for the opposing persons injury or property in case of an accident
- social security contribution funding
- cost of having insurance
- type of form that you fill out so employer know how much money to withhold
- bank account that gives (usually) the minimum interest
- when employer deposits your money straight into bank
- the pay you receive after all tax has been taken
- the money the insured pays before the insurance covers anything
- plan for spending money
- form before college for financial help
Down
- when money is taken out of the bank account
- type of insurance that covers the cost of your car if damaged by impact
- protection from financial losses
- the fee you pay to borrow money usually each month
- A type of bank account that allows withdrawals and deposits of your money.
- the paycheck before any tax is taken
17 Clues: plan for spending money • cost of having insurance • protection from financial losses • social security contribution funding • the paycheck before any tax is taken • form before college for financial help • when money is taken out of the bank account • the pay you receive after all tax has been taken • the fee you pay to borrow money usually each month • ...
Reimbursement Terminology 2020-09-22
Across
- For active or retired U.S. Armed forces, their families, & survivors
- a maximum amount patient pays for covered services in a year, which includes deductibles, coinsurance, and co-pays
- Any self-administered medications that needs to be picked up at a pharmacy or shipped to a patient’s home
- Coverage type when a patient receives treatment administered by a physician for a specific diagnosis at a doctor's office or hospital facility
- a dollar amount payment for a specified charge for a service such as office visits or prescriptions
- ______ BCBS subscriber IDs begin with prefix of R
- Insurance for patients 65+, receiving Social Security, or has End Stage Renal Disease
- a review of clinical documentation to verify a procedure is medically necessary prior to the time the procedure is scheduled
Down
- percentage proportion of reimbursement that patients are responsible for paying
- a portion of health care expenses that patients must pay before insurance coverage kicks in
- Commercial insurance through an employer or self-employees purchased through a Marketplace
- ___________ is aligned to United world Life
- helps pay Medicare PArt A and PArt B premiums, and other costs like deductible, co-insurance, and co-payments
- A plan type where patients can see doctors in and out of their network. so referral specialist needed
- secondary insurance to a Traditional Medicare and follow Medicare guidelines
- A plan type where patient can be seen and treated by a physician in network. A referral is required by the PCP to see a specialist
- Insurance for low income families or individuals, qualified pregnant women or children, or patient with disabilities
- employers who have a self-funded health care plan may choose a TPA to help finance the health reimbursement
- ________ BCBS’s subscriber IDs begin with HZN
- a condition which makes a particular treatment or procedure advisable
20 Clues: ___________ is aligned to United world Life • ________ BCBS’s subscriber IDs begin with HZN • ______ BCBS subscriber IDs begin with prefix of R • For active or retired U.S. Armed forces, their families, & survivors • a condition which makes a particular treatment or procedure advisable • secondary insurance to a Traditional Medicare and follow Medicare guidelines • ...
CrossWord Insurance Bastien PETIT 2023-04-05
Across
- A policy that covers two people and pays out when the first person dies.
- The insurance cover as agreed between the insurance company and customer.
- The amount to be paid by a customer for an agreed amount of insurance cover.
- The price you could expect to get if you sold your property or goods.
- The pool of money into which all life insurance premiums are paid and out of which all claims are paid.
- The amount to be paid by a customer for an agreed amount of insurance cover.
- Money received from selling goods or services.
- A risk or item specifically not covered by a policy.
- This is the percentage change in the cost of living over time, measured through the Consumer Prices Index (CPI) or Retail Prices Index (RPI). As prices rise, the value of money falls.
- This is tax you pay on money you earn, such as your salary or interest on savings or rent paid to you.
- This is how much you pay for each unit when investing in a set investment fund.
- Where the customer stops paying premiums or a policy that is not renewed.
Down
- An income or lump sum of money bequeathed or left to a beneficiary or loved one after you die.
- An insurance company that is owned by its customers.
- (Question Bonus)CrossWord Creator
- A term used to describe physical loss or destruction to property or contents.
- A period of time the policy may be challenged by the insurance company if they think that the customer has not followed the policy.
- Someone who is reliant on you, such as a family member, child, wife or husband.
- This is the first amount of any insurance claim that the customer agrees to pay as part of the policy conditions – the insurer pays the rest.
- This is when someone promises to pay for loss or damage they cause someone else.
- The amount before costs are deducted.
21 Clues: (Question Bonus)CrossWord Creator • The amount before costs are deducted. • Money received from selling goods or services. • An insurance company that is owned by its customers. • A risk or item specifically not covered by a policy. • The price you could expect to get if you sold your property or goods. • ...
Final Crossword 2013-06-11
Across
- Type of costs to keep car on the road.
