insurance Crossword Puzzles
Risk Management 2016-04-21
Across
- risk Situation where there is a chance of either loss or no loss, but no chance of gain
- risk Insurance industry term for a situation where the possibility of either a financial loss or a financial gain exists
- bonds A bond issued by a bank or other financial institution, guaranteeing the fulfillment of a particular contract.
- Entry into a building illegally with intent to commit a crime
- insurance writer An insurance agent or insurance company that only issues insurance policies from a single insurance company.
- Failure to use reasonable care, resulting in damage or injury to another.
- Unashamed swindling or overcharging
- An amount to be paid for an insurance policy.
- interruption insurance Insurance coverage against potential losses as a consequence of having to close a business for insurable reasons
Down
- insurance agent Sell a variety of insurance and financial products, including property insurance and casualty insurance, life insurance, health insurance, disability insurance, and long-term care insurance.
- bonds A form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
- compensation A form of insurance required from employers that provides money as compensation for workers who are injured at work or contract an occupational disease
- credit authorized To grant authority or power to.
- insurance Insurance against claims following negligence by a company's employees who cause injury to people or damage to property
- insurance provides a professional service, regularly gives advice, is required by its clients to have E&O insurance.
- liability insurance Policy that pays for any damage or injury (within the limits of the cover provided) resulting from the use of the goods or services.
16 Clues: Unashamed swindling or overcharging • An amount to be paid for an insurance policy. • credit authorized To grant authority or power to. • Entry into a building illegally with intent to commit a crime • Failure to use reasonable care, resulting in damage or injury to another. • ...
Personal Finance Crossword 2021-10-27
Across
- A person who has insurance.
- Pays for damage you cause to someone else's car.
- Pays for repairs or replacement costs.
- The amount it costs to replace an item at the time.
- A video documentation of everything inside your home.
- The insurance company provides the policyholder the cost of minor injuries no matter what.
- You pay claims yourself instead of paying an insurance company.
- Being responsible for something.
- A seperate insurance policy to cover an expensive item.
- Amount of money you pay to insurance for them to cover your loss.
- Any event that may damage your belongings or home.
- A lack of predictability one faces.
- Age, gender, driving history, location, etc of a driver.
- Helps regulate insurance prices based on your area.
- Protection against financial losses.
- A contract that details an insurance agreement.
- Covers losses from causes other than collisions.
Down
- One must prove they can pay for any damages from an accident.
- Pays for someone's injuries when you're at fault
- An annual payment that a policyholder must pay.
- A type of property insurance that covers a private residence.
- Increases the possibility of a loss
- Not having enough supervision.
- Replacement cost with depreciation subtracted.
- Someone who has insurance.
- The person or company who provides the protection.
- A clause insurance companies use on property policies.
- A signature on legal documents.
- A company that provides protection against financial losses.
- Risk that can't be controlled.
30 Clues: Someone who has insurance. • A person who has insurance. • Not having enough supervision. • Risk that can't be controlled. • A signature on legal documents. • Being responsible for something. • Increases the possibility of a loss • A lack of predictability one faces. • Protection against financial losses. • Pays for repairs or replacement costs. • ...
Independent Living 2022-11-17
Across
- How much you pay per month for insurance
- Coverage for crashes
- the average coverage
- Damage done to vehicle not caused by collision
- money left over after all expenses are paid
- being responsible for something
- what is and isn't covered during events where you need insurance.
- request for money from insurance plan
- can be personal, public or even federal
- company who covers insurance costs
- the full amount of expenses paid
Down
- person who is protected by insurance
- the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made
- How much you pay after insurance
- the amount after taxes
- Amount payed before insurance pays
- the amount paid month to month does not change
- monthly income before taxes are taken out
- the amount paid month to month changes
- Things your money gets spent on.
- terms and conditions of insurance plan
21 Clues: Coverage for crashes • the average coverage • the amount after taxes • being responsible for something • How much you pay after insurance • Things your money gets spent on. • the full amount of expenses paid • Amount payed before insurance pays • company who covers insurance costs • person who is protected by insurance • request for money from insurance plan • ...
Insurance Unit Crossword Review 2020-12-21
Across
- Covers you through your employer if you are hurt or sick because of something job related.
- A formal request to an insurance company asking for a payment based on the terms of the insurance policy
- Insurance where can go to any doctor you want and no referrals needed
- Mix between an HMO and a PPO-style health insurance policy
- The maximum amount the insurance company will pay for all of your belongings
- Rider that provides additional protection against significant water damage
- Insurance where you need to go to specified doctors (in-network) and need referrals
- Protects from claims of damage of property or vehicle
- Medical coverage that is provided to people age 65 and over.
- Type of insurance that protects you against financial loss if you have an auto accident
Down
- Cost of the item today after depreciation
- Insurance that protects against collisions with other cars.
- Medical coverage for low income families
- The type of insurance that provides payments for losses occurring to one's home and its contents.
- Payment for insurance protection
- A payment made by a person to a doctor, hospital, emergency care center in addition to the payment made by an insurer.
- Amount of money you pay out of pocket before the insurance company begins to pay
- The amount of money that insurance company will pay people other than yourself in the event they are injured at your home OR their property is damaged in some way
- Covers the cost of rebuilding the home
- Insurance against loss due to illness, or injury.
20 Clues: Payment for insurance protection • Covers the cost of rebuilding the home • Medical coverage for low income families • Cost of the item today after depreciation • Insurance against loss due to illness, or injury. • Protects from claims of damage of property or vehicle • Mix between an HMO and a PPO-style health insurance policy • ...
Insurance Crossword Puzzle 2024-11-26
Across
- Initials for coverage for towing
- Peril for burned damage
- Our agency is the best at this
- Insurance policy for someone living in a home they don't own
- First name of the agency owner
- Damage to your vehicle other than collision
- Formal request made to an insurance company for reimbursement for a covered loss or damage
- When someone leaves the scene of an accident
- Coverage if you can't live in your house while claim is processed
- Best Insurance Sales Rep
- Best Customer Service Rep
- Being responsible for damage
- Peril for large ice damage
- Last name of the agency owner
- Insurance policy that covers a business
- Covers extra liability over your home, auto, motorcycle, RV's
- State agency is located in
- Insurance Policy to protect your family if you pass away
Down
- City Agency is located in
- Protects you in case of an unplanned event
- Coverage for physical injury
- Damage to vehicle after colliding with another object
- Two cars colliding
- Insurance Policy for your house
- What you pay for an insurance policy
- Hashtag for the best insurance agency in Surprise
- Customers payment responsibility for claim
- Written agreement between you and the insurance company
- Insurance Policy for your vehicle
- Endorsement that covers wearable valuables
- Estimate for premium of an insurance policy
- Peril for high rate of air movement
- Coverage on something you own
33 Clues: Two cars colliding • Peril for burned damage • Best Insurance Sales Rep • City Agency is located in • Best Customer Service Rep • Peril for large ice damage • State agency is located in • Coverage for physical injury • Being responsible for damage • Last name of the agency owner • Coverage on something you own • Our agency is the best at this • First name of the agency owner • ...
Nurse Case Management: Reimbursement 2021-12-30
Across
- Group of companies providing health benefits
- Safety net policy for medicare
- Funding source for medical services
- Public insurance program for veterans
- Insurance plan for totally disabled persons
- State children's health insurance program (abbr)
- Managed care plan allowing out of network providers
- Means to becoming a smart health care consumer
- Amount paid by insured before a claim is paid
- Public health insurance program for over age 65
Down
- Hybrid plan that combines aspects of HMO and PPO
- Settlement for persons with terminal illness
- Fee for insurance plan based on expected needs
- Public insurance program for low income persons
- Third party administrators (abbr)
- Most common type of managed care plan
- Continuation of benefits for terminated employees
- Preferred provider organization (abbr)
- Plan earmarks pre-taxed dollars for expenses
- Insurance compensation for damages or loss
- Additional provisions to a basic policy
- Person who makes a claim
22 Clues: Person who makes a claim • Safety net policy for medicare • Third party administrators (abbr) • Funding source for medical services • Public insurance program for veterans • Most common type of managed care plan • Preferred provider organization (abbr) • Additional provisions to a basic policy • Insurance compensation for damages or loss • ...
Insurance Vocab 2025-01-29
Across
- a fixed amount that you pay for a specific service or prescription medication
- a list of things on your insurance policy that tells what the insurance company will pay
- the maximum amount an insurer will pay under a policy for a covered loss
- insurance designed to protect a driver and a vehicle in the event of an accident or theft
- the type of insurance you would have if you were going to have some kind of surgery
- a supplemental insurance, relatively inexpensive to cover your dental checkups, can help pay for x-rays and other dental procedures
- auto insurance coverage that pays you to fix your car if you are at fault of an accident or the other guy doesn't have insurance
- the type of insurance you should get on your personal belongings if you live in an apartment or rent a house
- a person who owns an insurance policy
Down
- auto insurance coverage that pays you if your car is stolen or for any acts of nature
- a monthly amount paid to an insurance company to have insurance
- an amount of money you must pay before the insurance company will pay for any claim you file
- a contract between a consumer and an insurance company
- the demand by a person seeking recovery from a loss
- insurance designed to cover the costs of damage to a home or property in the event of theft or a natural disaster
- the section of the property policy that pays for damages that you may have unintentionally caused; it also pays for personal damage or injuries to others
- a percentage of the cost that you pay for covered services
- a supplemental insurance that can help pay replace a percentage of your salary if you can’t work due to a severe illness or injury
- the possibility of financial loss
19 Clues: the possibility of financial loss • a person who owns an insurance policy • the demand by a person seeking recovery from a loss • a contract between a consumer and an insurance company • a percentage of the cost that you pay for covered services • a monthly amount paid to an insurance company to have insurance • ...
Insurance Review 2025-05-01
Across
- Insurance that covers your vehicle against theft or damage not involving a crash
- Insurance that helps cover medical costs
- Insurance that pays for damage to your car in an accident
- The amount you regularly pay to keep insurance coverage active
- A report of damage or loss filed with your insurance company
- Doctor or hospital in your health insurance network
- A written contract between you and the insurance company
- A person who receives the death benefit from a life insurance policy
- Insurance that pays for damage you cause to another person's vehicle
Down
- Insurance coverage for your belongings in a rented property
- The set amount you pay before insurance starts covering costs
- Money paid out by insurance company for a claim
- Required by most states to drive legally
- Insurance that protects your income if you can’t work due to illness/injury
- A sudden event, like a car crash, covered by insurance
- Type of life insurance that lasts for a certain period
16 Clues: Insurance that helps cover medical costs • Required by most states to drive legally • Money paid out by insurance company for a claim • Doctor or hospital in your health insurance network • A sudden event, like a car crash, covered by insurance • Type of life insurance that lasts for a certain period • A written contract between you and the insurance company • ...
Life Insurance 2024-02-21
Across
- term insurance A type of life insurance policy that pays a decreasing death benefit over time and, as a result, has a lower premium than other types of term insurance.
- value The amount of coverage that a life insurance policy provides.
- table A table that lists death rates according to age groups.
- life insurance Similar to whole life insurance; the cash value can be used to pay the insurance premium if the policyholder doesn’t pay it, but if the cash value is not enough to pay the insurance, the policy can lapse.
- term life insurance Life insurance that employees get through their employers.
- life insurance An insurance policy that covers the buyer for his or her lifetime or to a specified age; types include whole life, universal life, and variable life.
- integer function The greatest integer of a number x that is the largest integer less than or equal to x.
- term insurance A type of life insurance policy that pays the same death benefit over the term of the policy. The premiums paid usually remain level throughout the term.
Down
- A life insurance premium is the amount you pay for the policy.
- value The expected profit based on the probabilities.
- term insurance A type of life insurance policy that pays increasing death benefit over time and, as a result, has a lower premium than other types of term insurance.
- value The value of the investment portion of a whole life insurance policy.
- rate The death rate for a person’s age group.
- life insurance Combines an insurance part with a variety of investment components; these may include stocks, bonds, and money market funds; one of the riskiest types of insurance policies.
- life insurance A type of insurance that combines a life insurance policy with an investment feature; policyholders pay a premium that is divided between the insurance portion and the investment portion.
- life insurance A type of insurance that provides protection for the policyholder; term insurance covers the policyholder for a specified period of time, usually 5, 10, or 20 years; after that time, the policy is no longer in effect, unless it is renewed for another term.
- A person chosen by the policyholder whose name is on the life insurance policy and who receives the benefits of the policy after the policyholder’s death.
17 Clues: rate The death rate for a person’s age group. • value The expected profit based on the probabilities. • table A table that lists death rates according to age groups. • A life insurance premium is the amount you pay for the policy. • value The amount of coverage that a life insurance policy provides. • ...
CIP,C11-1to5,2018 2020-11-13
Across
- a type of general business account for a brokerage
- a profit commission offered by insurers
- property examples are as piplines and bridges
- to determine whether or not a risk is eligible for insurance
- a federal privacy act
- the P in P&C insurance
- insurance purchased from another insurance company
- the maximum volume of business that an insurance company accepts
- a type of billing offered by insurers
- The Insurance ____________ Act gives power to OSFI
- an event that gives rise to an insured loss
- _______ premium represents the unexpired portion of a policy
- a department unique to insurance companies
- investigates insurance claims
- the chance that you could become physically disabled (2)
- supervisor of insurance companies
- the department acting as a liaison with government
- the price of insurance for a year
- _________ premium for the period of time already elapsed
- continuing ________ is required in some provinces to maintain insurance designation
- a type of company that provides insurance to its owners
- type of profit after claims and expenses have been paid
- qualification given by government or approved self-regulating body
- a type of contract where no expressed statement exists
- failure to provide reasonable care
- responsible for overseeing privacy legislation in a province or territory
- peace of mind from paying a premium (3)
- an insurance guarantee that a second party will fulfill an obligation to a third party (2)
- oversees provincial licensing
- places insurance with one insurer
- a type of floater a farmer might have
- a condition formed from legislation
- the insurer in a law of agency contract
- wrongful removal of property with signs of physical forced entry
- binding __________ confirms the existence of insurance after an application is submitted
Down
- the agent of an insurer in Quebec
- measure of financial stability for an insurance company
- places business with multiple insurers
- a type of reinsurance where a class of risks is automatically renewed
- a type of receipt or binder
- the process of analyzing data that is used to help establish premiums
- compensation for losses
- a loss control technique where several warehouses are used to keep goods
- a type of adjuster hired by an insured
- one major category of insurance
- an insurance company controlled by its owners
- the immediate and effective cause of a loss
- foreign insurance companies are regulated at this level of government
- files a report with the federal regulator
- a type of agent who manages a company's business, appoints other agents, and settles claims
- to sign over part of a risk to a reinsurer
- the physical link between insurers and consumers
- an agreement enforceable at law
- a condition that would increase the chance of loss
- a way to spread risk
- another name for pro rata insurance
- a delivery system that uses multiple insurers
- the regulator in Quebec
- a type of data breach where personal information is hacked
- type of loss reserves where losses have occurred but not yet been paid
- a category of perils arising from currency fluctuations
- a type of government corporation for auto insurance
- an insurance company makes money this way
- sells insurance directly to the public (2)
- a type of computer liability insurance
- these assets are not physical in nature
- money set aside as estimates to settle claims (2)
- a chance of loss, but not gain (2)
- the C in P&C insurance
69 Clues: a way to spread risk • a federal privacy act • the P in P&C insurance • the C in P&C insurance • compensation for losses • the regulator in Quebec • a type of receipt or binder • investigates insurance claims • oversees provincial licensing • one major category of insurance • an agreement enforceable at law • the agent of an insurer in Quebec • supervisor of insurance companies • ...
Dental Insurance Terminology 2025-06-17
Across
- Approval required before certain services are rendered
- Providers not contracted with the plan
- Request for reconsideration after a claim denial
- Providers contracted with the insurance plan
- Explanation of Benefits – outlines what was paid or denied
- Change to a balance due to a contract or insurance write-off
- Service A procedure the insurance does not pay for at all
- Date Date the dental insurance coverage begins
- Limitation Limit on how often a procedure is covered
- Date Date the dental insurance coverage ends
- A request for payment submitted to insurance
- The person who holds the dental policy
- Number Identifier that connects a plan to an employer or organization
- Date The date used to decide which plan is primary in dual coverage
- Stands for Usual, Customary, and Reasonable
- Amount Maximum dollar amount insurance will consider for a procedure
- ID Unique number used to identify the primary policyholder
- Fixed dollar amount paid by the patient at time of service
Down
- Period Time required before certain benefits can be used
- Estimate of benefits before treatment is completed
- Max The most a patient will pay during the plan year
- A person covered under the policy but not the main policyholder
- Schedule List of maximum amounts a plan will pay for each procedure
- Amount the patient must pay before insurance pays
- Tooth Clause Policy exclusion if tooth was missing before coverage started
- The insurance plan that pays first
- of Benefits Rule that determines which plan pays first when dual coverage exists
- Patient’s percentage of the cost after insurance pays
- Coverage When a patient has two dental insurance plans
- Insurance refusal to pay for a submitted claim
- The insurance plan that pays after the primary
- Confirmation that a patient has active coverage
32 Clues: The insurance plan that pays first • Providers not contracted with the plan • The person who holds the dental policy • Stands for Usual, Customary, and Reasonable • Providers contracted with the insurance plan • A request for payment submitted to insurance • Insurance refusal to pay for a submitted claim • The insurance plan that pays after the primary • ...
Business Law - Ch. 18-1 2013-04-17
Across
- type of insurance that covers against unemployment, poverty, medical expenses, etc.
- type of insurance that covers property while it is being moved
- possible loss from damage to property from a specified peril
- amount paid for an insurance policy
- insurance that covers loss to property exposed to the sea
- contractual arrangement that protects against loss
- when one party pays to compensate for a loss
- type of insurance that covers losses related to the ownership of a vehicle
Down
- party who agrees to cover a loss
- value stated maximum that can be paid on a policy
- type of life insurance that is paid for a limited number of years but covers for life
- potential to sustain loss
- type of life insurance that covers for a period of years and then is done
- type of insurance that covers against financial loss caused by dishonesty
- type of life insurance that builds up a savings
- written contract for insurance
- party covered or protected by insurance
17 Clues: potential to sustain loss • written contract for insurance • party who agrees to cover a loss • amount paid for an insurance policy • party covered or protected by insurance • when one party pays to compensate for a loss • type of life insurance that builds up a savings • value stated maximum that can be paid on a policy • ...
