insurance Crossword Puzzles
Exam #3 Crossword Puzzle 2022-03-30
Across
- this can be taken on voluntarily & will either result in a profit or loss
- auto insurance company
- costs for longterm care
- a doctrine that holds a person liable for any injuries caused by their products or actions
- provisions for payment of double the face amount of an insurance policy under certain conditions
- assets.
- type of insurance policy
- amount of money required to replace
- the process insurers use to determine the risks of insuring your small business
- provides protection beyond existing
- a organizations plan for tackling certain issues
- have no possible outcome
- money that grows inside of a permanent life insurance policy
- the amount the insured is responsible for after the deductible has been met.
- business to obtain insurance who would otherwise find it difficult.
- a theory where a person is held responsible for another persons actions
- are injured
- where an individual garage is his/her vehicle.
- a danger or risk
- amount you pay for covered health care
- of a signature that authorizes payment
- & coverages of other policies
- it works by paying claims regardless
- a financial institution that underwrites the risk of loss or damage to personal or
- cash value life insurance
- an insurance for people with a low income
- type of insurance that covers the expenses associated with serious illness
- surgeons charge this for any given operations
- pays for medical costs of people
- health insurance is highly rated
- something you are responsible for
- payment for a covered health care service after you've paid your deductible
- amount to be paid for insurance policy
- policy to protect policyholders if they are unable to work due to an illness or injury.
- a condition or proviso added to something already said
Down
- limits payments made to survivors of policyholders who die by suicide within a certain period of time after buying the policy.
- covers a valuable item a speculative risk is an event that one can not predict whether it will produce a profit or loss.
- failure to act
- you meet your deductible
- protection from financial loss
- care is covered only if you go see doctors on a plan network
- a fixed sum of money paid to someone each year
- managed care health insurance plan
- protects insurers against large claims
- contracts with medical health care providers
- private health insurance plans
- policy holders against losses associated with being treated in a hospital for medical issues.
- one that insures
- is to blame for a accident
- is a record of what someone owns
- non-profit health insurance organization
- medical insurance group that provides insurance for a fixed annual fee.
- force for the insured's entire lifetime
- is a form of property insurance that covers losses/damages to an individual resident
- is a person who derives an advantage from something
- insurance plan designed to pay for hospital fees that other insurances can't pay for
- life insurance that is covered with a limited time
- a group in whose name an insurance policy is held
- able to be deducted, from taxable income
- something involving danger
- system that gives you certain doctors to go to
- threaten/exposed to danger.
- federal health insurance program
63 Clues: assets. • are injured • failure to act • one that insures • a danger or risk • auto insurance company • costs for longterm care • you meet your deductible • type of insurance policy • have no possible outcome • cash value life insurance • is to blame for a accident • something involving danger • threaten/exposed to danger. • & coverages of other policies • protection from financial loss • ...
Insurance Vocabulary Terms 2026-01-22
Across
- A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- Page The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- Health savings account. An account where you contribute pre-tax dollars for expected medical expenses
- A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- Injury Protection Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- A federal health insurance for people 65 or older, and some people under 65 with certain disabilities or conditions.
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
Down
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- Limit The maximum amount an insurance company will pay if you file a claim
- A situation involving exposure to danger, harm, or loss
- of Pocket Maximum The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- A contract in which an individual or entity receives financial protection or reimbursement against losses
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- Pooling The spreading of financial risk evenly among a large number of contributors to the program
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- Children's Health Insurance Program. A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
- Exclusive provider organization. A health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
- A federal and state assistance program that helps cover medical costs for some people with limited income and resources
- Liability Limit The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
27 Clues: A situation involving exposure to danger, harm, or loss • Limit The maximum amount an insurance company will pay if you file a claim • Auto insurance that protects you against costs to repair your own vehicle after a crash • A percentage you pay each time you receive medical treatment, after you’ve paid your deductible • ...
Insurance agents 2023-04-18
Across
- Insurer's right to recover claim amount from a third party.
- Protection provided by an insurance policy.
- Ratio: Claims paid divided by premiums earned.
- Amount you pay before the insurer covers the rest.
- Sharing of risk between the insurer and insured.
- Amount paid for an insurance policy.
- Professional evaluation of property value.
- Written change to an insurance policy.
- Legal responsibility for damages or injuries.
- Temporary suspension of insurance coverage.
- Principle of restoring the insured to their original financial position.
Down
- Person who owns the insurance contract.
- Financial product providing income over a period of time.
- Probability of a loss occurring.
- Person who investigates and settles insurance claims.
- Specific event or circumstance not covered by the policy.
- Request for payment due to a covered loss.
- Process of evaluating risk and determining coverage.
- Professional who calculates risk and premium rates.
- Interest: Financial stake in the insured item or person.
20 Clues: Probability of a loss occurring. • Amount paid for an insurance policy. • Written change to an insurance policy. • Person who owns the insurance contract. • Request for payment due to a covered loss. • Professional evaluation of property value. • Protection provided by an insurance policy. • Temporary suspension of insurance coverage. • ...
Insurance Review Committee Crossword Puzzle 2025-11-20
Across
- procedures or services performed that require a hospital stay.
- a written approval from your provider or insurance company for specific care.
- the provider group that is coordinating care.
- the contracted rate for charges agreed upon between the payer and provider.
- a percentage of the total cost for a medical service the patient will owe.
- a set dollar amount that must be paid by the patinet before the insurance company will pay for any services.
- hybrid of HMO and PPO insurance plans.
- a set dollar amount a patient owes for their medical services.
- a list of restrictions or maximum amounts set forth by the insurance payer.
Down
- a network of medical providers that are contracted with an insured at pre-negotiated rates.
- an insurance website that has electronic coverage information available.
- everyone on the plan will be required to reach a shared dollar threshold.
- the provider that is coordinating care.
- the status of an insurance plan.
- a group of health care providers that an insurance plan has not contracted or affiliated with.
- a type of health insurance plan that usually limits coverage to care from doctors who work for or are contracted with a predefined group.
- everyone on the plan will be required to reach individual dollar thresholds.
- third or third in order.
- the maximum amount of money a patient will pay out of pocket in a year.
- the agreed services or items that an insurance plan will pay for at the plan specific rates.
20 Clues: third or third in order. • the status of an insurance plan. • hybrid of HMO and PPO insurance plans. • the provider that is coordinating care. • the provider group that is coordinating care. • procedures or services performed that require a hospital stay. • a set dollar amount a patient owes for their medical services. • ...
Insurance Crossword Puzzle 2025-11-24
Across
- monthly or annual payment made to keep your insurance policy active
- a home/backyard water feature that makes your premium more expensive
- ______ damage-not covered by homeowners insurance
- type of auto coverage that pays for (injury and property) damage you cause in an accident
- compensation for loss/damage for a payment of a premium
- the building’s ______/not covered by renter’s insurance
- ______ insurance-covers personal belongings inside rental property
Down
- type of life insurance that only covers a specific period
- a type of claim typically excluded from travel insurance
- where insurance takes over for all medical costs after you reach a certain limit
- the out of pocket amount needed to use the benefits of your insurance
- person who receives the death benefit
- your insurance rates are based on _____
- type of auto coverage that pays for losses out of your control
- the type of insurance that covers trip cancellations, delays, and lost luggage
- type of insurance designed to cover medical expenses
16 Clues: person who receives the death benefit • your insurance rates are based on _____ • ______ damage-not covered by homeowners insurance • type of insurance designed to cover medical expenses • compensation for loss/damage for a payment of a premium • the building’s ______/not covered by renter’s insurance • a type of claim typically excluded from travel insurance • ...
Chapter 12- Health Insurance Essentials 2021-06-24
Across
- schedule A list of fixed fees for services.
- The amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments.
- A written agreement between two parties in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur.
- period The length of time a patient waits for disability insurance to pay after the date of injury.
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services.
- A designated person who receives funds from an insurance policy.
- network An approved list of physicians, hospitals, and other providers.
- insurance Web portal An online service provided by various insurance companies that allows providers to look up a patient's insurance benefits, eligibility, claims status, and explanation of benefits.
- administrator An organization that processes claims and provides administrative services for another organization. Often used by self-funded plans.
- A payment arrangement for healthcare providers.
- A formal request for payment from an insurance company for services provided.
- Medicare Beneficiaries Low-income Medicare patients who qualify for Medicaid for their secondary insurance.
- condition A health problem that was present before new health insurance coverage started.
Down
- relative value system (RBRVS) A system used to determine how much providers should be paid for services provided. It is used by Medicare and many other health insurance companies.
- of benefits A document sent by the insurance company to the provider and the patient explaining the allowed charge amount, the amount reimbursed for services, and the patient's financial responsibilities.
- An order from a primary care provider for the patient to see a specialist or to get certain medical services.
- Poor, needy, impoverished.
- management A decision-making process used by managed care organizations to manage healthcare costs. It involves case-by-case assessments of the appropriateness of care.
- The primary care provider, who is in charge of a patient's treatment. Additional treatment, such as referrals to a specialist, must be approved by the gatekeeper.
- insurance exchange An online marketplace where people can compare and buy individual health insurance plans. State 244health insurance exchanges were established as part of the Affordable Care Act.
20 Clues: Poor, needy, impoverished. • schedule A list of fixed fees for services. • A payment arrangement for healthcare providers. • A designated person who receives funds from an insurance policy. • network An approved list of physicians, hospitals, and other providers. • A formal request for payment from an insurance company for services provided. • ...
Insurance 2024-01-17
Across
- Insurance purchased by insurance companies to manage risk.
- A professional who assesses and manages financial risks, especially in the insurance industry.
- The amount paid by the policyholder for insurance coverage.
- A request for payment under the terms of an insurance policy.
- the body in Kenya for controlling insurance companies
- The scope of protection provided by an insurance policy.
- Having insurance coverage that is insufficient to cover the full extent of a loss.
- The process of evaluating and determining the risk of insuring a person or property.
- A person who assesses and settles insurance claims.
Down
- The person or entity designated to receive the proceeds of an insurance policy.
- The amount the policyholder must pay before the insurance company covers the rest.
- minimum requirement motor insurance by the government in Kenya
- Legal responsibility or obligation, often referring to the policyholder's responsibility for damages.
- The person who owns the insurance policy.
- Specific risks or conditions not covered by an insurance policy.
15 Clues: The person who owns the insurance policy. • A person who assesses and settles insurance claims. • the body in Kenya for controlling insurance companies • The scope of protection provided by an insurance policy. • Insurance purchased by insurance companies to manage risk. • The amount paid by the policyholder for insurance coverage. • ...
Insurance 2022-07-12
Across
- the highest amount an insurer will pay for a claim that the insurance policy covers
- the person who owns and is covered under a given insurance policy until it expires
- the cost of one’s insurance plan; amount of money the insured, pays to an insurance company in exchange for coverage
- optional, extra terms that go into effect along with one's basic policy, often at an additional cost; helps provides additional coverage and added protection against risks
- The date at which one’s life insurance policy comes to an end
- the amount, generally a fixed percentage, an insured must pay against a claim after the deductible is satisfied
- a basic health insurance scheme that provides Singapore Citizens and Permanent Residents with universal and lifelong protection against large healthcare bills, regardless of age or health condition
- the person(or sometimes organization or entity) that an insurance policy provides coverage for
Down
- a type of insurance coverage that covers health and medical expenses
- a request for payment by a policyholder to an insurance company for coverage or compensation for a covered loss or policy event within the bounds of an insurance policy
- the company that provides one’s insurance coverage
- amount that one must pay out of their own pocket before the insurance company will begin paying towards any covered expenses
- the person who would receive any insurance benefits in case the policyholder was to pass away while on the insurance plan
- An insurance product for covering unforeseen losses incurred while traveling, either internationally or domestically
- things that are not covered under the insurance policy
15 Clues: the company that provides one’s insurance coverage • things that are not covered under the insurance policy • The date at which one’s life insurance policy comes to an end • a type of insurance coverage that covers health and medical expenses • the person who owns and is covered under a given insurance policy until it expires • ...
Insurance 2025-03-20
Across
- insurance Covers your personal property in a rented apartment or home.
- TIME PERIOD that the policy covers.
- Insurance Protects against most types of property losses and liabilities related to home ownership
- An official REQUEST made to the insurance co. to notify them that a covered event has occurred.
- PROBABILITY of an insured situation actually occurring.
- A specified sum of money based on the patient's insurance policy benefits due at the time of service
- insurance insurance paid to named beneficiaries when the insured person dies
- PERSON who receives the $ (for life insurance, it's often the spouse/children).
Down
- Specific amount your policy makes you pay BEFORE the insurance co. gives any $ (will vary - known upfront).
- AMOUNT YOU PAY for the policy to be in effect (often paid monthly/annually).
- ADD-ON clause you tack on to a policy to add more than basic package offers.
- insurance Insurance that covers medical illness or injury.
- MAXIMUM amount you can receive in benefits if you do have a claim for a covered event.
- (insurance) Provides payment to others if a member of the insured household accidentally causes harm to other people or property
- CONTRACT that lays out your insurance plan, what's covered and how much you'll be paid in the event of a claim.
15 Clues: TIME PERIOD that the policy covers. • PROBABILITY of an insured situation actually occurring. • insurance Insurance that covers medical illness or injury. • insurance Covers your personal property in a rented apartment or home. • AMOUNT YOU PAY for the policy to be in effect (often paid monthly/annually). • ...
INSURANCE 2024-09-03
Across
- A home is _______-insured for R750 000 when it would sell for R850 000.
- Another name for long-term insurance.
- Amount paid (per month or year) to receive cover.
- The purpose of insurance is to place a business in the same ______ position as before the event took place.
- The RAF protects all road users, even against _______ drivers.
- Type of insurance that protects a business against employees' dishonesty
Down
- The fund ("_IF") responsible for payout to those without jobs.
- Business _________: business losing revenue as result of suppliers not delivering.
- An uninsurable event
- The monthly payment amount for insurance is calculated based on the value of the good and the degree of _______ involved.
- Public _____ insurance.
- The party that provides the cover
- Retirement annuities cannot be used as security for a _____.
- Type of long-term insurance where a person's dependents receive the payout.
- _______ insurance covers a business against any structural damage.
15 Clues: An uninsurable event • Public _____ insurance. • The party that provides the cover • Another name for long-term insurance. • Amount paid (per month or year) to receive cover. • Retirement annuities cannot be used as security for a _____. • The fund ("_IF") responsible for payout to those without jobs. • The RAF protects all road users, even against _______ drivers. • ...
Insurance 2025-03-14
Across
- The amount an individual or employer pays for health insurance coverage.
- The practice of spreading healthcare costs across a group to make insurance more affordable.
- Health coverage provided by non-governmental organizations, often through employers.
- A request made to an insurance company to pay for medical expenses.
- A government program that provides financial and healthcare support for the elderly and disabled.
- A healthcare system where the government finances medical expenses for all citizens.
- A public health insurance program for low-income individuals and families.
- The amount a person must pay out-of-pocket before insurance starts covering costs.
Down
- Expenses that patients must pay directly for healthcare services not covered by insurance.
- Health insurance provided through a worker’s job as part of their benefits.
- A system where all residents have access to medical services, usually funded by taxes.
- A financial system that helps cover healthcare costs in exchange for regular payments.
- A fixed fee a patient pays for healthcare services, with the rest covered by insurance.
- A government-funded healthcare program for elderly and disabled individuals.
- The extent to which an insurance policy pays for medical services.
15 Clues: The extent to which an insurance policy pays for medical services. • A request made to an insurance company to pay for medical expenses. • The amount an individual or employer pays for health insurance coverage. • A public health insurance program for low-income individuals and families. • ...
Insurance Terminology 2026-02-08
Across
- The amount you pay for covered health care services before your insurance plan starts to pay.
- The monthly cost of what you pay for your health plan.
- Safety net for children of families that earn too little to afford private insurance but too much to qualify for medicaid.
- This act was signed into law in 2010, it included an insurance marketplace, prevented exclusions, and allowed beneficiaries to remain until 26 year of age.
- Plans that are offered by for profit companies.
- The amount of money the insurance company pays after the deductible has been paid.
- A federal agency within the United States government that runs the Medicare and Medicaid programs.
- This type of insurance plan requires you to have a "gate keeper".
- This type of insurance plan negotiates discounts with "in-network" providers.
Down
- This plan would be purchased by yourself. (Usually through a marketplace or exchange.
- This type plan is offered by employers as a benefit to its employees.
- Is a public plan for members over the age of 65.
- A public insurance for members of the military.
- Provides insurance for low income families that qualify.
- Plans that are funded entirely by the government.
- The amount of money that a patient with health insurance pays for each health care service.
- A health insurance plan that provides treatment for workers that are hurt on the job.
- A legal agreement between you and the insurance company that explains the rules of your health plan.
- A document that details the terms and conditions of a contract of insurance.