- Name of extra charge that you must pay.
- Type of fuel
- Name of type of loan where interest is charged on the balance owing.
- Name of amount of money still owed.
- System for paying money after something bad happens
- Calculated or considered over a period of one year
- Value of a wreck when it is not worth fixing
- Name of type of loan where interest is charged on the total amount borrowed.
- How much in percentage is paid to borrow money.
- Process of considering how things are similar and how they are different.
- Initials for the type of insurance for the property damaged by the driver
- Type of fuel
- Person or organisation which is owed the money.
Down
- Name of amount you much contribute for each insurance claim.
- Type of insurance to get if you want payment for theft, car accidents or damage from a natural disaster
- Abreviation for how much a loaded vehicle weighs
- Type of points which are removed when you break a road law.
- Yearly process of paying for permission to use vehicle on public roads.
- Initials for type of insurance for the person hurt by the driver
- Name of discount you get for not changing your insurance company.
- Type of loan where goods or property will have to be given if the loan cannot be paid.
- Name of discount you get from not making an insurance claim.
- Name given to charge that can be ignored.
- Name of duty which is the tax for buying or selling a car.
- Type of cost of doing the maintenance of the car.
- Type of loan where not goods or property have to be returned if the loan is not paid.
- Type of fuel
- Name given for car, bus, motorbike, van or truck.
29 Clues: Type of fuel • Type of fuel • Type of fuel • Name of amount of money still owed. • Type of costs to keep car on the road. • Name of extra charge that you must pay. • Name given to charge that can be ignored. • Value of a wreck when it is not worth fixing • How much in percentage is paid to borrow money. • Person or organisation which is owed the money. • ...
EPF Exam Review Crossword 2023-12-08
Across
- Amount required to pay before health insurance "kicks in"
- What you give up by making another economic choice (2 words)
- Type of interest that builds on previously earned interest
- Method to pay down debt by paying the highest interest debt first
- What a 401k is used to save for
- The most basic type of auto insurance that only covers damages to other's property
- Out-of-_____ refers to money paid "beyond" what insurance covers
- Type of fund that are usually actively managed and typically have higher fees
- What the "P" in APR stands for
- The most basic form of check endorsement
- Month when the FAFSA opens to be submitted (typically)
- Method to pay down debt by paying the lowest balance debt first
- What the "E" in ETF stands for
- The amount paid to an employee before taxes are deducted
- Withdrawal from an account
Down
- The amount paid for an insurance policy
- Type of check endorsement that transfers ownership to another person/party
- What a 529B is used to save for
- What the "D" stands for in FDIC
- Type of bond that has the lowest risk (& lowest rate of return)
- The amount you have to pay before your insurance "kicks in"
- What the "M" in S.M.A.R.T. goals stands for
- The cost of owning and managing a fund (2 words)
- A general increase in prices and fall in the purchasing value of money
- Type of auto insurance that covers "acts of nature" and theft
- Month when taxes need to be filed (without extensions)
- Type of auto insurance that covers vehicles involved in accidents
- Month when employers must issue a W-2 to their employees for the previous year's wages
- An auto loan is this type of debt
- Number of months worth of expenses that should be saved in an emergency fund
30 Clues: Withdrawal from an account • What the "P" in APR stands for • What the "E" in ETF stands for • What a 529B is used to save for • What the "D" stands for in FDIC • What a 401k is used to save for • An auto loan is this type of debt • The amount paid for an insurance policy • The most basic form of check endorsement • What the "M" in S.M.A.R.T. goals stands for • ...
Insurance Fundamentals 2023-08-07
Across
- Amount of money an insurance company charges in return for providing coverage for a particular risk.
- A condition that increases the chance of loss.
- Sudden and extreme event that causes widespread damage, destruction, or loss.
- Process where an insurance company transfers a portion of the risks to another insurance company.
- A person responsible for investigating, evaluating, and settling claims.
- Intentionally hiding important information or not telling the insurance company something they should know.
Down
- A promise or agreement made by the person being insured to do or not do something specific.
- Obligation of an individual or entity to compensate for any harm, injury, damage, or loss caused to another party.
- A person who sells insurance products for an insurance company or companies.
- This are the risk or items that is covered under the insurance policy.
- This is where multiple insurance policies covering the same loss, sharing the cost of the claim proportionally.
- Someone who assesses risks and determines whether to provide insurance coverage for individuals or businesses.
12 Clues: A condition that increases the chance of loss. • This are the risk or items that is covered under the insurance policy. • A person responsible for investigating, evaluating, and settling claims. • A person who sells insurance products for an insurance company or companies. • Sudden and extreme event that causes widespread damage, destruction, or loss. • ...