Chapter 22 Vocab 2025-10-31
Across
- Value The full cost of repairing an item.
- system An arrangement where drivers collect money from their own insurance companies.
- Evaluated endorsement
- Anything that may possibly cause a loss.
- motorists protection Insurance that covers you and your family members if you are involved in a accident with a uninsured hit and run driver.
- type of contract
- fee for insurance
- Insurance that covers damage to your vehicle when it is involved in a accident.
- The failure to take responsible care.
- against potential financial loss
- Risk pool A group of people who cannot get motor vehicle insurance who are assigned to each insurance company in the state.
Down
- A hazard is anything that increases the likelihood of loss through peril.
- damage liability Motor vehicle insurance that applies when you damage the property of others.
- injury liability Insurance that covers physical injuries.
- Legal responsibility for the financial cost of another persons losses or injuries.
- Property floater Additional property insurance that covers the damage or loss of a specific item of high value.
- cash value The replacement cost of a item minus depreciation.
- Insurance Coverage that provides protection for your residence.
- The chance of loss or injury.
- Take upon yourself.
- Deliberate destruction of public property.
- Payments coverage Pays the cost of minor accidental injuries to vistors on your property.
22 Clues: type of contract • fee for insurance • Take upon yourself. • Evaluated endorsement • The chance of loss or injury. • against potential financial loss • The failure to take responsible care. • Anything that may possibly cause a loss. • Deliberate destruction of public property. • Value The full cost of repairing an item. • ...
insurance emily 2021-02-11
Across
- covered health care bills for people who are injured on the job
- amount you have to pay before the insurance starts to cover payments
- insurance provided for active military
- document that explains how much you will need to pay and how the much the insurance covers
- the payment or installment you agree to pay a company in order to have insurance
- The insurance company approves that the medical care is necessary
Down
- insurance provided for people who have low income
- a shared payment between the insurance and the insured
- The parent whose birthday (month and day only) falls first in a calendar year is the parent with the primary coverage
- medical condition started before you get the insurance
- payments agreed upon in a capitated contract by a health insurance company and a medical provider
- arrangement in which medical professionals and facilities provide services to subscribed clients at reduced rates
- insurance provided for veterans
- a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization
- allows the insurance to pay the provider directly
- a designated amount you pay for appointments
- insurance provided for kids under 18 whose families have too high income for medicaid but too low income for private insurance
- insurance provided for people older than 65 years
18 Clues: insurance provided for veterans • insurance provided for active military • a designated amount you pay for appointments • insurance provided for people who have low income • allows the insurance to pay the provider directly • insurance provided for people older than 65 years • a shared payment between the insurance and the insured • ...
Insurance Crosswords 2025-09-10
Across
- A type of insurance that covers losses caused by flooding.
- A type of insurance that covers damage to or loss of personal or business property.
- A type of insurance that protects businesses from financial loss.
- A type of insurance that protects against financial loss from defects in title to real property.
- A type of insurance that provides income replacement if the insured becomes unable to work.
- A type of insurance that pays out a sum of money to a beneficiary upon the death of the insured person.
- A type of insurance that provides additional liability coverage beyond the limits of other policies.
- A type of insurance that combines various personal insurance protections into a single policy.
- A type of insurance that provides coverage for injuries or damages caused to a third party.
- A type of insurance that provides coverage for ships and cargo.
Down
- The fee paid to an insurance agent or broker for selling an insurance policy, usually a percentage of the premium.
- A type of insurance that protects professionals from liability arising from errors or omissions.
- A type of insurance that an insurance company buys from another insurance company.
- A type of insurance that provides a stream of payments to the annuitant at a future date.
- A type of policy that protects against financial loss in the event of a car accident.
- A type of insurance that covers medical expenses.
16 Clues: A type of insurance that covers medical expenses. • A type of insurance that covers losses caused by flooding. • A type of insurance that provides coverage for ships and cargo. • A type of insurance that protects businesses from financial loss. • A type of insurance that an insurance company buys from another insurance company. • ...
Auto Insurance 2025-04-03
Across
- the amount of money you pay to purchase insurance
- without proper insurance, an accident or illness can make you go ________
- while it would be cheaper to pay for high deductible insurance, that means accidents will cost you ______
- auto insurance with a very low deductible will be much more ________
- Mr. Alderman's favorite shape
- _________ motorist protection covers costs if you are hit by someone without insurance
- this insurance takes care of damage to your car NOT caused by a collision.
- michigan center high schools mascot
- this covers property damage and medical bills for the other driver if you're at fault in an accident
- _________ payment coverage pays for all accident-related medical costs for you or your family
Down
- if you owe money on your car, the bank can _________ you to have collision coverage
- the last name of the MCHS principal
- if your car is damage caused by fire, hail, or flood, comprehensive insurance will repair or ______ it.
- getting good ______ can save you money on your insurance
- this is what you have to pay before the insurance kicks in any money
- while insurance does cost money, having it lets you _____ more of it if there is an accident
- the type of car accident where the person at fault just drives away
- consider getting rid of collision coverage if you have an _______ car
- collision insurance pays to _____ your own car
- the purpose of insurance is to transfer _____
20 Clues: Mr. Alderman's favorite shape • the last name of the MCHS principal • michigan center high schools mascot • the purpose of insurance is to transfer _____ • collision insurance pays to _____ your own car • the amount of money you pay to purchase insurance • getting good ______ can save you money on your insurance • ...
Insurance Review Terms - KeynePeaceOlivia 2021-03-11
Across
- A contract in which an individual or entity receives financial protection or reimbursement against losses
- A type of insurance available to a person renting that covers the policyholders belongings and liability coverage.
- Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient
- Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- The U.S. corporation insuring deposits in US banks against bank failure
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
- A federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals
- An additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
- A situation involving exposure to danger, harm, or loss
- An employee of an insurance company who calculates risk based on loss percentages and determines insurance rates and premiums
- The portion of a car insurance policy that spells out the details for how to make a claim, what information you must have, how much time you have, and how to cancel your policy
- A type of insurance paid to an individual if he/she is injured and is unable to work for a specified length of time.
Down
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- An act on the part of either the buyer or seller of an insurance contract in an attempt to gain money illegally
- The spreading of financial risk evenly among a large number of contributors to the program
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer an injury, illness, loss, etc
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- An employee of an insurance company who sells insurance policies and provides customer service
- The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
- A set dollar amount you agree to pay each time you receive medical treatment, while the insurance company agrees to cover the rest
- An estimate of what premium you would pay for a certain insurance coverage plan
- The chance of something happening or not happening within a certain number of occurrences
32 Clues: A situation involving exposure to danger, harm, or loss • The U.S. corporation insuring deposits in US banks against bank failure • An estimate of what premium you would pay for a certain insurance coverage plan • Auto insurance that protects you against costs to repair your own vehicle after a crash • ...
Insurance terms 2023-07-28
Across
- Event or condition not covered by an insurance policy
- Document outlining the terms of an insurance contract
- The amount of money an insured person is responsible for paying before insurance coverage kicks in
- The act of restoring the insured to the same financial position before a loss
- Financial protection against specified risks
- A type of insurance that covers damage to property
- The person or entity that offers insurance policies
- Event for which an insurance policy provides coverage
Down
- The probability of loss or the likelihood of an event occurring
- The process of assessing risk and determining insurance premiums
- The person or entity that assesses insurance claims
- The termination of an insurance policy before its expiration date
- The maximum amount an insurance company will pay for a covered loss
- Person or entity that purchases an insurance policy
- Insurance coverage that protects against claims of negligence or harm
- Insurance that covers damage to vehicles in an accident
16 Clues: Financial protection against specified risks • A type of insurance that covers damage to property • The person or entity that assesses insurance claims • Person or entity that purchases an insurance policy • The person or entity that offers insurance policies • Event or condition not covered by an insurance policy • ...
INSURANCE 2015-05-26
Across
- type of insurance that covers the insured if injuries or damages are caused to other people or their property
- a fee paid to the insurance company to be covered under a specified term
- this type of insurance includes collision coverage
- a type of insurance that protects a dwelling from damage costs due to a peril
- type of insurance that provides protection against financial losses resulting from injury, illness, and disability
- the recipient of funds upon the death of the insured
- an agreement between an individual and the insurance company to protect against risk
- the type of insurance that protects the insured from loss of the contents of the dwelling rather than the dwelling
Down
- an event, which can cause a financial loss like fire, falling trees, and lightning
- type of insurance that is a contract between the policyholder and insurer specifying a sum to be paid to a beneficiary
- type of insurance that replaces a portion of income, in the event that an individual can not work due to injury or illness
- a consumer who purchases the policy
- a contract between the individual and the insurance company
- one factor that affects the cost of an insurance premium
- the amount paid out of pocket by the holder of the policy
- an unpredictable event, which leads damage or loss
16 Clues: a consumer who purchases the policy • this type of insurance includes collision coverage • an unpredictable event, which leads damage or loss • the recipient of funds upon the death of the insured • one factor that affects the cost of an insurance premium • the amount paid out of pocket by the holder of the policy • ...
Insurance 2024-07-26
Across
- Property damaged to the extent that the cost of repairs exceeds the market value less the salvage value.
- Provides payment for damage to the property of others when the insured is in an at-fault in a vehicle accident.
- Insurance protecting the insured against loss resulting from any damage to the insured's vehicle caused by collision with any object regardless of fault. Requires Comprehensive coverage.
- This is paid to cover money that has been spent on rental or towing by the insured.
- Physical damage protection for the insured’s own vehicle(s) for damage resulting from other than collision.
- Part of the payment or dollar amount charged for the insurance or the periodic payment made to keep a policy in force.
- The continuation in full force and effect of something that is about to expire and to take effect upon the expiration of the old policy.
Down
- The financial institution that holds the title of a vehicle until the loan is paid off.
- A cancellation method where the premium charge is adjusted in proportion to the exact time the protection has been in force.
- A legal responsibility due to negligence arising from an occurrence resulting in an injury of another person's life or health.
- Demand by a person or business that is seeking to recover from a loss.
- Part of the insurance contract which identifies the name of the insured, driver information, property covered, amount of coverage, term dates, premium and form numbers for coverage endorsements which apply to the policy.
- Provision or clause in an insurance policy that may identify a portion of the insured loss that is not going to be paid by insurance.
- An estimate of the cost of insurance based on information supplied to the agent, broker, or insurance company. A statement regarding the premium that will be charged for certain coverage.
- Restoration of a policy that has been cancelled or expired and which has been activated.
- Any person, firm or corporation, or any member thereof, specifically designated by name as insured(s) in a policy.
16 Clues: Demand by a person or business that is seeking to recover from a loss. • This is paid to cover money that has been spent on rental or towing by the insured. • The financial institution that holds the title of a vehicle until the loan is paid off. • Restoration of a policy that has been cancelled or expired and which has been activated. • ...
Insurance 2024-11-02
Across
- It refers to a method of spreading losses among a large number of people who contribute to a common pool.
- A ___________ acts as an intermediary between insurance companies and people wanting insurance covers.
- It is an extension of indemnity.
- The _____________ principle states that a person should be compensated for a loss.
- A _________ form is used to request payment for compensation under the terms and conditions of a policy.
- _____________ of risks describes the principle of the fortunate, who pay premiums, helping the unfortunate.
- It is a payment for insurance cover.
- A _____________________ insurance is an insurance cover for the loss of a business's profits that is affected due to an untoward event.
- A ____________ form is an application form for insurance.
Down
- It is when a person is in a position to claim for a loss for the same risk from more than one insurance company.
- An ___________ is a person who analyses data to forecast the rate of future claims for a given risk by applying mathematical techniques.
- It relates to underinsurance and prevents the insured person from making a profit from a loss.
- An insurance ____________ is the formal contract for insurance.
- ______________ insurance refers to legal claims made against the insured because the latter has been negligent.
- A ________ note is a document issued while the insurance policy is being prepared.
- An _____________ cause is a statement that shows what is excluded in an insurance policy.
16 Clues: It is an extension of indemnity. • It is a payment for insurance cover. • A ____________ form is an application form for insurance. • An insurance ____________ is the formal contract for insurance. • A ________ note is a document issued while the insurance policy is being prepared. • ...
INSURANCE 2026-01-30
Across
- promotions that businesses offer to their customers that reduce the cost of items or services
- insurance that relates to money
- our company
- a source of information to refer
- a type of bond
- an insurance needed for when you buy a property
- insurance company
- covers the medical expenses and loss of income for workers injured in the course of employment
Down
- insurance that provides financial protection against accidents, theft, fire, and third-party liabilities for personal vehicles
- Insurance that covers items from theft, loss or damage while they are being transported by vehicle from one place to another in the course of business
- a fee or commission charged by a broker
- the individuals in leadership position
- an entity that arranges transactions between a buyer and a seller
- the person who will get the money if you die
- the team that generates revenue
- safeguards your business assets from incidents such as fire, explosion & water damage.
16 Clues: our company • a type of bond • insurance company • insurance that relates to money • the team that generates revenue • a source of information to refer • the individuals in leadership position • a fee or commission charged by a broker • the person who will get the money if you die • an insurance needed for when you buy a property • ...
Personal Finance 2017-05-10
Across
- Formal request from the policyholder to have the insurance company make payment for a loss
- Bonds, Employers require this if working with cash or property of value
- Additional coverage for specific items
- Settlement, Insurance company settles the claim with a check
- buys the insurance
- Cash Value, Insurers will cover property for either the current worth or past worth
- insurance, covers possessions inside the house as well as damage to the house
- Insurance, Replaces personal assets when they're stolen or destroyed. Two kinds
- Insurance, Pays you a percentage of your total income when a health issue prevents you from working for more than six weeks
Down
- a professional opinion on the value of your property
- Insurance, Coverage for when you unintentionally hurt someone or damage another persons property
- Cost, Amount to buy a new replacement for what was lost
- Insurance, Full time employees who are laid off can apply for unemployment checks until they find a new job
- insurance, covers only your possessions
- Spells out what the insurer won't pay for
- Adjuster, Investagates a claim
- Insurance, Insurance that covers you from a vechile accident, break in, or theft
- Limit, Maximum amount the insurer will pay for losses
18 Clues: buys the insurance • Adjuster, Investagates a claim • Additional coverage for specific items • insurance, covers only your possessions • Spells out what the insurer won't pay for • a professional opinion on the value of your property • Limit, Maximum amount the insurer will pay for losses • Cost, Amount to buy a new replacement for what was lost • ...
Insurance Law 2019-11-20
Across
- contract where the obligations depends upon the occurrence of an uncertain event.
- The section where an interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime
- There is a valuable consideration given.
- Bombs,Radioactive contamination or?
- A government-run Philippine deposit insurance fund.
- The section where every person has an insurable interest in the life and health.
- What is our course?
- It is the person named in an insurance policy as the one to receive proceeds or benefits accruing thereunder.
- A________ or property is in connection with or appertaining to a marine?
Down
- of __________"
- a hostile and not a friendly fire is insured against
- protection and _________ insurance,” meaning insurance against, or against legal liability of the insured for loss, damage, or expense incident to ownership.
- transportation operator/owner must secure a compulsory motor vehicle liability insurance also known as what insurance?
- It is an insurance covering damage caused by acts of war.
- It is a corporation in UK that belongs to the top 10 life insurance companies in the Philippines.
- parties are bound to do something.
- union that has airlines that are required by law to have liability insurance, including coverage for WMDs.
- It refers to a contract of insurance against passenger and third-party liability for death and bodily injuries arising from motor vehicle accidents.
- When a person's interest in an act could cause them to suffer financial loss or another kind of loss.
- insurance, The primary of aim this is to provide the employer with a means of procuring insurance protection for his employees and their families at the lowest possible cost.
20 Clues: of __________" • What is our course? • parties are bound to do something. • Bombs,Radioactive contamination or? • There is a valuable consideration given. • a hostile and not a friendly fire is insured against • A government-run Philippine deposit insurance fund. • It is an insurance covering damage caused by acts of war. • ...
Insurance 2022-04-04
Across
- a level of liability insurance that covers any damage caused to other people's property, including their vehicle
- insurance that insures you for your whole life and is often called permanent, or straight life insurance
- a set amount an insurance policy holder pays to access medical treatment
- the state of being legally obligated or responsible
- insurance that protects the policy holder’s belongings from lightning, windstorm or hail, vandalism or theft, damage from vehicles and aircraft, riot, glass breakage, smoke, volcanic eruption, and personal liability
- a level of insurance that covers the policy holder's personal vehicle
- the person named in the policy to receive the benefits in the event of death
- the amount an individual can be expected to pay for an insurance policy
- a type of managed care organization that provides healthcare services from predefined doctors, hospitals, and other providers
Down
- whole or permanent life insurance plan that takes part of the premium and invests it into a tax free account
- the amount that an insurance policy holder must pay in order to receive the benefits of the policy
- a level of insurance that covers the damage or loss of a vehicle due to fire, theft, vandalism, hail, and other causes
- liability that insures that if a policy holder causes injury to another, the injury caused will be covered
- life insurance that offers protection for a fixed amount of time, usually 1, 5 or 10 years
- additional insurance that modifies an existing insurance policy to extend its coverage
- a type of managed care organization that provides health care by doctors, hospitals, and specialists that are under contract with the insurance company and provide health care at a lower rate
16 Clues: the state of being legally obligated or responsible • a level of insurance that covers the policy holder's personal vehicle • the amount an individual can be expected to pay for an insurance policy • a set amount an insurance policy holder pays to access medical treatment • the person named in the policy to receive the benefits in the event of death • ...
Insurance 2015-07-15
Across
- reasons for loss or damage other than an accident, such as theft, vandalism, fire, glass breakage, hail, and striking an animal.
- Required to be listed on the policy as drivers and named insured's, regardless if they have other insurance.
- A coverage or coverage limit we no longer offer, but are allowing current clients to maintain.
- Two individuals living together long term who wish to have a policy together.
- A driver is at least 50% at fault or more for an accident.
- Applies as long as there are no at-fault accidents in the last 3 or 6 years.
- This is required to be listed on a policy before someone can register for Service Online.
Down
- Offered as statistics show drivers with 4+ years post high school education have fewer losses.
- Need to verify titling, garaging, customization/modifications & damage.
- alterations or additions that change the look of the vehicle or add an enhancement, but does not alter the performance of the vehicle.
- 1 time/week or 4 times/month
- Individuals age 13 and up that live in the household who DO NOT have a driver's license.