19 Clues: A public insurance for members of the military. • Plans that are offered by for profit companies. • Is a public plan for members over the age of 65. • Plans that are funded entirely by the government. • The monthly cost of what you pay for your health plan. • Provides insurance for low income families that qualify. • ...
Chapter 12- Health Insurance Essentials 2021-06-24
Across
- An online service provided by various insurance companies that allows providers to look up a patient's insurance benefits, eligibility, claims status, and explanation of benefits.
- Poor, needy, impoverished.
- A written agreement between two parties in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur.
- A list of fixed fees for services.
- A formal request for payment from an insurance company for services provided.
- A payment arrangement for healthcare providers.
- The length of time a patient waits for disability insurance to pay after the date of injury.
- A health problem that was present before new health insurance coverage started.
- A system used to determine how much providers should be paid for services provided. It is used by Medicare and many other health insurance companies.
- An organization that processes claims and provides administrative services for another organization. Often used by self-funded plans.
Down
- Low-income Medicare patients who qualify for Medicaid for their secondary insurance.
- An online marketplace where people can compare and buy individual health insurance plans. State health insurance exchanges were established as part of the Affordable Care Act.
- A decision-making process used by managed care organizations to manage healthcare costs. It involves case-by-case assessments of the appropriateness of care.
- A document sent by the insurance company to the provider and the patient explaining the allowed charge amount, the amount reimbursed for services, and the patient's financial responsibilities.
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services.
- A designated person who receives funds from an insurance policy.
- An approved list of physicians, hospitals, and other providers.
- The primary care provider, who is in charge of a patient's treatment. Additional treatment, such as referrals to a specialist, must be approved by the gatekeeper.
- An order from a primary care provider for the patient to see a specialist or to get certain medical services.
- The amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments.
20 Clues: Poor, needy, impoverished. • A list of fixed fees for services. • A payment arrangement for healthcare providers. • An approved list of physicians, hospitals, and other providers. • A designated person who receives funds from an insurance policy. • A formal request for payment from an insurance company for services provided. • ...
Basic Principles of Life and Health Insurance 2026-02-10
Across
- Work for one company
- A legal contract that transfers risk from the policyholder to the insurer
- Professional association for agents
- Not licensed to sell, only refer
- Insurance for insurance companies
- Company providing coverage and assuming risk
- Person who assesses and classify risks
Down
- Person who sells insurance products
- Creates model laws and regulations
- Person who investigates and settles claims
- Legislative organization focusing on insurance
- Person who transfers risk to insurer
- Represent multiple companies
- Person receiving insurance protection
- Represent the buyer
- Person who calculates rates and reserves
- Payment made for insurance coverage
17 Clues: Represent the buyer • Work for one company • Represent multiple companies • Not licensed to sell, only refer • Insurance for insurance companies • Creates model laws and regulations • Person who sells insurance products • Professional association for agents • Payment made for insurance coverage • Person who transfers risk to insurer • Person receiving insurance protection • ...
Insurance 2020-09-08
Across
- is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.
- Network, is a group of medical providers that have contracted with the insurance company to provide health care services
- is the person who would receive any insurance benefits in case the policy holder was to pass away while on the insurance plan.
- Payments, covers injuries you suffer while riding in your car or in someone else’s car. Covers your passengers if you were at fault in an accident. Covers your injuries if a car hits you while you are walking.
- require the insured to pay a set amount of money before the company pays anything.
- Motorists, covers you if you are injured by a hit-and-run or an uninsured driver. Covers guests in your car.
- insurance worker
- pays for damages to your car resulting from a collision with another car or if you run into an object
- is a formal request to an insurance company for coverage or compensation for a covered loss or policy event.
Down
- does not cover damage resulting from a collision with another car. Pays for damages to your car caused by theft, vandalism, fire, or when an animal runs into your car
- actual cost of your insurance plan
- covers costs resulting from bodily injury and property damage to others. Pays if your car kills or injures someone else (bodily injury). Protects you whether you are driving or someone else is driving your car. Covers costs of lawsuits, including lawyer’s fees
- & Towing, Covers the cost of renting when your car is in the shop for a covered loss. Covers the cost to tow your car to a shop when your car breaks down.
- Coverage, will pay for the loan balance on your car if it is totaled and you owe more on it than it is worth.
- Reasonable and Customary, is the average cost for a particular treatment in a particular geographic area
15 Clues: insurance worker • actual cost of your insurance plan • require the insured to pay a set amount of money before the company pays anything. • pays for damages to your car resulting from a collision with another car or if you run into an object • Reasonable and Customary, is the average cost for a particular treatment in a particular geographic area • ...
Insurance 2025-07-10
Across
- the amount of money an insurance company charges for insurance coverage
- a decrease in value
- period a specified period immediately following the premium date
- restoring of a lapsed policy
- a licensed person authorized to sell insurance
Down
- the date which the policy ends
- to terminate or cancel
- an estimate of the cost of insurance
- payments reasonable expenses incurred for necessary medical
- termination of insurance coverage
- the amount of the loss which the insured is responsible to pay
- damage, damage to the other person's property
- a licensed person paid by you to look for insurance
- coverage against loss as a result of forced entry
- a loss may be covered
15 Clues: a decrease in value • a loss may be covered • to terminate or cancel • restoring of a lapsed policy • the date which the policy ends • termination of insurance coverage • an estimate of the cost of insurance • damage, damage to the other person's property • a licensed person authorized to sell insurance • coverage against loss as a result of forced entry • ...
insurance terms 2024-04-22
Across
- unreasonable actions that result in damage caused by you
- an approved applicant is signed up with the health insurance company
- amount of money that patient with health insurance pays
- two or more insurers each liable for a covered loss must participate
- helps protect you from financial loss
- daily allowance paid to an employee to cover cost on a business trip
- legal contract between insurance company and person or business
- not insured/ does not have insurance
- amount payed by insurance
- amount you pay before insurance plan starts to pay
- provides income and medical benefits to employees
- dont have to stay at the hospital
Down
- treatment that requires patient to be admitted to the hospital
- someone that receives help or advantages from something
- insured must pay out-of-pocket first
- amount of money insured person must pay
- services covered under health insurance plan
- person who owns the insurance policy
- amount you pay for covered health care after met deductible
- when a contract is not with the health plan
- amount payed each month
- when you express your right to something that belongs to you
- facilities in the health plans network
- Consolidated Omnibus Budget Reconciliation Act
- plan that help pay for prescription drugs and medications
25 Clues: amount payed each month • amount payed by insurance • dont have to stay at the hospital • insured must pay out-of-pocket first • person who owns the insurance policy • not insured/ does not have insurance • helps protect you from financial loss • facilities in the health plans network • amount of money insured person must pay • when a contract is not with the health plan • ...
Health Insurance Review 2017-10-20
Across
- A person that you are required to see first within certain health insurances.
- A large or small group of providers and facilities that work together to provide coverage at a lower cost for the patient.
- military grade insurance
- This type of insurance is employer assisted health insurance coverage for employees.
- This insurance is more affordable to the public and has little to no deductible.
- One qualification is you must be over 65.
- Percent of expense shared by the patient & insurance company
- Examples of this insurance would be Life, Vision, Dental, Disability.
- HMOs & PPO fall under what type of care?
- The amount the patient pays for a medical service before the insurance company pays
- When an employee is hurt on the job his employer and the state pay for it.
Down
- This opinion is often required for special services.
- Insurance that is sometimes called a 3rd party payer
- Western medicine focus on __________ measures that keep people from getting hurt/ill.
- Specific amount a patient pays for a particular service
- This insurance is larger and allows greater flexibility in coverage.
- The cost you pay each month for the insurance policy.
- a way to marginalize hospital costs for patients.
- Medicaid's first qualification is that you must have a certain type of income.
19 Clues: military grade insurance • HMOs & PPO fall under what type of care? • One qualification is you must be over 65. • a way to marginalize hospital costs for patients. • This opinion is often required for special services. • Insurance that is sometimes called a 3rd party payer • The cost you pay each month for the insurance policy. • ...
Intro to Insurace 2024-03-19
Across
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time.
- A contract in which an individual or entity receives financial protection or reimbursement against losses.
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims.
- The maximum amount an insurance policy will pay if you file a claim
- A form of property insurance, available to renters, that covers losses to their personal property.
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying.
- Insurance paid to named beneficiaries when the insured person dies.
Down
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts.
- An employee of an insurance company who sells insurance policies and provides customer service.
- Federal program that provides monthly benefits to millions of Americans, including retirees.
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident.
- An estimate of what premium you will pay for a certain insurance coverage plan.
- A formal request from the customer to an insurance company asking for a payment based on the terms of the policy.
- A fixed dollar amount that you agree to pay each time you receive medical treatment.
- When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them.
- An act on the part of either the buyer or seller of an insurance contract in an attempt to gain money illegally.
- The spreading of financial risk evenly among a large number of contributors to the program.
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness or loss
- A situation involving exposure to danger, harm or loss.
19 Clues: A situation involving exposure to danger, harm or loss. • The maximum amount an insurance policy will pay if you file a claim • Insurance paid to named beneficiaries when the insured person dies. • An estimate of what premium you will pay for a certain insurance coverage plan. • ...
Insurance 2016-03-25
Across
- / Periodic payments made over a specified period
- / declaration by an insurer that the policy was never in effect
- / Separation of loss exposure units
- / Temporary evidence of insurance
- / Also known as the information page
- / Restoration of a loss up to the amount of the loss
- / Insurance to sophisticated insureds
Down
- / Settles insurance claims
- / Insurer right to recovery
- / Also termed as insurance endorsements
- / Suffers part of the loss itself
- / An amount the insurer will deduct from the loss before paying up to its policy limits
- / Exchanging of reinsurance between two reinsurers
- / Condition that incapacitates a person in some way so that he or she cannot carry on normal pursuits
- / Life insurance that pays the face value to the insured either at the end of the contract period or upon the insured's death
15 Clues: / Settles insurance claims • / Insurer right to recovery • / Suffers part of the loss itself • / Temporary evidence of insurance • / Separation of loss exposure units • / Also known as the information page • / Insurance to sophisticated insureds • / Also termed as insurance endorsements • / Periodic payments made over a specified period • ...
Insurance 2017-05-16
Across
- Protect you and your passengers
- An auto insurance policy is a package of ___ coverages
- When someone paints or does something on an object that isn't theirs
- Insurance a package of several coverages
- Covers damage or loss to your vehicle caused by things other than a collision or rollover
- Auto accidents can happen even to the ___ drivers
Down
- When water is too high
- Protect your vehicle
- Medical & Liability & Collision
- When someone breaks into a car
- Accidental ___ and dismemberment
- Protect you and your financial future
- ____ Road service
- Windshield
- American family's ___ safe driver program
15 Clues: Windshield • ____ Road service • Protect your vehicle • When water is too high • When someone breaks into a car • Protect you and your passengers • Medical & Liability & Collision • Accidental ___ and dismemberment • Protect you and your financial future • Insurance a package of several coverages • American family's ___ safe driver program • ...
Insurance 2017-05-16
Across
- American family's ___ safe driver program
- When someone paints or does something on an object that isn't theirs
- Windshield
- Protect your vehicle
- Protect you and your financial future
- When someone breaks into a car
- Insurance a package of several coverages
- Accidental ___ and dismemberment
Down
- An auto insurance policy is a package of ___ coverages
- Medical & Liability & Collision
- Protect you and your passengers
- Covers damage or loss to your vehicle caused by things other than a collision or rollover
- ____ Road service
- When water is too high
- Auto accidents can happen even to the ___ drivers
15 Clues: Windshield • ____ Road service • Protect your vehicle • When water is too high • When someone breaks into a car • Medical & Liability & Collision • Protect you and your passengers • Accidental ___ and dismemberment • Protect you and your financial future • Insurance a package of several coverages • American family's ___ safe driver program • ...
Insurance 2022-02-23
Across
- Minimum 2 years driving experience
- where we get all driver info
- great for boats
- Best rates for motorcycles
- best insurance office
- better for boats
- we no longer write with them
- email in all auto endorsements
Down
- $25 deductible
- used to be known by another name
- extra money for writing policies
- Does not like mobiles
- best for mobile homes
- for high risk drivers
- used to be known by another name
- Just got water coverage
16 Clues: $25 deductible • great for boats • better for boats • Does not like mobiles • best for mobile homes • for high risk drivers • best insurance office • Just got water coverage • Best rates for motorcycles • where we get all driver info • we no longer write with them • email in all auto endorsements • used to be known by another name • extra money for writing policies • ...
Insurance 2019-02-12
Across
- Means of guaranteeing your financial protection against various risks in exchange for a relatively small payment, you gain protection against a potentially large loss
- This insurance will cover the costs of repairing or replacing your home in the event that it is damaged or destroyed
- Protects you against financial loss if you are in a car accident or if something else causes damage to your car
- Cover costs in excess of those covered by basic health insurance
- A type of insurance only needed if you can no longer perform everyday tasks by yourself; aged 60 years and older
- A type of insurance that provides an income for you if you have an accident or health condition that prevents you from working
Down
- A written contract detailing what an insurance company will cover, how much it will pay, and how much you will pay
- Is the chance of loss from some type of danger
- Covers medical costs and property damage of the other driver if you get in a wreck and it's not your fault
- The maximum amount the insurance company will pay if you file a claim
- The amount of a loss you must pay out of your own pocket before the insurance company will step in and pay the rest
- This insurance will cover the costs of your personal assets in the event that it is damaged or destroyed
- The amount you pay for an insurance policy
- Covers damage to your car if it is hit by another car or object
- An amount of money you pay to help cover a portion of your medical costs
15 Clues: The amount you pay for an insurance policy • Is the chance of loss from some type of danger • Covers damage to your car if it is hit by another car or object • Cover costs in excess of those covered by basic health insurance • The maximum amount the insurance company will pay if you file a claim • ...
insurance 2024-09-20
Across
- Process where a policyholder transfers their rights under a policy to another person.
- The person who assesses the risk associated with a proposal.
- Principle that applies when the insured takes more than one insurance policy
- When the existence of insurance changes the behavior of the insured, leading to more risk-taking.
- An event sufficiently related to an injury that the courts deem the event to be the cause of that injury.
- An individual or entity entitled to receive insurance benefits.
- Amendments to the standard policy conditions.
- A type of insurance that covers medical expenses.
- The protection your insurance provides.
Down
- A person who sells insurance policies.
- The amount paid by the policyholder to the insurer for coverage.
- Right of an insurer to pursue the party that caused the loss to the insured in an attempt to recover funds paid in the claim.
- A financial stake in the subject of the insurance policy, required for coverage to be valid.
- Insurance that covers losses due to fire, flood, or other natural disasters.
- The process of determining the financial value of a loss.
15 Clues: A person who sells insurance policies. • The protection your insurance provides. • Amendments to the standard policy conditions. • A type of insurance that covers medical expenses. • The process of determining the financial value of a loss. • The person who assesses the risk associated with a proposal. • ...
Insurance Vocabulary 2019-08-20
Across
- If a person minimizes a risky behavior to reduce liability it would be considered ___________________ risk.
- a service purchased by a customer to share liability
- Insurance to cover the cost of illnesses and injuries
- Government provided health insurance for those over 65
- The money that insurance companies use to pay claims
- Insurance to provide partial replacement of income if an individual is not able to work due to injury
- If a person stops a risky behavior to reduce liability it would be considered __________________ risk.
- Insurance to cover residence and its contents
- A request by a policy holder to their insurance for a payout for a qualifying event
- Money paid to a individual from an insurance company after a claim has been made.
Down
- Amount of money an individual must pay before the insurance company will begin to pay for expenses.
- An agreed upon fee paid by an individual for a covered service at the time of the service
- when two or more entities are responsible for the liability of a situation (ie. a person and insurance company or two people own one company) they __________________ risk
- Insurance that provides a payout upon policy holders death to beneficiaries to help replace lost income of the deceased
- An insurance company makes a __________________ when the premiums they collect are greater than the payouts they make.
- Type of insurance that provides the insured with coverage if damage is caused to another party
- A monthly payment made to an insurance company for their services
17 Clues: Insurance to cover residence and its contents • a service purchased by a customer to share liability • The money that insurance companies use to pay claims • Insurance to cover the cost of illnesses and injuries • Government provided health insurance for those over 65 • A monthly payment made to an insurance company for their services • ...