- Clients can easily request to make a payment, obtain a duplicate declaration or duplicate IDC's without registering.
- Covers the difference between the ACV of the vehicle at the time of the loss and the amount owed on the client's original loan or lease up to 120% of the ACV of the covered auto.
- Added at new business and as states convert to ME2. Not allowed if the Agency is Costco, Advisor, or Non-Client.
- Fee charged to our insured by the rental agency if our client is involved in an accident with the rental vehicle, as the vehicle can’t be rented while it is being repaired.
16 Clues: 1 time/week or 4 times/month • A driver is at least 50% at fault or more for an accident. • Need to verify titling, garaging, customization/modifications & damage. • Applies as long as there are no at-fault accidents in the last 3 or 6 years. • Two individuals living together long term who wish to have a policy together. • ...
insurance 2023-02-23
Across
- if something is insured by 2 insurance companies, both companies will split the initial cost of compensation
- adjuster calculates the compensation
- works on your behalf to recieve your claim
- calculates the premium
- fee paid when taking out insurance
- the more at risk you are for taking a claim, the higher the premium
- claims bonus discount applied if you have not made a claim
- good faith you must tell the truth when filling out the proposal form
Down
- is the money recieved from your insurance policy
- applying for your compensation from your insurance
- policy the terms for insurance
- person taking out insurance
- form application for insurance
- interest you must benefit from its existance and suffer financially from its loss
- broker works on your behalf to find the best insurance policy
- loss compensated from the insurance company means that the insurance company now owns whatever it is that was compensated for
- you cannot profit from your insurance
17 Clues: calculates the premium • person taking out insurance • policy the terms for insurance • fee paid when taking out insurance • form application for insurance • you cannot profit from your insurance • adjuster calculates the compensation • works on your behalf to recieve your claim • is the money recieved from your insurance policy • ...
Insurance vocabulary 2025-09-13
Across
- for all
- people who make decisions in an insurance company
- medical help
- before
- program
- what insurance pays
- patient when a patient asks for insurance help
- medical past
- medical solution
- to refuse
- refusal
- health management organization (health insurance company)
- 180cm
Down
- a person who can give an organ
- untested
- monthly payment
- illness
- what is
- program to help pay for medical help
- correspondance
- what patient pays
- acceptance
22 Clues: 180cm • before • for all • program • illness • what is • refusal • untested • to refuse • acceptance • medical help • medical past • correspondance • monthly payment • medical solution • what patient pays • what insurance pays • a person who can give an organ • program to help pay for medical help • patient when a patient asks for insurance help • people who make decisions in an insurance company • ...
INSURANCE 2015-05-26
Across
- the amount paid out of pocket by the holder of the policy
- a consumer who purchases the policy
- type of insurance that replaces a portion of income, in the event that an individual can not work due to injury or illness
- type of insurance that is a contract between the policyholder and insurer specifying a sum to be paid to a beneficiary
- this type of insurance includes collision coverage
- the type of insurance that protects the insured from loss of the contents of the dwelling rather than the dwelling
- an agreement between an individual and the insurance company to protect against risk
Down
- a contract between the individual and the insurance company
- the recipient of funds upon the death of the insured
- type of insurance that covers the insured if injuries or damages are caused to other people or their property
- an event, which can cause a financial loss like fire, falling trees, and lightning
- a type of insurance that protects a dwelling from damage costs due to a peril
- one factor that affects the cost of an insurance premium
- a fee paid to the insurance company to be covered under a specified term
- type of insurance that provides protection against financial losses resulting from injury, illness, and disability
- an unpredictable event, which leads damage or loss
16 Clues: a consumer who purchases the policy • this type of insurance includes collision coverage • an unpredictable event, which leads damage or loss • the recipient of funds upon the death of the insured • one factor that affects the cost of an insurance premium • the amount paid out of pocket by the holder of the policy • ...
insurance 2019-01-17
Across
- / If your house were to flood and cause and lot of damage what would cover the cost?
- / Provides a sum of money after the death of the insured person or after a set time period
- / When you are unable to work at any job for an extended period of time this will provide coverage
- / Covers certain medical costs
- / Around how often does the average driver get in an accident
- / A person that some people can get health insurance from
- / A factor that can determine the rates the insured has to pay
Down
- / What class can a person take that may lower premiums for automobile insurance
- / The proximity to _______ can affect the rates of you home owners insurance
- / What kind of insurance is needed for every driver in order to legally drive
- / What you must pay before the insurance will pay
- / What percent of drivers or uninsured
- / What is the insurance called for when the person responsible for an accident does not have enough insurance to cover the costs associated with the accident
- / If you have a _____ colored car auto insurance rates can be higher
- / How often does the deductible cycle restart
- / A factor that can impact auto insurance rates and life insurance rates
16 Clues: / Covers certain medical costs • / What percent of drivers or uninsured • / How often does the deductible cycle restart • / What you must pay before the insurance will pay • / A person that some people can get health insurance from • / Around how often does the average driver get in an accident • / A factor that can determine the rates the insured has to pay • ...
CUSTOMER SERVICE WEEK 2024-09-11
Across
- The amount of protection given by the insurance policy.
- Covers loss or damage to ships, cargo, terminals, and transport.
- A professional who analyzes financial risk using mathematics and statistics.
- The potential for loss or damage.
- The person who owns the insurance policy.
- Insurance designed to cover medical expenses, lost luggage, flight accidents, and other losses incurred while traveling internationally
- Covers professionals against legal claims for negligence or harm.
- Conditions or circumstances not covered by the policy.
- Compensation for harm or loss.
- A fixed fee paid by the insured for covered services.
- The length of time a policy is in effect.
- Legal responsibility for damages or loss.
Down
- The amount paid out-of-pocket by the policyholder before insurance coverage begins.
- A specific risk or cause of loss covered by a policy.
- Insurance for aircraft and the risks associated with flying.
- Insurance purchased by an insurance company from another company to mitigate risk.
- A request made by the insured for payment of benefits.
- Protects homes and property from damage or theft.
- The amount paid for an insurance policy.
- A document added to an insurance policy to modify its terms.
- The person or entity entitled to receive benefits from an insurance policy.
- The person or company that evaluates the risk of insuring a client.
- Insurance that covers vehicles.
23 Clues: Compensation for harm or loss. • Insurance that covers vehicles. • The potential for loss or damage. • The amount paid for an insurance policy. • The person who owns the insurance policy. • The length of time a policy is in effect. • Legal responsibility for damages or loss. • Protects homes and property from damage or theft. • ...
Insurance Crossword 2014-05-13
Across
- The person or organization covered by an insurance policy.
- An unforeseen, unintended event.
- The amount paid by an insured to an insurance company to obtain or maintain an insurance policy.
- Responsibility to another for one´s negligence that results in injury or damage.
- The process by which a life insurance company puts a policy back in force after it lapsed because of nonpayment of renewal premiums.
- The amount an insurance company pays on a claim.
- The contract issued by the insurance company to the insure
- Continuation of a policy after its expiration date.
- A person who sells insurance policies.
- A written agreement attached to a policy expanding or limiting the benefits otherwise payable under the policy. Also called a "rider."
Down
- Decrease in the value of property over time due to use or wear and tear.
- A person who makes an insurance claim.
- Termination of an insurance policy by the company or insured before the renewal date.
- The person, people, or entity designated to receive the death benefits from a life insurance policy or annuity contract.
- The person who reviews an application for insurance and decides if the applicant is acceptable and at what premium rate.
- An extra charge added to a premium by an insurance company.
- A specialist in the mathematics of insurance who calculates rates, reserves, dividends and other statistics.
- The termination of an insurance policy because a renewal premium is not paid by the end of the grace period.
- A demand made by the insured, or the insured's beneficiary, for payment of the benefits as provided by the policy
19 Clues: An unforeseen, unintended event. • A person who makes an insurance claim. • A person who sells insurance policies. • The amount an insurance company pays on a claim. • Continuation of a policy after its expiration date. • The person or organization covered by an insurance policy. • The contract issued by the insurance company to the insure • ...
Patient Access 2013-03-28
Across
- Collection and storage of patient demographics and insurance data
- Fixed amount that must be paid before insurance pays their portion
- Person who is the holder of the insurance policy
- An error-free claim
- The entity that delivers healthcare services
- Process of confirming insurance eligibility and benefits
- Value code that defines significant events related to a patient's care
- Questionnaire used to identify the primary payor over Medicare
- Payment for insurance coverage
Down
- Not to be disclosed
- Conditions not covered under an insurance policy
- Federal health insurance plan primarily for seniors
- Physician's written or verbal instruction
- Health Insurance ___________ and Accountability Act
- Written authorization from an insured directing payment to a provider
- Emergency Medical _________ and Labor Act
- Process of making an appointment
- The bill submitted to an insurance company for payment
18 Clues: Not to be disclosed • An error-free claim • Payment for insurance coverage • Process of making an appointment • Physician's written or verbal instruction • Emergency Medical _________ and Labor Act • The entity that delivers healthcare services • Conditions not covered under an insurance policy • Person who is the holder of the insurance policy • ...
Insurance + Scams 2025-10-03
Across
- at a minimum, you should check your credit score this often for suspicious activity
- life insurance that covers you for your whole life and can be borrowed against
- disability insurance for health issues that last more than a year, like chronic back pain
- what your health insurance does not cover at the doctor's office
- life insurance that covers you for a certain number of years
- scam that can be legal under "multilevel marketing," people at the top of the "pyramid" convince downline sellers to peddle a product at a net loss
- insurance that covers your personal property in a rental residence, often required by landlords
- what you should do to important documents before you put them in the trash
- auto insurance that covers situations like your car being broken into or damaged in a storm
- insurance for your home or other properties you own
- thieves look for important documents in the trash with this scam
- scheme where you use the money from new investors to pay off old ones
- scammers send out fake emails, texts, or direct messages to get you to click on corrupt links or send money
- artificially inflating the value of an investment, an example would be Haliey Welch's crypto scandal
Down
- auto insurance that covers you when you get in an accident
- government funded health insurance for the elderly and disabled
- insurance for medical care
- when a large institution, like a hospital, has personal information leaked on a mass level
- auto insurance that only covers damage you cause to other people and their property
- one example of a "risky" item that makes your property insurance go up
- insurance for vehicles
- government funded health insurance for low income people
- this is your monthly or annual payment to the insurance company
- insurance that covers your property if it suffers from a flood, required in certain localities
- insurance that goes to beneficiaries (people you choose) when you die
- you should use a unique combination of characters for each one of these
- disability insurance for health issues that last less than a year, like a broken leg
- scam where card readers, such as the ones at gas pumps, are hacked to steal card information
- this is how you check your credit/debit card activity on your phone
- who you should call first when your identity is stolen
30 Clues: insurance for vehicles • insurance for medical care • insurance for your home or other properties you own • who you should call first when your identity is stolen • government funded health insurance for low income people • auto insurance that covers you when you get in an accident • life insurance that covers you for a certain number of years • ...
Insurance Terminology 2023-07-12
Across
- the process of selecting applicants for insurance and classifying them according to their degrees of insurability so the appropriate premium rates may be charged
- professional who sells an insurance company's products to a business or consumer
- person who investigates an insurance claim and determines how much or if a claim will be paid
- the termination of insurance coverage during the policy period
- organization that is providing the insurance and will pay claims
- business insurance claims history
- date the policy ends or expires
- a change in the policy that adjusts the coverage
- a document from an insurer to show you have business insurance
- the maximum amount a policy will pay, either overall or under a particular coverage
- coverage for all sums the insured becomes legally obligated to pay because of bodily injury or property damage, and some times other wrongs, to which an insurance policy applies
- amount you pay to an insurance company in exchange for coverage under the policy
Down
- provides coverage for incidents which happen during your policy period, regardless of when you file a claim
- a temporary document which shows proof of coverage until a policy can be written or delivered
- a person or organization not automatically included as an insured who is included at the request of the named insured
- person or organizations that are provided with insured status by the terms of the policy
- notice to an insurer that under the terms of a policy, a loss may be covered
- an interest by the insured person in the value of the subject of insurance
- being legally responsible for a third party's injury or damages
- a professional who represents the consumer in searching for the best policy to fit their needs
- an estimate of the cost of insurance, based on information supplied to the insurance company by the applicant
- contract between the insurance company and the insured that defines conditions
- person or org purchasing the insurance
- the amount of the loss which the insured is responsible to pay before benefits from the insurance company are paid
- date the policy goes in to effect or begins
25 Clues: date the policy ends or expires • business insurance claims history • person or org purchasing the insurance • date the policy goes in to effect or begins • a change in the policy that adjusts the coverage • the termination of insurance coverage during the policy period • a document from an insurer to show you have business insurance • ...
Unit 5 Vocab 2025-11-19
Across
- The maximum amount you're allowed to borrow on a credit line.
- The potential for loss or negative outcomes.
- Insurance reduces financial risk from medical costs.
- The amount you pay out-of-pocket before insurance kicks in.
- A record of your borrowing and repayment history.
- Insurance protects homes, businesses, and belongings.
- Choosing to take on the risk yourself.
- A request to an insurer for payment after a covered loss.
- Insurance provides financial support to beneficiaries after death.
- The cost of borrowing money.
- A way to protect against financial loss by paying premiums to a company.
Down
- Helps cover losses from stolen personal or financial information.
- The smallest payment you can make without being “in trouble” with your lender.
- Insurance protects against lost income if you can’t work.
- Borrowed money you agree to pay back later with terms and interest.
- Steps taken to lower the chance of loss.
- The specific protections and limits in an insurance policy.
- Moving risk to someone else, often through insurance.
- The amount paid for an insurance policy.
- How much risk a person is comfortable taking.
- A number that shows how risky you are as a borrower.
- Insurance covers damage or injury you cause to others.
22 Clues: The cost of borrowing money. • Choosing to take on the risk yourself. • Steps taken to lower the chance of loss. • The amount paid for an insurance policy. • The potential for loss or negative outcomes. • How much risk a person is comfortable taking. • A record of your borrowing and repayment history. • Insurance reduces financial risk from medical costs. • ...
Exam #3 2018-04-03
Across
- Were the insured pays a flat dollar amount each time a medical service is received.
- The amount received after giving up a life insurance policy.
- A method of integrating the benefits payable under more than one plan,
- The process insurance companies use to determine premiums.
- A provision that allows the insured not to forfeit all benefits.
- protection against possible financial loss.
- someone who owns an insurance policy.
- A provision were both the insurer ans the insured share losses.
- A federal health insurance program for people 65 and older.
- a person covered by an insurance policy.
- A program for medical assistance to low income families.
- failure to take reasonable care in a situation.
- Pays for cost on long term illness or disability.
Down
- the set amount a person has to pay per loss on their policy.
- A provision were the insured pays a certain amount after the ensurer pays for 100% of covered expenses.
- A whole life policy that combines term insurance and investment elements.
- Life insurance specified for a period of time.
- A benefit under which the company pays twice the face value.
- A corporation that provides protection against against hospital care.
- A document that modifies a policy's coverage.
- a risk sharing firm that assumes responsibility.
- A corporation that provides protection against surgical care.
- A person designated to receive something such as life insurance proceeds.
- A plan that provides a wide range of health care services for a fixed premium.
- the amount of money that is charged for your insurance policy.
- legal responsibility for the financial cost of something.
- a written contract for your insurance.
- A contract that provides regular income for as long as a person lives.
- an insurance company is known as.
- A insurance agent who passed a series of college level insurance examinations.
30 Clues: an insurance company is known as. • someone who owns an insurance policy. • a written contract for your insurance. • a person covered by an insurance policy. • protection against possible financial loss. • A document that modifies a policy's coverage. • Life insurance specified for a period of time. • failure to take reasonable care in a situation. • ...
Insurance vocab 2025-03-19
Across
- When services usually in healthcare, are paid by both the individual and the insurance company mostly doctors visits and prescription drugs.
- A temporary or preliminary agreement that provides coverage until a policy can be written or delivered.
- The estimate of the cost of insurance, based on information supplied to the insurance company by the applicant.
- The written contract of insurance
- A licensed person/organization authorized to sell insurance on behalf of the insurance company.
- A provider who has a contract with your health ensure or plan who has agreed to provide services to members of a plan. You’ll pay less if you see a provider in the network.
- The maximum amount and insurance company charges for insurance coverage.
- A policy that will pay a specified sum to beneficiaries upon the death of the insured.
- The amount of money and insurance company charges for insurance coverage.
- The date on which the policy ends.
- Certain causes and conditions, listed in the policy, which are not covered.
Down
- Notice to an insurer that under the terms of a policy, a loss may be covered.
- Amendment to the policy used to add or delete coverage also referred to as a “rider.”
- The insurance company
- Maximum amount of policy will pay either overall or under a particular coverage.
- A licensed person/organization paid by you to look for insurance on your behalf.
- The termination Of insurance coverage during the policy period. Flat cancellation is the cancellation of a policy as of its effective date without any premium charges.
- A decrease in value due to age, wear, and tear, etc.
- The policyholder - The person(s) protected in case of a loss or claim.
- Usually known as an endorsement, a rider is the amendment to the policy used to add or delete coverage.
- The company refuses to accept the request for insurance coverage.
21 Clues: The insurance company • The written contract of insurance • The date on which the policy ends. • A decrease in value due to age, wear, and tear, etc. • The company refuses to accept the request for insurance coverage. • The policyholder - The person(s) protected in case of a loss or claim. • The maximum amount and insurance company charges for insurance coverage. • ...
Insurance Vocabulary 2024-12-02
Across
- The person who inherits your belongings from your will, trust, or life insurance.
- The insurance company that sells the policy and agrees to pay for the covered losses.
- the maximum amount the insurance company will pay for a claim
- What's the most you'll have to pay in a year for medical expenses?
- A legal document that says who gets your stuff when you die.
- A legal arrangement where someone holds your property for the benefit of others.
- the insurance company promises to help cover the costs of the unexpected event for a fee
- is the exposure to danger, harm, or loss.
- a fixed amount the insured must pay each time they receive a service that is covered by their insurance policy
- That's you! The person who buys the insurance policy.
- This takes into account , meaning it covers the cost of the item minus its decrease in value over time.
Down
- The person who helps you buy the insurance policy. They represent either the insurance company or work independently to find the best policy for you.
- This protects you in case someone gets injured on your property, like if a guest slips and falls on your icy sidewalk
- the amount the insured pays to the insurance company in order to have coverage
- the amount the insured must pay out of pocket before the insurance company will pay for a claim
- when you ask the insurance company to help pay for a covered loss, you're making a claim.
- The person who makes sure your will is followed.
- The person at the insurance company who decides how much risk they're willing to accept and how much to charge for the premium.
- insurance helps replace your income if you can't work because of an injury or illness.
- the amount of money the insurance company agrees to pay when you make a claim.
- meaning that you can buy insurance to protect against the potential financial loss.
- A court process that makes sure your will is followed and your debts are paid.
22 Clues: is the exposure to danger, harm, or loss. • The person who makes sure your will is followed. • That's you! The person who buys the insurance policy. • A legal document that says who gets your stuff when you die. • the maximum amount the insurance company will pay for a claim • What's the most you'll have to pay in a year for medical expenses? • ...
General Insurance Basics 2023-06-15
Across
- What type of hazard is presented when an applicant conceals relevant health information on an application?
- Transfers the risk of loss from individuals to a larger group.
- Owners of a stock insurance company are called _______.
- What entities make up the Medical Information Bureau (MIB)?
- The elements of an insurance contract include agreement, ___________, competent parties, and legal purpose.
- A principal is represented by an _________ under the Law of Agency.
- An insurance company that returns surplus money to policyholders is a _______ company.
- Causes of loss insured against in an insurance policy.
- Insurer _________ creates acceptance in forming an insurance contract with a prepaid application?
- Intentional and material misrepresentation on an insurance application.
Down
- An insurer meeting state financial requirement who is approved to transact business in that state is what type of insurer?
- An insurer formed under the laws of another state is known as a __________ insurer.
- Delivery and __________ are required to place an insurance policy into effect?
- A person who does not lock their doors shows and indifferent attitude which is a ___________ risk.
- The point in time when an offer is usually made on an insurance contract.
- Wagering on a sporting event is a _______________ risk.
- Risk is defined as uncertainty of ________________ for the purpose of insurance.
- A risk that casues a person to only experience loss and no gain.
- __________ responibility requires the ageent to account for and promptly remit all insurance funds collected.
- There are three types of __________ in insurance.
- Insurer formed under the laws of another country.
21 Clues: There are three types of __________ in insurance. • Insurer formed under the laws of another country. • Causes of loss insured against in an insurance policy. • Wagering on a sporting event is a _______________ risk. • Owners of a stock insurance company are called _______. • What entities make up the Medical Information Bureau (MIB)? • ...
Exam #3 2018-04-03
Across
- A provision were the insured pays a certain amount after the ensurer pays for 100% of covered expenses.
- The amount received after giving up a life insurance policy.
- failure to take reasonable care in a situation.
- A plan that provides a wide range of health care services for a fixed premium.
- A contract that provides regular income for as long as a person lives.
- protection against possible financial loss.
- Life insurance specified for a period of time.
- a risk sharing firm that assumes responsibility.
- A whole life policy that combines term insurance and investment elements.
- someone who owns an insurance policy.
- A document that modifies a policy's coverage.
- A corporation that provides protection against against hospital care.
- A provision were both the insurer ans the insured share losses.
- A federal health insurance program for people 65 and older.
- an insurance company is known as.
Down
- the set amount a person has to pay per loss on their policy.
- a person covered by an insurance policy.
- A benefit under which the company pays twice the face value.
- legal responsibility for the financial cost of something.
- Pays for cost on long term illness or disability.
- A provision that allows the insured not to forfeit all benefits.
- A insurance agent who passed a series of college level insurance examinations.
- The process insurance companies use to determine premiums.
- A program for medical assistance to low income families.
- A method of integrating the benefits payable under more than one plan,
- A person designated to receive something such as life insurance proceeds.
- A corporation that provides protection against surgical care.
- a written contract for your insurance.
- Were the insured pays a flat dollar amount each time a medical service is received.
- the amount of money that is charged for your insurance policy.
30 Clues: an insurance company is known as. • someone who owns an insurance policy. • a written contract for your insurance. • a person covered by an insurance policy. • protection against possible financial loss. • A document that modifies a policy's coverage. • Life insurance specified for a period of time. • failure to take reasonable care in a situation. • ...
Hospital Insurance One 2019-05-01
Across
- Prepaid group health insurance plan that entitles members to services of participating physicians, hospitals & clinics
- Insurance coverage for employees who get sick or injured on the job
- Some individuals can get medical benefits under this program for services related to lung disease caused by coal mining
- Document that must be issued to Medicare patients within 48 hours of being admitted inpatient
- Amount of loss that the insured pays before the insurance kicks in
- A predetermined amount of money that an individual must pay before insurance will pay 100% for an individual's healthcare expenses
- Document that must be issued to Tricare patients once they are admitted inpatient
- Insurance based on a law that requires employers with 20 or more employees to allow employees to continue to purchase group health insurance for themselves and their dependents for a time after they leave employment
- Government issued insurance for active and retired military and their dependents
- Government issued insurance for individuals 65 and older or disabled individuals
Down
- Document that must be issued to Medicare patients within 36 hours of being admitted observation.
- Percentage of each claim above the deductible paid by the policyholder
- Predetermined, flat fee an individual pays for health-care services
- Insurance coverage offered by employers and unions for current employees and retirees
- Questions used to determine the filing order of insurance and used to reduce the risk of Medicare fraud
- Insurance that protects against claims based on negligence, inappropriate action, or inaction that results in injury to someone or damage to property
- The order that insurance companies will be sent claims
- Network of medical providers who charge on a fee-for-service basis, but are paid on a negotiated, discounted fee schedule
- State-run, free or low-cost insurance for low-income people, families and children, pregnant women, the elderly, and people with disabilities
- The price of insurance protection for a specified period of time
20 Clues: The order that insurance companies will be sent claims • The price of insurance protection for a specified period of time • Amount of loss that the insured pays before the insurance kicks in • Predetermined, flat fee an individual pays for health-care services • Insurance coverage for employees who get sick or injured on the job • ...
chapter 10, 11, 12 vocab 2022-03-29
Across
- pays cost of minor injuries
- state programs for poor drivers
- insurance pays for insured car when crashed
- income when insured not able to work
- a type of cost sharing
- responsibility for other persons loss
- pays part or all of surgeons fees
- a factor that increases likeness of loss in peril
- also called HMO-PPO hybrid or open-ended HMO
- insurance program for people 65 or older
- residence used to determine cars premium
- risk in which there is only a chance of loss
- coverage when insured is in fault
- doctors that agree on rates approved by insurer
- failure to take ordinary care in situation
- drivers get expenses from own insurance
- a written contract for insurance
- network that renders medical care from providers
- provides protection from hospital care cost
- chance of uncertainty of loss
- insurance where you get the payment of current cost
- person to receive something from insured
- full cost of repair in insurance
- money you have to pay for insurance claims
- low deductible +different plan
- the amount of money policyholder is charged
- benefits hospital confinement
- also called nonpar policy
- addition of coverage to a standard policy
- combines term and investment elements
- protection against possible financial loss
- determine car insurance rates
Down
- pays for most exceeding bills
- drivers coverage for pedestrian
- insured dies by suicide policy is forced
- also called par policy
- insured and insurer share covered losses
- medical assistance to low-income individuals
- coverage for a place of residence
- allows insured not give up benefits
- insurance of others property
- An insurance company
- insured pay certain amount and insurance covers
- also called catastrophe policy
- risk with chance of loss or gain
- fills gap between medicare and medical cost
- also called straight life policy
- list of personal belongings in home
- combination of all health insurance
- prepaid health care
- forces drivers with insurance
- protection from surgical cost
- cant dispute validity of policy
- benefits for doctors fees
- health insurance for a fixed prepaid monthly premium
- a person who owns an insurance policy
- amount received after giving up life policy
- pays part or all of hospital bills
- a person covered by an insurance policy
- sometimes called temporary life insurance
- the cause of a possible loss
- pays for cost of long-term illness or disability
62 Clues: prepaid health care • An insurance company • also called par policy • a type of cost sharing • benefits for doctors fees • also called nonpar policy • pays cost of minor injuries • insurance of others property • the cause of a possible loss • pays for most exceeding bills • forces drivers with insurance • protection from surgical cost • chance of uncertainty of loss • ...
Insurance- Isabella Decal 2026-03-04
Across
- A person who has purchased insurance
- A decrease in the value of property as a result of age or wear and tear
- An attachment to existing insurance coverage, such as a family policy, to protect a computer, TV, and other expensive items taken to college
- person who requires a stay in a hospital
- Savings Account (HSA) Tax-advantaged savings account available to people enrolled in qualified high deductible health plans
- The amount you must pay toward your medical expenses before your insurance company begins to pay
- A form of risk management that pools the premiums of a large group of people to cover the expenses of the smaller number within the group who suffer losses
- Policy An insurance policy that covers loss amounts that are higher than those covered by primary policies
- Management The process of measuring risk and finding ways t minimize or manage loss
- insurance A type of insurance that pays the face value of the policy to beneficiaries if the insured dies before the endowment period ends
- damage liablitiy Insurance coverage that protects you when you are responsible for an auto accident in which the property of others is damaged
- Conditon An illness or injury a person has before signing up for health-care insurance
- Risk A risk with a possibility of loss but possibility of gain
Down
- life insurance Type of insurance that provides basic lifetime protection so long as premiums are paid to the beneficiaries upon death
- Plan Health-care plan that pays for covered medical services after treatment is provided
- AN individual who relies on someone else for financial support
- A measure of the likelihood that something will be lost
- Injury liability Insurance coverage that protects you when you are responsible for an auto accident that results in injury or death of other parties
- An amount of money regularly paid to an insurance company for a policy
- fault auto insurance Eliminates the faultfinding process in settling clains
- A person or organization named by a policyholder to receive a death benefit of an insurance policy after the policyholders death
- Risk A risk that may result in either financial gain or financial loss
- Flat fee the patient must pay for medical services
- care plan A type of health-care plan in which the insurance company contracts with specific doctors, hospitals, and other health-care providers to deliver medical services and preventative care members at a reduced cost
- Percentage of the service cost that patients pay
- life insurance A type of insurance that provides protection only for a specific periods of time
26 Clues: A person who has purchased insurance • person who requires a stay in a hospital • Percentage of the service cost that patients pay • Flat fee the patient must pay for medical services • A measure of the likelihood that something will be lost • AN individual who relies on someone else for financial support • ...
Chapter 8 Personal Finance 2016-06-22
Across
- Failure to take ordinary or reasonable care in a situation
- A person who owns an insurance policy.
- Automobile insurance coverage that protects a person against financial loss when that person damages the property of others.
- The amount of money a policyholder is charged for an insurance policy.
- Automobile insurance that pays for damage to the insured's car when it is involved in an accident.
- A request for payment to cover financial losses.
- A written contract for insurance
- An automobile insurance program in which drivers involved in accidents collect medical expenses, lost wages, and related injury costs from their own insurance companies
- A list or other documentation of personal belongings, with purchase dates a cost information.
- Chance or uncertainty of loss; also used to mean "the insured."
- Protection against possible financial loss.
- Automobile insurance coverage for the cost of injuries to a person and members of his or her family caused by a driver with inadequate insurance or by a hit-and-run driver.
- Supplementary personal liability coverage; also called a "personal catastrophe policy."
- An insurance company.
- A risk-sharing firm that assumes financial responsibility for losses that may result from an insured risk.
Down
- The set amount that the policyholder must pay per loss on an insurance policy.
- A claim settlement method in which the insured receives the full cost of repairing or replacing a damaged or lost item.
- State legislation that requires drivers to prove their ability to cover the cost of damage or injury caused by an automobile accident.
- Additional property insurance to cover the damage or loss of a specific item of high value
- Home or automobile insurance that pays the cost of medical expenses for people injured on one's property on in one's car.
- The protection provided by the terms of an insurance policy.
- A person covered by an insurance policy.
- Consists of people who are unable to obtain automobile insurance due to poor driving or accident records and must obtain coverage at high rates through a state program that requires insurance companies to accept some of them.
- The cause of a possible loss.
- Coverage for a place of residence and its associated financial risks
- An addition of coverage to a standard insurance policy.
- Coverage for the risk of financial loss due to legal expenses, medical costs, lost wages, and other expenses associated with injuries caused by an automobile accident for which the insured was responsible.
- A factor that increases the likelihood of loss through some peril.
- Legal responsibility for the financial cost of another person's losses or injuries.
29 Clues: An insurance company. • The cause of a possible loss. • A written contract for insurance • A person who owns an insurance policy. • A person covered by an insurance policy. • Protection against possible financial loss. • A request for payment to cover financial losses. • An addition of coverage to a standard insurance policy. • ...
Benefits and Billing Crossword 2023-06-30
Across
- The percentage paid by patient for services rendered
- A type of insurance policy that requires the patient to see their primary care physician and obtain a referral prior to making an appointment with a specialist.
- The flat rate patient pays for services rendered
- A designated dollar amount insurance will pay towards a particular service.
- Sent to the patient by their insurance company explaining the breakdown of services and the estimation of how the claim should process.
- Refers to the large Insurance branch such as Cigna, Aetna, UHC, etc.
- Refers to the smaller company that manages the benefits such as UMR, Multiplan, GPA, etc.
- A type of insurance policy that does NOT require a referral for the patient to see a specialist
- Set fee insurance allows for each service provided.
- Airrosti directly bills the insurance company and is a contracted provider
- Funds patient can use to help pay for medical expenses.
- Codes used on the claims to describe the services performed.
- The contractual payout agreed to by the carrier for the policy holder.
Down
- The start date of a policy
- Funds that are automatically deducted to cover a medical expense
- The highest dollar amount the patient must accumulate before insurance covers costs at 100%.
- Term used to identify if a patient is covered through multiple carriers. It informs the insurance which policy is processing as primary, secondary, etc.
- Responsible party for payment
- Airrosti has contracts set up with specific employers to allow their employees to utilize a better benefit than provided through the insurance.
- The dollar amount patient must accumulate before insurance will share the costs for treatment
- An allotted visit amount insurance will allow for a particular service
- Airrosti directly bills the insurance company and is a non-contracted provider
- A form sent to the insurance carrier asking for payment based on services rendered.
23 Clues: The start date of a policy • Responsible party for payment • The flat rate patient pays for services rendered • Set fee insurance allows for each service provided. • The percentage paid by patient for services rendered • Funds patient can use to help pay for medical expenses. • Codes used on the claims to describe the services performed. • ...
Insurance Vocabulary 2022-02-17
Across
- The amount you pay for your health insurance every month
- what you pay for a covered health care service after you've paid your deductible
- health plan that contracts with medical providers
- health coverage for children
- insurance for active duty military
- health insurance for people 65 and older
- an agreement that transfers the insurance claims rights or benefits of the policy to a third-party
- The parent's birthday closer to the beginning of the year is the primary insurance
- a medical condition that occurs before you start insurance
- insurance for veterans
- insurance that covers injuries or illness that happens on the job
Down
- insurance for low income individuals
- health insurance plan that provides health services through a network of doctors for a monthly or annual fee
- The amount you pay for covered health care services before your insurance plan starts to pay
- statement from your health insurance plan describing what costs it will cover for medical care or products you've received
- fixed amount of money per patient per unit of time paid in advance to the physician for the delivery of health care services
- a type of insurance in which the insured pays a share of the payment made against a claim.
- A decision by your health insurer or plan that treatment or medical tools are neccessary
18 Clues: insurance for veterans • health coverage for children • insurance for active duty military • insurance for low income individuals • health insurance for people 65 and older • health plan that contracts with medical providers • The amount you pay for your health insurance every month • a medical condition that occurs before you start insurance • ...
Insurance Vocab Words 2025-02-24
Across
- provides benefits for employees who suffer work related injuries
- payment made by an insured person each time they visit a healthcare professional or fill a prescription
- an insurance agent who assesses the amount of compensation that should be paid after a person made a claim
- section of an insurance policy that identifies general requirements
- provides health care to low-income people/families
- an instance of uncontrollable natural forces in operation (often used in insurance claims
- the portion of your life insurance that earns interest and may be available for you to withdraw or borrow against in case of an emergency
- drivers without auto insurance
- an estimate of property value from an expert
- life insurance contract for a defined period, typically between 10 and 30 years; fixed premiums
- a request to an insurance company for payment relating to an accident
- a specific time period when employees can change their benefit plans
- additional benefits added to an insurance policy
- you must get approval from your health insurer to approve a health care service, treatment plan, prescription drug or durable medical equipment is medically necessary before you proceed with it
- the amount of money an individual or business pays for an insurance policy (monthly or yearly)
- helps you pay for transportation expenses, such as a rental car or public transportation fare, while your own vehicle is being repaired after a covered insurance claim
- ins. coverage that provides an insured party with protection against claims resulting from injuries and damage to other people or property
- a form of business insurance that offers an employer protection against losses that are caused by its employee’s fraudulent or dishonest actions
Down
- amount you pay before an insurance provider will pay for any expenses
- act committed to intentionally lie to an insurance company for money/benefits (illegal)
- the amount that an entity would have to pay to replace an asset at the present time, according to its current worth
- the maximum amount of money an insurance company will pay to coverage a claim
- contract detailing the terms and conditions between insurance company and the insured
- helps people who can no longer pay their debts get a fresh start by liquidating assets to pay their debts or by creating a repayment plan
- a person or group in whose name an insurance policy is held
- ins. coverage that helps pay to replace or repair your vehicle if it’s stolen or damaged in an incident that’s not a collision
- insurance that provides benefits to eligible workers who become unemployed through no fault of their own, and meet certain other requirements
- the payment of proceeds by an insurance company to the insured to settle an insurance claim within the guidelines stipulated in the insurance policy
- federal health insurance for people 65 years or older
- drivers with car insurance, but their liability coverage limits aren't high enough to cover an injury as a result of an accident they cause
- ins. coverage that helps pay to repair or replace your car if it’s damaged in an accident with another vehicle or object
- life insurance that pays a benefit on the death of the insured and also accumulates a cash value; fixed premiums
- optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car's depreciated value
- provider who has a contract with your health insurer or plan to provide services to you at a discount
- a professional’s written approximate calculation or judgment of the cost of something
- insurance that pays some of a person's income when he or she is disabled from an illness or injury and cannot work
36 Clues: drivers without auto insurance • an estimate of property value from an expert • additional benefits added to an insurance policy • provides health care to low-income people/families • federal health insurance for people 65 years or older • a person or group in whose name an insurance policy is held • provides benefits for employees who suffer work related injuries • ...