Insurance and Risk Management Unit Vocabulary 2026-03-31
Across
- The main part of a car insurance policy, which clearly spells out every point of what coverage you receive for the premium you're paying
- Insurance paid to named beneficiaries when the insured person dies
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- A federal program that provides monthly benefits to millions of Americans, including retirees, military families, surviving families of deceased workers, and disabled individuals
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- An act on the part of either the buyer or seller of an insurance contract in an attempt to gain money illegally
- A contract in which an individual or entity receives financial protection or reimbursement against losses
- Health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
- Children's Health Insurance Program. A program that provides low-cost health coverage to children in families who earn too much money to qualify for Medicaid
- The chance of something happening or not happening within a certain number of occurrences
- A situation involving exposure to danger, harm, or loss
- An additional form of protection that can be purchased to extend/enhance a manufacturer's warranty on consumer goods, like phones and electronics
- The U.S. corporation insuring deposits in US banks against bank failure
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- When someone with insurance endures a negative outcome, such as injury or theft, and expects payment from the insurance company to compensate them
- A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- Exclusive provider organization. A health insurance plan where you do not need a referral to see a specialist and your care is only covered in-network.
- A person who compiles and analyzes statistics to calculate risk and determine insurance rates and premiums
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- A federal and state assistance program that pays for health care services for people who cannot afford them
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- The spreading of financial risk evenly among a large number of contributors to the program
- Point of service. A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- An estimate of what premium you would pay for a certain insurance coverage plan
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- An employee of an insurance company who sells insurance policies and provides customer service
Down
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- Health maintenance organization. A health insurance plan in which patients receive health care from designated providers.
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- Flexible Spending Account. An account set up through an employer to cover health costs with pretax dollars that has very little or no rollover from year to year.
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- The lowest amount of auto insurance coverage one can have to be legally allowed to drive in each state
- The maximum amount an insurance company will pay if you file a claim
- Health savings account. An account where you contribute pre-tax dollars for expected medical expenses
- The portion of a car insurance policy that spells out the details for how to make a claim, what information you must have, how much time you have, and how to cancel your policy
- The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
43 Clues: A situation involving exposure to danger, harm, or loss • Insurance paid to named beneficiaries when the insured person dies • The maximum amount an insurance company will pay if you file a claim • The U.S. corporation insuring deposits in US banks against bank failure • An estimate of what premium you would pay for a certain insurance coverage plan • ...
Crossword Test 2021-10-27
Across
- Covers the cost of a surgeon for a medical procedure.
- A contract that details an insurance agreement.
- A policy where the policyholder pays a specified premium their whole life.
- Process that insurance companies use to determine premiums.
- Covers losses from causes other than collisions.
- Being responsible for something.
- Meant to supplement your medical insurance and cover extra costs.
- Provision for payment of double the amount of a policy..
- Amount of money you pay to insurance for them to cover your loss.
- A series of payments made at equal intervals.
- Any event that may damage your belongings or home.
- A group of activitiesthat reduce the cost of health care and insurance, and increase the benefits.
- One must prove they can pay for any damages from an accident.
- Allows people with different Medicare policies to determine how much they owe.
- A whole life policy combining term insurance and investments.
- A lack of predictability one faces.
- Life insurance protection for a specific amount of time.
- A signature on legal documents.
- Pays for someone's injuries when you're at fault
- A life insurance agent who is well versed in life insurance.
- A type of property insurance that covers a private residence.
- The insurance company provides the policyholder the cost of minor injuries no matter what.
- Helps regulate insurance prices based on your area.
- A care plan where services are covered, but you must go to doctors in the plan.
- You pay claims yourself instead of paying an insurance company.
- The person or company who provides the protection.
- Fixed out-of-pocket amount you pay after your deductible.
- Not having enough supervision.
- A seperate insurance policy to cover an expensive item.
- Expense Insurance Covers the most important care costs.
- Pays for hospital services.
- Low premiums for coverage, and receive set amounts of cash.
- Age, gender, driving history, location, etc of a driver.
- Helps cover the costs of care when you have a long-term medical condition.
Down
- Pays for physicians' services.
- A policy with low deductibles and high coverage limits.
- Pay for physician care that does not involve surgery.
- Replacement cost with depreciation subtracted.
- The amount it costs to replace an item at the time.
- Someone who has insurance.
- Pays for damage you cause to someone else's car.
- A video documentation of everything inside your home.
- Risk that can't be controlled.
- A policy that covers policyholders against costs for being treated in a hospital.
- Only covers care from doctors in the plan.
- A company that provides protection against financial losses.
- The insured pays a share of the payment made against a claim.
- A provision to where if the insured dies of suicide they will receive the premium payed for 2 years.
- Insurance that provides for those who can't work anymore.
- Pays for repairs or replacement costs.
- An annual payment that a policyholder must pay.
- A person who receives a death benefit.
- A person who has insurance.
- A national health insurance program in the United States.
- A clause insurance companies use on property policies.
- Provides coverage against unpredictable losses.
- Increases the possibility of a loss
- Private health insurance plans sold to supplement Medicare.
- A document attached to a policy to modify the coverage.
- Protection against financial losses.
- A federal and state program that helps cover healthcare costs.
61 Clues: Someone who has insurance. • A person who has insurance. • Pays for hospital services. • Pays for physicians' services. • Risk that can't be controlled. • Not having enough supervision. • A signature on legal documents. • Being responsible for something. • A lack of predictability one faces. • Increases the possibility of a loss • Protection against financial losses. • ...
Chapter 4-3 Automobile Insurance 2023-04-06
Across
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- A type of graph that shows all four quartiles and the minimum number; it is drawn to scale.
- The _______ range is the difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- A special type of box plot that shows all the numbers that are outliers as single points past the whiskers.
- Responsible for damages caused.
- _________ insurance is a contract between a driver and an insurance company, where the driver agrees to pay a fee and the company agrees to cover certain accident-related costs when the driver makes a claim.
- ________ liability is a type of insurance coverage that pays for damage a driver causes to another person’s property.
- of the repair or damages that a driver has to pay before the insurance company pays.
- _________ liability covers personal injury if a driver is at fault in an accident.
Down
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- A type of insurance coverage that pays for towing or road service when a car is disabled.
- This type of insurance is usually required if there is a loan on the car.
- The quartile where 75% of the numbers in the data set are at or below .
- __________ insurance is a type of insurance that covers a person from damages.
- A type of graph or data display that displays all the data in a data set using a shorthand notation designed to save space. Every stem-and-leaf plot must have a legend describing what the different parts represent.
- A request for payment from an insurance company by a policy holder.
- The quartile where 25% of the numbers in the data set are at or below Q1.
- ______ insurance is a type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
- ______ insurance is a type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
- ________ protection is a type of coverage sometimes called no-fault insurance.
- At fault for damages caused.
- The amount paid for an insurance policy.
22 Clues: At fault for damages caused. • Responsible for damages caused. • The amount paid for an insurance policy. • A request for payment from an insurance company by a policy holder. • The quartile where 75% of the numbers in the data set are at or below . • This type of insurance is usually required if there is a loan on the car. • ...
Types of Insurance Crossword Puzzle! 2021-05-27
Across
- Long-term disability insurance covers 45-65% of your original _____ income.
- A few of the main coverage areas for automobile insurance include liability, medical expenses, and _____.
- Homeowner's insurance covers damages such as fires, theft, windstorms, and _____.
- Life insurance helps to leave families with _____.
- Health insurance can be _____ if medical prescriptions have a lower alternative price.
- Determining factors of automobile insurance include age, _____, location, credit history, and driving record.
- Almost every _____ requires drivers to carry a certain amount of liability insurance.
Down
- When deciding on a long-term disability insurance plan, it's important to choose a plan that works well with your _____.
- Life insurance in the US requires proof of identity, _____, age, income, residency, and your SSN.
- Health insurance pays for medical, _____, and prescription drug bills.
- Long-term disability insurance is particularly useful to those working in _____-prone professions.
- Gaining life insurance is a simple but _____ process.
- Homeowner's insurance protects both the furnishings and _____ within your home.
- Health insurance can usually be accessed through an _____.
- Rates for homeowner's insurance are determined by _____ (how likely the homeowner is to file a claim)
15 Clues: Life insurance helps to leave families with _____. • Gaining life insurance is a simple but _____ process. • Health insurance can usually be accessed through an _____. • Health insurance pays for medical, _____, and prescription drug bills. • Long-term disability insurance covers 45-65% of your original _____ income. • ...
PRS Terminology Crossword Puzzle 2026-03-02
Across
- Covers only the risks listed in the policy.
- The specific group of customers Chubb aims to insure.
- Requests for payment after a loss.
- Standardized insurance policy forms.
- The maximum amount the insurer will pay for a loss.
- Indicates that a property has fire protection services nearby.
- Covers all losses except those specifically excluded.
- When a property is being built.
- A risk or cause of loss included in the policy.
- A change or addition to an insurance policy.
- Continuing an insurance policy for another term.
- An insurance professional who sells policies from multiple insurers, offering clients a variety of coverage options.
- Insurance protection for vehicles, covering damage resulting from car accidents.
- The level of decision-making power an underwriter has.
- The potential for a loss that an insurance company agrees to cover under a policy.
- Industry standard term that explains that a carrier will pay the full cost to rebuild, no matter the amount.
- An evaluation to determine the replacement cost of a home.
- How a property is used or lived in.
Down
- The insured person or entity.
- Pays to replace damaged property with new items up to the policy limit without depreciation.
- The full value of all insured property.
- When insurance coverage begins.
- An insurer selling policies directly to customers.
- What the policy does not cover.
- Ensuring coverage matches the full replacement cost of a home.
- A legally binding agreement between two or more parties, such as an insurance policy between an insurer and an insured.
- Chubb term that explains that Chubb will pay above policy limits to rebuild a home after a loss.
- Protections provided by an insurance policy.
- Chubb’s premier personal insurance policy for high-value clients.
- The personal belongings inside a home that are covered by a homeowner’s or renter’s insurance policy.
- How claims payouts are determined.
- A type of insurance that provides broader protection for high-value possessions such as jewelry, art, or collectibles.
- Someone other than the insured or insurer, often making a claim.
- Specific causes of loss such as fire, theft, or windstorm.
- The price paid for insurance coverage.
- The amount the insured pays before insurance covers a loss.
- When a property is being remodeled or renovated.
- Indicates that a property does not have fire protection services nearby.
- A newly issued insurance policy.
- Insurance coverage that protects against claims of injury or damage to other people or property.
40 Clues: The insured person or entity. • When insurance coverage begins. • What the policy does not cover. • When a property is being built. • A newly issued insurance policy. • Requests for payment after a loss. • How claims payouts are determined. • How a property is used or lived in. • Standardized insurance policy forms. • The price paid for insurance coverage. • ...
Chapter 4 Vocab (section 1-5) 2023-04-07
Across
- A contract between a driver and an insurance company, where the driver agrees to pay a fee (called the premium) and the company agrees to cover certain accident-related costs when the driver makes a claim (request for payment).
- The slope of a line is the numerical value for the inclination or declination of that line and is expressed as a ratio of the change in the vertical variable (rise) divided by the change in the horizontal variable (run) from one point on the line to the another.
- A depreciation method that models a constant decline in the value of something, such as a car that loses the same value each year.
- Expenses that depend on the number of items produced, such as raw materials.
- A type of insurance coverage that pays for towing or road service when a car is disabled.
- The difference between the upper and lower quartiles; found by subtracting Q3 − Q1.
- On a graph, where two curves or lines with different slopes meet.
- A set of events which are not independent.
- The outcome of an experiment.
- A request for payment from an insurance company by a policy holder.
- A type of insurance that pays for part of the cost of a rented car if a car is disabled because of a collision or comprehensive-covered repair.
- An added type of insurance coverage mandatory in some states that pays for any physical injuries that the driver or the passengers sustain while in the vehicle, even if there is no traffic accident; sometimes called no-fault insurance.
- Responsible for damages caused.
- A pictorial display in which sets re re-presented as circles enclosed by a rectangle representing the universal set.
- The possibility that an event will occur, described by a real number between 0 and 1 inclusive.
- Increase in value over time.
Down
- Coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses.
- The algebraic representation of the cumulative amount of money spent at any given point in time.
- The amount paid for an insurance policy.
- Decrease in value over time
- The probability that an event will occur given than another event has already occurred.
- Insurance coverage that pays for damage a driver causes to another person’s property.
- Describes two events in which the probability of one occurring is unaffected by the occurrence of the other event.
- A type of insurance that covers the repair or replacement of parts of an insured car damaged by vandalism, fire, flood, wind, earthquakes, missiles, falling objects, riots, tree sprays, and other disasters; it also covers if the car is stolen.
- A percentage paid to the government of sales on products or services.
- Covers personal injury if a driver is at fault in an accident.
- A type of insurance that pays for the repair or replacement of an insured car if it is damaged in a collision with another vehicle or object, or if it overturns, no matter who is at fault. This type of insurance is usually required if there is a loan on the car.
- A type of insurance that covers a person from damages; most states set minimum liability requirements.
- Expenses that do not change based on the quantity produced, such as furniture or machinery.
- A statistician who provides information about risks in financial situations. They assist insurance companies in setting their rates.
- Same as PIP, or personal injury protection.
- Part of the repair or damages that a driver has to pay before the insurance company pays.
- An extra fee paid to an automobile insurance company for dividing an annual premium into monthly, quarterly, or semiannual payments.
- Three values represented by Q1, Q2, and Q3 that divide the distribution into four subsets that each contains 25% of the data.
- At fault for damages caused.
35 Clues: Decrease in value over time • At fault for damages caused. • Increase in value over time. • The outcome of an experiment. • Responsible for damages caused. • The amount paid for an insurance policy. • A set of events which are not independent. • Same as PIP, or personal injury protection. • Covers personal injury if a driver is at fault in an accident. • ...
Healthcare Terminology 2023-11-07
Across
- Person who purchases the insurance plan
- Protected Health Information
- Must happen before full registration in the ER
- % patient pays after meeting their deductible
- Determines the order the insurance pays
- Insurance for low income individuals/disabled/children
- Person responsible for paying balance after insurance
- Law that governs patient privacy
- Advanced Beneficiary Notice
- Must be met before the insurance starts to pay
Down
- Amount the patient pays each month for their insurance
- Questionnaire to determine who pays 1st for patient's with Medicare
- Insurance for active military members
- Federal health insurance plan primarily for seniors
- Birthday rule applies to child with ____ insurances
- Fixed amount the patient pays for certain services
- Emergency Medical Active Labor Act
17 Clues: Advanced Beneficiary Notice • Protected Health Information • Law that governs patient privacy • Emergency Medical Active Labor Act • Insurance for active military members • Person who purchases the insurance plan • Determines the order the insurance pays • % patient pays after meeting their deductible • Must happen before full registration in the ER • ...
Automobile Vocabulary 2024-11-13
Across
- Injury Liabilty (PD)/ pays for damage you cause to other people property
- car insurance in value over time.
- rental Insurance/This pays you for part of the cost of a rental car
- The subscripts are used to name each quartile.
- Insurance/ This cover the repair or replacement of parts of your car
- Motorist Protection (UMP)/This coverage pays for injuries to you or your passenger caused.
- a request for money
- The range of data set is a measure that shows dispersion.
- order/ from to least greatest
- insurance/ driver purchase
Down
- the amount that the policy owener must pay before the insurance policy.
- predicts how often customers based on these criteria will submit claims.
- price as it gets older
- Insurance/ repair or replacement of car
- Road service insurance/ pays for towing or road service
- extra fee
- a piece of data that is extremely different.
- fault insurance/compensate you no matter who is at fault
- / a fee
- driver are liable a law
- at fault
21 Clues: / a fee • at fault • extra fee • a request for money • price as it gets older • driver are liable a law • insurance/ driver purchase • order/ from to least greatest • car insurance in value over time. • Insurance/ repair or replacement of car • a piece of data that is extremely different. • The subscripts are used to name each quartile. • ...
Insurance Terms/Definitions Crossword Puzzle 2021-03-31
Across
- The written contract of insurance
- Coverage for loss of or damage to a building and/or contents due to fire
- The amount of money an insurance company charges for insurance coverage
- A licensed person or organization authorized to sell insurance by or on behalf of an insurance company
- Life insurance that pays the balance of a mortgage if the mortgagor (insured) dies
- Coverage on the risks associated with driving or owning an automobile. It can include collision, liability, comprehensive, medical, and uninsured motorist coverages.
- An incorrect estimate of the insurance premium
- The amount of the loss which the insured is responsible to pay before benefits from the insurance company are payable
Down
- An elective combination of coverages for the risks of owning a home
- An extra charge applied by the insurer
- Damage to another person's property
- A policy that will pay specifies sums for medical expenses or treatments
- The insurance company
- Notice to an insurer that under the terms of a policy, a loss may be covered
- An estimate of the cost of insurance, based on information supplied to the insurance company by the applicant
15 Clues: The insurance company • The written contract of insurance • Damage to another person's property • An extra charge applied by the insurer • An incorrect estimate of the insurance premium • An elective combination of coverages for the risks of owning a home • The amount of money an insurance company charges for insurance coverage • ...
Insurance-Ashlyn 2026-03-16
Across
- - Disability insurance may replace what percentage of income loss?
- - Actual cash value of personal property is replacement cost minus
- - A measure of the likelihood that something will be lost
- - A person who is required to be in the hospital
- management - A process of measuring risk and finding ways to minimize loss
- injury liability - An insurance coverage that protects you when you cause an auto accident with injuries is
- - The law that provides for a person to continue their health insurance is unemployed is
- payment policies - Premiums are higher and cash value builds fast when you have
- compensation insurance - If you are hurt on the job, you are covered by law under
- - A person who has purchased insurance
- - An individual who relies on someone else for financial support
Down
- - A flat fee the patient must pay for medical services
- - A healthcare plan that pays for covered services after treatment is provided
- - A person named by a policyholder to receive the death benefit of a policy
- risk - A risk that could result in either financial gain or financial loss is a
- - A form of risk management that pools premiums of a large group of people
- life insurance - A type of insurance that lasts for life
- - An amount of money regularly paid to an insurance company for a policy
- - An insurance plan with a tax-advantage savings account is a
- - An amount you must pay toward your medical expenses before insurance pays is the
20 Clues: - A person who has purchased insurance • - A person who is required to be in the hospital • - A flat fee the patient must pay for medical services • life insurance - A type of insurance that lasts for life • - A measure of the likelihood that something will be lost • - An insurance plan with a tax-advantage savings account is a • ...
CP 2025-01-04
Across
- Basic type of insurance that covers a person's life.
- The amount the insurance policy is worth if you cancel it before it matures.
- Person who persuades people to buy insurance policies.
- Process of asking for payment from an insurance policy after the death of the insured.
- Person who receives the insurance benefits.
- Type of life insurance that covers a specific period, such as 10 or 20 years.
- Regular payment made to keep a life insurance policy active.
Down
- An additional benefit added to a life insurance policy.
- Person who is designated to receive the insurance benefits.
- Person who owns the life insurance policy.
- Money paid to the beneficiaries when the insured person dies.
- Methodical or planned approach to selling life insurance.
- A reinsurance process where one insurer insures part of its risk with another insurer.
- An addition or amendment to an insurance policy.
- The time when a life insurance policy pays out.
15 Clues: Person who owns the life insurance policy. • Person who receives the insurance benefits. • The time when a life insurance policy pays out. • An addition or amendment to an insurance policy. • Basic type of insurance that covers a person's life. • Person who persuades people to buy insurance policies. • An additional benefit added to a life insurance policy. • ...
Personal Finance Crossword 2021-10-27
Across
- Allows people with different Medicare policies to determine how much they owe.
- A policy that covers policyholders against costs for being treated in a hospital.
- Pays for repairs or replacement costs.
- Pays for hospital services.
- Protection against financial losses.
- A federal and state program that helps cover healthcare costs.
- Risk that can't be controlled.
- A policy with low deductibles and high coverage limits.
- Pays for physicians' services.
- A lack of predictability one faces.
- One must prove they can pay for any damages from an accident.
- A care plan where services are covered, but you must go to doctors in the plan.
- Helps regulate insurance prices based on your area.
- Pay for physician care that does not involve surgery.
- A clause insurance companies use on property policies.
- A seperate insurance policy to cover an expensive item.
- Low premiums for coverage, and receive set amounts of cash.
- Only covers care from doctors in the plan.
- A company that provides protection against financial losses.
- Covers losses from causes other than collisions.
Down
- A type of property insurance that covers a private residence.
- You pay claims yourself instead of paying an insurance company.
- Insurance that provides for those who can't work anymore.
- Helps cover the costs of care when you have a long-term medical condition.
- The person or company who provides the protection.
- The amount it costs to replace an item at the time.
- Fixed out-of-pocket amount you pay after your deductible.
- The insured pays a share of the payment made against a claim.
- Amount of money you pay to insurance for them to cover your loss.
- A video documentation of everything inside your home.
- The insurance company provides the policyholder the cost of minor injuries no matter what.
- Pays for someone's injuries when you're at fault
- Increases the possibility of a loss
- Someone who has insurance.
- An annual payment that a policyholder must pay.
- Meant to supplement your medical insurance and cover extra costs.
- A group of activitiesthat reduce the cost of health care and insurance, and increase the benefits.
- Being responsible for something.
- A signature on legal documents.
- Private health insurance plans sold to supplement Medicare.
- A contract that details an insurance agreement.
- Pays for damage you cause to someone else's car.
- Any event that may damage your belongings or home.
- Age, gender, driving history, location, etc of a driver.
- Not having enough supervision.
- Replacement cost with depreciation subtracted.
- A national health insurance program in the United States.
- Expense Insurance Covers the most important care costs.
- A person who has insurance.
49 Clues: Someone who has insurance. • Pays for hospital services. • A person who has insurance. • Risk that can't be controlled. • Pays for physicians' services. • Not having enough supervision. • A signature on legal documents. • Being responsible for something. • Increases the possibility of a loss • A lack of predictability one faces. • Protection against financial losses. • ...
Personal Finance Crossword Test 2021-10-27
Across
- A financial professional of life insurance.
- A company that provides protection against financial losses.
- One must prove they can pay for any damages from an accident.
- Expense Insurance Covers the most important care costs.
- Covers the cost of a surgeon for a medical procedure.
- Prevents the provider from voiding coverage over a misunderstanding.
- The insured pays a share of the payment made against a claim.
- Insurance that provides for those who can't work anymore.
- Being responsible for something.
- A type of property insurance that covers a private residence.
- Age, gender, driving history, location, etc of a driver.
- Protection against financial losses.
- A contract that details an insurance agreement.
- A signature on legal documents.
- Increases the possibility of a loss
- Any event that may damage your belongings or home.
- Replacement cost with depreciation subtracted.
- Pay for physician care that does not involve surgery.
- Not having enough supervision.
- An annual payment that a policyholder must pay.
- Risk that can't be controlled.
- Helps regulate insurance prices based on your area.
- You pay claims yourself instead of paying an insurance company.
- A seperate insurance policy to cover an expensive item.
- A group of activitiesthat reduce the cost of health care and insurance, and increase the benefits.
- Pays for damage you cause to someone else's car.
- A policy with low deductibles and high coverage limits.
Down
- Only covers care from doctors in the plan.
- Provides coverage against unpredictable losses.
- Pays for repairs or replacement costs.
- A national health insurance program in the United States.
- A series of payments made at equal intervals.
- A policy that covers policyholders against costs for being treated in a hospital.
- A person who receives a death benefit.
- A way of finding the cost of life insurance.
- Pays for someone's injuries when you're at fault
- A person who has insurance.
- Covers losses from causes other than collisions.
- Meant to supplement your medical insurance and cover extra costs.
- A care plan where services are covered, but you must go to doctors in the plan.
- Helps cover the costs of care when you have a long-term medical condition.
- Pays for physicians' services.
- A lack of predictability one faces.
- A video documentation of everything inside your home.
- Low premiums for coverage, and receive set amounts of cash.
- The insurance company provides the policyholder the cost of minor injuries no matter what.
- Allows people with different Medicare policies to determine how much they owe.
- The amount it costs to replace an item at the time.
- Someone who has insurance.
- Fixed out-of-pocket amount you pay after your deductible.
- A clause insurance companies use on property policies.
- Provision for payment of double the amount of a policy..
- The person or company who provides the protection.
- A federal and state program that helps cover healthcare costs.
- Pays for hospital services.
- Amount of money you pay to insurance for them to cover your loss.
- Private health insurance plans sold to supplement Medicare.
57 Clues: Someone who has insurance. • A person who has insurance. • Pays for hospital services. • Pays for physicians' services. • Not having enough supervision. • Risk that can't be controlled. • A signature on legal documents. • Being responsible for something. • A lack of predictability one faces. • Increases the possibility of a loss • Protection against financial losses. • ...
Unit 8 - Insurance 2025-01-29
Across
- A federal and state assistance program that pays for health care services for people who cannot afford them
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- Auto insurance that protects you against costs to repair your own vehicle after a crash
- The maximum amount an insurance company will pay if you file a claim
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
Down
- Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- The spreading of financial risk evenly among a large number of contributors to the program
- An employee of an insurance company who evaluates an individual's risk factors and assigns premium amounts
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- Insurance paid to named beneficiaries when the insured person dies
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- The maximum amount of money you will have to spend on health care in a year, after which the insurance company agrees to cover all costs
- A health insurance plan in which patients receive health care from designated providers.
- A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
20 Clues: Insurance paid to named beneficiaries when the insured person dies • The maximum amount an insurance company will pay if you file a claim • Auto insurance that protects you against costs to repair your own vehicle after a crash • A health insurance plan in which patients receive health care from designated providers. • ...
HEALTH CARE 2013-06-18
Across
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Summary of Benefit Coverage (initials)
- Applies mathematical and statistical methods to assess risk in the insurance industry
- A numerical measure of usage of a single service or type of service
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- A health plan providing free choice of physicians (initials)
- Expenses incurred by the patient before payment is made by the insurance company
- An individual or organization that provides, administers, or finances health services
Down
- Federal Poverty Level
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A person who exercises discretionary control or authority over management of a benefit plan
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Administrators used to fund health benefits but do not administer the plan (initials)
- Provides an explanation of benefits provided by carrier (initials)
- Sometimes referred to as “ObamaCare” (initials)
- A health plan where the patient must receive care from a defined group of network providers (words)
- Manages health insurance with reduced out-of-pocket cost (initials)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- Agencies contracting together to provide services (initials)
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • A health plan providing free choice of physicians (initials) • Agencies contracting together to provide services (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
HEALTH CARE 2013-06-18
Across
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Manages health insurance with reduced out-of-pocket cost (initials)
- A health plan where the patient must receive care from a defined group of network providers (words)
- Expenses incurred by the patient before payment is made by the insurance company
- Provides an explanation of benefits provided by carrier (initials)
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- A person who exercises discretionary control or authority over management of a benefit plan
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Sometimes referred to as “ObamaCare” (initials)
- Administrators used to fund health benefits but do not administer the plan (initials)
Down
- Federal Poverty Level
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- Agencies contracting together to provide services (initials)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- A numerical measure of usage of a single service or type of service
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Summary of Benefit Coverage (initials)
- Applies mathematical and statistical methods to assess risk in the insurance industry
- A health plan providing free choice of physicians (initials)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- An individual or organization that provides, administers, or finances health services
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • Agencies contracting together to provide services (initials) • A health plan providing free choice of physicians (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
HEALTH CARE 2013-06-18
Across
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Provides an explanation of benefits provided by carrier (initials)
- A numerical measure of usage of a single service or type of service
- Applies mathematical and statistical methods to assess risk in the insurance industry
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Expenses incurred by the patient before payment is made by the insurance company
- A person who exercises discretionary control or authority over management of a benefit plan
- Administrators used to fund health benefits but do not administer the plan (initials)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
Down
- Manages health insurance with reduced out-of-pocket cost (initials)
- Federal Poverty Level
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A health plan providing free choice of physicians (initials)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- Summary of Benefit Coverage (initials)
- Agencies contracting together to provide services (initials)
- Sometimes referred to as “ObamaCare” (initials)
- Continued health insurance coverage in lieu of coverage termination (acronym)
- An individual or organization that provides, administers, or finances health services
- A health plan where the patient must receive care from a defined group of network providers (words)
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • A health plan providing free choice of physicians (initials) • Agencies contracting together to provide services (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
HEALTH CARE 2013-06-18
Across
- Provides an explanation of benefits provided by carrier (initials)
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Summary of Benefit Coverage (initials)
- Expenses incurred by the patient before payment is made by the insurance company
- Applies mathematical and statistical methods to assess risk in the insurance industry
- An individual or organization that provides, administers, or finances health services
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- A health plan providing free choice of physicians (initials)
- A numerical measure of usage of a single service or type of service
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
Down
- A health plan where the patient must receive care from a defined group of network providers (words)
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- Continued health insurance coverage in lieu of coverage termination (acronym)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- A person who exercises discretionary control or authority over management of a benefit plan
- Sometimes referred to as “ObamaCare” (initials)
- Administrators used to fund health benefits but do not administer the plan (initials)
- Manages health insurance with reduced out-of-pocket cost (initials)
- Agencies contracting together to provide services (initials)
- Federal Poverty Level
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • Agencies contracting together to provide services (initials) • A health plan providing free choice of physicians (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
HEALTH CARE 2013-06-18
Across
- A health plan where the patient must receive care from a defined group of network providers (words)
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Manages health insurance with reduced out-of-pocket cost (initials)
- Expenses incurred by the patient before payment is made by the insurance company
- Applies mathematical and statistical methods to assess risk in the insurance industry
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Federal Poverty Level
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- A numerical measure of usage of a single service or type of service
Down
- A health plan providing free choice of physicians (initials)
- An individual or organization that provides, administers, or finances health services
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Provides an explanation of benefits provided by carrier (initials)
- Sometimes referred to as “ObamaCare” (initials)
- A person who exercises discretionary control or authority over management of a benefit plan
- Agencies contracting together to provide services (initials)
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- Summary of Benefit Coverage (initials)
- Administrators used to fund health benefits but do not administer the plan (initials)
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • A health plan providing free choice of physicians (initials) • Agencies contracting together to provide services (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
Monica's Insurance 2014-05-15
Across
- an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
- The largest total amount the insurance company will pay for covered losses.
- an official agreement intended to resolve a dispute or conflict.
- relating to understanding.
- state or assert that something is the case,
- a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
- not covered by insurance.
- an act of assessing something or someone.
- provides protection against most risks to property.
- having inadequate insurance coverage.
- an instance of one moving object or person striking violently against another.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- a formal or explicit statement or announcement.
- a person or group in whose name an insurance policy is held.
- an approximate calculation or judgment of the value, number, quantity, or extent of something.
Down
- insurance covering the insured against losses arising from injury or damage to another person or property.
- A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
- an amount to be paid for an insurance policy.
- the actual cost to replace an item or structure at its pre-loss condition.
- a condition or proviso added to something already said or decreed.
- a method of valuing insured property.
- a situation involving exposure to danger.
- the state of something, especially with regard to its appearance, quality, or working order.
- prudent or expedient conduct or action.
24 Clues: not covered by insurance. • relating to understanding. • a method of valuing insured property. • having inadequate insurance coverage. • prudent or expedient conduct or action. • an act of assessing something or someone. • a situation involving exposure to danger. • state or assert that something is the case, • an amount to be paid for an insurance policy. • ...
Crossword Insurance 2023-04-05
Across
- : Usually for a motor insurance claim, this is the person who is involved in a claim but is neither the insurer nor the policyholder.
- : A risk or item specifically not covered by a policy.
- : A term used to describe physical loss or destruction to property or contents.
- : An arrangement where an insurance policy is shared by more than one insurer.
- : The process of closing down a company by paying its debts and distributing any money left over.
- : An insurance company that is owned by its customers.
- : An event or outcome that you can insure yourself against such as fire, theft, flooding.
- : What your insurance will and won’t protect if you need to make a claim.
- : An added amount or payment on top of what you would usually expect to receive as a result of high levels of performance.
- : That creates insurance products to take on risks in return for the payment of premiums. May be mutual or proprietary
Down
- : Loss of money.
- : This is the amount you pay an insurer each year for a policy you have taken out.
- : Is when your insurance cover, or sum insured, is less than the value at risk.
- : Money paid by an insurer when a claim is accepted.
- : This is when someone promises to pay for loss or damage they cause someone else.
- : The amount to be paid by a customer for an agreed amount of insurance cover.
- : Money received from selling goods or services.
- : These are items that you own such as jewellery or paintings.
- : What the customer asks the insurance company to pay to sort out problems caused by an event, such as a flood or a car accident.
- : The insurance cover as agreed between the insurance company and customer.
20 Clues: : Loss of money. • : Money received from selling goods or services. • : Money paid by an insurer when a claim is accepted. • : A risk or item specifically not covered by a policy. • : An insurance company that is owned by its customers. • : These are items that you own such as jewellery or paintings. • ...
Loss Drafts Info 1 2025-06-24
Across
- Authorization can be written or _________.
- Insurance provided on the mortgage company's behalf
- Where will Lender Placed Insurance Department send the claim check and adjuster's report?
- We can provide any caller ________ information.
- A court document providing authorization
- Information that can be provided to an authorized third party must be only _______ _________.
- Whose name is the Lender Placed Insurance claim check made out to?
- When the borrower's original adjuster's report does not include all the damages, the insurance company may issue _________.
- We ask that the check be __________ before it is sent to Loss Drafts, in case we need to deposit it for any reason.
- State Farm is an example of ________ insurance
Down
- What document is Loss Drafts required to send to a borrower with a Lender Placed claim?
- Court document stating a person will have authorization to represent or act on another's behalf while alive.
- ANYONE is able to open a _______ ______.
- Once all repairs are completed, the insurance company will release ________ depreciation.
- A supplemental document to the adjuster's report providing additional information about the payments.
- A requirement on every call, no matter the caller.
- A caller is not fully verified until they have provided ________ verification points.