Insurance Terms 2013-05-17
Across
- Contract with insurer that lays out terms of insurance agreement
- Insures against a risk that a worker will have a disabling accident
- The person who receives payment from insurance
- Life insurance that pays out in several fixed payments over time
- Insures your home and property
- Insurance that covers medical expenses
- A service that a company offers which guarantees compensation for some type of predicted expense
- Issues payment to beneficiaries if the policy holder dies
- Formal request to insurance company for payment based on the insurance policy
Down
- Insurance purchased for cars, trucks, motorcycles
- The total type and amount of insurance that is carried
- The out of pocket money paid before the insurance company will pay
- Same as homeowners insurance but does not cover actual structure
- Life insurance that is active for the holder's whole life
- People who rely on another family member or insurance holder
- Amount of money charged for a certain amount of coverage
16 Clues: Insures your home and property • Insurance that covers medical expenses • The person who receives payment from insurance • Insurance purchased for cars, trucks, motorcycles • The total type and amount of insurance that is carried • Amount of money charged for a certain amount of coverage • Life insurance that is active for the holder's whole life • ...
Home and Motor Vehicle Insurance 2013-05-22
Across
- risk pool a group of people who cannot get motor vehicle insurance
- the set amount that a policy holder must pay per loss on an insurance policy
- payments coverage insurance that pays the costs of minor accidental injuries to visitors on your property
- damage liability motor vehicle insurance that applies when you damage the property of others
- insurance that covers damage to your vehicle when it is involved in an accident
- motorist's protection insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
- insurance coverage that provides protection for your residence and its associated financial risks
- cash value the replacement cost of an item minus depreciation
- the fee a policyholder pays for insurance
Down
- anything that increases the likehood of loss through peril
- the chance of loss or injury
- legal responsibility for the financial cost of another person's losses or injuries
- the failure to take ordinary or reasonable care to prevent accidents from happening
- protection against financial loss
- a contract between an insurance company and a person by which that person joins a risk-sharing group
- injury liability insurance that covers physical injuries caused by a vehicle accident for which the insured is responsible
- property floater additional property insurance that covers the damage or loss of a specific item of high value
- anything that may possibly cause a loss
- system ana rrangement whereby drivers who are involved in accidents collect money from their own insurance companies
19 Clues: the chance of loss or injury • protection against financial loss • anything that may possibly cause a loss • the fee a policyholder pays for insurance • anything that increases the likehood of loss through peril • cash value the replacement cost of an item minus depreciation • risk pool a group of people who cannot get motor vehicle insurance • ...
Insurance Review Terms- Tayida, Poy, Nita 2021-03-11
Across
- spreading of financial risks evenly among many contributions (2 words)
- auto insurance that helps pay expenses if hit by someone who does not have insurance (2 words)
- Personal Injury Protection; Insurance that covers medical bills, lost wages, and funeral costs after a car insurance, no matter who was at fault (acronym)
- estimate of the premium for the insurance coverage you chose
- insurance for renters that helps protects their belongings and provides liability coverage (2 words)
- auto insurance that protects you against medical costs for the bodily injury of others and damage to the property of others if you are at fault in an accident (2 words)
- insurance that provides income to the policyholder if they are prevented from worker due to a disability (2 words)
- a person who computes premium rates, dividends, risks, according to probabilities based on statistical records
- A fixed amount you pay for a covered health care service after you've paid your deductible
- a coverage that helps pay to replace or repair your vehicle if it's stolen or damaged in an incident that's not a collision (2 words)
- a person who evaluates your insurance application to determine if you are eligible for the rate you requested
Down
- the amount you need to pay for covered services in a plan year (5 words)
- a person employed to sell insurance policies (2 words) when someone with insurance endures a negative outcome
- an arrangement by which a company provides a guarantee of compensation for specified loss, damage, illness, or death in return payment of a premium
- the amount you pay, monthly, for your insurance plan
- auto coverage that reimburses the insured for damage sustained to their personal automobile, due to the fault of the insured driver (2 words)
- an amount of money that you yourself are responsible for paying toward an insured loss
- the amount of risk or liability that is covered for an individual or entity by way of insurance services (2 words)
- a formal request by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event
- exposure of someone or something valuable to danger, harm, or loss
20 Clues: the amount you pay, monthly, for your insurance plan • estimate of the premium for the insurance coverage you chose • exposure of someone or something valuable to danger, harm, or loss • spreading of financial risks evenly among many contributions (2 words) • the amount you need to pay for covered services in a plan year (5 words) • ...
Insurance 2014-05-28
Across
- the amount you pay in exchange for insurance coverage
- describes the person who did something to cause an accident
- the amount of money you agree to pay when there is a loss
- if you break the law by speeding, running a stop sign, driving under the influence, you'll get a ticket
- life insurance that provides coverage for only a specified period of time
Down
- a request for payment under the terms of the insurance policy
- a person who sells insurance; your direct contact with an insurance company
- life insurance that provides coverage throughout the insureds lifetime as long as premiums are paid as required
- this covers the physical damage to your car from most other causes such as fire, theft, vandalism, hail, etc.
- the person or people designated to receive the death benefit from a life insurance policy when the insured dies
- the amount of money paid when a person insured under a life insurance policy dies
- the amount of money the policy owner will receive if the policy is cancelled and surrendered
- the person receiving insurance coverage under the insurance policy
- this type of coverage pays for damage to your car if it collides with another object
- a written document that serves as evidence of an insurance contact
- another term for the insurance company or anyone who provides the insurance
16 Clues: the amount you pay in exchange for insurance coverage • the amount of money you agree to pay when there is a loss • describes the person who did something to cause an accident • a request for payment under the terms of the insurance policy • the person receiving insurance coverage under the insurance policy • ...
Insurance 2017-01-20
Across
- take (another person's property) without permission or legal right and without intending to return it
- reimburse or compensate (someone) for money spent or lost
- an arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium
- carry out a systematic or formal inquiry to discover and examine the facts of (an incident, allegation, etc.) so as to establish the truth
- formally forbid (something) by law, rule, or other authority
- observe and check the progress or quality of (something) over a period of time; keep under systematic review
- an amount to be paid for a contract of insurance
- keep (something) from happening
Down
- check on or investigate (someone), typically to ascertain whether they are suitable for or can be trusted in a particular situation or job
- causing one to have the idea or impression that someone or something is questionable, dishonest, or dangerous
- a person or group in whose name an insurance policy is held
- a demand or request for something considered one's due; an application for compensation under the terms of an insurance policy
- remove or take away (something) from a particular place or position
- wrongful or criminal deception intended to result in financial or personal gain
- create or design (something that has not existed before)
- to find it or discover that it is present somewhere by using equipment or making an investigation
16 Clues: keep (something) from happening • an amount to be paid for a contract of insurance • create or design (something that has not existed before) • reimburse or compensate (someone) for money spent or lost • a person or group in whose name an insurance policy is held • formally forbid (something) by law, rule, or other authority • ...
Insurance 2023-08-06
Across
- whole life Plan
- Excellence in digital operation award
- Not eligible to enter life insurance contract
- Do's backbone
- Chat Box
- Do's App
- Hq of lic
- Transfer of risk from insurance
Down
- Insurance basic concept
- Human value life concept devised by
- satellite office name
- policy acceptor
- income if lic
- extra credit
- Insurance Regulator
- All details in a single form
16 Clues: Chat Box • Do's App • Hq of lic • extra credit • income if lic • Do's backbone • whole life Plan • policy acceptor • Insurance Regulator • satellite office name • Insurance basic concept • All details in a single form • Transfer of risk from insurance • Human value life concept devised by • Excellence in digital operation award • Not eligible to enter life insurance contract
Sierra QQ Desk Vocabulary 2016-05-16
Across
- a wrongful act, resulting in injury or damage
- how much coverage a person has is the amount of insurance he has
- a reduction in the quantity or value of a property
- a written form attached to an insurance policy that alters the policy's coverage
- when an insurance company seeks to recover the money from the other party who is legally liable
- an amount equal to the replacement value of damaged property minus depreciation
- a system to make financial loss more affordable by transferring it from individuals to large groups
- the amount of loss paid by the policyholder
- a contract for insurance between the insurance company and the policyholder
- the price of an insurance policy
Down
- property insurance for items that are moved from location to location
- a broad commercial policy covering all the liability exposures of a business
- the deliberate setting of a fire
- the fee paid to the insurance salesperson
- a reinsurer assumes part of a risk originally taken by the insurer
- the cost of a unit of insurance
- the policyholder is the insured
- deliberate destruction of property
- a specific risk such as fire, windstorm, or theft
19 Clues: the cost of a unit of insurance • the policyholder is the insured • the deliberate setting of a fire • the price of an insurance policy • deliberate destruction of property • the fee paid to the insurance salesperson • the amount of loss paid by the policyholder • a wrongful act, resulting in injury or damage • a specific risk such as fire, windstorm, or theft • ...
Personal Finance 2022-09-21
Across
- amount of money borrowed or still owed
- paid on the original loan and interest earned
- investment that represents a loan to gov't
- payment for the use of borrowed funds
- used when a person is sick
- more money taken out based on more pay
- benefits the survivors of the deceased
- amount paid on an insurance policy
- securities chosen and managed by a group of professional fund managers
- your payment before the insurance company takes coverage
- protects your belongings from theft and destruction
- all social classes pay the same percentage
Down
- used when a person is not capable of working
- risk transfer to a third party
- investments that represent ownerships in business
- smaller amount is taken out of check
- when benefits outweigh the cost
- the recipient of funds or other benefits from insurance policies
- interest paid on the original loan
- receives deposits and makes loans
20 Clues: used when a person is sick • risk transfer to a third party • when benefits outweigh the cost • receives deposits and makes loans • interest paid on the original loan • amount paid on an insurance policy • smaller amount is taken out of check • payment for the use of borrowed funds • amount of money borrowed or still owed • more money taken out based on more pay • ...
automobile 2024-11-13
Across
- the most important coverage
- coverage pays for people property that's been damage
- people buy this because they cant afford the cost from the accident
- depreciation there are many websites that list used cars
- statisticians
- at fault if you you can cause an accident
- pays for any physical injury of you
- fee drives agree to pay
- coverage pays for you or passenger
- pays you for the repair or replacement of your car
Down
- motorist protection can cover your medical bills
- tax buyer of a used car must pay this
- pays you for part of the rental car damages
- request for money
- the amount the policy owner must pay before insurance policy pays any money
- pays for the towing of your vehicle
- cover replacements of places where your car is damaged
- extra fee
- responsible to pay for the damages
- the distance the car traveled since it left the factory
20 Clues: extra fee • statisticians • request for money • fee drives agree to pay • the most important coverage • responsible to pay for the damages • coverage pays for you or passenger • pays for the towing of your vehicle • pays for any physical injury of you • tax buyer of a used car must pay this • at fault if you you can cause an accident • pays you for part of the rental car damages • ...
Health Insurance Terms 2024-10-08
Across
- The amount you pay every month for your health insurance is called the ______________.
- Spending Account, A(n) ___________________ allows you to save money tax-free for medical expenses, but you must use the funds by the end of the year.
- of Benefits The document sent by your health insurance company explaining what was covered and what you owe is called an ___________________.
- Conditions or services that your insurance policy doesn’t cover are called _____________.
- If your insurance covers 80% of the bill and you pay the remaining 20%, this is called ___________________.
- __________________ is a federal health insurance program for people aged 65 and older or people with certain disabilities.
- maximum, The most you will have to pay out of pocket in a year for covered services is called the ___________________.
Down
- The amount you must pay for health services before your insurance kicks in is the ___________________.
- A __________________ is a person covered under your health insurance plan, often a child or spouse.
- condition, A health condition you had before your insurance coverage starts is known as a _____________________.
- A fixed amount you pay for a specific service, like a doctor's visit, is known as a ___________________.
- A _________________ is a request for payment that you or your health care provider submits to your health insurance company.
- The list of prescription drugs covered by an insurance plan is called a _________________.
- Savings Account, A(n) ___________________ is a tax-advantaged account available to people with high-deductible health plans to save for medical expenses.
- A government insurance program for low-income individuals and families is called ___________________.
- ________________ is a more flexible insurance plan that allows you to see doctors both inside and outside of the network, but at a higher cost.
- A group of doctors and hospitals that agree to provide services to health insurance members for a lower rate is called a ___________________.
- If you visit a doctor who is not part of your health plan’s network, the doctor is considered __________________.
- enrollment, The time period when you can sign up for or change your health insurance plan is called __________________.
- A health insurance plan that requires you to use doctors within a specific network and get referrals from your primary care physician to see specialists is known as a(n) __________________.
20 Clues: The amount you pay every month for your health insurance is called the ______________. • Conditions or services that your insurance policy doesn’t cover are called _____________. • The list of prescription drugs covered by an insurance plan is called a _________________. • ...
Insurance 2025-03-05
Across
- This financial arrangement protects us from financial loss.
- Making financial preparations for possible future loss.
- A bill submitted to the insurance company for payment due to a loss.
- The amount you must pay before insurance begins to pay.
- An individual who relies on someone else for financial support.
- The process of measuring risk and finding ways to protect against financial loss.
- A payment made to an insurance company for an insurance policy.
Down
- _____ security depends on Risk Management
- The measure of how likely it is that something will be lost such as health, money, car, or home.
- A person who buys an insurance policy
- Protects dependents from loss of income and other expenses after the death of the insured person.
- Offers protection by covering specific medical expenses created by illness, injury and disability.
- This is minimizing risk by taking certain actions such as washing your hands to reduce the risk of disease.
- This is avoiding risk. An example is to obey a stop sign.
- Shifting the risk by transferring your risk to an insurance company.
- Aperson or organization named by the policyholder to receive assets from the life insurance policy after the policyholder's death.
16 Clues: A person who buys an insurance policy • _____ security depends on Risk Management • Making financial preparations for possible future loss. • The amount you must pay before insurance begins to pay. • This is avoiding risk. An example is to obey a stop sign. • This financial arrangement protects us from financial loss. • ...
Econ chapter 22 2025-10-31
Across
- set count the policyholder must pay per loss on an insurance policy
- coverage providing protection for your residence
- Payment you receive is based on the replacement cost of an item minus depreciation
- an arrangement where drivers who are involved in accidents collect money from their own insurance companies
- Additional property insurance that covers the damage or loss of a specific item of high value
- anything that may possibly cause a loss
- evaluated
- chance of loss or injury
- a fee for insurance
- failure to take care to prevent accidents from happening
- Insurance that covers physical injuries caused by vehicle accident for which you are responsible
- protection against possible financial loss
- a group of people who cannot get car insurance who are assigned to each insurance company in the state
- deliberate destruction of private/public property
Down
- take upon yourself
- pays the cost of minor accidental injuries to visitors on your property
- Insurance covering you and your family if involved in a car accident with a hit and run driver
- anything that increases the likelihood of loss through peril
- Motor vehicle insurance for when you get int an accident in someone else's car with permission
- Insurance that covers damage to your vehicle in an accident
- a contract
- addition of coverage
- receive full cost of repairing or replacing an item
- required
- legal responsibility for the financial cost of another persons losses or injuries
- harsh
26 Clues: harsh • required • evaluated • a contract • take upon yourself • a fee for insurance • addition of coverage • chance of loss or injury • anything that may possibly cause a loss • protection against possible financial loss • coverage providing protection for your residence • deliberate destruction of private/public property • receive full cost of repairing or replacing an item • ...
Financial Protection_Arshdeep_TCE 2025-10-01
Across
- Emergency funds protect against financial ____?
- What reduces value of pension over time?
- What is paid regularly for insurance?
- What is the no-claim period called?
- What is the retirement fund amount called?
- What is early withdrawal from retirement savings called?
- What income is received after retirement?
- What is saving for old age called?
- Which insurance covers car/house/travel?
- How many months of expenses for emergency fund?
Down
- Who receives life insurance money?
- What is received after insurance approval?
- What is the maximum insurer payout called?
- What is ending a policy early called?
- What fund is kept for sudden needs?
- Which is a government pension scheme in India?
- Where should emergency funds be kept?
- Which insurance pays after death?
- What must you pay before insurance applies?
- Which insurance covers hospital bills?
20 Clues: Which insurance pays after death? • Who receives life insurance money? • What is saving for old age called? • What fund is kept for sudden needs? • What is the no-claim period called? • What is ending a policy early called? • What is paid regularly for insurance? • Where should emergency funds be kept? • Which insurance covers hospital bills? • ...
Unit 8 Crossword 2025-03-14
Across
- Insurance paid to named beneficiaries when the insured person dies
- A federal and state assistance program that pays for health care services for people who cannot afford them
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- The spreading of financial risk evenly among a large number of contributors to the program
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- A form of insurance that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
Down
- The maximum amount an insurance company will pay if you file a claim
- A form of insurance that covers losses to their personal property and protects the insured person from liability claims
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- A health insurance plan in which patients receive health care from designated providers.
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
20 Clues: Insurance paid to named beneficiaries when the insured person dies • The maximum amount an insurance company will pay if you file a claim • Auto insurance that protects you against costs to repair your own vehicle after a crash • A health insurance plan in which patients receive health care from designated providers. • ...
Economy 2022-09-21
Across
- Amount paid on an insurance policy per a given time period
- your payment before an insurance company begins coverage
- risk transfer to a third party
- used when a person is not capable of working
- A periodic payment for the use of borrowed funds.
- investments that represents ownership in business (risky)
- smaller amount of money take out of pay check (sales tax)
- A business whose main purpose is to receive deposits and make loans
- investment that represents a loan to gov’t or corporation (low risk)
Down
- insurance that protects your belongings from theft and destruction
- are collections of securities chosen and managed by a group of professional fund managers
- used when a person is sick
- benefits survivors or the deceased
- interest paid on both the original loan and interest earned
- the recipient of funds or other benefits from insurance policies
- interest on the original loan
- all social classes pay the same percentage
- more money is taken out based on a larger pay check (federal tax)
- occurs when benefits outweigh the cost
- The amount of money borrowed, or the amount of money still owed on a loan
20 Clues: used when a person is sick • interest on the original loan • risk transfer to a third party • benefits survivors or the deceased • occurs when benefits outweigh the cost • all social classes pay the same percentage • used when a person is not capable of working • A periodic payment for the use of borrowed funds. • your payment before an insurance company begins coverage • ...
Insurance Review 2016-02-22
Across
- type of life insurance policy that pays out upon the policyholder's death, and also accumulates value during the policyholder's lifetime.