- The maximum amount the insurance company will issue for a claim
- An insurance agent will have to verify the _________ in addition to the borrower name and property address.
- If the original adjuster's report did not include all of the damages the insurance company paid out for, it needs to be ________.
- If a borrower has Lender Placed insurance, who is typically their insurance company?
- What is needed for Loss Drafts to be able to speak with anyone other than a named borrower on the loan?
22 Clues: ANYONE is able to open a _______ ______. • A court document providing authorization • Authorization can be written or _________. • State Farm is an example of ________ insurance • We can provide any caller ________ information. • A requirement on every call, no matter the caller. • Insurance provided on the mortgage company's behalf • ...
Chapter 22 Vocabulary 2024-12-06
Across
- Additional property insurance that covers the damage or loss of a specific item of high value
- Protection against possible financial loss
- Another word for required
- Another word for harsh
- An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies
- To take upon yourself
- Another word for evaluation
- The set amount that the policyholder must pay per loss on an insurance policy
- The payment you receive is based on the replacement cost of an item minus depreciation
- Motor vehicle insurance that applies when you damage the property of others
- Coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries to others
- A fee for insurance
Down
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible
- Deliberate destruction of private or public property
- A method for settling claims
- Anything that may possibly cause a loss
- Insurance that covers damage to your vehicle when it is involved in an accident
- Pays the costs of minor accidental injuries to visitors on your property
- Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver
- A form of a contract
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state
- Addition of coverage
- Legal responsibility for the financial cost of another person’s losses or injuries
- Anything that increases the likelihood of loss through peril
- The failure to take ordinary or reasonable care to prevent accidents from happening
- The chance of loss or injury
26 Clues: A fee for insurance • A form of a contract • Addition of coverage • To take upon yourself • Another word for harsh • Another word for required • Another word for evaluation • A method for settling claims • The chance of loss or injury • Anything that may possibly cause a loss • Protection against possible financial loss • Deliberate destruction of private or public property • ...
Chapter 22 2025-10-31
Across
- Legal responsibility for the financial cost of another person’s losses or injuries.
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
- A fee for insurance.
- take upon yourself
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
- Coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries to others.
- A person who joins the risk-sharing group by purchasing a contact known as a policy.
- required
- An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
- Motor vehicle insurance that applies when you damage the property of others.
Down
- Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
- Pays the costs of minor accidental injuries to visitors on your property.
- Insurance that covers damage to your vehicle when it is involved in an accident.
- Protection against possible financial loss.
- Method for settling claims, you will receive the full cost of repairing or replacing an item.
- Additional property insurance that covers the damage or loss of a specific item of high value.
- Anything that increases the likelihood of loss through peril.
- addition of coverage
- Failure to take ordinary or reasonable care to prevent accidents from happening.
- The set amount a policyholder must pay per loss on an insurance policy
- Anything that may possibly cause a loss.
- The payment you receive is based on the replacement cost of an item minus depreciation.
- evaluated
- The chance of loss or injury.
- harsh
- Deliberate destruction of private or public property.
26 Clues: harsh • required • evaluated • take upon yourself • A fee for insurance. • addition of coverage • The chance of loss or injury. • Anything that may possibly cause a loss. • Protection against possible financial loss. • Deliberate destruction of private or public property. • Anything that increases the likelihood of loss through peril. • ...
Insurance-Ashlyn 2026-03-16
Across
- - Disability insurance may replace what percentage of income loss?
- - Actual cash value of personal property is replacement cost minus
- - A measure of the likelihood that something will be lost
- - A person who is required to be in the hospital
- management - A process of measuring risk and finding ways to minimize loss
- injury liability - An insurance coverage that protects you when you cause an auto accident with injuries is
- - The law that provides for a person to continue their health insurance is unemployed is
- payment policies - Premiums are higher and cash value builds fast when you have
- compensation insurance - If you are hurt on the job, you are covered by law under
- - A person who has purchased insurance
- - An individual who relies on someone else for financial support
Down
- - A flat fee the patient must pay for medical services
- - A healthcare plan that pays for covered services after treatment is provided
- - A person named by a policyholder to receive the death benefit of a policy
- risk - A risk that could result in either financial gain or financial loss is a
- - A form of risk management that pools premiums of a large group of people
- life insurance - A type of insurance that lasts for life
- - An amount of money regularly paid to an insurance company for a policy
- - An insurance plan with a tax-advantage savings account is a
- - An amount you must pay toward your medical expenses before insurance pays is the
20 Clues: - A person who has purchased insurance • - A person who is required to be in the hospital • - A flat fee the patient must pay for medical services • life insurance - A type of insurance that lasts for life • - A measure of the likelihood that something will be lost • - An insurance plan with a tax-advantage savings account is a • ...
Principles of Business Ch. 14 2017-06-21
Across
- a risk that can lead to loss of personal or business property including money, vehicles, and buildings.
- a risk that presents the chance of loss but no opportunity for gain.
- the person or business for which the insurer assumes the risk.
- coverage of property losses resulting from fire, storms, accidents, theft , and vandalism.
- a company that agrees to take on certain economic risks and to pay for losses if they occur.
- protection against losses from injury to people or property resulting from the products of a business.
- a risk that cannot be reduced by your actions.
- a risk that you can reduce or eliminate by actions you take.
- a form of risk protection that exchanges the uncertainty of a possible large financial loss for a certain smaller payment.
- insurance that pays the amount of the insurance policy upon the death of the insured.
- an agent who represents the insurance company and sells insurance policies to individuals and businesses.
- illegal uses of intellectual property, patents, trademarks, and copyrights.
- health insurance coverage offered to a large number of employees and their family members.
- the possibility of incurring a loss.
Down
- an insurance plan that provides medical and survivor benefits for people injured, disabled, or killed on the job.
- compensation for ongoing business expenses that occur if a business has a temporary shutdown.
- coverage of automobiles, trucks, and other business vehicles.
- may result in inconvenience or discomfort but do not have a financial impact.
- a risk that can result in financial loss, including personal risk, property risk, and liability risk.
- technical knowledge or creative work. It includes soft ware, clothing designs, music, books, and movies.
- a policy stating the conditions to which the insurance company and the policyholder have agreed.
- the person or company buying the policy.
- the chance either to gain or to lose.
- when a large number of people face a given risk and the cost of the possible losses can be predicted.
- protection against the high costs of individual health care.
- the exclusive rights to possess and use property and its profits.
- when a risk is not common or if it is impossible to predict the amount of loss that could be suffered.
- a risk that relates to harm or injury to other people or their property because of your actions.
- the amount a policyholder must pay for insurance coverage.
- a risk that can result in personal losses such as health and personal well-being.
- a distinctive name, symbol, word, picture, or combination of these that a company uses to identify products or services.
- the protection of the creative work of authors, composers, and artists.
- the exclusive right of an inventor to make, sell, and use a product or process.
- a policyholder's request for payment for a loss that the insurance policy covers.
34 Clues: the possibility of incurring a loss. • the chance either to gain or to lose. • the person or company buying the policy. • a risk that cannot be reduced by your actions. • the amount a policyholder must pay for insurance coverage. • protection against the high costs of individual health care. • a risk that you can reduce or eliminate by actions you take. • ...
Automobile worksheet 2024-11-13
Across
- covers body insurance
- pays for any physical injury's of you
- coverage pays for you or your passenger
- the amount the policy owner must pay before the insurance policy pays any money
- pays you for part of the rental car damages
- coverage pays for damage you've done to other people property
- people buy this because they cant afford the cost from the an auto accident
- request for money
- tax buyer of a used car must pay this
- pays you for the repair or replacement of your car that's damaged
Down
- the most important coverage
- the distance the car traveled since it left the factory
- covers replacements of places where your car is damaged
- pays for the towing of your vehicle
- fee drives agree to pay
- statisticians
- responsible to pay for the damages they cause with their automobiles
- extra free
- at fault if you cause an accident
19 Clues: extra free • statisticians • request for money • covers body insurance • fee drives agree to pay • the most important coverage • at fault if you cause an accident • pays for the towing of your vehicle • pays for any physical injury's of you • coverage pays for you or your passenger • tax buyer of a used car must pay this • pays you for part of the rental car damages • ...
Homeowner Insurance 2014-04-25
Across
- - The amount paid by an insured to an insurance company to obtain or maintain an insurance policy.
- - The amount an insurance company pays on a claim.
- a person who sells insurance policies
- Termination of an insurance policy by the company or insured before the renewal date.
- - In most cases, an insurance policy. A policy is considered to be a contract between the insurance company and the policyholder.
- A policyholder's request for reimbursement from an insurance company under a home insurance policy for a loss to property.
- - The amount the insured must pay in a loss before any payment is due from the company.
- - Continuation of a policy after its expiration date.
- - The policyholder - the person(s) protected in case of a loss or claim.
- damage - Physical damage to property
Down
- - The insurance company.
- - An amount of money returned to the policyholder for overpayment of premium or if the policyholder is due unearned premium.
- a form you fill out with information about you that an insurance company will use to decide whether to issue you a policy and how much to charge
- claim - A claim filed against another person’s insurance policy.
- - A written communication primarily expressing a grievance against an insurance company or agent.
- - An extra charge added to your premium by an insurance company.
16 Clues: - The insurance company. • damage - Physical damage to property • a person who sells insurance policies • - The amount an insurance company pays on a claim. • - Continuation of a policy after its expiration date. • claim - A claim filed against another person’s insurance policy. • - An extra charge added to your premium by an insurance company. • ...
CBM Crossword 2025-03-14
Across
- focuses on the US aviation market
- focuses on collectibles insurance
- provides package policies for environmental business
- insurance for freight/shipping
- focuses on several specialty lines in the US & Europe
- focuses on all forms of surety bonds coverage
- AUW mascot
Down
- provides customized General Liability, Excess Liability and Property Insurance
- What AUW was founded on
- Area around AUW's new headquarters
- charity that AUW focuses on
- sign and accept liability under
- provides coverage for yachts
- specializes in trucking related risks
- designs extended warranty and insurance solutions
- a situation involving exposure to danger
- focuses on entertainment, media & sports insurance
- offers insurance products for the aerospace industry
- business focusing on Medicare coverage
19 Clues: AUW mascot • What AUW was founded on • charity that AUW focuses on • provides coverage for yachts • insurance for freight/shipping • sign and accept liability under • focuses on the US aviation market • focuses on collectibles insurance • Area around AUW's new headquarters • specializes in trucking related risks • business focusing on Medicare coverage • ...
TIE 2020 Crossword 2020-11-27
Across
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- Insurance which is useful when you want to sue someone
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Classification of various businesses by insurers
- An individual or firm hired by an employer to deal with claim processing
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
Down
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- The method by which each member of an insurance pool shares in every risk written by other pool member
- Property taken over by an insurer to lower its loss
- It is the duty to disclose all material facts relating to the risk to be covered
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- Transferring the financial consequences of a loss to another party such as insurance company
- Money which is set aside by the insurance company to pay the losses
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- The termination of a policy before the expiry date
- An amount that you yourself responsible for paying towards an insured loss
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
insurance is very cool 2023-04-05
Across
- When a policy (such as life insurance or a pension) reaches its agreed time limit, it comes to an end and the value is paid out.
- Another term for cancelled.
- The potential costs of an insured event, such as a flood, to an insurer.
- A clause in your home or motor insurance policy that allows you to claim for the replacement of glass in your windscreen, sunroof, windows, doors, skylights, etc.
- This is when someone promises to pay for loss or damage they cause someone else
- This is the percentage change in the cost of living over time, measured through the Consumer Prices Index (CPI) or Retail Prices Index (RPI). As prices rise, the value of money falls.
- When someone buys cover for more than the value of the items insured.
- An event or outcome that you can insure yourself against such as fire, theft, flooding.
- Repayment of money to a consumer for a cost that is actually covered by the insurance policy.
Down
- An arrangement where an insurance policy is shared by more than one insurer.
- An unexpected or unplanned event or incident often causing damage or injury such as a road traffic accident
- An insurance company that is owned by its customers.
- To build up or accumulate.
- Money paid to a third party for matching customers with insurance providers.
- Money paid by an insurer when a claim is accepted.
- A professional person who is qualified to calculate risks and probabilities relating to insurance and pensions.
- The person who the insurance covers.
- The person who is applying for cover.
- The amount to be paid by a customer for an agreed amount of insurance cover.
- The price (or premium) of insurance.
20 Clues: To build up or accumulate. • Another term for cancelled. • The person who the insurance covers. • The price (or premium) of insurance. • The person who is applying for cover. • Money paid by an insurer when a claim is accepted. • An insurance company that is owned by its customers. • When someone buys cover for more than the value of the items insured. • ...
HEALTH CARE 2013-06-18
Across
- A state-licensed person who represents the insurance buyer rather than the insurance company
- Expenses incurred by the patient before payment is made by the insurance company
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Summary of Benefit Coverage (initials)
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Sometimes referred to as “ObamaCare” (initials)
- A person who exercises discretionary control or authority over management of a benefit plan
Down
- A health plan where the patient must receive care from a defined group of network providers (words)
- A numerical measure of usage of a single service or type of service
- Federal Poverty Level
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A health plan providing free choice of physicians (initials)
- Applies mathematical and statistical methods to assess risk in the insurance industry
- Manages health insurance with reduced out-of-pocket cost (initials)
- Agencies contracting together to provide services (initials)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- Provides an explanation of benefits provided by carrier (initials)
- Administrators used to fund health benefits but do not administer the plan (initials)
- An individual or organization that provides, administers, or finances health services
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • A health plan providing free choice of physicians (initials) • Agencies contracting together to provide services (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
HEALTH CARE 2013-06-18
Across
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- Sometimes referred to as “ObamaCare” (initials)
- Administrators used to fund health benefits but do not administer the plan (initials)
- Applies mathematical and statistical methods to assess risk in the insurance industry
- A person who exercises discretionary control or authority over management of a benefit plan
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- Manages health insurance with reduced out-of-pocket cost (initials)
- A state-licensed person who represents the insurance buyer rather than the insurance company
Down
- A numerical measure of usage of a single service or type of service
- A health plan where the patient must receive care from a defined group of network providers (words)
- Agencies contracting together to provide services (initials)
- A health plan providing free choice of physicians (initials)
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- Federal Poverty Level
- Expenses incurred by the patient before payment is made by the insurance company
- Summary of Benefit Coverage (initials)
- An individual or organization that provides, administers, or finances health services
- Provides an explanation of benefits provided by carrier (initials)
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • Agencies contracting together to provide services (initials) • A health plan providing free choice of physicians (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
CX Week Crossword 2023-10-03
Across
- A danger or hazard that can cause a loss.
- Termination of an insurance policy by the company or insured before the renewal date.
- A fire resistive wall erected to slow or stop the spread of fire between parts of a building.
- The cost to replace a damaged or destroyed item of property without deduction for depreciation; may be the basis of reimbursement for some losses.
- The tendency of insureds with a greater-than-average chance of loss to purchase insurance.
- A summary of coverages and premiums proposed by an agent to a prospective client.
- A decision by an insurance company not to renew a policy.
- Adjusts your home insurance policy limits to account for increases in costs to repair or replace your home or property due to inflation.
- The date on which an insurance policy becomes effective.
- A written agreement attached to the insurance policy which alters the provisions of the contract.
- The maximum amount your liability policy will pay.
Down
- The date on which an insurance policy expires.
- A provision in the insurance policy that indicates what is denied coverage.
- Contract or device for transferring the risk of loss from a person, business, or organization to an insurance company.
- The amount of money the policyholder must pay on a loss.
- You and residents of your household
- The insurance company representative who sells policies on behalf of the insurer.
- The value of your property, based on the current cost to replace it minus depreciation. Also see "replacement cost."
- The chance or uncertainty of loss.
- The amount of a pre-paid premium that has not yet been used to buy coverage.
- residence premises
21 Clues: residence premises • The chance or uncertainty of loss. • You and residents of your household • A danger or hazard that can cause a loss. • The date on which an insurance policy expires. • The maximum amount your liability policy will pay. • The amount of money the policyholder must pay on a loss. • The date on which an insurance policy becomes effective. • ...
Crossword Puzzle Econ Chapter 22 2025-10-31
Across
- Deliberate destruction of private or public property.
- The payment you receive is based on the replacement cost of an item minus depreciation.
- The chance of loss or injury.
- Motor vehicle insurance that applies when you damage the property of others.
- Legal responsibility for the financial cost of another person’s losses or injuries.
- Required
- Failure to take ordinary or reasonable care to prevent accidents from happening.
- Additional property insurance that covers the damage or loss of a specific item of high value.
- Coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries to others.
- Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
- A fee for insurance.
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
Down
- Protection against possible financial loss.
- Pays the costs of minor accidental injuries to visitors on your property.
- An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
- Anything that may possibly cause a loss.
- Evaluated
- Method for settling claims, you will receive the full cost of repairing or replacing an item.
- A person who joins the risk-sharing group by purchasing a contact known as a policy.
- Insurance that covers damage to your vehicle when it is involved in an accident.
- Anything that increases the likelihood of loss through peril.
- The set amount a policyholder must pay per loss on an insurance policy.
- Addition of coverage.
- Harsh.
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
- Take upon yourself.
26 Clues: Harsh. • Required • Evaluated • Take upon yourself. • A fee for insurance. • Addition of coverage. • The chance of loss or injury. • Anything that may possibly cause a loss. • Protection against possible financial loss. • Deliberate destruction of private or public property. • Anything that increases the likelihood of loss through peril. • ...
Vocab reveiw 2025-11-03
Across
- Is a group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
- A fee for insurance
- is the failure to take ordinary or reasonable care to prevent accidents from happening
- To make a assumption
- Getting endorsed by someone or something around you.
- is coverage that provides protection for your residence and its associated financial risks.
- Pays the cost of minor accidental injuries to visitors on your property.
- Having an iteam examined for its value.
- is anything that may possibly cause a loss.
- is the set amount that the policyholder must pay per loss on an insurance policy.
- Damaging someone elses property on purpose.
- is legal responsibility for the financial cost of another person’s losses or injuries.
- Something that is strict or harsh
- The chance of loss or injury.
Down
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
- Someone that has to happen
- an arrangement whereby drivers who are involved in accidents collect money from there insurance policy
- insurance that covers you in a hit and run driver.
- is protection against possible financial loss.
- A person joins the risk-sharing group by purchasing a contract known as a policy.
- Insurance that covers damage to your vehicle when it's involved in an accident.
- mortar vehicle insurance that applies when you damage the property of others.
- is anything that increases the likelihood of loss through peril.
- is additional property insurance that covers the damage or loss of a specific item of high value.
- The cost of replacing an item
- The payment you receive is base on the replacement cost of an item minus depreciation.
26 Clues: A fee for insurance • To make a assumption • Someone that has to happen • The cost of replacing an item • The chance of loss or injury. • Something that is strict or harsh • Having an iteam examined for its value. • is anything that may possibly cause a loss. • Damaging someone elses property on purpose. • is protection against possible financial loss. • ...
Chapter 9 - Insurance Review 2023-12-04
Across
- Auto insurance that pays for medical expenses, lost wages, and other financial losses.
- With health insurance, what is the percentage of money that you are responsible for after the deductible is reached?
- Where individuals, families, and small businesses can buy health insurance plans if not provided by the employer.
- The practice of employers paying for a portion of their employees‘ insurance premiums.
- A tax-exempt savings account dedicated to health care costs; only available for individuals on a high-deductible health plan.
- The most restrictive about access to your network’s health care providers.
- Life insurance that lasts for the life of the policyholder.
- The amount of protection offered to an individual through an insurance policy.
- The contract between an insurance company and the insured individual.
- The amount of money you will pay out of pocket before the insurance company will make a payment.
- People who are designated by the policyholder to receive the death benefit of a life insurance policy.
- The most a policyholder has to spend for covered services in a year.
- A formal request by a policyholder to their insurance company for compensation for a covered loss.
- Having enough money saved and invested so a spouse or loved one could live off of it when you die.
Down
- Covers additional living expenses, like the cost of a hotel if you‘re unable to live in your home while it’s being fixed.
- This covers the structure of your home, including the roof, walls, floors, and any other part of the structure.
- Insurance program that provides free or low-cost health coverage to low income people or families.
- Covers your belongings if they are damaged, destroyed, or stolen at your home.
- Insurance is key to any financial plan because it transfers ______________ from you to the insurance company.
- Life insurance for a specified amount of time.
- What type of auto insurance is required in the state of South Dakota?
- Federal health insurance program for people 65 and older and certain young people with disabilities.
- Insurance that will replace part of the policyholder’s income in the event that the policyholder is unable to work.
- Coverage for an individual’s (or family‘s) medical expenses from illness or injury.
- Amount of time after the premium is due in which a policyholder can make a premium payment w/o a break in coverage.
- Plan offers lower monthly premiums, but you have to pay more of your medical costs before insurance starts to chip in.
- If your car was damaged in an accident, I’ve got your back. It doesn’t matter who was at fault while driving. However, if the damage came from something besides a crash, I won’t be around to help you. I am…….
- If you hit an animal, or your car is stolen, or a tree falls on it, I’ve still got you covered! I am….
- A person who relies on someone for financial support.
- The amount of money paid to keep an insurance policy in force, typically paid monthly.
- These plans offer more provider access and cover care outside the plan’s network.
- The payments an individual makes each time they get medical service.
- What age are you required (for the most part) to get off of your parents health insurance policy?
33 Clues: Life insurance for a specified amount of time. • Life insurance that lasts for the life of the policyholder. • A person who relies on someone for financial support. • The most a policyholder has to spend for covered services in a year. • What type of auto insurance is required in the state of South Dakota? • ...
NGPF Insurance 2026-02-08
Across
- A formal request from the customer to an insurance company asking for a payment based on the terms of the insurance policy
- A form of property insurance, available to property owners, that covers losses to the physical structure as well as to their personal property and protects the insured person from liability claims
- The specified amount of payment required periodically by an insurer to provide coverage under a plan for a defined period of time
- Auto insurance coverage that protects you against costs to repair your own vehicle after a crash
- The second half of Underinsured Coverage; Auto insurance that protects you against another driver not having enough coverage to pay the entirety of your losses
- The spreading of financial risk evenly among a large number of contributors to the program
- Limit The maximum amount an insurance company will pay if you file a claim
- A federal and state assistance program that pays for health care services for people who cannot afford them
- A health insurance plan where you need a referral from your primary care provider to see a specialist and you will pay less by staying in-network.
- Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident
- An agreement where you make regular payments to a company and the company promises to pay you money if you suffer a specified injury, illness, loss, etc.
- A type of health insurance that provides protection against the high cost of treating severe or lengthy illness or disabilities and usually has a high deductible and lower premiums
- A fixed dollar amount that you agree to pay each time you receive medical treatment, such as a doctor's visit or prescription
Down
- The page of a car insurance policy which includes a summary description of the insurance coverage provided and gives the maximum dollar limit the insurer will pay for a claim under each coverage
- Auto insurance coverage that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.
- A type of insurance paid to an individual if they are injured and unable to work for a specified length of time
- Preferred provider organization. A health insurance plan in which providers agree to deliver services for discount fees; patients can go to any provider, but using nonparticipating providers results in higher costs to the patient.
- The amount of money you agree to pay towards your losses before your insurance coverage will begin paying
- A form of property insurance, available to renters, that covers losses to their personal property and protects the insured person from liability claims
- An account where you contribute pre-tax dollars for expected medical expenses
- A health insurance plan in which patients receive health care from designated providers.
- A percentage you pay each time you receive medical treatment, after you’ve paid your deductible
- A contract in which an individual or entity receives financial protection or reimbursement against losses
- Insurance paid to named beneficiaries when the insured person dies
- Auto insurance that protects you against cost of your own medical bills if you are involved in a car accident
25 Clues: Insurance paid to named beneficiaries when the insured person dies • An account where you contribute pre-tax dollars for expected medical expenses • Limit The maximum amount an insurance company will pay if you file a claim • A health insurance plan in which patients receive health care from designated providers. • ...
Risk Management Terminologies 2020-11-30
Across
- don't drive
- the chance a loss will occur
- first amount paid on claim
- taking action to minimize risk
- Sells for Geico only
- insurance WILL cover loss
- losses NOT covered
Down
- loss where insurance is needed
- owner of insurance
- represents multiple insurance companies
- contract signed for insurance
- cost of insurance
- the event
- buying insurance
- fill out after accident/loss
15 Clues: the event • don't drive • buying insurance • cost of insurance • owner of insurance • losses NOT covered • Sells for Geico only • insurance WILL cover loss • first amount paid on claim • the chance a loss will occur • fill out after accident/loss • contract signed for insurance • loss where insurance is needed • taking action to minimize risk • represents multiple insurance companies
Clinic Insurance Terminolgy #2 2016-09-16
Across
- Mississippi Coordinated Access Network; managed care program for Medicaid
- Prefix for State of Mississippi insurance policies
- The person who is financially responsible for charges remaining on an account after insurance has paid its portion
- Children’s Health Insurance Program; Coverage for children up to age 19 years old that are not eligible for Medicaid
- Amount of money patient is required to pay toward a procedure on the date of service
- identification number assigned by insurance company, aka: policy number
- Set of benefits that the insurance company offers to a group of their members
- Way to verify insurance through Epic
- Insurance company may choose not to pay a claim for a specific reason, such as incomplete or inaccurate information
Down
- Benefits for patients who have a service-connected disability
- Health care benefit that provides coverage to the spouse or widow(er) and children of eligible Veterans
- Person in whose name the insurance is issued
- Insurance coverage for employees of Forrest General
- The order that insurance companies will be sent claims
- Employee-sponsored or private insurance coverage not funded by the government
- any person the subscriber extends coverage to such as family or a dependent
- Private insurance that covers healthcare expenses not covered by Medicare
17 Clues: Way to verify insurance through Epic • Person in whose name the insurance is issued • Prefix for State of Mississippi insurance policies • Insurance coverage for employees of Forrest General • The order that insurance companies will be sent claims • Benefits for patients who have a service-connected disability • ...
INSURANCE 2024-09-03
Across
- long-term insurance
- Business _________: business losing revenue as result of
- Type of long-term insurance where a person's dependents receive the payout.
- _______ insurance covers a business against any structural damage.
- not delivering.
- The RAF protects all road users, even against _______ drivers.
Down
- An uninsurable event
- A home is _______-insured for R750 000 when it would sell for R850 000.
- The party that provides the cover
- Amount paid (per month or year) to receive cover.
- Type of insurance that protects a business against employees' dishonesty
- insurance premiums are based on this and the degree of risk involved.
- Public _____ insurance.
- The fund ("_IF") responsible for payout to those without jobs.
- Retirement annuities cannot be used as security for a _____.
15 Clues: not delivering. • long-term insurance • An uninsurable event • Public _____ insurance. • The party that provides the cover • Amount paid (per month or year) to receive cover. • Business _________: business losing revenue as result of • Retirement annuities cannot be used as security for a _____. • The fund ("_IF") responsible for payout to those without jobs. • ...
Insurance 2025-06-04
Across
- when term has passed its expiration date and the policy is no longer in force
- uninvolved party who saw the incident occurred
- this loss occurs mostly with progressive owned vehicle
- route to ORG 34875 when there is this kind of loss
- policies provide excess liability coverage that goes beyond the limits for the Insured
- feeling bad and expressing sensitivity in tone to a caller when filing a claim
- level shows how long the Insured has remained as a customer with Progressive
- route to ORG 34700 in MY CARS for this loss
- is a malicious mischief
Down
- parts not made by the original manufacturer are sometimes used to replace damaged parts in a vehicle
- a person who is not covered under a policy
- you do this prior to attaching policy to a claim
- a place where usually a vehicle is kept
- it is a coverage summary provided by an insurance company and has a list of coverages
- listening is one of the many ways to demonstrate respect to any customer
15 Clues: is a malicious mischief • a place where usually a vehicle is kept • a person who is not covered under a policy • route to ORG 34700 in MY CARS for this loss • uninvolved party who saw the incident occurred • you do this prior to attaching policy to a claim • route to ORG 34875 when there is this kind of loss • this loss occurs mostly with progressive owned vehicle • ...
Pramerica Newsletter Life Insurance Crossword 2025-11-29
Across
- - Unit price in market-linked insurance funds
- - Regular payment to keep policy active
- - Rate of return measure for policy investments
- - Savings plus insurance policy combination
- - Pramerica's US parent company
- - Policy duration or pure protection type
- - Add-on benefit to enhance coverage
- - Insurance contract document
Down
- - Date when policy benefits become payable
- - Ending a policy early for cash value
- - Request for insurance benefit payment
- - Person designated to receive death benefits
- - Prestigious global association of top life insurance advisors
- - Investment plus insurance plan with market-linked returns
- - Policy termination for non-payment
- - Policy advisor reward and engagement program
- - Probability of loss that insurance covers
17 Clues: - Insurance contract document • - Pramerica's US parent company • - Policy termination for non-payment • - Add-on benefit to enhance coverage • - Ending a policy early for cash value • - Request for insurance benefit payment • - Regular payment to keep policy active • - Policy duration or pure protection type • - Date when policy benefits become payable • ...
PFS WEEK 2025-10-13
Across
- Fixed amount patient pays per visit
- Medical bill sent to an insurance company for payment
- Uncollectible patient accounts sent to a collection agency
- Electronic submission of claims
- Permission that may be needed from the insurance company before a service is completed
- the process of returning funds to a customer for a previously processed transaction
- Health Insurance Portability and Accountability Act
- Percentage patient pays after deductible
- Person responsible for paying the bill
- claim form used by institutional providers
Down
- Printed summary of your medical bill
- Consolidated Omnibus Budget Reconciliation Act
- Payment received from insurance
- The process of assigning procedure and diagnosis codes to medical services for the purpose of submitting health insurance claims and determining reimbursement rates
- Reduction in billed amount
- A person who pays out of pocket for healthcare services
- A request made to an insurance company to reconsider a denied claim
- Discharged Not Final Billed
- 5-digit numbering system that helps standardize facility billing
- Insurance Company that pays for medical services
20 Clues: Reduction in billed amount • Discharged Not Final Billed • Payment received from insurance • Electronic submission of claims • Fixed amount patient pays per visit • Printed summary of your medical bill • Person responsible for paying the bill • Percentage patient pays after deductible • claim form used by institutional providers • ...
HEALTH CARE 2013-06-18
Across
- Expenses incurred by the patient before payment is made by the insurance company
- Provides an explanation of benefits provided by carrier (initials)
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- A numerical measure of usage of a single service or type of service
- An individual or organization that provides, administers, or finances health services
- Applies mathematical and statistical methods to assess risk in the insurance industry
- Administrators used to fund health benefits but do not administer the plan (initials)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- Manages health insurance with reduced out-of-pocket cost (initials)
- A person who exercises discretionary control or authority over management of a benefit plan
- Summary of Benefit Coverage (initials)
Down
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Federal Poverty Level
- A health plan where the patient must receive care from a defined group of network providers (words)
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A health plan providing free choice of physicians (initials)
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- Agencies contracting together to provide services (initials)
- Sometimes referred to as “ObamaCare” (initials)
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • A health plan providing free choice of physicians (initials) • Agencies contracting together to provide services (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
Healthcare Insurance Essentials 2024-03-19
Across
- An approved list of physicians, hospitals, and other providers.
- An organization that processes claims and provides administrative services for another organization. Often used by self-funded plans.
- An order from a primary care provider for a patient to see a specialist or get specific medical services.
- For insurance to pay for services, this must be submitted.
- A set dollar amount that a patient or policyholder must pay before insurance starts to pay for the services rendered.
- A designated person who receives funds from an insurance policy.
- A medical procedure that is not deemed medically necessary.
- An insurance plan for individuals who are injured on the job or become ill due to job-related circumstances
Down
- A set dollar amount that a patient or policyholder must pay at each office visit before insurance starts to pay.
- Term for somebody who is poor, needy, or impoverished.
- The length of time a patient must wait for disability insurance to pay after the date of injury.
- A low- income patient may be eligible for this insurance.
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services.
- A health problem that was present before new health insurance coverage started.
- A referral that is used in an emergency situation, as indicated by the provider.
- A decision making process used by managed care organizations to manage healthcare costs.
- The amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments.
- The process of confirming the healthcare provider's qualifications.
- Relatives of military personnel are covered by this government insurance plan.
- A document sent by the insurance company to the provider explaining the allowed charge amount.
20 Clues: Term for somebody who is poor, needy, or impoverished. • A low- income patient may be eligible for this insurance. • For insurance to pay for services, this must be submitted. • A medical procedure that is not deemed medically necessary. • An approved list of physicians, hospitals, and other providers. • ...
Chapter 22 Vocab 2025-10-31
Across
- Additional property insurance that covers the damage or loss of a specific item of high value.
- Coverage that provides protection for your residence and its associated financial risks.
- Motor vehicle insurance that applies when you damage the property of others.
- Deliberate destruction of private or public property.
- Pays the costs of minor accidental injuries to visitors on your property.
- You will receive the full cost of repairing or replacing an item.
- Motor vehicle insurance that applies when you damage the property of others.
- Anything that increases the likelihood of loss through peril.
- A fee for insurance.
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
- Take upon yourself.
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
Down
- Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
- The failure to take ordinary or reasonable care to prevent accidents from happening.
- Addition of coverage
- The set amount that the policyholder must pay per loss on an insurance policy.
- required
- Protection against possible financial loss.
- An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
- The chance of loss or injury
- Anything that may possibly cause a loss.
- The payment you receive is based on the replacement cost of an item minus depreciation.