- Insurance Pays for loss to insured person
- Type of Insurance required by law
- If the event happens the insurance company will make a payment to the
- amount on a life insurance policy or pension that is payable to the beneficiary when the annuitant passes away.
- Combine the features of HMOs and fee-for-service plans
- Insurance Covers a collision with another object, car, or from a rollover
- Money paid to purchase the policy
- Insurance Doctors visits, vision care, preventative care, dental care
Down
- Individual, Employer, Government
- Amount of money paid out of pocket by policyholder before the insurance coverage begins
- Provide basic insurance as a part of the social safety net to protect citizens from economic hardship
- Covers all physical damage losses except collision and other specified losses
- Covers damages caused to the vehicle
- Someone who receives insurance money if the insured person dies
- Event occurs resulting in loss, Policyholder makes claim to insurance organization, Insurance organization determines if event is covered by policy, etc
- Insured pays a specified amount of out-of-pocket expenses for health-care services
- The most common type of managed care plan
18 Clues: Individual, Employer, Government • Type of Insurance required by law • Money paid to purchase the policy • Covers damages caused to the vehicle • Insurance Pays for loss to insured person • The most common type of managed care plan • Combine the features of HMOs and fee-for-service plans • Someone who receives insurance money if the insured person dies • ...
Insurance Law 2019-11-20
Across
- It refers to a contract of insurance against passenger and third-party liability for death and bodily injuries arising from motor vehicle accidents.
- Radioactive contamination or?
- a union that has airlines that are required by law to have liability insurance, including coverage for WMDs.
- What is our course?
- "perils of __________"
- A government-run Philippine deposit insurance fund.
- The section where an interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime
- a contract where the obligations depends upon the occurrence of an uncertain event.
- There is a valuable consideration given.
- both parties are bound to do something.
- It is the person named in an insurance policy as the one to receive proceeds or benefits accruing thereunder.
Down
- only a hostile and not a friendly fire is insured against
- When a person's interest in an act could cause them to suffer financial loss or another kind of loss.
- It is an insurance covering damage caused by acts of war.
- The section where every person has an insurable interest in the life and health.
- It is a corporation in UK that belongs to the top 10 life insurance companies in the Philippines.
- land transportation operator/owner must secure a compulsory motor vehicle liability insurance also known as what insurance?
- The primary of aim this is to provide the employer with a means of procuring insurance protection for his employees and their families at the lowest possible cost.
- A________ or property is in connection with or appertaining to a marine?
- “marine protection and _________ insurance,” meaning insurance against, or against legal liability of the insured for loss, damage, or expense incident to ownership.
20 Clues: What is our course? • "perils of __________" • Radioactive contamination or? • both parties are bound to do something. • There is a valuable consideration given. • A government-run Philippine deposit insurance fund. • only a hostile and not a friendly fire is insured against • It is an insurance covering damage caused by acts of war. • ...
Chapter 20 Vocabulary 2013-04-09
Across
- Insurance written under a policy that covers a number of people under a single master contract.
- An individual entitled to receive benefits from an insurance policy or program or a government entitlement program offering healthcare benefits.
- When an individual is covered by two insurance policies, the insurance plan of the policy holder whose birthday comes first in the calendar year becomes the primary insurance.
- An umbrella term used for all healthcare plans that provide healthcare in return for preset monthly payments.
- An insurance policy designed specifically for the use of one person.
- The person responsible for paying the medical bill.
- A health benefits program that helps eligible beneficiaries pay the cost of specific healthcare services and supplies
- The spouse or child designated by the insured that is covered under a healthcare plan.
- An insurance plan funded by an organization having a large enough employee base that it can afford to fund its own insurance program.
- A sum of money paid at the time of medical service
- A letter or statement from the insurance carrier describing what was paid, denied, or reduced in payment.
- A federal and state sponsored health insurance program for the medically indignant.
- A patient who refers himself without requesting the referral form of the policy provider.
- A policy provision where the policyholder and the insurance company share the cost of covered losses in a specified ratio.
- A term sometimes applied to private insurance products that supplement medicare insurance benefits.
- A fee schedule designed to provide national uniform payment of medicare benefits.
- Insurance against liability imposed on certain employees to pay benefits and furnish care to injured employees and to pay benefits to dependents of employees killed in the course or their employment.
- A term used in managed care for an approved referral.
- A review of individual cases by a committee to make sure services are medically neccesary.
- Traditional health insurance plans that pay for all or a share of the cost of covered services, regardless of which physician or hospital used.
- An individual or organization covered by an insurance policy according to the policy terms.
- Designed to combat waste, fraud, and the use of medical savings accounts.
- A special provision that may be added to a policy to expand or limit the benefits.
- A specific amount of money a patient must pay out of pocket before the insurance carrier begins paying.
- An insurance term used when a primary care provider wants to send a patient to a specialist.
Down
- A person who pays the premium to an insurance company.
- A term that describes whether a patients insurance coverage is in effect
- Protection in return for periodic premium payments that provides for reimbursements for payments resulting from illness or injury.
- Tax deferred bank or savings accounts that are combined with a low premium, high deductible insurance policy.
- Entitlement programs or healthcare plans sponsored by the state
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures.
- Plans that provide benefits in the form of certain surgical and medical services rendered rather than cash.
- A federally sponsored healthcare that covers those over 65, or individuals who are disabled.
- an explanation of benefits from Medicare
- Limitations on an insurance for which benefits are not payable.
- A physician or other healthcare provider who enters into a contract with a specific insurance and agrees to certain regulations and rules.
- An organization that contracts with the government to handle and mediate insurance claims
- insurance Plans that reimburse the insured for expenses resulting from illness or injury according to a specific fee schedule.
- A payment method in which a fixed amount is reimbursed to the provider for patients enrolled for a specific amount of time.
- the periodic payment of a specific sum of money, for which the insurer agrees to provide certain benefits.
- A government sponsored program wherein authorized dependents of military personnel receive medical care.
- A company that assumes the risk of an insurance policy.
42 Clues: an explanation of benefits from Medicare • A sum of money paid at the time of medical service • The person responsible for paying the medical bill. • A term used in managed care for an approved referral. • A person who pays the premium to an insurance company. • A company that assumes the risk of an insurance policy. • ...
Crossword Test 2021-10-27
Across
- Helps cover the costs of care when you have a long-term medical condition.
- Any event that may damage your belongings or home.
- Expense Insurance Covers the most important care costs.
- Private health insurance plans sold to supplement Medicare.
- Prevents the provider from voiding coverage over a misunderstanding.
- Pays for repairs or replacement costs.
- A series of payments made at equal intervals.
- Not having enough supervision.
- A federal and state program that helps cover healthcare costs.
- A company that provides protection against financial losses.
- Risk that can't be controlled.
- Age, gender, driving history, location, etc of a driver.
- Meant to supplement your medical insurance and cover extra costs.
- Provides coverage against unpredictable losses.
- A provision to where if the insured dies of suicide they will receive the premium payed for 2 years.
- A clause insurance companies use on property policies.
- A person who has insurance.
- Replacement cost with depreciation subtracted.
- A policy that covers policyholders against costs for being treated in a hospital.
- Process that insurance companies use to determine premiums.
- Fixed out-of-pocket amount you pay after your deductible.
- Covers the cost of a surgeon for a medical procedure.
- A person who receives a death benefit.
- Pays for hospital services.
- The amount it costs to replace an item at the time.
- Amount of money you pay to insurance for them to cover your loss.
- Helps regulate insurance prices based on your area.
Down
- An annual payment that a policyholder must pay.
- Being responsible for something.
- The insured pays a share of the payment made against a claim.
- A video documentation of everything inside your home.
- A signature on legal documents.
- Provision for payment of double the amount of a policy..
- A policy with low deductibles and high coverage limits.
- A life insurance agent who is well versed in life insurance.
- A group of activitiesthat reduce the cost of health care and insurance, and increase the benefits.
- Increases the possibility of a loss
- A contract that details an insurance agreement.
- Someone who has insurance.
- The person or company who provides the protection.
- You pay claims yourself instead of paying an insurance company.
- Insurance that provides for those who can't work anymore.
- Covers losses from causes other than collisions.
- Pay for physician care that does not involve surgery.
- One must prove they can pay for any damages from an accident.
- A document attached to a policy to modify the coverage.
- Only covers care from doctors in the plan.
- A care plan where services are covered, but you must go to doctors in the plan.
- Allows people with different Medicare policies to determine how much they owe.
- A way of finding the cost of life insurance.
- A seperate insurance policy to cover an expensive item.
- Low premiums for coverage, and receive set amounts of cash.
- A type of property insurance that covers a private residence.
- Pays for someone's injuries when you're at fault
- Protection against financial losses.
- Pays for damage you cause to someone else's car.
- A lack of predictability one faces.
- The insurance company provides the policyholder the cost of minor injuries no matter what.
- Pays for physicians' services.
- A national health insurance program in the United States.
60 Clues: Someone who has insurance. • A person who has insurance. • Pays for hospital services. • Not having enough supervision. • Risk that can't be controlled. • Pays for physicians' services. • A signature on legal documents. • Being responsible for something. • Increases the possibility of a loss • A lack of predictability one faces. • Protection against financial losses. • ...
Insurance Law 2019-11-20
Across
- There is a valuable consideration given.
- It refers to a contract of insurance against passenger and third-party liability for death and bodily injuries arising from motor vehicle accidents.
- only a hostile and not a friendly fire is insured against
- "perils of __________"
- A government-run Philippine deposit insurance fund.
- When a person's interest in an act could cause them to suffer financial loss or another kind of loss.
- It is a corporation in UK that belongs to the top 10 life insurance companies in the Philippines.
- a union that has airlines that are required by law to have liability insurance, including coverage for WMDs.
- “marine protection and _________ insurance,” meaning insurance against, or against legal liability of the insured for loss, damage, or expense incident to ownership.
- The section where an interest in property insured must exist when the insurance takes effect, and when the loss occurs, but need not exist in the meantime
- both parties are bound to do something.
- The section where every person has an insurable interest in the life and health.
Down
- land transportation operator/owner must secure a compulsory motor vehicle liability insurance also known as what insurance?
- It is the person named in an insurance policy as the one to receive proceeds or benefits accruing thereunder.
- What is our course?
- The primary of aim this is to provide the employer with a means of procuring insurance protection for his employees and their families at the lowest possible cost.
- It is an insurance covering damage caused by acts of war.
- Radioactive contamination or?
- A________ or property is in connection with or appertaining to a marine?
- a contract where the obligations depends upon the occurrence of an uncertain event.
20 Clues: What is our course? • "perils of __________" • Radioactive contamination or? • both parties are bound to do something. • There is a valuable consideration given. • A government-run Philippine deposit insurance fund. • only a hostile and not a friendly fire is insured against • It is an insurance covering damage caused by acts of war. • ...
Economics 2022-10-27
Across
- health maintenance orginization
- amount of money the insurance gives the beneficiary
- a package that allows employees to select different benefits
- basic type of perminant life insurance which can provide lifetime protection at a level premium
- does not build up cash value
- set fee payed by the policy holder for medical expenses
- a period to sign up for insurance
- the amount that the policy holder mst pay within a specified amount before the insurance will pay the rest
- in case of terminal illness the proceeds of a life insurance policy are paid to offset medical expenses
- cover expenses of bodily damage or death
Down
- mathmatical calculation of how long a culture or group of people live
- a policy issued to one that is expired
- the date which an insurance policy becomes eligible to pay for claims
- applicant with pre existent poor health or or is in substandard physical condition
- this is who gets your life insurance if you die
- federal program to pay the medical needs of the needy
- someone who buys something on your behalf
- pays for your hospital bill
- the cost of the insurance
- insurance policy without a deductable
20 Clues: the cost of the insurance • pays for your hospital bill • does not build up cash value • health maintenance orginization • a period to sign up for insurance • insurance policy without a deductable • a policy issued to one that is expired • cover expenses of bodily damage or death • someone who buys something on your behalf • this is who gets your life insurance if you die • ...
economics 2022-09-27
Across
- interests Interest on the original loan
- Investment that represents a loan to gov't or corporations
- Investments that represent in a business
- tax All social classes pay the same amount
- Your payment before an insurance company begins coverage
- Insurance Used when a person can not work
- Amount paid on an insurance policy per a given time period
- insurance Used when a person is sick
- The recipient of funds or other benefits from insurance policies
- The amount of money borrowed, or the amount of money still owed on a loan
Down
- tax More money is taken out based on a bigger pay check
- tax Smaller amount of money taken out of pay checks
- interest Interest paid on both the original loan and interest earned
- Decision Occurs when benefits outweigh the cost
- a periodic payment for the use of borrowed funds
- Risk transferred to a third party
- funds a collection of securities chosen and managed by a group of professional fund managers
- insurance Insurance that protects your property for theft or destruction
- insurance Benefits survivors of the deceased
- a business whose main purpose is to receive deposits and make loans
20 Clues: Risk transferred to a third party • insurance Used when a person is sick • interests Interest on the original loan • Investments that represent in a business • Insurance Used when a person can not work • tax All social classes pay the same amount • insurance Benefits survivors of the deceased • Decision Occurs when benefits outweigh the cost • ...
Unit 11 - Insurance 2024-02-21
Across
- Insurance paid to named beneficiaries when the insured person dies
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
- The U.S. corporation insuring deposits in US banks against bank failure
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- A health insurance plan in which patients receive health care from designated providers.
- A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- The chance of something happening or not happening within a certain number of occurrences
- An additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
- A federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- The maximum amount an insurance company will pay if you file a claim
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- Health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
Down
- A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- An estimate of what premium you would pay for a certain insurance coverage plan
- The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
- The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- An employee of an insurance company who sells insurance policies and provides customer service
- The portion of a car insurance policy that spells out the details for how to make a claim, what information you must have, how much time you have, and how to cancel your policy
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- A situation involving exposure to danger, harm, or loss
- An act on the part of either the buyer or seller of an insurance contract in an attempt to gain money illegally
- The spreading of financial risk evenly among a large number of contributors to the program
- An account where you contribute pre-tax dollars for expected medical expenses
- The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- A contract in which an individual or entity receives financial protection or reimbursement against losses
- A federal and state assistance program that pays for health care services for people who cannot afford them
- A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
40 Clues: A situation involving exposure to danger, harm, or loss • Insurance paid to named beneficiaries when the insured person dies • The maximum amount an insurance company will pay if you file a claim • The U.S. corporation insuring deposits in US banks against bank failure • An account where you contribute pre-tax dollars for expected medical expenses • ...
Chapter 9 Insurance 2025-03-04
Across
- type of insurance that protects against loss or damage to your car by something other than a collision
- a formal request by a policyholder to their insurance company for compensation for a covered loss
- the period of time between when a doctor confirms a disability and when the policy holder receives a disability payment
- the amount of money you will pay out before the insurance company will make a payment
- the contract between an insurance company and the insured individual
- type of life insurance for a specified amount of time
- an arrangement in which an individual will receive financial protection
- type of insurance that protects against damage to your car resulting from a crash with another car or object
Down
- people who are designated by the policyholder to receive the death benefit of a life insurance policy
- the practice of employers paying for a portion of their employees' insurance premiums
- type of insurance that will replace a portion of the policy holder's income in the event that the y become unable to work
- Health Savings Account is a tax exempt savings account dedicated to health care costs
- optional insurance that can be added to auto and homeowners policies
- type of insurance that protects against losses to a private residence and the possessions within it
- type of insurance that protects against destroyed or stolen property for a renter
- type of insurance that protects against claims resulting from personal injury or property damage as the result of an auto accident
- the amount of money paid for an insurance policy
- the payments an individual makes each time they get medical service
18 Clues: the amount of money paid for an insurance policy • type of life insurance for a specified amount of time • the payments an individual makes each time they get medical service • optional insurance that can be added to auto and homeowners policies • the contract between an insurance company and the insured individual • ...
Insurance Terms 2023-11-30
Across
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time.
- Health savings account. An account where you contribute pre-tax dollars for expected medical expenses.
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy.
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims.
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription.
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs.
- Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses.
- The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state.
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time.
- Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
Down
- Auto insurance that protects you against costs to repair your own vehicle after a crash.
- Insurance paid to named beneficiaries when the insured person dies.
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims.
- The maximum amount an insurance company will pay if you file a claim.
- The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage.
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying.
- An estimate of what premium you would pay for a certain insurance coverage plan.
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident.
20 Clues: Insurance paid to named beneficiaries when the insured person dies. • The maximum amount an insurance company will pay if you file a claim. • An estimate of what premium you would pay for a certain insurance coverage plan. • Auto insurance that protects you against costs to repair your own vehicle after a crash. • ...
INSURANCE TERMS 2024-03-06
Across
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time.
- Health savings account. An account where you contribute pre-tax dollars for expected medical expenses.
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy.
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims.
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription.
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs.
- Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses.
- The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state.
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time.
- Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
Down
- Auto insurance that protects you against costs to repair your own vehicle after a crash.
- Insurance paid to named beneficiaries when the insured person dies.
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims.
- The maximum amount an insurance company will pay if you file a claim.
- The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage.
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying.
- An estimate of what premium you would pay for a certain insurance coverage plan.
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident.
20 Clues: Insurance paid to named beneficiaries when the insured person dies. • The maximum amount an insurance company will pay if you file a claim. • An estimate of what premium you would pay for a certain insurance coverage plan. • Auto insurance that protects you against costs to repair your own vehicle after a crash. • ...