- evaluated
- A person joins the risk-sharing group by purchasing a contract
- harsh
- Legal responsibility for the financial cost of another person's losses or injuries.
26 Clues: harsh • required • evaluated • Take upon yourself. • Addition of coverage • A fee for insurance. • The chance of loss or injury • Anything that may possibly cause a loss. • Protection against possible financial loss. • Deliberate destruction of private or public property. • Anything that increases the likelihood of loss through peril. • ...
Chapter 12- Health Insurance Essentials 2021-06-28
Across
- The length of time a patient waits for disability insurance to pay after the date of injury.
- An online marketplace where people can compare and buy individual health insurance plans. State 244health insurance exchanges were established as part of the Affordable Care Act.
- The amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments.
- A designated person who receives funds from an insurance policy.
- An approved list of physicians, hospitals, and other providers.
- A system used to determine how much providers should be paid for services provided. It is used by Medicare and many other health insurance companies.
- A document sent by the insurance company to the provider and the patient explaining the allowed charge amount, the amount reimbursed for services, and the patient's financial responsibilities.
- Low-income Medicare patients who qualify for Medicaid for their secondary insurance.
Down
- A health problem that was present before new health insurance coverage started.
- An online service provided by various insurance companies that allows providers to look up a patient's insurance benefits, eligibility, claims status, and explanation of benefits.
- The primary care provider, who is in charge of a patient's treatment. Additional treatment, such as referrals to a specialist, must be approved by the gatekeeper.
- A payment arrangement for healthcare providers.
- A written agreement between two parties in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur.
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services.
- A decision-making process used by managed care organizations to manage healthcare costs. It involves case-by-case assessments of the appropriateness of care.
- A list of fixed fees for services.
- Poor, needy, impoverished.
- An organization that processes claims and provides administrative services for another organization. Often used by self-funded plans.
- An order from a primary care provider for the patient to see a specialist or to get certain medical services.
- A formal request for payment from an insurance company for services provided.
20 Clues: Poor, needy, impoverished. • A list of fixed fees for services. • A payment arrangement for healthcare providers. • An approved list of physicians, hospitals, and other providers. • A designated person who receives funds from an insurance policy. • A formal request for payment from an insurance company for services provided. • ...
HEALTH CARE 2013-06-18
Across
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- Manages health insurance with reduced out-of-pocket cost (initials)
- Sometimes referred to as “ObamaCare” (initials)
- Provides an explanation of benefits provided by carrier (initials)
- Applies mathematical and statistical methods to assess risk in the insurance industry
- A health plan providing free choice of physicians (initials)
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Expenses incurred by the patient before payment is made by the insurance company
- An individual or organization that provides, administers, or finances health services
- Administrators used to fund health benefits but do not administer the plan (initials)
Down
- A person who exercises discretionary control or authority over management of a benefit plan
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- A numerical measure of usage of a single service or type of service
- Federal Poverty Level (inital)
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- Continued health insurance coverage in lieu of coverage termination (acronym)
- A health plan where the patient must receive care from a defined group of network providers (words)
- Agencies contracting together to provide services (initials)
- Summary of Benefit Coverage (initials)
- A state-licensed person who represents the insurance buyer rather than the insurance company
21 Clues: Federal Poverty Level (inital) • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • Agencies contracting together to provide services (initials) • A health plan providing free choice of physicians (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
Monica's Insurance 2014-05-16
Across
- The largest total amount the insurance company will pay for covered losses.
- a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
- insurance covering the insured against losses arising from injury or damage to another person or property.
- an amount to be paid for an insurance policy.
- a method of valuing insured property.
- an approximate calculation or judgment of the value, number, quantity, or extent of something.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- having inadequate insurance coverage.
- the state of something, especially with regard to its appearance, quality, or working order.
- relating to understanding.
- an official agreement intended to resolve a dispute or conflict.
- a condition or proviso added to something already said or decreed.
- a situation involving exposure to danger.
Down
- a person or group in whose name an insurance policy is held.
- an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
- provides protection against most risks to property.
- prudent or expedient conduct or action.
- an act of assessing something or someone.
- A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
- the actual cost to replace an item or structure at its pre-loss condition.
- a formal or explicit statement or announcement.
- not covered by insurance.
- state or assert that something is the case,
- an instance of one moving object or person striking violently against another.
24 Clues: not covered by insurance. • relating to understanding. • a method of valuing insured property. • having inadequate insurance coverage. • prudent or expedient conduct or action. • an act of assessing something or someone. • a situation involving exposure to danger. • state or assert that something is the case, • an amount to be paid for an insurance policy. • ...
Loss Drafts Information Part 1 2023-09-21
Across
- Authorization can be written or _________.
- Insurance provided on the mortgage company's behalf
- Where will Lender Placed Insurance Department send the claim check and adjuster's report?
- We can provide any caller ________ information.
- A court document providing authorization
- Information that can be provided to an authorized third party must be only _______ _________.
- Whose name is the Lender Placed Insurance claim check made out to?
- When the borrower's original adjuster's report does not include all the damages, the insurance company may issue _________.
- We ask that the check be __________ before it is sent to Loss Drafts, in case we need to deposit it for any reason.
- State Farm is an example of ________ insurance
Down
- What document is Loss Drafts required to send to a borrower with a Lender Placed claim?
- Court document stating a person will have authorization to represent or act on another's behalf while alive.
- ANYONE is able to open a _______ ______.
- Once all repairs are completed, the insurance company will release ________ depreciation.
- A supplemental document to the adjuster's eport providing additional information about the payments.
- A requirement on every call, no matter the caller.
- A caller is not fully verified until they have provided ________ verification points.
- The maximum amount the insurance company will issue for a claim
- An insurance agent will have to verify the _________ in addition to the claim or policy #.
- If the original adjuster's report did not include all of the damages the insurance company paid out for, it needs to be ________.
- If a borrower has Lender Placed insurance, who is typically their insurance company?
- What is needed for Loss Drafts to be able to speak with anyone other than a named borrower on the loan?
22 Clues: ANYONE is able to open a _______ ______. • A court document providing authorization • Authorization can be written or _________. • State Farm is an example of ________ insurance • We can provide any caller ________ information. • A requirement on every call, no matter the caller. • Insurance provided on the mortgage company's behalf • ...
Chapter 22 Vocabulary 2025-10-31
Across
- Insurance that covers you and your family members if you are involved in an accident with an uninsured or hit-and-run driver.
- Pays the costs of minor accidental injuries to visitors on your property.
- You will receive the full cost of repairing or replacing an item.
- Harsh.
- The set amount that the policyholder must pay per loss on an insurance policy.
- Insurance that covers physical injuries caused by a vehicle accident for which you are responsible.
- Legal responsibility for the financial cost of another person’s losses or injuries.
- Take upon yourself.
- A person joins the risk-sharing group by purchasing a contract known as a policy.
- Deliberate destruction of private or public property.
- An arrangement whereby drivers who are involved in accidents collect money from their own insurance companies.
- Coverage that provides protection for your residence and its associated financial risks, such as damage to personal property and injuries to others.
- Insurance that covers damage to your vehicle when it is involved in an accident.
Down
- Additional property insurance that covers the damage or loss of a specific item of high value.
- Protection against possible financial loss.
- Evaluated.
- Addition of coverage.
- The payment you receive is based on the replacement cost of an item minus depreciation.
- The failure to take ordinary or reasonable care to prevent accidents from happening.
- A group of people who cannot get motor vehicle insurance who are assigned to each insurance company operating in the state.
- Anything that may possibly cause a loss.
- The chance of loss or injury.
- A fee for insurance.
- Motor vehicle insurance that applies when you damage the property of others.
- Anything that increases the likelihood of loss through peril.
- Required.
26 Clues: Harsh. • Required. • Evaluated. • Take upon yourself. • A fee for insurance. • Addition of coverage. • The chance of loss or injury. • Anything that may possibly cause a loss. • Protection against possible financial loss. • Deliberate destruction of private or public property. • Anything that increases the likelihood of loss through peril. • ...
Insurance 2021-09-22
15 Clues: warty • obroty • zaleta • spadać • zależeć • odsetki • szacować • kompensata • wiarygodny • wpływać na • ubezpieczenie • odszkodowanie • zapotrzebowanie • z drugiej strony • środki ostrożności
INSURANCE 2024-05-10
15 Clues: Wide & • Scary! • Half Off! • yummy chug • our product • Best Dressed • morning chug • Crochet Expert • he can afford it • the best 2 words • the enemy 2 words • to recompense perhaps • Bird of the month 2 words • Done in the second office • Neither steps nor miles 2 words
Insurance 2026-03-18
Across
- Covers non-accident damage like theft
- Chance of loss or damage
- Unexpected event causing damage
- Insurance for your vehicle
- What the insurance plan protects
- Responsibility for damages or injury
- Stealing of property or vehicle
- Amount paid for insurance coverage
Down
- Fixing damage to property or car
- Insurance for your house
- Protection against financial loss
- Amount you pay before insurance pays
- Covers damage from a car accident
- Request for payment from insurance
- Contract between you and insurer
15 Clues: Insurance for your house • Chance of loss or damage • Insurance for your vehicle • Unexpected event causing damage • Stealing of property or vehicle • Fixing damage to property or car • What the insurance plan protects • Contract between you and insurer • Protection against financial loss • Covers damage from a car accident • Request for payment from insurance • ...
TIE 2020 Crossword 2020-11-27
Across
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- Money which is set aside by the insurance company to pay the losses
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- It is the duty to disclose all material facts relating to the risk to be covered
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- The termination of a policy before the expiry date
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
Down
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- The method by which each member of an insurance pool shares in every risk written by other pool member
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- Property taken over by an insurer to lower its loss
- Transferring the financial consequences of a loss to another party such as insurance company
- An individual or firm hired by an employer to deal with claim processing
- Insurance which is useful when you want to sue someone
- An amount that you yourself responsible for paying towards an insured loss
- Classification of various businesses by insurers
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Insurance Vocabulary 2013-01-08
Across
- the amount of money payable to a policyholder upon discontinuation of a life insurance policy
- sums of money to be paid for specific types of losses under the terms of an insurance policy
- the specified amount of a loss that the policyholder pays before the insurer is obligated to pay anything.The insurance company pays only the amount in excess of the deductible
- compensation for actual losses incurred/returning the policyholder to the same financial condition he/she was in before the loss
- a person named on an insurance policy to receive the benefits from the policy
- a professional insurance salesperson who acts for the insurer in negotiating, servicing, or writing an insurance policy
- premium the portion of a paid premium that the insurer has not yet earned because the policy term has not ended
- the additional time after the premium due date that the insurer allows the policyholder to make the payment without penalty(30 days)
- an event whose occurrence can cause a loss
- policyholder’s request for reimbursement for a loss under the terms of an insurance policy
- an unexpected reduction in value of the insured’s property caused by a covered peril – the basis of a valid claim
Down
- specified losses that the insurance policy does not cover
- a table of premium rates based on ages and life expectancies
- the person or company protected against loss (not always the owner of the policy)
- the amount stated in a life insurance policy to be paid upon death
- a condition that creates or increases the likelihood of some loss(lightning or defective house wiring)
- the contract form that has been adopted by many insurers, approved by state insurance divisions, or prescribed by law
- protection provided by the terms of an insurance policy
- a specialist in insurance calculations and statistics
- written verification of the amount of a loss that must be provided by the insured to the insurer before a claim can be settled
20 Clues: an event whose occurrence can cause a loss • a specialist in insurance calculations and statistics • protection provided by the terms of an insurance policy • specified losses that the insurance policy does not cover • a table of premium rates based on ages and life expectancies • the amount stated in a life insurance policy to be paid upon death • ...
TIE 2020 Crossword 2020-11-27
Across
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- The termination of a policy before the expiry date
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- An individual or firm hired by an employer to deal with claim processing
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Property taken over by an insurer to lower its loss
- An amount that you yourself responsible for paying towards an insured loss
Down
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- It is the duty to disclose all material facts relating to the risk to be covered
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- Money which is set aside by the insurance company to pay the losses
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- Transferring the financial consequences of a loss to another party such as insurance company
- Classification of various businesses by insurers
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- The method by which each member of an insurance pool shares in every risk written by other pool member
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- Insurance which is useful when you want to sue someone
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
TIE 2020 Crossword 2020-11-27
Across
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Transferring the financial consequences of a loss to another party such as insurance company
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- The method by which each member of an insurance pool shares in every risk written by other pool member
- It is the duty to disclose all material facts relating to the risk to be covered
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- An amount that you yourself responsible for paying towards an insured loss
- Policy that covers employees in a company against the dangers of an aircraft accidents
Down
- Insurance which is useful when you want to sue someone
- The termination of a policy before the expiry date
- An individual or firm hired by an employer to deal with claim processing
- Money which is set aside by the insurance company to pay the losses
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- Property taken over by an insurer to lower its loss
- Classification of various businesses by insurers
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
TIE 2020 Crossword 2020-11-27
Across
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- Insurance which is useful when you want to sue someone
- The termination of a policy before the expiry date
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- The method by which each member of an insurance pool shares in every risk written by other pool member
- Classification of various businesses by insurers
Down
- An individual or firm hired by an employer to deal with claim processing
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- It is the duty to disclose all material facts relating to the risk to be covered
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- Transferring the financial consequences of a loss to another party such as insurance company
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- Property taken over by an insurer to lower its loss
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- An amount that you yourself responsible for paying towards an insured loss
- Money which is set aside by the insurance company to pay the losses
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
TIE 2020 Crossword 2020-11-27
Across
- The method by which each member of an insurance pool shares in every risk written by other pool member
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Classification of various businesses by insurers
- An amount that you yourself responsible for paying towards an insured loss
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- An individual or firm hired by an employer to deal with claim processing
Down
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- Transferring the financial consequences of a loss to another party such as insurance company
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Money which is set aside by the insurance company to pay the losses
- The termination of a policy before the expiry date
- It is the duty to disclose all material facts relating to the risk to be covered
- Insurance which is useful when you want to sue someone
- Property taken over by an insurer to lower its loss
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Ross Rector 2015-01-13
Across
- person buying the insurance
- guaranteed retirement income that is purchased by paying either a lump sum premium or making periodic payments
- issued for a practical period
- federally funded insurance program
- written contract between the person buying the insurance and the insurance company
- one that insures property that cannot be covered by a specific insurance because it is constantly changing in value or location
- the amount of money you pay the insurance company
- the insurance company
- allows policyholders to change terms of the policy when need be
- in which the insurance company agrees to compensate you for a specific loss.
- person named in the policy to receive benefits paid by the insure in an event of a loss
- covers goods that are moved by land carries
- covers loss resulting directly from a fire
- healthcare plan for low income people
Down
- contract that provides monetary compensation for losses suffered as a result of someone's death
- an attachment to an insurance policy that modifies the policy's terms
- covers ships at sea
- requires payment throughout the insured's life
- protects you from most types of losses and liabilites related to home owenership
- a contract in which the insure promises to pay you a sum of money if a particular piece of real or personal property is damaged or destroyed
- limits your recovery for a loss if the property is not insured for its full replacement value
- allows you to stop paying premiums after a states length of time
- you must have this to take out insurance for a person a property
- gives you temporary protection until a policy is issued
- amount you can take by either borrowing against or cashing in the policy
- the person whose life or property is insured
- the amount of protection stated in a life insurance policy
- provides insurance for a stated time
28 Clues: covers ships at sea • the insurance company • person buying the insurance • issued for a practical period • federally funded insurance program • provides insurance for a stated time • healthcare plan for low income people • covers loss resulting directly from a fire • covers goods that are moved by land carries • the person whose life or property is insured • ...
Insurance Vocabulary 2016-01-09
Across
- A cause of Loss
- The contract or agreement made between the insurer and the insured.
- The amount of insurance an employee takes out from a company, whether it be single or family coverage
- Life insurance that covers you until age 100, or pays you the money when you reach 100
- Insurance designed to pay for the repair or replacement of the policy owner's car in the event of damage not resulting from an accident
- A permanent policy under which the cash value of the policy may fluctuate according to the investment performance of a separate account fund.
- covers you if you hit someone or someone hits you
- The person named in a life insurance policy as the recipient of the insurance money in the event of the insured person’s death.
- The insurance company that issues the insurance coverage
- The policy holder(s) entitled to covered benefits
Down
- The demand by an individual to recover losses covered under an insurance policy.
- The amount of money you pay out of pocket if you file a claim.
- Workers in a company
- The payment to the insurance company for insurance coverage.
- Portion the insured pays to doctor, hospital, etc. usually $5-25 per visit.
- A permanent policy designed to last for life and for which premiums stay level.
- Certain period of time usually 6 months before group insurance is available to workers.
- Certain period of time during which an employee can sign up for group insurance without furnishing proof of insurability
- The rate of return on the accumulation account fluctuates according to investment performance but will not fall below a guaranteed minimum rate of return, such as four percent.