Insurance- Isabella Decal 2026-03-04
Across
- A measure of the likelihood that something will be lost
- Plan Health-care plan that pays for covered medical services after treatment is provided
- Injury liability Insurance coverage that protects you when you are responsible for an auto accident that results in injury or death of other parties
- care plan A type of health-care plan in which the insurance company contracts with specific doctors, hospitals, and other health-care providers to deliver medical services and preventative care members at a reduced cost
- damage liablitiy Insurance coverage that protects you when you are responsible for an auto accident in which the property of others is damaged
- An attachment to existing insurance coverage, such as a family policy, to protect a computer, TV, and other expensive items taken to college
- A person or organization named by a policyholder to receive a death benefit of an insurance policy after the policyholders death
- life insurance Type of insurance that provides basic lifetime protection so long as premiums are paid to the beneficiaries upon death
- A decrease in the value of property as a result of age or wear and tear
- insurance A type of insurance that pays the face value of the policy to beneficiaries if the insured dies before the endowment period ends
- A person who has purchased insurance
- A person who requires a stay in a hospital
- Flat fee the patient must pay for medical services
Down
- Management The process of measuring risk and finding ways t minimize or manage loss
- Risk A risk with a possibility of loss but possibility of gain
- Conditon An illness or injury a person has before signing up for health-care insurance
- life insurance A type of insurance that provides protection only for a specific periods of time
- Risk A risk that may result in either financial gain or financial loss
- Percentage of the service cost that patients pay
- Policy An insurance policy that covers loss amounts that are higher than those covered by primary policies
- The amount you must pay toward your medical expenses before your insurance company begins to pay
- An amount of money regularly paid to an insurance company for a policy
- Savings Account (HSA) Tax-advantaged savings account available to people enrolled in qualified high deductible health plans
- AN individual who relies on someone else for financial support
- insurance Eliminates the faultfinding process in settling clains
- A form of risk management that pools the premiums of a large group of people to cover the expenses of the smaller number within the group who suffer losses
26 Clues: A person who has purchased insurance • A person who requires a stay in a hospital • Percentage of the service cost that patients pay • Flat fee the patient must pay for medical services • A measure of the likelihood that something will be lost • AN individual who relies on someone else for financial support • ...
Home and Motor Vehicle Insurance 2013-05-22
Across
- ana rrangement whereby drivers who are involved in accidents collect money from their own insurance companies
- the replacement cost of an item minus depreciation
- anything that increases the likehood of loss through peril
- the fee a policyholder pays for insurance
- insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
- insurance that pays the costs of minor accidental injuries to visitors on your property
- insurance that covers damage to your vehicle when it is involved in an accident
Down
- that provides protection for your residence and its associated financial risks
- additional property insurance that covers the damage or loss of a specific item of high value
- the failure to take ordinary or reasonable care to prevent accidents from happening
- motor vehicle insurance that applies when you damage the property of others
- for the financial cost of another person's losses or injuries
- protection against financial loss
- the chance of loss or injury
- insurance that covers physical injuries caused by a vehicle accident for which the insured is responsible
- the set amount that a policy holder must pay per loss on an insurance policy
- anything that may possibly cause a loss
- a group of people who cannot get motor vehicle insurance
- a contract between an insurance company and a person by which that person joins a risk-sharing group
19 Clues: the chance of loss or injury • protection against financial loss • anything that may possibly cause a loss • the fee a policyholder pays for insurance • the replacement cost of an item minus depreciation • a group of people who cannot get motor vehicle insurance • anything that increases the likehood of loss through peril • ...
Sebastian Salinas 2015-01-13
Across
- is contract under which, for consideration
- when you buy the policy, you are the
- is an attachment to an insurance policy that modifies the policy's terms
- you to stop paying premiums after stated length of time- usally 10 20 30 years
- is the person whose life or property is insured.
- is the written contract between a person buying insurance and the insurance company that sells it.
- or the insurance company, agrees to comjpenstate you of a specific loss
- the person or property you want to insure
- is the amount of protection stated in a life insurance policy, meaning the amount of money a beneficiary would receive if the insured died
Down
- provides protectio nfor a sateed time, generally 20 to 30 years
- is the amount of money you pay to the insurance company for insurance company for insurance coverage
- form of straight life insurance
- a federally founed health insurance program
- is issued for a particular period
- is a guaranteeed retirement income that is purchased by paying either a lump sum premium or making periodic payments to an years
- is the heralthcare plan ofr low income people
- contract that provides monetray compensation for losses suffered as a result of someone's dealth
- of a life insurance policy is the amount of money you can take by either borrowing aganst or cashing in the policy
- is the person in the policy to recieve benefits paid by the insurer in the event of a loss
19 Clues: form of straight life insurance • is issued for a particular period • when you buy the policy, you are the • the person or property you want to insure • is contract under which, for consideration • a federally founed health insurance program • is the heralthcare plan ofr low income people • is the person whose life or property is insured. • ...
Insurance Vocabulary Crossword 2021-01-04
Across
- The amount of money that you pay per month or year for your insurance.
- A certain percent you must pay each benefit period after you pay your deductible.
- A type of insurance that covers damage to the physical body.
- A term that describes any health care provider, like a doctor or nurse.
- Insurance in case of a devastating event that damages your property.
- Permanent life insurance with investment saving elements and low premiums.
- The person or entity you name in a life insurance policy to receive the death benefit.
- A coverage that helps to pay for or replace your car in the event of an accident.
- A type of life insurance that provides coverage for a certain period of time.
- The items or services covered under a health insurance plan.
- Health insurance that helps pay for drugs and medication.
Down
- A coverage that helps repair and replace your car if it is damaged in an event that is not an accident or if it is stolen.
- A policy that covers the failure of major vehicle systems,like a car's transmission.
- Preferred provider organization.
- The set amount of money you have to pay for a service before insurance pays for it.
- A health insurance plan that has providers and facilities provide care at a lowered cost.
- A type of insurance that covers the entire life of the insured.
- A fixed amount that you pay for a covered health care service after you pay your deductible.
- A form of policy that provides insurance for towing and tow trucks.
- Being responsible for damaging other people's property.
- The length of time during which a benefit is paid.
21 Clues: Preferred provider organization. • The length of time during which a benefit is paid. • Being responsible for damaging other people's property. • Health insurance that helps pay for drugs and medication. • A type of insurance that covers damage to the physical body. • The items or services covered under a health insurance plan. • ...
Chapter 19 Insurance Law Axel Aguirre 2025-05-08
Across
- written contract of insurance
- to make whole a loss to the suffering party
- party who benefits from the acts of others
- insurance that covers against all damage to the insured’s car except that caused by collision or upset
- exceptions to insurance coverage
- insurance that covers personal injury or property damage claims for which the insured is legally responsible
- party protected or covered if the loss occurred
- a scenario analysis of any events with significant impact that could go wrong, from legal liability to natural disasters
- consideration for insurance contract
Down
- insurance that covers for losses due to accident, chance, or negligence
- agreement under which one party will pay to off set a loss to another
- insurance providing liability and other coverages for the operation of a motor vehicle
- occurs when prospective insureds and/or beneficiaries behave in a harmful or reckless manner knowing that they will be compensated for their loss whether they succeed or fail in their endeavor
- potential to sustain loss if the insured property is damaged or destroyed or if the insured person is injured or dies
- potential loss that is insured against
- insurance that covers for losses resulting from perils such as fire, theft, or windstorm
- party who will indemnify if loss occurs
- automobile insurance that protects against upset and direct and accidental damage due to colliding with another object
- insurance that covers for loss or damage due to fire (and usually smoke as well)
- clause in a property insurance policy that requires the insured to maintain coverage equal to a certain percentage of the total current value of the insured property
20 Clues: written contract of insurance • exceptions to insurance coverage • consideration for insurance contract • potential loss that is insured against • party who will indemnify if loss occurs • party who benefits from the acts of others • to make whole a loss to the suffering party • party protected or covered if the loss occurred • ...
Insurance- Isabella Decal 2026-03-04
Across
- A measure of the likelihood that something will be lost
- Plan Health-care plan that pays for covered medical services after treatment is provided
- Injury liability Insurance coverage that protects you when you are responsible for an auto accident that results in injury or death of other parties
- care plan A type of health-care plan in which the insurance company contracts with specific doctors, hospitals, and other health-care providers to deliver medical services and preventative care members at a reduced cost
- damage liablitiy Insurance coverage that protects you when you are responsible for an auto accident in which the property of others is damaged
- An attachment to existing insurance coverage, such as a family policy, to protect a computer, TV, and other expensive items taken to college
- A person or organization named by a policyholder to receive a death benefit of an insurance policy after the policyholders death
- life insurance Type of insurance that provides basic lifetime protection so long as premiums are paid to the beneficiaries upon death
- A decrease in the value of property as a result of age or wear and tear
- insurance A type of insurance that pays the face value of the policy to beneficiaries if the insured dies before the endowment period ends
- A person who has purchased insurance
- A person who requires a stay in a hospital
- Flat fee the patient must pay for medical services
Down
- Management The process of measuring risk and finding ways t minimize or manage loss
- Risk A risk with a possibility of loss but possibility of gain
- Conditon An illness or injury a person has before signing up for health-care insurance
- life insurance A type of insurance that provides protection only for a specific periods of time
- Risk A risk that may result in either financial gain or financial loss
- Percentage of the service cost that patients pay
- Policy An insurance policy that covers loss amounts that are higher than those covered by primary policies
- The amount you must pay toward your medical expenses before your insurance company begins to pay
- An amount of money regularly paid to an insurance company for a policy
- Savings Account (HSA) Tax-advantaged savings account available to people enrolled in qualified high deductible health plans
- AN individual who relies on someone else for financial support
- insurance Eliminates the faultfinding process in settling clains
- A form of risk management that pools the premiums of a large group of people to cover the expenses of the smaller number within the group who suffer losses
26 Clues: A person who has purchased insurance • A person who requires a stay in a hospital • Percentage of the service cost that patients pay • Flat fee the patient must pay for medical services • A measure of the likelihood that something will be lost • AN individual who relies on someone else for financial support • ...
Insurance Providers 2025-10-24
Across
- ____ ____ are groups of insurers that mainly write fire insurance and auto physical damage insurance; each member's liability is limited.
- A ___ company seeks to transfer some of its risk to a reinsurance company to minimize the risk they face should a loss occur.
- ___ insurance companies are owned by their policyholders; they issue policy dividends to policyowners.
- A(n) ___ insurer is any organization that presents its products as "insurance" although neither it nor its products have been approved by a department of insurance.
- A company domiciled in Ohio but admitted to do business in Texas is considered what type of insurer in Texas?
- A ___ rating classifies insureds according to several identifiable characteristics and establishes a rate that can be used with all insureds within a class; uses statistical methods.
- Independent contractors who represent the insurance applicant or policyholder and typically sell products from more than one insurer.
- ___ agents sell insurance on a commission or fee basis for one or more insurance companies; they retain ownership, use, and control of policy records.
- ____ rating is a method of determining the insurance premium on the basis of how likely the characteristics of a particular risk are to cause a loss.
- A ____ insurance company is designed to cover the risks of the parent organization(s) that own it.
Down
- ___-___ are businesses that are financially able to self-fund certain risks.
- An insurance company that is domiciled in Canada is an ___ insurer in California.
- ___ agents represent a single insurance company or a group of insurance companies under similar management.
- A state's insurance ___ has the authority to stop insurers and producers from engaging in unfair and unethical activity or suspend an insurer's or producer's license to transact business.
- A(n) ___ insurer is a company that is not licensed to do business in a certain state but is authorized to sell surplus lines insurance there.
- A(n) ___ insurer is a company licensed to do business in the state or country in which it writes applications.
- A form of self-insurance that prefunds coverage of future losses through the members' premium deposits.
- A ___ rating is established by the judgement of an underwriting instead of by a rating authority.
- ___ insurance companies pay stock dividends to their stockholders.
19 Clues: ___ insurance companies pay stock dividends to their stockholders. • ___-___ are businesses that are financially able to self-fund certain risks. • An insurance company that is domiciled in Canada is an ___ insurer in California. • A ___ rating is established by the judgement of an underwriting instead of by a rating authority. • ...
TIE 2020 Crossword 2020-11-27
Across
- Policy that covers employees in a company against the dangers of an aircraft accidents
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- The termination of a policy before the expiry date
- Property taken over by an insurer to lower its loss
- An individual or firm hired by an employer to deal with claim processing
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- Written notice of losses incurred by insurance companies as stipulated in the conditions of the insurance plan
Down
- It is the duty to disclose all material facts relating to the risk to be covered
- The method by which each member of an insurance pool shares in every risk written by other pool member
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- an amount that you yourself responsible for paying towards an insured loss
- Transferring the financial consequences of a loss to another party such as insurance company
- Insurance which is useful when you want to sue someone
- Classification of various businesses by insurers
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- Money which is set aside by the insurance company to pay the losses
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Personal Finance Vocabulary Crossword 2022-09-22
Across
- A periodic payment for the use of borrowed funds.
- more money is taken out based on a larger pay check (federal tax)
- benefits survivors or the deceased.
- your payment before an insurance company begins coverage.
- The amount of money borrowed, or the amount of money still owed on a loan.
- investments that represents ownership in business (risky).
- the recipient of funds or other benefits from insurance policies.
- Amount paid on an insurance policy per a given time period.
- insurance that protects your belongings from theft and destruction.
Down
- occurs when benefits outweigh the cost.
- used when a person is not capable of working.
- risk transfer to a third party.
- interest paid on both the original loan and interest earned.
- smaller amount of money take out of pay check (sales tax).
- a collections of securities chosen and managed by a group of professional fund.
- investment that represents a loan to gov’t or corporation (low risk).
- A business whose main purpose is to receive deposits and make loans.
- interest on the original loan.
- used when a person is sick.
- all social classes pay the same percentage.
20 Clues: used when a person is sick. • interest on the original loan. • risk transfer to a third party. • benefits survivors or the deceased. • occurs when benefits outweigh the cost. • all social classes pay the same percentage. • used when a person is not capable of working. • A periodic payment for the use of borrowed funds. • ...
crossword 19 2026-01-18
Across
- Benefit protecting policy value if premiums stop.
- Savings component accumulated in permanent life insurance.
- Method that estimates insurance based on specific financial needs.
- Clause limiting the insurer’s right to dispute a policy after a period.
- Method by which policy proceeds are paid to beneficiaries.
- Regulatory authority governing life insurance in Nepal (as cited contextually).
- Growth of life insurance influenced by regulation and awareness.
- Life insurance covering a group under a single master contract.
- Life insurance providing protection for a limited period only.
- Statistical table showing probability of death at each age.
- Settlement option paying entire proceeds at once.
- Time allowed for premium payment after the due date.
- Dividend paid directly in cash to the policyholder.
- Additional payment if death occurs due to an accident.
- Process based on mortality, interest, and expenses.
- Process of comparing policies, insurers, and costs.
- Need created by death of a breadwinner requiring life insurance protection.
- Insurance purchased by an individual on his or her own life.
Down
- Approach that insures capital while spending only the income from it.
- Feature where cash values grow without current tax liability.
- Policy paying the face amount on death or survival to maturity.
- Contract promising payment on death of the insured in exchange for premiums.
- Present value of future earnings lost due to premature death.
- Policy where cash value and death benefit fluctuate with investments.
- Insurance that provides lifetime protection with a cash value.
- Death occurring before the end of an individual’s expected working life.
- Choice given to participating policyholders for using dividends.
- Cost of insurance protection after considering investment return.
- Clauses defining rights and obligations of insurer and insured.
- Settlement option guaranteeing income for the beneficiary’s lifetime.
- Primary economic purpose of life insurance according to Rejda.
- Nonforfeiture option converting cash value into term insurance.
- Flexible premium policy with adjustable death benefit.
- Dividend option purchasing additional insurance coverage.
- Treatment of premiums, cash values, and benefits under tax law.
- Yield earned on the savings element of a life insurance policy.
36 Clues: Benefit protecting policy value if premiums stop. • Settlement option paying entire proceeds at once. • Dividend paid directly in cash to the policyholder. • Process based on mortality, interest, and expenses. • Process of comparing policies, insurers, and costs. • Time allowed for premium payment after the due date. • ...
Introduction to Risk Management 2024-01-10
Across
- Sums of money to be paid for specific types of losses under ther terms of an insurance policy
- The insurance company who provides insurance coverage for a policyholder
- Specified losses that the insurance policy does not cover
- The amount of money payable to a policyholder upon discontinuation of a life insurance policy
- The additional time after the premium due date that the insurer allows the policyholder to make the payment without penalty (usullay 30 days)
- The specified amount of a loss that the policyholder pays before the insurer is obligated to pay anything; the insurance company pays only the amount in excess
- The amount stated in a life insurance policy to be paid upon death
- A policyholder's request for reimbursement for a loss under the trems of an insurance policy
Down
- A person named on an insurance policy to receive the benefits from the policy
- A professional insurance salesperson who acts for the insurer in negotiating, servicing, or writing an insurance policy
- An event whose occurrence can cause a loss
- The person or company protected against loss
- The written verification of the amount of a loss that must be provided by the insured to the insurer before a claim can be settled
- An unexpected reduction in value of the insured's property caused by a covered peril
- The portion of a paid premium that the insurer has not yet earned because the policy term has not ended
- The mathematics of chance, or statistical likelihood that something will happen
- Protection provided by the terms of an insurance policy
- A condition that creates or increases the likelihood of some loss; for example, defective house wiring can increase the likelihood of a fire
- A specialist in insurance calculations and statistics
19 Clues: An event whose occurrence can cause a loss • The person or company protected against loss • A specialist in insurance calculations and statistics • Protection provided by the terms of an insurance policy • Specified losses that the insurance policy does not cover • The amount stated in a life insurance policy to be paid upon death • ...
TIE 2020 Crossword 2020-11-27
Across
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Classification of various businesses by insurers
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- Money which is set aside by the insurance company to pay the losses
- an amount that you yourself responsible for paying towards an insured loss
- It is the duty to disclose all material facts relating to the risk to be covered
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Insurance which is useful when you want to sue someone
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
Down
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- The termination of a policy before the expiry date
- The method by which each member of an insurance pool shares in every risk written by other pool member
- Property taken over by an insurer to lower its loss
- Transferring the financial consequences of a loss to another party such as insurance company
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- An individual or firm hired by an employer to deal with claim processing
- Written notice of losses incurred by insurance companies as stipulated in the conditions of the insurance plan
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
TIE 2020 Crossword 2020-11-27
Across
- /An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- /To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- reserve /Money which is set aside by the insurance company to pay the losses
- /Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- Insurance /Insurance which is mandatory when you stay in Germany for more than 3 months
- of loss /Written notice of losses incurred by insurance companies as stipulated in the conditions of the insurance plan
- good faith /It is the duty to disclose all material facts relating to the risk to be covered
- /Property taken over by an insurer to lower its loss
- transfer /Transferring the financial consequences of a loss to another party such as insurance company
- Insurance /Policy that covers employees in a company against the dangers of an aircraft accidents
- amount that you yourself responsible for paying towards an insured loss
Down
- health insurance /A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- Pooling /The method by which each member of an insurance pool shares in every risk written by other pool member
- /The termination of a policy before the expiry date
- of business /Classification of various businesses by insurers
- /Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- /The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- party administrator /An individual or firm hired by an employer to deal with claim processing
- /By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- protection /Insurance which is useful when you want to sue someone
20 Clues: /The termination of a policy before the expiry date • /Property taken over by an insurer to lower its loss • of business /Classification of various businesses by insurers • protection /Insurance which is useful when you want to sue someone • amount that you yourself responsible for paying towards an insured loss • ...