- People who are employed and work 30 plus hours per week
- covers medical expenses for you and your passengers
- Provides protection for a specific period of time and pays a benefit only if you die during the “term.”
22 Clues: A cause of Loss • Workers in a company • covers you if you hit someone or someone hits you • The policy holder(s) entitled to covered benefits • covers medical expenses for you and your passengers • People who are employed and work 30 plus hours per week • The insurance company that issues the insurance coverage • ...
Life Insurance Puzzle 2024-10-25
Across
- table A table that lists death rates according to age groups.
- A type of life insurance policy that pays the same death benefit over the term of the policy. The premiums paid usually remain level throughout the term.
- value The amount of coverage that a life insurance policy provides.
- A type of life insurance policy that pays a decreasing death benefit over time and, as a result, has a lower premium than other types of term insurance.
- An insurance policy that covers the buyer for his or her lifetime or to a specified age; types include whole life, universal life, and variable life.
- life insurance Combines an insurance part with a variety of investment components; these may include stocks, bonds, and money market funds; one of the riskiest types of insurance policies.
- insurance Life insurance that employees get through their employers.
- A type of life insurance policy that pays increasing death benefit over time and, as a result, has a lower premium than other types of term insurance.
- A type of insurance that combines a life insurance policy with an investment feature; policyholders pay a premium that is divided between the insurance portion and the investment portion.
- The value of the investment portion of a whole life insurance policy.
Down
- A type of insurance that provides protection for the policyholder; term insurance covers the policyholder for a specified period of time, usually 5, 10, or 20 years; after that time, the policy is no longer in effect, unless it is renewed for another term.
- A person chosen by the policyholder whose name is on the life insurance policy and who receives the benefits of the policy after the policyholder’s death.
- insurance that pays out a sum of money either on the death of the insured person or after a set period.
- A life insurance premium is the amount you pay for the policy.
- Similar to whole life insurance; the cash value can be used to pay the insurance premium if the policyholder doesn’t pay it, but if the cash value is not enough to pay the insurance, the policy can lapse.
15 Clues: table A table that lists death rates according to age groups. • A life insurance premium is the amount you pay for the policy. • value The amount of coverage that a life insurance policy provides. • insurance Life insurance that employees get through their employers. • The value of the investment portion of a whole life insurance policy. • ...
Consumers Crossword 2023-04-04
Across
- Insurance protection used when something goes bad
- Sticker Price; Manufacturer Suggested Retail Price
- person who comes to see how much money the insurance company needs to give you
- Amount you must pay before insurance kicks in
- call to insurance to describe the event that you need insurance money for
- 3 words; dealership gives you a number that could be used for downpayment on another vehicle
- 2 words; Limit on the miles you can put on car during leasing period
- 2 words, how long you lease something
- what you subtract from price
- 2 words; 7% x Purchase Price
- 2 words; covers your liability for injury to others
- chunk of money you pay to lessen loan payments
- 3 words; Covers everything; best type of warranty
- loss of value over time
Down
- 2 words; expected value of car at end of leasing period
- 3 words; Average Annual Depreciation/Original Cost
- 2 words; final price after negotiations
- 2 words; Title + License Costs
- similar to renting; monthly payments
- 3 words; website to help value car
- high risk insurance plan through government instead of insurance company
- Cost of insurance per month or year
22 Clues: loss of value over time • what you subtract from price • 2 words; 7% x Purchase Price • 2 words; Title + License Costs • 3 words; website to help value car • Cost of insurance per month or year • similar to renting; monthly payments • 2 words, how long you lease something • 2 words; final price after negotiations • Amount you must pay before insurance kicks in • ...
TIE 2020 Crossword 2020-11-27
Across
- Policy that covers employees in a company against the dangers of an aircraft accidents
- Insurance covers repair to your own vehicle, even if the accident is your fault and also covers vandalism, and hit-and-runs.
- Insurance which is useful when you want to sue someone
- Insurance which protects the policyholder against a suit or claim for another's bodily injury and property damage
- An autonomous, statutory body tasked with regulating and promoting the insurance and re-insurance industries in India
- By paying the past due premium, if any lapsed policy is once again put into force by providing sufficient evidence as per the insurance company rule
- An individual or firm hired by an employer to deal with claim processing
- The insurer's right assumed from the insured to recover payment from a third party that is legally responsible for the loss
- Property taken over by an insurer to lower its loss
- Transferring the financial consequences of a loss to another party such as insurance company
- Classification of various businesses by insurers
- It is the duty to disclose all material facts relating to the risk to be covered
Down
- The termination of a policy before the expiry date
- Insurance Insurance which is mandatory when you stay in Germany for more than 3 months
- An amount that you yourself responsible for paying towards an insured loss
- The method by which each member of an insurance pool shares in every risk written by other pool member
- Multiple motor vehicles owned by the same person or company, covered by a single insurance policy
- Money which is set aside by the insurance company to pay the losses
- A coverage plan offered by an employer or other organization that covers the individuals in that group and their dependents under a single policy
- To restore a party who has sustained a loss to the same financial position that party held before the loss occurred
20 Clues: Classification of various businesses by insurers • The termination of a policy before the expiry date • Property taken over by an insurer to lower its loss • Insurance which is useful when you want to sue someone • Money which is set aside by the insurance company to pay the losses • An individual or firm hired by an employer to deal with claim processing • ...
Chapter 12- Health Insurance Essentials 2021-06-28
Across
- The length of time a patient waits for disability insurance to pay after the date of injury.
- An online marketplace where people can compare and buy individual health insurance plans. State 244health insurance exchanges were established as part of the Affordable Care Act.
- The amount paid or to be paid by the policyholder for coverage under the contract, usually in periodic installments.
- A designated person who receives funds from an insurance policy.
- An approved list of physicians, hospitals, and other providers.
- A system used to determine how much providers should be paid for services provided. It is used by Medicare and many other health insurance companies.
- A document sent by the insurance company to the provider and the patient explaining the allowed charge amount, the amount reimbursed for services, and the patient's financial responsibilities.
- Low-income Medicare patients who qualify for Medicaid for their secondary insurance.
Down
- A health problem that was present before new health insurance coverage started.
- An online service provided by various insurance companies that allows providers to look up a patient's insurance benefits, eligibility, claims status, and explanation of benefits.
- The primary care provider, who is in charge of a patient's treatment. Additional treatment, such as referrals to a specialist, must be approved by the gatekeeper.
- A payment arrangement for healthcare providers.
- A written agreement between two parties in which one party (the insurance company) agrees to pay another party (the patient) if certain specified circumstances occur.
- A process required by some insurance carriers in which the provider obtains permission to perform certain procedures or services.
- A decision-making process used by managed care organizations to manage healthcare costs. It involves case-by-case assessments of the appropriateness of care.
- A list of fixed fees for services.
- Poor, needy, impoverished.
- An organization that processes claims and provides administrative services for another organization. Often used by self-funded plans.
- An order from a primary care provider for the patient to see a specialist or to get certain medical services.
- A formal request for payment from an insurance company for services provided.
20 Clues: Poor, needy, impoverished. • A list of fixed fees for services. • A payment arrangement for healthcare providers. • An approved list of physicians, hospitals, and other providers. • A designated person who receives funds from an insurance policy. • A formal request for payment from an insurance company for services provided. • ...
Insurance and credit 2025-10-22
Across
- Insurance coverage that pays for damage to your car from an accident.
- Legal responsibility for damages or injury to another person or property.
- Credit A type of credit that renews as you pay off debt, like a credit card.
- The amount paid for an insurance policy, usually monthly or yearly.
- The person who receives money from a life insurance policy.
- Insurance Coverage that protects against financial loss from car accidents or theft.
- Payment The smallest amount that must be paid on a credit account each month.
- The cost of borrowing money, usually expressed as a percentage.
- The written contract outlining the terms and coverage of an insurance agreement.
- Loan A loan backed by collateral to reduce the lender’s risk.
- of Credit A flexible loan that allows you to borrow up to a certain limit as needed.
- The most common credit scoring model used by lenders.
- Insurance Provides a payment to beneficiaries upon the insured person’s death.
- Percentage Rate (APR) The yearly cost of borrowing, including interest and fees.
- Limit The maximum amount you are allowed to borrow on a line of credit.
- Loan A loan repaid with regular, fixed payments over time.
Down
- Score A number that represents a person’s creditworthiness.
- An asset pledged as security for a loan.
- Insurance that replaces part of your income if you are unable to work due to illness or injury.
- Insurance Coverage for personal belongings in a rented property.
- Loan A loan not protected by collateral, based on credit history.
- Insurance coverage that pays for damage not caused by a collision, such as theft or fire.
- The original amount of money borrowed or invested before interest.
- Insurance Protection for your home and belongings against damage or loss.
- The amount you pay out of pocket before insurance coverage begins.
- A person who agrees to repay a loan if the borrower fails to do so.
- Insurance Coverage that pays for medical expenses and treatments.
- Period The time between the statement date and when payment is due before interest is charged.
- A formal request for payment from an insurance company for a covered loss.
29 Clues: An asset pledged as security for a loan. • The most common credit scoring model used by lenders. • Loan A loan repaid with regular, fixed payments over time. • Score A number that represents a person’s creditworthiness. • The person who receives money from a life insurance policy. • Loan A loan backed by collateral to reduce the lender’s risk. • ...
HEALTH CARE 2013-06-18
Across
- Continued health insurance coverage in lieu of coverage termination (acronym)
- A state-licensed person who represents the insurance buyer rather than the insurance company
- Provides an explanation of benefits provided by carrier (initials)
- Manages health insurance with reduced out-of-pocket cost (initials)
- Applies mathematical and statistical methods to assess risk in the insurance industry
- Federal Poverty Level
- Sometimes referred to as “ObamaCare” (initials)
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A health plan providing free choice of physicians (initials)
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- A numerical measure of usage of a single service or type of service
- Agencies contracting together to provide services (initials)
Down
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- An individual or organization that provides, administers, or finances health services
- Expenses incurred by the patient before payment is made by the insurance company
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- A health plan where the patient must receive care from a defined group of network providers (words)
- A person who exercises discretionary control or authority over management of a benefit plan
- Summary of Benefit Coverage (initials)
- Administrators used to fund health benefits but do not administer the plan (initials)
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • A health plan providing free choice of physicians (initials) • Agencies contracting together to provide services (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
HEALTH CARE 2013-06-18
Across
- Summary of Benefit Coverage (initials)
- Continued health insurance coverage in lieu of coverage termination (acronym)
- Health care plan funded entirely by employers who do not purchase insurance (2 words)
- The name of The Health Insurance Exchange established due to the ACA in our state (two words)
- Expenses incurred by the patient before payment is made by the insurance company
- Applies mathematical and statistical methods to assess risk in the insurance industry
- Umbrella insurance with a third party in a self-funding plan to cover risk that the plan cannot financially manage (2 words)
- Provides an explanation of benefits provided by carrier (initials)
- Manages health insurance with reduced out-of-pocket cost (initials)
- An individual or organization that provides, administers, or finances health services
- A health plan where the patient must receive care from a defined group of network providers (words)
- Administrators used to fund health benefits but do not administer the plan (initials)
Down
- An insurance market place organized at the state or federal level starting in 2014 and put into place by the ACA
- A person who exercises discretionary control or authority over management of a benefit plan
- Federal Poverty Level
- Insurance policies must cover these benefits in order to be certified and offered in The Exchanges under the Affordable Care Act by 2014 (two words)
- A numerical measure of usage of a single service or type of service
- Sometimes referred to as “ObamaCare” (initials)
- Agencies contracting together to provide services (initials)
- A health plan providing free choice of physicians (initials)
- A state-licensed person who represents the insurance buyer rather than the insurance company
21 Clues: Federal Poverty Level • Summary of Benefit Coverage (initials) • Sometimes referred to as “ObamaCare” (initials) • Agencies contracting together to provide services (initials) • A health plan providing free choice of physicians (initials) • Provides an explanation of benefits provided by carrier (initials) • ...
Monica's Insurance 2014-05-16
Across
- a person or group in whose name an insurance policy is held.
- a condition or proviso added to something already said or decreed.
- a method of valuing insured property.
- a situation involving exposure to danger.
- an act of assessing something or someone.
- having inadequate insurance coverage.
- insurance covering the insured against losses arising from injury or damage to another person or property.
- an official agreement intended to resolve a dispute or conflict.
- relating to understanding.
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- an instance of one moving object or person striking violently against another.
- an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
Down
- an amount to be paid for an insurance policy.
- provides protection against most risks to property.
- a formal or explicit statement or announcement.
- the actual cost to replace an item or structure at its pre-loss condition.
- an approximate calculation or judgment of the value, number, quantity, or extent of something.
- prudent or expedient conduct or action.
- The largest total amount the insurance company will pay for covered losses.
- not covered by insurance.
- a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
- A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
- state or assert that something is the case,
- the state of something, especially with regard to its appearance, quality, or working order.
24 Clues: not covered by insurance. • relating to understanding. • a method of valuing insured property. • having inadequate insurance coverage. • prudent or expedient conduct or action. • a situation involving exposure to danger. • an act of assessing something or someone. • state or assert that something is the case, • an amount to be paid for an insurance policy. • ...
Monica's Insurance 2014-05-15
Across
- prudent or expedient conduct or action.
- a condition or proviso added to something already said or decreed.
- a person or group in whose name an insurance policy is held.
- the state of something, especially with regard to its appearance, quality, or working order.
- having inadequate insurance coverage.
- state or assert that something is the case,
- an official agreement intended to resolve a dispute or conflict.
- provides protection against most risks to property.
- a method of valuing insured property.
- a form of insurance protection that covers policyholders for losses that they incur as a result of fraudulent acts by specified individuals.
- The largest total amount the insurance company will pay for covered losses.
Down
- a specified amount of money that the insured must pay before an insurance company will pay a claim.
- an act of assessing something or someone.
- a situation involving exposure to danger.
- A form of property insurance that provides coverage for a policy holder's belongings and liability within a rental property.
- the actual cost to replace an item or structure at its pre-loss condition.
- insurance covering the insured against losses arising from injury or damage to another person or property.
- not covered by insurance.
- an insurance agent who assesses the amount of compensation that should be paid after a person has made a claim on their insurance policy.
- an instance of one moving object or person striking violently against another.
- an amount to be paid for an insurance policy.
- an approximate calculation or judgment of the value, number, quantity, or extent of something.
- a formal or explicit statement or announcement.
- relating to understanding.
24 Clues: not covered by insurance. • relating to understanding. • having inadequate insurance coverage. • a method of valuing insured property. • prudent or expedient conduct or action. • an act of assessing something or someone. • a situation involving exposure to danger. • state or assert that something is the case, • an amount to be paid for an insurance policy. • ...
OE Voluntary Benefits - D-1 2020-10-12
Across
- What is the minimum number of working hours to be eligible for AD&D?
- How much do employees pay for AD&D?
- Where do you enroll for Group Accident Insurance?
- Who is the vendor for Optional Life Insurance?
- LTC Expense service that can be reimbursed?
- Who is the vendor for Group Accident Insurance?
- When can you cancel your Group Accident Insurance?
- The coverage amount for Basic Life Insurance is ____x the EE’s basic annual earnings to a maximum of $500,000.
- What is the minimum working hours for employees to be eligible for Optional Life Insurance?
- What is the coverage amount for the EE’s spouse for basic life insurance? _____ thousand USD
Down
- When will the Basic Life Insurance coverage begin? – ______ ___ ____ ________ following the hire date
- Who is the vendor for Business Travel AD&D?
- LTC Vendor
- When can employees enroll in Group Accident Insurance?
- Who is the vendor for Basic Life Insurance
- Former vendor of LTC
- How do employees enroll in Basic Life Insurance?
- How do employees pay for their Accident Insurance premium?
18 Clues: LTC Vendor • Former vendor of LTC • How much do employees pay for AD&D? • Who is the vendor for Basic Life Insurance • Who is the vendor for Business Travel AD&D? • LTC Expense service that can be reimbursed? • Who is the vendor for Optional Life Insurance? • Who is the vendor for Group Accident Insurance? • How do employees enroll in Basic Life Insurance? • ...
Chapter 15 Vocabulary 2023-05-08
Across
- toilet, sink, bathtub or shower
- insurance covering large expenses
- amount is multiplied by basic premium
- twice per month
- amount payed for insurance
Down
- type of house
- person who receives the base value of policy
- determines house size for insurance purposes
- cost to replace insured property
- worth printed on a policy
- list of payments by insurance
- insurance that only protects the owner
- insurance for loss
- guarantee against loss
- determines house cost by location
15 Clues: type of house • twice per month • insurance for loss • guarantee against loss • worth printed on a policy • amount payed for insurance • list of payments by insurance • toilet, sink, bathtub or shower • cost to replace insured property • insurance covering large expenses • determines house cost by location • amount is multiplied by basic premium • ...