Chapter 22 Vocab 2025-10-31
Across
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
- Pays the cost of minor accidental injuries to visitors on your property.
- You will receive the full cost of repairing or replacing an item
- Harsh
- The set amount that the policyholder must pay per loss on an insurance
- Legal responsibility for the financial cost of another person's losses or injuries
- Take upon yourself
- A contract from the insurance company
- Deliberate destruction of property
- An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies
- Coverage that provides protection that your residence and its associated financial risks, such as damage to personal property and injuries to others
- Insurance that covers damage to your vehicle when it is involved in an accident
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
Down
- Additional property insurance that covers the damage or loss of a specific item of high valiue
- Required
- Protection against possible financial loss
- Evaluated
- Addition of coverage
- The failure to take ordinary or reasonable care to prevent accidents from happening
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
- Anything that may possibly cause a loss
- The chance of loss or injury
- A fee for insurance
- Motor vehicle insurance that applies when you damage the property of others.
- Anything that increases the likelihood of loss through peril
- The payment you received is based on the replacement cost of an item minus depreciation
26 Clues: Harsh • Required • Evaluated • Take upon yourself • A fee for insurance • Addition of coverage • The chance of loss or injury • Deliberate destruction of property • A contract from the insurance company • Anything that may possibly cause a loss • Protection against possible financial loss • Anything that increases the likelihood of loss through peril • ...
SDF MySuper 2014-02-03
Across
- Insurance cover type not offered under SDF MySuper.
- AMP's investing is based on this strategy.
- The SDF default investment.
- Fees deducted from the daily unit price.
- Minimum insurance cover type.
- This employment arrangement restricts the member to 1 of Death Cover.
- Maximum insurance cover type.
- Form to be completed to change investment portfolio.
- Investment portfolios and Insurance cover amounts will be maintained upon transfer to.
Down
- SDF MySuper investments are available to.
- Insurance provided without Underwriting.
- Insurance is provided to all new members based on what formula.
- A fee of $35.00
- Fees deducted from the member's balance.
- 15% of each Employer Contribution.
- A fee of 0.62%
- A fee of 0.40%.
- Contributions are invested in the relevant SDF MySuper portfolio based on the member's.
- A fee of $1.60 per week.
- Members may choose to have nil insurance via.
- The maximum number of investment portfolios for future contributions.
21 Clues: A fee of 0.62% • A fee of $35.00 • A fee of 0.40%. • A fee of $1.60 per week. • The SDF default investment. • Minimum insurance cover type. • Maximum insurance cover type. • 15% of each Employer Contribution. • Insurance provided without Underwriting. • Fees deducted from the member's balance. • Fees deducted from the daily unit price. • SDF MySuper investments are available to. • ...
TIE 2020 Crossword 2020-11-27
Across
- Money which is set aside by the insurance company to pay the losses
- Written notice of losses incurred by insurance companies as stipulated in the conditions of the insurance plan
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- an amount that you yourself responsible for paying towards an insured loss
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Classification of various businesses by insurers
- An individual or firm hired by an employer to deal with claim processing
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
Down
- Insurance which is useful when you want to sue someone
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Transferring the financial consequences of a loss to another party such as insurance company
- The method by which each member of an insurance pool shares in every risk written by other pool member
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- It is the duty to disclose all material facts relating to the risk to be covered
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- The termination of a policy before the expiry date
- Property taken over by an insurer to lower its loss
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
LAW Insurance Review 2024-05-05
Across
- the written contract of insurance
- insurance to pay an agreed amount upon death
- lower cost medical insurance that requires insured to utilize in network resources
- a contractual arrangement that protects against loss
- protects against personal injury, medical fees and injury (assumes negligence)
- the consideration for a contact of insurance
- the compensation by one party for the loss of a suffering party.
Down
- higher cost medical insurance that allows insured to choose any physician or specialist
- auto insurance against vandalism, theft, natural occurrences
- insurance that includes renters, home owners and flood
- insurance resulting from accident, chance and negligence.
- resulting from lightening or electrical damage
- the possibility of loss or damage to property from a specified peril.
- auto insurance when you collide with another vehicle or object
- a period of time which covers the insured during an overdue premium
- the party covered or protected by insurance
16 Clues: the written contract of insurance • the party covered or protected by insurance • insurance to pay an agreed amount upon death • the consideration for a contact of insurance • resulting from lightening or electrical damage • a contractual arrangement that protects against loss • insurance that includes renters, home owners and flood • ...
LAW Insurance Review 2024-05-05
Across
- the written contract of insurance
- insurance to pay an agreed amount upon death
- lower cost medical insurance that requires insured to utilize in network resources
- a contractual arrangement that protects against loss
- protects against personal injury, medical fees and injury (assumes negligence)
- the consideration for a contact of insurance
- the compensation by one party for the loss of a suffering party.
Down
- higher cost medical insurance that allows insured to choose any physician or specialist
- auto insurance against vandalism, theft, natural occurrences
- insurance that includes renters, home owners and flood
- insurance resulting from accident, chance and negligence.
- resulting from lightening or electrical damage
- the possibility of loss or damage to property from a specified peril.
- auto insurance when you collide with another vehicle or object
- a period of time which covers the insured during an overdue premium
- the party covered or protected by insurance
16 Clues: the written contract of insurance • the party covered or protected by insurance • insurance to pay an agreed amount upon death • the consideration for a contact of insurance • resulting from lightening or electrical damage • a contractual arrangement that protects against loss • insurance that includes renters, home owners and flood • ...
Business Insurance(EEIS,Keyman,Partnership) 2015-08-12
Across
- This type of product is preferred in EEIS
- EEIS will reduce these ‘ government dues’ for the Employer
- Section of IT Act allowing premium as business expense
- Important part of the business insurance proposals
- Covers to the partners will be in proportion to this?
- The owner of partnership Insurance
- In EEIS one of two ways to buy insurance cover
Down
- The minimum period for which the firm should exist before proposal is considered
- States the intention of the proposer and necessary with insurance proposal
- It will reveal the picture of the company’s financial situation to insurer
- Important feature of Scheme A of EEIS
- Only this type of cover can be sold in Keyman and Partnership Insurance
- salary multiplier allowed for cover in Keyman Insurance
- Partnership insurance will prevent the firm from this
- Selling…………….. will increase if one is knowing Business Insurance properly
- This is amount before tax and depreciation is charged
- Keyman insurance claim amount for tax purpose will be considered
- Person responsible for paying premium in Scheme B of EEIS
- Assignment would be based on this amount
19 Clues: The owner of partnership Insurance • Important feature of Scheme A of EEIS • Assignment would be based on this amount • This type of product is preferred in EEIS • In EEIS one of two ways to buy insurance cover • Important part of the business insurance proposals • This is amount before tax and depreciation is charged • ...
Health Insurance Terms 2024-12-03
Across
- a request filed by a policyholder stating that an insured event has occurred and that the insurance company should provide coverage
- is the amount of money that you pay for a covered health care procedure. With an 80/20 coinsurance plan, your insurance company will pay 80% on a medical bill and you will pay 20%
- something people buy to protect themselves from losing money
- are a type of health insurance that requires its members to visit only certain doctors and hospitals
- are insurance plans that cover a large group of people such as all the employees of a company or local government
- Provides medical insurance for low income Americans
- is an insurance policy that covers an entire family
Down
- is a type of insurance that covers medical expenses
- is the amount of money a policyholder must pay before their insurance company will pay on a claim
- Provides medical insurance for Americans aged 65 or older
- is the money that one pays to an insurance company for an insurance policy
- are a type of health insurance that allows its members to see any doctor or hospital they like
- is a health problem that existed before someone applied for insurance
- is the maximum amount an insurance company will pay for a claim
- expanded medical insurance in the U.S. and prevented insurance companies from denying coverage to people with pre-existing health problems
- is a federal law that allows an employee to continue their health insurance coverage for up to 18 months after they leave their job
16 Clues: is a type of insurance that covers medical expenses • Provides medical insurance for low income Americans • is an insurance policy that covers an entire family • Provides medical insurance for Americans aged 65 or older • something people buy to protect themselves from losing money • is the maximum amount an insurance company will pay for a claim • ...
Insurance vocab 2023-03-14
Across
- elderly and end stage renal disease
- helps with veterans
- when the insurance company uses the persons insurance who’s birthday come first in calendar year
- condition there before care
- having multiple doctors you can see that contracted through the plan
- assignment of services
- how much you pay before insurance pays
- cap at where insurance co will pay no more
- how much you pay that insurance didn’t cover
- authorizing beforehand
Down
- company pays for your care because of an injury cause by a workplace accident
- having one provider
- monthly payment
- helps with military families
- aid the poor
- children’s health insurance
- list of services
- having more than 1 insurance
18 Clues: aid the poor • monthly payment • list of services • having one provider • helps with veterans • assignment of services • authorizing beforehand • children’s health insurance • condition there before care • helps with military families • having more than 1 insurance • elderly and end stage renal disease • how much you pay before insurance pays • cap at where insurance co will pay no more • ...
EPF Chapter 22 2025-10-31
Across
- insurance that covers physical injuries caused by a vehicle accident for which you are responsible
- an arrangement whereby drivers who are involved in accidents collect money from their own insurance companies
- insurance that covers you and your family if you are involved in an accident with an uninsured or hit-and-run driver
- coverage that provides protection for your residence and its associated financial risks
- the failure to take ordinary or reasonable care to prevent accidents from happening
- anything that increases the likelihood of loss through peril
- pays the cost of minor accidental injuries to visitors on the replacement cost of an item minus depreication
- when a person joins the risk-sharing group by purchasing a contract
- deliberate destruction of private or public property
- evaluated
- the chance of loss or injury
- additional property that covers the damage or loss of a specific item of high value
- insurance that covers damage to your vehicle when it is involved in an accident
Down
- legal responsibility for the financial loss on an insurance policy
- take upon yourself
- you will receive the full cost of repairing or replacing an item
- addition of coverage
- motor vehicle insurance that applies when you damage the property of others
- required
- a fee for insurance
- harsh
- anything that may possibly cause a loss
- a group of people who cannot get motor vehicle insurance who are assigned to each insurance company
- Protection against possible financial loss
- the set amount that the policyholder must pay per loss on an insurance policy
25 Clues: harsh • required • evaluated • take upon yourself • a fee for insurance • addition of coverage • the chance of loss or injury • anything that may possibly cause a loss • Protection against possible financial loss • deliberate destruction of private or public property • anything that increases the likelihood of loss through peril • ...
Sam Moldenhauer 2015-01-13
Across
- gives you temporary protection until a policy is issued
- guaranteed retirement income that is purchased by paying money to an insurer
- covers goods that are moved by land carriers such as trains, trucks, and airplanes
- person who buys the policy
- person's right to take out insurance on another person because they would suffer a financial loss/hardship
- amount of protection stated in a life insurance policy
- ordinary life insurance; requires the payment of premiums throughout the insured's life
- amount of money you can take by either borrowing against or cashing in the policy
- provision in an insurance policy that limits your recovery for a loss
- attachment to an insurance policy that modifies the policy's terms
- provides protection for a stated time
- insurance company
- contract in which the insurer promises to pay you a sum of money if a particular piece of a real/personal property is damaged/destroyed
- contract under which the insurer agrees to compensate you for a specific loss
- insurance contract that provides monetary compensation for losses suffered as a result of someone's death
Down
- health care plan for low-income people
- written contract between a person buying insurance and the insurance company
- covers ships at sea
- allows you to stop paying premiums after a stated length of time
- federally funded health insurance program
- form of straight life; allows policyholders to change the terms of the policy if needed
- protects against loss of personal property, liability for a visitor's personal injury, and liability for negligent destruction of the rented premises
- amount of money you pay to the insurance company for insurance coverage
- insures property that cannot be covered by specific insurance because it constantly changing in value or location
- issued for a particular period, usually five or ten years
- person named in the policy to receive benefits paid by the insurer in the event of a loss
- person whose life or property is insured
- protects against most types of losses and liabilities related to home ownership
- covers loss resulting directly from an unfriendly or hostile fire
29 Clues: insurance company • covers ships at sea • person who buys the policy • provides protection for a stated time • health care plan for low-income people • person whose life or property is insured • federally funded health insurance program • amount of protection stated in a life insurance policy • gives you temporary protection until a policy is issued • ...
Insurance Terminology 2022-12-02
Across
- The maximum amount a policy will pay, either overall or under a particular coverage
- An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant
- A temporary or preliminary agreement which provides coverage until a policy can be written or delivered
- Persons or organizations that are provided with insured status by the terms of the policy
- Being legally responsible for a third party’s injury or damages
- A professional who represents the consumer in searching for the best policy to fit their needs
- A change in the policy that adjusts the coverage
- The termination of insurance coverage during the policy period
- Coverage for all sums that the insured becomes legally obligated to pay because of bodily injury or property damage, and sometimes other wrongs, to which an insurance policy applies
- An interest by the insured person in the value of the subject of insurance
- provides coverage for incidents that happen during your policy period, regardless of when you file a claim
- The process of selecting applicants for insurance and classifying them according to their degrees of insurability so that the appropriate premium rates may be charged
Down
- Person or Org purchasing the insurance
- Person who investigates an insurance claim and determines how much or if a claim will paid
- Amount you pay to an insurance company in exchange for coverage under the policy
- Contract between the Insurance company and the Insured that defines conditions
- The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable
- Amount of a claim the insured covers before the insurance company pays
- Notice to an insurer that under the terms of a policy, a loss may be covered
- Org that is providing the insurance and will pay claims
- A person or organization not automatically included as an insured who is included at the request of the named insured
- First person or organization listed on the policy declarations page
- A document from an insurer to show you have business insurance
- Professional who sells an insurance company’s products to a business or consumer
- Your business insurance claims history
- Date the policy ends or expires
- Date the policy goes into effect or begins
27 Clues: Date the policy ends or expires • Person or Org purchasing the insurance • Your business insurance claims history • Date the policy goes into effect or begins • A change in the policy that adjusts the coverage • Org that is providing the insurance and will pay claims • A document from an insurer to show you have business insurance • ...
crossword 19 2026-01-18
Across
- Time allowed for premium payment after the due date.
- Dividend option purchasing additional insurance coverage.
- Growth of life insurance influenced by regulation and awareness.
- Flexible premium policy with adjustable death benefit.
- Method by which policy proceeds are paid to beneficiaries.
- Death occurring before the end of an individual’s expected working life.
- Cost of insurance protection after considering investment return.
- Approach that insures capital while spending only the income from it.
- Method that estimates insurance based on specific financial needs.
- Clause limiting the insurer’s right to dispute a policy after a period.
- Nonforfeiture option converting cash value into term insurance.
- Treatment of premiums, cash values, and benefits under tax law.
- Clauses defining rights and obligations of insurer and insured.
- Life insurance covering a group under a single master contract.
- Insurance purchased by an individual on his or her own life.
Down
- Process of comparing policies, insurers, and costs.
- Dividend paid directly in cash to the policyholder.
- Process based on mortality, interest, and expenses.
- Savings component accumulated in permanent life insurance.
- Benefit protecting policy value if premiums stop.
- Need created by death of a breadwinner requiring life insurance protection.
- Present value of future earnings lost due to premature death.
- Insurance that provides lifetime protection with a cash value.
- Settlement option paying entire proceeds at once.
- Contract promising payment on death of the insured in exchange for premiums.
- Policy where cash value and death benefit fluctuate with investments.
- Primary economic purpose of life insurance according to Rejda.
- Policy paying the face amount on death or survival to maturity.
- Regulatory authority governing life insurance in Nepal (as cited contextually).
- Statistical table showing probability of death at each age.
- Additional payment if death occurs due to an accident.
- Life insurance providing protection for a limited period only.
- Feature where cash values grow without current tax liability.
- Choice given to participating policyholders for using dividends.
- Yield earned on the savings element of a life insurance policy.
- Settlement option guaranteeing income for the beneficiary’s lifetime.
36 Clues: Benefit protecting policy value if premiums stop. • Settlement option paying entire proceeds at once. • Process of comparing policies, insurers, and costs. • Dividend paid directly in cash to the policyholder. • Process based on mortality, interest, and expenses. • Time allowed for premium payment after the due date. • ...
Insurance Notes 2023-01-06
Across
- a payment to the insurance company for an insurance policy
- Insurance protection that covers damages to home or land which may cover damage from fire, flood, or earthquakes
- Covers injury or damage to the driver, passengers, or the vehicle caused by a driver with insufficient insurance
- the uncertainty about a situations outcome
- the amount of money an insured person pays before the insurance company makes payments for loss
- a contract between the individual and the insurer specifying the terms of the insurance arrangements
- insurance may cover hospital, surgical, dental, vision, long-term care, prescription, or other major expenditures;MUST be purchased by the individual OR through their employer.
- covers medical and rehab expenses relating to sever accidents
- Insurance pays benefits in the event the insured becomes incapable of working
- insurance pays a beneficiary in the event of an insured's death
- Insurance protects the insured from loss of the contents of the dwelling rather than the dwelling itself
Down
- Insurance combines property and liability insurance into one policy to protect a home from damage costs due to perils
- damage driver or car owner is held legally responsible for damaging another’s property
- a policy which states the amount to be paid to the beneficiary upon the insured person’s death
- the person to receive the death benefit (money from the policy)
- an event which can cause a financial loss like fire, falling trees, lightning and others
- a consumer who purchases the policy
- payment not required in all states;Covers injuries sustained by the driver of the insured vehicle or any passenger regardless of fault covers insured family members injured as passengers in a car or injured while on foot or bicycle
- is a person who relies on someone else financially.
- Injury driver or car owner is held legally responsible for injuries suffered by another person
- Insurance protects the insured party from being held liable for other’s financial losses
- an arrangement between an individual (consumer) and an insurer (insurance company) to transfers risk after paying a premium.
- pays a set amount upon your death
23 Clues: pays a set amount upon your death • a consumer who purchases the policy • the uncertainty about a situations outcome • is a person who relies on someone else financially. • a payment to the insurance company for an insurance policy • covers medical and rehab expenses relating to sever accidents • the person to receive the death benefit (money from the policy) • ...
